XLM

thats_gotta_be_AI

I made plenty of money with XRP in 2017/18 Christmas/New Year, 2021, and November 2024. Also with XLM.

misterbiggler

I can say he’s terrible but at same time stick with the way everything played out. I made 7 figures off of his election in XLM and XRP and another $200k off $trump alone. It was worth jt

Jenn2895

Most banks created their own private chains. They are using chainlinks services though. (Link is not a blockchain) So far between Swift & DTCC I know Chainlink, Ethereum, Canton & XLM will all benefit.

ProfessionalAir104

If you want to start small. Buy 1000 XRP. 10000 HBAR. 10000 XLM. 10 QNT. 10000 XDC. All of these company’s have great backgrounds and are backed by a great team. Buy this amount and come back in ten years. You can thank me. Shouldn’t cost you more than $10K or less.

Routine-Can-1678

Macro regime change. Turns out, most altcoins are really just doing an interest rate carry trade. You borrow money from a bank at near 0% interest rate, shove it into Aave or Compound or Curve for about 5%, profit. The liquidity spillover is the part that fuels the really stupid stuff like NFTs, DOGE, etc. We went from 0-0.25% interest and $100b/month free money from the Fed to about 4% interest and $100b/month of Fed taking money away. Every Ethereum + copycat, L2, and things that rely on spillover liquidity died simultaneously for 2022-2025, because the money vanished. The only things that stayed alive were things like: Bitcoin Treasury companies: MSTR, Strive, Metaplanet Crypto stocks: COIN, HOOD Futures trading protocol: Injective, HyperLiquid Bitcoin-similar protocol: Kaspa DeFi with 20-150% interest rates: Sui Organic meme-casino: Solana, Raydium OG memes: DOGE, BONK, PEPE In the late cycle, when retail boomers see headlines about Bitcoin ATHs and get very greedy, but balk at the price, they get interested in XRP. XLM also gets a boost because it's the same narrative. After that, everything dies. The only profitable thing during a bear market is IBIT puts.

Aromatic-Ad7987

Hbar - Nothing that it doesnt do well. Link - Is working with almost everyone King of Oracles XLM - Very good at what it was designed to do

Chickensrock1977

Huh, no love for XLM? Which has been chosen by the DTCC for a percentage of moving Quadrillions per year, let alone more adoption in other areas of the DLT sphere. Is in several and assuredly more ETFs. Plus Flare is coming soon for FXLM to stake and lock up more XLM. Crazy, I’m loading up under $.20 lol.

smokehashdaily710

XLM is indeed solid, one on my list to stock up on before this bull run starts

futurefloridaman87

XLM- real use case for the masses. Plus an OG.

JustStopppingBye

They have literally lost all their value and continue to do so except XLM. All your gains with XLM will be wiped out by buying irrelevant shit coins.

Mysterious_Sleep7443

Absolutely not Algo , XLM, Hbar are top tokens Just down at the moment I have patience and been around since 2016 Im actually using my profit money to buy 1000$ weekly across all 3

The_Roaring_Fork

XLM fans want to act like XLM is the only chain with DTCC agreement

Mysterious_Sleep7443

I would definitely touch ALTs XLM, ALGO, HBar will 50X shortly

Peach_Lover_101

My "all time" is break even only due to selling MANA at the top (80x, my only real successful crypto trade). Should have sold everything back then. round tripped the rest of the pile twice like a retard. though if you held about half of your stash in ETH and BTC you shouldn't look as bad as that. The Coinbase bag is mostly dinosaurs: BTC, ETH, LINK, XRP, XLM, ADA, HBAR. Got more adventurous plays on Kraken and Coinbase wallet which honestly, I'm afraid to even look at.

SkyEnvironmental7746

Flare is a Crypto currency built by a legit team focusing on bringing defi to Bitcoin and XRP, XLM, DOGE, Litecoin, WETH. I have sent tons of transactions on blockchain Flare pays you a passive income. I’m making about $7K a year at current prices. For every penny Flare moves after $0.009964 which is my average buy price. My net worth explodes $100K. At $0.02 I make $100K profit. $0.03 another $100K profit.

diamondblaster67

XLM

SeriousGreenA

BTC, XLM, ETH MINIMA will be everywhere as it is quantum resistant, fully descentralised and it can run from ARM to PC.

blur04

BTC obviously HBAR ALGORAND XRP XDC XLM

Novel-Common-3547

Talking about future, we have to take into account a possibility of crypto space being more and more (if not fully) integrated into current financial systems. With that in mind, big financial institutions would probably go with ISO compliant cryptos. Those are mainly XRP, ADA, XLM, MIOTA, ALGO, HBAR, XDC and QNT. Will BTC be around? Well, probably yes. Being the biggest now, being considered a store of value “like gold”, it will probably be with us for many many many years. Big players like ETH and SOL have big and great communities behind them. But, I am honestly not sure if that is enough, if cryptos become integrated. I think they would, if not being ISO compliant, lose its value. Interesting, tho very speculative, is Worldcoin. Sam Altman being one of the creators and Peter Thiel being one of the primary financial backers, who knows what can happen.

Beginning_Pop_4637

Without a doubt, Yes, It’s a good time….. Market leaders only, Bitcoin, Etherium, HBAR, AAVE, ADA, Solana, XLM.   Those are some great ones, there are others.   

YoItsRico

I hope Quant does well, Doge XLM and XRP will still be here but you would make much more money elsewhere.

MJDiAmore

XLM is actively used in the real world substantially. Otherwise agree.

SkyEnvironmental7746

All of it is compounding. FLARE, XRP, HBAR. Soon XLM and Doge will join. Paying taxes on it out of my salary.

SkyEnvironmental7746

Just don’t let go XRP, QNT, HBAR, XLM, XDC, these in my opinion are long term holds. 10 years

Rehcraeser

Besides XLM

neo-caridina

Sooooo CC, XLM, ETH, LINK, ONDO, TEMPO, or what?

paytiencecanwait

XRP XLM SHx thank me in 20 years and to the future well hello there 🤠

puddingboofer

XLM

OdonsOwn1966

That's a heck a jump in. My total crypto exposure is still less than 1 percent of investments. I just use my play money and my lady at Edward Jones handles the rest. Should be accumulating a bit using DCA, but as fast as other investments are growing, it'll always be a fraction unless BTC, ETH, XRP or XLM blow up (preferably all of them). At least you are getting in at a good time.

Timely-Fig2030

All the main blockchains be good picks: SUI, ICP, Algo, VET, XLM, ETH, ADA, etc. Opened yesterday a post on CryptoCurrencies about it: 4.3k views, 0 likes These idiots still think blockchains are dead and want to gamble memecoins. Little do they know, that there are no memecoins without blockchains. The space has become so dumb and uneuphoric that now might be the best time to enter goat blockchains. Btw, fuck memecoins!

numbersev

LINK, HBAR, XLM. Research them.

ExMachima

I keep posting it. XLM.

RastaBooties

Beside Eth, I would probably consider XLM (Stellar), it has been consistent through cycles but it's nowhere near its bear market levels yet.

biggest_guru_in_town

They are most likely to utilize cheap alts like the stellar XLM network. A fintech platform recently came online for Caribbean and African freelancers and remote workers who wish to save their earnings in USD, its like a virtual US bank account. They give each account a crypto wallet address that only can receive and send Stellar USDC. I find it handy as an off ramp.

unknowngloomth

80% BTC. XRP outperformed ETH last cycle. I didn't look into HBAR yet. Isn't XLM a XRP 2.0? I know a friend of mine who holds XLM

ExMachima

I keep posting it. XLM

Sad_Significance2541

Buy XLM all ya need to do in crypto, buy as much as ya can.

Animated_effigy

Im interested in coins that are getting full on regulatory backing by the US right now as everyone goes full adoption. Any of these coins now have full regulatory backing: BTC, Eth, Sol, XRP, ADA, Avax, Link, Dot, Hbar, XLM, Lotecoin, Doge, Shiba Inu, Tezos, BTC Cash, and Aptos

hoppeeness

Canton, XLM, quant,HBAR

The_Roaring_Fork

XLM shills in shambles.

Interesting-Lab-7128

XNO, XLM, HBAR look good

biggest_guru_in_town

I do notice utility coins having stagnation in prices,are dirt cheap or take extremely long to reach something close to an ath before sinking again. Polygon,DOT,XLM,Cardano,ETH, etc.

Ok-Suit541

XLM is here to stay

ExMachima

I keep saying it. XLM.

Fun_Performer3120

lmao "horoscopes for traders" is actually accurate but also TA does work sometimes in crypto because enough people believe in it and act on it, so it becomes kind of self-fulfilling. that said XLM doing 26% in the week is not because someone drew triangle on chart

thistimelineisweird

Market cap = price someone is willing to buy * circulating supply.  End of list.  Revenue generation is only a slim part of a use case, and doesnt influence demand the way you are thinking it does. Like, sure, I like that I can stake my ETH for some yield, but that's not why I bought some in the slightest.  I actually like XRP and XLM for exactly what you said- they can move money for very little fees at all. 

whitenoise2323

XLM will be processing trillions of transactions when DTCC takes it live.

ExMachima

XLM. I keep telling ya. 

Most-Use-2167

Tbh XRP and XLM were really growing on me, but after actually doing the math. Even with XRP doing 1 billion transactions a day, that would only generate $12,000 in on-chain fees a day at the rate of USD .000012 per transaction as it currently is. I’m kinda lost on the value of these ultra-low fee compliant ledgers like XLM and XRP now. I think there’s some legitimate use-case for RWA projects that form a global bridge for things like stocks and bonds to be traded. But the actual L1 infrastructure itself… I mean VISA only does 901 million transactions a day… I don’t see where the actual L1 itself is supposed to generate the revenue that justifies its current valuation.

Da_WooDr

Siacoin, Holochain, Amp, XRP, XLM, LTC, Dash, BCH, ZEC, VeChain, Mana, ICP, XDC, Algo, Link, FileCoin, XMR,

CivilSenpai69

XLM. That's it. Haven't found a real world use for anything else.

Aromatic-Ad7987

Hbar, Link,XLM,ZEC,

Intelligent_Net_2786

My other bags: BTC, Eth, LInk, Sol, Hype, XLM, ZEC, Tao

Popapalooza

XLM, TAO, BTC, XRP, HBAR, Chainlink

BookOfKingsOfKings

At the moment, XLM. Exited HBAR to reallocate my liquidity but as I am making more income now I may get back into it. Looking into XMR but that one is a little tougher as no exchange wants to carry it these days, nor any cold wallet wants to support it. But I think the privacy-centric design is a big selling point.

thecryptostoic

You really do have to have patience in crypto especially when you're down over 50%... these are the best times to buy in fact to increase your position but also make sure to diversify into other cryptos similar to Solana like SUI. I'd also recommend ISO coins like XRP XLM and HBAR.

Repulsive-Lake1753

Buy some BTC now, then buy some more later. Look into DCAing, and start only with BTC, maybe ETH. Once you've done that, have an account with an exchange, and understand the basics then.... Be sure to look up total supply and how much is out there already/if it's it max supply. BTC has 21MM max coins, XLM has 50BB. Entirely different supply/purposes. Because there are so many more XLM, it's almost never going to go up as much as BTC, for example. Send test transactions of small amounts for any transfer or wallet use.

BookOfKingsOfKings

BTC, XLM. That’s it for now, im too bearish to trust many coins right now, and want to diversify beyond crypto but no clue where to start.

ExMachima

XLM all the signs were there and you ignored it

BookOfKingsOfKings

I am DCAing BTC and one alt, XLM, for now. I want to look to diversifying past crypto but got no idea where to start (ETFs, stocks mutual funds etc) one thing I sure won’t be buying is SPCX. 

jwheel888

I feel like there is money to be made in XLM and XRP. The DTCC partnerships were not for nothing

IdratherBhiking1

XLM

cedarrapidsiaus

**Availability:** "Kinexys and JPM Coin are strictly reserved for J.P. Morgan's institutional, enterprise, and corporate clients. \[[1](https://www.jpmorgan.com/kinexys/jpm-coin), [2](https://www.jpmorgan.com/payments/newsroom/kinexys-usd-digital-deposit-tokens), [3](https://www.prnewswire.com/news-releases/digital-asset-and-kinexys-by-jp-morgan-announce-intention-to-bring-usd-jpm-coin-jpmd-natively-to-the-canton-network-302654967.html)\]" Kinexys is used within Morgan and their clients. Its not even competing with use cases xrp and xlm offer. They just made net platform with their own digitized dollar and upgraded dollar to dollar transfers between them and clients. XRP XLM HBAR and QNT have massive use cases.

Sad_Significance2541

Having trouble deciding between buying ETH or XLM. ETH has been around a long time but XLM looks very promising despite recent announcements with DTCC, which would you guys go with?

pilatesfarter

I do have XLM. Assuming things about others doesn’t serve you.

pilatesfarter

Then you’d know settlement won’t take place via XLM.

FourScores1

Well I’ve been positioned since DTCC had a patent published explaining exactly how they were going to do this with XLM so. Not chasing. Ironically though, you’re chasing hypotheticals. And also, the patent doesn’t mention much else besides XLM. But you can go look for yourself. Save you from chasing random leads. DTCC will literally tell you what they are going to do. Just go look. 

pilatesfarter

Explicitly a multi-chain platform. Though they’ll tokenize via XLM

AmphoePai

It does mean something. You can stake USDC on Aave and many other services for better yield than bonds, there's many Blockchains that offer tokenized stocks (not just HYPE) which enable after market trading with good liquidity, Ethereum is the infrastructure layer for stablecoins, XLM allows you to bypass services like Western Union, you can support independent creators on Odyssee by gifting the coin, and bypass Youtube/Google censorship. There's so many good and legit uses for crypto, and saying that all the work done by their community is just "nothing", is such a tired talking point.

NovastaKai

You've missed massive booms. Do these tools just hold and hold...never to use the timing element of the market or what? 🤣 i set a 2x 5x 10x reminder and take 20-30% at each interval at LEAST. Its valled damage limitation and actually securing a profit.. Siren went from 0.04 to like 4.5 in the recent months 🤣🤣 with the millions in daily vol there is plenty to be made all the time.. people are just.. people :,) ZEC!? MXR.. Even XLM went up recently about 50% 😅 idk.. if i had enough to sit back and chill i might have left it ling term but it is foolish to expect something from time alone. Attention is value*

IdratherBhiking1

Oh man…. Sorry…. Sounds like you are not selling at this point. Are you still adding to get your average down? Some hope- when the Clarity Act passes, the whole crypto ecosystem should run a bit. I don’t know anything about Algorand, I only buy XLM and XRP, but the rising tide willl carry all boats. Another thing. it’s more of a speculative thing. From a reputable news source, it was reported that the current American president’s company DJT was shifting capital into bitcoin. Purely spec, but if it is actually happening, it means that clarity is a when, not if…. Thanks for the wishes. Same to you. Soo. Im not a hodler…. I thought 300% was solid profit. I removed all risk of taking a loss by taking profit close to the top. Adding back with all profit… not going above that…. Most people tell me I’m doing it wrong, but I don’t like to hold bags…. I’m still building back to a full position since taking profit. I wouldn’t give up until after the Claitybact fully dies or is passed.

suite5b

I'd throw some XLM in there as well.

Zestyclose-Sun-6595

XLM

Dangerous-Bed-5885

Visa doesn’t transact that fast lmao it will loan you money while your transaction is processed. It takes days. If Visa was so much better then why would they choose XLM, the crypto currency, for payments lol the fact that you didn’t know about XRP, the 3rd ranked crypto currency shows how little you know. XRP alone is partnered with over 13,000 banks….but you know something they don’t? If the banks were better off without crypto then why are they all switching over…..

Dangerous-Bed-5885

I wouldn’t let it scare you away from crypto as a whole. Crypto is still the future. Right now the AI Stocks are booming so they’re sucking up all the money from everything else and it’s being invested into AI. I think crypto will continue to crash until October possibly which is totally normal compared to previous crypto cycles. I wouldn’t stress it but I would start looking at some of the other coins such as XRP, SOL, XLM, HBAR. I think it would be wise to diversify your crypto holdings and not have all your money in 1 coin, it’s kind of risky. A lot of people that were invested in ETH switched to SOL, it’s faster, cheaper to use, and more reliable. It basically. Just something to look at. And you probably only own like 1-2 ETH but if you diversify, then you’d be able to hold a bunch of other coins since they’re cheaper. It’ll be like investing in ETH when it was only a couple dollars. Research some of the coins I mentioned

ProgrammaticallyHip

You’ve got to be insane to buy new alt bags at this point. “Blue chip” alts like XLM are down like 75% from where they were 8 fucking years ago. The non-blue chips? Too ugly to mention. AI has taken every bit of oxygen from crypto. It has stolen the attention of developers, VCs, institutional investors and retail lemmings. Why buy crypto when stocks trade like crypto now but actually give you an ownership stake in a real, revenue-generating company?

Low_Carpet9764

Keep 25% of them in off chance they do rocket up (you will at least get close to breaking even) and rotate rest to BTC/Eth. I had very similar fuckup late 2024 via altcoin gambling then converted pretty much all of it to Eth at 2200 and dumped that near ATH so made most of it back. You have already lost money and if I’m giving you my personal opinion those coins are dogshit, rotate all of it to BTC/Eth maybe SOL/XLM/XRP/Hedera or an Alt that’ll actually do something if you insist on being in alts. You fell for the altseason narrative (I did aswell) and picked trash, just adjust and move on

NightKnight_CZ

The beggining of dynocoins comeback Litecoin, XRP, XMR, XLM.... but Litecoin will be the winner, because it is the oldest Proof of Work altcoin to exist

CytronicsZA

Selling to buy XLM /s

polish-fenceman

I've had a bad year, luckily XLM and HYPERLIQUID saved my ass the last two weeks.

The_Roaring_Fork

Picked XLM so far. There will be others as well.

The_Roaring_Fork

They could also lower the amount of XLM needed to establish a wallet. I don't think the Stellar Foundation wants XLM to be like BTC or ETH

The_Minimum

You don't know what the word canonical means, do you? You don't understand how accounting works at the institutional level, do you? I don't think you even know what the Global Synchronizer is. Canton doesn't even need Chainlink. Canton only needs Chainlink for messaging and once that is fully integrated/launched then it is Canton who is going to be making a run at things like Swift. Like I said, you really don't grasp any of this and because you don't grasp any of this you keep conflating multiple concepts together. Canton isn't just another L1 chain, it was designed by people who actually understand finance and they worked with the institutions to create exactly what they wanted. Let me break this down in 5th grade language. The DTCC defines which record is legally authoritative. This has to be on a unified ledger, it cannot live on XRP and XLM and SOL and ETH or whatever else independently. XLM and XRP live on the edges, they provide the liquidity. The final reconciliation for settlement has to live on ONE UNIFIED LEDGER. That ledger is Canton. Until it gets to Canton, it's just an IOU or a promise. Link connects external data into Canton, then Canton's synchronizers produce the final, Canton-side settlement. That is why its called the "network of networks." So link doesn't sit on top of the pyramid, Canton does. Canton unifies everything into one official, compliant, legal accounting record. Like I said, you don't understand what is going on because you're thinking that this operates like some retail defi experiment. This is institutional level and institutional grade. These are not the same things. Once this clicks in your brain and everyone else's brain, people like me will have already frontran you while you're holding the bag of some other token that didn't actually capture value because you can't distinguish that utility =/= value capture.

Colekaine

Sucks the partnership didn't happen during the last bull market, could have pushed the price up to $1, instead it went from sub .10 to not even .30 and it's going to deflate again for the next few years in this bear market. Sell the news events don't have as much power in bear markets. Better off holding until the next bull if you're planning to make shorter term gains and sell for .50 if it manages to get there again. The last few bull markets have looked like a sad dead cat bounce though, I don't know what the future holds for XLM.

If_ukno_ukno6661

If you actually bought low then you wouldn’t have a problem. You bought in at .50 something I would never do for XLM

hank194

XLM was 15 cents 5 days ago, the fuck are you talking about mate.

IAMDATRUESTREPAIRMAN

Everytime XLM goes up due to some hype news the Stellar Foundation always start these useless AMAs on [r/Stellar](r/Stellar). Then Jed McCaleb makes 1 tweet on twitterX that gets the bag holders hype… then price falls because the million and billion token holder whales just took 2x profit off of retail waiting around for 10x-100x gains.

canman44999

Posting this for the newer accounts in the XLM threads asking whether to hold or add after the DTCC headline. I traded the exact same setup last year and there are a few things worth knowing. First, the integration does not go live until the first half of 2027. That is a 12 to 18 month forward trade, and forward trades on tokens rarely sustain once headline traders rotate out. Second, the deal does not flow to the token. Tokenized assets on Stellar are issued by DTCC and settle in USDC, while the per-transaction fee paid in XLM rounds to zero in dollar terms. The protocol gets used, the token does not benefit. Third, funding rates went negative within hours of the rally and stayed there. Longs are paying shorts even at the top of the move, which is the signature of a short squeeze rather than institutional buying. Last summer ran this same play on Protocol 23. The token doubled in four weeks, then bled 70 percent over ten months. None of the catalysts shipping into that bleed managed to lift the price.

DAOTimes

Heads-up for anyone who bought XLM during the past week and is wondering whether to add. The DTCC integration does not go live until the first half of 2027. That is a year of forward expectations stacked into the current price, on a token where fees paid in XLM are functionally zero and where settlement runs through USDC. The deal does not require the token to capture value from it. The pump came from short liquidations and retail flow, not professional buying. Funding flipped negative within hours of the headline and has stayed there, with volume decaying every session since the peak. July 2025 ran the same playbook on Protocol 23 and PYUSD. The token bled over 70 percent across the following ten months. Take the gift if you have one. Hard to chase from here.

NJ0000

What ya mean, XLM still showing green numbers? Not like the rest in crypto

MJDiAmore

Yall dont understand XLM has REAL utility as a Western Union killer. Remittance is a big industry and the fee structure for XLM makes it optimal.

Different_Counter113

But the chair of the DTCC literally said out loud that every security currently registered on US exchanges would be tokenized with XLM. That is not a nothing burger. If you think it is, then you need your head examined.

FourScores1

Some of us see that and notice more and more people are doing the same. At some point you just hold the XLM because I bet that everyone will be doing that at some point. 

fan_of_hakiksexydays

XLM rallying on a "partnership". Hype on literally hype and the recent approval of perps along with buybacks. No points for guessing where this is heading. I think anyone who's been here for more than a cycle has seen this enough times before. Smart money is gonna capitalize, and FOMO money is gonna be exit liquidity. Rinse and repeat.

mashem

You get it. XLM is the best coin for regular people looking regular use. enter enter Highly recommend. enter /end script

trillionSdollarstech

Today XLM jumped +700% on Upbit (the main crypto exchange in Korea) https://x.com/i/status/2061047540737511628

Grunblau

Back in the day, XLM would pump before BTC did, sometimes, BTC might even dip a bit. I speculated that this was because XLM/BTC was used as a trading pair. The ideal price was 0.000005 BTC At the time and would spike as high as 0.000008 BTC. I still have some of my old sell orders sitting there…

askolein

Buy BTC XMR ETH only real demand for these supplies Rest (XLM ALGO XRP LINK) is full bs

karlfeltlager

XLM, BCH, Litecoin, monero

trillionSdollarstech

> DTCC is still partnered with Chainlink and Canton. That hasn't magically boosted their prices or revenue because there isn't much on-chain demand. Uh the DTCC hasn't started yet on Canton, so of course it didn't create demand yet. Anticipation has doubled the price already. Regarding network usage, we will need to see the launch of the DTCC in October. Like with XLM, the DTCC announced their arrival on Canton nearly 1 year in advance.