FX

GaryPotter_

This is genuinely one of the dumbest, most overconfident posts I’ve read all year. It takes a handful of half true observations and then free falls into conclusions that completely ignore how markets actually work. Altcoins never rallied because people “owned” something. They rallied because of liquidity rotation, leverage, etc. Crypto Twitter is not the market. Institutions don’t need ownership rights to trade assets, they trade commodities, FX, every day. And the ETH take is straight-up clueless. ETH was never equity. Calling it fragile because it doesn’t pay cash flows is like calling oil fragile because it doesn’t issue dividends. Makes no sense

VerdantotomyJug

Yeah, I had the same question at first. I’d heard about BlackCat before and was skeptical too, but after a couple of friends used it abroad without FX surprises, that was kind of the last push for me to try it. It’s not really a crypto *credit* card and it’s definitely not a points replacement — more like a clean spending layer for travel, especially outside the US. I still build points on my main card for big trips, but for everyday foreign spend it’s been simpler than I expected.

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Post is by: OnChainSpecter and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1pppjq2/institutional_bitcoin_allocations_brazils_largest/ Brazil’s largest private bank, Itaú Unibanco, recently suggested that investors consider a small Bitcoin allocation (around 1–3%) as part of a diversified portfolio. What’s interesting is the framing: this isn’t positioned as a speculative trade or a high-conviction bet, but rather as a hedge — particularly against currency risk and macro uncertainty. The recommendation comes after continued weakness in the Brazilian real, with Bitcoin viewed as a non-sovereign asset that behaves differently from local equities and bonds. Itaú also referenced regulated access via a local Bitcoin ETF (BITI11), highlighting how institutions increasingly prefer structured vehicles over direct self-custody. This mirrors a broader trend we’ve seen globally: Bitcoin being discussed less as a “trade” and more as a portfolio component, especially in emerging markets facing FX volatility. Curious how others here think about this: Do small BTC allocations (1–3%) meaningfully improve risk-adjusted returns, or is this mostly narrative management by institutions? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

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Post is by: 341_bander and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1por0rz/bank_of_japan_raises_rates_to_075_big_shift/ The Bank of Japan has confirmed it will raise interest rates to 75bps in three days, continuing its move away from ultra-loose policy. Japan has been a major source of global liquidity for decades, so even small changes can have outsized ripple effects across FX, equities, and risk assets. Is this a nothingburger , or the start of something markets aren’t fully pricing in ? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

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Post is by: Weird_Region6162 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/solana/comments/1pnj362/pyth_network_massive_win_at_breakpoint_2025/ One of the biggest upsides coming from Breakpoint for me was the introduction of Pyth Reserve. Pyth Network just dropped a game changer: The PYTH Reserve! Pyth Pro already collected over $1M ARR in its first month — institutions are paying big for millisecond real-time data across crypto and equities. Revenue from Pyth Pro, Core, and Entropy fuels monthly open-market PYTH buybacks (1/3 of DAO treasury each time). Real adoption → Real revenue → Real buy pressure → Sustainable value flywheel. Targeting a slice of the $50B institutional data market. This is how we all win. Bullish on [$PYTH](https://x.com/search?q=%24PYTH&src=cashtag_click). Pyth Pro (2025): Premium subscription service launched to provide institutions (off-chain) enterprise-grade, low-latency data feeds outside blockchains. Pyth Core (2021): Focused on on-chain DeFi/blockchain applications — over 2,000 price feeds across crypto, equities, ETFs, FX, and futures with ultra-low millisecond latency and real-time prices pulled directly into smart contracts. Pyth Entropy: On-chain secure randomness that helps solve blockchain's determinism problem, enabling truly fair and unpredictable on-chain outcomes. Pyth's product line continues to grow and the amassing funds only empower the $PYTH token even more. Can't wait to see what is to come for Pyth in 2026.  *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

FutureUnhappy2047

Now that Circle has [solved the issue of low liquidity of EURC by launching their own inter coin swap tool](https://x.com/circle/status/2000321301144301581) the euro stablecoin is definitely very viable now. In fact, I regularly swap 7-8 figures between USDC and EURC with even better rates than my usual FX broker

takoyakidaisuki

Bitcoin has become just another asset like FX or stocks. It might have potential, but I don't think we'll see 10x or 100x gains like we used to.

Sea_Helicopter_2556

Crypto dead? Bro... Keeta has just enabled seamless crypto to fiat conversions and fiat straight to your bank with no hassle and no weird FX rates. Innovation is still happening. Memes almost killed crypto. And Trump.

Enough_Angle_7839

A helpful way to think about it: Avalanche is a full Layer-1 blockchain where apps actually run. Chainlink isn’t a blockchain at all — it’s a decentralized data network that feeds information *into* chains like Avalanche. Blockchains can’t see real-world prices, market data, FX rates, RWA valuations, etc., because they’re closed systems. Chainlink solves that by delivering verified off-chain data so smart contracts can work safely. This matters a lot now that tokenization and RWAs are taking off. For example, major institutions are already choosing high-performance chains + oracle networks to build real financial products. Here’s a recent example of how big players are approaching RWAs: [https://btcusa.com/state-street-and-galaxy-digital-to-launch-tokenized-fund-on-solana-in-2026/]() It shows how different layers of the stack — blockchains like Avalanche or Solana + networks like Chainlink — fit together in real-world use cases.

coinfeeds-bot

tldr; BMW has adopted JPMorgan's Kinexys blockchain platform to automate foreign exchange (FX) settlement transactions. The system uses Distributed Ledger Technology (DLT) to manage international money transfers and settlements, automating intercompany balance adjustments and reducing the need for manual processes. This move highlights blockchain's utility beyond cryptocurrencies, offering efficiency and cost savings in cross-border transactions. BMW's adoption signals growing institutional validation of blockchain technology in corporate finance. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

LukeHoersten

Your bank almost certainly is involved with FX futures markets and this would function similarly. You wouldn’t trade directly but your app or platform would handle it for you. You would perceive it as “same value as when it left” just as your bank does today.

ClarkNova80

Those 5 to 6 percent fees you are talking about are outdated. For most people international transfer costs have not been anywhere near that level for years. Between SEPA in Europe, low fixed fee SWIFT transfers at many banks, and fintechs like Wise and Revolut, you are usually paying well under 1 percent all in, FX included. Unless both sides are staying in crypto and using it natively, you are just swapping one system for another with extra on and off ramps layered on top, and that is exactly the issue. Almost no one is actually transacting fully on chain in daily life.

CriticalCobraz

The U.S. Office of the Comptroller of the Currency (OCC) has authorized nationally chartered banks to execute riskless-principal Bitcoin transactions — a structural shift that enables banks to intermediate crypto transactions without balance-sheet exposure. # Key Points: * Banks (JPMorgan, Bank of America, Wells Fargo, Citibank, etc.) can now route Bitcoin transactions between clients without holding inventory or taking position risk * They act as intermediaries, earning fees while immediately hedging exposure — similar to how they handle equities, bonds, and FX This ruling doesn't make Bitcoin "bullish today" but makes it **structurally distributable tomorrow** by integrating it into the same banking channels that already distribute traditional financial products at scale. The infrastructure is now in place; activation depends on liquidity conditions and institutional timing.

JustStopppingBye

>Because private stablecoins don’t need 3rd party like chainlink. You clearly dont know how any of this works. Even if a stablecoin is issued by a private institution, it still needs price feeds, FX rates, interest rates, cross-chain messaging, and proof-of-reserve to function in the broader ecosystem.

The_Putney_Pugalist

Why do so many people whinge in here; and there whinging never changes anything in a positive manner⁉️🧐🤔🤔 My parents who were FX brokers stopped me from buying Bitcoin when it first came out saying it’s a gimmick and I’ll lose all my money; and I wanted to buy £100 worth at it’s launch price. I’ve been a naysayer for years saying it’s probably going to crash or the Government will ban it; but this week I’ve bought two small Bitcoin lottery miners a couple of weeks ago and have just ordered two more expensive mining machines. I’ve decided to mine first as a hobby and to learn about the trends all aspects of the Bitcoin phenomenon and will buy some of the cheaper main bitcoin currencies in the New year, setup my own Nodes, try Bitcoin hosting to take advantage of more expensive mining machines, and then Bitcoin Staking. The initial financial layout is money that I would’ve spent on other things and if I lose it all it isn’t a problem. You have to be in it to have the chance of benefiting whether buying coins or mining.

GabeSter

Quote from the linked post: > Now you need to know that the 500 fastest, and the 500 biggest contributors of the fundraising got some LIFETIME perks: 2% of cashback , 0% FX fees, a black metal obsidian card and unlimited airport lounges. > After 8 years, Crypto.com did not warn me, did not warn other investors, and revoked our lifetime rights. We lost everything. No rights anymore, we are just simple customers. No email, no warning, no nothing.

JustStopppingBye

"Major banks, such as JPMorgan Chase, initially used a walled garden approach, building private blockchain networks (like its Kinexys division) accessible only to its customers, **before recently exploring interoperability with public ledgers."** [https://www.jpmorgan.com/payments/newsroom/kinexys-chainlink-ondo-tokenized-asset-test](https://www.jpmorgan.com/payments/newsroom/kinexys-chainlink-ondo-tokenized-asset-test) Says the guy who thinks that Ripple is competing with swift (which is the banks) lol [https://imgur.com/etW52e0](https://imgur.com/etW52e0) *"Bridge currencies were built on the idea that a single synthetic asset could replace nostro balances worldwide. That would require every major bank to adopt a privately issued token, take a balance sheet exposure to it and let a third party sit at the center of global FX.* *Thats why it never scaled beyond pilots"* Now we know why XRP has zero adoption with banks. Its going to be a funny day when XRPL integrated CCIP.

AffectionateForm3954

From my own trading experience, technical analysis is one of the most reliable tools for alts. I've made profitable trades on altcoins by identifying breakout patterns and respecting key support zones, the same approach we use for our forex signals at FX Leaders. It's all about reading the market structure and understanding that technical setups work because traders globally react to the same visual patterns.

JustStopppingBye

> SBI remit isnt a bank, its a company that specializes in international remittance and money transfer services lol > hahaahahahahaha there it is! Ripple doesnt compete with Swift you absolute imbecile . Swift is co-op owned and run by the all top central banks. Banks will never uproot their own system thats intertwined with every financial institution on planet earth lol > XRPL is a blockchain. It uses AXELAR and other 3rd party protocols to talk to other chains. XRPL is in fact a walled garden, just like every other blockchain. > A cross chain DvP transaction is irrelvant now? You literally just stated that banks cant talk to other chains but JP Morgan clearly ca using CCIP? > hahahahaha A bridge asset on an other chain? Not on XRPL? > There are no issues, just look at what SBI digital markets and SBI group are doing. [https://www.prnewswire.com/news-releases/sbi-group-and-chainlink-announce-strategic-partnership-to-accelerate-institutional-digital-asset-adoption-in-key-global-markets-302537166.html](https://www.prnewswire.com/news-releases/sbi-group-and-chainlink-announce-strategic-partnership-to-accelerate-institutional-digital-asset-adoption-in-key-global-markets-302537166.html) *"utilising Chainlink's Cross-Chain Interoperability Protocol (CCIP), a protocol that enables secure transactions across any chains while ensuring compliance and privacy."* *"The partnership will also focus on facilitating payment versus payment (PvP) for FX and cross-border transactions using Chainlink CCIP"* It’s honestly wild how blatantly you lie. You’re completely oblivious to what the rest of the industry is actually doing.

coinfeeds-bot

tldr; Bitget Wallet has launched a zero-fee crypto debit card across over 50 markets, including Europe, Latin America, and Asia-Pacific. The card enables fee-free stablecoin spending with Visa and Mastercard networks, addressing hidden costs like FX markups and conversion spreads. Users can spend up to $400 monthly without fees, enhancing global stablecoin payments. The initiative aims to simplify crypto payments, offering customizable card designs and supporting cross-border transactions while maintaining user custody of funds. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

R4ID

> Ripple marketed XRP as a magic settlement token that would replace nostro/vostro accounts and allow instant FX between any two currencies. it does allow instant settlement between two currencies. >In reality, using XRP creates more liquidity gaps because it’s volatile, Volatility is a calculation of the spread X Time in the asset. When you drastically reduce the amount of time required in the asset, you can increase the amount of spread by the inverse of the time saved and you'd still be ahead in terms of volatility.... >XRP also isn’t actual money Nobody claimed it is, Neither is BTC or USD. >and banks can’t legally rely on an asset that isn’t recognized as legal tender by any central bank. source lol. "banks dont use bonds, ETFS or IOUS" is maybe the most incorrect thing youve ever typed. >Every major bank, FMI and payments network moved to tokenized deposits, stablecoins or direct ledger-to-ledger messaging that doesn’t require any third-party asset like xrp. Yes they are building their owned walled gardens for internal settlements, the issue they run into is when JPM wants to transact with Santander. Walled gardens dont interoperate very well. >So is a bridge currency that no one uses a scam? Your definition of "no one using" is flat out incorrect, there are many such transactions on the ledger. its freaking public you could just look them up, but you choose to remain ignorant or you discredit them because of XYZ reason. You're ignorance doesnt mean you're correct. > Not legally but economically? 100% See above point. >It’s a speculative token whose original use case has been replaced You dont even have what is original use case was correct... No wonder you get everything else incorrect. its all based on ur false assumptions and lack of knowledge about the topic. >outperformed, abandoned by banks and abandoned by Ripple itself. lol "abandoned" by Ripple... lol again announcing you're clueless. let me guess, you're gonna say promotion of RLUSD is them abandoning it? cuse that just highlights you dont understand how to go wide with verticals. >That’s why it’s a scam. It’s a bank themed meme coin. So to clarify, its a scam because you misunderstand how it was supposed to be used, how it functions today, what it can be done and who is currently using it. yeah like I said, its a "scam" because you say its a scam. not being of any actual valid reason

JustStopppingBye

Here why it’s a scam. Ripple marketed XRP as a magic settlement token that would replace nostro/vostro accounts and allow instant FX between any two currencies. In reality, using XRP creates more liquidity gaps because it’s volatile, XRP also isn’t actual money and banks won’t rely on an asset that isn’t recognized as legal tender by any central bank. Every major bank, FMI and payments network moved to tokenized deposits, stablecoins or direct ledger-to-ledger messaging that doesn’t require any third-party asset like xrp. Banks can now do atomic settlement with any asset or stable coin and cross chain, [like seen here.](https://www.ledgerinsights.com/citi-swift-execute-fiat-digital-currency-pvp-trial/) So is a bridge currency that no one uses a scam? Not legally but economically? 100%. It’s a speculative token whose original use case has been replaced, outperformed, abandoned by banks and abandoned by Ripple itself. XRPLs only chance at succeeding now is through DeFi. Probably why we have Bradley going on twitter talking about “emerging defi apps” on XRPL. But it’s still a complete ghost chain used by no one. That’s why it’s a scam. It’s a bank themed meme coin.

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Post is by: Gullible-Tale9114 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1p0kzrq/brazil_is_moving_to_tax_international_crypto/ Brazil is weighing a plan to extend its IOF financial transaction tax to crypto when it is used for cross border payments especially stablecoins. Right now crypto transactions are exempt from IOF even though the tax applies to things like foreign exchange credit and securities so regulators see this as a gap in the system. The idea is simple… if you use USDT or USDC to move money abroad you should not get a better tax deal than people using the regular forex market. At the same time Brazil’s central bank has approved rules that treat many stablecoin transactions and some wallet transfers as foreign exchange operations which pulls them into the same oversight as traditional FX. This comes on top of a flat 17.5 percent tax on crypto capital gains which replaced the old progressive brackets and removed the monthly tax free threshold on smaller trades. On the reporting side the Federal Revenue Service has said its new crypto reporting rules will follow the OECD’s Crypto Asset Reporting Framework giving Brazilian authorities access to data on residents foreign crypto accounts once exchanges start sharing information. Brazil signed onto the CARF joint statement in late 2023 and has been building towards this since then. Other major jurisdictions are lining up too. The White House is currently reviewing an IRS and Treasury proposal to join CARF style reporting for US taxpayers foreign crypto accounts the EU has already built CARF into its DAC8 directive with first reports due from 2026 data and the UAE signed the CARF agreement in September 2025 with exchanges expected to start sharing data in 2028. Big picture… governments are steadily shutting down crypto tax loopholes and getting much better visibility into international flows. Using stablecoins to dodge taxes on cross border payments is likely to get harder from here not easier. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

OccasionExtra007

I refused to do what a guy was trying to make me do from one FX club and I asked if he would shut up for a minute and let me talk for a minute and he called me a dirty fucking old hag and fuck off. That’s what happens when you don’t go along with a scam.

Swimming-Ad5738

Stops moving is not possible unless it's tagged to a specific currency (e.g. Pegged to US dollar). Even if that were the case, with FX movements against other currencies, the value would appreciate/depreciate for someone somewhere in line with their base currency (e.g. Euro vs USD).

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Post is by: Olivia_Miracle and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1op4jyp/has_anyone_here_tried_the_new_cryptocom_level_up/ **Update:** so I’ve been using the [**Crypto.com**](http://Crypto.com) Pro subscription for a couple of weeks now. it’s honestly smoother than I expected. the cashback tracked properly and I haven’t paid a single FX fee while travelling last week. Pretty decent upgrade if you’ve been thinking about jumping back in Just noticed [Crypto.com](http://Crypto.com) revamped their whole level up system. looks like they scrapped the old coloured tiers and replaced them with a simpler setup (Basic, Plus, Pro, Private). What caught my eye is the new subscription option. instead of locking up CRO, you can just pay monthly for Plus or Pro. I went with the Pro plan to see what it’s like since I didn’t feel like staking a bunch of tokens upfront. So far, the perks have been good. no trading fees, cashback on the visa card, and even airport lounge access (didn’t expect that one). feels like a nice upgrade without committing to a big lockup. Anyone else tested it out yet? curious how it’s been working for you guys, especially those who were on the old tier system *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

BlackjointnerD

GTreasury → Rail (fiat in) → Metaco (custody) → Palisade (wallets/multi-chain) → Ripple Prime (liquidity routing & FX) → XRPL (settlement) → Rail (fiat out) → GTreasury (real-time visibility)

juniz

I would consider Ready’s metal card. Self-custody, spends USDC directly, no FX worldwide, no transaction fees, and cashback up to 10% during boosts. Super fast off-ramp and no seed phrase hassles. Been smooth for travel. If you want a simple USDC card with solid rewards, give Ready a look.

AlternativeWonder471

I traded from $80 to $25,000 in about 3 weeks recently. Advice off the top of my head: Don't trade tired. I have lost money countless times due to falling asleep with trades open, or just being an absolute wreck after trading days on end. Get proper sleep, good routine, etc. The trades you don't take are as important as the ones you do. Be choosy. This requires discipline and PATIENCE. Unless you're crazy like me, only ever risk 0.5-2% of your account on a single trade. Adjust the amount depending on how much you like the setup. Be willing to be wrong, quickly. If you were very confident in longs, but the market is clearly no longer bullish, switch to shorts fast. That doesn't mean to take a short trade straight away, but at least close your long. It's ok to be wrong, it's not ok to stay wrong. That's just a couple of things. Be on top of everything as much as possible. Know when news is being released and the important data releases. Trade smaller sizes on events like CPI or FOMC meetings etc. If you really want to get serious, you should figure out who believes what... what is retail thinking, what are institutions doing, what are whales doing, mid sized players, large gamblers. Where does each think the market should be. Very helpful youtube channels (amongst all the rubbish): FX Evolution: Tom does a video daily, will keep you informed on general market conditions, sentiment etc. Joseph James (School of trade): His techniques work, very well. Well those two are the main ones I still watch pretty regularly. Good luck

whuffwhuff

check this project out 5YwJPKRTTKjvMb2sSV6rfRF76g8b6FX4XDDYVBrapump https://x.com/pumpirecoin?s=21

whuffwhuff

5YwJPKRTTKjvMb2sSV6rfRF76g8b6FX4XDDYVBrapump 我想看看这个项目

whuffwhuff

5YwJPKRTTKjvMb2sSV6rfRF76g8b6FX4XDDYVBrapump check this project out

No-Letterhead-5709

FX investing Mario on YouTube for the Germans

repomies69

These ATM operators are worse than banks, LOL. My bank squeezes me on the FX fees but not at this level

CryptoMemesLOL

You should research or ask questions before you throw attacks at things you don't understand. A simple Chatgpt question got me this in 5 seconds !! >That post captures a very common mistake: using the retail, consumer-facing crypto rails (Coinbase, Binance, etc.) instead of professional payment or off-ramp infrastructure built for freelancers, startups, or companies handling crypto payments. >They’re doing everything right except the part that actually matters: how they convert. >When you use exchanges like Coinbase/Kraken as an individual: >You pay retail spreads (1–2% hidden in the conversion). >Withdrawal and network fees add another 1–2%. >Bank transfers are slow because of legacy rails (ACH, SWIFT). >You lose optionality, you can’t hold stablecoins and spend them directly. >So yeah, 3–4% friction for moving “digital dollars” is nuts, but avoidable. >Here’s how pros, freelancers, and crypto-native companies actually do it: >1. Use a crypto-native payment processor >Platforms like: >BitPay, Request Finance, BitWage, Onramper, Transak Business, Uphold, Kraken Institutional, or USDC’s Circle Account Let you: >Receive USDC directly (no middleman wallet) >Auto-convert to fiat (USD, EUR, CAD) at interbank rates >Withdraw via Fedwire or SEPA (1 business day, minimal fees) >Typical cost: 0.1–0.3% total, not 4%. >2. Use a regulated fintech with crypto-friendly banking >If you’re in Canada, EU, or the US, look into: >Wert, Monerium, Kraken Bank (coming), Revolut Business, or Mercury + Circle integration These let you hold and send stablecoins like USDC as if they were cash — no conversion until you choose to off-ramp. >3. Peer-to-peer but automated (non-sketchy) >There are now P2P aggregators that automate the matching without meeting strangers: >Paxful (for stablecoins), Ramp Network, PayTrie (Canada), or Binance P2P Fees are <1%, instant settlement, and you stay in control of the wallet. > >4. For recurring freelance work >Use BitWage or Request Finance: >Create invoices in USDC or BTC >They handle FX conversion and deposits to your local bank >Transparent fee structure (\~0.5–1%) >Many Web3 companies use Request Finance for exactly this reason. >The Ideal Setup (for freelancers or small businesses) >Wallet: self-custody (e.g., Ledger or Metamask with a safe multi-chain wallet) Payment: Request Finance or BitWage (receive in USDC) Off-ramp: Circle Account or Kraken Pro (convert only when needed, at interbank rates) Bank: fintech that supports crypto cashouts (Mercury, Revolut, PayTrie, etc.) >That combo makes conversion: >Instant (same day) >Cheap (0.2–0.5%) >Non-custodial (you control funds until the last step)

Frequent_Optimist

Again, BTC performance is relative to a reference currency. It's FX spread not underlying asset appreciation. 18% YTD USD gain. 2+ months left in the year. Talk then.

Frequent_Optimist

Again, BTC performance is relative to a reference currency. It's FX spread not underlying asset appreciation. BTCEUR is up close to 5% YTD with 2+ months left to go. That is not "flat lol."

t_j_l_

FX trading certainly can be a long term speculative play, at least for some of our clients. I do see where your point is, but still minimising btc as greater fool theory paints an inaccurate picture; firstly because that same concept applies to a large percentage of assets than most would think and is not really a detraction, and secondly because some people value btc for a variety of other reasons - libertarian ideals, direct access for non-banked, tech afficendos, etc.

t_j_l_

FX traders for one. Point is, many investment assets meet the greater fool theory, it's not really the detraction most people assume based on the word 'fool' in the name; it's a very common thing.

coinfeeds-bot

tldr; Robinhood Markets Inc. has tokenized nearly 500 U.S. stocks and ETFs on the Arbitrum blockchain, targeting European Union users. This initiative allows 24-hour trading of synthetic assets mirroring U.S. securities, compliant with MiFID II regulations, with a low FX fee and €1 minimum investment. The platform's tokenization efforts align with its broader crypto strategy, including acquisitions, micro futures for cryptocurrencies, and advocacy for a unified U.S. tokenization framework, aiming to expand access to global markets. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

rgnet1

>My biggest lack of understanding is not how to get money in, but how to get money out how do I get back to fiat cash. It seems so complicated. Um? Go to Coinbase. Link bank account. Deposit $100 by ACH. You now have $100 in your Coinbase account. Place market order for $100 worth of bitcoin. You now own bitcoin, albeit it's in Coinbase's custody. Just like Etrade has custody of your stock in Tesla. Now place market order to sell all your bitcoin. Assuming no big price movement, and after fees and spread, you will probably have $97 cash in your account. Withdraw $97 by ACH back to your bank. I'm glad to add one lesson to your 25 years of experience on EXIT STRATEGY. I'd say it goes without saying, but with you that's probably not true, you would be incredibly stupid to buy and sell immediately. Just like with any stock, FX, or other instrument - you instantly lose value on fees. Also, the fee example for Coinbase can be mitigated heavily by doing maker-only trades directly on their order book.

ryryrocco

Property Price in Bitcoin at All Time Lows https://share.google/uLQ1z4NHVp9FX1bt1

ryryrocco

Property Price in Bitcoin at All Time Lows https://share.google/uLQ1z4NHVp9FX1bt1

infinit3_err0r

Some institutional derisking this last week treasuries were super bid today 10y back below 4 and a lot of leverage gets flushed out of the market. Still no reason not to be bullish on bitcoin. My first boss who taught me to trade FX would always say remember things never go one way. Keep your DCA gotta buy the dips for everything to work out especially during these technical sell offs. The debasement trade is more in the spotlight than ever and this is really the moment bitcoiners have been waiting for. Also trump owns a billion bucks you know he’s going to do anything he can to keep gas in this market during his presidency. 

coinfeeds-bot

tldr; Central banks are increasingly turning to gold as a monetary policy anchor, with record purchases from 2022-2024 driven by countries like China, Turkey, and Poland. This trend reflects a desire for financial autonomy amid sanctions risks and FX volatility. Gold supply remains constrained due to plateaued mine output and refining bottlenecks. Tokenized gold, valued at $1.5 billion by 2024, offers transparency and accessibility, potentially reshaping financial systems. Policymakers and institutions are urged to integrate gold strategically as programmable working capital in a fragmented global economy. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Natural-Heat-7010

I never deal crypto. But from my experience in FX and stocks, your chart is suggesting a disaster.

Background_Event4584

I’ve been doing that on **AvaTrade**. It’s not ideal for high-frequency crypto trading, but for swing trades it’s great. I can monitor BTC and FX pairs from one place without juggling exchanges.

HeadtouristYoutube

I split them completely. I run my FX/crypto trades on AvaTrade, while stocks stay in my long-term account. It keeps my decision-making cleaner and helps avoid burnout.

Affectionate-Lie6644

Scammers always have a good background story to tell you to make you invest in their platforms. I lost over 260k to FX TRADE I was confused in life and thought i have lost it all until my friend told me about COIN HACK I reached out to COIN HACK and they helped me get my money back within 24 hours. So, If you have ever been scammed or you know someone that has been scammed, coinhackrecovery@gmail. com will get the money back. They are a recovery team that specialize in funds recovery and they are very reliable.

SeaworthinessFast161

I don’t like being leveraged in currency trading, whether FX or crypto. Currencies don’t have the same “safety” as equities, although those are pretty volatile too. My main thinking is that with equities, you can predict share price using certain catalysts - releases, announcements, partnerships, earnings etc. not trying to rub your nose in it - you took a risk, and this one just didn’t work out. No worries. But I think just DCA for BTC, personally.

juniz

That vision is already close. I use Ready, an onchain neobank with a self-custody metal card that spends USDC, no FX worldwide, up to 10% cashback during boosts, and BTC 7% and ETH 2.6% staking. They're doing all this while maintaining self-custody... something Coinbase will struggle to achieve.

juniz

I’ve been loving Ready’s metal card. Self-custody, spends USDC, no FX fees worldwide, and up to 10% cashback with boosts. Also no transaction fees and one-click DeFi. Perfect for holding and spending digital dollars.

No-Airline-9672

Nice, I actually used Fly Fairly to book with BTC too.. worked smoothly! As for on-the-ground stuff in Southeast Asia, here are a few crypto tips I picked up: * Thailand: Bitrefill works great if you need mobile top-ups or Airbnb gift cards. Some cafes and hostels in Chiang Mai are crypto-friendly too. * Vietnam: Not super crypto-forward, but you *can* use things like Binance P2P if needed to swap to local currency quickly. * Malaysia: Gonna be mostly fiat, but I’ve seen some GrabPay hacks using prepaid crypto cards. Also worth grabbing a card like [**Crypto.com**](http://Crypto.com) or **Wirex \~** lets you tap to pay with crypto balance, even if the shop doesn’t accept BTC directly. Just be mindful of fees and FX rates. Safe travels and hope you stack more sats than you spend!

Still-Combination717

Damn, taxing you on FX gains is daylight robbery. Kraken might work, but check fees and region rules before wiring. Gemini is similar—good if your bank clears it. Cheers Buddy! Give it a try.

Still-Combination717

Honestly, I feel your pain. Gov takes 40–60% and calls it “gains” just because of FX? That’s robbery. Short-term: try using stablecoins (USDT/USDC) through something like Kraken or Gemini—they’re better with wires. Long-term: check out projects like **Digitap-Presale ($Tap Presale)**. They’re building an app that blends fiat + crypto so you don’t need five middlemen to move money. Exactly the kind of tool that would’ve saved you here. Let me know your thoughts on this!

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Post is by: ig_hawkeye_op and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1nwq1k5/managing_fx_crypto_in_one_account/ I want one platform for both FX and crypto. Worth it or should I split? I want one platform for both FX and crypto. Worth it or should I split? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

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Post is by: Miserable_Concern670 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1nwpkk2/forex_broker_vs_crypto_exchange_swing_trading_btc/ I prefer managing BTC on one platform with FX trades instead of using multiple exchanges. Anyone else do this? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

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Post is by: ConsiderationFit2353 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1nw754z/for_multiasset_traders_separate_accounts_or_one/ I used to think keeping FX, crypto, and stocks on separate accounts was the smart move. Cleaner, less noise, fewer excuses to overtrade. But honestly, it backfired, because I never saw the whole picture. A couple of times I realized way too late that I was basically stacking the same bet across different markets. Thought I was diversified, but really I was just leveraged in disguise. Now I’ve been testing a setup where everything sits on one screen. Makes it harder to lie to myself about risk. I use Bitget for that since it shows multiple markets together, but I feel like the bigger point is just having visibility. So what do you guys do? Keep everything siloed for discipline, or consolidate and face the risk reality? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Glittering-Radio8298

I try TA on alts as well, but it’s tough with how fast news hits. FX Leaders gives me another perspective, but I always take it lightly.

InterestingLion9711

I try TA on alts as well, but it’s tough with how fast news hits. FX Leaders gives me another perspective, but I always take it lightly.

kyuronite

Try sending a wire transfer. Takes 1-5 business days, probably more if you're going onto another continent, possibly even 2 weeks. Sometimes multiple intermediary banks are required due to the number of hops. Each one will take their own slice of the pie. Now, imagine if something somehow goes wrong in the middle of it, could be a mispelling of a name or address isn't quite right. It bounces. Guess what, now for those hops through intermediary banks, there may be FX conversion applied. You won't know when it get's there until the money shows up in the destination account. Had an error once. Money disappearead for almost 2 months. Nobody could tell me where the funds were. Once it showed back in my account with 80% of the funds of what i originally sent, the bank was able to order a trace to be done to figure out what happened. Bitcoin, transparent (not sending a black box), verifiable, and within 10 minutes, no hassle.

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Post is by: No-Sun-2086 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1npcdh9/revolut_usdc_fees/ How much does Revolut charge (any spread or FX) to buy USDC in GBP in the UK? Do international crypto platforms require that you FX into USD before purchasing USD stablecoins? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

wwholelottared

I have traded BTC and ETH on [Avatrade](https://www.avatrade.com) with my FX pairs like USD/JPY. It is not as liquid as Binance or  Bybit so if you are scalping, spreads are much wider and order execution isn't as fast. But for swing trading or holding a position for a couple of days, it's perfectly fine. The great thing is that I don't have to split funds, my FX + crypto is all on one dashboard

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Post is by: Equivalent_Cover4542 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1nnmmd9/proscons_of_btc_on_forex_brokers_vs_exchanges/ My friends mostly use Binance or Bybit, and I honestly like the idea of keeping everything on one account with my FX trades. Any of you actually trade BTC/ETH on a forex broker? How does that compare to an actual exchange? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Freshly_Bake0611

I’ve tried TA on alts and it helps a bit, but it’s not always reliable. News and hype move them so fast. I still look at indicators, and I like checking FX Leaders for another view, but I take everything with a grain of salt.

coinfeeds-bot

tldr; The FX Pip & Lot Calculator is a free app designed for forex traders to simplify risk management and position sizing. Key features include pip value calculation in various currencies, accurate lot size determination, support for multiple trading instruments, and a user-friendly interface. It caters to traders of all levels, from beginners to professionals, and ensures precise and confident trading. The app does not collect user data and includes updates like a new Metals tab and minor improvements. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

coinfeeds-bot

tldr; The FX Pip & Lot Calculator is a free app designed for forex traders to simplify risk management and position sizing. It calculates pip value, lot size, and risk per trade for various instruments like forex, gold, silver, indices, and crypto. Key features include multi-currency support, auto pip value calculation, and a user-friendly interface. The app is suitable for traders of all levels and ensures precise and confident trading decisions. The latest version includes a new Metals tab and minor improvements. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

russ_west45113

I’ve had problems with shady brokers in the past where withdrawals were delayed or they’d suddenly ask for extra documents after profits. That’s why I was nervous mixing BTC + FX pairs on one account. But on AvaTrade, so far I haven’t seen that. I’ve done deposits and a couple withdrawals usually clears in 2 - 3 business days, which is about what I expected. Not lightning fast, but at least it’s consistent.

Ancient-Stock-3261

Yeah, that’s not exaggerated - some offshore FX brokers get real sketchy once you mix BTC with fiat pairs, especially on big withdrawals. If you’re gonna trade both, stick with a well-regulated broker or keep crypto flow separate. Last thing you want is profits locked up in broker purgatory.

burger_hoon

I’ve traded BTC and ETH on AvaTrade alongside my FX pairs like USD/JPY. It’s not as liquid as Binance or Bybit for scalping spreads are wider, and order execution isn’t as fast. But for swing trading or holding positions for a couple of days, it’s been totally fine. The upside is that I don’t need to split funds across multiple platforms, so my FX + crypto are all in one dashboard.

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Post is by: Cha_Ariola and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1nhiehp/trading_btc_on_forex_brokers_vs_exchanges_proscons/ Most of my friends stick to Binance or Bybit, but I kinda like the idea of managing everything in one account with my FX trades. Anyone here actually trading BTC/ETH on a forex broker? How does it compare to using a pure exchange? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

rhalp21

I run BTC/ETH on AvaTrade alongside FX. Not as quick as Binance for scalping, but for swings it's been fine.

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Post is by: suhail_saifi789 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1ng3b8r/anyone_here_trade_btc_on_a_forex_broker_instead/ Most people I know stick to exchanges, but I’m curious about using a multi-asset broker so I can trade FX + BTC in one place. Anyone tried this? How’s liquidity/execution compared to exchanges? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

OkPickle366

Some points but let’s dial back the doomerism. XRP’s not a house of cards in 2025. Bank CEOs on the board? Nah, Ripple’s execs are fintech vets like CEO Brad Garlinghouse and CTO David Schwartz, no revolving door from JPMorgan. The Board has economists and ex-Treasurer Rosie Rios for cred, not capture.   Partnerships? 300+ institutions, with 12 banks (Santander, PNC, SBI) using XRP for ODL—$1.3T volume this year alone, slashing FX costs 40-70%.   That’s not ‘enriching jobs’—it’s real utility. Single point of failure? XRPL’s consensus needs 80% validator agreement (150+ nodes), tolerating 20% downtime without collapse. Decentralizing fast with tokenized RWAs (Dubai pilot) and Ethereum bridges. California economics? Sure, losses from SEC BS ($200M fees), but H2 2025 flipped to profit via RLUSD and 80% Japan bank adoption. Newsom even put Ripple on the state’s blockchain board—CA’s not hating.   XRP’s up 400% YTD, this ‘💩’ company’s valued at $15B. Glass ball says partnerships build the future, not just protect jobs. What’s your take on ODL’s trillion-dollar run? Keep yappin’ with facts next time. 🚀”

Commercial_Green1305

[Bleap is the best crypto card](https://bleap.finance/) ever. **- 2% cashback on every purchase worldwide** \- Zero FX fees or hidden markups, transparent 1:1 conversions. \- Withdraw cash at any ATM, anywhere with no extra cost. \- Multi-wallet connection in one app, fully non-custodial. \- Up to 15% savings opportunities through integrated DeFi protocols. \- Instant on-ramp/off-ramp between fiat (EUR, USD) and stablecoins. \- Borderless account for cross-border spending. \- Completely free account: no monthly fees, no surprise charges. I'm really enjoying the platform, it has a simple UX

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Post is by: Cute_Conversation464 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoTechnology/comments/1na8lw3/fxprous/ Has anybody heard about this FS Pro account—not the one from London, but another one called FX Pro US? It’s supposed to let Americans and Canadians exchange cryptocurrency and trade. They sent me this email. FX Pro in London told me they are not associated with that other website. Has anyone dealt with FX Pro Exchange US? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Grand-Tip-6512

I have about 8 different assets (bitcoin being one) I like to buy opportunistically. It's really not for everyone, but I work in Finance and watch markets (equities, bonds, FX, rates, crypto) every day. It's worked out for me, but I wouldnt necessarily reccomend it. I have my mom on a DCA plan, buying every single day of the week on Robinhood.

GayCaterpillarlolol

Honestly, starting with $10 is good for learning but u’ll really spot growth with a few hundred,something like $500 to $1k if you can swing it and only what you can afford to lose. If you want more structure, SilverBulls FX offers some free BTC setups you can test with, just to get a rhythm going before you risk more. Don’t rush, everyone’s tempted!

Talk-Q

Thoughtful questions. First, the **4.2 MB/year** figure is merely the header-first replication cost; it's the cost to have Mars remain aware of Earth's MTP and fork choice, a rough estimate of **80 B × 52,560 blocks ≈ 4.2 MB/yr (\~1.07 bps)**. Compact filters are paid for independently at a conservative **\~1.05 GB/yr (\~267 bps)**, and transactions/compact blocks are asked for as needed. Nothing in the paper assumes "free Internet": it explicitly anticipates commercial/operational relays, allowlisted relay keys, DNSSEC-anchored manifests, and a federated governance group co-signing checkpoints/CRLs between domains. **Who "pays"?** Operators of such links, like ISPs/satellite providers, pay expenses in relay, watchtower, and peg services fees; miners' fees do not pay for the deep-space transport per se. In "who is in charge," the design avoids the one-switch solution: it promotes administrative diversity, path diversity, and time-beacon audits, and permits receivers/watchtowers to reject policy-compliant-but-not-compliant evidence (policy profile PoTT-M2). Nevertheless, PoTT does not conceal bounds: it improves accountability, not liveness—relays may censor or drop traffic, which is why the paper employs multipath and treats censorship as auditable but not unachievable. Second, regarding the **"Mars-only currency"** idea: the paper's intention is to keep Bitcoin L1 on Earth unchanged but enable Mars to operate locally with 1:1-pegged assets via a secure federation (temporary) or blind-merge-mined commit chain (if adopted). That alternative is precisely not to require a Martian mining sector but to have the colony operate if interplanetary links break: local Lightning + local settlement, and cross-planet settlement alone ceases, markets are briefly segmented with FX-type spreads until connectivity resumes. The architecture acknowledges the link of communications as a potential point of congestion and recommends **header-first replication, timelocks with latency awareness, PoTT receipts (kilobytes/bundle), and policy checks** to make any interference noticeable and to degrade rather than fail miserably. Even if Mars independently had a chain of its own, the Earth–Mars exchange link would be the bottleneck for trading, and hence **the proposal is focused on cutting back on dependence (small constant-state budgets) and distributing trust rather than assuming away the link**.

DardMiner1982

You’re right that block subsidy still dominates miner revenue, but markets already influence Bitcoin more than it seems. Liquidity cycles, dollar strength, and ETF flows shape demand, which feeds directly into miner economics. Over time, as subsidy halves and fees grow in relevance, I agree the structure will evolve. But to say markets have no effect yet overlooks how much BTC trades like a global risk asset alongside equities, bonds, and FX.

El-Grande-

What?? Aren’t EMI supposed to be cheap?? I’ve legit saved tens of thousands in FX fees using Wise for some big purchases.

Open_Acanthaceae_950

 Hunt is back and even stronger

Patrick_Atsushi

This is their new casino after FX.

solidstatepr8

Stablecoin issuance is at all time highs too. Being the next global FX market sounds like a big catalyst to me

Ryan1188

https://youtu.be/fw3WkySh_Ho?si=wTK4Uu5bXXtc0FX_ Trust me, this video is well worth your time for the question you've presented.

LearnedToe

Copy and pasting my comment above: Since you didn’t get an explanation, I’ll give you some bullet points on Chainlink: • ⁠First mover advantage, proven track record (secure, no downtime, accurate, etc), and very little (if any) actual competition. • ⁠They’re the infrastructure of crypto (think roads and bridges), which is essential but not sexy. Because of that and the historical tokenomics, price action was fairly muted. They’ve flipped the switch with the Payment Abstraction and Chainlink Reserve. • ⁠Core Services to support infrastructure idea: 1. ⁠Data Feeds (Price Oracles): Provide tamper-resistant price data (e.g., ETH/USD, BTC/ETH, commodities, FX). 2. ⁠Proof of Reserve: Gives real-time audits of collateral backing assets (like stablecoins, wrapped tokens, or real-world asset tokens). 3. ⁠Verifiable Random Function: Provides provably fair randomness on-chain. Used in gaming, NFTs, lotteries, and any application needing trustless randomness. 4. ⁠Cross-Chain Interoperability Protocol (CCIP): A messaging and token transfer standard that enables secure communication between different blockchains and traditional systems. Seen as a key bridge for institutions and enterprises to connect with Web3. • ⁠Their partnerships are second to none (Swift, ICE, DTCC, PayPal, Google, AAVE, etc): https://www.chainlinkecosystem.com/ecosystem • ⁠Payment Abstraction: Link has recently become Chainlink’s Universal Gas Token, so all payment (ETH, fiat, etc) for Chainlink services is now converted to Link. This will generate demand for Link. • ⁠Chainlink reserve: Link converted via Payment Abstraction is transparently placed in a reserve once a week, which will decrease circulating Link supply. Source: https://metrics.chain.link/reserve

Maitome68

Why not buy it monthly? You will be paying FX fees and service fees daily lol.

Ask369Questions

Can you school us on this when you have time? From what I know, basically, the banks are trying to blackball XRP at this time because some important people said no thank you to their "offers and invitations," if you will. The average person isn't going to know about this, but something to do with BRICS and Gold. I don't remember the exact details. Look up Cynthia Petion. They tried to get her and she had to flee the country and is still hiding. Something to do with her company Nova Tech FX. On the superficial side of things, can you say something about HBAR and why you have this stance on XRP?

Ask369Questions

As you can see, I am conspiratorial, and have very strong reasons to believe that XRP is the future, based on the activity and information of world banks and a targeted powerful lady named Cynthia Petion regarding the future of cryptocurrency. I have my hands in very many cookie jars, and am just getting my feet wet. XRP, XLM, XDC, HBAR, Cashflow Enterprise, and Phoenic coin are the future. XRP is being kept under the radar and has the attention of all of the banks. I don't think this, I know this. They tried to go after this woman. She owns Nova Tech FX.

Rix0n3

Unfortunately its not looking profitable for Australians, the average electricity price generally ranges from 25 to 35 cents per kilowatt-hour (c/kWh), based my calculations off Western Australias rates. 💰 Electricity Cost in AUD 288 kWh/day × AUD 0.3237 = AUD 93.22/day Add Synergy daily supply charge: AUD 1.16 Total daily cost: AUD 94.38/day 💵 Revenue in AUD Income: USD $51.49/day 1 BTC = USD $118,990.38 → FX rate approx 1 USD = 1.55 AUD AUD revenue: $51.49 × 1.55 = AUD 79.81/day 📉 Final Daily Profit (AUD) Revenue: AUD 79.81 Electricity + supply: AUD 94.38 Net daily profit: AUD –14.57 (loss) Monthly loss: –$14.57 × 30 = AUD –437.10 Yearly loss: –$14.57 × 365 = AUD –5,317.05 Calculations might be more appealing if you you access business energy plans with lower kWh rates, Off-grid Solar + Battery or you could place your rig in a country or facility with lower energy costs.

Existing_Muscle_4219

RWA hype’s been running hot for years but actual use cases? Pretty light. StrikeX + CMC Markets are quietly building the real deal infrastructure to own a big chunk of that market once adoption pops off. CMC just went all-in, grabbing majority control and stacking STRX tokens, while StrikeX’s platform can handle everything from slow private equity to quick FX moves — all wrapped in legit compliance. When RWAs blow up, these two won’t just be playing — they’ll be running the game. Anyone else think STRX is the sleeping giant here? 👀

Dizzy-Emergency-191

Ive messed around with a few crypto cards so here’s my quick thoughts. Nexo is a credit card backed by your BTC or ETH. You don’t sell your coins, you borrow against them. Cashback in BTC or NEXO. Pretty smooth app, FX rates are fine. Rewards get better if you hold more NEXO but it’s not mandatory. CDC Prepaid debit card. Good cashback if you stake CRO but you need to lock quite a bit for the better tiers. Easy to top up, works fine for day to day. Binance Card has straightforward, low fees, cashback in BNB. You just have to set which coins it spends from in the app. Rizon is new player that launched this year. Lets you spend USDC or USDT straight from a non-custodial wallet using a Visa card. Works with Apple Pay and Google Pay, fees are transparent, and you don’t have to convert to fiat first. Super handy if you mostly hold stables. On taxes, most places treat spending crypto as selling, so it can trigger capital gains. Nexo avoids that since it’s borrowing, but check your local laws before going all in. If you want the easiest way to spend stables without converting, Rizon’s pretty good. If you’d rather keep your stack and borrow against it, Nexo’s solid.

Rude-Breadfruit3093

Both exchanges stink. Both have huge spreads, will screw you on any FX exchange and charge fees. On top of that they will ask you again and again what you are doing with your own money. SELF CUSTODY.

OwlPay_Wallet_Pro

That’s true. Our team is about to launch Stablecoin Checkout, a seamless way for your customers to pay with USDC at checkout while you receive settlements in USD. For example, if you run a hotel booking platform, you can offer your guests the option to complete their payment in USDC. We handle the conversion and settle the funds in USD directly to your account. This means For customers, no worries about exchange rates For platforms, no headaches from FX fees

SixtAcari

Any macro / FX / politics. You just follow relevant news portals that's all

BioRobotTch

>I want to move my money cheaply. I want to move my money quickly. I want it settled instantaneously. Spot on! That is what any consumer of FX services wants too from the Banks to your average retail consumer. OOPs point was that Algorand does all of these things better than XRP so why does XRP have a higher market cap than algorand. One thing I know is a free market will eventually correct pricing mistakes.

BioRobotTch

The ISO20022 stuff is just a messaging standard anyway. Actual settlement is performed by CLS Bank , who describe themselves as the biggest bank you have never heard of. At one point the handled 70% of all foreign exchange. Since a blockchain is a settlement system if you want to capture that market then being CLS Bank is a better target then trying to be SWIFT. \>Now, you as 'algorand' holder, may laugh at it, but the EXACT same joke applies to you. Well not me, I've worked with SWIFT standards since before they published ISO20022 standard all the way back to the FIN messaging days. Consumers using FX in future will care about exactly the same stuff in the future as now. Costs, Settlement times and High Availability/Low Barrier of Entry will be the main factors in the future too.

FoldFold

yeah most europeans are gonna eat the FX risk. And anyway, I don't see why you'd want to hold stablecoins so long you'd start EATING that fx risk. Also, why do you need to hold stablecoins long enough to EAT that fx risk -- the yield isnt so much better unless you assume quite a bit of risk why is it so? most trading pairs, collateral, and borrowing demand are in dollars, why borrow or market-make in EUR? little demand this may change in the future

FishUnlikely3134

That would be a landmark move if Indonesia actually puts Bitcoin on its balance sheet—central banks normally stick to FX and gold, so this could spark a real wave of crypto diversification. Given the rupiah’s volatility and dependence on USD reserves, a small BTC allocation might hedge inflation, but those price swings are no joke. I’d expect them to pilot it with a 1–2% tranche and set up a rock-solid multisig custody solution before scaling up. Anyone else think this could pressure other emerging markets to follow suit?

Lumpy_Summer_4081

Hey guys - If I buy a coin in Phantom using Solana and that coin stays the same price but the price of Solana halves, how will that affect my P&L? Do i get extra solanas or do I lose the “FX” money?