RGAGX

BeerBrats

I'm curious to see what you think of my mix. I'm 58, single, still working and thinking of retiring at 62 or 63. My monthly expenses are low - just under $2,000 plus food and entertainment. This includes my 4% mortgage and condo association fee. Currently putting 15% in 401k and trying to fully find my Roth IRA each year. My current 401k balance is $1,102,570.73. What do you think of my mix? RGAGX $312,782.00 VBTIX $176,731.71 VINIX $324,155.91 VITSX $288,901.11 I know there is some overlap between funds, but I'm not sure if there is any reason to consolidate, or to buy something else. Any opinions or advice for my situation are welcome. I picked funds decades ago when I started this job, and I'm pretty sure Vanguard closed some and transferred my money to me ones, but overall I've been happy with the returns. Thanks in advance.

ZacTheGoat

Hello all! (30, Male, Married no kids, USA) Here is my current breakdown. I realize I’m very heavy in the S&P 500 but I essentially use that as a higher growth savings account to buy a rental property one day. I am trying to be in large, mid and small cap funds to be diversified well. I don’t really think international funds tend to do well, but open to hearing about a good one. What would you change either percentage wise or new fund completely? Thanks in advance! Brokerage VOO - 48% FCNTX - 21.8% VONG - 8.7% VIMAX - 8.6% VSMAX - 8.5% FSELX - 4.5% 401k VIMAX - 25% VSMAX - 25% FAVRX - 25% RGAGX - 25%