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Currently a pretty good time to buy TIPS. Look at the ETF symbol IBIG ( iShares iBonds Oct 2030 Term TIPS ETF) or for Oct 2029 Term symbol IBIF.
match your investing horizon to the duration of you investment. I'd personally look at something like the ticker IBIG--2030 expiring TIPS. Or in the US you can buy from treasurydirect. For reference consider equity a ten-year investment.
Not at all. I just added a TIPS rung to my own ladder (1/15/2033). Everyone is in a different place, so this is just an Internet Nobody's take. I would not hold TIPS bonds in a taxable account since the inflation adjustments are taxable income, even though you won't see them until maturity. The behavior of TIPS funds caught a lot of people off guard over the past two years, where in a rising inflation environment where they are supposed to provide protection their performance was actually ~~poor~~ bad. There are a lot of moving pieces to TIPS, and duration can be long (that is, they are very sensitive to interest rate changes). So, IMO, TIPS should be held in a retirement account, and they should be the actual bonds and not funds. Buy, hold to maturity. That way you know exactly what is going to happen at the end, even though the market value will fluctuate between now and then. One exception to my "no funds" is the defined maturity TIPS ETFs that are starting to appear. IBIG as one example. But just like the actual bonds, these would be a buy and hold to maturity/liquidation. TIPS tip -- use limit orders when buying defined maturity ETFs. Since these are buy & hold they are thinly traded. Someone may argue that holding bonds and bond funds is the something. That is true mathematically if you are holding well past the duration of the bond fund. But for those of us with a more modest horizon, being either retired or with a future expense that we want to cover, maturity is an important factor.
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