HR
Healthcare Realty Trust Incorporated
Mentions (24Hr)
-20.00% Today
Reddit Posts
401k with high expense ratios and no passive index options. Help!
is it legal for employers to sell employees' 401K shares and auto-invest into a fund of their choice?
Called my boss a g** bear and quit on the spot
MBH CORPORATION ANNOUNCES NEW BOARD MEMBERS IAN ELSEY, KEVIN HANBURY, PETER LAWRENCE & SIMON MARTIN
More minimum wage hikes are coming across U.S. states in 2024, from California to Nebraska, Delaware, Maryland and Hawaii.
Novo Nordisk Semaglutide/cardiovascular outcomes SELECT Trial Results (NVO + see also LLY)
can my employer, who contributes to my 401k, see my brokerage username and password?
Looking to start investing after paying off debts. Short/medium term for house (FHSA) and long term [Canada]
SNDL nice expansion candle on the 6HR Chart, Great Entry Point!
Find old stock certificate that belonged to deceased father
The next big Squeeze? 3 Days to cover. DUK - Duke Energy future earnings +
Why I Believe Charlotte's Web CBD Is About To Be Acquired by British American Tobacco or Organigram (DD inside)
Example #1 of how the investment industry is setup to screw you: THE BIG SCAM
Why Google is the entity needed to avoid an abusive AI domination
Dolly Varden Outlines Ambitious Five Rig Drill Program in 2023
Anheuser-busch stock crash? (Bud light parent company)
CNBC: ChatGPT is already generating savings for companies for coding and to write job descriptions.
Question on former company wanting to purchase my options back - why?
Disney will start laying off employees this week, CEO Bob Iger says in memo
Deutsche Bank's HR Master Plan today: Recruit WSB Degenerates for a 180° Turnaround
Legislation to give federal government power to ban tiktok passed HR 1153
The delightful professionals of r/wallstreetbets posted a loss of $6.6M in Jan 2023
Gilead wins FDA nod for Trodelvy in HR+/HER2 breast cancer (NASDAQ:GILD)
What was really behind the Massive Tech Lay-Offs?
Workday might be the most bullshit stock ever right now
$NIOBF Awesome presentation by #Niocorp Jim Sims on July 2022, before the US Energy Assoc
Proactive healthcare services through devices that people already own - Babylon Holdings Limited (NASDAQ: $BBLN)
A leader in digital healthcare: Babylon Holdings Limited (NASDAQ: $BBLN)
Babylon Holdings Limited (NASDAQ: $BBLN) Digital Healthcare is growing at a rapid rate!
My company is interviewing for a new 401k provider and have asked me to sit in on the demos and help them make a final decision. What questions should I ask?
New Clinical Data For Zanidatamab In HER2+ /HR+ Metastatic Breast Cancer Presented Today At 2022 SABCS
My quick thoughts on layoff announcements by companies - tech finance manager's perspective
Babylon Holdings Limited (NASDAQ: $BBLN) - Digital healthcare has an estimated CAGR of 16% from 2022-2023
Babylon Holdings Limited (NASDAQ: $BBLN) Navigating through a $195B USD Market
Warren Buffett and Berkshire Hathaway 3rd Quarter Holdings - SEC Form 13F-HR
Disney to Begin Layoffs, Targeted Hiring Freeze and Limiting Travel
Warren Buffett/Berkshire Hathaway reduce holdings of US Bancorp - SEC Schedule 13G
Babylon Holdings Limited (NASDAQ: $BBLN) Whats next for the digital healthcare ever growing giant?
$Millions in Revenue - Babylon Holdings Limited (NASDAQ: $BBLN), Leader in Digital Healthcare
$MITI updates, Minnesota healthcare startup of the year S1-A filed + Reverse Split 1:50 and capital raise and NASDAQ incoming!
Want to buy VTI and VOO from Fidelity account however I have association with Fidelity employee that violates code of ethics
Paycom Software Calls $PAYC - NOV.1 Earnings Call
Data shows AMC insiders got rich off retail traders
I made a post last week about the apocalypse is coming based on indicators outside of the market. Had to delete the post due to spam
{DD} (NASDAQ: $BBLN) Babylon Holdings Limited
Summary of: Babylon Holdings Limited (NASDAQ: $BBLN)
Babylon Holdings Limited (NASDAQ: $BBLN) Analysis
On 2022-08-15, Bill & Melinda Gates Foundation Trust has filed a 13F-HR form disclosing ownership of 2,500,000 shares of Weber Inc.
Analysis: (NASDAQ: $BBLN) Babylon Holdings Limited
DD: Babylon Holdings Limited (NASDAQ: $BBLN)
FYI, Berkshire Hathaway 2nd Quarter Portfolio Holdings - SEC Form 13F-HR
13 year Bull market resume in 3...2...1...
Three bullish setups across three time frames that will make you wanna call your wife's boyfriend or your mom. Bullish and Still Long BBBY.
Former Twitter Employee Convicted of Spying for Saudi Arabia
2 Fast 2 VERUious - The pharma value + short squeeze play
$MITI, Minnesota healthcare startup of the year S1-A filed + DD
Hey, retard, take that fucking crayon out of your nose, stop gambling on $TSLA, and for the love of God don’t let Elon talk you into giving him another Dutch Rudder under the table at your wife’s family reunion this year. Stop betting on horses and buy yourself a horse track.
Hey, retard, take that fucking crayon out of your nose, stop gambling on $TSLA options, and for the love of God don’t let Elon talk you into giving him another Dutch Rudder under the table at your wife’s family reunion this year. Stop betting on horses like $TSLA and buy yourself a horse track.
🇨🇦 SNDL 🇨🇦 4HR Chart 🚀 You know what happens next. 🚀 Special Meeting today at 3pm. 🚀
Ocean Freight Shipping Costs Are Driving Goods Prices Higher
Mentions
HR departments are women for executives to have affairs with.
HR departments are busy work for women with useless degrees. Men don’t take them seriously
HR departments were not around until women started working🤔
Amazon is laying off HR employees.
I’ve always wanted to be tied up by the HR girl.
Yes, I deal with the beautiful HR lady
Do people here actually deal with HR?
I'm seeking angel investors for my new cooking oil startup: Oyl. Oyl is leveraging artificial intelligence to streamline and reduce costs of customer service, quality assurance, and our entire marketing, budget, HR, and legal developments. These strategies give us a unique advantage among the cooking oil sector as a cost leader and innovator. We're also developing and integrating proprietary block chain technologies into our supply chain and procurement process to minimize losses and maximize efficiency of our inventory management. Our sector's products are used by nearly every major restaurant and citizen in the world giving our unique Oyl products the opportunity of nearly limitless expansion opportunities.
I'm calling HR about AMD still being over $190
I'm watching $QQQ around 602.68 as possible resistance going back to 9/22 and support around 588.82 going back to 9/17. Until then I am trading the $SQQQ b/w those price levels. If we get a close above 603 on the $QQQ I will sell and just take the L. I enjoy taking relatively easy singles over swinging for the fences looking for the potential HR.
They have their own AI engine called LumenAI built right into their WorkLife platform. They do partner with OpenAI, in the same way others like Microsoft use it, as it makes no sense for them to create their own LLM when they can simply plug one into their own platform. Givven the amount of data that client companies provide to Alight from HR, health, wealth management, and Alight's own sales data, the ability to optimize and manage with AI tools is a huge margin booster. The company has 9,400 employees or so, and can continue to remain asset light as they pursue higher gross margins. The financials are actually fairly good. -$2.3B annual revenue on an $1.6B market cap -growing Free Cash Flow, with the dividend well covered at 30% of FCF -paying down debt aggressively, cutting it's debt down from $4B to $2B in just 3 years -have never diluted investors, and have plenty of cash to sustain operations, they've bought back 36 million shares (about 7% of shares outstanding) and still have a fairly aggressive $281M share repurchase authorization. Of the $1B loss for Q2, $982B was the one time impairment for the Health write down. So going forward, the company will have that off the books, as analysts have even acknowledged the balance sheet is much more cleaned up now. In 2026 they'll reduce their $600M TRA by $200M or so, which is the tax receivable agreement from the spac that will eventually be fully rolled off the balance sheet at this point. To summarize, Alight is responsible with its cash, its paid down it's debt, and on a DCF model calculation it's worth around $8-11/share. This company is doing all of the things I want to see a company do to properly protect its balance sheet.
I thought HR told you to leave her alone
Its being grouped with anything "software," where the thesis is that software or CRM companies are going away due to AI, hence the reason SalesForce also getting hit hard. However, as we've seen with Snowflake and other software platforms like Unity, if you have a niche and are good at it, can manage the operation well, and are asset light, then you can actually leverage AI to make your Software or CRM solutions superior. Speaking with multiple management employees at various corporations, none of them have even begun to replace their CRM or HR vendors with in house solutions because the costs dont justify bringing it in house, and the efficiency gained with these vendors is quite good. For comparison, Alight's much larger competitor which has more offerings is SAP, with a market cap of $332 Billion versus $1.6B. I've noticed that Alight has several up and coming companies that use their services, so if any of those companies achieve unicorn status, thats major revenue and earnings growth for Alight as well. As they grow, Alight grows. Personally i love the risk reward here. Much easier knowing ALIT is already profitable, paying down debt, and foreacast for big growth. It all comes down to execution.
Thats accurate but most HR platforms aren't great, i like that Alight is proactive about making it better
So if my HR is unsettled now it will stay like that till Tuesday with the holiday?
HR women don’t have that pull do they? I barely consider them corpo girls; most people I know don’t take them that seriously https://preview.redd.it/31mrhwva2huf1.jpeg?width=1170&format=pjpg&auto=webp&s=13fa307e4e020c698c19d01f54538aadb46317c7
Corpo girls got that grippy box if you can pull them, just not your department and no HR unless you can date them for a while bc the second you break up they will get you fired
How about a shootout or HR derby geez
Me selling put credit spreads at the beginning of sour [hour:](https://youtube.com/shorts/Qw4rPF8HR3o?si=6e-jct1gax9ugcGe)
Wtf? Doesn't HR weed those disgusting people out?
Elon Musk might be an awful guy in most ways but he does hit .320 with 50 HR, and that's the part that Jensen is talking about.
Most based thing a HR ever did
You can yell at the AI all you want. The AI will take it much better than your colleague and wont file a complaint to HR or leave.
>What the fuck does PATH do? >In short, PATH builds Robotic Process Automations (RPAs) to automate repetitive tasks. Meaning, path will probably build the AI that runs the robot that replaces you They make software that does HR tasks automatically,lol
Do you have BrokerageLink available within the 401k? If not, campaign for it. And this is one situation where senior management can help push HR towards providing it, so don’t be timid.
yeah, that's the same thing that go me sent to HR
Tell them it's not a HR issue, it's a HemoRrhoids issue
boss said someone complained to HR and I have to stop moaning when I fart
HR really made themselves a credits roll for this sexual harassment training video
ngl any interview that lasts 8 minutes and isn't an HR pre screen can't be good
Someone touched spy inappropriately. I'm going to HR
There ought to be a distinction made between an AI recommendation engine (which is what Google, Spotify, Netflix, Tiktok, etc. have been doing for years), and transformer AI, which is what LLMs are. The former is not some black box engine - the science has been out there in the open many many years now. You can even find the exact architecture Tiktok uses for their recommendation engine, along with their data pipelines, if you search enough on the Chinese web. None of that is especially computationally expensive. But transformer technology has always been expensive and energy intensive. Google, being the ones to develop their own ML-oriented chips, the TPUs, had an early headstart on transformer AI, but because they are publicly traded, they are subject to the whims of the market. They couldn't just invest in the moonshot when it made no profit sense. Open AI, and Sam Altman, on the other hand, have no such issues, as do their offshoots, as they were playing from the start with someone else's (Elon's) money. For them, the only way forward is to relentlessly push till it makes financial sense for enterprises and/or with consumer data. Hence why we saw them work with whatever chips they could get their hands on, from AWS Graviton chips to currently Nvidia GPUs, to Altman talking about making their own chips. Whether they will ever be profitable is a big if, especially if companies don't feel it makes sense using AI vs using "AI (Another Indian)". Some cost and capex centers were severely hit (HR/Creative/Customer Care/some admin/Software Development). But the former kind of AI I was talking about is not something that can be made redundant with generative AI, nor can it be replaced by teams in India.
#-Why would you like to work for our company? #-Because your HR ladies have nice tiddies LMAO🤌
Passed out last night watching The Martian(2015). So, he got left because they didn’t prep for a storm. A storm they could’ve waited out. Storms that happen almost every damn day up there. Then you want to tell me they spent millions in time & resources to get one man back. When you train to be an astronaut and venture to dead planets, I’d assume you signed a “one way ticket” that’s in your HR file somewhere. Maybe 2015 was a more hopeful time.
I told my coworker I have to touch her boobs because of my anxiety like Pedro Pascal and I'm getting the approval with HR tomorrow! :)
You aren't wrong. Source- https://finimize.com/content/buru-asset-snapshot But the $500M acquisition from Tekne is enticing. It's certainly a HR.HR play here Key Risks Execution risk on defense pivot: The planned acquisitions of Tekne S.p.A. and Orbit S.r.l. hinge on regulatory green lights and Nuburu’s ability to successfully integrate. Any hiccups or missed synergies could drag out the current sales drought. Capital dilution and funding needs: A string of recent equity offerings and convertible notes has already diluted shareholders—and may keep going if cash generation doesn’t ramp up, putting downward pressure on the stock. Macroeconomic headwinds: Spending on industrial machinery, outside Big Tech, has been weak—global machinery production fell 2.1% in 2024—which could limit the appetite for cutting-edge laser systems. Competitive pressures: Big names like TRUMPF and IPG Photonics have scale, expansive product portfolios, and strong client relationships that could stymie Nuburu’s attempts to grow market share. Volatility and market sentiment: With volatility running over five times the market average—and downward momentum—Nuburu’s stock is especially prone to sharp swings. The low beta (0.66) hints at market differences, but company-specific risks remain high. Bull Case Defense-tech transformation: Acquisitions and joint ventures in the defense space could position Nuburu to tap into a $19.4 billion electronic warfare market by 2028. Proprietary blue-laser advantage: Their blue-wavelength tech absorbs better in copper and other battery metals—giving Nuburu a possible upper hand in EV battery welding and other valuable niches. Strong balance sheet: No net debt and a hefty free cash flow yield mean Nuburu has the financial room to pursue growth without getting weighed down by interest payments. Potential for high-margin contracts: Securing large deals with aerospace, defense, or semiconductor players could significantly ramp up revenue and boost operating leverage. Undervalued on strategic potential: While its EV/Sales multiple looks wild now, successful execution on the defense pivot could see those multiples reset much higher. Bear Case Uncertain revenue ramp: After a 92.7% revenue collapse in 2024, there’s still no visibility on when substantial sales from defense or industrial contracts might start flowing. Persistent losses: Operating margins are deeply in the red (–175,281%), with profitability years away—even if revenue growth eventually materializes. Dilutive financing: The recent $10.9 million equity raise and planned follow-up offerings show the need for fresh capital isn’t going away, which could further dilute existing shareholders. High execution risk: Pulling off the Tekne integration and new venture with Orbit S.r.l. involves both complex technology and industry shifts—areas where Nuburu doesn’t have much of a history. Macroeconomic cyclicality: A further slowdown in industrial machinery spending or an uptick in trade tensions could stall new orders and cause more delays.
You talk like a 🌈 and you shits all retarded - HR
HR can fire you for doing retarded shit. They can't fire you for being retarded. As Ben Franklin famously said, "stupid is as stupid does. "
If HR fires you for being retarded.. Is that retard discrimination?
Seems like an unlikely jump unless you find an area that's linked to where you're working already. For instance, collecting and reporting on statistics related to job tickets, types of tickets and resolution time, etc. Those types of analytics could support business cases for procurement, finance, HR, etc.
I have quiet quit my job for 8 years. Do not volunteer, or offer much more. Phone call meetings...silent. I was thinking they were going to lay me off or fire me....but I work one of these monster HR driven corporations, that people never get fired. Now I am getting close to 60 they are just letting me ride the next 13 months.
LMAO i read this in a HR voice and I’m crine
Japan took 34 years. After the dot-com bubble the Nasdaq took 15 years. Now think about that if you are 50. Oh, you have 15 years to go? Too bad, you got [insert HR buzz phrase] out of your job during this unexpected recession. Good fucking luck.
So do you tell HR or just let them keep underpaying you?
> hiding your power level My first thought as well. Guy likes his job and doesn't want to go to HR
I’m already on thin ice with HR, bro.
>posting jobs it has absolutely no intention of filling I have so many friends out of jobs and hunting right now and I feel like this encapsulates the entire issue. Everyone’s blaming some HR avatar of Anne Hathaway but the truth is the jobs don’t even exist
They built virtual replicas of each of their multinational headquarters that the full offices can pop into and interact in a virtual space instead of something like zoom. I’m not saying that specific thing was some revolutionary idea, that just happened to be one of the steps that particular organization has taken so far in their search to utilize hardware advances to power operational efficiency. This new AI HR agent can actually help them reduce the size of their HR department, which has to be enormous based on the size of the organization. Again, this is still just another step forward towards efficiency. I’m sure they’ll find new ways to utilize the advances in technology to advance their efficiency further.
I can't wait for Al to take out jobs like HR because they are fucking useless pieces of shit that do nothing and usually women who use their privilege or fuck someone up there to get their position. Thank you for your attention to this matter
Jobs are already starting to shift because of the technological advancements we’re seeing today. This is not theoretical. I work in corporate events for a living, and one of the largest accounting firms in the world has shifted from having an AI booth at their events because it was neat, to having virtual reality meetings powered by their own in house AI, and most recently integrating an AI section into their programming to educate users on how to use the new AI tools that are beginning to replace their HR department. This has all happened within the last three years. Imagine what will have changed three years from now. Technology doesn’t stand still. It will continue to improve and gain traction in the workplace.
The thing I consider is how many of those power users used to be available for hire by these companies, and how much could they charge as a salary for their particular skill set that exceeded their peers? Now consider that every intern is going to have similar abilities as those power users and imagine how the power users salaries could theoretically be affected by the shift in supply and demand. You don’t have to eliminate entire jobs, or departments, you just need to shift efficiency in individuals to start seeing major changes at some of these large tech conglomerates that employ so many coders, help desk support, HR personnel etc…I’m sure there are other examples, but those are the specific jobs I see that are already being minimized by large corporations. I’m sure others will follow as the technology develops further. None of this means there still won’t be an AI bubble either, it just means the technology is real and some jobs will likely continue to be lost over it moving into the future in my opinion.
I can't wait for AI to take out jobs like HR because they are fucking useless pieces of shit that do nothing and usually women who use their privilege or fuck someone up there to get their position. Thank you for your attention to this matter
New ticker: $GLXG 8.3mil mcap, 21.34% short float, 69.7% of shares owned by insiders and 185k float. 32.58mil in cash and 58.26mil in assets while only spending ~$560k per month. EXTREMELY low debt. This could be squeezed up so much with good volume. Plus, they are planning to release an AI-powered HR/payroll software in collaboration with CURRENC.
$ADAP double bottom on the 30min timeframe and it may be setting up to break downtrend \*Price levels marked using the Daily & 4HR timeframe. \*Market seems to be accumulating vol/momentum. \*Big selloff on July 28th about 78% $DFLI not looking that bad but need confirmation of followed momentum. Thank you for watching, please keep in mind this is my personal opinion on the crypto and you should not trade/buy/short based on this information. Please do your own analysis and give me a big smile :) *- 2no1s Management,* https://preview.redd.it/u0p3rxrm0msf1.png?width=1757&format=png&auto=webp&s=9689ca5abf7ff9d36830208ee6e00e87e7926058
Tell your HR person to give you the contact information for the relationship manager or advisor of your 401k. They can answer questions or even have a 1:1 meeting with you.
It is very likely that your money has been invested into a Target Date Fund based on your birthdate. Most 401k plans use Target Date Funds as the qualified default investment for plan participants who make no investment election. Log into your portal or get in touch with HR to find out how to do it.
Your HR department should have sent you an email that gave you login in information to set up an account with Empower. If they did not, email HR and ask for your log in information. Once you set up an account, you will need to select funds to put your money in. Many retirement plans have RetirePLAN2025, RetirePLAN2030, RetirePLAN2040. You pick the plan closest to your retirement year and the fund invests your money weighing the risk tolerance for people retiring in that year. You never have to move it the plan gets less risky as your retirement date nears. You do not have to select one of those plans, you can pick your own plan or combination of plans. They most likely have a list of plans to select from such as balanced funds, income funds, bond funds, etc. You can typically click on a fund, read about it and see the historical ROR (Rate of Return). If you see a fund with a ROR of -8,0 that is one you might want to pass by. But you may see a plan with an ROR of 22% and not want to select that either, maybe that fund has "had its day at the top and is on its way down". If you don't know anything about mutual fund, wither research them and what to do in this market OR select a RetirePlanYEAR. NOTE: IF you select your own funds you have to stay familiar with how to more money, always keep your password updated and understand how to move around the website. If your choose your own fund and the market crashes like it did in 2008 and you are close to retirement you have to know what to do. If you don't, then please select a pre-selected retirement plan. AND one more thing, is the $800 earned wages?
the real answer: you need to talk to empower and to your HR dept to make sure everything is set up correctly. the easier answer: go to empowers website, make an account, select a target date fund for your money to go into, and forget about it the harder answer: if you're young (<30) you might want to have your 401k allocated to more aggressive investments than a target date fund. Im 100% in equities, personally.
I would talk to your HR department. Someone there should be responsible for the 401k program and can answer basic questions about it. In general terms, a 401k is a pre-tax retirement fund that is typically associated with your employer. You put money into it before your paycheck is taxed. Your employer will have a list of approved funds (typically retirement target date funds) and you can elect to change these options. There is a big penalty for pulling money out of your 401k
Chad: woah, it’s October, nice rack Janet, motorboat time! Janet: aw thanks Chad IT nerd: Good morning Janet: Hello, HR?!
AVGO is good for a $30 day. The 4HR MACD is setting up. Just need news
I run a business, and I have, say, a hundred employees in tech. I hook up with my buddy who does cloud storage. I pay him $5mill to house my corp data. Cloud Guy hooks up with our mutual buddy who runs a data safety shtick. Data safety guy gets paid by Cloud guy $5mill to ensure data from his own business. Cloud Guy pays me $5mill for my tech guys to maintain and improve the storage. Me and my three buddies have paid Congress to legislate ourselves a negative tax rate. We all refuse to promote anyone in our businesses. We are not increasing wages for any of our employees. I however am giving HR a $5000 bonus for cutting the fat in our company and consolidating jobs with no compensation. We are not hiring any time soon. We've raised prices on all our services because of tariffs. I get data storage. Cloud guy gets safety monitoring. Safety guy gets streamlining. Everyone else gets absoutely nothing. "Why is nobody buying our stuff?"
You’ll have an email from HR in the morning. You’ve been terminated for wrong think
Hello HR, I’ve been sexually harassed on an internet forum
Oh fuck ya! 24 HR GOON SESH IMMINENT 🤖🍆💦💦💦💦💦💦💦💦
Stuff like this should really dump the market, not just one stock. I guess the White House fancies themselves HR for America now.
Not sure what you mean with throwing off my cash flow? My AGI will go up some, and I'll pay a bit more in taxes, but only for two years. Then I plan to retire. Until then I'll have quite a bit of after tax cash to stash away in Roth IRA up to the 8k limit, with the rest going into a brokerage account investments. Sucks that the middle class is getting pinched like this. Fucking Congress. I was also just told that I can start a 457 plan and put additional pretax contributions in there, which is more misinformation, since the pretax deferral limit ($23k) applies to both 403(b) and 457 combined, not per plan. Someone said that organizations with workers impacted like me must add a Roth 401(k) plan to offset the change. But given how much incorrect information I've received from Fidelity and the 457 plan administration rep, I don't trust anything I'm told right now. And the opaque language in these laws is beyond my comprehension. Maybe HR will reply to my email request with more misinformation. .
Yes, Mitsubishi axed the Mirage in the US, Honda axed the Fit here, Nissan axed the Versa, Ford axed the Fiesta, Chevy axed the Bolt, Kia axed the Rio. As an example, when Honda dropped the Fit, they "replaced" it with the HR-V which was larger, heavier, handled, braked, and accelerated worse, got worse gas mileage, and increased the behind the rear seats storage space by about 10". But it's base price was over $4000 more. Then the HR-V was deemed to small/bottom end and redesigned on the Civic platform instead of the Fit platform. Now the base MSRP is over $26k. Fuck off with that.
Most nasty V at 3 heard it hear first folks POWER HOUR INCOMING T- 1HR
If you have a 0 in box 3, the rules don’t apply. The SECURE 603 guidance specifically mentions box 3 in determining whether an employee is subject to the new catchup rules. If you have been eligible for the 457 but just haven’t bothered to contribute your career, I’d ask your HR if you’re eligible for Last 3 year or special catchup. You’ll be able to make up past year’s missed 457 contributions, potentially doubling your pretax deferral limit, for the 3 years prior to your retirement. For example, the potential 457 pretax special limit for 2025 is $47,000 this year.
I'm in a 403(b), but looks like there's an optional 457 plan. Not clear if it's one or the other or optional for both. Complicated, and I need to do more investigating and talk to HR. And I have nothing reported in W-2 box 3. Gross income is in box 5. Also, someone has stated that this won't be implemented until 2027. That would be good.
This is a bit confusing. I read the paragraph you linked. My gross income is reported on W-2 box 5 (Medicare wages), with nothing shown in box 3 (SS wages). Not clear to me if I'm exempt from the new rules that limit pretax catchup contributions. Next step is the HR department.
You need more than 4 employees on the payroll to cover the store opening hours seven days a week if four people need to be on the floor. There's probably an HR formula.
OP just for context I work as a financial advisor to corporate retirement plans. Your plan most likely has an advisory firm that might offer 1 on 1 support to its participants. Tax advisors are great, but in my experience many of them do not understand how ROTH vs Pre-tax factors into a financial plan, or retirement planning in general.You're better off consulting a CFP or like I said, looking into whether your plan already offers participant support (another great question for HR!) Good luck!
Take some X-ray photos of the HR lady's tits
I wore Meta glasses to a work meeting and now I have a meeting with HR. WTH
I am 5 years into retirement. For what it is worth, going to HR and taking the time to digest the IRS documents was, in hindsight, the best way to get information. So much of close-to-retirement talk at work and on the Internet was just flat out wrong. *Especially* healthcare/Medicare.
Many thanks. I will ask HR tomorrow. My workplace has thousands of employees subscribed to retirement plans, and many will be impacted.
OP most record-keepers are requiring that Roth be added to plans to account for this requirement. It's either that or they have to eliminate the ability to offer a catch up at all (which most plans are not electing). I would not be surprised if you see ROTH added to your plan soon but I would reach out to your HR department to check to see how they'll account for this.
In two years the title "AI Expert" in a corporate context has gone from meaning someone who has a deep understanding of software engineering, hardware engineering, neural nets and linear algebra to meaning someone who understands how to use LLMs. I'm out here snorting lines during a department meetings where HR managers are talking about how they are AI experts. The fuck is happening
It all depends on the terms of the deal. Like I said, I would ask HR about your options. If you already own the shares on a brokerage or whatever, then yeah, I would dump them. NFA. Re: your other question, totally depends on the terms. Often a PE takeover is considered hostile and letting people hold onto their equity can mitigate the negative sentiment. It’s really impossible to say without knowing the terms, but yeah, often PE acquisitions are just basically looting. That said, plenty of examples of turnarounds and resales, taking public, mergers, etc
I'm 26yo living in the US. I'm going back to school for a second degree in mechanical engineering (should graduate in December 2027 hopefully) and working part time as a server at a restaurant. By the time I graduate, I'll likely have about 50k in student loans, and plan to relatively aggressively pay them down with any extra money I have after maxing out retirement accounts. Since I was about 19 or 20, my dad had me set up a Roth IRA with the same financial advisor service he uses, Raymond James. I was never able to make enough money with my first degree to max it out each year, but I've consistently put in about $50-$100 every month, it currently has about 8k. I also have a 401k through my last job working for the state of florida, though I'm not sure where that is or how to find it, I'd likely need to get into contact with HR. I also have a HSA with Chard Snyder that was set up by Florida when I worked there, and I know they take about $4 every month just to have the account open. I know Raymond James said they took a small percentage every year for having the account/financial advisors looking over it. I'm debating pulling my money from Raymond James and putting it into an index fund myself, but I'm not sure how I'd go about it without incurring extra fees. I think it'd be good to have all of my stuff in one consolidated place if possible, but I'm also not sure what types of accounts would work. I don't have a ton of disposable income, but hoping to max out my Roth and 401k (and potentially other investment accounts) once I graduate and get a job. I'd like to have a solid down payment for a house and car as short/mid-term goals. What accounts/brokers would be good for consolidating all of my assets and what index funds would be a theoretically safe choice. I'm a little weary of just doing the S&P 500, but I'm not sure how I'd go about investing in multiple different indexes since I've never done it myself.
I didn't receive my salary for this month. HR said that my performance for this month was already priced in.
Our small company had a niche software application. After a 6 month search we had identified zero US born candidates with the necessary expertise. We found one candidate in France and one foreign student finishing up their post-doc at university who we ultimately hired using the H-1B program to keep them in the country. If a small company is willing to go through the efforts of hiring an immigration attorney, setting up the policies and legal structures needed to go through the arduous application process, then yes I can say that will be in good faith. Things become different for larger companies who have the legal resources, policies, HR, etc. able to repeatably navigate H-1B hires at scale without the significant overhead and headache that small companies go through due to their lack of scale.
textbook unlawful discrimination on the basis of race/national origin (as perceived by them, rightly or wrongly) and hostile work environment if not addressed & stopped by HR/co upon reporting/investigating. Joking or not. Document everything. Folks never think stuff at work will escalate, and they are wrong.
Fuck I hate cunts like that..say/do nothing and then report them to HR for harassment/discrimination. Cunts like that this it's all fun and games until it impacts them financially
Payroll providers will automatically cap your contributions, so you don't need to do anything. The tricky part is that some of them won't automatically adjust for catch-up at 50, even though they know your birthday. Contact your HR to make sure catch-up is enabled for you.
The awkward moment when you know about the $100K H1-B visa fee before your HR department because you follow the stock market 🤣
I was in LA last month, took the bus from West Hollywood to Dodger Stadium. $1.25 for that +45 minute trip. Got off at a Sunday flee market, food truck Two tacos for $7. Grabbed a Moldelo beer for $5. Paid $30 for Bleacher tickets, almost caught a Ohani HR. Got free bus after the game to Union Station, $10 Waymo back to W. Hollywood. Spent 4 days in LA and didnt think prices were anything more crazy than Chicago outside of rents and gas prices.
Because it takes a much heavier and HR with specific lawyers that most small companies can’t afford
Good luck getting through the HR hiring funnel. I say that sarcastically and genuinely at the same time 🫡
I don’t get what HR’s problem is. Why can’t I masturbate in the privacy of my own cubicle?
my bad bruh... didn't know your ran HR for goog and msft