Why does cryptocurrency have so many fees associated with it?
Try tech or computing ETFs if you like this field. I have my money split between crypto some tech ETFs and some biotech. Also total stock market or SP500 etfs are a safe bet (VOO, VIG, SPY)
That's just not true. I googled "dividend etfs" and the first thing that popped up was VIG. According to Vanguard's site, in 3, 5 and 10 year performance are all above 13%. That's considered just fine for the capital markets. SDY is another dividend ETF with similar performance. These have nothing to do with options trading or making bets and any investor with a computer can go buy those and hold them.
Only because you mentioned dividends, have a look at VIG. It's a Vanguard ETF with great returns. I had $1500 in RH I didn't know what to do and it was the holidays so I didn't want to think about it. With dividends and the increase in share value I made $50. Better than a Savings account!