XLM

InsaneMcFries

Pretty comprehensive write up. Still a lot of work to be done to make this easy though. For any other Aussies, the probable easiest method at the moment remains the crypto cards (CoinJar or Crypto.com). I personally haven’t used Crypto.com’s card due to FUD probably, and I know, not your keys not your coins etc. but CoinJar card is very easy to set up and use basically anywhere. You gain rewards points upon making purchases with crypto which can offset transaction fees. You can easily switch around between any crypto account to decide which you are spending from (I usually use XLM or ALGO due to their cheap deposits). I’d honestly prefer a crypto cash back than reward points, but it’s a solid and reliable card.

Chysce

Now compare that to the era before sushi swap... or back when we used XLM for swaps ... the hustle back then ... xD

Scoop_DOGE

Could opt for XLM instead. Stellar is following along with Ripple and should be the much safer "bet". (& much easier to obtain here in the states)

KushtyKush

I think we are far away from there for now, if ever with a crypto like BTC. Aint nobody got time for fees. Hot wallet daily TX's are more suited to L2's or purely payment coins like NANO, XLM. But still, mass adoption isn't an overnight process, and we are more likely to see some sort of hybrid with CDBC's unfortunately. Just my 2 cents, would love to see crypto replace fiat, but gotta keep it real.

dmacdunc

I have / had a plan and execute it with every bull run. The next will be my third. I hodl a single small alt stack - XLM. This is long term and I don’t touch, waiting (prob forever) to hit $ rather than Cents. My main holding is ETH and when a bull run gets under way I sell an amount with every $500 that ETH gains. For the next bull run I will sell some starting at $2500, then $3000 etc…..

philosouf

My stable coin is XLM

FluffayPenguin

I would prefer Nano and XLM. Faster and cheaper.

Echbart

Will sell XLM and AMP as soon next green day.

Echbart

Thanks to all for your opinions and views on this matter. in the end, I have decided that I will wait for the next green day and sell all XLM and AMP. The rest I will hold and stake (GLRM) and let's see. ​ Thanks again all!

Roberto9410

Doge? No love for Nano or XLM for fast quick cheap payments?

nxqv

In 2017 those of us who bought stuff like XLM and NANO made a whopping $0. The crypto market does not care about boring coins that actually do something

LFALexus

So I want to transfer my current funds on kraken to Coinbase, is the XLM way still the cheapest? If I try to withdraw via ACH now who knows how long it could take since these changes are going down

ACShreds

Use a nova ETH faucet to get some gas. Restore your wallet using your seed phrase from your vault settings. Send your MOONs to MEXC. Sell your MOONs on the MOON/USDT trading pair. Buy a coin with super low withdrawal fees that is accepted by your fiat on/off ramp exchange (for me it is XLM to send to Coinbase) Withdraw that crypto from MEXC to your fiat on/off ramp exchange. Sell the crypto for fiat. Done.

Bornsy

Oh crap I bought XLM by mistake…

monk8919

Coin base has gone down hill so much. I always used CB PRO and the exchange and spread rates were something I can live with. I just used CB and not only did I eat a decent fee, I immediately lost twice as much of the fee to the non-competitive spread. On top of this, the CB card rewards got dropped from 4% to 1% for XLM. All other reward options are 0.5%. Totally unappealing to use at all.

Fox_n_Roll

well I got some XLM, guess this counts too

EngineeringFinal3419

ISO coins are pumping today, only just went live. This includes XRP, XLM, ALGO, HBAR, QNT

SenseiRaheem

Just want to see my XLM do something good.

FidgetyRat

I hold XRP as long as I hold XLM. For the 5 seconds it takes to do a liquidity transfer and no more.

Trokariloz

Crypto actually isn't "nothing". Crypto would not exist if the entire infrastructure of computing and the internet did not exist. It just represents a hard wired monetary layer of that infrastructure. The value expands with every function and utility that this IOT layer contributes to our lives. Unlike fiat you choose to participate in the expansion of the money supply regardless of the artificial price points and charts, and you know, see and understand exactly where the influx originates from. If a "coin" is not used it has no value to you and you have a choice not to support it. BCH, XMR, BTC, XLM, LTC and ETH are examples of coins that are used without a shadow of doubt and may be the main "liquidity" coins of the future. They all contribute to the ransparent expansion of our digital monetary system, but they also have their limitations. Block weight, and tps limit that require real world physical solutions to overcome these factors. The truth is nothing is made out of nothing. If that were the case banks would never be insolvent, that are caught in their theft of liquidity between one source to another. Even fiat is not made out of nothing but in comparison to a blockchain network, the speed of inflation/expansion is fairly controlled and distributed with crypto. Just don't ever support a CBDC or Stablecoin in your day to day and we will be fine.

Scoop_DOGE

XLM following right along with XRP like a good crypto should.

bert0ld0

Old boys XRP, ADA, XLM pumpin hard together. So wholesome to see, feels like we back in 2017

Hodlbag

My biggest bag XLM has finally woken up from the dead.. 🙌

Beyonderr

Usually when XRP goes, XLM goes too, right? Nice 10% already but it should get better.

Blooberino

Someone defibrillated XLM back to life.

SamVimesThe1st

Com on XLM, you can take that 0.10 cent hurdle!

InsaneMcFries

XRP and XLM are linked pretty closely in price action. I hold my crypto card stash in XLM so it is a nice surprise!

SamVimesThe1st

Good day to be a XLM/XRP Maxi

mljordan37

XLM up 10%, what in the world!

bnogal

What about XLM, it also lost like 50% value when all this shit started

bnogal

Wtf happened to ripple? XLM will follow?

TAqcan

That's why I mentioned with mass adoption. Because XRP along with XLM has the best potential to be a cash replacement currency in case of banks failing.

first01

I miss when XLM was a .40 stablecoin

Mrs-Lemon

Ironic you talk bad about lightning being centralized yet then say XRP, XLM, ADA are better than Bitcoin? Seriously?

ersleid

XLM following XRP's price movements again. One of the constants in this universe 😂

NLJPM

Do you believe in the coin? No? Sell Yes? Probably hold because you believe in it. Also look at the value of the coin in your portfolio. For example if you only have left 1$ of XLM, you could sell it and have 1$ and reinvest it. Or just leave it as it take. Take your loss, maybe it goes up and otherwise it's just a dollar you missed out on

Dro1100

If/when the SEC case ends with XRP, surely XLM will follow a bit. Though I'd expect not as much

Dro1100

You can always tell XRP is having a run just by looking at XLM. Those 2 love to run together

monk8919

My entire experience with XLM has been from the 4% Coinbase card. I’m bummed they dropped it.

dmacdunc

This will be unpopular but I find it it ridiculous that an alt like XLM which has so much usage is worth less than moons

jawni

AMP and REQ are both dino "payment" coins from 2017, no? I'd say ditch those bags, little to no chance they survive. XLM/ALGO - still being actively developed, not dead but certainly not top tier L1's. They probably do ok in a bull run but would need a good catalyst to see new ATH's IMO. GLMR - probably the most nuanced decision of the 5, you'd need to look into it's health. Moonbeam is more of a sidechain then a bridge, [it's TVL is down like most but is trending in the right direction](https://defillama.com/chain/Moonbeam). Whether or not you wanna hold this mainly depends on how you feel about DOT.

FluffayPenguin

> nothing else comes close! Nano, XRP, XLM, ADA, LTC, and even Dogecoin are better than it for Medium of Exchange. With Bitcoin, you need to wait 60 minutes for finality OR use a 3rd-party that will take on the risk.

BIGDADDYCRYPTO6900

This will be my last post in this sub as I’ll be a multimillionaire soon…. But I predict XLM will be $5+ by the end of summer 2023. Peace losers ✌️

BIGDADDYCRYPTO6900

Is your coin IS02022 compatible? XLM, XRP, XDC are Iykyk

BIGDADDYCRYPTO6900

There is a reason why XLM, XRP, XDC are all up today… IS02022 .. but yeah keep transferring them to something else…

Mjrket

I would honestly sell all except XLM and ALGO, and invest that money in BTC. NFA. Best of luck m8!

AJoyfulProcess

XLM/BTC pair is up 3.5% today...for anyone collecting XLM rewards from your CB card, today is not a bad day to transfer them to BTC if that's what you typically do,

NoAverage9216

The OG alts are shining today, LTC, XLM and XRP

jimmymarshall22

I would've thought so. I must admit, I was surprised by how easy it is now to shift moons on to MEXC. Gone are the days of using Celesti and XLM haha

chapaeme

BTC, Doge, XLM and XRP. Then whatever coinbase earn gave me😂

ersleid

I'm not sure if they're still around, but before, there were these platforms where you can send moons and you get certain crypto like XLM or BUSD dropped straight to a provided address. They should be the simplest method but their exchange rates are usually awful (a very big spread). The next method (more "complicated") would be through a CEX like MEXC or Gateio, the former being easier since they don't require KYC. But this method involves setting up metamask and fiddling with the settings. Market price itself is pretty close but like others said, orders are thin if you're planning on trading large amounts of moons in one go. Then the most complicated one would be through a DEX like Sushiswap, but this should be the most optimal because of the recent improvement in the liquidity pool; this is where you can dump the most amount of moons in one go while minimizing the effect on price (slippage). Much better than the CEX method

SquatDeadliftBench

Should have* No such thing as "should of" ----++ What if I told you that almost every alt is down 80%+, including coins that aren't facing any of the issues that Algo is and even some of these better off coins are faring even worse than Algo? What would you say to that? ADA is down -90% from its ATH. LRC is down -90% from its ATH. XLM is down -90% from its ATH. Want more examples? Just ask. What's my point? You could have randomly selected a random top 250 coin and bought at its top and would now be down -80 to -90%. Only a handful have either recovered or not dropped as much as Algo. So, if you don't like Algo, now is the time to jump to another coin that you feel is better. A last note: this market is heavily manipulated and very volatile. /r/cryptocurrency isn't the whole world. Most investors in Algo probably have never heard of Reddit, let alone this sub. They will buy Algo or whatever other coin that is on the market, which creates a market for Algo regardless of whatever shit the CEO says.

amongthewolves

I heard about Bitcoin various times from different sources, but didn't really understand it other than it was just magic internet money. Even tried to mine it on a pool back then in 2012/13 with my old Alienware laptop with a 675M Nvidia GPU, but gave up and thought it was boring. The first time I actually got interested in it was late 2017, when I heard someone on a live stream talking about market caps and how he would only invest on a coin with low market caps to get an easy 10x(lol). This was when XRP was hitting $3, NEO went to $100, XLM/NANO/XVG/etc were hot coins. It was easy to just make gains back then and everyone wasn't ready for what happened shortly after. The 2017/18 crash definitely hardened my sensitivity to losses and taught me a huge lesson about patience.

LanWangji

XLM. I got airdropped on Keybase.

Dull-Wear-3286

A memecoin (doge or shib) executed it's image properly which is being a joke, a même, being trendy and see how successful they became. A good project (let's say XLM or EOS) failed to market what they were good at and see how messed up they are now. I'm not taking sides, just saying it's take lot more than just the tech to become successful.

Blooberino

I'll gladly pay for my purchases with a QR code. Using coins like Algo, XLM, DOGE, and the like are seconds-fast and the retailers can finally escape the strangle hold of the 3% merchant fee. Getting retailers on board is the first step, then we can figure out how to get rid of banks.

jackieo01

Nano ain't a real cryptocurrency and neither is XLM. Anybody can make a "fast and cheap" solution that ain't decentralized like DASH is decentralized. That's easy. But DASH is decentralized AND fast AND cheap. DASH fees always lower than 1 cent. Nano has no fees but it also has no network, no adoption, no real users and no good reason to use it

CWB2208

Cheers. Forgot about XLM.

CherishedHamster

First: Bitcoin First love: XLM. Once you experience cheaper and faster, you can never go back to a network that takes 10 minutes to produce a block.

dark_deadline

my first buy was from bricks to XLM using celesti OG days

timekeeper9000

I use XLM or sometimes USDT on the cheapest chains available between the exchanges

DBRiMatt

XLM used to be a fan favorite. I've used ALGO to transfer funds before, was fast and cheap enough for me.

Bigote_de_Swann

When i left Vietnam 2 years p2p it was already trendy. I sold a few things before leaving, i asked if i could be paid in crypto since i didn’t want vietnamese dongs. He said ‘no prob’ and paid with XLM

htd_23

Haha, XLM is stablecoin now.

C-Dawg420

When I first started crypto in January 2021, I bought $10 of XLM thinking it would reach BTC prices one day

Calm-Cartographer677

XLM is the one I use

blauerblumentopf

I wanted to buy xrp in 2017, had no spare money because I was still in school. Then bought XLM at the end of 2020. Well look how it worked out, I am about to brake even with the coins I bought.

Pedra87

Hve you heard of XLM?

Sharp_Tank05

Besides BTC and ETH that you have already got, I would also guess following based on teams/ devs/ community behind them as well as level of investments made: 1) Stellar - XLM 2) ChainLink 3) ETH L2s: MATIC, IMX, LRC, Solana (yes, it's not a typo), Base 4) XRP - if there is a favorable conclusion in SEC Lawsuit, otherwise NO There are others who would most likely survive so my list is not exhaustive for sure.

callunquirka

Probably because Nano and XLM don't offer enough advantage for the cost of adopting them. USDT on Tron and BUSD on BSC are on PoS networks and are stablecoins. So they were worth the effort. Lightning network is worth adopting because it's Bitcoin. Dash and Litecoin are actually decent as currencies and have optional privacy. They aren't as fast and cheap as Nano or XLM but are quite popular in Venezuela I hear.

hiredgoon

This entire thread is an ad for Nano, XLM, even ALGO or VITE. Consumers want fast and feeless. Retailers want fast and lower fees than interchange.

bwoksa

You should try using NANO , XLM or even AlGO and feel the difference in transaction speed and fees .

Part-Select

Newton is enough, good customer service. You can move XLM to binance or kucoin for more coins.

GStarRaww

ETH's fees compare to XLM and NANO

degraafschap123

XLM maybe as well

ersleid

XLM or XRP are the usual candidates for cheap transfers. Nano too, iirc

ndtsla3

Lightning network or ETH L2 networks will solve this. This is where the speed and fees of chains like ALGO, XLM and XRP really shine TODAY: as you're pulling your finger away from the "Send" button the other party is usually getting the receipt confirmation. Sending MOONS on Arbitrum Nova is fairly quick and cheap, so I'm all for adopting MOONS as a global currency.

meparadis

Well that’s the whole premise of XLM

French_physicist

Right, BTC is maybe not the best suited for this usecase. Although there are many faster alternatives like Nano, XLM, or eth L2s, and with lower fees as well!

3meow_

I mean, yes... Even more so in a bear market. I guess it depends on whether you're getting paid a flat amount in crypto, or a flat amount in dollar amount. Example Monthly Wages: 10k XLM vs $2k worth of XLM ___ **Bull**: XLM is $0.30 10k XLM is $3,000 per month $2k buys you ~6.7k XLM ___ **Bear**: XLM is $0.09 10k XLM is $800 per month $2k buys you ~22.2k XLM ___ And this is one of the more stable cryptos that exist. At the end of the day, if you're being paid dollar amount, it doesn't really matter. You can just sell it anyhow. But if you're being paid in crypto amount, then the volatility will fuck you in the bum bum some months.

meparadis

How is this an advancement from legacy system if you have a fee to pay and it’s not instant? Only XRP, XLM and few other coins could do that…

Grunblau

If you have a phone number, you can buy it on Kucoin. XLM is my lazy XRP play. Although it is sitting out this XRP run.

Grunblau

Clinton Foundation India outreach is partnered with Algorand, easiest Defi ecosystem the doesn’t require you to move funds off ledger, I believe some of the price action is due to the foundation dumping while positioning themselves well for where the world is just waking up. The only alt project that comes close to the love I feel for ALGO is XLM, but there is no Governance staking for Stellar. If I didn’t think BTC was going to dominate, I’d move a large chunk of $ **into** ALGO.

Grunblau

XLM didn’t notice, I guess. Usually pumps at the same time.