HR

7doi_gingerman

They "missed" one of the key endpoint, but context matters. It would be unethical to not treat dying patients when there are no good alternatives in the market currently, hence the crossover. It might in fact be more questionable if they just let patients die because crossing over will hurt the statistic, even though there is a seemingly "working" drug thats available. From what I have gathered, PFS came in at HR=0.44 P<0.0001, meaning the drug cut the risk of progression or death by 56% which is very strong. Crossover patients observed to have a median OS of 12.8 months comparing to 6.1 months for non crossover patients. HR 0.44 also means there is a large magnitude of benefit, OS doesn't seemed to be harmed, showing a favorable benefit-risk profile. Also there are plenty of drugs that were approved without even taking the OS as one of the endpoint target so these BTC precedent are quite favourable for CMPX. We don't know if FDA will approve the drug but from a statistic standpoint there is a strong argument supporting the approval here. NFA

Ok_Example_4819

Both of these options dont have a product for HR, Project management, Field Services, Customer Service Management, Source to pay. I could go on. Servicenow has way more offerings.

PastaPandaSimon

They nerfed ChatGPT too much to the point it argues with you the moment you discuss reality in any non-HR-approved way, likely to try to go public. When the model started fighting with my prompts, I eventually ditched it.

worktogethernow

Is this wsb or a 401k meeting from HR?

KPIGUY89

I’m also at a SaaS company and we utilize Claude like crazy across the company, but we haven’t used it yet to build internal tools to replace vendors like Atlassian, Slack, HR tools like Workday etc. Honestly there has been zero discussion about doing so as well, and I’d say I work somewhere that has no bureaucratic tape at all and we generally move very fast.

dqdg

congrats. i was in the same position, and this super nice lady at HR showed me the math to wait out 4 more years. finacially it was worth it, but fuk it aged me.

Milhais1918

Having 2 system in a HR fab is different than using it to mass production.

b00c

You have to look at overal HR costs. If those are going down without increasing overall cost, companies are winning and it is positive sign for investors (tech companies are replacing programmers). Because cost of AI will go down eventually, whereas cost of labor only goes up.  Next in line is robotics. Lots of AI computing capacity will serve manual robotic labor. 

BenisSpaghetti

I penned in an extra two zeros to our new commission structure when I signed it to see if anyone noticed. The HR person signed it, and gave it back and it got stamped by the VP of sales. So, quick math puts me at $11mm commission for 2026. Should I hold them to it and threaten a lawsuit citing breach of the signed contract, or would I just get eaten alive by a well-staffed legal team? 🤔

DesignerSea494

Sounds like I need to make an appointment with HR, because I may have been mislead.

Rude_Assistance_4386

I'll be the first to admit idk anything about NOW, or software in general, but a quick Google tells me they do IT and HR software.  With that in mind, the fact that they point to the Iran War as the big thing to impact their FY26 profits is kinda fuckin hilarious. Like what, are they afraid the war will spread to India and they'll have to pay IT guys from a more expensive country r what

EyeSea7923

VA I get superbaked and audit HR block tax returns to find mistakes, so I can amend them for retards. It's this chivalrous work if I get paid to do it.

BusyWorkinPete

Yeah, not sure what the point of the post is...PLTR is in a downtrend on the weekly and daily timeframes, and very choppy on the 1HR and 15M timeframes. Definitely not looking like a good opportunity at the moment...

orsomeshitidk

Late as a *bitch* to work bruh. God damn Tammy in HR better not say shit

jovi_1986

!banbet SPY $712 24HR

AvocadoCorrect9725

The thing is, Figma was AI-proof before, but the reason it is not so anymore is because Google stitch and others are moving in the space. What is really stopping Google, and others, to create a image editing software which is more AI-focused? Premiere Pro, Lightroom, and other file softwares by Adobe are for sure here to stay, but image editing has such a low barrier to entry and can so easily be disrupted. Workday, CRM, etc. have real consumer & employee data from years before and the data and compliance are what really makes it more AI-proof. HR and salespeople and others are slow to learn and adapt to new things, but editors logo designers etc. are faster because their software is their core skill and changes so regularly

johndsmits

I read this hearing has more about opinions, kiss up, and *the academics* suck than "how will you act on these scenarios & supporting theories why". Typical HR interview nowadays. It's now obvious rates will be forced down regardless what's said. Pump it.

Total_Schedule592

Monday is national HR complaint day. File a complaint every Monday

Retaining-Wall

Yes. Maine lobster is high quality and the same species as what Nova Scotia and Québec are catching. I used to buy lobster on the side of the road for $4.50/lb (gone are those days, but not as long ago as one may think). Typically, crew get their pay plus a share of the catch which they can sell at a lobster pound, eat, or sell roadside. Most go for the latter. Super fresh, super delicious. Later in my working life, I did HR for a lobster pound, and they'd give us 50 lbs of lobster once or twice a year and we'd have a big pigout fest on lobster, rolls, potato salad, and blueberry grunt.

Fragrant_Rooster_763

For me as the direct manager I 100% had no impact. My director had zero say as well and simply gave me the heads up as soon as he knew which was about 1 week before HR came to me with the name. I’m sure there’s some algorithm or decision HR is using to reach the conclusion, but I’ve had them impact everyone on my team regardless of past performance, salary, etc. From my viewpoint, very random as I wouldn’t have laid the people off that were. When they eliminate entire teams, that at least makes some sense as that team is deemed not necessary anymore or redundant. When they slash random folks across the org it always feels weird. The finance folks basically say go save x dollars. So I’m sure somewhere along the line they maybe look at combination of salary, performance, and whatever else but I never got that sense when they’d come to me and say congrats you’re laying off this person tomorrow. Here’s your script to read.

daviddjg0033

Was $148 in Oman on a YouTube video from two weeks ago. Let me tell you a story from last decade and see where I am wrong: Futures are a decaying instrument - look at the April (settled) May, vs Mid July/August vs December and for argument sake the longest dated future. Markets went into backwardation because the marginal buyer of spot oil will pay $150 or higher - depending on supply/demand. Who buys crude in lots of Futures? Two decades ago I read 15% of the cost of oil was not storage - it was speculation. Storage is why I would pay more in those ling dated oil futures because I do not want my tanker to hold oil waiting on the glut of oil my storage carries in normal times and while the government declines to fill the strategic petroleum reserve. Airlines used to be able to buy Futures to hedge against Russia invading Ukraine and starting WWIII in 2014. Utilities could buy LNG contracts in case of a hurricane 🌀 LNG goes from $1 per cubic unit to $3 - or $10 in case tanks start rolling into Europe 2022. A company made more money trading futures than pro iding airline service or a utility believed trading was the solution before AI no growth meant bribing to expand utility areas of coverage or gambling on fossil fuel delivery contracts. Correct me corporate law folks - someone lobbied against an airline gambling on dice that would create a widowmaker trade blow up the Big Utility or Small Airline. One would be planning a trip only to see a whole regional hub disappear because Karen in accounting let Jacob buy more notional than this graph - a fat finger trade - while getting his kicks on with Aubrey in HR. Companies planning to expand outside plant would be stuck with ths bill to create off peak load energy. Someone might even propose the corporations sorry People should pay spot electric prices. Carl Icahn got paid to take delivery of oil when it was negative, paid to have it shipped to refineries and that oil became your OTC and Rx drug, lipstick, dental floss, every carbon compoundchemical you learn in organic chemistry like vinyl or esters anything that can think of - except for those that are easier to start with methane CH4. Not to mention liquid fuels are the only backbone of a superpower that regional powers or Europe needs. Hydrogen, an investable sector defined by $HYDR ETF is next cycle but would compete with free radicals to oxidize the tripled methane our atmosphere holds. Liquid fuels should never be burned for pleasure during good times let alone hot war in Europe longer than WWII times. Ignore my comments about tax breaks during the longest peacetime expansion since WWII because we did not wean ourselves from the fracking companies that did not turn a profit but saved Europe. Nationalization or the story about aluminum and why Reynold exists not just Alcoa is a great topic besides Methane and Carbon dioxide produced by polychain carbon molecules derived from crude like octane. Your Flintstones mobile car burns dinosaurs and plants from the Eonperiodiforgotalomgtimesgosinkedcarbon era. Costs to store commodities today means contango and those back month futures are normally higher than April or May 2026. Backwardation is spot $140 while I can pay $90 for December or $60 for 2027. Geopolitical premium can be higher than 15% because that speculation that adds a cost to the future in last decade was before fracking and the US shale production that saved Europe - not forever - but temporarily from collapsing when the tanks start marching in music emoji. Who wants to go halfs on a tanker for July 2027? I heard there will be a fireworks display. Yuge!

Alternative-Grand-77

AI ROI is based on worker replacement. Handwaving is done to say people will be upskilled or able to become more productive, but that next level work has not been demonstrated to be 1. Not Automatable by AI and 2. Financially Beneficial.   Anything that a human can do an AGI can do - that’s the point of this all. Who knows if they get to AGI, but they can likely convince people that they have something good enough for many jobs.  Look at HR - We already see it with this AI interview BS - who you hire for a job is very critical for a company’s success and they have offloaded it to an AI agent.  They started with AI driven reviews of candidate applications and this was the next step. Today, employers have started using AI to review performance, how long before you are fired by an AI video agent?

Upstairs_Baby8424

Yeah when mass layoffs happen like this, everything things management is worked with and they generate a list together. Not the case. It’s a small task force in HR, finance, and at the executive level. They set a target. They run through the data, build in formulas, and out comes a list of employee ID’s.

nickleback_official

lol I’m pretty sure those are all folks in HR and other made up jobs.

llasar17

According to HR it has to be applicable to both sexes. So I started saying nice tits bro

Traditional-Poet5461

HR can feel your comfortable. Watch out

Retaining-Wall

This shit is why I won't touch small businesses with a 50ft pole. Small business owners can't BEGIN to conceptualise that nobody cares about their business like their shitty cheap ass does. Medium-large enterprises know you don't care as much as the stakeholders, but there's a better chance you luck out and they have a solid HR department, they can keep you engaged (and hopefully remunerated) enough to stick around and give a shit about your immediate orbit.

looool_k_libtard

Was 140 and sleeping on my pickaxe but HR stepped in

_pout_

OMFG I was HR'ed anonymously by someone who reported that I said, "she's anxious because she's a mother." This required a STAT meeting where the chair said I have to be stonefaced in a leadership role and that this complaint was ridiculous. I am so fucking out the door. I work for the KGB.

GoodIntroduction6344

My HR department did.

LSD_OVERDOSE

AI will destroy HR market bro

Total_Schedule591

Waiting for Ai HR to tell employees it's not there to help employees 🐥

Darth_Iggy

Imagine completely failing at your job and then yelling at HR for not appreciating you.

coloredzebra

Hey man, I expected HR to be on my side smh 😂

NeighborhoodDry1821

Who looks at that 4HR spy chart and thinks yup ima go in right here

West_Flounder2840

1000 product owners, 1000 project managers, 1000 HR people, 995 in advertising, 5 engineers

Feltzinclasp5

Diversity quotas are a real thing. My wife works in an onboarding HR department. They have analytics for all this stuff.

Pluth

HR block has had my taxes stuck in "Tax Pro" review since last tuesday. Last time using them. I'm just going to use my Uncle who I always forget about who is a CPA.

Cutensleepy

Performance improvement plan, which really means: HR is building a case to fire you.

f0xinaround

Me suggesting ants for lunch because I think Anthony in HR is part anteater.

livingbyvow2

The two key words people need to read up on (Damodaran is good for that) : *TERMINAL VALUE*. Even if you think AI isn't threatening software now, what about in 5 years when you will surely be able to prompt a entire software from Claude Opus 7 or 8? What about 10 years from now? Don't get me wrong, some companies will manage to reinvent themselves and pivot towards an AI-based business model but (I) they can also fail, (II) their unit economics may degrade as they may have to give some of their revenue to companies providing them the compute and (III) their moat could erode anyways as shifting from one software provider to another (whether for your ERP, HR, CRM etc) will be easier thanks to AI-enabled migration most likely. My personal thesis is that software will continue generating a lot of value, but to the users of software (think a dentist who can prompt their own booking and billing system) rather than the providers. This could be bullish for sectors that would most stand to software being commodotised and much cheaper to produce to make their operations more cost efficient and/or revenue generative - which could include very boring businesses!

NotMe357

SNDK is probably gonna hit 1000$ on Robindhood 24HR trade tonight but will it go above it tomorrow? 🤔

looool_k_libtard

Emailed Apple HR department that I should be the CEO not that cuck Tim Apple and now I have an interview with Sydney Sweeney. I’d like to see Bezos pull a move like that.

financiallythriving

Got called in for an HR meeting about a joke I told. I guess it was so funny they want to hear it as well, I am sure whoever told them butchered the punchline

orsomeshitidk

Really blows me away how many people simp for corporate America and HR and shit. Fuck em and you should take advantage in anyway you can.

Flimsy-Range-1929

I think its worth it, even with the holding period. Here's how to think about it; The 15% discount is your built-in margin of safety. On the purchase date, you're buying shares at 85cents on the dollar. Even if the stock goes nowhere over the 12 month holding period, you've made a 17% return on that money. That's hard to beat with any other low risk investment. The stock would need to drop more than 15% from your purchase price during the holding period for you to be underwater. The 24 month tax treatment is worth paying attention to. What you're describing sounds like a qualifying disposition rule. If you hold for 24 months from the offering date (not purchase date), the discount portion is taxed as ordinary income and any additional gain is taxed as long-term capital gains. If you sell before that, the entire discount gets taxed as ordinary income on your W-2. Depending on your tax bracket, the difference can be meaningful, but even with the less favourable tax treatment, you're still coming out ahead vs not participating at all. At 5% of your paycheck, the risk is very manageable. You're not over-exposed. You're already mazing your 401K and funding your HSA, which means your core retirement savings are diversified. The ESPP is gravy on top. The main risk is concentration, if your company stock makes up a large portion of your total net worth, and your income depends on the same company, that's worth monitoring. But at 5%, you're unlikely to hit dangerous concentration levels. Make sure you understand how your plan handles the purchase mechanics. Some ESPPs have a lookback provision (you get the discount on the lower of the price at the start or end of the offering period), which makes them even more valuable. Other's don't. Check your plan documents, or ask your HR team. If they're using a decent share plan platform, they should be able to walk you through the specifics of your plan's purchase formula. The fact that you can't sell immediately isn't ideal, but it doesn't erase the economics. A guaranteed 15% discount with a 12 month hold is still one of the best deals most employees have access to. I'd keep contributing.

Stinklefresh

HR block is cooker

ne0tas

How many years did you work there to get that many shares? I tried to work there in my early days of aviation (2012-2015) as an a&p and the HR literally never responded at all until AFTER I moved when they found my resume on jsfirm 🙄 I would have stayed there just for the internal stock and back then I think they were offering like 600 shares from what I learned from employees that I talked with back then

McKoijion

https://www.aljazeera.com/news/2026/2/23/turkish-threat-talked-up-israel-netanyahu-focuses-new-alliances https://www.msn.com/en-us/news/world/former-israeli-pm-claims-turkey-now-rivals-iran-as-greatest-security-threat/ar-AA1WzpM1 https://www.msn.com/en-in/news/world/turkish-president-erdogan-threatens-to-invade-israel-slams-netanyahu-blinded-by-blood-hitler-of-our-time/ar-AA20HR4G https://www.pbs.org/newshour/world/trump-is-expected-to-meet-with-rutte-as-he-muses-about-pulling-out-of-nato > Turkey has been a member of NATO since 1952, has its second largest army and is the host of the Allied Land Command headquarters. https://en.wikipedia.org/wiki/Turkey_in_NATO https://www.msn.com/en-ph/news/world/netanyahu-accuses-spain-of-hostility-after-barring-it-from-gaza-truce-center/ar-AA20AGtt

McKoijion

Israel has been talking about attacking Turkey after Iran and Lebanon since before the Iran war even began. https://www.aljazeera.com/news/2026/2/23/turkish-threat-talked-up-israel-netanyahu-focuses-new-alliances Even Israel's left wing opposition leaders have long wanted to attack Turkey. https://www.msn.com/en-us/news/world/former-israeli-pm-claims-turkey-now-rivals-iran-as-greatest-security-threat/ar-AA1WzpM1 Turkey responded to Israel's threats today. They say if Israel doesn't stop attacking Iran and Israel, they're going to invade Israel. https://www.msn.com/en-in/news/world/turkish-president-erdogan-threatens-to-invade-israel-slams-netanyahu-blinded-by-blood-hitler-of-our-time/ar-AA20HR4G The US wants to pull out of NATO. https://www.pbs.org/newshour/world/trump-is-expected-to-meet-with-rutte-as-he-muses-about-pulling-out-of-nato The US has the largest army in NATO. If it pulls out, it means the second largest army will move up to the top spot. > Turkey has been a member of NATO since 1952, has its second largest army and is the host of the Allied Land Command headquarters. https://en.wikipedia.org/wiki/Turkey_in_NATO Israel keeps threatening other NATO members as well: https://www.msn.com/en-ph/news/world/netanyahu-accuses-spain-of-hostility-after-barring-it-from-gaza-truce-center/ar-AA20AGtt

Micheal_Hancho

No one could make fun of you either or else you can complain to HR

lucideuphoria

I agree software could outperform in a recession scenario, however I think that scenario will push newer more AI native companies to build vs buy. The longer term shift is you're using an in-house CRM, support system, HR system, etc. I don't think it will happen for quite a while but ones these SaaS stocks don't show growth they are in trouble.

ZonkTrader

$500? I wouldn’t worry. The SEC looks at things like this but $500 is too low. $5k maybe, $50k more likely, $500k you should do something. I wouldn’t lose sleep over it. That’s the SEC, as far as your employer goes it likely could be a fireable offense so coming forward will likely get you meetings with HR and at a minimum it’s not good and they may make an example and fire you for cause. Since the SEC will never bother with it and if you bought at an external brokerage like Robin Hood or another then you should be in the clear.

Mlturner28

Call your broker and ask for guidance and then report your mistake to HR. It will be MUCH better if it can come from you and you can maybe donate any accidental ill gotten gains to charity or something. Definitely report your mistake before your inside information becomes public so that it can be corrected. I’m not a lawyer but that is what I would do.

Le7emesens

I would come clean to your HR no matter what, while the mistake is still fresh. Else it could backfire to worst.

rahul91105

Your question is a bit ambiguous so I would try to answer it for both cases. If you expect to replace HR (human) and add agents then you would have a recurring cost (similar to a clawed bot). For actually replacing saas tools, it would require you to hire developers to build and maintain those tools (even if you use AI to build it). All this will really depend upon what your needs are and do you have the budget and buy in to do such a thing. Ie it have to save you non trivial amount of money to do that.

mildlymashedpotatoes

Trading $500 of company stock outside a blackout period is pretty low risk. The main thing that actually makes a trade illegal isn’t when you trade (the blackout period is more of a compliance proxy for material non public info), but whether you knew something important that the public didn’t (like an upcoming earnings miss or a merger). If youre a regular employee with no access to sensitive inside information, the legal exposure is basically negligible, especially at $500. The bigger practical worry is that your company required you to get approval before trading regardless of timing, but I’m not sure if or how your company tracks that - it’s more likely an internal rule you broke so an HR issue more than a legal one.​​​​​​​​​​​​​​​​ I am a lawyer in big tech but full disclosure I’m not a securities lawyer. None of this is legal advice but I would consider where you’re posting about it and who you’re talking to, especially with that user name. :) but tldr I do not think you need to lose much sleep over this. Just don’t do it again.

llasar17

HR said i cant do that again

tinydisaster

They nerfed it some time ago. It goes down a wrong path, then when you try to correct it with a source of information, it says fake news and improperly ascribes an emotional state when there is none. It’s like an HR bot now, like the one with too many cats and a file folder on all the staff but in a bad way.

TouchTipz

I’m such a gullible fool omg So my family has always been heavily involved in philanthropy ever since I can remember Yet I’ve always been sort of a problem amongst them with my charitable endeavors I was always confused as to how our ideology could be in contention until today Turns out my mother who to the public is a god of charity,however is exactly the opposite She is the beacon of trust for the wealthy and her entire profession career is built around shielding them She stares in HR, proved to the management that she is one of them and then leveraged her social skills to convince people to advocate against their own interests My mom is a fucking sociopath Like wtf

Far-Actuator4439

If your trades require pre-clearance, legally speaking not just employee handbook bs, then your statements are reported to your employer via something like a DBS or 3210 notice - they’ll notice come months end regardless. Insider trading or trading company stock you aren’t supposed to is watched. That said intent is a big part of the crime, a whoops is a whoops. I’d say, if you actually are an insider, do the right thing and save the bigger headache. You will likely have someone in HR that deals specifically with inside information to silo it off. Source: Have had to check many a DBS/3210 and know how the system works.

DaCouponNinja

Oh, I’ve been there. Made a similar mistake by accidentally selling a few shares from dividend reinvestment during a black out period. You absolutely need the report this to compliance immediately. If you don’t and they find out (they will) then it looks like it was intentional and you concealed it. They’ll probably investigate the trade, ask you a lot of questions and maybe get their legal team involved. It’s not fun but it’s better than getting fired for it. It’s big deal not just because of company policy but because of SEC rules around insider trading. If you can prove it was an honest mistake, (self reporting helps your case a lot), then hopefully you’ll just get a very stern, serious warning. In my case I had to talk to legal, compliance, HR, my manager and my manager’s manager. But I didn’t get fired

clownandmuppet

Most likely HR will keep this in their back pocket. If they ever want to fire you, they’ll pull it out.

MMizzle9

I've done the same on accident. I misread the blackout period. Fortunately I realized the mistake soon after and reversed the trade at the same price. I put in a request to HR to self report it. They didn't care since it was reversed

frozennorth0

Transparency with your company/HR goes a long way, the longer you wait, the worse it will look. It’s only $500 but it probably doesn’t matter when it comes to their polic.

rainniier2

You broke a company policy, probably not the law. It’s unlikely you have true insider knowledge unless you’re snooping on the C-suite. I frankly wouldn’t worry about it, and I definitely would not disclose to HR. HR represents the company in legal matters, not the employees. 

joe4942

> It’s not replacing skilled professionals, not in this iteration. I guess that depends on what "skilled" really means, because hard skills (engineers, surgeons, plumbers) are hard to replace, but a lot of white collar jobs (HR, Communications, Middle Managers) are not really "skilled" either.

danceswithsteers

Generally speaking you'll *know* that you're an Insider if you are, in fact, an insider. Is the vague date the project is expected to be complete public information? (i.e., in the SEC filings, press releases, social media posts, website, etc.) Talk to your company's HR/Legal person(s) and tell them what you've done. If you're generally a good employee I'd guess that a $500 transaction isn't going to be an issue but they may make you sell the stake. Be sure to have a reasonable answer as to why you bought it without following internal procedures.

Skittler_On_The_Roof

The young kids that had simple taxes that were probably free filing anyway are the ones that are going to feel confident enough to use Claude to do their taxes.  That wasn't tax preparer's target marker by any means. It's people like my parents that think everything new technology is going to steal their identity and savings.  They'll buy the super premium titanium package with super ultra audit protection plus identify theft surveillance and McAfee bloatware for $499.99.   For what it's worth I recently got an IRS letter from a return 6 years ago.  Even last week I called the local HR Block office, they prepped the paper I needed and had it ready when I drove there.  Claude isn't doing that.   If anything HR Block/Intuit can slash staff, between less calls from better software (software was notably smarter this year) and their existing staff being more efficient with Ai.

pembquist

The challenge with something like Claude completely eviscerating INTU is that this isn't about what can do what in terms of actually doing the work of tax preparation. God knows 80% of the reason people freak out about taxes is that they are arbitrarily complicated and obscure. This isn't entirely by accident or an innocent consequence of law and rule making. Intuit, HR Block et al are not just passive dupes, they are legislative activists and I wouldn't be surprised if their core competancy isn't preparing taxes or bookkeeping but is instead lobbying. Don't get me wrong, almost the perfect use case for "AI" is tax preparation, from what I can tell by skimming r/taxpros it is already a feature of some of the pro preparation software used. I just don't think they are going to stand still and let people use free tax preparation without trying to ban it somehow, of course "for our own good."

AcceptableCanary4622

I Paid HR Block almost $500 to file my taxes this year. I can't even afford Vaseline anymore.

Lolsmileyface13

i used gemini this year. I plugged in my returns from 2023 and 2024. It found a mistake that turbotax made in 2024. I resubmitted 2024 state returns and got back $600, and carried over losses as well into 2025 saving me an additional 15000. I went back into the turbotax state file again, and resubmitted it all the same as i was curious. turns out, it is literally wrong. I checked with HR block and it agreed with gemini. Wild.

iShitBloodandCumShit

You think that high school dropout working at Jackson Hewitt/HR block really gives a shit lol? They aren’t CPAs.

unclefire

I’ve used the HR block program for many years. It’s like $60 for federal plus state. Five free federal filings and state filing is $19 I use it, my daughter does too and this year I did my in-laws taxes on it. So kinda worth it.

TurnoverDependent332

Thank you. I was trying to remember what all my son had to pass. It's hard. He's worked very hard. He works for a bougie "boutique" firm. He's highly respected. He's a major player but it took many years and lots of super hard tests. His company has tripled in size since he started. There is no way that anyone that hadn't at least graduated university and passed the 7 and other tests would be "working in finance," at his firm (or any other.) I say this guy might be customer service or HR (lmao...we always laugh about how self-important people in HR are.)

Gavangus

Every place I have worked I got raises and bonuses on paper in a 1:1. Its part of the HR psychology playbook of how to make you appreciate it more. My first company was huge and you always got your raise hand written on a sticky note at the end of the year

teacher_59

Educated and experienced doctors and nurses which makes them panicking several times a year over whatever crisis the media is pushing even more annoying.  I work at a wealthy hospital in a wealthy area, and coworkers have probably lost enough money panic selling the past twenty-five years I’ve been here to equal the GDP of a small country. My best friend sold her entire two million dollar 401k holdings to convert to cash last April. I’m up 19% since then and we invested in basically the same limited things our HR dept allows so she lost about $400k in gains because of tariff fearmongering by the media. 

RansomeRandom

Everyone is about to click as fast as they can on the market sell button like they're clicking through mandatory HR training module and the slippage is going to be massive😂

suddenuser

Congrats to all the regards that are telling their boss and Melissa in HR to fuck off today

RPO777

A promise to end the enrichment program is worthless without them handing over the highly enriched uranium that could be converted to weapons grade uranium in weeks. The intelligence community judged at Fordam Iran could enrich enough uranium from HR Uranium (60%) to weapons grade jn 5 to 7 days. If youre willing to live without that youre back in the exact same spot you were with the Obama Iran Deal that was supposedly unacceptable. Inspections and a promise not to enrich.

the_real_MSU_is_us

in '07/'08, do you think 401ks weren't automated just like they are today? Do you think every paycheck people had to manually tell HR "Put 15% in this week please"? It's not any different to today

Plane-Department-497

You’re not an idiot, you’re just overthinking it like every finance major ever. If you work in the industry and are worried about compliance then yeah ask HR and stick to ETFs in a boring account, that is not what this clown casino is for. If you want the “push” for WSB style stuff then just throw in an amount you’re 100 percent ok with lighting on fire and buy 1 stupid YOLO so you feel the pain and learn faster than any textbook.

owzleee

Chase/ JP have strict rules around investing. There are approved lists of brokers, the employee share purchase scheme etc. ask HR if you can’t find it on the intranet. Source: worked there for 25 years.

losingadelicatemind

Open a retirement account with your employer, try to max it out every year, hopefully your employer matches it. Don’t look at this account just but the basic Vanguard ETFs, make a side account (No more than 10% of total investments) and that’s what you can speculate with. Call your employers HR department and ask what securities are prohibited and that’s basically it.

Sweaty_Platypus69

Next time when you negotiate with HR / boss: "I want higher income. Y'all don’t want to give it to me. And I said, ‘bye, bye’,"

BlueSonjo

Every finance company has its own policy in employee trading restrictions, if its not easily found in your internal systems ask your boss or HR or compliance to show you where.

thefinancejedi

I worked at a big name investment bank. You would be surprised how many don't invest money like how they work. A big percentage of that is the hoops you need to jump through just to buy random stocks. You need to get HR approval to buy any specific stock. If you have a random thought that X stock is going to go up tomorrow, you have to email some HR-like email, get approval likely 2-3 days later, by then your idea has passed and you missed out on 10%. Also, regulations mean you need to move all your non-401k-like brokerage accounts under the umbrella of your company. If you work for Goldman, all your money has to be with Goldman, but what if you like Robinhood more? Then you are just offput on the hole idea. My boss didn't do the companies ESPP program either which nets a 10% guarantee profit every buy period. I wouldn't call yourself an idiot, as I saw so many questionable choices working in finance, they weren't right or wrong, just not the optimum financial benefit.

fidycal

about question numero 2, you should talk with your HR or manager to see if you have to link your accounts to a compliance program or if you have to disclose trades. Otherwise don't trade similar securities that you are doing for clients are you should be good g

Sir_Wumpsalot

ask HR you might get lucky

Fineous40

I asked the girl who sits next to me if she wanted to have sex now I have a meeting with HR.

tim_hanby

When they say "use AI" in these HR-level surveys, they don't realise how much AI they're already using that goes beyond simpler LLMs.

sekak77

And you sir, are handed a demotion as well as a PIP from HR for speaking out facts.

f0xinaround

HR style babay

LittleLeggedBlue

You need to talk to your HR. You don’t need to tell them anything, you’re entitled to information about your benefits and compensation.

TJMBeav

If you withdraw the mone6 from any tax advantaged account (401k, IRA) you will pay a 10% penalty to the IRS and then get taxed at you marginal tax rate. That goes for everyone and is likely what you sister means because 22% is the most common tax bracket, so that is right around 30% As for vesting, that you will need to ask your company about. Usually (as in my experience) stock options or warrants vest at a set time, so some are vesting each year. Tell your HR you want to put in a swimming pool (or something) and want to better understand how all of that works because you might want to pull some out. Don't tell them you are considering leaving tho

Babyfat101

You should have received paperwork when the change was made. What does that say? And/or…When you asked HR these questions, what did they tell you? I can’t imagine being invested in something for 15 years, and NOT knowing the specifics. But, to each, they own.

orsomeshitidk

If someone’s getting in your way at work hit them with “which one of us is fucking this goat?” Works better the higher up the chain you get, or with HR always a big hit.

Packagedpackage

Yeah absolutely not investing in another Elon company. Doing so carries an ugly label. I do not want to even work side by side with people who will be investing in anything related to Elon. Going to need HR involved…. Workplace values aren’t lined up. 

imunfair

>My college lost its accreditation and my loans were 100% forgiven. Now not only do I have and use my degree but I can put whatever TF I want on my transcripts ... usually degrees are worthless if they aren't from an accredited institution, so by "use" you mean list and hope HR doesn't google and find out you wasted your time at a fake school.

No-Relationship8261

Yep, just do what I do and pass bunch of random context and use up your quota. Don't try to make it productive. I pass all of our HR documents at the same time and ask stupid shit like what is our annual leave policy etc. As long as tokens are used your manager will be happy. It doesn't actually increase productivity anyway, so they have no way of measuring it.