XRP

Excellent-Advice-948

The most useful thing I can give you is a reframe, not a coin pick: if this is retirement money, crypto shouldn't be the base of it. The commenter who said "total-market index fund as the core, then maybe 5% crypto if you want" is giving you the genuinely sound answer. Retirement savings concentrated in crypto — and especially in one alt — is a big risk, because the whole thing can halve or worse and stay down for years. A few gentle corrections: - BTC "no real-world use" — its use case is being scarce, hard-to-seize digital money / a store of value. You can doubt it'll work, but "no use" isn't the argument. - ETH "outdated" — it's still the largest smart-contract platform by a wide margin; "outdated" isn't really accurate. - XRP a "scam" — it's not a scam, it's a real, large project. The risk isn't that it's fake; it's that you're concentrated in a single alt whose price runs on legal/narrative catalysts. That's a speculative bet, not a retirement foundation. The tell is in your own message: "I don't understand this field enough to know what to invest in long term." That's not a knock — it's exactly the reason to keep the speculative part small and diversified and put the base in boring index funds. If you can't confidently evaluate an asset, your retirement shouldn't be concentrated in it. I won't tell you to dump or hold XRP — that's market timing, and nobody knows. But decide a target: what % of your total retirement do you actually want in crypto? (People who think it through usually land around 5-10%.) If XRP is way above that, rebalance gradually toward the target rather than making one big emotional buy or sell. Not financial advice — but "index-fund base, small diversified crypto slice, don't concentrate retirement in one coin you can't evaluate" is the boring answer that ages well.

Basic-Initiative-298

Not really, it just introduces more volatility to the stock market and more work for the SEC and anti-fraud regulators. Tbh it also kills 99% of tokens because why the fuck would anyone buy XRP when they could buy a company that's audited, has real traders rather than a bunch of bots dumping whenever the token drops 1%, real operations that employ people, pay dividends, etc? Crypto is dead and it's only use case is transferring funds across borders when you live in a country with untrustworthy banks.

biggest_guru_in_town

All memecoins have community because without community they are as good as dead. Spx6900 without a doubt has a community with a strong conviction. We can all see that. There are a lot of fucked up things in the world. Tradfi is no stranger to market manipulation. I symapthize and agree on that especially trump and his bullshit. Mr.Elongated muskiness aka discount Nazi Pol Pot and his space eXcrement IPO is another fine example..but we have to be realistic and pragmatic here... my goal is not to be rich with bitcoin.its to protect my equity against inflation and have a low risk return on investment however modest over time. My country's currency is dogshit you see and bitcoin is accessible and has been the answer I should have been looking for years ago as a small time investor. I trust it like a digital savings account. Every month I put in 25 usd at any price and I just forget about it I started crypto in may 2025. I was at first trading with spot bots..then the market crashed. Fucked away 100 usdt in doge,Eth,XRP. I noticed only bitcoin being the only one that wasn't bleeding so red. I made the decision to research bitcoin study it's price performance of over a decade and learned why it was a store of value and why it's so valued. Ever since, I became a bitcoin maximalist basically...because I got screwed over by other coins and I was trading,not investing. Abd I wasn't even doing leverage, it was just sideways trading with spot bots. That got fucked, the bots started bagholding for almost a year abd I said fuck it. Fast forward now I feel much better just buying and holding bitcoin and take a giant piss on anything called altcoin,futures,leverage,memes or other speculative hopiums. The argument that Bitcoin has "sold out" because of the emergence of institutional products like ETFs and corporate holdings is a classic example of a false dichotomy. Just because bitcoin is being integrated by tradfi doesn't mean it's fucked. Bitcoin’s still decentralized and permissionless, regardless of whether a hedge fund or a retail investor holds it through an ETF or how many fat cats on Wall Street bought it. The existence of regulated investment schemes does not change the underlying code or the ability of individuals like you and me to self-custody it...Because if that's the case what would stop spx6900 from eventually getting an ETF and being exposed to the world the same damn way? Your argument there doesn't hold up. In fact it would have the opposite effect since you want liquidity right? I think bitcoin got help from being exposed and still is not captured and compromised by the powers that be. Everyone is aware of bitcoin and saw its performance. Everyone wants to be part of it. That's liquidity. There are legit benefits that institutional-grade accessibility provides, such as increased liquidity, legitimacy as an asset class, and easier integration into retirement or pension funds. Spx 6900 can grow too if you wanna talk cyberphunk but it will take decades...and let's be real.. Bitcoin would be more cyberphunk then since it is has cryptographic security, privacy, and peer-to-peer utility...none of which are inherent to a memecoin like spx6900. Nobody is the CEO of bitcoin. Bitcpin doesn't care if Michael Saylor fucks his investors and sold everything. Neither will it care about BlackRock.l etc. Bitcoin is simply bitcoin and it doesn't need a stockpile of memes and religious zeal to see why it's the top coin in crypto. There's no second best.

Mr_fusi0n

Wait until you see XRP

mrjune2040

No- because the vast majority of people use Brave without earning Brave rewards (those opting into watch ads), the main advertising spend is the splash ads on every Brave browser. So the ad dollars going into the platform are magnitudes more than is earnt through the rewards program, so just like other browsers the bulk of ad revenue goes directly to Brave the software company. The loop isn’t closed, there is no finite supply/demand to the model that benefits token holders in the long-term. It’s a bit like Ripple and XRP, B2B and banks can use their ledgers without buying XRP, the better play if you believe in these companies is equity in the company- not the reward token that’s optional within it’s financial model.

jawni

yeesh, terrible name unless you're not trying to make people instantly associate with XRP/Ripple.

AutoModerator

Post is by: normie_gaurav and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1uyr6ky/the_most_important_crypto_event_this_quarter_isnt/ At 10 AM ET today, the House Financial Services Committee's Subcommittee on Digital Assets is holding a field hearing in New York titled "Building the Future of Finance: How the CLARITY Act Unlocks Innovation." A field hearing cannot pass anything. The choice of venue (Wall Street), timing (exactly one year after the House first passed the bill 294 to 134), and framing (jobs and innovation) is a deliberate closing argument at the exact moment the bill's 2026 fate hangs in the balance. Quick refresher on what the bill actually does: \- Draws the jurisdictional line between the SEC and CFTC that the industry has fought over for years \- Sufficiently decentralized tokens become CFTC commodities in the spot market \- Assets with securities characteristics stay with the SEC \- Bitcoin, Ethereum, and XRP were already classified as commodities via joint SEC-CFTC interpretation in March 2026, but that is an executive interpretation and reversible with the next administration. CLARITY converts it to federal law and makes it permanent. Where it actually stands (this is the part that doesn't get enough coverage): \- Passed the House on July 17, 2025, by 294 to 134 \- Advanced Senate Banking Committee on May 14, 2026, by 15 to 9 (all 13 Republicans plus Ruben Gallego and Angela Alsobrooks, both with caveats) \- Sits on the Senate Legislative Calendar as Calendar No. 423 since June 1 \- Needs about 7 Democratic votes to clear the 60-vote cloture threshold \- Three unresolved fights: ethics language covering officials with crypto exposure, Section 604 developer-protection provisions (which nearly broke the Coinbase-led industry coalition in June), and a stablecoin yield dispute What the odds are actually doing: \- Polymarket had 2026 passage priced above 70% earlier this year, sits near 43% today per multiple sources \- Galaxy Research cut its 2026 passage estimate from 75% to 60% on June 5, citing Senate calendar constraints \- JPMorgan and Stifel have both published notes about the narrowing legislative window \- Senate August recess begins August 7. If the bill doesn't clear the floor by then, the realistic remaining path is a lame-duck session or restarting in 2027 with unknown congressional composition. What I keep coming back to: the market has stopped pricing this. Traders moved on to Fed policy and macro headlines. But CLARITY is the single largest structural variable in US crypto for the next decade. Whether US-domiciled firms have permanent regulatory clarity or continue operating under reversible interpretation gets decided in the next 21 days. The honest counter-argument: field hearings are theater. They can showcase support but they can't move a single Democratic senator who wasn't already going to vote yes. The bill lives or dies on the ethics language negotiations happening off-camera. The New York event is the closing argument, not the deciding vote. Curious how this sub is thinking about it. Is the odds collapse from 70 to 43 percent a rational repricing of a bill that was always more fragile than the industry admitted, or a mispricing driven by short-term calendar frustration? And does anyone here actually think the ethics provision fight is a fixable technicality rather than a hard block? Not a prediction. Not investment advice. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

JustStopppingBye

I would keep the tokens that have a strong connection to institutional adoption and tokenization, such as ONDO (governance token), HBAR, Chainlink, and Solana. Personally, I don’t like XRP and I would never buy it, but that doesn’t mean number wont go up. I think a lot of the claims made by the XRP community are heavily exaggerated. At the end of the day, XRP is primarily a gas token, and transaction fees are extremely small around 0.00001 XRP per transaction. I would consider replacing XRP with ETH.

Traditional_Most105

PROMPT - Wayfinder and future use of ai agents maybe ? ONDO - recent news about tokenization but questionable use of their coin TRAC - i found it useful in the future of AI info getting messed up and TRAC could be useful for verification of AI data RENDER - The case of maybe hollywood studios, small studios or independent artists using the tokens to use cloud to edit, create art, maybe movies, etc instead of owning equipment that costs maybe more than they can spend on? HBAR - it's token can be used if adopted but yeah news about enterprises adoption of hbar isn't out there but maybe it will be useful in the future? who knows. For the rest of stuff i have like PEPE and SPX6900 bought them just for the rush of it maybe going viral although i know the risks.. HONEY i bought it before researching more and sold half of what i bought although i don't mind keeping it there MON i bought it because it's small and it has a huge upside if later on gets adopted more XRP for the hype of it to be honest SUI as another layer 1 maybe.. So most of my choices i did was based fomo, some research, what people were talking about, based on their price. Not all of them like fomo, research, people talking and price are for each one of them... I know i have to do more research on each one of them and that's why i asked in here for people's opinions. Am not against any opinion in here if they are constructive, have points and answer with facts.

Traditional_Most105

First of all thank you for answering like this. Every comment in here is either negative or non what i asked. I will consider your advice. What do you think about these: PROMPT - Wayfinder and future use of ai agents maybe ? ONDO - recent news about tokenization but questionable use of their coin TRAC - i found it useful in the future of AI info getting messed up and TRAC could be useful for verification of AI data RENDER - The case of maybe hollywood studios, small studios or independent artists using the tokens to use cloud to edit, create art, maybe movies, etc instead of owning equipment that costs maybe more than they can spend on? HBAR - it's token can be used if adopted but yeah news about enterprises adoption of hbar isn't out there but maybe it will be useful in the future? who knows. For the rest of stuff i have like PEPE and SPX6900 bought them just for the rush of it maybe going viral although i know the risks.. HONEY i bought it before researching more and sold half of what i bought although i don't mind keeping it there MON i bought it because it's small and it has a huge upside if later on gets adopted more XRP for the hype of it to be honest

amplidud

So I am not the person you responded to and I am not familiar with most of these. But I can speak on generalities and an example from your list. Many of these companies will tell you they are going to be super important to [insert thing] and they have very important business partnerships. These are often WAYYYYY over sold compared to what the company actually does. I would look very closely at claims these companies are making and get a counter argument from someone who is not getting paid to promote them. You also cant trust AI jere because its often just reporting what the company says or what popular online sentiment is. Neither of which needs to reflect reality. The second is even if the company achieves its ultimate goal in whatever sector, that does not mean price of the token has to or should be expected to go up. An example here is XRP. Its essentially a token that is supposed to be ised for payments between banks. Even if every bank is using this for every transaction there is no specific reason number should go up. And if number does go up ripple (the parent company) is sitting on ~40 BILLION tokens that they could start selling whenever they want. If it does run up you are trusting a company to not fuck you over for a massive profit. I would not take that bet…

Sad-Struggle7797

I think narratives are useful as a starting point, but they only matter if real adoption follows. Calling XRP the "global payments" asset is easy, same as talking about XORA. Getting banks, payment companies, and businesses to consistently use it at scale is the part that ultimately determines whether that narrative sticks.

Visual-Address-7354

I was shorting LTC from $66, close short. Now looking at going long if we break out from iH&S. This is just one of the setup's I'm waiting to see if it breaks out. Also have a Link and XRP trade on (long). I do not think this is the bottom for the crypto market (though could be) I think theres still one more leg down, BTC around 40-45K. I think 40% chance we have bottomed, and 60% chance this is just a rally. Hence currently looking at longs. https://preview.redd.it/tmrocr8x2fdh1.png?width=3610&format=png&auto=webp&s=858925f7a9cb2c0413b8f427dbc1d40e72442644

GrandMasterFlushMush

My top three our BTC, XRP, and ETH

musicbuffer

Diversity is your friend. Hard to say without knowing your goals and other standard financial details but I'd diversify over multiple asset classes not just crypto. Just my 2 cents. If you do alts XRP and SOL seem to be the main ones proven to survive bear markets.

Top_Bluejay_9483

Positioning, risk managment and aggressive profit taking and macro narratives and for the love of all that trades remember "IF XRP is going to $100 you can buy it at $10 and still 10x your money. But a 70% drop from all in at $1 and you will never recover".

usrname_chex_out

My friend told me about it, unfortunately for him, 7 years later he still doesn’t have any and has only lost money in crypto by buying XRP on 100x leverage.

Any_South_6437

I'm new to all of this and don't know your work, but you are clearly a well known figure in the space, and I believe that you truly have the best of intentions for bitcoin. I have great respect for you for having the patience to help me understand bitcoin better, even if there's not much for you to gain from doing so. with that said, I'm really not much the wiser after all of this, but I'll keep trying to educate myself more on the matter. you really are doing valuable work for bitcoin, but unfortunately, it feels like the other core supporters are actively trying to sabotage your hard work by pushing away people that ask any questions on any of these issues. I have been called an idiot, stupid, moron, and many other names throughout my research, all of who were core supporters. it does hurt a bit, because you start to believe it when you hear you have to hear it throughout the day. but I have learned something new today, and that is, that maybe it's not the money that matters in life. Fiat, silver, gold, bitcoin, ETH, XRP, pearls, diamonds, pokemon cards, maybe these are all just stupid games that we have been all made to believe that we have to play in order to preserve our wealth against inflation. maybe the answer lies elsewhere, and we have all been looking in the wrong place...

Peach_Lover_101

My "all time" is break even only due to selling MANA at the top (80x, my only real successful crypto trade). Should have sold everything back then. round tripped the rest of the pile twice like a retard. though if you held about half of your stash in ETH and BTC you shouldn't look as bad as that. The Coinbase bag is mostly dinosaurs: BTC, ETH, LINK, XRP, XLM, ADA, HBAR. Got more adventurous plays on Kraken and Coinbase wallet which honestly, I'm afraid to even look at.

Competitive_Effort88

Sitting around waitiing XRP to blow up isn't a better hobby.

HSuke

1. XRP != XRP Ledger 2. I highly doubt it, and even Ripple doubts it

saucemanhorse

I think these narratives only matter if projects actually deliver on them. It's one thing to say XRP is for global payments, but it's more interesting when you see apps on XRPL exploring real financial use cases. That's why projects like XORA caught my attention not because of the hype, but because they're experimenting with what holding XRP can actually do beyond just waiting for the price to move.

Junglebook3

We've heard talk of XRP becoming the center of global payments for close to a decade. Can you think of successful software that had hype going for a decade without adoption, that then gained adoption? It's not happening. Large holders are keeping the narrative alive so they can dump on naive retail.

magic-karma

Shares is typically used to indicate equity or ownership. XRP is token. It’s more like a license than equity. Shares would be in Ripple, the issuer of XRP who run the XRPL (ledger). Ripple mints an outstanding amount of token every month. It is not a decentralized platform design. It was hyped to be a replacement for SWIFT. SWIFT has recently announced their own blockchain (it is not using XRP) and the banks signed on to use SWIFTs blockchain are much more impressive than what Ripple has put together. Use your impressions over my own.

idliketoseethat

XRP is cryptocurrency it doesn't trade in "shares".

ElephantEarTag

Your holding SOL, the king of rug pulls, and your worried that XRP is a scam? My dude, divorce yourself from alts and stack BTC like it's gold.

Xennenial

So when you bought XRP did you actually know what the utility of the token (most importantly the lack thereof) was? You should probably research that. It takes a few seconds to ask AI so you understand what your are investing in first. You clearly didn't do any due diligence to learn about what you are actually investing in before buying. The same goes for nearly every retail investor who is dumb enough to buy XRP.

Competitive_Swan_755

Dude thinks the has "shares" of XRP.

kitchenhack3r

It sounds like he’s been listening to XRP shills and hasn’t noticed that Robinhood is using the EVM and stablecoins are being built on EVM.

UKGonzo

I'm thinking of sticking a few XRP on FortisX. Not financial advice or anything but liquidity pools offer some good APR APY with no lock up periods required. I'm holding out for a few more reviews and user experiences before I take the jump.

SkyEnvironmental7746

Fassets go look at current XRP on network being used for defi. over 150M. FBTC coming. When that happens price will mature the network. I can’t sit here and explain everything it’s to much. But on top of RWA real world assets and being attached to FBTC and FXRP TVL will shoot Flare above $0.15-$0.30 by 2030

dataCollector42069

made much more than $20k shorting MSTR and even more from holding stocks. I don't know why crypto has so many fan boys other than the fact its people putting $50 on XRP thinking they will buy a lambo

Quick-Scientist-3187

Same, 401k, Roth IRA & pension BUT I need more tho so I have a few investments. 20+yrs in Fintech (not XRP)🤣

Intelligent-Tale-596

Why is XRP any different from other crypto coins and stock

HSuke

XRP has been RIP for many years. Ripple has abandoned it in favor of stablecoins, and all they're doing is slowly dumping it on retail.

Romanizer

It's their own ledger, the XRP vector was only that a test was done on a similar technology in some parts.

ChicksX

I don’t think it’s RIP XRP or a guaranteed XRP win. Looks more like banks testing multiple rails before deciding what actually works for compliance, settlement, liquidity, and integration. The important part is whether any of these pilots turn into real recurring volume, not just headlines.

Timely-Shelter-9201

Stumbled on these new BYDFi events and they look really worth it! You can trade and bring friends in this July to share 7,000 XRP together, plus there’s the Green Pitch Finals with a huge $400,000 prize pool waiting. I like how they make promos that even small traders can actually take part in. I’ve never had issues with payouts or process here before. Definitely setting aside time to join both!

wgcole01

SWIFT news: RIP XRP or XRP POC?

itotron

What could stop it is just another coin. Ethereum or XRP could replace Bitcoin.

Striking_Policy9252

Selling nearly 3,600 BTC is no small decision — definitely one of the biggest stories of the month! For anyone navigating the volatility this brings, BYDFi has you covered. They’re running two great events right now: split 7,000 XRP via their July referral perks, or go for the $400,000 prize pool in the Green Pitch Finals!

PomegranatePure208

This is such a big shift — even the most committed BTC holders have to balance long-term strategy with short-term obligations sometimes! Whether you see this as a necessary move or a surprise twist, it’s definitely shaking up market sentiment. If you’re trading through all this news, BYDFi is a solid, reliable platform to use. Don’t miss their July referral campaign where you can trade and share 7,000 XRP, plus the Green Pitch Finals are live with a huge $400,000 prize pool up for grabs!

Efficient_Ice_1001

Swift is a just a cooperative for banks and has a €1.1 billion operating revenue, €1 billion in operating cost, thus only around ~€100 million total profit yearly. XRP has $70 billion marketcap and Chainlink has $5 billion marketcap. These two groups have been fighting with the narratives that XRP is going to replace Swift and LINK is going to be adopted by Swift for almost a decade now. None of this will happen but completely irrelevant if it ever did. Swift is essentially a non-profit and makes no money and there is no money to be made by this for these cryptos with massive marketcaps -- it's all just hype.

MinimalGravitas

> XRP is a joke I used to think it was quite funny, but I've come to realize their marketing and shilling targets the vulnerable, gullible, low-information, low-resource parts of society, and that is evil, not amusing. Go and check on subs like qanoncasualties, where people talk about having lost the relationships with family members or friends as they watched them get sucked into the conspiracy propaganda pumped out by the American psychopaths like Steve Bannon and Kremlin active measures campaigns. As the victims become entranced by stories of adrenochrome harvesting, vaccine paranoia, climate change denial, and 'the great replacement' idiocy, it is quite shocking how many of the stories also mention these suckers getting into XRP. I've searched all the popular coins/chains and XRP is part of these stories far more than every other crypto combined. That seems extremely unlikely to be a coincidence, it seems far more plausible instead that these people are being marketed to specifically because they have shown themselves to be gullible to other nonsense. If you target the vulnerable then you are scum. It might not be illegal, but presumably only because a little empathy towards the vulnerable should be a basic tenet of being a social mammal. Rats will save another trapped rat at the expense of food for themselves; Bonobos share limited food with complete strangers; Wolves protect and bring food for injured and elderly pack members; Gorillas will adopt unrelated orphan young; even fucking vampire bats will regurgitate blood for others who are ill or injured and so can't hunt. So yea, XRP shills are morally below rats and vampire bats.

OceanPassion66

So when the old 52 y/o system updates to 3 seconds instead of 3 days and the price jumps up high in order to facilitate $Trillions of conversions daily.. will you guys still keep posting in this scam thread or be too embarrassed ? 🤣 It’s the new global currency needed for a level playing field of all countries and the infrastructure is in place simply waiting on regulations. You guys will miss the largest wealth transfer in human history when $Trillions simply shift to 3 second settlements of conversions and tokenization settlements of $Trillions daily. I know I’m wasting my time, most in here are paid fudsters or newbies that aren’t doing DD. If you did DD you’d understand that 3 seconds for a penny beats 3 days for dollars. XRP cannot be frozen or retracted by countries, stable coins can. Stable coins cannot build value in them such as global money conversions and $Trillions of tokenization value. You think they’re just going to skip $Trillions of value of genius designed infrastructure? 75 Global licenses to move money but won’t use XRP? 🤣

JarrettR

Utility coin and XRP in the same sentence lol The only utility XRP has is making ripple rich by dumping it on xrp cultists

HSuke

Last time you were shilling $40 XRP. Now you're 100x-ing down. These BlockNow authors are stupid AF

smallfishtradingbig

This looks bearish for both XRP and Chainlink. Swift already has one of the world’s largest and most trusted financial networks. Much of Chainlink’s valuation thesis is based on an expectation that institutions will need its services. If Swift didn’t have the network that it does, then I could see a good use for Chainlink…

JustStopppingBye

>This is actually quite bearish if you hold utility coins like XRP. XRP is a gas token for shit chain with no users. The only reason for a bank to use a public chain is to gain access to more liquidity. But Chains like the Swift ledger will never connect to XRPL without a chainlink integration first.

cryptolipto

It’s bullish chainlink. Chainlink is the orchestration layer for all these banks. It’s bearish XRP tho

smallfishtradingbig

This is actually quite bearish if you hold utility coins like XRP. Swift is creating their own permissioned blockchain ledger. It’s essentially a privacy chain for the banks they listed

AccomplishedBeat8466

It makes total sense that Treasuries and commodities are leading the way — tokenization solves so many old problems with access and liquidity. If you’re exploring new opportunities in this expanding market, BYDFi is worth checking out. Don’t miss their July referral perks to trade and share 7,000 XRP, or the Green Pitch Finals with $400,000 up for grabs for top projects!

Grouchy_Science1847

Absolutely wild growth — going from $5B to $32B in just over 2 years shows RWA isn’t just hype anymore, it’s the future of bringing real value on-chain. If you want to stay ahead of this shift and trade alongside the action, BYDFi is a great place to be. They’re running their July referral event right now where you can trade and share 7,000 XRP, plus the Green Pitch Finals are live — you can support promising projects and win from a $400,000 prize pool.

SickNoise

XRP is a joke and part of the banking cabal.. don't support it

PerfectPineapple49

I actually wanted to hear from the experts, how much potential do they see in XRP?

SkyEnvironmental7746

Flare is a Crypto currency built by a legit team focusing on bringing defi to Bitcoin and XRP, XLM, DOGE, Litecoin, WETH. I have sent tons of transactions on blockchain Flare pays you a passive income. I’m making about $7K a year at current prices. For every penny Flare moves after $0.009964 which is my average buy price. My net worth explodes $100K. At $0.02 I make $100K profit. $0.03 another $100K profit.

Vahe_Sahakyan

No Altcoins only those which have their reputation even now XRP is not reliable

unknowngloomth

I hate this kind of posts. Many altcoin did delivery awesome rois last cycle. SOL, XRP, BNB. SOL blew BTC out of water. OP probably picked up so trash coin. Didn't take profits. He's probably underwater and frustrated. Now he thinks BTC is the panacea.

Extreme_Exam7914

XRP link

unknowngloomth

First off of all. Adopt the the mercenary mindset if you wanna make money off of crypto. Then use these filters to filters out most garbage coins out there. Filters such as. The coin can't be massively down from its ATHs and listing price tag. This way you are gonna avoid touching coins with a bagholder ceiling problem unless it's SOL, XRP. They hav a huge community and some enterprises backing them. So those coins still have a chance to overcome the bagholder ceiling aka the overhead resistance problem. Also, avoid coins getting into coins that have been around multiple cycles and never hit a new ATHs. Link is an example of such coin..also, avoid coins with huge locked supply. You wanna avoid being getting diluted into oblivion. Also, get into coins which are listed onto tier 1 CEXs. You know liquidity. Plus once you get into the coins. Zoom in on the volume. If the thesis breaks. You fucking dump the coin. And the more important thing is take profits heavily during the euphoric bull run. Don't fucking fall in love with any coin..bullshit like "the tech bruhhh. But the tech bruhhh"

SkyEnvironmental7746

I can’t tell you what to buy. Personally if I was starting fresh I’m buying XRP, QNT, HBAR.

unknowngloomth

Why do you ask this kind of regarded question for strangers? Nobody fucking knows, dude. As we don't know your risk tolerance and time horizon.This market is chaotic. Link is a trash coin. It's massively down from its ATHs. It hit a new ATHs back in 2018 roughly 8 years ago. The bagholder ceiling is fucking brutal. XRP print good gains. It outperformed ETH massively last cycle. As for BTC. It has a huge market cap. So expect more and more diminishing rois.

MrKillerKiller_

I know FLR well. Unlocks and airdrops crash the price. You are betting long term against chainlink. Thats quite the gamble. Also you must bet that devs use it to build on and also hope XRP fans embrace FAssets. There’s more question marks than price action so its a pretty far fetch.

SignificanceFar6095

"80% of banks in Japan is using XRP" Do you just believe every extraordinary crypto headline? I have an oceanfront property in Oklahoma to sell you.

CGTechnology07

I’m surprised no one mentioned XRP.  Mostly everyone saying Bitcoin &  Ethereum which you would only be buying a percentage unless you have really big money to invest.  Those coins I believe have hit their highs and are  now balancing out. Not saying they can’t jump back up, but with so many other investment options like metals, other coins and AI stocks…I think it would be better to find the next start up penny crypto if you are going the crypto route and hope for the best. 

unknowngloomth

Meanwhile hyperliquid been blowing everything out water. BnB and XRP blew ETH out of water last cycle.

blur04

BTC obviously HBAR ALGORAND XRP XDC XLM

Affolektric

Uh - that is definitely over. I had 100k XRP last year but the use case just vanished so I slowly sold my entire bag…

SkyEnvironmental7746

I have another $30K for Flare and XRP 🤫

SkyEnvironmental7746

The reason I think I’m so bullish is because Flare is now tied to XRP. A asset that’s survived 10+ years

Novel-Common-3547

Talking about future, we have to take into account a possibility of crypto space being more and more (if not fully) integrated into current financial systems. With that in mind, big financial institutions would probably go with ISO compliant cryptos. Those are mainly XRP, ADA, XLM, MIOTA, ALGO, HBAR, XDC and QNT. Will BTC be around? Well, probably yes. Being the biggest now, being considered a store of value “like gold”, it will probably be with us for many many many years. Big players like ETH and SOL have big and great communities behind them. But, I am honestly not sure if that is enough, if cryptos become integrated. I think they would, if not being ISO compliant, lose its value. Interesting, tho very speculative, is Worldcoin. Sam Altman being one of the creators and Peter Thiel being one of the primary financial backers, who knows what can happen.

CoinlessComedian

Thanks for the input, but what do you think about HBAR and XRP?

Sm_BIG_PrincessPP

why so many people hating? ALL of crypto is down. if he doesn’t touch his bag, they will be back for the most part. XRP just got regs in Europe. 80% of banks in Japan is using XRP. And Doge is the currency of mars. BF the only thing not down is $ANSEM. Called that when it was 175k. got out at .13. its ok. can’t win all the time.

Sleepycoiner

Flare? QNT? 😂😂😂 I bought all the alts that were supposed to be the "future". NEO, XRP, tron, ada, harmony one, HBAR, AVAX, etc. Everything you are holding is a bunch of dogshit. Sorry to tell you. Theres a reason you're down 60%+. Stop buying shit alts

namgei

I don't think you will ever recover this loss if you keep holding these. None of these coins are good, maybe DOGE and XRP can stay alive but the rest will be slow-bleeding to the bottom. Remember there are cycles in the market, and there are money flows in the market, you stick close to those you will be good, otherwise it's just speculating.

holykamina

In a grand scheme of things, Ripple doesn't matter. They will just dump a bit more and some people will just buy more XRP.

UnknownEssence

XRP is a useless token used for funding this private company to the tune of tens of billions of dollars. Biggest retails scam ever allowed to happen

FauxRoux

The reason a $1,000+ XRP valuation is unlikely is that it requires XRP to become something far beyond a payment rail. A valuation that high would imply XRP is functioning more like a major global reserve or collateral asset, not simply a fast settlement token. The challenge is that financial institutions generally do not hold volatile assets as reserves unless there is a strong reason to do so. High transaction volume alone does not create that kind of demand... many financial networks move trillions in value without the underlying asset needing to equal the value of everything flowing through it. For that valuation to make sense, institutions would likely need to hold large amounts of XRP as permanent liquidity, collateral, or reserves. That is the key assumption behind the extreme bull cases. Without that shift, from "XRP is used" to "XRP must be held", the argument for four-figure prices becomes much harder to justify.

KentFarmOfficial

Once I saw XRP I knew you had no idea what you’re doing

YoItsRico

I hope Quant does well, Doge XLM and XRP will still be here but you would make much more money elsewhere.

unknowngloomth

So what, lmaoo? That's a buy sign. Like I said. The crypto isn't for the faint-hearted. Stick holding your BTC and missing out huge gains elsewhere. SOl and XRP blew BTC out of water last cycle. BTC only did a 8.1 ISH from its absolute 2021 bottom to the 2025 top. Currently it's underwater from its 2021 top. Even holding and DCAing Nvidia outperformed BTC

AffectionatePeak9085

XRP to 10k! It will replace Swift Lol

BaldGuyAce

XRP is absolute garbage. Only people who blindly follow YouTubers think that XRP has any shot. There are some alts that have a chance at succeeding, like ETH and SOL, but XRP is not one of them.

Zito101101

Buy more XRP sell some flare to do it and buy more HBAR - no one commenting understands how essential XRP will be or is in Asia and the U.S. and already the backbone behind dying financial management

HSuke

Later on, they're going to get banks use OUSD and skip RLUSD too. All while Ripple continues to dump XRP on investors.

SkyEnvironmental7746

All of it is compounding. FLARE, XRP, HBAR. Soon XLM and Doge will join. Paying taxes on it out of my salary.

SkyEnvironmental7746

Better get familiar. It’s the next big Iso coin that does way too much and has a great team backing it. Including Ripple from XRP.

SkyEnvironmental7746

Just don’t let go XRP, QNT, HBAR, XLM, XDC, these in my opinion are long term holds. 10 years

SkyEnvironmental7746

Flare pays me like $7K a year and my HBAR and XRP compounds

unknowngloomth

I also hold BTC. You regarded lol. Wtf. Yeah. I will dump every alt heavily in the next euphoric bull run then buy another alts and during the bear. Rinse and repeat. I will dump BTC and then rebuy it. Last cycle. SOL and XRP outperformed BTC. But since you're so emotionally invested in BTC and missing out gains. Nvidia alone outperformed BTC despite BTC having all the enterprise aping such as microstrategy. BTC only did a 8.1x from its 2021 bottom to 2025 top. Lameeee

Omnomnomnivor3

come 2030 the only surviving coin from this is XRP

SkyEnvironmental7746

I’ll be dropping the entire $14500 into XRP if it hit’s $0.85 or lower. My limits are set

strongkhal

I would be careful with dropping more into XRP, but it's up to you. Might go high up or die out

A1JX52rentner

Remindme! 5 years "I only have found 4 alts which aren't massively down from their ATHs so far. holy cow. even ETH, SOL, XRP are massively down. But they still have a chance to overcome the overhead resistance because some of them have enterprises, ETFS money pouring in.. mid and low market caps on the other hand, will have a hard time overcoming the bagholder ceiling problem."

Familiar_Elevator

If those XRP fanboys could read they would be very upset.

Less-Information-256

I don’t buy the S&P but beating it is a widely recognised benchmark, bitcoin can’t manage to beat it though unfortunately. Your logic doesn’t make sense. XRP has returns 4x more than Bitcoin in the last 10 years, are you suggesting I buy that? That method of assessing assets is so rudimentary a primary school child could manage it. You’re better than that I hope, surely?

Outside4Lif

Japan's whole banking system is tying into XRP, so im going to put my money there.

Superb-Reflection275

No one is saying XRP

KavalierMLT

Yes, agree. I invested a portion on XRP also, since I believe in it as a longer term crypto medium.

unknowngloomth

XRP out performed ETH last cycle. It's a good coin to make money off if you sell heavily during an euphoric bull run.