HR
Healthcare Realty Trust Incorporated
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$ZENA earnings news
Lessons from my $8k IREN loss.. (regard edition)
How to find non-VC investors for a tech startup?
BioLineRx and Hemispherian AS to Present Data Demonstrating Strong Synergy of GLIX1 with PARP Inhibitors in HR-Proficient Ovarian Cancers at ESMO 2026
Accidentally enrolled in DRIP during company blackout period
WDAY trades at 44x trailing earnings but the forward multiple tells a completely different story. Dug into Workday.
First Yolo π€·ββοΈ wish me luck or cook me
Find a free money glitch. 100% returns.
You might think it strange, but before were 40 companies and now, all in S&P 500 AI related. Very strange.
ARK 13F Breakdown: Heavy Biotech Buys, Adding AMD While Trimming Tesla
$NXST Nexstar being reported to FCC, FBI, AGs for violating civil rights under color of law as part of campaign to silence threat to merger
Why Mare Nostrum (ALMAR) offers an opportunity in the penny stock market
Why Mare Nostrum (ALMAR) offers an opportunity in the penny stock market
Oracle awarded US contract to provide government-wide HR software
Our Bond $OBAI: CEO has sold companies to HPE ($650M) and IBM ($200M). Now he runs an $11M nano cap and won't sell a share. DD.
SAP is a coherent complement to SoftwareNow in my portfolio; yet stock price is still lagging behind
$CTM is an interesting one, it's both good and not so good at the same time
Why Mare Nostrum (ALMAR) one of my favorite pennystocks is
Why Mare Nostrum (ALMAR) is one of my favorite penny stocks
Intuit's recent earnings may have ended the idea of the "AI Bubble"
I canβt be the first to notice thisβ¦
I DECLARE BANKRUPCY...ON AWS MARKETSHARE - STOCK MIKE
$CMPX: Upcoming catalyst Pre-BLA Meeting, $195M War Chest, and the Crossover Nobody's Talking About;
Mare Nostrum (ALMAR) turnaround stock
Mare Nostrum (ALMAR) turnaround stock
Mare Nostrum (ALMAR) turnaround stock π
$BIYA +53% β HR tech company pivots to crypto treasury, picks BNB as first asset
My portfolio is bleeding from the SaaS selloff. I spent a week researching whether this is a buying opportunity or a value trap. What I discovered shocked me!
$PATH calls β market overreacted to the CEO swap, automation moat is completely intact
26 MARCH 2026 , WHAT ARE THE BIGGEST LOSERS AND WHY ?
#IBRX π―πππ
Vanguard increase holdings of Winklevoss Bros "Cypherpunk Technologies" by 83%
All HR offices will be run by AI by the end of 2026
The SaaSpocalypse: Everyone's Reading This Wrong
$SLS (Deepest Due Diligence for REGAL Trial) (From a Deep Value Investor)
$SLS Part 2 and FINAL (Deepest Due Diligence for REGAL Trial) (From a Deep Value Investor) (Predicting BAT mOS from Predictive Model)
The βSaaSpocalypseβ is the latest wall street hallucination!
The βSaaSpocalypseβ is the latest wall street hallucination!
The βSaaSpocalypseβ is the latest wall street hallucination!
$SLS (Deepest Due Diligence for REGAL Trial) (From a Deep Value Investor)
$NOW Quick DD β Shorts vs Whales
The Entire Market Just Panic-Sold the Largest Health Insurer in America. I'm Buying $50K Worth. Here's Why.
Breakeven watchlist for NXXT in 2026: what I am tracking in filings
Turnaround live: why this looks like a real reset, not a dead cat bounce
The rebound case is simple: better structure, cleaner funding, bigger holders
Two quiet signals that often show up before a rerate
Recent filing data highlights institutional shifts and revenue growth for NXXT
BioVaxys (CSE: BIOV | OTCQB: BVAXF) Reports Positive Phase 2 Data for Maveropepimut (MVP-S) + Pembrolizumab and Low-Dose Cyclophosphamide in Metastatic Bladder Cancer
$NOW (ServiceNow): premium valuation, but elite fundamentals
BioVaxys Technology Corp. (CSE: BIOV | OTCQB: BVAXF)
BioVaxys Technology Corp. (CSE: BIOV | OTCQB: BVAXF) 1Q2026 R&D and Collaborative Activity
My 401k feels like a scam (and Iβm tired of pretending it isnβt)
Sharing my wheel trading journey (last ~12 months) β looking for feedback
BioVaxys Technology Corp. (CSE: BIOV | OTCQB: BVAXF) Announces Phase 1 Clinical Study Results Advancing DPX(TM)-Formulated Products in Patients with Non-Muscle Invasive Bladder Cancer
BioVaxys Technology Corp. (CSE: $BIOV | OTCQB: $BVAXF)
π BioVaxys ($BVAXF / $BIOV.CN) - The Tiny Biotech Beast About to Unleash DPXβ’ Magic in 2026? Undervalued AF with Royalty Revenue on the Horizon! ππ€
Sellas Lifesciences - Cancer Moonshot in the process of squeezing! Hand written DD!
$BVAXF $BIOV.CN Key highlights as of late 2025:
$BVAXF $BIOV.CN A Modern Biotech Fairytale: How BioVaxys Acquired a World-Class Immunotherapy Platform at a Fire-Sale Price
Why would the stock market not go down if the president and every banking firm in the us is involved in the jeffery Epstein scandal?
I coded a terminal interface to watch my portfolio bleed while looking busy at work.
BioVaxys Technology (CSE: $BIOV | OTCQB: $BVAXF) Revolutionizing Immunotherapy with Groundbreaking Advances and Vast Market Potential
BioVaxys CSE: $BIOV | OTCQB: $BVAXF) Breakthrough: Positive Phase 1 Results for MVP-S in Breast Cancer β Strong Immune Boost & Tumor Reduction Unlocks Multi-Billion Dollar Opportunity Ahead of Phase II
BioVaxys Reports Promising Early Data for HR+/HER2- Breast Cancer Therapy
$BVAXF $BIOV.CN BioVaxys Announces Positive Phase 1 Clinical Study Results with Maveropepimut-S (MVP-S) in Women with Hormone Receptor Positive/HER2 Negative (HR+/HER2-) Stage II-III Breast Cancer
BioVaxys (CSE: BIOV | OTCQB: BVAXF) Announces Positive Phase 1 Clinical Study
MIST-first FDAβapproved PSVT treatment in 30+ years!- 10x potential?
You want real DD on the Medline Industries IPO? Here's some DD.
Is $NVNI a Hidden Gem in Brazilβs SaaS Boom ??? Post RS-low float + high insiders own + high SI + insiders buying in Oct + CEO huge 6M recent buy + Partner with Oracle/NVDA + Sector tailwinds + news pending in DEC.
The Notorious βAI Bubbleβ, Why It is Likely Not What Many Think, Yet Can Still Be A Slippery Slope
GEATβs Value Prop Goes Beyond Meals: It Automates A Broken Corporate Process
OTC: GEAT As A Corporate Engagement Tool That Also Cuts Finance Workloads
Why The 8x8 Partnership Gives GEAT A Much Stronger Pitch To Corporate Clients
GEAT And The Dual Platform Angle That Could Attract Strategic Interest
Why GEATβs Automation Pitch Might Be More Valuable Than Its Social Features
Deep Dive: How GEATβs Voucher System Cuts Real Finance And HR Costs At Scale
Deep Dive: How GEAT Is Trying To Build A Two-Platform Tech Business
Buffett's Berkshire Takes $4.3B Alphabet Stake, Cuts Apple in Q3
**π THE DAILY PINEAPPLE JUICE π**
Fiverr is a sleeper, what investors are not comprehending
INTS today? New cancer drug results
UNH is going up while the industry is experiencing margin compression...
Mentions
Buy Claude to speak to HR Claude to get rejected by Claude to then apply for another job by Claude. All because you were replaced by claude - whats the point in a job in 5 years?
Whoa! Whoa! I thought there was no HR in the Wild Wild West.
Keep your tung tung to yourself or Iβm informing HR :hmmm: ππ
You seem like the HR type
if I ever work in tech I'd work in HR, hands down the best job ever π
Why did my HR keep desperately asking if Iβm ghey?
HR and the hiring manager were delighted with my interview. Best interview in a while. Turns out I am not taking the job! WTF
Revolut works fine as a digital card, especially for travel. But that's about it. The US market's already flooded and they're getting hammered by the competition. They'd need to completely rethink their business to become an actual bank, and that would kill what makes them different in the first place. The real issue though is how badly they're run. Their Glassdoor reviews are rough - people talk about toxic HR, management that blames employees for everything, and a CEO who just shits on his own staff. I won't touch them as an investment. I can't support a company that treats people like that.
HRβs gonna hr. I thought itβd be different in the private sector, but no. Theyβre just as bad at that shit as a 1 shop.
I have a feeling with these AI tokens spending, companies have to cut somewhere other than HR... ads budget could be one, which would impact rddt the most (slower growth would punish this stock). Thoughts?
Your post is misleading. Goodwill is a non-cash accounting entry. It is NOT a "non-cash premium paid". If you are buying a company, there is goodwill involved, and you are paying in cash/non-stock, then it IS a cash premium. Goodwill is a price hike to the valuation of the company being acquired which represents brand-name/recognition, internal institutional knowledge, and other factors which can't easily be quantified. If you buy a company that has a 100M valuation, and pay 110M which includes 10M in goodwill, then you have essentially spent 10M more than company's EBITDA warrants. If you do that repeatedly in short periods of time then you rack up many many millions in either: 1.) Lost cash, if you paid in cash 2.) Dilution, if you paid in stock The idea is that acquiring a company allows you to streamline and vertically integrate. You are already doing some aspect of the business and economies of scale allow for you to do "more" of it for less than the bought-business is currently spending to do it. Do that to Corporate IT/HR, Manufacturing labor, COGS, etc and you dramatically increase the bought-business's margins. This + Growing Market share makes the goodwill cost all worth it. However, they are buying craft breweries at a time where alcohol stocks are losing 10-20% value in the last year alone, and every market trend points towards reduced alcohol consumption across all demographics (with Gen Z also drinking at a fraction of the level that Millenials and Gen X do). But most importantly, they are doing Debt-for-Equity swaps. It's a huge benefit for management and meeting KPIs (so they get their fat bonuses). And it is also a big benefit for institutional investors. But it FUCKS the retail investors (you). Why you would sit here and hype up and defend a company that has REPEATEDLY done the one thing that is known to absolutely screw over its retail investors, while the management that made the decision get paid millions in bonuses, is wild to me. They are robbing you at gun point and you're acting like they are your best friend.
Boss wants better team work and now I have to meet HR for slapping checks and saying letβs get it. Make it make sense π€·π»ββοΈ
they've already done that with jeets and HR roasties who has juice day care jobs
Cybersecurity is probably the most recession-proof sub-sector in tech right now. Companies can cut marketing or HR software, but they cannot afford a data breach. Firewalls and identity management are non-negotiable line items.
They fired the HR guy who keeps track of what percentage of workers theyβve fired.
Nothing, HR. I love team building on the weekends.
It's not strictly about companies wanting to shape culture, although some do what that and actively try to so you are wrong that they don't have an agenda, some do. But the broader point is that even if they don't have an agenda, the people working for those companies do. I know it's a big talking point that companies only care about profits and money and that is somewhat true, but what isn't true is the people that work for those companies, they do have agendas and they do use the resources they have on hand, including influence within the company, in order to push their personal/ideological agendas. If you think that an ugly fat woman ended up in a Nike ad without there being a cultural agenda you are naive. Maybe you can argue it wasn't Nike's cultural agenda, but it was the culture agenda of the people that designed and pushed for the approval inside Nike. This is happening in all companies, quite literally the best examples are the nonsensical bullshit coming out of the HR department, if you don't think most of those have a cultural agenda behind them you're not really paying attention.
Man I wish I was born in 1964. I could get a senior executive job with a firm handshake and looking them in the eye. Then I would buy all the homes in my neighborhood for 99 cents a piece. I could work without HR getting in the way. Raise 3 families secretly.
The HR videos strongly advise against it
With KOSPI closed for the rest of the week that leads us to expect a gap up or gap down by Sunday night/NYSE open. Today, SNDK made a low inside of a bullish 4HR Gap. Finding resistance twice at the same level 1810.14. Ahead of MU earnings, this seems to be a purely mechanical move. Full port
Yep. Absolutely. And I'm not anti-AI, generally. I mean, I work in software, everyone is using AI. But the difference is that the people using it in my company were already software devs - they know what to ask for, and how to ask for it. There's years of school and years of experience to rely on. As opposed to someone who has never worked in a codebase or had to design a data structure or pick_your_example. Since this is r/investing btw, this is why the SaaS-pocalypse is such bullshit. Yes, AI helps people code faster. Yes, it helps people who were already good at coding go even faster. Yes, it can write code even if you've never done any software development. HOWEVER, No, it does not mean that Janice in HR is just going to vibecode a replacement for Workday and Steve in Marketing is going to slop out a replacement for Salesforce, so no one needs to pay for those apps anymore. That's crazy.
HR called me and confirmed that I got the job (defense sector) β¦ do i need to still fear that something might happen not to get it? Thinking about resigning from my current job
ok man stop yelling or im reporting you to HR
Used to see this in HR all the time. Take credit for the project, hope nobody checks who actually approved the budget. The live TV short circuit is the only satisfying part
My company has announced that we'll be going through some layoffs in the near future, but I'm pretty sure the HR manager who sent out the e-mail was using talk-to-text because we were told not to "do anything Jurassic". So I bought a t-rex costume.
Sorry guys. Gave my 2weeks notice at googl today. HR said theyβve never heard of me but obviously the market noticed.
FUTES in less THAN 1HR AND 30MINS BOYS AND GURLLS
Oh no, not Wild Willy Tilly. HR gonna have hands full
I didn't know what a heavens curve was, so I had to google it, and that led me to a subreddit about something called jelqing, and why is the head of HR in my office with this IT guy all of a sudden???
#DID EVERYONE HEAR THE NEWS? WE WON THE WAR AGAIN!!!! ABOUT 1 HR AGO!!!!!!!!!!!! 'MURICA IS BACK BABY VICTORY #182391 :money:
yes HR would have believed that
it will be a long evening for HR of wendys
damn why HR scheduled a random meeting with me at 2PM?!
Just got out of an HR meeting. Apparently someone complained I said the word βrapeβ. I admitted I didnβt know I couldnβt say that.
When itβs suicide awareness month but a coworker reports you to HR for making it too aware. π
Turns out I have been connected to the company wifi on my phone and they have been logging my reddit comments I now have to explain to HR tomorrow what I meant by βSPY -2% today and Iβll take a shit on my bossβs desk and leaveβ
Have you used Claude code? You can spend an afternoon or weekend at most feeding it your data and building systems and agents and it will return a document that is 95% correct. It will be more correct than the HR person trying to build it themselves. I used to believe Ai would produce total slop like you until I started actually using it. It hallucinates about 1-2% of the time but thatβs still more accurate than the mistakes a human makes.
Lisa should have spent that weekend at the AI for HR retreat instead of playing candy crush with her ex husbands infantry buddy. Emphasis on the crush
Theyve been issuing PR marketing statements about safety for 3 years. OpenAI was specifically created as a nonprofit to monitor and create safety guidelines for AI. People arent selling because if safety based buy more bonds campaigns. Theyre selling because Lisa in HR cant get the enterprise Claude to make a powerpoint in less than 6 hours so no longer falls for these obvious lies.
We test all of the major tools at least monthly. Our legal and accounting/finance departments have their own apps, as does HR, sales, c suite, etc.
probably just anthropic HR trying to drum up some hype for their IPO
Dam brother would you mind offering some tips ? You sound like a pro. I just finally got consistent. I really need someone to just give me any tips they could. Iβm a felon brother, I used to be a finance bro at Acura had surgery then got addicted to opiates caught a bunch of terrible felonies and when I tried to comeback even thought my old bosses hired me back HR and corporate didnβt care they wonβt hire me anywhere anymore Iβve tried. Thatβs why Iβm trading lol
classic corporate bait scheme technique.Β Instead screenshot those messages and send them to HR and say it makes you feel uncomfortable.Β Boom you got the upper hand.Β
They're definitely baiting you to get an excuse to have HR fire you.Β
I'm renaming the "morning standup" to "The Daily Retard"; HR will have to understand.
Again, you are taking several large organizations and pinning their stance on every individual. Even if the corpos are not concerned about safety or morality or anything else that does not mean that is the case with every individual in the organization. Any worker who quits and screams warnings is likely telling you the truth of their own perspective and are not dupes sent by HR to distract you from the 'truth'. I think you are a bit conspiracy oriented and dont give the individual enough credit for having separation from the machine.
When HR calls you on Zoom, you'll know the singularity has arrived in your life.
HR sucks everywhere on this earth. People there are the least qualified, change my mind.
Hate my job. Might touch the HR girl's boobs today.
Had the same reaction. Then realized some dipshit would report me to HR
Lot of ppl ik complain and show me the worse resume of all time and also dont bother to reach out to HR or management on linkedin. Every interview ive had has come from just sending a message out. Idk why they think if a job has 500+ applicants that they auto deserve an interview and the job
Weβre going to have to check our new employees list here in HR and find out who starts todayβ¦
BREAKING NEWS π₯ just announced how heβs gonna change the stock market forever, and your [options could be fuk:](https://youtube.com/shorts/Qw4rPF8HR3o)
Gemini is so fucking embarrassing it's unreal. You can tell Googles collapse as a company is coming, because they're excellent tool is now 75% blunted by HR Jingo, impressed belief system, it's enitre mode of communication and thought. I assume the same is true of Google's internal structure. In other words, it's over for them.
I work in this industry on the broker side. It's extremely rare. No small or mid sized businesses are doing this. You will occasionally see a large employer do this and their HR department becomes a revolving door trying to deal with it. It's not the norm by any means. In my book I don't have a single client that does it currently. The places where I see it happen the most often are large universities who are offering healthcare to full time students. So it can happen, but I'd wager it's less than 1% of businesses or institutions out there. Just my 2 cents.
Protip: As a software engineer, we are using more and more tokens each week - not just for coding but we are building agents for everything from marketing, finance, coding, operations, to HR.
I told my boss we have are βthe hottest companyβ in the company. Now HR wants to hear more about it.
I am absolutely not working that day. In fact I suspect operations will screech to a halt company wide. And the execs and HR will act like they have no idea what everyone could possibly be doing thatβs so important.Β
Don't you worry boys and girls. HR wants me to review conflict resolution today. By the end of the hour I'll be able to sort out this whole ποΈ-ran biz
Hi HR, Iβll like to forward you an email. Thanks,
Iβm saying this at work tomorrow. I hope I donβt have ANOTHER HR meetingβ¦ π
bro is gonna sent to HR monday morning
Accounting and HR software doesn't really need ai. Adobe will see so much competition...
hello this is your HR rep we'd like to have a meeting with you on monday
Well, the enterprise users that still need to convince their boss. "Hey, can we get a Huggingface subscription?" "Yeah, John, I'm going to need you to retake the sexual harassment prevention training again. We do not condone 'hugging faces' around here. Honestly, I think we should probably get HR involved now."
Alright so SAAS just mooned on earnings, is WKDAY next? Or since their more HR vs security/crm they don't have as good of earnings
States will set up do-nothing offices for βchildren online safetyβ with 50 HR Anne Hathaways making 120k a year to do email circles Thats where the money goes
HR is useless. Who is producing results?
An asshole teammate said I argue a lot. I said βwatch itβ. Is that an HR escalation?
I've got 0.67 in my account right now, I appreciate it's a lot of money - not trying to dismiss how serious it feels. I just meant it's not your pension or life savings after 40 years of work. If you can't tell her you've gotta tell a friend or sibling or someone. Take this as your sign from God to keep going mate, take strength from this message. Don't make a permanent decision over a temporary situation. Is there a HR department at work you might be able to speak to about support in getting there? It'll be cheaper to help you than recruit and train someone else.
My Gen Z hire dropped this joke during our meeting: what do you call 747 with 2 female pilots? An unmanned airplane. Now I have a mandatory meeting with HR about inappropriate jokes FML
So, the $39k isnβt tax. The math is 169 x $231.28 = $39,086.32, which is what it costs you to exercise the options. Your tax depends on whether these are ISOs (Incentive Stock Option) or NSOs (Non-Qualified Stock Option). The fact that withholding shows $0 does not necessarily mean no tax is owed. Maybe reach out to an internal department, like HR, and find out who handles these equity compensations, then verify with them the option type before doing anything, especially with only a 30-day exercise window
1 HR later semi will recoverΒ
I said a joke so funny HR asked to hear it again
Yes but 80 events is still tiny, and to get a low enough HR with that small number of events seems risky to me. Plenty of examples of supposed high chances of success that failed and they had way more events to help them.
I'm digging tho, maybe you'll find a HR letter with your comments in them :)
why are you so aggressive? I'm in at 10k shares and calls at $6 but there's always some chance something crazy happens at readout. They're just saying if something crazy happens yes, it's a binary event. Maybe it's 90% that REGAL has a great HR, but there's still a chance something does wrong. don't be so tilted about it
thats bc you are missing an key piece to the way of the trade. there are tells that will show you which way its gonna go. these tells are pretty easy once you get the hang of them ive been buying penny stocks making 50%-1000% on them strictly commons no options. bc i figured out the system. anybody can do it. no i won't teach you. just look at the runners and find the things that they all have in common. sometimes you gotta look far out at the 4HR 1D and sometimes its much easier and quicker with only a 30min chart.
Overall, 7 of 107 patients (6.5%) in the intismeran plus pembrolizumab arm and 7 of 50 (14.0%) in the pembrolizumab arm died ([Fig 1C](https://ascopubs.org/doi/10.1200/JCO-26-00835#fig1); Data Supplement, Table S1); the OS HR (95% CI) was 0.471 (0.165 to 1.345). [https://ascopubs.org/doi/10.1200/JCO-26-00835](https://ascopubs.org/doi/10.1200/JCO-26-00835) its right below the efficacy section.
Itβs useful if you need to write large amounts of data - Iβve been using it to update policies, basically HR type stuff lmao. You have to KNOW the laws etc though because it can definitely hallucinate. Definitely faster to read through and factcheck than actually write stuff though. I donβt believe we are closer to AGM than we ever were, but itβs making one (competent) person able to do the job of 5 in some industries Honestly there are loads of mediocre office workers and shit coders about to lose their jobs. But it canβt run itself alone
So most HR managersΒ
Google anthropomorphic and OpenAI went out of their way to castrate their models it's like talking to retard who snuck into an HR role
The primary endpoint was set very ambitiously and the company is blinded to actual survival data. Even though the CEO is extremely bullish, it would still be reckless of him to tell the IDMC to unblind. This would serve no benefit to SLS and result in a higher HR. He has also stated that he is concerned a halt would potentially make the FDA believe they are attempting to manipulate results
Any job title can get deployed. HR gets deployed. Chefs definitely get deployed. Tons of mechanics.
Didnβt BCTX P2 only showed 2-4 months higher mOS than best alternative therapy (TPC), which in below report shows 9-13 months? https://www.theinvestmentlog.com/posts/bctx/2026-03-10 I have very low confidence interim analysis will show a HR <= 0.70. If it had high confidence of beating the HR at IA, price would have been $10+ already.
Didnβt BCTX P2 only showed 2-4 months higher mOS than best alternative therapy (TPC), which in below report shows 9-13 months? https://www.theinvestmentlog.com/posts/bctx/2026-03-10 I have very low confidence interim analysis will show a HR <= 0.70. If it had high confidence of beating the HR at IA, price would have been $10+ already.
When I worked at Walmart, our HR manager had like 600K in Walmart stock from Employee stock purchases
King lucky with that flyout. Was 106.7 off the bat and is a HR in 19/30 ballparks
it helps that they work 24/7 and on electricity and not food and poop and.. HR talking n stuff
That right there is the dumbest shit Iβve read all month, phase 3 data readout is going to show GPS with an HR less than 0.5 reducing risk of death by more than 50% and a mOS that wonβt be met at 80 events meaning median overall survival will go from a toxic 8-11 months with the current standard of care to a non-toxic 3+ years with GPS and youβre worried about βapprovalβ which Sellas wonβt even handle after being bought out by big pharma. βYes, Sellas, you basically cured AML in half the population and made the prognosis way better for the other half, but we still donβt know about approvalβ β FDA. Do you see how dumb that sounds? For the love of god, please bet against it based on FDA approval you absolutely uninformed buffoon.
LLMs talk exactly like Becky from HR
BTC 1HR WINDOW bought to rip
Can you imagine going to HR three times in your first day on the job? It's like he's trying to speed run getting fired for talking about how much he loves Trump. Kids these days. No sense at all.
I work for a small business with ~20 employees. We had a pretty terrible 401k with no match for like 6 years. During our meetings I was the only one with questions so I didn't expect a high participation rate. I was already maxing out my IRA so this was just another tax advantage plan to take advantage of so I chose to contribute 6%. When we changed HR support or whatever the company used that gave us that plan I talked with the higher ups and found out what it costed the company and advised them to skip another new terrible 401k with no match. Come to find out only 4 of us were even using the 401k. I helped everyone else roll over into an IRA and setup automatic contributions. Because of this I got to see their balances. We were all there for the full opportunity and our HR/billing head who I assume makes significantly more than me had the second highest balance after me. Mine was double hers. I was also maxing my IRA and matching the 401k contribution in a taxable brokerage account. As shocked as OP is I am glad I am not in their shoes either. They seem like they are where my head of HR was. I am just a couple of years older and I could retire if I needed to. I am trying to work until I am 50-55 with more yearly income than I currently make without saving so I can cover healthcare until Medicare kicks and live a fruitful life. I don't mean to shit on OP either. I got lucky to get advice to begin investing for retirement when I was 22 so I have much more time working for me and time is irreplaceable in compounding. If I could go back and convince my younger self to invest as much as I do now I would already be retired.
You're probably not going to like to hear this, but "I work for a very big bank" fits pretty cleanly into the explanation here. My division has many hundreds of people in it but they're all paid to be creative problem solvers. Even the designers and the PMs are expected to come up with creative solutions to problems. So here in 2026, tokens spending is unlimited and the idea of "not using AI" for something would make no sense to my teammates. If you want something, the path of least resistance is to use AI to get it. If you're not going to use AI, it doesn't make sense to say you want the thing. But my vague understanding is that many (most?) jobs are not creative. I've worked with a lot of uncreative developers in my 20 years in the industry, but those people have all just been trash that eventually gets fired. But at a bank, is the goal to be creative? A couple industries (like accounting, insurance, HR, etc.) aren't supposed to be creative. So the big tech corporations like mine have just mass-replaced those people with AI entirely. Maybe bank guys aren't adopting AI because they're in that same zone. Dudes who's job title was "calculator" before the mechanical calculator was invented.
If your workplace replaced HR with Ai prepare to be fired by a Robot.
no I got fired... AI replaced HR and they canned me
I've been giving an absolute fuckton of thought to this. The AI boom is absolutely nowhere near where it's going to be. It's going to easily dwarf the internet revolution and the social media revolution by orders of magnitude. The problem is not actually going to be the pathway for AI utilization - which is so easily clear - and the monetization, which is less clear, but it'll happen. What is going to be revelatory is the impact this is going on have on jobs and the economy. So many jobs out there are jobs that AI will displace almost fully. People who relied on arcane knowledge, and digital work will be unemployed. That's going to shatter the economics of markets and societies. Things like consultants, the tech sector, accounting, HR, policy writing, marketing, things that involve virtually no physical work, have a basis in knowledge, and don't require direct responsibility or accountability can be replaced .... today. That's a huge chunk of the working population. When they don't have jobs anymore, what do they do? That'll lead to a massive depression the likes of which society has never seen. That'll take down the market - and NVDA with it.
Because cutting costs on an army of coders costing 150-500k is really good while cutting on 10 HR people costing 80k each is whatever