XRP

MakCapital

This is so bad. Bitcoin can simply be seen as a great SOV and measurement of global wealth. That's all it needs to be for a strong base case. Already accomplished. XRP and HBAR have no interesting fundamentals or users. No back room deal with anyone is going to get the world on XRP. Both would already have users if the current offerings were of any interest to anyone. They will never be valued like BTC. Stables on Solana already make XRP's leading advertised use case pointless. "Web3" is currently Ethereum, Solana, and Hyperliquid. No one is asking for, using, or needs HBAR or XRP. Neither will ever be valued as currency or "digital gold/silver". Neither offers a product that exceeds the current leaders we already use.

VladVonVulkan

XRP guy the child in his basement

PuzzleheadedBell4057

If I pulled a dollar out of my pants pocket 3 years ago I would have pulled a dollar out of my pants pocket 3 years ago. Now let's say I placed that dollar back in my pants pocket, took them off when I got home, hung the pants up and didn't touch the pants until today Today I put the pants on and I find that same dollar in my pants. It's still the same dollar. The issue is the dollar won't be able to purchase as much as it did 3 years ago, but it's still a dollar. A dollar is still a dollar. The confusion appears to be that the units of currency are being confused with the purchasing power of said units. One dollar will always be one dollar. One Bitcoin will always be one Bitcoin. The units remain the same, however, the purchasing power of each of those units is what changes. I can only purchase half of what I could with one Bitcoin today compared to 6 month ago if I were to use it to make a purchase. But it's still one Bitcoin. Look, crypto makes up 20% of my portfolio (5%ea BTC, ETH, SOL, XRP) so it's not like I'm against the currency. I'm just not so much of a zealot about crypto as to try to defend it with irrational defenses. They're investments like any other in my portfolio that I hope increase in value over the next 10 or so years. That's all they are.

funkinaround

4th thing is wash trading. Don't trade on an exchange that inflates its volume to give you the illusion of activity. Only trade on exchanges with very low or no wash trading volume. For major pairs like BTC, ETH, XRP, and LTC, exchange wash trading percent: * OKX - 66% of volume is wash trading * Binance - 51% of volume is wash trading * Bitstamp, Coinbase, Gemini, Bitfinex - practically no wash trading [https://www.nber.org/papers/w30783](https://www.nber.org/papers/w30783)

Ambitious_Use_9578

The advice being given here is all the usual boilerplate WRT crypto. The really good industry finger-on-the-pulse stuff, or inner circle knowledge isn't given away at all, let alone for free on a reddit thread. But here's some more boilerplate for you, pick any of the top 10 cryptos that meet your criteria. XRP being among them. If the market tanks this summer due to worsening economic conditions and or civil unrest, hang on. This and most of the top 10 will rebound and then some. I still like Cardano too, but you pays your money and takes your chances.

CoffeeAlternative647

You forgot to shill #XRP

oak1337

https://preview.redd.it/znc84im5zkvg1.jpeg?width=1079&format=pjpg&auto=webp&s=1bcfc9e9a2ac40b9858ea8cd427d2b090ddab286 Hedera vs XRP

Equivalent-Bear8030

You’re basically choosing between narratives. XRP = regulation + banking narrative. It moves when headlines, partnerships, or legal clarity hit. Big upside needs global adoption to actually translate into price. HBAR = tech + enterprise rails. Strong fundamentals, but slower market recognition and less hype fuel. Real talk? Both need massive market cap expansion to hit those targets. $10 XRP or $1 HBAR isn’t impossible—but it’s not just “time,” it’s adoption + liquidity. If you’re going all-in on one: 👉 XRP = momentum + narrative plays 👉 HBAR = long-term utility bet Personally? I don’t chase “which hits X price.” I look at which survives when the hype dies. That’s where most people get wrecked. 💯

KateR_H0l1day

I have some XRP, not a lot, have a lot more HBAR, but that’s just me, did I choose correctly, we will see 🤷‍♀️. But for clarification, neither are my main selection.

BenniBoom707

The chances of HBAR hitting $1 are far greater than the chance of XRP hitting $10. A $1 HBAR is still just about a $40 Billion Market Cap. A $10 XRP means a Market cap around $500 Billion.

Quinthyll

Why are you not willing to invest in both? Diversification is the better strategy, but far. There are good use cases for both. Both have upside, but could and likely will move on different timescales. I personally believe more strongly in XRP than HBAR, which is why I own 5x more XRP.

chubs66

XRP is one of the last tokens i would ever buy. Terrible usage, terrible tokenomics.

HSuke

Yeah. That's the same reason we consider XRP to be sketchy AF. Founders and Ripple control far too much of the supply.

No-Unit-6074

For a 3–5 year decision, the ideal approach is not just to compare price targets (nobody really knows them) but the fundamentals: tokenomics, dilution rate, real network activity, decentralization. I used [CryptoScores.com](http://CryptoScores.com) to compare both, it aggregates a lot of on-chain and fundamental metrics on projects. HBAR actually comes out better on technical solidity and low inflation, XRP has more volume and institutional liquidity. In the end it comes down to risk profile, but having data in front of you really helps make the call.

ChangeNOW_Community

no one can realistically "call" $10 XRP vs $1 HBAR with any confidence - they’re driven by different narratives

Whiskey_Water

Investing in BTC is investing in greed, investing in XRP is betting on Brad’s ability to make backroom deals with the current admin, and investing in HBAR is betting on fundamentals and utility of a clearly superior technology. I used XRP gains to buy more HBAR and BTC, but if I’m honest, I’ve been burned by focusing on the best tech before. We’ll see what happens this time, lol. I’m a creature of habit.

Think-Sector-6329

Hmmm focus more on XRP for the safer bet and HBAR for the bigger upside bet. But focus more on price targets and more on where real momentum and wallet activity are. You can also check tools like Blueblocx to explore other crypto opportunities to help you decide.

evandollardon

XRP imo. I bought years ago and I just accumulate interest on it at nexo

CreatineAddiction

I know you said not both but I do both because XRP has the hype to reach $10 in that time but bad ongoing token dilution where HBAR has less token dilution but not the hype. Im optimistic they will both hit these milestones in the time frame regardless.

Zito101101

Buy a little XRP and HBAR

Ok-Suit541

I bet he’s buying up a bunch of Solana and XRP after seeing Solana’s X post today

LuckyWinds

> So a decade plus of all the BTC maxi bozo's claiming XRP can be frozen on the XRPL (which it can't) They now come out and want to freeze BTC on chain.... You cant make this nonsense up It appears you are making this up as that's not what is happening. This is a proposal...that's all. If this was implemented then you would have a point.

holyoak

Only one group trusts Ripple. XRP bagholders.

SoulfireNL

https://www.binance.com/en/square/post/04-14-2026-xrp-ledger-integrates-boundless-zero-knowledge-tech-to-bring-bank-grade-privacy-to-public-blockchain-312455318177570 XRP Ledger Integrates Boundless Zero-Knowledge Tech to Bring Bank-Grade Privacy to Public Blockchain Why did the news or XRP ledger integrating with Boundless not do anything for $ZKC? Also what does this mean for Boundless? I thought Succinct ($Prove) was the actual chosen party, but if Boundless is actually able to pull off things like this. How do you guys feel about both $ZKC and $Prove?

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R4ID

So a decade plus of all the BTC bozo's claiming XRP can be frozen on the XRPL (which it can't) They now come out and want to freeze BTC on chain.... You cant make this nonsense up

ma6ic

I made 100x more money in crypto after taking a loss, learning, doing a better job the next time the market turned around. some of my expensive lessons worth learning: -markets go up and down, always, and more in either direction than you expect, when you expect -your media diet is shaped by algorithms that are meant to push a narrative based on your interests (if you post about and like XRP the feed will give you more XRP content) -it's ok to sell, foundations and VCs do it all the time because it's part of the lifecycle -set lower price targets for taking profits, this discipline is part of the process -set aside extra cash for taxes -diversify based on thoughtful research (and not youtube videos and reddit posts), but not too much -this isn't the end many more lessons to take for yourself, these have been some of mine. it's still hard. i buy and hold assets that i have conviction in, so it seems wrong to sell. but it isn't wrong, it's just markets. yes, you might miss a move up in price, nobody knows, but there's also a good chance that XRP will act like ETH and live sideways for years while the market pumps. you don't know. best of luck, and don't trust others to help you in DMs. do the research on Ledger official documentation and tutorials yourself.

Sayan_833

send a small test first, then move your XRP to a trusted exchange, sell, and withdraw take it slow and stay safe

GreenStretch

I kept wondering about four years ago the last few days and finally checked. [https://coinmarketcap.com/historical/20220410/](https://coinmarketcap.com/historical/20220410/) BTC, BNB, and XRP are up from then. ETH, SOL, ADA, AVAX, DOGE, and DOT are down. Tether and USDC were in the top 12. And Terra was #9 at $92.58.

CryptoOnTheSidewalk

You’re not messing anything up by using funds when you actually need them, the market timing part hurts but this is exactly what having control of your own wallet is for. When you’re ready, send a small test amount of XRP from your Ledger to an exchange first, confirm it arrives, then do the rest and convert to cash, just double check the destination tag and network details because that’s where mistakes usually happen.

mayone3

Be extra extra careful about scammers in your DM when you post something like this. The steps are rather simple, explain to ChatGPT or Claude or go to popular Youtube tutorials. Make sure to do a small test transaction and reuse the same address. There's usually a few days waiting period after CEX receive your XRP and before you can withdraw the USD to your bank account I think.

Evening_Wolverine27

To withdraw from Ledger, send your XRP to an exchange (like Coinbase or Kraken), sell it for cash, then withdraw to your bank. Double-check everything and do a small test transfer first if you’re unsure.

OpticallyMosache

You have XRP in a wallet whose keys are held by the Ledger device, right? If I hear you correctly, you want to transfer XRP to an exchange like Coinbase and sell for fiat? Go to your preferred CEX and create an XRP receiving address. Then take that address and use it to send from your ledger. Do a small test transfer and then reuse the same address for a larger tx. IMO - prices are going to continue to bleed. You might be happy to see you sold XRP at today's price versus where it will be at the end of the year. However, you might have to live with seeing where the price is 10 years from now. You'll come back. Said a prayer to our Lord Jesus for you.

Evening_Wolverine27

To withdraw from Ledger, you send your XRP to an exchange (like Coinbase or Kraken), sell it for cash, then withdraw to your bank. Make sure to double-check everything and maybe do a small test transfer first if you’re unsure.

MoistAbuelita

I’m sorry you are going through this. Just get on Youtube and search how to transfer XRP from Ledger to the exchange you originally purchased the XRP from. Once it’s there you can sell it for USD and transfer it to your bank account.

crypt0kiddie

🙋🏻‍♂️ My average buy price is right around $17.2K. Purchased a decent size lump right after selling a house that was inherited. My OG buy price when I first started buying BTC was right around $39. I never thought that it was going to get as big as it did, I just purchased it for degenerate online gambling purposes! I have quite a bit of ETH, SOL and XRP also.

brianmonarch

Why? Blue chip altcoins usually outperform btc after it moves. XRP and SOL have both outperformed it as of recently. Look it up. Also… After the next bull run… What’s realistic? Which coin is more likely to have even just a 3X or more? Bitcoin? That might be the maximum it’ll get. I think other coins will definitely outperform it when all is said and done. And many will fail.

Sardoodledome

XRP behaves more like a stable coin!

Charger2950

I think a lot of people finally figured out that 99% of crypto is just a scam.  99% of it has zero utility value, or any value for that matter, and is based upon nothing.   There’s a hunger for REAL assets, like gold, silver, etc.  I think crypto like Bitcoin, Ethereum, Hedera, Cardano, XRP, etc. are the “safe” crypto, as these actually have a solid real world use. But as far as all the men’s coins and all that bullshit, there’s little future.  

ThreeTonChonker

Lots of XRP bots in this sub looking to unload some bags

ecelps

Reading comments and it seems no one mentioned XRP

GabeDef

Why is XRP even mentioned? Isn’t it dead? Like zero use?

Spl00ky

You don't need to use XRP for RippleNet

CipherScarlatti

No. No pep talk. Ripple XRP sucks and you're giving you money to a grifter. It's never going to be the BS Garlinhouse keeps feeding you. From Wikipedia: "In 2020 Garlinghouse admitted that Ripple Labs would be losing money if it did not have the revenue generated from the sales of the XRP cryptocurrency.[10]" That's you. You're "keeping the dream alive" and keeping him in a very nice style of living. While you and others struggling to make ends meet under the lie that your XRP will suddenly jump to $10 or more and solve all your money issues.

ThunderousOrgasm

Ripple is not XRP. They are a fintech company who offers a whole bunch of financial services, consultancy services, and digital asset services. XRP is involved in and makes up less then 5% of Ripples business. And it makes up near 0% of their actual published future plans. That’s why you are getting confused by all the positive Ripple news having no impact on XRP. Because you are still trapped in thinking that they are the same thing. Almost all Ripple news since the case ended, every acquisition, every partnership signed, every expansion of products or services? Has been got none XRP things. Even their digital asset expansion and acquisitions have been about RLUSD. Which has basically fuck all to do with XRP. Is not minted on the XRPL mainly (87% of it is on Ethereum). And the small bit that is minted on the XRPL is a direct currency issuance, which means it never interacts with XRP. XRP isn’t used to “bridge” or provide liquidity. It simply does not involve XRP meaningfully in any way at all. So that’s why the price is shit despite the Ripple outlook being amazing. Because Ripple is not XRP. Anymore than you are XRP just because you hold some of it. They have about the same amount of link to XRP as you do as a holder, they just have a larger bag lol.

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Puzzleheaded_Ad_4478

Buy stuff like watches with XRP.

HEATHENSCENT

I've got half my XRP on my Tangem wallet and the other half generating yield on Flare Network's Vault

unknowngloomth

I'm not recommending any kind of investment. You absolute 🤡. Yeah, I'm aware of FTX collapse. So what? That's the risk I'm willing to stomach it. Who said I don't trust the project? I trust HYPE. The team literally didn't sell a single coin. It's all on-chain. Even Arthur Hayes who held and had dumped HYPE watched the team literally not selling their coins. He bought back and became bullish. HYPE tokenomics is deflationary. They use the trading fees to buybacks and burn. Everything happens in real time which you can check by yourself checking on-chain data. Am I saying that hype will be the next BTC? No, fuck that. Am I saying that HYPE is a sure thing? No, fuck that. In crypto everything is uncertain. But yeah, I believe that HYPE has the potential to dwarf SOL and compete with BNB, XRP and ETH. Am I recommending you to buy HYPE? No, screw you. You don't have the balls to go all in on ETH the wager you believe and that's why you're posting here wondering to strangers. Nobody knows shit about fuck in this space 🤡

brianmonarch

Not true. XRP has outperformed it in the last year or 2. Look it up. BTC just has a store of value at this point. And that might be enough for it to succeed. But if utility matters in the future, and I think it might, I’m not sure it’ll be as good of a money maker as it has been. But maybe!

exc24_com

Can't wait XRP to fly too

Altruistic-Part6071

Can I vent in here, please? I'm not a beginner, but I'd like to pass on some advice. I invested £10,000 into Hbar, XRP, Algo, and a couple of other Dino coins. This was about five years ago(not the XRP, that was more recent) When Trump won, my total was worth $45,000. And I should've sold, what I did was sold £12,000 and kept the rest in. When the Epstein shit came out and everything dropped like a stone, I stupidity sold. Now I have virtually nothing. I feel humiliated. I know I was stupid. I just don't know how to move on.

midachavi

Not only, literally any other crypto out there would be better than this overhyped store of value that can't be used as a payment system. But yeah, if ypu don't want to bullshit around with "smart programmable money" where you click wrong and your wallet is drained then there are only few options that focus on providing monetary qualities without censorship. Bitcoin cash would be among them. Same as Monero and Litecoin. And of course the best among them.... XRP /s

brianmonarch

You have no idea what you’re talking about. You’re making assumptions. You guys are forgetting one important factor. Partnerships. Hadera and Ripple have huuuge partnerships with huge companies. They’ve been building them for years. That’s why it doesn’t matter if a faster coin comes out. Who cares if it settles a transaction in half a second instead of two seconds. It’s all real time at this point …those new coins don’t have partnerships Those coins that do (HBAR and XRP) with huge companies like Ripple and Hedera championing them …. are being used for their utility right now. Companies don’t want to invent their own tech. Banks might. But I don’t think the companies mentioned above are even counting on Banks at this point. They have other use cases the whole Swift narrative is so old at this point. It was a thing people discussed five years ago. I don’t think it’s going to happen but these huge companies… They don’t want to hope that AI is going to make them something that is secure and perfect. That stands the test of time. These coins are tested…. over 10 years old now. They have shown that they are hack proof. At least up until now. This thread is just a bunch of doomsdayers, assuming the worst. It’s so obvious that 90% of the people in this discussion are bitcoin maximalists. Guess what… It’s the oldest, least green, slowest and least useful coin out of all of them. Periooood. All it has at this point is a store of value. That’s it. But these guys are in a vacuum chamber, surrounded by other people that have the same positive view about this coin. And maybe that’s enough. I’m not saying it’s not. But when utility matters… and I do believe it will… I don’t know what’s gonna happen to BTC after that point. But maybe its store of value will last forever and continue to grow. Definitely a possibility. But when it comes to utility and actually being used… Ain’t happening. Lightning network is nothing compared to the coins that are made for this sort of job. Look it up.

Ambitious_Use_9578

And how many billions did the trump coin get them? Surely much more then they lost through any bitcoin investments. I'm pretty sure they made a ton when XRP went up 500% as well. What was the point of this article again?

Electronic_Quote399

Solana. Big enough to be steady, big enough following, no crooked ass management who promises way too much, yet constantly skips off the top (XRP), biggest mostly untapped potential, in my opinion. After solana, eth, just because of name recognition, and the fact that when bitcoin maxis consider "diversifying", or new people get into crypto, they always go with #1 and #2. I do believe bitcoin will exceed all time highs and break new ones, but after another cycle or so, I think its dominance will come to an end, and coins with actual utility will rise up. Eth and sol will lead the pack.

defensorlucis

I think 95% will, clearing out the dead wood that probably should of happened already TBH. The one's with utility, roots, partnerships and connections are the one's will survive and then thrive in my opinion. I think BTC, Eth, Sol, XRP, HBAR, XLM etc are all most likey safe. I put ADA in that category too IF they do the things Charles claims will happen this year and next (upgrades, partnerships etc). But it's just my opinion, DYOR. 

richkiddio

$KTA . Ex CEO of GOOGLE back this coin. 11 million TPS verified by Google cloud. Future L1 that will replace XRP

BasedSpades

Nah if he can praise allah, he can say XRP

SalamanderCoffee0975

A few example - XRP SOL HBAR

Farvaharr

I bought 10K XRP this January, you’ll be fine I guess 😂😂😂

mitchell2820

60% stocks, 40% crypto. Of which is: 55% BTC, 15% ETH, 15% XRP 10% Chainlink and 5% SUI I bought quite a lot last year in the bullmarket so everything is in the red rn making the %;s a bit off. Especially chainlink I lost over 40% value.... Im hodling now for the next years and hope profits will come

CaptainTrader32

lol. 2017. same mistake with XRP

PuzzleheadedBell4057

20% of total portfolio. 5% ea. BTC, ETH, SOL, XRP. Planning on adding less than 1% ea KITE and TAO in May

adambencloutier

I’d have a black XRP one or grey LTC, I think testing concepts with the big ones (SUI/blue, SOL/purple, alongside your really neat BTC ones).

hoppeeness

I think they called out the mitigations they are testing and trying to implement…but it isn’t quantum safe yet. “Fortunately, there is a path to achieving post-quantum security for cryptocurrencies. PQC has become a mature cryptographic discipline: post-quantum cryptosystems have been proposed, scrutinized, implemented and deployed. 5 In fact, they are in active use protecting Internet traffic [61] and indeed securing blockchain transactions [62]. As we discuss in detail in later sections, some blockchains, such as the Quantum Resistant Ledger (QRL) [63, 64], Mochimo [65] and Abelian [66], rely exclusively on PQC. Others, such as Algorand, the XRP Ledger, and Solana, have made early experimental deployments of post-quantum protocols [62, 67]. However, forward-looking migration to PQC is not a panacea. Dormant digital assets, including those abandoned or inaccessible due to lost private keys, pose a distinct and critical challenge. We highlight the example of Bitcoin’s Pay-to-Public-Key (P2PK) locking scripts, which secure over 1.7 million BTC. The total amount of dormant quantum- vulnerable bitcoin may reach 2.3 million BTC when all script types are considered. Unlike active wallets that can migrate to new standards, dormant assets cannot be “fixed” via forks that enable PQC protocols for future transactions. They represent a fixed target — tens or hundreds of billions of dollars in value that will eventually become accessible to a quantum attacker. The community will soon face difficult, unprecedented decisions regarding the fate of these assets, forcing tradeoffs between the immutability of cryptographic property rights and the economic stability of the network.”

SilverbackViking

XRP 🤷🤣

safetaco

Why can’t they use XRP so I can recover my losses

drfalconsquawk

I want it to be centralized. Most coins with my intentions like ETH, XRP and literally everyone by pre-mined the coins to gain advantage. I do not want that. So whoever wants to be on the team, will be paid a fixed amount check upon completion of certain goals or incoming investments. No equity, no pre-minting, none of that. I’ll make sure we are paid handsomely for our contribution and are able to walk away with our salary.

Aquinoxia

Been in the crypto game since 2020. Invested in VET, ADA, XRP. I have never actually put money in BTC however. Thinking about doing it. Do we think it'll dip further or should I just go for it now? Any other suggestions for more secure coins? SOL?

kisscardano

I can’t tell you, lol. But $2000 isn’t important—that’s why I lost it. I was just lazy that day and didn’t move it to my ledger. It’s sad because it was the only XRP I had, bought 12 years ago for peanuts. I won’t buy XRP any more.

fan_of_hakiksexydays

Officially they are accepting stablecoins and yuan. There are also rumors that they accept other cryptocurrencies and euros. We already know the Iranian government has funds, and has wallets that have been using and accepting BTC, ETH, USDT, XRP, LTC, and TRX.

JudgeCheezels

Didn’t even shaved off some XRP at its ATH.

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Post is by: Classic-Direction778 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1sbczvy/were_in_peak_fear_territory_and_im_not_selling/ Fear & Greed sitting at 29(CMC data) and I'm not touching a single sat. BTC held through actual Middle East airstrikes rattling every risk asset on the planet. It dipped when the news broke, then recovered. That's strength, not weakness. What I'm currently watching: ETF inflows are still coming in steady, CLARITY Act is sitting at 72% odds on Polymarket with Senate markup expected mid-April, and the SEC and CFTC just formally classified XRP as a digital commodity last month alongside BTC and ETH. The regulatory clarity we've been waiting years for is literally arriving right now. AI tokens went from $14B to $19B market cap in a single month, with Bittensor up 67% and FET up 44%. That kind of rotation doesn't happen in a dead market. Ethereum's Glamsterdam upgrade is hitting in June and historically these have been major catalysts, so I'm not selling before that. While everyone's panic selling I took a loan using BTC as collalteral (good rates from nexo btw) and bought more. Fear is just a discount if you know how to use it. Held through all of 2022, not about to fold at a Fear index of 29. NFA. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

JustStopppingBye

>no no you’re not hearing me. I’m saying my whole argument this whole time was XRP may pump in a year or two because of the clarity act even though XRP has zero competitive advantage right now. I hear you bro, a 5 year old could provide better insight.

TumbleweedSalt2504

Either you are too stupid to understand simple sentences or just can't help but troll, lol.  "The real volume won't pick up not anytime soon. Maybe a year after Clarity is passed"  What's so hard to understand that?   That's a gradual increase of volume over a year. Not a flipping the switch event. I'm saying the volume won't pick up like you'd flip a switch.  Clarity passing is not a trigger btw. It still gonna take months to implement everything for companies to start using chains. And diff companies operate n react on different pace. (Look how ETFs are popping up slowly n gradually after they were clearly to start crypto ETFs. Nothing happens like a tsunami. You simple minded people) The volume is not gonna be like a tsunami. After a year, the increase would be noticeable.  Moonboys misunderstand "the flipping the switch". They think all of sudden the price will be readjusted to a ridiculously high price. That is a just crazy daydream. Nothing like that happens in the market. The demand would be gradual too.  But idgf about all that (when i could be gone after meeting my target before all that).  Without all those events, the retesting of the recent high will happen.  Don't twist my words and just say XRP is worthless. Ok? Because Idgf about your opinion on XRP to respond. I only responded because you are twisting my words

Aquinoxia

Been in the crypto game since 2020. Invested in VET, ADA, XRP. I have never actually put money in BTC however. Thinking about doing it. Do we think it'll dip further or should I just go for it now?

Suspicious_Act4982

BTC is the only one where "too late" is genuinely off the table as an argument. The thesis is simple enough that it either works long term or it doesn't - and if it doesn't, most altcoins go with it anyway. For smaller caps the question is always whether there's a real product underneath the price. Most don't have one. The ones worth watching have utility that works outside a bull run - yield, credit lines, actual user activity. Nexo fits that category. HBAR and XRP are more macro/institutional bets, different risk profile entirely. What's your time horizon?

TumbleweedSalt2504

More room to grow I suppose.  The market values XRP at 135b while it values Link at around 6b.  Idk why but they do. Maybe Link can pop more one day, who knows. 

ARoundForEveryone

No wallet and no apps? No. Crypto needs a wallet in which to exist. Could be a private wallet or one on an exchange, but crypto doesn't exist outside of a wallet of one kind or another. Phones themselves do not hold or accept crypto. Apps on that phone do, but the phone itself has no idea what crypto is. Every sat or token or coin of every crypto "lives" in one specific address. It can be moved, but then it "lives" in a different address. And if configured to do so, a new phone or tablet or computer could access those coins in that wallet. So, to answer your question: No. Phone numbers don't hold crypto. Text messages or voicemails don't hold crypto. The recipient needs *some* level of crypto knowledge in order to make use of any coins/tokens associated with that address. Some services make it fairly seamless, others require a hardware wallet, others need you to know the full hexadecimal address. But mostly, it's a username and password on an exchange, maybe a USB device, or maybe some 2FA. But for the most part, a wallet is abstract - digital only, you can't see it. In short: phone numbers are for making and receiving phone calls. Phones, cellular or otherwise, do not "hold" crypto. Coins don't exist, even as ones and zeroes, on a cell phone. A record of the transactions, sure, but the coins "exist" on the blockchain, not the phone. So the recipient will need some kind of wallet - an exchange account, maybe , or possibly a hardware wallet - in order to accept and receive crypto. And even then, the recipient needs to have a wallet address for that specific crypto. That is, you can't successfully send Bitcoin to an Ethereum address. You can't send XRP to a Solana address. Some cryptos have their own little universe but can coexist with others, but for the most part every crypto will need its own address on its own network. Which your wallet can likely handle, but not necessarily. In sum: there are services that will take your crypto, convert it to a local currency, and send/deposit it to someone else. But no single crypto itself will do this.

SydZzZ

No one cares about SOL and XRP. That’s just pump and dump for big funds to make quick cash at retails expense. Only BTC and to some extent eth has value. Rest is all noise.

ma6ic

| Token | Jan 1 | Current | YTD | vs HYPE | | ----- | ------- | ------- | ------ | ------- | | HYPE | $25.44 | $35.99 | +41.5% | — | | XRP | $2.08 | $2.09 | +0.4% | -41.1% | | BTC | $87,520 | $66,696 | -23.8% | -65.3% | | ETH | $2,967 | $2,046 | -31.0% | -72.5% | | SOL | $124.52 | $80.83 | -35.1% | -76.6% | | HBAR | $0.268 | $0.163 | -39.2% | -80.7% | | TAO | $440.21 | $223.65 | -49.2% | -90.7% |

MTaijeron

XRP is dead dream.

JustStopppingBye

It means selling xrp for revenue is the only way Ripple were successful, not by success of the XRPL itself. The XRPL makes basically nothing in overall fees (no users). >It won't be exclusivity in the future of chains. Everyone working on interoperability. Just because something exists on their platform doesn’t mean it’s going to see meaningful usage. The chains that are already integrated, tested and actually being used at scale aren’t just going to get displaced because XRPL decided to join the party lol It really sounds like you have no idea what you’re talking about. Your whole argument boils down to pretending no one can identify strong Web3 companies because, supposedly, nobody could predict winners back in the dial-up/dotcom era lol You’re actually the short sighted one, who focuses on a single ghost town chain run by executives who care more about ripple shareholders than XRP holders.

TumbleweedSalt2504

"100% they can survive without XRPL, they cant survive without XRP though"  What?? Who tf cares about every little movements? Tell me when ALL hidden road volume goes else where. Then I'll have something to think about.   It won't be exclusivity in the future of chains. Everyone working on interoperability. Lots L2, L3 projects, too. You are seriously short-sighted n looking backwards, lol

Ill_Opportunity_419

solid list for someone just starting. BTC/ETH/XRP as your base is the right move. One thing I'd add - before you start buying, check where liquidity actually is. I use [Coinlobster](https://coinlobster.com/crypto) to see aggregated order books across exchanges. Helps avoid buying into a wall or getting caught in a liquidation cascade. Free for BTC

JustStopppingBye

This is an XRP talking point. You should actually read the article next time. > leverages existing compliance processes and supports multiple settlement options.

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Post is by: Current_Attention_92 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/RippleTalk/comments/1s854r7/news/ Institutional demand for XRP has been steadily increasing over the past 9 days, with whale investors raising their holdings by 1.09%. Between March 22 and March 30, the account balance of XRP whales increased from about 11.05 billion tokens, worth around $15.47 billion, to approximately 11.17 billion tokens, valued at $14.86 billion at the time of publication, according to Santiment metrics, News.Az reports, citing foreign media. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

JustStopppingBye

>Ripple cannot succeed without XRPL. 100% they can survive without XRPL, they cant survive without XRP though. [https://x.com/mikehiggins/status/2038667689044971757](https://x.com/mikehiggins/status/2038667689044971757) Why did hidden road/Prime integrate Hyperliquid before XRPL?

TumbleweedSalt2504

Ripple cannot succeed without XRPL. All their acquisitions are being worked on XRPL and XRPL needs to grow for Ripple to succeed. It's as simple as ABC.  You could argue XRPL doesn't need to use XRP.  But Ethereum also doesn't need to use ether for transactions other than tiny gas fees. Really hate repeating over n over 🤦 Ya, I have no idea about Chainlink because I can't pay attention to all "penny stock" cryptos, lol  I suppose there's no "Ripple" for Link, huh? Cuz that's what I meant. Buying the company/foundation that develops and controls project. But idk maybe there's none like that like Bitcoin.  According to you Chainlink can't even be compared to Layer 1 projects like XRP. So, wdym it's leagues ahead?, lol. It's not even a competition like Solana or Ethereum. Maybe that's why it's so tiny like a penny stock, lol.  And Sol and Ethereum use smart contracts that was great for memecoin business, but it's got its cons as well.  But tbh, all those are moot pts. Cuz I only care about the price appreciation.  So, keep being a blindly loyal maxie. If I think I could make money w Solana or Chainlink, I will jump ship in a heartbeat. Maxies are NOT investors. They are just clueless groupies basically

Own_Ad_5008

XRP MAGA  cult-coins

cousindupree

Buy $25k worth of XRP.

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Post is by: NoChance02 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1s7gi42/how_to_identify_if_xrp_or_ripple_is_a_scam/ **Evaluating XRP (Ripple) – Is It a Scam? And How Bitget Fits In** First off, a common misconception: XRP is often conflated with Ripple the company. Ripple develops payment tech, while XRP is the token used for liquidity on its network. Confusing the two fuels claims of scams, but the reality is nuanced. **1. Regulatory Context** Ripple Labs has been involved in a long-running SEC case over whether XRP is a security. This doesn’t automatically make it a scam—it’s more of a legal gray area. Investors should be aware that regulatory decisions could impact price and accessibility in certain regions. **2. Token Distribution & Transparency** * Ripple Labs controls roughly 50% of XRP supply. Centralization like this is unusual compared to fully decentralized projects, so price manipulation risk exists. * The XRP Ledger is open-source and public, meaning all transactions can be audited. **3. Adoption and Use Case** XRP is actively used by financial institutions for cross-border payments. This shows that it’s not purely speculative like some “pump-and-dump” tokens. Partnerships with banks give it a level of legitimacy. **4. Trading XRP on Bitget** If you’re looking to trade XRP safely, **Bitget** ranks among the top exchanges for liquidity and derivatives access. Here’s a simple comparison of a few popular exchanges for XRP trading: |**Exchange**|**Trading Fees**|**XRP Liquidity**|**Regulatory Note**| |:-|:-|:-|:-| |Binance|Low|Very High|Regulated in multiple jurisdictions| |Bitget|Competitive|High|Strong derivatives offering, international focus| |Coinbase|Medium|High|US-regulated, supports fiat on/off ramps| |Kraken|Medium|Medium|US-regulated, robust security| From what I’ve seen, Bitget offers a reliable trading interface, relatively low spreads, and good liquidity for XRP, making it suitable for both spot and derivatives traders. **5. Scam Checklist for XRP** * Guaranteed returns? XRP does not promise profits. * Anonymous team? Ripple Labs has known leadership. * No product? XRP is used in real payment networks. * Centralization? Half of the supply is Ripple-controlled—trade accordingly. * Regulatory issues? SEC case ongoing, watch developments. Bottom line: XRP itself isn’t a scam, but it carries regulatory and centralization risks. Using reputable exchanges like Bitget helps manage trading risk, while still allowing exposure to XRP and its derivatives. [Source](https://www.bitget.com/academy/is-xrp-or-ripple-a-scam-facts-vs-myths) *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

JustStopppingBye

>Ripple's acquisitions are great for XRPL. Ik you will again say it will do nothing for XRP. Idgaf. The market is an emotional animal. It goes up n down on rumors n sentiments.  Because it doesn’t…..and by calling it “speculation that could pump it,” you’re basically admitting that yourself. >XRPL the chain will succeed. How much? Idk. All I care atm is its growing n expanding. Through acquisitions or not.  Ripple will succeed, the public ledger may not. >Ripple might even buy Chainlink, who knows, lol. They got enough money to keep expanding.  You have no idea what you’re talking about. Chainlink isn’t some simple company you can just acquire and suddenly control; it’s a decentralized oracle network with independent node operators. The fact that you even cooked that statement up shows how clueless you are. Chainlink has built a real one of a kind product that basically has no real competitors. Their services are needed by every large blockchain (except Xrpl and ada because they’re ghost towns). Chainlink is leagues ahead of ripple. They couldn’t even build a real platform themselves, they had to acquire other companies with xrp sales revenue lol

TumbleweedSalt2504

Ripple's acquisitions are great for XRPL. Ik you will again say it will do nothing for XRP. Idgaf. The market is an emotional animal. It goes up n down on rumors n sentiments.  Regardless of what it means to XRP long-term (again, it's given at least it will be an interest-bearing assets)  XRPL the chain will succeed. How much? Idk. All I care atm is its growing n expanding.  The global financial market is HUGE and enough room for many players. And XRPL will be definitely has a place. Ripple might even buy Chainlink, who knows, lol. They got enough money to keep expanding.  I'm not painting a moonboy picture. They are equally crazy as people like you who think XRPL will just die n disappear.  My target $4 to $5 is definitely doable within next two years. An investor should be always willing to switch ships. I made a lot of money w Ford. And I don't even like Ford cars, lol.  Maxie is a cult. Just make money n be happy 

TumbleweedSalt2504

Lol. Ok. That's your winning argument? lol.  So XLM must be doing awesome! Let me check! 😂😂😂.  No real businesses, bud.  All "announcements", "partnerships", testing period, etc..  XLM, XRP, Link all down alongside Bitcoin.  Crypto is in the dial-up stage of the Internet. Who were some of grear internet companies of the dial-up era? America Online? Are they doing awesome now?  That's your whole argument, lol. "Some chains are doing more dial ups rn, lol.."  Just a plain low intelligence w mexie mentality.  I'll make my money n gone from XRP. I don't love or hate XRP. I'm just an investor. Not a maxie. These people who are married to one crypto and worship them are just crazy, lol

JustStopppingBye

>Name the biggest companies that use other chains heavily rn and declared not to use XRPL.  Literally western union. They don’t have to declare that they’re not using something, it doesn’t work that way but actions speak louder than words. https://ir.westernunion.com/news/archived-press-releases/press-release-details/2025/Western-Union-Announces-USDPT-Stablecoin-on-Solana-and-Digital-Asset-Network/default.aspx >WAIT A MINUTE!  Aren't you the one who said XRP fees are so low like 0.00002 or something when we were talking about gas fees of Ethereum? Now they are too expensive? 🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣 Did you read the article? Can you explain why there building on solana now? I thought XRP was “cheaper” or they just lying to you and you’re a gullible fool?

TumbleweedSalt2504

Name the biggest companies that use other chains heavily rn and declared not to use XRPL.  Seriously. Name them or just shut up.  NO REAL MAISTREAM ADOPTION at this point.  Whatever happens after the adoptions begin is ALL SPECULATION. Go back to early days of dotcoms. And see who are the big winners now? No one would've predicted current winners. All speculation at this point. WAIT A MINUTE!  Aren't you the one who said XRP fees are so low like 0.00002 or something when we were talking about gas fees of Ethereum? Now they are too expensive? 🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣 Omg, u are so special!🙈

DrGrungy

I read this and replaced ETH with XRP and it makes so much more sense! 😂

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Post is by: Ridge_Onyx and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1s6x5rj/this_is_my_current_portfolio_and_crypto_plan_2/ Bitcoin - 40% Eth - 15% Solana - 20% Chainlink -10 % Ondo -10% Rest are small allocations. I’m planning on owning 1000 coins of Algorand, HBAR, XLM, and ARB. I got my 3moonshot coins of 39000 staked Onyx, and 3000 Monad and 10000 stake VET. and small amounts of flare and Jasmy. I also own 100$ worth of XRP. I plan on adding mostly consistently to my top 5. NO HATE please. The purpose of my post if to seek feedback and learn as I’m only a few months into my crypto journey. The only alt I’m thinking of adding is Canton. Help out a brother in crypto! Let’s Grow Together!!!! *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*