XRP

Salt-Report7813

XRP, ATOM, and HBAR are pretty solid bets...real use cases, not just hype. Stay away from meme coins unless you like gambling lol

pirate_pues

XRP DOGE and what else ?

admin_default

If you're dumb enough to buy XRP, you shouldn't be investing in crypto and your bank is doing you a favor

ComplexWrangler1346

XRP is the biggest red flag ….its the biggest scam in all of crypto…..

jack_slayer0

XRP looks stronger from a fundamentals standpoint. Its established partnerships with financial institutions and broader real-world adoption give it an edge over HBAR in terms of long-term positioning.

ComplexWrangler1346

Your bank is smart ..XRP is a SCAM and they are cannot tons of money …

Ambitious_Use_9578

This is why I didn't want to get into crypto, I didn't understand it whatsoever. Lucky for me, some friends at work who knew the ropes helped me out because I was hearing great things about a thing called XRP and wanted to get into it but didn't know how. With their help, and lots of research later I became reasonably functional in the crypto world. But I've learned how dangerous it is, it's like the wild west. Lots of rug pulls and the market is kind of rigged. Hopefully the Clarity Act can change some of that.

pirate_pues

That was a slight at XRP and his choice of investment You really thought that bit was serious :/

NagualShroom

Who told you XRP is going anywhere past $5? Whether something goes up 20x or 100x isn't a measure of whether a coin is crap

suckyuhhmada

This is pretty common in the US unfortunately. Some banks flag crypto purchases as high-risk and block them entirely. A few workarounds people use: Chime and some credit unions tend to be more lenient than major banks. You can also fund exchanges via ACH (usually slower but works) or debit card on platforms that support it directly. Once you're on an exchange, moving between platforms is straightforward — been doing that myself for a while now. BitMart for example lets you fund via card and has decent coverage of altcoins if you're trying to diversify beyond just XRP.

Waste-Milk2716

Switch to Coinbase advanced to get lower fees. Buy USDC. Use the USDC to buy XRP

MakCapital

Fees are 0 to do what I said. Treat as stable onboard. Both are some of best options in industry as far as trust. Coinbase as custody provider for major ETFs. At this point you can even buy XRP on Solana.

Longshanks2021

Use Venmo. Send money to Venmo and buy crypto there. Then send crypto to an exchange to buy the XRP is a workaround.

pirate_pues

It's because you are buying XRP Switch banks...this is the whole purpose of BTC Nobody in the middle of your transactions

MakCapital

Get a different bank. However, it's unlikely they will block you from depositing into both Robinhood and Coinbase. From there you can freely convert to USDC and buy whatever you want on chain for almost no fees (XRP on Solana) or limit orders with the same CEX for greatly reduced fees. Never buy the asset directly with your bank. Use centralized exchanges as stable ramps. Silver lining, your bank did you a favor on blocking investments into a meme.

AutoModerator

Post is by: BitMartExchange and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1sodbrx/strait_of_hormuz_reopening_signal_sends_markets/ Iran’s announcement that the Strait of Hormuz is “completely open” for commercial vessels during the Lebanon ceasefire landed exactly where global markets are most sensitive: the junction between geopolitics, energy, inflation, and risk appetite. The statement, posted publicly by Iranian Foreign Minister Abbas Araghchi and echoed by major news outlets, immediately gave traders permission to price in a lower probability of a prolonged supply shock. The fastest reaction came in oil. Reuters reported that Brent crude fell 8.5% to $90.93 and U.S. crude fell 9.4% to $85.82 after the announcement. That move matters beyond commodities. Hormuz is not just a shipping story. It is one of the world’s core inflation transmission channels. When the market starts to believe that oil can flow more normally, the entire macro stack changes: inflation expectations ease, recession odds come down, and pressure on central banks looks less severe. That is why the next asset class to benefit was equities. U.S. stocks had already been leaning into a relief rally even before the specific Hormuz statement arrived. Reuters reported that on April 16 the S&P 500 and Nasdaq closed at record highs, with investors responding positively to ceasefire and diplomacy headlines tied to the Middle East. The Strait of Hormuz development strengthens that same logic. Lower oil reduces the need to price in worst-case damage to corporate margins, consumer spending, airline fuel costs, freight costs, and broader growth expectations. At the sector level, the message is straightforward. If the reopening signal proves durable, transportation, travel, consumer, and rate-sensitive growth stocks should be among the clearest beneficiaries, because they gain from lower energy costs and a softer inflation outlook. By contrast, parts of the energy complex lose some of the scarcity premium that had supported them while the market feared a more sustained blockade. Reuters’ earlier market coverage captured that contrast well: energy had been the strongest S&P sector when oil was elevated, which means a genuine normalization in Hormuz traffic would likely rotate leadership away from crude-linked winners and back toward broader risk assets. Crypto joined the relief trade, but with a more skeptical tone. CoinDesk reported Bitcoin around $76,862, Ether near $2,424, XRP near $1.48, and Solana near $90.11, all higher on the day. Still, the more interesting detail was not the rally itself. It was CoinDesk’s interpretation that the move was already starting to lose momentum because traders want real-world confirmation: restored oil flows, lower crude premia, and clearer disinflation. In other words, crypto is participating in the risk-on move, but it is not fully endorsing the geopolitical optimism yet. That distinction is important. Oil can react instantly to a shipping headline because its pricing is directly tied to physical bottlenecks. Equities can extend that reaction because lower energy stress supports the broader earnings and macro picture. Crypto, however, often trades one step further out on the confidence curve. It responds to the market mood, but it also depends heavily on liquidity conditions, bond volatility, and the credibility of the macro narrative. CoinDesk noted that even as crypto volatility has declined, traders still see this as partial normalization rather than full repair. That caution looks justified. AP reported that even after Iran’s declaration, European powers were still organizing security and safe-passage measures for the strait, including mine-clearing, intelligence support, and communication procedures with coastal states. That means the market is currently pricing the signal of reopening faster than the operational proof of reopening. For investors, that gap is the real story. The short version is that this news is bullish for risk assets in the near term, especially because it attacks the most dangerous part of the prior market narrative: a prolonged oil shock feeding directly into global inflation and growth fears. But the durability of the move will depend on whether ships actually move normally, insurance and freight conditions stabilize, and the ceasefire itself holds. For now, the market verdict is clear. Oil treated the statement as a major de-escalation. Equities treated it as confirmation of a relief rally already underway. Crypto moved higher, but with enough hesitation to remind everyone that headlines open the door and real-world flows decide whether the trade can stay open. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

FriendlyPumpkin5662

Reaching **HBAR** = $1 is more realistic than reaching **XRP** = $10 due to *the difference in required market capitalization.* * XRP is a more mature and stable project, meaning lower risk but slower growth. * HBAR is smaller, therefore higher risk but potentially higher returns. **Conclusion**: # Probability of Target: HBAR is higher # Investment Quality and Stability: XRP is higher

edmcryptodad

Why is that so hard to believe? Lol. I cashed out most of it Sept 25th and the rest before the big dump in late October. I was so relieved. 😅 My portfolio’s ATH was about $105k, I sold and walked with $97k. Paid off my truck 6yrs early ($40k), put down 1/3 ($24k) of a new 30” travel trailer last week, $6k on a vacation and I have $27k leftover. Thank you XRP. Starting June I’m gonna DCA $500/mo into BTC only and try again. I’m guessing you lost your shirt or you wouldn’t be so salty. 🤣

illcutit

Yeah the HBAR and XRP/Ripple use case arguments rely heavily on thinking in traditional finance/banking whereas crypto as a whole is an evolutionary technology within that realm. It’s like making a better bolt action rifle for your army when gas operated weapon systems are coming around or focusing on better image quality with black and white cameras meanwhile people are developing color cameras.

MakCapital

This is so bad. Bitcoin can simply be seen as a great SOV and measurement of global wealth. That's all it needs to be for a strong base case. Already accomplished. XRP and HBAR have no interesting fundamentals or users. No back room deal with anyone is going to get the world on XRP. Both would already have users if the current offerings were of any interest to anyone. They will never be valued like BTC. Stables on Solana already make XRP's leading advertised use case pointless. "Web3" is currently Ethereum, Solana, and Hyperliquid. No one is asking for, using, or needs HBAR or XRP. Neither will ever be valued as currency or "digital gold/silver". Neither offers a product that exceeds the current leaders we already use.

VladVonVulkan

XRP guy the child in his basement

PuzzleheadedBell4057

If I pulled a dollar out of my pants pocket 3 years ago I would have pulled a dollar out of my pants pocket 3 years ago. Now let's say I placed that dollar back in my pants pocket, took them off when I got home, hung the pants up and didn't touch the pants until today Today I put the pants on and I find that same dollar in my pants. It's still the same dollar. The issue is the dollar won't be able to purchase as much as it did 3 years ago, but it's still a dollar. A dollar is still a dollar. The confusion appears to be that the units of currency are being confused with the purchasing power of said units. One dollar will always be one dollar. One Bitcoin will always be one Bitcoin. The units remain the same, however, the purchasing power of each of those units is what changes. I can only purchase half of what I could with one Bitcoin today compared to 6 month ago if I were to use it to make a purchase. But it's still one Bitcoin. Look, crypto makes up 20% of my portfolio (5%ea BTC, ETH, SOL, XRP) so it's not like I'm against the currency. I'm just not so much of a zealot about crypto as to try to defend it with irrational defenses. They're investments like any other in my portfolio that I hope increase in value over the next 10 or so years. That's all they are.

funkinaround

4th thing is wash trading. Don't trade on an exchange that inflates its volume to give you the illusion of activity. Only trade on exchanges with very low or no wash trading volume. For major pairs like BTC, ETH, XRP, and LTC, exchange wash trading percent: * OKX - 66% of volume is wash trading * Binance - 51% of volume is wash trading * Bitstamp, Coinbase, Gemini, Bitfinex - practically no wash trading [https://www.nber.org/papers/w30783](https://www.nber.org/papers/w30783)

Ambitious_Use_9578

The advice being given here is all the usual boilerplate WRT crypto. The really good industry finger-on-the-pulse stuff, or inner circle knowledge isn't given away at all, let alone for free on a reddit thread. But here's some more boilerplate for you, pick any of the top 10 cryptos that meet your criteria. XRP being among them. If the market tanks this summer due to worsening economic conditions and or civil unrest, hang on. This and most of the top 10 will rebound and then some. I still like Cardano too, but you pays your money and takes your chances.

CoffeeAlternative647

You forgot to shill #XRP

oak1337

https://preview.redd.it/znc84im5zkvg1.jpeg?width=1079&format=pjpg&auto=webp&s=1bcfc9e9a2ac40b9858ea8cd427d2b090ddab286 Hedera vs XRP

Equivalent-Bear8030

You’re basically choosing between narratives. XRP = regulation + banking narrative. It moves when headlines, partnerships, or legal clarity hit. Big upside needs global adoption to actually translate into price. HBAR = tech + enterprise rails. Strong fundamentals, but slower market recognition and less hype fuel. Real talk? Both need massive market cap expansion to hit those targets. $10 XRP or $1 HBAR isn’t impossible—but it’s not just “time,” it’s adoption + liquidity. If you’re going all-in on one: 👉 XRP = momentum + narrative plays 👉 HBAR = long-term utility bet Personally? I don’t chase “which hits X price.” I look at which survives when the hype dies. That’s where most people get wrecked. 💯

KateR_H0l1day

I have some XRP, not a lot, have a lot more HBAR, but that’s just me, did I choose correctly, we will see 🤷‍♀️. But for clarification, neither are my main selection.

BenniBoom707

The chances of HBAR hitting $1 are far greater than the chance of XRP hitting $10. A $1 HBAR is still just about a $40 Billion Market Cap. A $10 XRP means a Market cap around $500 Billion.

Quinthyll

Why are you not willing to invest in both? Diversification is the better strategy, but far. There are good use cases for both. Both have upside, but could and likely will move on different timescales. I personally believe more strongly in XRP than HBAR, which is why I own 5x more XRP.

chubs66

XRP is one of the last tokens i would ever buy. Terrible usage, terrible tokenomics.

HSuke

Yeah. That's the same reason we consider XRP to be sketchy AF. Founders and Ripple control far too much of the supply.

No-Unit-6074

For a 3–5 year decision, the ideal approach is not just to compare price targets (nobody really knows them) but the fundamentals: tokenomics, dilution rate, real network activity, decentralization. I used [CryptoScores.com](http://CryptoScores.com) to compare both, it aggregates a lot of on-chain and fundamental metrics on projects. HBAR actually comes out better on technical solidity and low inflation, XRP has more volume and institutional liquidity. In the end it comes down to risk profile, but having data in front of you really helps make the call.

ChangeNOW_Community

no one can realistically "call" $10 XRP vs $1 HBAR with any confidence - they’re driven by different narratives

Whiskey_Water

Investing in BTC is investing in greed, investing in XRP is betting on Brad’s ability to make backroom deals with the current admin, and investing in HBAR is betting on fundamentals and utility of a clearly superior technology. I used XRP gains to buy more HBAR and BTC, but if I’m honest, I’ve been burned by focusing on the best tech before. We’ll see what happens this time, lol. I’m a creature of habit.

Think-Sector-6329

Hmmm focus more on XRP for the safer bet and HBAR for the bigger upside bet. But focus more on price targets and more on where real momentum and wallet activity are. You can also check tools like Blueblocx to explore other crypto opportunities to help you decide.

evandollardon

XRP imo. I bought years ago and I just accumulate interest on it at nexo

CreatineAddiction

I know you said not both but I do both because XRP has the hype to reach $10 in that time but bad ongoing token dilution where HBAR has less token dilution but not the hype. Im optimistic they will both hit these milestones in the time frame regardless.

Zito101101

Buy a little XRP and HBAR

Ok-Suit541

I bet he’s buying up a bunch of Solana and XRP after seeing Solana’s X post today

LuckyWinds

> So a decade plus of all the BTC maxi bozo's claiming XRP can be frozen on the XRPL (which it can't) They now come out and want to freeze BTC on chain.... You cant make this nonsense up It appears you are making this up as that's not what is happening. This is a proposal...that's all. If this was implemented then you would have a point.

holyoak

Only one group trusts Ripple. XRP bagholders.

SoulfireNL

https://www.binance.com/en/square/post/04-14-2026-xrp-ledger-integrates-boundless-zero-knowledge-tech-to-bring-bank-grade-privacy-to-public-blockchain-312455318177570 XRP Ledger Integrates Boundless Zero-Knowledge Tech to Bring Bank-Grade Privacy to Public Blockchain Why did the news or XRP ledger integrating with Boundless not do anything for $ZKC? Also what does this mean for Boundless? I thought Succinct ($Prove) was the actual chosen party, but if Boundless is actually able to pull off things like this. How do you guys feel about both $ZKC and $Prove?

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R4ID

So a decade plus of all the BTC bozo's claiming XRP can be frozen on the XRPL (which it can't) They now come out and want to freeze BTC on chain.... You cant make this nonsense up

ma6ic

I made 100x more money in crypto after taking a loss, learning, doing a better job the next time the market turned around. some of my expensive lessons worth learning: -markets go up and down, always, and more in either direction than you expect, when you expect -your media diet is shaped by algorithms that are meant to push a narrative based on your interests (if you post about and like XRP the feed will give you more XRP content) -it's ok to sell, foundations and VCs do it all the time because it's part of the lifecycle -set lower price targets for taking profits, this discipline is part of the process -set aside extra cash for taxes -diversify based on thoughtful research (and not youtube videos and reddit posts), but not too much -this isn't the end many more lessons to take for yourself, these have been some of mine. it's still hard. i buy and hold assets that i have conviction in, so it seems wrong to sell. but it isn't wrong, it's just markets. yes, you might miss a move up in price, nobody knows, but there's also a good chance that XRP will act like ETH and live sideways for years while the market pumps. you don't know. best of luck, and don't trust others to help you in DMs. do the research on Ledger official documentation and tutorials yourself.

Sayan_833

send a small test first, then move your XRP to a trusted exchange, sell, and withdraw take it slow and stay safe

GreenStretch

I kept wondering about four years ago the last few days and finally checked. [https://coinmarketcap.com/historical/20220410/](https://coinmarketcap.com/historical/20220410/) BTC, BNB, and XRP are up from then. ETH, SOL, ADA, AVAX, DOGE, and DOT are down. Tether and USDC were in the top 12. And Terra was #9 at $92.58.

CryptoOnTheSidewalk

You’re not messing anything up by using funds when you actually need them, the market timing part hurts but this is exactly what having control of your own wallet is for. When you’re ready, send a small test amount of XRP from your Ledger to an exchange first, confirm it arrives, then do the rest and convert to cash, just double check the destination tag and network details because that’s where mistakes usually happen.

mayone3

Be extra extra careful about scammers in your DM when you post something like this. The steps are rather simple, explain to ChatGPT or Claude or go to popular Youtube tutorials. Make sure to do a small test transaction and reuse the same address. There's usually a few days waiting period after CEX receive your XRP and before you can withdraw the USD to your bank account I think.

Evening_Wolverine27

To withdraw from Ledger, send your XRP to an exchange (like Coinbase or Kraken), sell it for cash, then withdraw to your bank. Double-check everything and do a small test transfer first if you’re unsure.

OpticallyMosache

You have XRP in a wallet whose keys are held by the Ledger device, right? If I hear you correctly, you want to transfer XRP to an exchange like Coinbase and sell for fiat? Go to your preferred CEX and create an XRP receiving address. Then take that address and use it to send from your ledger. Do a small test transfer and then reuse the same address for a larger tx. IMO - prices are going to continue to bleed. You might be happy to see you sold XRP at today's price versus where it will be at the end of the year. However, you might have to live with seeing where the price is 10 years from now. You'll come back. Said a prayer to our Lord Jesus for you.

Evening_Wolverine27

To withdraw from Ledger, you send your XRP to an exchange (like Coinbase or Kraken), sell it for cash, then withdraw to your bank. Make sure to double-check everything and maybe do a small test transfer first if you’re unsure.

MoistAbuelita

I’m sorry you are going through this. Just get on Youtube and search how to transfer XRP from Ledger to the exchange you originally purchased the XRP from. Once it’s there you can sell it for USD and transfer it to your bank account.

crypt0kiddie

🙋🏻‍♂️ My average buy price is right around $17.2K. Purchased a decent size lump right after selling a house that was inherited. My OG buy price when I first started buying BTC was right around $39. I never thought that it was going to get as big as it did, I just purchased it for degenerate online gambling purposes! I have quite a bit of ETH, SOL and XRP also.

brianmonarch

Why? Blue chip altcoins usually outperform btc after it moves. XRP and SOL have both outperformed it as of recently. Look it up. Also… After the next bull run… What’s realistic? Which coin is more likely to have even just a 3X or more? Bitcoin? That might be the maximum it’ll get. I think other coins will definitely outperform it when all is said and done. And many will fail.

Sardoodledome

XRP behaves more like a stable coin!

Charger2950

I think a lot of people finally figured out that 99% of crypto is just a scam.  99% of it has zero utility value, or any value for that matter, and is based upon nothing.   There’s a hunger for REAL assets, like gold, silver, etc.  I think crypto like Bitcoin, Ethereum, Hedera, Cardano, XRP, etc. are the “safe” crypto, as these actually have a solid real world use. But as far as all the men’s coins and all that bullshit, there’s little future.  

ThreeTonChonker

Lots of XRP bots in this sub looking to unload some bags

ecelps

Reading comments and it seems no one mentioned XRP

GabeDef

Why is XRP even mentioned? Isn’t it dead? Like zero use?

Spl00ky

You don't need to use XRP for RippleNet

CipherScarlatti

No. No pep talk. Ripple XRP sucks and you're giving you money to a grifter. It's never going to be the BS Garlinhouse keeps feeding you. From Wikipedia: "In 2020 Garlinghouse admitted that Ripple Labs would be losing money if it did not have the revenue generated from the sales of the XRP cryptocurrency.[10]" That's you. You're "keeping the dream alive" and keeping him in a very nice style of living. While you and others struggling to make ends meet under the lie that your XRP will suddenly jump to $10 or more and solve all your money issues.

ThunderousOrgasm

Ripple is not XRP. They are a fintech company who offers a whole bunch of financial services, consultancy services, and digital asset services. XRP is involved in and makes up less then 5% of Ripples business. And it makes up near 0% of their actual published future plans. That’s why you are getting confused by all the positive Ripple news having no impact on XRP. Because you are still trapped in thinking that they are the same thing. Almost all Ripple news since the case ended, every acquisition, every partnership signed, every expansion of products or services? Has been got none XRP things. Even their digital asset expansion and acquisitions have been about RLUSD. Which has basically fuck all to do with XRP. Is not minted on the XRPL mainly (87% of it is on Ethereum). And the small bit that is minted on the XRPL is a direct currency issuance, which means it never interacts with XRP. XRP isn’t used to “bridge” or provide liquidity. It simply does not involve XRP meaningfully in any way at all. So that’s why the price is shit despite the Ripple outlook being amazing. Because Ripple is not XRP. Anymore than you are XRP just because you hold some of it. They have about the same amount of link to XRP as you do as a holder, they just have a larger bag lol.

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Post is by: XRP-GORILLA and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1sikb8r/why_my_algo_went_silent_this_week_and_why_i_think/ I've been running an algorithmic trading system for a few months now. This week it barely fired. At first that frustrated me. Then I looked at the data. The bot has a regime detector built in. When it classifies the market as RANGING — no directional trend, just chop — it blocks all entries. No trades. Full stop. This week most of the coins I track were flagged as RANGING. So it sat on its hands. Here's the thing — I went back and looked at what would have happened if it had traded during ranging conditions. 42.6% win rate. Negative expectancy. Death by a thousand cuts. In BULL\_TREND — 100% win rate. BEAR\_TREND — 100% win rate. The silence wasn't a bug. It was the system doing exactly what it was designed to do — protect capital when there's no real edge. Most retail traders feel compelled to trade constantly. The algo doesn't care about feelings. No edge, no trade. Full stop. Curious if anyone else builds regime filtering into their systems or if you just trade through the chop? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Puzzleheaded_Ad_4478

Buy stuff like watches with XRP.

HEATHENSCENT

I've got half my XRP on my Tangem wallet and the other half generating yield on Flare Network's Vault

unknowngloomth

I'm not recommending any kind of investment. You absolute 🤡. Yeah, I'm aware of FTX collapse. So what? That's the risk I'm willing to stomach it. Who said I don't trust the project? I trust HYPE. The team literally didn't sell a single coin. It's all on-chain. Even Arthur Hayes who held and had dumped HYPE watched the team literally not selling their coins. He bought back and became bullish. HYPE tokenomics is deflationary. They use the trading fees to buybacks and burn. Everything happens in real time which you can check by yourself checking on-chain data. Am I saying that hype will be the next BTC? No, fuck that. Am I saying that HYPE is a sure thing? No, fuck that. In crypto everything is uncertain. But yeah, I believe that HYPE has the potential to dwarf SOL and compete with BNB, XRP and ETH. Am I recommending you to buy HYPE? No, screw you. You don't have the balls to go all in on ETH the wager you believe and that's why you're posting here wondering to strangers. Nobody knows shit about fuck in this space 🤡

brianmonarch

Not true. XRP has outperformed it in the last year or 2. Look it up. BTC just has a store of value at this point. And that might be enough for it to succeed. But if utility matters in the future, and I think it might, I’m not sure it’ll be as good of a money maker as it has been. But maybe!

exc24_com

Can't wait XRP to fly too

Altruistic-Part6071

Can I vent in here, please? I'm not a beginner, but I'd like to pass on some advice. I invested £10,000 into Hbar, XRP, Algo, and a couple of other Dino coins. This was about five years ago(not the XRP, that was more recent) When Trump won, my total was worth $45,000. And I should've sold, what I did was sold £12,000 and kept the rest in. When the Epstein shit came out and everything dropped like a stone, I stupidity sold. Now I have virtually nothing. I feel humiliated. I know I was stupid. I just don't know how to move on.

midachavi

Not only, literally any other crypto out there would be better than this overhyped store of value that can't be used as a payment system. But yeah, if ypu don't want to bullshit around with "smart programmable money" where you click wrong and your wallet is drained then there are only few options that focus on providing monetary qualities without censorship. Bitcoin cash would be among them. Same as Monero and Litecoin. And of course the best among them.... XRP /s

brianmonarch

You have no idea what you’re talking about. You’re making assumptions. You guys are forgetting one important factor. Partnerships. Hadera and Ripple have huuuge partnerships with huge companies. They’ve been building them for years. That’s why it doesn’t matter if a faster coin comes out. Who cares if it settles a transaction in half a second instead of two seconds. It’s all real time at this point …those new coins don’t have partnerships Those coins that do (HBAR and XRP) with huge companies like Ripple and Hedera championing them …. are being used for their utility right now. Companies don’t want to invent their own tech. Banks might. But I don’t think the companies mentioned above are even counting on Banks at this point. They have other use cases the whole Swift narrative is so old at this point. It was a thing people discussed five years ago. I don’t think it’s going to happen but these huge companies… They don’t want to hope that AI is going to make them something that is secure and perfect. That stands the test of time. These coins are tested…. over 10 years old now. They have shown that they are hack proof. At least up until now. This thread is just a bunch of doomsdayers, assuming the worst. It’s so obvious that 90% of the people in this discussion are bitcoin maximalists. Guess what… It’s the oldest, least green, slowest and least useful coin out of all of them. Periooood. All it has at this point is a store of value. That’s it. But these guys are in a vacuum chamber, surrounded by other people that have the same positive view about this coin. And maybe that’s enough. I’m not saying it’s not. But when utility matters… and I do believe it will… I don’t know what’s gonna happen to BTC after that point. But maybe its store of value will last forever and continue to grow. Definitely a possibility. But when it comes to utility and actually being used… Ain’t happening. Lightning network is nothing compared to the coins that are made for this sort of job. Look it up.

Ambitious_Use_9578

And how many billions did the trump coin get them? Surely much more then they lost through any bitcoin investments. I'm pretty sure they made a ton when XRP went up 500% as well. What was the point of this article again?

Electronic_Quote399

Solana. Big enough to be steady, big enough following, no crooked ass management who promises way too much, yet constantly skips off the top (XRP), biggest mostly untapped potential, in my opinion. After solana, eth, just because of name recognition, and the fact that when bitcoin maxis consider "diversifying", or new people get into crypto, they always go with #1 and #2. I do believe bitcoin will exceed all time highs and break new ones, but after another cycle or so, I think its dominance will come to an end, and coins with actual utility will rise up. Eth and sol will lead the pack.

defensorlucis

I think 95% will, clearing out the dead wood that probably should of happened already TBH. The one's with utility, roots, partnerships and connections are the one's will survive and then thrive in my opinion. I think BTC, Eth, Sol, XRP, HBAR, XLM etc are all most likey safe. I put ADA in that category too IF they do the things Charles claims will happen this year and next (upgrades, partnerships etc). But it's just my opinion, DYOR. 

richkiddio

$KTA . Ex CEO of GOOGLE back this coin. 11 million TPS verified by Google cloud. Future L1 that will replace XRP

BasedSpades

Nah if he can praise allah, he can say XRP

SalamanderCoffee0975

A few example - XRP SOL HBAR

Farvaharr

I bought 10K XRP this January, you’ll be fine I guess 😂😂😂

mitchell2820

60% stocks, 40% crypto. Of which is: 55% BTC, 15% ETH, 15% XRP 10% Chainlink and 5% SUI I bought quite a lot last year in the bullmarket so everything is in the red rn making the %;s a bit off. Especially chainlink I lost over 40% value.... Im hodling now for the next years and hope profits will come

CaptainTrader32

lol. 2017. same mistake with XRP

PuzzleheadedBell4057

20% of total portfolio. 5% ea. BTC, ETH, SOL, XRP. Planning on adding less than 1% ea KITE and TAO in May

adambencloutier

I’d have a black XRP one or grey LTC, I think testing concepts with the big ones (SUI/blue, SOL/purple, alongside your really neat BTC ones).

hoppeeness

I think they called out the mitigations they are testing and trying to implement…but it isn’t quantum safe yet. “Fortunately, there is a path to achieving post-quantum security for cryptocurrencies. PQC has become a mature cryptographic discipline: post-quantum cryptosystems have been proposed, scrutinized, implemented and deployed. 5 In fact, they are in active use protecting Internet traffic [61] and indeed securing blockchain transactions [62]. As we discuss in detail in later sections, some blockchains, such as the Quantum Resistant Ledger (QRL) [63, 64], Mochimo [65] and Abelian [66], rely exclusively on PQC. Others, such as Algorand, the XRP Ledger, and Solana, have made early experimental deployments of post-quantum protocols [62, 67]. However, forward-looking migration to PQC is not a panacea. Dormant digital assets, including those abandoned or inaccessible due to lost private keys, pose a distinct and critical challenge. We highlight the example of Bitcoin’s Pay-to-Public-Key (P2PK) locking scripts, which secure over 1.7 million BTC. The total amount of dormant quantum- vulnerable bitcoin may reach 2.3 million BTC when all script types are considered. Unlike active wallets that can migrate to new standards, dormant assets cannot be “fixed” via forks that enable PQC protocols for future transactions. They represent a fixed target — tens or hundreds of billions of dollars in value that will eventually become accessible to a quantum attacker. The community will soon face difficult, unprecedented decisions regarding the fate of these assets, forcing tradeoffs between the immutability of cryptographic property rights and the economic stability of the network.”

SilverbackViking

XRP 🤷🤣

safetaco

Why can’t they use XRP so I can recover my losses

drfalconsquawk

I want it to be centralized. Most coins with my intentions like ETH, XRP and literally everyone by pre-mined the coins to gain advantage. I do not want that. So whoever wants to be on the team, will be paid a fixed amount check upon completion of certain goals or incoming investments. No equity, no pre-minting, none of that. I’ll make sure we are paid handsomely for our contribution and are able to walk away with our salary.

Aquinoxia

Been in the crypto game since 2020. Invested in VET, ADA, XRP. I have never actually put money in BTC however. Thinking about doing it. Do we think it'll dip further or should I just go for it now? Any other suggestions for more secure coins? SOL?

kisscardano

I can’t tell you, lol. But $2000 isn’t important—that’s why I lost it. I was just lazy that day and didn’t move it to my ledger. It’s sad because it was the only XRP I had, bought 12 years ago for peanuts. I won’t buy XRP any more.

fan_of_hakiksexydays

Officially they are accepting stablecoins and yuan. There are also rumors that they accept other cryptocurrencies and euros. We already know the Iranian government has funds, and has wallets that have been using and accepting BTC, ETH, USDT, XRP, LTC, and TRX.

JudgeCheezels

Didn’t even shaved off some XRP at its ATH.

AutoModerator

Post is by: Classic-Direction778 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1sbczvy/were_in_peak_fear_territory_and_im_not_selling/ Fear & Greed sitting at 29(CMC data) and I'm not touching a single sat. BTC held through actual Middle East airstrikes rattling every risk asset on the planet. It dipped when the news broke, then recovered. That's strength, not weakness. What I'm currently watching: ETF inflows are still coming in steady, CLARITY Act is sitting at 72% odds on Polymarket with Senate markup expected mid-April, and the SEC and CFTC just formally classified XRP as a digital commodity last month alongside BTC and ETH. The regulatory clarity we've been waiting years for is literally arriving right now. AI tokens went from $14B to $19B market cap in a single month, with Bittensor up 67% and FET up 44%. That kind of rotation doesn't happen in a dead market. Ethereum's Glamsterdam upgrade is hitting in June and historically these have been major catalysts, so I'm not selling before that. While everyone's panic selling I took a loan using BTC as collalteral (good rates from nexo btw) and bought more. Fear is just a discount if you know how to use it. Held through all of 2022, not about to fold at a Fear index of 29. NFA. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

JustStopppingBye

>no no you’re not hearing me. I’m saying my whole argument this whole time was XRP may pump in a year or two because of the clarity act even though XRP has zero competitive advantage right now. I hear you bro, a 5 year old could provide better insight.

TumbleweedSalt2504

Either you are too stupid to understand simple sentences or just can't help but troll, lol.  "The real volume won't pick up not anytime soon. Maybe a year after Clarity is passed"  What's so hard to understand that?   That's a gradual increase of volume over a year. Not a flipping the switch event. I'm saying the volume won't pick up like you'd flip a switch.  Clarity passing is not a trigger btw. It still gonna take months to implement everything for companies to start using chains. And diff companies operate n react on different pace. (Look how ETFs are popping up slowly n gradually after they were clearly to start crypto ETFs. Nothing happens like a tsunami. You simple minded people) The volume is not gonna be like a tsunami. After a year, the increase would be noticeable.  Moonboys misunderstand "the flipping the switch". They think all of sudden the price will be readjusted to a ridiculously high price. That is a just crazy daydream. Nothing like that happens in the market. The demand would be gradual too.  But idgf about all that (when i could be gone after meeting my target before all that).  Without all those events, the retesting of the recent high will happen.  Don't twist my words and just say XRP is worthless. Ok? Because Idgf about your opinion on XRP to respond. I only responded because you are twisting my words

Aquinoxia

Been in the crypto game since 2020. Invested in VET, ADA, XRP. I have never actually put money in BTC however. Thinking about doing it. Do we think it'll dip further or should I just go for it now?

Suspicious_Act4982

BTC is the only one where "too late" is genuinely off the table as an argument. The thesis is simple enough that it either works long term or it doesn't - and if it doesn't, most altcoins go with it anyway. For smaller caps the question is always whether there's a real product underneath the price. Most don't have one. The ones worth watching have utility that works outside a bull run - yield, credit lines, actual user activity. Nexo fits that category. HBAR and XRP are more macro/institutional bets, different risk profile entirely. What's your time horizon?

TumbleweedSalt2504

More room to grow I suppose.  The market values XRP at 135b while it values Link at around 6b.  Idk why but they do. Maybe Link can pop more one day, who knows. 

ARoundForEveryone

No wallet and no apps? No. Crypto needs a wallet in which to exist. Could be a private wallet or one on an exchange, but crypto doesn't exist outside of a wallet of one kind or another. Phones themselves do not hold or accept crypto. Apps on that phone do, but the phone itself has no idea what crypto is. Every sat or token or coin of every crypto "lives" in one specific address. It can be moved, but then it "lives" in a different address. And if configured to do so, a new phone or tablet or computer could access those coins in that wallet. So, to answer your question: No. Phone numbers don't hold crypto. Text messages or voicemails don't hold crypto. The recipient needs *some* level of crypto knowledge in order to make use of any coins/tokens associated with that address. Some services make it fairly seamless, others require a hardware wallet, others need you to know the full hexadecimal address. But mostly, it's a username and password on an exchange, maybe a USB device, or maybe some 2FA. But for the most part, a wallet is abstract - digital only, you can't see it. In short: phone numbers are for making and receiving phone calls. Phones, cellular or otherwise, do not "hold" crypto. Coins don't exist, even as ones and zeroes, on a cell phone. A record of the transactions, sure, but the coins "exist" on the blockchain, not the phone. So the recipient will need some kind of wallet - an exchange account, maybe , or possibly a hardware wallet - in order to accept and receive crypto. And even then, the recipient needs to have a wallet address for that specific crypto. That is, you can't successfully send Bitcoin to an Ethereum address. You can't send XRP to a Solana address. Some cryptos have their own little universe but can coexist with others, but for the most part every crypto will need its own address on its own network. Which your wallet can likely handle, but not necessarily. In sum: there are services that will take your crypto, convert it to a local currency, and send/deposit it to someone else. But no single crypto itself will do this.

SydZzZ

No one cares about SOL and XRP. That’s just pump and dump for big funds to make quick cash at retails expense. Only BTC and to some extent eth has value. Rest is all noise.