ETF

dmx442

There will be no ALtSeAsOoN, BTC ETF money will never flow to shitcoins. BTC above 100k says you are wrong.

Equivalent-Ad4276

I’ve only just learned about XRP ~1 month ago and I’m starting to understand bagholders’ disappointed sentiments who bought in 5+ years ago but I truly believe XRP has some real value and long-term potential. I hope this case study I’ve put together helps clarify my bullish pov. ——————————————— Case Study: XRP -Bank of Int’l Settlements (partnered w Ripple) lists 7 central banks to use XRPL for cross-border settlements: Bank of France, Japan, Korea, Mexico, Swiss National Bank, Fed Reserve of NY & Bank of England. -Cross-border global payments industry: $155T industry // $190T in transactions per annum // $290T by 2030 -Adopted by 8 out of 190 [w/ 30+ potential] central banks to issue their CBDC on the XRPL -Adopted by 80% of Japanese Banks in 2025 ($4.8T in inflows) -China’s Webus Int. created a $330M XRP treasury for cross-border settlements -1700 partnerships w companies under NDA -450M-1.1B XRP [false 53B] in circulation -India bought crude oil from UAE on XRPL -UAE’s Dubai Financial Services Authority (DFSA) uses XRPL for real estate tokenization amid $16B initiative -Grayscale XRP trust launched -BlackRock filed to launch XRP ETF -13 spot XRP ETFs awaiting SEC approval to hedge bets for ETF creators + will add liquidity to XRP ($8B in inflows over 1st year) -VivoPower, Webus Int’l, Trident Digital & Wellgistics have all announced XRP treasury plans (totaling $950M) -Supply control: 37.24B of [100B] supply locked in escrow by Ripple / $1B in XRP released per month + $800M goes back to escrow = $200M released to retail per month -Burn rate: 5k tokens/day -Elon Musk holds 16.783M XRP ($52.35 million); Musk offered to buy Ripple for $25B then re-offered to buy for $50B -European Central Bank launched own stable coin (Digital Euro) on XRPL -Price suppression: SIFIs selling XRP futures; 1 wallet bought $260B XRP on Kraken’s dark pool service to avoid actual price surge -Dubai sold $400M of real estate on XRPL -CEO at Apex2025: w/in 5yrs, XRP will take ~14% of Swift’s daily transaction volume ($5T) = $700B/day which means $437.47 per XRP by 2030 -XRP now listed on NASDAQ -Top stable coins/currencies now listed on XRPL ($RLUSD, $USDC, $XSGD, $EUROP, $USDB) -Ripple announced $700M share buyback (3-5% of RippleLabs) at $175/share -Expected $30B IPO (2nd highest ever) if it does -Valhil Capital’s collateralized fair mkt value per XRP token: $122,500 -Grok3 price simulation: $148.28 per XRP (embedded in calculation: impacts of 13 spot ETFs approved, current burn rate of ~2.4M XRP per annum, institutional treasuries reducing supply, XRPL capturing 25% of $10T in cross-border liquidity, and 3x speculative premium due to institutional FOMO) Utility: monopoly on high-speed/low fee cross-border payments -Speed: 1500 transactions/sec -Fees: $0.00423 per transaction -Transactions settle in 3.004 seconds -Banks & countries will extinguish pre-funded NOSTRO accts & free up 100s of billion for banks & countries to use Personal Forecast: $100 Q4-FY2025 -Replace 1/2 of global financial system (inflows >$400T) ———————————————————— With that being said, I will forever hold on to the ~$1K worth of XRP I bought 2 weeks ago.

Bulky_Cranberry702

And not in an ETF.

Reasonable_Band1536

I thought you couldn’t purchase BTC directly with them. Only ETF’s.

Bigirish1973

Buy through and ETF if it’s just bitcoin. Let a broker worry about the safety and security.

EmptyReceptors

BTC different now since there are ETF. We will never see a 70% dip again. 125k by 2026? Likely.

MrTheums

The record inflows into Ether ETFs, particularly driven by BlackRock's involvement, are a significant development, but let's temper the enthusiasm. While it suggests growing institutional interest and potential for price appreciation, it's crucial to remember that ETF inflows don't directly translate to price movement. Market sentiment, broader macroeconomic factors, and regulatory uncertainty still play dominant roles. The narrative around Bitcoin ETF approvals likely contributes to the ETH ETF inflow, suggesting a spillover effect from investors looking for exposure to the broader crypto market. It's worth analyzing the composition of these inflows – are they from sophisticated investors diversifying their portfolios, or are they speculative bets driven by short-term price expectations? That distinction will offer more clarity on the long-term implications. Finally, focusing solely on price action ignores the fundamental developments within the Ethereum ecosystem. Continued network upgrades, adoption of layer-2 solutions, and the evolution of decentralized finance (DeFi) are crucial factors influencing Ethereum's long-term value proposition, far beyond the immediate impact of ETF flows.

PlasticEyebrow

ETF's are buying up all the newly mined supply, So does MSTR, with bitcoin treasury companies popping up left and right. Oh and the SBR in the US (and a few other, still insignificant countries). Demand seems to be increasing, and we all know the new supply will be decreasing. Tell me the future doesn't look bright! I never said bitcoin cannot fail. I said I am almost 100% certain that bitcoin is going to the moon. It even was a little dig at the guy saying "When I walk the street I’m almost 100% certain I’m going to make it to the other side". If me saying what I say has any influence on your faith, then oh well, maybe your faith isn't that strong. Do what you please anyway.

coinfeeds-bot

tldr; Bitcoin is showing signs of a potential multi-year breakout as its price holds steady above $105,000, supported by strong fundamentals and significant ETF inflows. Spot Bitcoin ETFs saw $1.3 billion in weekly inflows, reversing prior outflows, with BlackRock's iShares Bitcoin ETF leading the surge. Bitcoin's supply on exchanges has dropped significantly, which could boost prices long-term. Analysts predict a strong price breakout, with forecasts suggesting Bitcoin could reach $1 million to $2.4 million by 2030. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

biba8163

Ethereum ETFs flying to the moon and defying gravity with ETF Asset Under Management (AUM) dumping from $14 Billion to $10 Billion and the price tanking from $4K to $2.5K? So UP is DOWN and DOWN is UP? This is worse than the MAGA cult. > Meanwhile, ether ETFs continue to defy gravity with **total net assets climbing to $10.76 Billion. (June 2024, ETH $2.5K) https://news.bitcoin.com/ether-etfs-set-new-19-day-inflow-record-as-blackrock-drives-bitcoin-etf-gains/ > Ethereum spot ETFs now have a **$14.04 Billion net asset value** (December 2024, ETH $4K) https://crypto.news/ethereum-spot-etf-net-inflow-reaches-145m/ https://np.reddit.com/r/CryptoCurrency/comments/1hgyg7w/ethereum_spot_etf_net_inflow_reaches_145m/

Kitchen_Image_1031

Solana. One clear and simple reason. The ETF trade.

Alfador8

ETH is down 30% since its ETF launched.

BoysenberryHappy2462

Hearing stories like this is what made me hold off getting into crypto for a long time despite tracking it. But, now I'm in heavy and just DCA'ing weekly. My goals currently are fairly modest - only targeting 30-50% gains so that I can roll that into ETF's. Anything over is a bonus.

TexasBoyz-713

Was just viewing a post under tradfi subreddit, OP was asking if his allocation was decent, it was 95% traditional ETF’s and 5% Bitcoin exposure People were really suggesting to lower that BTC exposure to 2.5%, crazy!!!

davidn281

Diminishing returns yes. But still better performing than most asset. You see diminishing returns. I see stability. Less volatility. More acceptance. Now more than ever, anyone can buy bitcoin via ETF, in their retirement accounts, etc. Before it was just a bunch of youngins with paper hands panic selling. Now to sell bitcoin it takes a lot more effort, something people won’t do. They also DCA now with their investment accounts before with bitcoin. Steady inflow. Also now more than ever, you have more and more companies. Soon more countries.

jawni

>Cardano has had to trade off some of the bells and whistles and is currently lagging in transaction speed and fees, while Solana has rushed ahead and prematurely released unreliable, unscalable and unsustainable code. Not a single thing about it is unsustainable and if it's so far ahead of Cardano in transaction speed and throughput then it's obviously not "unscalable". >Most of the hype around Solana has been around low level, low quality projects for example NFTs. While cadonna has focused on larger more ambitious projects, for example student verification systems in the United States. 1. This could not be more wrong. Even 3 years ago when NFTs were still hot, this would've been inaccurate. Obviously the onchain activity is hyped as Solana is leaving the pack there, especially compared to the sparse activity on cardano but that extends far beyond NFTs and more accurately would be stablecoins, defi, memecoin trading apps, ETF hype, institutional treasury buying, the list goes on. 2. Solana Foundation has taken up many ambitious endeavors, such as launching their second phone, second physical retail space, and they have their own identity system as well just like Cardano: https://solana.com/news/solana-attestation-service 3. I think you're confusing America with Ethiopia, Cardano has never partnered with the US for that but they did partner with Ethiopia a long time ago and IIRC most people were disappointed. When I searched for any info on it I could find nothing and even searching for info on the Ethiopia partnership found very little results. Maybe you could provide a link with better info? >The Cardano roadmap reveals that Cardano will surpass solanas transaction rate and be able to have lower transaction fees than Solana. Oh well if the roadmap says it's going to happen then obviously it's automatically going to happen. /S Good luck though, you need to drop average fees by 20x and then at the same time scale throughput by 100x, and then also need to increase adoption by 100x and then **IF** that happens work simply be on pay with Solana today... assuming Solana scales 0 overt that time........ haha, really though, good luck, you'll need it. >Short answer: Cardano is more focused on longer-term sustainable development and having a solid architecture and foundation. Solana has been quick to push out bells and whistles and shiny toys such as NFTs. But as it is right now, Cadano is far less sustainable than Solana is. One chain (Cardano) has a dwindling treasury that is used to subsidize Network operators. The other(Solana) is generating so many fees that it had a vote that narrowly didn't pass to actually stop subsidizing Network operators. >But they'll run out of steam as the fundamental shortcomings are revealed in time. And at what time will these be revealed and exactly what type of shortcomings are they? I've never heard anyone talk about these except for cardano maxis so I'm very interested in hearing about it. Do you have more details? >Ultimately, Cardano is the best designed, highest quality of coins and that's why it has a solid following and support base that's continued to have confidence in Cardano for so many years. And like I've been saying over and over and over and over and over and over again and like you don't seem to understand if it was really the best designed, highest quality of coin, blah blah blah. All this bullshit that you think matters, then it would have the most users rather than the least users. >If you read the documentation you'd appreciate the academic rigour behind the Cardano story and you wouldn't be asking the question. There's not a single thing here that would require reading the documentation. Even the stuff you've talked for Cardano about has been so sparse in detail and so vague that it obviously wasn't referenced from the documentation.

Amber_Sam

We all have been where you're at, read/bookmark this guide and make sure to learn along your journey. Congrats on the move, it's never too late. ONLY INVEST MONEY YOU CAN AFFORD TO LOSE. Invest in your knowledge, learn about Bitcoin as much as you can. The Bitcoin Standard book is a must read. So is Broken Money book. Get them and READ them both, please. Also, **don't reply any DMs**, emails, private messages on other social media, promising to buy Bitcoin from them or get rich quick by investing into some website. They all are scammers. Even the hot Asian chick, he's a scammer too. **Price wise, nobody knows what the price will be tomorrow, next week or at the end of the year.** **Try "Bitcoin ONLY" strategy for at least the first 210,000 block cycle**, you'll sleep much better. Newcomers lose so much money, holding garbage tokens just because someone on YT told them to. If you don't like losing money in [failed coins](https://www.coingecko.com/research/publications/how-many-cryptocurrencies-failed), avoid. Going DCA is probably the best approach, IMHO. Bitcoin to me, is a savings account. If I have some spare cash, I exchange it for sats. Once a week works best for me, but I'm getting paid weekly. If there's a 10% drop in the price since my last buy, I usually double my buy. This [DCA calculator](https://dca.bitnob.com/) might help to decide what will work best for you. In a few years, even $10 dollars a month can make a massive difference. This [DCA blog](https://er-bybitcoin.com/) is pretty interesting too and compares buying bitcoin VS stocks. Now, don't buy some fake bitcoin at a spot ETF place or similar, **get the real thing** that you can withdraw anytime you want. Register at a proper exchange and buy real Bitcoin. Any of these will do [https://bitcoin-only.com/get-bitcoin](https://bitcoin-only.com/get-bitcoin) Install (or buy - in case you're getting Bitcoin in Thousands of $) one or more of these wallets. A few good wallet choices: [https://blockstream.com/green/](https://blockstream.com/green/) \- Top Security Features, Open Source and Non-Custodial [https://bluewallet.io](https://bluewallet.io/) \- excellent, easy to use wallet, Open Source and Non-Custodial [https://www.sparrowwallet.com](https://www.sparrowwallet.com) - top desktop wallet [https://electrum.org](https://electrum.org/) \- Solid choice, Open Source and Non-Custodial, one of the oldest and most trusted Bitcoin Wallets. I prefer the desktop version but it works on mobile too. Lightning wallets to consider (cheaper and faster transactions, great for small amounts): [https://phoenix.acinq.co/](https://phoenix.acinq.co/) \- Phoenix - very good wallet, uses Tor for extra privacy, easy for anyone new [https://blixtwallet.github.io/](https://blixtwallet.github.io/) \- Blixt - great UI, fast and clean [https://breez.technology](https://breez.technology/) \- Breez - excellent POS for small business owners as well as integrated Bitrefill [https://zeusln.com/](https://zeusln.com/) Zeus - impressive wallet with many features, can even generate Nostr keys Hardware Wallets (to store larger amounts): [Trezor](https://trezor.io/) \- Easy to use, no matter how new in Bitcoin you're. Use the Bitcoin only firmware as it's safer than a multi coin software. [ColdCard](https://coldcardwallet.com/) - air gapped, Bitcoin only, has advanced features but a new user will do fine with one of the great tutorials available. [BitBox02](https://bitbox.swiss/bitbox02/bitcoin-only/) - another great little device, opt for the more secure Bitcoin ONLY version (less coins = less code = less chance for a hidden bug or a backdoor) [Jade](https://blockstream.com/jade) - air gapped, fully open source, Bitcoin only, great features. There's a newer version called Jade Plus, it has much better camera and overall is a better, although a bit more expensive, option. You can even [build it on your own](https://github.com/Blockstream/jade/), if you feel adventurous. [Seedsigner](https://github.com/SeedSigner/seedsigner) - another DIY, fully open source, air gapped, Bitcoin only hardware wallet, not for you if you're just starting up but something to consider later. [Krux wallet](https://selfcustody.github.io/krux/) - one more DIY hardware device, I love this one for many reasons. Similar to Seedsigner, it's fully open source, air gapped, Bitcoin only hardware wallet, that is not for you right now if you're just starting up, but something to consider at a later stage and/or to up the security of your bitcoin. There's also Ledger, but I wouldn't recommend it as it's not fully open source, keep and already leaked customers' details, recently said they're capable of sending customers' keys out just with a firmware update, etc. **Stay away**, save yourself a headache in the future. Whatever wallet you'll decide to buy, purchase DIRECTLY from the manufacturer, no eBay, no Amazon. Make sure the device is NOT preset, and you will generate your own seed words. Write them down on any piece of paper as well as the receiving address. Now wipe the wallet and generate a new wallet. If the seed words are different from the first set, you're safe to use it. Find an option to set a passphrase and use it. This will boost the security to another level. Never store the seed words and passphrase together. Use a different medium if possible. If somebody finds both, they'll be able to steal your coin. This little device will hold the keys to your money, that's the reason why you have to be a bit more careful. Also, no worries, if it breaks, you can replace it - as long as you keep your seed words and passphrase(s) safe. Welcome to the rabbit hole and don't hesitate to ask if you have any questions anytime during your Bitcoin journey. Also, [check the sidebar](https://www.reddit.com/r/Bitcoin/about) that's filled with lots of great info and if you have any questions, visit r/BitcoinBeginners or r/Bitcoin and look for the answers.

Another_DC_Resident

BlackRock’s Bitcoin ETF has been the fastest ETF to ever hit $70 billion. Some people will participate similar to holding gold, others won’t.

JackLee1997

My advice is use all of your parents money and your saving to full port into one meme and become a millionaire in about 3 weeks like everyone you see online 🤩 Genuinely, I’m joking…it depends on your risk/reward ratio, have you thought about stocks and shares, possibly an ETF and slower growth? Maybe have a little bit of money on the side to experiment in crypto with? You’ve got a long way ahead and if you’re thinking about investing at 15, that’s a really positive sign.

MinimalGravitas

Cheers for reposting it, but to be clear, I am not an author of the report or anything, just read it and thought it was worth sharing here... a better read than the endless drivel most crypto journalism has become! The report is aimed at institutional investors, ETF issuers etc, so I think they have tried to make it well structured and clear.

nijjatoni

Majority of bitcoin holders, you and me included, dont truly understand bitcoin yet. We still think of its value in fiat terms, but these two systems are completely separate. I get it, it’s incredibly hard to wrap our heads around it, to step out of our current system where every price we see is in dollars, and imagine a true bitcoin world. We have to start pricing things in bitcoin, spend bitcoin, self custody, and run a node. This is the only way we keep bitcoin working. Governments buying bitcoin is good for its price in the short term, but this wil run the risk of centralising. Leaving coins in exchanges and buying ETFs is centralising bitcoin. There is always a risk that these exchanges and ETF companies can be coerced or forced by the governments to give away the coins. We cannot let what happened to the gold standard, happen again to bitcoin. Spend bitcoin in stores that accepts btc, sell fiat to buy back the btc you spent, self custody btc, and run a node. my ideas are courtesy of Jeff Booth. I highly recommend listening to the podcasts that he appears in.

Less_Yak_7227

Technically, they own the Bitcoin even though Coinbase is the custodian. The value of said Bitcoin is owned by the ETF shareholders though. Given that any shareholder could sell the ETF at anytime and buy the equivalent BTC for the same amount of money, the only way that Black Rock could ever actually take ownership of all of this BTC is for them to have the current market value in cash reserves and buy every share of the ETF as customers sold them...

infernalr00t

The ones buying Bitcoin are ETF, and that people aren't going to sell btc to pump alts. Sorry guys.

coinfeeds-bot

tldr; BlackRock has accumulated over 3% of Bitcoin's total supply, equivalent to 662,500 BTC, through its iShares Bitcoin Trust (IBIT), launched in January 2024. This makes IBIT the fastest-growing ETF in history, reaching $72.4 billion in Bitcoin exposure within 341 days. BlackRock's move signals a shift in institutional adoption of Bitcoin, framing it as a legitimate, long-term portfolio asset. While this institutional involvement may stabilize Bitcoin's market, critics warn it could introduce traditional financial risks and centralize control over the decentralized asset. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Popular-Let-4700

The Bitcoin ETF killed altcoins and most don’t realize this

coinfeeds-bot

tldr; Regulatory optimism in the US has led to a surge in altcoin ETF applications in 2025, with at least 31 filings to the SEC. Following the approval of Bitcoin and Ether ETFs, altcoins like XRP, Dogecoin, and Solana are now vying for institutional adoption. Analysts predict up to 10 approvals, sparking hopes for an 'altcoin summer.' SEC reforms under new chairman Paul Atkins have created a more crypto-friendly environment, boosting industry optimism despite challenges like waning altcoin dominance and uncertain demand for ETFs. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

WSSquab

Tangible only for the ones who buy coins, the majority has the ETF, I think this will be a big test of credibility in the near future.

devCheckingIn

A month straight of positive ETH ETF inflows.

Amber_Sam

Sell all the shitcoins before you lose all your money. We all have been where you're at, read/bookmark this guide and make sure to learn along your journey. Congrats on the move, it's never too late. ONLY INVEST MONEY YOU CAN AFFORD TO LOSE. Invest in your knowledge, learn about Bitcoin as much as you can. The Bitcoin Standard book is a must read. So is Broken Money book. Get them and READ them both, please. Also, **don't reply any DMs**, emails, private messages on other social media, promising to buy Bitcoin from them or get rich quick by investing into some website. They all are scammers. Even the hot Asian chick, he's a scammer too. **Price wise, nobody knows what the price will be tomorrow, next week or at the end of the year.** **Try "Bitcoin ONLY" strategy for at least the first 210,000 block cycle**, you'll sleep much better. Newcomers lose so much money, holding garbage tokens just because someone on YT told them to. If you don't like losing money in [failed coins](https://www.coingecko.com/research/publications/how-many-cryptocurrencies-failed), avoid. Going DCA is probably the best approach, IMHO. Bitcoin to me, is a savings account. If I have some spare cash, I exchange it for sats. Once a week works best for me, but I'm getting paid weekly. If there's a 10% drop in the price since my last buy, I usually double my buy. This [DCA calculator](https://dca.bitnob.com/) might help to decide what will work best for you. In a few years, even $10 dollars a month can make a massive difference. This [DCA blog](https://er-bybitcoin.com/) is pretty interesting too and compares buying bitcoin VS stocks. Now, don't buy some fake bitcoin at a spot ETF place or similar, **get the real thing** that you can withdraw anytime you want. Register at a proper exchange and buy real Bitcoin. Any of these will do [https://bitcoin-only.com/get-bitcoin](https://bitcoin-only.com/get-bitcoin) Install (or buy - in case you're getting Bitcoin in Thousands of $) one or more of these wallets. A few good wallet choices: [https://blockstream.com/green/](https://blockstream.com/green/) \- Top Security Features, Open Source and Non-Custodial [https://bluewallet.io](https://bluewallet.io/) \- excellent, easy to use wallet, Open Source and Non-Custodial [https://www.sparrowwallet.com](https://www.sparrowwallet.com) - top desktop wallet [https://electrum.org](https://electrum.org/) \- Solid choice, Open Source and Non-Custodial, one of the oldest and most trusted Bitcoin Wallets. I prefer the desktop version but it works on mobile too. Lightning wallets to consider (cheaper and faster transactions, great for small amounts): [https://phoenix.acinq.co/](https://phoenix.acinq.co/) \- Phoenix - very good wallet, uses Tor for extra privacy, easy for anyone new [https://blixtwallet.github.io/](https://blixtwallet.github.io/) \- Blixt - great UI, fast and clean [https://breez.technology](https://breez.technology/) \- Breez - excellent POS for small business owners as well as integrated Bitrefill [https://zeusln.com/](https://zeusln.com/) Zeus - impressive wallet with many features, can even generate Nostr keys Hardware Wallets (to store larger amounts): [Trezor](https://trezor.io/) \- Easy to use, no matter how new in Bitcoin you're. Use the Bitcoin only firmware as it's safer than a multi coin software. [ColdCard](https://coldcardwallet.com/) - air gapped, Bitcoin only, has advanced features but a new user will do fine with one of the great tutorials available. [BitBox02](https://bitbox.swiss/bitbox02/bitcoin-only/) - another great little device, opt for the more secure Bitcoin ONLY version (less coins = less code = less chance for a hidden bug or a backdoor) [Jade](https://blockstream.com/jade) - air gapped, fully open source, Bitcoin only, great features. There's a newer version called Jade Plus, it has much better camera and overall is a better, although a bit more expensive, option. You can even [build it on your own](https://github.com/Blockstream/jade/), if you feel adventurous. [Seedsigner](https://github.com/SeedSigner/seedsigner) - another DIY, fully open source, air gapped, Bitcoin only hardware wallet, not for you if you're just starting up but something to consider later. [Krux wallet](https://selfcustody.github.io/krux/) - one more DIY hardware device, I love this one for many reasons. Similar to Seedsigner, it's fully open source, air gapped, Bitcoin only hardware wallet, that is not for you right now if you're just starting up, but something to consider at a later stage and/or to up the security of your bitcoin. There's also Ledger, but I wouldn't recommend it as it's not fully open source, keep and already leaked customers' details, recently said they're capable of sending customers' keys out just with a firmware update, etc. **Stay away**, save yourself a headache in the future. Whatever wallet you'll decide to buy, purchase DIRECTLY from the manufacturer, no eBay, no Amazon. Make sure the device is NOT preset, and you will generate your own seed words. Write them down on any piece of paper as well as the receiving address. Now wipe the wallet and generate a new wallet. If the seed words are different from the first set, you're safe to use it. Find an option to set a passphrase and use it. This will boost the security to another level. Never store the seed words and passphrase together. Use a different medium if possible. If somebody finds both, they'll be able to steal your coin. This little device will hold the keys to your money, that's the reason why you have to be a bit more careful. Also, no worries, if it breaks, you can replace it - as long as you keep your seed words and passphrase(s) safe. Welcome to the rabbit hole and don't hesitate to ask if you have any questions anytime during your Bitcoin journey. Also, [check the sidebar](https://www.reddit.com/r/Bitcoin/about) that's filled with lots of great info and if you have any questions, visit r/BitcoinBeginners or r/Bitcoin and look for the answers.

Amber_Sam

>any tips or something that can help We all have been where you're at, read/bookmark this guide and make sure to learn along your journey. Congrats on the move, it's never too late. ONLY INVEST MONEY YOU CAN AFFORD TO LOSE. Invest in your knowledge, learn about Bitcoin as much as you can. The Bitcoin Standard book is a must read. So is Broken Money book. Get them and READ them both, please. Also, **don't reply any DMs**, emails, private messages on other social media, promising to buy Bitcoin from them or get rich quick by investing into some website. They all are scammers. Even the hot Asian chick, he's a scammer too. **Price wise, nobody knows what the price will be tomorrow, next week or at the end of the year.** **Try "Bitcoin ONLY" strategy for at least the first 210,000 block cycle**, you'll sleep much better. Newcomers lose so much money, holding garbage tokens just because someone on YT told them to. If you don't like losing money in [failed coins](https://www.coingecko.com/research/publications/how-many-cryptocurrencies-failed), avoid. Going DCA is probably the best approach, IMHO. Bitcoin to me, is a savings account. If I have some spare cash, I exchange it for sats. Once a week works best for me, but I'm getting paid weekly. If there's a 10% drop in the price since my last buy, I usually double my buy. This [DCA calculator](https://dca.bitnob.com/) might help to decide what will work best for you. In a few years, even $10 dollars a month can make a massive difference. This [DCA blog](https://er-bybitcoin.com/) is pretty interesting too and compares buying bitcoin VS stocks. Now, don't buy some fake bitcoin at a spot ETF place or similar, **get the real thing** that you can withdraw anytime you want. Register at a proper exchange and buy real Bitcoin. Any of these will do [https://bitcoin-only.com/get-bitcoin](https://bitcoin-only.com/get-bitcoin) Install (or buy - in case you're getting Bitcoin in Thousands of $) one or more of these wallets. A few good wallet choices: [https://blockstream.com/green/](https://blockstream.com/green/) \- Top Security Features, Open Source and Non-Custodial [https://bluewallet.io](https://bluewallet.io/) \- excellent, easy to use wallet, Open Source and Non-Custodial [https://www.sparrowwallet.com](https://www.sparrowwallet.com) - top desktop wallet [https://electrum.org](https://electrum.org/) \- Solid choice, Open Source and Non-Custodial, one of the oldest and most trusted Bitcoin Wallets. I prefer the desktop version but it works on mobile too. Lightning wallets to consider (cheaper and faster transactions, great for small amounts): [https://phoenix.acinq.co/](https://phoenix.acinq.co/) \- Phoenix - very good wallet, uses Tor for extra privacy, easy for anyone new [https://blixtwallet.github.io/](https://blixtwallet.github.io/) \- Blixt - great UI, fast and clean [https://breez.technology](https://breez.technology/) \- Breez - excellent POS for small business owners as well as integrated Bitrefill [https://zeusln.com/](https://zeusln.com/) Zeus - impressive wallet with many features, can even generate Nostr keys Hardware Wallets (to store larger amounts): [Trezor](https://trezor.io/) \- Easy to use, no matter how new in Bitcoin you're. Use the Bitcoin only firmware as it's safer than a multi coin software. [ColdCard](https://coldcardwallet.com/) - air gapped, Bitcoin only, has advanced features but a new user will do fine with one of the great tutorials available. [BitBox02](https://bitbox.swiss/bitbox02/bitcoin-only/) - another great little device, opt for the more secure Bitcoin ONLY version (less coins = less code = less chance for a hidden bug or a backdoor) [Jade](https://blockstream.com/jade) - air gapped, fully open source, Bitcoin only, great features. There's a newer version called Jade Plus, it has much better camera and overall is a better, although a bit more expensive, option. You can even [build it on your own](https://github.com/Blockstream/jade/), if you feel adventurous. [Seedsigner](https://github.com/SeedSigner/seedsigner) - another DIY, fully open source, air gapped, Bitcoin only hardware wallet, not for you if you're just starting up but something to consider later. [Krux wallet](https://selfcustody.github.io/krux/) - one more DIY hardware device, I love this one for many reasons. Similar to Seedsigner, it's fully open source, air gapped, Bitcoin only hardware wallet, that is not for you right now if you're just starting up, but something to consider at a later stage and/or to up the security of your bitcoin. There's also Ledger, but I wouldn't recommend it as it's not fully open source, keep and already leaked customers' details, recently said they're capable of sending customers' keys out just with a firmware update, etc. **Stay away**, save yourself a headache in the future. Whatever wallet you'll decide to buy, purchase DIRECTLY from the manufacturer, no eBay, no Amazon. Make sure the device is NOT preset, and you will generate your own seed words. Write them down on any piece of paper as well as the receiving address. Now wipe the wallet and generate a new wallet. If the seed words are different from the first set, you're safe to use it. Find an option to set a passphrase and use it. This will boost the security to another level. Never store the seed words and passphrase together. Use a different medium if possible. If somebody finds both, they'll be able to steal your coin. This little device will hold the keys to your money, that's the reason why you have to be a bit more careful. Also, no worries, if it breaks, you can replace it - as long as you keep your seed words and passphrase(s) safe. Welcome to the rabbit hole and don't hesitate to ask if you have any questions anytime during your Bitcoin journey. Also, [check the sidebar](https://www.reddit.com/r/Bitcoin/about) that's filled with lots of great info and if you have any questions, visit r/BitcoinBeginners or r/Bitcoin and look for the answers.

cholulov

This is a terrible move, lol. Look at the inflows into the ETH ETF right now, institutions are hoovering. Blessing in disguise, I’d continue to hold.

DigThin4179

ETF is also a lot easier to leave to family when you pass. Great for inheritance, that's why I own it.

never_safe_for_life

I’m in the camp that says Bitcoin adoption is growing and that includes ETF holders.I say, welcome to the club. Now the guy you were arguing with is a diehard maxi. Don’t bother trying to convince him. They are the feral children of the space. Sovereign, free, and as fierce as a honey badger. I love them too. We need them. They have been with us from the beginning. They remind us of the importance of self custody. Which may not be for you now, but keep it in your back pocket. Bitcoin is bigger than all of our ideologies combined, and it will keep growing. Let’s welcome all voices.

Radiant_Addendum_48

I get it. The ETF is not Bitcoin. No. Of course not. But why are you against people and companies and entities buying Bitcoin ETFs? If it’s what they want? It’s just a thing. Same thing with MicroStrategy offering STRk and STRD preferred stock. Bitcoin exposure with partial upside and the volatility stripped away for entities that are not allowed to own bitcoin. Yes it’s not Bitcoin we all get it. But it’s what some companies can buy that makes sense for them in their particular situation. These products are not Bitcoin yes and will not have the properties that make Bitcoin unique but why the argument I wonder. ETFs are for people that for some reason can’t buy bitcoin directly for example in an IRA, but want some exposure. The second best thing.

Alfador8

ETH is down 30% since its ETF launched.

coinfeeds-bot

tldr; The article outlines five catalysts for a potential crypto bull run: 1) Bitcoin's strong fundamentals, including rising demand and reduced supply on exchanges; 2) Growing interest in Ethereum ETFs, with significant inflows and bullish technical patterns; 3) Increasing odds of spot altcoin ETF approvals, such as XRP and Solana; 4) Anticipated Federal Reserve interest rate cuts, which could boost crypto prices; and 5) Easing U.S.-China trade tensions, which may stabilize markets. Additional factors include regulatory clarity and rising global money supply. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Popular-Let-4700

The Bitcoin ETF has killed alts

uniqueheadshape

self custody people. ETF's otherwise. They have the means to sue and have the financial backing if anything goes wrong.

SmokeAndSkate

Valid point but it’s probably more likely to get your account locked on Coinbase for some dumb reason compared to the ETF with a stock broker.

Heatsincebirth

Its non HODLers, paper handed ETF type investors running for the hills while the trade markets are closed

SeaworthinessSad7300

get a stake account and buy a btc ETF. Much easier than mucking around with self custody.

BlackDog990

Agree. ETF's are great for folks who want the exposure without getting into the nuts and bolts. Though I'd argue Coinbase is perfectly safe for the average investor, albeit you do without someone of BTC's selling points. Ironically, I believe most of the ETF's custody with Coinbase so you arent actually getting away from them depending on which one you're looking at.

SmokeAndSkate

You should probably just buy the ETF if you don’t feel comfortable taking responsibility for your own Bitcoin.

One-Platypus3440

Do what? That’s what I’m asking, I have a work income and I DCA bitcoin. What are some other ways you guys invest and diversify? ETF? Mutual funds? Index funds? Just looking for some good ideas where to invest my saved worthless cash that sits around and should be working along with bitcoin.

eomera

I Belive you\`re wrong - the coming year is going to be the best altcoin season in many many years. The reason for this is that ETFs are, in all likelihood, going to be approved in the U.S. and other countries like Japan. This will lead to significant capital inflows into altcoins via ETFs. Primarily, it’s the major coins that will be approved, while smaller coins will likely get hyped, but will never realistically receive approval because they don’t meet the criteria. I belive we see the first approval wave in oktober/november.2025 with Litecoin, Solana, Avax, Doge, Cardano, polkadot and link to have the highest chance for approval. My predictions: Litecoin 350-400$ this year Avax 80-100$ this year Cardano 2-2,5$ this year Link 35-40$ this year I also belive we will see Bitcoin and ETH see a steady cash flow into them and going for new highes. Approvial of ETF and approving of stacking etf is going to be a major event. But I do belive that this will ruin the crypto marked and this is the last big boom, afther this we will only see cash going into bigger project/coins. So I belive that in the end Bitcoin maxis are right in the end...

MinimalGravitas

A report developed by Ethrealize and many members of the community, aimed at institutions and investors detailing why ETH the asset will benefit from Ethereum the network's unrivaled adoption by the financial world. Why is this important? * It refocuses ETH to be recognized as a store of value and priced as a commodity. The report makes the direct comparison with oil, an analogy that has been around for many years and was used by the biggest bank in the world (ICBC) to describe ETH. * ETF providers have claimed they haven't been pushing ETH because they didn't know how to market it (I know, pathetic). Now there's a playbook with a clear narrative for ETF providers, family offices, account managers, etc to use for marketing ETH. * News outlets will now have educated and consistent messaging to use when talking about ETH and Ethereum. A vital counter to the misinformation that litters the crypto world. The Executive Summary below gives a good taste of the report, but if you actually want to understand the value proposition of crypto's second largest asset then I really suggest reading the paper yourself: > The global financial system is on the cusp of a generational transformation, as assets worldwide become digitized and transition onchain. The evolution from a semi-digital, siloed financial system to a fully digital and composable financial system demands a secure, neutral, and reliable global settlement layer to support the world's assets. Ethereum has emerged as this foundation. > Ethereum’s institutional adoption is accelerating rapidly, U.S. regulatory frameworks are openly supportive of blockchain innovation, and digital assets are becoming a mainstream component of traditional investment portfolios. > It took 15 years for Bitcoin to become widely recognized as digital gold: a scarce monetary asset beyond sovereign control. Ethereum complements Bitcoin: It not only stores value but also facilitates the seamless transfer, trust, and global coordination of value. ETH is the next generational asymmetric investment opportunity, positioned to emerge as a core holding for institutional digital asset portfolios. > Ethereum has already become the default platform for [stablecoins](https://visaonchainanalytics.com/supply), [high-value tokenized assets](https://www.rwa.xyz/), and [institutional blockchain infrastructure](https://ethereumadoption.com/built-on-ethereum/). Over 80% of tokenized assets today exist on Ethereum. Trusted by the world's leading asset managers and infrastructure providers, Ethereum’s position stems from its robust architecture: It is the most secure and decentralized blockchain in the world, offering unparalleled reliability and zero downtime. > Yet ETH — the asset underpinning this transformative system — remains among the most significantly mispriced opportunities in global markets today. Despite Ethereum’s clear market dominance and substantial technical upgrades, ETH currently trades far below its 2021 all-time high. We believe this pricing disparity will not persist, and understanding ETH’s unique value proposition presents one of the largest upside opportunities across asset classes today. > ETH is more than just a token — it serves as collateral for the onchain economy, computational fuel, and yield-bearing financial infrastructure. It is actively stockpiled, staked, burned, and utilized. Whereas Bitcoin is a commodity that serves as a simple store of value, ETH is a commodity that can serve as a store of value but also has immense utility — effectively making it a productive reserve asset: digital oil powering the digital economy.

rocket_beer

An ETF is not Bitcoin It isn’t, and that is what my comment said. If you want an ETF, fine. No one is saying the value of an ETF. But it isn’t Bitcoin.

NoUsernameFound179

Useless environment = e.g. Belgium, where you can't buy jack shit with it. Like holding a physical (not synthetic) index ETF is not the same as holding all undelaying stocks? Give me a break. It is exactly the same. With 0 difference in your future outcome. Sprinkle it all you want with doomsday self-custody and not your keys not your bitcoin all you want. It won't make a difference.

rocket_beer

In a useless environment? 🤦🏽‍♂️ An ETF is not at all bitcoin. Period.

NoUsernameFound179

Jeez, you're like those buttcoiners. Copy paste the same explanation over and over. If you buy the the physical backed ETF, it is exactly the same in a useless environment. There is no difference in outcome, no difference in liquidity, no difference valuation. The only difference is usability... which it 0 over here. So no difference.

rocket_beer

Incorrect application of a connection. The main investment/holdings need to be with the asset itself. The ETF is not any actual bitcoin/SATs at all.

NoUsernameFound179

Yet i own a gold ETF too with physical backing. As all I want is exposure to the undelaying asset. I do not care for the self custody. And I can't pay any expenses with BTC yet here. It creates the same demand, price action and adoption rate. There is hardly any practical difference in between holding it a cold wallet and unable to use it in shops, or holding it in an ETF.

wh977oqej9

Currently no. 1, but I'm considering puting some part in BTC ETF. Why? Because of all horror CEX stories and also very clear legal conditions. In my country legal and tax policy regarding BTC is very unclear - but when holding BTC ETF on IBKR it is all clear.

ConfuciusYorkZi

idk how tax works in USA, but I have read through threads on how they are gaining dividends to reinvest back into MSTR and BTC, through MSTY. I dont live in US, but do play MSTY. I would recommend researching about MSTY and adding a little bit to your portfolio so you can use more dividends to stack more BTC and MSTR. Your're doing so well, I wish you the best. For MSTY info, can find at Yieldmax ETF's reddit page.

ffihjjvrhj

ETFs, MSTR included in the Nasdaq, I’m pretty sure Blackrock is the biggest holder of BTC, small companies like GameStop or Steak n Shake using/investing in BTC. IBIT is the fastest growing ETF ever made, quicker than gold. Let me see you move $1,000,000 worth of gold at the speed of light for cheap compared to what it would take for physical gold. Also, unrelated but stable coins would allow the USD to essentially export american dollars to other countries so they can use them via stablecoins on the ETH or SOL blockchains. This would benefit the US and benefit other people in countries with high inflation and currency debasement. There’s probably more but thats all i can think of rn

fairlyaveragetrader

It's probably going to start behaving similar to gold, the market cap gets big enough it starts taking very large amounts of money to move it around. It's already fairly concentrated with a few large players having gigantic amounts. Chances are they will slowly sell some of that to diversify their assets. you get into a stable trading range. There's one really cool thing going on this time though. We don't really know until it happens but there is a chance since the halvings are so small now that the four-year cycle is over or altered. We should find out next year. If it plays out like it generally has what's going to happen is Bitcoin is probably going to top out at something like 200,000 later this year and at some point next year or into 2027 retrace all the way down to the 69,000 2021 high which would be a natural bear market bottom. It also lines up around the low 70s where we caught support during April. That's what normally happens. But if there is no longer a cycle and it's not driven by the standard flows since we now have a physical ETF and we have a more constant buying demand. No one actually knows what's going to happen. Uncharted waters

Jim_Reality

I heard Blackrock used keys.lol addresses for it's ETF accounts.

InsuranceGuyQuestion

240m ETH ETF Inflow 165m BTC ETF Inflow Crazy to see ETH beat BTC's ETF inflow. Something big is definitely coming.

Another_DC_Resident

50/50 S&P 500 ETF and Bitcoin. But eventually the ratio will be more toward the ETF because of 401(k) versus Roth contribution limits.

MrTheums

While $125 million in inflows is a positive signal, it's crucial to avoid reading too much into a single day's performance. We need to see sustained inflows over a longer period to confirm a genuine shift in investor sentiment. This influx could be attributed to several factors, including increased institutional interest, positive regulatory developments, or simply short-term market fluctuations. It's important to remember that ETF performance doesn't directly reflect the underlying asset's value. Factors like expense ratios, management fees, and market timing can influence ETF returns independently of ETH's price action. Therefore, analyzing the overall market trends, Ethereum's network activity (transaction volume, development activity), and the broader macroeconomic environment is equally, if not more, important than focusing solely on ETF inflows. Long-term investors should maintain a balanced perspective and avoid making hasty decisions based on short-term market movements.

Boogyin1979

>Concerning Blackrock: it's a 3% problem. That's not an enormous problem but it isn't a small one either. If they accumulate more bitcoin it will become a bigger problem. How is it a problem? What the MSTR and ETF crowd either don't understand or do not want to acknowledge is if MSTR or Blackrock, as examples, become adversarial to Bitcoin: the network can simply fork their coins, leaving some them with unspendable UTXOs and a few million empty tax advantaged accounts.

Fun-Sundae4060

If you’re not literally doing everything a bank does for security and asset management/transfer, your wealth is less safe and more prone to going missing than if you kept it in custody in a BTC ETF. Imagine you die in a car crash one day. Nobody except you has the wallet or key to your coins or knew you owned BTC. Your coins will have been lost forever, never to be passed onto your loved ones or children.

KO9

I did say it's unlikely, but it's still a risk if you actually have the keys. ETFs are much safer, but companies like MSTR that track BTC because they own a large amount of it are at risk of things like dilution or company malpractice. Again I think it's unlikely and I own MSTR shares and would own shares in a BTC ETF if I could but these are still risks that are not there if you control your own BTC

KO9

NYKNYC MSTR could (very unlikely imo) go bankrupt or any other number of things could affect the company/share price BTC ETF custodians could fuck up somehow

Low_Chard8134

If you want actual BTC and not just paper exposure via an ETF, you need to consider one of the Crypto IRA providers. Bitcoin IRA and iTrustCapital both have solid security, but iTrustCapital has lower fees, better service, and you can take retirement income in crypto if you choose to do so (Fidelity does not offer this). iTrustCapital also doesn't have commissioned salespeople. Because both Bitcoin IRA and iTrustCapital work with Qualified Custodians, both companies need to hold assets 1:1 off-balance sheet and have contingency plans for bankruptcy. In terms of FDIC insurance, that only applies to USD, not crypto. Both platforms work with institutional storage providers that have some insurance, but no insurance policy covers all of the assets on a given platform.

extrastone

How are ETF's not considered worse than alt-coins? There will probably in our lifetimes, be a country with a government that currently allows ETF's that will confiscate them. Bitcoin is not guaranteed if it's not in self custody.

Theverybestestintown

50% of my NW is in BITX. It's a 2X leveraged bitcoin ETF. I highly recommend it. BITX pays 11% dividends which I choose to reinvest. NFA.

Visual_Building_1666

It's a popular phrase. But to quote another: to each his own. It's a multiple choice question with lots of different answers. For me, the spot BTC ETF works the best. No fear of losing it (which would be a slightly different & very unfortunate phrase: lose your keys, not your bitcoin). To me, it is just as real as anything else I hold as an investment.

KateR_H0l1day

Does having ETF’s in BTC & derivatives like MSTR count, or is only the coins themselves that count? I remember 2014 & 15 talking about it with 2 work colleagues, but none of us bought then, to the best of my knowledge 😢. Ohhhh how little we need, but I’m glad to be in the crypto game now.

coinfeeds-bot

tldr; Spot Ethereum ETFs saw $125 million in inflows on Tuesday, marking their best day since February, with BlackRock’s iShares Ethereum Trust ETF leading with $80 million. This surge coincided with Ethereum's price rising above $2,800, its highest in nearly four months. Analysts attribute the growth to SEC Chair Paul Atkins' comments on potential regulatory relief for DeFi. Spot Ethereum ETFs have amassed $745 million in 11 days and $3.5 billion since their launch last July, signaling renewed institutional confidence in Ethereum's market potential. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

NckyDC

Grayscale have not many left as most of those went into BlackRock ETF and other

AlphaInOrbit

Great advice. VOO is a fantastic tech heavy, S&P500 ETF OP should look into.

Visual_Building_1666

Surprised that Fidelity didn't make the list. They must have a ton, because of their spot ETF.

Different-Hyena-8724

About half. Was already decent enough from stocks about 10 years ago. That allowed me to be risky with BTC. Been all in on ETF's and GBTC since their inception.

Kasegigashira

The ETF. Not Blackrock.

MrTheums

While the correlation between network activity, ETF inflows, and price appreciation is noteworthy, it's crucial to avoid conflating correlation with causation. The $837 million in ETF inflows represent a significant influx of capital, but it's important to analyze the *source* of these funds. Are they primarily institutional investors, or is there significant retail participation? Understanding this distinction is key to predicting the sustainability of the current price movement. Furthermore, the narrative of "new investors" needs further scrutiny. Increased on-chain activity could simply reflect increased trading volume amongst existing holders rather than a massive influx of new users. Analyzing metrics like unique addresses and daily active users would provide a more nuanced picture of network growth. Finally, the current price action should be viewed within the broader context of the macroeconomic environment and regulatory uncertainty. While positive indicators are encouraging, maintaining a balanced perspective and avoiding over-optimism is essential for informed decision-making.

Golf1slife

I don’t really understand, why are people saying we will dump 70-80% again like before? Who is going to sell it down from 130k back to 70k? Saylor isn’t selling, ETF’s prob won’t sell in mass, miners don’t have much btc, whales are going to sell what? 1000btc? Just to have it gobbled up by strategy? It just makes no sense that we follow the typical 4 year cycle dump. Sure, we could have a 20-30% drawdown if things get frothy but going back down to 2021 highs and liquidating 1t in market cap? No way.

undecidedusernameaz

Cash for an emergency fund, stock ETF and a few % in a bitcoin ETF. Park the funds and watch them grow over the next 60 years!

WeakEchoRegion

If you want that 20k to be a source of income, just invest in an ETF like QQQI or MSTY (depending on your risk tolerance). That will give you 100% *passive* income between 40-140% of your $20,000 investment, no trading required. Trade a much smaller amount in crypto on the side if you want to, but don’t expect to make a lot when you’re just starting out and balancing it with classes and a social life

Every_Hunt_160

It's not the community but the prospect of a Cardano ETF (institution) that will actually help ADA's price As for Nano, I don't see any hope for it (price-wise)

diarioechohumo

Easy! I'm sharing my full Bitcoin income strategy using IBIT, designed to work through market cycles, generate cash flow, and minimize taxes over the long term. The strategy is built on the 500-day halving theory, covered call income, margin management, defensive hedging during bear markets, and the principle of never selling the core position. Here's the deep breakdown: I started with \$300,000 in capital: * \$60,000 in a Roth IRA, fully invested in IBIT * \$10,000 in a Roth 401k, invested in SPY * \$230,000 in a taxable brokerage account, fully in IBIT I also borrowed \$165,000 using margin to increase my IBIT exposure. That brought my total IBIT position to \$455,000, at an average cost basis of about \$57/share. Each week, I sell covered calls on my IBIT holdings, targeting around 0.10 delta. Historically, this type of strategy yields around 15% annually. On \$455,000, that generates approximately \$68,250 per year in premiums. Here's how that breaks down: * About \$9,000 in premiums come from the Roth IRA and are completely tax-free * The remaining \~\$59,250 come from the taxable account and the margin-funded shares Margin costs me 5.25% annually on the \$165,000 borrowed, which is about \$8,662 per year in interest. I pay this interest using a portion of the premiums collected from the weekly call sales. After interest, my net premium income is approximately \$59,600 per year. Of that, \~\$50,600 is taxable and \~\$9,000 is tax-free. Importantly, I apply the after-tax, after-interest portion of the premiums—what I call "net net income"—to gradually reduce the margin balance itself. Over time, this means my debt is shrinking while the asset value of IBIT potentially grows. Even before a cycle peak, I’m reducing risk in the background without selling any shares. In addition, from my full-time job earning \$56,000/year, I contribute approximately \$600/month to my investment accounts. This ensures I meet the annual Roth IRA contribution limit while slowly boosting my long-term tax-free holdings. I contribute 6% of my salary to my Roth 401k, and my employer matches 4% into the same Roth 401k. Because of my combined salary and taxable option premium income, I land in the 24% to 32% federal tax bracket, plus California’s 9.3% to 11.3% income tax bracket. On the \~\$50,600 in taxable premiums, I expect to pay around \$22,000 to \$25,000 annually in taxes. But here's where the real strategy kicks in: My core principle is to never sell IBIT. Instead of realizing capital gains, I generate weekly income from covered calls while allowing the ETF to appreciate. This avoids triggering taxable events related to selling. The only time I'd realize a gain is if I get early assigned on a call and my shares are called away. If that happens, I’ll check the holding period. If I've held the shares for more than one year, I qualify for long-term capital gains; if not, I try to avoid assignment by rolling the option out and up. If Bitcoin crashes before the expected ATH window, I have a contingency plan. I can sell a deep in-the-money LEAP call at a much lower strike than planned—perhaps even \$25 or \$30—depending on the price at that time. This allows me to raise enough capital from the LEAP premium to pay off the margin and eliminate interest payments. I don’t panic sell IBIT. Instead, I use the premium income and the LEAP structure to manage downside risk while keeping my core holdings intact. When the market reaches its expected peak (based on the 500-day post-halving theory, which puts the next top around September 2025), I plan to sell a deep-in-the-money (DITM) LEAP call, such as a Jan 2027 expiration with a strike around \$30 or \$40. If IBIT reaches \~\$100/share by then, a DITM LEAP can yield a very large premium, potentially \$50+ per share. Selling this LEAP gives me a large upfront cash inflow without actually selling my shares. I use that LEAP premium to fully pay off the \$165,000 margin balance. That eliminates interest costs and removes margin call risk entirely. Most importantly, because a LEAP sale is an open position, I don’t pay taxes on that premium until one of three things happens: the LEAP is assigned, expired, or closed. Until then, it's unrealized. This is key: I remove debt at the market top, neutralize risk, and defer taxes. I can then continue selling weekly calls on any uncovered portion of my IBIT, generating more income even after locking in the top through the LEAP. During the bear market phase (typically about 12-18 months post-ATH), I accumulate cash from call income. I do NOT DCA blindly. Instead, I hold and wait. When we hit deep bear market lows (expected late 2026 or early 2027), I plan to buy more IBIT or rotate into leveraged ETFs like BITX, or long-term LEAP calls on IBIT or MSTR. This aggressive reinvestment during fear phases is how I compound over multiple cycles. The strategy I follow during the bear market is almost identical to what I do in the bull phase, but inverted. I shift from selling calls on IBIT to doing the same with inverse instruments. I apply the same covered call strategy to positions in inverse ETFs like SBIT or BITI, or use shares of inverse MicroStrategy proxies like SMST or MSTZ. I sell weekly calls against these bearish instruments while they appreciate in a declining market. This provides income during downtrends and gives me even more cash to deploy when the market bottoms out. The account structure is also intentional: * Roth IRA: tax-free growth + tax-free weekly income from calls * Roth 401k: tax-free SPY growth * Taxable: income and appreciation with margin flexibility By combining this structure with cycle-based timing, I avoid taxable sales, maximize cash flow, defer realized gains through LEAPs, and only reinvest at the deepest value points. This isn’t financial advice, but it is my real strategy: full-time job, low lifestyle cost, Bitcoin ETF compounding, option income, responsible use of margin, applying premium income to reduce debt, contingency planning for early crashes, bear market hedging, and cycle-based patience. I’m not trying to time days or weeks. I’m trying to own time itself.

diarioechohumo

Easy! I'm sharing my full Bitcoin income strategy using IBIT, designed to work through market cycles, generate cash flow, and minimize taxes over the long term. The strategy is built on the 500-day halving theory, covered call income, margin management, and the principle of never selling the core position. Here's the deep breakdown: I started with $300,000 in capital: * $60,000 in a Roth IRA, fully invested in IBIT * $10,000 in a Roth 401k, invested in SPY * $230,000 in a taxable brokerage account, fully in IBIT I also borrowed \$165,000 using margin to increase my IBIT exposure. That brought my total IBIT position to \$455,000, at an average cost basis of about \$57/share. Each week, I sell covered calls on my IBIT holdings, targeting around 0.10 delta. Historically, this type of strategy yields around 15% annually. On \$455,000, that generates approximately \$68,250 per year in premiums. Here's how that breaks down: * About \$9,000 in premiums come from the Roth IRA and are completely tax-free * The remaining \~\$59,250 come from the taxable account and the margin-funded shares Margin costs me 5.25% annually on the \$165,000 borrowed, which is about \$8,662 per year in interest. I pay this interest using a portion of the premiums collected from the weekly call sales. After paying interest, my net premium income is approximately \$59,600 per year. Of that, \~\$50,600 is taxable and \~\$9,000 is tax-free. I also work a full-time job earning \$56,000/year. I contribute 6% of my salary to my Roth 401k, and my employer matches 4% into the same Roth 401k. Because of my combined salary and taxable option premium income, I land in the 24% to 32% federal tax bracket, plus California’s 9.3% to 11.3% income tax bracket. On the \~\$50,600 in taxable premiums, I expect to pay around \$22,000 to \$25,000 annually in taxes. But here's where the real strategy kicks in: My core principle is to never sell IBIT. Instead of realizing capital gains, I generate weekly income from covered calls while allowing the ETF to appreciate. This avoids triggering taxable events related to selling. The only time I'd realize a gain is if I get early assigned on a call and my shares are called away. If that happens, I’ll check the holding period. If I've held the shares for more than one year, I qualify for long-term capital gains; if not, I try to avoid assignment by rolling the option out and up. Now, when the market reaches its expected peak (based on the 500-day post-halving theory, which puts the next top around September 2025), I plan to sell a deep-in-the-money (DITM) LEAP call, such as a Jan 2027 expiration with a strike around \$30 or \$40. If IBIT reaches \~\$100/share by then, a DITM LEAP can yield a very large premium, potentially \$50+ per share. Selling this LEAP gives me a large upfront cash inflow without actually selling my shares. I use that LEAP premium to fully pay off the \$165,000 margin balance. That eliminates interest costs and removes margin call risk entirely. Most importantly, because a LEAP sale is an open position, I don’t pay taxes on that premium until one of three things happens: the LEAP is assigned, expired, or closed. Until then, it's unrealized. This is key: I remove debt at the market top, neutralize risk, and defer taxes. I can then continue selling weekly calls on any uncovered portion of my IBIT, generating more income even after locking in the top through the LEAP. During the bear market phase (typically about 12-18 months post-ATH), I accumulate cash from call income. I do NOT DCA blindly. Instead, I hold and wait. When we hit deep bear market lows (expected late 2026 or early 2027), I plan to buy more IBIT or rotate into leveraged ETFs like BITX, or long-term LEAP calls on IBIT or MSTR. This aggressive reinvestment during fear phases is how I compound over multiple cycles. I also don’t sit idle during down markets. I’ll consider inverse BTC ETFs like SBIT to profit from the downside, or use puts or inverse ETFs on MicroStrategy like MSTZ or SMST. I hedge actively and build war chests during bear phases. The account structure is also intentional: * Roth IRA: tax-free growth + tax-free weekly income from calls * Roth 401k: tax-free SPY growth * Taxable: income and appreciation with margin flexibility By combining this structure with cycle-based timing, I avoid taxable sales, maximize cash flow, defer realized gains through LEAPs, and only reinvest at the deepest value points. This isn’t financial advice, but it is my real strategy: full-time job, low lifestyle cost, Bitcoin ETF compounding, option income, responsible use of margin, and cycle-based patience. I’m not trying to time days or weeks. I’m trying to own time itself.

MrTheums

While the rapid AUM growth of BlackRock's Bitcoin ETF is undeniably impressive, it's crucial to avoid conflating speed with inherent value or future performance. This rapid adoption likely reflects a confluence of factors: institutional investor interest, the perceived maturation of the Bitcoin market, and potentially, a flight to perceived "safe haven" assets amidst broader economic uncertainty. However, we should remain cautious. The ETF's success is also influenced by market sentiment and regulatory developments. A shift in either could significantly impact its future trajectory. Long-term analysis requires examining factors beyond initial hype, including the ETF's expense ratio, trading volume, and the overall liquidity of the Bitcoin market itself. Simply put, fast growth is not a predictor of sustained success.

kpooo7

BTC hodler since 2021, this cycle feels very different to me, it was the retail investors that moved the cycle, now with the ETF’s and other biz and gov adoption - and support, feels like this cycle is going to 🚀

Wise-Grapefruit-1443

“This is the greatest ETF in the history of ETFs. All the best people are buying it. This ETF – and there’s really no other ETF like it – is ultra successful. Tremendous performance.” No, but really this time

partymsl

Good ol Spot ETF teasing is back, fellas.

coinfeeds-bot

tldr; BlackRock's iShares Bitcoin Trust ETF has surpassed $70 billion in assets faster than any other ETF in history, achieving this milestone in just 341 days, compared to 1,691 days for the gold-based GLD ETF. Bloomberg analyst Eric Balchunas highlights the fund's rapid growth and its legitimacy among major investors. BlackRock currently holds $76.19 billion in digital assets, and CEO Larry Fink warns that rising US debt and the growth of digital assets like Bitcoin could challenge the dollar's supremacy as the global reserve currency. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Different-Hyena-8724

I like to think I have a decent stack. But I've never really been able to make the type of money that would offset the anxiety. But when I have made some money, you are literally putting up $100,000 in this process in exchange for the ability to maybe catch the top and sell at the bottom. And if you don't do it exactly right, you're probably going to lose. Money. So for instance right now, let's say I have $100,000 on Gemini. If I try to catch the market at 110k or 112k and sell it all, I think at the moment it's going to charge about 2K of fees to facilitate that sale. Now you can buy back in when you think it hit its local bottom. But if you buy back into early, then you might leave money on the table. And if you buy back in too late it's the same story. Usually your exchange is the only charging big fees on one side of the transaction such as the sale because they are the facilitator of the market for you. So until you start getting into the millions of dollars, you're not making money just swing trading Bitcoin. And this brings us to our last point. Options. I feel like if you have good technical analysis and you want to actually trade, options are the best way to do it right now with everyone's sky high fees. I don't think options have near the fees but someone please correct me if I'm wrong here. I also secretly have this mindset that the options market is rigged. I kind of feel like it is a place that whales keep their fingers on the pulse. Until then, just buy and hold. I have an IRA savings account that an old 401k rolled over into. It's making that sweet sweet 5% month after month. Doesn't deviate and it's always a very dependable 5%. And then I have my own investment accounts that I purchased BTC ETFs with. In less than one year my ETF accounts tripled the Roth savings account. Also I now think with the crime surrounded around token thefts, I feel much safer just holding it in a ETF as I'm just an IT nerd. Yes I know somebody can just Sam bankmanfrieded my ETF money, but I'm diversified enough that I don't really worry too much anymore about that pile among many piles.

420osrs

It's called tracking error. You can actually look this up for any ETF or ELN.

Fly-Ry

Why? I prefer BITB where the expense ratio is lower, There's plenty of volume in BITB. I could actually do both I have exposure to IBIT also. Just wondering why you think options on i bit are better than BITB? Are you trading options at all, I don't want my shares to be called away, how could I live with myself, a sell out paper hands yolo my 401k into the ETF wsb style.

LetWinnersRun

If you are going to trade options on Bitcoin ETF, it needs to be IBIT.

Good_Extension_9642

You can move it to Fidelity and buy BTC ETF

dmendel305

M1 invest in the ETF IBIT. Yes you don't have self custody but you mitigate all your other issues. Even with itrust you don't have self custody

The_Dog_Pack

Who manages the 401K, Fidelity? Etrades? You may have options even if your plan does not provide them. BrokerageLink allows Fidelity 401 (k) owners to invest outside of your company's plan. Then you can buy an ETF.

icebergcap

Well, that's not what they said. They said withdraw and put it into BTC. Some 401k plans allow you to self manage funds, which would allow OP to go the ETF route.

billsatori

Assuming you are in US. After you leave your job, you can transfer your 401k to Rollover IRA and invest in BTC ETF. If you simply withdraw and buy BTC, you will pay 10% penalty plus taxes which will be 20%-47% total depending on income. I would never quit a job unless I found a better job.

guy_from_TO

Trade the ETF in a tax free account.

critiqueextension

Ethereum's recent 8% surge is partly driven by the Pectra upgrade enhancing scalability and staking, which has contributed to increased investor confidence and technical momentum. However, some analysts warn that despite bullish signals, Ethereum faces resistance around $3,000 and potential volatility due to macroeconomic factors. \n\nSources: [CoinCentral](https://coincentral.com/ethereum-eth-price-breaks-above-2700-as-staking-hits-record-high/), [Investing Haven](https://investinghaven.com/crypto-blockchain/coins/ethereum-blazes-past-resistance-could-eth-hit-3500-before-june/) * [Ether Price Volatility Relative to Bitcoin Hits Highest Since FTX Crash](https://www.coindesk.com/markets/2025/06/10/ether-more-favored-by-traders-as-volatility-against-bitcoin-hits-highest-since-ftx-crash) * [ETH Surges 8%: 'You Haven't Seen What Ethereum Is Capable Of In ...](https://www.benzinga.com/crypto/cryptocurrency/25/06/45860625/eth-surges-8-you-havent-seen-what-ethereum-is-capable-of-in-this-cycle-analyst-warns) * [ETH jumps 8% on staking milestone and ETF Inflow spike, reclaims ...](https://crypto.news/eth-jumps-8-on-staking-milestone-and-etf-inflow-spike-reclaims-2700/) ^(This is a bot made by [Critique AI](https://critique-labs.ai). If you want vetted information like this on all content you browse, [download our extension](https://critiquebrowser.app).)

Few-Education-5613

Easy, I trade an ETF in my Tax free savings account!

Advancebo

Fidelitys Bitcoin ETF is the Wise Origin Bitcoin Fund. https://institutional.fidelity.com/advisors/investment-solutions/asset-classes/alternatives/fidelity-wise-origin-bitcoin-fund Their crypto/ira account has normal pricing for bitcoin. https://www.fidelity.com/crypto/overview