XRP

Sensitive_Jacket8042

XRP RLUSD For sure, I have built my own products to support this pair.

Extreme_Exam7914

Should I buy more XRP or btc

Icy_Subject7683

I just shot for BTC ETH XRP and PAXOS G. And just add to them when I can

Simco100doge30000

I've bought Bitcoin, Dogecoin & XRP forever. Holding forever. But thanks for the advice!!! 😊

Simco100doge30000

Man if I had the extra cash right now I'd be buying everything all the way up until the clarity Act especially XRP I think that one's going to really set up pretty nice and just hold them. Just pull some here and there never sell them all

stefansilva_xrp

Im talking strictly price action. ETH is dumping the hardest and pumping the least compared to the others same thing XRP did until Q4 2024.

Fit-Tiger-6448

I think the whole crypto market is done. BTC will stay the longest but most if not all Altcoins have seen their ath. Now it‘s all dying. Slow but steady. XRP will never see 2$ again like ETH will never see 4000 again. This year XRP will go below 1 and ETH under 1000. It can be over in 2028. The market is exhausted.

coinluv

Diversifying never works for me. I end up losing money. Now I stick with Bitcoin but have bags with XRP and ZBCN filled with hopium.

BriefWay4604

I had 35-50 coins from 2017-2023. Most of it was XRP though. Now I’m more focussed on a few projects and moved a lot of my holdings into Stocks. Holdings are now (with BTC 40% of my portfolio): BTC, Doge, KAS, ALGO, LINK, HBAR, XRP and Shib.

txpvcoach

What is the bull case for XRP?

suckyuhhmada

The ETH/XRP comparison is interesting but the mechanics are a bit different. XRP's underperformance in 2018-2024 was partly structural -- Ripple's escrow releases created persistent sell pressure that ETH doesn't face in the same way. ETH has been dealing more with a narrative gap: it's the dominant smart contract layer but hasn't had a clean story to rally retail around since the Merge. That said, the ETH/BTC pair has historically consolidated before larger moves, and the ecosystem breadth in staking, L2s, and tokenized assets is still unmatched. One thing worth watching is how exchange-side infrastructure handles ETH across pairs -- on BitMart for example the sub-account system lets you isolate strategies across different trading pairs which makes rotating between ETH and BTC positions a lot cleaner operationally.

Cultural-Candy3219

I think the missing piece is dispersion. People say altseason like the whole long tail moves together, but this cycle looks more like a barbell: ETF-accessible names and a few very liquid L1s get attention, while everything else needs its own catalyst. High BTC dominance does not stop individual alt rallies. It just means the default bid has not broadened. If ETH/BTC is still weak and stablecoin liquidity is not expanding, I’d be careful calling every SOL, XRP, or TON move a real rotation. Some of it is just isolated liquidity chasing the only names it can fit into.

BenzinaGrandeCapital

I see this post come up every once in a while. And people love to dog XRP holders but .... do you guys understand... how MASSIVE 67,000% is? And that's not even getting in at the bottom tick in 2017, that's just randomly buying this coin with a decent entry. Besides..... If you bought the bottom in 2020 you're up 3,000%. Of if you just got a super basic entry at .30 youre up 1000% I don't understand why XRP gets dogged so much when there are other coins that have not made any moves of 1000% or more and been around just as long such as XLM, or other coins within the similar space like XDC or HBAR. You know since 2017 the same time period BTC is only up 8,000%. That's nowhere close to 67,000%. And if you wanted to be accurate and bottom tick xrp that jumps to over 120,000%. https://preview.redd.it/tg29lsu7a03h1.png?width=1835&format=png&auto=webp&s=381db57837e9a930b3f39cb841d06dc063136a7f

AutoModerator

Post is by: Outside-Annual-3610 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1tlxrtz/if_you_were_building_a_pairtrading_universe_for/ \*\*TL;DR\*\* I’ve built a statistical-arbitrage scanner that runs against roughly 250 large-cap US equities — the full rig: Engle-Granger cointegration, Ornstein-Uhlenbeck mean-reversion fits, half-life and Hurst filters, plus those frozen exit plans we lock in at entry. It works on equities because shorting is cheap, the universe is clean, and the relationships behave like dogs on a leash — they wander but they come back. Extending the same engine into crypto has delivered the same quiet revelation every honest quant eventually meets: the universe the model prices and the one a real account can actually go both long \*and\* short in are two different animals entirely. Before I publish any “Top 100” crypto pairs list, I thought I’d ask the people who actually trade this stuff for a living: what’s the right venue + instrument + denominator stack to build a repeatable edge around? \*\*What the numbers are showing\*\* We’re sitting on roughly 1,600 cointegrated candidate pairs pulled from spot data. About 900 of them are clearing the eligibility gates right now — Bond Strength, Hurst, half-life, p-value — all the usual filters. If anything, the mean-reversion statistics look cleaner than they do on US equities: bigger residuals, faster cycles, half-lives often landing in that comfortable 2-3 week window instead of the 4-8 we see in equities. Signal density is high. The execution path, however, is where the probability surface starts to bend in ways the back-test never quite warned you about. \*\*Where the model and reality quietly diverge\*\* A proper pair trade needs a clean, reliable short on the relative outperformer. For most altcoins, that published “USD price” you see on the chart is not really a USD price — it’s the USDT book multiplied by whatever the prevailing USDT/USD rate happens to be. Below the top twenty names, actual USD spot volume is somewhere between one and five percent of the USDT volume. Below the top two hundred, the USD book is essentially theoretical. That leaves the executable universe forking into three practical tiers: |Tier|Tokens|Realistic short instrument|Real-world cost| |:-|:-|:-|:-| |Top \~20|BTC, ETH, SOL, BNB, XRP etc.|Perps on Binance/Bybit/OKX or spot on Coinbase/Kraken|Funding 5-15 % APR typical, ±50-150 bps drift over a 20-day hold| |\~20 to \~150|Mostly USDT-quoted|Perps on major CEXs + some DEX perps (Hyperliquid, dYdX, GMX)|Funding more volatile, depth thinner, 10-50 bps slippage per leg| |Below \~150|USDT-only|Spot margin borrow (if listed and borrowable at all)|Borrow APR that can quietly eat the entire modelled edge| Some of the highest-ranked statistical pairs I’m seeing sit squarely in tier three. Which is the honest way of saying the strategy works beautifully — on paper. \*\*The question I keep coming back to\*\* If you were designing a published “top N” crypto pair-trading universe — the way a US equity quant would calmly publish a top-250 list — how would you actually scope it? A few sub-questions I’d value real-operator views on: 1. \*\*Denominator.\*\* USDT is clearly the unit of account for something like ninety percent of global crypto volume, yet it remains a private-company IOU with a modest history of partial depegs. Do you build the entire universe USDT-quoted and treat USDT/USD as its own separate risk factor, or do you split into a tight USD tier and a wider USDT tier? 2. \*\*Instrument.\*\* Spot pairs or perpetual futures? Perps solve the shorting problem cleanly — no inventory, no locate, funding is simply the cost — but that funding rate is live, dynamic, and perfectly capable of flipping sign mid-trade. Does it make sense to publish a pair signal whose true “borrow cost” remains unknown at the moment of entry? 3. \*\*Venue cut-off.\*\* Do you insist both legs have a liquid perpetual listing on at least one major venue (Binance, Bybit, OKX, Hyperliquid, dYdX), or do you accept spot-margin borrow as a fallback for names that only clear one side? My instinct leans toward the stricter rule — anything that cannot be reliably shorted gets a quiet “not retail-shortable” badge and drops out — but I’m genuinely interested in the counter-argument. 4. \*\*Jurisdiction.\*\* US-accessible venues (Coinbase, Kraken, Hyperliquid, dYdX, GMX) versus the rest of the world (add Binance, Bybit, OKX, Bitget). Two separate products, or one product with a venue tag per pair? 5. \*\*Top 10 / Top 100 framing.\*\* On equities we publish a top-250 because that is roughly the cohort where cointegration holds and execution costs are uniformly cheap. Crypto feels chunkier: the top twenty majors behave like one big BTC-beta asset class, the fifty-to-one-hundred-fifty alt-L1s, L2s and DeFi names carve out their own sector cohorts, and the long tail starts to look a lot like gambling. Does a single “Top 100” still make sense, or are we actually looking at two or three category-specific lists? \*\*Where I’m leaning at the moment\*\* Two coverage tiers, labelled with complete honesty: \- A \*\*USD-quoted tier\*\* of roughly twenty-five to forty tokens, built around what a US retail account can actually execute cleanly on Coinbase or Kraken, with optional long-only or inverse-substitution framing. \- A \*\*USDT/perp-quoted tier\*\* built around tokens that carry a liquid perpetual listing on at least one of the major venues, with both clean spread P&L \*and\* funding-adjusted P&L shown side by side. I keep circling back on whether to publish anything at all for the long-tail, spot-borrow-only tier. The statistical relationships are genuinely interesting; the execution realities are genuinely brutal. \*\*Deeper plumbing available\*\* If anyone wants the longer version — Tether redemption mechanics, depeg history, perpetual funding arithmetic, US versus non-US friction stack laid out side by side — I wrote a more detailed piece on it. Happy to drop the link in the comments rather than clutter the body. \[Optional image: clean two-column chart showing “modelled universe” (\~900 eligible pairs) versus “retail-shortable universe by tier” (top-20 / top-150 / long-tail). I’ll attach if I run it.\] \--- \*\*Question to the people actually running systematic strategies in crypto right now:\*\* what venue + instrument + denominator combination did you ultimately settle on, and what do you wish you’d known about the funding-rate cost before you went live? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Fresh-Effort-9848

Bitcoin is the only real escape. Crypto.com froze my XRP. Forget altcoins, forget exchanges. Bitcoin stored in a cold wallet is the only true ownership.

Ok_Glass_6858

If what you said was true XRP would be worth what all the YouTubers you watch say it is. I’m sure you just watch Jake claver and get hyped up every month he says it’s gonna be worth 10,000$. It’s not only tokenomics but basic economics, economics will always be apart of the future buddy.

Ok-Suit541

It’ll sit in XRP’s shadow

Select_Aide_6548

"Is the dream of crypto functionality gone?" No, but you don't need altcoins for the "dream of crypto functionlaity". Almost everything you'd want in a crypto can be done by BTC with layer2 solutions. For stability, stable coins are perfect. Then you have a few 'mojor' alt coins like Eth (for smart contracts) and XRP, Monera, etc. The truth is, 99% of those alt coins brought nothing to the table. So were destine to be worth that same amount.

brianmonarch

Right? The funny thing is XRP is so polarizing even when you state facts people downvote it. “Don’t tell me that! I hate it! I don’t wanna hear the truth!” 🤣

siorge

have you been sleeping under a rock for the past 5 years? who do you expect will benefit the most from the current market trends? XRP and ADA?

Cultural-Candy3219

The XRP comparison feels too simple to me. ETH underperforming ETH/BTC is real, but the reasons are different: L2 fee leakage, weaker fee burn, uncertainty around value capture, and investors chasing cleaner narratives elsewhere. XRP had a very different overhang and then a very different reflexive catch-up trade. For ETH I’d watch whether mainnet fees and blob demand recover, whether L2 activity actually feeds value back to ETH, and whether ETF or staking flows improve relative to BTC. If those stay weak, ETH can keep looking heavy even while developers keep building on the stack. So yeah, it can lag for longer than people expect, but “new XRP” probably hides more than it explains.

Ok_Freedom3290

If you look at the raw data, the capital rotation is definitely bypassing ETH right now. We track institutional flow and relative momentum z-scores across the top 50 assets. While BTC is absorbing ETF inflows and SOL is capturing retail/meme velocity, ETH is sitting in a 'compression' regime. Our models currently heavily penalize ETH longs because its correlation to BTC has decoupled negatively during trend-continuation days. It's not necessarily 'dead' like XRP was for years, but from a purely quantitative standpoint, the opportunity cost of holding ETH right now is massive compared to the momentum leaders.

brianmonarch

XRP has outperformed ETH over the last couple years. And that’s a fact.

Traditional_Chain_48

Which fucking cycle? As if it is predicted that it goes up. Look at the fucking charts. Only BTC and ETH went up and down. All the others including DOGE and XRP had one hopium pump from Trump's election and from the rest it is flat with a sharp decline in the beginning.  Tell us you are a grifter without telling us that you are a grifter.  Keep hoping with your clarity act, but remember the rest of the world already has a clarity act. 

Simco100doge30000

I have 1000, I want more right now!!!!! Just don't have the extra to invest right now. Gonna take 500 cans in tomorrow!!!! XRP is gonna jump bigtime. Clarity Act will pass for sure. Always my luck. 😢

Simco100doge30000

I wish I had some extra liquidity laying around, I'd definitely get me some XRP and Bitcoin right now!!! 👑

ProfessionalAny9282

Only people regretting their XRP investments are those who dont understand the tech and our current financial system transitioning. Anyone still holding XRP, and better yet XRPN (xrp digital asset treasury company) will be extremely happy later this year.

Simco100doge30000

Everyone thinks XRP as a great investment, I think Bitcoin is King. 👑

Ginwinwon

Im not holding anyone atm except a little BTC. Im an all in kind of guy and im pondering about wich one to go. Eth seems to have great potential so also HYPE and solana. I’ve been into XRP but got tired of all the noise. I’ve also been into hbar and made a win on that one, a bit tempted to go into that one again. Im leaning most into BTC cuz of its simplicity. Im tempted to go into eth also tho. Any suggestions are Welcome.

Temporary-Cause730

Binance alone does more than 100M daily volume on XRP. Do you really think selling 150k will be difficult?

Melowicz

Bitcoin and Etherum! Thinking also about BNB, SOL and XRP, but i don't trust these coins enough...

konawolv

if the world at large adopts it for cross border payments, the government is likely to peg XRP's price to stabilize transactions, setting a floor to the price on the open market. That pegged price will probably afford the platform the necessary throughput to support the global market.

Classic-Direction778

The opportunity cost question is the honest one and most long term holders avoid it. The ones who last aren't holding on hope. They restructured the position so waiting has a return attached to it. Yield through platforms like Nexo on idle holdings means the clock isn't just running, it's compounding. That changes the psychology entirely. You're not bagging, you're earning while you wait for the thesis to play out. The XRP holders who are purely sitting on price appreciation with no yield layer are the ones feeling it most right now imo.

247stacks

XRP is really struggling to accept that 200 weekly EMA ($1.40) but once it does it can quickly pump to the 50 weekly (currently at about $1.80)

Sternsnet

For starters your statement is outright false. XRP has not been the same price for years. There have been trend movements and I personally have made a lot of money on XRP. If you pay attention to it it is quite reliable in doing what it is setting up to do and offers really good money making opportunities and it appears it may be setting up again. Look for XRP to trend down to the $1 ish level give or take. From there if it breaks above the trend line we could be in for a massive move up. Somewhere between $3 and $8. If interested check out the guy I follow who gives very reliable analysis, CoinsKid on YouTube. If not interested keep missing out.

NightKnight_CZ

Look at Litecoin.... now look at XRP and tell me why do you deserve to be sad since XRP had at least few pumps from lows, LTC had 0

Ok-Suit541

Yeah, I’m in XLM, HBAR, and XRP. The XRP hate has been more than intense lately. It’s kinda weird

Ordynary_Anonymous

Fair, staying open is healthy 👊 Funny you ask — I actually held XLM early in my crypto journey. Sold it all eventually, and now I'm just focused on XRP. I try not to over-diversify. Do you hold XLM yourself?

Ok_Glass_6858

I invested in XRP for cycles and cycles only, buy low sell high, however I do have high hope for some other alt coins I’ve invested in. I’ll ride the waves for sure this next bear wave will probably be 1-2 years though

WiseSmartTree

XRP and BTC are tracking with each other. They are both crossing down 200 and 50 day averages. Expect a drop in both over the next week or two.

WiseSmartTree

You cannot look at things in isolation. First off, XRP and BTC are tracking with each other. As BTC drops, so does XRP and vice versa. XRP has NOT been at the same price for 8 years … Go look at the charts. Secondly, both BTC and XRP have a crossing of 200 and 50 day averages. Expect a drop in both prices and take it as a sign to buy when the price drops. Thirdly, these are both good coins to hold onto long term. So buy what you can when the price drops. When the price spikes, sell 25% to 50% of it, and wait for the next drop. Lastly, this is not financial advice, but a bit of education about the market movement. My state of mind is actually very positive. And I am expecting to buy both coins in the near future. Another thing you can do, is put up both coins in liquidity pools against USDC for instance and make money on a portion of your holdings every day. You just have to understand that it never was buy and hold forever because it is going to the moon.

Strong-Al

XRP is a centralized shitcoin for bank to bank transfers, and they did an excellent job of telling everyone the whole world is going to use their centralized shitcoin, and then it didn't happen.

ElderWarriorPriest

I don't know what to say...i bought XRP at .40 per coin in 2020 and bought some more on the way to ATH s in 2021. I sold 46% of my XRP holdings (about 40,000 coins) and i did really well. I have bought back in and sold a few more times. I am in profit and have had fun doing it. I never considered buying a bunch and holding it, maybe a really long time and just praying it went to the moon.

MiaTaude589

ETH and BTC I'm honestly fine with. been holding since 2021, not trading it. the question I ask myself is not when will it moon but would I be OK holding this for 5 more years and the answer is yes. XRP I'd never touch, no real use case I can see outside speculation. alts are where the bag holding gets sad ngl

Abject-Midnight-6434

The thing is that even if XRP became the absolute worldwide adopted bridge for payments, the value of the token itself is still mostly speculative... We buy because we hope others will buy it in the future. Not saying this is bad, many markets are and have been speculative for a long time and people get wealthy. Adoption will correlate with price as long as we believe it does, but not because the underlying value of the token has increased in value.

Abject-Midnight-6434

The thing is that even if XRP became the absolute worldwide adopted bridge for payments, the value of the token itself is still mostly speculative... We buy because we hope others will buy it in the future. Not saying this is bad, many markets are and have been speculative for a long time and people get wealthy. Adoption will correlate with price as long as we believe it does, but not because the underlying value of the token has increased in value.

Ok-Suit541

I’ve been in it since 2020 and I think I’ll stay. Although it’s going to take time, maybe 10+ more years and I’m okay with that. What keeps me going is understanding how aligned Ripple and XRP’s use case is with global financial institutional plans. For starters, read through the entire Clarity Act and BIS projects: Agora, mBridge, and Nexus. Also read DTCC's Tokenization Platform (2026) and the IMF XC Platform. And before you light up about being a cultist, you should know that I don't read alt coin articles and other crazy bullshit that makes you believe XRP will be some absurd price. I track real data and facts. The references I listed above are what's actually happening in the financial world of digital assets, not manufactured hype. I’d encourage you to read them. I mean really read and understand them. Most people don’t because it’s boring as all hell and isn’t tit-jacking in the slightest. It does provide insight on just how globally huge of a shift we’ll be seeing in global finance soon. Most crypt investors are tired of waiting, and rightfully so. This shift is like trying to turn a massive ship though and it’s extremely slow. Nature of the beast. I'll finish with one more thought. Yesterday 3/19/26, Trump signed an Executive Order directing the Federal Reserve to open FED master account access to crypto firms. Ask yourself why Ripple already filed their application last year and already have a USOCC charter and NYDFS trust in place. IMHO, it’s not a coincidence. https://www.whitehouse.gov/presidential-actions/2026/05/integrating-financial-technology-innovation-into-regulatory-frameworks/ I’m fine with being wrong, but that’s my bet and I’m sticking to it.

justcurious3287

I think with XRP and any of the coins besides Bitcoin, I think we desperately need another bull run. We need another 2021-style bull run for any of these coins to really pick up. I think the best idea is just to hold until then, but in the meantime, really focus on stacking Bitcoin. Bitcoin is the most important. Bitcoin is number one if you're gonna do crypto. And the meme coins, I think the next bull run will be a potential exit point for any of them.

xrpbro97

I bought at about $3 after I stopped watching Brandon Biggs for a few months and missed his XRP call-out at $0.41

SportTypical2517

Consider coins with proposed real utility - hyper liquid, solana, XRP, and so forth

Irishdwg007

Thanks. I have been pretty successful with others and still slightly above water on XRP as I got in early.

FriendsMade_MeDoIt

I’d say they’re “legit” in the sense that they’ve been around for years and aren’t random overnight meme projects, but they all have really different communities and goals. A lot of people I know got into XRP because of the banking angle, LTC because it felt like the safe older option, and SOL because everyone was hyping the ecosystem during the last run. Doesn’t mean they can’t still be risky though. Crypto people sometimes act like “not a scam” automatically means “good investment” and those are definitely not the same thing.

No_Ebb_3017

At least XRP and SOL have pumped at some point. LTC is just a shitcoin that does nothing but bleed out on every ratio against every other Alt.

beans9222

Buy BTC bc XRP has no utility 🤡🤡🤡

SupremeApeRuler

Surprised not to seeing much XRP.

Ok-Suit541

Today, Trump just signed an Executive Order directing the Federal Reserve to open FED master account access to crypto firms. FYI, Ripple filed their application months ago and already have USOCC charter and NYDFS trust in place. Where all the XRP naysayers at.

xrpbro97

I would say rotate a portion into stable coins and use them to swap back into XRP when the price goes lower.

PlatinumTrillionaire

There’s no timeline and the article is pure speculation like all the idiots that talk about XRP everyday. They are hired to promote an mlm scam good luck to you

Rob_56399

No XRP?

Intelligent-Cod-4656

Like XRP lol 

Important_Neck_2122

In crypto, you must do your own research before purchasing. Look in the utility (usage) of the coin. Meme coins are just purchasing for hype and you cannot use them for anything. BTC is for sending money or store of value. ETH is the computer rails that many systems run off of (the stock market will be using ETH soon). XRP is a low cost payment system as well, but will never reach the height of BTC, because, there will ever only be 21 million BTC where as XRP is releasing hundreds of thousands of token monthly, so the value will never sky rocket like everyone thinks, due to the # of shares released divided by the market cap of the asset. I wouldn't purchase any other cryptos myself besides these few. Good luck!!

cedarrapidsiaus

XRP, XLM, HBAR, QNT, and XMR I see as alts having big use cases and adoption by 2030

Comfortable_Law7399

BTC, Solana, XRP

Existential-Hangover

XRP, yea I am one of "them"!

whiskey_pancakes

Btc Eth Hbar Sol XRP and Quant, been buying dca for years now

Ok_Glass_6858

Sounds like XRP

ktaktb

Yes, sorry...spac over the life of nyse is relatively rare but it is the conmans equity equivalent of a shitcoin...but even then it is still 1000000% more bona fide and financially sound than something like XRP or does anyone remember EOS?? Lol. At least a spac you have equity.

Human-Marsupial-1515

Quite a few actually, unless the price explodes this year which I kind of doubt. QNT, HBAR, XRP being the main ones.

No-Masterpiece2246

You're overestimating the power of governments to regulate and control crypto. Trump's coin is not crypto. Stablecoins are not crypto. XRP is not crypto. Uncensorable decentralized networks like ETH, XMR, BCH, SOL, LTC, etc are crypto.

johnmonaco87

XRP and Ethereum.

Irishdwg007

I have too much invested in XRP to tap out

BookOfKingsOfKings

I am thinking on buying a little into HBAR as a secondary/tertiary asset to BTC and ETH. I understand its tech is unmatched in terms of security, and it is poised to be one of the most future proofed cryptos, especially in a quantum computing age. I am however still bullish a little about it due to its relatively lower mcap and numbers. I know mcap isn't everything and the long term viability and liquidity as well as adoption of an asset is important too. I guess i'll ask then: what has you so faithful to HBAR? There are definitely other coins that aim for an achieve similar performance no? for context i held ETH, SOL, and XRP, sold the latter two for BTC as I am aiming for a more store-of-value type asset class. Just not sure if HBAR fits that bill

Discokruse

Roughly 60% of "crypto" is bitcoin and it's the most serious, well thought out, nation neutral set of rules for a means of trade. Everything else is just noise. ETH and XRP are centralized. TRON POLY SOL are all ETH facsimile. None of them matter when compared to Bitcoin. Bitcoin is considered BS, yes, that was my initial reaction too. Since then, the USD has inflated considerably. Bitcoin's inflation rate dropped from a high of 25% annually to 7% a decade back. During covid, it dropped even further to 1.6%. Today, bitcoin's inflation rate is 0.85%. Bitcoin is a harder currency than USD at 3.2% (or so, don't @ me). The price fluctuates, yes. Short term speculators lose money because the market follows liquidity. Leverage is a loser's friend in most cases. Monitor your risk wisely. Long term math says there will be more dollars than bitcoin. The price per unit will reflect that imbalance. The powers at be prefer an inflating dollar because it pumps their balance sheets. They hold debt which is diluted over time. Devaluation serves the asset holders interests. It serves to have an alternative to this force of currency degradation as a commoner. Real estate, artwork, metals, intellectual property, agricultural contracts, and stocks/bonds are all available to the upper class. They all serve as a method to escape inflation, bitcoin is simply another asset class. Buy it or don't. Bitcoin doesn't care...it's a set mathematical rules. Nobody is required to use it.

Prnce_Chrmin

> So investing now in the projects that will be adopted in the future will pay hefty dividends Glad at least one guy here is getting it. I would also argue you cannot really know which projects will be huge. Thats also what some really big startup investors say btw. They say they really have no idea which of their projects will win. And its not like any billionaire managed to start printing unlimited money. Which they easily could, if they could predict which projects win. I guess thats what scares most people in crypto? Putting money in the unknown? Even if its small amounts. They rather put large amounts in the known as Ripple/XRP or some meme. Which is so interesting from a psychological standpoint. But really not very smart.

Prnce_Chrmin

I just found an old Bitcoin wallet from 2019 i had forgotten about, it was up about 20x. People even back then never fully understood the point of crypto or how to play it. Now its even worse everyone of my friends telling me about Ripple/XRP and how amazing it is. Ok but so what I bought it for under 1 cent back in the day and sold the rest at about $2.50 last year. What do you hope to achieve buying it now for $1.40? That it maybe goes to $2.50 again? I mean before it could ever get to $5 or $10 there is 100s of people, investors, family offices, probably smarter than you who will dump on you because they already have their millions in profits at these prices. Crypto is the antihero but people buy coins up that are mainstream and then wonder why they fail and I win. But I try to explain it to people all the time and they never get it except very few who I noticed are just as successful as me, or even more successful even. Learn to think for yourself and buy the Underdogs, thats really all to it. And understand risk. Risking $50k in XRP to MAYBE make $25k or $50k is not that smart, when you can just risk $5k or even just $1k in a small project and also get your $50k or more. Then multiply that by several projects.

Chickensrock1977

Chain link, XRP, XLM, HBAR, Flare

Raj_deep_

Bro what i am going to give you is a golden advice. Only invest in BTC and ETH if you actually wanna invest and earn in long term. Only put what you can afford to lose in alt coins. This is the reason why so many people lose money in crypto, these alt coins have cycles, and theres no guarantee that it will reach the all time high again or if its creating one rn and it falls tomorrow, it will get back up to that point again, no matter how strong it looks. Maybe SOL, LTC, XRP are exceptions but my advice would be not to trust them and keep getting what you already have or maybe save money for that 50% dip

safetaco

My friend at work watches a lot of Instagram, he’s convinced that once the Clarity act is passed XRP will jump to $250.

wpjunky

Not sure of the time frame, but when I got involved back in 2014, I stored my XRP at [rippletrade.com](http://rippletrade.com) (with a username/password) that doesn't exist anymore. Ripple was getting away from custody for I assume legal reasons, and they shut it down, but as others mentioned there was a migration path to GateHub.net. No idea if the XRP would be retrievable if this is your BIL's scenario though. 🤷🏻‍♂️

teeleton

It absolutely depends on the coin and what you plan to do with it. If it's, say BTC, and you decide to hodl it, since BTC is currently $80k, then when BTC gets to double that ($160k), then your $10k will also double ($20k). If it's in say, XRP (currently about $1.50) and the price goes to $4.50, then that's a 3x rise, and you now have $30k. If you stake it in something that makes a return (say, 3% APR), then that's $300/yr on $10k.

brianmonarch

Ok... Well that's your right. Nobody forces you to engage, but if you don't want to, maybe don't reply in the first place and let people live in their "land of fools."?? All that being said, I do have time to reply and I will give my opinion. You don't have to read it. But others can and maybe they'll agree with some or all of my points... I agree with you about market cap and I also agree that XRP being used for utility temporarily during a transaction isn't a huge movement maker now. I never brought up market cap. In regards to XRP going up because it's utitlity is thriving... There are some points to that. Liquidity pools need to exist for XRP to bridge these transactions. As the payment volumes go up, those pools will need to be bigger and bigger. It also has other use cases... Tokenized assets. CBDC settlement etc... And they need to be kept there for longer than the 3 second transaction time. All that being said... I think XRP will be one of the big winners int he crypto space because not only does it move with the other coins that will go up, but people and institutions feel safer with a coin that likely isn't going anywhere and has a real use case. Which it does. And XRP has a HUGE company behind it, which yes, BTC maxis look at as an unattractive and "centralized" negativity. But having a big company behind you has

WellPayed

XRP pumping

brianmonarch

I just got a reply in my email from you on this thread about how it’s an S coin because it went up big during its inception and hasn’t done well since. Did you delete that or edit it? Either way… Of course… Did you not hear about the SEC trial? The multi year nightmare that XRP prevailed through? And remained in the top 10 during that time? Come on…. I realize there are a bunch of bitcoin maximalists in this room that are going down Volk me and say I’m wrong because they are protecting their old clunky coin with no utility. And that’s fine. None of that will prevent what’s going to happen. And I could be wrong. But XRP is being used for its utility right now. Nobody can refute that. Most coins are not being used at all. Utility will win. That’s where I stand at least.

CompetitiveDare2876

Companies don’t need to use the token XRP to make money transfers on ripple’s network.

thebipolar_bear

I started by buying 100$ a month of bitcoin in 2017, I have bought and sold many other cryptos since. But bitcoin seems to be the best to invest in. I lost money on all the others. Bitcoin and Amazon is my strategy. If you want to be constantly disappointed buy XRP, if you want hopium buy Doge, if you get real into it you can get in the Solana trenches and daily trade meme coins and get rugged.

brianmonarch

This cycle XRP is outperforming both your coins. Fact. Google it. It’s outperformed btc and eth and I think it will continue to do so because of its utility. But again. I’m could be wrong. Anything could happen. I’d bet I’m not though.

brianmonarch

Well…. When XRP surpasses ETH (the way it did before the SEC trial at times) maybe you can buy it then. No gas fees. Not slow and not green like btc…. The real poop coins. :) I could be wrong. Time will tell. You have no reasoning other than you don’t like it. Based on btc maxi false rhetoric. Ok. I’m done if you have nothing intelligent to say. Your debate has no facts like mine. It’s just proving you don’t really know what you’re talking about. Good luck though 👍🏻

Extension-Dentist-42

gets XRP to $1000

Extension-Dentist-42

XRP is about to take over the. banking system

Extension-Dentist-42

XRP to $10,000

brianmonarch

Well, XRP has been around for about 14 years and they haven’t done anything like that yet. And they’ve been building major partnerships. It’s outperformed all the other too coins that market cycle so far as well. But time will tell.

raj6126

You have a crypto background. You understand the game. The new money is what the old cryptos will need to run for the coins. The new money will have to choose between especially 401k managers will be XRP vs Goldman Sachs or XRP vs Blackstone coin. They are not going to be rated against other cryptos anymore.

brianmonarch

Completely disagree. Ripple is huge. Over the last few years they have made billions of dollars off of the XRPL. Look it up. They have so many connections and so many deals going on and they have bought other companies to make it even larger. I don’t know how close you follow it but I’ve been following it for about half a decade now pretty closely. Nothing I’m saying is incorrect. Put it in your favorite LLM and check for yourself. I’m not one of these Moon boys who thinks that’s going to $1000. But they are going to be huge. New coins don’t have the liquidity. Look that up as well. It’s not as easy as snapping your fingers and making a coin out of the blue. But hey… I could be wrong. Time will tell. Doesn’t matter what we say here. But if you do a deep dive into the partnership ripple has…. And don’t listen to all the haters. You’ll see that XRP has been in the top 10 coins since inception for a reason. Even during the SEC file, it remained in the top 10 coins. There’s a reason. It’s utility. These companies will be better off partnering with a true tested coin, then trying to create their own. I’m pretty sure that’s how it will play out too.

raj6126

It’s shifting from the coin to the company. The coin will be meaningless or just a driver for a company. You have to understand the big picture of what’s going on. lite coin foundation vs Dell computer coin. They will just create their own coin if this passes. There’s no using XRP or anything else. Now they can use their huge brands, huge amounts of money and push out the coins we all know in the community.

timelydays

Your chart is so wrong on XRP that I didn't read the rest. E.g. _Has the network reached an autonomous state, or does someone retain unilateral upgrade authority_. There is no single entity that says what goes into the ledger. There is a 80% vote needed for changes. Also _Can any coordinated group censor users or grant themselves hardcoded preferential access?_. Please explain how on XRP Ledger this is possible? The code is open source, changes need 80% approval from the validators. Also _Does any coordinated group beneficially own 49% or more of outstanding tokens or voting power?_. Yes Ripple owns tokens but it does not have any voting power because there is no PoS. But on the other hand everyone knows that few entities control the whole voting on ETH so why did you mark it green for them? Same thing with BTC. The top 10-20 entities own most of the BTC.

Ok-Suit541

According to this draft, that goes for ETH and XRP as well.

Significant_Phase467

I'm new too, but you either do nothing, add more every week/month/whenever you can, and sell after years. You can sell on high points and buy on low points. Or you can get out of it. You aren't going to become a multimillionaire off of it with a small investment. I suggest adding money into it whenever you can here and there on a regular basis (DCA), regardless of price. Don't get scared and sell it off on low points either, because that will be how you lose all your investment. You're taking a risk on a long term investment, you COULD lose all of your investment potentially. But I find it extremely unlikely for that to happen to you if you DCA, especially on a coin like ETH or BTC. Risk is far greater on other less utilized altcoins. Anyways good luck buddy. 😁 I just started a month ago and I have about $3,000 in BTC and $2,000 in ETH. Also betting on XRP and SOL 🙂

Extension-Dentist-42

He should buy XRP

Extension-Dentist-42

if the NFT was on XRP it would be worth $100 Million today

pipe_snorro

Any crypto that runs on the Ethereum network costs a significant amount of service fee (they call it gas fee) to move to and from hardware wallets, or any wallet really. Sometimes up to $10 a time, so moving small amounts of those types like up to $200 is often not worth it. Others like Bitcoin or XRP are much cheaper to move around.