CB

MichaelAischmann

>making the attack increasingly expensive You are forgetting who the attacker is. My problem is that a CB would need zero resources out of the physical world. They only need something they can produce themselves at no cost. Now many say ASICs & Energy can be bought with money too & they are right. But both those things have supply constrains that don't play for ETH. I believe these supply constrains will only become greater as time goes on. There just isn't a supply constrain for fiat (except in my wallet).

scrollingthevoid

In the US, I like Kraken. CB has too high fees.

DerpyTrader

Rather have this than American Express or Mastercard. Talk about thieves. At least you can get some BTC. I have been using CB for over a decade so I am biased.

iMen77

Curious: Do you all use CB for recurring? or any other platform? Please advise.

Icabod14

CB Advanced is free - CB One has the fee. You can buy BC without the spread on CB Advanced. You'll still pay the fee but the 1% spread is eliminated.

Reasonable_Band1536

I looked at CB Advanced and if you’re investing more than $2,400/monthly, it’s worth it.

JerryLeeDog

This doesn't matter like people think it does There is no paper bitcoin for these companies that are regulated by SEC. The audits are grueling and spread across dozens of 3rd parties etc. Also, most of MSTR's bitcoin is held by Fidelity, not CB.

drew8311

Same, was curious about some others due to not having some coins on CB but now I have a real reason to move.

MxGundyx

For starting out and keeping in mind a simple and straightforward UI and user experience, I would recommend Kraken Binaunce(Lite mode) And Coinbase. The only caveat is with Coinbase; they’ve had some questionable ethical practices recently, leaking KYC (know your customer) and I wouldn’t trust to leave any amount of money on the exchange. (Also know as an exchange wallet) Primarily for me, I use Kraken to buy KAS and CB to buy Hbar. Most exchanges will have the three titans of Bitcoin, ETH, and SOL. And to my knowledge, you don’t need any amount of money to open an account- they’re all free to do so. Hope this helps!

scottonfire

Stable coins are CB/DC's trojan horse

Fit_Trifle2469

I like that I'm able to do instant deposit from my debit card and not have to wait 5 business days for the transfer to initiate. I don't mind the spreads/fees because I buy and don't sell. I've never had problems with them. Everyone has their preferred brokerage apps, and after constantly being robbed by Coinbase, Robinhood is a walk in the park compared to CB.

Justquestionasker

lol as if the winkledouches company cares any more about your privacy or fucking you over I trust CB 100% more than Gemini

Jpotter145

It's not as good of a deal as it sounds. Read the fine print on Coinbase.com Everyone cuts out this will require a PAID membership to Coinbase One Premium ($299/month) or an annual subscription to Coinbase One Basic ($299/year). Also, the rewards will be based on your current balance on Coinbase of which the details required for each reward tier is not yet announced. As well, it's up to CB discretion on what can be counted for a reward and what will not - and they can decide for any transaction if they want to pay or not. (super shady)

monstargaryen

I’ll try this. I searched white listing and was taken to a link prompting me to sign up for prime. CB is a mess.

JDRCrypt0

If you spend $10,250.00 on the card, that’s $410 back through the 4% to break even. This is very easy to do in HCOL cities. Obviously the value of the BTC you get from the spend fluctuates with the market, but if history continues to repeat itself, that BTC will be worth more within a few years of receipt. Like many others, I spend very little from my checking account and pay off credit cards so I get points to redeem for whatever purpose. I’ll likely be switching to the CB card to increase my BTC holdings along with my DCA and occasional lump sum purchases.

Visible_Exam_5331

No login email from CB. Just a text with a verification number as though someone had tried to access my account and since it wasn’t me I called the number. I should have checked the number online. Or called my friend that got me into crypto in first place. Im stunned by the few amount people that think I’ve created a false story. … wow

godofleet

up to 4% ... on everything ... is a contradiction CB are a bunch of scammers fuck them

Visible_Exam_5331

A text message claiming to be from CB. I fell for it.

WetFartMcGeee

Don’t sleep on the USDC APY (between 4.1-4.5%) depending on the plan. It pays for itself if you keep enough cash in CB which makes sense (for some) if you park it there waiting to buy BTC dips which I was already doing anyway. If you trust CB (they don’t make it easy on themselves lol) to hold your USDC the credit card and CB One pay for themselves. Not for everyone but I’m on board to test it out since the interest easily covers the cost if you have enough cash on the platform. IMO better than just leaving it in a checking account earning nothing.

KingGrowl

So this is only for people who have the 50 dollar a year CB one membership. That would mean you would need to spend 1000 on this card a year in order to start actually earning anything? Bleh.

spid3rfly

I'm still surprised that he hasn't stepped down. He made his money, and he makes comments in interviews here and there, so he's very much a bitcoiner. CB just makes money off fees for all the transactions that go through their platform. I would've thought he made his money... leave and work on something else.

amtib00

Use fold instead. A better bitcoin company than CB

Myth_Mula

It’s routine for me to immediately take self custody after making any purchase of BTC on CB. Prayers 🕊️✨

CommunityCurrencyBot

/u/Ok_Safety_4885, your wallet address 0x6BDBF87Ba39c43DF94CB54588BB463e4a9BF33b5 has been successfully registered.

JustStopppingBye

CB stands for central bank. Bank of America is not a central bank.

BlackDog990

Just because I didnt see it mentioned, if someone calls you and seems legit, you can always get off the call, goto CB website, and call that number and ask if they were trying to get ahold of you. But as others have said there is zero% chance it's legit the moment they ask you to move funds. No legit call would result in that situation.

Sin-City-Sinner

49¢ is now $89, I hate CB, but I love hearing that hehehehe! Of course I’m curious… of course, what coin went from 49¢ to $89 that you left on there/how long did that take?

Crazy_Tooth1858

Maybe so, but you knowingly broke their TOS, which paint a pretty clear picture regarding gambling. It would be like complaining that CB closed your account because they found you using funds to buy illegal drugs off the darknet. So the gist is, if you want INSTANT, you're going to need to be paying a premium and/or wire with the fee. Or hop on the next exchange and wait the 7 days and start planning your buys accordingly for the hold.

Kos3__

You would probably need massive inflows from institutionals or CB starting to add it into reserves, while i think it is possible for next few years, such amounts of money wont be raised till end of this year imo

RedneckHippy76

Don't pay attention to the H8Rs. You're asking newbie questions. That's fair. I have a CB wallet and an account on Coinbase. I also have a Phantom wallet ( in case I feel like donating to somebody's charity 🤣) Folks are kinda sorta ruffled over childish things here Only way you learn is by experimenting. Trial and error . All the purists will say "not your keys, not your tokens ( whatever it is) Myself, I'm better off with the exchange. I had one wallet hacked because I wasn't paying attention. So you have some options I bought one of those Ledger Nano X thingamajigs but it's so small not to mention I need a magnifying glass to read the display. The Crypto Sphere is very unforgiving when it comes to mental errors Don't worry about the down votes. There are usually 2 or 3 humans out here and they will answer with legitimate replies based on their experience (s) Don't reply to unsolicited DMs, unless you recognize them. Anyway, I didn't read past the downvote observation. I will. Good Luck 🇺🇸🦅

Grunblau

If Coinbase, be sure to use advanced mode and use a limit order set to post only for the best deal. If it is off the radar BTC, consider P2P or swapping on a DEX for USDC and send to Coinbase or RH. Right now, I’d probably choose RH with holds some people are seeing over at CB.

Goodness_Beast

First, buy a cold wallet. I'd recommend any Trezor Bitcoin-device. Then, Withdraw/Send from RH/CB to that.

Myth_Mula

CB & Trezor

DeepFawkes

Literally spend what you’d save in fees in a hardware wallet. It’s only a matter of time. Keeping a CB account is like playing Russian roulette with a revolver you are adding a bullet to each round.

Etherainian

a solution to all CB users' problems: dont use CB, many better alternatives available

Emergency_Egg1281

Get a CB wallet and transfer ETH. then you buy the hot meme coins all others are buying. Check the charts often and keep swapping to the one thats going up. As soon as you are up over 50 % look to swap again. This is the only way to make a 1000% return these days. DM me and I will tell you more and how to do it. I was poor , now im middle class !

Myth_Mula

I do too but my options in NYC are very limited unfortunately I do my business and immediately self custody I don’t trust CB

definitelymaybe98

I can only speak for CB cause that’s all I’ve ever used I don’t know if it’s the same on other platforms. CB would charge 99p for a £5 purchase but only £1.99 for a £35.

Broad_Witness_1871

I haven't been scammed. Next time read my comments all the way through. I told people watch out for fake coins being deposited in CB wallets.... Chill out

Additional-Menu-8764

Nope. I get less sats per dollar every time I have tried this. If you are going to go this route, NEVER sell your whole stack only 20% tops but I dont recommended it at all. Just dca on a regular basis and fund an advanced trading platform with some usdc (i use CB) and put in a buy orders in increments along the way to a lower price target to capture large dips. (Best strategy imo)

luftgitarrenfuehrer

> After the recent CB hack people should take more steps to protect their privacy. Running your UTXOs through a mixer does absolutely fucking nothing to un-leak your name, home address, email address, and SSN. The only thing using a mixer does to your UTXOs is to commingle them with drug dealers' UTXOs, North Korean UTXOs, scammers' UTXOs, and other dumbfucks' UTXOs. Enjoy being banned from exchanges because your funds look like they might have come from a kidnapping ransom case.

Dimi1706

OP please pay attention to what he just said! 1. Take control of your mums CB account 2. Report it to the police 3. Report it to Binance/Bybit and ask for an account freeze and mention that this value got transferred due to a crime and that the police got involved. 4. Hope that Binance is helpful, police is acting quickly and the scammer is stupid and didn't transferred the value to a cold wallet.

Chris_Apex_NC

My cold wallet is transactionally linked to CB and Strike. I don't think relatively small transactions out of my cold wallet would get me in trouble with the IRS at this point. But eventually with AI govt monitoring of the blockchain will get very good. I suppose running a node for transactions and coin mixers could help. But always vulnerable if using KYC at point of purchase.

InsuranceGuyQuestion

Holy fucking shit. Dude you have to immediately take control of her CB account ASAP. That 1.5 mil is sadly gone, but you can save her from the rest. Jesus christ man this is mindboggling what I'm seeing.

NosleepatallCom

According to my investor I worked for in the late 80’s who told me to buy Bitcoin and I didn’t the it was pennies 🧐 He told me to hold off buying cause there will be a big drop in September. I’ve only purchased for the 10% match from CB cause hey it’s free money 🤷

Caterpillar-Balls

It says so right in the CB app… Jesus

Fantastic-Line-2022

Yes, on other threads I saw on reddit with CB responses it says that they don't allow you to buy coins with the money. So happy to hear you didn't need to transfer back and forth! Have you ever tried to use their futures contracts with the proceeds? I use them regularly and have had some luck so that was going to do a small play.

Dr_Caution

Oh you can buy BTC directly with the USDC they give you. No need to transfer to bank and back to CB. You can use the loan USDC to buy BTC directly. I can confirm personally. Does that answer your question?

Fantastic-Line-2022

ok but you sent cash back to coinbase and were able to purchase. I understand you cannot use the proceeds to purchase but if I had let's say for example sakes $100 in a loan (yes I know they are not that small of loans) and I withdrew it to my bank, could I then deposit it back my $100 (not the proceeds of the loan) could I then use it to buy bitcoin. Essentially did you use CB to make your purchases after getting the loan?

Dr_Caution

Once I deposited my Bitcoin, did the loan, I received the USDC in my CB account immediately. I was then able to withdraw as cash to my bank account and it took like 2 business days for it to show up. I read somewhere that CB does not report this as a taxable event (USDC -> USD). I was able to add more liquidity (more BTC) to actually expand the loan and get more USD. It's been about two months and I haven't made a payment because the value of the BTC is rising and my LTV is declining. I know interest is being charged ($100 so far) but I think it's worth it as the loan went straight into this Bitcoin Treasury company hype.

Fantastic-Line-2022

I've posted this on three posts regarding Morphos loans. Since I've never done it before I'd love to get people who have used it's experience in process etc. Can one of your guys share my questions: Hey can I get your help on understanding how you take the proceeds USDC and use the funds? Like what's the next step after taking the USDC so that you can actually use the funds? Also, do you withdraw and re-deposit and use CB as the provider for the use of funds on the proceeds? Ultimately, I want to take the money and take a long....Krakken has high requirements and only accepts USDT(so this won't work). Ideally I'd do it all on CB. If I have the amount of the loan liquid whose to say I'm using my own money and not the proceeds. Right?

Fantastic-Line-2022

Can you walk me through what you do once you get the USDC... Like do you withdraw as cash? Have you ever then sent back your own liquidity (not the loans proceeds) back to coinbase to transact. I'm being very particular on this wording as I'd like to do a long play and ideally it would all be on CB....I'm worried if I just take out the loan I'll be stuck with USDC which other exchanges don't use or won't be able to do it all on CB which would be ideal.

Fantastic-Line-2022

Hey can I get your help on understanding how you take the proceeds USDC and use the funds? Do you withdraw and re-deposit and use CB as the provider for the use of funds on the proceeds? Ultimately, I want to take the money and take a long....Krakken has high requirements. Ideally I'd do it all on CB. If I have the amount of the loan liquid whose to say I'm using my own money and not the proceeds. Right?

Crazy_Tooth1858

You gambled a $2k balance down to $30 and you wonder how high BTC could go? Set her up on something like Strike or even CB where she can set up recurring buys. She does not need to attempt to trade because she will get rekt.

Scottex99

Haha oh no you’ve embarrassed me in front of everyone! So I’ve used DeFi before, Uni, MM, CB Wallet, LPs etc, granted not since the highs of mainly dumb NFTs a couple of years ago, and it still took me at least 60 mins to figure this out. Recover wallet on MM, add Arbitrum Nova, add Moons, convert Moons to ETH, at that stage I considered messaging you to check what chain you could support but I had about 5 guides open and honestly was done with it, so I opened another 4 guides to figure out how to finally bridge from arbitrum nova to regular arbitrum and finally secure my… $33.53 If I wasn’t bearish enough already, most noobs are not going to be able to manage that - I’m glad I never have to think about it ever again, except maybe in a year to check that the price is $0.01

explosiveplacard

If you want to use CB to create a loan, you need to do it through the phone app. Go to Cash and you will see an option to create a new loan. You can't do it from a browser on Coinbase. If you want to use morpho directly, you can use a browser on their site but you will need to "wrap" your bitcoin manually in what is called cbBtc which is Coinbase's wrapped bitcoin. Coinbase makes the process easier, but they do impose some restrictions and limitations. I believe the most you can borrow on CB is $100k. It's unlimited if you use morpho direct. I'm no expert and still experimenting with it. I really think this type of thing will be the future. I just wish it could all be done the bitcoin blockchain.

explosiveplacard

It's not Coinbase, it's Morpho. CB is just making the "wrapping" easier and quicker, but you can do this yourself. I've been testing Morpho for 6 or 7 months and so far my interest rate averages at 5.1%. Still makes my ass pucker when I think about doing this with bigger amounts though. Liquidation LTV is 86% but you can add more collateral or pay down the loan at any time. The biggest risk I can see is if a smart contract gets hacked or the contract that monitors BTC price get hacked. One huge benefit with this is you don't ever have to make a payment and there are no terms. If you want your collateral back, pay off the loan. Today, tomorrow or 10 years from now.

blackskyy

You CANNOT buy more coins. That's the restriction. At least not right on CB

blackskyy

CB offers about 5.5%

Infinite-Practice908

I get Ya 👍😄 Just wanted to know if there was more to it? Is advanced different than CB One? Appreciate your directness, just wasn’t sure if there was potentially anything more to it? I can handle those instructions, and if that is a proper and “good enough” explanation, Yep then I “get it”. CB one no fees, but still that larger about 1% spread. Like others, wasn’t aware what advanced benefits were…Glad you explained. 🙏🏼

Infinite-Practice908

Sounds like Great advice! Can you give a step by step how to? I see where you explained with this emoji 📈 Can you clarify it again, like I was 10-12 years old but on CB 🤷🏻‍♂️👍 TIA

cooltone

Not forgetting you paid tax on your money, then the CB dilutes it which like another tax, then once you make some gain because you to the risk to invest it the government taxes the gain too. Institutional slavery.

Dirty_ButtFuxMcGee

Ha, i can’t even say i have “Net Worth” +2500 to my name, ID Theft is a MF. Cant even claim that which is/was mine. But i have $65 in my CB, which i would love to grow. Just dont know which route to take.

neto99999

Robinhood has like 20 coins now. Only option you have is CB, Gemini, or RH - or a DEX. Check out rubic exchange

pickleBoy2021

Strange on phantom fees thing. It’s been cheap for me. I hate their fees. I pay for the Coinbase service. I will pause it sometimes. I turned it on so I can use the reoccurring for BTC, ETH SOL and USDC. Sol goes to Phantom. If I want to put on a trade, I use USDC on Coinbase Advance. Fees are lower and I get a rebate. If I want to trade perps on arb this where Coinbase fucks you. I can’t send USDC to Base. Not compatible. I send the ETH because it’s free. Use it on Arb and Base. I don’t use Base except for CB bridge. I like the perps on GMX and Arb. Pretty cheap except when the markets are blowing up. Aave I use as a DeFi option and they also have cheap swaps. Coinbase is my bank connection. Kraken I tried to sign up years ago and they messed up my KYC and I never went back. Gemini they got rid of all their coins and they have low volume and high fees. Unless you do advanced. Robinhood. I truly hate their crypto fees. They fuck you harder than Coinbase. So it’s slim pickens.

dvlinblue

Yeah, I was using phantom, but was still losing a lot on the transfer, I think I am just sour on CB

Ark3tech

I just got one of those 10mins ago. Same wording and CB471 code. Delete and move on is the best action to take. Never respond to unsolicited messages, emails, and calls. If you live by trust nobody rules, you’ll most likely never be scammed.

Additional-Menu-8764

Not to shill CB but i personally have still have yet to be a victim. And they are taking steps to prevent future attacks or bribery (which is what happened). I have the strike app but have just been lazy about using another exchange since I've been a member so long at CB I have a very high daily limit which is what keeps me loyal to them I suppose. I can move all my coins from cold storage to my bank account in 5 minutes, not that I would want to do that, but it's nice to have the option to be hyper liquid. I'll check strike out though, I already have it installed, just need to actually sign up.

pickleBoy2021

Want coins or perps? Coinbase use advance. You can bridge to Base and then hop to Arbritrum. Can get a wide option of coins and perps. Also can use CB as a bridge to Phantom. Always going to be fees or gas when networks busy.

Successful_Taro8587

You definitely dom CB is unreasonably high.

Unknown-714

Yep. I also get emails with some nice looking letterhead from CB, Kraken, even Gemini despite me not making a transaction with the exchange in years. Now that crypto has gone over 100x since I've been in it scams like these seem pretty common, especially since blockchains make transactions irreversible.

pirisca

Damn, i like that, but no Vault appears on my coinbase account. I have watched a couple of YT videos on it, and i have no option of Vault in any asset. Im in Europe, have a free account of CB :/

SuccessfulRing5425

I bought [this](https://www.amazon.com/Vastarry-Real-Time-Bitcoin-Temperature-Humidity/dp/B0D51CB5KX). It's been worth the money.

SpritzFinance

Great question!! Yes for Gemini, CB, [crypto.com](http://crypto.com) etc. these are based on custody so there are lots of inherent risks. The Spritz Card, powered by Rain, uses a smart contract to escrow your crypto (in stablecoin form) to provide the spending power. You can see it on chain and withdraw any time! Compared to Metamask, the Spritz Card is far more flexible -- we enable you to fund with ANY token on any of our 14+ networks, including BTC, memecoins, SOL, stables, etc. The Spritz Card is a credit card, not a debit, so the acceptance rate is very very high, and with 3D Secure tech you can use it in UK and Europe worry-free. And we have really high limits, $20k+. Not to mention we have great customer service team to directly interact with you if any questions or concerns!

floodassistant

Hi /u/CB1357986420! Thanks for posting to /r/CryptoMoonShots. Unfortunately, [your submission](/r/CryptoMoonShots/comments/1kwk7ri/day_4_of_not_feeling_sry_for_this_buy_and_an/) was removed for the following reason: * Please do not flood the subreddit with posts. You may only submit 1 posts within a 24 hour period. Please wait a while and try again! If you have questions about this, please [contact our mods via moderator mail](https://www.reddit.com/message/compose?to=/r/CryptoMoonShots) rather than replying here. Thank you!

002_timmy

Crypto cards are getting a lot more popular over the last few months. With options like MetaMask, Gemini, Coinbase, etc, how does Spritz differentiate itself? I’d imagine Gemini & CB are more custodial, but I’m very interested in the different between Spritz & MetaMask. Over the next 3-5 years, what is your vision for Spritz?

Top_Mind9514

Listen up, all of the platforms that you buy on have a markup. That’s their revenue stream. CB is like +$1K usually. Cash app also has a markup. I just started using Strike, to avoid that. You can also use River.com.

Myth_Mula

I have been using CB too unfortunately 😅 I just pulled all the way out of CB via self custody so I’m looking to migrate to a better exchange myself I here good things usually about Kraken & Gemini (not financial advice)

Rich_Produce8986

IMO,Kraken is better than CB.It has its own issues but I experienced less problems with Kraken than CB. If you can,just get a cold wallet,it's a better and safest option.

BQbaobao

I hate pieces of shit that don’t care about their customers. Your Ma and Pa pizza shop down the street cares. CB could learn something from them. If I wanted to vote with my feet, what exchange should i migrate to instead of Coinbase?

i-Ake


Inevitable_Base_9970

I’d look to into CB Social engineering! Thank me later 😴

TooFewTulips

The advantages for me are: 1.) they receive direct deposit and 2.) my funds are automatically converted to bitcoin, albeit at slightly higher rates than CB Pro. 3.) purchased bitcoin is automatically sent to my wallet with no transaction fee. It took my ‘set and forget’ set-up to a new level. With a manual system I was swayed by timing the market and manually transferring funds. Bitcoin Well is better for me.

Grunblau

Did crypto.com adjust their spread? I just got a huge amount of alerts that various coins are down ~10%. They are down 4%ish.. Spread seems better on these coins, now. Might just be wishful thinking as I would like somewhere to exit CB to. Imagine the influx of customers if they decided to be pro customer after being unashamedly predatory for so long.

Strange_Director_621

I received a phishing CB link yesterday. Good thing I don’t have anything on any exchange 😁

axnoro

A retarded opinion, yes. We should be doing more in calling out leverage trading and unsafe shitcoin casinos like RH and CB, especially since we have valid alternatives.

Rich_Produce8986

Nothing is stopping it from happening again either.No matter how much bravado CB is showing in its PR,don't leave your coins with them,for that matter don't leave your holding with any exchange.All of them are shady af except one or two exchanges maybe.

ObjectiveJackfruit35

There used to be this one insufferable toolbag in r/coinbase who would boot lick for them so hard and end every message with 😘😘anytime anyone shared a negative experience with Coinbase. I wonder what that CB throating individual is up to now.

igoldring

Anyone know why TAO is $30 more on CB?

emelbard

What if I get spam texts from Coinbase imposters almost daily for the past 3 years? Seems like CB should allow us to check in our account if we were affected

Rich_Produce8986

This breach occurred in December but CB revealed it in May. And before releasing this info CB made changes in their terms & conditions,one was that any lawsuit against CB is to be filed in NY. I don't think they have customers' best interest in their policy,because they wouldn't be hiding this info for months.

Puzzleheaded-Gap-980

The previous transactions weren’t through Sol, and were a while ago, but from what I remember they were deposited directly to the address and didn’t reroute through any other accounts. I am beginning to wonder if they have placed holds on my account and are holding the funds due to that. I have done my research and while TooBit has its fair share of bad reviews, I do believe it to be a real Exchange. A lot of exchanges (like CB) have constant complaints about withdrawal and deposits, but it’s still a very reliable exchange. Hoping for the best but I’ve decided to cut my losses. It was mostly just profits anyway.

Ham_Fighter

If they see my $2 balance on CB and want to kidnap me then honestly I'm probably going to be able to take their crypto

SmedleySays

It would not protect against breach, but it would also show a zero balance unlike someone who keeps all their stacks on CB thereby potentially making the self custody folks less of a target relatively.

2Tacos4oneDollar

From what CB said, they flagged the accounts effected. So if you didnt receive a notice you should be good.

2Tacos4oneDollar

"They used cash offers to convince a small group of insiders to copy data in our customer support tools for less than 1% of Coinbase monthly transacting users" Well good thing I haven't touched CB in 2 years

Chief_Executive_Anon

Does this affect CB Wallet users too? Different wallet than was associated with my exchange account; accessed entirely through their wallet app.

ach66

How would users know if they are on the stolen info anyway? Did CB send out any information to affected users?

willzyx01

This has nothing to do with the coinbase leak. This is just random scams. Your phone number was probably leaked a thousand times by now by random companies and banks. This is just scammers mass-sms phishing for anyone with a coinbase account. My wife doesn't even have a CB account, and she got the same text.

The_Realist01

that’s currency flows, not CB policy. Last time US Fed lowered FFR, Treasury yields increased lol.