XRP

Fitzus1969

Competition is something banks dont like .. Coinbase wasnt invited. Makes you wonder what the banks have been doing to XRP after they filed for their own licenses. Anyone else taking note how they stole your money the last 113 years? London pushed to eliminate Bretton-Woods while Nixon was looking to eliminate the FED as one option. London convinced the FED to get the US off gold due to inflation. INFLATION THAT THEY CAUSED.

Numerous_Ruin_4947

ETH has been in the red for 12 out of the last 15 months! And 17 out of the last 23. ETH has been in a bear market for much longer than BTC. It had a cursed third cycle - similar to what XRP experienced when the SEC sued. Bitcoin has been fairly sheltered. Now it is being tested by gold and silver, and there's the looming quantum threat. Along with the shrinking security budget. Meanwhile ETH's staked supply has increased to almost 37 million ETH. So it's security budget improved, even as the price declined.

Stray14

I made bank on the OMG pump narrative. Long live the Google skateboard photo! Hahaha. Wow anything would make coins fly then. It gold sold off and then converted into Beam I believe. Either way, it’s dead dead. Man the ICO era was no joke. Every coin rotated. NEO, Then IOTA, then OMG, then … nope still fix XRP, ahhh now there’s just lotte RT like gambling going on. This space is fucked.

nativepatriot_2

If you have this kind of mindset, you have no idea what you hold. For XRP to hit the predicted numbers, we need a couple of things to happen, most of which have already come to fruition. That's crypto laws, crypto infrastructure, and tokenization. In March of 2023, ISO20022 started and concluded in Nov 2025. In January, the infrastructure and laws were passed. Biden's admin was not pro-crypto, and Trump's admin is. Now we are waiting for the institutions to adopt XRP and put all of their assets onto the Blockchain. When that happens, the switch will be flipped, and the private and public ledgers will merge, causing XRP to spike like numbers you have never seen. It will keep climbing, so don't sell anything yet, and even when it hits astronomical numbers, never sell all of it, as it will create generational wealth. It's rumored that XRP will hit in the ballpark of $327K eventually. #freegame

jhust4ever

Buy XRP

b0lita

XRP set a new all-time high though, and it will probably do so again next cycle. There's always some news that moves the price for that one. Meanwhile, I'm here holding my ADA and DOT bags

12161986

THIS ISN'T GOOD! I've got my 200 XRP on Coinbase!

stefansilva_xrp

I also think that $0.8 will be the bottom. The Binance Oct 10 wick is also at $0.8. From a TA perspective do you think you can explain this. 14th November 2024 XRP was under normal price action to $0.8 then it began its surge. Most Altcoins topped in January where XRP hit $3.30 but XRP rallied a bit more into July but others did not. But during the Oct 10 crash XRP went all the way to $0.8 since then it hasnt hit its Oct 10 wick meanwhile other cryptos have. My question is do you think the whole run up for XRP was manipulative? and do you think because of the binance wick that is the bottom ? Also do you think XRP will ever go above $4? I personally think if XRP bottoms at 0.8, ETH at 1k and BTC at 45k. Neither ETH or XRP will break ATH

SecureWriting8589

This makes me think of the alt-coin XRP and its "XRP Army" which for a bit starting in late 2024 had been able to bump up the price of its coin significantly,... until it couldn't. It's now less than 1/2 its all time high. With every high comes a future and often unpredictable low, and just as in poker, if you don't know within 5 minutes of starting a game who the patsy is, then it's **you**.

Street_Outside_7228

If bank transfers money with XRP, it has to sell it to finish transfer while you hold their dumps.

jeremiahcp

Someone lost big on XRP.

ThreeTonChonker

XRP is the biggest shitcoin in the market and Ripple are the con artists behind it, they can all fuck off

4Jay_K

David Schwartz is telling that for years. They were building XRP as "better version of bitcoin" which doesn't resonate very well outside the XRP supporter community.

LargeSnorlax

Well, it's not like ALGO or ARB are really old coins either (ARB is from 2023...) so there's not much to compare to in the top 100 - BNB is its own thing, XRP still has a bit of gas from the SEC win, TRX just exists Honestly, a good market indicator is probably DOGE. In the depths of 2020 it was $0.053 and we're *pretty* close to that now. Dogecoin is probably your strongest "retail is in" signal

freightnow

Sounds like the XRP arm

Fit_Employment_2595

I feel the same way about XRP people.

andys811

XRP holders still waiting for $10,000 per coin 😂 tbf I still holding my $100 of XRP I bought around $0.5 🫣

ingrodale

True but at least they are aware, you wanna see real hopium? Check XRP sub, those folks are into psycho stuff

St0uty

The impossible has been done before, as demonstrated in the XRP comparison, where it went from being "dead" at $0.005 to setting a new high at $0.07 in a matter of weeks

gym_rat_101

I was sitting at a random chicken place, and this dude, probably 15 years younger than me, sits next to me. He thinks he's the shit. He randomly starts talking to me and asks when I will be able to retire. He says he will be able to retire in like 7 more years, I guess in his early 30s. He tells me he is 100% in on "XRP" and thats his plan. I mean most people wouldn't even know what XRP was. So I am guessing he wanted me to ask what it was and he could tell me how smart he is to hold an alt coin. But I just felt bad for him. Honestly its like a lot of the people in /bitcoin who think if they can just hold a single coin they will be multi millionaires and have generational wealth lol.

Due-Candy-8929

From OCT 2024 XRP did over 600% HBAR was up over 500% at one point as well… Zcash and monero both pumped as well, but I dont have either of those

Due-Candy-8929

I still like ETH, bought more SOL and XRP on that big crash the other day

Due-Candy-8929

picked up some SOL and XRP during the crash the other day

Coquito3000

everyone has hopium my dude. ETH To 5k OR 10k! Doge to $1 XRP to 10 BTC to 1M and everyone is delusional hahahaha

ZackCanada

With such low value XRP will never fulfill its intended role. Banks money transfers.

Possible_Refuse_8322

Best advice I can give you as someone who kind of saw this Bearish Crypto market coming is : What outcome will you be able to live with comfortably and not let it drive you insane once you execute that decision?? Each person has a different tolerance. I've done both options, Sold at a loss and used the remaining amount on a different asset which then gave me pretty good returns. Sold at a loss only to see it go back up .. And it also depends heavily on what Crypto token you chose. If you have XRP or ETH , the fundamentals haven't changed. If you have meme coins that were running on "Hype" I'd take the loss and use that money to double up on XRP. I had 10,000 XRP when it was at .30¢ cents and sold half at $3.00 , then saw it peak and start it's downtrend and sold the rest at $2.45. Always take some profit just like gambling in a Casino, put some money in your pocket and keep playing with the house's money. Don't let greed blind you. Even in sports betting the best teams have their worst days against worse teams, nothing is 100% but you can build many rules to "mitigate" your pain. My conclusion is this, Read the environment you're betting it, cause everything is heavily driven by "feelings" lately not by logic Yes I think we are in a Bear crypto Market and gold and silvers hype is to blame. The "get rich quick" guys dropped crypto and Metals are their new toys. I'll definitely pick up some XRP again once I see the price hit new month lows, and I see crypto take the media spotlight again .

ryanisready

XRP

harvested

I think you're overestimating the intelligence of XRP token holders

Due-Candy-8929

Personally I bought a little more crypto the other day when BTC crashed to 60k … a little bit of SOL XRP and ETH… while prices are down I plan to buy more over time

LargeSnorlax

I think the market bottom for this cycle is still around 50-55k, just above the introductions of the ETFs. From there, people will see too much upside and potential, especially comparing with a bloated stock market. Don't think it has anything to do with XRP though. It's this high mostly because it had the SEC case against it dropped rather than any other catalyst or reason.

vagibsonguy

XRP is the real utility answer.

AutoModerator

Post is by: Mission-Stomach-3751 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1r25e24/xrp_rejected_at_148_is_115_the_real_liquidity/ Here’s the uncomfortable truth about the current $XRP structure. While many are calling this a breakout attempt, the chart says otherwise. Price faced a strong rejection in the $1.48–$1.52 zone — a classic supply area. That move looked more like distribution than healthy consolidation. We’re now hovering around $1.35, but still below the $1.40 resistance. When price stays under a ceiling like this, it usually signals seller control. The structure is printing lower highs, which weakens bullish momentum. Unless we see a strong daily close above $1.42 to invalidate this setup, the bias remains bearish. Key levels to watch: • $1.20 – first downside target • $1.15 – major liquidity zone • $1.42 – invalidation level Are you buying this dip, or waiting for the $1.15 sweep? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Forbidden76

No clue. I dont get cryptos volatility. What i do know is that Trump and Garlinghouse made a deal and XRP will be framework of what government is doing with crypto. Domestic bank to bank payment system and more. Seems many are too inpatient to see what that deal fully is. In 3 years these sellers will be kicking themselves. What's more likely. Bitcoin going to $600K or XRP to $15? Thats 15x. I will bet on XRP.

SirArthurPT

XRP is a shitcoin since 2012, it never stop being one. It drags around false premises, which lead some gullible to buy in hoping a bank would buy it back.

stefansilva_xrp

in my defence I made this username years ago lol. I am not a XRP holder anymore

stefansilva_xrp

I get what you mean but I added it because I was trying to compare from the top ones in the 2017 cycle. XRP has been a shitcoin since 2018 but had a good 4 months from November 2024 before becoming a shitcoin again

Miserable_Twist1

Happened in 2013 and 2017. Maxis have been calling for the death of alts ever since they started. Looks like it may have finally happened. Some of these coins have been around for over a decade (XRP) and have produced no utility. It’s all vapourware.

biba8163

> You are right about all of these except your prognosis about ETH. correct me where I was wrong > "A Fat Orange Man haveth a greater chance to pass through the Blades of a Windmill than ETH haveth of reaching $5K" - Genesis 42-69. **(Feb. 2025)** https://np.reddit.com/r/CryptoCurrency/comments/1i0amu5/ethereum_whale_offloads_33_million_in_eth_at_a/m6xbsy8/ > ETH is a Network Utility Token. That is all ETH is. It's competing with a many competing network utility tokens and many networks and L2s. These networks are increasingly going to be rails for stablecoins and such (97% of RWA are just stablecoins) and in order for the network to remain competitive they need to remain cheap. **ETH is utility of being a rail for tokenized assets doesn't give it a $500 Billion marketcap **(November 2024)** https://np.reddit.com/r/ethfinance/comments/1gq6ahm/daily_general_discussion_november_13_2024/lwyql0 > **Who the hell is buying ETH for $3,000+? That is insanely expensive.** Plus, insiders, developers, VCs got a ton of the supply for essentially free and have oligarchical privilege to print their own ETH for free and dump until perpetuity. https://np.reddit.com/r/CryptoCurrency/comments/1gujmk1/daily_crypto_discussion_november_19_2024_gmt0/lxzks6h/ > *ETH is a casino coin whose value is a mirage derived from stacking on-chain leverage in places like Aave, Maker, etc where ETH is the dominant collateral asset for gambling for ETH and various shitcoin tokens people think are DeFi.* **When the shit hits the fan, you have cascading ETH liquidations to reveal the ugly shitcoinery lying underneath. (Feb. 2025)** https://np.reddit.com/r/CryptoCurrency/comments/1igeysk/the_eth_to_btc_ratio_just_flash_crashed_to_02337/mapylwj/ > **That pet rock is what gives ETH and Alts value.** ETH doesn't attract money and appreciate on its own like all Alts; ETH ONLY appreciate and attract capital after money flows into BTC and flows out seeking more profit. **(Nov. 2024)** > - Summer 2017, ETH hits ATH of $400 after BTC hits local top of $3,000 > - January 2018, ETH hits ATH of $1,400 after BTC hits cycle top of $20K > - May 2021, ETH hits ATH after BTC tops out in April 2021 > - Nov 2021. ETH hits ATH in December after BTC tops out in November 2021 https://np.reddit.com/r/ethfinance/comments/1gq6ahm/daily_general_discussion_november_13_2024/lwyql0m/ > If you think 0.04 BTC is low, the ETH/BTC ratio is going to feel like getting kicked in the nuts over and over again over the long term as the ratio falls below 0.01 and goes lower and lower. **(Sept. 2024)** > Long term ALL Alts follow the same trend and fall below the initial BTC value they started at. Pretty much all the older Alts, even the most successful fall below this value. ETH is also trending long term to fall below this value. People talk about historic trends, patterns and cycles but this has been the only 1 undisputed and unbroken pattern for 14 years. > | | Initial | High | Current | > |:-----------|------------:|:------------:|------------:| > | LTC | 0.03 BTC| 0.048 BTC | 0.001 BTC > | XRP | 5,594 SATS| 22,500 SATS | 940 SATS > | XMR | 0.005 BTC| 0.035 BTC | 0.0029 BTC > | ETH | 0.01 BTC | 0.15 BTC | 0.041 BTC https://np.reddit.com/r/CryptoCurrency/comments/1fgzm3z/daily_crypto_discussion_september_15_2024_gmt0/ln9jvc

biba8163

> Crypto will pump with the Clarity Act, Genius Act... Reminder of the ETF hopium that would pump various cryptos. Desperate bagholders are being strung along again. It's always bait and switch from the old narrative to the new as the old narrative fizzles out. - ETH is down 🔻-42% since its first ETF launch in July 2024 - XRP is down 🔻-42% since its first ETF launch in November 2025 - LINK is down 🔻-30% since its first ETF launch in December 2025 - HBAR is down 🔻-52% since its first ETF launch in October 2025 - SOL is down 🔻-58% since its first ETF launch in October 2025 - LTC is down 🔻-52% since its first ETF launch in October 2025

biba8163

> Crypto will pump with the Clarity Act, Genius Act, the fight between banks and crypto exchanges for yield on stablecoins Who cares? None of this matters to crypto prices. Reminder of the ETF hopium that would pump various cryptos. Desperate bagholders are being strung along again. It's always bait and switch from the old narrative to the new as the old narrative fizzles out. - ETH is down 🔻-42% since its first ETF launch in July 2024 - XRP is down 🔻-42% since its first ETF launch in November 2025 - LINK is down 🔻-30% since its first ETF launch in December 2025 - HBAR is down 🔻-52% since its first ETF launch in October 2025 - SOL is down 🔻-58% since its first ETF launch in October 2025 - LTC is down 🔻-52% since its first ETF launch in October 2025

Aerocryptic

>HBAR, ADA, maybe XRP All of these are dead material

dragonballsteve85

Predictions for the bottom? I hold literally nothing. Looking for a good entry point for BTC and a handful of ALTS (ETH, HBAR, ADA, maybe XRP)

Plokhi

I still made more money off XRP than btc or eth

qooplmao

Great point. There are 100 billion XRP. Ripple holds around 45 billion, including around 34 billion that are currently in escrow. Ripple's actual wallets therefore hold maybe 10 billion. I'm not sure where you got your stats on them owning about 80% but I'm glad to have a look at whatever source you can provide so we're on the same page. Every month Ripple release 1 billion XRP from the escrow and re-lock an amount usually around 60% - 80%. If Ripple just decide to kill the escrow plan and sink 1 billion each month into the system then prices would drop hugely. They wouldn't want that to happen but they would have that kind of control. Control doesn't always mean "price goes up". If someone/thing has $725 billion to invest in a ridiculously volatile and unregulated asset like Bitcoin it would be safe to assume that isn't their only source of funds and so they might not be doing it make money on the investment, or that investment in particular.

aaj094

Just beware... the XRP price of $1.35 that you are seeing is still the result of some desperate attempt on part of Ripple to 'support healthy markets'. Get out before they stop this support (cough... market manipulation). This is assuming you aren't still taken in by 'adoption in Japan', 'replacement of swift', 'international bridge currency', '100 banking partners', 'world bank endorsement'...

mercuryy

Well, one entity (ripple themselves, because they premined) owns about 80% of all XRP but the price never really took off above 3$ so i am unsure where your argument was based in.

Due-Candy-8929

Don't mess with leverage. Just buy and hold Spot.... By "LOST" I am assuming you bought during the hype and excitement, and then sold in the fear at the lows? When things are way down is a terrible time to sell... Many of us have watched or folios drop significantly... Despite Crypto seeing Institutions buy in.... They were never going to buy the top.... If $1m buys you 7BTC or 300k XRP or 200 ETH, then they would much rather see their buying power rake in much more for their $$$$... now that $1m buys 15BTC, 800K XRP or 500 ETH... all while early investors lose hope and panic sell... New retail will buy back in on hype, while whales profits big

erjo5055

Yes soon of all the world's wealth times 7 will be stored in XRP! We just have to colonize 6 other planets with similar populations and GDP/wealth, then convert all assets into XRP! Sell BTC I definitely don't want to buy for cheaper!

arBettor

Calling all XRP cannon fodder

CryptographerOwn225

I work at Merehead where we develop crypto ecosystems. I noticed that there are blockchain technologies that are really in demand. This is not a guarantee of investing in them, but this is what most people are really interested in. We had a hype around Solana when it cost $9. This blockchain ecosystem works and useful. We did a lot of projects at that time using the Solana blockchain. This is something that really works and will be popular in the future. Now I see interest in TON, ATOM and HYPE. As someone who understands blockchain technology well from the inside, I would still prefer XRP and DOT. But let's be honest, marketing plays a big role.

28CentSoup

XRP

Django_McFly

> Should I buy Pepe or XRP? Or, is there a better option than these two? Would anyone recommend SUI, SOL, or ADA? this can't be real...

Just-Complaint-2094

Nothing Holding a little BTC and XRP and taking the rest of the capital out of crypto. yes all markets are manipulated, but at least in stocks, there is an understanding of the manipulation. Crypto now is like stocks 60-70 years ago. Maybe a few will stick around and do well. Many of the rest will be crushed and manipulated out of existence.

Money-Background7430

I'd put a little XRP on that list

biba8163

> The great mystery of crypto for me is ETH You may want to educate yourself and learn how crypto works. I tried educating people in the ETH subs who fell for the "ETH has fundamentals" narrative and it seems people like you are still falling for it. > If you think 0.04 BTC is low, the ETH/BTC ratio is going to feel like getting kicked in the nuts over and over again over the long term as the ratio falls below 0.01 and goes lower and lower. **(Sept. 2024)** > Long term ALL Alts follow the same trend and fall below the initial BTC value they started at. Pretty much all the older Alts, even the most successful fall below this value. ETH is also trending long term to fall below this value. People talk about historic trends, patterns and cycles but this has been the only 1 undisputed and unbroken pattern for 14 years. > | | Initial | High | Current | > |:-----------|------------:|:------------:|------------:| > | LTC | 0.03 BTC| 0.048 BTC | 0.001 BTC > | XRP | 5,594 SATS| 22,500 SATS | 940 SATS > | XMR | 0.005 BTC| 0.035 BTC | 0.0029 BTC > | ETH | 0.01 BTC | 0.15 BTC | 0.041 BTC https://np.reddit.com/r/CryptoCurrency/comments/1fgzm3z/daily_crypto_discussion_september_15_2024_gmt0/ln9jvct/ > It's always BTC parabolic gains seeking profits and attracting attention and capital to the crypto space is the cause of appreciation. ETH is a Network Utility Token. That is all ETH is. It's competing with a many competing network utility tokens and many networks and L2s. These networks are increasingly going to be rails for stablecoins and such (97% of RWA are just stablecoins) and in order for the network to remain competitive they need to remain cheap. ETH is utility of being a rail for tokenized assets doesn't give it a $500 Billion marketcap -- ETHs value is derived from the money and investors that the pet rock brings. **(November 2024)** https://np.reddit.com/r/ethfinance/comments/1gq6ahm/daily_general_discussion_november_13_2024/lwyql0m/ > *Bitcoin, because to me it seems like it's nothing more than a pet rock* > **That pet rock is what gives ETH and Alts value.** ETH doesn't attract money and appreciate on its own like all Alts; ETH ONLY appreciate and attract capital after money flows into BTC and flows out seeking more profit. **(Nov. 2024)** > - Summer 2017, ETH hits ATH of $400 after BTC hits local top of $3,000 > - January 2018, ETH hits ATH of $1,400 after BTC hits cycle top of $20K > - May 2021, ETH hits ATH after BTC tops out in April 2021 > - Nov 2021. ETH hits ATH in December after BTC tops out in November 2021 https://np.reddit.com/r/ethfinance/comments/1gq6ahm/daily_general_discussion_november_13_2024/lwyql0m/

biba8163

> ETH/BTC was lower last year You are right but if still don't grasp that ETH will go much lower long term, you still don't understand crypto. I've was trying to explain it noobs in the ETH subs how crypto works in 2024. They didn't get it and it seems people still don't get it. > If you think 0.04 BTC is low, the ETH/BTC ratio is going to feel like getting kicked in the nuts over and over again over the long term as the ratio falls below 0.01 and goes lower and lower. **(Sept. 2024)** > Long term ALL Alts follow the same trend and fall below the initial BTC value they started at. Pretty much all the older Alts, even the most successful fall below this value. ETH is also trending long term to fall below this value. People talk about historic trends, patterns and cycles but this has been the only 1 undisputed and unbroken pattern for 14 years. > | | Initial | High | Current | > |:-----------|------------:|:------------:|------------:| > | LTC | 0.03 BTC| 0.048 BTC | 0.001 BTC > | XRP | 5,594 SATS| 22,500 SATS | 940 SATS > | XMR | 0.005 BTC| 0.035 BTC | 0.0029 BTC > | ETH | 0.01 BTC | 0.15 BTC | 0.041 BTC https://np.reddit.com/r/CryptoCurrency/comments/1fgzm3z/daily_crypto_discussion_september_15_2024_gmt0/ln9jvct/ > It's always BTC parabolic gains seeking profits and attracting attention and capital to the crypto space is the cause of appreciation. ETH is a Network Utility Token. That is all ETH is. It's competing with a many competing network utility tokens and many networks and L2s. These networks are increasingly going to be rails for stablecoins and such (97% of RWA are just stablecoins) and in order for the network to remain competitive they need to remain cheap. ETH is utility of being a rail for tokenized assets doesn't give it a $500 Billion marketcap -- ETHs value is derived from the money and investors that the pet rock brings. **(November 2024)** https://np.reddit.com/r/ethfinance/comments/1gq6ahm/daily_general_discussion_november_13_2024/lwyql0m/ > *Bitcoin, because to me it seems like it's nothing more than a pet rock* > **That pet rock is what gives ETH and Alts value.** ETH doesn't attract money and appreciate on its own like all Alts; ETH ONLY appreciate and attract capital after money flows into BTC and flows out seeking more profit. **(Nov. 2024)** > - Summer 2017, ETH hits ATH of $400 after BTC hits local top of $3,000 > - January 2018, ETH hits ATH of $1,400 after BTC hits cycle top of $20K > - May 2021, ETH hits ATH after BTC tops out in April 2021 > - Nov 2021. ETH hits ATH in December after BTC tops out in November 2021 https://np.reddit.com/r/ethfinance/comments/1gq6ahm/daily_general_discussion_november_13_2024/lwyql0m/

Sea_Necessary_9419

I hear you on the manipulation it’s definitely a shark tank. That’s exactly why I stopped trying to outguess the 'insiders' and moved toward a systematic approach. If market makers are moving the price, the volatility will show up in the math anyway. I’d rather just follow the tape than try to figure out what XRP is 'actually' worth.

coinfeeds-bot

tldr; European investors are capitalizing on the crypto market slump, buying digital assets while US investors pull back. Data shows $187 million in global net outflows from digital asset funds for the week ending February 6, with the US leading withdrawals at $200 million. In contrast, Germany and Switzerland saw net inflows, treating the pullback as a buying opportunity. Bitcoin faced the largest outflows, while altcoins like XRP and Solana saw positive inflows. The sell-off was driven by short-term holders and leveraged positions, not long-term investors. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

BlackRibbon69

Whole crypto market is ruled by insiders and marketmakers, you'll never beat them, fundamentals work but not really well, just check XRP and ADA, it's real worth is x1000 less.

PuzzleheadedBell4057

20% total Crypto for me. 5% ea BTC, ETH, SOL, XRP. It's gonna be one of these that's gonna become the most adopted. It's more than likely gonna be BTC. But who knows. Yahoo used to be the #1 search engine. Excite used to be the #1 social media platform. Books-a-Million was bigger than Amazon. I wanna stake in on more than just one Crypto. Better chance of being in the winner that way.

Prahasaurus

>Thanks in advance, from a teacher looking to help out my retirement. I hope you don't teach your students to rush into long-term investments based on Reddit comments. If you are seriously considering Pepe, ADA and XRP, it's clear you have no clue about crypto, and are just gambling. Stop looking for advice about crypto here on Reddit. It's like asking Reddit for legal or marriage advice. Start using crypto and see what is actually happening. You'll soon learn there are really only 3 ecosystems with actual activity: BTC, ETH, and SOL. BTC has limited activity but is the most well known. It has failed to provide much utility and now is rebranding as "digital gold." ETH has by far the most utility, over 60% of all stablecoins, the vast majority of tokenized real world assets, the most advanced DeFi, and will likely form the foundation of future asset tokenization. But few know this because they watch Tik Tok and don't actually use blockchains. SOL is very popular with memes, is not as decentralized as Ethereum but has captured the low end market. It's token is highly inflationary but could improve over time. My advice: 40% BTC, 40% ETH, 20% SOL. But you should take 2-3 months and research yourself before investing anything.

Top_Philosopher3915

It seems like the paid articles and paid influencers for devaluing , suppressing & fudding XRP is working , thanks for the noise to allow me to load up XRP even more at a huge discount . Loading up ⬆️

Stray14

Pepe or XRP. Mate buy BTC or ETH and go away for 10 years. Simple. Get on with your life and treat it like a pension. If you intend to throw money out the window, you should do just that, have a couple of beers, a joint and then just toss it on out, you’ll have much more fun than buying any form of meme, scam coin. Buying those coins is like torching your wallet. WAKE UP MATE!

BestDamnResults

Stay away from cash and XRP. Personally , if you buying spot , I would wait a few more months. We might have a couple bounces , but we are going to continue the high time frame trend ; which is down. We been descending since the top in October. If you got any questions , shoot me a dm and I’ll send you some of my charts to browse through so you can get an idea of my timeline and my game plan.

RatherCynical

Do not buy any fucking "crypto". You are a novice and you should recognise you know fuck all about crypto. With well over 20 million cryptos, how do you know which would do well? Do you even know what to look for to prevent financial ruin? The only appropriate thing for you to do is to buy Bitcoin, buy Bitcoin Treasury companies like MSTR and Metaplanet, and understand the 4-year cycle. You should only speculate with 20% of your crypto-funds, maximum. And PEPE, XRP, etc are absolutely shit bets.

Artistic-Upstairs789

THEY have canton now… banks don’t need XRP

Lpgohan6

XRP, Algorand, Cardano, Hbar, and super spec but fun to watch Flare. Will load up on ETH and Sol soon.

dustypajamas

Can I ask a serious question without being thrown out of the room? How is something like Crypto supposed to catch on for the average person? It's to complicated and by design you have no protections. you have situations like this where exchanges make mistakes and nothing can be done. I watched a video recently of a guy that put his life savings into XRP and lost it all because he didn't know on one device he used a cold wallet and the other a hot wallet. You can say well he should have done more research or known better but that's the point. The average person already struggles with budgeting and money they don't want to be an expert. The reason why Banks and Credit Card companies work is trust, his XRP is gone and there is no regulatory body or way to deal with fraud. From what I can tell speculators, criminals looking to hide money and scammers are the only ones that are interested. Very few people want to risk using crypto instead of a bank account or credit card that comes with some sort of protections

Miserable_Twist1

Yeah, unfortunately shills work on dumb people, so no doubt the average XRP redditor is a real person that believes the garbage.

Scuttlefuzz

Those are the blue chips I am talking about. If you bought SOL/ETH at the peak last cycle, you barely made a profit on paper, more than likely they held assuming it would higher and are now at a loss or sold at a loss. Same goes for XRP except this applies to 2018 top blasters. New alts that can run on hype can probably see some short-lived gains but alts in general are not in a good spot when BTC is now the only one that can truly break new ground cycle to cycle. I think the "speculation" phase for long term alts is done, it's going to take real use cases and adoption to have sustained upside. Those charts are not going to paint a pretty picture with the way things are going. Of course you can always be a cycle trader, buy the pico bottom and get out whenever, but viewing these as HODL because it's never going to zero might be a big mistake.

erjo5055

For 98% of coins I agree. Most are useless shitcoins, but there are a few exceptions with some form of future. I believe ETH, SOL and maybe XRP will likely be around in some form for quite awhile. BTC has already won its place though, the others are still battling.

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Successful-Win-8035

And a little XRP too.

StationEmergency6053

Did you know that Jeff Bezos calls Amazon his "10-year overnight success"? It's because the company stock didn't move much despite Amazon's insane growth, and then, almost like flipping a switch, Amazon's growth strategy translated into retail interest. The point I'm trying to make is that truly intelligent companies intentionally keep their own prices suppressed. This allows structure to form without the pressure of retail. Ripple is doing the exact same thing. That's why they release XRP from escrow incrementally. It's a controlled growth strategy that creates stability and therefore LONG-LASTING structure. Rome wasn't built in a day.

StationEmergency6053

Nice, pump incoming. Ive noticed XRP always does the opposite of whatever these chart watchers say is going to happen.

BlackRibbon69

If so it explains a lot but I still see many people fighting for XRP, massive brainwash or smth idk

Miserable_Twist1

Paid shills. My guess is Ripple made a lot of money in 2013 and have used it to manipulate the market ever since. There used to be a big bot net that would downvote negative XRP comments and videos.

BlackRibbon69

Nah I don't see bright future for XRP, it's still popular for some reason and I honestly don't know why. It's real value is miserable

BlackRibbon69

Sell XRP and ZCash and buy something better, they are just fancy-looking shitcoins

defi_farmoor

The ETF angle is what separates this cycle from previous XRP hype. Last week XRP spot ETFs pulled $39M in net inflows while BTC ETFs bled $689M. That's institutional money making a directional bet, not retail FOMO. Add RLUSD launching in Japan via SBI this quarter, plus stablecoin regulation discussions at the White House with Ripple literally at the table, and you've got real fundamentals backing the price action. Not saying it can't dump. But the setup is genuinely different this time. The on-chain activity and institutional flows tell a different story than 2021.

defi_farmoor

Crypto doesn't care about promises from politicians. BTC dropping alongside equities tells you everything: macro still drives price short-term. Tariffs, rate uncertainty, dollar strength. None of that changed because someone signed an executive order. The interesting signal is actually in the ETF flows. XRP and SOL pulled inflows last week while BTC bled $689M. That's not retail panic. That's institutional rotation into higher-beta assets. Long-term the regulatory clarity helps, but expecting a president to pump your bags is peak cope.

harvested

500x sounds like XRP propaganda

Icy-Patient-1880

Your allocation actually says a lot about how you’re thinking, and it’s not bad for someone new. You’re clearly leaning toward established networks instead of chasing random micro caps, which already puts you ahead of most beginners. That said, the biggest thing I’d flag isn’t *what* you’re buying, but *how fast*. During dips that follow big flushes, markets often don’t bounce immediately. They chop, retest lows, and drain patience. Historically, the people who win aren’t the ones who perfectly pick the dip, but the ones who buy slowly and don’t panic when price goes sideways for months. Solana and ETH make sense as “learning coins” because they move with sentiment. XRP and ZCash are more narrative-driven, so just be aware they won’t always follow the same rhythm. If this is hobby money, treat it like tuition. Learn position sizing, entries, and how emotions feel during drawdowns. That knowledge will outlast any single trade.

Top_Philosopher3915

Haven’t you heard that influential were proposed to be paid to FUD XRP ?

CryptoCircle_

XRP ... will get some under 1$ ... lower with DCA

BigSean_125

$HYPE $XRP later $SOL

This-Adhesiveness-52

Dump XRP before you stuck with that crap.

This-Adhesiveness-52

Only buying ETH and LTC, maby some SOL but XRP is just paid influencers that promote the hell out off that coin. It is almost as worthless as a memecoin. Banks gonna switch to another xrplikecoin that's cheaper when xrp gets to expensive. It's all hype. That it's even in the top 5 is crazy. That promotion team really paid off. BTC is to expensive.

Western_Cap_485

Well you have to believe in the project somewhat but never marry a token. I’d say XRP is a good buy ADA has its place and Eth is a way better bet than Bitcoin. I believe it’s going to 50k.

Available-Evening-18

I would not say that these 3 particular examples have " failed". XRP hit a new ATH in the last 12 months, ADA is still in the top 15 and Chainlink is still important as an oracle. Examples that I believe better support your point, which I completely agree with, are Polkadot and Cosmos Hub. They seemed to have great use cases and great technology but high inflation, poor real world demand and poor marketing worked against them.

agnelvishal

No XRP since I don't see any use case with it. More in BTC and zcash.

Danejir

SOL and XRP are two very different coins, so how is this third coin your shilling the next one of two different things?

richkiddio

$KTA, the next SOL/XRP. Still under 200 million market cap.

No_Giraffe_4647

I have a split with a top 10 coins and here my ranking BTC ETH HBAR CC XRP SOL ZRO ICP SUI DOVU

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it1services

Buying an alt that can 10x is always tempting the gambler in me, so I play with a little money on some alts. Caught XRP on a 10x, and did well during a Shib pump. I understand your point on BTC, therefore I'm always buying BTC as well.

HSuke

Lol wut? This isn't XRP. Both Vitalik and the EF own less than 0.2% of the entire Ether supply

Planet_7seven

ETH, Link, Sol, XRP, XLM, Zbcn

Pitiful-Excitement47

All cyrptos follow BTC price. Look at any time period and compare it to btc, theyre all virtually the same. The charts look the same with the same candles to some degree. With the exception of XRP, which largely follows btc but does its own thing from time to time.

HotInTheseRhinos123

Holding XRP has been fantastic!