VCADX
VANGUARD CALIFORNIA INTERMEDIATE-TERM TAX-EXEMPT FUND ADMIRAL SHARES
Mentions (24Hr)
0.00% Today
Reddit Posts
Mentions
I'm in this too. VCADX and I-Bonds are where I keep money I might need in the next 3-5 years. Though since I'm in Admiral shares, the expense ratio is only .09%.
Bad time to hold bond funds? I own VBTLX in tax-advantaged accounts and VCLAX/VCADX/VWLUX in taxable accounts and they've been plummeting (for bonds) this year and the slight increase in yield doesn't nearly make up for it. I would have figured that future fed rate increases would already be "priced in" as of a few weeks ago, but they keep dropping and I'm wondering if it's worth cashing out for the next few months while rates are still increasing. I don't like the idea of holding cash and losing to inflation, but I like the idea of holding bonds and losing to cash even less.