ETF

Kakkarot1707

My portfolio: 35% bitcoin, 10% stock / ETF / 401k, 55% physical assets (collectibles, property, etc…) YOU MUST diversify my man….im a STRONG believer in bitcoin superiority, but you need to diversity. Trust me

BaldBear_13

nobody knows what will happen. For price to fall, there will have to be some bad news, like Strategy liquidating, or another major exchange folding. Likewise, rapid growth will require some positive news, like new legislation or acceptance by some large corporation (e.g. Vanguard ETF or Amazon accepting payments in BTC).

davidn281

He’s not incorrect. The majority of the population are not orange pilled / worried about the financial monetary system. They just want to make money. ETF’s give them that without having to worry about storing seed phrases and if it gets lost or if they forget it etc. Also no worries about getting robbed for your crypto. A lot of people don’t want to be their own banks. Not your keys, not your cheese. How do you think stocks work? You buy it, hold it, sell it in exchange for money. No one is getting robbed for their $VOO stocks. Also a Bitcoin ETF would give some kind of SIPC protection through the brokerage. Also in certain accounts with a ETF, you can trade Bitcoin as often as you want without triggering a taxable event. Same cannot be said on an exchange. Also in a Roth, you can avoid paying taxes altogether. I been holding bitcoin for a while and see orange but I’m not blinded to see that the ETF does have a lot of benefits and is very positive for this space.

BeginningMost6014

Makes sense and amazed that nobody says this lol (I'm all ETF, for example)

Teddyjames23

ETF

whatwilly0ubuild

The ATH question and the TradFi integration concern are kind of separate things and I'd push back on linking them too directly. On the ATH question, nobody knows. Anyone claiming certainty about BTC price in 2026 is selling you something. The macro setup with potential rate cuts, ETF flows maturing, and post-halving supply dynamics all point toward bullish conditions, but crypto has a way of doing the opposite of whatever seems obvious. Our clients doing portfolio work treat BTC price predictions as entertainment, not analysis. The TradFi integration trend you're describing is interesting but I don't think it's a liquidity drain concern. If anything it's the opposite. Exchanges offering stocks and gold are trying to capture wallet share from people who would otherwise move funds off-platform to trade those assets elsewhere. They're keeping users in the ecosystem rather than losing them to Robinhood or traditional brokers. The money wasn't going to sit in BTC anyway, it was going to leave. The narrative dilution argument is more philosophical. Yeah, Bitcoin started as an alternative to traditional finance and now exchanges are becoming one-stop shops that include TradFi. But Bitcoin's value proposition doesn't depend on exchanges being crypto-purist. It depends on Bitcoin's own properties, the fixed supply, censorship resistance, settlement finality. Those don't change because Bitget lets you trade gold. What I'd actually watch is institutional allocation trends and on-chain accumulation patterns, not exchange product roadmaps. The people moving serious capital into BTC aren't doing it through the same platforms retail uses for gold speculation. The maturity framing is probably right. Early crypto was ideological, current crypto is financial infrastructure. That's just how adoption works.

whatwilly0ubuild

Both, but mostly leverage risk compounding overconfidence. The "insider" reputation thing is dangerous because it creates a feedback loop. Guy makes some good calls, builds a following, starts believing his own narrative about having an edge. Then he sizes positions based on conviction rather than risk parameters. Works until it doesn't, and when it doesn't the leverage makes the loss catastrophic instead of manageable. The actual lesson isn't that insiders don't exist or that information edges are fake. Some people genuinely do have better information or pattern recognition. The lesson is that even a real edge doesn't mean every trade wins, and position sizing has to account for being wrong regardless of how confident you feel. What I've seen with our clients doing quantitative work is that the best traders are almost boringly mechanical about risk. They'll have strong views but the position size is determined by volatility and max drawdown tolerance, not by how sure they feel. The "I'm confident so I'll size up" mentality is how you blow up accounts even with a genuine edge. Crypto specifically punishes this harder than traditional markets because the volatility is insane and liquidation cascades can move price against you way past your stop. A position that would be reasonable in equities becomes suicide with the same leverage on BTC during a volatile week. The narrative thing is real too though. People convince themselves the market "has to" go a certain direction because of halvings or ETF flows or whatever, and they forget that markets can stay irrational longer than you can stay solvent. Price doesn't care about your thesis being eventually correct if you get liquidated before it plays out.

CoffeeAlternative647

ETF's actually increase on chain transactions. Its another source of on chain activity. It buys Bitcoin for people that wouldn't buy it from exchanges.

BeginningMost6014

?? that incomplete statement does not even make sense. Also, are you implying that whatever you are trying to say is exclusive to just an ETF?

Scott7894

Another nail in the coffin for the death of crypto. The adoption is meaningless, the ETF has to hold crypto, they make a fortune in fees from you buyers, and you think you are making money ?

focal78

# Key Insights from the Cryptocurrency Market Report * **Bitcoin (BTC)** maintains its dominance with a market cap of **$1.79 trillion**, despite a **2.37%** price drop in the last 24 hours. * **Ethereum (ETH)** faces a **3.63%** decline, with net ETF outflows of **-$98.3 million**, indicating cautious investor sentiment. * **Solana (SOL)** shows rising interest in derivatives with a **1.92%** increase in open interest, even amidst a **3.06%** price decrease. **Explore insights on Bitcoin, Ethereum, Solana, and more!** [Report](https://askfocal.com/focal/workflows/reports/13933?is_legacy_report=false&utm_source=reddit&utm_medium=organic&utm_campaign=marketintelligence&utm_content=mi-0108)

Fear_Blind83

BLACKROCK CUSTOMERS PURCHASE $1.027B OF IBIT ETF SHARES.... Stop the presses 🙄

XXsforEyes

I’m a Vanguard ETF guy (per their fiduciary responsibility) with a regular DCA into VTI, VXUS, VOO but also Investco QQQ, alongside some real estate. As much as I think Bitcoin is a phenomenal investment, heavy concentration into one asset class can be disastrous. Diversification is your friend!

gooptax

Absolute dog shit advice in this thread. *Obviously* you should diversify OP. *Obviously* placing all of your money and faith in one “asset” is *dumb*. It’s more than dumb, it’s *ignorant*. BTC exposure? Yes. 100% BTC? Absolutely not. At *least* expose your portfolio to a total domestic and total foreign market ETF/MF. If you have to ask if this is a good idea then I can guaranteeeee you will not have the stomach for holding BTC solely.

devCheckingIn

The timing of the ETF dumps right into the rally is unreal. I doubt all of retail decided on Tuesday it would be a great time to sell. Maybe some of it was leftover excess from 2025 that funds were unloading. Who knows.

Melodic_Figure_2692

This Morgan Stanley ETF filing feels like a turning point, especially for assets like BTC and SOL that already have strong communities. Institutional interest usually pushes exchanges to compete harder on features and incentives for regular users. BYDFi is one example I’ve noticed where they leaned heavily into that in 2025, both with campaigns and product milestones. Their MoonX product apparently hit a new milestone last year, which they framed as one of their bigger achievements. Between ETF news and exchanges leveling up, 2025 really felt like a setup year for broader adoption.

AutoModerator

Post is by: obolli and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1q79fi5/245_reddit_posts_across_the_top_20_crypto/ Overall sentiment across the threads is bullish: users are optimistic about institutional adoption, ETF filings/inflows, and continued accumulation via DCA and hodling. That optimism is tempered by repeated concerns about volatility, custody risks, scams/hacks, regulatory uncertainty and technical bugs but the dominant mood is buy-and-hold and belief that structural tailwinds (ETFs, institutions, liquidity) support higher prices. **Bear Arguments** Key bearish concerns include short-term volatility, large leveraged liquidations and stop hunts, and concentrated ownership (institutions/exchanges/governments) that could cause disruptive selling. Users flagged operational risks: exchange freezes, scams, protocol/client bugs (Bitcoin Core v30 wallet deletion risk), and custody failures. Regulatory uncertainty (market-structure bills, tax policy changes), hacks, and privacy-tool restrictions (Tornado Cash) also create caution—alongside worries about mining economics, potential forced selling by corporate holders (e.g., MicroStrategy/STrategy headlines) and the risk that growing TradFi involvement changes market dynamics. **Bull Arguments** Main bullish drivers discussed are institutional interest and ETF activity (BlackRock, Morgan Stanley, Grayscale filings and steady ETF inflows), ongoing accumulation by whales/ETFs, and narrative that time-in-market/DCA and hodling are the best strategies. Technical and real-world adoption signals—rising hashrate, creative mining use cases (waste heat reuse), Lightning network payments/cards, and expanding custody/investment products—are cited as durable fundamentals. Macro narratives (liquidity/QE and potential Fed easing) and models projecting large upside also fuel optimism; many comments encourage long-term holding and increased allocation. I analyze all posts daily through sentiment analysis on reddit, that's the ai summary of all posts from yesterday until this morning. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Azatis-

most bullish thing ever was the first announcement for ETFs, now is it just another ETF thing

Amber_Sam

Welcome aboard. We all have been where you're at right now. Read/bookmark this guide and make sure to learn along your journey. Congrats on the move, it's never too late, [despite new people thinking otherwise](https://old.reddit.com/r/Bitcoin/comments/rskpuf/i_have_only_600_bitcoinsi_missed_the_bus/). ONLY INVEST MONEY YOU CAN AFFORD TO LOSE. Invest in your knowledge, learn about Bitcoin as much as you can. The Bitcoin Standard book is a must read. So is Broken Money by Lyn Alden. Also, **don't reply any DMs**, emails, private messages on other social media, promising to buy Bitcoin from them or get rich quick by investing into some website. They all are scammers. Even the hot Asian chick, he's a scammer too. **Price wise, nobody knows what the price will be tomorrow, next week or at the end of the year.** **Try "Bitcoin ONLY" strategy for at least the first 210,000 block cycle**, you'll sleep much better. Newcomers lose so much money, holding garbage tokens just because someone on YT told them to. If you don't like losing money in [failed coins](https://www.coingecko.com/research/publications/how-many-cryptocurrencies-failed), avoid. Going DCA is probably the best approach, IMHO. Once a week works best for me, but I'm getting paid weekly. If there's a 10% drop in the price since my last buy, I usually double my buy. This [DCA calculator](https://dca.bitnob.com/) might help to decide what will work best for you. In a few years, even $10 dollars a month can make a massive difference. This [DCA blog](https://er-bybitcoin.com/) is pretty interesting too and compares buying bitcoin VS stocks. Now, don't buy some fake bitcoin at a spot ETF place or similar, **get the real thing** that you can withdraw anytime you want. Register at a proper exchange and buy real Bitcoin. Any of these will do [https://bitcoin-only.com/get-bitcoin](https://bitcoin-only.com/get-bitcoin) Install (or buy - in case you're getting Bitcoin in Thousands of $) one or more of these wallets. **A few good wallet choices:** [https://blockstream.com/green/](https://blockstream.com/green/) \- Top Security Features, Open Source and Non-Custodial [https://bluewallet.io](https://bluewallet.io/) \- excellent, easy to use wallet, Open Source and Non-Custodial [https://www.sparrowwallet.com](https://www.sparrowwallet.com) - top desktop wallet [https://electrum.org](https://electrum.org/) \- Solid choice, Open Source and Non-Custodial, one of the oldest and most trusted Bitcoin Wallets. I prefer the desktop version but it works on mobile too. **Lightning wallets** to consider (cheaper and faster transactions, great for small amounts): [https://phoenix.acinq.co/](https://phoenix.acinq.co/) \- Phoenix - very good wallet, uses Tor for extra privacy, easy for anyone new [https://blixtwallet.github.io/](https://blixtwallet.github.io/) \- Blixt - great UI, fast and clean. The app runs a full LND node on your phone and you have the ability to easily open channels to whatever nodes you like. [https://zeusln.com/](https://zeusln.com/) Zeus - impressive wallet with many features, can even generate Nostr keys [https://breez.technology](https://breez.technology/) \- Breez - excellent POS for small business owners as well as integrated Bitrefill Note: Breez does also a hybrid liquid/LN wallet called Misty Breez - the sats being on liquid means no need for channels although the payments take a few extra seconds. You'll also can get a free customable LN address. While talking about hybrid wallets, there's also Aqua Wallet although not IMHO as good as Misty Breez. There are also custodial LN wallet but I would honestly avoid using them because you have to trust the wallet operator not to steal your money. Their only advantage is that they are incredibly easy to use, although it might cost you big one day. To keep up to date with spending wallets, visit r/TheLightningNetwork at least once a while and perhaps r/RGB in the future. **Hardware Wallets** (to store larger amounts): [Trezor](https://trezor.io/) \- Easy to use, no matter how new in Bitcoin you're. Use the Bitcoin only firmware as it's safer than a multi coin software. [ColdCard](https://coldcardwallet.com/) - air gapped, Bitcoin only, has advanced features but a new user will do fine with one of the great tutorials available. [BitBox02](https://bitbox.swiss/bitbox02/bitcoin-only/) - another great little device, opt for the more secure Bitcoin ONLY version (less coins = less code = less chance for a hidden bug or a backdoor) [Jade](https://blockstream.com/jade) - air gapped, fully open source, Bitcoin only, great features. There's a newer version called Jade Plus, it has much better camera and overall is a better, although a bit more expensive, option. You can even [build it on your own](https://github.com/Blockstream/jade/), if you feel adventurous. [Seedsigner](https://github.com/SeedSigner/seedsigner) - another DIY, fully open source, air gapped, Bitcoin only hardware wallet, not for you if you're just starting up but something to consider later. [Krux wallet](https://selfcustody.github.io/krux/) - one more DIY hardware device, I love this one for many reasons. Similar to Seedsigner, it's fully open source, air gapped, Bitcoin only hardware wallet, that is not for you right now if you're just starting up, but something to consider at a later stage and/or to up the security of your bitcoin. There's also Ledger, but I wouldn't recommend it as it's not fully open source, keep and already leaked customers' details, recently said they're capable of sending customers' keys out just with a firmware update, etc. **Stay away**, save yourself a headache in the future. Whatever wallet you'll decide to buy, purchase DIRECTLY from the manufacturer, no eBay, no Amazon. Make sure the device is NOT preset, and you will generate your own seed words. Write them down on any piece of paper as well as the receiving address. Now wipe the wallet and generate a new wallet. If the seed words are different from the first set, you're safe to use it. Find an option to set a passphrase and use it. This will boost the security to another level. Never store the seed words and passphrase together. Use a different medium if possible. If somebody finds both, they'll be able to steal your coin. This little device will hold the keys to your money, that's the reason why you have to be a bit more careful. Also, no worries, if it breaks, you can replace it - as long as you keep your seed words and passphrase(s) safe. Welcome to the rabbit hole and don't hesitate to ask if you have any questions anytime during your Bitcoin journey. Also, [check the sidebar](https://www.reddit.com/r/Bitcoin/about) that's filled with lots of great info and if you have any questions, visit r/BitcoinBeginners or r/Bitcoin and look for the answers.

Dipluz

It could be, if lets say they move 5% of all their managed 401k funds into said ETF.

Whole-Reserve-4773

Buying BTC yourself is best but everyone overlooks the 401k and ira . It’s 100% necessary to use ETF to get bitcoin exposure there

Enough_Angle_7839

BlackRock has likely been closely monitoring the crypto market for many years, even before its public involvement became visible. The firm’s Aladdin platform is widely recognized as a sophisticated data-driven risk management system, and it would be reasonable to assume that it incorporates advanced analytics and AI-based tools to assess global market dynamics. It is also plausible that BlackRock began exploring digital assets long before launching its spot Bitcoin ETF products, gradually building internal expertise and market exposure as the regulatory environment evolved.

Fabulous-Wasabi-9358

Never understood the concept of not putting anything you cannot afford to lose into Bitcoin and crypto. As you rightly pointed out, fiat is dying too. Stocks are just as risky. So what's left, ETF's and commodities? I have gone all in on BTC and ETH. Guess time will tell if I retire comfortably or in a gutter.

omakase_every_day

I see that BTC (grayscale Bitcoin mini trust ETF) has an expense ratio of 0.15%. Downside is net asset size: ~4B compared to ~67B of IBIT. But the expense ratio is lower.

NorthvilleGolf

It’s a spot ETF. Blackrock purchased bitcoin to support the IBIT holding.

WeakEstablishment686

At this point in my view it’s financially irresponsible to NOT have a portion of your wealth allocated to bitcoin. Step back and remember everything bitcoin went through since it’s inception. Illegal transactions, hacks/theft, a ridiculous amount of skeptics, media/bankers/analysts broadcasting that it’s going to 0, multiple 75% crashes only to rebound harder, resolutions between developers on its future. Read the white paper, it’s a brilliant idea at its core. Now look where we are. Down 30% from the all time high. Sure it could fall more but who cares if your horizon is 10+ years which it should be. Buy even more on the dip. Banks, universities, Vanguard‘s change of heart, Blackrock ETF (!!), this country’s president, entire countries are all putting their money into it. The wealthy are stealthily accumulating while we bicker and panic about minor fluctuations and where it’s headed. All of this and there is less than 21 million available. Simple supply and demand. Don’t let them steal your share. We’re lucky it’s not at $300k.

FileAlternative2020

In simple terms, BTC itself lives on the blockchain and control of it depends on control of the private key, so you either trust a third party to keep this secure or secure it yourself. Each comes with a level of risk. Shady exchanges are a big no for third party trust, but well-regulated ETFs/ETPs (or exchanges) can reasonably be trusted. Some risks include: ETF/ETP 1. The institution's security failing and them losing the bitcoin e.g. external hack or internal fraud/theft (low-medium) 2. Government or authority seizure (low) 3. Management fees which compound (built-in) 4. Lose street cred because not as cool as self-custody (high) Self 1. Stolen or lost keys. I think that this is the only real risk and it is a complex one. What is your setup? Do you know how to secure BTC? How much BTC are you holding? Will people know you have BTC and target you? What recovery will your estate have if you suddenly pass? 2. Not really a risk but the BTC network should eventually implement an upgrade in the coming years to quantum-proof itself. I think this will require action by users to move their funds to quantum-secure addresses. Users who fail to do so may be leaving their BTC in quantum-vulnerable addresses. With ETFs/ETPs, this would be taken care of for you. Legal re-structuring or closing of ETFs/ETPs may occur, but you would not really be at risk of 'losing' your interests in the funds. You would just need to find alternatives then. ETFs/ETPs are a product. If it suites your needs, they are reasonably secure to use to 'buy' BTC. This is of course dependent on you checking the specific product that they are not doing shady stuff e.g. not actually owning the BTC themselves. If you really can guarantee the safety of your BTC in self-custody, including the passing on to the next gen, then all other risks are eliminated (short of BTC and BTC network itself failing). Conclusion Conservative: ETFs/ETPs (acceptable) Moderate: Mix (unless BTC self-custody is difficult for you, this seems fair). Aggressive: Self-custody. No third party risk. As a side note, I do recommend everyone to try to self-custody at least a small amount of BTC, in long-term storage wallets and in hot wallets for spending! Simply the learning how to, and the spending money directly using the network without a third party is rather fun in my opinion.

Green_Ad9723

The tax office will tap into your ETF sooner or later and take your money… but you have your wallet in your pocket and can fly on vacation and transfer it to a bank account of your choice without anyone else taking your money… all in BTC

TrueCommunication440

Can you explain how an ETF for bitcoin doesn't represent "real" bitcoin ? Isn't the whole point of bitcoin that folks can do anything they want with it? Like ponzi scheme a la saylor or IBIT ?

Training_Donkey_3625

XRP price is way too low based on it's high growth expectations and Ripple developments, ETF accumulations, rapid tokenization, etc.

low_contrast_black

Honestly? I got into bitcoin bc it was hot and trending. At the time I thought “maybe I can make enough to be free and clear on my mortgage - as a ‘tulip’ asset, it’s prolly got at least five years”. News flash: I no longer own said property, it’s been longer than five years, yet I have not sold any of my bit, despite the fact that, yes, I could have fully paid the mortgage on that property with my bit. Why didn’t I sell? Well, tbh, a combination of changing circumstances and education. I’ve aged, I’ve had time to study, time to form some really strong opinions. Despite having to live in a fiat world, it chaffs my reality. I like math, I like certainty - and bit appeals to this part of me. I’d love to say that I’m prescient, but the truth is my bit education has taken a few years. Fortunately, when I was a n00b, I decided I wouldn’t rebalance my bit position. That was a lucky decision, and one that’s worked out so well for me that I eventually decided to move the majority of my other assets into bit (technically bit exposure via ETF on tax-advantaged accounts). The TLDR is I kinda lucked into it when I did and have stood the test of time since. Luckily, in the beginning, I had distractions and never sold. As time went by, it really became a “holy shit, look at my net worth now” kinda thing. And also, I sometimes question peeps that discount the fiat value of one’s stack - we don’t exist in isolation, and until bit is universal, its fiat valuation is a good yardstick because we do live in the world. Regardless, these days, my interest is really in acquiring more - I understand the tech, I understand the value proposition. I’ve been in the game long enough to understand *“I wish I had the $$ to invest back when”*. So these days I DCA - every fucking day I add to my stack, bc I’ve experienced the time-value of bit. Eventually I’ll reach the point where my exit strategy becomes a parachute.

Peterb88

Why not both? There are risks for both. By spreading between ETF and self-custody you are lowering each risk. We can’t foresee the future we can mitigate risks.

coinfeeds-bot

tldr; Ethereum is gaining institutional support, with endorsements from figures like Tom Lee and Morgan Stanley's filing for an Ethereum ETF. However, the iShares Ethereum Trust ETF (ETHA) is nearing a 'death cross,' a technical signal indicating fading momentum. While Ethereum's long-term potential in tokenization and real-world assets is strong, short-term demand and price action remain challenges. The ETF's approval could enhance institutional adoption by linking exposure to staking rewards, but traders are cautious about current momentum. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

coinfeeds-bot

tldr; Morgan Stanley has filed for spot Ethereum ETFs, aiming to track ETH's price and pass staking rewards to shareholders. This marks the bank's first foray into the crypto ETF market, alongside applications for Bitcoin and Solana ETFs. The move reflects growing institutional interest in digital assets, with other major banks like Bank of America and BlackRock also expanding crypto offerings. Despite this, the broader crypto market faces challenges, including a $600 billion drop in Bitcoin market cap and heightened volatility. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Huskan543

Keep an eye on what Comex does regarding silver futures, as well as what JPM does regarding SLV… if they ever do cash settlement instead of providing the physical, then you must assume the same holds true for a bitcoin ETF or futures…

Head-End-5909

From a practical, investor POV, spot BTC ETF/ETPs makes much more sense. It’s much less complicated than securing your cold storage wallet and much easier for inheritance purposes. If you’re able to invest via a Roth IRA, that would even be a superior option than self custody.

FlatOut1986

“I’m not interested in philosophical or ideological arguments (self-sovereignty, cypherpunk values, distrust of governments, etc.).” Then go with ETF 🤷🏻‍♂️

OutsideBell1951

nah, i'm not a permabear fortunately. caught many longs in 50k range. You should try it, instead of just coping and being a permabull. Your analysis extends to ETF outflows/inflows lol

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Illustrious_Echo3222

The ETF inflow stat is interesting, but I always get cautious when a post ties every data point into a single bullish narrative. ETFs buying does not automatically mean spot price has to follow soon, especially when a lot of XRP supply is still opaque and derivatives are doing their own thing. Wyckoff labels are also easy to slap on in hindsight. I would not ignore the flows, but I would not assume institutions are infallible either. Plenty of them have been early or wrong before.

0XNemesis777

Over 90% of holders outperform traders. Similarly, in the stock market, 90% of hedge funds underperform an S&P 500 ETF.

373331

Morgan Stanley has 1.7 trillion assets under management, their financial advisors can recently recommend a 2-4% BTC allocation and they just filed for their own Bitcoin ETF. Me thinks the institutions are just getting started 🤔

ExpertLocality

ETF in a Roth is just crypto on easy mode. Less bleed, less stress, fewer chances to nuke yourself clicking buttons at the wrong time

ExtensiveBattling

The ETF trade off isn’t cost, it’s more of control cuz, you’re swapping custody risk for counterparty and policy risk. If polymarket ever listed BTC ETF frozen or restricted in a crisis, it wouldn’t be zero. ETFs are fine for tax advantaged exposure, but they’re not a replacement for holding the asset itself

Django_McFly

Spread + fee. Doubling up on ripping you off. If I can buy via defi I buy there because the cost is less of a grift. "Crypto ethos" are the only thing you lose buying the ETF. Most people don't actually use crypto, they just state at a balance in a block explorer. Minimal difference between starting at a balance on an explorer vs your brokerage website. If you aren't actually going to use crypto, store it in the safest place you can given your tech skills. For some that is self custody. For others that's recognizing that they aren't digitally responsible and letting someone who is custody it.

No_South_9912

ETF is easy if you already have a brokerage account setup. Keys, seed phases, cold wallets, exchanges, etc aren't needed.

Head-End-5909

I hold a spot BTC ETF (IBIT) in my Roth IRA because of the tax free growth. I also hold BTC in my cold wallet purchased using Coinbase Advanced.

final_lionel

With SOL you can stake to get around 5% APY. I don't know if SOL ETF is giving you staking rewards

Mundane_Resort_9452

Youre missing the ongoing management fees of the ETF. The initial fees to the broker to purchase said ETF.

VariatCA

Blackrock (IBIT and ETHA) single-handedly kept ETF flows from getting out of hand today. Total BTC outflows today were -$243M, with IBIT being the lone net-buyer at +$228M. This makes $888M worth of blackrock BTC inflows in just 3 days. Total ETH inflows today were +114.7M, with ETHA being basically the lone net-buyer at +198M. This makes $350M worth of blackrock ETH inflows in just 3 days.

Prevalentthought

When you buy shares in the ETF, you own a piece of the fund ...... not the actual crypto coins. I would just use a dex. ETF'S also have continuous fees.

never_safe_for_life

Eric Balchunas, the ETF analyst at Bloomberg, calls ETFs the terrordome for fees and spreads. As an asset class they’ve been driving these as close to zero as possible for decades. Coinbase et. al. are in for a rude awakening as more people figure out exactly the fact you’ve expressed. Their entire business model of taking in 2-3% is toast. It’s only a matter of time before in-kind redemptions become a thing. I say buy the ETF and one day withdraw straight to Bitcoin.

cassydd

If you want to benefit from price movements an ETF is fine and has some advantages. Just remember that the ETF isn't directly correlated to the price of its underlying asset and can't be redeemed for it. Those spreads do seem pretty high though. You tend to get better value for money from an open exchange rather than basic buy / sell.

TotalRepost

On a tax adjusted basis, an efficient ETH digital asset treasury company will perform better. The ETF will only be able to stake about 50% of their ETH while the DAT can stake it all and get a lower tax rate on the staking rewards. Not to mention they may unlock additional yield though leverage or other defi lending

pcm2a

Real token in case you need to flee to a non extradition country. ETF for investing. Best to have both.

devCheckingIn

Crazy ETF outflows today. Wonder what's up with that?

karbonator

You need to ask yourself what you're doing and what your goal is. You will not be unable to use your ETF as currency.

PristineMinute4206

I mean the fees on those are usually crazy high, so I think most people just buy an ETF, go to an exchange, or use something like Cash App instead.

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Romanizer

That's actually why I expected them to exclude it. Strategy and some others act more like a Bitcoin ETF than anything else.

Todo_es

I don't think they will ever remove it. They just filed for a Spot Bitcoin ETF. https://bitcoinmagazine.com/news/morgan-stanley-sec-approval-bitcoin-etf

coinfeeds-bot

tldr; Bitcoin's rally faced resistance at the $94,000–$95,000 range due to a $100 million sell wall, causing a pullback to $91,000. Despite this, on-chain data shows rising stablecoin reserves, indicating growing buying power. Institutional demand remains strong, with significant ETF inflows. The market appears to be consolidating rather than reversing, with pullbacks expected in the low $90,000 range. Sustained demand and reduced sell-side liquidity are needed to break above $95,000. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

roy360

Crap I just found this online: "No, the [Fidelity Ethereum Fund (FETH)](https://www.fidelity.com/etfs/crypto-funds) does not currently stake its underlying Ether (ETH), as Fidelity amended its filing to remove staking, meaning investors won't earn staking rewards directly from the ETF, although it does provide passive exposure to ETH's price. While Fidelity initially proposed staking to enhance returns, regulatory hurdles and considerations led to its removal from the current ETF structure, creating an opportunity cost compared to directly owning and staking ETH." ETHE here I come.

Ghola_Mentat

I’m not sure I would do that. FETH could get approval for staking rewards after you sell. I would find out when you need to hold ETH to get their next distribution and time it around that. I have ETH and all this seemed to happen very quickly. I just noticed yesterday that the name of the ETF had changed to include staking. Didn’t even have enough time to switch to DRIP for that position.

impressivegentleman

Out of curiosity how do you short Bitcoin? Are you shorting the ETF or is there an actual way of shorting the underlying asset (BTC)? Just wondering how most people do this.

SpecialDonkey6563

Yes you should continue to invest with your DCA. I don’t know what other options are available in Canada, but Kraken is fine. You should do some research on hardware wallets for cold storage. When your Kraken balance gets to a certain level, you should get your coins off of Kraken into your hardware wallet for cold storage. The amount is up to you. If it’s only a few hundred dollars, I would leave it on Kraken. But maybe your threshold is $1000. Or $5000. Or $10000. The amount is up to you. Whatever you are comfortable with storing on an exchange. You should also look into buying a Bitcoin ETF in your tax free account for the tax advantage.

b1mm3rl1f3

\- BoA officially begins recommending that clients invest up to 4% of their portfolio in Bitcoin and crypto. (For reference, they manage approx $3T USD so 4% would be approx $120B USD) \- $270 BILLION FINANCIAL ADVISOR RIC EDELMAN URGES FUND MANAGERS TO PUT 40% OF THEIR PORTFOLIOS IN #BITCOIN \- Grayscale’s Ethereum staking ETF, $ETHE, has become the first U.S. ETP to distribute staking rewards to investors \- Morgan Stanley, one of the largest banks in the world, files for Bitcoin ETF \- John Bollinger is bullish on $BTC and "same pattern, bit delayed on $ETH" \- Analyst Gautam Chhugani is bullish on crypto for 2026 \- ADAM BACK: "Buy Bitcoin before governments adopt, prices may escalate significantly." \- Billionaire Arthur Hayes says central bank money printing will send $BTC to $575,000 by the end of 2026

harvested

Morgan Stanley manages 20 ETFs, but mostly under the Calvert/Parametric/Eaton Vance brands. They are launching a bitcoin ETF. It will be the 3rd ETF to bear the "Morgan Stanley" brand. >Pretty remarkable.

MHSN_WEB333

Mostly spot ETF issuers and the flows behind them — asset managers, pension funds, family offices, and some corporate treasuries allocating through regulated products. It’s not just one big buyer, but steady inflows from traditional finance using ETFs as the on-ramp. That’s why it looks different from past cycles driven mainly by retail hype.

Escapement_Watch

“Priced in” only works if the market truly expects it and Morgan Stanley actually filing a btc / Solana ETF wasn't expected. It was a surprise to all. It’s trillions of institutional power hitting the market. (slowly over time) They have a ton of clients (millions of ppl) who will be slowly buying these cryptos and adding millions of inflows daily. It wont move the needle fast but will slowly melt up eventually as the inflows stack. One day crypto will be much less violate like the stock market as the big boys enter crypto.

m00se_hat

Makes sense honestly, the Fed finally easing up and ETF inflows doing their thing is way more relevant than whatever political theater people want to blame. Liquidity drives everything in this market, always has.

abigguynamedsugar

I have a feeling US government crypto holdings will include CRO soon. CDC has been a continuous donator to the US government. The US government is currently holding 98% BTC. Trump media already announced CRO reserves with average buy at $.15. I have a feeling that this year we will see something **ENORMOUS**. Perhaps after Blue Chip ETF approval. I think we could see US announcement to start accumulating CRO. Then we're going to surge close to ATH. Something big is brewing.

AutoModerator

Post is by: Sensitive_Judge_5502 and the url/text [ ](https://goo.gl/GP6ppk)is: https://jalookout.com/2026/01/06/ai-tokens-outpace-memecoins-crypto-2026/ While most of the attention is on the memecoin comeback (especially on Solana), something more subtle is happening.. AI-linked tokens are quietly outperforming. Memes are active, but feel more reactive than leading. ETF inflows into BTC are keeping the whole structure intact. Whats your thoughts on this? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Intelligent-Radio159

Duh…. I’ve been saying this since they launched the ETF… retail stopped driving the ship at that point. We know whose on the other side of every sell at this point and they won’t sell your bitcoin back to you

CharlieKirkGotBeamed

Banned everywhere. ZEC has ETF Nuff said

devCheckingIn

Morgan Stanley has filed to open their own Bitcoin and Solana ETFs. Not sure when that will actually go public but that could be a nice additional source of ETF inflows.

thecryptoguide13

Predicting a $50k retest ignores the structural reality of where the current institutional cost basis sits post-ETF.

coinfeeds-bot

tldr; Bitcoin and altcoins started 2026 with strong market gains, driven by the end of tax sales, institutional investments, and geopolitical events. Bitcoin rose over 7% to $93,600, while Ethereum and XRP also saw significant growth. Increased ETF inflows and correlation with equities supported the market recovery. Geopolitical tensions and portfolio rebalancing further boosted demand for cryptocurrencies. Analysts remain optimistic but caution about potential volatility due to low liquidity and shallow order books. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

VariatCA

Those green candles at market-open this morning were another big sign that ETF's are shopping again, and the daily report confirms it. Today's BTC inflows clocked in at **+$697 Million**, with ETH inflows at **+$168 Million**. That's one of the highest days of inflow in... a very long time lol. ETF's have bought *$1.168 Billion* in Bitcoin in just the first two business days of 2026. Holy crap.

pcm2a

And now you know. Buy bitcoin and hold if you want to invest in crypto. If you dont want the risk of a exchange or a wallet, buy the ETF on Fidelity.

Rent_South

I've been following this sub and the bitcoin market daily since about 9 years and I agree with this statement. And noticed a switch since about 9-12 months. And considered this possibility since ETF.

dubski04021

A lot of doom and gloomers think it’s a bounce, there are a lot of signs telling us otherwise. ETF inflows started to pick up. OI is down, volume is up, HUGE whale buying uptick. I think we hit bottom at $83k but I could be wrong. I do expect a retest of $90k support.

coinfeeds-bot

tldr; In 2025, the number of Bitcoin millionaire addresses dropped by 7,485, ending the year with 148,084 wallets holding at least $1 million, according to Finbold's report. While addresses with $10 million or more increased, mid-tier millionaire wallets declined, indicating wealth concentration. Bitcoin's price fell from $92,600 to $87,100 despite institutional adoption and ETF inflows. The year saw redistribution of wealth, favoring larger holders and long-term capital over speculative gains, marking a shift in on-chain wealth dynamics. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

VariatCA

And yet eventually as the price continues to rise, it doesn't necessarily always double-back to eliminate leverage. There will always be active positions at various levels that haven't closed for profit yet, just as there are still Short positions open from the 110k-120k+ range that haven't closed yet. Aside from the short-term movements, Spot demand will dictate whether or not these positions survive, assuming they aren't ridiculously over-leveraged. Longs are probably banking on ETF's demand soaking up some of the ~$5 Billion in outflows lost since the 2nd week of October.

VariatCA

There's literally nothing that can be said to a devout 4-year-cycle astrologist. Macro-economic conditions, flowing liquidity, green markets, ETF inflows and all the positive indicators in the world will never overcome your belief that "Bitcoin is just cosmically programmed to fall anyways." Good luck mate lol.

Glittering_Pick_9738

I usually follow the advice of the Greek philosopher Kratos: keep your expectations low and you won't get disappointed. We have seen how quickly, even in ETF era, bitcoin can sink. A good rally at this point, unless it pumps to ATH, will still fall within dead cat bounce which happens during bear market in Q1 of the year after post-halving year. It wouldn't be enough to invalidate cycles and fear of another 80% crash which keeps market down.

VariatCA

Long-leverage is building up its foundation again. ETF's are signaling a trend reversal and pointing to strong inflows. Closing near 93.6k today would be the highest closing-price since November 17th before that month's low. It's not like shorts are giving up without a fight, but they're desperately trying to stem momentum at this point hoping that the markets keep bleeding and leash crypto down with it. We aren't out of the woods, but we can see the light through the foliage.

VariatCA

ETF's going on another shopping spree this morning as stocks are holding their gains from overnight Futures. Any buyers who held off last Friday while ETF's had +$487M in inflows had to watch the price rise another $3,000 over the weekend. They aren't going to wait much longer to move in now.

harvested

The US just cleaned a country out of their resources on the weekend while you were at the Olive Garden salad bar. But you ETF guys think they'll never come for your bitcoin. Blackrock has your back.

harvested

The US just cleaned a country out on the weekend. You ETF guys think they'll never come for your bitcoin. Blackrock has your back.

glorydays29

Read about Dollar cost averaging (DCA) and keep accumulating. You will see ups and downs but long term the gains will. This applies to Bitcoin, but also to any stock or ETF investment. Cheers

rechtim

Vanguard VT ETF

Max_W_

I listen to a few different economic focused podcasts. These aren't Bitcoin focused. One of them was "Prof G Market". In December they had a guest on who gave a good response to why Bitcoin dropped in October. It made me feel better about BTC. Here's an AI summary of what they discussed: The guest you are thinking of is Santiago Roel Santos, founder and CEO of Inversion. He appeared on the Prof G Markets episode titled "Did the U.S. Just Hand its AI Edge to China?" which aired on December 11, 2025. During the segment, Santiago unpacked Bitcoin's performance in late 2025 and addressed the significant "slide" that occurred in October. The Reasoning Santiago explained that the October downturn was a "speculative washout" driven by two main factors: Leverage Unwinding: He noted that a massive amount of leverage had built up during the early 2025 rally. When the market hit a "local top," a wave of liquidations hit, causing a forced sell-off that the market couldn't absorb quickly. Macro-Political Uncertainty: He cited the volatility surrounding U.S. administrative policy shifts and a "wait-and-see" approach from institutional buyers as the primary catalysts that triggered the initial dip. The Quote While discussing why he remained bullish for 2026, he famously stated: "We are seeing the purge of the tourists. This isn't a funeral for Bitcoin; it’s a clearance sale for the institutions who missed the first boat. The leverage is gone, the fundamentals are intact, and 2026 is where the real scarcity hits the fan." Why He Thinks It Will Go Up Santiago’s bullish outlook for 2026 was based on: Institutional Inflows: He argued that the "spot ETF" infrastructure was now mature enough to handle larger sovereign and pension fund allocations that were sidelined during the 2025 volatility. The "Scarcity" Factor: He pointed to the post-halving supply crunch finally manifesting in the price action as liquid supply on exchanges reached record lows.

Bear-Bull-Pig

MSTR was the og bitcoin ETF.

Scrapin-Nee

Been thinking about this a lot lately. In a hard fork scenario as outlined in Blackrock ETF’s they would choose the “real bitcoin”. At some point the value of lost coins outweighs the risk of a hard fork to publicly traded companies who together hold millions of coins. These companies can and will dump the original Bitcoin fork and I can’t see most plebs doing anything other than cheering it on. I see Satoshi’s and other old coins getting frozen eventually. If this happens does it kill one of Bitcoins most valuable properties? In my opinion yes, but I can Steelman the other sides view as well. One thing is for sure… Bitcoin will keep changing. Ossification is an illusion for those who think we live in a bubble.

VariatCA

Macro-economic and liquidity conditions are still extremely bullish for 2026, and Crypto just spent the last 6 weeks stabilizing and consolidating as the last panic-sellers / profit-takers / de-risking investors made their exits. Their positions were absorbed by buyers hungry to stock up at the deficit from October, and seeing that price consolidation rather than the bottom falling out further is inspiring renewed confidence. ETF's are showing signs of renewing inflows, and Longs are moving back into the markets.

VariatCA

Shorts getting obliterated in the last hour to the tune of another $75M in liquidations to start the new Daily. US stock futures green, bonds green, metals green, oil green, and Crypto green as BTC jumps up above $92k. Confidence is returning to our market sector from both ETF's and from Longs aggressively positioning themselves for a recovery into the new year.

UWhuskiesRule

I would say get a Fidelity account. You can buy either Bitcoin (BTC) or ETF (FBTC) and Ether (ETH) or ETF (FETH). No keys or pass phrases.. just signing into a stock account. You own the coins but need to sell them to spend them. Great for a beginner.

WormCastings

Bitcoin or NEOS S&P 500 High Income ETF ( SPYI ) 20k would net you around 380 shares that would pay around 200 a month.

coinfeeds-bot

tldr; Bitcoin's price is at a critical juncture as whale accumulation offsets recent distribution, signaling confidence among large holders. Miners, however, have increased selling, which may slow upward momentum despite strong ETF-driven demand. Bitcoin broke out of a six-week wedge, trading near $91,327, with $92,031 as key support to target $95,000. Short-term risks include macroeconomic reactions, such as geopolitical tensions. Sustained bullish momentum requires reclaiming key moving averages and absorbing miner selling pressure. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.