XRP

TheRicFlairDrip

this post has less meaning than XRP

SirBankz

Bitcoin is the only crypto that is consistent. The whole world follows it and makes sure that it keeps its integrity. Though a few ones like ETH, SOL and XRP are also okay. Beyond these ones, I will advise you to let go of some tokens you have. Many were crested to get people money then disappear. So, sell it and buy Bitcoin or any of those ones mentioned above. In fact, just go for BTC.

CrabValuable9221

holding XRP now like its its another bed time story

PrestigiousAd9825

I mean hate all you want I’ve made more money on XRP than any other token (I bought it all in 2022 when everyone thought the SEC was gonna kill it and knew I’d sell in Q4 ‘25 because you’d have to be an idiot to think supercycles are real)

glasser999

XRP is the best performing asset I've ever had lol. Bought a fuckload of it when it was $0.30. Sold 75% when it hit $3. Used the money to buy a house and car. It just seemed like such obvious upside, if you weren't an idiot. Hmmm...a coin that's been embroiled in SEC lawsuits, removed from all major exchanges, and missed out on the 20-21 bullrun since retail couldn't buy it...yet remained in the top 10 coins the whole time. Seethe pussy

samsimon123

Facts: 1. without XRP Ripple is not profitable, Ripple relies only on XRP dumps. 2. Thus after over 14 years, Ripple launched their stable coin, not believing in XRP, because no one for real is using it. 3. XLM can do what XRP can, and properly linked USDC, PYUSD can do what XRP can... 4. Ripple would stop dumping XRP, if for real it was useful! They would have real products and services.

R4ID

And yet Inversing the sub and their incorrect information regarding XRP would of gave you one of the highest possible ROI's

juicytootnotfruit

I know a guy who screamed in my face calling me a complete dumbass if I didn't buy XRP. Then in the same breath I'm trying to make you rich!. I'm not educated enough to care about crypto. I'll stick to land and mutual funds/ETFs. Good luck with the crypto everyone.

liquid_at

XRP: good idea, but no adoption. Unless they find active use, it won't go anywhere. I understand that XLM and HBAR are also aiming at inter-bank transfers, but I know too little about them to know if either of them has a realistic chance for adoption. In a way it is like guessing which arms manufacturer will get the government contract. I do not know enough about that topic to place my bets here. Out of the 3, I only bought XRP because I was betting on price-appreciation after the SEC trial was over. SHIB... Well that's one of the most sophisticated and well planned professional syphoning mechanisms that allows the large scale extraction of retail investor money without actually rugging it. Money well spent on Advertisement, Bot-Networks and Psychologists, perfectly designed to fool people. Why would anyone waste money on development or adoption, when all they have to take is a well orchestrated pump&dump that directly benefits the owners? Shib network... Shib, Bone, Leash... Worthless tokens with no use, that got pushed onto hyped retail investors with the promise of future uses, that never came. They have no morals and are the scum of the earth, but I do admire their craftsmanship. One of the best designed scams I have seen in all of crpyto.

DontImplantThechip

What you think about, XRP, XLM, HBAR, and SHIB ?

ynnubyzzuf

XRP is such a fucking joke. I'm so glad to have just made a few dollars after holding that bullshit for 8 years and selling during that little spike

Icy_Key19

I look cute though with my 2017 XRP

astrawberryandakiwi

Input $100 into XRP a while back. It’s not worth $38 lmao

NewcastlePLchamps

I get why XRP/Ripple got hate in the early days of crypto. The whole point of crypto in those days was to replace the banking sector. While Ripple was trying to integrate blockchain into traditional finance. However, given how much the industry has shifted towards targeting institutional adoption, it’s weird how the perception of XRP/Ripple has remained largely the same. Ripple’s Chief Legal Officer is one of a handful of crypto representatives in a closed door meeting with banking representatives discussing crypto legislation as I type this. That certainly seems like progress towards what Ripple has consistently been targeting since the beginning. I’m not claiming that XRP will go to $1,000+ or even $100+, but XRP appears to be in one of the best positions in the industry to actually capitalize on institutional adoption.

jsands7

My… and this isn’t a joke… my staples delivery guy that comes into my office once a month WILL NOT STOP TALKING about the entire world economy moving to XRP. and I’m pretty sure he cashed out his entire 401k and put it into XRP, and I bought like $1000 of an XRP ETF just to get him to leave

erjo5055

XRP people are the only ones who truly do not understand market cap and I don't get it

MrNiMo

10 XRP? Lol, that's a gamble i can take 😆

zeus-indy

Xrp is the only crypto I see random dudes driving jeeps front. Like they were hats or their license plate is something XRP related

R4ID

Yeah, I doubt you'd be interested in learning anything so better stay away from the XRP chats lol

Brilliant-Pomelo-982

The amount of YouTubers pumping XRP is astounding. I can’t believe people fall for that nonsense.

HSuke

Depends on the sub. The Ethereum, Cardano, and Hedera subs are grounded. Unlike the XRP sub, they don't censor constructive criticism about the protocol and tech stack.

Kashik

Haha damn. Sounds like the brother of a good friend. I think he was up 100k with XRP for a while but insisted he'll be a billionaire soon and held.

PickleBall_Bandit

Omg this is my mom… that last one… do you know how many times I’ve had to hear about owning at least 10 XRP! How may freaking reels I’ve been sent because of that ish! Haha 🤣

Mindless-Aardvark-14

Very true, as a fellow crypto degenerate I will be continuing to hold all of my bags including XRP until either I die of natural causes or my children murder me for the inheritance.

HSuke

I've been tagging/flairing obvious Ripple maxis whenever there is a large XRP thread. I give them a very specific color so that they're easily spotable. Almost none of them return to this sub. There are 2-3 regulars, but the others all disappear after a week. Maybe they're all sockpuppet accounts. Or maybe they're bridgading because someone linked the post. They're coming from elsewhere.

Killdebrant

I sold my bitcoin for XRP in 2012

mylospykar

So now we’re comparing XRP to BTC chart?

ktaktb

..... If I am doing 1B in overnight transfers... then the price shift downward in xrp is exposing me to a loss.  1B USD in USD is 1B USD. 1B USD in XRP is 1B USD. Your risk is the same whether the 1B is divided up into 1 USD or .00008 Hedera...  I cannot comprehend how you thought up your reply You should really revisit the basics of accounting, finance, investing, and math brother

partymsl

It always so funny to see paid XRP shill articles because they only have funny orice targets like $100 lol

hoppeeness

I mean XRP isn’t a dollar…way cheaper. Hedera is $0.0008 per transaction. Clarity act will make everything have to be public most likely

DrCrazyCurious

I mean, yeah all of those statements *are* clown shit. All totally fair criticisms... of XRP *people*, not XRP *itself*. Look at its All Time chart. I started stacking XRP (and BTC and others) in 2021 and despite the recent plummet my XRP bag is still up 130% I still think it's a solid investment even if many XRP fans are clowns for posting "*I bought $10 of XRP wen lambo??*" https://i.redd.it/ol4w5ea6qhkg1.gif

JustStopppingBye

The XRP community in a nutshell.

mortal_douchebag

Buying 10 XRP right now!

hoppeeness

I get why something like Hedera would be more appetizing because of fixed costs and cheap…but also isn’t XRP pretty flat rate and cheap?

GabeSter

They continuously parrot the statement that the entire global economy will be on XRP and when it does XRP will have essentially unlimited marketcap... Because the global economy will be ran on XRP.

Rhinoseri0us

Lmao, I didn’t like XRP at $.03, I didn’t like it at $.30 and I for sure wasn’t gonna be buying at $3.00.

greenglobones

Lmao this guy really be suggesting XRP

Mindless-Aardvark-14

For every one of you there’s 5 people down 50% or more. Not commenting on the validity of XRP, just stating you’re in the minority of holders.

hoppeeness

So what do you think they will end up using? Or is it just too soon and banks being behind. They didn’t care last year but now for clarity all of a sudden they are worried about crypto. Could it just be them dragging their feet and not XRP itself? Don’t have any XRP so no horse in the race.

OptimalPlantIntoRock

Same fake story for almost 10 years now. “XRP is about to be the SWIFT payments layer” 🤡

Spyrothedragon9972

Cue the "XRP schizo" memes from 7 years ago.

RamoneBolivarSanchez

XRP and HEX guaranteed to turn your IQ into the negative realm

liquid_at

some of their holders still seem to think they will though. And that's all I was saying... IF they had done this, there would be an argument for why XRP has to increase in value. But they haven't and they likely won't.

GabeSter

When I went to the XRP sub and saw them so vocally aruging that the concept of marketcap doesn't apply to XRP. I got a sick feeling in my stomach for all the crypto noobs who would see that and fall victim to it.

liquid_at

300 Banks work with ripple and most of them only use the messaging function but not XRP as a means to transfer value. I can't tell you why, but when 300 banks decide against using XRP to transfer value, I assume they have reasons and it won't just change from one day to the next.

TheRicFlairDrip

Sold all my XRP few weeks ago after Ripple bought another fintech company and did nothing for XRP

ktaktb

XRP famously and clearly stated that XRP would never be used for interbank payments. This dates back to 2017. Why would banks want an open market and volatile token used to conduct interbank transfers??? It was never logical and that clarity from Ripple since the start has been a major reason they have avoided consequences. It is also the a foundational aspect of the original case arguing that XRP must be a security because it is not intended to be Ripple's interbank product.

liquid_at

No. I'm not active in the community. But the goal of XRP, before the SEC trial, was to use XRP as an inter-bank payment vehicle. Just that all the banks that actually talked to Ripple, after the SEC thing was over, chose to get proprietary blockchains for their own use and not to use XRP for their transfers. If XRP would have become the inter-bank system of choice, the value would have skyrocketed. But since that is not going to happen, because banks do not like to give control out of their own hands, that original use-case will never find adoption. But at least you are consistent with your political views and jumpting to biased assumptions instead of actually fact checking...

Wharebadjer

I hold XRP and the dedicated subs are some of the worst

liquid_at

tbf... if XRP had found the use it was intended for, it probably would have done that move. But given that Ripple is only selling proprietary blockchain solutions to its customers and how no one wants to use XRP, that's unlikely to happen. At this point, XRP is like an exchange token. Exists, but has no funcion.

olduvai_man

The past 8 years without a new ATH was just consolidation for the big breakout that will take it to a 10T market cap project. BTC is expensive at $66k but XRP is only $1.4 so there is enormous upside! /s

Party_Acanthaceae166

I knew XRP was bad when a guy in a sauna told me to buy it. Lmao

CoffeeAlternative647

XRP is definitely the clown factory of this space. Spot on meme

ccModBot

Thank you for submitting to /r/CryptoCurrency, Your post has been removed because the topic you posted about (XRP) is already at the limit of posts allowed in the top 50. You may post it again when the topic is no longer at the limit. ---[**Click here for a link to view the current limits**](https://www.reddit.com/r/CryptoCurrency/wiki/topic_limits)--- *I am a bot, and this action was performed automatically. Please contact the [moderators of this subreddit](https://www.reddit.com/message/compose?to=%2Fr%2Fcryptocurrency) if you have any questions or concerns.*

ccModBot

Thank you for submitting to /r/CryptoCurrency, Your post has been removed because the topic you posted about (XRP) is already at the limit of posts allowed in the top 50. You may post it again when the topic is no longer at the limit. ---[**Click here for a link to view the current limits**](https://www.reddit.com/r/CryptoCurrency/wiki/topic_limits)--- *I am a bot, and this action was performed automatically. Please contact the [moderators of this subreddit](https://www.reddit.com/message/compose?to=%2Fr%2Fcryptocurrency) if you have any questions or concerns.*

biba8163

> As always, DYOR Source for article is a guy Ripple seems to be paying to spam bullshit Ripple/XRP articles: https://www.deraktionaer.de/artikel/deraktionaerplus/ripple-diese-gruende-machen-xrp-jetzt-zum-top-trade-20383360.html https://www.deraktionaer.de/artikel/krypto/ripple-milliarden-deal-geplatzt-20381289.html https://www.deraktionaer.de/artikel/krypto/ripple-auf-dem-weg-zum-amazon-der-fintech-branche-20389155.html https://www.deraktionaer.de/artikel/krypto/ripple-dubai-startet-16-milliarden-dollar-initiative-20380864.html

TheRicFlairDrip

So you agree that the lawsuit basically exonerates him from persecution related to his intention of creating XRP? Maybe XRP was originally meant to replace SWIFT, but after banks rejected it, he had to pivot to plan B to ensure Ripple survives as a company.

TheRicFlairDrip

XRP is just a crowdfunding tool for Brad Garlinghouse to acquire established fintech companies, and XRP officially being classified as a non-security gets him off the hook for investors getting shafted.

coinfeeds-bot

tldr; Coinbase has expanded its crypto lending services, allowing users to use XRP, Dogecoin (DOGE), Cardano (ADA), and Litecoin (LTC) as collateral for loans in USD Coin (USDC). Powered by the Morpho DeFi protocol on Coinbase's Base network, eligible U.S. customers can borrow up to $100,000 in USDC. The platform uses wrapped tokens backed 1:1 by assets in secure custody. This move enhances liquidity access for investors without triggering taxable events, marking a milestone in the evolution of onchain credit markets. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

coinfeeds-bot

tldr; Deutsche Bank has partnered with Ripple to modernize global payments infrastructure, leveraging Ripple's technology to enhance cross-border payment processes. This collaboration positions Ripple as a strategic technology partner for one of Europe's largest financial institutions. While financial terms and implementation details are not disclosed, the partnership highlights growing institutional interest in blockchain solutions for efficient international transfers. Observers are monitoring the potential role of XRP in this integration. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

coinfeeds-bot

tldr; Coinbase has expanded its onchain lending product to include XRP, Dogecoin (DOGE), Cardano (ADA), and Litecoin (LTC) as eligible collateral for loans in USD Coin (USDC). This move allows users to borrow up to $100,000 without selling their assets, enhancing liquidity options for retail and institutional investors. The service operates on Coinbase's Base network and uses wrapped tokens for security. Borrowers benefit from flexible repayment terms, with risk managed through a loan-to-value ratio. This marks a significant step in advancing onchain credit markets. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

KipAndrew

the decoupling argument makes sense on paper but i'd want to see actual settlement volume not just partnership announcements. Citi and Metaco doing custody is cool but custody isn't the same as XRP being used for settlement. big difference

TheRicFlairDrip

XRP is just a crowdfunding tool for Brad Garlinghouse to acquire established fintech companies

zenecence

XRP's promotional campaigns are genius. They will make dumb investors fall for a bunch of meaningless slop and grand conspiracy's, just by paying some zoomer influencer to make a video from his rented mansion.

SeveralDoor8165

Honestly, I was thinking getting XRP but it’s gonna tank more. It’s the what ifs lol. Some say it might get to 1$ or under. Keep an eye on eth. If that keeps going under buy that at a good price! But ….. go with your guy which one has the highest outcome of everything

tj78492

In 2018 when faced with the same (even XRP being my heaviest bag) I moved it all into bitcoin and forgot about it for years. No regrets

Successful-Win-8035

Ignore this guy. BTC, and XRP are good. Sell Solana, and ETH.

FrodoDBaggin

Hold and don’t be a wimp. We’ve been here before and it’s always bounced back. You sell and you for sure lose. Hold and you may lose OR you come back which has ALWAYS happened for me. Examples: HBAR from .04 to .36, XLM from .10 to .40+, XRP from .40 to 3.30… plenty of others but you get my gist. Consider the money already lost, forget the charts and it gets much easier. If you already lost, who even cares if it goes lower. I’m regarded but it’s always worked out for me. Always.

HugeAd1329

XRP is a joke and no-one uses it. The few people I know irl who invest in it are legitimately the dumbest of my friends, who don’t understand anything but fall for the buzz words.

RainCity253

This is not financial advice and I’m not a financial advisor but if this is money you can afford to lose meaning if you don’t sell you can still afford your rent and groceries then I would say to hold for the long term. This doesn’t include anything out of say top 10 market cap. If you have shit coins I would say cut your losses. In my opinion, and I cannot stress this enough that it’s just my opinion that XRP will see new highs one day. When? Nobody knows, but it’s been stronger than most of the other alts.

Txrangers10

Stronger than? Now? Or break all time high? I know it's all spec, but XRP is my bigger concern than BTC

TheRicFlairDrip

XRP holders starting to sound like LINK baggies

Current_Attention_92

The system concludes that XRP has decoupled from the "standard crypto cycle." It is no longer moving just because Bitcoin moves; it is moving because global financial infrastructure (XLS-81, Permissioned Domains) is being built directly on its ledger today.

Xennenial

While Ripple Bank's Swift payment system is widely used, the XRP token itself has nothing to do with it other than the fact that it's issued by the same organization. The token itself has no use other than a very limited on demand liquidy function that is very outdated and inferior in comparison to most Defi and stablecoin services in every way. Down vote me all you want but your XRP token will still be useless.

Current_Attention_92

XRP is the "adaptive" asset. Its ability to rapidly integrate new tech (like the XLS-81 upgrade just activated) suggests it will be the first to implement Post-Quantum Signatures. XRP isn't just "ahead" in banking; it is structurally more "Quantum Agile" than the rest of the market.

No-Tradition4622

Pretty wild that dogshit XRP is number 4 in market cap. Am I missing something here? Is it not dogshit?

jaapi

XRP is not a replacement for SWIFT and NEVER will be. At best for people on here will be the cyrpto SWIFT will be an L2 on ethereum, but if so, it will be by a very large financial institute (and will be backed by many others). This does not describe XRP in the least

Current_Attention_92

Analytic Verdict: You are witnessing the moment where Utility (XRP) is starting to command a higher market premium than Scarcity (BTC). The "dwindling" you see in others is capital leaving "static" assets to find "productive" ones.

terp_studios

XRP is doing nothing of the sort. Have fun bag holding a useless centralized excel sheet token

Current_Attention_92

The Think Tank concludes that you aren't seeing a market "dying"—you are seeing a Market Divorce. The Institutional Reality: Led by XRP. It is "ahead" because it has integrated with the legacy world. It is the only one "evolving" in a way a CFO understands. The Sovereign Reality: Led by Bitcoin. It is "stagnant" by design. It "achieves" by doing nothing, acting as a global exit ramp from the very banks XRP is helping. The others (Alts) are falling behind because they are stuck in the middle—not fast enough for banks (XRP) and not secure enough to be gold (BTC).

Current_Attention_92

XRP: Enterprise & DeFi Expansion (Feb 2026) As of February 2026, Ripple and the XRP Ledger (XRPL) are hitting significant technical milestones focused on institutional finance: Permissioned DEX Activation: Launched on February 18, 2026, the "Permissioned DEX" upgrade (XLS-81) allows banks and regulated institutions to trade in a compliant environment with verified KYC/AML participants. Native Lending Protocol: Ripple’s 2026 roadmap has introduced protocol-level lending features designed for institutional yield, filling a major gap that previously sent users to other DeFi chains. Tokenization Partnerships: Ripple recently partnered with Aviva Investors to tokenize traditional fund structures on the XRPL, extending through 2026 and beyond. RLUSD Stablecoin Integration: The successful full activation of Ripple’s stablecoin, RLUSD, has solidified the ledger as a hub for regulated digital settlement. Yahoo Finance Yahoo Finance +5 Bitcoin: Institutional "Bedrock" but Slower Innovation While Bitcoin may seem to "dwindle" in terms of new flashy features, its evolution in 2026 is structural rather than functional: Balance-Sheet Asset: Bitcoin is increasingly treated as a "reserve-like" asset for corporate treasuries and funds rather than a fast payment tool. Layer-2 Stagnation: While Bitcoin L2s like Stacks saw a surge in native BTC being "pegged" for productive use (sBTC), headline transaction volume on these layers remains modest compared to utility-heavy chains like XRPL. Market Dominance: Despite lower "innovation velocity," Bitcoin still commands a massive $1.7 trillion market cap, dwarfing XRP's $116 billion. McKay Research McKay Research +1 The Bottom Line XRP is evolving into a functional financial layer for banks, leading some analysts to call it the "breakout trade of 2026" because its lower market cap allows for higher potential percentage gains from institutional adoption. However, Bitcoin continues to lead the market as a defensive "anchor" for institutional portfolios, even if its technical development moves more slowly

Current_Attention_92

1. Order Size & Repetition Patterns Bots are programmed with mathematical logic rather than human intuition, leading to identifiable "fingerprints" in order quantity. YouTube YouTube +3 Uniform Sizing: Look for repeated, identical order quantities (e.g., your observation of "17" on the XRP ladder). Split Orders (Parent/Child): Large players use "Iceberg" or "Slicing" algorithms to break one massive order into hundreds of small, uniform "child" orders to hide their total position size. Grid Layouts: Bots like Pionex or MEXC grid bots place dozens of buy and sell orders at exact price intervals (e.g., every $0.50). CoW DAO CoW DAO +3 2. Execution Speed & Frequency Human traders cannot react at the millisecond scale required for high-frequency trading (HFT). Feedzai Feedzai +1 Sub-Second Reaction: If an order is instantly replaced the millisecond it is filled or the price moves, it is almost certainly a bot. Rapid Cancellation (Flickering): Bots often place "bait" orders and cancel them within milliseconds to test market liquidity or create artificial depth without ever intending to fill. Fixed Intervals: TWAP (Time-Weighted Average Price) bots execute trades at precise clock-work intervals, such as exactly every 60 seconds. CoW DAO CoW DAO +3 3. Price Reaction Signals Bots often follow specific technical indicators available in tools like Robinhood Legend. YouTube YouTube VWAP & SMA Tracking: Notice if large buy or sell walls suddenly appear the moment the price touches the VWAP (Volume-Weighted Average Price) or a major moving average. Front-Running: If you place a limit order and a slightly better price (by 0.00001) immediately appears in front of yours, an HFT bot is likely "penny-jumping" your order. Spoofing is an illegal form of market manipulation that involves placing large buy or sell orders with no intention of executing them. The goal is to deceive other traders and automated bots by creating a false impression of supply or demand. Investopedia Investopedia +3 How Spoofing Works Deceptive Placement: A trader places massive "fake" orders at key price levels to suggest strong market pressure. Market Reaction: Other traders or HFT bots see this "wall" and adjust their positions (e.g., selling early to avoid a perceived price drop). Real Execution: While the market is reacting to the fake signals, the spoofer executes a genuine trade on the opposite side at an advantageous price. Rapid Cancellation: Once the real trade is filled, the spoofer cancels the fake orders to avoid having them accidentally executed. Bookmap Bookmap +4 Legal & Regulatory Risks (2026) As of February 2026, regulators like the SEC and CFTC have made spoofing a top enforcement priority, especially in crypto markets which are increasingly monitored. K&L Gates K&L Gates +1 Criminal Penalties: Under the Dodd-Frank Act, spoofing is a felony. In the U.S., it can result in up to 10 years in prison and fines of up to $1 million per count. Recent Enforcement: In January 2026, the CFTC settled multiple cases involving spoofing with civil penalties ranging from $150,000 to $200,000. Exchange Bans: Major exchanges use real-time surveillance tools to detect these patterns. If caught, your account can be frozen and reported to law enforcement. Execution Risk: If a larger trader "calls your bluff" and executes against your fake order before you can cancel it, you may be forced into an unwanted, massive position at a loss.

AutoModerator

Post is by: thomatrain112288 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1r8d4l4/built_a_quantitative_signal_platform_for_crypto/ I built TokenIntel — a platform that generates BUY/SELL/HOLD signals for BTC, ETH, SOL, XRP, and HYPE using RSI, SMA, EMA crossovers, and regime classification (accumulation, expansion, distribution, contraction). Not a black box — the signals page shows you the underlying indicators and confidence levels. The research section has deep-dives on 20 assets with risk/reward scoring. Also built a paper trading system that auto-executes based on signal changes so you can track hypothetical performance before committing real capital. Looking for feedback from active traders — does the signal model make sense? Is anything missing? Are the research pages useful for your workflow? Free PRO promo codes for beta testers who fill out a short questionnaire. [https://tokenintel.org](https://tokenintel.org) Feedback: [https://tokenintel.org/pages/beta-feedback.html](https://tokenintel.org/pages/beta-feedback.html) *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

SpaceFaceMistake

This is good news. We need many more ways of spending IRL and having companies accept eg $BTC $LTC $XLM $XRP $ETH to be used as payment Through a Visa Card or account having Visa use or create their own Crypto Wallet system. So paying with Visa can be payed with $BTC but the company may wish to receive the Dollar or maybe 50/50. Master card or Visa then get exposure to owning $BTC or other coins for USD exchange which is super smart with $BTC the newest and longest currency to be. Or $USD the currency that is dying.

AutoModerator

Post is by: Aggravating_Touch237 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1r854lv/seeking_recommendations_for_a_legit_crypto/ Hey [r/cryptocurrency](https://www.reddit.com/r/cryptocurrency/) community, I've been lurking here for a while, but this is my first post. I'm Taylor, a 41-year-old from Florida who's absolutely fed up with my current life. For the past five years, I've been slaving away at a dead-end job, pulling 12+ hour shifts almost every day. I come home exhausted, with barely enough energy to microwave dinner, and my bank account? It's a joke. After bills and rent, there's nothing left – no savings, no vacations, just endless debt and regret. I feel like I'm running on a hamster wheel that's going nowhere. That's why I'm turning to crypto trading. I've heard stories of people making real money from home, building wealth without the soul-crushing corporate grind. But I'm completely new to this – like, zero experience. I've read a few articles on Bitcoin and Ethereum, I do own some XRP, but I know that's just scratching the surface. I don't want to jump in blind and lose what little I have. What I'm looking for is a solid, beginner-friendly crypto trading group or community. Ideally something with: * Educational resources for noobs like me (guides, webinars, etc.) * Active discussions on market trends, signals, and strategies * Mentorship or advice from experienced traders * A focus on risk management – I can't afford to YOLO everything * Preferably free or low-cost to start, since I'm bootstrapping this I've seen mentions of Discord groups, Telegram channels, or even paid signal services, but I'm wary of scams. There are so many out there promising the moon and delivering rug pulls. Has anyone here joined a group that's actually helped them? What should I watch out for as a beginner? Any red flags? Specific recommendations for groups that are welcoming to newcomers? I'd love to hear your experiences – good and bad. If you've escaped the rat race through crypto, share your story! Motivate a tired soul here. Thanks in advance, folks. Let's make 2026 the year I break free. TL;DR: New to crypto, sick of 12+ hour workdays with no payoff. Recommend a good trading group for beginners? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

iamjide91

I honestly think that there's no better time to buy again than now. Can we dip a lil more, prolly. But not as massive as we did from ATH ofc. We are about to see some tokens that's seen new lows like AIOZ, POL, etc make new highs. HYPE, XRP even go higher. Enjoy the ride mate.

svenskpaj

Look at btc it will probarly drop to atleast 50-60k even lower once again if follow previously bear and it will make alts bleed i I have buy orders in this regions I have alot of low entries so i can afford to miss out.. XRP → $0.80–1.00 SOL → $50–58 SUI → $0.48–0.58 ZRO → $0.79–0.95 HBAR → $0.50–0.63 QNT → $40–47 ETH → $1 365–1 500

Cute_Win_4651

I’m currently DCAing the fidelity coin ETFs in a ROTH IRA so if I swing trade them or hold long term into retirement I won’t have to pay capital gains taxes on the gains so currently adding FBTC, FETH and FSOL and I’ll add XRP once they get a fidelity ETF , obviously there is the pro and con of not holding the coin but swing trade or long term hold seems like a smart option to do in a ROTH account, Would love some opinions on this approach it’s also a small portion of my portfolio and plan to swing and long term trade these 3 positions

AutoModerator

Post is by: More_Ad3831 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1r7fn9b/the_art_of_comparison/ My system is a **Trend Following system and a Rotation system** that has 2 types of indicators inside. First I had a bunch of trend indicators and I was taking the average signal from every indicator and take a decision from the final score. But this type of system had one major issue which was getting a bit late on the market, so I took shorter term momentum indicators and I adjusted them to fire a Buy signal before my previous indicators and making sure that is stable and not making mistakes. This made my system to fire very early signals, but there was deferent problem. When the signal was fired I was investing on BTC then maybe rotating to Ethereum or Solana because they made more gains than BTC. Sometimes that wasn't working really good because on the Down days ETH and SOL made big drawdowns. So I created a comparison system that working like this: I took the 10-15 major alts from the market and I compared every single coin with another coin Like ETH/SOL or DOGE/XRP. This made my whole system so robust that has an actual **4,39 Sortino ratio** which **this means we aren't just 'winning we are winning with 4x less downside pain than the average trader.** Here I have the most recent signal that my system fired from 4 January until 20 January. If we where just allocated on BTC that time the results where **-2,4%** that means the signal was False, but with the **Comparison system that I created we got 8,06%** that means not only we didn't loose from a false signal **we outperformed that by 10,50%** Here's the signals also written 3 January SUI, 16 January SOL, 17 January TRX and 20 January GOLD. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Anxietysince1990

Another AI generated article by a unknown website claiming expertise on crypto. If you google XRP you’ll see a 50:50 split “it’s going to 0” and “its going to 100” No one knows they’re all there to suck you in for views and clicks so they get paid outside of the gamble

thebuders

Naw. I already have some ETH, LINK and XRP which is more than enough exposure to alts for me. With the exception of XRP, which i timed well, i would have been better off with BTC only last cycle. For risk adjusted return in the crypto space nothing beats BTC, imo.

R4ID

>Disinflationary is a nuanced term. disinflationary is the correct term for what BTC is as total Supply rising to a fixed cap = disinflationary. > Right now 40% is locked and not circulating, but it will gradually enter circulation. its already in circulation, you didnt read what I wrote. >if people lose faith in XRP because it rubs shoulders with banksters and if gov assimilates Ripple... I see a downward spiral. That's my opinion. it would be the opposite.

sleepyjoeyy

Umm, no. This post was regarding reserves collapsing. If people really wanted XRP they would pay a higher price, bringing in more sellers. That’s how markets work.

jungandjung

Disinflationary is a nuanced term. And past is another country. Right now 40% is locked and not circulating, but it will gradually enter circulation. And 40% is a lot, hype is temporary and if people lose faith in XRP because it rubs shoulders with banksters and if gov assimilates Ripple... I see a downward spiral. That's my opinion.

Godrayoae123

I heard Solana is great for that and trading the world assets! How one uses XRP? What apps do you use or suggest?

Stray14

XRP is a scam. As long as it begins to disappear that’s fine.

R4ID

> And about 40% is still not in circulation its a 100% premine, every single coin has been and is in circulation since june 2nd 2012. CMC and others do not pull data directly from a node on the blockchain, instead they use an out of date API posted by Ripple a long time ago. >So not exactly deflationary in short term, not like BTC. Every 3-5 seconds there are less total XRP left in the world. it is deflationary. BTC is not deflationary, it is disinflationary. Please learn the difference.

R4ID

>Scam is a lazy word for shady. scam is a word meaning its a scam in some manner. >centralised Substantiate this claim. Nobody can create more XRP, freeze XRP, censor a XRP user/wallet/transaction on the XRPL. Nobody can force a code update on the validators, nobody can reverse a transaction or doublespend. Provide a theoretical or concrete example of "centralization" (you wont) because none exist. >outdated and in cahoots with banksters. If you understood how it functions you'd understand that it hurts "the old guard" bankers the most via creating a level playing field.

Corbiusk_

I own BTC, SOL, XRP and SUI, yes now is a good time in my opinion. Could it go lower, I think so but to start accumulating now at this price is a good move in my opinion. It’s your money, you need to have conviction in your investments.

jungandjung

Well memed. XRP is imo severely overhyped. It has no layers, it is outdated. Other chains can do what XRP can and vastly more. The govsters/banksters could assimilate xrp, but anything in their hands turns to shit, eventually.