USDC

Django_McFly

I wouldn't think of it as an alternative to fiat considering it's a fiat-pegged token backed entirely by fiat. I think it's fine for your situation. You don't seem like a US citizen but you want to hold US dollars. USDC is a relatively easy way to do that. As for risks, basically banking related risks (which have happened with USDC in the past) and the risk that the government starts to hate Circle and declares their treasuries null and void like they did to Russians. I'm not too worried about the second ever happening. The first thing has happened but would likely be covered by FDIC insurance or the Fed and would only be like "one crazy week" as opposed to it's the new UST and it's dead, never recovering.

RastaBooties

Hmm, try to use the 'convert' option on Bitget to convert your PROVE to USDC/USDT or any other coin you want.

Mbiticles20

Great move! Pairing FUN with USDC adds more stability and opens up access for users who want to avoid the volatility of other crypto assets. Looking forward to more liquidity and smoother trades!

cyger

If you hold your USDC on some exchanges like Coinbase, they will give you interest in USDC in return.

the_ocs

USDC doesn't pay any interest. Look into stablecoins that pay interest, like Liquity Bold

inShambles3749

You cannot airgap your funds. They always stay on a Blockchain. Your wallet is just a key to your funds. And that private key is exactly what you can and should airgap by using a cold wallet. Then you can sign a withdrawal if you need it. You just need your device to sign the transaction. However: Centralized Assets like USDC, USDT etc. can still freeze your funds. So think twice before you drop your cash into an asset that doesn't fit your needs. (Just mentioning because you said you don't want third parties to be able to do something to your assets)

RealHobbyBob

I think your perspective is a bit off. These coins are SUPPOSED to be digital cash, which is vulnerable. You can always build in permissions, like blacklisting (USDC has this) or professional custody (also exists), but the finality of crypto transactions isn't really an issue. Some younger people may not remember, but when I was first entering the workforce it was extremely common to use cash, businesses got robbed, people got robbed, and the US financial system didn't end over it. Crypto is all about developing new tools, so we'll continue to develop these tools, but cash will never stop being stolen and that's not an issue. The risk stems from the concept of finality, which is a feature.

Unlucky-Raise-7214

Absolutely! The FUN/USDC pair is a fantastic addition. It really does bring more stability and liquidity, which is crucial for attracting new users. Plus $FUN starts a new wave with the launch of its Foundation $0.10 by December? We’re on track.

cannedshrimp

If you want redundancy without compromising security then you should be looking at multisig wallets. You can create your own, but it's high risk that you mess something up if you don't know what you are doing (I'm not sure you could even do it for non-bitcoin assets). There are services that offer assisted multisig where you hold 2 of 3 keys and the service holds the 3rd. They can help in an emergency, but can't move funds without 1 of your two keys. The service comes at a cost a long with the need to own 2 hardware wallets, but it's the most robust solution. Multi-asset support including USDC https://casa.io/ Bitcoin only https://nunchuk.io/

cannedshrimp

If you want redundancy without compromising security then you should be looking at multisig wallets. You can create your own, but it's high risk that you mess something up if you don't know what you are doing. There are services that offer assisted multisig where you hold 2 of 3 keys and the service holds the 3rd. They can help in an emergency, but can't move funds without 1 of your two keys. The service comes at a cost a long with the need to own 2 hardware wallets, but it's the most robust solution. Multi-asset support including USDC https://casa.io/ Bitcoin only https://nunchuk.io/

Equivalent_Taste952

If I had $100 USD in 2025, I would divide it into stable BTC and ETH, add a small amount of high-growth projects such as SOL, LINK, and RNDR, and keep some USDC for flexibility, so as to achieve a balanced risk and potential opportunities.

InternalOpen7578

DAI and USDC. Usdt is risky.

Real-Equivalent-6294

Um, isn't the value pegged to the dollar? So if a dollar buys less, so does a USDC?

anon1971wtf

And if one is outside US, doesn't want to declare dollars to anyone, including border crossings? USDC are pretty useful

Altruistic-Buy8779

The risk is that unlike a US Bank amount it's not FDIC insured. Also unlike cash Circle has the ability to freeze your USDC.

ZealousidealMonk1728

Yes, that's a great use case for USDC. Even better would be Pax Gold or Tether Gold because long term gold is very likely going to go up against the US Dollar. You could for example do 50 % USDC, 50 % gold.

Same-Abroad-993

As a priority, the stablecoins are set to be paid😉 USDT, USDC

AbysmalScepter

It really depends on where you live. I don't think the risk of holding USDC outweighs the benefits in most situations, but if you're talking double digit inflation in your own currency, then maybe it might be worth it.

jawni

Yeah there are tiny risks of that happening. It depegged by like 5% for a couple days because the US government made it tough for the issuers of USDC to find banking partners and Silicon Valley Bank was one of their partners and they went under, but it was literally only down for 5% and went back to 1.00 after a few days. It's unlikely anything like that happens for years, as the current administration is highly supportive of stables, especially ones like USDC. Don't listen to the morons moralizing in this thread, they mean well but they're idiots who have an overly idealized perception of everything in crypto. USDC and USDT are probably the best bet for someone in your situation, you can also get a good rate on it depending on where you park it. You could even look at yield-bearing stables. https://www.coingecko.com/en/categories/yield-bearing-stablecoins If you're trying to avoid risk, you can easily just split your savings between different stables and park them in different protocols too.

kill-dill

Yes if you're holding a currency with higher inflation than USD, it makes a lot of sense to hold USDC instead. Make sure you use a legit exchange like coinbase or kraken, and some exchanges even let you earn a little interest on it. Check the fees for purchasing usdc and swapping your currency to usd. Coinbase pro and kraken pro are alsi free to use and have lower fees than the regular app. Good luck and stick with a bit of btc if you feel the need to hold other crypto, at least until you learn more.

larrydalobstah

You won’t lose value if you hold the USDC on Coinbase and earn ~4% on it. But you must know the pros/cons of holding assets on CEXS We need a way to be able to own tokenized bonds in self custody but unfortunately the GENUIS bill doesn’t enable tokenized stablecoin distributions (aka tokenized bonds) This needs to change.

Biggerfooter

Depends on how much, USDC and USDT and some others are centralized meaning they can freeze your funds. Look into some decentralized ones maybe, like DAI?

CyberCrud

USDC is tied to the USD.  So as its value deflates, so does your investment.  Unless you're getting a better APY by holding USD, I wouldn't.  

QuirkyFisherman4611

Well, with USDC you will be constantly losing your value, as it is pegged to a currency that is constantly inflated. And I'm not even talking about the centralization risks. You are 100% sure to lose value holding such a coin.

partymsl

It definitely depens on your position and how bad holding cash if for you. There are obviously also other alternatives like other fiat currencies or Gold. But yeah, holding it all in USDC may be slightly risky.

coinfeeds-bot

tldr; Companies are finding ways to navigate around the GENIUS Act, which restricts yield-bearing stablecoins for the public. Coinbase, not being the issuer of USDC, offers 'rewards' for staking USDC, arguing legality based on terminology and third-party involvement. PayPal similarly uses Paxos as the issuer for PYUSD to provide rewards. These strategies exploit loopholes in the legislation, showcasing unintended consequences and the banking industry's tendency to push regulatory boundaries. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

PickingUnicorns

Check out beans app merchant SDK! You can easily request payments in USDC, users can pay in their preferred currency (USDC, eurc or even ARS stablecoin). No fees, non custodial and really easy to use. Users can also top up from bank or even cash easily if that’s what you are looking for https://www.beansapp.com/business-sdk-cross-currency-payment-api

Somebody__Online

Hold a contingency collateral in USDC to cover your BTC value at $10k so that the position can not get liquidated. You can most likely hold cross margins(if your exchange good) and still trade that balance short term while remaking hedged to black swan events.

MakCapital

Yes it's real lol. The market is worth trillions of dollars. These are real assets being traded with all other global assets 24/7. That includes USD and tokenized USD (USDC). You can trade everything from L1 coins like Solana to tokenized stocks like the S&P 500 & Nvidia. Everything in the world is becoming a token on chain. Everyone in the world can own or trade any token for any other token which again includes USD. If you want to spend these assets you can send them to an exchange/broker like Coinbase or Robinhood to withdraw the value to a traditional savings account or you can even load up a Visa/MasterCard debit card to spend without first moving back to your bank. Also, many merchants already accept any crypto as direct payment without any of this while leveraging merchant services provided by financial institutions like Coinbase. It's all money like. It can all be used as currency even if not designed to be a currency. It never stops trading. Some of these assets like BTC are already reserve assets of the United States. Visa already uses USDC on chains like Solana to facilitate global transactions when their users have no idea. It couldn't be more "real" and if you want to open your own on-chain trades, with leverage, you can use platforms like Hyperliquid. Though, I suggest you start by investing. Avoid debt based trades. Spend a few years learning how to invest before taking on high risk trades or be prepared to trade your way to 0. You are very late to this financial shift, but good on you for getting curious! Tip if you invest: Just like the stock market, you invest in assets that generate revenue. Revenue or bust. Revenue is what creates price appreciation and acts as a guaranteed buyer of your asset. You need this if you want number to keep going up long term. Only exceptions are things that the world has agreed is a true SOV like Bitcoin or Gold. No other digital asset competes as a SOV or currency unless it's literally tokenized fiat or tokenized gold. Use defilama to see which assets earn the most revenue.

RectumAdVictum

Read about USDC and taxations

noonetoldmeismelled

Spread around. I have Bitcoin and Ethereum, Solana, Algorand, Ronin and some tokens dotted around those. Some small amounts of USDC that eventually gets traded for one of those. Abandoned everything in the cosmos ecosystem 

ripple_mcgee

How about some PAXG to hedge against all that USDC?

rusty0004

USDC and get around 4.2% for staking

thebaldmaniac

What's the point of putting in USDC? Unless you're earning some interest on it which is more than you would earn in a savings account?

Hitechakias

Nexo is giving 12% everyday on USDC and even up to 9% keeping EuroXs in your account. Much better than any Bank.

Ilovekittens345

> How would you actually pull off cleaning and using that money? Use tails (a linux distro where everything runs over TOR) to spread whatever crypto he hid over multiple addresses, slowly use dexes like torchain to buy other crypto with it, eventually converting everything to monero, then go in the other direction and eventually end up with various usefull crypto, BTC, ETH, some ltc, some bch, some stabecoins. If he things BTC is gonna crash again maybe he wants to keep more in stablecoins like a mix of DAI, USDT and USDC. If he broke all his traces by going in and out of monero would be hard for the USDC/USDT admins to freeze his addresses. Anyway, once his monero mixing/washing is done he will have a wide range of crypto portfolio. Once in a while when he needs money he can use a crypto ATM to get cash for his crypto. He will never be able to route anything over his own bank account or those of friends/family, that's how they will get him again. But they also won't spy on him, maybe the occasional check. His best bet is doing that and then just go travel around the world with a laptop, spending a bit here and there. If he travels enough maybe he can eventually get his hands on some fake passports and stuff and try to start a new life under a new identity. Very possible when you have over 10 million dollars worth of crypto. You just got to be carefull. As to where to story the crypto, a trezor with plausible deniability. Which means when you type in passphrase 1, just a 1000 dollars worth of crypto shows up. But passphrase 2, a million dollars show up and passphrase 3, everything else. He would need a second trezor for a back up that he is not travelling with. Safety deposit box with the bank, maybe 2. All three trezors can intially be set up the same way. Even if somebody gets their hands on it, no access without the passphrase. And when under pressure he could just give up only the one with 1000 dollars or 1 million on it. He can't save the seeds anywhere. So if all those 3 trezors break he will lose it all. If you are patient and use your brain, even if you are known by law enforcement, pretty nice life you can lead with 30 million dollars worth of hidden crypto. If he does not want to travel there are other options. He can get an normal job, save up some money. Start a new account with a crypto exchange and start doing some trading. Flow some USDC in to a dex from there. Buy a low liquidy shitcoin. Now comes the trick, use the hidden 30 million dollars to pump this low liquidity shitcoin. Then on the other account quickly sell for profit. Report that profit when doing taxes. pay taxes on it. Now he has clean income every year, profit from trading. But secrely the money is coming from his hidden 30 million dollar worth of crypto that he is just using to pump low liquidity shitcoins with. He could use AI to make a shit movie about his life and then sell movie NFT's or whatever bullshit. Then use his secret stash to buy his own nft's with. There are millions of ways to pretend to make clean money in crypto. And it will be very hard for law enforcement to pin any of these pumps on him, as long as he uses monero in and out to break all the links first. If he uses the same addresses that the hacked crypto went into, they will catch him again very fast :-)

Squirrel_McNutz

Meaning swapping bitcoin to USDC would be taxed? Man this s*** is so confusing. So if you’re an airdrop hunter you’re getting taxed on each transaction?

TheMajesticPrincess

1. There are actual banking laws in Europe, UK and USA which ringfence, protect, and reimburse cash losses (provider bankrupcy) which does not exist for stablecoins yet. 2. It's far easier to pay normal daily expenses like rent/mortgage and utility bills with cash. 3. This opportunity is more about actively tracking the market, and will vary between true and untrue at different points and based on nationality: There's better interest rates available on cash than there is from stablecoin yields situationally. In the UK banking system you can get 5-7% on high street bank linked savings accounts or on specific cash ISAs. Coinbase has staked USDC at 4.1%, other exchanges may have better or worse rates.

CryptoNerdSmacker

Imo any chain that can support stable coins will thrive. Not just any stable coin either but ones that are fully compliant with USA and EU based regulation being passed for them. A quick look see will net you two stable coins that are the most compliant. #1 is RLUSD, Ripple Labs’ stable coin. #2 is USDC, Circle’s stable coin. RLUSD can be transacted on either ETH Mainnet or XRPL, where ETH and XRP are burned as gas respectively. So you could see that you should pin down which chains and their respective native currencies will thrive leveraging flywheel utility of the native currencies. ETH and XRP get plenty of flywheel utility from stable coin activity on their native chains. This flywheel utility could be stable coin minting, stable coin transactions in general, liquidity pools for currency swapping and bridging, AMM pools, and trustlines established during account/currency creation. All of these create upward pressure on the native currency’s price because of increased demand by the way of utility. Ripple Labs is making a lot of headway in the institutional finance world and some think this may directly interface RLUSD and XRPL to things like ACH, SWIFT, FED, etc. Currently RLUSD’s marketcap is around $600 million, having increase around $200 million in the last 30 days. The ETH Mainnet / XRPL ratio for RLUSD’s volume is around 75/25 ETH/XRPL. Not financial advice but I believe ETH and XRP will thrive simply because of their capture of ever growing stable coin market.

yldf

My benchmark for Bitcoin spreads is always Hyperliquid. Typical spread for Spot Bitcoin against USDC is typically 1 USDC for very small orders, and for a full Bitcoin it’s around 30 USDC.

Squirrel_McNutz

At what point? Say if I swap bitcoin to USDC but hold it on a personal wallet/defi… at what point does the moment of taxation arrive? I always assumed only when you actually took the crypto profit into fiat.

External-Neck-7278

FUN/USDC on Binance adds real stability, deeper liquidity, and positions FUNToken for serious global growth.

Glittering_Sorbet211

Smart play. USDC brings real stability to $FUN trading, and that opens the door to more serious use cases beyond speculation.

coinfeeds-bot

tldr; SharpLink has purchased an additional 15,822 ETH worth $53.9 million, bringing its total Ether holdings to 480,031 ETH, valued at $1.65 billion. The company has spent $108.57 million in USDC over the past 48 hours to acquire 30,755 ETH at an average price of $3,530. SharpLink's aggressive accumulation positions it as a major corporate holder of Ether, reflecting growing interest in Ethereum's utility and staking yield among enterprises. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

CapitalLigament

I believe Binance adding USDC liquidity for FUNToken will supercharge cross platform swaps via their DEX aggregators, pushing FUN deeper into DeFi legos like yield vaults and options protocols. The more places FUN appears, the more transactions flow, and the faster the burn meter spins.

coinfeeds-bot

tldr; MicroStrategy's substantial Bitcoin holdings, totaling 628,791 BTC at a cost of $46.07 billion, have driven a $13.2 billion year-to-date gain as of 2025, highlighting its commitment to Bitcoin as a strategic reserve asset. Alongside Coinbase's financial movements, including its partnership with Circle and USDC operations, these updates significantly influence investor sentiment and digital asset valuations. The earnings reports underscore the growing integration of traditional finance and crypto markets, shaping market trends and institutional adoption of cryptocurrencies. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Bubbly_Chemist1496

Visa, Mastercard, and other institutions lean toward Ethereum for its security, ecosystem, and regulatory alignment, but they’re not married to it. Solana’s adoption for specific use cases (e.g., Visa’s USDC settlements, Mastercard’s Web3 programs) shows they value its speed and cost. (Grok)

GeneralZex

Steam already has a wallet that can be pre-funded with gift cards/credit card. They could have made using that a requirement to buy AO content and could put a degree or two of separation between the content and the payment processors. Steam used to accept Bitcoin as well and could have chosen to accept it again. But they didn’t do that. The pressure from payment processors will always exist as long as the traditional payment processors are used at all. Going direct to the source is an option but if they also use the traditional payment rails they can be attacked directly by them too and being small potatoes they won’t have the means to fight them alone. If tradfi gets involved with stable coins they will likely try to pull the same shit. Maybe Circle doesn’t care if someone spends USDC on a porn game, but Visa’s competing coin will.

CranberryFun3740

FUNToken's approach to enhancing transparency and equity in online gaming is truly groundbreaking. By leveraging blockchain technology, it not only empowers players but also fosters a fair and engaging environment. Plus FUN/USDC opens the door for stablecoin holders to ride with $FUN.

Trentonhawk

I have used this with Osmosis Pay. I believe its offered by Cypher or something, but it works flawlessly. So far I have only loaded my card with USDC, but yeah any supported crypto with Osmosis Pay can be used anywhere. I didn't order the physical card, but using it to pay for stuff in Google Wallet is simple and works. I have played around with the Coinbase Card you load with crypto and earn $$ back in say BTC but i only use Osmosis Pay now.

idliketoseethat

This is a ballpark estimate that could be right or wrong. I will be watching this prediction closely. I am a big believer in selling my Bitcoin at a peak high converting to USDC and collecting 4% until I see a new entry point at which time I convert my USDC back into more Bitcoin than I had before I sold. It is a self perpetuating method.

Due-Candy-8929

Personally I would stay away from USDT ; It wasn't good enough to comply Mica regulations in Europe, and it doesn't seem to meet the Genius act standards in the US either - hopefully it's all above board but idk seems like a black swan event waiting to happen - much happier in USDC or RLUSD :)

MaleficentPrune652

Swapping ETH for USDC is pretty much a way to sit out the volatility—it's like selling, just that you're staying in the crypto game rather than going to fiat. Just my two cents.

Rugpullmaster69

For now, it's USDC and USDT, but the team will add BTC, SOL, and other coins with the week

absurdcriminality

Convert to LTC and move it that way. If you really need to use USDC then try using it on Tron, or on l2 chains like Arbitrum or Op.

coinfeeds-bot

tldr; Visa has expanded its stablecoin settlement platform to include PayPal's PYUSD, Paxos-issued USDG, and Circle's EURC, alongside its existing support for USDC. The platform now operates across four blockchains: Ethereum, Solana, Stellar, and Avalanche. This expansion allows Visa's partners to settle transactions in both dollar- and euro-backed stablecoins, enhancing cross-border payment flexibility. Visa aims to create a multi-coin, multi-chain infrastructure to meet growing demand from developers, banks, and merchants. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

heyitsmeofficial

That said, while everyone’s caught up in the hype, I’ve been using CoinDepo to quietly build actual returns without chasing charts. I’ve tried it myself and I’ve been using CoinDepo to earn up to 24% per yera on BTC ETH USDT and USDC.

AlternativeWonder471

That's the worst thing about physical precious metals. But they are running shop fronts and protecting physical metals, 2% is understandable! It's not standard for anything digital except maybe crypto, but I wouldn't say standard, you should shop around. Kraken Pro seems to be the cheapest. 0.16% maker or 0.26% taker fee, no deposit fee. Coinbase one is even cheaper but has a monthly cost for subscription. Then transfer the crypto to any platform of your choice. 1-2% is crazy no wonder HOOD stock price is off the charts! Even my crappy plus500 trading platform is WAY cheaper than that. But for crypto I use coinbase and transfer to bybit. The spread is 10 cents on 119,000. The main costs are from fiat to USDC/T (0.1-0.16% each way).

-5H4Z4M-

Depends of the platform you are using. I can't tell for all but i'm mostly using only Binance for Bitcoins, and i always just buy USDC and convert them directly to BTC, usually the spread is smaller so i get a little bit more BTC than if i directly trade them.

whipstickagopop

Whats the point of converting your chase points to USDC? It's 1:1. If you spend them on travel you get more out of your points. 

Rezzpop_

.I do not know if converting USDC to BTC create a gas fee since it it’s not BTC to BTC, or any btc fee at all that was I try to ask. My question was more about if any has experienced converting USDC to btc if that is better than just purchasing from an exchange.

Numerous_Wonders81

Impressive milestone for sure — Ethereum surviving this long without missing a block is no small feat. That said, I’m always surprised how few people look past the hype and actually compare it to chains like Algorand, which arguably delivers a lot of what Ethereum promises — without the complexity, energy use, or scaling issues. Algorand has: Instant finality (no forks, no rollbacks — every block is final in ~4 seconds) Near-zero fees (~0.001 ALGO) Pure Proof of Stake with fair validator selection (no slashing, no staking pools required) Seamless on-chain governance — protocol upgrades without hard forks Carbon-negative operations since launch And it’s already running live apps: USDC issued natively by Circle, tokenized real estate (Lofty), payments via Mastercard (Pera + Immersve), and carbon credit markets Ethereum’s uptime is great, but it still requires rollups for scalability, Layer 2s for affordability, and massive energy and dev complexity to make the experience usable for most people. Gas fees are better than they used to be, but they still spike under load — and rollups just add fragmentation. Algorand was built from the ground up for speed, security, and simplicity. It didn’t need to patch its way forward — it launched with the tech that most other chains are still trying to build toward. So while the Ethereum birthday party is cool, it’s kind of like celebrating the fastest steam engine when electric trains already exist.

namelessdrifter

All I can say is that I did win the $100 USDC once, but haven’t heard of anyone winning 1BTC or 5ETH or whatever the other ones are.

Azzuro-x

It would be even more interesting in Europe. Would we use USD pegged stablecoins like USDC while the USD/EUR rate is fluctuating ? Furthermore what's the ECB's take on the absolute dominance of USD in this domain ?

Great-Roll-3335

Totally fair question — and I think a lot of people are wondering the same thing right now. Personally, I wouldn’t try to time the market perfectly. It *might* dip, yeah, but it could just as easily keep pushing up, especially with all the institutional interest lately. What’s worked for me is a mix: keep some in USDC and DCA a portion in slowly. That way, you’re not all-in at the top, but you’re also not completely missing out if the price keeps climbing. Also, don’t stress too much about "missing the bottom." Most gains happen just from being in the game long enough. I’ve been in since 2020 and learned that being consistent beats being perfect. And when you’re ready to buy, platforms like MoonPay are super beginner-friendly — I’ve used it a few times when I wanted quick access without jumping through hoops. Just don’t overextend. Crypto winter or not, peace of mind matters too.

DePin-Luke

Honestly, timing BTC is tricky. You could DCA some now and keep some USDC ready to buy if it dips. That way, you don’t miss out but still have a safety net. No one knows if the winter’s over, so just go with what feels right for your risk level.

Dongerated

Wow. You can now buy USDC with credit cards and also redeem JP morgan’s points for usdc. Retail is coming.

Hellstorage

reate an account on CoinEx without completing KYC, which allows a $5,000 daily withdrawal limit and a $50,000 monthly cap. Next, transfer USDC to your CoinEx account, exchange it for USDT, and withdraw the USDT to your personal wallet. You aren’t breaking any laws by holding USDT in a personal wallet or using it on decentralized exchanges (DEXs). And even if you were, it would be difficult for anyone to trace, as long as you avoid sending USDT to regulated EU or US exchanges. Instead, use platforms like Uniswap or CoinEx to switch your assets into a permitted cryptocurrency—such as USDC, BTC, or any other allowed token—before sending it onward.

epic_trader

Use USDC.

lowpasshighpass

Why don't you just use USDC?

MichaelAischmann

Get USDC or ETH into your wallet & swap on a DEX like UniSwap or 1inch

SnooPineapples4321

Enh, while I do believe stablecoins will eventually eat traditional payment systems alive, I don't believe this chart. If someone moves 1 million USDC from one wallet to another, how do they know if it's a payment or not? Aren't they just saying any movement of a stablecoin from one location to another is a payment?

beecatbee

I’ve tested a couple of crypto cards over the last year, and Trustee Plus has been one of the most reliable for daily use in Europe. The fees are low (0.5%), you get a euro balance via IBAN, and the card pulls straight from your BTC, ETH or USDC. It’s not flashy with cashback or perks, but if you want something that just works, it does the job really well.

0x456

Just exercised my USDT/USDC profit from 0.9999 to 1.0001!

beecatbee

I’ve tested a couple of crypto cards over the last year, and Trustee Plus has been one of the most reliable for daily use in Europe. The fees are low (0.5%), you get a euro balance via IBAN, and the card pulls straight from your BTC, ETH or USDC. It’s not flashy with cashback or perks, but if you want something that just works, it does the job really well

Typical-Snow3034

Here’s how it works with CoinRabbit: * You deposit your 0.2 BTC (\~$20,000) as collateral. * Based on current rates, you can borrow around 50–90% of its value in stablecoins like USDT or USDC — so roughly $10,000–21,000. * Your Bitcoin stays yours — it’s safely stored in cold wallets and only returned when you repay the loan. * No KYC, no credit checks, and no monthly payments — just repay whenever you’re ready. * Interest accrues monthly (starting from 1.3%) & you can repay flexibly

Altruistic-Buy8779

There's only two stable coins that matter. USDC and USDT. The rest never caught on. I guess they are trying however.

uamdarasulka

i got hacked today! lost 2.15 k USDC this is the wallet [https://etherscan.io/address/0xaf88d065e77c8cc2239327c5edb3a432268e5831](https://etherscan.io/address/0xaf88d065e77c8cc2239327c5edb3a432268e5831) that hacked me

uamdarasulka

they used clipboard hack to my metamask and i lost 2150 USDC .. to this addrsse Eth 0xaf88d065e77c8cC2239327C5EDb3A432268e5831

uamdarasulka

they used clipboard hack to my metamask -2150 USDC .. to this addrsse Eth 0xaf88d065e77c8cC2239327C5EDb3A432268e5831

Chief_Mischief

Is Bitcoin considered a stablecoin? I've largely referred to crypto like USDC as stablecoins.

coinfeeds-bot

tldr; Grab, Southeast Asia's leading ride-hailing app, now allows Filipino users to top up their GrabPay wallets with cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), Tether (USDT), and USD Coin (USDC). This feature, launched in collaboration with PDAX and Triple-A, aims to promote crypto adoption in Asia. Users can convert crypto into pesos for various services. Following its success in Singapore, Grab's move aligns with its broader Web3 goals, integrating blockchain services and solidifying its position as a super app in the region. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

MinimalGravitas

[Reposted without links because one of them was triggering automod] > ~97% USDC issued natively, not bridged. All $41 **b**illion worth of USDC on Ethereum is native... so I don't see the relevance of this as a plus for Algorand... There is $6.7 **b**illion worth of native USDC on Arb and $3.7 **b**illion worth of native USDC on Base. There is also about $11 million of bridged USDC on base (0.23%), but as the tokens are not interoperable this has no impact whatsoever on the native asset: > Algorand’s not built for DEX yield farming > if you judge every chain by hype DEX volume. What do any of the examples I've given have to do with 'DEX yield farming' or 'DEX volume'... I don't think that's what Shopify or Paypal are doing, do you? > fast transactions, ultra-low fees I will grant that it is currently slightly cheaper to send USDC via Algorand than via an Ethereum rollup, but both options are fractions of a cent so I'm not sure the importance of that. Also worth noting that Visa have been working on an account abstraction feature known as 'paymasters' for several years that would allow for an application to pay transaction fees for users. Considering the deep ties between Circle and Coinbase, I would be very much surprised if we don't at some point see this implemented for USDC transfers on the Base rollup. > Algorand is quietly working under the radar on real-world programmable finance. Maybe, but how would you be able to tell the difference between this being true, and it just being subtle manipulative marketing like we see from more scammy projects like Hedera with their 'Blackrock' bullshittery etc? Are you deep enough into understanding development and the ecosystem to realistically be able to tell the difference?

El_Flaco_666

IMO everything -including BTC- will be lower in one year, given historical post-halving market cycles. Look back the last 3 cycles; BTC peaks 450-550 days post-halving. We're in that zone now. Probably not the best time to invest for that time horizon. Maybe buy USDC & find a good APR yield, wait a year, and then look to DCA in 2026-27.

Numerous_Wonders81

Still incorrect? Funny, I don't see your facts—just weak insults. Algorand has native USDC issuance, instant finality, near-zero fees, capped supply, and real-world integration. Ethereum needs layer-2 rollups just to keep from choking on its own fees. Maybe spend less time calling people cowards and more time actually understanding what you're arguing about.

Numerous_Wonders81

You're correct that Ethereum currently dominates stablecoin volume—but stablecoin dominance alone doesn't reflect long-term suitability or relevance for all use cases. Let's clarify a few points: 1. Ethereum's Dominance and Scalability: Ethereum and its rollups (like Base) do handle most stablecoin volume, but precisely because Ethereum L1 itself struggles with high fees and slow settlement. Ethereum rollups exist specifically because L1 isn't efficient for everyday stablecoin transactions. 2. Algorand’s Native Stablecoin Issuance: Algorand handles stablecoins differently—it has native USDC issued directly by Circle, meaning it doesn't rely on bridges or rollups. This provides regulatory clarity, nearly-instant finality (~3.5 seconds), and extremely low fees (below $0.001 per transaction), which are essential for scalable real-world finance. 3. Real-World Utility on Algorand: While Ethereum currently sees massive stablecoin volume, Algorand is chosen for specific enterprise and consumer applications precisely because of its speed, compliance, and predictable costs. Real-world implementations include: Lofty, enabling tokenized real estate investments. Pera Wallet’s integration with Immersve, offering on-chain USDC Mastercard payments with instant settlement. In short, Ethereum's market share today doesn't mean Algorand lacks relevance—it simply means Algorand is currently targeted at different, arguably more sustainable long-term use cases than Ethereum's high-fee DeFi environment.

Numerous_Wonders81

I hear you on stablecoin TVL being low. But let’s break it down fact vs. hype: Yes, Algorand shows ~$77M in stablecoin supply on DefiLlama—~97% USDC issued natively, not bridged. Visa tracks all stablecoin activity via its onchain dashboard; Algorand could be listed if TVL were higher—but absence there reflects size, not infrastructure stealth. Algorand’s not built for DEX yield farming—it’s built for compliant rails: fast transactions, ultra-low fees, regulated USDC issuance, and programmable money supported by real institutional and token use cases—not just farm TVL. So no—TVL isn’t irrelevant—or maybe it is, if you judge every chain by hype DEX volume. Algorand is quietly working under the radar on real-world programmable finance.

BitcoinIRA

Great question. Depending on your level of expertise, we have a few recommendations for a diversified portfolio. **1. Beginner Portfolio (3-5 coins)** * BTC * ETH * 1-3 other assets, notably in DeFi, stablecoins, or infrastructure. Examples are UNI, USDC, and LINK. **2. Intermediate Portfolio (5-10 coins)** Diversify further and consider Layer1 (SOL, AVAX), and Web3 + Metaverse (SAND, AR) coins. **3. Advanced Portfolio (10-20+ coins)** If you're a seasoned investor and you feel comfortable with risk, this could work for you. You'll essentially expand into "riskier" coins.

Own_Sky9933

Depends on how you hold the funds too. I know this is a Bitcoin sub. But if you are paying for Coinbase One and had $200k in USDC your interest is like 4.5% which is currently like .25% above what a T-Bill would payout for 1-2 months. Stack that with the CC rewards and it looks much more enticing. There are definitely some different angles to evaluate this.

Own_Sky9933

Yea you also had to USDC with it which made every small purchase a reportable trade. Even though it’s 1:1 peg to the USD it’s still a reporting nightmare.

oneawesomewave

Maybe just read what I wrote. It is nonsense to stake USDC - you get better returns with T-bill but with WAY higher security. Staking ETH or Polkadot is what you can do instead. This is, of course, a risk investment. Like DCA.

Zarigis

This is a nonsense comparison. "staking" USDC is trying to earn interest on savings. "Staking" ETH or Polkadot is a speculative investment. 

peytontaylor1906

Using Coinbase I mistakenly sent $500 in USDC Solana to a PayPal USD Solana wallet address at my own PayPal account. I forget to convert the USDC to PayPal USD first. With PayPal’s announcement of Pay with Crypto, any chance I’ll be able to recover my misdirected USDC Solana since I’ll presumably have access to that Solana wallet once this new service goes live?

DoubleEko

The real crypto use case appears to be real world asset tokenisation from stable coins to land deeds etc and this the avenue the XRPL is taking from Ripple’s pov currently in addition to the use of RLUSD that’s on the XRPL for money transmission. Circle also has begun to issue its USDC on the XRPL. https://gulfnews.com/amp/story/business%2Fproperty%2Fripple-ties-up-with-ctrl-alt-to-secure-tokenised-property-title-deeds-in-dubai-1.500199420 There’s whole lot more additions to the XRPL like the EVM sidechain and not to mention the added capability of FLARE network’s unique bridging solution that gives XRP its own yield bearing mechanism. One example: (Saudi royalty are involved in this) https://www.coindesk.com/business/2025/06/11/vivopower-to-deploy-usd100m-in-xrp-on-flare-add-ripple-usd-for-treasury-operations

Cat-a-mount

How come USDC/USDT? That will stay tied to the US dollar which is eroding due to inflation. Why not keep it as BTC for instance?

El_Flaco_666

I have a ROTH IRA and a Traditional IRA on iTrust Capital, and then I have a couple of Trezors for large storage. Then a small-but-quickly-growing active trading tranche of liquid assets that I use for leverage trading and short timeframe spot. Anyway - my intention was to put all liquid gains as USDT / USDC on the Trezors before the next bear market, but I'm considering using the iTrust Premium Custody account. No seed phrase to lose / get compromised and it's really difficult for a bad actor to transfer funds off of their system. If the plan is to just sit on BTC for years, that's probably less exposed than a hardware wallet. Of course it means that your crypto is institutionally held & 'Not your keys, not your crypto" applies here but if you are at all concerned about phishing links, stolen seeds or keyloggers or your heirs losing access to your crypto wealth, it's an alternative.

Feeling_Damage9943

I have a ROTH IRA and a Traditional IRA on iTrust Capital, and then I have a couple of Trezors for large storage. Then a small-but-quickly-growing active trading tranche of liquid assets that I use for leverage trading and short timeframe spot. Anyway - my intention was to put all liquid gains as USDT / USDC on the Trezors before the next bear market, but I'm considering using the iTrust Premium Custody account. No seed phrase to lose / get compromised and it's really difficult for a bad actor to transfer funds off of their system. If the plan is to just sit on BTC for years, that's probably less exposed than a hardware wallet. Of course it means that your crypto is institutionally held & 'Not your keys, not your crypto" applies here but if you are at all concerned about stolen seeds or keyloggers or your heirs losing access to your crypto wealth, it's an alternative.

Django_McFly

> I agree that stables are what I would primarily pitch as an alternative - but the risk of crypto isn't just value volatility, its also that you're basically handling digital cash. One wrong digit, one bad link and *blip* you got no monies. 0% chance Valve's implementation is *send 50 USDC to this address that you have to hand type and enter*. It'll likely just be an app that connects to a wallet, same as defi. When you swap on Uniswap, Uniswap doesn't send you some address like *send 50 USDC here and we'll send you back 50 USDT*.

coinfeeds-bot

tldr; Grab, Southeast Asia's largest ride-hailing app, now allows users in the Philippines to top up their GrabPay wallets using Bitcoin, Ethereum, USDC, and USDT. This feature, already available in Singapore, is made possible through partnerships with Triple-A and local crypto exchange PDAX. The move signals growing real-world crypto adoption in the region, though regulators in Singapore and the Philippines are monitoring compliance closely. Users can select cryptocurrencies as a cash-in method and follow steps to complete the transaction. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Iron-G

What about France? And Do they tax when you switch to USDC?