USDC

coinfeeds-bot

tldr; The stablecoins market cap continues to grow, with Tether (USDT) and USD Coin (USDC) dominating the industry. Tether, the oldest stablecoin, has seen significant growth, reaching a market cap of $185B in 2025, while USDC has rebounded to $80B after setbacks in 2023. New entrants like Ethena USD and PayPal USD are gaining traction, though challenges remain for some. Overall, the stablecoins market cap has surpassed $300B, with Tether holding 61% of the market share, reflecting its resilience and dominance despite regulatory pressures. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Liminal__penumbra

And USDC being both reversal-able and lockable is, not great.

TheBakedGod

It's just USDC with a wrapper that let's you make up your own name, it's not that big of a deal

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Post is by: Thedevonm08 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1pqufzw/whats_the_best_cryptotoreallife_use_case_youve/ I’m tired of “utility” that only works on a whitepaper. I mean a crypto-to-real-life use case where you actually paid for something, moved money, got paid, or solved a boring problem… faster/cheaper than TradFi. For me, the winner is **stablecoins**. Why? Because the pain is real: * Remittances can eat \~6%+ in fees on average, and much higher in some corridors. * Stablecoins have quietly become massive payment rails (TRM estimated >$4T in stablecoin transaction volume Jan–Jul 2025). * Even Visa is pushing stablecoin settlement with USDC for institutions now. That’s “crypto” doing the unsexy job: moving money 24/7. **Quick story:** a friend in Nairobi did a freelance gig for a US client. Bank wire would've taken days + surprise fees. He got paid in USDC, cashed out locally, and was buying groceries the same afternoon. No drama. That’s the bar for me: fewer steps, lower fees, and less “please hold” energy. If a use case needs three wallets, two bridges, and a Discord mod, it’s not real life yet. Same filter for any presale crypto coins or ai crypto presale: show me users, not memes. And if it breaks when gas spikes, adoption dies instantly. Simplicity wins. Period. **Other real-world use cases I’ve seen** ***actually stick***\*\*:\*\* 1. **Getting paid globally** (freelancers, creators, remote teams) without waiting 3–5 business days. 2. **Everyday spending** via crypto cards / Apple Pay bridges (it’s basically an off-ramp with better UX). 3. **On-chain receipts** for tickets, loyalty, and memberships (less fraud, easier resale rules). 4. **Tokenised real-world assets** (still early, but the direction is obvious). I also browse the occasional **crypto presale** / **crypto presale list** to see who’s trying to connect crypto-to-real-life. Recently I came across **DigiTap Presale**: their pitch is an “omni-bank” style app with crypto + fiat wallets, plus virtual/physical cards that work with Apple Pay and Google Pay, and a $TAP token tied to rewards/buybacks (not affiliated, DYOR). Not financial advice. Just curious. No shilling, please. **So I’m curious:** what’s the best crypto-to-real-life use case you’ve personally used (or seen someone use) that made you go, “okay… this is real” — and why is it a crypto-to-real-life use case worth copying? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

coinfeeds-bot

tldr; Coinbase is exploring the concept of custom-branded stablecoins, allowing businesses to issue their own dollar-pegged tokens through Coinbase's infrastructure. These private-label stablecoins, backed by USDC or cash-like reserves, could streamline payment flows, reduce settlement times, and enhance loyalty programs. While offering operational advantages like faster payments and reduced fees, businesses must navigate regulatory risks, wallet security, and compliance. This innovation could reshape how companies handle payments, refunds, and cash management. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Django_McFly

You'll probably get better rates in defi than on Coinbase. Also, if you have enough, think about borrowing vs selling. The tax hit would be a night and day difference, especially when Coinbase honors PYUSD and USDC 1:1 with USD.

Carda999

I thought I could stake USDT (Tether) if I bought on Kraken but it's not on the list. The UK differs from European law, but is there anywhere a UK tax resident can stake USDT? Does USDC have similar staking benefits? My understanding is that during a bull to neutral market, staking us stable coins can earn well.

SchoolExpert6414

Cool to see Base expanding globally but honestly these "social + trading + payments + everything" apps usually end up being mediocre at all of it instead of good at one thing. The USDC rewards sound like typical launch hype to get downloads

UnheardTales

Totally depends on risk tolerance, but I keep \~30% in stables for dry powder. Allocate 10-20% to high-yield DeFi like Aave lending. 5-10% in LPs for extra APY, but hedge IL. Rest in BTC/ETH for growth. For stable yields, Yieldseeker on BASE automates USDC optimization as one tool.

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Post is by: TheCityzens and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1pqarro/sold_everything_at_122k_btc/ Everyone said I was crazy and that Bitcoin was going straight to 200K. Turns out it was one of the best decisions of my life. BTC now is showing exactly why taking profit matters. Historically, Bitcoin corrects 70%+ from its all-time highs during major cycles. For a 122K top, a typical 70% drawdown would put BTC around 36K. Even a lighter correction to the 45-50K range would still let me nearly triple my BTC stack. Right now, the smartest move is literally to do nothing. Stay calm, stay in USDC, and let the market bleed out. Patience = entries you’ll never get if you panic-buy on the way down. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

lainy4blues

Yeah, I keep about 20-30% of my portfolio in stablecoin yields—balances risk with steady returns during market dips. Tips: \- Aim for 10-40% depending on your risk tolerance; too much misses growth. \- Use audited protocols like Aave for 4-8% to avoid rugs. \- Rebalance quarterly to capture better rates. Yieldseeker's been useful for my automated USDC plays on BASE. What's your split?

coinfeeds-bot

tldr; The Base App is now available in over 140 countries, offering a platform that combines social networking, trading, payments, and earning opportunities. It allows users to discover and trade tokenized assets, earn from content interactions, and access features like encrypted chats, creator coins, and DeFi tools. The app aims to create a global economy where users can participate and earn directly. To celebrate the launch, rewards in USDC are being distributed for a limited time. Download the app to explore its features and opportunities. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

enovi_dancs

If you’re okay with Solana assets, Solflare’s been solid for me smooth UX, no weird extra fees, and USDC/USDT on Solana works great. For full top-50 coverage you’ll probably still need more than one wallet though.

clutchtho

Sell and move on and be thankful there wasn't another 0 at the end of the lesson. These coins are all cooked. After being in the space since 2017 I've learned three very important lessons: 1) 85% of your portfolio should be in Bitcoin/Eth that should only touched for guaranteed wins - I've sold some of my BTC this year to buy into coins I knew I was going to make money on (coin launches from teams I know and trusted). 2) Take the L sooner than you want and move on. Like you, I was heavy into Sei. I sold my bag a week or two ago at 16 cents after owning at 30 cents. Now its worth 10 cents. GG. 3) Always have USDC reserves for buying opportunities

Ferib

The joy of leverage. Your mistake was to trust a bank to do what it is supposed to do within 24 hours. Services like banks and PayPal may not always be free or hold funds. I mostly fear them for the delays that can be critical in situations like yours Should have held some USDC liquid on-chain on the side, but that must be an inefficient way of using capital

cryptolipto

They’re using USDC guys

Grunblau

I just don’t need or want an intermediary like PayPal. I Would rather a more useful USDC option where I just paste a wallet address. I’d even prefer Google paid me in “Google tokens” if I am going to have to convert it anyway. I get that Circle is also an intermediary… it is just that I don’t use them for buying pants and corresponding with customers, etc… they simply manage stablecoins and are already adopted in the all of the Defi I use.

jawni

Well this isn't that, it pretty clearly states in the title they're using USDC.

iTScITRIXfAULT

they are adopting USDC not issuing their own

CleanRefrigerator37

You can read cointribune, TLDR crypto newletters, CoinMarketCap and Coingeclo for charts and infos. The SOL ETF, JP Morgan interest in solana, the bridge with Ondo, visa using USDC for payment solution. DeFi app, the résilience to a massive Ddos attack, the SOL ecosystem is florishing and growing fast. Just a reminder, SOL start 5 years ago...

Patient-Bumblebee

Use a DEX that has passive rewards / interest on USDC. That way you can earn yield but still be ready when/if a new entry entry arrives.

JustStopppingBye

>They might even be paying in a stable like USDC. [They sure can but then it converted to LINK.](https://blog.chain.link/payment-abstraction-svr-fee-conversion/) Nice try though.

uncapchad

Because they don't have to keep buying or holding Link. Institutional users interact with the architecture through subscription models or private environments where costs are abstracted or pre-funded. Node operators can also be configured to accept zero payment. So it's possible the LINK has already been bought or will be funded by a pool. It's not auto-magic that more LINK will be bought. They might even be paying in a stable like USDC.

No-Committee5221

My Recommendation: Exodus is ideal for beginners due to its clean UI and strong support. Guarda is great if you want broader token support and more advanced features. A- Strategy Option: Convert smaller assets into one or two low-fee coins (e.g., USDC on Solana or DOGE), then transfer. B. Conversion Tips Before Transfer - Use Binance’s Convert feature (not Spot trading) to swap assets with zero fees. - Consider consolidating into BTC + USDC or ETH + DOGE, depending on your long-term view and fee tolerance. C. Transfer Process 1. Install Exodus or Guarda and write down your seed phrase securely. 2. Generate receiving addresses for each coin you plan to transfer. 3. On Binance, go to “Withdraw” → paste the wallet address → confirm network (e.g., ERC-20 vs. Solana). 4. Double-check everything before confirming — especially the network and address format. D. Tutorials : - "Exodus Wallet Setup & Transfer Guide" - "Guarda Wallet Beginner Tutorial" Search YouTube with those keywords — look for recent videos with high likes and clear walkthroughs. If you need more help just ask.good luck.

flex981

I use binance earn for my USDC and waiting for good moment to buy the dip https://preview.redd.it/ofdxaphcps7g1.jpeg?width=1320&format=pjpg&auto=webp&s=1cd5a6924c09f251eb846fb88afa8765e3ba93aa

noviwu97

Damn never thought Algo is more dead than Polkadot or Cardano since it has native USDC.

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Post is by: Vodka-_-Vodka and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1pp0f6t/sitting_in_stablecoins_waiting_for_better_entry/ I got burned in 2022, not sharing specifics but enough to make me way more conservative lol. I moved most to USDC and been on sidelines since. The annoying part is having stables just sitting there doing nothing while I wait for better entries, feels dumb when yield options exist but also paranoid after watching platforms implode. Non custodial is a non negotiable for me now, I’m not leaving funds anywhere that can freeze or lose my money again, I’m just not Looking at aave, compound, yieldclub came up when searching simpler interfaces. Rates seem reasonable 5 to 8 percent range but it’s not very popular as far as I could tell so that worries me a bit. The main thing I care about is controlling keys and not having counterparty risk wreck me again. And as I mentioned something simple preferably. So what platform do you recommend? Or what are you doing with stablecoin holdings while waiting? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

cryptolipto

Nope. That theory will be proven incorrect with time and already looks like it’s being proven incorrect. Why is Visa using USDC and not XRP for example?

samsimon123

just facts - XLM can do and more what XRP can! PYUSD and USDC can do what XRP can! Even Ripple stable coin now launched can do what XRP can!

CryptoAd007

I suppose, non-KYC on & off ramping of USDT/USDC can be done through either of the following subs... - r/USDTexchange - r/USDCexchange Non-KYC Spot/Margin trading is possible through HyperLiquid/Lighter/Aster/EdgeX.

Expert_Membership_73

For a US business, I’d avoid TRC20 USDT entirely if predictability matters. Consider asking clients to pay via USDC on Ethereum/Base and use a US-regulated on/off-ramp (Coinbase Commerce, Kraken, Circle direct). That gives you clearer compliance, better audit trails, and far less risk of arbitrary freezes compared to TRON-USDT. For cash flow, reliability beats lower fees.

Odd-Fun-1482

Were you planning on using it for anything on coinbase? You can just find a nice high TVL trusted vault/farm on [https://app.beefy.finance/](https://app.beefy.finance/) that uses USDC-stable

coinfeeds-bot

tldr; Visa has launched stablecoin settlement in the U.S., allowing issuer and acquirer partners to settle transactions using Circle's USDC stablecoin over blockchain networks like Solana. This marks a significant step in modernizing Visa's settlement processes, offering faster funds movement, seven-day availability, and improved treasury operations. Initial participants include Cross River Bank and Lead Bank, with broader access planned by 2026. Visa aims to integrate stablecoins into global commerce while maintaining security and compliance standards. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

coinfeeds-bot

tldr; By 2025, cryptocurrency has evolved beyond speculative trading to practical applications in digital workflows. Stablecoins like USDC and USDT are widely used for payments in remote work, creator economies, and international transactions, reducing fees and delays. Businesses, including domain registrars and hosting providers, accept crypto for services. Tokenized collectibles and blockchain-based games integrate crypto for trading and gameplay. Decentralized finance (DeFi) and DAOs utilize crypto for governance and financial operations, showcasing its growing utility. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

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Post is by: LenaSituations and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1pnovvx/your_opinion_on_mexcs_earn_offer/ Hello, I have a MEXC account and I noticed that there's an earning opportunity on it, specifically with USDC/USDT with a 15% APR for a 7-day lock. I've already used Earn for similar amounts on Binance, but I'm hesitant about MEXC, which I haven't used much. Especially since the minimum deposit is 5k. Could you give me your opinion on MEXC and their Earn program? I don't want to try it blindly with such a large sum, especially since the return seems too high. Thanks in advance! For your information, I'm French (European Union, MICA...). The offer page on their website: [https://blog.mexc.com/mexc-launches-usdt-usdc-staking-gala-earn-15-apr/](https://blog.mexc.com/mexc-launches-usdt-usdc-staking-gala-earn-15-apr/) *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

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Post is by: CryptoHotep and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoCurrencyTrading/comments/1pni52k/dump_pump/  Altcoin dump. Stablecoin pump. \- $USDC.D > 2.70%+ \- $USDT.D > 6.00%+ Hate to see it. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Business-Activity379

You could lock up your BTC as collateral and borrow stablecoins without selling your BTC. Of course this comes with its own risks (If BTC falls too much). It all depends on how much LTV(Loan To Value) you want and how much of your BTC you want to deposit as collateral. For example: 1 BTC = $90,000 Collateral: 1 BTC 50% LTV → you borrow $45,000 (USDT or USDC or DAI) When do you get liquidated? It depends on the Threshold, Aave it’s typically around 70–75% let’s say 75% If BTC drops to ~$60k, liquidation starts. That’s about a 33% drop. These numbers can change you can get better deals/get more value out of your BTC. The Idea is you keep your BTC and borrow against it. You can always pay back your debt or add collateral to drop your liquidation price even lower.

Business-Activity379

You could lock up your BTC as collateral and borrow stablecoins without selling your BTC. Of course this comes with its own risks (If BTC falls too much). It all depends on how much LTV(Loan To Value) you want and how much of your BTC you want to deposit as collateral. For example: 1 BTC = $90,000 Collateral: 1 BTC 50% LTV → you borrow $45,000 (USDT or USDC or DAI) When do you get liquidated? It depends on the Threshold, Aave it’s typically around 70–75% let’s say 75% If BTC drops to ~$60k, liquidation starts. That’s about a 33% drop. These numbers can change you can get better deals/get more value out of your BTC. The Idea is you keep your BTC and borrow against it. You can always pay back your debt or add collateral to drop your liquidation price even lower.

coinfeeds-bot

tldr; Visa is advancing the adoption of USD stablecoins on blockchain by launching a Stablecoins Advisory Practice. This unit will assist banks, merchants, and fintechs in designing, implementing, and managing stablecoin products. Visa has already developed infrastructure, including over 130 stablecoin-linked card programs across 40 countries and significant USDC settlement volume. The move highlights the growing importance of stablecoins in the financial system, as traditional players transition to blockchain-based payment solutions. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

FutureUnhappy2047

Now that Circle has [solved the issue of low liquidity of EURC by launching their own inter coin swap tool](https://x.com/circle/status/2000321301144301581) the euro stablecoin is definitely very viable now. In fact, I regularly swap 7-8 figures between USDC and EURC with even better rates than my usual FX broker

FutureUnhappy2047

Im not so sure about that. Now that [Circle has released the EURC <> USDC swap tool](https://x.com/circle/status/2000321301144301581) liquidity is a non issue I regularly swap in and out of millions of Usdc and EURC and it’s highly valuable asset

coinfeeds-bot

tldr; The stablecoin market has reached a new peak market cap of $310.117 billion, with Tether's USDT and Circle's USDC dominating at a combined 85% market share. Over the past year, the sector grew by 52.1%, despite challenges like the October crypto crash. Yield-bearing stablecoins have seen a decline, while payment-focused stablecoins, such as PayPal's PYUSD, are driving growth. PYUSD has gained traction, including adoption by YouTube for U.S.-based content creators. The overall stablecoin market added $1.79 billion in the past week, reflecting continued expansion. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Alarming-Jello-5846

She mentioned USDC which is already regulated at the state level, and have investment guidelines akin to government money market funds. Liz is full of shit, stop slopping it up.

Alarming-Jello-5846

It’s not about “people losing money” … she’s trying to say stable coins like USDC, which are highly regulated with strict investment guidelines, *post a system risk to the entire financial system*. But is silent on money market funds that have the same guidelines or looser. Also idk if you’ve ever spent the time to read her letters but it’s clear her staff just google sources and pick the first thing that supports their narrative. I’ve found straight up errors in “facts” she cited in letters earlier this year.

Heisenberg2nd

In the end, among all these L1s, it seems absurd but only Pi Network seems to have embarked on a machine-to-machine payment path and a node can be a laptop, it doesn't need power but scalability and a high number of cores/threads. When it will be used with OpenMind you'll be able to decide how much CPU to use for the required computing power and you get paid in PI, micro payments will be made in USDC, there's already the Circle-OpenMind agreement. I thought it was a sort of useless crypto but if someone has been following in recent months, now more than 400,000 PCs are connected in testnet, when they move to mainnet it will be one of the largest decentralized networks in the world. I tried it too and obviously I don't have high economic returns but I also don't have high hardware/electricity bill expenses because PC is idle and I can work in the meantime.

detectiverylan12

Are you referring to the centralization part of USDC? If so, I agree. However I believe there’s a way to recover USDC even if P***M***** completely shuts down

ComaKaho

I just checked, and what you're saying is wrong (at least for France). You're not taxable in France as long as you don't exchange for euros or dollars. That's for sure. If you exchange your bitcoins for USDT or USDC, you are not taxable. They are considered cryptocurrency here, and you have to exchange them for a legal tender (fiat) to be taxed. If you don't know, next time don't answer instead of talking nonsense.

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Post is by: Silent_Storm_7 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1pln6c8/give_me_some_crypto/ Give some USDC (POLYGON) Address: 0x4F6b72Fb4e30A2C61D6aEcB7911bc80E09824D7c By the way new to crypto *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

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Post is by: crypto_noo and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1plhe4v/europeans_are_using_crypto_for_everyday_spending/ A recent report from WhiteBIT shows that crypto is increasingly being used across Europe for everyday purchases like groceries, coffee, and bill payments — not just trading or speculation. Key points from the report: Stablecoins lead everyday spending**: USDC, USDT, and EURI are the most commonly used for payments, while Bitcoin is used far less for daily purchases. * **€50M+ in card transactions**: WhiteBIT’s crypto debit card (Nova) has processed over €50 million, with average monthly spending per user between €500–€1,000. * **Virtual cards dominate**: 81% of users prefer virtual cards over physical ones, highlighting a strong mobile-first trend. * **Growing adoption across Europe**: Countries like Spain, Italy, Ireland, Poland, and the Netherlands are seeing crypto payments become increasingly routine. The takeaway: stablecoins are becoming the go-to option for daily spending, while assets like Bitcoin are mainly held long-term. Crypto cards may no longer be a “future use case” — they’re quietly becoming part of everyday finance in Europe. Curious to hear thoughts from Europeans here — are you using crypto cards for daily spending yet? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

FrankSlipHelp

>RLUSD first, XRP not mentioned. Ouch. I understand and can see you don’t know what you don’t know, the reason this is big for RLUSD is because of regulation and compliance. >first for $RLUSD, setting the highest standard for stablecoin compliance with both federal (OCC) & state (NYDFS) oversight. XRP does not have oversight. XRP isn’t tied to any single country, issuer, or banking system (the X in a ticker like XRP, XLM, XDC represents no single country, issuer, or banking system), and stable coins like USDC, USDT and RLUSD are issued by companies under U.S. or other jurisdictions, this adds counterparty and regulatory risk and why they operate under regulations and oversight. Each stablecoin token represents a claim on Circle, Tether or Ripple’s reserves and must operate under their respective regulatory obligations, that is counterparty risk a native asset like ‘X’ assets do not have, when XRP is used the sender holds it, they directly control it on chain via their keys, there’s no redemption promise, no issuer, and no entity that can freeze or revoke it, therefore no counterparty risk. USDC/USDT/RLUSD adds counterparty and regulatory risk because it depends on an issuer’s compliance and solvency and XRP does not because it exists independently of any central authority. To you, you see no mention of XRP and that must be a negative in your head. The truth is there is no reason to mention XRP because the whole statement by Brad is about regulation and compliance of their stablecoin, the asset they own and issue. Ripple did not create XRP, nor have they ever issued it, they do now ‘own’ it. To speak of XRP in this statement would make zero sense because XRP does not have a central authority to regulate.

binary_quasar

Wow. Omg. My eyes have been closed for my entire decade in this space....how could I have ignored this!? >Ripple owns, hidden road, metaco, rail, and many other financial institutions. Clearing houses. Lending. Payments. Stable coins. Paxos was one of the first RWA providers and is also providing custody, lending, clearing, so you're wrong. Ethereum and Solana already have >Circle is a one trick pony. Buy t bills and get paid interest. Paxos and fidelity have no innovation, and don’t have their own block chains. >They are literally not competitors in any way Circle is native on 22 blockchains **including the XRPL** and can be traded on the XRPL *without even having to touch XRP*(thankfully for them). If USDT had the ability to be independently audited and become more compliant, they might have a shot, but USDC is the second largest stablecoin by market cap and is compliant with U.S. laws. the head start they have against every other competitor is massively. Incredibly massive. Let me ask you this - if USDC is native on 22 blockchains and can be used on the XRPL **without needing XRP**, why would anybody use RLUSD and how does this help the XRP token? Why wouldn't people use the independently audited familiar stablecoin USDC that can be sent easily to other chains and remain as UDSC and instead use RLUSD? >The XRPL is the ONLY THING that can connect all of those businesses and allow for free and easy transfer of stable coins. XRP can act as a bridge asset for liquidity between stablecoins, you do not have to hold/consume XRP just to transfer a stablecoin like USDC because the instituitions that want to partner with Ripple, don't want to touch XRP because they don't have to, it's dogshit, and would add unnecessary risk. More and more they are making it so they don't need to hold or interact with XRP the transaction sablecoins on the XRPL, because that's literally almost every one of them want. There is very little institutional demand for the XRP token, but there are people that want to explore Ripple's remittance capabilities, just without the XRP token being involved.

Tall_Run_2814

USDC is backed by actual dollars.

CryptoNerdSmacker

RLUSD transacts on ETH Mainnet and XRPL. Currently RLUSD volume is around 80/20 split respectively. USDC can also do the same but I suspect RLUSD will slowly become the top stablecoin. It’s very compliant, the most. Highest graded. Couple that with this banking interface and its marketcap should grow quick. Already has, look at its marketcap graph. Exponential curve.

binary_quasar

Assets like BTC allow you to be your own bank. Ripple allows you to be your own worst enemy by constantly feeding you an appetizer of bologna and promising you that the filet mignon is coming very soon. Regardless, they gave Circle(USDC), Fidelity, and PAXOS the same approvals to do this with their much more used and established stablecoins. Circle is going to be at the top of the food chain without a doubt in regards to this.

binary_quasar

I think it's hilarious that this is **obviously** for RLUSD and not XRP for one And also that Circle(USDC), Paxos, and Fidelity ALL GOT THE SAME GREEN LIGHT AS RIPPLE. You xrp folks love to only hear what you want and ignore everything else. It doesn't mean that they chose Ripple specifically and exclusively, quite the opposite. Circle's USDC is going be the top dog in this space without a shadow of a doubt.

coinfeeds-bot

tldr; The Office of the Comptroller of the Currency (OCC) has granted conditional approval for national banking charters to five stablecoin issuers: Circle, Ripple, Paxos, Fidelity, and BitGo. These companies are responsible for issuing stablecoins like USDC, RLUSD, USDS, and PYUSD. Fidelity is preparing to launch its stablecoin. The OCC highlighted the benefits of new entrants in the banking sector, while Anchorage Digital Bank, the first crypto firm to receive a charter in 2021, welcomed the move as a validation of federal banking regulation's role in strengthening the digital asset ecosystem. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

oak1337

Well I personally wouldn't use USDT... That's a ticking timebomb. USDC is better.

ThiefClashRoyale

I use rabby wallet, on defi aave is the safest and best I have found if you dont feel like losing your tokens and are interested in borrowing against your collateral and the third one I used is an avalanche credit card (physical card) which is the most convenient way I have found to spend USDC. I tried metamasks offering but it was annoying. These 3 apps allow me to span fully from self custody to defi to tradfi and all cause zero issues.

J0e_N0b0dy_000

I think that's out of date, Tether now provides quarterly "attestations" (reports that provide a snapshot in time) from an independent accounting firm, BDO, which show that total assets exceed total liabilities. Also it's been investigated by more regulators and authorities than it's rival USDC, so we have to assume that this is at least partially coporate infighting and rivalry to some extent.

Forymanarysanar

Not so easy to buy US treasury where I live, I'd likely have to keep it in some "broker company" that can just take it from me at any point of time and I won't receive anything that has value into my hands (if it's even a thing with bonds?). And I absolutely do use USDC too, just not keeping everything in one currency at all. USDC also has it's history of issues, including quite lengthy depeg incident.

Forymanarysanar

Ultimately, everything has it's beginning and it's end. You need to store your funds somehow somewhere. Can do it in your cold hard cash - nice. Sometimes the only option to connect with US currency is to use stablecoins, and realistically there are only 2 usable - USDT and USDC. With second still not getting as much adoption as desired. And we do need to constantly ask "what about x" questions. Who even regulates the regulator? How can we know that these regulators aren't simply executing governments orders when performing audits? Do I trust US government more than Tether CEO? I'd like to trust neither, but I don't think I can favor either of them as well. Ultimately, us, peasants, have not that many choices and most will not have enough expertise to safely decide on using anything but stuff that is already commonly used and well established. Personally, based on absolutely nothing of course, I tend to believe that big companies are big enough to have enough profit to not need to resort to blatant scam. Worst I can think of is them seizing funds from blacklisted wallets and doing risky investments (to which you are exposed even if you use banks anyway)

GreenStretch

On coingecko or coinmarketcap [https://www.coingecko.com/](https://www.coingecko.com/) [https://coinmarketcap.com/](https://coinmarketcap.com/) Coinmarketcap wouldn't let me sort by volume and scroll down. their figure for DAI volume is $68,974,686, fairly far down on the list of the top 100. Coinmarketcap shows a figure way below USDT, BTC, ETH, and USDC. [](https://coinmarketcap.com/currencies/multi-collateral-dai/#markets)

Lysergicus

Selling USDC is taxable, but the price is always $1 so there's no CG. The taxable event that you actually have to worry about is settling the loan.

masterctrlprogram-

I do this with Coinbase and Morpho and have had no issues. I use a LTV of 35% just to feel better about it. The 30 day rate average is running 7.16% and I just got an email from CB that USD rewards are going down to 3.5% for CB One members. Overall, I’ve been happy with the process and you get the USDC instantly.

spank2023

As someone else mentioned, USDC.....

Rare_Rich6713

I get why it feels like nothing has changed a lot of the big promises from the early days instant private payments for everyone, fully decentralized everything, zero fee transfers obviously didn’t play out the way people imagined. But under the surface, crypto actually has advanced a lot. The biggest improvement IMO has been infrastructure, especially around payments. Ten years ago, sending crypto meant juggling weird wallets, networks clogging for hours, fees spiking randomly, and merchants having absolutely no idea how to accept anything. Now we’ve got stablecoins, reliable L2s, and actual payment rails that don’t feel like a science project. Stuff like Xmoney and a few other gateways pretty much abstract the janky stuff away businesses can accept USDT/USDC globally with consistent fees and get settlement in minutes. For real-world usage, that’s a huge leap compared to the 2015 era.

DBRiMatt

I'm bullish on my ETH/USDC liquidity position. High volume, and pretty consistent trading range for the most part xD

Proof_Jellyfish_5046

Swap your BTC into USDC first. Why do you bother with BTC? The fees are way too big to realistically trade with it.

AD1AD

In context I think it's a big deal, but you're right that it's not a huge TVL yet. BCH only added native, miner validated tokens (fungible & non-fungible) in 2023, and in doing so it enabled advanced smart contracts comparable to EVM chains: https://youtu.be/o0jeLBJOr8Y So we've only had a couple of years to start growing in that respect. BCH and its tokens also don't have a huge treasure trove of venture capital investment or initial token commitments dedicated to adding liquidity. It's all grassroots, organic growth. Additionally, there were still some extremely limiting restrictions on smart contracts until this year, 2025. But with the VELMA upgrade, the virtual machine's limits have been reworked to allow for **much** more complex constructions, while actually making the worst case scenario for an attacker trying to burden nodes **better**. So it's just this year that we got our first over-collateralized algorithmic stablecoin. And stablecoins are extremely important for a DeFi ecosystem. (USDC and USDT can launch on BCH if they want, but as far as I'm concerned they can keep their fiat-centric trust-me-bro easily-inflatable stablecoins the heck away =P) https://www.moria.money/ - live on mainnet today https://parityusd.com/ - launching Q1 2026 So the parabolic increase in Cauldron's TVL looks like a very healthy sign to me, even if it isn't huge yet. We'll see if it continues. If it does, I'll have this r/CC thread to point back to when crypto bros everywhere are wondering "Why was nobody talking about this???"

ComaKaho

Im in France, not in third world country, i dont need it :D. And if I had to choose, I would take USDC or XA. Clearly not bitponzi

ComaKaho

Go on USDC then, its regulated in Europe, so no problems for us :)

gonzoes

I feel you bro ? But isn’t exchanging funds still super freaking easy using ALGO or any other similar coin it built into the system hell eveb USDC i could but 10k worth and send it to you right now . But i feel you on a lot of the other promises

hautedog

40% BTC, 20% ETH, 40% USDC/DeFi

Friendly-Shower8374

Yes, stablecoin yield arb can seem strange; it is frequently financed by fees, emissions, or borrowing demand, but market conditions affect sustainability. Verify protocol rewards, as they temporarily boost APYs. Consider hazards such as depegs or shortages of liquidity. Look for genuine chances by comparing across chains. Some arb bets for USDC are automated by programs like Yieldseeker on BASE. What is most perplexing to you?

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Post is by: jeff1323 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1pidgl2/looking_to_sell_bitpay_preipo_equity_position/ I’m looking to exit a pre-IPO position in BitPay (the global crypto payment processor). This is not public stock; it’s private equity via an EquityZen SPV, and I’d be transferring my rights to an accredited buyer pending their approval. Position Overview: • 2,000 BitPay Common Shares — Series 564 • Held via EquityZen fund/SPV • Original acquisition price: $5.00/share • Offering sale price: $3.88/share • Total estimated value ≈ $10K position Why someone might want this: BitPay is one of the most established brands in crypto payments — merchant gateway adoption, BTC/ETH/USDC support, debit integration, card rails, etc. If you believe in crypto payment infrastructure and future on-ramps, this is an asymmetric bet with upside through IPO, acquisition, or later secondary liquidity events. I’m simply reallocating capital, I’m not bearish on BitPay. If interested: Reply here or DM with proof of accreditation. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

coinfeeds-bot

tldr; An old Ethereum whale, dormant for nearly a decade, moved $1.19 billion, sparking speculation about increased institutional interest in Ethereum. The whale deposited 10 million USDC into HyperLiquid and opened a leveraged long position on 15,000 ETH. This activity coincides with BitMine Immersion Technologies' aggressive ETH accumulation, now holding nearly 3% of the total supply. Analysts suggest this signals institutional confidence, though concerns about market centralization and Ethereum's future trajectory remain. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

coinfeeds-bot

tldr; Ripple's RLUSD stablecoin has surpassed a $1.3 billion market cap, achieving a 1,278% year-to-date growth. This surge is driven by a strategic multi-chain deployment across Ethereum and the XRP Ledger, enhancing accessibility and functionality. Partnerships with Gemini and Mastercard have further integrated RLUSD into institutional payment systems, positioning it as a competitor to USDT and USDC. Analysts highlight the benefits of Ripple's interoperable approach, which aligns with industry trends favoring scalable, cross-chain solutions. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

uthillygooth

Maybe my USDC will triple in price finally

NorskKiwi

IIRC I'm paying around 2% to loan bnUSD via Balanced Network. Can use ETH, SUI, SOL, AVAX, XLM and a bunch of other assets as collateral. You could then swap it on their DEX to native USDC on any of those chains.

VivaHollanda

Maybe because the people providing the USDC want a juicy APY? 

coinfeeds-bot

tldr; Stablecoin market caps, including USDT and USDC, have risen steadily, reaching new highs, but the broader crypto market has not grown proportionally. Factors include increased use of stablecoins for cross-border remittances, cautious investor sentiment, and a shift toward leveraged trading over spot accumulation. While stablecoins are seen as 'dry powder' for the market, much of their supply is absorbed into real-world applications rather than speculative trading, limiting their impact on Bitcoin and altcoin prices. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Someonethebest

I’d look at Trustee Plus, works in the EU, free to set up, and you can spend USDC without going through an exchange card program. Been the simplest option for me after Bybit and Nexo started limiting stuff.

coinfeeds-bot

tldr; The Commodity Futures Trading Commission (CFTC) has launched a pilot program allowing bitcoin (BTC), ether (ETH), and USD Coin (USDC) to be used as collateral in U.S. derivatives markets. The initiative aims to establish clear rules for tokenized collateral, including real-world assets like U.S. Treasuries. Futures commission merchants meeting specific criteria can accept these digital assets as margin collateral under strict reporting and custody requirements. The program updates outdated guidance and aligns with the GENIUS Act to modernize digital asset regulations. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

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Post is by: MarketFlux and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1phs6d7/cftc_launches_pilot_program_allowing_bitcoin/ The Commodity Futures Trading Commission has launched a new digital-assets pilot program that will allow Bitcoin (BTC), Ether (ETH), and Circle’s USDC stablecoin to be used as collateral in derivatives markets, marking one of the most significant steps yet toward integrating cryptocurrencies into regulated U.S. financial infrastructure. Acting Chair Caroline Pham announced the initiative as part of the CFTC’s Tokenized Collateral Program, which aims to test how digital assets can be safely incorporated into margin, settlement, and risk-management workflows across futures and swaps markets. The pilot will run within a controlled regulatory framework and will require participating firms to meet strict operational, cybersecurity, and reporting standards. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

MinimalGravitas

Almost 70% of stablecoin value is in USDC, about 28% is USDC, and about 1.4% is PYUSD (Paypal's stablecoin). All the others are tiny fractions of a percent. About 60% of all stablecoins live on Ethereum L1, about 30% are on Tron, and the remaining 10% is divided up between other L1s like Solana and Avalanche, and Ethereum L2s like Arbitum and Base. https://visaonchainanalytics.com/supply

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Post is by: Responsible-Care-709 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1ph0ug8/are_my_clients_being_scammed/ Hello all Crypto enthusiasts, I’m a financial planner based in Australia and I have a couple (70 years old) who have ran into a bit of an issue. Essentially, the couple have a CoinBase account in which they have $693,273.92 (AUD) held in a fund called ‘Zether’ (USD.Z). I asked how they managed to get ahold of these funds but my question was answered with asking if they could pop into the office tomorrow morning to get it sorted. The issue is, Zether is on the BNB Chain (BEP-20) and it seems like Coinbase doesn’t support this particular network. The issue becomes even more apparent because you can’t trade Zether on CoinBase either. My line of thought was for the couple to open a Coinbase Wallet account and then link the Wallet with their regular Coinbase account, get the Zether into the Wallet, make use of pancake swap to change from BEP-20 to ERC-20 and then change from Zether to USDC before transferring it all back into the regular Coinbase account and then depositing into the bank account. On this basis though, I have a few questions: Q1. Are my clients being scammed? (ChatGPT seems to think so) Q2. Is Zether a legit cryptocurrency? (I’ve never heard of it before) Q3. Would my plan of attack actually work? (Fees/taxes don’t matter, just want it sorted) Hopefully someone in the know is able to help me out. For any fellow financial planners or regulatory bodies listening, AML/CTF obligations are at the front of mind. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

coinfeeds-bot

tldr; French banking giant BPCE is set to launch in-app crypto trading for retail customers, starting with four regional banks and expanding to its full 12-million customer base by 2026. Users will be able to trade Bitcoin, Ether, Solana, and USDC directly within Banque Populaire and Caisse d’Épargne mobile apps. The service, managed by BPCE’s crypto subsidiary Hexarq, includes a monthly fee and trade commission. This move positions BPCE among the first major European banks to offer integrated crypto trading, competing with fintechs and other banks offering similar services. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

kshucker

Not wrong as far as the price history of bitcoin goes. You made the right choice in my opinion. My gameplan through the cycles has been to sell around this time after a bitcoin halving, turn to USDC and then buy back into mainly BTC and dabble in ALT’s in about 2 and a half years after I sell. Has never failed me.

MarduckRulez

The best way to trade on the Cosmo Network is to get a wallet (Leap, Keplr, Station) send that Luna over to the Luna wallet address, then IBC into the Osmosis wallet. You can exchange coins with a fraction of the spread from Uphold. You will have to have a little Osmo for gas fees. In the Osmosis wallet, you use the DEX to change your Luna into Noble USDC (backed by Circle) stable coins or a multitude of coins on the Cosmo Network. Stake, DeFi and all that jazz. Turn your coins back to Luna, IBC to Luna wallet address, then send back to your Uphold account and off ramp to bank account.

Bubblebau

For decades the dollar was: - a store of value - the main currency of world debt - the main trading currency. Many speculate that the dollar will collapse because: - the American debt is enormous and to pay it the currency will have to be devalued - there is an ongoing trade war with China and a weak dollar helps exports - America is losing its central role, and at least two commercial "factions" are being created, one that gravitates around the USA, and one that gravitates around China. If the dollar were to collapse, go back to the needs I wrote at the beginning and you will see the solutions - Store of value: gold, silver, perhaps platinum. To a lesser extent also copper and other commodities, because other commodities depend a lot on the quantity of industrial production, and a dollar crisis would create a crisis in consumption and industrial production. So gold and silver appreciate, other commodities also depend on other factors. For example, China is reducing its dollar debt and buying gold in its place (a move which also serves to weaken the USA). Bitcoin? Bitcoin is a store of value, but it is a highly speculative asset that is very tied to the United States. Therefore, Eastern countries, if tensions were to amplify, could ban Bitcoin or limit it or propose other competing cryptocurrencies. Bitcoin would suffer there and then, although I think it would pay off big in the long run. - Main world debt currency: here the situation is clear: countries that align with China, and there are more and more of them, will buy Chinese bonds instead of US bonds as a store of value. Cryptocurrencies could be considered a valid alternative store of value, but only for small percentages (in proportion). Keep in mind that these are fast-growing economies and that China is initiating ten-year expansionary policies even in Africa. - Main trading currency: There will be many. Stablecoins replicate the value of the reference currency, so their diffusion depends on the diffusion of the reference currency. If the dollar is less popular, USDT and USDC will be less popular. Maybe there will be more Chinese stablecoins. While Bitcoin is not a very suitable currency for large commercial transactions: you cannot receive a payment of a very large sum in bitcoin knowing that its value could drop by 30% a couple of weeks later, keeping a balance sheet made up of transactions of this type would be very risky. - Stocks: if the dollar loses value (inflation), US company shares lose value there and then, but then recover quickly. See 2022. But if US trade slowly loses its primacy, US companies will lose customers and therefore long-term value. - Shares of companies involved in energy production: these usually cope with the decline in purchasing power of the currency.

sg291188

Why can’t people just buy USDC off exchange if it’s just to preserve money

elidevious

4. Banking pressure: “Operation Choke Point 2.0” You’ve probably heard this phrase. The claim: Federal bank regulators quietly pressured banks to “de-risk” crypto clients, echoing the Obama-era Operation Choke Point against disfavored industries. Evidence: • Commentators like Nic Carter documented a pattern of supervisory guidance and backchannel pressure from Fed, FDIC, and OCC, discouraging banks from serving crypto firms. • After Silvergate, Signature, and SVB collapsed in 2023, reports noted that the FDIC required Signature’s buyer to drop most of its crypto deposits, feeding the narrative of a coordinated crypto banking crackdown. • FDIC correspondence later surfaced that explicitly treated digital-asset activities as elevated risk, giving more credence to the “Choke Point 2.0” framing. Formally, regulators say they’re just enforcing risk management. Practically, many banks concluded, “Crypto = not worth the supervisory heat.” That’s a soft ban in all but name. ⸻ 5. Sanctions, AML, and the war on privacy tooling Tornado Cash sanctions On August 8, 2022, Treasury’s OFAC sanctioned Tornado Cash, adding smart contracts to the sanctions list — the first time open-source code infrastructure itself was directly targeted as a sanctioned “entity.” • OFAC alleged Tornado Cash was used to launder over $7B, including hundreds of millions stolen by North Korea’s Lazarus Group. • This raised huge civil-liberties questions: if immutable smart contracts are “sanctioned persons,” is using privacy tech itself a potential violation, regardless of intent? Crypto users and developers sued, arguing OFAC exceeded its authority. A federal appeals court later rejected the sanctions as applied, finding they went beyond what the underlying statute allowed. But for most of Biden’s term, Tornado Cash was under a cloud of sanctions, developers were arrested/charged, and using mainnet privacy tools felt legally radioactive. Broader AML enforcement Alongside Tornado Cash, there were stepped-up actions against: • Exchanges and platforms with inadequate KYC/AML • Mixers and DeFi projects alleged to facilitate sanctions evasion and cybercrime ⸻ 6. Stablecoins: treated as proto-shadow-banks The President’s Working Group on Financial Markets (PWG), together with FDIC and OCC, issued a major stablecoin report in Nov 2021: • Highlighted risks of runs, payment-system disruption, and concentration of economic power. • Recommended that only insured depository institutions (i.e., banks) be allowed to issue “payment stablecoins,” and that Congress urgently create a comprehensive federal framework to regulate them like banks. So from the administration’s own working group: “Stablecoins should be bank-like and under bank-level regulation.” That’s not a ban, but it is a big red target on the current stablecoin model (Tether, USDC, etc.), and an invitation to clamp down until they look like regulated bank deposits. ⸻ 7. Mining & environmental angle The OSTP/White House climate report didn’t just analyze; it recommended tools: • Track mining locations, electricity use, emissions, and e-waste • Consider energy efficiency/performance standards • Potentially limit or restrict high-emission mining operations if they conflict with climate goals Combined with state-level moves (e.g., New York’s partial moratorium on certain mining operations), this reinforced the idea that Bitcoin mining, in particular, was fair game as an environmental target — even as many miners argued they were using stranded or renewable energy. ⸻ 8. Tax enforcement emphasis While the IRS first labeled crypto “property” back in 2014, under Biden: • The infrastructure bill’s reporting rules (see §1) were explicitly sold as addressing the “tax gap” in digital assets. • Treasury and IRS repeatedly flagged crypto compliance as a priority area, and IRS got more funding under the broader push to beef up enforcement across high-income and complex assets. ⸻ 9. Big picture: was it a “war on crypto”? If you zoom out: • Narrative from the administration side: • Crypto is mostly speculative, rife with fraud, environmentally risky, and a potential threat to financial stability and sanctions enforcement. • Therefore: heavy enforcement of existing laws, tighter tax reporting, banking supervision, and exploring stricter stablecoin rules. • Narrative from the industry / Bitcoiner side: • SEC refused to write clear rules while suing everyone. • Bank regulators used soft power to de-bank the industry (“Operation Choke Point 2.0”). • The White House’s own reports and rhetoric were openly hostile, not neutral. • Privacy and self-custody tools were treated as suspect by default (Tornado Cash being the poster child). You can call that “prudential oversight” or a “war on crypto,” depending on your priors — but in practical terms, scrutiny and friction massively increased during Biden’s term, especially 2021–2023 after the bull peak and ensuing blowups (Terra, Celsius, FTX, etc.).

pizza_the_mutt

USDC at $9.99. lol.

whatwilly0ubuild

Stablecoin routing makes sense but implementation details matter more than the pitch. The core value is just token swapping with payment abstraction, which DEX aggregators already do. Question is whether enterprise packaging creates real differentiation. Privacy for B2B payments is actually useful. Companies don't want every payroll transaction or vendor payment publicly visible. Competitors can analyze transaction patterns and supplier relationships from on-chain data. ZK privacy solves a real problem for enterprise payments. Our clients doing cross-border stablecoin payments constantly hit token mismatches. Sender has USDC on Polygon, recipient wants USDT on Arbitrum. Current flow needs multiple swaps and bridges adding fees and failure points. Router abstraction fixes this. The middleware concern is valid though. Adding another layer creates new dependencies. If AnomaPay goes down or has liquidity issues, payments fail. Enterprises hate dependencies on unproven infrastructure for critical flows. Fee abstraction is table stakes for enterprise adoption. Non-crypto users don't understand gas tokens. Deducting everything from payment amount in stablecoin terms removes massive onboarding friction. Devnet status is concerning for serious evaluation. Until mainnet with real liquidity and proven reliability, it's vaporware. Lots of projects have great whitepapers and terrible execution. Practical barrier: most enterprises doing stablecoin payments are still figuring out basic treasury and compliance. Adding privacy layers complicates legal and accounting workflows. Market might be smaller than the pitch suggests. Honest take: routing concept is solid and privacy has enterprise value, but succeeding requires solving liquidity, reliability, and compliance challenges way harder than the technical implementation. Watch for mainnet usage and enterprise case studies, not devnet announcements.

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Post is by: Loirbj and the url/text [ ](https://goo.gl/GP6ppk)is: /r/antilnflation/comments/1pf4st8/how_would_you_manage_this_tiny_afusdc_pool/ I’m experimenting with managing the AF/USDC liquidity pool on Polygon and I’d love some feedback from people who know AMMs better than me. Right now my understanding is roughly this: to avoid crazy price moves, I shouldn’t just dump or pull big chunks of AF or USDC. Instead, I should try to keep the USDC/AF ratio in the pool close to a “fair” price and adjust slowly as new USDC comes in – adding or removing liquidity and releasing AF little by little so the price doesn’t crash or spike too hard on small trades. Here is the current position on QuickSwap (Polygon): https://dapp.quickswap.exchange/pool/positions/v2/0xe2063754301243c710ba412d24ac988979877f5a?chainId=137 For those with more experience in liquidity management on Uniswap‑v2 style AMMs: -Is this a good way to think about it, or is there a better mental model? -How would you manage a small AF/USDC pool if the goal is stability and learning, not pumping the chart? -Any concrete tips on when to add/remove liquidity vs. just letting traders move the price? AF is a small deflationary experiment, so I’m mostly trying to build good habits and understand best practices rather than play games with the price. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Aggravating-Club4003

Change the price chart of BTC price in USDC to the price of USDC in BTC (how much BTC you need to buy 1USDC) and youll see it clearly, dollar, euro and other government backed currencies are always inflationary, as they can always print more and devalue it basically. There is a limited amount of BTC so it is inherently deflationary, meaning supply is capped and offer (is supposed to) keep growing. While the Us of Europe keep their currencies pretty stable (and that involves a lot of politics that i dont know about, wages, rents, etc all influence the "stability" of a currency), the most return youll get against inflation (your money having less purchasing value) is with limited supply assets, like BTC, gold, etc

Phine420

Borrow out and lend USDC, don’t Sell your btc

Leading_Wafer9552

I wouldn't trust CB. People are constantly reporting changing cost basis reports on CB, and if you for example take a loan from someone where they send you USDC to your CB address, then CB will automatically calculate that as a gain on the report they give you, even though the amount was just a loan you took from someone else. Happened to me. If you're just inputting that report to the automated tax software then your report may come out inaccurate. It's also worth noting CB is a complete ripoff when it comes to staking rewards. The payout on chain are usually much larger. CB definitely takes their cut.

MinimalGravitas

> Verra has partnered with Hedera and the Guardian to bring more credibility and standardization to its methodologies. Verra are already the industry standard... both examples I gave (Toucan NCT and Moss) are verified by Verra (and have been for years). * https://carbonadvisor.org/mco2-amazon/ * https://docs.toucan.earth/resources/archives/nct-pool-party-report As with so many things that come out of Hedera, a lot of this seems intended to give the false impression of innovation. Just like when they made a big announcement about deploying Snaps to integrate with Metamask, without mentioning that 41 other projects had done before them. Or when there was a viral hype campaign about tokenization by Blackrock on Hedera, which actually turned out to just be a random other company bridging some of the RWAs that Blackrock had actually tokenized on Ethereum. Or when they post marketing about USDC adoption on Hedera, while neglecting to mention that there are 15 chains with more USDC, and the amount actually on Hedera is negligible (only about 0.1% of the total). It all seems targeted at low-information marks who don't know enough about the broader ecosystem to understand the context of claims being made.

KrisNaga91

When I saw USDC slip off the dollar I took it as a warning that even stable stuff can wobble. Best Wallet just worked for me because I could open it on my phone, see the numbers, and move a little out without hunting through menus. Now I just keep what might cover a few bills and I expect bumps.