IMO

Chemfreak

Bitcoin was partly created in response to things perpetuated by securities such as FBTC. It was a response to the 2008 financial crisis which saw overleverage of derivatives and opaque systems. FBTC ect can be used in much the same way traditional stocks/ETFs are used to rehypothecate shares and trade derivatives of the underlying. You may not be a bitcoin maximalist or care about the technology, and I and all of us should welcome you anyway, but know the systemic abuse is not possible if everything is done on chain. There is no double spending Bitcoin. ETFs allow borrowing of "shares" at more than 100% of the underlying, IMO this leads to systemic risk.

deviantgoober

Its already priced in. Best case he triggers inflation and BTC runs. Worst case we fall a bit from stock market fear for a bit, but IMO the inevitable inflation is going to cause it to rip eventually no matter what.

ylonmontagne

Yeah, most DeFi’s been hype or scams. Not many projects are actually useful in the long run. Just taking rewards by thin air half the time. The second thing you’re asking about, falls under real word asset tokenization I guess. It’s hype with institutions atm, onboarding will be even bigger when the market recovers. The thing with ‘pure’ DeFi IMO is that it’s good in theory, but at the end of the day we still live in the real world, so it has to connect back somewhow. Whiterock looks interesting. Tokenized stocks and legit compliant, held by tradfi custodians. Only RWA brokerage I have found with a brokerage license, and they added XRPL and Hedera for cross chain access. Kinda similar to Ondo, but with tighter regulation and better partnerships, and still low market cap. Tbh I think the space needs to mature and ACTUALLY align with real-world narratives. It’s not really a tech issue anymore- just a matter of navigating regs and bringing in institutional players the right way. It’s a good time for it…

KCConnor

You gotta pump those numbers up, those are rookie numbers in this racket. /s The safest way to do it? IMO: For the first 4 year cycle you're in, put in as much as you can afford to lose. DCA constantly, but lightly. You're gonna buy at a high. But after a cycle goes by, that high becomes a low in the next cycle. You've now got 4 years of DCA in Bitcoin and it's GOING to be at a net profit. Now it's time to put in as much as you CAN, period. You've got the DCA from the last 4 year cycle as a failsafe. For illustration, take the 2017 to 2021 cycle. You start buying at the 2017 high price of about $20k and buy all the way through to the 2021 high of $69k. It also fell to about $4k. If we call your average buy price about $12k, you would have put $1200 a year for 4 years, $4800 in at $12k and had about 0.4BTC. So, for $4800 you got 0.4BTC. From the 2021 to 2025 cycle, BTC fluctuated from $69k to $18k to 109k, to probably higher by the time Q4 comes around. Let's call the average price through that period about $25k. You're sitting on 0.4BTC through that period, worth about $10k. You have a significant safety net to call upon if you need to, you can increase your DCA and if you find yourself financially stressed you can always call upon that 0.4BTC as well as whatever else you DCA in the process. And when you put 3x as much in for the 2021-2025 cycle (about $14,400) you wind up with another ~0.6 BTC. Now you have a whole BTC or thereabouts, for about $19k investment over 8 years and a net worth of $87k today and who knows by the end of the year. TL/DR? DCA gentle one cycle. Then DCA aggressively the next. Then DCA like a BTC maxi about to repatriate to El Salvador for subsequent cycles.

Rich_Highlight_

Yes, if you can do more, do more. IMO bitcoin is primed for a take off like you wouldn’t imagine. Face melting soon 🔜

Dubb18

1Q25 is now over. We'll start to see earnings in the coming days/weeks. If major companies (retail, fast food, etc) begin to miss, and have to lower their guidance for the rest of the year, then IMO the markets will continue to get dragged down. Not a matter of "if", it's a matter of "when".

waromia

Assuming you can afford to HODL and lose 25%, 50% etc to sell now is not a very good risk reward IMO. Market sentiment is near crypto winter lows. Global liquidity sucks right now. Expectations are that QE is in the near future for a lot of central banks. I think it’s a greater chance we go 50% up from here vs 50% down.

Corrosive_salts

The purpose of buying bitcoin is to sell for profit. IMO Monero is the real bitcoin. Private p2p

Funny-Apartment-3626

IMO datos hi is probably dead or lost access to his wallet, having so much money and never been tempted to sell at least a tiny amount it’s crazy

satoshiwife

IMO. Bitcoin will trade between $0 to $500,000k tomorrow, somewhere in between, yea

Front-Spirit-5845

I like their partnerships, I feel at around 2 cents, you can get a lot without spending a lot, but there is definitely potential for some serious pop IMO. You can google their partnerships, here is a more recent link that I came up across… [https://usethebitcoin.com/altcoins/list-of-vechain-partnerships/](https://usethebitcoin.com/altcoins/list-of-vechain-partnerships/)

Status-Nose-7173

It depends on the type of vaccine , but you are essentially correct since most commonly taken flu vaccines are not the type to provide sterilizing immunity, the covid vaccines also were not, which was my main argument. As you yourself just stated, the flu vaccines and measles are not intended to keep you from catching or spreading the disease, they simply cut down on the severity of the illness. They will not give you sterilized immunity. Same as the covid vaccines. There is no way in hell Trump will be able to accomplish that IMO. I doubt he will convince anyone to buy up anything other than BTC for reserves, but I understand your sentiment. Who knows what's coming down the pipeline, right?

fuegoencendido

You can with more hash rate but its equal as buying more lottery tickets, will it make you win? Probably not. Nowadays there's some lottery miners with less energy consumption which can be a better deal assuming energy cost IMO

TripTryad

Ehh, last cycle BTC dominance was in the low 70 percent range before it began to collapse and we saw the alt season, and that was of course coinciding with Quantitative Easing. It might actually still be too early to bother yet. There's nothing wrong with waiting for an actual sustained dominance pullback of a few percentage points before swapping IMO. You only miss a little bit, but you gain the safety of not trying to time the dominance top.

submarinoamaryellow

These are bears, I wouldn’t believe them, they want you to sell…crypto market is alive and healthy IMO,sometimes up sometimes down…

Alternative_Ad_4544

There is no way that price is still below six figures with institutions and nations starting to adopt BTC. Call me paranoid or a conspiracy theorist but I think the market is being manipulated (as it always has been) because the big players are trying to get in low. IMO we’ve been in a bear market and the bull market hasn’t even kicked off yet 🤷‍♂️

Dejhavi

This: >I had my **keys written down in an email, and reused a username and password** that were tough to crack IMO

DuckDuckMosss

If your grandma can buy Bitcoin through ETFs in her 401(k), yeah, we're not early anymore. IMO

under_score_forever

Buying something you think is going to go down is not the smartest thing IMO

Willz369

Around 80k is a solid price when u look back in 4 yrs time... IMO anyway :)

Churn

I work for a hedge fund. Lots of wealthy people with big differences in wealth and income. Everyone talks about Bitcoin on the trade floor. IMO if you don’t hear talk about Bitcoin where you work it is probably a low income job where people don’t have much discretionary income. Sadly, I think those people need Bitcoin the most.

Onauto

IMO, a better plan would be to buy what you can in BTC and literally never sell it. There are things being built where you’ll be able to take loans on your asset or be paid interest on your holdings. It’s a true asset. As time goes on, it will only become more valuable.

Tegridytubs

By all means do, but don’t be surprised when you are scammed and lose it all. The cryptospace , IMO, could be the future of finance , but is also ripe with scams which you have undoubtedly seen/heard about. There are better places to research the basics of crypto than asking randoms on Reddit that are likely bots or people looking to separate you from your money. Any answer you receive here should be cross referenced and checked with a more reliable source; and even then, information can be so technical that there is a good chance you won’t know what you are looking at.

Yone_official

IMO BTC's gonna be in a slump for quite some time. Trump's not done tanking the economy.

iwakan

Ethereum isn't *just* a smart contract platform. It is a general purpose blockchain. Unlike Bitcoin, it can do smart contracts, but it's *also* equally good as bitcoin at being "actual, digital money". The only monetary difference to Bitcoin is bitcoin's supply cap, but IMO that is not really an advantage for Bitcoin. What is beneficial for money is a *predictable* inflation, not necessary absolute zero inflation in the long term. (In fact any economist would tell you that it's actually pretty bad but let's ignore that for now.) IMO Ethereum has the better supply model, precisely since it is dynamic. Its inflation will always be near zero on average (as we've seen since the merge), but if it is the case that the security of the chain is threatened due to not enough transaction fees to pay enough validators, the inflation will automatically adjust to a higher (but still low) level. And as said, it doesn't even matter if its becomes slightly inflationary because the built-in yield will outperform this inflation for long term holders anyway. I struggle to see any flaws. Bitcoin does not have these features, so it is not a stable system over the long term. Either the security of the chain will plummet as block rewards approach zero, or transaction fees will have to skyrocket. One would think this should give pause to the people using bitcoin as money, but I don't think most users have really studied it enough to even realize. Or they do, but they are just in it to get rich quick and couldn't care less about the long term.

elle2105

Same concept as buying a fractional share of an equity IMO. You need to look at future growth prospects only.

Natural_Interaction5

This is true, IMO the bear market of 2018 was the worst tho, or best I guess, depends how you wanna interpret it

Natural_Interaction5

I switched to Coinbase from Crypto.com and wish I had switched earlier. Coinbase doesn’t charge its own BS fee like c.com( I think it’s 0.006btc) to send your BTC to cold storage. Plus they don’t shaft you with crazy spreads. You basically buy at spot and just pay $2.99 in a one time transaction fee 100% the way to go IMO, haven’t used kraken tho heard it’s good too. Plus I believe Coinbase supports BTC lightning wallets, good for the future

Oxy_Moronico

IMO the fork in the road has passed and it’s on the trajectory Litecoin and many others have taken. There will be a new number two coin or something will overtake it, they’ll battle for second position but ultimately it won’t matter because long term it’s only Bitcoin…that being said I think Bitcoin is never ever ever going to perform in the way it has.

Bravadd

IMO you should never go under 30% stocks no matter your age. Thus rotating a bit to Bitcoin is not that big a hurdle. Just my opinion.

robbass713

As soon as people got their hands on crypto, it was all about making the rich richer IMO.

cyborg_elephant

Typical mara dilution. Price is heavily manipulated, but manipulated to the downside. Extremely low PE, extremely high profit margins and best of all extremely high bitcoin holdings. Good long term hold IMO.

Lemon_Club

Well for XRP, it's speed, low fees, and efficiency is great for institutional cross border payments. The most interesting problem it fixes though would be the trillions of dollars that are locked up in nostro/vostro accounts that it could free up due to not needing that money put away in different currencies anymore. If you read into that problem and how XRP could fix that, I think that's massive. You also get into the conversation of tokenization of real world assets and stocks and things like that which are going to be an even bigger use case IMO.

DifficultyMoney9304

Yeah don't listen to these guys claiming it's a store of value (stores of value dont lose 50%+ during tightneing liquidity conditions) It's not. It follows global liquidity cycles to a T. Bitcoin is much more correlated to the mag 7 or QQQ tech heavy fund as that also follows global liquidity pretty accurately. Bitcoin is more like a tech stock if anything. Nothing like gold IMO

Alert_Barber_3105

IMO the only thing keeping the market still up is the idea that he might reverse on tariffs ultimately. But, I don't think those people have really listened to anything Trump has said concerning tariffs; nor understand Trump as a person. Trump cares much more about his image than he does the markets, if he reverse course on tariffs it will make him look like he's weak, bending to external pressure, and it will make him look like a paper tiger. Everything about Trump as a person makes me think, based on the above, it is HIGHLY unlikely he reverses course. He's nearly always doubled down in the face of pressure.

TheBigLR901

It's more of a libertarian contruct than right wing. IMO.

HooofHeartedd

Probably because Bitcoin is truth and clarity and the left likes to fund things where the money gets lost and a portion winds up back in their pockets. Obviously that happens on the right too so who knows. IMO Bitcoin is a libertarian movement if anything

BTC_90210

A crypto hardware wallet is a physical device designed to securely store the private keys of cryptocurrencies offline. Unlike software wallets that are connected to the internet, hardware wallets provide an extra layer of security by keeping the private keys isolated from potential online threats like hacking or malware. Check out Trezor hardware wallets. IMO, they are the best. Also, always make sure you buy directly from their website and NOT Amazon or some other 3rd party website. Trezor’s website has a ton of resources and info that should further answer your questions and show you how the Trezor wallet works.

Onauto

When regulations are finalized and ISO20022 compliance deadline hits on July 14 for the US, it will be difficult to manipulate the market IMO.

IAmSomewhatDamaged

I mean…. Bitcoin has been around since 2009. It has been hitting new All Time Highs roughly every 4 years or so since its inception. I just don’t see how something as large as Bitcoin could end up “failing.” It could definitely see some rough times for extended periods of time (as it has), but the regular Halving event and the fact that BTC’s supply is permanently capped means that it will always have value IMO. Who knows though. Anything could happen, I suppose.

doives

IMO the bigger issue is the prison itself, rather than the length of the sentence. We should have an entirely different prison system for violent vs non-violent criminals. But being responsible for disappearing the life savings of tens of thousands (hundreds of thousands?) of people should absolutely carry a heavy sentence. The generational repercussions are severe. Think countless of families destroyed, suicides, traumatized children etc.

HesitantInvestor0

They have more opportunities for arbitrage in the markets now. Between miners, spot, Microstrategy, ETFs, and options, they can effectively scalp and hedge from all angles. It creates a system that allows them to make money no matter what happens, and incentivizes sideways movement with volatility. There are arguments that this won’t matter long term. I do think it will make Bitcoin an asset that has tempered volatility (fewer massive crashes) but that will see more small to moderate volatile action, going up and down in 5-20% increments over and over, with the occasional larger candle and new floor. Anyone trading Bitcoin these days is playing with fire IMO, even more so than in the past. I also think more people will be flushed out not due to absolute fear, but boredom. You’ll see a lot of people getting frustrated bouncing between 70-100K. They’ll hang in there a while, decide Bitcoin isn’t doing anything, sell, and then a few months later regret it as Bitcoin pushes through its next ceiling. Bitcoin has always been an asset to simply hold and add on weakness. I think that’s more true now than ever before.

pakovm

The short answer is: YES. The long answer is: It's more complicated that just that, there are various sides to this discussion, you have the crypto-trading influencers and the permanently bultarded bitcoiners, the first group is actually trying to gaslight you, these people sell you the promise of Bitcoin going to multiple million dollars just because the rest of the market is saying so, they are trying to convince you that Bitcoin is only a SoV asset and as such it will continue to appreciate, but at the same time they say that Bitcoin is old technology so you should invest in X, Y, and Z tokens that have "utility" and can do like a quadrillion transactions per microsecond, these are your Lark Davis, Coin Bureau, MMCrypto and Davinci Jeremies of the world, don't list to these people, all they want to sell you is either their trading courses or exchange referral codes. The second camp, which is composed of people like Samson Mow, Max Keiser, Michael Saylor, and other Bitcoin influencers, they actually believe that Bitcoin will reach 1 quadrillion dollars per satoshi tomorrow morning, but for all the wrong reasons, they don't want to gaslight you as the other guys want to, they have already gaslit themselves and can't see outside of their bubble, they will regurgitate the same braindead narrative again and again, and they are so convinced that they know what Bitcoin is all about that even after losing all touch with reality, they fans will tell you that you know nothing about Bitcoin once you question their logic. I've been a Bitcoiner for years now, I work at a Bitcoin company, and while I believe that Bitcoin will ultimately take over the world, slowly but surely even with all of its limitations as a technology, I don't see Bitcoin going to millions in at least another halving cycle, you can zoom out all you want but that won't fix the future volatility, and you can read all the books (you want about Bitcoin (most of them are terrible, IMO there are actually only like 2 good books and none of them are the most recommended books), the best thing you can do against the FOMO is simply study what you are buying, see if you are actually interested in what it has to offer and if you actually understand the value proposition of it, don't let others dictate what you financial future looks like. All price predictions are wrong and Bitcoin always does whatever the market doesn't expect it to do.

Django_McFly

Some of them are different on a technical level but most of them are just easy money. You don't need a ton of people to run the organization. People give you cash, you give them tokens for the dollars, you buy treasuries with the dollars, you keep all the yield for yourself. You can automate rolling treasuries over every month and using the mint/burn function on a smart contract needs more than one person simply because you don't want it literally in one person's hands. IMO the banks ones are kinda interesting for what they mean on how you can pay for things. If they declare *we consider this 1:1 good as cash* and all the payment options that entails, I'm game.

Born-Assignment-912

Saylor seems like one of the greediest people on the planet right now, IMO. So following your logic I am correct to be fearful. But, that fear means other people should be greed and the cycle continues… And you say fiat is not real money but it absolutely is. If someone right now offered you 1 Billion American Dollars with the only stipulation you could never touch bitcoin again… You and everybody else takes that deal. For the majority of people Bitcoin is a speculative asset that they hope increases in value so at a later date they can exchange it for more fiat.

finlyn

Forever is a long time, so I would bet that there will be more than a few attempts by large organizations or governments to either fork BTC or create their own version and push that as "better". For instance Blackrock has a clause in their ETF that they can choose a forked version of BTC, regardless of market value, and use that for the ETF underlying asset. Think about that. They could fork BTC, pre-mine it, acquiring a large stake, then offer that as Bitcoin to investors. They also have a HUGE stake in the top miners, so they could direct them to mine the forked version, or incentivize it in another way, which would help secure the network and add instant value. Blackrock could pull this off, but IMO, it's a very limited window. Nation state adoption of the original Bitcoin is already underway, solidifying the original version as "digital gold". Once that happens, which it can be argued already has, that window essentially closes. Would countries create an SBR of a forked Bitcoin version that's likely more centralized than Bitcoin? I doubt it. If anything, they'd want to fork their own version and put that in reserves, but that wouldn't be very valuable would it? The more you go down that rabbit hole, the more you start to see how the only way to supplant BTC would be to create a better version AND have BTC fail in some capacity. Otherwise, you're fighting against an entrenched leader with perfect security and widespread adoption. The best opportunity anyone has in the future is developing a "quantum-proof version of Bitcoin", and it would still take original Bitcoin not adapting to the new threat AND being compromised to overtake it. I just don't see that happening, as Bitcoin core developers will forever be ahead of threats. Basically, it's become impossible to offer a better version at this stage and it's difficult to see a future where it's replaced with something better, only something more centralized.

BlackDog990

Think of emergency savings as insurance. It protects you from financial ruin, but it costs money. The cost in this example is basically the opportunity cost of not investing the money in higher yield places (BTC, stocks, bonds. Etc.) As others have stated, BTC is still volatile so you could be forced to cash out when it's having a bad week which isn't ideal and also reduces the buying power when you need it most. IMO I'd just move the emergency fund to an online HYSA, get your 3% APR, and forget about it.

__Ken_Adams__

If you had 21 of the 24 words it would be trivial to brute force the last 3 words. That definitely won't work. IMO this will not work if ANY portion of the seed phrase is exposed to the artist.

Quick_Sorbet6038

IMO the best option is to use a self-directed IRA that allows you to hold your own keys. There are only a couple of places that make it really easy, without needing an LLC or Trust. My preference is AdvantaIRA. I wrote a short X post here: https://x.com/socraticBTC/status/1883689256583045424. Message me if you have questions. You can also use this strategy to hold Bitcoin in your HSA if you have one.

99999999999999999989

There's a chance it could go to $800.00. Yes eight hundred dollars. The best time to have bought bitcoin was in 2012. The second best time to have bought bitcoin was 10 seconds ago. Never invest more than you are literally willing to put in a shoebox and set on fire for the fun of watching it burn. No one knows what the price will do at any point in the future. Anyone who claims they do is either a moron, a crook, or both. IMO DCA is the best way to invest because you do not care what the price is at any one time. Just buy what you can afford to buy on whatever regular basis you can maintain. Stack sats and hodl. Sell when your predefined financial goals have been met, or when there is a true emergency that cannot be managed literally any other way. Never keep any significant amount on an exchange. **Not your keys, not your coins.**

DNaftel

This is a great analysis IMO. It's also potentially a problem for Bitcoin because I can't imagine the US government will ultimately allow something they have no control over to be heavily influential in the economic system. Therefore, they will need their own version... the CBDC. It seems to me the value in Bitcoin ultimately relies on a collapse and replacement of US economic hegemony and not the support of the status quo.

KateR_H0l1day

HBAR. CRO. KSM. CKB. In no particular order. Looks like HBAR is a clear favorite so far, but there’s literally thousands to chose from But, alternatives that should be considered are; MSTR. MSTU &/or MSTX. These are IMO safer bets in good growth than any of the Alt’s. Good luck 🍀 Remember, it’s just some musings from a random internet stranger 🤷‍♀️

Front-Spirit-5845

VET, DOT, ADA, GRT and ICP are coins I personally like, HBAR is also good IMO.

SquashBox17

IMO, self custody in cold storage is the ONLY way to go. But you have to really understand everything about properly storing your keys/seed phrase responsibly. Stainless steel or titanium are your best bets. I have a Trezor and have used it for years. According to the friend that orange-pilled me, Trezor is THE most secure. But you have to use the password (secret phrase, or whatever it’s called) to insure security. Do your homework on consolidating UTXOs, for knowing when/how much to transfer at a time. Tip: practice transferring very small amounts at a time until you feel comfortable enough to transfer large amounts.

SquashBox17

IMO, self custody in cold storage is the ONLY way to go. But you have to really understand everything about properly storing your keys/seed phrase responsibly. Stainless steel or titanium are your best bets. I have a Trezor and have used it for years. According to the friend that orange-pilled me, Trezor is THE most secure. But you have to use the password (secret phrase, or whatever it’s called) to insure security. Do your homework on consolidating UTXOs, for knowing when/how much to transfer at a time. Tip: practice transferring very small amounts at a time until you feel comfortable enough to transfer large amounts.

EyesFor1

IMO I would think so. Adoption rate is still very very low. Adoption will continue to grow over time whilst the amount of BTC decreases over time. That alone makes it much more valuable.

mikkiangelo

IMO opinion the dollar is not going anywhere. It will sit next to Bitcoin. Remember fiat is not a commodity Bitcoin is. Fiat is not wealth preservation Bitcoin is. Fiat is not gold 2.0 Fiat is .

TheBobbyMan9

Anyone who bought her coin deserved to lose their money IMO

Grand-Difference7893

Don't envy rich people friend, most people who have amassed any substantial wealth have done it on the backs of other people which isn't a commendable trait IMO. Just live your life being a good person. You'll be rewarded in kind.

Thelamadalai190

90% of businesses fail in 5 years. The bear case for btc is about 20% compound rate YoY. The bull is about 32%. That means by early 2040s 1 BTC will be between $3-$15M. IMO just work a normal job and DCA if you’re not a full time trader.

srzepka77

Yes, I know it is the same., but IMO it is more possible that XRP goes up to 4, them BTC goes to 150k. Or ?

Aethrrr

If u compare to previous cycles, we ran up way too fast last year due to etf’s. We hit new ATH before the halving which has never been done. We had a cool off period between Q2 and Q3 last year to put us at a more reasonable and sustainable price level. Then we had the trump pump which while nice to send prices up, put us ahead again of where we should have been when it comes to building sustainable price floor and growth areas. IMO this crash is, firstly, a normal pullback (30% btc dips happen every cycle) after that trump pump, and secondly, it aligns us back up to where we should be in the cycle. If we had steady growth from Nov (around $60k) up to where we have been now (high $70k to low $90k) I’m certain people would be feeling fine and not in this shit mood. In terms of broader economic turmoil with tariffs, fear of recession etc, this happens plenty of times during a cycle, but smth happens in the economy to fix itself up, long enough for liquidity to stimulate and reflow back thru the economy. Also take note back in 2016/2017 trump was playing the same game with his tariffs if I’m not mistaken, and we still had a huge bull run. Last cycle, we had a global pandemic. Who in the moment thought oh yea the world is burning but stimulus check will fuel the bull run! Barely anyone at the time. So we had a correction in the market, and when they send out the stimmy’s to help the economy, wouldn’t u know, some of that flowed back thru risk assets and we had the bull run. The same thing is likely to happen now. While in the short term things are not looking good, you need to think ahead about what’s going to be caused by this shit situation. Tariffs are not going to rly be a big deal, as we’ve seen from the last time trump was in office, bull run still went ahead and it’s mainly just a bargaining strategy from the big don trumpy (he literally wrote a book about this type of strategy). Interest rates will get better. With trump forcibly pushing the economy into short term turmoil, the fed will be forced to cut more rates which as we all know is good for risk assets. Inflation being “high” and above the feds 2% target are inna rate depending on where you source your data. The fed has is at like what 3-4% or smth like that right now, but the fed uses short term lagging data to fuel that statistic. If you want to see a real time inflation rate, truflation is the real accurate statistic, which was sitting at around 1.5% last time I checked a couple days ago. Once the feds data (which lags behind) catches up to the true inflation rate, they will be in a better spot to cut interest rates. What I’m trying to say in all this is, nothing is that different to previous point during cryptos lifetime. The short term fear we are feeling, is what directly leads to the stimulation of markets later (meaning bull market) and while right now things look bad, that is completely normal and had been that way before every other bull run. A bull run doesn’t come from nowhere. It comes from a huge rush of liquidity and rebounding of markets, further fueled by media and fomo. Or in other words, in order for GREAT things to happen, first bad things must happen. No pain no game as some would say. Everything is okay (long term like Q3-Q4), things will work themselves out, just do what you need to do to not react on emotions with this market. Zoom out, get to the root cause of why things happen and don’t happen each cycle. It’ll all be ok

phincster

The decline is directly because of trump’s tariffs. Trump believes placing tariffs on every country we trade with will bring back jobs and manufacturing. Trump also likes tariffs as a blunt tool to get what he wants out of other countries. All he has to do is tweet out a threat and it forces governments and companies all over the world to take notice and respond. Its as simple as that. As far as crypto goes, IMO trump simply sees it as another commodity like gold or oil. We have fort knox, we have a strategic oil reserve…..now he wants a crypto reserve. Theres no 4d chess going on here. IMO trump is completely wrong on tariffs. And having a reserve is good for crypto holders, possibly bad for tax payers, depending on how well its managed.

GrouchyAd9824

Just a bet IMO that BTC will repeat what it did in 2021. No two cycles are identical though and this cycle didn't run up at all like 2021.

piggleii

70k won't be easy to break IMO. Maybe a wick at best.

Low_Doughnut_7963

Just from reading the Crypto news desk, I see an outflow from ETFs BTC going into Gold ETFs... just an observation. Might be a reason BTC is soft this morning. IMO

jhericurls

The stock market pumped on Friday close which was a set up for the bad retail data dump on Monday IMO.

ShittingOutPosts

I specially if this spills into Iran. The US actively striking Iran would cause quite the dip, IMO.

devCheckingIn

I believe the BOJ is going to raise rates next week, which isn't good for global liquidity. All I'm hoping from the FOMC is maybe a little more dovish tone, or at least seeing one or two (of the twelve) governors voting for a rate cut. Or some indication that May and / or June are at least in the cards. I still think the Fed is way behind the curve. Just like they were late to raising rates while inflation was raging, IMO they're totally overestimating the strength of the economy over the past year.

somethingimadeup

IMO the main problem with XRP is that its core selling point is the ability to be used by financial institutions to institute XRP ledger technology (XRPL) as well as countries to institute CBDCs utilizing the XRPL. However, these are private versions of the XRPL that do not require usage of the XRP token. Therefore, these majority of usage of the XRPL technology will NOT utilize the token. It will mainly be used by retail. I think most people do not understand this, which is why they think its value will explode. For further details, here is what ChatGPT says about the topic: “You’re correct that XRPL technology can be utilized by financial institutions and governments (including for CBDCs) without requiring the use of XRP for transaction fees. Here’s how it works: XRPL Can Operate Without XRP for CBDCs and Financial Services 1. Private Ledgers for CBDCs • Ripple has developed private versions of the XRP Ledger specifically for CBDCs and financial institutions. • These private ledgers allow central banks to issue and manage their digital currencies independently, without requiring XRP for transaction fees. 2. Issuer-Pays Model for Fees • On private XRPL implementations, transaction fees do not need to be paid in XRP. Instead, central banks or institutions can structure fees in their own digital currencies. 3. Federated Sidechains • XRPL developers have proposed federated sidechains, allowing institutions to use the technology without relying on XRP as a transaction medium. • These sidechains can be tailored for specific use cases, enabling banks to run permissioned networks while still benefiting from XRPL’s efficiency. 4. XRP Is Still Useful but Not Mandatory • While XRP is used for fees on the public XRPL, financial institutions that use private versions of the technology can define their own fee structures and do not have to use XRP. Why XRP Still Matters Even though XRP isn’t required for every use case, it remains a key utility token for: • Public XRPL transactions • Bridging assets in cross-border settlements via RippleNet & On-Demand Liquidity (ODL) • Decentralized Exchange (DEX) and liquidity pools on the XRPL. Bottom Line • CBDCs and private financial services using XRPL do not require XRP for fees. • The public XRPL still uses XRP for fees, reserves, and decentralized applications. • XRP remains relevant for cross-border payments, liquidity, and interoperability.“

Fast-Builder-4741

ETH is inferior, IMO. ADA is the way. My guess is it will continue to bleed, but may run up during this bull run. I'd watch how much it bleeds to BTC, XRP. SOL, ADA.

wontonsoupisyummy

I'm heavy on the Algo bag for the tech but their price action sucks if you look at the charts. However, like the guy from [Lofty.ai](http://Lofty.ai) said, blockchain is just a tool for companies to build their product on. Algo just seems like a good bet IMO based on their tech stability. [https://www.youtube.com/watch?v=t4pUvlX8yk0](https://www.youtube.com/watch?v=t4pUvlX8yk0)

Jwelz90

It'll touch high 60s at some point to scare the living crap out of people before going on the next leg up, IMO. Probablg Not for a while, just one of those 3am flash crashes. I almost wish it'd just get it over with.

TheSuspiciousSalami

People complain about XRP being a “bankers coin” but then are happy to carry around dollars and spend them on the daily like that isn’t the most centralized, controlled and manipulated shit in the world. Does anyone here actually think that the rich elites are just going to let the current world order be changed by a bunch of internet nerds with a cryptocurrency they can’t control? Of course not. Any crypto that experiences true mass adoption is likely going to need to be accepted by the elites and big institutions in order to be used by them in our traditional systems. Therefore, I think that crypto will need to work *with* the banks, not outside of them, if it hopes to have success. XRP might not be the one that ultimately succeeds, but they’re along the right lines of thinking IMO.

notausername86

I don't know if I'm "pro Trump", nor am I really a conservative.... but to answer the questions, no, I dont think Trump is responsible for the current market downtrend. The entire market is bleeding, not just crypto. And it has needed a sharp down trend for a while now. I know everyone loves the mantra "stonks go up", but it's unrealistic, and not at all sustainable to have the market continue to just go up all the time. IMO, The main reason why it's bleeding is because the prior administration artificially proped up and manipulated the markets to make them *appear* strong, when in reality we should have been in a downtrend for a while now. Now that the markets aren't being proped up anymore, things are taking their natural course. The bubble is slowly popping. And I believe this to be a good thing (for the long term) That's not to say that the current administration isn't at all "responsible" in some of the day to day bleed out. Trumps tariff announcements are obviously impacting the markets. But, it's not the sole or main cause of the greater trend.

ThunderousArgus

IMO wait til 75 then DCA. Could see going lower. Someone else needs to answer but I think you should think of buys as in a $1 $5 $20 $50 etc if you ever want to move or consolidate. Meaning more smaller buys cost more to transfer or consolidate? Again someone else’s should address this

jawni

You're technically right I guess, but if I were you I'd rather be wrong. Most people understand nothing is *absolutely* free, so when they use the term free money they understand that it's more accurately "mostly free". The idea that someone finds the phrase "free money" to be a red flag when people are talking about airdrops or that they'd write out such a long diatribe about it is pretty funny IMO. Find something more productive to get upset about.

Leafer13FX

Lower rates are on the horizon and Trump will continue to push world markets lower until they can restructure debt at better levels. IMO

iamjide91

Let's be honest, some are way more than 30% correction. Some are below 50% at the moment. ADA and XRP seems to be standing their ground the most IMO. AIOZ too has been good to me, atleast, I've rode that all the way to it's all time highs a couple of times and earned substantially from that ride. Things may not be looking good to be honest, but there's no better time to buy than now.

loblaw-bob

The prospect of Bitcoin ₿ as a global currency is a difficult one to wrap the head around. IMO many make the mistake of looking at BTC appreciation in terms of USD price (bc it’s the best benchmark we have as of now), but they forget to take into account the deflationary nature of Bitcoin ₿. What happens when Bitcoin ₿ shifts from appreciating in USD terms and starts to appreciate in human/AI/Robotics productivity terms? Looking at the potential purchasing power of 0.1 BTC 30 years from now might be incomprehensible for us. How much productivity gains has AI made in that time? How cheaply are things manufactured (in BTC terms not USD) in 30 years vs today. Using USD as the only benchmark for BTCs potential is shortsighted, but we are all guilty of it. If BTC does what it is truly capable of, in my humble opinion none of us can imagine the potential wealth.. Stay humble, stack sats.

luckywizard7

Interesting. we just see how to play with it differently. I'll also only do $10 "bets" but if I'm going to make $20 off that position then this micro account can buy the next dip with $30 at 100x with tight stop losses in momentum moments. Then out. Skimmed. Rinse repeat. But it's important to keep a small wallet with this approach if it's snowballs it snowballs. If you blow it analyze why, taking profits too early holding bags too long ECT. Fear greed balance. Stay Spock. .. IMO long-term High Leverage is asking to be liquidated, UNLESS you bought it 10 years ago for nothing then you can pull almost of your money out and open new positions.

Antique_Wrongdoer775

I’m not advocating selling. I am questioning how we have all the positive news we could ever have. A trade war has just barely started. The US is headed for a government shutdown. Europe is not in great shape to handle a trade war. What’s the good news? Once considered the leaders of the free world, the US is now unstable, irrational and self destructing. And at this incoherent moment these flailing lawmakers are trying to get involved with Bitcoin - IMO that’s a black eye. It’s like the three stooges showing up to help you do your taxes.

Simple_Student_2655

It will spend the whole of 5 minutes below 55k before going back above 70k IMO, if it even goes that low

piggleii

Risky to hold anything besides BTC at the moment, IMO.

Angus-420

Just to play devils advocate, they *ostensibly* plan to (will?) not sell any, but this is sort of just hand waving away OP’s concern IMO.

Binnabah

So essentially your saying. $10 turns into $9.99999? That's a small fee IMO. Is that close to accurate?

BobUecker1

Toshi is the best bet IMO 💪😺

Jimothicc

Broken money was a much better book IMO.

TheSuspiciousSalami

I don’t think you need to break up the flow as I like the rhythm as it is, but perhaps hyperlink some outside sources so that people can follow that thread for further reading/confirmation for some of your statements, if they want to? That’s how I was always taught to maintain the flow but add credibility. Again, just my random opinion, and there is generally no right or wrong with writing style IMO - but as someone who has been employed in this field for almost 2 decades, I do like yours, it has a passionate but relatable feel to it.

richardto4321

Having a guaranteed $10 million now is the only right answer. There's no guarantee that going back in time to fix your mistakes will get you the results you truly want. That's a major gamble, IMO.

piggleii

Not for a while IMO.

Dadsaster

In May 2023, Ripple launched its CBDC Platform, a comprehensive solution built on a private version of the XRP Ledger. This platform allows central banks, governments, and financial institutions to issue and manage their own digital currencies. It provides an end-to-end framework for the entire lifecycle of a CBDC—creation, distribution, transaction processing, and even secure destruction of currency when needed. Ripple has actively partnered with central banks to test and deploy CBDC solutions. As of early 2025, Ripple is reportedly working with over 20 countries on CBDC initiatives. The XRP Ledger’s design offers significant advantages for CBDCs, including its ability to process thousands of transactions per second at a fraction of the cost of traditional systems like SWIFT. For central banks, this means faster payment processing (both domestic and international) and reduced operational costs. Ripple’s platform also supports offline transactions and integration with existing payment systems, making it practical for widespread use. The vast majority of XRP was handed to Ripple Labs and its founders at launch, rather than being distributed through a decentralized process like mining or staking. It is not decentralized at all. IMO, no one should own XRP.

Dru-P-Wiener

IMO, this isn't really a recovery. A quick bounce up so the FOMO retail traders jump in, then further downward price pressure for a while. I hope I'm wrong, but this is how I see it playing out in the near term.

Annual_Juggernaut_47

Lots more updated, and more accurate economic data coming out from last year. Continually showing the economy was way worse than we were told. We already in a recession. How long until FED responds? IMO, they are already too late.

SophonParticle

IMO Every person and organization in the world should own Bitcoin. Optionally, 1 - 3 of the other top crypto assets too.

skilg

Unsure but this administration has been rubbish with economy so taking a chance that it will go even lower, lets see how it goes. There is no good news coming in the next few months (possibly years) so very unlikely (IMO) that crypto improves anytime soon. There is no way its going really high, so if I lose it will be like 10% I guess

Rent_South

Honestly, that says it all. If Bitcoin is one of your lowest bleeders in a market-wide downturn, that speaks volumes about how far it's come. This kind of resilience is a massive shift from past cycles. The fact that so many people expected an instant pump from the Reserve news just shows how impatient the market is. Bitcoin thrives in long-term conviction, not short-term hype. You're positioned exactly where you need to be IMO.

colinallbets

"complexity is the enemy of security" comes to mind. And, with modern hardware wallets, the pin itself becomes the second degree of protection. You can even set up canary/distress/self-destruct pins on most hw wallets these days. IMO, best single sig solution is: titanium seed, physically separated from hw wallet, plus oss software like Sparrow to manage hw wallet signing activity. You're right that this places more onus on securing the location of your seed effectively, but I think safer for end of life planning, too.

Naive_Carpenter7321

With fiat, governments are pressured to add more money to the system to protect the hodlers. With Bitcoin, hodlers are pressured to add more money to the system to keep it running. Governments can hold reserves to re-introduce Bitcoin to alter the system, but they can't create more, nobody can. Ever! And so for some reason, this artificial bit of digital nothingness which you can't touch, feel, see, drink, or eat has survived 17 years, has a growing interest, and a single unit is worth over £61,000!!! The value is somehow democratically agreed by its owners, but that's the same with any currency and most metals. If push comes to shove, the knowledge to farm and purify water is the only thing with any true value. But as long as a Monet is worth millions despite being equally pointless, maybe there's something in this unified trust in value worth paying attention to. 17 years takes it past 'just a fad' IMO and it still makes sense today with no wallets known to have been directly hacked through the system. I might be eating my hat after this as the value could be democratically agreed as zero at any moment. But it's survived a lot of opposition, and now governments are beginning to take it seriously.

Slight_Flight_5451

Not trying to be that guy, but this is the internet. I’m a teacher so I get the point, but also some of my best students are a little slang heavy lol. IMO: if you’re making a point on the internet, we should judge the message and not if people use proper grammar on social media. Just comes off kind of logical fallacy-ish lol