CGIE

DoctorNezuko

I have a bolus that will become available soon. I am looking to increase my international exposure. Currently I have 10% CGIE, which is being done through earnings-based DCA; however, I am considering DFIV instead. Is there any major differences I should be aware of between the two?

Sad_Ad8730

Getting a little pricey but solid adr. Capital group etfs have been solid af CGIE has BAESY

harrison_wintergreen

Not everything is crashing. Reddit has this idea everything is collapsing, because reddit loves trendy fast-growth tech and indexes that are getting rekt. many conservative, value, blue-chip type funds are up YTD or just flat (DODGX, HDV, FEQTX, LEXCX, DODBX, FEQIX etc) as are many international ETFs (VXUS, VYMI, CGIE)

harrison_wintergreen

>I don't really believe in the "buy the dip" mentality. sigh... let's turn to Peter Lynch of Fidelity, one of the most successful investors in history: >The following calculations, made at my request by Fidelity’s technical department, have strengthened the argument for investing on a schedule. If you had put $1,000 in the S&P 500 index on January 31, 1940, and left it there for 52 years, you’d now have $333,793.30 in your account. This is only a theoretical exercise, since there were no index funds in 1940, but it gives you an idea of the value of sticking with a broad range of stocks. >If you’d added $1,000 to your initial outlay every January 31 throughout those same 52 years, your $52,000 investment would now be worth $3,554,227. **Finally, if you had the courage to add another $1,000 every time the market dropped 10 percent or more (this has happened 31 times in 52 years), your $83,000 investment would now be worth $6,295,000. Thus, there are substantial rewards for adopting a regular routine of investing and following it no matter what, and additional rewards for buying more shares when most investors are scared into selling.** Peter Lynch with John Rothschild, *Beating the Street* (1993) >I believe in deploying cash into the market when there is CERTAINTY lol, buy only when everyone else is buying and optimistic. great plan. >To buy when others are despondently selling and to sell when others are avidly buying requires the greatest fortitude and pays the greatest ultimate rewards. ~~ John Templeton (1912-2008), whose flagship fund beat a global index by 3-5% a year for decades. >The media reporting that Trump is intentionally pushing the US into recession has a lot of validity. the same media that denied Biden was suffering from dementia? >I am glad I sold most of my non-retirement investments as soon as Trump's tariffs didn't look like a bluff if you're so convinced of this thesis, why not move the retirements accounts to the money market fund? >Been enjoying nice gains in Gold (GLDM) and the 4%+ in SGOV I'm heavy on US international and value stocks, and also up ~4% on several accounts YTD. HDV is up 4.6% YTD, CGIE is up 7.2%.