XRP

whimsical-crack-rock

I would be so fucking pissed if aliens came down and were like “yeah, we transact exclusively in XRP”

DanielTheTechie

Besides Bitcoin, Ethereum has real use cases because of smart contrats, some of its L2 layers, and out of the Ethereum ecosystem, maybe Solana, XRP, some other L1s whose technology is newer than the one of Ethereum (but Ethereum "wins" just because it appeared earlier) and a few more. The rest of 99.9% tokens out there are created only for speculating with them.

williamz902

If you hold ZEC, Pippin, XMR, RIVER, or XRP... the slow dump has started. Last chance to sell your holdings for a profit.

BTCWallahFXEmpire

If I were you, I'd 1) Allocate 80% of my assets in Bitcoin and Ethereum and then forget about it for years. 10% in smaller, underbought assets like Chainlink, Litecoin, and XRP (basically any good coin that has failled to achieve its record highs for years unlike Bitcoin). They'll tend to rally higher during a market wide bull run IMHO. 2) Binance for its liquidity and interface. OKX and Hyperliquid as the second. For cold wallets, I've been using Exodus for years without worries. Yep better keep those spots in cold in case CZ doesn't like it easy. 3) Panic sold BTC during the 2015 downside. Could have been north of $10 million today lol. HODLing a $100 BTC is better than $100 Benjamin. Also, got into futures trading and nearly bankrupted myself while long-ing the market crisis in 2018. Never again. 4) Leverage trading. Its addictive and can keep you from achieving long-term investment targets. Control the gambling instincts. Once you have grown your profile, use part of the profits to play futures (or dont at all lol). PS: Never tell anybody you are trading crypto and profiting from it. No flashing.

JeremyLinForever

You’re holding XRP and Hedera, you better cross your fingers and clench your bum if you think we are about to enter a bear market.

ADHD-Developer

I would keep it in USDC until btc touches the 200 W EMA then ill dump it all on a small top 100 trusted project/projects like NIGHT , Render, link .. capital is small so my appetite for risk is high at this situation, if it was 30 k then i would tell you ETH, SOL, XRP.. if it was 100k then it would be BTC.. the higher the capital the less risk i expose

Dapper_Addition_3837

Well, ETH is been trash for sometimes now. XRP is way better.

ArtReasonable3728

Well, I agree about that. I staked my ETH and some of my XRP. I love the daily rewards

Arijan101

For every XRP purchased at the price of $2 and above, you get a -1 IQ point. Don't miss out on the offer and accumulate out -5M IQ, buy simply holding and DCA-ing XRP for a few years.

AprilsMostAmazing

my XRP custom order went through like an hour ago

mrhmin

Uphold supports XRP, which is huge for me.

Flamboiant_Canadian

$10B ejected thanks to XRP.  If you add up all the money that ejected out of the market. That's the bullrun right there.  Solana processed over a trillion dollars in volume. Where's that money? It sure as fuck isn't in Solana. 

Arijan101

Yeah, no one's reading a 5 Mile chat GPT slop about XRP.

AutoModerator

Post is by: Mission-Stomach-3751 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1qgjsbo/standard_chartereds_1250_xrp_target_does_the_math/ Standard Chartered analyst Geoffrey Kendrick recently projected XRP at $12.50 by 2028, with discussion around a potential ETH flip during the 2026 cycle. Let’s break this down logically, not emotionally. At \~$12.50, XRP’s market cap would be roughly $700B+, assuming current supply. At the same time, Standard Chartered also projects ETH at \~$7,500 in 2026, which would place ETH well above $800B–$900B in market cap. This creates a clear contradiction: • Either ETH underperforms relative to expectations • Or XRP significantly exceeds $12.50 (closer to $18–$20+) for a true flip Kendrick’s broader thesis points to risk-on conditions, where capital rotates: BTC → ETH → utility-driven assets like XRP. The key variable isn’t the headline price target, but relative velocity between ETH and XRP during peak liquidity phases. Curious how others here see it: Do you think XRP can outpace ETH on a relative basis next cycle, or does ETH’s ecosystem gravity still dominate? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

ChummySpider

It IS worth investing in. Especially coins with good hype like XRP, Doge, Shib, PENGU, Pepe (even BTC or ETH-though the others are more affordable). I wouldnt invest ONLY in it because its subject to wild swings. Buy stocks too. I keep my crypto investments to less than 20%, and the. As long as people buy this stuff (and they do-I certainly do), there will always be a liquidity cycle to play, and if there is some utility along the way, great.

CapitalIncome845

XRP is dead. Stablecoins won.

AutoModerator

Post is by: Money-Background7430 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/XRPUnite/comments/1qgchno/functional_zero_why_xrps_liquid_supply_is/ XRP: The Structural Scarcity Story of 2026 XRP’s liquid supply has collapsed from 3.7B to ~1.6B in 12 months, driven by ETF absorption, institutional corridor expansion, and AMM‑based liquidity migration. While total supply remains large, the liquid float - the only supply that matters for price - is projected to breach 1B XRP by Q3 2026. Regulatory clarity across global markets, combined with the rise of RLUSD and tokenized treasuries, is accelerating institutional lock‑in. As liquidity shifts from order books to AMMs, price discovery becomes algorithmic, forcing nonlinear repricing as float thins. XRP is transitioning from a tradeable token to a global settlement utility with finite operational supply. The scarcity is mechanical, structural, and accelerating. 1. The Fastest Drawdown in Crypto History On‑chain data confirms that exchange balances have collapsed from 3.7B to roughly 1.6B XRP in the last 12 months. ETF Absorption: Spot XRP ETFs (launched late 2025) are absorbing ~1% of circulating supply per month into cold storage. Inventory Drain: As of January 2026, exchange reserves are at 7‑year lows. At this pace, the “functional zero” floor of 1B XRP is projected to be breached by Q3 2026. Functional zero refers to the point where the liquid float becomes too small to support institutional settlement without severe slippage - typically around 1.1B XRP. Although ETF absorption is measured against circulating supply, the XRP they acquire comes directly out of the liquid exchange float. Why this matters: The market is competing for a shrinking pool of XRP that institutions are removing faster than it can be replenished. 2. Why XRP Is Different Most crypto assets are valued on speculation or retail hype. XRP is unique because its scarcity is driven by "UTILITY LOCK-IN", not sentiment. The Proven Model: Ripple built the corridors; institutions are now replicating them. Every wallet reserve, trust line, AMM position, and liquidity buffer removes XRP from the liquid float. Industrial Infrastructure: XRP has transitioned from a speculative token into the settlement plumbing for tokenized value. Why the Shortage Hit So Suddenly The supply shock of late 2025 wasn’t caused only by ETF proliferation. It was triggered by something deeper: institutions front‑running the future of tokenized settlement. Ripple’s early distribution was intentionally conservative. In the pre‑regulatory‑clarity era, only a tiny set of partners could legally hold XRP or operate corridors. Ripple had to seed liquidity into entities that were: - regulated - compliant - operationally capable - unlikely to dump - able to run corridors quietly This meant Ripple held the strategic inventory, while the liquid supply available to the public remained small. As global regulatory clarity improved - and as U.S. legislation like the Clarity Act moves toward passage - banks, custodians, and stablecoin issuers began accumulating XRP aggressively to front‑run the tokenized‑stablecoin economy. The Clarity Act is not required for the current drain to continue. It simply widens the aperture, lowering the cost of participation so a far larger set of institutions can embed XRP into their operations. The drawdown looks sudden because it is the release of pent‑up institutional demand that was legally constrained for years. 3. Total Supply vs. Liquid Supply (The Misunderstood Reality) Critics often cite XRP’s 100B total supply. But markets don’t trade total supply - they trade liquid supply, which is the pool ETFs and institutions actually draw from. Total Supply (100B) ↓ Circulating Supply (~50B) ↓ Liquid Exchange Float (1.6B → 1B) Today: - Liquid, exchange‑accessible supply: ~1.6B XRP - Locked in escrow, custody, reserves, AMMs, and institutional programs: tens of billions - Ripple’s strategic inventory: infrastructure, not float - OTC allocations: do not return to exchanges The world is not competing for 100B XRP. It is competing for a very limited supply that is actually liquid. This is the core of the scarcity story. - Understanding XRP’s Supply Architecture (Read Before Debating Anyone) A few points of contention often confuse people who are new to XRP’s supply mechanics, especially when they hear about Ripple’s escrow releases or ETF absorption rates. The architecture can be interpreted in different ways, but every interpretation leads to the same conclusion: the liquid supply is rapidly disappearing. - ETF absorption is measured against circulating supply - but it drains the liquid supply. -Circulating supply (~50B+) includes XRP in custody, AMMs, trust lines, Ripple’s strategic inventory, and OTC allocations. Most of this never trades The liquid supply - the XRP actually available on exchanges - is only 1- 2% of total supply (~1.6B → 1B). So when ETFs absorb 1% of circulating supply per month, the XRP they acquire comes directly out of the liquid float, not the broad circulating pool. This is why the float collapses even though the percentage sounds small. - Ripple’s monthly escrow releases do not replenish the liquid float. Ripple releases 1B XRP each month, but: - 700M–900M typically returns to escrow - 100M–300M goes to OTC institutional contracts - 0 XRP goes to exchanges OTC allocations are held in custody and never return to the liquid float. So Ripple’s escrow cycle does not offset ETF absorption, institutional accumulation, or AMM collateralization. No matter how you interpret the supply layers, the outcome is identical. Whether you focus on: - total supply - circulating supply - escrow mechanics - OTC distribution - AMM lock‑ups - institutional reserves you arrive at the same unavoidable fact: The liquid supply is the only supply that matters for price, depth, and slippage is collapsing at the fastest rate in XRP’s history. This is why the scarcity is structural, mechanical, and accelerating. 4. The Global Regulatory Backdrop (The U.S. Is Late) The U.S. is only one piece of the puzzle. The real adoption curve is global. - EU MiCA provides full digital‑asset clarity - UK EMI licensing enables stablecoin issuance - Singapore MAS supports tokenized settlement - UAE VARA enables institutional crypto rails - Japan FSA has clear stablecoin rules - Hong Kong is pushing tokenized treasuries Global institutions don’t wait for U.S. law. Tokenized settlement is already scaling offshore - and XRP is one of the few assets with regulatory clarity in multiple jurisdictions. 5. The Clarity Act: The Institutional Accelerant The Digital Asset Market Clarity Act of 2025 (H.R. 3633) is the accelerant - not the origin - of the trend. Section 310 Impact: Prevents federal regulators from forcing banks to treat customer XRP as a balance‑sheet liability. Lower Barriers: Banks can hold XRP reserves to run stablecoin pools and satisfy XRPL requirements without punitive capital treatment. The Shift: XRP becomes a digital commodity used for operational efficiency, not a speculative asset sitting in a risk bucket. 6. Market‑Maker Mechanics: Why Repricing Becomes Nonlinear As float shrinks: - Market makers widen spreads - Depth collapses - Slippage increases - Institutions must pre‑fund corridors - AMMs become the dominant liquidity layer This is the mechanical reason why: Repricing is not gradual - it is forced. When float breaches 1B XRP, the market structure itself drives price discontinuities. Why this matters: Once spreads widen and depth collapses, price cannot remain stable - the structure forces repricing. 7. The Road to the Critical Floor Looks Predictable Q1 2026: Reserves slide toward 1.3B. The January 1st escrow release (1B XRP) was the last major “buffer” before the supply‑demand curve turns vertical. Q2 2026: Stablecoin consortiums (utilizing RLUSD) launch globally, locking hundreds of millions of XRP into liquidity pools. Q3 2026: Exchange float breaches the 1B floor. Order books thin by ~40%, making large‑scale acquisitions nearly impossible without massive slippage. Q4 2026: Trading migrates to Institutional AMMs and private dark pools as the “retail float” vanishes. 8. Macro Tailwinds: Why 2026 Is the Inflection Point The timing isn’t random. The macro environment is aligned for tokenized settlement: - Tokenized treasuries exploding - Stablecoin settlement surpassing Visa volume - AI‑driven commerce requiring instant liquidity - Global de‑dollarization pressures - Corporate treasuries adopting tokenized cash equivalents - Banks seeking real‑time settlement rails XRP sits at the intersection of all of these trends. 9. Repricing Through Necessity At the low $2 area today, XRP is in a period of “quiet accumulation.” Once the 1B float is breached: Nonlinear Repricing: Institutions needing hundreds of millions of XRP for settlement will force the price higher as demand overwhelms supply - and given XRP’s utility, this is unavoidable. The Reserve Asset Transition: XRP shifts from a “tradeable token” to a reserve instrument for the global multi‑money verse. 10. The 2026 Institutional Multiplier The final piece of the scarcity puzzle is the collateralization of RLUSD. As Ripple USD (RLUSD) becomes the core settlement asset for entities like LMAX Group and European payment providers, a multiplier effect emerges: The Bridge Requirement: Every $1B in RLUSD volume requires a corresponding layer of XRP liquidity locked into AMMs to maintain low‑latency conversion. Tokenized Treasuries: Platforms like Ondo Finance are now using XRPL for U.S. Treasury redemptions. Every dollar of tokenized debt moved over the ledger increases the “utility tax” paid in XRP. The January 15, 2026, Ripple-LMAX partnership (integrating RLUSD a

joethecrow23

I had a good stack of VET back in 2020, had bought most of it around $0.02 watched it pump to almost $0.30 in 2021, kept buying all the way back down, but was convinced it was gonna go to way over $1, ended up selling it off in 2024 when it was obviously just not going to have an impressive bull run. Ended up breaking even. Would’ve done fantastic if I’d just bought BTC. I think the only coin I ever made decent money on besides BTC was XRP and ironically it’s only because the lawsuit kept the price suppressed for an entire cycle.

staywoakes1

no? XRP is doing well. ADA is not

scott_in_ga

Yeah. Will be an interesting year. I sold my btc around $110 so I'll be happy for cheap coins. 😛 Currently short XRP and SUI

BraveUnderstanding15

Only alts I’ve made legit money off is Solana where I got in <$15 and XRP <$.60. The rest have been spotty AF. BTC/ETH are king and queen.

jwheel888

Maybe if you got in 2015? No money to be made now. XRP

crouchmomma

And I would argue investing in XRP. It's just had a new license in Luxembourg.

crouchmomma

XRP is well backed and set to go up.

crouchmomma

I think that the older, established ones like Ripple (XRP) and BTC are going to make a come back. They will be the way money gets moved around if Russia, China, USA do their thing.

DrCrazyCurious

Do whatever's best for you. I'm up over $60,000 in XRP and also hold BTC and a bunch of alts that are in the green. I'd rather be a "diversify" than a "maxi-anything" but again do whatever's best for you.

romik2821

Thank you for providing this info 🙏 90% people just yapping here and not running Chatgpt5, Gemini pro for multiple hours a day to get Fundamentals of the ETH , SOL, XRP Etherium going to change our financial ERA!!! Big players like GOOGLE, META, MICROSOFT etc have to joint Blockchains or they would loose business...

scott_in_ga

Short SUI or XRP. 😛

F-machine

Ada and XRP forever and ever stuck in top 10 at same price

Brewerfan1979

You have to diversify your crypto. I like alts like XRP,HBAR,XDC and XLM. I also understand having some BTC makes your overall holding stronger.

coinfeeds-bot

tldr; Bitcoin's recent rise appears to be a 'false breakout' rather than a sustained recovery, as technical indicators show waning momentum and resistance at key moving averages. Shiba Inu and XRP also face technical challenges, with Shiba Inu nearing a critical resistance level and XRP showing a weaker recovery outlook. Broader market uncertainties, including U.S. Federal Reserve policies and declining ETF inflows, add pressure to crypto assets, suggesting caution for investors amid these conditions. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

R4ID

last time the koreans pumped XRP so high CMC had to remove the korean exchanges without telling anyone. it made the price look like it crashed 40% in under 1 second. (and begun the crypto winter of 2018)

somethingdank422

Waiting r XRP to make my dreams come true lol

SkyClouds1998

XRP and 589 references incoming…

Nervous_Hurry_9920

I am doing the same thing. I have essentially converted my savings account into crypto holdings, DCA what I can afford each week out of my check. I intend to quit my job and start a business within the next 3 or so years. My overall goal is to beat the yield of a HYSA, not get rich.  There has been ups and downs. I have found several situations where I must sell tax lots at a profit, drawing down a bit- but only for necessary expenses. For example I just moved and treated myself to new cookware (I had just 1 very old pot and pan). I personally am diversified across about 10 of the most popular cryptos including some altcoins like ADA and XRP. My thinking is these coins have a lot of potential, and possibly (probably) more upside, esp in the near term. Just make a plan and stick to it. I see nothing wrong with being over aggressive in saving and having to pull some out. Expenses don't stop.

DaaNL_4448

XRP appeared in Arc Raiders. I guess it will moon in 2059 then...

ChrisZwolle

Crypto - HBAR , XLM, XRP Are still cheap. Forex - long terming? I drop in in S&P prolly. Short term? I guess gold lulz

TheRicFlairDrip

the same custodian holding an BTC ETF doesnt have plenty of altcoins to choose from, ETH, XRP, SOL and LINK maybe. Those arent even altcoins anymore if you ask me, they are crypto blue chips.

Sephiroth300788

Solana, XRP, Polkadot and Ethereum are my favorite.

Significant_Repair41

I've been buying xrp since 2019 I sold it all when it was delisted which I regret. I have been buying it again since mid 24 but don't have as much as I had earlier. There's too much happening with it like the etfs and typically you don't get the big investment firms launch etfs on a losing bet. I think that it will be worth $10-20 in the next few months but I might be wrong. I can spout off several positive things that have transpired in the last year with Ripple ,XRP and the stable coin it's just a matter of time and we will at least get new ATH hopefully not too long though it's been a rough ride.

Brnsnr9100

Buy 1900 in XRP, use the remaining 100 to buy a nano ledger

No_South_9912

BTC, ETH, SOL are the "investment grade" coins according to major brokerages. That's why they offer ETPs. Then there's XRP, DOGE, LTC, HBAR offered as "3rd party" ETPs. Then there's the coins with no ETPs offered, only owned by those heavily into the crypto ecosystem.

awesomenator55

XRP is $2.65

reaviss

Supply shock in general yes but specifically a supply shock in the OTC desk is very reasonable. A lot of XRP being bought up in the dark pools could show some change in price as the liquidity there dries up

investingtruth

For alts my favorite right now is XRP. The regulatory clarity under this administration is a massive tailwind. XRP has been held back by the SEC lawsuit overhang for years. With that resolving and potential crypto-friendly policy coming, it's got room to run. Altcoin season doesn't really start until BTC consolidates and capital rotates. We're not quite there yet, but XRP is positioned well when that rotation happens.

Haunting_Tax_5991

XRP’s price move was signaled early by derivatives, rising open interest, and sustained funding rates.

Otherwise-Trifle892

JP Morgan are hardly a small entity. To announce a partnership, confirmed by JP Morgan with Canton is a pretty big deal. I don’t think they should be overlooked just because their MC is 5Bish. XRP has a 128B market cap lol! Canton has secured maybe one of the largest partnerships in Crypto. The potential is 📈

Successful-Win-8035

I would do ripple, and XRP instead. ETH is at the end of its life cycle.

MangoDismal1465

XRP making global agreements DYOR you only lose if you sell at a loss

The-Happy-Mannequin

I have been guilty of jumping into the alt coin hype and have learned an expensive lesson... Unless you are the lucky or incredibly smart .5%, stay away from alt coins. 80%+ Should go to Bitcoin. 10%+ ETH. A few percent in SOL. XRP is ok but I'd keep any alt coin investment outside of the top 10 at less than 3%.

deadhorse71

Buy XRP

TheTangoFox

It's XRP, not Ripple

Gotglo

Unfortunately the corrupted US govt is here to control and deceive us like clockwork just like how they are being controlled. Alot of US politicians have dual citizenship and pledge allegiance to another country if y’all didnt know. This is why privacy coins have already been a hot topic and will continue to be. Please don’t not call me antisemitic this is truth and reality that all US infrastructure is controlled for the gain of themselves and to the elites they send money to, to avoid getting blackmailed. Some notable relations in crypto: -Barry Silbert: Founder and CEO of Digital Currency Group (DCG), a major investment firm in the space. Charlie Shrem: Early Bitcoin entrepreneur, founder of BitInstant, and a key figure in Bitcoin's early days. -Sam Bankman-Fried (SBF): Founder of FTX, a major (though now defunct) crypto exchange, who has a Jewish background. -David Sacks: A prominent Jewish venture capitalist and PayPal COO, named "White House A.I. and Crypto Czar" for the Trump administration. -Rabbi Michael Caras (@thebitcoinrabbi): A Chabad rabbi who connects Bitcoin and Jewish law (halacha), bridging the two communities online. -ETH - Ethereum Co-founder Joseph Lubin, a Jew, previously worked in finance at Goldman Sachs. He single-handedly created ConsenSys, building MetaMask, Infura, these foundational tools for Ethereum. In simple terms: ETH is the 'water, electricity, and coal' of the crypto world. Regardless of whether it rises or falls, you still need to use it; it’s the legitimate child of the military. -WLD coin Founder Sam Altman, the big guy who previously worked at OpenAI, a Jew with an extraordinarily strong background. -Founder Eli Ben-Sasson, one of the pioneers of Zcash's zero-knowledge proofs, from Israel, really knowledgeable in cryptography. STRK is an L2 project, specializing in ZK technology, using mathematical methods that allow you to verify without revealing details. -Solana Founder Anatoly, previously an engineer working on chips at Qualcomm. The investor lineup is very fierce: Multicoin, A16z, and David Sacks (a Jew), one of the PayPal Mafia. -XRP - Ripple Founders Chris Larsen and Jed McCaleb, with a lot of early money from the old financial sector, including funds like A16z. Although the SEC has been chasing lawsuits for two years, it just won't die. Why? Because there are people backing it up, it's really not something a regular small project can compare with. -Donald J Trump The current US President has expressed strong support and took significant actions solidifying the U.S.-Israel relationship, including recognizing Jerusalem as Israel's capital and moving the U.S. Embassy, recognizing Israeli sovereignty over the Golan Heights, increasing military aid, and challenging Iran, fulfilling campaign promises that demonstrated deep commitment to Israel's security and interests.

cedarrapidsiaus

Yeah i mean why would anyone be obligated here? I wasn't referring to obligation so I'm not sure why you are bringing that up. I was mentioning how using Ripple/XRP would benefit others, not that others have to use it. Tokenization is coming, a new enhanced efficient cross border payments system is coming and inevitable as long as the worlds tech hasn't disintegrated. If you think JP Morgan is going to be the King of the future of cross border payments and tokenization and offer better solutions and products, then invest in JP Morgan i hope. Good look to JP Morgan finding the liquidity and trust to move the worlds money and catching up to other blockchains years ahead of them. And no matter what a JP Morgan blockchain will always be Centralized because its OWNED BY JP MORGEN. This can work for people who chose to bank with JP Morgen, but that's where its use case ends. People that don't want to use or trust JP Morgan or any other bank or companies' centralized blockchain product are much more likely to use a product that is free from banking, government, and business influence (DECENTRALIZED). Also, JP Morgan can create its own blockchain (any bank or business can) and still use XRP, SOL, XLM, ETH, HBAR, and other cryptos' software. Its called interoperability. Companies with and should build their own blockchains built to there specific needs. Just as they should also turn to others that help them save time & money. I'm betting on both happening. Banks building there own blockchains actually makes it easier for them to integrate with crypto like XRP and XLM through stable coins and interoperability lol. Could XRP go to zero? Of course. My view is that it will be worth a lot more than it is today. If you think it will have no role in the future that's cool. We'll see what happens. You see that article you just posted of BNY? Did you know BNY and Ripple are collaborating? Lol https://www.bny.com/corporate/global/en/about-us/newsroom/press-release/ripple-selects-bny-to-custody-ripple-usd-reserves.html#:\~:text=Ripple%20is%20the%20leading%20provider,%2C%20exchanges%2C%20and%20moves%20value. https://thedigitalbanker.com/bny-mellon-to-hold-reserves-for-ripples-new-stablecoin/#:\~:text=These%20efforts%2C%20if%20successful%2C%20would,regulated%20tools%20for%20value%20exchange. "Bank of New York (BNY) Mellon and Ripple have a strategic, expanding collaboration centered on the integration of digital assets into traditional finance.  Key aspects of their relationship include: * **RLUSD Custody**: BNY Mellon serves as the primary reserve custodian for Ripple's enterprise-grade stablecoin, Ripple USD (RLUSD). This partnership lends credibility and regulatory alignment to RLUSD by having its cash reserves held by one of the world's largest and most trusted global custodians. * **Tokenized Deposits**: Ripple Prime, Ripple's institutional arm, is an early adopter and participant in BNY Mellon's new **tokenized deposit service**. Launched in January 2026, this service allows institutional clients to convert cash into digital tokens on a private blockchain, enabling 24/7, instant settlement for transactions like collateral and margin workflows, which is not possible with traditional banking systems that have cutoff times. "

jdauhmer

I've used changelly a ton of times in the early days. Back around 2018 and as recently as 2023, but I have never had any issues with it. I used to use it to get my hands on ALTs like XRP back before coinbase and other places had them listed.

coinfeeds-bot

tldr; A recent crypto market rally led to the liquidation of over $718 million in short positions within 24 hours, marking the largest event of its kind since October's market crash. Bitcoin and Ethereum were the primary contributors, accounting for $402 million and $255 million respectively, with altcoins like Solana, XRP, and Dogecoin also impacted. The liquidations were concentrated on exchanges like Bybit and Binance, affecting over 146,000 traders. The event highlights the risks of leveraged positions and the volatility of the crypto market. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

cedarrapidsiaus

RIpple is made up of former finance, government workers, and bankers. Ripple and XRP could be the idea of the most powerful bankers in the world. To update the system, create massive new profit revenue, get everyone and value on DLT, and make it look like they don't have the power they really do. That would make RIpple a win, win, win, win for them hypothetically.

coinfeeds-bot

tldr; The cryptocurrency market surged by over $130 billion in 24 hours, with total market capitalization reaching $3.24 trillion. Bitcoin led the rally, trading at $95,055 and contributing significantly to the market's growth. Ethereum, XRP, BNB, and Solana also posted gains. Institutional demand played a key role, with U.S. Bitcoin ETFs recording $753.7 million in inflows. Strategy's $1.25 billion Bitcoin purchase further boosted confidence. Mixed demand signals and cooling U.S. inflation data influenced market dynamics. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Internal-Apple-2904

Im planning to add XRP tools as well

No_Programmer_4268

Hello mate  I started off with £100 last boxing day  now I have 4k  and waiting for zcash to go higher to cash in more profit 📈  I started on XRP,  sold it and bought smaller less value coins, start small on different coins 🪙  do plenty of research from loads of platforms 👍. Good luck. 

coinfeeds-bot

tldr; Bitcoin's price surged, leading to nearly $800 million in liquidations, with $690 million from short positions. Bitcoin reached its highest price since November 14, up 5% in a day, while Ethereum, XRP, and Solana also saw gains. Liquidations were driven by optimism around the Clarity Act, a U.S. crypto market structure bill, and steadying inflation. Bitcoin ETFs saw significant inflows, and prediction markets show increased bullish sentiment for Bitcoin reaching $100,000. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

0xpolygonlabs

We're big believers in the broader mission of making global payments faster, cheaper, and more accessible, and that's a shared goal across many projects in the space, including those focused on cross-border efficiency like XRP/Ripple. Philosophically, the Open Money Stack approaches this through a fully open, decentralized lens: we're building a modular, chain-neutral system that emphasizes Ethereum-compatible scalability, stablecoin interoperability, and seamless integration of fiat ramps, wallets, compliance primitives, and onchain earning to keep money productive without off-ramps. This vision prioritizes programmability and user sovereignty.  We want money as code that anyone can build on, with automatic yields and invisible chains, targeting not just institutions but also individuals, merchants, fintechs, and AI agents in a borderless economy. While different projects pursue efficiency in their own ways (e.g., specialized ledgers for institutional settlements), Polygon’s OMS leans into the composable, community-driven ethos of blockchain to create an inclusive stack that bridges tradfi and onchain without central dependencies. The end philosophy is to empower builders to move *all* money onchain, instantly and reliably.

Flamboiant_Canadian

Idk if anyone noticed, but XRP dumped another billion tokens on the market recently. I'd really like to take the hype seriously from all the Ripple fanatics, but when they do shit like that, it's hard to take them seriously. 

cedarrapidsiaus

The XRP ledger isn't owned or controlled by Ripple. It's Decentralized. Me and you can develop on it without Ripple's consent. Ripple just utilizes their holdings and expertise to offer liquidity services/conveniences/upgrades. With and without the XRPL. Although its been stated by Ripple the XRPL has the best benefits/enhancements to offer.

Glittering-Equal-448

I just hopped back into crypto after selling my bags a few years ago to get a car, my two biggest bags are Solana and Monero (XRP very distant third) all i have to say is.... im very happy i went with my gut and didnt go all in on my old friend Polkadot.... LMAO

AutoModerator

Post is by: NIGHTLYCREAMZ and the url/text [ ](https://goo.gl/GP6ppk)is: https://whop.com/creamz-moonshots Hey degens, traders, and anyone grinding crypto stocks forex I got tired of joining dead Discords or paywalled groups that just shill signals without real community. So I built one myself NightlyCreamz Trading Hub on via Whop. It's primarily for crypto traders heavy on XRPL privacy gems like XRP XLM XMR, undervalued plays breakdowns, entries/exits, watchlists, numerology/astrology edges for fun, but stocks and forex folks are 100% welcome plenty of crossover vibes. The Plan Give Back First, Scale Later First 20 members get entered into a pot for a cash prize paid in XRP for that degen flavor. Once we hit milestones like 1000 members, bigger prize pools kick in. Most of the revenue gets pumped back into the community trading tools eg premium charting subs, Bloomberg TV access if we scale, more giveaways, exclusive resources, or even community voted upgrades. If growth is slower than I hope? Still doing prize pots and value drops just scaled down. No rug vibes here. What You Get for $28/mo No BS Pricing: Nightly real time picks & signals from my degen lens not financial advice DYOR always. Live chats, voice rooms for breakdowns, sharing wins/losses. Exclusive channels for charts, watchlists, and deep dives. Meet cool people with the same grind common interest in stacking not just hype. Instead of blowing $28 on useless stuff another meme coin rug? lol, invest in learning, networking, and potential tools giveaways that actually help. Heavy disclaimers This is my personal opinions speculation only NOT financial advice. Crypto stocks forex equal high risk, you can lose it all. No guarantees, past performance isn't future results. Trade your own risk, use stops, consult pros if needed. We're building a fun, value driven spot, not a pump group. If this sounds like your vibe, and see if it's worth. First 20 spots for the giveaway let's build something real. LFG drop your thoughts or questions below *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

SnooDingos6517

Crypto has been a fucking disaster lately. I can’t believe how much some of these alt coins have plummeted in price. It’s insane. The only cryptocurrency I will ever invest in again is MONERO or XMR. It scarce as hell, it’s completely unhackable, the coin supply is less than Bitcoins, and in the last week it just ran up about 60% from $424 to nearly $700 and its market cap is still only 12 billion. Compare that to the top alt coins out there like XRP, Solana, and even ADA. XMR is a privacy coin AND WITH ALL THE FRAUD OUT THERE AND PEOPLE BEING ABLE TO TRACK EVERY CRYPTO TRANSACTION THAT YOU MAKE NOW, XMR IS THE WAY TO GO AND THE RALLY IS JUST GETTING STARTED, ESPECIALLY IF YOU COMPARE IT CHART TO EVERY OTHER, FUCKING CRYPTO OUT THERE RIGHT NOW

F-machine

How will this be different than what XRP wants to achieve

dyinthecut

He's telling people to buy Bitcoin when he is buying XRP. He probably has some money in BTC but not what all these people are publicly preaching.

biba8163

> Paper Hands If the guys that no longer want to be scammed by Meme Tech Shitcoins with predatory tokenomics that devs and insiders dump for free money are paper hand idiots? What does it make the morons who continue to hold and get scammed? **Top 10 from 8 Years Ago Today* Crypto | Price Change | Δ Supply | Cap++ | Shitcoin++ | |:--------|--------------:|---------------------:|------------------------:|-------------------:| | BTC | ⬆️ +539.66% | +18.89% | --- | --- | | ETH | ⬆️ +123.99% | +24.48% | --- | --- | | XRP | ⬆️ +1.77% | +56.69% | --- | --- | | BCH | 🔻 -77.31% | +18.15% | --- | --- | | ADA | 🔻 -55.71% | +38.69% | --- | --- | | LTC | 🔻 -70.55% | +35.25% | --- | --- | | NEM | 🔻 -99.93% | +0.00% | --- | ✅ | | XLM | 🔻 -66.73% | +81.18% | --- | --- | | IOTA | 🔻 -97.71% | +52.42% | ✅ | ✅ | | EOS | 🔻 -98.95% | +256.53% | --- | --- | **Δ Supply* - Change in Circulating Supply **Cap++* - Increase in Capped Supply **Shitcoin++* - New Shitcoin Tokens launched for the project https://coinmarketcap.com/historical/20180113/ /r/cc 8 years ago falling for tech memes and thinking crypto coins were like tech companies. > - In 20 years Bitcoin will be to crypto what AOL is now to the internet. > - In 2017 alone, Ethereum, Iota, Ripple, Vertcoin, Monero and Litecoin have all made big moves in terms of tech and adoption. What will 2018 bring? 2019? Will Bitcoin still lumber into 2020? > - Lol—try 3-5 years. > - I think 20 months tops > - 20 yrs? Think 2. > - It' ll happen sooner. The world turns faster constantly. Bitcoin is like a fat, slow dinosaur > - Agreed. Could be months. The space is wide open for competition. Could def see ETH and BCH taking the crown. > - Someday people will think that it'd ridiculous to pay fees and wait time to transfer money and they will buy IOTA > - Companies will not bet on a burning piece of garbage like Bitcoin, and whatever they pick will win. I guarantee it. See: Bosch/IOTA. > - Hmm your comment has made me think of possibly splitting my portfolio four ways - ETH, IOTA, XRP, REQ. > - The sad fact is there are coins from 4 years ago that are better than Bitcoin, we don't even need new projects to take leaps forward. > - Tl;dr I think your bitcoins are going to be about as valuable as your 20 hours of free internet CDs from AOL https://np.reddit.com/r/CryptoCurrency/comments/7kval4/in_20_years_bitcoin_will_be_to_crypto_what_aol_is/

Red-Oak-Tree

Converging towards BTC Not there yet as still hold 3 ALTs but used to have about 20+ alts BTC, ETH, XRP, CRO CRO will be rotated into BTC at some point. ETH and XRP could remain long term.

biba8163

**Top 10 from June 2017 ranked by performance (When Crypto became big caps and Flippening narrative) to Today* | Crypto | Price Change | |--------|--------------| | BTC | ⬆️ +3,637% | | XMR | ⬆️ +1,358% | | ETH | ⬆️ +765% | XRP | ⬆️ +694% | | LTC | ⬆️ +151% | | ZEC | ⬆️ +5% | | ETC | 🔻 -31% | | DASH |🔻 -61% | | IOTA |🔻 -80% | NEM | 🔻 -99% |

biba8163

> betting on ETH for too long ETH appears to be a big outperformer but it's an underperformer long term that only performs after a massive drop (-92% from ~$1400 to ~$80, $4,000 to $1500 last year, etc) **Top 10 from June 2017 ranked by performance (When Crypto became big caps and Flippening narrative) to Today* | Crypto | Price Change | |--------|--------------| | BTC | ⬆️ +3,637% | | XMR | ⬆️ +1,358% | | ETH | ⬆️ +765% | XRP | ⬆️ +694% | | LTC | ⬆️ +151% | | ZEC | ⬆️ +5% | | ETC | 🔻 -31% | | DASH |🔻 -61% | | IOTA |🔻 -80% | NEM | 🔻 -99% |

biba8163

> ~80% btc/eth ETH appears to be a big outperformer but it's an underperformer long term that only performs after a massive drop (-92% from ~$1400 to ~$80, $4,000 to $1500 last year, etc) **Top 10 from June 2017 ranked by performance (When Crypto became big caps and Flippening narrative) to Today* | Crypto | Price Change | |--------|--------------| | BTC | ⬆️ +3,637% | | XMR | ⬆️ +1,358% | | ETH | ⬆️ +765% | XRP | ⬆️ +694% | | LTC | ⬆️ +151% | | ZEC | ⬆️ +5% | | ETC | 🔻 -31% | | DASH |🔻 -61% | | IOTA |🔻 -80% | NEM | 🔻 -99% |

Shinevestor

Light years behind XRP in the race for global dominance

Braviosa

Agree, but $250K sounds more like a maximised peak rather than a bottom. If things go really we'll get a doubling of our current ATH and chances are we'll peak before then. Bitcoin is the safest bet, but because of it's maturity compared to top ALTs, its not going to be the fastest horse in the race. Eth could reach 10k, Sol could reach $600+, and XRP is the wild card that coul be worth a dollar or fifty dollars amongst the top coins.

kahn_noble

I have XRP too. And many other investments. I’d give away my XRP profits to not have people killed and terrorized by ICE.

XRP_SPARTAN

As an XRP holder, November 2024 was like the best month of my life and I will always be thankful to Trump for giving us that crazy month.

AngryFker

Nah, but I might buy XRP below $1

BRVM

while you are holding ADA or XRP? 😂

Otherwise-Line-9223

Looks like XRP is controlling BTC now.

AD1AD

I didn't know XRP and SHIB were the real Bitcoin 😮

Aerocryptic

Like the XRP or SHIB’s army. Some people are deadly married to their bags

coinfeeds-bot

tldr; Coinbase is launching services under its Cyprus-regulated entity, offering perpetual and traditional futures contracts, including nano-sized futures, with up to 10x leverage. This follows its acquisition of BUX's Cyprus-regulated unit and a MiFID II license, enabling over-the-counter derivatives across the European Economic Area. Coinbase has closed all BUX Cyprus accounts. The platform will feature 31 derivatives linked to cryptocurrencies like BTC, ETH, and XRP, and memecoins like SHIB and DOGE, operating 24/7 with periodic maintenance. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

OkTune7507

I think it will one more time, Bit ,ETH and XRP, Sol will take off again and won’t stop for at least a year. In the end 5y from now only real tokens will hold up as an investment. There will always be alt coins and always be hype about something new but will be less than 50 real ones at first. Much money to be made and alt coins will always come and go however the real ones will always sticks around, like cobalt, gold, silver and my huge bulge. You just can’t get rid of the real things that matter.

Emergency_Egg1281

XRP ready to finally pop off !!

Delledell

What the actual fuck is XRP I’m gonna put 1500$ in to it idk what y’all are talking about I’m gonna make a crypto account tomorrow 🤨

SBX-Bronx

Break down your buying as follows. 50 to 60% in bitcoin. Do not stake or do anything with Bitcoin just hold long term. Ethereum buy and hold, you can stake and make about 3 % Hold About 20 to 30% of Ethereum. Solana and stake 5.85 to 6% percent apy it fluctuates. Cardano about 2.3 % apy. XRP Stick to L1s. Stay away from meme console doge, shiba and pepe that is unless you ok with losing some money. You can make money but you can loose a lot on meme coins. If you are thinking about day trading then crypto is not really for you. You can loose a lot on day trading crypto.

Dangerous-Brother-98

I’m holding long term. Down -$34K 😌I’m not going anywhere. My Flare is compounding me $193 a month at $0.0112 right now. XRP yield coming in by April. All I have to do is hold and my bags grow or I get $$$. I’m not going anywhere. Either this is going to $0 or we going to the moon. I’m young I likely have years and years to wait. 😙

pentaxpro

I agree. Don’t get caught up in the emotions from the hype. I was reading the comment section of one of the YouTube crypto guys. As pointed out, they said the so called expert became bearish just before the recent rally in XRP. Just because they have a large following on YT doesn’t mean they make a living from investing.

HSuke

Your criticism and analysis of Litecoin is totally valid. Its tech is better than Bitcoin, but eclipsed by newer generation blockchains. Censorship is a huge problem on the Bitcoin and XRP subs, and I'm sad to see the Litecoin sub vere in that direction.

JustStopppingBye

LMAO I broke you, you have no more arguments. Classic coward move, just like every XRP holder who blocks me before I can respond.

peakperformance81774

XRP all in. But it may be a long wait. To those that have patience, all is given unto thee…

Jaded_Badger9008

BTC, Eth, sol, XRP, XLM, Hbar

Interesting_Drag143

Ripple is financing with Microsoft the US Delegation Hub in Davos ($1 million each). I know that Ripple and XRP are somewhat independent, but the first having created the latter, it’s a bit hard to ignore what Ripple has been up to recently

No_South_9912

BTC, ETH, SOL are "Fidelity Approved" ETFs. When a major investment company is in the game, those are "investment grade" coins. There are also small company ETFs for a few other coins such as XRP. Even if you don't buy through ETFs, it's something to consider. DOGE is the only memecoin I know of with an ETF.

JustStopppingBye

XRP has nothing to do with trump and crypto isn’t American. Their regulations often end up shaping the global landscape, that’s why they’re important.

glizzy_goblin710

Add some XRP in there for sure

No-Climate-4443

Consider this video: “XRP has a predetermined price that is so high it is going to blow your hair off, rip your face off’ — Dr Jim willie (see https://youtu.be/VJsWUmbhr_0?si=EgYn8t-d6ctLJ-Jj)

Homer1802

I'm staying in XRP, I still believe in the forward movement. If you switch to bitcoin, remember that miracles will have to happen just to double your investment.