XRP

Worried-Low4580

Umm sir, wtf do you think I’m projecting about defending a 200% return? Projecting I did well with the token… just like you and your DCAd XRP investment 😉

toniistheworst

4 years isnt long term. True long-term holding (10 years+) altcoins proved to be disappointing at best and catastrophic at worst so far. Not a single altcoin has managed to durably outperform Bitcoin in that timeframe. Some very, very few select altcoins are worth roughly the same amount of Bitcoin as 10 years ago (xrp for example), while the other 99,9% lost heavily against it. That's "the long term" historically. Now since you're asking for the next 4 years, you have to be aware that this is not a long period of time. Therefore, if you want to make money with this, you have to time your buy very well. Altcoins are extremely volatile and again, lose value against Bitcoin over a longer period of time. The question really isn't if, its when. A shitton of altcoins which were all the buzz back in 2021, are now down 90+%. That was more than 4 years ago. This is the situation most people are in, since the majority always buys when prices are high during hype phases. So what you have to do in order to be profitable until 2030, is to buy when everyone is capitulating and losing hope. Wait for XRP to drop under a dollar at the very least. Wait until the whole pump that started in November of 2024 gets recovered and then you can slowly start positioning yourself. Think about the max pain scenario, and buy in when everyone sells. If you just buy in anywhere, you're gonna have a hard time making any significant amount of money in just 4 years. Hope that helps. :)

28CentSoup

XRP

RetroGaming4

XRP? Just give me your money, I will kick in the balls and we can call it even? Seriously, stay away from that shitcoin. Do your homework. Bitcoin is the only ‘crypto’ to consider long term.

Emergency_Scheme_670

I did DCA. And XRP still hasn’t broken its price ATH in 9 years 😂😂😂😂😂😂😂😂. I’ve made great great money in crypto, but not thanks to XRP. Sorry if you’re in it, but I wouldn’t recommend it to most

ConsistentForce3611

Agree. For XRP to do what they think it will do…XRP’s market cap would have to be higher than the current crypto market cap.

Finansified

Before buying XRP for a long term hold, I’d suggest watching some of Plain Bagel’s older videos on crypto as an “investment.” He’s a CFA charterholder and does a good job explaining how crypto differs from traditional investable assets in terms of valuation and risk. The key thing to understand is that most crypto (including XRP) doesn’t generate cash flows and extremely volatile, so you’re primarily betting on future adoption and narrative, not intrinsic value in the traditional sense.

Legal-Net-4909

If you’re holding until 2030, you’re basically making a long term bet on regulation and real adoption. XRP isn’t a new project. It has survived multiple cycles and the SEC case, which says something about resilience. Ripple’s focus on cross border payments is clear, and if that narrative plays out at scale, that’s the bullish case. But there are real risks: First, regulatory uncertainty. Even with recent legal developments, global crypto regulation is still evolving. Second, adoption risk. The long term thesis depends on financial institutions actually using Ripple’s infrastructure in a meaningful way. Third, token supply dynamics. You should understand how XRP issuance and escrow releases work, because supply pressure matters a lot over long timeframes. Fourth, opportunity cost. Locking capital into one asset until 2030 means you might miss other sectors that outperform. Personally, I wouldn’t treat it as an all in play. If you believe in it, it probably makes more sense as part of a diversified portfolio. Before buying any coin for that long, I try to read a full breakdown of its history, tokenomics, risks, and past performance across cycles. There’s a pretty comprehensive overview on NIHONCASI that walks through XRP from fundamentals to major controversies. It’s not hype driven, just lays out the moving parts so you can decide for yourself. And as always, assume at some point it could drop hard. That mindset helps more than any price prediction.

piggleii

Why lmao? XRP at 4 is further from Tether than Tether is from Ethereum in market cap.

Glittering-Wave-6575

XRP will be king one day

tornavec

You really are a beginner if you think XRP is a cryptocurrency

ConsistentForce3611

Good time to buy. Another Bitcoin liquidation event today. XRP is in the $1.30’s right now https://preview.redd.it/zg8h7dbeo5lg1.jpeg?width=1179&format=pjpg&auto=webp&s=d83b07ea292e0f163803056cbe8fc3ae1595b07f

Aimeponi

XRP is the safe girl in school you chose to marry. Vanilla. Slight gains but won’t be anything crazy. So depends on your expectation & risk tolerance. BTC the wild one. Go big or go home. No real world use case has always put me off on BTC but I’ve made money on alts pretty well. ETH the middle ground-ish. All other coins a mixed bag. I personally look to real world use cases but to each their own really. Try not to ask for investing advice online man. Gotta build and do your own thing or you’d hate or blame in the long run.

No_Knee3385

Alcoholics buy XRP

Emergency_Scheme_670

XRP investor since 2017. My 2 cents: stick to bitcoin

28CentSoup

Damn everyone hating on XRP is crazy

defeater33

XRP being taken up by banks seems like a dream Being long term hold even bigger.

No_Knee3385

Can someone, anyone, explain why all new people are drawn to XRP???

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noviwu97

If they're still holding XRP, they have the reading comprehension of 5 years old anyway. If they see any article title with big corpo name alongside XRP mentioned, they'll start circlejerking that it's a partnership.

thistimelineisweird

AI isn't the reason people didn't buy Bitcoin at $5. AI isn't the reason why I bought XRP as low as $0.20, either. But if you think machine learning is a substitute for doing actual research, well, enjoy those red candles.  Anyway, I am still in the green and I dont need AI to summarize bad takes I can find on Reddit for free.

MtGloomy0420

$BTC, $SOL, $XRP one day, I really like $HBAR. $ADA as alternative to $BTC and $SOL. $LPT as outside project.

Zllimpat

No. No one is using XRP and no one will want to. Stable coins and ChainLink do everything XRP wants to except they’re better and already being used. XRP is just a meme that will eventually goto $0

Successful-Win-8035

Look, if you don't want to make money, that's your business. I'll stop talking. Clearly, you're happy with the bank taking three days to move your own cash and charging you thirty bucks for the privilege. I won't say another word about it. ...But honestly? You’re making a massive mistake walking away right now. I know you said you aren't interested, but you’re going to be fuming in three years when you see XRP hit numbers that make your head spin. You think the $3.60 high we saw earlier this year was a fluke? It wasn't. While you’re sitting there being grumpy, the biggest banks in Japan and the Middle East are literally rebuilding their entire systems on Ripple. You really want to be the guy who ignored the "Internet of Value" because he was in a bad mood? * The Lawsuits are OVER: The SEC lost. The "legal risk" is gone. * The ETFs are HERE: Wall Street is already buying it up for their retirement funds. * The Speed is UNREAL: While you're waiting for a wire transfer to clear, Ripple has already moved a billion dollars for less than the cost of a gumdrop. Go ahead, walk away. But don't come back to me in 2029 asking why nobody told you it was going to dominate. I’m trying to hand you a winning lottery ticket, and you’re swatting it out of my hand! So, are you actually going to listen to the strategy for the next three years, or are you just going to let everyone else get rich without you?

macetheface

My biggest holdings are in BTC and I think that's where everyone should be; I realized that very early on years ago. It's fine to also have some ETH and other shit coins but remember they're all shitcoins. ADA, SOL, XRP, whatever else you think is 'criminally undervalued' is still a shitcoin as far as the masses are concerned and will dump the 80-90% during bear.

Successful-Win-8035

Were just rolling out of the station. Next stop is way, way, up at the top peaks. I wanna buy XRP, dont you?

Successful-Win-8035

If youd like to know more about XRP, i can compile a list of links to research papers, and articles written by experts. Dont miss out!

JustStopppingBye

>Think of this as a digital dollar that stays at $1 XRP ai slop always talks to the audience like theyre 5 years old, but i guess thats who theyre trying to appeal to anyways.

quantum_burp

XRP is hated because its core holder base are completely delusional

jacd03

Yes, i used to be 80% BTC and 20% ETH, got excited and diversified to XRP and SOL last cycle, never again.

ZUU_Music

XRP is the same price it was 9 years ago...

ThreeTonChonker

XRP with their “swift replacement” bullshit.

Sea_Procedure_3471

While I see the fundamentals of BTC, I don’t hold.  I’m heavy in ETH, and SOL for utility and staking.  A little XRP, and Ondo on the side. The hate for XRP is wild, so of course I’m buying it on the low. 

Dependent_Ear_2676

So what, other than tethered coins like usdc does this impact ? What about BTC or XRP?

biba8163

- BTC is up ⬆️ +46% since its first ETF launched on January 2024 - ETH is down 🔻-42% since its first ETF launch in July 2024 - XRP is down 🔻-42% since its first ETF launch in November 2025 - LINK is down 🔻-30% since its first ETF launch in December 2025 - HBAR is down 🔻-52% since its first ETF launch in October 2025 - SOL is down 🔻-58% since its first ETF launch in October 2025 - LTC is down 🔻-52% since its first ETF launch in October 2025

CryptoguardInsight

Add more ETH, XRP, HBAR, XLM to your portfolio, add more positions and make sure you’re holding off the exchanges and backed up in a web3 ecosystem… if you’re holding a large chunk, consider setting up a Wyoming LLC that is crypto friendly… get more info and learn how to structure your position, click on the link and follow the Facebook page. [FACEBOOK LINK](https://www.facebook.com/share/1D7ZXNLcF3/?mibextid=wwXIfr)

cryptoples

Just stacking for now and throught the summer. Buying BTC, ETH, SOL, LINK, HBAR, ALGO and XRP. I have about 50% in btc and other half diversed between those others.

RussiaTerroristState

XRP (lol)

Legitimate-Mistake40

Whatever you do, do NOT put a penny into Bitcoin or Eth. You’ll be throwing your money away. With only $100, just choose the very BEST altcoin with highest use case, utility and future. Unfortunately with such little money, you can’t really diversify. Your best bet is throw all of into XRP, the ultra worldwide bridge asset.

L00PYLL0YD

XRP holder here. Aka clown.

TiredofyourBSyo

Eth BTC, SOL, XRP is the most, i was putting it in a few other alts, but now, thats it.

TumbleweedWorldly325

Yeah, XRP , I bought at under 30c- still HODLing. I like it because I can move real money without a bank and it is fast under 4 seconds. If I have to send cash to a family member, it is easy. Trouble is that it is weak on the smart contract side of things.FLARE gives XRP to EVM smart contracts. I like FLR -- a lot-- better than XRP

coinfeeds-bot

tldr; CME Group, the leading derivatives marketplace, announced plans to launch 24/7 trading for cryptocurrency futures and options starting May 29, 2026, pending regulatory review. This move aligns with the continuous nature of digital asset markets and addresses institutional demand for around-the-clock trading. The platform will include Bitcoin, Ether, Solana, and XRP, with a brief weekly maintenance window. This change aims to reduce weekend volatility and enhance competition with non-US platforms, solidifying crypto's role as a global asset class. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

ZUU_Music

Hahahahahaha this comparison absolutely sent me!!! Is this the type of shit those XRP guys actually say?

profanedivinity

XRP is the dumbest of all these dumb crypto scams. Their idea is to make a company in charge of all the XRP supply

TheRicFlairDrip

In most cases yes but XRP is supposed to be a commodity. Do you also refuse to fill petrol at the gas station because market cap of oil has breached a certain arbitrary threshold?

Ruzhyo04

Just stop holding XRP

CommonSensei-_

Whatever. XRP is second only to Bitcoin. Never sell. Future of finance. Best tech. It will never hit 1,000. But it will hit 100 You’re welcome.

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Post is by: SatoshiA0 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/RippleTalk/comments/1raio4e/xrps_strength_this_year_is_not_measured_in_price/ XRP’s strength this year “is not measured in price movement, but in the explosion of TradFi assets now seeking a home on its ledger.” according to Alexis Sirkia of Yellow Network in Korea IT Times News. [https://www.koreaittimes.com/news/articleView.html?idxno=151047](https://www.koreaittimes.com/news/articleView.html?idxno=151047) *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Nervous_Hurry_9920

Please explain to me why you think a small budget is the problem.  The percentages are the percentages. A 10% gain is a 10% gain, whether you put in one, 100, or a million bucks. Same for a 10% loss. Do you really think putting in more money will magically cause the trades to work?  I could see it if you were thinking about trading futures or something.  If you asked "Should I dedicate $1700 to micro XRP futures, I have only been doing $200 at a time but am consistently losing money" I might answer have you tried shorting XRP? But if you're just buying and selling coins, get the dollar amount out of your head.

Taraih

You cant persuade the same morons on reddit that keep posting this FUD. Truth is since the previous bear market lows XRP was one of the best performers in the top20 category.

woolharbor

You only need 10 XRP to be a millionaire, but an XRP address literally costs 20 XRP, so you need 30 XRP to hold 10 XRP.

Brilliant-Prior6924

I used to follow XRP a lot back in the day. Are people still thinking this will be adopted for moneygram and western union?

ytzy

i hold some XRP but the sub is trash , and so are 99% of the XRP videos lol . ( its like who the fuck is even going to belivesome of the trash they are saying ) BUT you could buy at under 1 buck like 2 weeks ago , ithink its a good buy , get 10k forget it for 3 to 4 years. I dont see it going down under 1 buck again soon so i have nothing to loose .

Queasy-Improvement29

Looking at the XRP all-time chart - again. Yep. still looks like rubbish. Good for early "investors" but the rest of it? meh.

No-Breakfast-8154

People act like XRP is going away. In 10 years it’s still going to be in the top 4

HSuke

That was the one case rhe SEC shouldn't have dropped. It's a security owned ny Ripple. They control far too much of it and control the XRPL network dUNL validators. Ripple even unilaterally decided to take out more XRP to buy Trump influence without any community input. It's a security.

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Post is by: obolli and the url/text [ ](https://goo.gl/GP6ppk)is: https://wangr.com/watch/0x74da055d4ccf9dca3f15789c603e1a88a1d2d81f One of the whales I've been following has entered a long position of 800 BTC yesterday. He or she added another 75 BTC just now. This whale didn't start out as one, started with 90k last november. Traded himself up to nearly 9 Million last week. Modest sizes at first with modest wins, but consistently. Most of his Profit came from Bitcoin shorts, his stop losses are super tight. If he loses > 0.5% a trade and then closes. Even with huge million dollar positions now, he closes positions at 1k, 2k losses quickly with a few exceptions. Biggest Losses: Bitcoin Long: 145k, several Bitcoin Longs got closed around at a 20k loss, 1 GOLD at 20k too, other than that 1k-2k at most. His positions are almost perfectly balanced Traded Bitcoin long 40 times, Short 39 times. Long PnL: -200k, Short PnL: 3.2 Million. ETH Short twice. Long once. XRP Long once. Short once. Also traded gold and silver. 1 Short 1 Long. His stop losses were really tight. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

TheRicFlairDrip

this post has less meaning than XRP

SirBankz

Bitcoin is the only crypto that is consistent. The whole world follows it and makes sure that it keeps its integrity. Though a few ones like ETH, SOL and XRP are also okay. Beyond these ones, I will advise you to let go of some tokens you have. Many were crested to get people money then disappear. So, sell it and buy Bitcoin or any of those ones mentioned above. In fact, just go for BTC.

CrabValuable9221

holding XRP now like its its another bed time story

PrestigiousAd9825

I mean hate all you want I’ve made more money on XRP than any other token (I bought it all in 2022 when everyone thought the SEC was gonna kill it and knew I’d sell in Q4 ‘25 because you’d have to be an idiot to think supercycles are real)

glasser999

XRP is the best performing asset I've ever had lol. Bought a fuckload of it when it was $0.30. Sold 75% when it hit $3. Used the money to buy a house and car. It just seemed like such obvious upside, if you weren't an idiot. Hmmm...a coin that's been embroiled in SEC lawsuits, removed from all major exchanges, and missed out on the 20-21 bullrun since retail couldn't buy it...yet remained in the top 10 coins the whole time. Seethe pussy

samsimon123

Facts: 1. without XRP Ripple is not profitable, Ripple relies only on XRP dumps. 2. Thus after over 14 years, Ripple launched their stable coin, not believing in XRP, because no one for real is using it. 3. XLM can do what XRP can, and properly linked USDC, PYUSD can do what XRP can... 4. Ripple would stop dumping XRP, if for real it was useful! They would have real products and services.

R4ID

And yet Inversing the sub and their incorrect information regarding XRP would of gave you one of the highest possible ROI's

juicytootnotfruit

I know a guy who screamed in my face calling me a complete dumbass if I didn't buy XRP. Then in the same breath I'm trying to make you rich!. I'm not educated enough to care about crypto. I'll stick to land and mutual funds/ETFs. Good luck with the crypto everyone.

liquid_at

XRP: good idea, but no adoption. Unless they find active use, it won't go anywhere. I understand that XLM and HBAR are also aiming at inter-bank transfers, but I know too little about them to know if either of them has a realistic chance for adoption. In a way it is like guessing which arms manufacturer will get the government contract. I do not know enough about that topic to place my bets here. Out of the 3, I only bought XRP because I was betting on price-appreciation after the SEC trial was over. SHIB... Well that's one of the most sophisticated and well planned professional syphoning mechanisms that allows the large scale extraction of retail investor money without actually rugging it. Money well spent on Advertisement, Bot-Networks and Psychologists, perfectly designed to fool people. Why would anyone waste money on development or adoption, when all they have to take is a well orchestrated pump&dump that directly benefits the owners? Shib network... Shib, Bone, Leash... Worthless tokens with no use, that got pushed onto hyped retail investors with the promise of future uses, that never came. They have no morals and are the scum of the earth, but I do admire their craftsmanship. One of the best designed scams I have seen in all of crpyto.

DontImplantThechip

What you think about, XRP, XLM, HBAR, and SHIB ?

ynnubyzzuf

XRP is such a fucking joke. I'm so glad to have just made a few dollars after holding that bullshit for 8 years and selling during that little spike

Icy_Key19

I look cute though with my 2017 XRP

astrawberryandakiwi

Input $100 into XRP a while back. It’s not worth $38 lmao

NewcastlePLchamps

I get why XRP/Ripple got hate in the early days of crypto. The whole point of crypto in those days was to replace the banking sector. While Ripple was trying to integrate blockchain into traditional finance. However, given how much the industry has shifted towards targeting institutional adoption, it’s weird how the perception of XRP/Ripple has remained largely the same. Ripple’s Chief Legal Officer is one of a handful of crypto representatives in a closed door meeting with banking representatives discussing crypto legislation as I type this. That certainly seems like progress towards what Ripple has consistently been targeting since the beginning. I’m not claiming that XRP will go to $1,000+ or even $100+, but XRP appears to be in one of the best positions in the industry to actually capitalize on institutional adoption.

jsands7

My… and this isn’t a joke… my staples delivery guy that comes into my office once a month WILL NOT STOP TALKING about the entire world economy moving to XRP. and I’m pretty sure he cashed out his entire 401k and put it into XRP, and I bought like $1000 of an XRP ETF just to get him to leave

erjo5055

XRP people are the only ones who truly do not understand market cap and I don't get it

MrNiMo

10 XRP? Lol, that's a gamble i can take 😆

zeus-indy

Xrp is the only crypto I see random dudes driving jeeps front. Like they were hats or their license plate is something XRP related

R4ID

Yeah, I doubt you'd be interested in learning anything so better stay away from the XRP chats lol

Brilliant-Pomelo-982

The amount of YouTubers pumping XRP is astounding. I can’t believe people fall for that nonsense.

HSuke

Depends on the sub. The Ethereum, Cardano, and Hedera subs are grounded. Unlike the XRP sub, they don't censor constructive criticism about the protocol and tech stack.

Kashik

Haha damn. Sounds like the brother of a good friend. I think he was up 100k with XRP for a while but insisted he'll be a billionaire soon and held.

PickleBall_Bandit

Omg this is my mom… that last one… do you know how many times I’ve had to hear about owning at least 10 XRP! How may freaking reels I’ve been sent because of that ish! Haha 🤣

Mindless-Aardvark-14

Very true, as a fellow crypto degenerate I will be continuing to hold all of my bags including XRP until either I die of natural causes or my children murder me for the inheritance.

HSuke

I've been tagging/flairing obvious Ripple maxis whenever there is a large XRP thread. I give them a very specific color so that they're easily spotable. Almost none of them return to this sub. There are 2-3 regulars, but the others all disappear after a week. Maybe they're all sockpuppet accounts. Or maybe they're bridgading because someone linked the post. They're coming from elsewhere.

Killdebrant

I sold my bitcoin for XRP in 2012

mylospykar

So now we’re comparing XRP to BTC chart?

ktaktb

..... If I am doing 1B in overnight transfers... then the price shift downward in xrp is exposing me to a loss.  1B USD in USD is 1B USD. 1B USD in XRP is 1B USD. Your risk is the same whether the 1B is divided up into 1 USD or .00008 Hedera...  I cannot comprehend how you thought up your reply You should really revisit the basics of accounting, finance, investing, and math brother

partymsl

It always so funny to see paid XRP shill articles because they only have funny orice targets like $100 lol

hoppeeness

I mean XRP isn’t a dollar…way cheaper. Hedera is $0.0008 per transaction. Clarity act will make everything have to be public most likely

DrCrazyCurious

I mean, yeah all of those statements *are* clown shit. All totally fair criticisms... of XRP *people*, not XRP *itself*. Look at its All Time chart. I started stacking XRP (and BTC and others) in 2021 and despite the recent plummet my XRP bag is still up 130% I still think it's a solid investment even if many XRP fans are clowns for posting "*I bought $10 of XRP wen lambo??*" https://i.redd.it/ol4w5ea6qhkg1.gif

JustStopppingBye

The XRP community in a nutshell.

mortal_douchebag

Buying 10 XRP right now!

hoppeeness

I get why something like Hedera would be more appetizing because of fixed costs and cheap…but also isn’t XRP pretty flat rate and cheap?

GabeSter

They continuously parrot the statement that the entire global economy will be on XRP and when it does XRP will have essentially unlimited marketcap... Because the global economy will be ran on XRP.

Rhinoseri0us

Lmao, I didn’t like XRP at $.03, I didn’t like it at $.30 and I for sure wasn’t gonna be buying at $3.00.

greenglobones

Lmao this guy really be suggesting XRP

Mindless-Aardvark-14

For every one of you there’s 5 people down 50% or more. Not commenting on the validity of XRP, just stating you’re in the minority of holders.

hoppeeness

So what do you think they will end up using? Or is it just too soon and banks being behind. They didn’t care last year but now for clarity all of a sudden they are worried about crypto. Could it just be them dragging their feet and not XRP itself? Don’t have any XRP so no horse in the race.

OptimalPlantIntoRock

Same fake story for almost 10 years now. “XRP is about to be the SWIFT payments layer” 🤡

Spyrothedragon9972

Cue the "XRP schizo" memes from 7 years ago.

RamoneBolivarSanchez

XRP and HEX guaranteed to turn your IQ into the negative realm