BIGPX

srfdriver99

The "hedge funds do worse than the S&P" stat is misleading for exactly this reason. The hedge fund shouldn't be compared to the S&P, it should be compared to an 80/20 portfolio, or a 60/40 portfolio, or whatever. That's not to defend hedge funds, but they should really be compared to [stuff with bonds in the mix](https://totalrealreturns.com/n/USSTOCKS,VASGX,BAAPX,AOA,BIGPX,PRWCX,ABALX). (In particular, go look at the "Worst Drawdown" section.)

SirGlass

For 6-8 years the S&P500 is still a bit risky for a lot of people . I would find some stock/bond fund mix . For example there is BIGPX what is an ETF that basically does it for you and allocates approx 60% stock 40% bonds

qqueenrubberr

BlackRock 60/40 "BIGPX" is a *Target Allocation Fund, Institutional*. It's the kind of large, safe fund that employers and retirement guys force their employees to put 401(k) money into, and it's supposed to be a sophisticated blend of 60 percent stocks and 40 percent bonds, guaranteed to slowly rise in value over time since BlackRock is such a well-trusted organization and every goddamn employee in America is forced to put their money in there every two weeks. BIGPX is unchanged since Dec 2017, no growth. If you put 10K into BIGPX in December 2017, it has experienced no growth at all and is still worth only 10K today. Every employee with a 401(k) should be rip-roaring mad about this. All of Wall Street is a giant scam.