CALI
iShares Short-Term California Muni Active ETF
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SGOV you will pay fed tax on, but not a bad option, PULS you will pay both fed and state tax on because it is not gov bond fund. I would look into CA Specific Muni bond funds such as OCAYX. Yield is about 4.44% but that is Fed and state tax free. Because it is not short-term bonds, you will see some ups and downs (MUB has the same issue but won't be CA state tax free). If you prefer almost no volatility you could look into either CALI, or DFCMX which are California specific short term bond funds. They will have less yield and less volatility.
Waymo approved for entire of CALI/LA. then expanding to 5 more cities before 2025 then another 20 by mid 2026. This includes London + Tokyo. Uber time is coming up???
a lot of the peeps who respond to you r from shit places in the country im sure. they would love to live in SD (or CALI) for that matter....
There are other ways to get interest as income. I am in highest income tax state. 51% taxable bond or fixed income. 49% not taxable or AMT exempt. Rather than investment grade bond I buy close end financials paying me 8-11% taxable etfs.63% are from fianciak, 20% from industry, IT bonds and some convertible bonds. My accident owning Tesla a default convertible stock not able to pay interest offered me worthless Tesla common shares paid off. AGG, CALI are only some of the bonds I hold. The above is only a portion of total portfolio consists of stocks. It is used as hedge stocks.
Don't ruin the narrative All of CALI IS RIOTING AHHHHH
Thought the relationship of Florence Mirsky, ex-wife of Creed frontman Scott Storch, was interesting. The only reason I remembered this was when researching a highly intoxicating product called product named “Cali Reserve” that had 250 mg per gummy or 5000 mg per bottle. Cali Sweets, LLC, based in North Hollywood, California, is owned and managed by Florence Mirsky. Mirsky is recognized for her role in the cannabis industry, notably with the Koko Nuggz brand.  In January 2023, Cali Sweets entered into a five-year agreement with Lifted Made, a subsidiary of LFTD Partners Inc., to serve as the exclusive worldwide manufacturer and distributor of disposable vape products and gummies under the Koko Puffz and Koko Gummiez brands. This partnership involves shared production and marketing costs, with revenue divided 60% to **Lifted Made** and 40% to Cali Sweets.  While Cali Sweets, LLC, is owned by Florence Mirsky, the trademark application for “CALI SWEETS” by Wileman Bros. & Elliott, Inc. suggests that multiple entities may be involved in the use of the “CALI SWEETS” name. Flo Mirsky was recently called out for yelling a racist slur. https://www.sfgate.com/cannabis/article/calif-pot-entrepreneur-apologizes-racial-slur-20107418.php
DAMN bro...times like these I'm glad I'm in CALI...I remember being in the snow in DETROIT...not good...not good at all...
Don't know if I'm a genius, but I would wait for a buyer's market which could come after some interest rate hikes. If you are in a state that benefited from the mass migration over the last couple years, then you may want to buy as soon as possible. If you are in NY or CALI, you may want to wait.
The Dems $4T spending bill includes a grand canyon sized pile of cash for EVs. The Saudis are all in on LCID having given them billions from their PIF, plus they're lending their many, many wives to China to keep Lucid snorting that fish-grade cobalt getting mined out of the DRC like it's Medellin 1986. Speaking of dates, in 2035, Cali bans gas cars... that means zero allowed on the road... so no one is going to buy a gas car that will be illegal starting in about 5 years... and they're just crazy enough to do exactly that! I mean they threw the entire agriculture industry under a bus to save salmon, they will break their arms patting their own backs to ban fossil fuels and Cali registered 1.89 million NEW cars in 2019. SOOO.... just in California, with a new car average price of, say, $50K, the annual EV market is $50K X 1.89m = $95B annually IN JUST CALI. But cars will cost more due to this "transitory" inflation we're experiencing so who tf knows anything except LCID's current market cap is less than 1 year of Cali's EV TAM in 5 years.