PRGFX

Sirknowit

Yup. I decided to take 1/2 my deferred comp and toss into a self directed Schwab brokerage. I am doing fine. And after 8 months of learning and tinkering, winning and loosing, I am finally set in a number of ETFs I believe in. Quality ones, not fads. NOT VOO and chill or any of that but as of Monday I am definitely in the “chill” mode. I have to discipline myself to leave shit be. Time in the market. I like what I have on the brokerage side. The 1/2 I must leave in the deferred comp side has a range of choices and it’s split between VIIIX (SP500) and one much like PRGFX. I have a very sweet pension so I will watch for 6 months or so and reevaluate mid Summer. So…pick what ya like and the. Try to chill. 🤣

JazzFestFreak

1. Vanguard • AUM: ~$8+ trillion • Known for: Low-cost index and actively managed funds, investor-owned structure. • Flagship Funds: • Vanguard Total Stock Market Index (VTSAX) • Vanguard 500 Index Fund (VFIAX) • Vanguard Total Bond Market Index (VBTLX) • All funds are no-load 2. Fidelity Investments • AUM: ~$4 trillion in mutual funds • Known for: Both active and passive funds, strong research platform. • Flagship Funds: • Fidelity 500 Index Fund (FXAIX) • Fidelity Contrafund (FCNTX) • Fidelity ZERO Total Market Index (FZROX – 0% expense ratio) • Most are no-load 3. T. Rowe Price • AUM: ~$1.4 trillion • Known for: Strong actively managed funds, long-term track records. • Flagship Funds: • T. Rowe Price Blue Chip Growth (TRBCX) • T. Rowe Price Growth Stock (PRGFX) • All funds are no-load I have been in TRowePrice since my early 20s and I am now nearly 60. Market timing is for suckers. And every time I think I can pick stocks, I relearn I am an idiot. Regular monthly money to fill your Roth account is the secret. Extra $ into funds for your savings. (Don’t forget to get your emergency funds set up) — I hope one day 55 year old remembers these days when you committed to your savings and thanks you.

Suitable-Rest-1358

I maxed my Roth this year totaling at 21K. My advisor suggested me going in on some international mutual funds, large caps and small-mid index. I won't actively manage but want to know if there is feedback. I didn't calculate % but looks pretty equal. |**Position**|**Total Value**| |:-|:-| |**WGIFX**|$4,230.15| |**CCALX**|$1,063.18| |**PFPMX**|$4,309.26| |**DODGX**|$5,454.04| |**PRGFX**|$5,386.97| |**VBR**|$797.76|

Suitable-Rest-1358

**I lump summed my Roth for the year as of today. My advisor broke it down for me like this, any criticisms I can blow him away with? I have mostly mutual funds in large, international, and growth/value. I am 32 and plan to retire by 2055. I will rarely manage this fund actively.** |**Name and Ticker**|**Total value ($)**| |**Vanguard Index (VBR)**|$797.76| |**Capital World Growth Income (WGIFX)*|$4,230.15| |**Conestoga Fds (CCALX)**|$1,063.18| |**Dodge and Cox Stock Fund(DODGX)*|$5,454.04| |**Parnassus Fds (PFPMX)**|$4,309.26| |**T Rowe Price Growth Stock (PRGFX)**|$5,386.97| I am too lazy to generate %s but the total is $21k

dumeinst

Hey everyone, I've been lurking here for a few months now just to get a sense of how other people are feeling in this climate. I always find the advice and comments very level headed. I have a couple mutual funds in a non taxable account (ie PRGFX ). Like everything else they're down significantly from their highs though I'm still up on both of them. Given the higher fees and with the assumption that everything is gonna fall further, would it make sense to sell these and use the proceeds to DCA into index ETFs (vt, vti, vxus, voo)? Thanks!

TyroneBiggummms

FXIAX and PRGFX would be my top two picks.

awdennis

I’ve had PRGFX for 4 years roughly. It’s been great.

HonestlyDontKnow24

No idea how you're down 11%. PRGFX, a relatively aggressive growth fund, is down 8% off an ATH it hit a month ago. It's also gone up 47% since pre-COVID. Maybe you need to check your expectations. Stocks don't only go up. There are times when it'll crash (and now is not a crash). Most of the advice is just to leave it all alone. If you're worried, you could shift from a growth index fund to something like your FFOLX which is a target date fund with significantly more diversity, bonds, etc. But it's also only up 15% pre-COVID. Your current portfolio is heavier on risk which means more volatility, so you have to prepared for downturns- the huge highs don't come free. But as long as you're prepared for volatility, you'll probably be fine in the long run. Just need to understand it'll happen.

pewpadewk

I know my situation doesn't really apply to this sub but I'm super worried so I will ask. &#x200B; I've lost 11% of my 401k in the past month or two. It has taken me over a decade to earn this money and I live in poverty otherwise, so watching it crash is causing me a lot of anxiety. I just want to know if I will (probably) be ok or if I need to rebalance my portolfio. &#x200B; These are what I hold: RYSEX (0.67% of account) RERGX(22%) PRGFX(30%) <- this one has been getting fucked inside out and back PCBIX(0.76%) FFOLX(46.31%) &#x200B; The % of account don't reflect current contributions because I think I rebalanced a year ago for the first time. Thanks in advance.