IBIT

DegenDreamer

This is a huge misunderstanding of what they're doing. You can't "sell to them", they run a spot Bitcoin ETF. You sell to their customers that are simply buying IBIT shares instead of BTC directly.

Background_Stick6687

I write covered calls and cash secured puts on IBIT and have been doing well with it… that’s another strategy to make money on the way up and Down …

Successful-Singer-27

Nothing wrong with that. I buy BITO ETF to avoid any security issues. You can buy IBIT too. But again if you like to own it directly nothing wrong. I am just buying small amounts other crypto not Bitcoin with hope of big win with small amounts :)

brad1651

I'm the last ten trading days, the flow out of GBTC is only 0.5% inflow into IBIT (11.9m vs 2,445.9m). Inconsequential.

worldwar_boomboom

I've FBTC and IBIT. OK right?

DA2710

The options are the culprit on IBIT

MindPitt314

Perhaps trading options on IBIT ETF to take advantage of the cycle.

KiNg-MaK3R

I’ve got 50/50. IBIT in my 401k with some other S&P500 stocks. Then the rest cold wallet actual bitcoin. But I have a family of 4 and it just feels safer having some of my net worth in traditional markets. My kids are young and my wife doesn’t know how to turn our internet on.

MyPBlack

That actually makes a lot of sense. Most people I know who are kinda curious about Bitcoin aren’t trying to mess with wallets, private keys, or even learning how to use Coinbase. They just want exposure without the headache. If you already have a brokerage account and can just type in “IBIT” and click buy like it’s a stock, why wouldn’t you? It might feel like retail is missing because we’re not seeing the same kind of buzz and activity on crypto-native platforms, but they might just be flowing in through traditional finance channels this time around. Different kind of cycle, maybe…

WSSquab

But that's because of IBIT ETF not for other reasons such as Strategy B. Don't be confused about that.

DegenDreamer

These BlackRock "purchases" are owned by regular Joe, just in the form of IBIT ETF shares.

coinfeeds-bot

tldr; Bitcoin ETFs have seen 13 consecutive days of inflows, totaling nearly $3 billion, marking the longest streak since December 2024. BlackRock’s IBIT led inflows, followed by Fidelity and Bitwise. This trend highlights growing institutional interest in crypto investment products, with ETF managers using OTC channels to minimize price impact. Analysts predict high chances for approvals of other crypto ETFs, including Solana and Dogecoin. Since their launch, Bitcoin ETFs have attracted over $40 billion, signaling a shift from retail to institutional investment. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Consistent-Baby5904

self custody. **BlackRock, the world's largest asset manager, has acquired over $69.7 billion worth of Bitcoin through its iShares Bitcoin Trust (IBIT) ETF**, representing over 3.25% of the total BTC supply. but... coinbase manages the portfolio keys. if coinbase collapses, then what if the keys get lost? that's impossible? exchanges fail, sure. self custody.

Fun-Manufacturer9293

I'm 60, have been at this for 4 years, hold many, including Hbar,Xlm, Algo, Vet, Link,Ada, FiL of course, my biggest XRP, and memes like Doge Pepe and shib. I'm mainly buying bitcoin and ethereum for my grandaughter, including the etfs like IBIT, FETH. My suggestion keep slowly buying on dips but save your money for crypto winter where it's kinda expected for BTC to retrace some

tppthrowaway6045

If OP has more than $100k in the Roth, $20/month could be cheaper than the fees of the ETF at 0.25% (which is what IBIT/FBTC charge). Plus they can pay with after-tax dollars now but not in the ETF. Food for thought for those in a similar position.

Marcg611

Do you have company match? Don't leave that on the table, it can be very powerful to build, at bare minimum reduce your 401k contribution to get your match, like 4% to get the 4% match while you focus on BTC accumulation, and would not overlook that ~7k of Roth IRA contribution (like I did in early years), max your Roth and buy IBIT or MSTR for Tax free BTC adjacent gains.

bansoma

Keep in mind these competing principals: 1) Self custody of BTC is very powerful. This is the only asset with no counter party risk. No money printing, no withdrawal shenanigans, no account freezing, just you and your codes. You either screw it up yourself or you make bank. 2) The guaranteed year 1 return of 20% of using a traditional 401k/IRA investment to buy a BTC ETF is incredibly powerful and hard to ignore. This is up to 26% if you have an employer match. Do not ditch these instruments as they are super fuel for building wealth at lower/middle incomes. Saving on taxes means stacking more sats. 3) Do not discount the power of owning tax free BTC though a Roth IRA. Imagine yourself selling small portions of BTC 30 years in the future to pay for things and having NO TAX OBLIGATIONS AT ALL. BTC gains are otherwise taxable, with a Roth IRA and a BTC ETF like IBIT they shouldn't be. This is huge! 4) In the very, very long term (100 years) companies will outperform BTC. BTC is a fixed deflationary asset and does no work. (Excepting some limited power harvesting gains some have pointed out) Companies by their nature do work in the marketplace. So growth and change and profits are the outcome. When asking if you should BTC or stocks -- my answer is "Why not both?" These are all conflicting goals. For my part I diversify, I tend to buy the things that are on sale the most at any given time and just keep stacking.

Eastern-Market-783

This!!!! I learned last year (that my company 401k plan (Vanguard) provides the option to put my money in a self-directed brokerage (Charles Schwab). Neither Vanguard nor my HR advertised this and the initial process to get it started was a pain, but totally worth it. I sold Vanguard positions of $200k and purchased 2 Bitcoin ETFs - FBTC (Fidelity) and IBIT (Blackrock). This way I take advantage of the tax benefits as well as my firm belief that Bitcoin is the way. Doing this along with my normal BTC purchases.

Agreeable-Annual3684

You can buy IBIT in 401k fidelity brokerage link

Dependent_Code7796

Bought IBIT/MSTR/similar thru Roth/401K?

acorcuera

Very true but I just prefer IBIT over BTC because of the convenience. Plus I initially invested an equal amount in MSTR, which has significantly returned more than BTC since it started purchasing BTC.

GivePeaceaChancex10

In the US we have Roth IRA's and you pay 0 taxes on capital gains on stocks or ETF's purchased within a Roth account as long as you hold it until retirement. So none of your numbers or erosion would apply. The 0.25% expense ratio for these funds would be vastly outpaced by the savings from not paying taxes on the gains That's the only avenue I'm buying IBIT and FBTC. Otherwise I'm buying actual Bitcoin outside of that.

eveul_kneveul

For IBIT take look at the second example in my chart. IBIT has a 0.25% management fee and if you don't pay any additional taxes for holding that in your region then after 10 years you would be left with 97.5% of your original purchase value. Or after 20 years 95%. It's a bit worse than my example in the chart because I took Bitwise (BITB) which has a 0.2% management fee. So you can see how over 20 years even that small difference adds up.

FerdaStonks

BTC is up 78% in the last year while IBIT is only up 75% Not a huge difference, but that’s just 1 year. What will 10 years look like?

stevewes2004

Yes, I chose IBIT instead. Virtually the same returns.

DuckDuckMosss

I also like $HODL, it's cheaper than $IBIT and $FBTC by 0.05% in management fee.

DuckDuckMosss

IBIT

coinfeeds-bot

tldr; BlackRock and Fidelity have collectively acquired over $521 million worth of Bitcoin in a single day, according to blockchain data flagged by Arkham Intelligence. BlackRock's IBIT ETF address received 4,130 BTC ($436.3 million), while Fidelity's FBTC ETF address added 805 BTC ($85.2 million) through separate transfers. Grayscale also added 55.1 BTC to its GBTC trust. These institutional purchases signal growing confidence in Bitcoin, especially amid expectations of ETF-driven demand in Q3. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

CommunicationNo3650

properties are unchanged, delivery, or access, has departed from original premises with funds like IBIT and MSTY

eFly54

Right on, I’m just answering OP - MSTR / IBIT are obviously major buyers of BTC. MSTY selling a ton of options. OI is mostly short calls. I’m guessing BTC squeezes and unwinds upwards from the asymmetric pricing on derivatives. BTC is now in an institutional bid type market with lots of paper BTC involved now.

Lost-Attorney6429

It’s a good question, I’m long IBIT And had an amazing call option back in the money yesterday that was amazing. Same with BITX and BITU (leveraged BTC ETFs) - that have nine and 5% yields, one has a substantially more expense ratio, but I can’t recall which. They are levered features ETFs that trade 24 hours on brokerage is like Robin Hood. I’m not sure of Schwab for example but those happen good as well, both for covered calls, and puts as well to which pay the dividends fantastically All my spot bags are in cold storage in my cold wallet - hope that helps bud

Pleasant-Ad144

I use PayPal and I own IBIT and I own MSTR.

Live_Jazz

IBIT is from Blackrock, and you can buy it (or one of the other Bitcoin ETFs) at most brokers.

That-Cartographer-21

Schwab IBIT

GivePeaceaChancex10

I do both, loading up my Roth with IBIT and FBTC and then separately custody my own as well. Best of both worlds each with distinct advantages and disadvantages

omg_its_dan

Given your circumstances it’s likely the best move to put it all in now. There’s zero guarantee a dip will come, and even if it does, no one has a clue how low it will actually go. If the coins will be held for at least 11 years, the exact entry price doesn’t matter too much. Pretty much everyone expects the price to go significantly higher over that timeframe. Since you want to be sure to leave it to your daughter I’d recommend buying an ETF like IBIT or FBTC. This will make the inheritance piece much easier.

arBettor

Because GBTC/BITO/IBIT price changes are since Friday's equity market close, and your +4000 change is over the past 24 hours.

jaraxel_arabani

BTC ETFs /might/ decrease intraday if the funds hedge at the spot, most do not because they have 48 hrs to buy/sell the underlying. On the other hand imagine when the retail or institution traders sell IBIT to move into cash or other "safe" assets, the volume would be massive and the BTC exchange (coinbase in particular) would be hard pressed to soak up all the demand on either side of the book. The more an instrument is traded the more important the liquidity comparatively.. Bitcoin liquidity would be imo considered small compared to the volumes that institutions and retail can move with ETFs. All this is my unresearched views, so please take with a grain of salt and would love to be proven wrong, as that would mean bitcoins liquidity is much healthier than I thought compared to the demand.

SouthernGoal4836

If you can withdraw then you are no longer with the employer. Since that’s the only way to withdraw. Instead of losing 30% to taxes and penalties I’d roll it over to an IRA and buy IBIT. Yes it isn’t the real thing, but you’ll experience the same return as BTC and not lose 30%.

Good_Extension_9642

Since BTC ETFs were approved I only buy IBIT & FBTC

SadTrash2682

The ETFs were the game changer for me. I always feared losing a password or forgetting a number. I hold my IBIT in my ETRADE account and sell far out of the money calls on a weekly basis. I don’t need to trade 24 hours a day and appreciate a few hundred dollars a week while waiting for the next leg up. If BTC goes up quicker than 15% in a week, I will be sweating my covered calls.

Prestigious_Ad5385

IBIT is the way. No wallets, no phrases, no cyber criminals, no hassle.

Past-Ride-7034

Currently stacking into a hot wallet but should really upgrade to a hardware wallet. Hoping tax doesn't prove too punitive when it comes time to "gift" the sats. May well switch in part or in full to a crypto ETN like IBIT if the UK makes them available for normals.

0neLetter

It’s the spread. Coinbase makes their money by over charging you. Same on sales they sell it for less and keep the difference. But IBIT in a brokerage account instead. Plus taxes will be easier.

Av8Surf

Larry Fink aka IBIT, Saylor and MetaPlanet buying the open.

angryxtofu

Curious what platform you guys are using to buy fractional BTC. I heard ROBINHOOD fees are high but I don’t know anything else. Note: I do own FBTC and IBIT in my brokerage and IRA’s

ThinkBig247

Max out a Roth IRA (IBIT) at $7k/year (or $135/week).

No_Toe710

Buy IBIT shares equivalent to 1 BTC through a brokerage that permits portfolio loans. Then you can always tap the value for emergency funds — if necessary — in the future.

PSaun89

If you got a job within a few months you’ll be alright but I would diversify a bit more than that. Maybe buy some IBIT as well

Pure-Fuel-9884

Why the fuck would you sell covered calls on an asset with a massive upside? Maybe if you think we are getting close to the end of this cycle. Even then what are you selling calls for? Spot btc? IBIT? I am not holding that amount of money on an exchange.

biophysicsguy

If you’re selling calls you don’t have custody of your Bitcoin. You can sell calls on the ETFs like IBIT but not on Bitcoin in self custody. Right?

Necessary_Flounder_7

I find that the premiums on spot BTC are far better than selling covered calls on IBIT for instance.

neo-matrix

Sell covered calls on what? IBIT?

civilian411

How would your child get access to the cold storage bitcoin in the event you and your spouse pass away unexpectedly? I grapple with this concern. I think some of it in IBIT/FBTC is prudent. Otherwise you’ll need to find a trustworthy way to pass on the cold storage bitcoin to your child.

Financial_Quality_35

I hedge my bets. I have 70% of my bitcoin in the form of the ETFs split evenly across FBTC (they self custody), IBIT (they custody at Coinbase), and the other one that custodies Gemini (forget which one it is at the moment), but I have about 30% of the stack in multisig vaults where I have 2 of the 3 keys, a collaborative custody partner has the 3rd one, and I have dispersed seed plates and signing devices across 4 locations. Although I have prepared in a manner to have something leftover if any possible bad outcome occurs with any part of my stack, I think the ETFs are probably fine for one’s whole stack. If the fiat system collapses (as opposed to merely continued higher than usual inflation and bitcoin soaring disproportionally) then property rights and functioning courts and personal safety are probably not in-place either.

NOneHOne

I own BTC, IBIT and a little BITX. Having the spot in my wallet will, of course, be LTCG taxable at some point but I don't plan to sell it. The IBIT is in my Roth which is awesome. Not sure BITX is really worth owning even though I'm highly bullish on BTC. It's fairly expensive and it's performance isn't really as good as you would expect. Compare its chart to IBIT and you'll see what I'm saying.

Boogyin1979

Nothing about an ETF is owning Bitcoin. Nothing. ETFs offer none of the value props of owning the hardest money ever created. If you do not own UTXOs that you control the keys to: you have nothing. If you don’t run and use a Bitcoin node: you cannot choose what happens to that Bitcoin. If your ETF holder, let’s say IBIT, becomes adversarial to the network: the rest of us can simply fork their coins and you have nothing.

LetWinnersRun

Sell puts and calls using IBIT, I use the premium to buy shares.

Analog_AI

I hold some on the exchanges, some on cold card and some in IBIT I do have a system I made based on RSI and I play with it a bit trading but most of the coins stay in cold storage. IBIT is ok too, especially for people who cannot or do or want to be bothered with self custody (like my mom, brother in law and his mom). All add demand in the bitcoin market so it's all good. Without IBIT they wouldn't even be in the market so I can't fault them.

Scared_Computer_678

I can agree with you that neither IBIT nor MSTR holders actually own any bitcoin. Not your keys, not your coins.

coinfeeds-bot

tldr; BlackRock has purchased $1.4 billion worth of Bitcoin over a six-day streak, with $250 million acquired on June 17 alone. This buying spree coincides with significant inflows into BlackRock's iShares Bitcoin Trust (IBIT), which recently became the fastest ETF to surpass $70 billion in assets under management. The firm appears to be capitalizing on a recent price dip, signaling strong institutional demand. IBIT now manages $74.8 billion in assets and holds 670,295 Bitcoin in its portfolio. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

extrastone

It looks like you live in India. I understand that lots of people receive remittances in India. If you're interested, I can explain to you here how to get bitcoin by partnering with people who receive remittances. Then you'll have real bitcoin rather than IBIT.

MichaelAischmann

BR is NOT a crypto custodian. They use Coinbase Prime to custody IBIT funds. That's even in the application for the spot ETF with the SEC. Afaik none of the crypto ETFs are custodied by their respective asset manager. If you argue that BR's customers are the holders of BTC & not BR itself, why wouldn't MSTR share holders be the owner of MSTR's BTC. Same logic.

ImpossibleCoffee911

real Bitcoin is always better than IBIT, because you don't really own real Bitcoin and lose on all the benefits that makes Bitcoin so valuable: owning a bearer asset that you can take anywhere in the world with you and send it to anyone you want with no limitations. but IBIT is alright and fairly safe for people who are not good with technology and don't want to spend weeks or months learning proper self-custody. so don't feel ashamed for whatever route you may choose to take

Alone_Mobile_4974

Do you all worry about capping your upside with IBIT covered calls if bitcoin makes a substantial move up? I’ve been doing the same as you, but also wonder what if it suddenly jumps to 125k or higher in a quick move? Do you buy your calls back at a high premium or let them get called away? How far out of the money are you selling them?

Financial_Design_801

While every other ETF sold today, Blackrocks IBIT stacked [$640M](https://x.com/thepfund/status/1935150190660567060?s=46&t=ihVglVXC0BQSbw6j57EoaA)

Pleasant-Ad144

I own IBIT. I think it’s great. It’s one of the reasons for btcs leg up. Most casual investors do nit want to own physical btc as much as they don’t want to own physical gold. It’s a pain in the arse.

Good_Extension_9642

Now that BTC ETFs are created I only buy IBIT and FBTC uts safer

Nice_Collection5400

Half my wealth is in IBIT.

GoldmezAddams

As long as you understand you're not getting any of the permissionless cypherpunk freedom money aspect that makes BTC so special / worthwhile. You're just getting permissioned fiat price exposure. To that end, IBIT is perfectly good for getting price exposure. Among the big ETFs, I prefer BITB because they have a lower epense ratio, do proof of reserves, and contribute 10% of their profit to open source development.

Evening-Relative-409

I don't think about IBIT and if I was in your situation (my home country making it difficult to buy) I'd be thinking harder about getting my hands on real bitcoin.

biophysicsguy

I agree with you on the diversification point. So in addition to my cold storage BTC I also have some MSTR, some IBIT, and some BTCFX in my retirement account (had to pick from mutual funds).

Visual_Building_1666

As others have mentioned, IBIT has its place in a Roth IRA...and to sell covered calls. These spot BTC ETFs match exactly the price of BTC...with neither premium nor discount. Grayscale started it all off, but with a premium and then discount for quite a while. Now, with the approval of "spot" it is a way better/safer investment.

Lephturn

If you can buy Bitcoin ETFs inside your Roth IRA then you should certainly consider doing so in addition to DCAing into actual Bitcoin you have custody of. You can't directly hold Bitcoin in a retirement account to the best of my knowledge, so an ETF like IBIT can give you exposure to Bitcoin in your retirement accounts. What % of your retirement funds you put into Bitcoin ETFs is a personal choice. Some of us are more like 5% and others 50% or even 100%.

annoyed_meows

I only own IBIT. I have it in roth and taxable. I do cash secured puts and covered calls on it. I just keep buying more and more on dips. It's great imo. Purists in the sub probably feel differently. But im very happy with it especially in my roth.

maybeImLame

Not only that, but we could all sell of all the shares in IBIT rn. The ETF still holds 662,500 BTC worth 70bn dollars. They manage 10.58 trillion dollars. What on earth makes you think they're going to sell the Bitcoin to give you cash when you sell out. They're going to pay you cash and keep the BTC for themselves. They literally own over half of what Satoshi owns. Think about it. Companies issue stocks to raise capital. They take that capital and invest it or use it as they see fit. (In this case that's to buy Bitcoin) I looked up the top six ETFs, and they're about 60 to 80 bucks per share. So what happens is you give a company like Black Rock or grayscale 60 to $80 for one share and they take that 60 to $80 and they buy Bitcoin with it. Period. Why would they sell off the Bitcoin when you sell your stock off for cash???? They own/manage $10 Trillion Every single person holding could sell off all of their shares right now and it would only cost theblackrock $72 billion out of that 10 trillion. sure they could sell off their Bitcoin to cover that loss but why would they?? they own almost half of what Satoshi holds and cash is about to be worthless. Think about it. Source: kraken for prices, coinglass and fintel for up to date stats on IBIT and BLACKROCKS total holdings. I also used BLACKROCKS iShares website

420osrs

I do 50/50. With ibit and my brokerage account, I can get a loan against it as collateral without going through one of these exotic lenders that takes custody of your coins and may not give it back while charging an obscene 11% interest. I pay 5.75% interest on margin loan and the plumbing works really well. As in, it's literally the traditional financial system, and if I had $10 million of IBIT (I don't) I could get a $5 million loan in 24 hours. Also your brokerage is virtually guaranteed to not scam you because they're heavily regulated versus some Bitcoin lender operating out of Bahamas or some other weird country. This lets me keep more of my money in BTC and less in cash. I need less of an emergency fund knowing that I could just go to my brokerage and get alone against the collateral. Even if the collateral AKA Bitcoin went down 90%, I would still have enough collateral to be able to get a loan for any emergency expense I would have. I also have some in a Roth IRA. So in 30 years, when I pull it out, all of the gains will be tax-free. 

thupkt

Looked up IBIT beta earlier today before seeing this, it's 3.0 right now. That is not an argument for or against the infographic, just delivering the data point. It's a dreamy HODL as well as a trader if you have the right tools available, and the discipline.

Skeeterbip

BITO is down about 11% while IBIT is up 7.46% ???? Why

Upstairs-Dog-5577

The details are unclear for the future of Bitcoin, but it looks very promising. Like others say tax implications are a major hurdle to overcome. In some places you are taxed more by selling Bitcoin as opposed to selling shares of IBIT. Also, the bank cartel is still very anti-Bitcoin. They will continue to resist until Bitcoin reaches the momentum of no return.

Scared_Computer_678

Yes, but the principal still remains different. A single person buying/selling IBIT affects the amount of bitcoin Blackrock custodies on behalf of their clients. A single person buying/selling MSTR will not have the same effect. As for the effect of MSTRs share price forcing them to sell their holdings, time will tell. They have traded below MNAV before and survived. They have a much larger bitcoin holding now and differently structured debt.

Scared_Computer_678

Blackrock doesn't really have a stack of its own... they're just holding BTC because of their ETF. If everyone sold IBIT, Blackrock would have to sell their BTC. Not the same as MSTR

No-Wasabi2108

I think that the ETF's opened up BTC, people who didn't want to have a wallet or self custody suddenly can put IBIT into their Etrade acc and sell OTM calls on a weekly basis. The flood gates will open when financial advisors start to allocate percentage of the trillions under management into BTC.

coinfeeds-bot

tldr; Spot Bitcoin ETFs experienced $1.7 billion in inflows over seven trading days, marking a strong rebound amid escalating Middle East tensions between Israel and Iran. Daily inflows averaged $244 million, with BlackRock’s IBIT contributing nearly 80% of the total. Bitcoin's price remained stable, rising from $104,398 to over $108,000 during this period. The inflows suggest institutional investors view Bitcoin as a hedge in times of geopolitical uncertainty, with ETFs absorbing capital as traditional markets face regional shocks. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

ImpossibleHodler

They are asset managers, not just custodians. BlackRock’s IBIT holds actual Bitcoin, not just custody services. When institutions allocate capital to Bitcoin ETFs, that is real investment flow, regardless of the technical structure.

TheCatOfWallSt

Held BITO before that, sold for IBIT the day it opened for trading.

Infinite_Efficiency7

IBIT opened in 2024

unknown_dadbod

45k into IBIT selling monthly covered calls 15% OTM into eternity. 50k into buying June 2026 IBIT LEAPS 85C. If you get close to being assigned the calls and want to keep the shares on a mad run, roll em out with the last 5k.

NOneHOne

Still have most of it in index funds, mostly at Vanguard. Some in various alternative investments and dividend producing options. But I've added quite a bit of IBIT and a little BITX to the portfolio - in addition to what's in my cold wallet. I would say that it's like 10-15% of my portfolio rn but started out much lower.

3eepwood

100% IBIT in that jank.

j-dot-b

summary of key facts and figures on regulated institutional investment in the crypto space from approximately 2020 to mid-2025 Regulated Institutional Investment in Crypto: Key Facts & Figures (2020 - Mid-2025) | Metric | 2020 - 2021 (Early Adoption/Growth) | 2022 - 2023 (Market Correction/Building) | 2024 - Mid-2025 (Mainstream Integration/ETFs) | Key Insights & Trends | |---|---|---|---|---| | Overall Institutional Exposure | Cautious exploration, primarily by crypto-native funds, some family offices. Limited direct access for traditional institutions. | Growing interest despite "crypto winter" and major platform collapses (FTX, Terra). Due diligence and regulatory clarity became paramount. | Significant surge post-Spot Bitcoin ETF approvals (Jan 2024). <br> - 86% of surveyed institutions have existing exposure or plan allocations in 2025 (EY/Coinbase Jan 2025). <br> - 84% of institutions increased digital asset allocations in 2024 (EY/Coinbase Jan 2025). <br> - Over 60% of institutional investors globally had some crypto exposure (Fidelity Digital Assets 2024). | Institutional adoption has shifted from niche to mainstream. The approval of regulated products (especially ETFs) has been a game-changer, providing a secure and compliant pathway for traditional finance. Growing confidence in long-term value and diversification. | | Primary Investment Vehicles | Private crypto funds, direct spot purchases (less regulated), public companies with BTC holdings. | Continued use of private funds, growing interest in regulated futures products. | Spot Bitcoin ETFs: <br> - >$65 Billion in global AUM (as of April/May 2025). <br> - BlackRock's IBIT & Fidelity's FBTC leading with significant net inflows. <br> Bitcoin Futures ETFs: (e.g., BITO, launched late 2021) provided earlier regulated access. <br> Increasing interest in Ethereum ETFs. <br> Venture Capital: Continued significant investment in blockchain startups. | ETFs are now the dominant regulated entry point, addressing critical issues like custody and compliance for traditional institutions. This shift signifies a maturation of the market and increased comfort for fiduciary-bound entities. | | Allocation by Asset Type | Predominantly Bitcoin. Some exposure to Ethereum and a few larger altcoins. | Bitcoin and Ethereum remained primary. Some cautious diversification. | Bitcoin (BTC): Remains the core asset. Market cap growth 124% in 2024. <br> Ethereum (ETH): Second most popular. Market cap growth 46% in 2024. Anticipation of Spot ETH ETFs. <br> Stablecoins: New ATH of $222 Billion MC (Feb 2025), used for yield, transactions, FX. <br> Altcoins: 73% of institutions hold one or more altcoins beyond BTC/ETH (EY/Coinbase Jan 2025). XRP and Solana cited as popular. | Bitcoin maintains its "digital gold" status for institutions. Ethereum's ecosystem and potential for future ETFs drive strong interest. Stablecoins are gaining traction for operational efficiency. Diversification into a broader range of altcoins indicates growing sophistication and risk appetite. | | Exposure Percentage of AUM (Where Data Available) | Typically <1% for most traditional institutions. | Remained low due to market conditions and regulatory uncertainty. | 59% of surveyed institutions plan to allocate >5% of their AUM to digital assets in 2025 (EY/Coinbase Jan 2025). <br> Average institutional allocation still below 1% for spot BTC ETFs (Q1 2025). | A clear upward trend in planned allocation, moving crypto from a fringe asset to a strategic portfolio component. The current "under 1%" in Bitcoin ETFs suggests significant room for further institutional inflows. | | Drivers for Investment | Search for high returns, innovation. | Long-term value proposition, potential diversification. | Higher Returns (59%), Innovation (49%), Inflation Hedge (41%), Diversification (36%), Yield Generation (35%) (EY/Coinbase Jan 2025). <br> Regulatory Clarity: Top catalyst for industry growth. | The perceived benefits have broadened, with inflation hedging and diversification becoming more prominent. Regulatory clarity is now seen as the primary enabler for institutional adoption, indicating a maturing market. | | Key Concerns/Barriers | Regulatory uncertainty, volatility, custody challenges, security. | Market volatility, regulatory uncertainty, security, operational complexities (e.g., custody). | Volatility and Regulatory Risks remain. However, the perception of regulatory risk has shifted from a "barrier" to a "catalyst" as frameworks emerge. <br> Security threats (platform hacks). | While volatility is inherent, increased regulation is mitigating some of the previous "wild west" concerns. The focus has shifted to building robust, compliant infrastructure. | | DeFi Engagement | Very limited direct institutional engagement. | Cautious exploration by some crypto-native funds. | Only 24% of institutions currently engage directly with DeFi, but projected to triple to 75% within two years (EY/Coinbase Jan 2025). <br> DeFi TVL (Total Value Locked) grew from $1 billion (2020) to >$83.72 billion (August 2024). | DeFi is the "next frontier" for many institutions, moving beyond just holding assets to actively participating in decentralized financial protocols for yield and services. This indicates a deeper integration into the crypto ecosystem. | | Corporate Bitcoin Holdings | MicroStrategy began significant accumulation. | MicroStrategy continued, others remained cautious. | Corporate Bitcoin holdings (non-ETF) grew from 1.68M BTC (early 2025) to 1.98M BTC (mid-May 2025), an ~19% increase. | Some public companies are increasingly adopting a "MicroStrategy model" for balance sheet diversification and potential value appreciation, showcasing another form of institutional interest outside of traditional investment vehicles. |

TheCatOfWallSt

I’ve got 3705 shares of IBIT in my employee sponsored 401k since 2022, I’m pretty sure I’ve outperformed everyone in my company during that time period lmao

jerryseinsmell

Even an idiot can type IBIT.

kendallBandit

Transfer to Robinhood IRA and buy IBIT or GLD or both.

t3mpt3mp

IBIT gang in da house!

ohiohotwifecouple

90% IBIT would be 100 but they won’t let me put company match funds into anything they consider risky🤣

SmoothGoing

Moving 401Ks to IRA usually means you have to leave the job. Some 401Ks can be rather limiting, offering maybe a dozen mutual funds to prick from. IRAs usually let you buy other securities including bitcoin ETFs like IBIT, FBTC. Not sure how you 0 faith in a behemoth like Fidelity but willing to trust a fintech startup like Unchained with ~100 employees. Fidelity runs its own ETFs and offers various other products and services, not necessarily getting rich from loaning your dollars.

Rossbet365

I bought in this morning too, im from UK and have MSTR in my ISA, I also have IBIT on a cash account on tastytrade

gxobino

Where would one "sell puts on IBIT"? Need to read about this.

TheBakedGod

If you're certain it will drop below 100k (and you probably are right about that) then sell puts on IBIT. That way you collect premium in the meantime, and when it does eventually hit your strike point, you get to buy at a discount. Not a bad strategy at all IMO