Reddit Posts
Most alts are down 70%, 80% to 90% from their ATHs.
Clarity Act, simple explanation and status
Ripple Advances MiCA Expansion as XRP ETF Inflows Top $200 Million
Ripple Advances MiCA Expansion as XRP ETF Inflows Top $200 Million
Ripple Advances MiCA Expansion as XRP ETF Inflows Top $200 Million
For those of you who bagholding XRP. You’re either moron or a genius.
Compared THORChain, Chainflip, NEAR Intents and ChangeNOW for cross-chain swaps — here's what I found
While having real utility and being revolutionary, XRP and XLM’s valuation makes no sense
BlackRock's First Bitcoin Yield ETF Launches Today as XRP Whales Control 74.1% of Supply
BlackRock's First Bitcoin Yield ETF Launches Today as XRP Whales Control 74.1% of Supply
BlackRock's First Bitcoin Yield ETF Launches Today as XRP Whales Control 74.1% of Supply
The crypto CLARITY bill is stuck, and the holdup is the president's own wallet
Best way to find alts that hold up when BTC dumps and outperform when BTC bounces?
Elon Musk’s X Launches ‘Big Charts’: XRP Makes The Cut
Crypto Is Getting Smoked Right Now, But This Isn’t the End
Coins from 2017 that are still here vs the ones that vanished, what separated them
Ripple Emeritus Explains: Can XRP Escrow Run Out Soon?
What actually drives XRP’s value if it can be reused every few seconds?
Crypto Signal bot 80% + accuracy
Japan's SBI Shinsei Bank Offers XRP Rewards as Forecasts Target $1.80 in 2026
Japan's SBI Shinsei Bank Offers XRP Rewards as Forecasts Target $1.80 in 2026
Japan's SBI Shinsei Bank Offers XRP Rewards as Forecasts Target $1.80 in 2026
BlackRock IBIT got dumped for $1.26 billion in a single day but the S&P keeps going up, make it make sense
INSTITUTIONAL CRYPTO PRICE TARGETS 2026
XRP vs. XLM: The $114 Trillion RWA Race Is Heating Up
XRP Price May Reach $40 by 2035, While XRPL Passes $400M in Tokenized Assets
XRP Price May Reach $40 by 2035, While XRPL Passes $400M in Tokenized Assets
XRP Price May Reach $40 by 2035, While XRPL Passes $400M in Tokenized Assets
BlackRock IBIT got dumped for $1.26 billion in a single day but the S&P is still pumping, this disconnect is wild
How decentralized are these coins?
Cybercatch, KYC, Sanqtum Nodes,XRP, Edge Nodes Speculative Dot Connecting
BlackRock pulled $1.197B from its BTC + ETH ETFs in one week and XRP absorbed $42M in net inflows the same week. Here's the full breakdown.
Attention XRP Investors! Ripple Announces Collaboration with Turkish Companies!
Altcoin season index is at 30 and BTC dominance is near 60%. The "rotation is coming" crowd has been wrong for months.
Hope you backup your wallets to Web3 against cyberattack and external control from anyone??🚀🚀🚀 #XRP
HBAR vs ONDO: Where Would You Put $1,000 Right Now?
Been waiting to post here finally can — XRP is built different honestly
Most people chase price. Smart money tracks liquidity. ETFs are absorbing XRP supply, XRPL activity keeps growing and institutional custody continues expanding. As liquidity flows into settlement rails and tokenized assets, XRP’s role as a bridge asset strengthens. Data > hype. #XRP #XRPL #Crypto 🚀
I was crying and hating myself for buying the near-top and selling at a 25% loss….
Altcoin season keeps getting promised like a toxic ex
XLM and DTCC Partnership is not only Historic but Invaluable. Crypto Race may be over as XLM shines like the North Star in a sea of red
Grayscale Investments Launches Grayscale XRP Trust ETF (Ticker: GXRP) on NYSE Arca
Cardano’s Hoskinson Shocks XRP Army With This Praise
Why Putin is Turning to XRP as Russia’s Gold Reserves Hit a 4-Year Low
Putin is Turning to XRP While Russia’s Gold Reserves Collapse
I analyzed 100+ crypto inheritance plans. 94% would fail in court. Here’s what most XRP holders get wrong.
the $950M liquidation data hides something interesting in the altcoin breakdown.
I Sold All My Crypto At A Loss To Buy Stocks
Get Whale Status: Hyperliquid Price if It Reaches XRP and Bitcoin Market Cap
Get Whale Status: Hyperliquid Price if It Reaches XRP and Bitcoin Market Cap
Get Whale Status: Hyperliquid Price if It Reaches XRP and Bitcoin Market Cap
See your exact rank among all Bitcoin holders - free tool
XRP in 2026 worth it or already too late to enter? I need your thoughts about it 🙏
XRP in 2026 worth it or already too late to enter? Just want your advice about it.
I got debanked. Moving towards crypto.
BTC dominance is 58% and "altseason" is still the loudest take on this sub. The math doesn't agree.
BTC dominance is 58% and "altseason" is still the loudest take on this sub. The math doesn't agree.
If you were building a pair-trading universe for crypto from scratch, which venues, instruments, and quote currency would you anchor it to?
Understanding Tricity Tokenomics, Here's how it works.
Is Ethereum the new XRP (Price Action) in the top 5
Is Ethereum the new XRP (Price Action) in the top 5
Crypto Market Today: NEAR surges 31% as XRP ETFs post best day in weeks at $8.88M
Is XRP a good investment in 2026? The honest $1.40 answer
BTC bounced back to $77k, but I still don’t know if this is real strength or just relief
XRP hate has been more than intense lately. It's kinda weird. What do y’all make of it?
Long term bag holders state of mind...
Investors Rotate Into XRP and Solana as Bitcoin Funds Bleed Nearly $1 Billion Last Week
Why Are Investors Pouring Millions Into XRP ETFs Right Now?
Goldman Sachs Sold Every XRP and Solana ETF It Owned as XRP Price Crashed
The XRP Alliance Has Launched: D’CENT Unites the Entire XRPL Ecosystem in One Secure Biometric Wallet
The CLARITY Act just passed the Senate Banking Committee
CLARITY Act Clears Senate Banking Committee: Bull Run for Bitcoin, XRP, and DOGE?
Tested RocketX, 1inch, Paraswap, Jumper and Bungee on the same swaps — big differences in what they actually support
The XRP Alliance Has Launched: D’CENT Unites the Entire XRPL Ecosystem in One Secure Biometric Wallet
XRP ETF Inflows Hit $1.35B as Senate Releases Latest CLARITY Act Draft
XRP ETF Inflows Hit $1.35B as Senate Releases Latest CLARITY Act Draft
Besides XRP, what other coins do you recommend buying?
XRPresso selected as XRP Las Vegas Shark Tank Finalist
Institutions Invest $858M in Bitcoin, XRP, and Crypto Funds This Week
QIE Wallet Aims to Become “One ID for All Crypto | One wallet to do everything.”
Mentions
Only for BTC , XRP and BNB. Doge has been in a bear market since January 2025 . Alongside other alts in the top 20
My Cardano (ADA) is down -83%. XRP down -60.89%. AAVE down -73.18. BCH down -62.90%. Basically the whole basket is in the shitter.
Show me an actual alt that is being productized and please don’t say banks are utilizing XRP 😂
Where has the XRP hate been for years? I suddenly see it everywhere. The change in sentiment shows the market is getting educated finally. Suddenly everyone's going to start loving cardano and chainlink, then back to meme'ing when a bull run hits
I don't think it's any easier to remember than other crypto, I don't think that's it. They usually call it Ripple, not XRP. >Talking about pyramids and Ponzi schemes that’s the one you need to stay away from. I never met those people. Pyramids as in financial ones (Ponzi) or egyptology?
Their Polish and only remember it because of three letters XRP it’s easy to remember. Talking about pyramids and Ponzi schemes that’s the one you need to stay away from.
XRP is popular among older people in Poland, it's the most common crypto I'd hear about. My old boss was deep into it, my fiancee's mom is too. I tried to ask them why they were into it and I'm not convinced of it's fundamentals and potential. My boss was into it because of ISO certification. I think ISO 20022. So he was hoping that it's gonna be adopted for inter-bank transfers because of it. And that banks will be forced to buy a lot of it and it will make the price go up a lot. He wasn't receptive to my suggestion that stablecoins would be better for banks as they don't want fluctuations in value when they do transfers in an intermediary free-floating currency. My fiancee's mom is into it because some fairy had a dream where it went up. I think both of them are right-wing and get their news from Rumble, it is probably marketed on some podcasts/news there. I think it looks like a traditional centralized finance cryptocoin to old people, so they feel like they're investing money in some kind of a legitimate American financial company (think JPM, MS) and not something pulled by a 20 year old drop out, it has low per-coin value, and they don't realize what a market cap is so they think it can go up 1000x and even then it would be worth way less than bitcoin because a single bitcoin is more expensive...
Exactly. Crypto is a fancy casino. I have XRP and I keep it in a CEX. If I lose it I’ll just go on my way. I’ve split it between two prominent CEXs yet it’s still not locked in my bank or safe. People need to do research and listen to the warnings.
Yeah since you took that text out of chatgpt, im gonna do the same. No way im reading all of this nonsense. "This write-up is a perfect example of why people should read the actual bill instead of social media summaries. You're oversimplifying a highly complex piece of legislation into a bunch of catchy talking points. The idea that a token is simply a commodity if it's open source and nobody owns more than 20% is not how securities law works in practice. Regulatory classification is far more nuanced than a single threshold. The claim that Bitcoin, Ethereum, and XRP are being permanently grandfathered as commodities is also misleading. The bill creates frameworks and criteria; it doesn't magically make regulatory questions disappear forever. Saying the Clarity Act will prevent another FTX is equally questionable. Customer asset segregation is a good safeguard, but fraud, mismanagement, and exchange failures can still happen under any regulatory regime. No law eliminates that risk. The section about stablecoin yield caps preventing another Terra-Luna collapse is also a stretch. Terra failed primarily because of flaws in its economic design, not simply because yields existed. The SEC vs. CFTC framing is another oversimplification. This isn't a battle between a "bad" regulator and a "good" regulator. The real question is whether the proposed division of authority is effective and enforceable. Finally, the political commentary about the President and his family has nothing to do with whether the legislation itself is sound. Mixing policy analysis with partisan opinions doesn't strengthen the argument. Overall, this reads less like an objective explanation of the Clarity Act and more like a collection of assumptions, speculation, and personal opinions presented as established facts." See ? Took me 30 seconds.
the XRP Army is going to cry tears. And I can go to hell with my ETH Shitcoins but I do love seeing them cry aggressively.
I bought XRP drunk in a bar some time ago way below a buck. Forgot about it, then started messing with it again. $1.12 and have spent just XRP on stuff and def not rich (yet) from it. XRPN intrigued me, but I shy away from them controlling my commodity. Hydrate.
Only the dumbest, must gullible idiots hold XRP. They literally site nobodies on Twitter as their sources.
i currently invest money into SUI, HBAR, SOL, INJ, BTC and XRP for crypto
XRP is less than 10% off from hitting 0.99 can't wait to see this coin burn
How many other coins do you think could pay your mortgage off, before XRP does?
I keep buying XRP every time people say it's dead
I have enough XRP with a low average, so I would be averaging up even if we hit .80 so GME is the buy for me.
What’s the case for buying XRP vs BTC? Higher risk/reward? I understand the long-term thesis for BTC, and though volatile, the long term trend is pretty clear and seems to be holding up. There are also multiple paths to wider adoption. XRP seems like it’s totally path dependent based on institutional/ SWIFT adoption. Sure, the gains will be higher than BTC if that hits, but it seems like a narrow-ish success criteria. Is that close to an accurate depiction of the case for XRP, or am I missing something?
XRP, spends a ton on marketing towards newbies, building its XRP Army. The tech is not what is important to these soldiers, the dream is.
Let's be real, the real company is Ripple and XRP is just a scam coin used to fund their real project, if you think the financial industry is going to massively start using XRP tokens tomorrow you're delusional.
Well, you're only wrong about my bag by two orders of magnitude. I realize your said "usually have", so you realize not everyone falls in that camp. I've done my research, that's why XRP is my top holding. Not my only one, and I know it's a risk on investment, but one I'm confident in.
So what is your metric of success? XRP being the equivalent of a 15 year old Fintech with zero moat and p/e of 3.5 million to one.
Noice. Here’s the million dollar question. With XRP possibly seeing sub $1 prices and GME possibly seeing sub $21 prices, are you buying more of both? Or leaning into one or the other?
It still baffles me that gamblers believe the price-tag is actual value and how gambling on numbers going up and down is what everyone is doing, trying to argue for it with fundamentals, as if the most volatile asset class where the fundamentals are usually less than 10% of the total price was pricing based on usability... When it comes to XRP, there is only one question: Will it find adoption? If you think it will, the current price is a buying opportunity. If you do not think it will, whatever hype raises the price the next time should be your exit signal... But the remaining problem for XRP is that corporations love Ripple, but they hate useing XRP... If they cannot control their own coin that is designed based on their rules, they are not interested.
And XRP is $1.1 today. How are you not a moron?
i am the king of morons ! but not sure it has to do with XRP
A $500 XRP would make a lot of morons millionaires.
It's not even a claim about it being up vs some objective measure. It's up vs the particular time they bought it, but I guess the other coins had already started rallying so therefore their timing was better with XRP? And that is their proof it's a better coin? I struggle to believe someone can be this dumb, must be a bot or a plant.
Noob is noob I guess. Doge is a billion times more legit than XRP. ICP and Hedera can’t even compared . Doge is the second best coin after BTC . Learn how it works .
Bought 10,000 XRP at .23 cents and still have it. Idgaf what happens at this point. $100? $0? Don’t care. I actually want it to go to zero so I can stop looking at it. lol. I’d rather it go to zero than sell it for anything less than 100k lol. I want it to go to zero so bad.
Jez - XRP Haters need to find a better hobby.
These people usually have like $250 in crypto and think they will get a lambo TikTok has a fuck ton of XRP $10k. Can you actually believe there are some people so stupid who can’t do basic math/research who buys 20 and thinks they got a lambo
Poor writing from yahoo finance, "it's would need a marketcap of $31 trillion" - that's not how market cap works. $500XRP would *give* it a marketcap of 31 trillion. Marketcap is meaningless. you can swing it billions either way with just a few dollars as its based on the last trade. Doesn't mean that much money entered or existed the market, you don't need to buy or sell all of them at that price to make the marketcap absurd. The money doesn't actually have to exist at all. Look at Elon and SpaceX, Apple, nVidia, etc etc.
That’s fair and I respect that. I’m just being real because I lost tens of thousands of dollars in the stock market doing the same kind of shit. If doubled up, you’re a winner. I bought into XRP between 50 and $.60 and sold at around 4X never looked back. If you want to feel that rush again, check out HYPE, PENDLE, Chainlink, AKT, Zcash etc. I only buy Ethereum when it’s around $16-$1700 and then I flip it. I don’t like coins without maximum supplies.
I don't know, man. XRP is the only bag I hold that's doubled in value even after this huge market downturn. My Bitcoin's only up 25% My ETH is down 25% My HBAR is at the break-even point But my XRP is still double what I paid (average price). A year ago at its All Time High I was up 550% I'm not saying XRP is a guarantee or that anything in the post is true or false. But I'm holding because it's the best performing asset I own and I still believe in it.
XRP and ZCASH got nuked in the dive.
Yup, been heavy in both from 2020. Rode the sneeze and still buying regularly. XRP was also an underdog but has been in the top 10 from the beginning and don't think its going anywhere with how Ripple has been laying out the foundation for XRP to be implemented. Soon EBAY will also be included in my portfolio 😉
There’s a YouTuber known as The POW Group aka Rod Murray. He was pushing XRP and lost a small fortune that he won’t admit to.
I dont know if XRP will ever reach $500 But I believe that articles like this are looking at crypto from the wrong perspective. Theyre applying logic that works for traditional stocks or commodities. Where as utility coins are something entirely brand new. The analogy of xrp is better aligned with say the revenues generated from a toll road than it is the price of gold.
I just started in crypto in January '25, including XRP, at $3.14. I've be buying down that for 18 months, and I'm almost under $2 now. I'm not a moron, I swear.
lol you ape, you held the biggest shitcoin, doge, but sold XRP which is probably one of the best projects (along with ICP and Hedera)?
Data actually shows major banks & institutions are accumulating 8 key tokens ahead of the final senate vote. Those 8 are Chainlink, Ethereum, Ondo, Solano, Uniswap, XRP, Canton Network & Hedera.
I've had more success with NVIDIA, GOOGLE, and etfs. I've held XRP for two years, and I haven't made much yet.
Just my best trade I’ve only been able to do with XRP. That was a good day.
Ethereum, XRP, solana. Top 3 in my portfolio today
It’s interesting because “adoption” doesn’t necessarily mean sole utility. Financial institutions and countries “adopting” xrp for transactions doesn’t mean it’s the only tool they have. I’ve owned XRP since 2019 and is the third >$1 I’ve dealt with. Crypto isn’t like stocks. No matter how many “analysts” say to look at a trend or shape, they have no clue. I wish I offloaded at ATH, but it is what it is. Hopefully it’s adopted, but chances are it won’t be. At this rate, I wouldn’t be surprised is crypto as whole went the way of NFTs and sort of disappear.
Been in the crypto gamble since 2018. We're at that point again boys. That extremely low point where crypto as a whole is a thing of the past and nothing but some weird, unexplainable, trendy version of the stock market. Yes, I'll call it trendy because it is a trend. Dogecoin, Shiba, holding XRP and feeling like a well put together finance bro, the stupid NFTs. Even Spellcoin, fucking abracadabra your money is gone. All these things are hot and then they go away and fall under the vast category of just another shit coin or a "future". It's all the same at this point. But one thing that we must remember is for the most part, it's a cycle. We've hit this low so many times and then next thing you know there's an "alt-season" and bitcoin is at an all time high, whatever. So yeah, stick around, use the dumb terms we use like HODL and watch all these hopefull ass posts get reposted every day as well as the "crypto is dead" ones and just wait. For the 3rd time, and hopefully final time, I'm gonna say this here, I'm taking whatever profits and getting out of this gamble the next positive crypto bull run. Or maybe I'll just screenshot potential profits and cry about it again a year after. We'll see.
Market cap = price someone is willing to buy * circulating supply. End of list. Revenue generation is only a slim part of a use case, and doesnt influence demand the way you are thinking it does. Like, sure, I like that I can stake my ETH for some yield, but that's not why I bought some in the slightest. I actually like XRP and XLM for exactly what you said- they can move money for very little fees at all.
> Top 10 changes with every bull cycle. This isn't true, the top 10 have actually been pretty static. XRP and Ethereum for example have been in the top ten for almost a decade. Disclaimer: I don't support either BTC or XRP but I am an Ethereum and Solana fan.
So will the price of XRP go up or down after this bill is passed (lets assume it will get passed)?
Good question: At first, I bought various coins that I believed had utility and figured would do well. After I researched XRP, I believed that it would outperform other coins and went all in.
XRP has always been the most fascinating token to me due to its uniqueness... unlike any other project, they had to work with the major financial institutions and the regulators... this is very valuable as not only it is hard to replicate now but the first mover advantage is permanent here. The other fascinating thing is that XRPL fees designed to be ultra low and there is no built-in mechanics that force the users to accumulate XRP; and yet, the way it looks to me, there is this belief that because XRPL is positioned to be the ledger of choice for all major financial institutions, this will (somehow) lead to the eventual accumulation of XRP by the major institutions or even governments and thus cause a major repricing upwards.
I'd argue XRP has utility simply by winning a lawsuit against SEC, which you don't do in general.
Yeah like, a billion XRP transactions burns 10K XRP, but there are 100 billion in circulation. Even if they are transacting billions of dollars in tokenized bonds and stocks, the coin itself makes zero sense to hold over the S&P 500, or an actual US treasury bond from my perspective.
Chat, please create one positive headline for Bitcoin and one negative for XRP, make no mistakes.
Tbh XRP and XLM were really growing on me, but after actually doing the math. Even with XRP doing 1 billion transactions a day, that would only generate $12,000 in on-chain fees a day at the rate of USD .000012 per transaction as it currently is. I’m kinda lost on the value of these ultra-low fee compliant ledgers like XLM and XRP now. I think there’s some legitimate use-case for RWA projects that form a global bridge for things like stocks and bonds to be traded. But the actual L1 infrastructure itself… I mean VISA only does 901 million transactions a day… I don’t see where the actual L1 itself is supposed to generate the revenue that justifies its current valuation.
What is everyone’s opinion on XRP?
XRP, Ondo, and GRT until 2030.
Every coin hes holding has more utility than this centralized shitcoin, you're just gaslit. Quick question how many banks have ever used XRP and is there a single reason for banks to ever use in the future vs building their own chain?
I'm pretty much a TAO maxi at this point. I also have an XRP bag which I'm gonna dump as soon as I break even.
ETH, XRP, SOL, HBAR. IMO LINK, AVAX, SUI are decent as well but I am only diversifying so much.
XRP is on its way up again Perfect timing I guess
Hold it don’t be stupid. It’s the bridge currency to move money fast and very cheap. Institutions will be using XRP heavily in the near future. Just my opinion.
ETH,XRP,SOL. Blue chips only. No shitcoins. No high risk. I'm not rich nor in a first world country. Shitcoin stacking is suicide. 60% BTC 30% ETH 10% anything else. I'm thinking about what survives Ina decade. I'm not after profits. I am treating them as assets to be accumulated. I'm only after bears. The original intended purpose of crypto, not fiat.
I’ve worked in crypto for 6 years and have been investing for even longer. I owned nano back when it was called raiblocks (it got stuck on bitgrail, iykyk). Nano was an interesting product but payment coins like Nano and XRP have no practical use in the stablecoin era.
XRP is almost certainly not going to 20x in 5 years - it is too hyper inflated. Outside shot at 10x MAYBE but only if other cryptocurrencies are doing much better (some kind of super cycle in 5 years time.) I'm just not a fan of Ripple - functionally it doesn't line up with systemic decentralization which is my preference and which is supposed to be a core component of the technology over longer time horizons. To me it is a lot more like DASH than a true crypto project.
You’re better off buying TRUMP, XRP ain’t going nowhere.
XLM, TAO, BTC, XRP, HBAR, Chainlink
Dude, the level of your ignorance is disappointing. No, you’re not doing 10x better in other chains… look at ADA, look at ETH, look at NEO, dragon chain, ICX, and shit ton more coins that are dead. You are falling for the same playbook that ADA cult has fallen for… Solana has less than a THOUSAND validator nodes, that’s less than any other top 20 blockchain. And they are 90% on AWS which makes them HIGHLY centralized. Three major entities own over 70% of the nodes… you call this a decentralized chain, fucking XRP has better chance of being called decentralized. Real user transactions on Solana are around 10% the rest is voting and consensus tx. The majority of PnD schemes, meme coin rug pulls, and general scams are on Solana because it’s cheap and easy to manipulate. There’s no barrier to entry, no gate check… The majority of tokens in Solana when it was stated was allocated to VCs, and they take EVERY POSSIBLE CHANCE to dump their coins on your stupid ass because you’re willing to throw your money away. There is no more on ramp for major capital entry into alts, if you can’t understand capital rotation then I can’t help you. Is that enough info for you? Or are you going to stay ignorant and defend something that’s indefensible?
Son, you are thinking short term and not long term... Research "Adoption of New Technology Theory" and understand the concept of the S-Curve. If you think that Bitcoin is done with "the move" then you really should get out of crypto completely. If this is it for Bitcoin, there is no crypto, there is no adoption. Educate yourself, before you lose every dime you have to chasing insane gains. Bitcoin might not 100x from here, but it will sure as shit 15X and that's never happening for Solana, XRP,Hex, or whatever else shitcoin you guys are pumping these days.
You went from “it got federal recognition as a reserve eligible asset” to “well, the mandate could evolve later.” You are literally surviving on pure 'what ifs' at this point. The government didn’t hand pick XRP because of its utility, they categorized it because it’s what they happen to have confiscated from bad actors over the years. Betting your financial future on the government changing its mind to bail out your bag is a wild strategy, but good luck with it.
You’re getting excited over a participation trophy. Trump's March 2025 executive order specifically put Bitcoin into the *Strategic Reserve..*meaning the US government wants to actively hold it as digital gold. XRP got thrown into a *Digital Asset Stockpile*, which is literally just a holding bucket for tokens the government has seized from criminals. The government isn't buying XRP to back the country, they are just holding onto evidence. There's a massive difference between a strategic asset and a police evidence locker.
I didn’t lose the argument or shift. In just used PLTR an example to debunk your point about TA and charts. Also, XRP was included alongside BTC in Trump’s March 2025 Strategic Reserve Executive Order. It went into the Digital Asset Stockpile rather than the active-purchase Bitcoin Reserve, but still got federal recognition as a reserve-eligible asset. Not sure why you’re so dismissive of that fact. Maybe it’s because you’re a Bitcoin sheep. And yes, I am holding a valuable asset.
Imagine shifting the goalposts all the way to Palantir because you lost the argument on XRP. A tech stock with actual revenue has nothing to do with a centralized corporate token that serves as a permanent exit liquidity loop for Ripple executives. You’re not holding the next PLTR, man, you’re just trapped in a hostage situation with your own portfolio
Imagine holding an asset where the company behind it literally owns billions of the supply in escrow and releases it monthly just to suppress your own price action. XRP isn't a scam because 'maxis say so,' it's a scam because it’s a centralized database token pretending to be a cryptocurrency. It has failed to make a new all time high in nearly a decade. At this point, your bag isn't an investment, it's a hostage situation.
I’m not. I know exactly why I’m holding XRP. I bet you can’t even explain why it’s a scam and are just accepting BTC maxis sound bites
The most glaring issue with XRP is its tokenomics. Unlike bitcoin, which is minted by a decentralized network of global miners, Ripple created 100 billion XRP out of thin air at inception. Ripple kept a massive chunk of the supply for themselves and locked 55 billion XRP into cryptographic escrows. Every month, the escrow automatically unlocks 1 billion XRP. Ripple sells a portion of these unlocked tokens to institutional buyers or on the open market to fund their own operations, executive bonuses, and expansions. Whatever they don’t sell gets rolled over into a new escrow at the back of the line. Imagine investing in a stock where the CEO holds a massive vault of shares and dumps hundreds of millions of dollars worth of new supply onto the market every 30 days. It creates an artificial, permanent ceiling on price appreciation and aggressively dilutes retail investors who are HODLing while the corporation uses them as exit liquidity. Ripple changes its story based on whichever way the wind is blowing. They constantly try to separate themselves from the token when it’s convenient, yet use it for everything. When the SEC sued them for selling unregistered securities, Ripple’s legal team aggressively argued that XRP is completely independent of Ripple Labs and is just a decentralized open source asset. Yet, their entire corporate branding, their software packages, and their marketing materials completely conflate the two. They pitch banks on Ripple's corporate ledger software, but retail investors are led to believe that bank adoption means the price of the retail token will explode. In reality, banks don't need to hold volatile retail XRP to utilize Ripple's private ledger software. The social media ecosystem surrounding XRP is horribly unnatural. Independent investigations over the years have noted that the XRP army behaves less like a community and more like a coordinated marketing campaign. There are heavy allegations and strong evidence of massive bot networks on X and YouTube designed to suppress any criticism, trend artificial hashtags, and pump hyper bullish sentiment. Paid influencers and predatory YouTube channels run livestreams with clickbait titles featuring fake news about SWIFT completely replacing its network with XRP. It preys on retail investors who don't understand how institutional banking actually works. True crypto projects focus on building open source tech, Ripple acts like a Wall Street cartel. During major election cycles, Ripple and its executives Brad Garlinghouse and Chris Larsen poured massive sums into PACs. They didn't donate out of ideological belief in financial freedom. They split their donations aggressively down the middle, backing both pro crypto Republicans and pro crypto Democrats. Chris Larsen funneled millions into super PACs supporting Democratic candidates, while other facets of their lobbying machine cozy up to the right, buying political favor from whichever takes power to ensure their corporate survival. The price targets pushed by XRP moon boys are mathematically illiterate. You'll often see influencers claim XRP will hit $100, $500, or even $1000 "when the banks take over." With a circulating supply of 55 to 60 billion tokens, and 100 billion total max supply, you just have to use basic multiplication, price x supply = market cap. If XRP hits $100, its market cap would be $5.5 trillion to $10 trillion. Larger than the entire GDP of most major world superpowers. If XRP hits $1000, its market cap would be $55 trillion to $100 trillion. The entire amount of physical and digital money in circulation globally is roughly $100 trillion. To believe in $1000 XRP, you have to believe that a single, corporate controlled settlement token will capture 100% of all the money on planet Earth. It's impossible. When Ripple came out over a decade ago, the idea of fast, cheap cross border payments was revolutionary compared to Bitcoin’s block times. But today the tech is ancient. High speed, cheap L1 networks like Solana can process tens of thousands of transactions per second for fractions of a penny. Ethereum L2 networks, stablecoins, and native bank infrastructure have completely filled the cross border settlement gap. Banks would much rather settle using a stablecoin pegged to predictable fiat than a volatile altcoin like XRP. My suggestion would be to start with some Solana, Ethereum, and some bitcoin. Don't go all in until you have done your own research and become more comfortable with the market. Don't follow influencers, they all have their own agenda. Even if someone sounds like they know what they're talking about.. trust but verify. Look into what i said, what others say, and form your own opinion. Most of all, dont use anything you'll need for living expenses, you dont want to get stuck behind the 8 ball and be forced to sell at a loss, only for the asset to 3x the following month. Good luck!
The Fuck you’re saying… XRP is about the only shitcoin that’s worse than Solana. I’ve been in this space since 2016… I used to believe in Solana, but then I dug into the details and found it to be a turd. Just like XRP, ADA, and most others
You really do have to have patience in crypto especially when you're down over 50%... these are the best times to buy in fact to increase your position but also make sure to diversify into other cryptos similar to Solana like SUI. I'd also recommend ISO coins like XRP XLM and HBAR.
Don't conflate Bitcoin and crypto. Bitcoin has rules, but no rulers. Crypto is a scam. For instance, mETH has changed the rules 20 times. So far. A million new crypto's are created yearly. Every single one is scam. XRP is the biggest scam. Brad Garlinger never buys XRP, he only sells it back into the market so the rubes can be his exit liquidity. Every crypto goes to zero vs Bitcoin. Proven time and time again.
Yeah. I wouldn't blame anyone who lost money on Algo, Nano, Atom, Dot, Iota, etc. They picked what they thought had utility, and still ended up losing out to actual shitcoins like XRP with terrible tokenomics and TRX with high Tx fees.
Do you best to keep your emotions out of it. Bitcoin and XRP...think of more as long term holdings; it's not a get rich quick scheme.
The XRP sub is a degenerate echo chamber.
Its funny how the whole world can see Brad Garlinghouse aka Ripple ) aka XRP leading pack as far as institutioial blockchain settlement / financial products, on national news, in the white house, having all the bank partners and licenses, using xrp at the core of everything and a true deflatonary token, bridging the gap between tradfi and defi. Wake up. The system has already been chosen. There will be many winners in this space but only a few that see the big moves the life changing moves. This is the calm before the storm. The banks dont want you in and they are doing a great job of keeping you out. Utility runs this next phase.
XRP already got clarity from the SEC my brother and its now a dead coin as its not being adopted bu financial institutions. If you do a bit of research rather than believing influencers that don't know what they are talking about. CC Canton coin is what you should be looking at for this use case , look into it yourself and make a call. If you want long term money growth BTC , ETH and SOL are the coins you should be looking into. This is not advice please do your own research and for the love of God do not listen to anyone making crypto videos on social media.
tbh putting half your savings in one coin is pretty risky no matter which one you pick. I get the excitement about potential gains but crypto can be wild - like one tweet can tank everything for months. Maybe consider spreading it around next time? I made similar mistake few years back with different alt coin and learned hard way about diversification. XRP could moon but it could also just sit there doing nothing while BTC runs up. The stress of watching half your savings swing around probably gonna be brutal on your mental health too
I feel you. I made a good profit in XRP actually but I didnt sell bitcoin.
Unfortunately there is a lot of fear and all of its outcomes in the human mind, roaming places like reddit. State just about anything with confidence on reddit and you will immediately get opposition, attacks and mockery. In crypto there are a lot of people who have lost their shirts playing the coins. ( Or waited for weeks, months and years and nothing happened.) They waited too long and saw gains turn into pennies or worse. They ate, slept and lived crypto for years or months, and got taken to the cleaners because of greed and or stupidity. So no one else could possibly win at this game because they lost. Anyone coming on here and stating that they invested in a coin they believe in must lose, and lose badly. Then there are the bots. The very large banking industry spends 100's of millions every year lobbying all levels of the political system to protect and push their interests and their investments. It wouldn't surprise me in the least to find out that Big Baning also asserts influence in various social media platforms. Bots are so easy to employ, and the public at large need to be encouraged to keep their investments in the banking system, I'm sure. When it comes to crypto, I only come here for entertainment unfortunately. That being said, XRP is a solid pick no matter what the chattering masses say.
With the full 100 billion circulating supply it would need a trillion dollars to hit $10. So if you can see XRP gathering a trillion dollars competing with ever since other asset then by all means hold out for your number.
XRP will be $0 in 5-10 years.
I know? I did half my savings then. Made some money as I am a carpenter, then put half my savings into XRP. Thanks for caring about me and my profile so much haha
I need to learn more about XRP. Saw a few videos today on YouTube about it
depends on how many drinks you had..a couple more and you might fall in love with XRP
Another person who doesn't know what he is talking about. I guess you would have a reason for your opinion if you had actually invested in XRP but obviously you haven't so don't worry about us we are adults and will be fine with our decision.
I feel like there is money to be made in XLM and XRP. The DTCC partnerships were not for nothing
been around since 2020 and this feels almost identical to mid 2022. same group therapy threads, same "is this 2018 again" posts, same alt bleed.what im watching — stablecoin supply (USDT and USDC printing usually leads bottoms by a few weeks), hashrate near miner shutdown levels, and ETF flows finally stopping the bleed. none of those have flipped yet which is why im also not FOMO-ing here.solana, BNB, XRP holding up cleanest. agree most other alts are zombies until macro turns.