XRP

Obvious-Contract-616

Invest in strong fundamentals, XRP CRV

Equivalent-Ad4276

I’ve only just learned about XRP ~1 month ago and I’m starting to understand bagholders’ disappointed sentiments who bought in 5+ years ago but I truly believe XRP has some real value and long-term potential. I hope this case study I’ve put together helps clarify my bullish pov. ——————————————— Case Study: XRP -Bank of Int’l Settlements (partnered w Ripple) lists 7 central banks to use XRPL for cross-border settlements: Bank of France, Japan, Korea, Mexico, Swiss National Bank, Fed Reserve of NY & Bank of England. -Cross-border global payments industry: $155T industry // $190T in transactions per annum // $290T by 2030 -Adopted by 8 out of 190 [w/ 30+ potential] central banks to issue their CBDC on the XRPL -Adopted by 80% of Japanese Banks in 2025 ($4.8T in inflows) -China’s Webus Int. created a $330M XRP treasury for cross-border settlements -1700 partnerships w companies under NDA -450M-1.1B XRP [false 53B] in circulation -India bought crude oil from UAE on XRPL -UAE’s Dubai Financial Services Authority (DFSA) uses XRPL for real estate tokenization amid $16B initiative -Grayscale XRP trust launched -BlackRock filed to launch XRP ETF -13 spot XRP ETFs awaiting SEC approval to hedge bets for ETF creators + will add liquidity to XRP ($8B in inflows over 1st year) -VivoPower, Webus Int’l, Trident Digital & Wellgistics have all announced XRP treasury plans (totaling $950M) -Supply control: 37.24B of [100B] supply locked in escrow by Ripple / $1B in XRP released per month + $800M goes back to escrow = $200M released to retail per month -Burn rate: 5k tokens/day -Elon Musk holds 16.783M XRP ($52.35 million); Musk offered to buy Ripple for $25B then re-offered to buy for $50B -European Central Bank launched own stable coin (Digital Euro) on XRPL -Price suppression: SIFIs selling XRP futures; 1 wallet bought $260B XRP on Kraken’s dark pool service to avoid actual price surge -Dubai sold $400M of real estate on XRPL -CEO at Apex2025: w/in 5yrs, XRP will take ~14% of Swift’s daily transaction volume ($5T) = $700B/day which means $437.47 per XRP by 2030 -XRP now listed on NASDAQ -Top stable coins/currencies now listed on XRPL ($RLUSD, $USDC, $XSGD, $EUROP, $USDB) -Ripple announced $700M share buyback (3-5% of RippleLabs) at $175/share -Expected $30B IPO (2nd highest ever) if it does -Valhil Capital’s collateralized fair mkt value per XRP token: $122,500 -Grok3 price simulation: $148.28 per XRP (embedded in calculation: impacts of 13 spot ETFs approved, current burn rate of ~2.4M XRP per annum, institutional treasuries reducing supply, XRPL capturing 25% of $10T in cross-border liquidity, and 3x speculative premium due to institutional FOMO) Utility: monopoly on high-speed/low fee cross-border payments -Speed: 1500 transactions/sec -Fees: $0.00423 per transaction -Transactions settle in 3.004 seconds -Banks & countries will extinguish pre-funded NOSTRO accts & free up 100s of billion for banks & countries to use Personal Forecast: $100 Q4-FY2025 -Replace 1/2 of global financial system (inflows >$400T) ———————————————————— With that being said, I will forever hold on to the ~$1K worth of XRP I bought 2 weeks ago.

SashaBanichek

I had a ton of XRP and sold out to Bitcoin and increased my earnings substantially almost immediately- but BTC was in a huge dip. Since then I know have BTC and XRP… I converted SOL and ETH Friday as well. I’m new too and I guess with $400 to spare I would buy XRP and wait or BTC and wait. Either really reckless or rather pedestrian. Good luck!

Kitchen_Image_1031

Right now, more investors are shifting away from crowded public markets and into early private deals with asymmetric upside. Blackrock has entered crypto with their friends.  Hbar hashgraph and Ondo Finance will be direct completion with XRP and Aerodrome Finance.  Blackrock moves markets, so the space will get smaller and smaller with a lot of great looking crypto projects getting pushed into darkness & becoming more vapor ware/obsolete.  The big players will push agendas to try and control every rim of crypto currency.  Alts will have their shine now, but regulation by large orgs is coming very swiftly.  Buy early now and hold some of these utility and finance coins for long run, because “cheap” may not be our friend anymore after a couple more bull runs. 

DCzy7

XRP, Sol, Polkadot

CleverClover222

Yessir, that's what I tell myself, too (nice to find something BEFORE it takes off). I don't get as deep in the weeds w/ the tech as you do though, so I'm still basically throwing a lot out there hoping at least some sticks 😹 May I ask......are you XRP and only XRP? or are there other coins/projects you see developing in a way that gives you FOMO? just curious!

Reini24

XRP, SOL, Hbar and FET

OkCantaloupe4959

What? Read the link from the DTCC. It's tokenisation platform is live. I watched the launch webinar. It's based on hyperledger besu. Which is a Linux foundation blockchain product. As is explained in the attached link the other guy posted. >i think most might get an off the shelf private and permissioned system like hashspheres They are. From Linux foundation. Like the DTCC. Or from Canton network. If you want to ramble on about hbar, post some evidence of any bank actually using it. From reputable sources. Otherwise it's just XRP tier lunacy.

OkAwareness6282

Will BTC go up in time yes. With etf and institutional money being fairly scarce to most cryptos. Will your ROI be really good by say 2030-35 yes considering it against the stock market returns. I don’t know your finances I’d also be considering looking at XRP, Hbar , and Quant. These fit utility driven and have a lot of uses that BTC can not do. These three I feel will have a much higher ROI. So if you have a few extra bucks these will also make a great return. Quant is special for several reason. One it scarcity is about half of BTC and has real world uses that banks financials will need as these new Finacial systems roll out.

A3rdRanger1776

You all need to wait till Monday! The Israel/Iran ‘thing’ isn’t over yet. Once the bombs/missiles stop 🛑, then crypto will pump again. Until then… there’s a small chance of Iran 🇮🇷 launching something unforeseen… that would drop BTC under $100k XRP is staying almost unchanged (-6.88%) during this event…. If nothing major happens.. XRP and BTC go back up ~6%+….. if something major happens… they are going down another 10-15%

CaptainRelevant

I think he’s confusing your point with the common FUD against XRP that Ripple can dump ALL of their coins on the market when they can’t because it’s in escrow.

Due-Candy-8929

Hmm there is still a difference between centralisation and concentration :) as big players own more it doesn’t make things more centralized - but interoperability and multi chain tech does definitely make the future look more interconnected, and blurring the lines between defi / trad fi :) Interesting to see Circle release USDC on the XRPL (RLUSD / EURØP / USDB / BBRL etc) and Vivo’s plan to generate yield on their $100m of XRP using the FLR network! And tokenized realestate sales in Saudi Dubai’s first tokenized property listing sold in 24 hours, and the second sold in under 2 minutes! (Between 149 investors from 35 countries) “Both projects are part of the Dubai Land Department’s (DLD) Property Tokenization Initiative, designed to enhance real estate market accessibility through blockchain-based fractional ownership. The PRYPCO Mint platform, a joint initiative between DLD and PRYPCO, is licensed by the Virtual Assets Regulatory Authority (VARA) and utilizes blockchain technology developed by Ctrl Alt via the XRP Ledger.” Really cool to see the mix of so many techs and startups working together or on the XRPL to bring utility and new opportunities out! :)

Obvious-Contract-616

Off ramping fundamentals, i.e stables. What helps stables? $CRV , $XRP Enough fundamentals

CleverClover222

Yep, I get all that....I do see things moving, too. In a (much) more centralized fashion. But truthfully, I kind of expected that would be the case all along (mostly). And like you, I spread out my interest. I have quite a few of those you mentioned and hope they all do well in their chosen areas of expertise (or whatever it morphs into that allows it to continue to flourish). I'm by no means a maxi anything. I even feel like the money I've invested here may still go to zero.....the world is nuts right now. But I'm in a pretty good position thanks to my entry points......so holding has been in my favor (for the most part anyway---I have a couple basement dwellers). This is spurring my to look into my XRP bag and do an assessment. Good luck to you✌️

Due-Candy-8929

Ripple / XRPs longevity is a big advantage over newer companies… consistently being in the top 10 and being one of the first cryptos gives a heavy advantage… (Bitcoin has the BIGGEST first mover advantage, but ETH / XRP / SOL benefit as well) when a transfer takes 1-3 seconds it’s other areas of infrastructure slowing it down… when a fee is less than $0.001 It doesn’t matter if it’s cheaper… look at all the collaborations / acquisitions / adoption… companies not just buying reserve but putting utility into action… Tbh most people who believe in XRP also believe in the potential of a lot of cryptos as well and tend to be diversified - XRP is my biggest bag (partly as it has outperformed the market over the last year so has naturally become worth more than other tokens with the same amount invested) but I also hold SUI LINK DOT FLR ALGO ADA XLM … I feel like most of the hate is just residue from Bitcoin Maxis saying whatever brain dead takes they can think up … Besides - I much prefer a Ripple Brad vs a MicroStrategy Michael

Due-Candy-8929

They aren’t buying back tokens btw - they are offering to buy back Ripple shares from private investors above value) (But they do tend to re-lock tokens up after every escrow release and have bought extra XRP back in the past as well)

Obvious-Contract-616

Everyone in this thread are sleeping on $CRV I own XRP too

Obvious-Contract-616

I’m holding $CRV & $XRP Enough fundamentals to pop 10x this cycle Thank me later 🦴

AnoAnoSaPwet

So basically XRP/XLM. I used to be a big fan of Stellar, but you know, nowadays that's sub-standard for mainnet cryptocurrencies. 1-3 second finality is fast enough.  It is good enough. Better than COBOL ffs. Fucking mind-boggling they still use that shit? 

DragonDeezNuts777

XCN is the biggest sleeper when you look at the bigger picture. XCN over XRP.

brianmonarch

I think a lot of people get caught up in “how fast and efficient” a crypto is. Next week’s crypto will always be faster than the previous one. What Stand stands out for XRP is its liquidity. Honestly, there are coins that are faster. KAS is one of them. But they don’t have ripple behind them. Reil is making deals with Banks… Lots of organizations. XRP has reputation. It’s been in the top 10 coins by market cap since its inception even during the SEC trial. But it’s the connections that ripple is making that make it what it is. It settles transactions in one to three seconds, which is fast enough for anyone. It does the job. It’s proven. All these new ones are not. They don’t have a huge team getting partnerships. 80% of the banks in Japan are going to be using it by the end of this year. One of my biggest holdings is KAS. And it’s been frustrating because they don’t have a big team behind them. They’ve been out for over a couple years now and they still aren’t on any real major. T1 exchange besides Kraken. If they had a company like ripple behind them, they would have been on every T1 exchange the first week it was out. There are pros and cons in regards to having a big company like that behind a crypto. But I think they are doing everything really well and ETFs will be approved soon and I think it’s going to be huge. We will see!

randallmauel

I sold my BTC and kept my XRP and put more into ETH. I feel i made a poor decision

coinfeeds-bot

tldr; Regulatory optimism in the US has led to a surge in altcoin ETF applications in 2025, with at least 31 filings to the SEC. Following the approval of Bitcoin and Ether ETFs, altcoins like XRP, Dogecoin, and Solana are now vying for institutional adoption. Analysts predict up to 10 approvals, sparking hopes for an 'altcoin summer.' SEC reforms under new chairman Paul Atkins have created a more crypto-friendly environment, boosting industry optimism despite challenges like waning altcoin dominance and uncertain demand for ETFs. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Particular-Map7692

Yes. XMR, Veri, XRP, XLM, XCN, Kaspa and TFuel

JustStopppingBye

>Tranglo  WeBus  Literal who nobodies and not actually using the chain. >SBI Remit Who invested into Ripple and once again, the platform doesn't actually use XRP. [SBI Digital Assets, will be using CCIP. ](https://www.prnewswire.com/news-releases/sbi-digital-markets-ubs-asset-management-and-chainlink-complete-pilot-for-automated-fund-administration-and-transfer-agency-using-smart-contracts-302307816.html)

Lemon_Club

That's simply not true though. Even in this restrictive regulatory ecosystem that they've worked within the past decade, there's still notable examples of real institutions and payment processors who use XRP for payments, such as Tranglo and SBI Remit, who both use XRP for remittance payments for low liquidity exotic corridors in Southeast Asia. They also have partners for ODL services in Africa and the Middle East. On top of that, you have firms recently like WeBus committing to making purchases in the hundreds of millions to secure an XRP reserve. This all happened in a regulatory framework that was constantly antagonistic towards Ripple and XRP, and now thats changing. Its only up from here.

SunDreamShineDay

Why would a coin used as a bridge currency be locked up? Why would the native coin for a consensus protocol which is not staked be locked up? >Thats the only way you can prove someone is actually using XRPL on chain. No it is not. >So if TVL is a not a good indication, how do you prove that “XRP is going to continue gaining adoption” There are a lot of indicators that can be used outside of companies making announcements of adoption of Ripple/XRPL/XRP …… transaction volume measures the total amount that moves between wallets directly recorded on the XRPL over any measured time, active user addresses represents the number of unique addresses that were active in XRPL as either a sender or receiver and an increase suggests increased blockchain activity, developer activity indicates the level of 3rd party development and is an indicator of adoption, transaction count measures the total number of confirmed transactions recorded on the XRPL within a given period that is an indicator of increased user activity and network demand, network value to transaction NVT Ratio compares the market cap to the transferred on-chain volume, total value unlocked TVU measures how much usable, verifiable, and interoperable value the XRPL can unlock, cross-chain transaction count measures the number of transactions that move between different blockchains, a lot of indicators, TVL is one indicator and is better used for a POS and other networks

torpedoseal

IO ICP Chainlink XRP

JustStopppingBye

Thats the only way you can prove someone is actually using XRPL on chain. So if TVL is a not a good indication, how do you prove that "XRP is going to continue gaining adoption"

Lemon_Club

XRP is going to continue gaining adoption

DarvasLivermore

yo not even tryna shill here but i gotta say this… been in crypto for years and i haven’t seen something like $WHITENET since the early $SOL/$ETH days. this thing’s actually wild — no VCs, raised over $50M in under 4 days, and hit $100M in 10. and the speed? 200,000 TPS. not a typo. it’s on XRP Ledger, integrated w/ VISA, and they’re literally tokenizing the stock market. targeting a $30T industry in the next 5 years. like… come on lol what got me hooked tho was this referral code - GAS i snagged it from a paid discord, some crypto millionaire dropped it for his subs but it still works if you use it, it gives you: a fat bonus bag the second you connect plus 30% referral rewards when you swap just for being early (just make sure it says “APPLIED” in green when you connect there's 2 "connects" use the code field one to activate your bonus 💰) And the bottom Connect use to do the swap you’ll need either $ETH or $SOL to swap for $WHITENET official site is: network.whiterock.fi/contribute i’m telling you rn this feels like one of those “glitch in the matrix” plays. i’m not missing this for anything. too many people bout to get rich off this one.

TrekCZ

$1000 for XRP was never an option. Before SEC issues it copied Bitcoin price / 10000, so the potential price is like $10 currently. Just my observation.

coinfeeds-bot

tldr; The article outlines five catalysts for a potential crypto bull run: 1) Bitcoin's strong fundamentals, including rising demand and reduced supply on exchanges; 2) Growing interest in Ethereum ETFs, with significant inflows and bullish technical patterns; 3) Increasing odds of spot altcoin ETF approvals, such as XRP and Solana; 4) Anticipated Federal Reserve interest rate cuts, which could boost crypto prices; and 5) Easing U.S.-China trade tensions, which may stabilize markets. Additional factors include regulatory clarity and rising global money supply. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Mysterious_Ad_4658

it hasnt though.... its down 3.7% in the last 24 hours compared too; SOL 4.84% down, SUI 5.02% down, AVAX 5.72% down. its down more than BNB and XRP but thats to be expected with the run up it had had over the last month or so

ElderWarriorPriest

Thank you. I feel very good about two assets: 1- TAO(bittensor) It is a decentralized system for developing AI engines/models. A merit-based approach that has seen 10x growth from when I bought in. 2-XRP. It is the token for ripple labs. They have a cheaper, faster way to send money. I bought it at 40 cents a coin, back in 2020, it s around $2 today. I believe it will hit $8-9 a coin in 2025. I will sell a portion of my XRP holdings at this price, then buy back in when it crashes. I always take 10-20% of my gains and use it on real world stuff. ( house improvements, vacation, etc) this helps me stay joyful and optimistic about my portfolio. The other 89-90% gets bought in during crashes.

AprilsMostAmazing

would you buy XRP now or wait until morning for a possible bigger dip?

Due-Candy-8929

Look what happens before the drops though - euphoria and prices going up - there is likely to be BIG corrections but even after the crashes some prices might still be higher than they are now - each cycle seems to see lower % gains but also lower % crashes as well… at some point markets decide where buying back in is an big opportunity and a base is found - and some projects never get back as low as they were before … in November there were people who wanted to buy more XRP when it went back to $0.50 but they missed the boat, there are a lot who wanted to get in now under $2! There is a decent chance we will get a big liquidity sweep down there, but also a chance they missed out on the next leg up as well … again going to 0 is very much a fear narrative and if you are letting that drive your investing then when things are up it could be worth taking risk off the table, taking profit and at least pulling out original investments? 🤷🏻‍♀️ tbh I do think bitcoin gives a LOT of people a false sense of security ; when it fell from 69k to 15k it took around 850 days to get back up there - but a lot of people just seem to think ‘only up forever’

Launchpad_McQuack20

Alt season is upon us, weather the storm! Once Doge makes another run, sell and reinvest into another token; considerably XRP, SOL, or ZBCN imo 🤷🏽‍♂️

Initial_Reply3982

Hi guys! just wanted to share an introduction to $ARMY, probably people not paying enough attention to XRP memes yet, but I'm a true believer of the potential here, and ARMY have shown a piece of that already.

S0l1DTvirusSnak3

Can't agree with this it's bull sorry.... New altcoins yes but you need to understand the computational power and teams it takes to creat something like ETH or SUI all the while they are updating and improving there blockchains! One or a 10000 different coins will be created daily yes maybe but the top 100 coins have the liquidity, momentum,teams and institutions to back them... BTC for s BTC it's the first of its kind but ETH AVAX XRP and SUI will go parabolic compared to BTC

CuracaoBound

Altcoins will approach more subtly than they have before. This is a financial cultural concern. Bitcoin Maxis aren't inherently right just because it's been panning out like this so far. I don't believe for a single minute that all of the other altcoins like Render, Algorand, Flare, Injective, Shiba Inu, and XRP are all screwed. These projects with hundreds of staff members and active projects are not going to get roasted in the markets just because it's not going their way RIGHT NOW. Altcoins will increase at some point. Greed is a natural human emotion and people can't help themselves. You can pout and sulk all you want but I will NOT judge somebody for taking a chance on altcoins when we've seen their prices skyrocket up jn the past. If somebody decides to take a reasonable, non-leveraged chance on altcoins, I won't blame them. Bitcoin has its fair share of people who think that it's the means to an end, but I am NOT convinced that they are right. I think Michael Saylor is wildly misguided and I don't think he has a clue of what he's talking about. If he were smart, he would put his future price predictions at $600,000 for Bitcoin. But what does this uninformed person do? He places the future price prediction of Bitcoin at $4 million. He's only doing that because he has skin in the game. He would never say that if he didn't own BTC. I'll take my chances on my Altcoin of choice [Songbird] and take a shot at a 3x–7x gain. It's been said over and over again that BTC moves first. If you want to hold only Bitcoin, that's fine. But it's extremely dismissive and rude of you to judge Altcoin holders for the choices they're making, especially after seeing what happened in the 2021 Bull Run.

Ornery-Tax9469

Volatility is negligible when transfers take seconds. If you want to send money from DKK to Russian Rubles. You exchange your DKK to XRP, send it and the XRP gets exchanged to Russian Rubles. All facilitated by software provided by Ripple Labs in seconds. Seamless & the costumer doesn’t even know they’re using cryptocurrency. Like the person using everyday smart appliances don’t even think about it being powered by Java.

Ornery-Tax9469

Yeah, you should have bought BTC between ‘17 & ‘21. But you should have bought XRP after ‘21. If you bought XRP at any point between ‘21 & ‘24 you made more than had you bought Bitcoin.

JustStopppingBye

Its clear the only argument you have is 'XRP price high' and 'chainlink price low' therefore, 'XRP has better adoption' Ask JP morgan why they used CCIP.

joesilvey3

I first got into crypto in 2020. Didn't understand it at all, but I saw the charts going up and thought what the hell, had some extra money so I threw it in over the coming months. Then all the cryptos started falling off that map, and I sold. Lost a few hundred dollars, which sucked, but the charts kept heading down so I thought "at least I made the right call." And I was right for a while, but since then Crypto has rebounded quite strongly, and if I had left my money in I would have made a nice little sum, as opposed to losing it. But I learned a lesson that most other investors already know: Time in the market beats timing the market. If you're trying to get rich quick, you might as well just play the lottery, but if you are willing to accept that it may take years for your investment to grow where you want it, and that it may be a turbulent ride, then you can (probably) make money on crypto. If you're looking for specific recomendations on coins, Bitcoin obviously is the main one you should be looking at. It is the safest and most reliable. If your a bit more interested in playing the longer odds for a potentially higher payout, you can consider alt coins, I've invested in XRP, Solana, and Cardano, or for much riskier but potentially more reward, memecoins such as DOGE or PEPE(emphasis on risky, you are just as likely to lose all your money as you are to double it, long or short term). Would def not put too much into memecoins and def have an understanding of the project and how it is run before you put money into it. It is important to understand that all investing has risks, but crypto moreso than stocks or bonds, and within the crypto space there are differences in risk between coins, but volatility and risk go hand in hand with potential reward.

MarioWilson122

Yeah they havent been so hot i got them again during the bear so im still up on those but you never know when things go parabolic they could still fly. Especially since they have good utility & still have nice size amount of supporters. I mean after all many thought XRP was dead until it came back with a vengeance at the end of last year so its possible. If we reach the 5-7 trillion total marketcap this run then no way they dont do something it just doesnt look good when things are dumping are not moving. Crypto is always boring during these periods but you gotta buy and hold regardless to gear up for the good times.

GetRichQuickStocks

They’re an XRP state

GetRichQuickStocks

Bitcoin is the best long term but XRP and Ethereum will make you more money in the short term. The trick is selling the Non-bitcoins at the right time and taking that money and buying more Bitcoin with it in the bear market

HSuke

In design, Stellar is more or less the same as XRP Ledger, except less centralized. And more importantly, unlike with XRP, a single corporation doesn't own over 50% of XLM entire token supply. XRP should not be anywhere near as popular as it is now.

jeremiahcp

If you had invested $100 into each coin five years ago, your Bitcoin would be worth around $4,600 today, Ethereum about $800, and XRP roughly $1,300. Over that time, Bitcoin has clearly outperformed both ETH and XRP. If you're looking for crypto exposure, holding BTC alone has historically delivered the strongest long-term return. Diversifying doesn't mean you need multiple coins; you can hold BTC and spread risk across other asset classes instead.

aaj094

Can someone explain why XRP is supposed to 'go up'?

WellPayed

Love it or hate it XRP holding up well all things considered

Zwetzak69

Bitcoin will be well over half a million before XRP reaches double digits (which I genuinely think will never happen). Yet, all of you degens bet on XRP because you think BTC is "overvalued". Most of you can't be helped and are doomed to staying Walmart cart pushers forever.

CynthiaTWilkerson

If you look at the market highs and BTC dominance, you wouldn’t be too sure if an alt season is around the corner. I bought ETH back in 2022, and while there have been some volatile swings, it’s still pretty up there with strong fundamentals. So, you really don’t have to look too deep into the timing of the season before you invest because it feels like there lies your confusion. If you trust a project and its vision or utility, there shouldn’t be any waiting for an alt season. Invest. Moreover, there are projects like XRP, LINK, SOL, VAULTA, and other ISO 20022-compliant projects following BTC's rally closely, showing green candles and strong fundamentals.

CaptainRelevant

Why would a small bank like a Credit Union ever have a pre-funded nostro/vostro account of any sort? They don’t now; they contract with larger banks that do, which results in higher fees. For example, the University of South Florida Credit Union isn’t going to pre-fund banks with fiat or stable coins all over the world. They’ll just outsource their international transfers to Chase Manhattan Bank that does. That adds fees. Ripplenet literally does interbank messaging. That was the basis this sub constantly cited for discounting any partnerships Ripple had signed with banks for the past few years. This sub constantly parroted “It’s just Ripplenet, it’s not using XRP!” Ripplenet did the messaging, XRP was for settlement. You seem to think I’m saying Ripplenet will completely take over SWIFT (which I’m not), and then countering that SWIFT (and Link) will so completely dominate the market that no one will use Ripplenet? Again, Coke didn’t go out of business when Pepsi came out. These are two slightly different solutions for two slightly different problems.

JustStopppingBye

You haven’t figured it out and you’re still running in circles. “XRP could still play a complementary role, particularly in liquidity bridging and cross-network interoperability." You just keep repeating the same thing. CCIP was their cross chain interoperability solution, connecting the chains. They also didn’t need liquidity bridging when using a tokenized deposit system with pre-funded balances (stablecoins) and atomic settlement. That means when funds and assets were swapped, both sides settled simultaneously, no liquidity gaps. Get it through your head. Stop posting your AI slop and actually read what Swift is doing. Banks cannot just stop using Swift, they need it for inter bank messaging to transfer funds, that’s literally why they exist. They will also soon be the Web3 settlement hub for banks and financial institutions

JustStopppingBye

You haven’t figured it out and you’re still running in circles. “XRP could still play a complementary role, particularly in liquidity bridging and cross-network interoperability." You just keep repeating the same thing. CCIP was their cross chain interoperability solution, connecting the chains. They also didn’t need liquidity bridging when using a tokenized deposit system with pre-funded balances (stablecoins) and atomic settlement. That means when funds and assets were swapped, both sides settled simultaneously, no liquidity gaps. Get it through your head. Stop posting your AI slop and actually read what Swift is doing. Banks cannot just stop using Swift, they need it for inter bank messaging to transfer funds, that’s literally why they exist. They will also soon be the Web3 settlement hub for banks and financial institutions

brianmonarch

Well, you might not have read the previous replies. I didn't state the details of the banks being in "JAPAN" in this last paragraph because I had already stated it so many times up above. I also stated above that It's 80% of banks in Japan, which I corrected. Just in case you didn't see all that in other parts of the thread. Either way, I'm guessing you were saying the same thing a year ago when it was at 33 cents. Hahaha. Missed out and now you're bitter maybe? Either way, you've got XRP derangement syndrome. It's been in the top 10 by market cap in the entirety of it's existence for a reason. There's no sales pitch. It's being USED NOW. If you believe anything I said was truly incorrect, show me your proof. If not, you're the sad one just hating.

CaptainRelevant

Your RWF to USD, SEK to EUR, and subsequent USD to EUR takes 3 swaps with fees at each step instead of RWF to XRP, XRP to EUR (2 swaps). That's the value proposition.

Radspenny

wasn’t XRP $3 at one point in 2017……..great returns compared to BTC.

CaptainRelevant

Stablecoins work great from between two banks that want to exchange the same currency (I.e. send and receive USD), or where there is high liquidity exchanges (i.e. send USD but receive GBR). Stable coins aren’t so great if you’re going between two currencies without high liquidity like from, say, the Rwandan Franc to the Swedish Crown. There, a medium of exchange would be better and that’s where Ripple is trying to position XRP. Will it work? Maybe, and that’s the speculative bet.

IcyDragonFire

There's no reason whatsoever to use a volatile asset for transfers.   Stablecoins are gonna capture all remittances and settlements.   XRP is going where it belongs: 0.

coinfeeds-bot

tldr; Ripple CEO Brad Garlinghouse, speaking at the XRP APEX 2025 event, projected that XRP could capture 14% of SWIFT's cross-border payment volume within five years by focusing on liquidity rather than messaging infrastructure. Ripple aims to challenge traditional financial systems by leveraging crypto-based liquidity solutions. The event also highlighted the potential for rapid growth in tokenized assets, positioning XRP as a key player in transforming global finance. Rumors of Ripple-SWIFT collaboration have also surfaced. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

KingofTheTorrentine

It's a little better here. Twitter is unsalvageable though. It really is just astrology for men, where all these things are given. XRP pumped because of Ripple forming partnerships. BTC pumped because Saylor and other large investors are getting in.

jventura1110

Problem is that XRP has no direct interoperability with existing dApp ecosystems. They're launching an EVM-compatible sidechain now... which is something existing EVM-compatible sidechains decided years ago to migrate \*away\* from because it's such a bad strategy (see Polygon). Sidechains will die of liquidity fragmentation once ZK-rollups and synced states are the norm.

anelab961

I remember when I wanted to get into crypto. I had $600. Didn’t want to buy BTC when it was at the top most expensive it ever was. Bought it anyway at $15,000. My $600 is now $5,000. Also put $20 into XRP that’s now $444. Whenever is the best time to buy. It’s on Coinbase but I’m about to move it to Tangem.

Fatbozo2000

I already have some ADA HBAR and XRP, and want to start buying stocks as well.

apkatt

***OP: "Not trying to FUD ADA*****"** **Also OP: \*Immediately tries his best fudding ADA\*** Of all the top 10 coins you could have picked to "not understand their presence in top 10" you picked ADA. XRP, BNB, SOL are all above ADA in MC, they are all 100% centralized. Joke coins such as Tron and Doge are as well. But you picked ADA. Yeah, sure OP, not trying to FUD at all.

IAmSomewhatDamaged

I’m still holding on to several Altcoins that I’m down on. Thankfully, my BTC position is so good that it more than cancels it out. As soon as I break even on some of these projects, I’m dumping them and rotating that money into Bitcoin. I will PROBABLY still hold on to my Ethereum, Solana, XRP, and Cardano (just to see what happens), but all other Alts can get fucked. Bitcoin is the way.

OneSlipperySalmon

Most of my profits came from shorting BTC last bear market. Not a lot. A few grand. When I was well into profit I started just throwing small amounts of cash into alts late last year. They didn’t do as well as I’d hoped but I at least, over all, came out on top overall with my alts as I pulled most of the cash when they looked weak. I had small smalllll amounts in WIF, Doge, XRP, Mantra (ooohhhhh made a bit on that and damn glad I sold), sia (spewing I wasn’t paying attention and missed the big gains, but still got gains)… I still have HBAR but that’s down. And I’m accidentally locked into Nexo as I thought I locked for a month but I locked for 12 months. Like I said tho, very small amounts. This is just a fun hobby for me. My profits have bought me a new couch, fixed a dent in my car, bought me a dryer, got me GOOG and about to get NVDIA.

ThujoneX

For Cardano, it continues to break records of crypto capabilities. You have to realize, the project itself is just a framework. ADA itself is not going to be a crypto revelation. The creators are building what no one else is building, a global crypto government... impervious to downtime, external threats, etc. It has achieved nearly every goal it set to do, yes many would argue slower than expected, but it made it there.  Its up to the users, the global population, crypto devs, or whomever else to implement the framework they have created for use. Its not just a coin, its not just a form of payment, its much, much more. People say BTC is "digital gold" or XRP is "global government payments", etc... ADA surpasses every crypto doing what they all can do, just much better. So why is it not as popular? ADA doesn't try to capture headlines. Cardano isnt built to glorify wall street investors. Cardano is essentially grass roots community, largely similar minded group setting up a baseline for what good crypto projects should look to achieve. Cardano treasury, and everything else on chain is now owned and voted on by the public. Its nice to be more than just an owner of coin on some exchange. I could go on and on, but i think I touched on most of the major topics. Disclaimer: Yes I hold ADA and have for many many years and will continue to add to my growing prize.

CryptoCryptonaire

The actual list includes XLM, XRP, SOL, ETH, BTC, LINK, UNI, LTC and ADA. Why are you posting this as though its "only" ADA?

aboots33

No XRP?

rippledbidder

RippleBids.com is having a pre-sale, it's going on right now its on the XRP Ledger. Say good bye to Amazon and Ebay. RippleBids.com is faster, cheaper and more secure.

Powerful_Aardvark318

I’ve spoken to FOUR online reps none of which can tell me the nature of my so called violation. That’s because there isn’t a violation. I’m going to sell everything and leave this platform. I’m waiting for XRP to come up a little then I’ll get my money sent back to my bank account.. any suggestion on another platform? I’m thinking of just buying BTC putting it into a cold wallet ( once I learn how to get a cold wallet) and leave it for investment purposes. Hopefully I’ll have a little better of a retirement than I do now

jeremiahcp

| Rank | Coin | Price | (24h %) | 1h Long | 1h Short | 4h Long | 4h Short | 24h Long | 24h Short | |------|------|---------|---------|-----------|-----------|-----------|-----------|-----------|------------| | 1 | BTC | $108,894 | +0.81% | $123.93K | $57.02K | $23.50M | $4.05M | $31.99M | $145.87M | | 2 | ETH | $2,739 | +6.75% | $836.92K | $407.94K | $23.49M | $7.81M | $40.29M | $122.65M | | 3 | SOL | $158 | +1.20% | $30.17K | $37.15K | $3.29M | $422.72K | $4.86M | $9.70M | | 4 | XRP | $2.28 | -1.21% | $1.99K | $520.96 | $1.80M | $597.81K | $3.60M | $2.81M | | 5 | DOGE | $0.191 | +2.33% | $4.90K | $2.58K | $2.30M | $76.83K | $3.57M | $5.71M |

Kind_Size_8844

I need to alert everyone about a devastating incident involving ChangeNow.io, a platform that has been accused of large-scale fraud disguised as AML compliance. A close contact of mine recently lost $440,000 in XRP in what is clearly a deliberate scam. They initiated a large transaction and were asked to complete KYC verification, which they did, and then nothing. No refund, no response, total silence. The most alarming part, His friend in Ukraine attempted the same transaction and was refunded instantly, exposing targeted financial abuse. ChangeNow appears to discriminate against users outside the EU and U.S. likely assuming they lack legal resources to fight back. This Isn’t About Compliance, It’s Theft. People trust exchanges like ChangeNow.io because smaller transactions are processed smoothly. But when large sums are involved, the platform springs its trap: Funds are frozen indefinitely under false AML claims. KYC verification is used as a stalling tactic. Support vanishes completely after compliance is met. I am now assisting the victim in filing legal complaints and going public to expose this fraudulent practice. This is theft hidden behind misleading AML narratives. Avoid ChangeNow.io at all costs and warn others before more people fall victim to this deceptive exchange.

Awkward_Potential_

That price was never real anyway since they couldn't sell. The reason I think it will cook this cycle is that my brother works construction and all of his degen friends were talking about "mining" it all the time. I think it will take the full on regard role that Cardano and XRP used to take. It's still not a real project or anything. I just think it will probably cook.

slipcovergl

That spike is definitely interesting. It’s also worth watching how the broader ecosystem is growing. Flare has been working on ways to make XRP usable in DeFi, which could give it more utility over time beyond just price moves.

slipcovergl

Totally fair questions, and you're not alone in feeling confused. One way to make more sense of it is to look at where real utility is actually building. Flare's FXRP, for example, allows XRP to be used in DeFi without wrapping or giving up custody. It’s a pretty big change in how XRP can function, even if the market hasn’t really reacted to it yet.

brkinard

I am 70% ETH/ 20% XRP / 10% BTC now.....let's see what happens.

LicksMackenzie

What do you think about XRP at this time?

InfamousLiterature84

Money into XRP every month

samaehh

3000 XRP 5000 link 1000 sol 1000 eth

Donut_LordO

BTC, Eth, Hbar, XRP, Kaspa, Link, and whichever token wins out the RWA battle. RWA tokenization will take off in 5 years

Crazy_Tooth1858

Uhhh...maybe because he wasn't the Defense Secretary at the time? Lemme guess. You're an XRP and HEX bagholder, ain't ya?

Ikki_The_Phoenix

Lmao, people downvoting can't math apparently. Low market cap coins have much more chances to do a 100x than a crypto coin with huge market cap at billions such as ETH, XRP, KAS. Or like BTC that will do a 2x at best. Just do the math. 😉

jwarre48

100% BTC its pretty simple! Stay away from the centralized scams i.e. XRP, SOL etc.

chrisdude183

At least 1k into XRP

OkCantaloupe4959

Another retarded take from an AI slop website. Hbar and XRP will never connect directly to SWIFT. Chainlink connects to SWIFT and connects to everything else. https://www.swift.com/news-events/press-releases/swift-ubs-asset-management-and-chainlink-successfully-complete-innovative-pilot-bridge-tokenized-assets-existing-payment-systems Post some evidence to support your view that isn't another window licking retard on twitter.

Due-Candy-8929

Planning to scale out of most of my crypto holdings through this market cycle, and buy back in the future - once we have found the bottom of the bear markets I would probably buy back into XRP SUI LINK HBAR and either XLM or save the 5th spot for something new (would have to do research) I like ETH… its been my most recent buy (was buying it while sentiment was in the gutter… was fun seeing it take off a little again recently! overall I probably lean more towards SUI more though? 🤷🏻‍♀️(which seemed to run at the same time) All the tribal maxis put me off BTC a lot… there is no conviction or forward thinking just hate on everything else - if there was more than 5 might hold but don't think it would make my list - each cycle sees lower percentage gains - especially if you are round tripping - BTC isn't 2X from the 2021 cycle high of 69k currently, however from the bottom its over 5x up! (it took around 850 days to get back to 69k after dropping as well - its a long time to wait to get back DCA-ing, while buying power also increased as well if someone tok profits even close to the top and waited until after the base was found to start buying back in - not talking about jumping in and out, and still largely just buying and holding and sitting out until a good re-entry point once profits are taken and a lot of the risk is off the table I think SOL will do really well but said why I don't trade it anymore earlier in the thread Have heard good things about QNT but its not on the exchange I mostly use I'm curious to see if LINK will heavily outperform BTC ETH this cycle- lower market caps can see huge % gains with far less money going in!

coinfeeds-bot

tldr; Nasdaq has proposed a rule change to the SEC to expand its crypto index by adding XRP, Solana (SOL), Cardano (ADA), and Stellar Lumens (XLM) to the existing benchmark, which already includes Bitcoin (BTC) and Ethereum (ETH). This change aims to make the index more reflective of the broader crypto market. If approved, the Hashdex Nasdaq Crypto Index US ETF could invest in all nine cryptocurrencies in the index, pending SEC approval by November 2, 2025. This move could enhance diversification in U.S.-listed crypto ETFs. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

epic_trader

I know you're trying really hard to make it sound dodgy, but in reality you're talking about an audio clip where he's explaining to investors that they can invest anonymously, right? Which is really sound advice and obviously a good idea. How back to the point, how much BTC did Satoshi get, do you know? How much XRP did Ripple keep? If you're outraged about Lubin's sub 0.5%, surely you can't defend Satoshi or Ripple, right?

American_Jeeper

I used to think ETH would be the way to go getting in late for bitcoin in comparison... However Vitlalik is always messing with it and changing gas fees and kills the momentum of the coin constantly... Hes great at the Blockchain but he sucks with coin and token management issues... When he removed Tips to make trades more even slated, transaction fees skyrocketed up to 200-400 some trades...which is ludicrous... Half the miners mining stopped and did other things like staking... Then he was trying to address that while making millions and his corp started dumping eth during highs like a pump and dump again hurting the investors... Then so many other types of blockchains started getting developed and even piggy backed on eth network they also would be tied to eth influence, then solana and others started popping up all over the place to break free of the eth chains... and they started to fall in line with bitcoin and eth more evenly all rising all dropping simultaneously... but I remember when Bit coin dropped to 14K eth was low also I think 1500 it sailed all the way up to 4600 then he started selling holdings again... Yes the markets fluctuate but I would go to bed with 1200 in eth and he would do something and eth would tank wake up with only 800 the next morning I used it for gas in Trust wallet finally I learned not to hold to much eth I treat it like fuel in my car... I dont carry 500 gal tanks so I also dont load up thousands in eth I place it into USDC stable and keep 1-200 in eth only to work as gas for swaps... Thats my take on it but 10,000 people will tell me Im an idiot and wrong so I really dont care about opinions much anymore either... LOL Good luck.. I tell my friends invest in Toshi with 645,000 active wallets its new its coin bases flagship coin and its secure and not going anywhere they have started building up around it with utilities and itss listed on about 70 exchanges currently... If they want to invest 20K or more I tell them to watch until bit coin takes a big hit then roll in and hold long term... If they are trying to make something better Toshi, ADA XRP since the ripple case any day should be entering the agreement phase between the SEC and Ripple XRP its a fiat trading coin... APE is a good one Pepe gotta watch all the clone coins out there ... Good luck sir...

Due-Candy-8929

Fear and emotion play a big part in sentiment… so many people panic and sell at a loss in the way down… and FOMO in at the top when the big candles happen… people watch too closely and are too invested and feel like if they just buy and sell they can outperform time in the market… i do think some commuities benefit from the tougher spots as well though… like I think one reason XRP didn’t dip as much as many other coins post election gains is that so much of the community held for years while things were bad, so a lot are happy to keep holding now even when sentiment takes a dip 🤷🏻‍♀️ community wise it’s probablyi i think there is a sweet spot where you have developers working, people who believe in utilty and the potential of crypto and the tech, and people who diversify as well… the tribalist maxis are toxic and the grifters who exploit and shill memes to their communities can be big detractors (ie the Logan Paul’s Hawk Tuahs trumps and jack Dohertys…) they use the guise and hype of community but then pull the rug

isaiahalbuquerq

Well…. Trump did not personally endorse XRP… that was a mistake made by someone on his team

JustStopppingBye

Remember when the XRP cult was pushing the narrative that Ripple was going to buy them? But in reality it was all made up and they didn’t even make an offer. https://coincentral.com/ripple-cto-deletes-post-amid-circle-talk-was-it-ever-real/

LicksMackenzie

What are peoples' thoughts on XRP? Still a scam?

Beginning_Service387

This post is basically: “Buy low, sell high” but with a crypto trader’s PTSD sprinkled in. And I respect it. Also, RIP to everyone still HODLing XRP like it’s 2017

epic_trader

But no one is hiding how much the ETH founders got. Vitalik got something like 500,000 and Lubin like 300,000 and he's publically stated that even with his ETH from ConsenSys, he's never reached half of a percent of the total supply. What percentage of BTC did Satoshi get? What percentage of XRP did Ripple get? Want to compare?