XRP

AffectionatePeak9085

XRP to 10k! It will replace Swift Lol

BaldGuyAce

XRP is absolute garbage. Only people who blindly follow YouTubers think that XRP has any shot. There are some alts that have a chance at succeeding, like ETH and SOL, but XRP is not one of them.

Zito101101

Buy more XRP sell some flare to do it and buy more HBAR - no one commenting understands how essential XRP will be or is in Asia and the U.S. and already the backbone behind dying financial management

HSuke

Later on, they're going to get banks use OUSD and skip RLUSD too. All while Ripple continues to dump XRP on investors.

SkyEnvironmental7746

All of it is compounding. FLARE, XRP, HBAR. Soon XLM and Doge will join. Paying taxes on it out of my salary.

SkyEnvironmental7746

Better get familiar. It’s the next big Iso coin that does way too much and has a great team backing it. Including Ripple from XRP.

SkyEnvironmental7746

Just don’t let go XRP, QNT, HBAR, XLM, XDC, these in my opinion are long term holds. 10 years

SkyEnvironmental7746

Flare pays me like $7K a year and my HBAR and XRP compounds

unknowngloomth

I also hold BTC. You regarded lol. Wtf. Yeah. I will dump every alt heavily in the next euphoric bull run then buy another alts and during the bear. Rinse and repeat. I will dump BTC and then rebuy it. Last cycle. SOL and XRP outperformed BTC. But since you're so emotionally invested in BTC and missing out gains. Nvidia alone outperformed BTC despite BTC having all the enterprise aping such as microstrategy. BTC only did a 8.1x from its 2021 bottom to 2025 top. Lameeee

Omnomnomnivor3

come 2030 the only surviving coin from this is XRP

SkyEnvironmental7746

I’ll be dropping the entire $14500 into XRP if it hit’s $0.85 or lower. My limits are set

strongkhal

I would be careful with dropping more into XRP, but it's up to you. Might go high up or die out

A1JX52rentner

Remindme! 5 years "I only have found 4 alts which aren't massively down from their ATHs so far. holy cow. even ETH, SOL, XRP are massively down. But they still have a chance to overcome the overhead resistance because some of them have enterprises, ETFS money pouring in.. mid and low market caps on the other hand, will have a hard time overcoming the bagholder ceiling problem."

Familiar_Elevator

If those XRP fanboys could read they would be very upset.

Less-Information-256

I don’t buy the S&P but beating it is a widely recognised benchmark, bitcoin can’t manage to beat it though unfortunately. Your logic doesn’t make sense. XRP has returns 4x more than Bitcoin in the last 10 years, are you suggesting I buy that? That method of assessing assets is so rudimentary a primary school child could manage it. You’re better than that I hope, surely?

Outside4Lif

Japan's whole banking system is tying into XRP, so im going to put my money there.

Superb-Reflection275

No one is saying XRP

KavalierMLT

Yes, agree. I invested a portion on XRP also, since I believe in it as a longer term crypto medium.

unknowngloomth

XRP out performed ETH last cycle. It's a good coin to make money off if you sell heavily during an euphoric bull run.

FYATWB

XRP has always been a centralized shitcoin at best and a complete scam at worst. The reason most old dead coins stay dead is because old bag holders will dump everything to finally get out at any sign of life. There's an army of the most soulless scammers pushing this garbage on youtube to create any shred of exit liquidity that can help them escape the weight of their old xrp bags.

KavalierMLT

Curious why XRP gets all this hate?

Romanizer

That sub is wild as it sounds like half of them are defending XRP and implying there is a use case?

Relevant_Elderberry4

To me, it looks like ripple's pivoting to the stablecoin route with RLUSD. What edge does XRP have over stablecoins and why would the masses/institutions care? Personally, I don't care about it.

Intrepid_Interest912

Look at the top 5 really is my advice also when the clarity act is signed off by the president there are a list of publicly known coins that will have grandfather rights and benefit massively.. Bitcoin, Eth, Solana, XRP, Cardano

paytiencecanwait

XRP XLM SHx thank me in 20 years and to the future well hello there 🤠

Good_King9558

Bitcoin and probably XRP, Ethereum doesnt know what it wants to be. Solana is stuck with meme coins, meme coins are going to die in 5 years or the next cycle leaving only 10 coins worth buying for 10 years.

Radiant-Concern6391

Ethereum. Solana. XRP. Bitcoin I think could be gone due to quantum and that will mess up a lot of things - let’s hope developers fix this before it’s too late

substandard2

Solana, BTC and very likely XRP.

OdonsOwn1966

That's a heck a jump in. My total crypto exposure is still less than 1 percent of investments. I just use my play money and my lady at Edward Jones handles the rest. Should be accumulating a bit using DCA, but as fast as other investments are growing, it'll always be a fraction unless BTC, ETH, XRP or XLM blow up (preferably all of them). At least you are getting in at a good time.

Novel-Common-3547

I can see QNT - Quant gain much more value in some 10 years time. Not only is it an overledger technology that is ISO compliant, it has also a great ex-HSBC guy behind it as well as the number of tokens is lower than BTC. But from the more known ones, my money is on HBAR, SOL, ETH, maybe XRP and of course BTC.

Bluebelowzero

Bitcoin - Eth - XRP - ICP - Solana - Monero - Zec -

Impressive-Future279

Bitcoin, Ethereum, Solana, and XRP

Sad-March-2358

Maybe CELO, XRP, TRX OR HBAR?

Efficient_Ice_1001

The question isn't who is selling, the question is who is buying when crypto returns look like this and a safe boring boomer S&P 500 index is returning 164% from early 2018 and 65% from late 2021? LTC is -18 from December 2013 XRP is -55% from December 2017 ADA is -80% from December 2017 ZEC is -45% from January 2018 XMR is -20% from January 2018 ETH is -18% from January 2018 when accounting for inflation LINK is -60% from 2020 SOL is -70% from 2021 price BNB is -20% from 2021 price Even BTC is -13% from 2021 high

BallSmashingForever

I don't think that's a good bet. They have been working with the treasury and govt for many years now. One day there will be an announcement that XRP is being used to underpin all sorts of govt transactions. I think it's day will come. Definitely disagree on zero real world use.

HarroldBaulzaunya-MD

XRP is absolute trash with zero real world use

Extreme_Exam7914

What about XRP ? That dead as well ?

JohnnyStrides

Crypto has been around for how long now and has revolutionized exactly... nothing? Still waiting on XRP and ETH and the 10 billion shitcoins to do anything worth a damn. Any day now... any day.

JustStopppingBye

This guy is actually a proven fraud. Hes part of a long list that all started shilling XRP at the same time with no record of shilling it beforehand.

SnooTigers1836

should rename the article to world's highest XRP bagholder

jeremiahcp

The smartest person in the XRP community? That's like being the tallest dwarf.

skypilot_

People who believe in or rely on some fictitious value like “IQ” aren’t intelligent. Shilling XRP being my primary example.

F0rtysxity

HBAR and XRP are the new BCH. Shit coins for shit people. Not shit people. But people that think they are smart. When they are stupid. Trump and MAGA voters. There. I got around to saying it.

Elderberrysea224

The only shills I typically see for it are on their sub. Which funnily enough I was banned from at one point because I said XRP wasn't decentralized on this sub and they still banned me.

Elderberrysea224

XRP is and has been the most hated coin on reddit forever.

cousindupree

XRP

Glass_Ad_2518

I lost like $3K on XRP, SOL, and ETH, and I just watched SYRUP do like +30% in a week after I said it was too risky. I'm the Jim Cramer of crypto. 

Big_Listen3985

$SPX6900, or $XRP People who tell you, dont buy this dont buy that, dont even understand what they are holding or what it does if anything at all. Get all the recommendations and study them. Make your own conclusions. There is an SPX6900 documentary on YouTube check that out too. Perfectly explained there.

JustStopppingBye

On Ethereum lmao XRP not needed, thanks for playing.

kmmck

I feel like we're at a stage of society where altcoins have been demystified. Especially with AI letting people be informed. You can call me cynical but this is my take on it: In the 2021 bull run, every altcoin basically pumped alongside BTC. If BTC increased 10%, almost every altcoin pumped 20%. If you were in the top 100, you were in for the ride. In the 2024 bull run, only the top 10 to 20-ish altcoins had any decent pump. Even then, most of them barely got past their 2021 ATH. So big names like ETH, XRP, SOL, etc I think for the next cycle at 2028-ish its going to be the roughest cycle by far especially after Trump basically solidified altcoins as a rugpulling tool

LargeSnorlax

**Short answer:** Playing a game for a token isn't a security. Now, if someone proved that token was a security (basically impossible, takes years) legally, then it *could* be illegal. Most games don't grow to the size it takes for legal fees to matter in this case. **Long answer:** A lot of them use tricks and pegs to smoke and mirrors in legally ambiguous ways. One game uses an on chain token that's pegged to a certain amount of USDC, and you race for the on chain token instead of USDC. You can exchange the token at any time for USDC, but technically you aren't racing for it, you're racing for a valueless token that's pegged to 1 USDC. Create enough layers to make the case hard to argue in court and you're going to deflect almost all legal criticisms. Now, once you start talking about *growth* and *investing* and *promising returns*, that's a much more solid case, and companies HAVE been successfully sued for that kind of thing before, so if you see company promoted posts doing that, you might actually have a case. Lawyers are expensive and time consuming, and recently XRP won their years long settlement and are treated as a commodity, so I'm not sure there's going to be a lot of lawyers chomping at the bit to sue these tiny solana game makers unless they become big enough for people to care.

Outside-in-2211

It does matter which one you pick. If you buy BTC you will most likely get a 2.5-3x return from here in 2028. If you buy any alts make sure they have real purpose. The meme boys will trap you in a shitcoin. Do not listen to those fuckers. They do more harm than good for crypto. Treat it like you would a stock and discover their leadership, trustworthiness, business development strategy, track record to bring real useful projects to their ecosystem or network. Understand their liquidity. Personally I really like Ether as a value play and Link as a speculative play because these boxes are checked. People could easily make a case for Solana and XRP as well for similar reasons.

HSuke

XRP

Backieotamy

I also feel pretty strongly that no other crypto right now is putting more marketing, pursuing business partnerships, acquisitions, making actual inroads into its respective use case, dev tools and more than XRP. Again, it could go tits up tomorrow, any company/asset could; and anyone who says otherwise or calls anything a "sure thing" is a charlatan. Remember the old buy land, they cant make more of it... looking at property prices (outside the homes of the wealthy that own the news cycles). Bare land/acreage has been a horrible investment for almost 10 years now and even worse since COVID quarantine was lifted and people realized they dont need Red Dawn bug out property. I do though and have been watching 5+ acre property for the last 8 years heavily and very happy I didnt pull the trigger but I do think its bottoming out finally and we're 4-8 months from selling our house and buying our piece, but not as an investment in anything other than our peace and happiness away from cities and suburbs.

Backieotamy

No, not at all. But my answer to his question is factually correct. The only thing I am starting to lean into is that bear/bull four year cycles are starting to get shorter and some alts are decoupling from BTC. I have been accumulating ETH, SOL, XRP, hbar, DOGE (dont judge me), and ADA which I finally sold because it is not following that pattern at all and every low and every high for the last 8 years have only declined so I removed it. The only given is BTC and even thats still questionable on its ability to not start a global financial meltdown at this point in investment capital. Some ath still haven't reached the 2021 levels which that bear run took a lot of wind out of the crypto sails and has continued to keep a lot of $$ out of it however that retail investor drop is finally being replaced with commercial capital and a lot of it. But there is no guarantee other than rich people will get richer regardless of market performance, a lot of us normal folks will lose a lot of money on get rich quick ideals, corrupt/mismanaged crypto firms, scam tokens, or cashing out at the bottom of a bear because they dont have the stomach for it (and I don't blame them other than shouldn't have got in to begin with) and then some retail investors will make money. The only thing I am assuming is that the market will recover but tbh, DJT is a wild card and everything he touches turns to shit.

unknowngloomth

80% BTC. XRP outperformed ETH last cycle. I didn't look into HBAR yet. Isn't XLM a XRP 2.0? I know a friend of mine who holds XLM

Extreme_Exam7914

Thanks What percentage does your btc cover your portfolio ? Thoughts on HBAR XRP xlm ?

VeroCSGO

Generally speaking BTC, XMR maybe XRP are the only coins worth investing in, everything else is just based on hype. The only use to crypto that has been shown is to pay for things anonymously. XMR is used by drug dealers so it has good fundamentals BTC is still used for this but is generally out of favour due to a highly trackable ledger and high fees for the privelige

Extreme_Exam7914

Yes I like HBAR what are your thoughts on XRP Sui cardano ?

No_Balls_No_Glory

Same with XRP - Chris Larsen. Dumb money donating as usual because some crypto youtube guru said it's going to make them rich.

ubermensch1001

There was a case last year where a guy had 7 figures in XRP on an ellipial wallet that had the feature to be a hot wallet in addition to being a cold wallet. He lost all those funds because the hot wallet was exposed to the Internet. This is the number one rule in crypto, you don't leave funds on exchanges, hot wallets, etc. because you make yourself vulnerable to your funds being drained.

gethereddout

Eth, Sol, XRP and various bespoke implementations. My point is that there is no champion

HopelessBearsFan

I bought XRP because I wanted to turn my $10k into $5k

Rude-Leek3925

Im heavily invested in XRP but he's not wrong. 61 billion circulating supply is real. No one hopes im wrong more than me when I say this, but double and triple digits seems like a far fetched fairytale. Just too many coins 

Backieotamy

Look at the life time of most cryptos and you will see the cycle and you will see that with the cycles the lows are higher than the last cycle along with the ATH usually increasing with each bull run during its cycle. e.g. even ETH, XRP and SOL fit this example perfectly.

NSGDX1

Just bought worth $7 (it was $18 in XRP some months ago). Lets gooo

Animated_effigy

Im interested in coins that are getting full on regulatory backing by the US right now as everyone goes full adoption. Any of these coins now have full regulatory backing: BTC, Eth, Sol, XRP, ADA, Avax, Link, Dot, Hbar, XLM, Lotecoin, Doge, Shiba Inu, Tezos, BTC Cash, and Aptos

DankShibe

XRP did a near 10x from last cycle bottom in 2022. However it missed the 2021 bull run because of the lawsuit .

DankShibe

Only for BTC , XRP and BNB. Doge has been in a bear market since January 2025 . Alongside other alts in the top 20

rhagerbaumer

My Cardano (ADA) is down -83%. XRP down -60.89%. AAVE down -73.18. BCH down -62.90%. Basically the whole basket is in the shitter.

Georgedamo

Show me an actual alt that is being productized and please don’t say banks are utilizing XRP 😂

tequilawhiteclaws

Where has the XRP hate been for years? I suddenly see it everywhere. The change in sentiment shows the market is getting educated finally. Suddenly everyone's going to start loving cardano and chainlink, then back to meme'ing when a bull run hits

FullOf_Bad_Ideas

I don't think it's any easier to remember than other crypto, I don't think that's it. They usually call it Ripple, not XRP. >Talking about pyramids and Ponzi schemes that’s the one you need to stay away from. I never met those people. Pyramids as in financial ones (Ponzi) or egyptology?

SooperYuk

Their Polish and only remember it because of three letters XRP it’s easy to remember. Talking about pyramids and Ponzi schemes that’s the one you need to stay away from.

FullOf_Bad_Ideas

XRP is popular among older people in Poland, it's the most common crypto I'd hear about. My old boss was deep into it, my fiancee's mom is too. I tried to ask them why they were into it and I'm not convinced of it's fundamentals and potential. My boss was into it because of ISO certification. I think ISO 20022. So he was hoping that it's gonna be adopted for inter-bank transfers because of it. And that banks will be forced to buy a lot of it and it will make the price go up a lot. He wasn't receptive to my suggestion that stablecoins would be better for banks as they don't want fluctuations in value when they do transfers in an intermediary free-floating currency. My fiancee's mom is into it because some fairy had a dream where it went up. I think both of them are right-wing and get their news from Rumble, it is probably marketed on some podcasts/news there. I think it looks like a traditional centralized finance cryptocoin to old people, so they feel like they're investing money in some kind of a legitimate American financial company (think JPM, MS) and not something pulled by a 20 year old drop out, it has low per-coin value, and they don't realize what a market cap is so they think it can go up 1000x and even then it would be worth way less than bitcoin because a single bitcoin is more expensive...

ResponsibleFloor5430

Exactly. Crypto is a fancy casino. I have XRP and I keep it in a CEX. If I lose it I’ll just go on my way. I’ve split it between two prominent CEXs yet it’s still not locked in my bank or safe. People need to do research and listen to the warnings.

Clue571

Yeah since you took that text out of chatgpt, im gonna do the same. No way im reading all of this nonsense. "This write-up is a perfect example of why people should read the actual bill instead of social media summaries. You're oversimplifying a highly complex piece of legislation into a bunch of catchy talking points. The idea that a token is simply a commodity if it's open source and nobody owns more than 20% is not how securities law works in practice. Regulatory classification is far more nuanced than a single threshold. The claim that Bitcoin, Ethereum, and XRP are being permanently grandfathered as commodities is also misleading. The bill creates frameworks and criteria; it doesn't magically make regulatory questions disappear forever. Saying the Clarity Act will prevent another FTX is equally questionable. Customer asset segregation is a good safeguard, but fraud, mismanagement, and exchange failures can still happen under any regulatory regime. No law eliminates that risk. The section about stablecoin yield caps preventing another Terra-Luna collapse is also a stretch. Terra failed primarily because of flaws in its economic design, not simply because yields existed. The SEC vs. CFTC framing is another oversimplification. This isn't a battle between a "bad" regulator and a "good" regulator. The real question is whether the proposed division of authority is effective and enforceable. Finally, the political commentary about the President and his family has nothing to do with whether the legislation itself is sound. Mixing policy analysis with partisan opinions doesn't strengthen the argument. Overall, this reads less like an objective explanation of the Clarity Act and more like a collection of assumptions, speculation, and personal opinions presented as established facts." See ? Took me 30 seconds.

Solid-Individual-913

the XRP Army is going to cry tears. And I can go to hell with my ETH Shitcoins but I do love seeing them cry aggressively.

VoltageValley

I bought XRP drunk in a bar some time ago way below a buck. Forgot about it, then started messing with it again. $1.12 and have spent just XRP on stuff and def not rich (yet) from it. XRPN intrigued me, but I shy away from them controlling my commodity. Hydrate.

HBRWHammer5

Only the dumbest, must gullible idiots hold XRP. They literally site nobodies on Twitter as their sources.

Panther1901

i currently invest money into SUI, HBAR, SOL, INJ, BTC and XRP for crypto

r2cyp

XRP is less than 10% off from hitting 0.99 can't wait to see this coin burn

SooperYuk

How many other coins do you think could pay your mortgage off, before XRP does?

Own_Oven_3082

I keep buying XRP every time people say it's dead

Far-Education5778

I have enough XRP with a low average, so I would be averaging up even if we hit .80 so GME is the buy for me.

Hot_Sacks

What’s the case for buying XRP vs BTC? Higher risk/reward? I understand the long-term thesis for BTC, and though volatile, the long term trend is pretty clear and seems to be holding up. There are also multiple paths to wider adoption. XRP seems like it’s totally path dependent based on institutional/ SWIFT adoption. Sure, the gains will be higher than BTC if that hits, but it seems like a narrow-ish success criteria. Is that close to an accurate depiction of the case for XRP, or am I missing something?

cyger

XRP, spends a ton on marketing towards newbies, building its XRP Army. The tech is not what is important to these soldiers, the dream is.

7862518362916371936

Let's be real, the real company is Ripple and XRP is just a scam coin used to fund their real project, if you think the financial industry is going to massively start using XRP tokens tomorrow you're delusional.

Quinthyll

Well, you're only wrong about my bag by two orders of magnitude. I realize your said "usually have", so you realize not everyone falls in that camp. I've done my research, that's why XRP is my top holding. Not my only one, and I know it's a risk on investment, but one I'm confident in.

Top_Performance_732

So what is your metric of success? XRP being the equivalent of a 15 year old Fintech with zero moat and p/e of 3.5 million to one.

Ok-Suit541

Noice. Here’s the million dollar question. With XRP possibly seeing sub $1 prices and GME possibly seeing sub $21 prices, are you buying more of both? Or leaning into one or the other?

liquid_at

It still baffles me that gamblers believe the price-tag is actual value and how gambling on numbers going up and down is what everyone is doing, trying to argue for it with fundamentals, as if the most volatile asset class where the fundamentals are usually less than 10% of the total price was pricing based on usability... When it comes to XRP, there is only one question: Will it find adoption? If you think it will, the current price is a buying opportunity. If you do not think it will, whatever hype raises the price the next time should be your exit signal... But the remaining problem for XRP is that corporations love Ripple, but they hate useing XRP... If they cannot control their own coin that is designed based on their rules, they are not interested.

Technorasta

And XRP is $1.1 today. How are you not a moron?

ytzy

i am the king of morons ! but not sure it has to do with XRP

Ucscprickler

A $500 XRP would make a lot of morons millionaires.

Miserable_Twist1

It's not even a claim about it being up vs some objective measure. It's up vs the particular time they bought it, but I guess the other coins had already started rallying so therefore their timing was better with XRP? And that is their proof it's a better coin? I struggle to believe someone can be this dumb, must be a bot or a plant.

DankShibe

Noob is noob I guess. Doge is a billion times more legit than XRP. ICP and Hedera can’t even compared . Doge is the second best coin after BTC . Learn how it works .

Jkcallday

Bought 10,000 XRP at .23 cents and still have it. Idgaf what happens at this point. $100? $0? Don’t care. I actually want it to go to zero so I can stop looking at it. lol. I’d rather it go to zero than sell it for anything less than 100k lol. I want it to go to zero so bad.

BunRabbit

Jez - XRP Haters need to find a better hobby.

dataCollector42069

These people usually have like $250 in crypto and think they will get a lambo TikTok has a fuck ton of XRP $10k. Can you actually believe there are some people so stupid who can’t do basic math/research who buys 20 and thinks they got a lambo