FTCLX

leam-34

I'm in my 40s in the US and have $35k in a Simple IRA through my full time employer (3% + 3% employer match). It’s all in FTCLX with a 1.74% expense, which seems like a lot. I know it's not much, and I don't plan on touching any of it until retirement, but I'd like to move the existing balance somewhere. I initially thought about Fidelity at like 80% FSKAX / 20% FTIHX but thought I'd see if anyone has better advice. I want to be somewhat safe but would like to see it grow.