ETF

DontLook_Weirdo

It depends on what you're doing with BTC. If you're in it to trade and try to flip some $ into $$, BTC ain't it - it's an asset, not crypto. You'll continue to lose money and come out of it sour. If you're in it to invest like you would in your Roth or any ETF, then you just stop looking because you know it'll take months or years for any action to happen. If you're in it for the long haul, then I'd recommend setting up some sort of DCA and removing yourself from as much of it as you can. I have daily recurring set up through strike, and it's uninstalled. I know my buys are still going through because my bank shows the activity and strike confirmed it before I went through with it lol. I also uninstalled my trezor app and only check on balances whenever strike auto-tranfers 1m sats to my trezor.. I fund it all with direct deposit into a bank account meant solely for investments, so I never see the money leave my pockets, so I never feel like I'm down $. My only connection to BTC is this sub.. when sentiment in this sub is shit, I buy more on top of my DCA.

AmericanInCanada87

that [xrp.to](http://xrp.to) ETF has really crapped the bed....so great : /

pegoff

ETF not doing well and you think riskier assets will outperform in a bear market? What is your ETF, gold?

deltamark_btc

fink has skin in the game - blackrock ETF flows are literally his floor thesis. nydig's $38k case needs a real macro unwind, dollar spike, risk-off everywhere. either way the price action right now tells more: BTC retested the top of its old $62.5k-$64k range today (broke out of there two days ago on elevated vol), currently holding around $64k. if that level fails the nydig case starts to open up. if it holds and reclaims $64.5k+ the fink camp wins the next leg. the predictions are secondary to where price is actually trading

ProfessionalAir104

What makes every believe this cycle will be different. Bitcoin is likely to bottom by 65% at least. That’s $44100. Every last bear was 77% or higher. Anybody telling you it won’t because of ETF’s or institutional volume is a liar. Go off data of last bear markets don’t listen to anybody saying something that’s never happened.

FuturaeNetwork

uesto post racchiude la classica frustrazione di chi cerca di fare *timing del mercato* basandosi su notizie macroeconomiche anziché sulla struttura di mercato effettiva. Ecco come puoi smontare e analizzare questo post per mostrare competenza analitica su Reddit, commentando punto su punto con un tono oggettivo e disincantato. # 1. Il bias del "Timing perfetto" (La trappola dell'attesa) > * **Il commento:** Il mercato ha quasi sempre già scontato (*priced in*) le decisioni della Fed ben prima dell'annuncio ufficiale. Se l'intero mercato retail si aspetta un dump in una data precisa, la liquidità tende a muoversi nella direzione opposta per punire chi è rimasto short o liquido in attesa. Aspettare il "minimo perfetto" basandosi sul calendario macroeconomico è il modo più rapido per farsi scappare i trend. # 2. Geopolitica e mercati: Perché la correlazione iniziale si rompe > * **Il commento:** È una dinamica classica dei mercati finanziari. * **All'inizio di un conflitto:** C'è shock sistemico, incertezza e panico generalizzato. Gli investitori vendono tutto ciò che è considerato "rischioso" (incluso il crypto) per rifugiarsi in asset liquidi o sicuri (il dollaro, i bond a breve termine). È una crisi di liquidità, non di fondamentali. * **Durante la prosecuzione o la ripresa del conflitto:** Il mercato si adatta e metabolizza lo scenario. Le criptovalute, in particolare Bitcoin, iniziano a essere viste non più solo come "risk-on asset", ma come uno strumento di copertura alternativo contro l'inflazione bellica, la svalutazione delle valute fiat locali e le sanzioni finanziarie. La narrativa di "oro digitale" o di asset fuori dai canali sovrani riprende forza, attirando capitali proprio mentre la geopolitica si surriscalda. # 3. I muri di acquisto istituzionali e il fondo del ciclo > * **Il commento:** Chi ha scritto il post ha notato un dettaglio fondamentale. La presenza di forte supporto istituzionale (visibile nei registri degli ordini e nei flussi degli ETF o degli internalizzatori OTC) crea un pavimento di prezzo (*price floor*) difficilmente scalfibile dal panico retail. Se le istituzioni accumulano massicciamente a determinati livelli, il ribasso profondo diventa altamente improbabile. # 4. ETH a $1,500 è ormai storia? > * **Il commento:** Molto probabilmente ha ragione. Pensare che Ethereum possa tornare a $1,500 quando l'infrastruttura di rete (grazie ai Layer 2 e al burning dei costi di transazione) e l'adozione istituzionale sono consolidate significa ignorare la legge della domanda e dell'offerta. A meno di un cigno nero sistemico (fallimento di un enorme protocollo o di un emittente di stablecoin), certi livelli storici diventano supporti invalicabili. # Come impostare la tua risposta su Reddit (Bozza di commento d'impatto) Se vuoi rispondere a questo utente per posizionarti come esperto, usa questo schema: >

devCheckingIn

Two consecutive days of ETF inflows. 😲

Mysterious_Sleep7443

I wont not put anything in an ETF its going to crash harder than bitcoin soon

Nino2112

I would personally hold. I think having this secured is amazing if Bitcoin gets to the point where it is accepted globally as what it wanted to be. A digital asset. But I trust and understand Bitcoin, I believe in it. If you don't, I would either sell or wait the next cycle to hope for a better reward, but it will most probably take time. If you need that money, and want a low risk low reward, ETF is great!

pommesUNDwurst

I haven't called the top. But I got out before the price went in the shitter (ca 105k$). I took some Profits into stocks. Most of it is sitting in a Money Market ETF or USDC and still waiting to be reinvested. I will start my DCA once we drop below the "realized" price (53k). And will move relatively fast (couple of weeks, 2 months max). Good luck.

Mix_Right

Jane Street and Black rock ETF market manipulation in full effect. Nothing will change until the stock market and the US dollar collapses then we will see it takeoff.

Realistic_Client1969

Middle grounds we're you need to be ,sponging as much info from ETF's to open interest... EVERY DAY. And learning to trust your instincts aswell, imo

deltamark_btc

two unlocks i think are underrated - 401k auto-allocation (when the major brokerages let you set 2% BTC as a fund slice the same way you pick an index fund, that's trillions in passive flows hitting crypto every paycheck. ETF rails are basically there, the 401k wrapper is the last mile, maybe 18 months out), and stablecoins in emerging markets where people aren't "adopting crypto" ideologically, they're just surviving inflation in argentina/nigeria/turkey. that adoption is already happening quietly, it just doesn't show in western metrics. retail POS is probably the last domino not the first - merchants follow users, not the other way around.

futurefloridaman87

I think we have about hit the pinnacle. It’s been almost 2 decades and I still can’t seamlessly buy gas or groceries with crypto (unless I go through some round about way of getting there with different apps). In 2 decades the only things we’ve got are a few ETFs. They are paraded around as some example that crypto is/was being accepted into the mainstream, when this couldn’t be further from the truth. The ETFs exist for one reason only….. so Big finance can get their slice of management fees. They don’t actually give a fuck about the technology. They just saw money to be made so they threw together a spot ETF and rolled with it.

Darryl_444

True, but I sure do see a lot of posts about people losing their Bitcoin. Scams, discarded drives, lost passwords, malware, hacks, memory issues, exchanges, etc... About 20% of all Bitcoin is permanently lost to everyone, forever, due to bad management by owners. Never seen one post yet about anyone losing their Bitcoin ETF shares. Over 7 years for most of the world, and counting. Longer for trust shares, even in the US. There has never been any recorded theft, loss or fraud incident for Bitcoin held under management by an ETF to date. Zero. In the case that an asset-based ETF is shut down, the assets still remain. Typically they are then liquidated and distributed to the shareholders as cash. Never had that happen to me, but it is a potential concern that some folks have. If an investment account owner dies, the spouse / designated beneficiary reliably receives the proceeds as directed. Rather than having to figure out how wallets and seed phrases work, or where they are located, or even just being aware that they exist. Everybody has different objectives and their preferred methods, but mine is ETFs.

Emergency-Warthog-56

This is a perfect example of why OP's idea is very helpful because those ETF links, I didn't know about them.

Nice_Material_2436

**Bitcoiners in 2010**: Fuck banks. We are building a peer-to-peer electronic cash system to overthrow the corrupt global financial elite! **Bitcoiners in 2026**: I’m fighting the corrupt banking cartel by storing my life savings in a BlackRock ETF that relies on Coinbase custody which holds its cash reserves at JPMorgan Chase!

FlyUnity

I love it! The one thing I scroll through daily is ETF buys/Sells. I use [https://www.coinglass.com/etf/bitcoin](https://www.coinglass.com/etf/bitcoin) for the most up to date info, but I use this [https://www.bitcoinstrategyplatform.com/etfs](https://www.bitcoinstrategyplatform.com/etfs) for the graph. If you put that info on your page, and I will use it as a one stop shop!

Darryl_444

ETF solves that issue completely. Broker sends me a complete annual tax report, just have to punch the numbers in. Unless it's in my registered accounts, in which case I do nothing at all. And pay no tax. Or deferred tax on retirement.

Pleasant_Ostrich4278

Honestly, what volatility? I also invest in Gold - down more than Bitcoin. Also have stocks like IonQ that is more volatile. IBM down more than 20% yesterday even. Even certain ETF's.. So what do you mean? Btc is in a stabilization era. Btc 10 years ago is way different compared to know. I am even surprised how little volatility btc has in its current state.

Patient-Process-2565

Don’t do any of that, be sensible and put it in an ETF, Crypto is very volatile and very few can handle it and sell at a loss or a lot of stress for a small return. By all means put 10% in crypto, but honestly this is the correct answer

AutoModerator

Post is by: HamdyTheHammer and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1ux68ct/market_read_do_with_that_whatever_you_like/ **Read: A Tightly Coiled Spring.** Bitcoin ETF flows currently stand at **-$425M per day (-$493M over the past 5 days)**, pointing to continued institutional distribution. At the same time, **BTC exchange netflows are +1,068**, indicating that more coins are moving onto exchanges, increasing potential sell-side pressure. The **BTC options Put/Call Ratio is 1.66 (Buy/Sell: 1.75)**, reflecting a put-heavy market with net buying of downside protection. Meanwhile, the **term structure has steepened to -3.6**, making near-term implied volatility relatively cheap—a classic “calm before the storm” setup. Ethereum is showing a notable divergence: with a **netflow of -6,547 and call-heavy positioning**, ETH continues to be accumulated, acting as a counterpoint to Bitcoin. **Synthesis:** The market is currently compressed into a low-volatility range, pinned by dealer gamma while distribution and hedging demand continue to build beneath the surface. This is the classic setup that often precedes a volatility expansion: compressed implied volatility, a strong GEX pin, increasing put demand, and ongoing distribution. The hedged and suppressed side of the market remains to the downside. At the same time, this compression can resolve in either direction—the data does **not** provide an honest directional forecast. **Honest Take:** This is a **structural market read**, not a prediction. Positioning currently carries a modest bearish bias, but it is **not** a directional call. The key trigger remains the **GEX flip level at 63,000**. Above that level, dealer pinning is likely to continue suppressing volatility. Below it, the pin begins to unwind, market damping fades, and price movements can accelerate significantly. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

HamdyTheHammer

patience is never wrong: heres my analysis, hope it can help you: **Read: A Tightly Coiled Spring.** Bitcoin ETF flows currently stand at **-$425M per day (-$493M over the past 5 days)**, pointing to continued institutional distribution. At the same time, **BTC exchange netflows are +1,068**, indicating that more coins are moving onto exchanges, increasing potential sell-side pressure. The **BTC options Put/Call Ratio is 1.66 (Buy/Sell: 1.75)**, reflecting a put-heavy market with net buying of downside protection. Meanwhile, the **term structure has steepened to -3.6**, making near-term implied volatility relatively cheap—a classic “calm before the storm” setup. Ethereum is showing a notable divergence: with a **netflow of -6,547 and call-heavy positioning**, ETH continues to be accumulated, acting as a counterpoint to Bitcoin. **Synthesis:** The market is currently compressed into a low-volatility range, pinned by dealer gamma while distribution and hedging demand continue to build beneath the surface. This is the classic setup that often precedes a volatility expansion: compressed implied volatility, a strong GEX pin, increasing put demand, and ongoing distribution. The hedged and suppressed side of the market remains to the downside. At the same time, this compression can resolve in either direction—the data does **not** provide an honest directional forecast. **Honest Take:** This is a **structural market read**, not a prediction. Positioning currently carries a modest bearish bias, but it is **not** a directional call. The key trigger remains the **GEX flip level at 63,000**. Above that level, dealer pinning is likely to continue suppressing volatility. Below it, the pin begins to unwind, market damping fades, and price movements can accelerate significantly.

Romanizer

Yeah, I mean S&P can rotate allocation when companies go bankrupt so that part is mitigated. It will recover eventually, but can take years to decades. For some institutions, Bitcoin already is more valuable than the S&P500. BlackRock's IBIT is generating more revenue than their S&P ETF and has shown a much steeper growth in clients for the first year. And S&P500 doesn't recover first. Statistically, Bitcoin has shorter drawdown periods and recovers faster.

PrettyQuick

Keep half in BTC/ETH and maybe SOL. Put the rest in a all world ETF. Don't go gambling this money away now.

kgcryptoman

Put it in a strong ETF and pull 20-30% consistent interest.

SecureWriting8589

Today's alts are 2022's NFTs. I would diversify: stocks funds, individual stocks, GLD fund, BTC and ETF at ratios that make you comfortable.

United-Shock-4262

that gold bitcoin next to the ETF blocks is a little on the nose but i'll allow it

Dangerous_Relief8971

SBI has quietly been the most crypto-committed traditional financial group in Asia — building actual rails since 2017 while most peers were doing press releases. Japan-led on-chain finance on Solana speed is the unsexy institutional plumbing that ends up mattering more than any ETF headline.

dapzar

Currencies are not for saving, they are for transactions. Neither Bitcoin nor Gold are a currency. Modern currencies are optimized for their role in transactions and slightly inflationary, so for long-term savings they are not well suitable. To save for short-term commitments, you make a tradeoff between safety against short-term volatility and small losses to short-term inflation. If you decide to save in a currency after considering this tradeoff, you save in the currency that you have to pay your short-term commitments in, i.e. USD if you live in the US, EUR if you live in the eurozone and so on. You put it on a save, deposit-insured account that pays the market rate interest. For long-term savings, you do not save in currencies but instead in assets that appreciate in real (inflation-adjusted) value. The best asset class (highest expected returns vs. risk) are equities. The mean/variance optimal way to invest in equities based on standard assumptions is a low-cost global total market index ETF. Gold and Bitcoin are speculative assets. An argument can be made for a small allocation for diversification purposes, based on their correlation to your main savings, but it’s probably a drag on long-term expected returns and probably not worth the trouble for most people. The safest, cheap way to invest in those (without having to become a cyber security hobbyist, buying an expensive safe, increasing the home insurance amount unnecessarily etc.) are low-cost ETPs with well-established providers.

No_Investigator3369

same. I have +20 year till I can touch ETF money. some of my poor buys will be 5 cycles down the road and won't even remember what the cycle top/bottom was 2 prior cycles back.

AidenTai

This month? I think 60 or just below is plausible, but more than likely the 61.5k support will probably hold for a week or two, depending on what happens with equities (assuming earnings don't seem too bad). But let's say equities are neutral and we rise up until 67 or 68 or so between this week and next. Okay, well, if that isn't accompanied by a lot of spot buying (ETF inflows, etc.) then that will leave the door wide open for lower lows. Personally, I think if 61.5k gets broken, 60 won't hold either and we'd instead get lower lows. Based on price action so far, I think that would bottom out at 45 k if something really bad happened with equities in September (perhaps accompanied by large rate hikes, etc.) Whereas I think something around 53–57 is much more likely as a bottom for the year. Seems to me though, that given what's happening with equities, increased volatility, and the leverage in Bitcoin now, whatever happens in July you shouldn't trust it. Equities and earnings reports are going to drive movement for the next month. Bitcoin is also subject to whatever Warsh does with rates which are expected to rise in September. So even if things look pretty rosy today with current price action, remember where we were two weeks ago and the sentiment that surrounded it. That was actually a dive that was largely driven by outflows, and unfortunately, at least with respect to ETFs that problem is still looming over us.

AidenTai

But based on liquidations, so not exactly confidence‐inducing. It's July, everyone was expecting a green July and just needed an excuse to find the inertia to chase after liquidity pools. If we don't print a green week with respect to ETF inflows (as a reflection of spot buying), I'm going to go ahead and say these price levels don't last a month.

Any_Carob3372

That ETF MSMR has nothing to do with BTC. Have some respect for accuracy.

tedusam

Wall Street just wants to make money with BTC via ETF funds. It doesn't matter if the price goes up or down they get their juicy fees. I don't believe they're accumulating BTC for themselves, with the exception of a few BTC treasure companies.

The_Bitcoin_Act

What I'd actually watch is the trend line on the ETF slice, not the individual slice. 7.2% in funds/ETFs when spot ETFs have only existed since Jan 2024 is a genuinely fast absorption rate.

Financial_Design_801

They recommend 1% allocations which is $80 billion of the $8 trillion they manage in advisory, they rather keep that than give to IBIT so they made their own ETF Might become their biggest fund at $80 billion but it’s a slow accumulation not smash buy

Good_Extension_9642

BTC ETF are best, don't believe me? Ask everyone who got their BTC stolen from their cold wallet in the last week

SlooperDoop

I'm 58. 3 or 4 times in my live I've started over with nothing. Divorce, just wanted a fresh start, Laid off and ate Ramen for a couple years getting a degree, etcetera. Financial you have zero impact... (assuming you were HODL'ing and not daily spending). You just keep doing as you've been doing...all your daily expenses have been covered and still are. Mentally...it will help if you do a lot of research into crypto security. You will be comfortable investing again when you trust your of tech level enough. OR just invest in more secure methods (ie ETF).

ColdWalletClutch

It's probably ETF related but client demand is still demand

HaiKarate

What you should do is immediately sell all crypto you’re holding and invest in a reliable ETF like VOO or VTI.

manjjinbuu

They are buying because the ETF is buying! Don’t be a dreamer….

cyger

Everything I have read indicates the chance of hitting 40k or lower is less than 20%. ETF investors likely have stronger hands then retail of the past. Also we didn't have a blow off top, so the bear may not be as deep.

Good_Extension_9642

Sorry to hear you lost all you precious BTC OP, this is one of the reasons I buy BTC ETF instead

Good_Extension_9642

Hey OP, I get what you're saying but I have read too many scary stories about people getting scammed and losing all their BTC, or losing it in another way like forgetting your seed phrase, sending it to the wrong address, losing your 24 would etc, so as soon as the ETF were available, I only by IBIT instead

tbw875

you're worried about a $1000 drop? This is not the right investment for you. Cut your losses and buy an ETF.

FitCompetition1804

If you just think of BTC as an “investment”, then the ETF route has its place. Bitcoin is so much more though depending on your mindset, your trust, and your desire to be truly self sovereign in a SHTF situation. It may seem intimidating, but I highly suggest you research and educate yourself on how to self custody BTC. Are there risks associated, yes. But almost all of those risks are basically user error that can be avoided by taking the time to understand what you are doing and what to avoid. I’m about the same age as you, and while I dabbled with bitcoin in the past, this was the year I actually educated myself as I was waiting for a bear market to finally start accumulating with some seriousness. I have no intention of selling for at least the next 15 years… if ever. This second half of the year will be a great opportunity to start your journey and accumulate with conviction. Bitcoin is no longer a get rich quick scheme, so as long as you understand that and have reasonable expectations, it’s an asset unlike many with its own unique benefits. With that said, I would still diversify with traditional investments as well… but for now in this current market, accumulate that BTC.

Lefties_TheWorst7331

One ETF would be hard to satisfy a market of millions or billions who want a slice. That's a terrible analogy or comparison to BTC.. let's be real.

KryptoChic

For retirement, buy and ETF on the SP500 or Gold. Gold has actually outperformed the SP500 since 1970, when the USA left the gold standard. Its fine to keep some crypto to speculate but not in your retirement funds.

Itchy-Box-7378

Yes i see it over and over again (not just crypto) it’s a combination of buying at too high prices then not averaging down and then not be able to sit on your hands for 12 months. If you in something volatile that drops 60-70% 12 month can feel like forever specially if you check markets everyday and see everything else just 1-2x within weeks/months, i would say it‘s probably the toughest skill/mindset to fix when you go the individual investment route, never underestimate the psychological part of investing the average human being still thinks ETF‘s are „risky“ that should tell you why it feels „easy“ once you not attache your emotions to trades.

Worldly-Ad-1274

Thanks for the feedback! I totally see the value in income funds like JEPQ for steady 'walking around money'. The main reason I'm focusing on MSTR instead of a covered call ETF is the upside capture. Covered call strategies generally cap your upside in exchange for immediate yield. Because I strongly believe Bitcoin is going to experience a massive, explosive move to $200k+, I want a vehicle that captures that specific hyper-growth and amplifies it via corporate leverage. JEPQ is great for regular income, but I'm looking for a cyclical 'growth engine' to fund big trips during the peak of the bull market rather than monthly steady cash flow!

Trevdo

I know you asked the best way to buy and hold it, but just wanted to make you aware of another option is that you can hold a bitcoin ETF inside your tax-free savings account. This allows all your gains to be tax-free..

bittenbycoin

Well the bear market that followed Mt. Gox lasted around 2.5 years (30 months) before things started to turn around in mid-2016, while the post FTX / contagion bear only lasted around 6 months before bull started. Those bear markets triggers were explainable, this bear not so much other than the ETF flock decided risk on season was over, last fool holding bitcoin until next risk on season started is the biggest fool in the room. So no one knows if you'll have to wait 6 months, or 2.5 years, or longer to bust back out to green again.

sigh_duck

I would look at leaps on the ETF's.

riscten

Both require KYC. CEX gives you real Bitcoin but ETF allows you to invest in a tax-sheltered account. This is why I said it's debatable. Personally I do DEX for real Bitcoin and ETF for tax-sheltering, so in my situation CEX and everything below are largely useless.

nitr04

Why ETF > CEX?

TheresNoSecondBest

Congrats on the move, it's never too late, [despite new people thinking otherwise](https://old.reddit.com/r/Bitcoin/comments/rskpuf/i_have_only_600_bitcoinsi_missed_the_bus/). ONLY INVEST MONEY YOU CAN AFFORD TO LOSE. Invest in your knowledge, learn about Bitcoin as much as you can. The Bitcoin Standard book is a must read. So is Broken Money by Lyn Alden. Also, **don't reply any DMs**, emails, private messages on other social media, promising to buy Bitcoin from them or get rich quick by investing into some website. They all are scammers. Even the hot Asian chick, he's a scammer too. **Price wise, nobody knows what the price will be tomorrow, next week or at the end of the year.** **Try "Bitcoin ONLY" strategy for at least the first 210,000 block cycle**, you'll sleep much better. Newcomers lose so much money, holding tokens just because someone on YT told them to. If you don't like losing money in [failed coins](https://www.coingecko.com/research/publications/how-many-cryptocurrencies-failed), avoid. DCA is probably the best approach. Once a week works best for me, but I'm getting paid weekly. This [DCA calculator](https://21vox.com/dca-calculator) might help to decide what will work best for you. In a few years, even $10 dollars a month can make a massive difference. This [DCA blog](https://er-bybitcoin.com/) is pretty interesting too and compares buying bitcoin VS stocks. Now, don't buy some fake bitcoin at a spot ETF place or similar, **get the real thing** that you can withdraw anytime you want. Register at a proper exchange and buy real Bitcoin. Any of these will do [https://bitcoin-only.com/get-bitcoin](https://bitcoin-only.com/get-bitcoin) Install (or buy - in case you're getting Bitcoin in Thousands of $) one or more of these wallets. **A few good wallet choices:** [https://blockstream.com/app/](https://blockstream.com/app/) \- Top Security Features, Open Source and Non-Custodial [https://bluewallet.io](https://bluewallet.io/) \- excellent, easy to use wallet, Open Source and Non-Custodial [https://www.sparrowwallet.com](https://www.sparrowwallet.com) - top desktop wallet [https://electrum.org](https://electrum.org/) \- Solid choice, Open Source and Non-Custodial, one of the oldest and most trusted Bitcoin Wallets. I prefer the desktop version but it works on mobile too. **Lightning wallets** to consider (cheaper and faster transactions, great for small amounts): [https://phoenix.acinq.co/](https://phoenix.acinq.co/) \- Phoenix - very good wallet, uses Tor for extra privacy, easy for anyone new [https://blixtwallet.github.io/](https://blixtwallet.github.io/) \- Blixt - great UI, fast and clean. The app runs a full LND node on your phone and you have the ability to easily open channels to whatever nodes you like. [https://zeusln.com/](https://zeusln.com/) Zeus - impressive wallet with many features, can even generate Nostr keys [https://breez.technology](https://breez.technology/) \- Breez - excellent POS for small business owners as well as integrated Bitrefill Note: Breez does also a hybrid liquid/LN wallet called Misty Breez - the sats being on liquid means no need for channels although the payments take a few extra seconds. You'll also can get a free customable LN address. While talking about hybrid wallets, there's also Aqua Wallet although not IMHO as good as Misty Breez. There are also custodial LN wallet but I would honestly avoid using them because you have to trust the wallet operator not to steal your money. Their only advantage is that they are incredibly easy to use, although it might cost you big one day. To keep up to date with spending wallets, visit r/TheLightningNetwork at least once a while and perhaps r/RGB in the future. **Hardware Wallets** (to store larger amounts): [Trezor](https://trezor.io/) \- Easy to use, no matter how new in Bitcoin you're. If you can afford it, opt for Safe 7 (air-gapped) and use the Bitcoin only firmware as it's safer than a multi coin software. [ColdCard](https://coldcardwallet.com/) - air gapped, Bitcoin only, has advanced features but a new user will do fine with one of the great tutorials available. [BitBox02](https://bitbox.swiss/bitbox02/bitcoin-only/) - another great little device, opt for the more secure Bitcoin ONLY version (less coins = less code = less chance for a hidden bug or a backdoor). Sadly, this device is not air-gapped. [Jade](https://blockstream.com/jade) - air gapped, fully open source, Bitcoin only, great features. There's a newer version called Jade Plus, it has much better camera and overall is a better, although a bit more expensive, option. You can even [build it on your own](https://github.com/Blockstream/jade/), if you feel adventurous. [Seedsigner](https://github.com/SeedSigner/seedsigner) - another DIY, fully open source, air gapped, Bitcoin only hardware wallet, not for you if you're just starting up but something to consider later. [Krux wallet](https://selfcustody.github.io/krux/) - one more DIY hardware device, I love this one for many reasons. Similar to Seedsigner, it's fully open source, air gapped, Bitcoin only hardware wallet, that is not for you right now if you're just starting up, but something to consider at a later stage and/or to up the security of your bitcoin. There's also Ledger, but I wouldn't recommend it as it's not fully open source, keep and already leaked customers' details, recently said they're capable of sending customers' keys out just with a firmware update, making is an expensive hot wallet. The opposite of what you want from a cold wallet. **Stay away**, save yourself a headache in the future. The same goes for many other hardware wallets that are too new or filled with too much of unnecessary shitcoin code. Stay away. Whatever wallet you'll decide to buy, purchase DIRECTLY from the manufacturer, no eBay, no Amazon. Make sure the device is NOT preset, and you will generate your own seed words. Write them down on any piece of paper as well as the receiving address. Now wipe the wallet and generate a new wallet. If the seed words are different from the first set, you're safe to use it. Find an option to set a passphrase and use it. This will boost the security to another level. Never store the seed words and passphrase together. Use a different medium if possible. If somebody finds both, they'll be able to steal your coin. This little device will hold the keys to your money, that's the reason why you have to be a bit more careful. Also, no worries, if it breaks, you can replace it - as long as you keep your seed words and passphrase(s) safe. Welcome to the rabbit hole and don't hesitate to ask if you have any questions anytime during your Bitcoin journey. Also, [check the sidebar](https://www.reddit.com/r/Bitcoin/about) that's filled with lots of great info and if you have any questions, visit r/BitcoinBeginners or r/Bitcoin and look for the answers.

riscten

From worst to best IMHO: * ATMs * Payment services (venmo/cashapp/paypal) * CEX (centralized exchange like Kraken or Coinbase) * ETF * No-KYC DEX * Mining That's my take. CEX, ETF and mining are very debatable as the pros and cons are very different.

DonTheHolder

ETF are cool. Keep some on a wallet or different platform. Coin exchange, ETF, cold etc. Diverse.

sendmeetherplease

If you’re going to get worried over crypto volatility over a 3 week timeframe you shouldn’t be investing in crypto. Go buy an ETF like XEQT or VFV if you want lower risk slow compounding growth.

Forded_Fiction24

But I do own Bitcoin in my cold storage and more of it than within my ETFs. I'm taking the risk with the institution holding the represented value of the Bitcoin that underlyingly backs their ETF and I'm completely fine with that given the associated potential rewards that come from the tax advantage. To mitigate this further or at least divide the risk I'd buy into fbtc and ibit equally because they each use separate custodians to secure the Bitcoin they hold to back the fund.  You can do as you please and if you don't want to take the risk in exchange of having another $1 million potentially  saved from the tax haven that roths offer. That's your choice and as of now with current tax code, you can just instead choose to pay the capital gains taxes on your Bitcoin holdings if you ever choose to use them.  Everyone has different risk tolerance and profiles. If you don't want to take the risk of institutional holding then don't. I'm fine with that risk to a degree which is why I divide my holdings into Cold storage and ETFs. You do you

gordonfr_

I do ETF or cold storage. I don’t leave control over my coins to any crypto broker or exchange.

CrispyByte8

Cold storage is cool, but in a 15-year window I would at least think about the Roth ETF angle too. Not either/or.

AnywhereNo5170

ETF’s are your answer if you’re uncomfortable with directly buying and holding crypto assets.

sobasicallyimanowl

Check to see if Fidelity lets you withdraw the BTC to a separate wallet if you ever wanna do that. If you don't mind it being tied to Fidelity and non-withdrawable then you can go ahead with them. There are other options like Coinbase, Kraken, Binance US, Uphold, etc. but keep in mind some of them will want you to link your bank with a third party application before you can make a purchase or sell. Most other options will ask you to provide ID so if you don't want to do that and have already established with Fidelity then that would be another plus for Fidelity. Btw idk if they sell pure coins or if only ETF tied to BTC.

Forded_Fiction24

Most here on this sub are very resistant to the idea despite the huge tax savings. If BTC were to go to $5 million a coin let's say then the cost of paranoia at that point would total greater than $1 million. I find the risk associated with institutionally held ETF's worth that kind of money to at least contribute partially to one. While the paranoia in me, persuades me to simultaneously hold a healthy portion in in Cold storage.  I think the easiest play here is do both and then your risk is mitigated and your potential reward is greater

Specialist_Trust4945

Why not just buy a leveraged ETF, such as BITX?

Romanizer

Best options are either setting up a cold wallet for self-custody (don't let your Bitcoin lying on an exchange) or buying an ETF, which for most is easier and safer.

ProfsrGabriel

I'd probably go with actual BTC. Even if you don't care much about self-custody today, it gives you more options later. Native staking is a good example of something an ETF can't offer.

paperlevel

You don't buy on the wallet, the wallet is how your keys are stored. I would actually recommend starting with an ETF especially if you already have a brokerage account. If you want BTC directly an app like Strike is pretty good, keeps it simple.

Born_Elk7497

Good morning and welcome! I’d buy the ETF while the nice entry price is there and then gradually spend some time learning and dabbling with cold storage. You don’t have to necessarily use it regularly but you should experience it. The issue with ETFs is that it’s harder to have diamond hands long term because the sell button is one click away, particularly if you’re like me and want to check your accounts daily and overthink things. The other issues are more philosophical but you don’t need to tackle those right off the bat.

TheresNoSecondBest

Congrats on the move, it's never too late, [despite new people thinking otherwise](https://old.reddit.com/r/Bitcoin/comments/rskpuf/i_have_only_600_bitcoinsi_missed_the_bus/). ONLY INVEST MONEY YOU CAN AFFORD TO LOSE. Invest in your knowledge, learn about Bitcoin as much as you can. The Bitcoin Standard book is a must read. So is Broken Money by Lyn Alden. Also, **don't reply any DMs**, emails, private messages on other social media, promising to buy Bitcoin from them or get rich quick by investing into some website. They all are scammers. Even the hot Asian chick, he's a scammer too. **Price wise, nobody knows what the price will be tomorrow, next week or at the end of the year.** **Try "Bitcoin ONLY" strategy for at least the first 210,000 block cycle**, you'll sleep much better. Newcomers lose so much money, holding tokens just because someone on YT told them to. If you don't like losing money in [failed coins](https://www.coingecko.com/research/publications/how-many-cryptocurrencies-failed), avoid. DCA is probably the best approach. Once a week works best for me, but I'm getting paid weekly. This [DCA calculator](https://21vox.com/dca-calculator) might help to decide what will work best for you. In a few years, even $10 dollars a month can make a massive difference. This [DCA blog](https://er-bybitcoin.com/) is pretty interesting too and compares buying bitcoin VS stocks. Now, don't buy some fake bitcoin at a spot ETF place or similar, **get the real thing** that you can withdraw anytime you want. Register at a proper exchange and buy real Bitcoin. Any of these will do [https://bitcoin-only.com/get-bitcoin](https://bitcoin-only.com/get-bitcoin) Install (or buy - in case you're getting Bitcoin in Thousands of $) one or more of these wallets. **A few good wallet choices:** [https://blockstream.com/app/](https://blockstream.com/app/) \- Top Security Features, Open Source and Non-Custodial [https://bluewallet.io](https://bluewallet.io/) \- excellent, easy to use wallet, Open Source and Non-Custodial [https://www.sparrowwallet.com](https://www.sparrowwallet.com) - top desktop wallet [https://electrum.org](https://electrum.org/) \- Solid choice, Open Source and Non-Custodial, one of the oldest and most trusted Bitcoin Wallets. I prefer the desktop version but it works on mobile too. **Lightning wallets** to consider (cheaper and faster transactions, great for small amounts): [https://phoenix.acinq.co/](https://phoenix.acinq.co/) \- Phoenix - very good wallet, uses Tor for extra privacy, easy for anyone new [https://blixtwallet.github.io/](https://blixtwallet.github.io/) \- Blixt - great UI, fast and clean. The app runs a full LND node on your phone and you have the ability to easily open channels to whatever nodes you like. [https://zeusln.com/](https://zeusln.com/) Zeus - impressive wallet with many features, can even generate Nostr keys [https://breez.technology](https://breez.technology/) \- Breez - excellent POS for small business owners as well as integrated Bitrefill Note: Breez does also a hybrid liquid/LN wallet called Misty Breez - the sats being on liquid means no need for channels although the payments take a few extra seconds. You'll also can get a free customable LN address. While talking about hybrid wallets, there's also Aqua Wallet although not IMHO as good as Misty Breez. There are also custodial LN wallet but I would honestly avoid using them because you have to trust the wallet operator not to steal your money. Their only advantage is that they are incredibly easy to use, although it might cost you big one day. To keep up to date with spending wallets, visit r/TheLightningNetwork at least once a while and perhaps r/RGB in the future. **Hardware Wallets** (to store larger amounts): [Trezor](https://trezor.io/) \- Easy to use, no matter how new in Bitcoin you're. If you can afford it, opt for Safe 7 (air-gapped) and use the Bitcoin only firmware as it's safer than a multi coin software. [ColdCard](https://coldcardwallet.com/) - air gapped, Bitcoin only, has advanced features but a new user will do fine with one of the great tutorials available. [BitBox02](https://bitbox.swiss/bitbox02/bitcoin-only/) - another great little device, opt for the more secure Bitcoin ONLY version (less coins = less code = less chance for a hidden bug or a backdoor). Sadly, this device is not air-gapped. [Jade](https://blockstream.com/jade) - air gapped, fully open source, Bitcoin only, great features. There's a newer version called Jade Plus, it has much better camera and overall is a better, although a bit more expensive, option. You can even [build it on your own](https://github.com/Blockstream/jade/), if you feel adventurous. [Seedsigner](https://github.com/SeedSigner/seedsigner) - another DIY, fully open source, air gapped, Bitcoin only hardware wallet, not for you if you're just starting up but something to consider later. [Krux wallet](https://selfcustody.github.io/krux/) - one more DIY hardware device, I love this one for many reasons. Similar to Seedsigner, it's fully open source, air gapped, Bitcoin only hardware wallet, that is not for you right now if you're just starting up, but something to consider at a later stage and/or to up the security of your bitcoin. There's also Ledger, but I wouldn't recommend it as it's not fully open source, keep and already leaked customers' details, recently said they're capable of sending customers' keys out just with a firmware update, making is an expensive hot wallet. The opposite of what you want from a cold wallet. **Stay away**, save yourself a headache in the future. The same goes for many other hardware wallets that are too new or filled with too much of unnecessary shitcoin code. Stay away. Whatever wallet you'll decide to buy, purchase DIRECTLY from the manufacturer, no eBay, no Amazon. Make sure the device is NOT preset, and you will generate your own seed words. Write them down on any piece of paper as well as the receiving address. Now wipe the wallet and generate a new wallet. If the seed words are different from the first set, you're safe to use it. Find an option to set a passphrase and use it. This will boost the security to another level. Never store the seed words and passphrase together. Use a different medium if possible. If somebody finds both, they'll be able to steal your coin. This little device will hold the keys to your money, that's the reason why you have to be a bit more careful. Also, no worries, if it breaks, you can replace it - as long as you keep your seed words and passphrase(s) safe. Welcome to the rabbit hole and don't hesitate to ask if you have any questions anytime during your Bitcoin journey. Also, [check the sidebar](https://www.reddit.com/r/Bitcoin/about) that's filled with lots of great info and if you have any questions, visit r/BitcoinBeginners or r/Bitcoin and look for the answers.

Hour_Flounder1405

I bought at 110 (after the all time high peaked at 125K). I sold at 98K (all of it). And measured in again at 58K. I don't own a crystal ball, but I know when my trade performance is screaming: "take action and stop being hard headed". So I listen to that ...it's not hard to know when your trades are horrible. You P/L record PROVES IT. but how do I KNOW when to get back in, when to get out? 200 MA MACD RSI sure those TA indicators can give you "SOME" insights. but they are NOT the predictors. For bitcoin, which is now a global asset, traded on every major classic trading exchange, and hedge funds and even with some nation state central banks trading it and buying it for a "reserve". It behaves now, quite correlated to the overall global market. In particular the tech sector, specifically NASDAQ. Bitcoin IS a tech "stock". It is also subject to the same drivers. interest rates, war and crisis, uncertainty, gold prices, nasdaq performance, S&P and DOW performance. So you have some correlations ..and of course, transparently you can actually see the ETF's failed miserably. That WAS TELLING. now there is more to this than even those fundamentals. specifically. THE POWER LAW. Look into this. I have. Albeit a little late to avoid making foolish trades I mentioned above. Here are the current figures. I'll start with the most important and immediate levels Lower Bounds (solid hard floor): 58700 (does this sound familiar? We just hit that and it went just slightly lower...a rounding error). That already happened. If you believe in the POWER LAW and understand how to calculate it, then we already had a floor for bitcoin. (but THIS ONLY APPLIES TO BITCOIN...don't even try that for etherium or any other coin. For etherium, use metcalfe's law...do the calculation but also understand that eth has broken down and violated metcalfe's law numerous times. However, BITCOIN has NEVER broken down and violated THE POWER LAW! It's not magic. it's just a very good way to measure price bounds for bitcoin. regression: this is 165,000. This is "fair value". This is where we are headed next. There is no frame of reference for time to hit this level. No one knows. But that is the current fair value regression. It will definitely mark AT LEAST that level in the next leg up. and the next level and understanding of the POWER LAW explains why Upper Bounds (cycle top, peak exuberance) - 582,000. This is the specific level of the next cycle all time high. Again, like regression level, there is no time specifics for this level to get hit. No one knows. But that is the cycle top. It will act as resistance. You will definitely want to take profit at or just below that level. notes: these figures are based on the ENTIRE data set of prices (absolute) for every single 10 second interval of bitcoin since the genesis block originated in a open public trading condition. These values DO CHANGE OVER TIME AS BITCOIN PRICES CHANGES AND MORE DATA POINTS ARE ESTABLISHED. also noting with emphasis: because we have hit the hard floor of support (lower bounds = approx 58,000), our next level IS regression (165K). When that level happens and it will, we recalculate THE POWER LAW including the new data points. And thus we will furnish a new set of LOWER, REGRESSION and Upper levels. But for now, we can depend on the levels here based on prior data. This has been incredibly accurate since the origination of the first genesis block was traded as bitcoin. It has never, not once violated the power law. (other crypto have failed miserably to follow any such power law with etherium only holding about a .58 correlation to metcalfe's law, proving there are no good mathematical formula or theories of past performance of ETH upon which to determine three dependable trading levels in the long term. (or the short, arguably). bitcoin is king for a reason. it's mature, limited in supply with only 1 more million to be mined between now and 2040 (approx). this feature makes is not only popular and understandable in terms of limited supply and comparison to a store of value (like gold), but mathematical formulas and theories such as THE POWER LAW prove that it conforms to a correlation of volatility that is dependable enough to be profitable for the long term trader. (not the short term day trader, no sir) You are welcome. Have a happy trading season and don't get greedy. It's not bitcoin that will punish greedy traders...it's market makers. Help them along by trading bitcoin with the POWER LAW and they look favorably on your participation. Go hog wild and fight against the trend...and you get rewarded with nuts in your face. God Bless America

UzItOrLuzIt

If you're scared, and in EU, flip to an ETN, which works like and ETF in the US, pay the ~.25%/yr management fee, and go back to sleeping soundly. ETN managers don't publish client info publically so you are straight back to anonymous, unless their DB gets hacked or you have so much that your banker is willing to sell you out. Just guessing, but I think its safe to assume that nobody viewing this thread has a sufficient stack to merit said sell-out...

Yike_Pp

I just buy ETF

FitCompetition1804

If the S ever HTF, you’ll wish you had self custodial BTC. I know most don’t think like that, but that’s what makes it a unique asset. With ETF’s or leaving it on an exchange, you lose that aspect of Bitcoin ownership.

Slay_Nation

Some people aren't tech savvy and let's not pretend people haven't lost their coins in hardware wallets due to mistakes, on user end. Quite frankly OP is prime for the ETF use case.

Laukess

Sounds like you've already decided. Just want to add a few things. You don't sound like a bitcoiner, which is fine, so I think ETF's are an acceptable option. That said self custody is very important for bitcoin. Without it, it's practically worthless. >Prefer to not have to physically own cold wallet, unless this form of exposure to crypto has the most likely chance of highest returns The ETF's charge a fee. Self custody can be free or at least very inexpensive if you have a sizeable position. Bitcoin/crypto exchanges are also free, but it's probably safer to go with the ETF's. >Assume Fidelity won’t go under in the next 20 years (I know it could) I don't think this should be your main concern. Probably something that's outside your threat model, but we could see a 6102 like event where the US government takes all the bitcoin from the American ETF's and pay you in fiat. I'm not sure about Fidelity, they might actually self custody, but most of the ETF's use Coinbase as a 3rd party custodian. What do you think will happen if Coinbase is hacked and the coins they custody are stolen/lost? They hold over 1 million coins. I think this is far more likely than Fidelity going under.

fakehalo

If you're planning on holding for 20+ years id do cold storage... too many people have lost everything being on the wrong exchange at the wrong time. I wouldn't even feel safe in an ETF for 20 years.

gordonfr_

I wouldn‘t leave bitcoin on any crypto exchange, but I trust in the big ETF issuers. ETF or BTC is for me a tax question.

RN_in_Illinois

I'm not sure about Fidelity, but at Schwab, my choices are to buy IBIT ETF for free with a .25% annual fee for the ETF. If it is truly a long-term hold, then I can buy BTC directly through them with no markup, but a one-time .75% transaction fee. Holding for more than 6 years (given .75% to buy and sell) would be the factor that would favor BTC instead of IBIT. I've gone with IBIT because, 1. I do sell covered calls way out of the money and make a few additional % each year to buy more IBIT, and 2. I live in Illinois. Our awesome state government and governor just signed a .2% tax on all crypto transactions - and once a tax is passed in Illinois, it historically has been raised whenever they need more money. And with the largest collection of unfunded pensions, in the country, Illinois will ALWAYS need more money over time.

paperlevel

Just buy the ETF and chill. It's cheaper than buying the actual coins because most exchanges charge excessive premiums. The IBIT ETF is extremely liquid and secure with low fees and it will handle taxes for you automatically, and you can borrow against it and trade easily. The only reason to hold actual bitcoin on a cold wallet is if you have a zero trust philosophy, which is fine but doesn't sound like what you're looking for.

Jogi1811

I'm currently in a tanked ETF (MSTE) in Canada trading at $1.84 after close. All time high for BTC was $126k in 2025 and MSTE was around $19. The reason I chose MSTE because there are two paths to generate money. One, being capital gains. BTC will probably double its value in 2029. Where as MSTE has a potential chance to gain much more. Maybe 6 or 7x my average cost per share. Two is the dividends that MSTE pays out. Let's say MSTE does not reach my price target or I wait too long as it drops. The ETF will still pay me a large dividend each month that will fluctuate with the price per share but still is substantial to me. My DCA starts at the low point of BTC and will stop at the halving. I will just continue it during the next cycle and see if I hit my price target then. This is my approach but I feel I might be downvoted for it.

Deez1putz

The more people buy in an ETF the more BTC loses several of it’s value proposition.

jkc7

In other words, you're asking us to convince you to cold storage instead of buy an ETF. Because it seems like you want an ETF.

Rumpleshull

Probably brokerage ETF even if it's not tax advantaged. You don't sound interested in doing the deep dive into self custody, and those ETFs have very secure holding standards (they'll do cold storage for you essentially). I also assume that you're more familiar with trading on the market, because I doubt you opened a brokerage account just to buy Bitcoin ETFs. There's also the convenience of all major brokerages keeping track of your trades for tax purposes, and you could transfer your investment in kind if you do eventually want to move it into a tax advantaged account.

EnderSword

If you don't really care about owning and using the coins, go ETF. The flip side of 'Not your keys not your coins' is that a fuck ton of people get their shit stolen or lost or hacked etc... Then too if you die its not just gone, you don't have to do elaborate stuff... Let Fidelity figure that out, if they fuck it up, they owe you the money.

PeaceAgitated1978

I definitely agree with you, 💯 I liked that. But some strategies are better than others.. fiscally speaking.. Why pay cap gains on BTC if you have a TSFA empty and ETF exists 🤔🤷🤣

Critical_Deer_1892

https://preview.redd.it/gdfvz0g439ch1.png?width=3420&format=png&auto=webp&s=6335541ecf83eb109a90fe9da0e611c0ba616f6d ETF flows are starting to diverge. BTC ETFs: -$84.9M latest flow ETH ETFs: +$70.5M latest flow BTC still holds the larger AUM, but ETH is showing cleaner short-term demand here.

lachlanrw

You really need to sit down and ask yourself, do you think Bitcoin will get back to where it was in 2-3 years? If you truly have that conviction you’ll be fine. I didn’t sell at the top when I had double my money and was then down 50-70% in 2021, saw it as a positive to stack more over 2022 and things turned out better. But I did a lot of research into things at the time too on ETF approval, inflation, interest rates, but also just the pure logic that cycles are built into this technology.

Jogi1811

Currently in an ETF that pays a dividend and DCA every pay period. My goal is either to reach my $ goal by the end of this cycle or just continue to collect dividends until I start DCA again next cycle. This method works for me as both options have its pluses.

joos_hubert

The important part is that “Bitcoin lending” can mean very different things. A bank lending against ETF exposure, a custodial BTC-backed loan, and an on-chain collateral loan all have different failure points. The headline number matters less than what happens when BTC drops fast: starting LTV, margin-call timing, liquidation rules, custody of the collateral, and whether you can add collateral before the position gets sold. I would treat borrow-against-Bitcoin as a liquidity tool, not a free way to stay bullish. If the loan only works while BTC keeps going up, it is just leverage with nicer branding.

Lonely_Platform7702

If you want to lower your capital even more then yes. But seriously, if you want to invest just buy a good widely spread index fund every month and stick with it. I've barely made anything from crypto in over 5 years while my ETF's have doubled/tripled in value. Crypto is a waste of time for investing, it's more like gambling.

No-Masterpiece2246

Alts have decoupled from BTC, which is dropping due to ETF rehypothecation.

No-Masterpiece2246

nailed it. Also the old days of high mNAV were during the Gensler SEC years, when traditional investors couldn't legally get exposure to Bitcoin directly. Saylor assumed the risk in exchange for a premium. Now anybody can just buy 100s of cryptos directly and skip the custodial/Ponzi risk. Indirect exposure to Bitcoin via a conman's ghetto ETF is hardly desirable.

genius_retard

ETF investors remain... what? What do ETF investors remain. I can't take not knowing!

corporate-citizen

If you invest in MSTR or the preferreds, I would not base that decision on anything he says. I think a good idea for a geared Bitcoin ETF would be the, “Inverse Saylor Bitcoin ETF.” It would sell when he buys and buy when he sells. Many of us might be able retire with just that asset.

ZaimonXd

Grayscale files for hype ETF is a sign of how serious the institutional interest has gotten which is very good , 👍🏻👍🏻

hoff4z

ETF flows have been positive for 2 days straight. Why is this sub so quiet

DifficultSquash1517

Sorry this happened to you. I like to call myself Captain Diversification My whole life I've been very paranoid about losing my assets to some kind of theft. When I was active in crypto I used to keep my holdings in about 15 different places. I never want One financial blip to change my financial situation or my mental well-being I hope this was a part of your investments and not all of it. I always feel like diversification should come naturally to most people but it doesn't 🥺 Most posters in the Bitcoin space like to post like tough asses that they are against the financial system and self custody is the way to go not your keys not your crypto etc.... but when the rubber hits the road and there's a problem everyone wishes they had a bank officer or fraud department to turn to that's going to return the money I'm an OG in this space going back to 2016 and if I got out of self custody that really says a lot The risks are higher than ever for losing your assets. This is crypto so when something inevitably goes wrong at least you got Schwab or Fidelity or black rock that is going to have your back And if you're only into crypto for the price action and you don't care about the tech just buy the ETF at least you're going to be safe and as an added bonus you could write covered calls on your holdings and generate 1 to 2% safely on your holdings💪🤑👍