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GSST

Goldman Sachs Access Ultra Short Bond ETF

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I Don’t see any significant value /connection with my HYSA. I have an account at a brick and mortar bank also , enough to cover recurring bills and a buffer. No big purchase planned. $ is just parked in a safe account earning some interest. My thought is that USFR or GSST would provide a slight bump and also make it easy to invest if I see an investment opportunity.

Low risk tolerance: SGOV or VBIL Medium risk tolerance: BINC, VUSB, GSST, or PAAA High risk tolerance: CLOB, AOK, AOR, or FAGIX

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I have reduced my exposure to equities and invested the proceeds in short term fixed income ETFs: GSY, PULS, MINT, GSST.