XRP

Efficient_Ice_1001

Swift is a just a cooperative for banks and has a €1.1 billion operating revenue, €1 billion in operating cost, thus only around ~€100 million total profit yearly. XRP has $70 billion marketcap and Chainlink has $5 billion marketcap. These two groups have been fighting with the narratives that XRP is going to replace Swift and LINK is going to be adopted by Swift for almost a decade now. None of this will happen but completely irrelevant if it ever did. Swift is essentially a non-profit and makes no money and there is no money to be made by this for these cryptos with massive marketcaps -- it's all just hype.

MinimalGravitas

> XRP is a joke I used to think it was quite funny, but I've come to realize their marketing and shilling targets the vulnerable, gullible, low-information, low-resource parts of society, and that is evil, not amusing. Go and check on subs like qanoncasualties, where people talk about having lost the relationships with family members or friends as they watched them get sucked into the conspiracy propaganda pumped out by the American psychopaths like Steve Bannon and Kremlin active measures campaigns. As the victims become entranced by stories of adrenochrome harvesting, vaccine paranoia, climate change denial, and 'the great replacement' idiocy, it is quite shocking how many of the stories also mention these suckers getting into XRP. I've searched all the popular coins/chains and XRP is part of these stories far more than every other crypto combined. That seems extremely unlikely to be a coincidence, it seems far more plausible instead that these people are being marketed to specifically because they have shown themselves to be gullible to other nonsense. If you target the vulnerable then you are scum. It might not be illegal, but presumably only because a little empathy towards the vulnerable should be a basic tenet of being a social mammal. Rats will save another trapped rat at the expense of food for themselves; Bonobos share limited food with complete strangers; Wolves protect and bring food for injured and elderly pack members; Gorillas will adopt unrelated orphan young; even fucking vampire bats will regurgitate blood for others who are ill or injured and so can't hunt. So yea, XRP shills are morally below rats and vampire bats.

OceanPassion66

So when the old 52 y/o system updates to 3 seconds instead of 3 days and the price jumps up high in order to facilitate $Trillions of conversions daily.. will you guys still keep posting in this scam thread or be too embarrassed ? 🤣 It’s the new global currency needed for a level playing field of all countries and the infrastructure is in place simply waiting on regulations. You guys will miss the largest wealth transfer in human history when $Trillions simply shift to 3 second settlements of conversions and tokenization settlements of $Trillions daily. I know I’m wasting my time, most in here are paid fudsters or newbies that aren’t doing DD. If you did DD you’d understand that 3 seconds for a penny beats 3 days for dollars. XRP cannot be frozen or retracted by countries, stable coins can. Stable coins cannot build value in them such as global money conversions and $Trillions of tokenization value. You think they’re just going to skip $Trillions of value of genius designed infrastructure? 75 Global licenses to move money but won’t use XRP? 🤣

JarrettR

Utility coin and XRP in the same sentence lol The only utility XRP has is making ripple rich by dumping it on xrp cultists

HSuke

Last time you were shilling $40 XRP. Now you're 100x-ing down. These BlockNow authors are stupid AF

smallfishtradingbig

This looks bearish for both XRP and Chainlink. Swift already has one of the world’s largest and most trusted financial networks. Much of Chainlink’s valuation thesis is based on an expectation that institutions will need its services. If Swift didn’t have the network that it does, then I could see a good use for Chainlink…

JustStopppingBye

>This is actually quite bearish if you hold utility coins like XRP. XRP is a gas token for shit chain with no users. The only reason for a bank to use a public chain is to gain access to more liquidity. But Chains like the Swift ledger will never connect to XRPL without a chainlink integration first.

cryptolipto

It’s bullish chainlink. Chainlink is the orchestration layer for all these banks. It’s bearish XRP tho

smallfishtradingbig

This is actually quite bearish if you hold utility coins like XRP. Swift is creating their own permissioned blockchain ledger. It’s essentially a privacy chain for the banks they listed

AccomplishedBeat8466

It makes total sense that Treasuries and commodities are leading the way — tokenization solves so many old problems with access and liquidity. If you’re exploring new opportunities in this expanding market, BYDFi is worth checking out. Don’t miss their July referral perks to trade and share 7,000 XRP, or the Green Pitch Finals with $400,000 up for grabs for top projects!

Grouchy_Science1847

Absolutely wild growth — going from $5B to $32B in just over 2 years shows RWA isn’t just hype anymore, it’s the future of bringing real value on-chain. If you want to stay ahead of this shift and trade alongside the action, BYDFi is a great place to be. They’re running their July referral event right now where you can trade and share 7,000 XRP, plus the Green Pitch Finals are live — you can support promising projects and win from a $400,000 prize pool.

SickNoise

XRP is a joke and part of the banking cabal.. don't support it

PerfectPineapple49

I actually wanted to hear from the experts, how much potential do they see in XRP?

SkyEnvironmental7746

Flare is a Crypto currency built by a legit team focusing on bringing defi to Bitcoin and XRP, XLM, DOGE, Litecoin, WETH. I have sent tons of transactions on blockchain Flare pays you a passive income. I’m making about $7K a year at current prices. For every penny Flare moves after $0.009964 which is my average buy price. My net worth explodes $100K. At $0.02 I make $100K profit. $0.03 another $100K profit.

Vahe_Sahakyan

No Altcoins only those which have their reputation even now XRP is not reliable

unknowngloomth

I hate this kind of posts. Many altcoin did delivery awesome rois last cycle. SOL, XRP, BNB. SOL blew BTC out of water. OP probably picked up so trash coin. Didn't take profits. He's probably underwater and frustrated. Now he thinks BTC is the panacea.

Extreme_Exam7914

XRP link

unknowngloomth

First off of all. Adopt the the mercenary mindset if you wanna make money off of crypto. Then use these filters to filters out most garbage coins out there. Filters such as. The coin can't be massively down from its ATHs and listing price tag. This way you are gonna avoid touching coins with a bagholder ceiling problem unless it's SOL, XRP. They hav a huge community and some enterprises backing them. So those coins still have a chance to overcome the bagholder ceiling aka the overhead resistance problem. Also, avoid coins getting into coins that have been around multiple cycles and never hit a new ATHs. Link is an example of such coin..also, avoid coins with huge locked supply. You wanna avoid being getting diluted into oblivion. Also, get into coins which are listed onto tier 1 CEXs. You know liquidity. Plus once you get into the coins. Zoom in on the volume. If the thesis breaks. You fucking dump the coin. And the more important thing is take profits heavily during the euphoric bull run. Don't fucking fall in love with any coin..bullshit like "the tech bruhhh. But the tech bruhhh"

SkyEnvironmental7746

I can’t tell you what to buy. Personally if I was starting fresh I’m buying XRP, QNT, HBAR.

unknowngloomth

Why do you ask this kind of regarded question for strangers? Nobody fucking knows, dude. As we don't know your risk tolerance and time horizon.This market is chaotic. Link is a trash coin. It's massively down from its ATHs. It hit a new ATHs back in 2018 roughly 8 years ago. The bagholder ceiling is fucking brutal. XRP print good gains. It outperformed ETH massively last cycle. As for BTC. It has a huge market cap. So expect more and more diminishing rois.

MrKillerKiller_

I know FLR well. Unlocks and airdrops crash the price. You are betting long term against chainlink. Thats quite the gamble. Also you must bet that devs use it to build on and also hope XRP fans embrace FAssets. There’s more question marks than price action so its a pretty far fetch.

SignificanceFar6095

"80% of banks in Japan is using XRP" Do you just believe every extraordinary crypto headline? I have an oceanfront property in Oklahoma to sell you.

CGTechnology07

I’m surprised no one mentioned XRP.  Mostly everyone saying Bitcoin &  Ethereum which you would only be buying a percentage unless you have really big money to invest.  Those coins I believe have hit their highs and are  now balancing out. Not saying they can’t jump back up, but with so many other investment options like metals, other coins and AI stocks…I think it would be better to find the next start up penny crypto if you are going the crypto route and hope for the best. 

unknowngloomth

Meanwhile hyperliquid been blowing everything out water. BnB and XRP blew ETH out of water last cycle.

blur04

BTC obviously HBAR ALGORAND XRP XDC XLM

Affolektric

Uh - that is definitely over. I had 100k XRP last year but the use case just vanished so I slowly sold my entire bag…

SkyEnvironmental7746

I have another $30K for Flare and XRP 🤫

SkyEnvironmental7746

The reason I think I’m so bullish is because Flare is now tied to XRP. A asset that’s survived 10+ years

Novel-Common-3547

Talking about future, we have to take into account a possibility of crypto space being more and more (if not fully) integrated into current financial systems. With that in mind, big financial institutions would probably go with ISO compliant cryptos. Those are mainly XRP, ADA, XLM, MIOTA, ALGO, HBAR, XDC and QNT. Will BTC be around? Well, probably yes. Being the biggest now, being considered a store of value “like gold”, it will probably be with us for many many many years. Big players like ETH and SOL have big and great communities behind them. But, I am honestly not sure if that is enough, if cryptos become integrated. I think they would, if not being ISO compliant, lose its value. Interesting, tho very speculative, is Worldcoin. Sam Altman being one of the creators and Peter Thiel being one of the primary financial backers, who knows what can happen.

CoinlessComedian

Thanks for the input, but what do you think about HBAR and XRP?

Sm_BIG_PrincessPP

why so many people hating? ALL of crypto is down. if he doesn’t touch his bag, they will be back for the most part. XRP just got regs in Europe. 80% of banks in Japan is using XRP. And Doge is the currency of mars. BF the only thing not down is $ANSEM. Called that when it was 175k. got out at .13. its ok. can’t win all the time.

Sleepycoiner

Flare? QNT? 😂😂😂 I bought all the alts that were supposed to be the "future". NEO, XRP, tron, ada, harmony one, HBAR, AVAX, etc. Everything you are holding is a bunch of dogshit. Sorry to tell you. Theres a reason you're down 60%+. Stop buying shit alts

namgei

I don't think you will ever recover this loss if you keep holding these. None of these coins are good, maybe DOGE and XRP can stay alive but the rest will be slow-bleeding to the bottom. Remember there are cycles in the market, and there are money flows in the market, you stick close to those you will be good, otherwise it's just speculating.

holykamina

In a grand scheme of things, Ripple doesn't matter. They will just dump a bit more and some people will just buy more XRP.

UnknownEssence

XRP is a useless token used for funding this private company to the tune of tens of billions of dollars. Biggest retails scam ever allowed to happen

FauxRoux

The reason a $1,000+ XRP valuation is unlikely is that it requires XRP to become something far beyond a payment rail. A valuation that high would imply XRP is functioning more like a major global reserve or collateral asset, not simply a fast settlement token. The challenge is that financial institutions generally do not hold volatile assets as reserves unless there is a strong reason to do so. High transaction volume alone does not create that kind of demand... many financial networks move trillions in value without the underlying asset needing to equal the value of everything flowing through it. For that valuation to make sense, institutions would likely need to hold large amounts of XRP as permanent liquidity, collateral, or reserves. That is the key assumption behind the extreme bull cases. Without that shift, from "XRP is used" to "XRP must be held", the argument for four-figure prices becomes much harder to justify.

KentFarmOfficial

Once I saw XRP I knew you had no idea what you’re doing

YoItsRico

I hope Quant does well, Doge XLM and XRP will still be here but you would make much more money elsewhere.

unknowngloomth

So what, lmaoo? That's a buy sign. Like I said. The crypto isn't for the faint-hearted. Stick holding your BTC and missing out huge gains elsewhere. SOl and XRP blew BTC out of water last cycle. BTC only did a 8.1 ISH from its absolute 2021 bottom to the 2025 top. Currently it's underwater from its 2021 top. Even holding and DCAing Nvidia outperformed BTC

AffectionatePeak9085

XRP to 10k! It will replace Swift Lol

BaldGuyAce

XRP is absolute garbage. Only people who blindly follow YouTubers think that XRP has any shot. There are some alts that have a chance at succeeding, like ETH and SOL, but XRP is not one of them.

Zito101101

Buy more XRP sell some flare to do it and buy more HBAR - no one commenting understands how essential XRP will be or is in Asia and the U.S. and already the backbone behind dying financial management

HSuke

Later on, they're going to get banks use OUSD and skip RLUSD too. All while Ripple continues to dump XRP on investors.

SkyEnvironmental7746

All of it is compounding. FLARE, XRP, HBAR. Soon XLM and Doge will join. Paying taxes on it out of my salary.

SkyEnvironmental7746

Better get familiar. It’s the next big Iso coin that does way too much and has a great team backing it. Including Ripple from XRP.

SkyEnvironmental7746

Just don’t let go XRP, QNT, HBAR, XLM, XDC, these in my opinion are long term holds. 10 years

SkyEnvironmental7746

Flare pays me like $7K a year and my HBAR and XRP compounds

unknowngloomth

I also hold BTC. You regarded lol. Wtf. Yeah. I will dump every alt heavily in the next euphoric bull run then buy another alts and during the bear. Rinse and repeat. I will dump BTC and then rebuy it. Last cycle. SOL and XRP outperformed BTC. But since you're so emotionally invested in BTC and missing out gains. Nvidia alone outperformed BTC despite BTC having all the enterprise aping such as microstrategy. BTC only did a 8.1x from its 2021 bottom to 2025 top. Lameeee

Omnomnomnivor3

come 2030 the only surviving coin from this is XRP

SkyEnvironmental7746

I’ll be dropping the entire $14500 into XRP if it hit’s $0.85 or lower. My limits are set

strongkhal

I would be careful with dropping more into XRP, but it's up to you. Might go high up or die out

A1JX52rentner

Remindme! 5 years "I only have found 4 alts which aren't massively down from their ATHs so far. holy cow. even ETH, SOL, XRP are massively down. But they still have a chance to overcome the overhead resistance because some of them have enterprises, ETFS money pouring in.. mid and low market caps on the other hand, will have a hard time overcoming the bagholder ceiling problem."

Familiar_Elevator

If those XRP fanboys could read they would be very upset.

Less-Information-256

I don’t buy the S&P but beating it is a widely recognised benchmark, bitcoin can’t manage to beat it though unfortunately. Your logic doesn’t make sense. XRP has returns 4x more than Bitcoin in the last 10 years, are you suggesting I buy that? That method of assessing assets is so rudimentary a primary school child could manage it. You’re better than that I hope, surely?

Outside4Lif

Japan's whole banking system is tying into XRP, so im going to put my money there.

Superb-Reflection275

No one is saying XRP

KavalierMLT

Yes, agree. I invested a portion on XRP also, since I believe in it as a longer term crypto medium.

unknowngloomth

XRP out performed ETH last cycle. It's a good coin to make money off if you sell heavily during an euphoric bull run.

FYATWB

XRP has always been a centralized shitcoin at best and a complete scam at worst. The reason most old dead coins stay dead is because old bag holders will dump everything to finally get out at any sign of life. There's an army of the most soulless scammers pushing this garbage on youtube to create any shred of exit liquidity that can help them escape the weight of their old xrp bags.

KavalierMLT

Curious why XRP gets all this hate?

Romanizer

That sub is wild as it sounds like half of them are defending XRP and implying there is a use case?

Relevant_Elderberry4

To me, it looks like ripple's pivoting to the stablecoin route with RLUSD. What edge does XRP have over stablecoins and why would the masses/institutions care? Personally, I don't care about it.

Intrepid_Interest912

Look at the top 5 really is my advice also when the clarity act is signed off by the president there are a list of publicly known coins that will have grandfather rights and benefit massively.. Bitcoin, Eth, Solana, XRP, Cardano

paytiencecanwait

XRP XLM SHx thank me in 20 years and to the future well hello there 🤠

Good_King9558

Bitcoin and probably XRP, Ethereum doesnt know what it wants to be. Solana is stuck with meme coins, meme coins are going to die in 5 years or the next cycle leaving only 10 coins worth buying for 10 years.

Radiant-Concern6391

Ethereum. Solana. XRP. Bitcoin I think could be gone due to quantum and that will mess up a lot of things - let’s hope developers fix this before it’s too late

substandard2

Solana, BTC and very likely XRP.

OdonsOwn1966

That's a heck a jump in. My total crypto exposure is still less than 1 percent of investments. I just use my play money and my lady at Edward Jones handles the rest. Should be accumulating a bit using DCA, but as fast as other investments are growing, it'll always be a fraction unless BTC, ETH, XRP or XLM blow up (preferably all of them). At least you are getting in at a good time.

Novel-Common-3547

I can see QNT - Quant gain much more value in some 10 years time. Not only is it an overledger technology that is ISO compliant, it has also a great ex-HSBC guy behind it as well as the number of tokens is lower than BTC. But from the more known ones, my money is on HBAR, SOL, ETH, maybe XRP and of course BTC.

Bluebelowzero

Bitcoin - Eth - XRP - ICP - Solana - Monero - Zec -

Impressive-Future279

Bitcoin, Ethereum, Solana, and XRP

Sad-March-2358

Maybe CELO, XRP, TRX OR HBAR?

Efficient_Ice_1001

The question isn't who is selling, the question is who is buying when crypto returns look like this and a safe boring boomer S&P 500 index is returning 164% from early 2018 and 65% from late 2021? LTC is -18 from December 2013 XRP is -55% from December 2017 ADA is -80% from December 2017 ZEC is -45% from January 2018 XMR is -20% from January 2018 ETH is -18% from January 2018 when accounting for inflation LINK is -60% from 2020 SOL is -70% from 2021 price BNB is -20% from 2021 price Even BTC is -13% from 2021 high

BallSmashingForever

I don't think that's a good bet. They have been working with the treasury and govt for many years now. One day there will be an announcement that XRP is being used to underpin all sorts of govt transactions. I think it's day will come. Definitely disagree on zero real world use.

HarroldBaulzaunya-MD

XRP is absolute trash with zero real world use

Extreme_Exam7914

What about XRP ? That dead as well ?

JohnnyStrides

Crypto has been around for how long now and has revolutionized exactly... nothing? Still waiting on XRP and ETH and the 10 billion shitcoins to do anything worth a damn. Any day now... any day.

JustStopppingBye

This guy is actually a proven fraud. Hes part of a long list that all started shilling XRP at the same time with no record of shilling it beforehand.

SnooTigers1836

should rename the article to world's highest XRP bagholder

jeremiahcp

The smartest person in the XRP community? That's like being the tallest dwarf.

skypilot_

People who believe in or rely on some fictitious value like “IQ” aren’t intelligent. Shilling XRP being my primary example.

F0rtysxity

HBAR and XRP are the new BCH. Shit coins for shit people. Not shit people. But people that think they are smart. When they are stupid. Trump and MAGA voters. There. I got around to saying it.

Elderberrysea224

The only shills I typically see for it are on their sub. Which funnily enough I was banned from at one point because I said XRP wasn't decentralized on this sub and they still banned me.

Elderberrysea224

XRP is and has been the most hated coin on reddit forever.

cousindupree

XRP

Glass_Ad_2518

I lost like $3K on XRP, SOL, and ETH, and I just watched SYRUP do like +30% in a week after I said it was too risky. I'm the Jim Cramer of crypto. 

Big_Listen3985

$SPX6900, or $XRP People who tell you, dont buy this dont buy that, dont even understand what they are holding or what it does if anything at all. Get all the recommendations and study them. Make your own conclusions. There is an SPX6900 documentary on YouTube check that out too. Perfectly explained there.

JustStopppingBye

On Ethereum lmao XRP not needed, thanks for playing.

kmmck

I feel like we're at a stage of society where altcoins have been demystified. Especially with AI letting people be informed. You can call me cynical but this is my take on it: In the 2021 bull run, every altcoin basically pumped alongside BTC. If BTC increased 10%, almost every altcoin pumped 20%. If you were in the top 100, you were in for the ride. In the 2024 bull run, only the top 10 to 20-ish altcoins had any decent pump. Even then, most of them barely got past their 2021 ATH. So big names like ETH, XRP, SOL, etc I think for the next cycle at 2028-ish its going to be the roughest cycle by far especially after Trump basically solidified altcoins as a rugpulling tool

LargeSnorlax

**Short answer:** Playing a game for a token isn't a security. Now, if someone proved that token was a security (basically impossible, takes years) legally, then it *could* be illegal. Most games don't grow to the size it takes for legal fees to matter in this case. **Long answer:** A lot of them use tricks and pegs to smoke and mirrors in legally ambiguous ways. One game uses an on chain token that's pegged to a certain amount of USDC, and you race for the on chain token instead of USDC. You can exchange the token at any time for USDC, but technically you aren't racing for it, you're racing for a valueless token that's pegged to 1 USDC. Create enough layers to make the case hard to argue in court and you're going to deflect almost all legal criticisms. Now, once you start talking about *growth* and *investing* and *promising returns*, that's a much more solid case, and companies HAVE been successfully sued for that kind of thing before, so if you see company promoted posts doing that, you might actually have a case. Lawyers are expensive and time consuming, and recently XRP won their years long settlement and are treated as a commodity, so I'm not sure there's going to be a lot of lawyers chomping at the bit to sue these tiny solana game makers unless they become big enough for people to care.

Outside-in-2211

It does matter which one you pick. If you buy BTC you will most likely get a 2.5-3x return from here in 2028. If you buy any alts make sure they have real purpose. The meme boys will trap you in a shitcoin. Do not listen to those fuckers. They do more harm than good for crypto. Treat it like you would a stock and discover their leadership, trustworthiness, business development strategy, track record to bring real useful projects to their ecosystem or network. Understand their liquidity. Personally I really like Ether as a value play and Link as a speculative play because these boxes are checked. People could easily make a case for Solana and XRP as well for similar reasons.

HSuke

XRP

Backieotamy

I also feel pretty strongly that no other crypto right now is putting more marketing, pursuing business partnerships, acquisitions, making actual inroads into its respective use case, dev tools and more than XRP. Again, it could go tits up tomorrow, any company/asset could; and anyone who says otherwise or calls anything a "sure thing" is a charlatan. Remember the old buy land, they cant make more of it... looking at property prices (outside the homes of the wealthy that own the news cycles). Bare land/acreage has been a horrible investment for almost 10 years now and even worse since COVID quarantine was lifted and people realized they dont need Red Dawn bug out property. I do though and have been watching 5+ acre property for the last 8 years heavily and very happy I didnt pull the trigger but I do think its bottoming out finally and we're 4-8 months from selling our house and buying our piece, but not as an investment in anything other than our peace and happiness away from cities and suburbs.

Backieotamy

No, not at all. But my answer to his question is factually correct. The only thing I am starting to lean into is that bear/bull four year cycles are starting to get shorter and some alts are decoupling from BTC. I have been accumulating ETH, SOL, XRP, hbar, DOGE (dont judge me), and ADA which I finally sold because it is not following that pattern at all and every low and every high for the last 8 years have only declined so I removed it. The only given is BTC and even thats still questionable on its ability to not start a global financial meltdown at this point in investment capital. Some ath still haven't reached the 2021 levels which that bear run took a lot of wind out of the crypto sails and has continued to keep a lot of $$ out of it however that retail investor drop is finally being replaced with commercial capital and a lot of it. But there is no guarantee other than rich people will get richer regardless of market performance, a lot of us normal folks will lose a lot of money on get rich quick ideals, corrupt/mismanaged crypto firms, scam tokens, or cashing out at the bottom of a bear because they dont have the stomach for it (and I don't blame them other than shouldn't have got in to begin with) and then some retail investors will make money. The only thing I am assuming is that the market will recover but tbh, DJT is a wild card and everything he touches turns to shit.

unknowngloomth

80% BTC. XRP outperformed ETH last cycle. I didn't look into HBAR yet. Isn't XLM a XRP 2.0? I know a friend of mine who holds XLM

Extreme_Exam7914

Thanks What percentage does your btc cover your portfolio ? Thoughts on HBAR XRP xlm ?

VeroCSGO

Generally speaking BTC, XMR maybe XRP are the only coins worth investing in, everything else is just based on hype. The only use to crypto that has been shown is to pay for things anonymously. XMR is used by drug dealers so it has good fundamentals BTC is still used for this but is generally out of favour due to a highly trackable ledger and high fees for the privelige

Extreme_Exam7914

Yes I like HBAR what are your thoughts on XRP Sui cardano ?

No_Balls_No_Glory

Same with XRP - Chris Larsen. Dumb money donating as usual because some crypto youtube guru said it's going to make them rich.

ubermensch1001

There was a case last year where a guy had 7 figures in XRP on an ellipial wallet that had the feature to be a hot wallet in addition to being a cold wallet. He lost all those funds because the hot wallet was exposed to the Internet. This is the number one rule in crypto, you don't leave funds on exchanges, hot wallets, etc. because you make yourself vulnerable to your funds being drained.