XRP

Richar_16

Bad. Next Good cycle I’m Selling XRP and ADA. Horrible coins

cryptolipto

Every bank will launch their own stablecoin. XRP, LTC, XLM, NANO, and every other cryptocurrency you think will be used for payments is being ignored in favor of stablecoins. Look at the direction the industry is headed in and see where actual adoption is taking place and rethink your hypothesis if it doesn’t match the real world trend

UltraAware

This is the strategy that makes the most sense. I’d go a step further and say I wouldn’t go beyond Bitcoin, Ethereum, XRP, or Solana. And really, Bitcoin takes care of the first and most trusted aspect, and Eth takes care of the alt coin with platform utility aspect. Everything else is a major gamble that could pay off big or fail completely. Money in general is a joke, it’s just crypto is a bigger laugh.

rs7272

I have no issue with them. Part of my crypto fund is in each. It's another avenue to get in the game for anyone hesitant to buy actual crypto. I'm toying with the idea of keeping most of my future investments in BTC, ETH and XRP in ETFs.

biba8163

> altcoins bleeding like hell… (always has been) **Alt Coin Mirage of Outperformance** Alts can outperform BTC: - When they are tiny/small marketcaps and are gaining prominence - When they dump to kingdom come and are lucky enough to recover Rookie Mistake: - Thinking that Alt that outperformed when it was a small cap will continue to outperform - Thinking your Alt is going to recover Veteran Mistake: - Thinking an Alt is outperforming when it is massively losing value to BTC in the long run - Thinking an Alt is outperforming when it only does a big move after dumping -50% to -90% and the net return if you held is significantly lower than BTC or any other traditional asset you could have invested in - *Example: ETH appears to be a big outperformer but it's an underperformer that only performs after a massive drop (-92% from ~$1400 to ~$80, $4,000 to $1500 last year, etc).* **Cryptos from mid-2017 when crypto became a big marketcap* | Crypto | Since Jun. 2017 | Since Jan. 2018 | Since Nov. 2021 | |--------|----------------|----------------|----------------| | BTC | ⬆️ +3509.08% | ⬆️ +434.83% | ⬆️ +31.43% | | ETH | ⬆️ +721.67% | ⬆️ +155.23% | 🔻 -37.97% | | XRP | ⬆️ +640.42% | 🔻 -43.33% | ⬆️ +51.73% | | DOGE | ⬆️ +4167.49% | ⬆️ +655.97% | 🔻 -52.88% | | LTC | ⬆️ +159.21% | 🔻 -73.10% | 🔻 -70.56% | | XMR | ⬆️ +851.05% | 🔻 -7.04% | ⬆️ +48.48% | | XLM | ⬆️ +482.15% | 🔻 -69.12% | 🔻 -47.75% |

brainfreeze3

XRP is -10% ytd, what am i missing here.

biba8163

**Alt Coin Mirage of Outperformance** Alts can outperform BTC: - When they are tiny/small marketcaps and are gaining prominence - When they dump to kingdom come and are lucky enough to recover Rookie Mistake: - Thinking that Alt that outperformed when it was a small cap will continue to outperform - Thinking your Alt is going to recover Veteran Mistake: - Thinking an Alt is outperforming when it is massively losing value to BTC in the long run - Thinking an Alt is outperforming when it only does a big move after dumping -50% to -90% and the net return if you held is significantly lower than BTC or any other traditional asset you could have invested in - *Example: ETH appears to be a big outperformer but it's an underperformer that only performs after a massive drop (-92% from ~$1400 to ~$80, $4,000 to $1500 last year, etc).* **Cryptos from mid-2017 when crypto became a big marketcap* | Crypto | Since Jun. 2017 | Since Jan. 2018 | Since Nov. 2021 | |--------|----------------|----------------|----------------| | BTC | ⬆️ +3509.08% | ⬆️ +434.83% | ⬆️ +31.43% | | ETH | ⬆️ +721.67% | ⬆️ +155.23% | 🔻 -37.97% | | XRP | ⬆️ +640.42% | 🔻 -43.33% | ⬆️ +51.73% | | DOGE | ⬆️ +4167.49% | ⬆️ +655.97% | 🔻 -52.88% | | LTC | ⬆️ +159.21% | 🔻 -73.10% | 🔻 -70.56% | | XMR | ⬆️ +851.05% | 🔻 -7.04% | ⬆️ +48.48% | | XLM | ⬆️ +482.15% | 🔻 -69.12% | 🔻 -47.75% |

Ecstatic-Oil-Change

Meh, I see potential with ETH. Solana too. XRP and XLM are the wildcards. It’s not as if I’m investing in PEPE or Bonk, or Shiba.

biba8163

**Top Performers/Survivors from the Summer of the Flippening (2017)** https://coinmarketcap.com/historical/20170615/ | Crypto | Price Change | |--------|--------------| | DOGE | ⬆️ +4167.49% | | BTC | ⬆️ +3509.08% | | XMR | ⬆️ +851.05% | | ETH | ⬆️ +721.67% | | XRP | ⬆️ +640.42% | | XLM | ⬆️ +482.15% | | LTC | ⬆️ +159.21% | | ZEC | ⬆️ +3.34% | | ETC | 🔻 -32.61% | | DASH | 🔻 -76.10% |

Igucis

XRP 😂 It's not about crypto at all.

MrtonyEA

Nice work - that's what it's for. Remodeled our condo with some XRP profits. I will take more profits when I need to.

Sad-Mango-5363

i’d zoom out and separate 2 things: 1) “will it ever pump again?” – yeah, in a bull market almost anything can have a face‑saving rally, especially something as liquid and narrative‑driven as XRP. 2) “does the fundamental thesis still make sense vs alternatives?” – that’s where it looks rough: banks are building their own rails, SWIFT / JPM / stablecoins eat the same use case, and XRP’s been underperforming majors for years. if you wouldn’t buy it today with fresh money, that’s usually my cue to slowly rotate out on strength into stuff you actually believe in (BTC/ETH/whatever), instead of emotionally marrying a bag and hoping for 2017 again.

DankShibe

I didn’t take profits last year on Dogecoin because I expected a run this year. I didn’t take any profits on it during the 2021 bull run as well. Now I must wait 2 to 3 years more for another chance if it ever comes . But next time it does a 300% I will definitely take some profits from it . On the good side at least this time I took profits from XRP BNB and BTC and got myself a 1k usd 5070ti

Mr_Tommy777

DCA’d XRP, ADA & BTC. Traded for some meme coins & NFT’s. Total degen behavior. Lost some, got rugged and hit a couple big winners. But the smart move was selling.

DrFaustusExtreme

What a stupid title. Gen Z or Millenials need to be better! Yes, we are in a bull market!!! All time high on every crypto. BTC with 299%, XRP 800%!!! ETH with 677% and Bitboy Crypto is sane making videos again! Go to sleep and don‘t watch anything crypto related for the next 12 months, kiddo.

Herosinahalfshell12

Yeah but what I'm saying is, those 2 features cost and speed. That's already been addressed right? Like everything from Doge to Harmony One to XRP to XLM and countless others. They've all achieved that. If a new cook comes out that's like whoa this one settles really fast! That's already been solved.

iTScITRIXfAULT

wasn't this supposed to be XRP's job? well no one cares

PirateSKB

> The dildo of XRP consequences seldom arrives lubed! Dildo you say? 🤔

thistimelineisweird

Past results do not guarantee future performance. Ever.  If anything, you should be alarmed about the diminishing returns shown in the "four year cycles" and start being concerned what will happen when institutional money finds the stock market, or even an alt, to be a better bet.  But your entire notion of PvP and PvE are completely illogical and are cherry picked arguments just because you like Bitcoin.  The price of any holding is determined by a balance of who is buying and selling. It doesn't matter if it's BTC, ETH, XRP, gold, food, anything. Prices will be set the way they are because people pay it. So, yes, you are at the mercy of what other people are doing 100% of the time.

biba8163

The Seasoned XRP Scam holder knows that Ripple will Cripple: > *I assume this is your first time.* **The dildo of XRP consequences seldom arrives lubed!** https://np.reddit.com/r/XRP/comments/1pnj04c/bottom_found_hop_in/nu94g71/ The new naive XRP Bagholder will keep believing Japanese are adopting XRP and $10 is inevitable -- just like bagholders from 2017/18 believed. **1.8 Million XRP burned per year!** | Market Conditions | Daily Burn Range (XRP) | Annual Burn Estimate (XRP) |-------------|------------------------|-----------------------------|--------| | Typical / Avg Year | ~5,000 XRP/day | ~1,800,000 XRP/yr | Mid-Usage Recent Year | 3,000–4,000 XRP/day | ~1,100,000 – 1,500,000 XRP/yr | Low-Activity | 400–750 XRP/day | ~146,000 – 274,000 XRP/yr | Very Low Activity | ~700 XRP/day | ~255,000 XRP/yr **2.4 BILLION XRP dumped per year!** | Year | Total Escrow Released | Approx. XRP Sold/Distributed |------|------------------------|-------------------------------|-------------| | 2018 | ~12,000,000,000 XRP | ~2,400,000,000 XRP | 2019 | ~12,000,000,000 XRP | ~2,400,000,000 XRP | 2020 | ~12,000,000,000 XRP | ~2,400,000,000 XRP | 2021 | ~12,000,000,000 XRP | ~2,400,000,000 XRP | 2022 | ~12,000,000,000 XRP | ~2,400,000,000 XRP | 2023 | ~12,000,000,000 XRP | ~2,400,000,000 XRP | 2024 | ~12,000,000,000 XRP | ~2,400,000,000 XRP | 2025† | ~12,000,000,000 XRP | ~2,400,000,000 XRP > Ripple just crossed $3.63 USD. WTF **(2018)** https://np.reddit.com/r/CryptoCurrency/comments/7o15iy/ripple_just_crossed_363_usd_wtf/ > Will Ripple Be Worth $10 By The End Of The Year? **(2018)** https://np.reddit.com/r/CryptoCurrency/comments/7uz8l4/will_ripple_be_worth_10_by_the_end_of_the_year/ > Why I Think Ripple Will Be $10 By December **(2018)** https://np.reddit.com/r/CryptoCurrency/comments/7umkd0/why_i_think_ripple_will_be_10_by_december/ > CAN RIPPLE RECOVER FROM ITS MASSIVE DROP AND HIT $8-$10 IN 2018 WITH XRAPID PROOF OF USE? **(2018)** https://np.reddit.com/r/CryptoCurrency/comments/7quhug/can_ripple_recover_from_its_massive_drop_and_hit/ > 80% of Japanese Banks Set to Adopt Ripple's XRP by end of 2025 **(Dec. 2024)** https://np.reddit.com/r/XRP/comments/1hqitvc/80_of_japanese_banks_set_to_adopt_ripples_xrp_by/ > 80% of Japanese Banks Set to Embrace XRP for Global Payments by 2025 **(2024)** https://www.nasdaq.com/articles/80-japanese-banks-set-embrace-xrp-global-payments-2025 > Forty Seven Japanese Banks Move Towards Commercial Phase Using Ripple...Over 90 banks globally are working with Ripple, including top global banks such as Santander, Bank of America and Axis Bank. **(2017)** https://ripple.com/insights/forty-seven-japanese-banks-move-towards-commercial-phase-using-ripple/

Club70

2023: 9,000€ in XRP Now: 15 cents in Doge

cryptolipto

Agreed. XRP is a non-starter

-crypto2025hold-

Just google SWIFT partnership with Linea. The info is there. Consensys meta mask founded Linea. Everyone believe what you want. Im stacking Linea, you can Stack XRP, it's your choice.

Maleficent_Chain5089

Banks aren't going to use XRP bro,  have you ever worked on the technology or regulatory side of a bank? They're not going to hedge all of the world's transactions on a finite coin.  They would either use about stablecoin or create their own. 

sluglife1987

Yea I don’t believe that you are buying more but let’s revisit this in a few months, personally I am looking for an entry to short XRP to add to my other shorts . Current price 1.87

funkinaround

Wash trading is rife on Binance. > 50% [wash trading](https://www.nber.org/papers/w30783) for major pairs (BTC, ETH, LTC, XRP) with less traded pairs almost certainly having more wash trading. Heavy wash trading was part of the SEC lawsuit against Binance. You can't trust Binance's reported trading numbers as actual trading activity.

BeBopRockSteadyLS

So "Retail is waking up" means people in your circle. Got it. Also, most people in this sub will get no value in investing 2k in a fund for 5-10% returns every year. It will make no difference to their financial position taking into account the inflation we are seeing and this could be accelerating. Crypto is risky but the upside can be significant. I feel its a unique bet. Just don't go all in with your pay cheque and living funds. That's why I'm here, it's about the only thing little old me can passively invest in with some potential for significant gains. Something that actually makes a difference to my life. If it doesn't work out I will be still working the 9 to 5. The ETFs for XRP have been in play for what? 3 weeks? Its difficult to say with confidence what impact that will have in the long term, but it would be strange that this scam coin is being offered in such vehicles if it were so obvious. The shitcoin list you put together, for example, do you feel that is something they are not aware of? In terms of the ETFs.

sluglife1987

Listen mate it really is a retail coin. Reddit is the ultimate retail gathering place to discuss crypto and it is very popular here. On X where the majority of crypto alpha can be found XRP is a meme. We are heading into a bear market and the majority of people on here are talking about buying the dip. People are still banging on about coins that peaked in 2017. Reddit = retail. If there was real institutional interest and not just smoke and mirrors the price action would have followed. Pull up XRPs chart and tel me what’s bullish about it ?

iRysk

I'm aware how it all works and none of it changes my thesis. XRP is all speculation with no substance. Institutions speculate all the time.

jupiter_walks

Regulatorily speaking in time there will be a standardized cytro for banks to use in this manner. I suspect there will be Regulatory guidelines written around this. I doubt every bank having their crypto will be allowed. There might be few different ones created by the biggest banks or XRP's existing approval might have them listed as a primary option. Time will tell.

cedarrapidsiaus

100% good thinking here. Although if XRP was created (opencoin back then) on the behalf of the entities behind the fed. it would be common sense they want xrp a part of the future and to be a valuable asset because they would profit insanely. Visa and Swift creating their own coin limits their potential profitability substantially. Visa and swift are miles behind the XRP ledger and the Stellar Network. Swift doesn't transfer value cheap. Visa can be argued as cheap compared to swift but is no where near as cheap as XRP/XLM/HBAR transactions. It's also the cross border mechanism you didn't mention. Going through Swift and visa takes days and aren't cheap to exchange currencies across the world. They especially aren't cheap with the transactions are large sums of money. XRP and XLM solve this. Also, transactions CAN be reversed running on the XRP Ledger and Stellar Network. The only transactions that aren't reversible would be if we were sending the underlying assets (XRP or XLM) or native coins. However stable coins running on these DLT's CAN be reversed. So XRP and XLM are much cheaper, much faster, way more scalable providing liquidity and utility never seen before, more secure, smart contract capable, and have the capability to tokenize any source of value to their ledgers and transact it in real time across the world instantly and insanely cheap. Vehicles, precious medals, real estate, data, the stock market, and more can and most likely will be tokenized in the future. XRP and XLM are in prime position to capture some of that market share.

northcasewhite

Actually even without stablecoins, XRP was not going to take off. You can but BTC at one exchange send if to another address and the recipient sells it. That is what XRP wanted to do. And how is that innovative when it's already being done?

northcasewhite

You drank the XRP Koolaid like so many people. We tried to warn them but they didn't want to know.

jupiter_walks

Does swift or visa offer the all functionalities XRP does? Those seem more like traditional fiat systems, but this is not my area of study. I feel apple is more a platform and not quite the same. There was not a meaningful amount of time where apple was the only platform for digital music sells. Apple also controls in a number of ways how things are downloaded to their device. This was an intentional business model to maximize profits. XRP is a system or application if it goes anywhere in time there will likely be multiple other platforms/networks that do the same thing. I have not done a deep level meta analysis to answer this question.

AlfalfaSpecialist205

XRP?

Flowa-Powa

Because they have built the infrastructure, they have the API's in place, they have the regulators at their back. Wells Fargo doesn't want HSBC's in house coins and vice versa. XRP on the other hand has the deep liquidity, the security and the stability to manage settlements between banks. The elites have chosen it.

Flowa-Powa

"Popular Reddit/retail coins" No brother, that really isn't what it is. It's not for retail at all. DYOR. It's the primary ISO20022 coin, the US VP wets himself when he meets the CEO, Ripple is named in all sorts of US and EU economic strategy documents and the founders sit at the top table in Davos. Reset is coming, and XRP will be an important part of the new financial architecture

sluglife1987

That’s alot of baseless assumptions on your part. XRP isn’t a random coin either it’s one of the most popular Reddit/ retail coins. Pull open the chart and tell me why anyone would think XRP (or any other legacy alt coin) is a great long investment. Crypto is all about shiny new coin syndrome and to make money you have to trade them not bag hold them. It’s getting harder every cycle and I feel bad for people that still don’t understand that.

iRysk

So what? XRP is still vaporware. Plenty of coins go up for no reason other than delusional investors

HSuke

Yes, that's because this sub doesn't censor criticism. We're talking about the XRP forums and subs.

NewcastlePLchamps

And look how the Linea coin has performed price wise since they made that announcement (>60% down compared to XRP). That wouldn’t be the case if the market believed SWIFT would be successful.

NewcastlePLchamps

Linea is down >60% to XRP since SWIFT made that announcement. The market doesn’t believe SWIFT will be successful

cryptolipto

Nope. That theory will be proven incorrect with time and already looks like it’s being proven incorrect. Why is Visa using USDC and not XRP for example?

DaaNL_4448

Stablecoins are the unit of accounting. XRP is the, on demand, independent bridge from one unit into another, without sender or receiver having to hold any coins. Stablecoins are not a threat to XRP. They accelerate adoption.

Sfin02

Ripple just landed their first European bank as a client on their network. Theu also just received conditional approval by the OCC to become a US charter bank. You may be correct in the end, but as of right now they are in fact being tested by banks. This post is no more correct than a riddler saying XRP is the chosen one.

UsualOrganization266

This whole dump is because shitcoins like XRP were extremely overvalued. Don’t expect to see a bull market until that shit is below $1.

Ornery-Tax9469

“XRP is a horrible long term investment if you invested 8 years ago.” This is some smooth-brain logic .

Ornery-Tax9469

And yet, every post on here regarding XRP is the opposite. Are the XRP shill-posts in the room with us right now?

cryptolipto

I’ve been saying this for years now but it seems like people are finally coming around and accepting it. Lots of arguments with the nano community, but every volatile asset will lose out to stablecoins. It doesn’t matter if it’s nano, XRP, XLM, Ltc, BTC, or anything else. The genius bill paved the way for stablecoins to be used legally, and that’s what is happening

andys811

What d you mean? And I'm not surprised the only alt you mentioned is XRP based on your lack of sense, You one of them XRP $1k+? 😭

Emergency_Egg1281

Alts will run if BTC GOES UNDER 70K. then XRP and all the others will run.

Strange_Still3353

No XRP is a scam

Advanced-Kale2014

Altcoins that tend to survive cycles are usually the ones with real use, strong communities, and active development. Coins like Ethereum, Cardano, XRP, Solana, Polygon, Avalanche, and Chainlink have lasting utility, smart contracts, DeFi, payments, or infrastructure, so they keep relevance even when hype fades. Smaller coins can survive too if they solve real problems or have a loyal community, but flashy or purely memetic coins usually disappear once the cycle ends.

buddies2705

thats the biggest shit exist in crypto, no on use their token.. they exist from 12 years and tell me a signle time you actually saw usage of XRP

sluglife1987

Never said you couldn’t make money but it’s getting harder. Also if you buy this mini crash you will get wrecked look at this chart and where we are in the cycle, this thing is going to sub 1 dollar and likely even less than that. But also it’s not an investment really, nothing of value is being created , no value is being driven back to the token holder, you are literally holding it and your only intention is to sell it to someone else at a higher price. There is no innovation happening compared to what’s happening the stock market at the moment. . This has been reflected in the prices last 2-3 years, people have been waiting for retail to buy their bags. But if you bought XRP with the intention of selling to retail you are in for a shock because you are retail. Retail is starting to wise up to crypto. It promised so much and delivered so little to date. We need a good flush out of all the vapor ware (99% of crypto) we need some proper innovation that drives value back to the token holder and makes people want to hold crypto more than a few weeks/months. This bear market will be biblical and lots of these legacy coins will struggle to break their all time highs again.

BrilliantWolverine64

True be XRP will be at 3.50 by Feb or higher and 10.00 or higher by July or August 2026

Suspicious-Local-901

XRP is shit, most of Crypto is shit. Buy Bitcoin

sluglife1987

And what does that tell you about crypto in general? My criticism of XRP was not an endorsement of other shit coins

Crawsh

The argument goes that banks will never use another bank's crypto, which makes sense. Whether XRP is a more attractive alternative is another matter.

sluglife1987

Xrp and most of crypto has always been trash. Speculation and naive investors pumped the price but people are starting to catch on. Crypto and especially coins like XRP are having an emperors new clothes moment and people are starting to catch on. A lot of those coins are going to have horrible bear markets and struggle to go past all time high again. XRP barely broke it’s all time high from 2017

RexDraco

XRP was one of the coins that made me tinfoil hatty. It definitely has had some cold War applications but it didn't land, so whoever was pushing it will just move on to the next thing, like taxing the hell out of crypto currency. This is assuming it was even for that, I could just be wrong. It isn't a good crutch though and it definitely isn't if it isn't true. 

sluglife1987

You could have bought xrp at $2-$3 in 2017, almost a decade ago, and you would be sitting at a loss. Think about that for a second, think if all the assets that would have outperformed XRP. Think about the btc or eth price in that time. Xrp is a shit coin it barely tagged it’s all time high from 8 years ago, you may as well have just invested in the S & P or any other index fund

AmphoePai

I had this guy at work (IT Manager, very smart guy) who told me, he doesn't invest in anything besides XRP. No MSCI World, no Bitcoin, every Dollar goes straight to XRP because he believes so much in it and his children will inherit his XRP. So I was convinced and bought a little, made some big losses. It doesn't even fall like BTC/ETH/SOL, gravity seems to pull it down without any support. Next time I saw him, I asked how is his XRP doing. Oh he sold the top months ago. That's basically what XRP is, a giant scam.

EwokGeneral

In regards to XRP ETF's boosting price, currently all that XRP is being bought OTC and not impacting retail traders currently.   Apparently OTC supply is like 2billion ish remaining (doyr, hard to find consistent info on this) but if the ETF inflows can stay roughly positive 2 years or so you could legitimately make a case for a supply shock situation.  Everyone will bring up the fact that ripple releases 1billion XRP from escrow every month (as they should) but most fail to mention that 600-700 million of that gets locked back up into escrow. Those amounts are moved to the back of the line and can not be unlocked until enough time has passed, however ive seen some interesting things about them becoming available for pre purchase (OTC increasing supply to handle ETF inflows.)  Its definitely a balancing act in terms of long term adoption and maintaining momentum - I think a case *could* be made that XRP rises medium-long term but who really knows.  In terms of ripple being granted approval for their bank, I think the biggest thing this helps is solidified  trust from insitutions to help push adoption (one thing ripple really needs to ignite) to really start being able to scale.  Xrps best hope is ripple actually getting adopted and used, xrp stands to benefit from this from the On Demand Liquidity avenue as a use case when operating through ripple.  It seems like they've laid a lot of ground work within its business acquisitions and how it sees itself becoming successfully in the future, but now that things are actually starting to line up this is probably the last 4 year cycle (2026-2030) it has to prove itself and start being used for its purpose.  Obviously dyor on everything :)

Grangerdanger204

What’s the XRP ETF inflow rate?

Tough-Many-3223

But how much cost odds it for banks to use XRP vs doing their own?

GabeDef

It’s a weird one. Nearly half of it is locked up by the parent company (this is worrisome), it has use cases for international transactions, but it’s not increasing that user base. The parent company has a banking charter, and a system they use, but that system doesn’t really use XRP. As someone said, it can be seen as exit liquidity for the parent company, as much as it can be seen being used on exchanges for international transactions.

Tough-Many-3223

XRP makes the crypto equivalent of the highest selling cars, that is crazy fast and fun to drive?

SkyAdditional4963

\>Why would banks go with XRP? Genuine answer - interbank banking There's no point in banks making up their own coins if there's costs or difficulty in interacting with other banks the interbanking section is absolutely insane money, even tiny costs or difficulties add up that'd be the use case

IronSpine8008

So many alts will be around. Memes will still be sucking liquidity. It will be Bitcoin and Memes and the networks that the memes are made on. BTC, ETH, Sol, and memes. Maybe XRP. It surprised us all, right? Aero also seems to hold up well. Everything else is kind of a joke.

FirewallConsultant

Funny how sentiment flips so fast. XRP was “the future” when it was pumping, now a normal pullback happens and suddenly it’s trash? Volatility is literally how crypto works. If a small dip breaks your conviction, you probably didn’t have any to begin with

-crypto2025hold-

SWIFT has Linea network now. It's already doing what XRP was supposed to do.

-crypto2025hold-

SWIFT partnered with Linea to build their crypto rails and 30 banks like Chase, B of A, Citi, Melon are using it right now. SWIFT doesn't want Ripple XRP so Ripple is its own bank now. Linea will do what everyone thought XRP would do. This is the most bullish crypto there is right now in my opinion. Research it alittle.

emelbard

Ripple has been on the verge of becoming the transaction layer for visa, Mastercard etc for a decade+. The owners just continue to mint more XRP for themselves every time it pumps. It’s never going to be used in the real world like they claim. Stop watching YouTube for crypto advice.

No-Breakfast-8154

1k is a stretch. I’m invested in XRP but I think realistically 200-300 best case scenario. Their market cap is already at 100B. I think we could get to 50 in the next 3-50 years

Escapement_Watch

XRP I heard became a bank recently in the USA? not sure if that is true. I don't follow the coin or invest in it. But that could be something?

GreyBoyTigger

Pair XRP with AMC stock and calls on BYND for maximum pain

Dustyshidaz

XRP already competitors who’s service is newer, faster and cheaper to use such as KTA, also the total supply of XRP is too high

Impossible_Moonwalk

Ya, it’s called XRP

samsimon123

just facts - XLM can do and more what XRP can! PYUSD and USDC can do what XRP can! Even Ripple stable coin now launched can do what XRP can!

iRysk

XRP is a cult. You won’t find one reputable person promoting it. And cult leaders don’t deal in logic

ObjectiveJackfruit35

This is the most XRP kool-aid response I've ever seen.

chrisevox

They're bet is that tokena and tokenb are not inoperable so they need to use XRP.

mrbourgs

Even if you posted about Bitcoin people would sh*t on it. The same people talking trash on XRP were the same talking trash when it was .10c 5 years ago, then .40c 3 years ago and now 1.90 with a recent all time high of 3.65 Just research who bought, currently buying and most importantly using it as we speak instead of asking the opinion of people owning $1000 of crypto which is also their life savings lol

Kontrav3rsi

This isn’t an airport, mate. You don’t have to announce your departures. No one cares, most especially me. You’re a clown, if you’d bought 500 bucks of XRP instead of BTC you’d have: BTC $500 ~$94,345 XRP $500 ~$148,462 Numbers talk, bullshit walks.

Total_Television_942

If institutions are buying XRP and ETF's have done well - these are not stupid meme driven retail players. For the time being, that is good enough for me.

Crypto_Saiyan

Ripple filed to be a bank who cares about other banks. TDS shouldn’t even remotely be reason not to invest into XRP. Should we ignore bitcoin because it’s 8% of trumps net worth. Plus XRP can tokenize way more then just US treasuries like stablecoins

HSuke

No, they're different. No one controls over 50% of BTC's supply and can single-handedly cause its price to dump. People are worried about Saylor owning 3% of the supply. That's like 5% of how much XRP that Ripple owns.

steebulee

U/extra_ad8616 tell them about your XRP gainzzzzz bro!!

HSuke

Would you buy BTC or ETH if a single entity owned over 50% of the entire supply and could dump it slowly over time? That's how much XRP Ripple owns. Every time people buy XRP, they just become more exit liquidity for Ripple.

EastonMeth

What is XRP’s use case over stablecoins?

k_gavivina

Sell everything you have and dump in XRP…. To the moonnnnnn !!!!! Hahahahah

nomoney110

XRP thrives on rumors and a community that invents 10 new rumors every day to feel good about themselves.

No_South_9912

XRP shit too?

NewcastlePLchamps

Banks creating their own stablecoins doesn’t invalidate XRP’s use case

Kontrav3rsi

Lots of misinformation here. Protip: Don’t listen to people that don’t know anything about XRP or Ripple, they are different, *Ripple* the company behind the open source crypto called XRP isn’t trying to make their stablecoin (RLUSD) the only coin out there, that’s never going to happen, and honestly they’ve stated that and it’s unrealistic. Ripple just had a banking charter tentatively approved by the OOC. Ripple has bought a number of companies in the last year, one of which was called “hidden road”, look up the company. They are using their XRPL (the ledger) to facilitate payments across different banks and stable coins. XRP is the liquidly they are going to use. Essentially they want to replace the nostro vostro accounts that banks must use for cross board payments. Imagine this: you, as a banking institution, are required to hold a certain amount of money to clear payments from aboard. Basically this is dead money. With XRP they can use that to provide that “On Demand Liquidity” (ODL) allowing them to invest or lend out that cash instead. XRP has the most successful spot ETFs this year of any ETF with 5 I believe taking in quite a bit of money, which will drive up the price, which banks want to use for liquidity purposes. To allow this XRP has to be expensive to get slippage to a minimum (under .5%). Invest in what you want, do your DD, NFA, but my guess, my gamble— as all crypto is; is that XRP will be a very boring crypto that makes a lot of people that were patient. But certainly don’t listen to the vast majority of people on XRP, 90% of them are BTC maxis that think we will take money away from them. Not the case, we do two completely different things, and they just hate because they loved the hateraid. Also, if you think Trump is only catering to those that bend the knee, which I do, look up who has given millions to his election fund. Who is likely going to be on his crypto board, who the new incoming CFTC chairwoman is and which company she worked for. Ripple is absolutely known by Trump and his family, in fact Eric Trump follows “Good Evening Crypto” an XRP centric YouTube show. That being said, there are some really large numbers out there, look up Jake Claver, he makes some very interesting claims on future price LoL, so definitely take these people with a grain of salt. But TL;DR - I would say that XRP is worth buying as long as you don’t mind boring coins that will likely take a while to get adoption and will likely move to about 12.50 or so. That’s my hope atleast, anything above that is just gravy in my opinion.

Additional_One_2296

If just 10% of the market cap in the XRP cult that may 2× at best I would be a multi billionare Wake Up!

drifterlady

I have a client who wanted advice on how to best manage his $4000 in XRP. He was planning ahead because he knows it's going to $100-1000 a token in January. You heard it here first folks.

drifterlady

I have a client who wanted advice on how to best manage his $4000 in XRP. He was planning ahead because he knows it's going to $100-1000 a token in January. You heard it here first folks.

thistimelineisweird

Why would a Japanese bank want a USD backed token? It would be the same problem as currency, tbh. Banks don't want to be sitting on currency from every country waiting for the next transaction where someone wants it, just like they don't want to be sitting on dozens of different kinds of stablecoins with varying degrees of demand. In theory, a bridge that's used globally will have more demand, and therefore could be transfered far easier in everyday transactions. One bridge in, one bridge out. But you are right that XRP doesn't need a high price for most transactions now. But if it was used at scale, price would likely need to go up relative to circulating supply.  To move $1 billion on XRP at $2 per token, you'd need to access 500 million XRP for some period of time (buying period, transfer time, recipient hold time, etc.). A higher price means less demand on the liquidity, and perhaps more stable price since you're not tying up nearly as much circulating supply in an instant.