USDC

Keakya143

Earn up to $750 in stablecoins with CoinDepo’s Referral Program. Invite friends, grow your network, and profit together. 💰 USDC rewards await.

MinimalGravitas

The part you're perhaps missing here with regards to oil's usefulness to society depending on a stable price is that Ethereum scaling is designed so that less ETH is required for the same amount of use. This plan was laid out in the Rollup Centric Roadmap almost 5 years ago [https://ethereum-magicians.org/t/a-rollup-centric-ethereum-roadmap/4698], and is now playing out. As an illustration, of what this looks like in reality. One common use of ETH is to pay for swapping tokens (e.g. WBTC to USDC or whatever). On Ethereum L1 this type of transaction currently costs in the region of 0.000069585274145112 ETH ($0.18): https://etherscan.io/tx/0xf7ed0fad666a52e0f8478e18ff8c544ab71848a7ba8347b761e24b358940b813 However doing the same thing through a rollup costs orders of magnitude less, e.g. 0.000000463829327457 ETH ($0.001175) on Optimism at the moment: https://optimistic.etherscan.io/tx/0x0a9fde2920729f07c074aaa9737ece4049120ac97ac74d7dc5a9fac79bdc98ec If you were to stick with the oil analogy then this would be like a car today being 100x more efficient at using petrol than before. This has allowed the use of the Ethereum ecosystem to increase rapidly. Ethereum L1 processes around 15 transactions per second, but the rollups built on top of it currently process about 200 transactions per second: https://rollup.wtf/. So yea, total utility is increasing rapidly, but the amount of the asset each individual using the ecosystem needs is reducing, so the price of ETH can go up a lot and people will still have to spend less to make their transactions. The final part of the picture, and the step that fewest people understand, is that these rollups pay the L1 for their security by buying 'blobs' of data storage, using the bundled fees of their users. The ETH spent on blobs is burned, in the same way as EIP 1559 burns L1 gas fees, when the blob supply is more than the demand (such as now) then the burn is negligible, however as usage increases above the available blobspace then the burn will increase rapidly. As more L2s grow and are used more then it won't be long before more ETH is burned in total than is issued each block, making the asset deflationary again, while keeping extremely low network fees. The two narratives are not in opposition.

Dapper-Raspberry-860

For me wait a little dipper. Take advice. Buy low sell high. Accumulating at dip is the best then HODL and wait for bullrun. 🤩 If you want your assets to earn while holding try participating in Coindepo. 📈 Earn up to 24% APY on BTC, ETH, USDT, USDC & more 💰 Compound interest calculated daily 🔒 Fully insured assets Sign up today & start earning from day one Start earning interest on your crypto🔥

Dapper-Raspberry-860

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promonalg

Isn't USDC controlled by circle? So it is still centralized control isn't it?

Dapper-Raspberry-860

Personally, I'm really expecting a bullrun but I don't know which quarter. Im just holding and accumulating at the same time. I would suggest to explore Coindepo. 📈 Earn up to 24% APY on BTC, ETH, USDT, USDC & more 💰 Compound interest calculated daily 🔒 Fully insured assets Sign up today at coindepo.com & start earning from day one Start earning interest on your crypto🔥

Dapper-Raspberry-860

Why let your crypto sit idle? 📈 Earn up to 24% APY on BTC, ETH, USDT, USDC & more 💰 Compound interest calculated daily 🔒 Fully insured assets Sign up today at coindepo.com & start earning from day one Start earning interest on your crypto🔥

Due-Candy-8929

Hmm there is still a difference between centralisation and concentration :) as big players own more it doesn’t make things more centralized - but interoperability and multi chain tech does definitely make the future look more interconnected, and blurring the lines between defi / trad fi :) Interesting to see Circle release USDC on the XRPL (RLUSD / EURØP / USDB / BBRL etc) and Vivo’s plan to generate yield on their $100m of XRP using the FLR network! And tokenized realestate sales in Saudi Dubai’s first tokenized property listing sold in 24 hours, and the second sold in under 2 minutes! (Between 149 investors from 35 countries) “Both projects are part of the Dubai Land Department’s (DLD) Property Tokenization Initiative, designed to enhance real estate market accessibility through blockchain-based fractional ownership. The PRYPCO Mint platform, a joint initiative between DLD and PRYPCO, is licensed by the Virtual Assets Regulatory Authority (VARA) and utilizes blockchain technology developed by Ctrl Alt via the XRP Ledger.” Really cool to see the mix of so many techs and startups working together or on the XRPL to bring utility and new opportunities out! :)

LeonardSmallsJr

What’s the point? Why not just use USDC or whatever unless they’re planning a rugpull (/s)?

Leading_Wafer9552

Aren't Tether and USDC really just CBDCs by another name because they can freeze your funds and block you from accessing them?

SmartRick

USDC

williaminla

Feels like half the people in the stuff have no idea about crypto and just comment bs, especially the “top 1% commenters”. If everyone has their own stablecoin on a shared network, then you’d be able to swap Amazon “gift cards” and stablecoins for USDC or stablecoins from other companies

TatarAmerican

at this rate BTC, ETH, USDC

coinfeeds-bot

tldr; Shopify has partnered with Coinbase and Stripe to enable merchants to accept USDC stablecoin payments globally via the Base network. This integration allows customers to pay with USDC using supported crypto wallets, Shop Pay, or guest checkout, while merchants can receive payments in local currency or USDC without foreign transaction fees. The initiative leverages stablecoins' stability, fast borderless transactions, and improved buyer wallets, aiming to simplify global commerce and expand market access for businesses. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

coinfeeds-bot

tldr; Shopify has launched early access to USDC stablecoin payments on Base, Coinbase's Ethereum layer-2 network. Merchants can accept USDC globally without new integrations, while customers can pay using supported crypto wallets. Payouts are in local currency or USDC, with no foreign transaction fees. The initiative, in collaboration with Coinbase and Stripe, aims to streamline global commerce using crypto infrastructure. Shopify plans broader rollout in 2025, despite calls for blockchain interoperability from the crypto community. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

cphh85

Stripe also testing USDC for some vendors

MinimalGravitas

Here's a really big list of links to projects being deployed by mainstream companies to give you a picture of what the next stage of adoption will look like: https://ethereumadoption.com/built-on-ethereum/ Big themes are: * Stablecoins for payments, such as Paypal already paying their accounting firm EY with their own stablecoin, and Shopify just yesterday announcing that they are going to be accepting USDC on an L2. * The tokenization of traditional financial assets ('RWAs'), with projects by Blackrock, Visa and UBS (the biggest asset manager in the world, the biggest card payment provider in the world and the biggest private bank in the world), all deployed to L1. * L2s for individual companies, allowing them to specify rules onchain rules for lical regulatory compliance while still benefiting from interoperability and L1 security, examples include Deutsche Bank's 'Dama 2' and Sony/Samsung's Sonareum. * Privacy preserving identity systems, allowing verification of criteria without revealing excess information (e.g. prove that you are old enough to buy beer without giving a stranger your DoB, or proving you are a resident who should receive UBI, without sharing your actual address), things like Worldcoin and the Buenos Aires Digital License.

AutisticGayBear69

You need SOL for gas on solana not USDC.

polarfetus

I mean, for people who have some crypto like Solana or ETH they can get yield on that. And also on USDC you get good yield. So you're stacking rewards potentially. I would not buy crypto to do this, but if I already had it sitting somewhere else, I would think about moving it over. Would you?

Admirral

yea guaranteed to have blacklisting. Even USDC has black listing. Im just curious what kind of infra they have in place to simultaneously blacklist multi-chain. And then there will likely exist such things as wrapped stablecoins which can't be blacklisted otherwise all wrapped holders get affected (which won't happen if it is a popular project).

polarfetus

Any guesses? There will be a promo APR on the first 10k in USDC. So maybe like $20k equivalent held on the platform across all assets will get you 4%? Probably more - maybe 50k? Hopefully they announce soon.

bsc_rug_pulls

Back in the old days, trading pairs were denominated in bitcoin. Nowadays they're often denominated in USDT/USDC. Back then the entire objective of alts was to stack sats, not dollars. Turned out to be right. Now ask yourself...is there any alt pair denominated in bitcoin you'd be willing to risk bitcoin for? There's your answer.

SilentSession7440

I’ve always dreamed of owning my first motorcycle, and I’m working hard to make it happen. If you’re able to help with a small contribution, I’d be forever grateful. Thank you for supporting my dream!" wallet: BTC : 1HdLAgSR1vnQMNF17AXhSPXRybexBdfgV9 USDC: 76S71UdUZUxQBDA1ouMyXCGMCYAFQsPGwYGriaFwE1df ETH : 0xFD0C682A373EA8d44D4A5090d350aC584cFA714e

7101334

They used to give 4% USDC rewards on their Coinbase Debit card for all users. Stopped that when the market crashed, never resumed it when the market recovered. I imagine this will be similar, just with the added aspect of being a likely bait-and-switch to get people to sign up for their subscription service this time.

rgnet1

Fyi there’s a regular free Coinbase debit Visa card that pays back 0.5% bitcoin on all purchases. You can fund it with bitcoin or USDC (which pays 4% interest on balance held).

WetFartMcGeee

Don’t sleep on the USDC APY (between 4.1-4.5%) depending on the plan. It pays for itself if you keep enough cash in CB which makes sense (for some) if you park it there waiting to buy BTC dips which I was already doing anyway. If you trust CB (they don’t make it easy on themselves lol) to hold your USDC the credit card and CB One pay for themselves. Not for everyone but I’m on board to test it out since the interest easily covers the cost if you have enough cash on the platform. IMO better than just leaving it in a checking account earning nothing.

MinimalGravitas

Shopify are ntegrating an Ethereum L2 (Base) to allow USDC payments: https://x.com/tobi/status/1933236205027799254

DmitryParker

General questions deserve more than general answers — so let’s flip the script. TradFi’s crypto adoption isn’t about "embracing innovation". It’s about quietly building escape tunnels from a failing system. The silent globalization shift: First, "stocks to crypto" isn’t just a portfolio play — it’s geographic arbitrage. Pension funds buying BTC? They’re hedging against local inflation. US bonds yield 5%? Argentinians or Turks would laugh. For them, 15% yield in stables isn’t greed — it’s survival. At CryptoIndex, we see emerging market users overweight stablecoin indexes not for speculation, but preservation. Second, the real endgame is invisible infrastructure. TradFi won’t scream "WE LOVE CRYPTO!" They’ll tokenize Kenyan tea farms to trade as RWA indexes in Singapore. Pay Brazilian freelancers in USDC to bypass 10% FX fees. Your pension? Might soon be partially backed by tokenized Tokyo apartments. Crypto becomes the plumbing — not the headline. But the risk everyone ignores: This "smooth transition" relies on crypto becoming boring. No moonshots. Just regulatory passports (like MiCA in Europe bridging Singapore and UAE), indexes as compliance tools (KYC’d baskets over wildcat coins), and standardization. Fail that? Fragmented liquidity creates walled gardens. So where’s the opportunity? In building the boring stuff: - Indexes tracking RWA yields (6% beats bonds) - Compliance-friendly "passport" portfolios (EU-approved tokens) - Inflation-neutral baskets (BTC + tokenized gold equivalents) TradFi’s crypto move isn’t ideological — it’s the new tax haven. Globalization 2.0 runs on-chain. Heh.

KayySean

What compounded interest? USDC? Why would I keep dollars in Coinbase? I would either move it to the bank / CD and get interest OR keep it in BTC.

BlackjointnerD

I come back to reddit and everyone is still clueless lol USDC on XRPL 💪🏾

Wrest_Assured

I know it's not bitcoin, but what do you guys think about the US Gov trying regulating stable coins? I don't understand how any stable coin company can have 1:1 dollar reserves. I mean if someone trades $100 worth of USDC token for some other token, and by luck doesn't get scammed and somehow doubles their value to $200, then trades that token back to USDC token, where is the extra reserve coming from? Are they just going to "print" the extra $100 dollars? I mean, Trumps affiliates have launched a Trump-branded stable coin via World Liberty Financial. What is to stop any of these stable coin entities from trading the stable coin to random token, pumping the token, then trading it back to the stable coin, essentially just printing new money? I just feel like this scenario is going to contribute to and accelerate dollar debasement. Obviously, all the more reason to be all in on bitcoin.

coinfeeds-bot

tldr; The U.S. Senate has advanced the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins of 2025 Act), a bipartisan bill aimed at regulating U.S. dollar-backed stablecoins. The legislation mandates one-to-one reserve backing and oversight by regulators, with analysts predicting it could drive mass crypto adoption. Critics, including Sen. Elizabeth Warren, warn of potential loopholes and insufficient consumer protections. Industry leaders like Bank of America and Uber are exploring stablecoin applications, while Circle's USDC stablecoin saw a major IPO success. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

SPY_0DTEs

If this is an issue just buy a large amount of USDC on Coinbase which doesn’t even have any fees. Then when you’re ready use advanced trade to swap it to BTC …

vattenj

issue USDC and buy US government bonds, and use those new bonds to issue USDC, rinse and repeat, soon the us national debt will be zero

urbangoose

DAI from MakerDAO is probably a good example decentralized, algorithmic, and still around.. has had about $100m volume in 24h. very small compared to USDT and USDC, but it's #39 by marketcap 🤷‍♂️

knivef

Hey u/Milan_dr, I'm curious about the payment processor you guys use for settling crypto payments. If you're ever looking for a solid backup or alternative, check out PayRam \[https://payram.com/\], it's a self-hosted crypto payment gateway that gives you full control, no middlemen, or KYC required. Set it up in under 10 minutes, and start accepting BTC, ETH, USDT, USDC, TRX, and more from anyone, anywhere. Especially handy if you're in a niche where other processors tend to get twitchy or cut you off. Solid tool to have in your stack just in case.

filteredfun

Good question — in my experience I’ve either traded the USDC for USD, or, swap the USDC for BTC to take a long position.

Taltalonix

USDC, bridge occasionally to arbitrum or base chain for fast transfers. This is pretty much how most of the world transacts with crypto Monero if you want to do illegal stuff

teflfornoobs

MAYBE like USDC because coinbase is a certified bank and has the reserves. But USDT is a time-bomb the entire market ignores for the sake of hype. His maybe isn't heavy lifting. it's delusional, but delusions made nations and recessions.

Kidchico

Kinda like USDT and USDC?

ErectionOfSpock

I would sure love to know who thinks we actually need **more** stablecoins.. I thought the room was crowded when it was just DAI / USDC / USDT

cryptolipto

For sure NANO is dead in the water. It should have been a stablecoin. If it was a stablecoin, we would have been seeing its trajectory similar to Circles USDC. But nope. Stablecoins have achieved product market fit. There’s a good reason everyone wants to transact in and accept a stablecoin tied to their countries currency. It makes sense. Cardano. I dunno. It could have taken off. It should have. It’s certainly had the time and money to do so. But they’ve made some questionable design choices and move too slowly and got outpaced by either Ethereum, or the many that have followed like solana, Sui, arbitrum, and base. I don’t see them as being competitive long term

Squirmme

I mean, USDC on Coinbase gives APR :)

ZinedineSatoshi

Do you pay taxes if you trade with USDC ? I think in some countries you only get taxed if you convert to FIAT

Vegetable_Island6164

Now take a USDC loan against your BTC convert to fiat and pay the original loan 😉

aTurnedOnCow

Yeah to make matters worse I hold a decent amount of USDC on the side in case I want to buy dips, when in hindsight I should’ve kept it in GBP to preserve its value.

staker1971

Go to Krystal defi. Make a small position In arbitrum pool ETH/USDC and set it for autorebalance for a tight range ie +/-2%. Set autocompound off to reveive rewards in wallet. Enjoy

Plane-Position491

You can take loan out on Coinbase in USDC using bitcoin as collateral

goldenchild06

I spend crypto (USDC) all the time without exchanging to fiat or "off-ramping"

bananaguard36

You can also find other DEFI pools / services, for example you can leverage your liquidity, take out a USDC loan on your Bitcoin, but there's drawbacks no matter which way you take it. For example if you enter a loan contract with one of the DEFI liquidity pool services/companies and BTC price drops you'd have a very limited window to bring your LTV ratio back into acceptable boundaries or risk liquidation. That means you'd have to go buy more Bitcoin and quickly send it to your contract or you lose everything and still owe them money.

Laukess

I use a different exchange, but I normally transfer some fiat once a month, and it acts as emergency funds. If there's a big dip it allows me to buy instantly without having to wait for a bank transfer. I wanted something off of amazon, but my paycheck was a bit late, so I turned the EUR i had on the exchange into USDC, and transferred it to Revolut. I then sold it back to EUR/USD and bought what I needed. Was quick, but the conversions was a bit annoying. You can also just withdraw directly from the exchange to your bank account, but it's not nearly as quick.

kordonlio

USDC if you can. USDT (Tether) is under connstant scrutiny and critique by governments all over. Just a matter of time before it might become difficult to trade USDT.

Slayerofgrundles

Huh? Last I checked, Tether and USDC can be traded/purchased exactly the same.

Squirrel_McNutz

I personally always choose USDC when I have a choice

CardiologistOk1028

I'd go with USDC because it's more transparent then Tether. Buy a hardware wallet and store it on that. I'd also spilt my funds and buy some gold/silver for emergencies. Open a Swiss bank account most of my funds would go into a reputable Swiss bank not crypto.

American_Jeeper

I used to think ETH would be the way to go getting in late for bitcoin in comparison... However Vitlalik is always messing with it and changing gas fees and kills the momentum of the coin constantly... Hes great at the Blockchain but he sucks with coin and token management issues... When he removed Tips to make trades more even slated, transaction fees skyrocketed up to 200-400 some trades...which is ludicrous... Half the miners mining stopped and did other things like staking... Then he was trying to address that while making millions and his corp started dumping eth during highs like a pump and dump again hurting the investors... Then so many other types of blockchains started getting developed and even piggy backed on eth network they also would be tied to eth influence, then solana and others started popping up all over the place to break free of the eth chains... and they started to fall in line with bitcoin and eth more evenly all rising all dropping simultaneously... but I remember when Bit coin dropped to 14K eth was low also I think 1500 it sailed all the way up to 4600 then he started selling holdings again... Yes the markets fluctuate but I would go to bed with 1200 in eth and he would do something and eth would tank wake up with only 800 the next morning I used it for gas in Trust wallet finally I learned not to hold to much eth I treat it like fuel in my car... I dont carry 500 gal tanks so I also dont load up thousands in eth I place it into USDC stable and keep 1-200 in eth only to work as gas for swaps... Thats my take on it but 10,000 people will tell me Im an idiot and wrong so I really dont care about opinions much anymore either... LOL Good luck.. I tell my friends invest in Toshi with 645,000 active wallets its new its coin bases flagship coin and its secure and not going anywhere they have started building up around it with utilities and itss listed on about 70 exchanges currently... If they want to invest 20K or more I tell them to watch until bit coin takes a big hit then roll in and hold long term... If they are trying to make something better Toshi, ADA XRP since the ripple case any day should be entering the agreement phase between the SEC and Ripple XRP its a fiat trading coin... APE is a good one Pepe gotta watch all the clone coins out there ... Good luck sir...

hpmancuso

Yes, my money is in banks, some in cash, but the portion I want to move is in bank accounts. I own a Ledger, but why choose USDC over USDT?

Heavenly_Spike_Man

You have to have money in the bank to buy USDT… can you trust the bank with your money during this process? If so, buy USDC. Store it on a hardware wallet like ledger. Enjoy your corruption

TenshiS

USDT, USDC etc. Literal USD pinned coins.

Grunblau

If Coinbase, be sure to use advanced mode and use a limit order set to post only for the best deal. If it is off the radar BTC, consider P2P or swapping on a DEX for USDC and send to Coinbase or RH. Right now, I’d probably choose RH with holds some people are seeing over at CB.

Killintym

USDC will be global. It will be global currency. Borderless capital

IntentionDeep651

yeah for the owners :) … Dudes steal the idea , printed free digital money and became rich and now they went public and sold masively overpriced shares of this “company” . Also few years before USDC was created peole went to jail for digital gold 

IntentionDeep651

yeah for the owners :) … Dudes steal the idea , printed free digital money and became rich and now they went public and sold masively overpriced shares of this “company” . Also few years before USDC was created peole went to jail for digital gold 

coinfeeds-bot

tldr; Circle's IPO was a major success, with its stock price quadrupling to $123 shortly after launch, surpassing the first-day performance of companies like Airbnb. This highlights the growing institutional interest in the crypto sector. Circle profits significantly from USDC investments in short-term US Treasuries, sharing revenues with Coinbase. However, risks include potential competition and margin compression. Consumer agencies may scrutinize Circle for retaining most of the yield from these investments. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Awkward_Potential_

I think Tether= not in the US, USDC= Inside the US is more likely.

KIG45

In Europe, USDC has already won.

MrTheums

While the headline-grabbing $1.45 billion influx into USDT in a week is noteworthy, it's crucial to analyze this within a broader context. This surge might reflect increased market activity, but it could also signal a flight to perceived safety amidst uncertainty in other crypto sectors. We need to see more data than just transaction volume. Transparency regarding reserve composition and audit frequency remains paramount for all stablecoins, not just USDT. The ongoing debate about USDT's reserves and auditing practices shouldn't be ignored; a deeper dive into those specifics is necessary before drawing conclusions about the long-term implications of this recent growth. The competitive landscape between USDT and USDC is indeed interesting. However, focusing solely on the "winner" overlooks the systemic risks associated with the entire stablecoin market. The concentration of market share in a few dominant players presents its own vulnerabilities. Diversification across stablecoins and a critical assessment of their underlying mechanisms are vital for any investor.

stelees

Click claim on the site and it ends up in my wallet, have pulled down 38 USDC over the last week, but then started to doubt myself about this whole thing.

American_Jeeper

I use coinbase as the vehicle to get my coins into trust wallet If the coin is listed on coinbase i buy it directly then sent as is to my wallet... If its not listed on coinbase Ill buy eth or send USDC to wallet and then swap it over there avoiding coinbase fees percentage wise and go flat per transaction its a hell of a lot cheaper than converting it from Cyrpto to whatever and back to usdc... When I send it back from the wallet to coinbase for removal I only send USDC since there isnt a charge to convert to usd and also not a charge for withdrawal as long as you take the three day route... and do not do instant... Usually within a day or day and a half its there anyhow.,,, Coinbase like all exchanges charge percentages and whittle down your earnings... If you buy in 1000 bucks of eth they take approx 50 bucks per 1000 same when you sell or convert it over... If you buy 10,000 at a pop they are taking 500 on the front end and 500 on the back end of your money... You can buy in send to a wallet do the transactions there for 69 70 whatever and it saves you 430 bucks in and out...

Killintym

This battle will end up being between USDT vs USDC. With USDC ultimately winning out, mainly because of the infrastructure laid out specifically by Circle. Especially now that circle is publicly traded, many financial institutions are looking for an intermediary platform with some kind of oversight/insurance. Simply put, Tether = Napster, Circle = Spotify. Ultimately people would choose the safety and security along with profitability.

binary_quasar

A bummer, but also a lesson. Hype and FOMO are like drugs. We chase that high we get from being a part of something novel and exciting, especially if we believe that it could change the world. Almost all of us experienced it somewhat with BTC or ETH. It feels good to be validated. True validation comes from having a comprehensive and well-thought plan and executing that plan to the best of your ability. I don't know your situation, so I can't say what would be a good pathway for you to take looks like, but let me tell you my plan as it wouldn't surprise me if we were in at least similar circumstances. I am still holding alt bags from 2018 through 2020. Luckily, my original portfolio plan was 70% BTC, 20% ETH, and 10% random alts. Some of them I am happy I hung on to, but my mistake was to enter these investments with the only semblance of a plan being "*sell when rich*." For now, I have *very modest* profit targets for these alts. These are set limit orders on very reputable exchanges that will automatically trigger at certain prices. I don't care if the coin is pumping hard when it gets triggered and I'm maybe missing out on gains. I'm not chasing FOMO. These orders are mostly going straight into BTC with a couple to USDC so I have dry powder to buy more BTC during a downturn. My goal with alts, which I lost sight of while distracted with hype and FOMO, was always only to get more bitcoin. That was my early goal with ETH too - **use gains to get more BTC**. With ETH, I bought the majority of my holdings when it was around $100, so it's grandfathered into my long-term holds because I've made my cost basis back several times. Same with 50% of my LINK and SOL bags, bought them dirt cheap, so they can stick around for the foreseeable future. From here on out, **fuck altcoins.** I'm not buying a fucking dime worth of anything that is not Bitcoin. My ETH is staked, so some small APY gains, but eventually all of that ETH and LINK is going straight into BTC. Not that ETH doesn't have actually decent tech and a bright future, but this entire space exists because of bitcoin. It's the best and will always be the best. It's the most secure network in the entire world and has proven itself time and time again. Companies countries, and states are starting reserves of Bitcoin, not ETH or anything else. To me, it's crystal clear. Bitcoin won. Everything else is a distraction. It will always be the king of crypto and is the only cryptocurrency that is legitimately changing the world.

diwalost

Obviously it's a scam. Now how would they get your USDC is up for debate. Most common way is to steal your keys when you connect to the website. You never know what's in the code behind the scene.

Otherwise-Bill3217

OP, post your USDC address here, its likely that they have enabled multi-sig on your account

epic_trader

>That's not what a transaction fee is. If I send £10 via my bank to a friend they get £10 But you do understand that you pay taxes and bank fees and those money goes towards issuing bank notes/coins and operating the banks and people's bank accounts, right? >As opposed to being at the mercy of 2 mining farms? Nano's Nakamoto coefficient is a lot better than bitcoin's Yeah Bitcoin sucks too, not really a great argument. And considering you can't really use Nano anywhere, it's really not a better currency that ETH or DAI or USDC or whatever.

hideous_apostle

Even if you didn’t sign a transaction to send tokens, you may have unknowingly approved the site to spend your USDC

bananaboat1milplus

Correct me if I'm wrong but are you describing something like USDC or USDT but running on Nano's network? This... Actually seems really promising as a solution for financial centralisation and micro-fees put in place by middle-men.

epic_trader

>It's the only cryptocurrency that actually works like currency. That's not really objectively true, is it? USDT and USDC and DAI work a lot better as currencies and are far more popular.

surfer59

Circle just went public .Circle primarily generates revenue from USDC (US Digital Currency) by earning interest on the reserves that back the stablecoin.  Ticker : CRCL

ConsistentMidnight57

Share with me an audit from this year. Otherwise USDC gets frozen ALL THE TIME. And finally colored coins "Jeremy Allaire: Colored coins very much as well. In the early white papers, if you want to call them that, for Circle, we were very focused on the ability to issue assets on top of Bitcoin. Really, my background was originally in working on web programming languages and eventually worked on different types of virtual machines and infrastructure. I was really intrigued by the idea of expanding script to do more. Back in early 2013, people were writing about, talking about these ideas. We just assumed, "That's going to happen. That you're going to be able to do that, and once you're going to be able to do that, you're going to be able to build layers of protocols. You're going to be able to do things like abstract away existing assets and put them onto these networks.""

-AgitoMakishima-

Polkadot’s Nova Wallet getting a debit card so you can spend DOT, USDC, USDT and on-chain assets with a Mastercard… but only available to EU residents for the moment.

Mstr_Strk_645

Use bitcoin as collateral for margin, borrow some USDC

Ok_Category_6395

if you have coinbase, you can utilize Morpho Loan to collateralize your BTC so you can borrow cash (USDC) without selling it. Generally starts you off at around 5% variable interest (but only once have i ever had mine go significantly higher, and that was extremely brief.)

staker1971

My method is: -i sell BTC for 5000$ to pay my bills. - Simultaneously i convert BTC in ETH for current price for 5000$ lets say 2,5 ETH. - i put 2,5 ETH in automated blue chips liquidity pools like ETH/USDC, WBTC/WETH etc through Krystal defi and vfat. - i gradually collect back my initial investment of 5000$ in WBTC, WETH, Stables etc

ConsistentMidnight57

Circle can freeze all USDC for "Unauthorized transactions", haven't had a real audit in months, maybe years, and they believe in "colored coins" - allegedly. Not for me.

Danarri_Dolla

Sooo truly I’m not sure .. USDC is truly the real driver of cross border payments between banks since the dollar is reserve currency .. atm XRP works fantastic but it’s not stable. !!!! Nobody Wana trade in something then lose value within hours .. now if the dollar loses that status or if XRP becomes stable then maybe yes it has a huge future Atm USDC is kind of the way most international banks will adopt and using XRP rails maybe

rtg2k

USDC to $3

MichaelAischmann

I stand corrected. I thought one would need USDC on Polygon & to make a bet it would require POL for tx fees. I appreciate the clarification.

Elemental_Breakdown

I got downvoted for suggesting that you put in conservative limit orders, and instead of paying top I bought my modest $50 that I can afford per month or two at the lowest price it hit in the last 30 days. I also avoided fees and margins or whatever that extra money they charge us called. No, you are not too late. I only started in October and my average cost is 92k. Of course I don't have much, but this is for my kids not me so if I DCA this way for the next few years I will definitely have at least a couple of thousand of dollars in the next few years. I don't know why I get downvoted for putting limit orders in USDC and collect 4.2% interest on the couple hundred bucks of orders I have. If you have a family and your spouse plus your own paycheck barely covers mortgage and the kids activities plus some takeout and a vacation once every 3 years why is that so bad? I have a huge 13' deep, 40', 90° in-ground pool I wish the former owners of the house never put in, but that's basically our biggest non-essential expense. The guy that got me into bitcoin has he claims millions worth but lives like a peasant in another country to protect him from taxes and has no wife or family and is a miserable jerk. He could have helped me get into this when it would have made a huge difference but never made time for me. When anyone asks me, I take as much time as they ask for to help, this dick was like "read the books and figure it out yourself". Effing jerk. A fellow teacher besides! There's no reason we shouldn't be helping each other as much as possible. My favorite moments in life have been in service of others, whether as a teacher, mentor, friend, or whatever. We're all in this together. Be kind and don't be afraid to put in limit orders that just sit for months if you are collecting interest. I have faith all my limit orders will be filled and my DCA won't rise above 92k.

MichaelAischmann

Are you sure? I know it mostly operates with USDC but the transactions happen on Polygon. Users will at least need some for fees.

DontBuyMeGoldGiveBTC

and? it's evidently a means of exchange. I used it as an intermediate currency. Who in the US wants bolivars? No one. I also don't want USD. I want bolivars. So what arrangement do we reach? They sell their USD for USDC, they give me the USDC, I sell the USDC for bolivars, and then I spend the bolivars in Venezuela. Yeah I'm not literally buying the pizza with it. But people value it. So I can use it as a means to obtain what I want, in a generic and fungible way, which means that it is, after all, a currency. That it's intermediary? Sure. P2P markets ensure that it's always available for anyone anywhere. No banks, no papers, still got paid, still can trade with anyone anywhere in the world with a common uncontrollable currency. Or common sets of currencies since ppl value different things.

B_Beast25

I see the money still available. And it gives me all kinds of options to convert to USDC, ETH and such but I only followed the steps and now don’t know how to move it back to bitflyer

B_Beast25

I see the money still available. And it gives me all kinds of options to convert to USDC, ETH and such but I only followed the steps and now don’t know how to move it back to bitflyer

1infinite_half

Ok so this is a super fucking basic take on cryptocurrencies. Like dude, do you even engage with other chains? You act like there isn’t a whole entire world of crypto out here and you’re just sitting in the casino crying. You really need to start exploring some of the other opportunities, and they really aren’t that hard to find, they aren’t hiding behind the memes. Just so I’m not some asshole who doesn’t give you anything to go on, I recommend bridging over to hyperEVM and checking out the future of blockchain finance, an all-in-one chain that houses defi, swaps, and gasless futures. HYPE is the native on-chain, but the perps run on USDC. If you really think SOL is cooked on meme coins and isn’t breaking out of it with any new tech, you can pick up its replacement for like $30 rn… get into staking, there is another airdrop coming, the last one was the biggest airdrop valuation in crypto. *not a shill, just a user, but if I didn’t say something ppl would bitch about how I just left it hanging

Abythekid

12% on USDC on Bonzo Finance. Built on Hedera, personally think it’s a safe protocol.

TheKFChero

The USDC is backed 1:1 mostly with short term treasuries which provide ~4.4% yield. Basically, you get to use USD on public digital rails (blockchains) and the company pockets the interest. The overhead for companies like Circle and Tether is extremely low because they don't have to do anything to maintain the networks they use (which is not true of centralized payment processors e.g. visa, MasterCard, venmo, PayPal, Cash app) so the profit margins are insane.

Weak_Conclusion_7020

If you’re seeing 5.6% apr on USDT in Trust Wallet, that’s actually decent for something user friendly. But if you’re hunting for higher yields with relatively lower risk, here are a few options to compare, Lower risk stuff 1. Coinbase USDC Rewards – Around 4–5% apr Not the highest, but it’s FDIC partnered and super easy to use. Lower risk, lower return. 2. Kraken, Nexo, Gemini Earn – 6–8% on stable coins. Kraken is one of the more trusted centralized exchanges. Gemini also has decent yields, though some programs are paused. 3. Curve/Yearn on DeFi (for USDT/USDC/DAI pools) it can hit 8–10% sometimes. More complex and requires MetaMask or another Web3 wallet. Risk of loss or smart contract vulnerabilities, but it’s all non custodial. Slightly more risk stuff 1. Aave or Compound – Lending protocols for USDT/USDC. Yields are lower (3-5%) right now, but safer on chain options. 2. Beefy/Autofarm – Auto compounding yield aggregators. You can find 7–12% yields here by staking LP tokens, but DYOR, gas fees and smart contract risks can eat returns. 3. Real USD (like via Ondo Finance or Mountain Protocol) Emerging options offering tokenized treasury exposure. Some are yielding 6–10% on stablecoins by parking funds in short-term T-bills. Anything above 10% on a stablecoin should be a red flag unless you deeply understand the mechanism behind it. With CeFi collapses like Celsius and BlockFi in the rearview, caution > hype. If you’re fine with moderate risk, DeFi options (Curve, Beefy, or Ondo) might edge out Trust Wallet’s 5.6%. But for ultimate simplicity and security, that 5.6% isn’t bad.

Spiveym1

> What is the investment thesis for this company though? Main intent would be to replace existing payment systems, ideal state is to displace Visa/Mastercard who have monopolies on transaction processing. Otherwise from transaction fees on USDC, interest earned on its reserves, and SeedInvest, the equity crowdfunding platform it purchased in 2019.

sneekyfoot

They collateralize USDC with T Bills, and earn yield from those.

coinfeeds-bot

tldr; Circle has raised $1.1 billion in its IPO, pricing shares at $31 and valuing the stablecoin issuer at $6.9 billion. The offering exceeded initial expectations, with 34 million shares sold. Circle's USDC stablecoin holds 24.5% of the market, with $61.5 billion in circulation. BlackRock and ARK Invest are among key investors. Circle reported $156 million in net income for 2024, down from the previous year. Shares will trade on the NYSE under the ticker CRCL, as Congress advances stablecoin regulation legislation. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Crypto-4-Freedom

Awesome, you talked about you dont like boring. Here i got a ETH DeFi strategy for you: Restake your ETH with ether.fi, wrap you eETH tokens, now you got weETH tokens ( 3.4% apr at the moment, higher than normal staking + you earn some extra etherfi rewards) Lend your weETH out on aave and get 0.02% yield on it, borrow USDC against it and swap it for some more weETH, when price pumps up you pay off your loan and get some extra profit on your position. You can also use your weETH tokens in other protocols. Become a DeFi Degen my fellow Degen🫡