XRP

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Post is by: Money-Background7430 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/XRPUnite/comments/1qp1r6e/the_new_silk_pattern_xrp_and_the_subtle/ The New Silk Road: XRP and the Subtle Demolition of the Dollar. By equiserrepe. While the paper dollar teeters by design, a new system of financial pipelines is emerging from San Francisco. Is XRP the lifeline or the Trojan horse of the new Trump era? For observers of the global financial system, January 27, 2026, will be marked as the day theory became infrastructure. With the launch of Ripple Treasury, a platform that amalgamates 40 years of technical expertise with the agility of blockchain, Ripple has not only launched a product; it has presented a functional alternative to the antiquated SWIFT system. The move is as timely as it is provocative. Currency as a Weapon In Washington, the air is thick with a deliberate paradox. The Trump administration has been unusually candid about its desire to devalue the greenback to revive American manufacturing. However, devaluing the world's reserve currency is a major undertaking. This is where the CLARITY Act comes in, whose vote this Thursday promises to grant digital assets the legal status that institutional capital demanded to enter the market en masse. The strategy appears to be: devalue the "paper dollar" to gain competitiveness, while building a "digital dollar" on private and efficient tracks. By officially recognizing XRP as a utility asset, the United States is not abandoning its hegemony; it is migrating it to a cryptographic cloud where velocity of circulation compensates for the loss of face value. Geopolitical Highlights: The Bridge to the East • The BRICS Alternative: Russia, leading the bloc that includes Brazil, India, China, and South Africa, has accelerated its search for an independent payment system. Reports from 2024 and 2025 confirm that the BRICS are exploring the use of XRP as a "bridge currency." The goal is to settle instant cross-border transactions without a single cent passing through the oversight of US correspondent banks. • The Asset Paradox: Although Ripple is a San Francisco-based company, the XRP asset is technologically decentralized. This autonomy allows Moscow to use the network without the company's approval, in the same way that the Bitcoin protocol is used, making XRP neutral territory in a financial war. • • Super Thursday Diplomacy: Rumors are circulating in the corridors of power about a "new diplomacy" from Trump. The CLARITY Act could be the tool to allow Russia access to regulated digital rails (like the XRPL) in exchange for concessions in peace or energy treaties. It's 21st-century Realpolitik: if you devalue the dollar, you need your adversaries to operate on a system that, although digital, you still oversee. • The Digital Ruble: Russia is planning the mass launch of its CBDC (Digital Ruble) by mid-2026. Experts point out that its architecture is "suspiciously compatible" with Ripple's technology, suggesting that the gold standard for central bank digital currencies has already been dictated from California. • The Digital Ruble: Russia is projecting the mass launch of its CBDC (Central Bank Digital Currency) by mid-2026. Experts note that its architecture is "suspiciously compatible" with Ripple's technology, suggesting that the gold standard for central bank digital currencies has already been dictated from California. The St. James Street Verdict "Super Thursday" isn't just about whether a token goes up or down a few cents. It's the verdict on who will control tomorrow's liquidity. If the CLARITY Act passes, Ripple will have achieved what seemed impossible: transforming an asset under legal siege into the gold standard of modern treasury. In the grand chess game between monetary devaluation and technological efficiency, the board seems to be tilting, finally, in favor of digital rails. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

ExpertLocality

This reads painfully accurate. XRP loves to pump on historic news then immediately rug anyone who shows up late

Optimal-Repair-5289

I get the TA comparison, but polymarket pricing doesn’t scream total collapse yet. There’s still decent probability assigned to XRP catching a regulatory driven bid if liquidity flips risk on again. Could be more chop than straight down

iRysk

XRP is one of the biggest jokes in the industry. And now that they’re facing competition from Swift their days are numbered. They bring nothing novel to the table anymore and they have no moat

Prahasaurus

XRP is a joke, it's been a scam from the beginning. It's basically a boomer meme coin. The idea that Swift will run on XRP is comical, Ethereum has already won most of DeFi. It's comical anyone with half a brain considers this project for anything other than short term speculation, similar to DOGE or FARTCOIN.

InternalOpen7578

XRP is company-owned trash

Mediocre-Signal672

Cool. More XRP for me. Just curious, what is the most XRP that you had at one time?

CaptainRelevant

Clickbait. XRP has strong spikes in google trends and it’s about to spike again now due to the structure bill moving through Congress. Ripple is a heavy lobbyist for that bill and its widely anticipated to codify the legal clarity for XRP’s use case.

F-machine

Viva XRP

Narrow-Message-9167

I’ve been doing that with XRP. Living off 300 ish dollars a week and spending 750$/week on my crypto.

FrankSlipHelp

XRP_WOLVERINE is holding that’s a given no question, he knows not to sell in a Bear at least and will ride it out, XRP_SPARTAN however couldn’t get into UofM.

Ok-Scientist-391

XRP is so logical it breaks people's brains and they try to gaslight themselves out of believing in it. Fools. I'll wave from my lambo dont worry

Bkokane

It would be if XRP was still $0.60. I wouldn’t expect it to outperform Bitcoin much from here for the rest of this cycle. It’s already had its run.

ihavebeenmostly

Fair but not a constant. Is it the volatility difference in XRP when compared with BTC that makes it attractive?

FalconCrust

Ripple sells conjured XRP tokens to fund the development of RippleNet, which they then sell access to by entities that don't hold or use XRP at all. I wish I could buy equity in Ripple so that I can get in on that action.

Darkwolfie117

There are independent XRP bankers and coon holding companies, large firms have invested in ETFs, the standing of it during the bear market crypto is in is a positive IMO

Hidden5G

Calling it “Ripple’s XRP” already breaks the argument. Ripple does not own XRP, control the XRPL, or set its monetary policy. XRP is a neutral asset on an open ledger. If the premise is wrong…the conclusion collapses with it. Second…XRP has not had price discovery. Not even close. For years it was legally sidelined in the largest capital market on earth. US exchanges delisted it, funds were barred, institutions couldn’t touch it. Assets do not discover price when major participants are legally excluded. Third…XRP is still not formally labeled a commodity in statute. A court ruling limiting one regulator’s reach is not the same thing as full regulatory classification. Institutions don’t allocate on “good enough.” They allocate when the asset has clear legal treatment, balance sheet clarity, custody rules, and compliance certainty. That switch has not been flipped yet. Comparing XRP’s structure to Cardano’s 2021 top is lazy chart astrology. ADA topped in a fully open, retail driven market. XRP consolidated under artificial legal constraint. Similar shapes…completely different causes. Yes, markets can dump. That’s macro liquidity, not proof that XRP’s thesis failed. And “good news marks tops” only applies when the market is already allowed to price that news. XRP wasn’t. If your analysis starts by mislabeling the asset, ignores regulatory suppression, ignores lack of price discovery, and ignores the absence of formal commodity classification, then the conclusion isn’t bearish. It’s just uninformed. Finally…saying you sold most of your position doesn’t strengthen the analysis. It explains the motivation. This reads like post hoc justification of a trade decision, not evidence that XRP’s role, design, or trajectory has failed.

Confident-Kitchen962

Funny how a lot of people told many to sell this turd at the top and they didn’t listen cause you know why. They were the “XRP ARMY” and it was going to the moon.

Terrible_Fish_8942

Thoughts on XRP? From my understanding XRP has the most utility by far of any crypto and the most growing laying adoption.

Weak-Inspection1198

As much as this is the long term play, I would wager most are curious about the impact this has for this impending cycle (or if the era of cycles is over). With a massive delay for alts, we may end up not having a true alt run. Everyone knew institutions would be getting in eventually. That’s not news. The implications were always a) when was regulatory clarity going to happen, b) at what speed do tutes enter crypto, c) at what volume do tutes enter crypto, and d) what market dynamics come into play when this occurs (who are the real winners). That’s all. My guess is the winners will be very small for the short term: BTC, ETH, XRP, SOL, HBAR, XDC, ZBCN, and Canton.

Sufficient_Rent8094

XRP is doomed

rling_reddit

Exactly. You could lay the charts of my entire crypto portfolio over the top of each other and there is only minor variation. I have read bullshit about XRP since I started buying. Still DCA every week, but I agree with OP. The sky is falling. Sell all your XRP/XLM by COB Friday. I buy on Saturday.

XRP_SPARTAN

I agree, the whole market looks like shit. But this post is specifically about XRP.

HSuke

I was not expecting to see this kind of post from XRP_SPARTAN. Good to see that you're not a permabull and can change your mind. https://np.reddit.com/r/CryptoCurrency/comments/1bxcaz0/why_ripples_xrp_is_poised_for_10/

CryptoMemesLOL

I agree with XRP being a bad project, but as far as the chart goes, and the overall market, we are more at a support level and risk bouncing up before going lower. The time to sell was above $3, right now I'd rather wait for a rejection once we bounce and get rejected at a key level with lots of volume.

Incredibly_Based

I used to track the XRP lawsuit daily thinking it was big news at the time, its barely a drop in the bucket now

MakCapital

And in next bull XRP will grossly underperform with small pumps and a lot of sideways as it continues to bleed against other majors. Just like ADA last 4 years. Then another bear hits and it makes new shockingly lower yearly lows. The SEC trade is longggg over. Everyone that didn't realize they were in a meme pump will hold back to negative. Long term holders of an asset trying to be a currency that no one will ever use as currency, and a network no one trades on will only go down long term.

BeanzleyTX

Two weeks ago I sold my XRP for gold and silver junior miner stocks Been a good decision so far

JustStopppingBye

XRPL was never positioned as the infrastructure that banks are actually adopting. Financial institutions are building on permissioned or semi-permissioned platforms like Canton or private ledgers. XRP also lacks smart contract flexibility and composability required for modern tokenization platforms. DTCC for example, are using token standard ERC3643, which is a token standard designed specifically for regulated, real-world assets (RWAs) like tokenized bonds, funds, equities and deposits. [**https://www.dtcc.com/news/2025/march/20/dtcc-joins-erc3643-association**](https://www.dtcc.com/news/2025/march/20/dtcc-joins-erc3643-association) How would XRPL be used when they cant even support basic token standards? lol

YogurtCloset3335

Sorry for your loss. Ripple is a shitcoin. It's premined. It's controlled by a corporation and subject to regulatory uncertainty. You're probably better off buying MSTR stock then buying XRP.

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Post is by: Mission-Stomach-3751 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1qokhh2/xrp_price_action_was_driven_by_liquidity_not/ A lot of attention lately has been on headlines and short-term narratives, but XRP’s recent price action looked more like a liquidity-driven move than a news reaction. At a key price level, liquidity stepped in, selling pressure was absorbed, and market structure held. The reaction was clean and controlled — typical of a technical response rather than speculative momentum. This is often where retail gets misled. When sentiment is loud, the market tends to do its work quietly. Panic selling gets absorbed, and price stabilizes before any meaningful move develops. Instead of reacting to alerts or social media noise, watching liquidity zones and structure provided a clearer read on what was actually happening. Curious how many here actively track liquidity and order flow versus relying mostly on headlines and price action alone. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

brandonholm

This is the typical sales pitch for the XRP scam. Don’t give into it.

JustStopppingBye

The post isnt even factual. >"where financial institutions are increasingly integrating the XRP Ledger into global payment systems." Proof?

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Post is by: Money-Background7430 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/XRPUnite/comments/1qo2b9t/if_black_rock_does_this_look_out/ BlackRock's Single-Chain Tokenization — XRP Ledger Gains Spotlight https://share.google/UDOcrFe9lz3PYGIQa *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

GritGrindGold

It was actually $12 and it was when XRP was just hitting a dollar

coinfeeds-bot

tldr; Silver is outperforming cryptocurrencies, undermining the 'digital gold' narrative as investors shift to physical assets amid global uncertainty. Silver surged over 8% to a record $110 an ounce, marking a 270% rise since early 2025, while major cryptocurrencies like Bitcoin, Ethereum, and XRP have significantly declined against silver. Factors such as trade war fears, strong demand in China and India, and expectations of lower interest rates have driven the rally in precious metals, highlighting a preference for tangible safe havens over digital assets. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

icnews10

ISO 20022 is just a messaging standard for financial institutions, not a blockchain or token endorsement, and SWIFT adopting it doesn’t imply that specific cryptocurrencies like XRP or HBAR will be used for settlement. Some projects align their narratives with payment infrastructure, but real adoption depends on regulation, bank incentives, and integration costs rather than technical compatibility alone.

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Post is by: Tyrrhenus_ and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1qo7mh8/swift_iso20222_xrp/ for starters, im not well versed jn crypto. my buddy has been telling me of SWIFT, ISO20022, HBAR, XRP are going to become the new middle ground for transfering currencies in the digital world or something. Could someone please give me a rundown on why they believe thats true or total bs? i'm looking to learn before actually investing. or could somebody point me in the right direction for the info? possible articles, videos, reasons why or why not its true/false and so on. thanks *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Bkokane

Yeah probably. But a 2x is pathetic in crypto so I’m not sure why you would buy XRP. Loads of other coins are an easy 5x from here

NewspaperWrong809

XRP is way faster 

F-machine

XRP

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Post is by: Current_Attention_92 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/XRP/comments/1qnz4l8/xrp_news/ Ripple CEO Discusses XRP Ledger Adoption at Davos 2026 Ripple CEO Brad Garlinghouse emphasized a significant transition at Davos 2026, where financial institutions are increasingly integrating the XRP Ledger into global payment systems. According to NS3.AI, this development is supported by key regulatory and institutional advancements highlighted at the World Economic Forum, which positions XRP alongside major Central Bank Digital Currency (CBDC) initiatives. Market analysts are optimistic, forecasting that XRP could reach $8 by 2026 and $12.50 by 2028. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Kontrav3rsi

I’m part of the XRP Army but I’m still gonna feel bad when the coin drops to under MSTR average and Mikey gets “the call”.

chr1stok3r

I think you’re doing a solid job. Personally I’m going heavy buy on BTC. I’m also adding to my ETH and LINK holdings but at a slower pace. I’ve got solid positions in XRP, and Hbar as high risk/high reward plays.

Renowned_Molecule

I got those. They are classified as Ancillary Assets in one of the bills still waiting on markup vote. Also, ETFs are still in the pipeline for XRP, HBAR, XLM. Not sure if there any S-1’s for ALGO related spot etf. 

StaticAutomatic202

If btc doesn't do it XRP certainly won't

Zealousideal-Heat399

I got XRP, HBAR XLM AND ALGO. What do you think about my portfolio?

biba8163

> January 2016 ETH/BTC .003. When ETH was $0.98 and had a $70 Million marketcap 🤡. This is typical shitcoiner cope. - Lets go back to 2016 OR - Lets go back to when ETH dumped -90% > watch this I am watching you lose money and opportunity cost and do mental gymnastics buying shitcoins and pretending you made money lol > 1000 Moon Bet: > ETH/BTC ratio hits .15 before 2/1/2022 **(Oct. 2021, BTC $62K, ETH $4K)** https://np.reddit.com/r/CryptoCurrency/comments/qcekzf/comment/hhg2njs/ > After 7 years, I have whittled down (aka consolidated) my coins to the final 4: ETH, XRP, FTT, and LINK. Got rid of BTC back in May **(Feb. 2022, BTC $38K, ETH $2,700, XRP $0.72, FTT $41, LINK $14)** https://np.reddit.com/r/CryptoCurrency/comments/sz2hre/daily_discussion_february_23_2022_gmt0/hy2f9hx/ > would you rather have 1 bitcoin or 24 ethereum? > Right now....24 ETH by a MILE! Even a maxi knows math that ETH is undervalued to ATH compared to BTC and always outperforms BTC in the 4 year cycle. **(Aug 2024, BTC $62K, ETH $2,700)** https://np.reddit.com/r/CryptoCurrency/comments/1emrhat/comment/lh70v5r/ > After a successful 6 months of shorting ETH, my latest stop out short trade is my last for a while. Moving to the long side of leverage trading ETH **(Sep. 2024, BTC $63K, ETH $2,600)** https://np.reddit.com/r/CryptoCurrency/comments/1flq8gc/daily_crypto_discussion_september_21_2024_gmt0/lo9cen1/

OkCanik

i bought 4800$ of XRP when it was 18% of a penny idk what to do now lmfao

Fun_Manufacturer_367

I’m a newbie, but I don’t get the “all alts die” take. Ethereum and its ecosystem, high-throughput Solana, XRP and its future possible payment implications, Chainlink, Avalanche, customizable blockchains for institutions etc. actually have real use cases. Bitcoin is king, sure — but why would alts go to zero ? For example, I dont encourage the XRP fanboys enthusiasm, but I find the concept of cross-border payments with crypto exciting and possible.

ProgressiveLogic4U

It is not as simple as you may think. Ripple, the company, will succeed spectacularly, but it is a private company, so there is no way to profit specifically from its success. Sad for us? Ripple's software and rails have been standardized and regulated for trillions of dollars worth of transactions. That seems pretty clear. But that is the software, not the token XRP. The software can use any digitized token to transfer value from here to there. Ripple, the company, seems to have no direct competitors at the highest levels of finance, which are Central Banks and BIS, the central bank of central banks. The issue with XRP is that it is just one token that is available for digitized finance to use. The emergence of all sorts of stablecoins has cluttered the market with tokens of value. These stablecoins are also stable, LOL, which businesses prefer over volatile tokens like BTC. XRP was not supposed to be super volatile like BTC. But stablecoins now offer exactly what big finance and businesses want: extremely stable values. Will the financial item backing stablecoins suffice as value? Will US bonds or gold backing a stablecoin serve as the preferred form of token for world finance? Will the world accept the USDC (the Dollar) as the world's currency in token form? Will Tether's USDT (US Treasuries) serve as the token vehicle of value? Will the BRICS Unit (40% gold-backed) be permanently adopted by some nations? All I can say is that Ripple is the only real competitor when it comes to regulated finance. Finance requires extreme dependability and accountability when transferring trillions of dollars. Ripple has developed the only rails that meet the extreme confidence required for the big money to participate. XRP is the neutral token with the default position for easy, secure use by financial institutions of any size. The XRP token was built for the Ripple environment and is managed by Ripple, reflecting major advantages over other tokens. By default, XRP can be used immediately with the Ripple rails. But Ripple can use other tokens, too. The use of XRP will be minimal for payments when transferring other tokenized coins. So it has to remain viable. XRP is not going away. So will XRP make you rich? That is becoming debatable with the adoption of stablecoins. But XRP is still the default token. Other tokens might fall out of favor. Does the financial world really want to depend on the dollar and debt like US Treasuries in the future? Is there even enough physical gold in the world to reflect hundreds of trillions of dollars in value? Tether can only buy so much gold, and Central banks can only buy so much gold, before there is no gold left to buy.

Otherwise-4PM

How does someone come up with the idea to put BTC and XRP in the same sentence?

Fit-Poet6736

works like a charm, can recommend 100% if you are hare for the long term XRP

Alternative_Bug_5985

Any thoughts on NEXO for borrowing against your XRP? Anyone?

curiousdrex

Been hearing this for so long already that it get's boring to read. I would say ETH and Link easily beats XRP in most if not all metrics

loupiote2

If bitcoin armory wallet can only secure bitcoin, then the deposit address was a BTC address, not a XRP address. No wallet will let you send XRP to a BTC address. Therefore, your story makes no sense at all. What you describe cannot happen.

Worldsapart131

Also true, good point. Eth Sol XRP tap their ATH’s then going down? Not a bull.

JustStopppingBye

>there will be multiple different block chains and coins Exactly, this means RLUSD and XRPL/XRP have a very slim chance of being used. >What do you think the will use to transact between them all? XRP This just just slop and doesn't mean anything. XRPL is a single blockchain competing with hundreds, its not special or unique.

WhtD3vl

I started with Crypto 6m ago, And yes i hold longterm, and keeps mothly deposit. -5% does not mean shit, Im confident if i hold and keep buyin 500€ +/- of BTC, ETC, SOL, XRP mainly but also about 5 more swapcoins/memes with less invest. In 3-5yrs i will def not have made a more by stacking that in cash. Might even hit a jackpot on one or two.. I bougt Axis for 100€ for about 40days ago, That shit hit 283% 🔝 In 30days covert to 50/50 to BTC/SOL. And before the year is over im 200% sure btc will go 100k and over, Same for SOL will hit up and go beyond 250$ and either of them gonna swing under those amount again, more likely than crash n burn. Banks World Wide, Have doomed Cash money not the otherway around..

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Post is by: Responsible_Crew_856 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1qmvw1t/dca_2kmonth_into_eth_sol_planning_to_continue/ Hey everyone, I’ve been DCA’ing around $2,000 per month into crypto for about 5 months now. Mainly ETH and SOL, with smaller positions in SUI and XRP. I’m currently down overall, which I expected going in. My plan is to continue DCA’ing roughly the same amount for a good while, until I’m satisfied with a solid move up (not necessarily ATHs, just a meaningful recovery / upside). That said, I’m trying to stay honest with myself and not get tunnel vision. So my questions: • Is this plan reasonable, or am I being delusional thinking patience alone will fix the drawdown? • If you were in my position, would you keep DCA’ing the same amount, or reduce risk and maybe allocate $1,000/month elsewhere (stocks, ETFs, metals, etc.)? • Which coins would you personally continue DCA’ing into, and which would you reconsider? • Is it realistic to expect to be back in profit long-term sticking to this approach, assuming no panic selling? I know nobody can predict the market — I’m just looking for grounded opinions from people who’ve been through cycles, not hype. Appreciate any honest feedback 🙏 *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Specialist_Yak_1590

Okay well if they do… there will be multiple different block chains and coins…. What do you think the will use to transact between them all? XRP

swn999

Both niche coins, the meme is what wannabes pick up in first, dude get some Doge! And Cardano is just… not gaining traction. What has staying power BTC ETH XRP SOL

MinimalGravitas

Meanwhile, back in reality... XRP is in 11th place in terms of tokenization, between two Ethereum L2s, zkSync and Mantle: https://app.rwa.xyz/networks For a project that claims such big partnerships and great design for institutions, why do you think they have captured such a tiny fraction of the RWA value (less than 1%)? > I’m honestly shocked and people’s insistence that XRPL is not to be taken seriously. I obviously can't speak for all 'people', but personally it seems like XRPL is all hype and marketing... particularly targeted at easily manipulated/vulnerable people. Go and do a search for 'XRP' in the 'Q-anon' survivor subs and you will see lots of stories of how it is promoted... no other crypto is mentioned anywhere near as much.

Gold_Owl9518

From what I understand, banks are using Ripple technology and not holding XRP.

Intelligent-Cod-4656

XRP is decentralized. Although you can argue it’s more centralized than most other cryptos. But technically it’s considered decentralized 

gastro_psychic

TBH, XRP is a joke. Ripple too. The scam must go on though.

BTC_is_waterproof

Probably Eth. Sure as shit ain’t XRP

biba8163

I've been warning noobs like you about falling for bullshit mETH Head narratives for years and years. You need to first learn about how crypto works. Now back to school noob. > **If you think 0.04 BTC is low, the ETH/BTC ratio is going to feel like getting kicked in the nuts over and over again over the long term as the ratio falls below 0.01** and goes lower and lower. > Long term ALL Alts follow the same trend and fall below the initial BTC value they started at. Pretty much all the older Alts, even the most successful fall below this value. ETH is also trending long term to fall below this value. People talk about historic trends, patterns and cycles but this has been the only 1 undisputed and unbroken pattern for 14 years. > | | Initial | High | Current | > |:-----------|------------:|:------------:|------------:| > | LTC | 0.03 BTC| 0.048 BTC | 0.001 BTC > | XRP | 5,594 SATS| 22,500 SATS | 940 SATS > | XMR | 0.005 BTC| 0.035 BTC | 0.0029 BTC > | ETH | 0.01 BTC | 0.15 BTC | 0.041 BTC https://np.reddit.com/r/CryptoCurrency/comments/1fgzm3z/daily_crypto_discussion_september_15_2024_gmt0/ln9jvct/ > **Who the hell is buying ETH for $3,000+? That is insanely expensive. Plus, insiders, developers, VCs got a ton of the supply for essentially free and have oligarchical privilege to print their own ETH for free and dump until perpetuity.** And what does ETH even do? It's only a token in a digital casino and there are plenty of alternatives including subsidiary L2s and other cheaper casinos. https://np.reddit.com/r/CryptoCurrency/comments/1gujmk1/daily_crypto_discussion_november_19_2024_gmt0/lxzks6h/ > **I think one day people will realize how insane a run ETH had in 2020/21 and fools were forever chasing that euphoria.** > One of the things people seem to be missing is how much of a leveraged casino coin ETH was that drove this rise. Before the bullrun started in 2020, ETH was sitting at a relatively small ~$30 Billion marketcap. DAI was also sitting with $250 Million minted. > BTC started running in Q3 and by peak of the run, ETH was used locked as the native asset to mint $6.2 Billion in DAI. That $6.2 Billion is a massive injection of money into $30 Billion marketcap with an undertoe of a parabolic BTC bullrun and bullish sentiment. Compare that to the total of only ~$3 Billion inflow into ETFs today when ETH is ~$300 Billion marketcap and it's easy to see why the marketcap won't budge much. > Leveraging ETH to pump its markecap is not dissimilar to burning LUNA to mint UST which drove LUNA to a $40 Billion marketcap. Everyone calls that a scam mechanism but the same type of mechanism that pumped ETH is considered DeFI. > BTC parabolic moves, leveraged native ETH to mint DAI, DeFi casino narrative, NFTs, staking hype, triple halving memes, ultra-sound monies.......and Covid lockdown and money > It was a perfect storm. https://np.reddit.com/r/CryptoCurrency/comments/1indhrk/daily_crypto_discussion_february_12_2025_gmt0/mcdygp1/?context=3

Arijan101

Why is it secretly bullish? To me XRP is extremely overvalued at this price.

PJDB_93

Yeah I'm thinking the same now that a few are telling me XRP might not necessarily be worth it.

PJDB_93

Mate thank you so much! Loads of information there for me to get on with. I will prioritise the cold wallet and get that set up. I will also look at going about staking the ETH and the platforms for doing so. I've a few now telling me XRP might not be the best so I'm going to look at a few alternatives, I don't really want to overstretch myself investing in too many coins to monitor, maybe once I've become more fluent and confident with it but right now I'm thinking if I stick to 5 or 6 then I can monitor them and understand them better.

biba8163

Normies are people who don't have interest or believe in crypto but who jump into crypto during bullrun hype cycles. There was a massive influx of them in the 2017 and especially the 2021 cycle when people who weren't normally investing were jumping into crypto and even meme stocks like GME. In August-September 2024, I kept on posting that this cycle was completely different and that most Alts are completely fucked now because of macro conditions and institutional driven BTC rise. In January 2025 I posted that there would be no Alt Season in 2025. Crypto Influencers and Bagholders are slow and stupid so it looks like it has taken a year plus for them to come to grasp with reality. > Reddit Crypto and Bitcoin subs are detached from all reality. People are struggling due to the high cost of everything because of inflation only made higher by the high interest rate environment. We are in a much different environment that the 2017 bullrun and the 2021 bullrun. And despite what people here say, even big cuts in interest rates does not mean we are going back to near zero interest rates next year. Bitcoin is now a huge market that is harder to move going against economic headwinds -- if Bitcoin goes on a big bullrun next year, it'll be fucking impressive. **(August. 2024)** > - 2017 Bullrun: Fed Funds rate in was between 1-1.5% > - 2021 Bullrun: Fed Funds rate was between 0.05-0.10% > - 2024: Fed Funds rate sits at 5.5% > - 2025: Fed Fund Futures is predicting 2 percentage rate cuts by next July leaving it 3.25% to 3.5% > - Credit Card delinquency rate at the hugest since 2011 > - Credit Card debt at record high of $1.3 trillion > - 1 in 3 people said they will have more credit card debt by the end of 2024 > - Average credit card interest rate is currently 22.76% > - Average family in 2024 must pay 38% of income on mortgage to purchase a house > - Low-income families would have to spend 77% on mortgage to purchase a house > I only have anecdotal evidence of of how much of the money comes from low income retail. But during the last bull run, it seemed like every regular Joe who had a smart phone was trying to make money on crypto and meme stocks like GME. > My girlfriend's mom who is a waitress got a note from someone who left her a tip saying invest in these two "XRP and DOGE" and she wanted me to put in money for her. Christmas in 2021 I am with my girlfriend's family who have NEVER invested in anything and they're talking about the best shitcoins. That stuff was all over TikTok. > My plumber went all in on GME, COIN, SQ, BTC, ADA. I saw him again in 2023 and he now says his only investment is his house. I really think this retail FOMO did have an effect on the market. https://np.reddit.com/r/CryptoCurrency/comments/1essrtn/seeing_engagement_here_sentiment_is_lower_than_in/li8cj8m/ > That is **my prediction range $100K to $120K IF we do real well.** But BTC going 2X from here is not going to give you 5X, 10X, 50X on all these Alts that people are holding at major losses and need those type of numbers to just break even.... **Most Alts are absolutely fucked now. (September 2024)** https://np.reddit.com/r/CryptoCurrency/comments/1f98l4j/daily_crypto_discussion_september_5_2024_gmt0/llnadcz/ > A lot of people are holding heavy Alt bags **rationalizing a huge Altseason is coming** this year. Your Alt echo chambers are telling you, it's 100% happening. **There is zero percentage chance of that happening** without another big BTC leg up so it would be wise to temper your expectations. **(January 1st 2025)** https://np.reddit.com/r/CryptoCurrency/comments/1hr1bgb/btc_returns_2010_2024/m4uaz4g/

Fear_Blind83

Armory Wallet never supported XRP anyway, it was Bitcoin only so the funds are probably lost anyway if you sent them to Armory.

Helper_kev

Here is what Gemini said : ​If you sent XRP from an exchange to the address 39jFbknaT..., one of two things happened: ​The Exchange Blocked It: Most exchanges in 2016 would have flagged a Bitcoin address as "Invalid" if you tried to send XRP to it. Check your exchange withdrawal history (if possible) to see if the transaction was "Rejected" or "Failed." ​The "Compressed Key" Match: If the transaction actually went through, the XRP is likely sitting on an XRP address that corresponds to the Public Key of that Bitcoin address. ​How to find the needle in the haystack ​Since you have 100s of codes, we need to find the one that matches your 39jFbknaT... address. ​1. Find the Public Key in Armory ​In Armory, go back to the Export Key Lists screen. ​Ensure "Address String" and "Public Key (Hex)" are checked. ​Do a "Find" (Ctrl+F) for your address: 39jFbknaT. ​If you find it, copy the Public Key (Hex) associated with it. ​2. Check the XRP Ledger ​Go to an XRP explorer like Bithomp. ​DO NOT search for the Bitcoin address. Instead, search for the Public Key you just copied. ​If the XRP is there, Bithomp will show an XRP account (starting with r...) that belongs to that public key.

Fear_Blind83

Yes completely normal, the master key can derive unlimited addresses each at different key depths. You cant send XRP to a BTC address because XRPL addresses always start with r and are on a completely different chain

Fear_Blind83

These are only for Bitcoin, each private key corresponds to an individual address. Do you have the XRP address you sent the xrp to?

Helper_kev

You don't need all 100 codes. You only need the one that matches the specific Bitcoin address where you sent the XRP.

flying-fox200

Yes, always a good idea to do one's own research and not just trust the words of randos on the internet! Once you've got a cold wallet, you'll be fully ready to go 👍. That should be for your main stash, but also having a few hot wallets for day-to-day stuff (like swapping, staking, etc...) on iOS/Android isn't a bad idea. iOS and Android are very "locked-down" as operating systems, since all apps are sandboxed, so having part of your crypto move through there before it goes to your cold wallet is reasonable (as long as you keep your iPhone/Android phone up to date). This would be necessary, for example, if you want to stake your ETH. You would stake it on [RocketPool](https://stake.rocketpool.net/) by connecting your MetaMask wallet, and then send the rETH tokens (staked ETH) to your cold wallet afterwards. Matter apart, I *would* actually recommend staking your ETH, since it's a passive method of growing your ETH stash over time. Something else I'd like to mention: if you wish to preserve your anonymity without going through hoops-and-hurdles, I'd recommend CoinJoin. CoinJoin is a Bitcoin anonymisation method that has been around since the early days. It mixes your coins with hundreds of other ones in a big transaction, so when your coins come out on the other end, no one knows they are yours. You could then switch that Bitcoin without KYC for all the other coins you mentioned (ThorWallet does this in a trustless, decentralised manner). CoinJoin is obviously just a suggestion, but in a world where privacy is more and more a thing of the past, it's nice knowing that no government or entity knows which coins are yours and what you're doing with them. Regarding XRP: I'll be honest, I'm not the most well-versed in the subject to be able to answer this. I have read numerous articles about how XRP has been struggling to gain the regulatory approval required to become the next Swift, but that it has failed. Furthemore, I *do* know that it is quite centralised, which goes against the very ethos of what Satoshi envisaged with the creation of Bitcoin in 2009.

schmuhmuhu

I think both have a bright future, but technically HBAR is above XRP.

PJDB_93

Solid advice and much appreciated! I will look into BC2 and do my own research. A few have suggested trimming the XRP, if you don't mind me asking, why do you suggest so?

PJDB_93

I came acrossHBAR when I was researching. I will look more into it 👍 would you suggest HBAR over XRP?

NatBitty

Ok what’s the best way to short Doge, ADA, XRP, ETH, things of that nature long-term?

LightningTiger_8

Solid start, especially that you’re DCA’ing and already have a cash ISA + stocks ISA. Personally I’d trim XRP a bit and keep BTC/ETH as the core

flying-fox200

That's a very good split. I wouldn't put so much into XRP, but that's my opinion. Nice to see Monero on there. My main suggestion would be to get self-custody right. Don't leave your coins on an exchange or... they're not *your* coins. For Bitcoin, I can recommend BlueWallet (for iOS/Android). For ETH/SOL, MetaMask. For large amounts, you should definitely get a [hardware wallet](https://trezor.io/). In terms of riskier but potentially more rewarding investments, I'd take a look at [BitcoinII](https://bitcoin-ii.org/). It's **literally** the same code as Bitcoin, just re-launched in 2025 with a fresh Genesis block and on a new network. The nodes also have a stricter policy regarding large data transactions, to avoid big data storage on the blockchain (an issue Bitcoin is starting to face).

Wise-Ostrich9790

Thank you very much for your tips on the wallets, very helpful! Hardware wallet is for me 100% the way, im not going to use only software wallets. At the moment I am also holding a good amount of XRP, this is why i have the Ledger. But i meant Bitbox Nova like you said, especially because its a swiss wallet and also located in switzerland. I think I'm going to use the bitbox nova bitcoin-only edition to hold them and leave the XRP on the ledger.

Godrayoae123

If you selling anything from those bags keep BTC and sell the rest. Personally I would keep Solana as well. Definitely get rid of XRP and ADA until they actually build something great that people use.

stellarfirefly

Stocks, primarily tech stocks. Which is currently about half my current portfolio, the other half being various cryptocurrencies. So yeah, if one half disappeared then it would just become the other half. Unless what you're asking is, what other cryptocurrency would I invest in? Probably mostly Etherium with a mix of Solana, XRP, and Pudgy Penguins.

Flashy-Potatoe-Queen

You're only right if you talk about one of the rare POW coins that respect the Nakamoto consensus like Bitcoin or Kaspa. For POS cryptocompanies like ETH, SOL or XRP... It's more similar to the banking system with distribution being more advantageous for insiders or distributing more supply to the rich simply for being rich with staking.

GinormousHippo458

You're too big of a wuss for Bitcoin. Bitcoin is a self custody monetary revolution. Why would you even consider this? GTFO and buy XRP.

No-Climate-4443

I think it is still early for XRP. This is Jake Claver’s list. Although he may have gotten the timing wrong I think the fundamental principles are still correct: 1) Epstein files 2) Blackrock ETF 3) Spike in oil

NatBitty

Better hope it’s a cycle, because for everything other than bitcoin it sure looks like a long term downtrend. I mean honestly though bitcoin has “store of value” / currency debasement for its potential long term case, but what is the long term case for ETH, XRP, ADA, Doge, etc? Like cmon at some point they absolutely will not exist, just a matter of when.

JustSomeRandomGuy012

Don’t sell. XRP is a long term investment. almost every year in december to about march stocks and crypto drop. april and may is pretty steady and once summer comes around a lot of coins get pumped.

BrookRollins

If you have purchased and hold the New Financial System XLM/XRP now is the right to start. FOLLW AND DM for more information, dm on WhatsApp +1 (464) 260-3352

PapaCryptopulus

Something that still confuses me today: why did the market move together? There's zero reason XRP a superior blockchain with massive utility should still be correlated to the slow expensive trash that is Bitcoin

Velvet-Thunder-RIP

XRP!!!

Plenty_Dog_5684

Swap all your SOL ADA and XRP for BTC and maintain a solely BTC and ETH balance. Everything in crypto besides monero and stablecoins follow bitcoin anyway

yo_smilez

What does Trump have to do with anything? Prettuy sure it's because Clarity ACT didnt pass. Coinbase said no because the bill would Kill stablecoin yeilds, ban tokenized asssets, and take the "D" out of Defi Also Democrats and Republicans both pulled away because Republicans thought the bill was too harsh, and Democrats thought the bill was too soft. Crypto industry was split, with Coinbase and A16Z prefering no bill over a bad one, and Kraken&XRP preferring Any bill, even a bad one, vs no bill. I stand with coinbase,

rohitdayani3

I get where you're coming from but I think you're missing what's actually been building over the past year or so. The whole "RippleNet doesn't need XRP" argument was valid like 3-4 years ago. But things have changed. Ripple Payments (the ODL stuff) does use XRP as bridge currency in 20+ countries now. Is it as big as Ripple's marketing makes it sound? Probably not. But it's not nothing either. The part most people sleep on is that "XRP" has its own ecosystem now that has nothing to do with Ripple the company. The native AMM went live in 2024 and there's currently about 11.6 million XRP sitting in liquidity pools, with over 25k active pools. That's actual onchain activity. RLUSD (Ripple's stablecoin) has like $400m+ market cap on the ledger. You've got RWA stuff happening with OpenEden and Ondo. Total DeFi TVL on XRPL is sitting around $67m right now per DefiLlama. Is that small compared to Ethereum ($70b) or Solana ($8.5b)? Obviously yes. But it's growing and it's real utility, not just speculation. If you want to actually DO something with your XRP in DeFi, Flare has been building some great XRP DeFi products(/ecosystem). They've got this thing called FXRP (check xrpfi.flare.network) where you can bridge your XRP over in a non-custodial way and actually use it in DeFi protocols. Flare's ecosystem has like $188m TVL now with lending protocols, DEXs, liquid staking etc. The cool thing about FXRP vs other wrapped versions is that it's non-custodial -- you're not trusting some centralized entity with your XRP. There's a learning curve to figure out the Flare ecosystem but once you get it, there's actual yield opportunities that didn't exist before. is XRP's current market cap justified by today's utility? I don't know. But saying it has "zero value" ignores what's actually being built. The infrastructure is there, adoption is growing and there are now ways to put your XRP to work that didn't exist 2 years ago.

bbqyak

If you're new to crypto I wouldn't even touch alt coins. If you can't make money with BTC the market is not good. Buying and holding alts when the market is trending against you is low probability gambling. Just put it into BTC, stocks or metals at that point. There are still alts that can make you serious money. Look at Zcash and Monero recently. Or within the past two years XRP, Tron, Solana, etc. They all managed ATH's without a traditional "alt season". There's still lots of volatility and pumps here and there for traders to take advantage of. But if you are just planning on buying and holding alts, I would not recommend that. You're definitely too late for the days where you throw a dart on a wall and pick a random coin and sell it for 3x a month later.

investingtruth

Bitcoin can still deliver solid returns, but it's not going to 100x from here. For bigger upside, you need to look at alts with real use cases and regulatory tailwinds. We're bullish on XRP right now because of the regulatory clarity coming under this administration. That overhang held it back for years, and it's finally resolving.