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UHG at $2.38. 46 cents was a pretty crazy price for the warrants.
[Stanley Martin Homes to Acquire United Homes Group](https://www.businesswire.com/news/home/20260222170730/en/Stanley-Martin-Homes-to-Acquire-United-Homes-Group) \- UHG UHGWW "Under the terms of the agreement, United Homes shareholders will receive $1.18 per share in cash. " UHG and warrant holders taking a big hit today. UHG closed at $2.38 Friday. UHGWW closed at 46 cents each. The warrant agreement has the Black Scholes term, premarket bidding around 15 cents.
My idea is anything that beats index by good margin- tax included for selling- sell and shift to index. UHG was one of the mega success of last 20 years and it got destroyed in just 1 year so no point in trying to chase individual stocks
Thats UnitedHealthGroup, so while i understand your point there is a significant difference between UHC and UHG.
Meaning UHG will not become profitable should Trump succeed.
This an AI trash post? Law only requires 85% and UNH hovers at exactly that. https://www.unitedhealthgroup.com/content/dam/UHG/PDF/investors/2024/UNH-Q4-2024-Form-10-K.pdf Premiums: $309B Medical costs: $264B
We can get a 25% stake in UHG fam.
UHG is United Homes Group. United Healthcare is UNH?
If you're in it for the long haul, holding could make sense... UHG is still a solid company. But if this hit made you too uneasy, it’s okay to trim a bit. Just don’t panic sell.
Pretty sure UHG stands for united health group
Was there any good reason for calls on UHG?
I was thinking of calls for Centene. Sure, its the most medicaid leveraged health insurance, but its down to a P/of 4.9 and all others like UHG, Humana, Cigna, CVS, seems to be around 16-19.
I really just feel diversifying is in my best interest. However, if you look at their longitudinal trend lines, though you see volatility, they are not at peak and they have a relatively positive linear habit. Their zscore and fscores are great. You can use this much like the UHG stock with higher dividends, if you like, or buy and sell the volatility.
I just did the same with UHG. Fucking Blackrock suing them after my call options... you gots to be kidding. Chasing volatility was even the DD. But that's what I ended up doing I guess. You know how to make fries? I can flip patties.
Green flag: increasing revenue Q/Q, real assets, backlog, cash runway, 10-Qs with increasing revenue/EBITDA guidance, it recently wasn’t a penny stock, or just has a cool niche product with some options on the stock Red Flags: rampant shilling, decreasing revenue, tiny market cap, no real product or service or future valuation is total bs. Picks this 1H UHG 300% CAPT 300% AMPX 100% TTI 50% GROY 35% Picks 2H TTI NFE IMPP TGB AKBA
Did a bunch of research on bailout stocks in 2020. Researched CEOs of competing companies in same sector opportunities. Basically justified who I thought could gain market share during a tumultuous time. I picked several winners that were the biggest stock gains of their industries including Canadian weed, cruise lines, energy. My average that year was 75% with low risk plays. Also got into $GME at $14 with a call option. Turned $5k into $130k but couldn't sell - thanks Robinhood. Basically stopped trading after that. Money that would've changed it all, taken away... crazy how demotivating that was. I'm crawling back though. $NBIS call has me up 350% rn. Praying for $UHG as well.
I have calls and open complaints to the insurance protection agency against UHG. My goals are beyond my understanding.
So you’re saying we should short UHG!
Rip Hope when you're on Medicare you have a better provider than UHG
State AG offices are going to carve off big multi billion dollar chunks of settlement checks from UHG. Some of those might make it in the fry bag too…
People dont chose their insurance unless ACA/Individual, their employer choses it for them. UHG and others sell to C-suite and dont consider normal people customers at all.
Speaking of layoffs, UnitedHealthcare (usually GEHA but they have some others) is a very common plan for government workers. I wouldn’t be surprised if that’s a big reason why they underperformed in Q1, so until the layoffs stabilize, it’s unlikely they will bounce back to previous projections. UHG has also been massively laying off their own employees, who of course have UHC plans, to move services overseas. So it cuts costs on the front end, but also makes their insurance branch look like it’s bringing even less money overall
Bad strategy. Efficient markets just mean if Churchie stays away, Greedy will invest even more to balance it to a fair price. ... So ... that strategy makes no sense. UHG -- it's not so much that it's the most evil insurance company (well by public sentiment) but it's that is has the REPUTATION of an evil company that will get its customers killed. That's not great for business. Hence, its stock cratering 50%.
You're definitely right about YOLOing into any stock. I read a successful trader that said 5% of his capital is the most he would risk on any trade. Basically the idea is you can lose 20 times before you run out of capital and that's worst case losing it at all each time. I guess my view of healthcare is a little skewed. I work in healthcare we've been dealing with staff shortages since covid. Things have gotten better but I assume the shortages were due to huge demand and longstanding trends in employment. A lot of healthcare cost isn't for elective stuff is people getting sick and having no choice but to get treatment. I just checked humana's chart and yeah they're down 50% from all time highs and they have it bounce back so quickly. Looks like they're dividend yields much less than UHG but who knows that could be the next boot that drops
He's trying to do something about it that's why he bought UHG stock! How the fuck you pay your house off working at Wendy's
As someone who worked for UHG, the parent company of UNH. You're fucking stupid.
No one cares, UHG will rise.
Correct. And this means shareholders ultimately pay for security for the CEO,…… CFO and all the other C-suites. Do you want to be a UHG Shareholder?
It's part of a larger strategy I think, and why UHG has been acquiring nursing home facilities. Probably monopolistic.
As someone who owns a lot of UHG I’m hoping the frequent ticket mixup with UNH can do something
my ticker shows UHG LOL UNH I mean
UHG rally 
after i buy UHG it falls 
UNH is now the KIA of insurance companies People are gonna be walking out of job interviews when they hear their prospective employer carries UHG
Extremely. That's why I'm on this sub. However, UHC is a subsidiary of UHG so I know what I'm talking about. There are 2 parts of UHG. UHC and Optum. UHC has experienced some major challenges which has affected the stock as a whole. I haven't done my DD in Optum but it seems investors don't know or don't care about that side of the company meaning people view what comes out of UHC as the ultimatum for their decisions to invest.
It is not possible for retailers. 95% are winns for marketmakets. Its not only they have an advance in % winning, its also they have advanced software, and algos take care of the swings do you are not able to win. The only time you can winn big are events that were not in the picture. Like for example tweets from trump or UHG. But even at that point you had to be in before and its very difficult to guess when it gappens because to early and to late is losing.
Oh come on, have you ever been insured by UHG at any point? When the time comes and you are facing mounting medical bills and undergoing procedures, let's see how many of your claims get denied by UHG.
Per their “unnamed source”. DOJ and UHG both deny knowledge of any such investigation…
According to their unnamed sources, even though the DOJ and UHG both stated no knowledge of any criminal investigation…
You mean ALLEGED probe. WSJ has cited no actual sources and both DOJ and UHG have denied any knowledge of such probe. WSJ has copy/pasted this same article a half dozen times over the past 2 years with zero confirmation by the DOJ.
WSJ’s quarterly copy/paste of their “UHG under investigation” article where they cite zero sources and both DOJ and UHG repeatedly deny any knowledge of any investigation…
How did you guys “know” about the UHG play?
Especially considering WSJ cited no sources, only “people in the know at the DOJ”, while both the DOJ and UHG said they weren’t aware of any new ongoing investigation. This is just more of WSJ’s ongoing vendetta against UHG. They’ve literally copy/pasted this same article a half dozen times in the past 2 years, with zero actual indication there’s actually any investigation during that whole time. If UHG had any sense they would buy out WSJ and immediately liquidate it…
Nothing new from UHG. They’ve were doing it when I worked there over a decade ago.
Wow I managed to scoop a bit of UHG at the very bottom that feels good
This is actually because UHG refused to get rid of their DNI program, probably.
Fuck UHG. I hope it tanks more. It is a corrupt company imo
Lol no. UHG = UnitedHealth Group, which is the umbrella corporation for both UnitedHealth Care (UHC) and Optum. The UHC CEO is the one who got shot and killed. Andrew Witty was the UHG CEO. He just left. They are bringing back one of the former UHG CEO's.
Yes, they are bringing back the pre-Witty UHG CEO
Believe UHG did not attend Trump’s recent $1.5m per person fund-raising dinner….so, they are $cr€w€d.
that guy was a business unit CEO and the recent resignation was the parent co CEO but he was replaced by the Chairman who used to be the UHG CEO and that should be long term bullish
With this new admin, I wonder if UHG will get bailed out
UHG down 18%. https://preview.redd.it/90w5h8ufyq0f1.png?width=1024&format=png&auto=webp&s=050647c3a6e95b240a35005ecf11e0c7efa224cf
UHG 300 0dte put, is this the play for tomorrow? 
Every bit of that statement is wrong, considering the previous CEO is the one serving as a steward to replace him as he exits the company. Witty led UHG, not UHC.
Helmsley back under the helm of UHG. Interested to see what he tries to make his mark on first.
I work for a healthcare company so I've been a bit scared lately, but figured that such cuts would be too unpopular and disruptive to the economy which would compound the situation with the tariffs. Its also strange seeing UHG being so resilient and was thinking about a possible put option, but needed the background info first. Thank you.
I worked for the worst of the worst, UHG 😂. I'm so pissed they denied my dental 4 times & I work there, I have BCBS for healthcare & never denials. I believe all those stating the highest rejections. I'm like this is dental so disputed it, if I don't win then that's almost $2000 on top of what I paid last yr. My dentist wrote them a long letter & denied amongst multiple images showing how decayed teeth were for a crown yet they said it wasn't bad. So that's why I disputed last wk & got Dr letter. It's like they can't even treat employees right & apparently you need an infection to get covered by them 😂 🤔. After all these yrs & first denial which is odd since these 2 teeth were worse off than others in the past. So won't ever have UHC dental again. Might just try use those discount cards due to this huge hassle
Layoffs at UHG are about 10% of the reported numbers, so around 3500. It’s pretty typical of UHG to do layoffs at this time of the year and that is about the average number.
Sounds like UHG is trying to scrub the internet of information about their shitty behavior
It will fall more. 30-35K layoffs from UHC alone by May 1. CEO stuff put them in a negative spotlight, affecting profits and coupled with talks of slashing medicaid/Medicare. Investors are right to be wary. That's just the first round of layoffs, I am speculating more will come in the next 12 months, hitting the broader UHG. Why it's not being talked about? Maybe the president and plane crashes are more interesting right now to the general public.
Who the fuck are you, a UHG sympathizer ?
Ya but UHG is one of the worst of the bunch. Their claim denial rate is like 2x the industry average
CEO been in hiding since the UHG incident
Those a holes made $22Billion in profit. Each of those dollars is a treatment denied and dead people. Fuck UHG every single day, and twice on sundays.
Fellow apes. I have to tell you UHG is down because of all the fraudulent activities that can be proven in court which may pop up during Luigi’s court litigations. Anyone who does basic statistics can see how much fraud was involved to cheat Medicare and Medicaid. They were stealing from the lobbied government which ultimately means money from the tax payers. If this comment hits #1. I will put the together.
So relieved that the UHG CEO has recognized the problem with healthcare in America: poor communication.
People on reddit have no idea how our healthcare system works or even what UHG does for that matter.
You are right people will make that trade but do you have numbers? Because the only thing I found suggests UHG has some of the most expensive premiums on average.
Are you writing a letter to the benefits department? Organizing a union to change from UHG to Cigna? These things aren't happening at mass, nor are they going to move the needle on UHGs balance sheet. Of the 20 million using the Gov marketplace, sure, maybe some of them are willing to pay a higher premium for a company that's less likely to deny them after this, but most people are price sensitive first and don't care about this stuff until it directly impacts them.
Non-profits are still allowed to make profits and UHG has a profit margin of 4%. Eliminating the insurers would not change our healthcare system materially.
then you work for small companies lol. apple, JPM, WF, BAC, Toyota, cisco, UHG all have apps running on mongo
Great buying opportunity if you're looking for an entry imo. There's an endless supply of suits behind Brian that will fill his spot and it will be business as usual. The guy isn't even the CEO of the overall company UHG.
As far as stock price… the CEO hid a government inquiry into UHG while he and his friends unloaded millions of their shares. It is in fact good for the company that this was brought to light and now everyone knows what was and is going on there. I feel very sad for his family and don’t agree with assassination as a business strategy but he was not doing UHG any favors.
UHC is obviously a United Health Group affiliate, but United Health Group has its own CEO. Brian Thompson was the CEO of UHC not UHG.
UHG made $6Bn in profit in last quarter alone. You are deeply sick person if you think a single insurance company operating in one market should be making this kind of profit from people's health.
They were just following laws is a great defense actually. And UHG isn't putting people into bankruptcy. They're providing a service which may not cover the entirety of their bills. But... That's not UHGs fault that they have bills or that their coverage that they purchased does not fully cover everything.
>Or he might be replaced by someone 110% more effective. It's possible. But when UHG was hiring someone for the role whenever he was hired, they thought he was the best chance of bringing them success. Otherwise they would've hired the other person who they thought would earn shareholders more money. >My guess is that there are at least 20-30 people already at UNH that can do the job just as well. Again, it's possible. But they either haven't proven it yet in some other role/capacity, have some other flaw that prevents them from being a good CEO, or simply are already in a different highly paid position and narrowly lost out to the previous CEO. >And in reality the most valuable employees in a company are 3-5 levels down Disagree. Those people are certainly valuable, but their decisions have a muted impact on the company compared to the CEO. A manager/director/great individual contributor being 10% better than the next best person in that role might mean a few million dollars more in earnings for the company. A CEO being 10% better than the next best person means hundreds of millions or billions in impact. The magnitude is different, and thus the value is as well. It makes much more sense to chase an incrementally better CEO than it does an incrementally better anything else in nearly every scenario. There are extremely rare exceptions.
>upper management decides the direction of the company and the things employees are incentivized for. Sure. How does that mean they're fucking you over? Be specific. >I’m sure the CEO has directed billions lobbying for policies That'd be surprising, since UHG has spent about $50 million in the last 10 years on lobbying as a whole. Just $1,950 million to go to get to billions! In fact, I'm almost certain that the CEO of a subsidiary of UHG did not direct lobbying at all, let alone lobbying specifically to harm his customers. The CEO of UHG, or this guys boss, probably did in some way impact some small amount of spend on lobbying for policies that might reduce what insurers have to cover. And if they were successful, their customers would've had the ability to choose different coverage or different companies that did cover what was left out by UHG. And they'd pay higher premiums for the benefit of having that additional coverage. I'd like for you to give a specific example of something that UHG lobbied for that would've harmed its customers, while keeping in mind that things like mandated coverage for things like pre-existing conditions raises premiums - so it's not like mandating that coverage is wholly good for customers.
>You don't think a CEO has any more influence over the amount of claims that get approved and denied Neither really has influence on this. Laws do. The CEO is not choosing claims to deny, nor can he legally influence how many are denied. How many claims are denied is based on the contract that customers sign with UHG. >whether premiums Premiums are also not set by the CEO lol. And it's not like there aren't other insurers. So if UHG is raising premiums above what the market is, then UHG will lose business. You're acting like the CEOs of these businesses are setting minute details and interfering with individual cases or even doing illegal things, and it just isn't the case. UHGs CEO isn't changing prices any more than Shell is deciding unilaterally to raise the price of your gasoline, or Tyson is unilaterally deciding to raise the price of your chicken.
>the upper class to not fuck us so shamelessly. A CEO is an employee. Just a highly paid one. He's not fucking you over personally any more than a random software engineer, doctor, or claims adjuster is at UHG.
Wasn't UHG ceo, was unitedhealthcare ceo, and they reported earnings today
UHG has also laid off thousands of people over the last 18 months across UHC, Optum and G, even though they continue to grow profits YoY. It’s a recipe for a lot of pissed off people on both sides of the counter.
Looks like today was UHG’s [investor day](https://www.unitedhealthgroup.com/newsroom/2024/2024-11-26-uhg-to-host-2024-investor-conference.html) which was publicized beforehand.
Witty is CEO of the parent company, UHG. UHC is a subsidiary looks like and they list their CEO as Brian Thompson on their site.
UHG does not have a look back provision in its ESPP. They used to until a few years ago, and was 15% to boot. Still, 10% near-guaranteed return is worth it. (Near guaranteed because there is a delay between grant and actually being able to exercise the shares, somewhere around a week)
Health insurance companies are the scum of the earth and everything that's wrong with this country. Calls UHG because leaches gonna leach as long as there's still blood to suck.
UHG’s CEO was compensated over [$100 million in 2009](https://m.startribune.com/unitedhealth-ceo-was-paid-102m-in-09/90890274/). That’s just awful all the way around.