XRP

SM-

BTC and SOL are recovering nicely, but what’s going on with XRP and ETH? They’re lagging behind.

OkBuy4754

XRP's liquidity pockets at $0.48-0.52 are pure EV plays right now. Been scalping 8-12% swings there all week.

CKHiD_or_DIE

It's not unreal when you have double digit crypto exchange confirmations. Most tokens you see on reddit dont even get listed on 1 exchange . Much less 7 in the first month. Now CZ from Binance even acknowledges something from the founder on twitter. I got in on XRP at 13 cents. I got in on Dogecoin around 5 cents before the pump. Tell somebody less experienced that.

Lord_Alamar

The last 3rd of my remaining XRP bag is still worth much more than my capital investment in the asset

SouthTippBass

XRP wasn't. Bcash added December 17.

Aerocryptic

\+XRP and Bcash by the end of 2017

moon_baklava

Every project with heavy focus on tokenization and global adoption. Ethereum, Solana, XRP and IOTA are my favorites.

Farvaharr

Bought XRP at 2,30 thinking it was a good price lmao.

zooka19

Still profitable on BTC, ETH, SOL, BNB, but XRP... pahahaha

zooka19

Still profitable on BTC, ETH, SOL, BNB, but XRP... 

badplayz99

It is not wise to keep all your funds in one asset, but diversification should still be observed. Of course, you should take into account the price at which you bought XRP, but in any case, the current capitalization of MC can grow at least twice.

Pooja100520

XRP isn’t a bad asset, but concentration risk is real. One trade shouldn’t decide your whole year.

iamjide91

I think XRP, XMR, & AIOZ are good bets this season.

NAOM2035

I used to be anti XRP - but it appears to me that they've flipped. They were a globalist asset, however I think they've been taken over by the U.S. military via executive orders 13818 and 13848

cinnapear

XRP lol

SydZzZ

That’s definitely a short term for XRP. Medium term is 4 years. Long term is 10 years plus

AlmostSneakers

XRP is down only

HSuke

Yes. It's pretty well known. * https://gist.github.com/chris-belcher/c9f4b90bec1b2fbf8caaab178719ac24 * https://np.reddit.com/r/btc/comments/xxbwce/history_lesson_a_brief_and_incomplete_history_of/ * https://np.reddit.com/r/btc/comments/1gonba7/the_biggest_reason_btc_will_beat_bitcoin_cash_is/ * https://np.reddit.com/r/CryptoCurrency/comments/1laywen/censorship_on_rbitcoin_now_prevents_many_serious/ * https://np.reddit.com/r/btc/comments/1kqs458/rbitcoin_censorship_is_still_at_cult_levels/ It's also in the rules that you can't talk about altcoins or other protocols in the sub, which prevents comparison or serious discussions about the protocol. You also can't discuss forks. The only other major sub that censors even more are the 2 Ripple/XRP subs. Up until recently, you couldn't criticize the protocol or ask any hard questions that highlights the weaknesses of the protocol.

HSuke

Yes. It's pretty well known. https://medium.com/@johnblocke/a-brief-and-incomplete-history-of-censorship-in-r-bitcoin-c85a290fe43 https://np.reddit.com/r/btc/comments/1gonba7/the_biggest_reason_btc_will_beat_bitcoin_cash_is/ https://np.reddit.com/r/CryptoCurrency/comments/1laywen/censorship_on_rbitcoin_now_prevents_many_serious/ https://np.reddit.com/r/btc/comments/1kqs458/rbitcoin_censorship_is_still_at_cult_levels/ It's also in the rules that you can't talk about altcoins in the sub, which prevents comparison or serious discussions about the protocol. The only other major sub that censors even more are the 2 Ripple/XRP subs.

Street_Outside_7228

Buy XRP if you like giving your lunch money to banks.

KristyKD

idk i'd probably keep the ETH and swap some XRP for SEI. cheaper entry and way more room to run imo

bbqyak

Lots of alts shot up even in the past 2 years to all-time highs. XRP, SOL, XMR, ZEC, etc. If people really think we're going back to the days of Farm.Finance, BatmanSwap and PillsburyDoughCoin 25x'ing for no reason - that's wishful thinking.

EpicThirteen13

Honestly it’s a mix of strategy and research. Big names like XRP and Solana are solid plays if you want projects with track record. But the real asymmetric upside tends to be early-stage stuff that actually solves core problems instead of just riding hype. One project I’ve been following is Xelis (XEL). It’s an early-layer-1 with a fair launch (no premining), transparent dev activity on GitHub, and a design focused on scalability, security, decentralization, and privacy. It’s not a guaranteed moonshot ( nothing is ) but it checks more of the real fundamentals boxes than a lot of alt tokens popping up lately. Bigger projects = less risk, smaller projects = more risk but more upside if they deliver. Always DYOR (especially on tokenomics and tech) before buying.

coinfeeds-bot

tldr; XRP is testing quantum-resistant cryptography using Dilithium, a protocol more secure than Bitcoin's ECDSA and other quantum-proofing methods like FALCON. Dilithium Cryptography employs Lattice Cryptography, which uses mathematical noise to protect private keys from quantum computer attacks. As quantum computing advances, XRP's initiative positions it ahead in blockchain security, while other blockchains like Bitcoin and Ethereum lag in implementing quantum-resistant measures. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

brandonholm

Lmao XRP is most definitely not the future of finance 🤣

brandonholm

XRP is the answer only if you want to lose all your money.

max-avery

agreed, Digital Wealth Partners has about 1 billion in XRP under management now and has several strategies for clients to earn returns as well, which makes it a lot more attractive for some looking for long exposure

CapitalIncome845

Stablecoins won. Sorry, XRP.

reddiculed

Why is XRP always supposed to be trading on these huge macro tips hype? It’s just another shitty balls old alt, no? It’s fairly correlated imho. If you’re an altcoin, at a certain point you gotta admit it.

scott_in_ga

shorting XRP has worked out great (esp today). Ah, yes, Black Rot seems to be it. How do you use Terrazole? did you put it into water and submerge the plant? Would I do that before I change the medium? thankfully it's the only one of my orchids to get this

Just-Complaint-2094

Hahahaha. If only. XRP will be lucky to hit 2.50 by year end. Every week new “breaking news” with XRP being implemented and nothing happens I’m sitting on some for the lotto ticket chance something happens but more than likely XRP won’t hit 5.0 by 2035

FrankSlipHelp

I short XRP, also long it, also hodl it, up or down matters none since money can be made on the short period, long period hodler here, have not shorted leverages and see you do? How’s that worked out? Also, my black spots ended up being pythium due to poor drainage and air circulation where I had mine at, ended up using Terrazole and changing medium and adding a small small fan nearby on a timer.

scott_in_ga

btw, i'm loving XRP's huge downward dildo this morning! lol

scott_in_ga

Nice. I'm short XRP and SUI and letting it auto-roll on coinbase for the next year, maybe. Lol

MightyWolf39

For some ALTS like XRP and Binance Coin yeah

Zestyclose-Search-21

XRP

Impressive-Future279

Bitcoin, Solana, XRP, and Hbar if you ask me.

Geo-USA

This is the way. With something speculative, only invest what you can afford to lose and have patience. I expect the 4 year bitcoin cycle to continue. It is programmed in the code after all. Next cycle peak should be in 2029. I will start DCA buying again this fall. Maybe, just maybe the layer ones like ETH, SOL, and XRP will take off this year and it will not be such a bad crypto winter. 2022 was ugly.

PapaCryptopulus

At this point in time XRP is the only answer if you want massive upside. Japan along with global economics a failing USD and Clarity Act passing will cause XRP to surge to new highs soon

badplayz99

Of course, number 1 BTC, SOL and ETH will still show themselves. From the TOP 10, I would still look at XRP

ecnecn

the mental horizon of an XRP investor

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Post is by: FeedNo1628 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1qpx7ai/why_will_utility_coin_adoption_result_in_higher/ I have a large investment in utility tokens (XRP, XLM, ETH, etc.), so please understand that this is not FUD, it is just a healthy test of my thesis as all investors should do with all investments. Last year I belonged to a paid discord run by a reputable and knowledgeable host, with a lot of people who seemed educated in what they own and 100% committed. I asked a few questions regarding why mass adoption by institutions was guaranteed to make the value of the coins go to the moon and I never did receive a logical and adequate response that satisfied me. I assumed it was so clear and simple that no one wanted to take the time to explain it to me, and I assumed that they just have a much deeper understanding than me, and stayed heavily invested. Fast forward a year, every day I'm seeing youtube videos talking about all these major financial and industrial institutions adopting utility coins as the backbone of their processes, yet the value of the coins does not move at all, just sideways near-term and continuing slowly downward long-term. "Experts" now explaining the golabal money supply, saying crypto is next after money rotates out of prescious metals, there's an issue with the yen carry trade, etc. It brings me back to my original questions and I'm wondering if they did not explain to me because they did not know either. Here goes: Financial institutions are adopting utility crypto networks as a tool to move value, this is clearly happening at a fast pace. The value is not in the tool itself, it is still in the old-school non-fiat hard assets like precious metals, real estate, bonds, etc. that are being moved on the network. If I'm an institution using a tool, why would I want the tool itself to appreciate substantially in value, wouldn't this be counter-productive in that it increases the cost of me using the tool? If the tool gets cost-prohibitive, wouldn't I seek another similar but less-expensive tool? (there are many options and new ones could be created out of thin air if there is demand for new cheaper ones). If the current tool I'm using knows I have this option, wouldn't they just create more coins to reduce the scarcity factor to keep the price of the coins lower so I don't move to another one as a means to self-preserve the company/entity/business that has the business interest in me using that tool? (Ripple, Hedera council, etc.). Similiar example from the past: It is said that during the gold rush out west the people who made out the most were those selling the shovels. After you bought a shovel the "shovel dealer" just restocked from suppliers in the East. Once people noticed this, more "shovel dealers" popped up and the cost of shovels went down. Once you bought a shovel and the market was flooded your shovel became pretty much worthless, no way to get your money back if you didn't find enough gold. What is different with utility coins? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

ResponsibleFloor5430

EXACTLY! I can’t say exactly enough times to totally agree with you!!! Look at the graphs of the top 10 tokens just now! All charts look almost just alike! It’s market total market cap. You CANNOT put XRP as some odd off token without it being decoupled from the entire market. Sheezz 🤷‍♂️🤷‍♂️

Darkwolfie117

I mean XRP has Jake Claver

Cydronix777

There is lots of hype lately that Amazon is deploying XRP are you saying this is not true...

TheGreatCryptopo

XRP has 

Ornery-Tax9469

XRP has been in a bear for some 11 months.

respectandmanners

So, basically, one has USDT in one's wallet, and when one wants to spend the USDT, then there's an automatic operation that converts USDT to RLUSD on XRP, which is then further converted to USD to send on VISA? I wonder how much the gas fees are per transaction to do all that. Not sure why something like USDT on TRX or ETH straight to USD isn't a better choice and then just skipping the USDT->RLUSD->USD conversion

b-loved_assassin

Right. the majority of the market, top 50 coins or so included, has been bleeding since like October, but somehow XRP is the only one at risk of collapse lmao

Letsgotothemovie

XRP was always going to zero and now you can WAGER CRYPTO ON SPORTS on Coinbase. This will be the new crack cocaine for XRP bag holders and it’s gonna be HYSTERICAL to watch. Coinbase is going to be a bookie and they will be “winning” massive amounts of shitcoins like XRP and as their bag grows and the price inevitably drops they will be dumping as much of this trash as possible sending the price lower faster.

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Post is by: Money-Background7430 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/XRPUnite/comments/1qp1r6e/the_new_silk_pattern_xrp_and_the_subtle/ The New Silk Road: XRP and the Subtle Demolition of the Dollar. By equiserrepe. While the paper dollar teeters by design, a new system of financial pipelines is emerging from San Francisco. Is XRP the lifeline or the Trojan horse of the new Trump era? For observers of the global financial system, January 27, 2026, will be marked as the day theory became infrastructure. With the launch of Ripple Treasury, a platform that amalgamates 40 years of technical expertise with the agility of blockchain, Ripple has not only launched a product; it has presented a functional alternative to the antiquated SWIFT system. The move is as timely as it is provocative. Currency as a Weapon In Washington, the air is thick with a deliberate paradox. The Trump administration has been unusually candid about its desire to devalue the greenback to revive American manufacturing. However, devaluing the world's reserve currency is a major undertaking. This is where the CLARITY Act comes in, whose vote this Thursday promises to grant digital assets the legal status that institutional capital demanded to enter the market en masse. The strategy appears to be: devalue the "paper dollar" to gain competitiveness, while building a "digital dollar" on private and efficient tracks. By officially recognizing XRP as a utility asset, the United States is not abandoning its hegemony; it is migrating it to a cryptographic cloud where velocity of circulation compensates for the loss of face value. Geopolitical Highlights: The Bridge to the East • The BRICS Alternative: Russia, leading the bloc that includes Brazil, India, China, and South Africa, has accelerated its search for an independent payment system. Reports from 2024 and 2025 confirm that the BRICS are exploring the use of XRP as a "bridge currency." The goal is to settle instant cross-border transactions without a single cent passing through the oversight of US correspondent banks. • The Asset Paradox: Although Ripple is a San Francisco-based company, the XRP asset is technologically decentralized. This autonomy allows Moscow to use the network without the company's approval, in the same way that the Bitcoin protocol is used, making XRP neutral territory in a financial war. • • Super Thursday Diplomacy: Rumors are circulating in the corridors of power about a "new diplomacy" from Trump. The CLARITY Act could be the tool to allow Russia access to regulated digital rails (like the XRPL) in exchange for concessions in peace or energy treaties. It's 21st-century Realpolitik: if you devalue the dollar, you need your adversaries to operate on a system that, although digital, you still oversee. • The Digital Ruble: Russia is planning the mass launch of its CBDC (Digital Ruble) by mid-2026. Experts point out that its architecture is "suspiciously compatible" with Ripple's technology, suggesting that the gold standard for central bank digital currencies has already been dictated from California. • The Digital Ruble: Russia is projecting the mass launch of its CBDC (Central Bank Digital Currency) by mid-2026. Experts note that its architecture is "suspiciously compatible" with Ripple's technology, suggesting that the gold standard for central bank digital currencies has already been dictated from California. The St. James Street Verdict "Super Thursday" isn't just about whether a token goes up or down a few cents. It's the verdict on who will control tomorrow's liquidity. If the CLARITY Act passes, Ripple will have achieved what seemed impossible: transforming an asset under legal siege into the gold standard of modern treasury. In the grand chess game between monetary devaluation and technological efficiency, the board seems to be tilting, finally, in favor of digital rails. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

ExpertLocality

This reads painfully accurate. XRP loves to pump on historic news then immediately rug anyone who shows up late

Optimal-Repair-5289

I get the TA comparison, but polymarket pricing doesn’t scream total collapse yet. There’s still decent probability assigned to XRP catching a regulatory driven bid if liquidity flips risk on again. Could be more chop than straight down

iRysk

XRP is one of the biggest jokes in the industry. And now that they’re facing competition from Swift their days are numbered. They bring nothing novel to the table anymore and they have no moat

Prahasaurus

XRP is a joke, it's been a scam from the beginning. It's basically a boomer meme coin. The idea that Swift will run on XRP is comical, Ethereum has already won most of DeFi. It's comical anyone with half a brain considers this project for anything other than short term speculation, similar to DOGE or FARTCOIN.

InternalOpen7578

XRP is company-owned trash

Mediocre-Signal672

Cool. More XRP for me. Just curious, what is the most XRP that you had at one time?

CaptainRelevant

Clickbait. XRP has strong spikes in google trends and it’s about to spike again now due to the structure bill moving through Congress. Ripple is a heavy lobbyist for that bill and its widely anticipated to codify the legal clarity for XRP’s use case.

F-machine

Viva XRP

Narrow-Message-9167

I’ve been doing that with XRP. Living off 300 ish dollars a week and spending 750$/week on my crypto.

FrankSlipHelp

XRP_WOLVERINE is holding that’s a given no question, he knows not to sell in a Bear at least and will ride it out, XRP_SPARTAN however couldn’t get into UofM.

Ok-Scientist-391

XRP is so logical it breaks people's brains and they try to gaslight themselves out of believing in it. Fools. I'll wave from my lambo dont worry

Bkokane

It would be if XRP was still $0.60. I wouldn’t expect it to outperform Bitcoin much from here for the rest of this cycle. It’s already had its run.

ihavebeenmostly

Fair but not a constant. Is it the volatility difference in XRP when compared with BTC that makes it attractive?

FalconCrust

Ripple sells conjured XRP tokens to fund the development of RippleNet, which they then sell access to by entities that don't hold or use XRP at all. I wish I could buy equity in Ripple so that I can get in on that action.

Darkwolfie117

There are independent XRP bankers and coon holding companies, large firms have invested in ETFs, the standing of it during the bear market crypto is in is a positive IMO

Hidden5G

Calling it “Ripple’s XRP” already breaks the argument. Ripple does not own XRP, control the XRPL, or set its monetary policy. XRP is a neutral asset on an open ledger. If the premise is wrong…the conclusion collapses with it. Second…XRP has not had price discovery. Not even close. For years it was legally sidelined in the largest capital market on earth. US exchanges delisted it, funds were barred, institutions couldn’t touch it. Assets do not discover price when major participants are legally excluded. Third…XRP is still not formally labeled a commodity in statute. A court ruling limiting one regulator’s reach is not the same thing as full regulatory classification. Institutions don’t allocate on “good enough.” They allocate when the asset has clear legal treatment, balance sheet clarity, custody rules, and compliance certainty. That switch has not been flipped yet. Comparing XRP’s structure to Cardano’s 2021 top is lazy chart astrology. ADA topped in a fully open, retail driven market. XRP consolidated under artificial legal constraint. Similar shapes…completely different causes. Yes, markets can dump. That’s macro liquidity, not proof that XRP’s thesis failed. And “good news marks tops” only applies when the market is already allowed to price that news. XRP wasn’t. If your analysis starts by mislabeling the asset, ignores regulatory suppression, ignores lack of price discovery, and ignores the absence of formal commodity classification, then the conclusion isn’t bearish. It’s just uninformed. Finally…saying you sold most of your position doesn’t strengthen the analysis. It explains the motivation. This reads like post hoc justification of a trade decision, not evidence that XRP’s role, design, or trajectory has failed.

Confident-Kitchen962

Funny how a lot of people told many to sell this turd at the top and they didn’t listen cause you know why. They were the “XRP ARMY” and it was going to the moon.

Terrible_Fish_8942

Thoughts on XRP? From my understanding XRP has the most utility by far of any crypto and the most growing laying adoption.

Weak-Inspection1198

As much as this is the long term play, I would wager most are curious about the impact this has for this impending cycle (or if the era of cycles is over). With a massive delay for alts, we may end up not having a true alt run. Everyone knew institutions would be getting in eventually. That’s not news. The implications were always a) when was regulatory clarity going to happen, b) at what speed do tutes enter crypto, c) at what volume do tutes enter crypto, and d) what market dynamics come into play when this occurs (who are the real winners). That’s all. My guess is the winners will be very small for the short term: BTC, ETH, XRP, SOL, HBAR, XDC, ZBCN, and Canton.

Sufficient_Rent8094

XRP is doomed

rling_reddit

Exactly. You could lay the charts of my entire crypto portfolio over the top of each other and there is only minor variation. I have read bullshit about XRP since I started buying. Still DCA every week, but I agree with OP. The sky is falling. Sell all your XRP/XLM by COB Friday. I buy on Saturday.

XRP_SPARTAN

I agree, the whole market looks like shit. But this post is specifically about XRP.

HSuke

I was not expecting to see this kind of post from XRP_SPARTAN. Good to see that you're not a permabull and can change your mind. https://np.reddit.com/r/CryptoCurrency/comments/1bxcaz0/why_ripples_xrp_is_poised_for_10/

CryptoMemesLOL

I agree with XRP being a bad project, but as far as the chart goes, and the overall market, we are more at a support level and risk bouncing up before going lower. The time to sell was above $3, right now I'd rather wait for a rejection once we bounce and get rejected at a key level with lots of volume.

Incredibly_Based

I used to track the XRP lawsuit daily thinking it was big news at the time, its barely a drop in the bucket now

MakCapital

And in next bull XRP will grossly underperform with small pumps and a lot of sideways as it continues to bleed against other majors. Just like ADA last 4 years. Then another bear hits and it makes new shockingly lower yearly lows. The SEC trade is longggg over. Everyone that didn't realize they were in a meme pump will hold back to negative. Long term holders of an asset trying to be a currency that no one will ever use as currency, and a network no one trades on will only go down long term.

BeanzleyTX

Two weeks ago I sold my XRP for gold and silver junior miner stocks Been a good decision so far

JustStopppingBye

XRPL was never positioned as the infrastructure that banks are actually adopting. Financial institutions are building on permissioned or semi-permissioned platforms like Canton or private ledgers. XRP also lacks smart contract flexibility and composability required for modern tokenization platforms. DTCC for example, are using token standard ERC3643, which is a token standard designed specifically for regulated, real-world assets (RWAs) like tokenized bonds, funds, equities and deposits. [**https://www.dtcc.com/news/2025/march/20/dtcc-joins-erc3643-association**](https://www.dtcc.com/news/2025/march/20/dtcc-joins-erc3643-association) How would XRPL be used when they cant even support basic token standards? lol

YogurtCloset3335

Sorry for your loss. Ripple is a shitcoin. It's premined. It's controlled by a corporation and subject to regulatory uncertainty. You're probably better off buying MSTR stock then buying XRP.

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Post is by: Mission-Stomach-3751 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1qokhh2/xrp_price_action_was_driven_by_liquidity_not/ A lot of attention lately has been on headlines and short-term narratives, but XRP’s recent price action looked more like a liquidity-driven move than a news reaction. At a key price level, liquidity stepped in, selling pressure was absorbed, and market structure held. The reaction was clean and controlled — typical of a technical response rather than speculative momentum. This is often where retail gets misled. When sentiment is loud, the market tends to do its work quietly. Panic selling gets absorbed, and price stabilizes before any meaningful move develops. Instead of reacting to alerts or social media noise, watching liquidity zones and structure provided a clearer read on what was actually happening. Curious how many here actively track liquidity and order flow versus relying mostly on headlines and price action alone. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

brandonholm

This is the typical sales pitch for the XRP scam. Don’t give into it.

JustStopppingBye

The post isnt even factual. >"where financial institutions are increasingly integrating the XRP Ledger into global payment systems." Proof?

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Post is by: Money-Background7430 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/XRPUnite/comments/1qo2b9t/if_black_rock_does_this_look_out/ BlackRock's Single-Chain Tokenization — XRP Ledger Gains Spotlight https://share.google/UDOcrFe9lz3PYGIQa *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

GritGrindGold

It was actually $12 and it was when XRP was just hitting a dollar

coinfeeds-bot

tldr; Silver is outperforming cryptocurrencies, undermining the 'digital gold' narrative as investors shift to physical assets amid global uncertainty. Silver surged over 8% to a record $110 an ounce, marking a 270% rise since early 2025, while major cryptocurrencies like Bitcoin, Ethereum, and XRP have significantly declined against silver. Factors such as trade war fears, strong demand in China and India, and expectations of lower interest rates have driven the rally in precious metals, highlighting a preference for tangible safe havens over digital assets. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

icnews10

ISO 20022 is just a messaging standard for financial institutions, not a blockchain or token endorsement, and SWIFT adopting it doesn’t imply that specific cryptocurrencies like XRP or HBAR will be used for settlement. Some projects align their narratives with payment infrastructure, but real adoption depends on regulation, bank incentives, and integration costs rather than technical compatibility alone.

AutoModerator

Post is by: Tyrrhenus_ and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1qo7mh8/swift_iso20222_xrp/ for starters, im not well versed jn crypto. my buddy has been telling me of SWIFT, ISO20022, HBAR, XRP are going to become the new middle ground for transfering currencies in the digital world or something. Could someone please give me a rundown on why they believe thats true or total bs? i'm looking to learn before actually investing. or could somebody point me in the right direction for the info? possible articles, videos, reasons why or why not its true/false and so on. thanks *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Bkokane

Yeah probably. But a 2x is pathetic in crypto so I’m not sure why you would buy XRP. Loads of other coins are an easy 5x from here

NewspaperWrong809

XRP is way faster 

F-machine

XRP

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Post is by: Current_Attention_92 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/XRP/comments/1qnz4l8/xrp_news/ Ripple CEO Discusses XRP Ledger Adoption at Davos 2026 Ripple CEO Brad Garlinghouse emphasized a significant transition at Davos 2026, where financial institutions are increasingly integrating the XRP Ledger into global payment systems. According to NS3.AI, this development is supported by key regulatory and institutional advancements highlighted at the World Economic Forum, which positions XRP alongside major Central Bank Digital Currency (CBDC) initiatives. Market analysts are optimistic, forecasting that XRP could reach $8 by 2026 and $12.50 by 2028. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Kontrav3rsi

I’m part of the XRP Army but I’m still gonna feel bad when the coin drops to under MSTR average and Mikey gets “the call”.

chr1stok3r

I think you’re doing a solid job. Personally I’m going heavy buy on BTC. I’m also adding to my ETH and LINK holdings but at a slower pace. I’ve got solid positions in XRP, and Hbar as high risk/high reward plays.

Renowned_Molecule

I got those. They are classified as Ancillary Assets in one of the bills still waiting on markup vote. Also, ETFs are still in the pipeline for XRP, HBAR, XLM. Not sure if there any S-1’s for ALGO related spot etf. 

StaticAutomatic202

If btc doesn't do it XRP certainly won't

Zealousideal-Heat399

I got XRP, HBAR XLM AND ALGO. What do you think about my portfolio?

biba8163

> January 2016 ETH/BTC .003. When ETH was $0.98 and had a $70 Million marketcap 🤡. This is typical shitcoiner cope. - Lets go back to 2016 OR - Lets go back to when ETH dumped -90% > watch this I am watching you lose money and opportunity cost and do mental gymnastics buying shitcoins and pretending you made money lol > 1000 Moon Bet: > ETH/BTC ratio hits .15 before 2/1/2022 **(Oct. 2021, BTC $62K, ETH $4K)** https://np.reddit.com/r/CryptoCurrency/comments/qcekzf/comment/hhg2njs/ > After 7 years, I have whittled down (aka consolidated) my coins to the final 4: ETH, XRP, FTT, and LINK. Got rid of BTC back in May **(Feb. 2022, BTC $38K, ETH $2,700, XRP $0.72, FTT $41, LINK $14)** https://np.reddit.com/r/CryptoCurrency/comments/sz2hre/daily_discussion_february_23_2022_gmt0/hy2f9hx/ > would you rather have 1 bitcoin or 24 ethereum? > Right now....24 ETH by a MILE! Even a maxi knows math that ETH is undervalued to ATH compared to BTC and always outperforms BTC in the 4 year cycle. **(Aug 2024, BTC $62K, ETH $2,700)** https://np.reddit.com/r/CryptoCurrency/comments/1emrhat/comment/lh70v5r/ > After a successful 6 months of shorting ETH, my latest stop out short trade is my last for a while. Moving to the long side of leverage trading ETH **(Sep. 2024, BTC $63K, ETH $2,600)** https://np.reddit.com/r/CryptoCurrency/comments/1flq8gc/daily_crypto_discussion_september_21_2024_gmt0/lo9cen1/

OkCanik

i bought 4800$ of XRP when it was 18% of a penny idk what to do now lmfao

Fun_Manufacturer_367

I’m a newbie, but I don’t get the “all alts die” take. Ethereum and its ecosystem, high-throughput Solana, XRP and its future possible payment implications, Chainlink, Avalanche, customizable blockchains for institutions etc. actually have real use cases. Bitcoin is king, sure — but why would alts go to zero ? For example, I dont encourage the XRP fanboys enthusiasm, but I find the concept of cross-border payments with crypto exciting and possible.