XLM

Planet_7seven

ETH, Link, Sol, XRP, XLM, Zbcn

ThePirateFairy

I went all in on XRP, have a little in HBAR, XLM, SOL and DOGE. XRP has been a wild ride, but there is a strong community and if you study up on the utility you have the potential to really get somewhere even with a small investment. I love the idea of BTC, but the cost is too high that a ROI is just not worth it.

thats_gotta_be_AI

Yep. XLM too.

StopRunningBiatch

I am stacking ETH,XRP,SOL,ADA,LINK,XLM like crazyyy ! Pls sell moree I want more Fear in the Market...

stacey2623

Nothing to do but hold. Especially in coins that have utility such as XRP, ETH, BTC, SOL, XLM, HBAR, XDC, etc

Aromatic-Ad7987

I'll go Hbar and Link. thats it.... and XLM if you make me take a 3rd lol

Disastrous-Cause8129

I’m not necessarily talking about the best price performers. I’m more interested in “pure” projects ones that actually solve a problem and are being used, even if they don’t always shine in terms of short-term performance. Beyond Bitcoin and Ethereum, there are a few solid examples: Chainlink (LINK) for bringing real-world data on-chain, Polygon (MATIC) for scaling Ethereum and lowering costs, Stellar (XLM) for fast, low-cost payments, VeChain (VET) for real supply-chain and enterprise use cases, and The Graph (GRT) as a core data layer for many Web3 applications. These aren’t moonshots or hype coins, but they matter because they provide real infrastructure and utility. For me, that’s more interesting than chasing short-term performance.

LenDuckworth

You didn't sell Stellar in November 2024-January 2025 when it went +500% from $0.09 to $0.54? How greedy can you get? That was the perfect time to sell and get the hell out of XLM. Denelle Dixon is a terrible CEO. Her and the Stellar team do nothing except take lavish vacations around the world to discuss crypto, funded by XLM. They've had 10+ years to put out a tangible product and they haven't. I sold my XLM at that time and made over $100K. Glad to have got out right before it crashed. I don't think it'll ever go to $0.54 again.

biba8163

You really are the bizarro Warren Buffet who has a special talent for picking shitcoin scams > HBAR x LINK = THE NEW FINANCIAL WORLD IN 2030 > maybe XRP XLM ALGO XDC QUANT get a bite from that cake. https://np.reddit.com/r/Hedera/comments/1izhhgq/comment/mf8779j/ > Wrong. Just check the Chainlink YouTube channel for example if you want a glimpse of the future ;) Alts are coming for institutional use. I'm 100% sure about this. If you actually do your research you'll see hundreds of entities like banks, central banks, enterprises, regulators, governments etc. being involved in projects like LINK ALGO HBAR XDC Quant etc. =] https://np.reddit.com/r/CryptoCurrency/comments/1ldpfkk/comment/myf47ib/ > Trump bought Chainlink. Sergey Nazarov Co founder was at the crypto ball at white House. Chainlink is heavily working together with Banks and SWIFT to upgrade it. Also Headera founder Harmon and Garlinghouse from XRP there. I'd say watch out for these Cryptos: HBAR LINK XRP XLM ALGO. all US based and tied to institutional levels. :) > (Also watch out for ICP(Hedera partnership), Quant (UK), XDC(Singapore)). Just saying ;-) https://np.reddit.com/r/wallstreetbets/comments/1igzsyt/comment/maw5k1c/

Maximum_Swing9788

Agree- XRP, XLM and HBAR are great coins. Look at Canton, XDC and Qnt also. DTCC announced and Canton as a coin being used and will be using other ones. I think XLM and XRP will be used for DTCC. They settle quadrillions a year

Useful_Curve_7098

Thinking gain my portfolio to XRP, XLM and HBAR. For sure they are all set as core for the next financial system.

RodgerWolf311

Yeah, the person who wrote the article didnt even bother reading the Epstein emails and the documents. It showed he was ANTI XRP and ANTI XLM, and wanted to destroy them.

hoppeeness

Agreed. Anything with actual use cases and only the leaders in those areas. Sad for AVAX and such as SOL and ETH are the chosen winners. There are others like HBAR or maybe XLM that are being accepted by major industries and don’t compete directly with SOL or ETH.

coinfeeds-bot

tldr; The Justice Department released documents from the Jeffrey Epstein files, sparking speculation about his connection to cryptocurrency projects like Ripple (XRP) and Stellar (XLM). Ripple executives categorically denied any links between Epstein and their ecosystem, emphasizing that references in historical communications are being misinterpreted. The documents show Epstein's indirect proximity to early crypto circles but no evidence of control or involvement in blockchain development. This highlights the role of transparency in countering misinformation in the crypto industry. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

PirateSKB

I'm more surprised that it ever lost parity with XLM honestly. It's really just a banker's coin, and XLM and XRP have similar tech but fairly different adaptions

Double_Parking_4390

Allocation in my portfolio is: $BTC- 55%, $SENT- 15%, $HBAR- 15% and then $XLM, $XRP, and $DAG make up the rest of my portfolio. Did get away from $ETC and bought some more bitcoin after it tanked. Stock wise just $SPY and $VOO.

R4ID

the stuff about XLM/Ripple and Gary Gensler in the new epstein logs... lol the XRP conspiracy wackos were right all along. Blockstream cofounder essentially weaponized the US Gov against the "competition" aka Ripple.

LenDuckworth

> There are dust transactions on pretty much every popular blockchain If it's like every other blockchain then it's not worth investing in. Takes only a few lines of code to make the minimum transaction 1 XLM. But we know why this isn't happening. It's so that the SDF can brag about having more transactions than any other blockchain.

BoratOhtani

I’m out of crypto and the price action does not look promising at all but what I would like to see is real world adoption. People from ETH, Solana, cardano, xrp, XLM space etc have been talking a big game for 10 years now about how they will change the everything and the current financial system is antiquated, but proved to be all hype so far.

fluffmuffin6996

I want to earn yield on my XLM!

Calm-Professional103

I always liked Stellar. I use it mainly for its good, dependable yield on yUSDC as a place to park my dry powder. Great network - Fast and cheap transactions. However, XLM IMHO is not investible. I hold only enough to pay for transaction fees and to open trustlines.  I like Ethereum too, for its native ETH staking and my belief that this is and will continue to be the home of DeFi and will likely be the network where AI agents will transact. ETH is likely to be the innovative hub of crypto 

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Post is by: FeedNo1628 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1qpx7ai/why_will_utility_coin_adoption_result_in_higher/ I have a large investment in utility tokens (XRP, XLM, ETH, etc.), so please understand that this is not FUD, it is just a healthy test of my thesis as all investors should do with all investments. Last year I belonged to a paid discord run by a reputable and knowledgeable host, with a lot of people who seemed educated in what they own and 100% committed. I asked a few questions regarding why mass adoption by institutions was guaranteed to make the value of the coins go to the moon and I never did receive a logical and adequate response that satisfied me. I assumed it was so clear and simple that no one wanted to take the time to explain it to me, and I assumed that they just have a much deeper understanding than me, and stayed heavily invested. Fast forward a year, every day I'm seeing youtube videos talking about all these major financial and industrial institutions adopting utility coins as the backbone of their processes, yet the value of the coins does not move at all, just sideways near-term and continuing slowly downward long-term. "Experts" now explaining the golabal money supply, saying crypto is next after money rotates out of prescious metals, there's an issue with the yen carry trade, etc. It brings me back to my original questions and I'm wondering if they did not explain to me because they did not know either. Here goes: Financial institutions are adopting utility crypto networks as a tool to move value, this is clearly happening at a fast pace. The value is not in the tool itself, it is still in the old-school non-fiat hard assets like precious metals, real estate, bonds, etc. that are being moved on the network. If I'm an institution using a tool, why would I want the tool itself to appreciate substantially in value, wouldn't this be counter-productive in that it increases the cost of me using the tool? If the tool gets cost-prohibitive, wouldn't I seek another similar but less-expensive tool? (there are many options and new ones could be created out of thin air if there is demand for new cheaper ones). If the current tool I'm using knows I have this option, wouldn't they just create more coins to reduce the scarcity factor to keep the price of the coins lower so I don't move to another one as a means to self-preserve the company/entity/business that has the business interest in me using that tool? (Ripple, Hedera council, etc.). Similiar example from the past: It is said that during the gold rush out west the people who made out the most were those selling the shovels. After you bought a shovel the "shovel dealer" just restocked from suppliers in the East. Once people noticed this, more "shovel dealers" popped up and the cost of shovels went down. Once you bought a shovel and the market was flooded your shovel became pretty much worthless, no way to get your money back if you didn't find enough gold. What is different with utility coins? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

SevereArrivals13

Hello, and thanks for coming to our sub. How do you plan on differentiating yourself from many similar crypto projects, and what are the top plans for Q1 and Q2 2026? I've held XLM for a long time, too, so I'm really happy to have you guys finally on here

rling_reddit

Exactly. You could lay the charts of my entire crypto portfolio over the top of each other and there is only minor variation. I have read bullshit about XRP since I started buying. Still DCA every week, but I agree with OP. The sky is falling. Sell all your XRP/XLM by COB Friday. I buy on Saturday.

LenDuckworth

I am concerned about all of the dusting attacks by bots that appear on the Stellar blockchain. There are millions of transactions with a dust amount of XLM along with a memo pointing to a scam site. I couldn't even find my legitimate transactions on stellar.expert because my account had been bombarded with dusting attacks. What's worse is that your team boasts about the number of transactions on the blockchain when the vast majority of them are automated dusting attacks. Is there any plan to increase the minimum transaction amount to 1 XLM? That would put an end to these dusting attacks as it would become much more costly to do it.

jwinterm

Hi, Thanks for coming on to do AMA. My sense is that XLM is not really been focusing on hype lately as much as some other older kind of corporate coins (Zcash, maybe older bro Ripple, etc.) - is this because you are not focusing on direct end-consumer adoption at this point and trying to integrate with companies that are consumer facing? Also, what the heck happened with keybase? I heard it got sold to Zoom which seemed weird and made me never want to use it again :P

Renowned_Molecule

I got those. They are classified as Ancillary Assets in one of the bills still waiting on markup vote. Also, ETFs are still in the pipeline for XRP, HBAR, XLM. Not sure if there any S-1’s for ALGO related spot etf. 

Zealousideal-Heat399

I got XRP, HBAR XLM AND ALGO. What do you think about my portfolio?

Enough_Angle_7839

If you’re really thinking in **5-year terms**, I’d frame it less as “which pumps more” and more as **what problem each is actually trying to solve**. XLM feels more like a payments-focused network that already found its niche years ago. It works, it’s stable, but it also feels fairly mature — upside is mostly tied to broader market cycles rather than a big new adoption wave. HBAR is a bit different. It’s more of an **infrastructure bet**: governance-heavy, enterprise-oriented, slower narrative momentum, but potentially more durable if real-world usage keeps growing. The downside is that it often underperforms in hype-driven markets. The upside is that it *might* matter more in the quieter years after cycles cool off. If you’re looking for something that benefits mainly from retail sentiment, XLM might feel more familiar. If you’re okay holding through long periods of boredom and betting on enterprise adoption actually translating into demand, HBAR probably fits better. I recently read a scenario-based HBAR outlook for 2026–2030 that focused on post-cycle years rather than bull market peaks — it helped frame that long-term angle pretty well: [https://btcusa.com/price-prediction/hbar-price-prediction-hedera-outlook-key-drivers-and-realistic-scenarios-for-2026-2030/](https://btcusa.com/price-prediction/hbar-price-prediction-hedera-outlook-key-drivers-and-realistic-scenarios-for-2026-2030/) Not advice, just how I’d think about the trade-off over a full 5-year horizon.

BrookRollins

If you have purchased and hold the New Financial System XLM/XRP now is the right to start. FOLLW AND DM for more information, dm on WhatsApp +1 (464) 260-3352

biba8163

> zoom out - 99% of crypto is down big from 4 years ago - 99.9% of crypto is down even bigger from 8 years ago Even most of the top 10 from 8 years ago are sitting at massive losses. **Top 10 from 8 Years Ago (Jan. 1, 2018)** Crypto | Price Change | |:--------|--------------:| | BTC | ⬆️ +552.81% | | ETH | ⬆️ +283.19% | | XRP | 🔻 -20.56% | | BCH | 🔻 -75.54% | ADA | 🔻 -51.00% | | LTC | 🔻 -70.14% | | IOTA | 🔻 -97.71% | | NEM | 🔻 -99.93% | | XLM | 🔻 -66.73% | | DASH | 🔻 -93.39% | https://coinmarketcap.com/historical/20180101/

Brewerfan1979

You have to diversify your crypto. I like alts like XRP,HBAR,XDC and XLM. I also understand having some BTC makes your overall holding stronger.

Active_Funny_3525

I personally wouldn't invest in either of those two at the present time, not financial advice maybe take a closer look into tokens that the new financial system will be using, a few listed below. QUANT - QNT, HEDERA - HBAR, ALGORAND - ALGO, STELLAR - XLM If you can only afford one then Quant would be the one for me right now, do your own research, thank me later 😁👍

ChrisZwolle

Crypto - HBAR , XLM, XRP Are still cheap. Forex - long terming? I drop in in S&P prolly. Short term? I guess gold lulz

cedarrapidsiaus

Yeah i mean why would anyone be obligated here? I wasn't referring to obligation so I'm not sure why you are bringing that up. I was mentioning how using Ripple/XRP would benefit others, not that others have to use it. Tokenization is coming, a new enhanced efficient cross border payments system is coming and inevitable as long as the worlds tech hasn't disintegrated. If you think JP Morgan is going to be the King of the future of cross border payments and tokenization and offer better solutions and products, then invest in JP Morgan i hope. Good look to JP Morgan finding the liquidity and trust to move the worlds money and catching up to other blockchains years ahead of them. And no matter what a JP Morgan blockchain will always be Centralized because its OWNED BY JP MORGEN. This can work for people who chose to bank with JP Morgen, but that's where its use case ends. People that don't want to use or trust JP Morgan or any other bank or companies' centralized blockchain product are much more likely to use a product that is free from banking, government, and business influence (DECENTRALIZED). Also, JP Morgan can create its own blockchain (any bank or business can) and still use XRP, SOL, XLM, ETH, HBAR, and other cryptos' software. Its called interoperability. Companies with and should build their own blockchains built to there specific needs. Just as they should also turn to others that help them save time & money. I'm betting on both happening. Banks building there own blockchains actually makes it easier for them to integrate with crypto like XRP and XLM through stable coins and interoperability lol. Could XRP go to zero? Of course. My view is that it will be worth a lot more than it is today. If you think it will have no role in the future that's cool. We'll see what happens. You see that article you just posted of BNY? Did you know BNY and Ripple are collaborating? Lol https://www.bny.com/corporate/global/en/about-us/newsroom/press-release/ripple-selects-bny-to-custody-ripple-usd-reserves.html#:\~:text=Ripple%20is%20the%20leading%20provider,%2C%20exchanges%2C%20and%20moves%20value. https://thedigitalbanker.com/bny-mellon-to-hold-reserves-for-ripples-new-stablecoin/#:\~:text=These%20efforts%2C%20if%20successful%2C%20would,regulated%20tools%20for%20value%20exchange. "Bank of New York (BNY) Mellon and Ripple have a strategic, expanding collaboration centered on the integration of digital assets into traditional finance.  Key aspects of their relationship include: * **RLUSD Custody**: BNY Mellon serves as the primary reserve custodian for Ripple's enterprise-grade stablecoin, Ripple USD (RLUSD). This partnership lends credibility and regulatory alignment to RLUSD by having its cash reserves held by one of the world's largest and most trusted global custodians. * **Tokenized Deposits**: Ripple Prime, Ripple's institutional arm, is an early adopter and participant in BNY Mellon's new **tokenized deposit service**. Launched in January 2026, this service allows institutional clients to convert cash into digital tokens on a private blockchain, enabling 24/7, instant settlement for transactions like collateral and margin workflows, which is not possible with traditional banking systems that have cutoff times. "

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Post is by: NIGHTLYCREAMZ and the url/text [ ](https://goo.gl/GP6ppk)is: https://whop.com/creamz-moonshots Hey degens, traders, and anyone grinding crypto stocks forex I got tired of joining dead Discords or paywalled groups that just shill signals without real community. So I built one myself NightlyCreamz Trading Hub on via Whop. It's primarily for crypto traders heavy on XRPL privacy gems like XRP XLM XMR, undervalued plays breakdowns, entries/exits, watchlists, numerology/astrology edges for fun, but stocks and forex folks are 100% welcome plenty of crossover vibes. The Plan Give Back First, Scale Later First 20 members get entered into a pot for a cash prize paid in XRP for that degen flavor. Once we hit milestones like 1000 members, bigger prize pools kick in. Most of the revenue gets pumped back into the community trading tools eg premium charting subs, Bloomberg TV access if we scale, more giveaways, exclusive resources, or even community voted upgrades. If growth is slower than I hope? Still doing prize pots and value drops just scaled down. No rug vibes here. What You Get for $28/mo No BS Pricing: Nightly real time picks & signals from my degen lens not financial advice DYOR always. Live chats, voice rooms for breakdowns, sharing wins/losses. Exclusive channels for charts, watchlists, and deep dives. Meet cool people with the same grind common interest in stacking not just hype. Instead of blowing $28 on useless stuff another meme coin rug? lol, invest in learning, networking, and potential tools giveaways that actually help. Heavy disclaimers This is my personal opinions speculation only NOT financial advice. Crypto stocks forex equal high risk, you can lose it all. No guarantees, past performance isn't future results. Trade your own risk, use stops, consult pros if needed. We're building a fun, value driven spot, not a pump group. If this sounds like your vibe, and see if it's worth. First 20 spots for the giveaway let's build something real. LFG drop your thoughts or questions below *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

biba8163

> Paper Hands If the guys that no longer want to be scammed by Meme Tech Shitcoins with predatory tokenomics that devs and insiders dump for free money are paper hand idiots? What does it make the morons who continue to hold and get scammed? **Top 10 from 8 Years Ago Today* Crypto | Price Change | Δ Supply | Cap++ | Shitcoin++ | |:--------|--------------:|---------------------:|------------------------:|-------------------:| | BTC | ⬆️ +539.66% | +18.89% | --- | --- | | ETH | ⬆️ +123.99% | +24.48% | --- | --- | | XRP | ⬆️ +1.77% | +56.69% | --- | --- | | BCH | 🔻 -77.31% | +18.15% | --- | --- | | ADA | 🔻 -55.71% | +38.69% | --- | --- | | LTC | 🔻 -70.55% | +35.25% | --- | --- | | NEM | 🔻 -99.93% | +0.00% | --- | ✅ | | XLM | 🔻 -66.73% | +81.18% | --- | --- | | IOTA | 🔻 -97.71% | +52.42% | ✅ | ✅ | | EOS | 🔻 -98.95% | +256.53% | --- | --- | **Δ Supply* - Change in Circulating Supply **Cap++* - Increase in Capped Supply **Shitcoin++* - New Shitcoin Tokens launched for the project https://coinmarketcap.com/historical/20180113/ /r/cc 8 years ago falling for tech memes and thinking crypto coins were like tech companies. > - In 20 years Bitcoin will be to crypto what AOL is now to the internet. > - In 2017 alone, Ethereum, Iota, Ripple, Vertcoin, Monero and Litecoin have all made big moves in terms of tech and adoption. What will 2018 bring? 2019? Will Bitcoin still lumber into 2020? > - Lol—try 3-5 years. > - I think 20 months tops > - 20 yrs? Think 2. > - It' ll happen sooner. The world turns faster constantly. Bitcoin is like a fat, slow dinosaur > - Agreed. Could be months. The space is wide open for competition. Could def see ETH and BCH taking the crown. > - Someday people will think that it'd ridiculous to pay fees and wait time to transfer money and they will buy IOTA > - Companies will not bet on a burning piece of garbage like Bitcoin, and whatever they pick will win. I guarantee it. See: Bosch/IOTA. > - Hmm your comment has made me think of possibly splitting my portfolio four ways - ETH, IOTA, XRP, REQ. > - The sad fact is there are coins from 4 years ago that are better than Bitcoin, we don't even need new projects to take leaps forward. > - Tl;dr I think your bitcoins are going to be about as valuable as your 20 hours of free internet CDs from AOL https://np.reddit.com/r/CryptoCurrency/comments/7kval4/in_20_years_bitcoin_will_be_to_crypto_what_aol_is/

fan_of_hakiksexydays

I like how there's people calling LTC dogshit, while LTC and XLM are probably the two coins I've actually used the most on the utility side, and made the most purchases with, for the last 7 years. Mainly because if a place accepts more than just Bitcoin, they'll usually accept those, and it's a fraction of the fees for way faster transactions.

Interesting_Drag143

What about XLM and Hbar?

Jaded_Badger9008

BTC, Eth, sol, XRP, XLM, Hbar

bawesome2119

I consider everything a lottery play and the money is gone. For th projects I believe in RSR, XLM. I wont sell no matter how low it goes. Will only sell at a certain profit. Been doing this since 2017. I've watched my port go up 200% and down 80% about 6 times now. Im holding out for generational wealth. Some may say a pipedream. So be it. I religiously sell a portion when I hit 40% profit. Enough to take care of taxes and have a good amount(imo) to take some and then reinvest , rinse and repeat.

Sufficient-Tap6150

https://preview.redd.it/qqfr5ex38hcg1.jpeg?width=1179&format=pjpg&auto=webp&s=c83b901b8a7b316593a78674d426780ccfd09678 The chart for Stellar Lumens (XLM) shows a prolonged downtrend over the past 6 months, culminating in what appears to be a potential double bottom or a base formation in the recent weeks. The price has retested the low around the 20-22 INR range multiple times, as per ChartScanner.AI analysis, suggesting a potential exhaustion of selling pressure. A break above the recent minor resistance at approximately 25-27 INR could confirm a short-term reversal and the start of an accumulation phase. Traders should expect increased volatility around these key levels as buyers and sellers contend for control. A successful breakout could lead to a rally towards the 30-35 INR levels.

Powerful-Plum-6473

Zec. Sol. XLM. Rndr

Alasmia

Yeah i realized about a year into crypto the only money to made is with Bitcoin, Eth or a small-cap that pops. I was lucky to dump my ADA, XLM and XRP when they went up at the last cycle last year, after I realized they are are all gimmicks... unless you can afford to buy in at their absurd valuation and make small profits through the highs and lows... no millionaires are being made from those plays anymore.

MHSN_WEB333

People often confuse token price with network cost. XLM and XRP fees are fixed and adjustable, designed for spam prevention, not revenue. Higher price ≠ expensive transactions.

Ok-War-2570

I would add XLM to that but that's a perfect start

BONERFLEX_

Not financial advice. BTC and ETH are my safest long-term bets/gambles. I like QNT, XRP, H-BAR, LINK and XLM as my high risk long term bets/gambles. There are plenty of other coins that can do well. Do your own research and don't invest anything you are not willing to loose. You will be down 5k tomorrow and up 10k the week after. It's a rollercoaster. Good luck at the casino.

WIRED_REFLEX

I had to look, you didn't disappoint. This is theft🤣 Crypto Withdrawals (to External Wallets) Revolut Service Fee: £1 (or equivalent) for XRP, XLM, DOT, SOL, AVAX, XTZ, ALGO, ADA £3 (or equivalent) for most other cryptos.

everydaythrowaway82

Look up ISO 20022 coins.. most every one is pretty good.. I’m partial to HBAR, XDC and XLM… Chainlink and Sui are good too

Hungry-Let-3012

Adding some ISO20022 aligned projects is even better (QNT, HBAR, XLM, XDC, XRP, ZBCN).

uthillygooth

lol you have to be a bot “like VET, XLM, LINK, AVAX have all dropped to near pre-bull run prices.”

IceHand41

Focusing on Stellar DeFi. Got into XLM years ago and finally realize the price is not likely to moon. In fact, it just keeps going down. But stellar alt coins like BLND (blend capital), AQUA (Aquarius DeFi) and PHO (Phoenix hub) allow you to earn passive rewards on your crypto in various ways. 90% of the coins I hold are down in price, but I'm still net positive thanks to the rewards from DeFi.

RastaBooties

>like VET, XLM, LINK, AVAX have all dropped to near pre-bull run prices. That's what people holding dead projects from previous cycles thought, QTUM, NEO, IOTA, EOS, XEM, all these coins were the shit back then, but they just went lower and lower and lower....

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Post is by: Business-Average-977 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1q0pl4g/anyone_else_feel_like_the_market_is_just_shaking/ I get the bear argument. 4 year cycle this... inflation that... ect ect Alts have come to price levels that just flat out don't make sense. And im talking GOOD projects... not junk meme coins. like VET, XLM, LINK, AVAX have all dropped to near pre-bull run prices. Are you buying? waiting? DCAing? Something on my shoulder is telling me I'm going to regret not taking advantage of these prices. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

cedarrapidsiaus

Diamond hands for Hbar XLM, maybe IOTA the others i don't know enough about

Particular_Peach_508

BTC/ETH/ICP/LINK Maybe XRP & XLM.

_interweb

What are people’s thoughts on the chance for XLM to go up from here? Quite an interesting chart to me

Gargoyle0ne

XLM, maybe. I sold it and bought bitcoin (probably not for a profit). I might do the same with ADA if I can sell it for more than a bought it dor

fan_of_hakiksexydays

I've been using it multiple times a year, every single year, for the last 8 years. I obviously use it a lot more for online purchases than brick and mortar. But I have purchased my groceries with my gains in the past at Whole Foods. The only reason I don't use it more is because I've used LTC and XLM more for purchases in recent years, because speed and fees.

The-Receiver

Just use XLM

phallicpunch

The only one of those I would hold would be XLM & would take it onchain to slowly grind back via some of the projects they have like Aquarius & Blend. If not that then I’d probably hit Beefy, Aave, vfat, Aerodrome, Morpho on Base & grind with Bluechips using a strategy you stick to. If you take the loss right now you either save yourself from further losses or hate yourself because some djinn will rocket the market & leave you behind.

tornavec

The entire investment strategy for XLM boils down to it being a Ripple fork — a less successful one, like most forks of major cryptocurrencies. Will Stellar's market cap grow? You need to look at how Ripple is doing. And things aren’t great for them: the company is deeply entangled in connections to the Trump family. Right now, that’s a major downside.

biba8163

> What's your strategy on XLM? Warn NOOBs like you who keep falling for bullshit shitcoin hype who haven't yet learned from countless shitcoins with shitcoin hype, bullshit partnerships and scam use cases to that lured fools to buy their token and flushed their money down the toilet. > IBM ipartnering with Stellar to build the World Wire on the Stellar Network for open source financial services network https://www.signifytechnology.com/blog/2018/07/ibm-to-use-str-coin-on-stellar-blockchain > Cardano is going to digitize identification in Africa and IOHK is helping trace Ethiopian coffee beans through the supply chain. https://www.coindesk.com/markets/2021/04/30/cardano-in-africa-inside-iohks-ethiopia-blockchain-deal/ > IOTA's partnership with Volkswagen, Jaguar, Bosch, tracking data and earning while you drive. https://www.jaguarlandrover.com/news/2019/04/money-earn-you-drive-jaguar-land-rover > Vechain partnered with countless companies including Walmart and BYD (largest EV manafacturer in China) with supply chain and carbon tracking memes. https://twitter.com/BYDCompany/status/1037605045309591552 > ICON had a partnership with Samsung and a ton of other companies. https://globalcoinreport.com/icon-icx-partners-up-with-samsung-thanks-to-chain-id/ > Constellation Network to Provide US Air Force With Blockchain Security https://www.coindesk.com/business/2021/08/26/constellation-network-to-provide-us-air-force-with-blockchain-security-for-data-sharing/ > Factom partnership with the US Department of Homeland Security for immutable data ledger on multiple blockchains. https://www.dhs.gov/science-and-technology/news/2018/06/15/news-release-dhs-awards-austin-based-factom-inc-192k > The South Australian Government conducting official election using a blockchain-based voting system (using Horizon State) https://micky.com.au/blockchain-technology-used-by-south-australian-government-to-conduct-election/

AutoModerator

Post is by: CSP2806 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1pxbdnz/perché_accumulare_xlm_a_lungo_termine_potrebbe/ Ok, lo so… tutti cercano la crypto che esplode da un giorno all’altro. Il pump del momento. Il +200% in una settimana. E intanto XLM sta lì, tranquilla. Stellar non è nata per fare hype. È stata progettata da Jed McCaleb, sì, lo stesso che ha fatto Ripple. Uno che sa davvero come costruire roba che funziona nel mondo reale. E questo è il bello: XLM ha un’utilità concreta. Non serve solo a scambiarsi soldi, ma viene usata per pagamenti reali, rimesse, infrastrutture digitali… roba che magari non fa notizia, ma cresce silenziosamente. E ora c’è la novità che mi ha colpito di più: partnership con alcune isole, dove Stellar serve a rendere più facili i pagamenti locali e l’inclusione finanziaria. Non è hype, è roba vera che entra nelle vite delle persone. Quindi sì, non ti renderà ricco in un mese. Ma se guardi a 5 anni, accumulare XLM potrebbe davvero pagare. Io non lo dico come consiglio finanziario, ma… se fossi io, comincerei a guardarci seriamente. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

PirateSKB

XMR is good for security, Nano is fast is feeless, XLM is fast and takes very little time to transfer funds, BNB is basically a more centralized version of BTC but does better smart contracts than BTC, Litecoin is still around ironically and moves funds cheaply, USDC and USDT are important as stablecoins Etc

IssaKiller21

Choosing between assets like XLM or HBAR for a five year hold really comes down to how you view their use cases and adoption potential because each project targets a slightly different niche in the payments and enterprise space. Long term holds require confidence in fundamentals and network growth rather than hoping for short term gains. At the same time I also think about ways to participate in the blockchain space that are tied to real world economic value and not only token selection. Platforms like Fractionvest io offer tokenized fractional ownership in real world assets such as property or energy projects which gives a different type of exposure that connects innovation with tangible value alongside your crypto holdings.

Aromatic-Ad7987

I hold both but a little more hbar and beyond that i hold a couple of hbars partners Namely Sealsq and Dovu. With XLM you know what youve got with payments. Hbar has had alot of news lately, there are some that joke its news about future news but i would suggest you check the hbar sub again ... from sealsq/wisekey quantum proof computer chips to Neuron/4dsky building a new radar system to account for drones as well as larger aircraft. EQTY lab and verifiable AI all being built working with hedera hashgraph

MHSN_WEB333

Honestly, both XLM and HBAR have been around long enough to prove the tech works, but adoption is the real question. HBAR looks stronger on partnerships, while XLM feels more established in payments. I don’t think it’s a clear winner either way. What’s the main factor you’re using to decide?

thats_gotta_be_AI

Buy XLM or even FLR as proxies to XRP. XLM is essentially trading at 11 cents measuring against its old circulation (100bn). FLR is not far off a multi year floor price.

stories_from_tejas

I got burned when cardano had its run to ATH and Cuban was pushing it. I think I was up 300% at one point and kept holding. Very small amount overall but that’s been a wild chart to watch. XLM was another one people held on to. Don’t get me wrong a lot of people made profits on these alts in the past 5 years. What’s sad is that a few years ago alts felt like a cool modern punk rock type of thing to buy and hold. A counter cutler of crypto believers that saw the split from traditional banking and also away from the big brother watching our lives. Now it’s turned into a laughing stock with first time crypto investors yolo on hawktua coin or Trump coin.

cryptolipto

Every bank will launch their own stablecoin. XRP, LTC, XLM, NANO, and every other cryptocurrency you think will be used for payments is being ignored in favor of stablecoins. Look at the direction the industry is headed in and see where actual adoption is taking place and rethink your hypothesis if it doesn’t match the real world trend

biba8163

> altcoins bleeding like hell… (always has been) **Alt Coin Mirage of Outperformance** Alts can outperform BTC: - When they are tiny/small marketcaps and are gaining prominence - When they dump to kingdom come and are lucky enough to recover Rookie Mistake: - Thinking that Alt that outperformed when it was a small cap will continue to outperform - Thinking your Alt is going to recover Veteran Mistake: - Thinking an Alt is outperforming when it is massively losing value to BTC in the long run - Thinking an Alt is outperforming when it only does a big move after dumping -50% to -90% and the net return if you held is significantly lower than BTC or any other traditional asset you could have invested in - *Example: ETH appears to be a big outperformer but it's an underperformer that only performs after a massive drop (-92% from ~$1400 to ~$80, $4,000 to $1500 last year, etc).* **Cryptos from mid-2017 when crypto became a big marketcap* | Crypto | Since Jun. 2017 | Since Jan. 2018 | Since Nov. 2021 | |--------|----------------|----------------|----------------| | BTC | ⬆️ +3509.08% | ⬆️ +434.83% | ⬆️ +31.43% | | ETH | ⬆️ +721.67% | ⬆️ +155.23% | 🔻 -37.97% | | XRP | ⬆️ +640.42% | 🔻 -43.33% | ⬆️ +51.73% | | DOGE | ⬆️ +4167.49% | ⬆️ +655.97% | 🔻 -52.88% | | LTC | ⬆️ +159.21% | 🔻 -73.10% | 🔻 -70.56% | | XMR | ⬆️ +851.05% | 🔻 -7.04% | ⬆️ +48.48% | | XLM | ⬆️ +482.15% | 🔻 -69.12% | 🔻 -47.75% |

biba8163

**Alt Coin Mirage of Outperformance** Alts can outperform BTC: - When they are tiny/small marketcaps and are gaining prominence - When they dump to kingdom come and are lucky enough to recover Rookie Mistake: - Thinking that Alt that outperformed when it was a small cap will continue to outperform - Thinking your Alt is going to recover Veteran Mistake: - Thinking an Alt is outperforming when it is massively losing value to BTC in the long run - Thinking an Alt is outperforming when it only does a big move after dumping -50% to -90% and the net return if you held is significantly lower than BTC or any other traditional asset you could have invested in - *Example: ETH appears to be a big outperformer but it's an underperformer that only performs after a massive drop (-92% from ~$1400 to ~$80, $4,000 to $1500 last year, etc).* **Cryptos from mid-2017 when crypto became a big marketcap* | Crypto | Since Jun. 2017 | Since Jan. 2018 | Since Nov. 2021 | |--------|----------------|----------------|----------------| | BTC | ⬆️ +3509.08% | ⬆️ +434.83% | ⬆️ +31.43% | | ETH | ⬆️ +721.67% | ⬆️ +155.23% | 🔻 -37.97% | | XRP | ⬆️ +640.42% | 🔻 -43.33% | ⬆️ +51.73% | | DOGE | ⬆️ +4167.49% | ⬆️ +655.97% | 🔻 -52.88% | | LTC | ⬆️ +159.21% | 🔻 -73.10% | 🔻 -70.56% | | XMR | ⬆️ +851.05% | 🔻 -7.04% | ⬆️ +48.48% | | XLM | ⬆️ +482.15% | 🔻 -69.12% | 🔻 -47.75% |

Ecstatic-Oil-Change

Meh, I see potential with ETH. Solana too. XRP and XLM are the wildcards. It’s not as if I’m investing in PEPE or Bonk, or Shiba.

biba8163

**Top Performers/Survivors from the Summer of the Flippening (2017)** https://coinmarketcap.com/historical/20170615/ | Crypto | Price Change | |--------|--------------| | DOGE | ⬆️ +4167.49% | | BTC | ⬆️ +3509.08% | | XMR | ⬆️ +851.05% | | ETH | ⬆️ +721.67% | | XRP | ⬆️ +640.42% | | XLM | ⬆️ +482.15% | | LTC | ⬆️ +159.21% | | ZEC | ⬆️ +3.34% | | ETC | 🔻 -32.61% | | DASH | 🔻 -76.10% |

Herosinahalfshell12

Yeah but what I'm saying is, those 2 features cost and speed. That's already been addressed right? Like everything from Doge to Harmony One to XRP to XLM and countless others. They've all achieved that. If a new cook comes out that's like whoa this one settles really fast! That's already been solved.

blockhead92

Stellar and XLM, just look at DTCCs public job descriptions. The infra is already entrenched 

cedarrapidsiaus

100% good thinking here. Although if XRP was created (opencoin back then) on the behalf of the entities behind the fed. it would be common sense they want xrp a part of the future and to be a valuable asset because they would profit insanely. Visa and Swift creating their own coin limits their potential profitability substantially. Visa and swift are miles behind the XRP ledger and the Stellar Network. Swift doesn't transfer value cheap. Visa can be argued as cheap compared to swift but is no where near as cheap as XRP/XLM/HBAR transactions. It's also the cross border mechanism you didn't mention. Going through Swift and visa takes days and aren't cheap to exchange currencies across the world. They especially aren't cheap with the transactions are large sums of money. XRP and XLM solve this. Also, transactions CAN be reversed running on the XRP Ledger and Stellar Network. The only transactions that aren't reversible would be if we were sending the underlying assets (XRP or XLM) or native coins. However stable coins running on these DLT's CAN be reversed. So XRP and XLM are much cheaper, much faster, way more scalable providing liquidity and utility never seen before, more secure, smart contract capable, and have the capability to tokenize any source of value to their ledgers and transact it in real time across the world instantly and insanely cheap. Vehicles, precious medals, real estate, data, the stock market, and more can and most likely will be tokenized in the future. XRP and XLM are in prime position to capture some of that market share.

twendah

Not even single mention its made on top of Stellar - XLM lol

cryptolipto

I’ve been saying this for years now but it seems like people are finally coming around and accepting it. Lots of arguments with the nano community, but every volatile asset will lose out to stablecoins. It doesn’t matter if it’s nano, XRP, XLM, Ltc, BTC, or anything else. The genius bill paved the way for stablecoins to be used legally, and that’s what is happening

samsimon123

just facts - XLM can do and more what XRP can! PYUSD and USDC can do what XRP can! Even Ripple stable coin now launched can do what XRP can!

Distinct-Presence52

Nano and Stellar have solved this. XLM has PoS systems developed and XNO has no fees and instant processing.

FourScores1

XLM and XRP. It’s in their patent.

Blooberino

XLM is my preferred money mover for over 5 years. Quick, cheap, and it's available on every exchange.

trdtr500

I don't get why some of these alts aren't cratering more though. Still too high. I'll risk it on them, but what's keeping them so high? XLM, for instance.

FrankSlipHelp

>RLUSD first, XRP not mentioned. Ouch. I understand and can see you don’t know what you don’t know, the reason this is big for RLUSD is because of regulation and compliance. >first for $RLUSD, setting the highest standard for stablecoin compliance with both federal (OCC) & state (NYDFS) oversight. XRP does not have oversight. XRP isn’t tied to any single country, issuer, or banking system (the X in a ticker like XRP, XLM, XDC represents no single country, issuer, or banking system), and stable coins like USDC, USDT and RLUSD are issued by companies under U.S. or other jurisdictions, this adds counterparty and regulatory risk and why they operate under regulations and oversight. Each stablecoin token represents a claim on Circle, Tether or Ripple’s reserves and must operate under their respective regulatory obligations, that is counterparty risk a native asset like ‘X’ assets do not have, when XRP is used the sender holds it, they directly control it on chain via their keys, there’s no redemption promise, no issuer, and no entity that can freeze or revoke it, therefore no counterparty risk. USDC/USDT/RLUSD adds counterparty and regulatory risk because it depends on an issuer’s compliance and solvency and XRP does not because it exists independently of any central authority. To you, you see no mention of XRP and that must be a negative in your head. The truth is there is no reason to mention XRP because the whole statement by Brad is about regulation and compliance of their stablecoin, the asset they own and issue. Ripple did not create XRP, nor have they ever issued it, they do now ‘own’ it. To speak of XRP in this statement would make zero sense because XRP does not have a central authority to regulate.

jormor4

What do you all think of the future of DOGE? I’ve been wondering if its it’s too silly to earn the respect of new big money and too big to be a real moonshot at this point. The ties to Elon were once viewed as positive but sentiment there has shifted majorly too. I hold some but will look for an exit when the time is right. It’s insane to me that it’s got a much bigger marketcap than LINK, XLM, XMR, LTC, etc.

NorskKiwi

IIRC I'm paying around 2% to loan bnUSD via Balanced Network. Can use ETH, SUI, SOL, AVAX, XLM and a bunch of other assets as collateral. You could then swap it on their DEX to native USDC on any of those chains.

ElderWarriorPriest

XRP. Cross border payments. Faster, cheaper than swift. Or XLM, prolly a couple others.

Emergency_Egg1281

Pressure point for BTC = 70K. BTC goes under that number and utility tokens are going to run. Look for gains on ALGO , XRP , XLM and a couple other big boys. BEFORE end of this month could see a pump. Still may dip more first but my bags are packed waiting for this one.

Everythingworxout4us

Don't forget about alts with utility like XRP, Zebec Network, Proton XPR, XDC, Hbar, XLM, Quant, Metallicus etc not financial advice (NFA) ofc 😁🙃

rowdycoffee

My favorites are as follows: Hedera HBAR - hashgraph tech is superior. Chainlink LINK VeChain VET Stellar XLM XRP- but this coin has a short leash for me. I am not sold on its complete blockchain capability, but it is popular. Quant QNT JASMY is risky but has high reward potential. I am sure there are other great projects, and this is not financial advice. We are still early, and there is no guarantee that any of these get mass adoption.

Americanmalayalee

If you want the most credible ISO 20022 cryptos, stick to: XRP, XLM, XDC, IOTA, ALGO, QNT

Impressive-Future279

Just my opinion - Bitcoin (obviously), Ethereum, Solana, XRP/XLM, Hedera, and Chainlink.

RamoneBolivarSanchez

Retarded bank says XLM is better than BTC because it’s centralized. Keep moving people, nothing to see here

FrankSlipHelp

How did that work out for Stellar when they burned XLM?

DeezNutzRDesigner

exactly they are using XRP considering that’s what the banks are using and the Unbanked will use XLM

DeezNutzRDesigner

No it’s not. XRP and XLM are the money people are actually starting to use. bitcoin will go to zero it’s a CIA/NSA/human trafficking pedo Psy-Op it has 0 place in the new quantum financial system which is led by the soon to be Worlk Bank aka Ripple IYKYK Next christmas 🫡

L0ckeandD3mosthenes

They have always been upfront about this part. The question I ask now is.... Does XLM operate the same way? Do they dump millions of coins monthly.... I ask because the creator of XRP also created XLM after leaving XRP because he didn't like how things where going and thought their decisions would effect its success over time. So anyone know if this is how XLM operates as well?

7101334

> You can send money internationally for free! Only catch is you have to spend hours making it work with all these online accounts and hard-to-understand "wallets" and a bunch of randoms are going to try and hack you! But once it's setup you can pay $0 instead of $2.99 to lend your third cousin from Zimbabwe that hundred bucks! That's a big deal for people who send remittances. Remittances and buying drugs online are two of the only actual use cases for crypto. But NANO / XLM do the former better than Bitcoin and XMR does the latter better than Bitcoin (allegedly).