ETF

sdafsdffsad

crypto is controlled by companies like tether currently. I agree with you that we need to move to decentralized services, but we didnt, we ended up buying US bonds and store the crypto in an ETF or centralized exchange. We lost in every way.

No-Pepper6969

buy back 800k of ETF and use the leverage to live off the rest of my Life.

The-Matrix-is

Because of the ETFs, there will be no more crypto Winters for ETF approved coins. Just a slow and steady UP. The entire financial system is moving to blockchain. There is no going back. At this point if your a politician against crypto you won't get voted back into office.

coinfeeds-bot

tldr; The Ethereum unstaking queue has reached a record $12 billion, with a 44-day wait time, as validators look to cash in on profits amid a 97% price rise over the past year. While fears of a sell-off persist, strategic reserves and ETF holdings have surged 116% since July, absorbing selling pressure. The staking entry queue has slowed, but institutional interest in Ethereum remains strong, with potential ETH staking ETFs on the horizon. This dynamic could reshape market exposure without exiting the ETH ecosystem. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

tomsmac

I despise the man. That being said while he’s publicly stated that he believed that bitcoin was a scam he’s now pro crypto because he sees the grifting potential. Now that he’s filed for a crypto ETF, along with 5 other ETF’s he’s going to be very crypto friendly and he’s not going to take a loss so, as long as he’s President, we can expect him to pump to the skys. But remember, he's a conman. So I expect that if he leaves office (he won’t) he’ll empty out every penny from that crypto ETF and put it in bankruptcy. He can’t help it, it’s in his DNA.

rv009

It ain't man it's the same as before instead the entry points are ETFs.  You can see the outflows when the fear index is down and inflows buying when it's up.  So the institutions are acting just like retail does. Selling the fear buying the greed 😂  There is no change.  We will most like dump to the 200 week moving average. Or abit above that.  50k is the current 200 week moving average.  The ETF hit when it was at 40k.  The same thing will happen as past cycles. All the treasury companies that are bullshit businesses will be shaken out. They aren't Mike's Strategy. 

IAmRubina

I ended up buying the ETF FBTC.

peshay

Good point, but I wouldn’t throw cycles out yet. The halving is a real, on-chain supply shock (last one April 2024), and historically peaks tend to show up about 12–18 months after that. Past ATHs clustered at year-end/late-year (Nov 2013, Dec 2017, Nov 2021), so a Q4 peak is a familiar pattern. This cycle looks like a late-stage setup so far: price is ~$116k today and analysts flag a likely year-end rally into Oct–Dec 2025, while on-chain profit taking and big ETF flows are the extra factors changing timing and size. Bottom line: cycles still matter, but now they run alongside ETFs and macro liquidity rather than being the only story.

hungry-bubba

Carry on sideways as it has done since January. Never seen such blatant price manipulation/suppression. Apparently, we're at an altime low on exchanges, and ETF just had biggest inflows ever and STILL going sideways since January. Its all a fix or massive phys op one of the 2.

Narrow_Chance7639

I get that. It's easy to get carried away when you're deep into a project. The whole "whales and institutions will push the price" thing sounds good, but it's not always that simple. If you look at the Bitcoin and Ethereum ETFs, they didn't just get approved and then immediately explode. There was a lot of "sell the news" action, and it took time for the real institutional money to move in and have an impact. Plus, a lot of the XRP ETF approval and price increase narrative has been priced in for a while now, and a lot of the initial approval has already happened. The real test is if the actual inflows are as big as everyone is hoping. What if they're not?

Narrow_Chance7639

You're right, it's not a done deal and a lot of that is just speculation and hopes right now. It's smart to not take everything at face value, especially in this space. I mean, even with all the positive talk about the new administration, there's a big difference between a more "pro-crypto" stance and a green light for everything. We've seen bills get passed for stablecoins, but a lot of the other stuff is still "under review" or just proposals. And let's not forget the "sell the news" effect. People are expecting a huge pump with an ETF, but sometimes the market has other plans.

Emergency-Warthog-56

Yeah, only thing I haven't cared for is that Bitcoin has become market trending. It was meant for independence from that stuff, but we have ETF'S and Corporations now.

coinfeeds-bot

tldr; An 8-year dormant Bitcoin whale has resurfaced, selling 1,176 BTC worth $136 million amidst Bitcoin's struggle to surpass the $116,000 resistance level. This follows earlier activity where the whale executed a $4 billion Bitcoin-to-Ethereum trade. Coordinated whale selling and activity from older wallets are contributing to market volatility, keeping Bitcoin range-bound between $108,000 and $116,000. Meanwhile, Ethereum has seen significant gains, attracting institutional interest, contrasting Bitcoin's ETF outflows and bearish technical signals. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Lehcen

But most people who bought ETF are into it to flip for small gains. Them be holding which tells me we won’t see a massive crash. 

No-Pepper6969

I'm doing exactly that with my ETF at 5% interest.

coinfeeds-bot

tldr; Bitwise has filed a prospectus for a stablecoin and tokenization ETF, aiming for a Thanksgiving launch. The ETF, structured as a 40 Act fund, will track the Bitwise Stablecoin and Tokenization Index, focusing on companies and assets benefiting from stablecoin adoption and asset tokenization. It includes equity and crypto asset sleeves, with tiered weight restrictions for companies based on their exposure to stablecoins. The fund rebalances quarterly and targets information technology firms. The filing reflects growing institutional interest in tokenized assets and stablecoins. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

shortyrocker

Vanguard offers a self directed brokerage option, I use in my 401k. They are linked to Schwab if you use them. You then have to open a Schwab account also. Also I'm pretty sure it depends if your 401k plans allows it. Some plans have stricter rules than others, it depends on how your employer sets the rules. I love it, 50 percent of my 401k is in my self directed account and it's well out performing my "plan offerings" save yes I have a Bitcoin ETF.

redhtbassplyr0311

Yes ETF FBTC wins out over the long run easily. The longer the more advantageous and I can't remember exactly which year it surpassed Fidelity Roth crypto but I want to say it was only 5 or 7 years out.

AutoModerator

Post is by: DigitalHierophant and the url/text [ ](https://goo.gl/GP6ppk)is: https://youtu.be/QznS8uUV_IA?si=3xqAVGeVhfKDP9eL Last cycle was driven by memecoins and NFT adoption because we were in an entirely different economy, spurred on by c-vid stimmy checks. Job loss is rampant, and inflation is kicking everyone's butt so the primary inflows will come from institutional money. I created this youtube video to speak to how Blackrock and other financial institutions will spike prices by building on RWA blockchains, offering ETF solutions for boomers, and I include my own two cents on why Solana should outperform Ethereum and BNB this cycle as the primary eth alternative. I think once this money trickles in through October, that'll pump peoples portfolios which will allow more degens to rotate into more speculative altcoin stuff and other narratives (Ai, DePIN, etc). I'm putting together a video for those topics later this week. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

BakingBreadBB2

Is this like an ETF or something?

Particular-String-21

DCAing into BTC is a great thing. Just don't put all your eggs in one basket. I would do the same into a low cost index fund that matches the market. To be extra safe, DCA into savings I bonds by Treasury Direct. Instead of inflation bonds, maybe investing into a gold ETF probably would be a solid safe bet. This three legged investment strategy should make your retirement portfolio pretty solid. Crypto may become vulnerable to possible future computers with strong decryption capabilities. I hope not but the long term threat is there. The possibility of what quantum computing may do is pretty scary.

coinfeeds-bot

tldr; Bitcoin faces strong resistance at $118,000, with its recent rally stalling at this level. Bitcoin ETFs have seen six consecutive days of inflows totaling $2 billion, signaling robust institutional demand. Analysts suggest BTC could briefly rise above $118,000 before retreating, depending on the Federal Reserve's rate decision. Strategic reserves and ETF holdings have grown by 30% in 2025, highlighting steady accumulation by institutional players. Traders are closely monitoring the $118,000 level as a key resistance point. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

jawni

>I'm invested in both but I'm looking more into LTC as it's highly under valued and it has more chances of ETF to get approved. Both are locks for ETFs and Solana has about 17 pending ETFs compared to Litecoin having just 4([source](https://pbs.twimg.com/media/G0cimaSXsAA5SE0?format=jpg&name=large)). There also seems like far more institutional appetite for Solana based on DAT activity. >Not just that but LTC has been generating highest number of use case and surpassing every coin including Bitcoin. LTC's use case is just payments and it lacks the most popular asset for payments: stablecoins. Solana has staking(savings/yield), lending, swaps, perp trading, tokenized stock trading(pre-IPO and public), tokenized pokemon cards, tokenized time, NFTs, DePIN, gaming, etc. Where are you researching crypto that led you to these conclusions?

Sword_Smith

Someone made an ETF working exactly like this. Except the subject is Jim Cramer: [https://finance.yahoo.com/quote/SJIM/](https://finance.yahoo.com/quote/SJIM/)

PinkFox511

This bullrun is all about ETF listed coins , btc.dom dropping should show us something

pickleBoy2021

People have to still choose to buy the ETF. Just because though get one doesn’t mean they buy the coin endlessly. Still need buyers like anything else. Difference would be if this was an index fund but it’s not.

Btomesch

When they approve Eth ETF staking. It got delayed again. I think October they will approve it

Frequent_Optimist

259.9 M into BTC ETF & 359.7 M into ETH today.

jwz9904

both ETF inflows are still positive. make what you want from it.

Overall_Put5742

I can suggest a few more you could take a look at. XRP, HBAR, STELLAR LUMENS, CORDANO, SOLANA, CHAINLINK and then you have the 2 big ones ETH and BITCOIN... take a look at the BITCOIN lifetime chart.. it's really impressive especially this last bull run, it's doubled in price. Prediction of a million dollars in the next 10 years... looks possible according to that chart. If my pockets were that deep I'd be all in on Bitcoin... but on my tiny income I have to go small real small. My Fav is XRP right now. There's a lot of activity and plans being made for that little coin. You might want to throw a few dollars at that. Black Rock is going to be involved with that token some how. Not sure yet, maybe an ETF. There's at least a dozen ETFs planned for XRP so far. Many have already filed their paper work with the SEC. That list is available on line.

Eric-Cross-Brooks7-6

Asked chatgpt and just added 2-3 years to its estimate, here's what it shat out when I gave it the prompt - A fair question — and one that depends on both fundamentals and speculation. Let’s break it down in a realistic case (not hype-driven best case, not doom scenario): Key Drivers Toward $1,000,000 BTC 1. Halving Cycles – Historically, Bitcoin’s strongest price movements happen 12–18 months after a halving. The next ones are in 2028 and 2032. 2. Institutional Adoption – ETFs (like BlackRock’s iShares Bitcoin Trust) have already unlocked huge inflows. Pension funds, sovereign wealth funds, and balance-sheet adoption by corporations could be a tipping point. 3. Global Macro – If inflation persists, national debts rise, or fiat currencies weaken, Bitcoin’s “digital gold” narrative strengthens. 4. Scarcity Math – At $1M per BTC, Bitcoin’s market cap would be about $19–20 trillion (roughly 2x gold’s current cap). That would require a massive capital reallocation but not an impossible one over decades. Realistic Timeline Projection 2025–2026 (post-halving run): Could push BTC to the $200k–$300k range if ETF flows and adoption continue. 2028–2029 cycle: If adoption compounds, BTC could plausibly reach $500k–600k. 2032–2033 cycle: This is the most realistic window for $1M per BTC, assuming global adoption accelerates and Bitcoin cements itself as a mainstream store of value. Most Realistic Year for $1M 📌 2032–2033 looks like the most grounded forecast, unless global financial instability accelerates adoption sooner. Would you like me to also run through a best-case acceleration scenario (where it could hit $1M earlier, say late 2020s) and a slower scenario (closer to 2040)?

Catharsiscult

So I see a little of people saying pengu is a meme. And while that is true, the ecosystem and team behind pudgy penguins are on the grind more than some mainstream projects. I would argue the Canary capital ETF will get approved. There have been video game releases and numerous airdrops as well as burn mechanisms. The use case for $Pengu will be in gaming, according to many statements by the team. Not to mention the Pudgy Party game is quite popular. Granted, I am sure you can tell that by my Pic. Even so, I'm not an insider. Im a community member who successfully traded the coin earlier this year and dove headfirst down a rabbit hole. It's certainly more fun.

NailandScale

Probably not a popular take here but I don’t think everyone should self-custody. If you’re just in it for speculation on bitcoins price or you don’t want the risk trade off of self-custody, you can buy an ETF.

cryptoforrester

This is super bullish! 💪🏼 OG $DogeEtf on Ethereum is going to hit multi millions very soon! Don't fade this alpha token! 🙏🏻 First Doge ETF is going live on thursday. It's first meme based ETF launch ever! Huge! Gonna push memes and especially $DogeEtf on Eth! 🔥🚀 This token is CTO, community based, so no team can rug or farm this! 100% safe! 🙏🏻🥳 I really suggest to load your bags now, gonna get so much eyes and investors soon! 500K mcap now and everybody is still super early on this! Lfg! 💰👍🏻 Contract address is 0xe9afdd44daf400e67742973e47f2e2b911a738aa

xqe2045

What does that even mean? The ETF is one of the most successful of all time

Suspicious-Holiday42

BLackrock and others wanted a Bitcoin ETF to surpress it because they don't want it to suck in capital

n111gab00tytw3rrk

What’s an ETP? Is it similar to an ETF?

swn999

Wait for more ETF’s and Cathy Woods to fart.

Shot_Spinach_1576

Great question. Short answer: In Spot ETF’s- I do. I do understand arguments against, but please also understand this: If you have enough, you can buy an ETF and take a Fiat Loan to live your life. How much is enough? Remember- we only have so much time here. Live your life and touch grass. You can’t take it with you. Maybe we can relax and be nicer to each other. Be well my friends. Just my 2 satoshis.

DonnieDarko4242

Don't believe the hype about "not your keys not your cheese". Here's why: When somebody buys a share of an ETF through Vanguard, Schwab, etc, as an example, that person becomes a shareholder with full legal ownership of a portion of the fund's assets. That ownership is protected by regulations, most critically, a separation of the fund's assets from the managing company. Those same protections apply to owning FBTC, which fidelity backs 1:1 with actual bitcoin they hold to back your funds. Massive investment institutions aren't some fly by night alley scammer "oops, we stole your bitcoin and deleted your ETF shares". People lose bitcoin all the time via forgotten passwords, scammers, etc. I will challenge anybody to assemble a list of incidences where people with IBIT or FBTC have lost control of their assets. It doesn't happen. Could there be a scenario one day where random institutions just say "oh we sold your apple stock you can't do shit, not your stock not your cheese" but we're talking about complete breakdown of law and economic system, in which case your best investment is actual cheese. And shotgun shells.

kyleleblanc

You don’t own Bitcoin unless you hold the private keys. If you own a Bitcoin ETF, you own shares of the ETF which is a security, not a Bitcoin UTXO.

Cryptomuscom

ETF is easier but has fees. Direct buy means you own it, but you handle security yourself. For a long-term gift, many go direct to learn self-custody.

AeonPeter

Point is, will the retail come? Supposedly, retail came when BTC hit ATH. Later when we broke 100.000$ and now, again. Because of Q4? Actually I hope for the same but BTCd still way too high compared to 2017 and 2021, and because of ETF’s might not come as low as we would like it. Let’s see and hope for the best 🙏🏻

Alex040309

Yeah that also depends on their current market cap. Projects like HBAR sitting at .235 can probably do more than 5x if the ETF gets approved where as XRP has gone up more than 8x after the lawsuit ended and it’s currently at 2.99 but all this is speculation; in crypto is hard to say what’ll happen

Captain_Fredl

Seems like you are on mushrooms but okay. Im overall in profit with my crypto portfolio. I also invest in 2 ETF‘s . Im not shorting, longing or whatever , also no sport bets & no , I don't live in a tent either

AutoModerator

Post is by: _peanut-butter_ and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1nhe5oz/ltc_vs_sol/ I'm invested in both but I'm looking more into LTC as it's highly under valued and it has more chances of ETF to get approved. Not just that but LTC has been generating highest number of use case and surpassing every coin including Bitcoin. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

SpecialDonkey6563

You can Google it “institutional investment drove the majority of new Bitcoin ETF inflows in Q2 2025,” Institutional money is outpacing retail. And it will only accelerate.

ClearSnakewood

I’ll add an even more unpopular/downvotable comment for all the fiat normies to your post: ETF’s are just IOU’s and NOT real Bitcoin. Real Bitcoin is verifiable on chain and spendable as money. Bitcoin ETF is just “paper Bitcoin” sold as an “investment” for fiat gains. Bitcoin is the exit from fiat. Bitcoin is the successor of fiat. Also, in before people say they can’t pay with Bitcoin yet: Think in decades & generations at least, not weeks or months!

vegienomnomking

ETF is just easier. I don't have to worry about my own fuck up because I literally lose everything. Also, no fees when I sell.

Economy_Cut8609

XRP's total supply of ~100 billion tokens starkly contrasts its circulating supply of ~59.61 billion, with ~40 billion held in escrow by Ripple or institutions, creating a low "free float" (possibly as little as 200 million XRP). This disparity amplifies price volatility compared to assets like Bitcoin, where circulating supply (~19.8 million) is closer to its 21 million cap. XRP's unique supply dynamics drive larger price swings from inflows—both supply (escrow releases) and demand (buying pressure). Ripple releases ~1 billion XRP monthly from escrow (0.3-1% of circulating supply), often re-locking most but selling a fraction. These releases can spark temporary dips or volatility, as seen in 2025 with $3.28 billion unlocks stalling rallies. Critics argue this centralized mechanism suppresses price by outpacing demand, with supply growth sometimes exceeding organic demand by 10-30%. Conversely, the tight circulating supply means demand inflows—like $45-56 million in an hour—can spike prices 8-10%, as seen in late 2024 when XRP jumped from $2.61 to $2.85. Potential catalysts (e.g., tokenized assets, RLUSD stablecoin, or ETF approvals) could further tighten effective supply, triggering rapid spikes. XRP's illiquidity also causes extreme liquidation imbalances, like a 36,000% gap in long vs. short positions. Overall, XRP's supply structure, with centralized escrow and low float, creates outsized price reactions to inflows, distinguishing it from more predictable assets. While releases pose downside risks, growing utility in payments could drive significant upside volatility.

Abject-Stretch-1187

And it’s the best performing ETF of all time if I’m not mistaken.

billocity

Coinbase is the custodian for IBIT. Blackrock does not hold any keys for its ETF.

DrSpeckles

No, I think it’s a place for degens, same as it’s always been. Retail investors just go with the ETF. And AI tokens are basically meme coins pretending to have some utility.

Dubb18

No. IMO follow the institutional money for the "safer" bet. Yes, I know there is no such thing as a safe bet. SOL and AVAX are getting ETFs at some point in the coming months. As much as this goes against one of the core principles of crypto ideologues, institutional buying is what is driving the prices this time around. ETF approval will lead to additional institutional buying pressure. There are companies that cannot buy crypto directly due to investor rules, so they do it through ETFs. When the US gains better regulation clarity from Congress (expected by end of year), then that will lead to more money flowing into the sector. Exactly where and how high things go from here is all speculative. A lot different from several years ago since there are millions of different crypto out there now. Several years ago, good news led the increase of everything. That may or may not be the case now.

magiky13

You already have the right mindset. For your DCA amount, nobody can say because it's relative to your income. From the money you're already saving, I'd start by allocating less than 20% into BTC and go up from there. Remember, owning BTC can be a bit less liquid (in a practical sense) than an ETF product at a regular broker, so if you're often dipping into your savings to cover expenses, BTC might become annoying. Since you're new, I'd also stick to ramping via central exchanges (e.g. Bitget, Kraken) that support your local payment methods and would prioritize starting sooner versus obsessing on fees to save 10 bps and pulling the trigger in 2 months. Welcome!

magiky13

You already have the right mindset. For your DCA amount, nobody can say because it's relative to how much money you're already saving against your income. From the money you're already saving, I'd start by allocating less than 20% into BTC and go up from there. Remember, owning BTC can be a bit less liquid (in a practical sense) than an ETF product at a regular broker, so if you're often dipping into your savings to cover expenses, BTC might become annoying. Since you're new, I'd also stick to ramping via central exchanges (e.g. Bitget, Kraken) that support your local payment methods and would prioritize starting sooner versus obsessing on fees to save 10 bps and pulling the trigger in 2 months. Welcome!

abigguynamedsugar

Hey Kate, nice job explaining your and my reasoning. We'll be doing very well this bullrun, and very soon. Blue Chip ETF - enough said.

DifficultSquash1517

ETF has a few major advantages though. Firstly you can write covered calls against your position and pick up an extra one to 2% every single month! And if something goes horribly wrong you have someone to turn to. You don't think black rock is going to fuck up their ETF and then not reimburse the holders do you?

Laukess

I don't really care how you count. To me it just signals you don't understand bitcoin if you have bitcoin exposure through an ETF instead of self custody because it's easier or safer. I get it, if it's for tax reasons. But even then I still think you should have a small stack you control.

Alfador8

We don't know how much of the ETF buying is retail vs institutions. Yes, Black Rock aren't buying the bitcoin for themselves, but institutions are still incentivized to buy the ETF over spot BTC in a lot of cases, for regulatory reasons, hedging, financial tools (more favorable collateralized loan terms for the ETF vs BTC), etc. *Some* of the ETF buying *is* institutional.

Chessgenious

Yes. Thank you for the link! But I dont think the proportions are clear. I think the act which the ETF is filed through has rules to have at least 80% in the the direct asset or derivatives, and a maximum of 20% cash or equivalent to handle the futures/swaps. So that wording could mean 20% Doge, 60% derivatives and 20% cash. Obviously its good if they choose to be as close to spot as possible, but Ive seen nothing that declares that clearly.

Cr0nk_Smash

However they do make as much on their BTC ETF as their S&P fund….. so it’s not going away any time soon and only benefits them to keep it going and growing…. It’s no longer that struggle of us vs them (BTC vs tradfi), it’s working together now!

DonnieDarko4242

My gosh I don't know how we got to a place where people legitimately believe, truly, that an entity like Schwab, Vanguard, or Fidelity is some giant house of fraud. If I had an assistant I would ask them to compile a daily list. One column would have all instances of lost seed phrases, hacks, cons, FTX collapses, coinbase "frozen funds, and all the other nonsense that has robbed normal people of their savings. The other column would have "number of people who forgot their password to Vanguard and lost their life savings" which is zero. It would also have "number of people who bought amazon stock through Schwab and logged on and it was STOLEN" lol. Also zero. I BELIEVE in bitcoin. I also trust financial institutions to abide by the law and agree to hold my stocks, bonds, commodities, and bitcoin (ETF) legally and without issue. The rule of law still exists, folks. Nobody can simply rob your stocks. Jesus.

Amber_Sam

>is bitcoin really worth the hype? Is planting a tree really worth the hype? That's what I see, reading your question, mate. Considering you're new here, you're excused :D We all have been where you're at right now. Read/bookmark this guide and make sure to learn along your journey. Congrats on the move, it's never too late, [despite new people thinking otherwise](https://old.reddit.com/r/Bitcoin/comments/rskpuf/i_have_only_600_bitcoinsi_missed_the_bus/). ONLY INVEST MONEY YOU CAN AFFORD TO LOSE. Invest in your knowledge, learn about Bitcoin as much as you can. The Bitcoin Standard book is a must read. So is Broken Money book. Get them and READ them both, please. Also, **don't reply any DMs**, emails, private messages on other social media, promising to buy Bitcoin from them or get rich quick by investing into some website. They all are scammers. Even the hot Asian chick, he's a scammer too. **Price wise, nobody knows what the price will be tomorrow, next week or at the end of the year.** **Try "Bitcoin ONLY" strategy for at least the first 210,000 block cycle**, you'll sleep much better. Newcomers lose so much money, holding garbage tokens just because someone on YT told them to. If you don't like losing money in [failed coins](https://www.coingecko.com/research/publications/how-many-cryptocurrencies-failed), avoid. Going DCA is probably the best approach, IMHO. Bitcoin to me, is a savings account. If I have some spare cash, I exchange it for sats. Once a week works best for me, but I'm getting paid weekly. If there's a 10% drop in the price since my last buy, I usually double my buy. This [DCA calculator](https://dca.bitnob.com/) might help to decide what will work best for you. In a few years, even $10 dollars a month can make a massive difference. This [DCA blog](https://er-bybitcoin.com/) is pretty interesting too and compares buying bitcoin VS stocks. Now, don't buy some fake bitcoin at a spot ETF place or similar, **get the real thing** that you can withdraw anytime you want. Register at a proper exchange and buy real Bitcoin. Any of these will do [https://bitcoin-only.com/get-bitcoin](https://bitcoin-only.com/get-bitcoin) Install (or buy - in case you're getting Bitcoin in Thousands of $) one or more of these wallets. **A few good wallet choices:** [https://blockstream.com/green/](https://blockstream.com/green/) \- Top Security Features, Open Source and Non-Custodial [https://bluewallet.io](https://bluewallet.io/) \- excellent, easy to use wallet, Open Source and Non-Custodial [https://www.sparrowwallet.com](https://www.sparrowwallet.com) - top desktop wallet [https://electrum.org](https://electrum.org/) \- Solid choice, Open Source and Non-Custodial, one of the oldest and most trusted Bitcoin Wallets. I prefer the desktop version but it works on mobile too. **Lightning wallets** to consider (cheaper and faster transactions, great for small amounts): [https://phoenix.acinq.co/](https://phoenix.acinq.co/) \- Phoenix - very good wallet, uses Tor for extra privacy, easy for anyone new [https://blixtwallet.github.io/](https://blixtwallet.github.io/) \- Blixt - great UI, fast and clean [https://zeusln.com/](https://zeusln.com/) Zeus - impressive wallet with many features, can even generate Nostr keys [https://breez.technology](https://breez.technology/) \- Breez - excellent POS for small business owners as well as integrated Bitrefill Note: Breez does also a hybrid liquid/LN wallet called Misty Breez - the sats being on liquid means no need for channels although the payments take a few extra seconds. You'll also can get a free customable LN address. While talking about hybrid wallets, there's also Aqua Wallet although not IMHO as good as Misty Breez. There are also custodial LN wallet but I would honestly avoid using them because you have to trust the wallet operator not to steal your money. Their only advantage is that they are incredibly easy to use, although it might cost you big one day. **Hardware Wallets** (to store larger amounts): [Trezor](https://trezor.io/) \- Easy to use, no matter how new in Bitcoin you're. Use the Bitcoin only firmware as it's safer than a multi coin software. [ColdCard](https://coldcardwallet.com/) - air gapped, Bitcoin only, has advanced features but a new user will do fine with one of the great tutorials available. [BitBox02](https://bitbox.swiss/bitbox02/bitcoin-only/) - another great little device, opt for the more secure Bitcoin ONLY version (less coins = less code = less chance for a hidden bug or a backdoor) [Jade](https://blockstream.com/jade) - air gapped, fully open source, Bitcoin only, great features. There's a newer version called Jade Plus, it has much better camera and overall is a better, although a bit more expensive, option. You can even [build it on your own](https://github.com/Blockstream/jade/), if you feel adventurous. [Seedsigner](https://github.com/SeedSigner/seedsigner) - another DIY, fully open source, air gapped, Bitcoin only hardware wallet, not for you if you're just starting up but something to consider later. [Krux wallet](https://selfcustody.github.io/krux/) - one more DIY hardware device, I love this one for many reasons. Similar to Seedsigner, it's fully open source, air gapped, Bitcoin only hardware wallet, that is not for you right now if you're just starting up, but something to consider at a later stage and/or to up the security of your bitcoin. There's also Ledger, but I wouldn't recommend it as it's not fully open source, keep and already leaked customers' details, recently said they're capable of sending customers' keys out just with a firmware update, etc. **Stay away**, save yourself a headache in the future. Whatever wallet you'll decide to buy, purchase DIRECTLY from the manufacturer, no eBay, no Amazon. Make sure the device is NOT preset, and you will generate your own seed words. Write them down on any piece of paper as well as the receiving address. Now wipe the wallet and generate a new wallet. If the seed words are different from the first set, you're safe to use it. Find an option to set a passphrase and use it. This will boost the security to another level. Never store the seed words and passphrase together. Use a different medium if possible. If somebody finds both, they'll be able to steal your coin. This little device will hold the keys to your money, that's the reason why you have to be a bit more careful. Also, no worries, if it breaks, you can replace it - as long as you keep your seed words and passphrase(s) safe. Welcome to the rabbit hole and don't hesitate to ask if you have any questions anytime during your Bitcoin journey. Also, [check the sidebar](https://www.reddit.com/r/Bitcoin/about) that's filled with lots of great info and if you have any questions, visit r/BitcoinBeginners or r/Bitcoin and look for the answers.

Direct-Gazelle7986

FYI, ETFs are client 'assets under management' (AUM), they are not institutional holdings. In short, BlackRock is not a beneficial owner of Bitcoin, it manages a Bitcoin ETF. Anymore than it owns the other 10 trillion of 'assets under management'.

Captain_Fredl

Because retail also invest in ETF‘s already

Outside_Airport_5448

Honestly everyone will tell you "not your coins"and whatnot but its just nonsense. Youre probably just here to make money and thats it. If thats the case the etf is vastly superior. Dealing with cold wallets and exchanges and pulling your out your money and waiting on transactions to go through with huge amounts of money is the shittiest part of bitcoin. An ETF on your brokerage, ideally in a non-taxable account, is hands down the way to go If your just here to make money. If you believe some delusional shit like you are fighting against the traditional finance system then sure, get your own coins.

Mikephth

If you want pure price exposure without the hassle of wallets/security → BTC ETF is simpler. If you want true crypto ownership and the ability to use BTC outside traditional finance → BTC (direct purchase) makes sense. Some investors do both: hold a core in BTC ETFs for convenience + a smaller portion of real BTC as a hedge and for usage.

Ancient-Stock-3261

SOL ripping past $240 is no joke, but after a run like that, you usually get some profit-taking before the next leg up. If ETF chatter and the upgrade hype hold steady, $250+ is def on the table, but I’d expect a little pullback first to shake out weak hands.

IAmAWretchedSinner

Just get the Wagner Thomas Franklin All Crypto ETF. All 98,763,347 coins and tokens are represented. The ticker is WTF. /S

pcm2a

Bitcoin ETF was released beginning of 2024. At that time you could purchase it in your stock account, your personal IRA, and other accounts in your control. Your employer could not offer it in the company 401k. Trump's EO allows companies to offer it in their 401k plan. That DOES NOT MEAN that they have to. They can decide over time to offer it or not. According to grok no company as of September has offered it in their 401k (AI is always right). I'm certain when one does it will make make "news" headlines.

Inevitable-Kooky

Depends on the fund type and the way you trade. If your placement is 100% tax free ETF is a good idea though its long term investment, like you dont swing/scalp trade with ETF youll just pay huge fees if you do. I personnaly just invest in crypto via a broker I pay tax but I feel being exposed make me learn faster

DrSpeckles

They are just ETFs. You buy them the same as any other ETF.

DarthBen_in_Chicago

Your employer has to offer a “brokerage window” which many do through record keeping firms like Fidelity. You open the account through your plan’s website, then you can transfer money from existing funds into the brokerage account. Then you buy the ETF! It’s all within the plan.

Smooth_Pianist485

Comes down to trust. If you prefer to trust no one but yourself, buy spot btc and self-custody on a hardware wallet. If you prefer to trust a financial institution, buy the ETF.

Affectionate_Equal82

BTC ETF in your retirement accounts

papa_autist

I am considering an ETF for future allocations and checked up on Grayscale BTC just now. While the expense ratio is 10 basis points lower, the options liquidity unfortunately doesn't compare. Grayscales BTC open interest and volumes, for example, a month out and .3 delta, are in the tens while IBIT's are in the thousands. I think I'd have to pay the 10 basis points difference for that kind of liquidity, tighter fills selling calls would more than make up for that.

XIFAQ

Depends on your vision and appetite. Short term or long term. Go for ETF if long term.

Brayanscott

BTC is better without a doubt, the ETF is for "old people" who are not into technology and want a fund to manage their assets, the reality is that keeping BTC in a cold wallet is not difficult at all, you do not need skills or studies, it is nothing out of this world, just be responsible with your keys and that's it.

Charming-Designer944

Depends. Here the tax laws make ETF very beneficial on Bitcoin and other high growth assets.

GodBlessYouNow

In Canada, a Bitcoin ETF inside a TFSA is usually the simplest option since it’s easy to manage and all profits—even a million or more—are completely tax-free.

DonnieDarko4242

Oh, for sure. ANY bitcoin backed asset would be eliminated. I'm not disagreeing at all. My confusion is "how is bitcoin on a ledger safer for you as an individual than an ETF" which you answered perfectly, for the first time I've ever heard coherently. Which is, walk out of the country with the bitcoin :) Because that would be the only thing left to do, just like if you held gold illegally back in 1933. Hide and leave! And unlike gold, you could cross any border and just say, nope, I don't own any of that stuff.

Ill_Turn6934

Exactly. The U.S. government has very poor fiscal responsibility right now in my opinion. When other countries stop buying U.S. Treasuries (like we are seeing now as they flee to gold) and the stability of the entire U.S. financial system crumbles (hypothetical of course) then I don’t think it is unreasonable that they would confiscate the most valuable asset, in this case bitcoin. And where is the easiest place to find bitcoin? ETFs! So if you think you own bitcoin by buying an ETF, you could find out you are surely mistaken. But if you buy on an exchange and transfer to a cold wallet, even if the government outlaws the purchase or use of bitcoin, you still have the keys and own your own bitcoin, and if you walked across a border, you could carry all your wealth with you.

pref1Xed

Solana is gonna rally until the ETF decision which is about a month from now

Charming-Designer944

Here it is very beneficial to save in an ETF if the APR of your investment is above 3+4%.

longonbtc

No, Tangem is not as secure as many other hardware wallets. Tangem is a closed source cryptocurrency wallet that is mainly geared towards altcoins. Tangem also previously leaked Tangem users' private keys in user email history, Tangem email history, and in the Tangem customer support ticket tracking system which was accessible to all Tangen employees. Thus, compromising Tangem users' private keys. Some good hardware wallet options are the [Coldcard Q](https://coldcard.com/q), [BitBox02 Bitcoin-only edition](https://bitbox.swiss/bitbox02/bitcoin-only/), [Blockstream Jade Plus](https://store.blockstream.com/products/jade-plus?variant=49701334188320), [Trezor Safe 5 Bitcoin-only](https://trezor.io/trezor-safe-5-bitcoin-only), and [Foundation Passport Core](https://foundation.xyz/passport-core/). These five hardware wallets are all good hardware wallets that have publicly available source code that can be reviewed. There are also older & cheaper versions of three of these hardware wallets but they are still open source and reliable. They are just less user friendly than the newer & costlier versions. Those older & cheaper versions are the [Coldcard Mk4](https://coldcard.com/mk4), [Trezor Safe 3](https://trezor.io/trezor-safe-3), and [Blockstream Jade Classic](https://store.blockstream.com/products/blockstream-jade-hardware-wallet). When you buy a spot bitcoin ETF, you do not own any bitcoin. A spot bitcoin ETF is legally structured as a grantor trust that holds actual bitcoin on behalf of the shareholders and each share represents direct beneficial ownership in the underlying bitcoin. When you own shares of a bitcoin ETF, you can benefit from bitcoin's increasing value but you don't actually own any bitcoin. You own shares of a spot bitcoin ETF that represent direct beneficial ownership in the underlying bitcoin that the ETF holds. You can send some bitcoin to someone else. You can't send shares of a bitcoin ETF/ETN to someone else. You can use bitcoin to purchase something. You can't purchase anything with shares of a bitcoin ETF/ETN. The government cannot seize your bitcoin as long as you securely store your private keys. Your bitcoin ETF/ETN shares can be seized by the government. If you buy bitcoin directly from someone else (peer-to-peer), then you own that bitcoin without the government knowing that you own it. You cannot own shares of a bitcoin ETF/ETN without the government knowing that you own it.

KateR_H0l1day

You’re clueless, please try to educate yourself regarding the coins available, it’s one of the best Passive Income coins on the market through the Bear Market. It’s becoming a utility token and has ETF, plus a New Business Entity using the coin. It’s not the coins fault if you lost money on it, but I’ve said my piece, we’ll see what happens in the next 100 days!

KateR_H0l1day

Well, you're partially right, i do own CRO, i set up my passive income early this year, I get 2500 CRO free per week, that's $625/Week free. On top of that my base holdings are $200K in unrealised profits as of today. How's your wonderful pick doing for you?? I'd be really interested to know the reality, versus my CRO?? you should recognised that this rubbish coin and Company have a teaming agreement with Trump Media. There's an ETF in for approval that's a BLUE Chip, mainly BTC, but there's 5% CRO, and only 2% XRP. Additionally, they've formed a new Company that just launched on the Nazdaq, MCGA, the company through Truth Social and Rumble are converting their Jems to CRO as the utility token for the the whole Company. Now, whether you love or loath Trump, there's a good reason to have some CRO in your portfolio, but of course, it's all down to personal choice!

writing_all_day

This altcoin season will mainly be limited to coins that get an ETF or are rumored to. The new crop of bagholders will mostly be ETF users, although they won't lose out as bad as previous cycle bagholders due to a maturing crypto market.

Own_Sky9933

I use as many of the tax advantaged options as possible. although you may want to split the holdings between FBTC, IBIT and the Van Eck ETF so you have diversified custodial risk. I haven’t done it yet but also going to look into the Fidelity Crypto IRA options. But yea I own the Bitcoin ETFs in my HSA, Roth IRA, Traditional IRA and Solo 401k. Once you get to a certain level of wealth in Bitcoin. Self custodying everything is kinda crazy. Lots of potential failure points that could completely whipe you out or the ones you wish to inherit the Bitty.

420osrs

So assuming he's from the United States what he could do is approach one of the ETF people and fill out paperwork to input bitcoins and then get shares from them.  Only accredited investors can do this so he would have to register with the SEC.  After doing this he could take a loan out against his Bitcoin shares with a traditional brokerage margin loan.  Every time his account gets close to a margin call he can just deposit more.  And I hope he resurfaces dude really needs a reward for what he did for us. I hope he's doing well 

NOneHOne

I'm trying to do the opposite LOL. Just max out the Roth with IBIT and then put away more in your cold wallet. That's what I've been doing since the ETF was released.

No_Parking2354

I would buy a full bitcoin and put the rest in a dividend or growth ETF and let it sit there till you’re done with school

Shadowfeaux

Yea. If it’s invented in some solid ETF or something like VOO or QQQ. Not with a dividend stock like JPEQ or SCHD etc.

PlanNo3321

Having bitcoin in self custody is the superior option because you truly own it, no one is holding anything for you. It is yours and no one can ever take it from you unless you give it to them. However, in my option it’s still advantageous to have SOME of your money in the bitcoin ETF’s in a Roth IRA because it’s tax-free growth. When you hold Bitcoin in self custody, as of right now you have to pay capital gains taxes if you want to sell any of it. But if you buy the ETF’s in a Roth IRA you don’t have to pay any taxes when selling. This is all assuming you are in the U.S. by the way.

ThriceHawk

BTC, ETH, and LINK. I'd mainly dollar cost average in to be safe. BTC - Obvious, clear king of crypto, not much explanation needed here. ETH - Powering the largest ecosystem of dApps, Smart Contracts, DeFi, etc... The foundation for web3 applications. Largest and most active developer community in crypto. Ethereum accounts for 60%+ of DeFi's TVL. Huge player in tradfi tokenized assets moving forward. Primary blockchain for stablecoins. LINK - Leading oracle provider, secures 80%+ of DeFi, and the bridge with traditional finance/real world data. Already partnered with JP Morgan, SWIFT, Citi, Fidelity, the DTCC, Coinbase, AAVE, Mastercard, BNP Paribas, BNY Melon, Euroclear, etc. Even the US Department of Commerce. Provides cross chain interoperability allowing tokenized assets and data to move seamlessly across 50+ blockchains, including Ethereum, Polygon, Solana, etc. Key enabler of tokenized assets, provides proof of reserves for stablecoins/securities, and data feeds for equities, ETF's, etc.

Old_Difficulty_6484

If you have any debt, cover that. If not - 50/50 into an S&P 500 ETF and Bitcoin and hold for 10 years.

Tasty-Load-9782

Yeah, appreciate the heads up man. I know that ETNs don’t actually back their assets which is unfortunate. I looked into them further and found WXBT allegedly do hold BTC in cold storage, with a certain allocation for each share, so thought they’d be ideal but, the recent news of Blackrock trying to put IBIT into the UK has me thinking I’ll probably hold off on WXBT entirely and just buy that when it comes out since it’s actually easily auditable through their known wallets and such. And yeah, the stacking BTC outside of the pension is what makes me think maybe just MSTR and no BTC ETF, but at the same time I think BTC is king over all in terms of risk reward ratio. MSTR I still really like but it’s just got the added risks of having a CEO (death or unfavourable personal news), but I do really like Saylor and I’m not one of these maxis who thinks it’s a ponzi, just a solid leveraged bet on the best asset in the world, more risk, more reward and that. I won’t say what I stack each month or how much I have ofc, but I’ve continued stacking through up or down. I used to care when I was in alts, but since full BTC only, I’m happy if it goes up, happy if it goes down, and I’m almost happier if it goes down and I have spare cash hahaha. But don’t worry older me, I have some of the highest conviction of anyone I see in this space, even when ridiculed and laughed at by friends and family. I’ll be stacking, up or down, til I can’t stack no more. I got us older me, WGMI ;)

coinfeeds-bot

tldr; Ethereum may be entering its strongest cycle yet, driven by institutional demand, staking growth, and reduced selling pressure, according to CryptoQuant analysts. Ethereum's price has risen to $4,603, with optimism growing among traders that it could reach $5,000. Institutional interest, including treasury companies and spot ETFs, is likened to Bitcoin's post-ETF trajectory. Despite some whales selling, others are staking large amounts, signaling confidence. Futures market activity also indicates increased certainty about Ethereum's upward potential. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

normnormno

Mate, please look into what an ETN is before you consider the advice in that other sub about buying it. I've noticed everyone seems to call it an ETP, which is weird to me because it's an ETN and there's a massive difference between and ETF and and ETN. Both are ETPs but ETN are terribly risky. They're a bank note, not backed by bitcoin and offers no insurance if the bank drops the ball. Alot of people are going to be hurt by this. Until they bring a real bitcoin solution for pensions mstr is the best we have. Read into ETNs and swerve. As for allocation? My SIPP is 50% MSTR. You say you're buying bitcoin every month anyway, some potentially good news...I was putting 500 a month into BTC for about 4 years and then the next wave up basically retired me. Importantly you don't freeze in a bear market, you keep dca. You're a fellow Brit and I was 29 when I started so I feel like I'm talking to younger me. Have big conviction. Have even more conviction when people are laughing at you.