Reddit Posts
Crypto Is Getting Smoked Right Now, But This Isn’t the End
Coins from 2017 that are still here vs the ones that vanished, what separated them
Ripple Emeritus Explains: Can XRP Escrow Run Out Soon?
What actually drives XRP’s value if it can be reused every few seconds?
Crypto Signal bot 80% + accuracy
Japan's SBI Shinsei Bank Offers XRP Rewards as Forecasts Target $1.80 in 2026
Japan's SBI Shinsei Bank Offers XRP Rewards as Forecasts Target $1.80 in 2026
Japan's SBI Shinsei Bank Offers XRP Rewards as Forecasts Target $1.80 in 2026
BlackRock IBIT got dumped for $1.26 billion in a single day but the S&P keeps going up, make it make sense
INSTITUTIONAL CRYPTO PRICE TARGETS 2026
XRP vs. XLM: The $114 Trillion RWA Race Is Heating Up
XRP Price May Reach $40 by 2035, While XRPL Passes $400M in Tokenized Assets
XRP Price May Reach $40 by 2035, While XRPL Passes $400M in Tokenized Assets
XRP Price May Reach $40 by 2035, While XRPL Passes $400M in Tokenized Assets
BlackRock IBIT got dumped for $1.26 billion in a single day but the S&P is still pumping, this disconnect is wild
How decentralized are these coins?
Cybercatch, KYC, Sanqtum Nodes,XRP, Edge Nodes Speculative Dot Connecting
BlackRock pulled $1.197B from its BTC + ETH ETFs in one week and XRP absorbed $42M in net inflows the same week. Here's the full breakdown.
Attention XRP Investors! Ripple Announces Collaboration with Turkish Companies!
Altcoin season index is at 30 and BTC dominance is near 60%. The "rotation is coming" crowd has been wrong for months.
Hope you backup your wallets to Web3 against cyberattack and external control from anyone??🚀🚀🚀 #XRP
HBAR vs ONDO: Where Would You Put $1,000 Right Now?
Been waiting to post here finally can — XRP is built different honestly
Most people chase price. Smart money tracks liquidity. ETFs are absorbing XRP supply, XRPL activity keeps growing and institutional custody continues expanding. As liquidity flows into settlement rails and tokenized assets, XRP’s role as a bridge asset strengthens. Data > hype. #XRP #XRPL #Crypto 🚀
I was crying and hating myself for buying the near-top and selling at a 25% loss….
Altcoin season keeps getting promised like a toxic ex
XLM and DTCC Partnership is not only Historic but Invaluable. Crypto Race may be over as XLM shines like the North Star in a sea of red
Grayscale Investments Launches Grayscale XRP Trust ETF (Ticker: GXRP) on NYSE Arca
Cardano’s Hoskinson Shocks XRP Army With This Praise
Why Putin is Turning to XRP as Russia’s Gold Reserves Hit a 4-Year Low
Putin is Turning to XRP While Russia’s Gold Reserves Collapse
I analyzed 100+ crypto inheritance plans. 94% would fail in court. Here’s what most XRP holders get wrong.
the $950M liquidation data hides something interesting in the altcoin breakdown.
I Sold All My Crypto At A Loss To Buy Stocks
Get Whale Status: Hyperliquid Price if It Reaches XRP and Bitcoin Market Cap
Get Whale Status: Hyperliquid Price if It Reaches XRP and Bitcoin Market Cap
Get Whale Status: Hyperliquid Price if It Reaches XRP and Bitcoin Market Cap
See your exact rank among all Bitcoin holders - free tool
XRP in 2026 worth it or already too late to enter? I need your thoughts about it 🙏
XRP in 2026 worth it or already too late to enter? Just want your advice about it.
I got debanked. Moving towards crypto.
BTC dominance is 58% and "altseason" is still the loudest take on this sub. The math doesn't agree.
BTC dominance is 58% and "altseason" is still the loudest take on this sub. The math doesn't agree.
If you were building a pair-trading universe for crypto from scratch, which venues, instruments, and quote currency would you anchor it to?
Understanding Tricity Tokenomics, Here's how it works.
Is Ethereum the new XRP (Price Action) in the top 5
Is Ethereum the new XRP (Price Action) in the top 5
Crypto Market Today: NEAR surges 31% as XRP ETFs post best day in weeks at $8.88M
Is XRP a good investment in 2026? The honest $1.40 answer
BTC bounced back to $77k, but I still don’t know if this is real strength or just relief
XRP hate has been more than intense lately. It's kinda weird. What do y’all make of it?
Long term bag holders state of mind...
Investors Rotate Into XRP and Solana as Bitcoin Funds Bleed Nearly $1 Billion Last Week
Why Are Investors Pouring Millions Into XRP ETFs Right Now?
Goldman Sachs Sold Every XRP and Solana ETF It Owned as XRP Price Crashed
The XRP Alliance Has Launched: D’CENT Unites the Entire XRPL Ecosystem in One Secure Biometric Wallet
The CLARITY Act just passed the Senate Banking Committee
CLARITY Act Clears Senate Banking Committee: Bull Run for Bitcoin, XRP, and DOGE?
Tested RocketX, 1inch, Paraswap, Jumper and Bungee on the same swaps — big differences in what they actually support
The XRP Alliance Has Launched: D’CENT Unites the Entire XRPL Ecosystem in One Secure Biometric Wallet
XRP ETF Inflows Hit $1.35B as Senate Releases Latest CLARITY Act Draft
XRP ETF Inflows Hit $1.35B as Senate Releases Latest CLARITY Act Draft
Besides XRP, what other coins do you recommend buying?
XRPresso selected as XRP Las Vegas Shark Tank Finalist
Institutions Invest $858M in Bitcoin, XRP, and Crypto Funds This Week
QIE Wallet Aims to Become “One ID for All Crypto | One wallet to do everything.”
XRP price predictions and do you consider XRP a must have in your alt portfolio?
Why the Xahau milestone in Ethiopia is a MASSIVE win for the entire XRP Ecosystem 🪝💎
Are you choosing? $BTC or $XRP
Better Long-Term Crypto Hold: XRP or Ethereum?
$10T JPMorgan and Ripple Settle US Treasuries on XRP Ledger in 5 Seconds
XRP may be setting up for a major move👀
BTC broke $80K but alts are dead. I don't think the rotation is coming anytime soon
Ripple Very Close To Overtaking Visa, Processed $13T in Payments Last Year
Moscow Exchange Adds XRP, SOL, TRX, BNB Indices
Russia Expands Crypto Push as Country's Largest Exchange Launches SOL, XRP, TRX and BNB Indexes
Going all into #XRP and #XLM(Both commodities) currently down about $3,500-$3,000, I’m 24 risking it all, I only make 20$ the hour in construction. Join me on this journey.💪 #Crypto #Bitcoin #XRP #XLM
Going all into #XRP and #XLM(Both commodities) currently down about $3,500-$3,000, I’m 24 risking it all, I only make 20$ the hour in construction. Join me on this journey.💪 #Crypto #Bitcoin #XRP #XLM
I built a free, anonymous crypto portfolio tracker — no sign-up, no email, no password ever
Will the XRP 2026 ever fly again? My real opinion
How would you diversify ~$30k in crypto right now while markets feel undervalued?
Mentions
been around since 2020 and this feels almost identical to mid 2022. same group therapy threads, same "is this 2018 again" posts, same alt bleed.what im watching — stablecoin supply (USDT and USDC printing usually leads bottoms by a few weeks), hashrate near miner shutdown levels, and ETF flows finally stopping the bleed. none of those have flipped yet which is why im also not FOMO-ing here.solana, BNB, XRP holding up cleanest. agree most other alts are zombies until macro turns.
Overall my XRP DCA is about even.. but when I cash it out pretty sure I’m gonna lose because of the fees and spread. Probably just going to use it to buy peptides for now and if it ever hits >1.5 I’m getting mostly out. I’ll maybe keep 5000 to keep the torch going but at this point I would rather put it in the stock market and maybe a little more bitcoin but basically I’m done with crypto. Sometimes you win and sometimes you learn, lol.
XRP actually has a good floor price. But the token inflation is just too high to reach that. BNB will hit $10,000 long before xrp hits $100
Post is by: ChillGuy383 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1u336ph/coins_from_2017_that_are_still_here_vs_the_ones/ Been thinking about this a lot lately. Everyone's asking which projects will survive this cycle, so I went back and looked at 2017 as a reality check. That bull run had hundreds of coins pumping and it felt like you couldn't lose. Then the bear came and the graveyard filled up fast. Most of them had great whitepapers and absolutely nothing behind them. No real users, no actual development, just hype and a Telegram group. The ones that made it through had one thing in common, they kept building when nobody was watching. BTC, ETH, XRP,. Nexo also comes to mind, launched right into a brutal bear market and just kept developing their product while others were dying around them. Chainlink is another good one, people forget how many times it was written off, but they just kept shipping integrations and expanding the oracle network quietly, and now they're basically infrastructure for half of DeFi. That's what survival looks like in this space. The market is pretty good at filtering out noise eventually. It just takes longer than people expect and it's painful to watch in real time. If the project you're holding doesn't have a real reason to exist beyond the current hype cycle, that's worth thinking about. Not saying sell everything, just saying be honest with yourself about what you're actually holding. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*
You could ask the same question for Bitcoin. On a trading exchange, transactions are internal to the exchange, not visible on the blockchain, therefore not restricted by the 10-minute block interval The answer is that the price market has no correlation to the currency's use for transactions The price market for XRP is speculative This also means that any "number go up" justifications based on usage volume are false Adoption does not cause price increases
Almost down to 25K 10/10 liquidated me I had some future position on XRP,ADA,AVAX,FART,ETH And BTC,SOL after that again got liquidated on the Feb 2026 Again I tried ,opened some more positions with less capital again got liquidated .It's too much winning for me Mr. President
Next time XRP moves again get ready for more of those videos to come out again and for more people to buy XRP instead of food and rent. Same people won’t sell until it gets to $1,000,000 minimum
Anyone talking about XRP being more valuable than 100 is living in a land before 2020. And it wasn't really possible back then.
XRP ain’t the one. Pull your schitt out of it before it gets any worse. And it will get worse, I promise you that.
On a general note, Diversifying with cryptos... well, it could reduce slightly the risk, but not too much. You are in a volatile, high risk market. If you don't know what you are doing, it may be time to stop and reassess your objectives. If you truly want to diversify, move part of your inversions outside of crypto market. But if you remain, I'd advise you to divide your crypto funds in percentages: \- 80% on big coins: BTC, ETH, XRP, DOT.... \- 15% on promising projects: Alpha coins (VELO...), new coins with a promising white paper... \- 5% on shitcoins. That bit is pure gamble: If they succeed, you earn big. But you'd likely lose everything. Then decide your strategy. Basically you can focus on three main strats: 1. Day scalping 2. Follow the big market fluctuations 3. Hodl 4. Add DCA to 2 & 3 **"Day scalping"** means you buy & sell fast, for small profit each time, many times a day. Requires a lot of work, market analysis and cold blood. Considering you "don't know what you are doing", I wouldn't recommend that. **To "follow market fluctuations"** is done in three steps: 1. Fine out a good moment to buy a few of the big coins. Remember the price you bought. 2. Decide a price increase in which you will sell. IE: Buy BTC at 65k, sell at 100k. 3. Wait until price reaches sell objective. This requires some analysis, but as you focus on big price changes, it is way easier and more relaxed. You may do a trade today, and not make another one in months or years. **HODL:** Buy, and keep buying, hoping prices will go up. It worked wonders for those who did it for years, but you cannot know if it will work nowadays. The main advantage is that it is simple: You buy and forget you have criptos at all **DCA:** Dollar Cost averaging. But regularly the same ammount of fiat currency (USD for instance) of the cryptos you choose. This makes price dips & surges less step. It avoids the risk of putting all your funds in a moment when price is too high, but the opposite is also true. Basically, you sacrifice a bit of potential benefit to reduce potential loses. Anyway, stop, reevaluate your strategy, and carry on. Crypto is very volatile, no matter how much you diversify.
"Diversifying" among crypto isn't a thing. Diversifying among *investments* certainly is. Stocks, bonds, crypto, etc. Trying to convince yourself that one coin/token is independent of another is a fool's errand. To some small extent, yes. To any extent that would make you happy with your bottom line in 10 or 20 years, no. Crypto rises and falls, both independently and uniformly. But mostly uniformly. Rising tides raises all boats, so to speak. When Bitcoin or Ethereum or XRP or whatever high-cap coin rises or falls, the majority of the market (or top 50 or 100 or whatever) do the same. High-cap coins move up or down, like any stock or bond or whatever. Within hours, the coins "below" those make the same move. Usually, not always.
The minute anyone serious starts using XRP, the government will coerce that corporation into censoring transactions, rendering it worthless for permissionless spending.
How many years have to pass for XRP holders to understand no sane bank will ever hand over control of critical financial infrastructure to a private company like Ripple. Banks have two realistic paths forward: * **a)** Form their own consortium and build a private network where they control the nodes themselves. * **b)** Adopt the most decentralized, battle-tested, and secure blockchain network in the entire crypto space Neither option involves ceding power and ownership to a single for-profit company. Giving Ripple (or any small private entity) that level of influence would mean surrendering strategic control — something no major bank will do. This is especially true given Ripple’s massive ownership stake in the XRP supply. The token distribution is heavily centralized, which makes adoption even less attractive: banks have zero interest in becoming exit liquidity for a company that controls such a large portion of the asset. It simply doesn’t make economic or strategic sense.
I think people are heavily overestimating the velocity of XRP. Just because you can floor it at 120mph does not mean it is best to drive 120mph. XRP is not going to be used by retail. It's going to be used for wholesale settlement.
I think the largest banks in Japan are already adopting XRP or starting pilots for ODL, as of very recently. I know some have been talking about it happening for so long, but I'm trying to not allow that delay to blind me of the possibility that this token could make some big moves here is the future. Japan is something like the 4th largest economy in the world.
Please try to convince me otherwise. Here is my understanding: 100 Billion is actually not a crazy amount of tokens based on calculations I've researched for the transfer of value. Standard fiat wouldn't loose value just because technologies would allow it was used over and over at a faster pace. It could increase the value with more availability to the unbanked. The price of XRP should be high if used anywhere close to scale to cover existing value. 1 - A high price will prevent slippage during large transfers, so if institution want to use it, they'll make ways to increase the liquidity. 2 - If traditional finance infrastructure wants to do this, they'll utilize ETFs and retail accumulation of a depleted available supply to begin the appreciation. Both of these seem to be possibly happening now. The thing that is so interesting about XRP is that it was created as a "store and transfer of value". Basically, it's like BTC but with huge utility potential. I don't see how it is not a great medium to log term investment. I was made to be the liquidity behind, in the background. There is nothing else really like it or in a position to be used because of the infrastructure Ripple has acquired.
That's exactly the question people should be asking. Fast settlement cuts both ways: it makes XRP more useful, but it also means the same liquidity can be reused many times, reducing the amount of capital needed to support a given transaction volume. The strongest bull case I've seen isn't based on transaction fees alone, but on institutions holding XRP for liquidity, market making, reserves, and settlement across multiple markets. Whether that justifies $1,000+ per XRP is a separate question, and that's where many of the ultra-bullish predictions struggle to show the math.
I am bullish on XRP but these posts of 100$ or 1000$ per XRP are just pure imagination. If we but variables we know and assume in fisher equation we get XRP price around 1$. I am assuming the token moves once per day and full volume is available. And that movement is slow as hell on which it's capable. Long story short I believe this token can be 10$ per XRP. How many years it take, not sure but my bet is on next two years. There are several things that needs to happen though. 1. Clarity act passes without further delay. 2. 5x growth of invented capital. Sounds harsh but not unseen in the market. 3. Around 40% xrp locked to long term holders, institutions, banks etc. If your looking next 100$ coin, just run away. To me 1$ to 10$ is pretty sweet deal though. It could be also that I am out when we hit 4-5$
https://blocknow.com/swift-crypto-50-banks-jpmorgan-citi-cross-border-payments/ "30 of the 50 banks already use Ripple’s network, meaning XRP is quietly wired into SWIFT’s new infrastructure, whether SWIFT mentions it or not."
https://blocknow.com/swift-crypto-50-banks-jpmorgan-citi-cross-border-payments/ "30 of the 50 banks already use Ripple’s network, meaning XRP is quietly wired into SWIFT’s new infrastructure, whether SWIFT mentions it or not."
XRP is not headed to $1000 for sure. What your logic is absurd
You are extremely overthinking everything, and not understanding how rev is generated on major l1s. Nothing is currently driving XRP value. XRP is the driver of Ripple stock value. The network generates almost 0 revenue from activity. About $400 a day. Then only 7m in dex volume. With apps generating only 7k in fees. Nothing. Compare to competing chains that generate hundreds of millions or billions per year in all same metrics. This value either gets transferred to base asset holders or used to burn the base asset.
What liquidity demand? There is no liquidity demand for XRP.
Nothing. It’s fantasy money. Ripple makes a lot of money selling XRP to bag holders though
XRP is more of a fuel token now. The original usecase for cross border transactions has now been replaced by stablecoins. Prior to stablecoins, XRP needed a high value to minimise price volatility, but as stablecoins are now pegged to a certain value, there is no volatility when using those, and all regulation is being written around them, making a high value XRP less vital in the XRPL ecosystem. However, due to pathfinding, every transaction on the XRPL uses XRP, so more use will burn XRP tokens, and slowly drive the price up. There may also be a point where instead of using Stablecoins, users of the network may opt to just use XRP itself for transactions, so save the additional step of purchasing RLUSD (or equivalent) on XRPL. Finally tokenisation of real world assets also presents a new opportunity for the use of XRP.
The DTCC is about to go live using chainlink as the base layer. Literally next month. XRP is an afterthought. Sorry
>I often see people talking about $1,000+ XRP Im a large supporter of XRP, you need to block those people. >If XRP settles transactions in a matter of seconds, doesn’t that mean the same XRP can be reused many times throughout the day? If that’s the case, why would the price need to be extremely high to support large transaction volumes? Theres lots of things you need to consider. The first being, The more liquidity and overall "volume" XRP has, the higher its price will be, The higher the price, the less volatility because you are now using Less overall XRP to move the same value. (and extreme example) If XRP is 1 Dollar and I want to move 1 million USD into say Thai bhat, I need 1 million XRP to do that. If XRP is 100$, now I just need 10,000 XRP. essentially the higher value it has the less slippage and more efficient it becomes. >For example, if banks, payment providers, tokenized asset platforms, and other institutions start using XRP for liquidity and settlement, what exactly creates the need for a much higher valuation? Volume due to the amount of XRP in existence. The liquidity problem is usually as follows, The more people using it, the more volume and liquidity, this then leads to more people being able to use it because More people are pushing volume/liquidity through the system. aka Liquidity gets more liquidity, if ur a big bank you might not use it because it cant handle ur needs yet, but smaller banks can use it due to lower volume needs, they provide more liquidity and more volume on the network which then allows the next bank along the chain to do the same. The smaller banks do this because fees and costs are lower for them on the network than traditional systems. So now they can undercut the market and take market share away from the bigger guys. This repeats on a loop until the big banks are forced to either join the system or continue to lose market share. > Is it the amount of liquidity sitting on the books? Institutional reserves? Market makers? all 3 and more, XRP has Order books and AMM, it has the first ever built in DEX on chain (and first DEX in the world) it actually invented the concept before DEX was even a term (the same is true for stablecoins which also didnt exist/ had no name back in 2012) >I’m just trying to understand the mechanics behind the high price predictions. IMO a "high" price prediction is something above 15$. Anyone pushing something above that you should just openly mock, downvote, and block imo. They are pushing fantasy.
XRP SOL and HBAR have potential, but I only have the first two
XRP is worthless [https://news.ycombinator.com/item?id=25503473](https://news.ycombinator.com/item?id=25503473)
Zcash and XRP got dropped off as ALTS.
On paper, if XRP had mass adoption, the price would have to be high as to keep each transaction from violently spiking and retracting the price, as David Schwartz once pointed out. In reality its just driven by hype cycles
Asset managers will buy it if their clients want it and take a transaction fee. They don't care about it. No institution has ever meaningfully tested it or even the idea of using it. Ripple (XRP foundation) pays banks to work together for charitable events, so that they can say "we're partnered with banks!" When in reality they paid the bank to do a joint marketing initiative through charity. For 3 years I've been saying this and have yet to see 1 single solitary institution that has shown any interest. If crypto is used for cross border payments, it will be stablecoins on a cheap network or a banks private network. Thats it.
**Availability:** "Kinexys and JPM Coin are strictly reserved for J.P. Morgan's institutional, enterprise, and corporate clients. \[[1](https://www.jpmorgan.com/kinexys/jpm-coin), [2](https://www.jpmorgan.com/payments/newsroom/kinexys-usd-digital-deposit-tokens), [3](https://www.prnewswire.com/news-releases/digital-asset-and-kinexys-by-jp-morgan-announce-intention-to-bring-usd-jpm-coin-jpmd-natively-to-the-canton-network-302654967.html)\]" Kinexys is used within Morgan and their clients. Its not even competing with use cases xrp and xlm offer. They just made net platform with their own digitized dollar and upgraded dollar to dollar transfers between them and clients. XRP XLM HBAR and QNT have massive use cases.
Yes I realize that. But fortunately for me, in this situation, I’m right. Bro the amount of money it will take to make XRP anything worth writing home about is staggering. Ripple dumps a billion a month on you. No banks use it and if they did, it’s a buy/sell transaction. You’re hoping for a pump that once happened to repeat itself ,when it won’t, because there are far better opportunities. Crypto is not what it used to be. Ruined by pumpfun and KOLs. Faith is lost. There are very few projects worth it anymore and xrp is not one of them.
Ripple holds 50 billion XRP. It f it starts to rise in value they will sell and dilute the market. It’s not even decentralized.
Why would private institutions bother building their own blockchain solutions when a single working model has proven to be scalable, secure, reliable, and comparatively quite cheap for a decade now? They can originate and settle all interbank transactions on their private, permissioned network without it ever being exposed to the open internet. There are never liquidity issues as the liquidity on their chain is, theoretically, infinite. No price swings during transfers, no risk of front running or trade sandwiching, it’s inherently safe compared to a publicly exposed ledger like XRP. There are no upsides and myriad downsides to using XRP vs a centralized chain like (literally) hundreds of banks, worldwide, are already doing for a decade now.
You haven't done much reading on this subject outside of XRP fluff pieces, have you? JP Morgan started a blockchain project in 2015, which became Quorum in 2016, which has now grown into Kinexys. Hundreds of member banks, each has their own full node, they’ve been using it to settle interbank payments for, literally, a decade now on top of many other projects: https://www.jpmorgan.com/kinexys/about
XRP doesn't do anything as you've noted. It's the token to pay for movement on XRPL, the ledger itself. Value would accrue to assets on the ledger, but not really to XRP. It would be bought, used for fees, then sold on the other end, so there's no value to the token. That's how some banks "use" it currently to transfer funds internationally, which drives no value to XRP as they don't hold it for more than a few seconds. Even this, there are other solutions available and I would argue that the end-game is bitcoin layers 2/3+ enabling similar functionality to send value via bitcoin as the intermediary to facilitate fiat flows. That will take time to develop, especially at banking-level volumes, so the other tokens have some years left of filling that gap, but they'll be squeezed out eventually.
If that were true, why hasn’t every bank just built its own SWIFT, Visa, Mastercard, or stock exchange? Networks derive value from liquidity, counterparties, and interoperability. Anyone can fork XRP Ledger. They can’t instantly recreate the liquidity, market makers, integrations, exchanges, and ecosystem around it.
I dunno man. My uber driver said that XRP is going to be the same price as bitcoin soon and I should buy some. Because... banks? Something about banks. And then... XRP, bro. Trust me, bro. Banks. And. XRP. To the moon.
The fact it isn’t going to huge prices is a key reason it could be successful. If you are designing something to be useful, then something that isn’t crazy expensive is a better choice. It’s why stablecoins actually fit the use case better than, say, BTC. Wanting the price to go up as BTC folk do is counter to the original goal of making it the new currency. Now that’s not saying XRP will be the medium of choice, but it does show why the price shouldn’t be the goal.
“In just asking a question…” then proceeds to argue with anyone who isn’t overwhelmingly positive about XRP in the comments. Stop shilling your underwater shitcoin bags, it’s not fooling anyone.
Do math. Compare that amount to global daily circulation figures. If XRP has to move >100% of daily international transactions to hit that number, it's becomes insane since it's, you know, impossible. A realm of possibility is... first start quite low.
No, we don’t agree. There is no reason for central banks or major companies to adopt XRP as a medium of exchange when they can simply fork ETH or make their own hyperledger and XRP clone without while skipping out on elevating Garlinghouse to quadrillionaire status.
Math. Transactions settle fast, but that doesn't mean every token will be available every second all the time. If 10% of available tokens are used to settle transactions, and they move 1 time a day, you can move $5.5 billion per day at $1 per XRP. Scale your numbers up or down accordingly and there you go. You can move transactions at the current price, sure, but how many tokens are available to send at any given moment?
I think comparing XRP’s market cap directly to global GDP is where the argument starts to break down. GDP measures economic output. Financial assets routinely exceed GDP. Global real estate, bonds, equities, derivatives, and other stores of value are many times larger than annual GDP. I also think the velocity argument cuts both ways. If XRP is only being used as a bridge asset for a few seconds, then yes, a lower valuation can support large volumes. But if institutions, market makers, custodians, tokenized asset platforms, and liquidity providers start holding XRP inventories to reduce slippage and guarantee liquidity, velocity drops and the required value of the network rises. The other thing that gets overlooked is that Ripple today is targeting much more than payments. They’re moving into custody, tokenization, stablecoins, real world assets, capital markets infrastructure, and institutional settlement. The opportunity they’re pursuing is much larger than simply replacing SWIFT messages. I’m not saying that means $1,000 XRP is guaranteed. I just don’t think the “market cap exceeds GDP, therefore impossible” argument is enough on its own. The real question is how much XRP institutions would actually need to hold if XRPL became a major liquidity and settlement layer.
XRP is nothing more than a grift. Banks won’t use it, payment providers won’t use it, and people outside of the small subsection of gullible people that fell for the grift are not going to use it.
Xrp crazy price targets come from cult like propaganda that pretends it's going to be the world currency. They're using the Ethiopian calendar for their predictions because their date has already passed.. That's all you really need to know. Incoming AI slop on 1k xrp "Pure math first, then the narrative requirements. The math XRP has \~62B circulating supply and a max supply of 100B.  At $1,000/XRP: • Circulating market cap: \~$62 trillion • Fully diluted: \~$100 trillion For context, total global GDP is \~$110T. The entire US stock market is \~$50T. Bitcoin’s ATH market cap was around $2T. XRP at $1,000 would be the largest single asset in human history by a massive margin. What would actually need to happen 1. XRP becomes the dominant global payment rail. SWIFT processes \~$5T/day in cross-border flows. For XRP to justify that valuation, it would essentially need to capture a significant share of all global financial settlement — not just cross-border payments, but FX, trade finance, sovereign reserves. Even then, the question is whether XRP needs to be held to move value, or just used as a bridge (the velocity problem — high velocity = low holding requirement = lower price). 2. Massive supply reduction or burn mechanism. Unlike ETH (with EIP-1559) or BTC (21M hard cap), XRP was fixed at 100B at launch with no burn mechanism built in.  Without destroying supply, the per-token price ceiling is structurally lower than scarcer assets. 3. Ripple stops selling. Ripple controls \~42% of XRP through escrow reserves  and releases tokens on a schedule. That’s a persistent supply overhang. At $1,000, Ripple’s escrow would be worth \~$38 trillion — they’d be the richest entity ever created with enormous incentive to sell. 4. Regulatory and geopolitical tailwinds at a civilizational scale. XRP ETFs launched, SEC clarity arrived — that’s a catalyst for a $3–10 price, not $1,000. The jump from here to $1,000 is \~850x. Even the most bullish XRP scenario (replaces SWIFT, global adoption) struggles to justify more than low-to-mid three figures. Bottom line: $1,000 XRP requires a market cap that exceeds global GDP. It’s not a price target — it’s a thought experiment about whether a single crypto asset could become the reserve settlement layer of the entire world economy, with Ripple somehow not being a seller at those levels. Theoretically possible in a science fiction framing, practically implausible within any investable timeframe. If you’re bullish XRP, the realistic high-conviction range to debate is $10–50 (solid adoption, ETF flows, ODL scaling) vs. $100–200 (dominates global FX settlement, becomes quasi-reserve asset). $1,000 requires premises that would restructure the global financial system entirely."
For retail, sure. But XRP was designed for high-volume cross-border payments and settlement, including use by financial institutions. If transaction volume ever reached truly massive scale, even tiny burns would add up over time. That said, the burn rate is so small that it doesn't justify the crazy price predictions people keep throwing around.
Every XRP Ledger transaction burns a tiny amount of XRP as an anti-spam fee.
Biggest fumble in crypto was deciding between XRP, ADA and ETH back in July 2019 when I first got into crypto. I chose XRP and watched ETH and ADA go nuts. Would've had 1m+ in ADA. Biggest fumble in stocks was buying and selling TSLA in 2012 for a quick 10% gain. Would've had 100's of thousands.
Bro literally spent 10 mins to shit on XRP and its community and just four months ago was asking if "COULD XRP BECOME THE NEW DEBT OF MARKETS TO SUPPORT THE DOLLAR??" Aside from all your posts about "experiencers" and mushrooms, maybe you need to lay off the drugs and go touch some grass.
Starting can still make sense, but I would separate the decision into three parts: what you buy, where you keep it, and how you manage risk. If the main fear is platforms freezing withdrawals, do not treat an exchange balance as long-term custody. Start small, learn one test deposit and withdrawal, and move long-term holdings to your own wallet once you are comfortable. I work with Altrady, so bias disclosed, but the general lesson is bigger than any tool: use exchanges for execution, use a wallet for custody, and use tracking/alerts so you are not making rushed decisions. A fixed monthly amount can be reasonable if you accept drawdowns and avoid chasing the missed XRP move. Patience matters more than starting at the perfect year.
Stupid high school and college kid at the time... I bought $2,500 worth of XRP in 2015 for a little over a penny each. Sold all of it when XRP hit $0.19. Bought only $200 worth when it hit $0.23 and sold all of it when XRP hit $2.30 in 2017. I think i missed out on roughly $570,000 if I didn't sell at $0.19. oh well, live and you learn 😃 (not generational wealth but damn good money still).
In 2017, my plan was to sell my XRP heavy alt portfolio and roll it all in to BTC at the bottom. If I had actually done that, I'd have been holding about 169 BTC. If I managed to time the 2025 peak right, I could have netted about $17M. But I didn't. I held on thinking that the 2017 bull run was just the start of good things to come. I didn't respect the cycle. I made good money in the 2021 bull run, but not $17M good.
I'd say a mix of Eth, XRP and ADA. All three look like they are close to a bottom and due for a very big bounce.
Too many… I bought 1000 BNB at $10 & sold at $14 (I believe I lost in sats) I had close to 2 million doge one time. I bought $5000 of TRX at 2 cents & it shot up to I believe 24 cents in like 3 days. When I sold, I had 4 BTC. Threw all that BTC into alts & lost majority of it. Had 20k XRP bought at 5 cents…sold a long time ago at like 20 cents. Had like 25k invested in Tellor when it was at like $20….sold it like a month before it ran up to like $600 Honestly…there are so many more instances, but I just got sick to my stomach typing this all out, that I am going to stop now.
I’ve done the same with Doge. 2018 buyer and I haven’t sold a dime . Sold 60% of my XRP at 3 dollars though.
Made a lot of money shorting XRP the past few months. Whatever their influencers do, they should keep doing it, lol. But now that I'm done with it, I will probably never think about XRP again.
This post makes me want to buy XRP. But anyways, I don't understand how XRP has such a huge market cap when there are about 38B coins to enter in circulation. https://preview.redd.it/4lugd005y36h1.png?width=720&format=png&auto=webp&s=3737e0ba751e4f3ccbff3711ebaedb85ba30f399
The whole crypto YouTube scene is just content farms at this point, everyone promising moon shots for engagement. XRP community got especially wild with the hopium but crypto twitter in general is pretty toxic when people start throwing around those price predictions
Honestly, the only one I really hear anyone talking about in my day to day life are XRP and doge. They're the 2 that will have the hype of the everyday pleb. I genuinely could see DOGE hitting 80 cents in a pump cycle. Albeit very shortly
XRP, because they're going to make it world currency after the dollar collapse starting next October / November.
pretty much lost a friend a year or so ago, when he told me that XRP is being used by "every bank in Japan". All I said was that there's no way that's true, and he flew into a rage about me being short sighted and that all the agreements "have been signed already", sent me a photo of the developers with Trump or something and said "how's that for proof?". Anyway a year later and absolutely nothing has happened except the coin losing value. Really sums up cryptocurrency as a whole imo
No. Fuck off and buy Bitcoin only if you want to dive into crypto. Everything else in the space is a scam, be it solana, XRP, Ethereum, whatever. They are all centralized corps trying to replicate the fiat ponzi with a crypto veil. You need to know what you're buying. There is a reason Bitcoin started this movement and stood the number 1 relentless crypto. There is a reason why it has been the best performing asset of all human kind. Just focus on Bitcoin. Everything else are copycats companies trying to sell you the next Bitcoin which will never happen
HBAR/DOVU ICP XRP If you really want to know the correct answers
Correction, XRP finally climbed and plateaued.
Timing is everything, 2 different friends told me 2 different things to invest in 2 years ago and they were both right and if I listened to the first one about silver stacking I could have 10 x my money and be sitting on 20 x the crypto today instead of buying XRP between $2.58 - $3.10. Hindsight is 20/20.
So.. calls on XRP, puts on ETH?
I’m looking to accumulate solely ETH and BTC next cycle but XRP will most definitely survive the bear; chart is looking good and it’s still a top 10 / high mcap crypto, it’s not going anywhere
I’ll just continue to DCA (FETH, FBTC, FSOL, XRP) the ETFs of the 4 cryptocurrencies I consider real
So a couple years ago I bought a thousand dollars each of Bitcoin, Etherium, and XRP (I think). 🤔 I’m not sure because I haven’t checked what I am at or how much I have lost. On $3k I was up to 9K at one point. But with Trump I decided to let it ride a few years and hope for the best. Bitcoin was at around $80 K at the time. Etherium was around $2500. XRP about .55. Should I just keep ignoring or, maybe sink another grand in each or at least Bitcoin and Etherium? Thoughts?
I have the feeling the top people or whatever planned for XRP to be the top crypto and then the world reserve currency. Its technology came out before Bitcoin and its tech is the fastest, cheapest and most efficient way to trade across the world. I think the SEC case among a lot of other things was set up so that XRP would lag in its adoption as its growth would move slowly into mighty riches
Wtf you mean no alt season? Solana went to $300 from $16, XRP 5x, eth popped off. It just didn’t happen in the end of the cycle, it ran in tandem with Btc. We did have an alt season.
Until people realise the outflow from Eth, approx $1.2 billion correlate to an inflow into XRP of $1.5 billion.
Yo tuve que reducir el portafolio para evitar la destrucción........ Cambie a bitcoin... Pero tuve que asumir algunos cambios... Vendí mis TRon y hace un tiempo me deshice de solana..... También Vendí unos pocos XRP para recomprar más abajo..... O cambiar casi todo a BTC...... Decidire en los próximos meses.. Pero quizá busque menos volatilidad en los metales .... Se mueven en un rango más pequeño y evitas grandes pérdidas.. ..
I’d agree if they were selling BTC, but alts are a different story. We never got a real alt-season after the last BTC ATH, and at this point I think the whole concept is mostly dead. Sure, alts will bounce with BTC, but even ETH and XRP have spent a lot of time looking more like legacy baggage than "blue chips".
I went from 20+ shitcoins 10 years ago with some BTC to BTC/ETH/XRP to somehow BTC/ETH/SOL and now it's BTC/ETH and I've been waiting for the right ratio to swap ETH into BTC but given what a dog ETH is over long periods that ship has probably sailed.
The way the market is playing out XRP has been a cash cow for XRPL and few XRP speculators will make any real money. Most are set to lose imo. The business case has all but collapsed while XRP just hawk the coin to spend on the ledger (which barely benefits XRP holders at all). It borders on criminal.
Oh man…. Sorry…. Sounds like you are not selling at this point. Are you still adding to get your average down? Some hope- when the Clarity Act passes, the whole crypto ecosystem should run a bit. I don’t know anything about Algorand, I only buy XLM and XRP, but the rising tide willl carry all boats. Another thing. it’s more of a speculative thing. From a reputable news source, it was reported that the current American president’s company DJT was shifting capital into bitcoin. Purely spec, but if it is actually happening, it means that clarity is a when, not if…. Thanks for the wishes. Same to you. Soo. Im not a hodler…. I thought 300% was solid profit. I removed all risk of taking a loss by taking profit close to the top. Adding back with all profit… not going above that…. Most people tell me I’m doing it wrong, but I don’t like to hold bags…. I’m still building back to a full position since taking profit. I wouldn’t give up until after the Claitybact fully dies or is passed.
Eth, sol, XRP, ADA and link are the only alts I would consider buying and holding.
HBAR, Avax, TOSHI, XRP, LINK
Imagine “believing” in any crypto. It’s not a religion. I earned enough on XRP to buy a Tesla. You just got to know when to get in and when to get out. Be happy with the profit you make; don’t try to catch the exact bottom or exact top.
I’ve been HODL XRP since 0.040. I’m shinkin with you.
Imagine buying XRP at its lowest and believing in it
Crypto isn't over. But most of the projects currently on existence are over. Plenty of headwinds. People have to realize that crypto is just software + adoption (and hardware + energy for PoW chains). If any of the large powerful institutions wanted to actually adopt, they would just create their own chains. Why would they build on ETH or SOL or XRP? The crypto side is easily replicable but influence, power and capital are not. They hold the cards. BTC being the exception because it's a hedge on central bank money printing, serves no other purpose and if they can figure out quantum migration, BIP-110 doesn't tear the community apart, and they figure out the security budget issue coming in 6-8 years, it should be ok. That's A LOT to get right and even then it's still not as good as investing in the economically productive assets. I say this as a BTC maxi.
But but people said XRP to $589
If Trump did not save the *ss of XRP, those tokens will be trading at pennies on the dollar.
Imagine buying XRP at its peak and “believing in it”
Visa doesn’t transact that fast lmao it will loan you money while your transaction is processed. It takes days. If Visa was so much better then why would they choose XLM, the crypto currency, for payments lol the fact that you didn’t know about XRP, the 3rd ranked crypto currency shows how little you know. XRP alone is partnered with over 13,000 banks….but you know something they don’t? If the banks were better off without crypto then why are they all switching over…..
You obviously never heard of XRP lol
It works quite well for cross border payments, I have to admit XRP is much faster and cheaper than Bitcoin for this however.
Post is by: Appropriate-Lie-8812 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1txr1iy/blackrock_ibit_got_dumped_for_126_billion_in_a/ ETFs have been acting weird. BlackRock's IBIT lost $1.26 billion in a single day, pretty sure some big player just wanted out. Between May 20th and 29th, BTC and ETH ETFs lost like $2 billion total. And then XRP ETFs somehow gained $35 million in the same window, go figure. At the same time the S&P 500 is on its longest weekly win streak since 2023 and crypto is just bleeding. You don't really see stocks and crypto going opposite directions like this, at least not this year. I went and checked funding rates across a few exchanges like bitget and bydfi, still positive. Retail is clearly still long, they do not care. But institutions are leaving and retail is piling in, I remember seeing this exact thing last year. What do you guys think? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*
Mee too😂…XRP @1.111…. Making a killing 🫡🫡
It’s all by design at this point. These aren’t humans making decisions anymore. I was banned from the XRP Reddit nearly a year ago for telling them it would go back down to nearly $1 when it had shot up to more than $3. The mods there did not like anyone with that opinion and subsequently banned me lol. I’d laugh at them now if I didn’t recognize they don’t care about truth. They censor in order to boost their own portfolios, which in itself should be a crime