CRO

Psychological_Bug981

Minting increases supply and makes the price harder to move, while burning reduces supply and makes it easier to move the price. Buying and selling cause a spot market’s price to increase or decrease. Multiple spot markets can have price differences, which create arbitrage opportunities between them. Stablecoins mint and burn 1:1 against a backing asset to help maintain a stable price. Non stable coins use various supply, issuance, and burn mechanisms that can make them more or less volatile, but they are not designed to maintain a fixed price. Coins can burn transaction fees to reduce supply and create upward pressure on price. Coins can also be minted to increase supply, either with corresponding backing to help stabilize the price or to be sold into the market, potentially at the expense of existing holders through dilution and additional sell pressure. Order size affects slippage, and the amount a trade moves the price depends on the available liquidity in that particular market. Larger orders consume more of the available bids or asks and therefore tend to produce greater price movement. Only the portion of Bitcoin’s total supply that is actively available to the market directly contributes to its immediate liquidity and price discovery. Coins that are lost, inaccessible, or held without being offered for sale reduce the effective liquid supply, although the entire outstanding supply still matters for valuation and expectations. Ethereum also supports tokens and applications built using its blockchain and development standards. ETH acts as the native asset used to pay gas fees for activity on the network, so demand for blockspace, applications, transactions, and Ethereum based infrastructure can contribute to demand for ETH. Ethereum also burns a portion of transaction fees, while new ETH is issued through its proof of stake system, meaning its net supply changes according to the balance between issuance and burning. CRO’s burn rate is variable and is influenced by transaction fee burns alongside its quarterly burn mechanism.

Fancy_Contract5388

Dumped all my CRO for NEXO

Rayl24

Blah blah blah, CRO/BNB and multiple others "utility" tokens are essentially loyalty points issued by the company e.g airmiles Why would you expect to "get something" for holding a company's loyalty points

CarobChemical7943

CRO's whole problem is it's a token whose value depends on CDC needing headlines, not on any actual utility. The unburn, the Trump deal, all of it was engineering scarcity/hype around a number that has nothing backing it except vibes and PR timing. When the deal fell through there was no fundamental floor to catch it. Feels like the broader lesson is to be wary of any platform where your rewards or perks are tied to holding *their* token and locking it for a year, because that's a bet on their marketing calendar, not on you actually using the product. Coinbase and Kraken mostly sidestep this, no forced token lock to get better treatment. Nexo's loyalty tiers are based on NEXO held relative to your portfolio, no subscription or 365-day lock required to move up, so at least you're not stuck waiting out a token unlock schedule to get decent terms. Wonder how many CRO holders are just now realizing they never had actual claim on anything, just a number CDC could inflate or deflate depending on what deal they were trying to land that week.

ConsistentRub934

That’s been my issue with CRO for a while. There’s always a new reason why demand is supposedly coming later, while the benefits people actually used keep getting cut. I eventually moved off CDC and spread things across Kraken, Binance and Nexo depending on what I need.

liquid_at

the reason cro went up was because they offered the first crypto-CC with cashback in CRO, where holding CRO would get you significantly better conditions. After Gen1 these bonuses were reduced and by now they are basically non-existent. You can get a CC with better conditions anywhere now. People just know it was up, but not why. There is no reason for CRO to return to where it was.

yxnewzero

You guys missed CRO? Don't miss out Dokyo it's coming on solana

VendettaKarma

Another grift involving CRO. 

BritishBully

Anyone still claiming that CRO isn't going to $2.71 is just spreading FUD ! [/s]()

Main-Anywhere1617

remember when every other thread here was about how CRO was gonna flip BNB or whatever, the hopium was so thick you could cut it with a knife the treasury company idea always seemed like a weird ouroboros to me, like they create a company to buy the token they issued to pump the price so people think the token has value, if the only buyer is yourself that's not demand that's just a mirror

arveena

I am here since 2019 and CRO got hated from the beginning. Not sure where you get that from MCO was loved and chilled but CRO was hated from the beginning because they screwed over customers

tetsu2323

CRO dead the moment it reminted tokens..and the exchange is trash

mypussydoesbackflips

You remember what CRO was originally called ? Monoco I believe and it was just a junk crypto trying to get into the crypto credit card sector right around the time a few other companies tried too

TheWolf-7

cryptodotcom started to die when they switched from MCO (?) to CRO.

makemisteaks

Literally sold all CRO and closed my account the day the deal was announced. Took fucking forever to unstake my CRO from the card but at least I didn’t get left holding the bag.

itsmyfakeone

“CRO to $2” guy on suicide watch lmfao

GoldenKnights1023

Oh wow. I think I received an email for this. If my CRO bags weren’t already worthless something bad could have happened.

labajada

"CRO holders", that made me laugh.

DBRiMatt

Time to re-burn CRO!

MushrooGuy

CRO has always seemed like a modern day XRP/FTX. Another controlled pump and dump on the holders spread out over a long time

HSuke

Everyone should have learned from that and stayed the fuck away from CRO. And then we have this guy [who staked for another 4 YEARS](https://np.reddit.com/r/cro/comments/1vhkbgk/see_you_in_4_years_brothers/) just yesterday. Why the hell are people staking for 4 years? Have they learned nothing?

HSuke

Crypto dot com was pretty much a scam from beginning. I remember using the app before they bought the Staples Arena name, looking at the rewards, and "staking" $400 of CRO just to try it out. It was effortless, except that I immediately noticed that it was locked for 180 days. I had to double-check because there was zero warning about the lock period at all. And within those 180 days, they started reducing the rewards. Bait and switch. CRO and CDC are shady as hell. Worst exchange I've ever dealt with.

Xiximaro

Buy CRO and wait until they re-burn the 70B CRO? Just kidding, don't go near that shite

soberto

I was close to accepting a job with them 4 years ago with a sizeable sign on and annual bonus paid in CRO. I count my lucky stars daily that I went to a HFT instead

Comprehensive_Value

They should rename CRO to Phoenix: rising from the ashes,

DxInternetProject

So since that 70B CRO is no longer needed they'll burn it again, right?

Romanizer

Why would you care about CRO?

Grunblau

In a world where good things happen to people, Chris would burn the 70B CRO he resurrected to appease Trump.

Zawer

I gave up on CRO years ago when they started stripping away perks for the debit card - about the same time they bought the namesake to that stadium

MightBeABot24

Dude I'm so lucky I'm done with CRO I signed up 2021 for their credit card. Staked 4k of CRO used the credit card like crazy for 10% back in cro. Coin like 10x . Essentially everyone of my purchases I got for free. Made it past the 180 lockup period and got out. 4k into like 65k. Deleted the app and so glad I wasn't a bag holder stuck when it dumped

paulymat

Eat, sleep, watch CRO go down, repeat https://preview.redd.it/kknodb8ec1ih1.png?width=1408&format=png&auto=webp&s=cd21f430173243cd15f612ff57ea88b92ab88278

Informal-Height7138

No roasting, it’s a fair question and the answer isn’t obvious. Practically, the two routes cost you different things. Swapping to bitcoin and moving it on-chain costs a network fee and whatever withdrawal fee the sending app charges, and you’re exposed to price for a few minutes. Selling to dollars, waiting on a bank transfer, then buying again can take several days, during which you’re out of the market entirely — that timing risk is usually bigger than the fees you saved. In most jurisdictions both routes trigger the same taxable event when you dispose of the CRO, so that rarely decides it. The thing to check first, before any of this: whether the platform you’re moving to actually accepts incoming on-chain deposits. Several consumer-facing apps let you buy and sell but don’t let coins in or out. If that’s the case here, the decision is made for you and it’s the bank route. But here’s what I’d want you to notice. You’re moving funds from one company’s custody into another company’s custody, and asking which move is cheaper. That’s an economics question layered on top of a structural one that hasn’t been asked yet. In both places, you own an entry in someone’s database — not the coins. The risks that actually hurt people at this stage aren’t spreads, they’re account freezes, withdrawal limits appearing at the worst moment, and support tickets that go nowhere. Since you’re already doing the work of a transfer, that’s the cheapest moment you’ll ever have to ask whether the destination should be a third platform at all, or a wallet where the keys are yours. Seven hundred dollars is a good size to learn that on.

ebliever

I have been sitting in crypto.com's chat for a couple hours now with no response from them after my account was locked over this issue. Very sophisticated attack. One frustration I have is that 2FA must be getting bypassed for the attacker to be getting anywhere. Just because they get your login credentials they shouldn't be able to do anything unless you keep feeding them 2FA codes. So crypto.com is definitely screwing something up from what I'm reading from others. (Since my account is locked I can't actually see if anything is lost, and I don't have much exposure anyway.) The scammers actually called me while I was waiting on chat, so be aware of that attack vector as well. They claimed to be from crypto.com support, but wouldn't actually do anything to deal with my account being locked. Instead I mentioned having CRO offline, and they immediately focused on trying to scam me out of that. I probably should have strung them along as long as I could just to waste their time. They had British Indian/Pakistani accents (like virtually all tech support these days I suppose).

babblefish111

MCO, it was the precursor to CRO for the [Crypto.com](http://Crypto.com) platform.\] So, yeah..... That worked out well.

arveena

Citadel invested 400m into CDC. 20BN Valuation Two sides of the same coin but still money to be made I guess in CRO.

Grunblau

Go look at the crypto.com self vote to resurrect “burned” CRO tokens… They screwed everyone holding CRO because everyone locked their tokens on platform giving crypto.com abusive voting power. What I hold in CeFI is just so it is easy to claim for family should I be hit by a bus.

Andyb1000

No different from what CDC did with the CRO ‘community’ vote to mint 70bn new tokens.

Timely-Fig2030

I don't like crypto .com and that's why i wouldn't buy CRO. When they started to list every fucking memecoin, which diluted the market, so they could make quick money, i started to see that exchange as the enemy of crypto. A good CEX should only have a listing of quality blockchain networks and should lead by example. I have zero tolerance for memecoins. A CEX, who deals them, is a no go for me. Btw, their trading fees are horrendous. Fuck them!

Dangerous_Relief8971

bag holding CRO waiting for it to hit $1 again is basically a rite of passage at this point lol. I'd rather DCA into something that isn't emotionally attached to a cashback card tbh

itsmyfakeone

Remember that CRO to $2 guy LOL absolute shit coin always was always will be

arveena

Doesnt matter if CRO or not this sub is completely useless for financial advice. They are gonna shit on your shitcoin but will praise nano and ADA in the same paragraph. Same for BTC price. If they tell you it will go up its probably gonna go down. I made a lot of passive income with CRO. But its obviously not a serious investment can it go up yes. Should you only invest what you are willing to loose also yes.

No-Author-4879

CRO

Bit-dog

Where is all the CRO?

NickdoesnthaveReddit

I bought in at the ATH season of Nov 2021 just before it all crumbled. I went hard and invested heavy and had lots in Loopring, CRO, SAND, LUNA, MANA, etc. Only to watch red downward lines become my new daily nightmare haha. At this point I deserve a government bail out.

KateR_H0l1day

They brought a new CEO, and executive team in a short while back as head of Cronos Labs, this includes the Exchange and the DeFi platforms, but doesn’t include the main CDC App. The Cronos Lab group is mainly responsible for CRO(the native crypto) and improvements across the Exchange & DeFi. This new “Super App” is purportedly a vast improvement on the current platform, and being built around GenX. For me, I’m more pleased that they’re looking to improve, I use all 3 platforms that CDC provides, each one of them has its advantages. This has nothing to do with price or recommending something to buy, it’s merely an alternative to the other platforms mentioned within this thread. It’s easy to check on Google etc what CDC is doing, and intending to release.

MiNdAmaZing

So you have the icy white/rose gold card and are staking 45.000 in CRO? Was that really worth it for you, considering the token losing 30% value in the last 12 months?

TheCryptoJourno

I never liked how Cryptodotcom’s cashback was in CRO - the native token to the CEX, which of course fluctuates with market conditions. If you want a card affiliated with an exchange, I use Krak by Kraken. Cashback is in your local currency or BTC, depending on your geo, and the customer support is decent if you need to reach out. If you don’t necessarily need it to be a CEX-linked card, then Nexo and Wirex are solid options too.

MadSL1m

yeah that's the design now, not you. crypto.com tied cashback to how much CRO you stake last year, so anything past 1% means locking up real money ($400 for 2%, a lot more above that). that's the moving target you're feeling. if you just want a flat rate with no staking, oobit pays 2% in stablecoins with nothing locked, and it's self-custody so you're not trusting them to hold your coins. wayex is worth a look too, it's actually built for AUD. been comparing these on fees for a while, list's here: github.com/mbtrilla/awesome-crypto-cards

Confident_Bluejay

This. I'm a longtime crypto .com user and I've completely exited my positions in CRO and stopped using the platform. Its involvement with Trump can't be good for business long-term.

Talton1

Locked up CRO for the card, maybe £2-3k, can't quite remember. Anyway, I ran business purchases through it for about 6 months, had a nice amount of CRO that I locked up in Defi. CRO went absolutely mental, and I was sat watching my investment grow, I think I ended up with around £60k all in all, all locked up hahaha!! Then CRO plummeted, £60k turned into about £15k before I was able to pull some out. I thought I understood the market, blah blah blah, and was still getting a decent amount of cashback/CRO, so I locked up to get the next tier of card, had it around 2 months before they nerfed the cashback, and CRO dropped again. I still profited considerably, but looking at £60k in my accounts, and knowing it could have paid off the majority of my mortgage, but was locked up, it still kinda hurts today lol! I just put into BTC now via Strike, and stick it all on a trezor.

KateR_H0l1day

CRO

AutoModerator

Post is by: WonderfulNetwork3684 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1u06cu6/cryptocom_defi_bridge_failed_26_million_cro_stuck/ Hello everyone, I am posting this as a warning to anyone using the official Crypto.com DeFi Bridge, and as a last resort to get a human response from the engineering team. On April 9th, I bridged 2.6 Million CRO from Ethereum (ERC20) to Cronos POS via the Crypto.com Onchain app. The transaction was approved and successfully registered on the Ethereum chain – meaning the ERC20 tokens were burned. However, the smart contract on the destination chain completely failed to mint and release the tokens on my Cronos POS address (cro1x86hh35sunh87aef74pq705jk0ph9leax4vhm2). The current situation: I opened a formal complaint (complaints@crypto.com). On May 5th, I was prematurely told the issue was "resolved" and the funds should be there. I proved with screenshots that my balance is still empty. They reopened the case, but since then, I only receive weekly automated copy-paste replies stating: "we are still working on your inquiry". My official 45-day complaint timeframe expires in exactly 4 days (June 11th). After that, I will be forced to file this with the Financial Services Arbiter in Malta (OAFS). The engineering team just needs to manually execute the mint on the destination chain. Has anyone else experienced their funds being held hostage by the bridge for this long? Any help from the Community Managers here to escalate this directly to the engineering team before June 11th would be highly appreciated. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

SimpleMoonFarmer

Out of BTC, any crypto may never reach ATH again. ETH is the most likely IMHO, but it may go to zero (it's possible), and so it may any other crypto, with a greater likelihood. TBH, as an investment, a Blockchain-related ETF looks better than any shitcoin, and it is a matter of opinion if Solana or Polygon are shitcoins. Paradoxically, I see more potential resilience in CEX coins (BNB, CRO,…) than in most shitcoins, just like I see more upside in Coinbase than in Solana, Polygon, Dogecoin,… The tech will stay. Incumbent companies will probably stay. Specific implementations (blockchains) and coins,… time will tell.

kironet996

u still buying CRO and ZEC?

ConsistentRub934

I’d personally put Nexo high for day to day use. It is the one I use more often for regular spending because the credit/debit flexibility is actually useful in practice. CRO is fine too and still one of the more recognizable options, but for me it depends more on the region, tier and current rewards. Not bad at all, just not the one I reach for first.

koelebobes

I see Loopring +1 What a shitshow that was, now I wait for CRO to burn but people keep buying into it and CRO keep unburning their burned tokens 🤡

Lord_Gudda

I remember the ADA and CRO partnership announcements and they are nearing ATL...just saying

HSuke

Aren't you the one who also has CRO and TAO? Just curious. Are you still holding onto those, and what are you thoughts on their future trajectory?

Revenantjuggernaut

When just starting adter my first nice swing of like $600 of CRO lol I bought like $2,000 of it at obviously way to high 2,400 actually then staked it on air drop arena. After 6 months it was $700 😂 lmfao

Drumroll-PH

Fair, most aren't worth the mental overhead, but the cashback model matters a lot. Coinbase one gives 4% but requires a $29.99 monthly sub, crypto.com is 1.5% base and requires CRO staking, nexo is 0.5-2% and requires NEXO holdings. EtherFi's card is the one i've been using, flat 3% back in wETH on everything, No staking or token lock-up needed, so the math just works without any conditions.

docnelly

Buying CRO

MadSL1m

On Ether.fi Cash currently. Switched off CDC for the same reason you did — perks trimmed and CRO staking floor moved too high to justify locking. The Ether.fi math is dual-purpose too: card spends against your collateralized credit line, the collateral keeps earning while it sits. Same principle as your Nexo setup but self-custody. CDC degradation isn't going to reverse, those 2021 rates were promotional, not sustainable. Nexo is one of the better custodial picks left honestly. One thing your post doesn't flag and most threads miss: FX. If you travel, the FX % matters more than the cashback %. 2% back minus 3% FX on intl spend nets negative.

KateR_H0l1day

Hubby and I have been using CDC’s debit cards for 4 years now as our main cards, my level is higher than hubby’s. In 4 years I’ve earned ~$4200 so far, your rewards are in CRO, which you can sell or compound through staking. That’s approx $1K a year so far, there’s also additional perks, free Airport lounge access for example, which we have used quite a lot. Plus, the card itself is good advertising, as I’ve been asked about it a few times, love the metal cards. All hubby’s CRO rewards I collect and send them to myself, they get used continuously. We only use ACH and load US$ free, but you can add crypto if you want, but personally I don’t see the point in doing that 🤷‍♀️ I’d highly recommend the cards, but it’s important when you get the cards, they have credit cards, but haven’t used them.

Scottex99

CRO proper dead, DOGE maybe some life but yeah just flip all to BTC and check back in another 4 years

Obtusk22

both of them, yeah. BitMart took me like 2 weeks to fully set up, apple pay was the worst part, kept failing tokenization for whatever reason. eventually worked. FX at checkout is fine on paper but i ran it next to my regular bank card on the same purchase once and the gap wasn't zero. bybit one was less of a headache here, separate EU entity so onboarding was actually fast for once. holding USDT specifically, it just spends without converting, which is the bit that matters because you're not getting some surprise rate. crypto. com i'd skip honestly. the CRO cashback thing has been bleeding for years and you only find out after you lock in. oh and don't trust the "works across EU" line on any of these without testing in YOUR country. mine took two tries to activate properly.

Freshysh

I use the cdc card and are super pleased. You can fill it with fiat or crypto. You get cashback in CRO or btc.

NLP2510

Maybe it is. Dont know my friend if they are right. I believe this project deserves a new hope. But i understand the ones who love faith. But i thing something bug is coming now and CRO will have a great future. 👍

koelebobes

Let me lock in money on a ruby creditcard Money stuck so I can’t acces my funds CRO changes terms for CC and makes the token worthless.. Biggest mistake of my life and this company has a history of rugging the project ( unburning burned tokens? )

0xSnib

^(We will also be minting 50B CRO for the treasury)

OneTip7754

CRO was a thing back in the days

KateR_H0l1day

CRO

goldenbuyer02

I think CRO is a safe bet due to the ties with the administration and the fact that trump is underwater with it. New cronos app+ai.com+Yorkville merger are going to moon it during the upcoming months.

Ok-Local5322

Great comparison. I’ve gone through Nexo and Crypto.com as well, but recently switched to Ether.fi Cash for daily spending, and it’s a strong contender if you want to avoid token lockups. A few things that stand out based on my experience: • Infrastructure: It runs on Optimism (OP) now, so top-ups and gas fees are negligible compared to Ethereum mainnet. • EURC Support: For anyone spending in Europe, they recently added EURC, which solves the headache of high conversion spreads on Euro payments. • Privacy: They operate via Bridge/Nimbus, which is a big plus for those concerned about MiCA reporting. Pro-tip on the rewards: Since you mentioned cashback caps, Ether.fi has these generic onboarding codes—if you enter either promo or cashback (they aren't personal links, just platform-wide tags) during the card setup, it apparently flags the account for the boosted cashback tier on groceries and dining out. I’ve been testing it while traveling through Thailand and Europe, and the extra WETH rewards on daily supermarket runs really do add up over time. It’s worth checking out if you want a 'set it and forget it' setup without managing LTV ratios or CRO stakes.

AsbestosDude

The crypto cards now dont even give you a better return than a credit card so its even worse. Theyre regulatory gray zone cards that often pay you in some trash token like CRO. At this point I'll just use my 2-4% cashback cards and not be at risk of insolvency

Efficient-Art-1516

CRO and WXT are both leveraged bets dressed up as rewards, I saw a friend lose more on CRO during his staking lockup than he made back in cashback. Nexo's credit mode is interesting if you want to keep your stack but the LTV math gets brutal in a downturn and Meru could be something that's worth a look since there's no token to stake and cashback is in stables.

Redditmau5

It'll probably be CRO since Trump owns half of it.

goldenbuyer02

CRO formed a god 1 hour candle, maybe due to the upcoming cronos app and plans about buyback with revenue

SupernovaScoped

CRO has its shortcomings for sure. They have always moved slow. I’m sure it’s a compliance and audits that are slowing it down

CaffeineComaMode

Great breakdown, especially the CRO staking lesson lol. Surprised Nexo didn't make the list though. Been using them for a while and what sets it apart for me is the flexibility. You can spend directly with the card if you want, but you also have the option to borrow against your crypto instead of selling, so if the market's moving you keep your position and just take a credit line against it. On top of that your crypto and fiat earn interest while they sit there, so your holdings are always working for you whether you're spending or not. Might be worth trying out for round two.

biba8163

> buying 100 percent circulating supply now You must be brand new to crypto. This isn't going to help you from Founders/Devs/Insiders/Foundations. These scammers will print more tokens when they run out of money and if they don't have any money they will abandon the project. - NEM which was staple top 10 crypto in 2017/18 increased its supply with a new token when the Foundation ran out of money https://np.reddit.com/r/CryptoCurrency/comments/ao4yb2/nem_xem_decentralized_governance_gone_wrong_nem/ https://np.reddit.com/r/CryptoCurrency/comments/mlixbw/crypto_tragedy_2021_nemxem_40_drop_in_hours/ - Stratis which was a top 10 crypto in 2017 increased its supply with a new token when they ran out of money https://np.reddit.com/r/CryptoCurrency/comments/jlga8p/scam_alert_the_stratis_team_has_announced_a_token/ - IOTA which was once a top 5 crypto increased its supply by 60% when they ran out of money http://np.reddit.com/r/CryptoCurrency/comments/16ms0f3/drama_in_a_unilateral_decision_iota_foundation_ceo_announces_60_new_token_s/k1abhle?context=3 - CRO did a 2nd ICO where the original token holders went from holding "0.002% of the supply to only holding is only worth 0.00001%" in a "major switch scam." After this they unburned 70 Billion CRO. https://np.reddit.com/r/CryptoCurrency/comments/i2t327/stay_away_from_the_cryptocom_scam_they_cheated/ https://np.reddit.com/r/CryptoCurrency/comments/1jduxe3/cryptocom_forces_through_controversial_vote_to/mif63cr/ - Polygon is increasing its supply by 20% to give 10% to node operators and 10% to the Polygon team https://np.reddit.com/r/CryptoCurrency/comments/1byygey/trying_to_understand_how_polygons_token_migration/ - RocketPool tokens went from a hard limit of 18M to 5% infinite inflation to pay for development - FTM (Sonic) increased their capped supply by 15% with the Sonic rebranding https://np.reddit.com/r/FantomFoundation/comments/1huwjrp/ftm_to_sonic_supply_increase/ This guy called out these coins in 2022 saying at these dates these projects will be forced to increased their circulating supply. MATIC, FTM already increased their supply. Bagholders of ALGO, AVAX, HBAR, etc will learn soon enough how crypto works. > - Polygon - Model likely not sustainable past 2024 > - Avalanche - Model likely not sustainable past 2030 > - Algorand - Model likely not sustainable past 2030 > - Fantom (Sonic) - Model likely not sustainable past 2024 https://np.reddit.com/r/CryptoCurrency/comments/w6z0lx/why_max_supply_is_often_a_lie/ (2022)

FirkinHill

Wow, swordfish! That's a name I haven't seen in a while, not since my CRO days and the poker cards lol. Hope you're doing well. Nice tool.

KateR_H0l1day

I got the CDC one in 2001, buying some CRO, then watching it jump, having enough to get a Jade card at the $4000 level. Great, for a few months I was a financial genius, and then of course we went into 2022 and realized the catch quickly, told you I was a financial genius 😂. But, it made me take a really good look, figured out how it actually works, and that CRO is much versatile as a generator, rather than a growth engine. Therefore, 2022 started buying the dips and going through my first cycle, 2023 I guessed it was bottoming. Early 2024, got a bonus and took a leap, put $39K in to get the Icy level card with no cap. 8.5% on the base weekly, 4.5% cashback, free airport lounges, Netflix paid, and other perks. For last two years got $5,000 in cashback, February 2025, converted all the CRO to Passive Income, $250 weekly. As we dropped in 2026, stopped the Passive Income, gone back to compounding, with $0.09 as my pivot point between the two. The CDC card was the best thing I’ve done, when CRO drops, you earn more back, the card lock up is static at what you enter for. The main takeaway is to get in at the lowest price possible, and getting in when it’s going up is such a great trap that you’ll regret.

HSuke

I feel bad everyone who got Matt Damon'ed into CDC back on 2021, staked massive amounts of CRO for the 4-5% rewards ... only to later realize they were locked in for 180 days while CRO dumped 90%. And then Crypto dot com kicked their customers on the ground by reducing rewards to 2-3% at those same tiers.

alterise

CRO being relatively mature allows you to easily hedge your card deposit. That way the price movement wouldn’t matter and the card interest should easily cover your borrow cost.

TrueNeu_Professor

Same on the no-staking thing being the killer feature for me. Coming off cdc i was so sick of having to math out CRO price risk against cashback that i almost gave up on crypto cards entirely. Bybit card just paid me without making me hold their token, what a concept

One-Chip9029

It will depend a lot on which one, the main thing I'd look for is wether the cashback actually makes sense without needing to lock up a platform token first. Crypto.com's ruby tier needs $500 in CRO stake for 3.5%, Nexo maxes 2% and requires holding NEXO, KAST's best rates require $1k-10k per year in tier fees. EtherFi is the one I've been using daily because it's flat 3% back in wETH for everyone, no staking requirement, no monthly fees, and it works with Apple Pay just like a regular card, for everyday spending it's the most straightforward of the one's i tried.

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Post is by: Rahul_2503 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1swd1gz/top_4_crypto_credit_card_everyone_uses_in_web3/ Top 4 crypto cards everyone uses: \> Crypto.com - up to 5% cashback but you gotta lock $40k in CRO for 6 months to get there. \> Bybit Card - clean, simple, 2% flat cashback, no staking needed. It's great for everyday spending but still custodial and limited assets \> Trai card - self custody, 1,000+ tokens, AI-powered real-time conversion across 200+ chains with zero gas fees. up to 6% cashback, $1M daily limit, no staking needed \> • OrbitX Card : New entrant to the space. They now have the best Web3 Payment Card - Powered by Visa with 0% Deposit Fees , Lowest Forex Fees, Visa Platinum/Signature Card , No Hidden Cost, Instant Conversion , No Limit on Spending , Refer & Earn Benefits, still no cashback, no yield though but its in pipeline as per latest AMAs They do have a nice UI, I must say. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

PurpleProbableMaze

FX fee is the key thing for travel: Crypto.com base tier has 0% FX fee but requires CRO staking for meaningful cashback, Nexo waives FX fees too but needs NEXO token holdings, and EtherFi's Cash Card charges 1% FX with flat 3% wETH cashback on everything (and no FX fee at all if spending in USD or Euros). if most of your travel spending is in USD or Euro-denominated countries, EtherFi ends up netting the best return overall.

SupernovaScoped

I’ll throw in here on the topic of exchanges and exchanges in the US, CRO is absolutely abysmal for the consumer trader. Horrible notification system - price alerts and price movement alerts just don’t even seem to work and are confusing to setup; limit orders don’t fill even when price sits below asking for significant time, spot orders bake in a price hike on top of a fee, and I swear there is some front end mechanic that jumps the price right around a spot buy order. Too uncanny for it not to be the case. Every time I buy, the chart gets a magical little bump in it. Total effing garbage. You get freaking rinsed on CRO

goldenbuyer02

You left CRO out? Some other bigs too. Wtf

NFTbyND

No overly centralized projects controlled by a single company? So BNB, CRO etc won't ve there? Your list is very incomplete. For example, Cardano's partnerchain "Midnight" is not listed there.

Exciting_Law_5535

The only thing, other than BTC worth buying is CRO

KateR_H0l1day

I’m watching CRO, because CDC hired a new Cronos Labs CEO & Executive team. They’re building a new App that will replace 2 of the 3 platforms. Will essentially be a new DeFi App, but including trading etc. and includes a change to CRO tokenomics. It’s not going all that much lower than now, it’s a major exchange, could be an outside bet.

AdPrevious5886

CRO from Crypto.com? Isnt that a huge sponsor from UFC or something like that also? When did Trump invested on it? If it was some time ago maybe he just profited from it already idk🤔 Imma take a look for sure

goldenbuyer02

Buy some CRO. Im not shilling for it, but I genuinely think that it will pump a lot because Trump invested in it and he has to profit by it.

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Post is by: Rahul_2503 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1sgy25z/top_crypto_credit_cards/ Top Crypto Credit Cards • ⁠Gemini Credit Card: Offers up to 4% back in crypto on specific categories like gas, dining, and groceries. "Gemini Crypto Card! 4% back on gas/EV charging, 3% dining/entertainment, 2% on groceries" • ⁠Crypto.com Visa Card: Provides up to 5% cashback in CRO, depending on the card tier and staking amount. "5% back on every purchase with my icy is too sweet." • ⁠Bybit Card: Offers up to 10% cashback in the first month, then reduces to 2%. "For me its Bybit, you get 10% cashback the first month, after thay its reduced to 2%" • ⁠Etherfi Cash: Features great cashback and the ability to stake USDC for additional yield. "I agree, been using it for a few months. Cashback is great and you can stake your USDC in a liquid vault that yields around 5-7% APR and spend with it directly." • OrbitX Pay : Rather new entrant to the space. They now have the best Web3 Payment Card - Powered by Visa with 0% Deposit Fees , Lowest Forex Fees, Visa Platinum/Signature Card , No Hidden Cost, Instant Conversion , No Limit on Spending , Refer & Earn Benefits, still no cashback, no yield though but its in pipeline as per latest AMAs They do have a nice UI, I must say. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

HSuke

Only $165M? That's like 1/10th of a normal Lazarus Group hack or 1/10 of a Ripple/CRO dump.

oopssomething

Sure but CRO is at -92% and bearmarket just started

letsdrinktothat

Honestly what possessed you to buy CRO, though? I've been staking some CRO for years, and that shit only ever goes down.

oopssomething

Bought CRO in September, I'm down 80% in almost 8 months. Nice average of over -10% per month. Would never recommend anyone to buy crypto and I only buy BTC now.