EMXF

Live_Equivalent_6677

I like EMXF from iShares. Over the lifespan of the fund, it has actually outperformed comparable non-ESG funds (such as Vanguard VWO for example). They also have DMXF for developed markets and USXF for US.

thetreece

VOO- there is no compelling reason to buy VOO rather than VTI QQQM- there is no compelling reason to buy a fund that is only the top 100 companies listed specifically on the NASDAQ exchange. It's tech heavy. Tech has done well recently. That is literally the only reason people talk about QQQM. Tech will not always be the big winner. I say this as somebody that owns 30k of QQQM that I bought before I read more books. SMH and ITA- sector funds are not a wise investment, and they do not offer a risk premium. Watch Ben Felix's video on thematic funds. EMXF- ESG funds are a meme. The criteria from one organization to another for what counts as ESG is highly variable, and often doesn't make any sense. Don't mix your investing and charity. Invest well, and give to causes you care about. I recommend heading to r/bogleheads and making yourself a nice 3-fund portfolio (total US, total international, and bond).

Pristine-Still4457

You’ve just swapped stock picking risk for index risk...and the indices you’ve picked are bloated, crowded trades that rely on everything continuing to go right. Let’s break this down. * VOO (S&P 500) is now top-heavy with the Mag 7 — massively overpriced and priced for perfection. * QQQM and SMH are riding a tech/AI narrative that’s already had a parabolic run. You're not early. You’re the exit liquidity. * ITA (aerospace & defense)? Fine if you're betting on endless war spending — but everyone else is too. * EMXF (emerging markets ex-China) — finally, something outside the U.S., but it’s still a passive ETF that doesn’t separate quality from garbage. Here’s the real issue: None of these positions offer true asymmetry. You’re long everything that’s already had capital inflows. There’s no contrarian edge. No margin of safety. No sectors that are hated, ignored, or priced for bankruptcy (which is where real upside lives). Instead, you’re just buying the consensus. That’s not investing... that’s trend-following. And at this stage of the cycle, it’s dangerous. Here’s an alternative approach: * Rotate out of what’s expensive and loved, into what’s cheap and hated. * Build a basket of asymmetric setups... things like uranium, offshore oil, shipping, gold miners, ag plays. * Stick to profitable, low-debt companies in these spaces...or ETFs that only hold those. * Size small, spread wide. Don’t bet the farm on one theme. If your goal is to hit $100K...great. But the way to get there isn’t by riding what's already run. It’s by getting in before the crowd. This isn’t about throttling tech later. It’s about escaping the bubble before it pops. You don’t need more rebalancing. You need a completely different lens. [Look for asymmetry](https://substack.capitalistexploits.at/p/1-welcome-to-asymmetric-investing). Not popularity. That’s how you actually build wealth.

sustainfi

You have a lot of choices. If you want to do it yourself, you can buy ETFs. There are several types of ESG (environmental, social, governance) etfs: \- **Broad market ESG ETFs (including fossil free)** \- track overall market but have higher ESG scores. Many of these invest in fossil fuels but a new series of iShares ETFs (USXF, DMXF, EMXF) are fossil free. These can cover U.S., international, emerging market stocks. More info on fossil free funds [here](https://sustainfi.com/articles/investing/fossil-free-funds/) \- **Low-carbon ETFs** \- there are funds like CRBN and LCTU that also invest in the overall market but have much lower carbon intensity vs. S&P 500. These ETFs own fossil fuels, though. More detail [here](https://sustainfi.com/articles/investing/low-carbon-funds/) \- **Clean energy ETFs like ICLN and QCLN.** These ETFs invest in renewables, but they own few stocks and trade at high valuations. So you can't put all your money in them. Also, all of these ETFs own a lot of fossil fuels (because fossil fuel companies are often big investors in renewables) \- **Robo-advisors.** Betterment has a Climate Impact portfolio (more info [here](https://sustainfi.com/reviews/betterment/)), which invests in CRBN and other funds. Not 100% fossil fuel free, but lower carbon intensity vs. the market. You can also check out Socially Responsible Investing Pies from M1 Finance, that don't own a lot of energy. \- **Mutual fund / Aspiration** \- Aspiration is a green bank that doesn't fund fossil fuels. They offer a mutual fund, the Redwood Fund, that doesn't own fossil fuel stocks. You can check how much each fund invests in energy on [fossilfreefunds.org](https://fossilfreefunds.org) \- but would be careful because a lot of companies that are investing in green energy have legacy fossil fuel businesses. So if you just use a screen like that to choose your funds, you are forgoing a lot of businesses that are "solving" climate change