IMO

Crully

Thing is, how much and how long. Keeping 6 months of outgoings in cash earning a paltry couple of percent is a big opportunity lost where you could be doing better. Especially if you've been paying in and growing that cash pile for years till you need it. IMO a month or two in cash is fine, not keeping 6 months worth of cash for several years just in case you need it.

Numerous_Ruin_4947

But ETH has outperformed BTC about 600% since it launched in 2015. You're right though, the current ratio is BS. It needs to recover a lot more before we can say ETH is back. $8k minimum IMO.

ThriceHawk

BTC, ETH, and LINK are the 2 everyone should have as their base and the majority of their stack, IMO. Then diversify with things like HBAR, AVAX, SOL, AAVE, etc. XRP is memecoin trash.

Instantbeef

IMO as long as the government isn’t banning decentralized blockchain or putting heavy regulations on them it doesn’t matter. They should be open to everyone including the government and businesses. And if businesses are going to be on them they should be regulated by the government.

CapitalIncome845

Worth it? Yes IMO. Where? Depends where you are.

ThriceHawk

IMO the base of every portfolio should be BTC/ETH/LINK. Then play around with more alts like HBAR, SOL, etc.

WallStreetBoners

IMO 100% is also wrong. You want enough that if Bitcoin wins, you win; but not so much that if it loses that you also lose.

bestjaegerpilot

LOL isn't this what Musk wanted IMO this is too early and further fragments social networks so my take is that it'll have limited success. And you can do payments already with paypal and zelle. And then everything is behind KYC. No way am i trusting Coinbase w/ my KYC.

bigslongbuysxrp

It's not read about but I have been observing both coins and their ratio amongst each other for years... Historically it's been 4-5:1 XLM/XRP and you can see the chart on trading if you look for the pair. When the sec lawsuit made Xrp dump it was 10:1 which made a great trade switch. If I didn't fuck up my elm allocation a whole ago I would have switched it into Xrp IMO

MinimalBasher

Honestly I don’t think so. IMO profit from here is guaranteed but 20 something x by eoy would be ambitious. Lets hit a cent then we’ll talk

NeoG_

Talking about tax and redistribution as a concept is moot as BTC doesn't prevent it, that is the responsibility of the social environment or governance model. it will still happen regardless if a government mandates it. As for inflation, I think it has a lot less of an effect on spending that many people think, because the vast majority of wealth is already held in appreciating asset classes which nullifies the effect of inflation. The biggest effect IMO is penalizing those who can't or don't know how to do that.

Backieotamy

Right now, IMO. BTC is still the king but the difference makers for the next couple of years are ETH, XRP and SOL with ETFs, mass adoption and block-chains implementations.

Own-Helicopter-5558

If you compare bitcoin with tangible assets like housing over time, you get a much better idea of it's future spending power that if you measure it in dollars e.g \- 2011 I bought my first apartment (2 bed in rough area) worth 100,000 BTC \- 2016 I bought a 3 bed house (in a nice area) worth 900 BTC \- 2021 I bought much bigger house (in a nice area) worth 11 BTC \- Today That same house is worth 4.5 BTC today So it seams that saving in BTC is a no brainer because it is appreciating faster than any other asset a working man can realistically access. Yes monetary inflation is a factor in the price of bitcoin, but not as much as scarcity + demand adoption IMO.

Dragon_slayer1994

Eth rally is just beginning IMO

spitgriffin

Far more likely IMO

Aazimoxx

>I have a will, but those are public documents, so private keys can go nowhere near them. I'm sure this is a solved problem, smarter brains than yours or mine will have already been put to this issues and workable solutions constructed. Off the cuff, I could simply suggest splitting your seed into 3, giving a third (same third) to two different probate lawyers (in case one dies/disappears/is incompetent/suffers data loss/etc), and the other two thirds to your wife or kids? Or give a USB wallet to each family member, and the password for them to the lawyers or to someone else you trust 🤷‍♂️ To be provided at your demise. Or you can set up a dead-man's switch, so if you don't log into a server at least once every 30 (or 60, or 90) days, it'll send a prepared email to your loved ones with the password to those USBs. Again, redundancy is key; you'd want to have at least two of these set up... You could even potentially sign a transaction which transfers from your cold wallet to one (or several) wallet(s) belonging to your family members, and have that transaction file sent in the email, to be broadcast. I wouldn't rely on any single method; layer contingencies while maintaining security IMO 🤓

carsonthecarsinogen

Nothing matters unless it matters to you. Same goes for everyone else. If fiat didn’t matter to me or anyone else it wouldn’t exist. Bitcoin exists because it matters to some people. It’s a capped asset so the more people that want it (generally) the higher it is valued. IMO, buying Bitcoin now is like betting that everyone else will think it matters eventually. We’ve seen over a decade of this play out, I think it’ll continue for at least another one. I do think something better will come along but I’m not sure it’ll be in my lifetime.

TimeStampKing

So I was in your way of thinking a few years ago. After long thought experiments I came up with this conservative approach: I think we call all agree an EXCEPTIONALLY conservative portfolio growth is 4% a year. Half of that is 2%. There for I believe withdrawing 2% a year for living expenses would let your portfolio grow indefinitely. To add some security to your plan, take your target spend per year and divide my 2% and that gives your a safe FIRE number. I am aware these percentages are wayyyyyy conservative. But that IMO gives me a comfortable safety net to ensure I survive massive down turns and unforeseen problems. You can play with the numbers to see what works for you. You could also borrow against your assets but I’m too new to that strategy to have any valuable input at this time.

epic_trader

It's nothing like the same psychology. People gamble because there's a potential for a large reward. In spite of bad odds, this is the only perceived chance they have at winning life changing money. Even if the odds are against the player, you're buying the dream of owning a mansion and a Bugatti and travelling the world and never working another day in your life. Thats not the same as winning a Bitcoin block reward. Bitcoin mining is a completely different game. It's all about margins, these are really not the same mechanics. Something like 80-90% of Bitcoin's hashrate comes from large mining farm operations, there's just no way for them to continue running their businesses relying on transaction fees when transaction fees only amount to 2% of the total block reward. "Hobbyist" or "home miners" also mine to earn money. It's an illusion to think that any noteworthy amount of hashrate comes from people who are mining at a loss to "support decentralization" or whatever. >Some people do it just for the benefit of heating their home or green house or whatever other process may require hear & the BTC is merely a byproduct. What percentage do you think that is? 1%? Whatever percentage that is, it's not enough to secure the network. >IMO, the lower the block rewards gets, the more competitive the system becomes. What aspect becomes more competive and based on what?

MichaelAischmann

It is exactly the same psychology. At a minimum there are transaction fees to win. Even today there are small miners mining at a loss. What do you think will make them go away? Common sense? Well then lottery would have died long time ago. Some people do it just for the benefit of heating their home or green house or whatever other process may require hear & the BTC is merely a byproduct. IMO, the lower the block rewards gets, the more competitive the system becomes.

Nostrdamous

Because theyve not quite worked out that Bitcoin is the only one worth while and dont want to ‘miss out’ on the others. IMO its only a matter of time before all these altcoins go away, how long thats going to take though im not sure.

bigslongbuysxrp

8-10 USD Xrp With XLM I will news to see how the XRP/XLM ratio plays out as I think it will snap back to 1:4 however at the moment it's like 1:6/7 and was very recently before 1:10 which leaves xlm VERY under priced compared to Xrp and thus better gains IMO.. Ideally 2-2.5 but ratio dependant

aliensignal69

The answer is, they shouldn’t. But most people don’t understand bitcoin that deeply yet. IMO, if you’re still trading bitcoin to try to get more dollars, you just don’t get it yet.

ChromeandChickpeas

As far as I know, Fidelity doesn’t let you self custody your bitcoin. First you need a place to buy your bitcoin. A lot of people like Strike, I use Cash App, there’s Coinbase, Kraken, Bull Bitcoin, etc. Then you need a key storage device that you can use air-gapped (completely disconnected from the internet). I like the Coldcard Q. Trezor, Jade, Seedsigner, Passport are also good options. Next you need some kind of wallet software that lets you interact with your key storage device. On mobile I like BlueWallet and for desktop, Sparrow Wallet is king IMO. Stay humble, stack sats 🧡

greyhound212-212

Congrats. IMO that is a great reason to cash out.

Scottex99

Rug how? ETFs pump my bags every day. You’re conveniently switching the chat from retail fees to institutional/merchant and acting like HBAR is guaranteed to be picked up by some mainstream corps. It’s not 2017 where some shit like VET had some bs partnership with eBay or Cardano powers Africa lol. LINK is the most used/integrated of them all and is not near ATH at all. HBAR might get traction but its stables where the action really is, it’s played out already. Tether makes billions, Circle just did a very successful IPO. IMO if HBAR and other “decent” alts have a pump, it’s only on the tails of BTC doing well

BTC_is_waterproof

Bitcoin was born out that crisis. IMO it'll survive another one like it fine.

Any-Neat5158

I started not even being close to all in. Probably something like 95% of my net worth was in something other than crypto. Because of how much it's appreciated since then, the percentage of BTC relative to my net worth now is probably about 20% (I have a sizable net worth for someone my age). I fully believe two things. 1) The dollar isn't going anywhere, at least not in my life time. 2) BTC will be well into the seven figure range before I retire. That is to say, I don't really want to go full on BTC only mode. IMO diversification is just smart. Just because I believe BTC will or won't do whatever doesn't mean it's set it stone. I could just as easily be wrong. Then entire world is basically run off of the USD and we all know that's one of the biggest shams going. But it's still going, and has been a long time.

KateR_H0l1day

Maybe you should actually research and learn first before showing your ignorance to the world, just IMO of course.

GIGAbtcHodl

IMO - with banks joining the game (or planning to join), and government talking more about digital assets - we might see more of the mainstream starting to invest in BTC

Crypto__Sapien

Definitely don’t think you’ve missed the train. HBAR is still flying under the radar compared to other L1s. If it catches real adoption from big enterprise use cases (like what they’re doing with Avery Dennison, Google, etc.) and a 5–10x from here isn’t crazy over a full cycle. and its hard to say for the cycle top. Things are heating up, but it doesn’t feel like full-blown euphoria yet. Still some legs left IMO, especially for projects that haven’t had their moment yet… HBAR included.

whataboutbenson

ETH deciding if it's a man or a mouse this week IMO. If it shits the bed, I'm never touching it again.

ozera202

market is waiting for CPI data , we going to boom higher regardless of the data TBH IMO

gaintozz

No one is 100% trustworthy on the internet IMO. Always double check and search for references. I think there is no free lunch here to get. I look for projects that have real users, generate real revenue and don't dilute investors. Also a bonus if there are no VC involved or at least a fair launch. E.g. I trade on gTrade, OG perp which innovates the space. They have RWA and hundreds of crypto pairs, generate real revenue and deflate their token through a burn. (20% APY burn rn). I found it by accident on biz lol, the more you search, the higher the chances that you find a project that ticks YOUR boxes. Probably my best advice here is to ignore the accounts that don't have the information you desire and keep searching, saves time.

absurdcriminality

Yep, that’s them. They’re not just doing funds. You get a slice of the actual property. Way more transparent than most tokenized RE stuff out there IMO.

dcconnection

IMO - History will not repeat itself on BitCoin. Things have changed drastically. Now Wall Street types found a way to make money…. They changed their tune and are recommending it (2-5%) as a good diversified portfolio strategy. And governments are no longer selling it

ExitBest

Just a hunch really. IMO, It’s just not anti-fragile. Too many attack vectors. Too much susceptibility to wishy washy changes… It’s meeting some sort of need, sure. But I think it’ll be replaced with something else. Perhaps a tradfi centralized alternative. Or layer 2’s & 3’s in BTC solve those “problems”.

Which-Menu-3205

AI slant shitcoin post: Recently moved most of my eth to “alt projects”. I found some of the missions compelling / synergizing with other work I’m seeing with agents etc. Ultimately my view is that if the projects have development work behind them / some investment there are probably lower floor to intrinsic value, but there’s liquidity risk. None of this is investment advice of course. Generally, it has a lot of dejavu feel of underlying question of if decentralization is value-providing. In many cases it’s a point to be argued, but the hope is that possible altcoin pressure hits these projects. - Akash: vision is ai will demand a lot of compute. People can pay for unused compute or lease some. Why might this make sense? Computer commands could scale drastically. Cloud compute providers seem to keep up with this, but it may still be cheaper to buy unused in this market; in any event it is a HUGE market so even a 1% market niche, if captured by a player, would be significant. Threats are that it fizzles or that AWS etc are ubiquitous and evolve to capture. Akash is main compute player I’m looking at. - Filecoin: has more merit IMO: data persistence has more explainable use case for why you’d want something verified. Already adopted by some AI projects for eg model checkpoint data. A few other competitors here but this seems to be best funded. - Story: new and speculative on other ai developments, but a matter of when not if. Story deals with capturing the rights of AI created data. Of course this will be necessary. They seem to be the only player now. 2-5 years out could be huge. Foresight pressure happens sooner. - Tao: super early and speculative. It smells like there is a lot of value in that direction, but it’s unclear if the project nailed it or if the space is defined enough yet that it won’t see competitors. - Internet computer company: based on chart staring this seems like a sensible buy, and they have cash and dev work. Less confident in their mission view, but seems like they are at least positioned to do something

Jayfree138

IMO the risk to your finances from living in Australia is too high

Necessary-Treacle242

IMO we’re close to top for BTC but some alts have so so so much potential , idk if I’ve even seen solid alts this low compared to BTC. Also MicroStrategy has to be a Ponzi scheme I feel like that con man could take down the whole market once he has to liquidate 

ProofCartoonist

Nah, this is good currently IMO.

BigdaddyBertus

Im still slapping down $20 a day and ignoring it, best way to do it IMO.

Neat-Finger197

Yes, 6102 FDR administration That was a different time tho, much more trust in govt than today IMO that’s unlikely to happen with BTC

Lee911123

tbf I saw a lot of my alts go up 20x in such a short time, and it kinda made me feel nervous, seeing platforms like pump(dot)fun racking in so much revenue and seeing my classmates, coworkers, and friends suddenly talk about crypto out of the blue was also a bit of a warning sign for me to get out. I’m glad I sold my alts but selling sats was a bit regrettable. My only mistake was selling a big chunk of my bitcoin for eth, apart from that I’ve just been sitting in usdt/usdc earn on the exchanges i use and some treasuries (also not a good choice in hindsight cuz the dollar went down quite a lot against my local currency). Also talking about rate cuts, I don’t think most people know just how bad it would be for the economy in the long term, I like the rates just the way it is right now, but people just wanna see line go up. I think that markets will tank once they start cutting rates (at least that’s how it usually goes historically). And you’re right about the social metrics, I don’t really see any new faces in r/cc either, it’s mostly people from 2021 increasing their dca amount, like there certainly is newcomers in this space, but it’s nowhere near the level of fomo like in previous cycles, numbers from google search trends also backs that up. IMO it has to do with policy, people are scared and have a negative view surrounding crypto, and recent deregulation efforts also makes crypto feel really unsafe for everyone, especially new comers trying to get in. It generally just feels more uninviting and tribalistic than ever before.

AD-Edge

Yeh this is a normal response. The fall from the 2021 bull was a rough one. The greatest rise for crypto followed by the greatest (and most painful) fall. That pain will take time to get over. With people holding back so much currently, it's just going to take a good deal more green before retail gets into a buying position again. The confidence needs to return, and it needs to more than undo the pain caused a few years ago, it's all just psychology and time. We're seeing good progress in that direction IMO, but still a way to go.

pr0b0ner

I actually think this is spot on. IMO we're going to have a weird quasi-crash going forward where the stock market continues growing due to companies investing heavily in AI, while white collar folks lose their jobs. This is frankly the entire goal of the trump administration- this way they can swoop up assets on the cheap that the plebs are selling to survive. And of course the government will have stopped measuring economic indicators, so they'll claim the reality people are living isnt real and their sycophants will gobble it up and blame transgender immigrants for their woes.

Mando_CT

1 million is happening over the next 5-10 IMO and I have been invested since 2016 sub 800 USD

jawni

Trade all you want just don't post here to brag about it without proof IMO.

tallreagan

steel wallets are meant to be permanent, minimal change of los. So a 'reuseable' steel wallet is not a good idea IMO.

Modrew

Patience and you can pay off a castle. IMO I would never sell bitcoin to buy a new car.

L-Malvo

I don’t think it’s a technical problem. People are struggling due to high inflation and general higher cost of living. If you must choose between having a roof over head and food on the table versus basically gambling (let’s be honest), then most people would pick the former. It’s just the way the economy is at this moment IMO

MichaelAischmann

IMO people assign to much causality & meaning to it. What is the logical connection between tariffs & selling of buying crypto? It's not like they become cheaper of more expensive for it.

nicole22599

Multisig and a tiered approach to custody is going to prevent the single point of failure. IMO I think your strategy is super dangerous and will eventually fail (we all die at some point). YOU are the single point of failure so it would better to learn multisig. Just trying to look out for you! I do this for a living and have been doing it for a decade. We get all the horror stories through our office and I’d hate for you to get a head injury or something and lose all your crypto!

Head-Ad226

Bitcoin is like any other asset as far as having highs and lows You've had people say Bitcoin could never get to 100k... Wrong Last cycle high people said it would never see below 20k again... Also wrong Most people have a difficult time understanding that things aren't linear... If people are buying then sentiment is it'll never go down and when it goes down quickly they think it'll never go up again... Prisoner of the moment to simplify maybe My targets for this cycle have been 125-135k so we're getting close IMO but I could be wrong Generally though things don't go up forever and Bitcoin has had deep bear markets throughout its history I know the "it's different this time people" will say but institutions are here now... This could add fuel to the fire and actually add volatility just as easily as it could stabilize things

whataboutbenson

Powell getting the axe would be bad for markets IMO.

62DoubleCab

Well I just had a fight with mine. I did sink my entire retirement in BTC/crypto. I did this ON MY OWN! I took a huge risk IMO and frankly am proud a F I did this! I have been proven right!! When it shot up to 112 the other day I was like “hey look how good WE are doing”. She rolled her eyes and said “why are you obsessing over that stupid stuff?” Bitch YHGTBFKM! You and the kids are going to benefit from this!!! Most women have 0 understanding of money and don’t want to know. Sad. Young men’s don’t get married plz.

62DoubleCab

Well I just had a fight with mine. I did sink my entire retirement in BTC/crypto. I and only I, took a huge risk IMO and frankly am proud a F I did this! I have been proven right!! When it shot up to 112 the other day I was like “hey look how good we are doing”. She rolled her eyes and said “why are you obsessing over that stupid stuff?” Bitch YHGTBFKM! You and the kids are going to benefit from this!!! Most women have 0 understanding of money and don’t want to know. Sad. Young men’s don’t get married plz.

Dazzling-Guest-3863

Can definitly recommend Figment Capital. Was the reason i got into Hyperlane (proof in reddit comments). Exited my position though, valuation to high now IMO. Maybe a long term investment for mid-2026. Glue is starting their marketing and announcing their giveaways in the telegram chanel, before making it public on X, Reddit, ... Their co-founder is regularely dropping hints for upcoming initiatives, so u can front-run most retail traders this way. Got 3x on hosico because of that. Not financial advice.

MichaelAischmann

Somehow sounds like p2p transactions, even private ones, were ever illegitimate. IMO we don’t need the government telling us “it’s ok.” It always has been & always should be.

No_Presentation_1711

Trump just announced a new round of tariffs just yesterday. IMO BTC is being pumped and maintained by money that’s dropped out of the stock market while tariffs do their damage. When the tariffs go into effect next month you’ll have a good chance to buy. But what the fuck do I know lol.

x0wl

IMO (not an economist or super experienced) the real shock will happen when block rewards will be no longer profitable. Next halving is 2028

arBettor

Yeah, it's kind of funny. But some jokes get funnier with repetition, and I'm not sure this is one of them. Trolling Greenland and Canada remains funny IMO. But this constant attacking of Jpow is getting old. I'm no fan of the Fed in general, but at least they're trying to strike some sort of balance between growth and unemployment with a goal of keeping inflation contained. Trump apparently wants to turbo-charge growth, collapse the dollar, and artificially suppress rates while shortening the average maturity of Treasury debt. The world reserve currency needs a bit steadier of a hand and more sensible policies to maintain its dominance. The dollar is already down nearly double-digit percentages this year, and if Jpow gets replaced with Trump's favorite uber-dove, look out below. I'm sure most of us are relatively insulated since bitcoin/crypto would likely benefit, but the impact on the median American could be quite serious. The dollar sucks, but it could definitely suck a lot more. The Fed doesn't need to be lowering rates with unemployment at 4%, yet all this trolling is attempting to get them to do exactly that. It's almost as if everyone forgot about inflation except Jpow, and he's getting shown the door. LOL I wish Trump would go back to renaming bodies of water and military bases.

MichaelAischmann

IMO he needs to flip Trump the bird & stay. Better for the US.

Working_Roof2090

Honey (hivemapper) the only one token out of 5000+ tokens in crypto to be built around a physical product with real life utility. IMO should put Google maps out of business but the price speak for itself

Proper_Mastodon324

IMO it was pretty obvious that this coin would perform when stuff recovered. I'm not a shill by any means, just pointing out that the coin hitting $3 then keeping 60-70% of it's value for months while other coins did 30-50% says/said something.

iwakan

It's apples and oranges. There are other organizations in the bitcoin space that take the role of the Ethereum Foundation in that they bankroll developers. And many of these organizations are for-profit and opaque, which IMO is far worse than having a transparent and non-profit foundation behind funding.

ThePensiveWok

Retail still isn’t heavily involved. IMO this is the beginning of the second big pull up of the bull cycle.

Extreme_Nectarine_29

IMO Kinto seems easy money at this point

Typical-Green-7352

It just makes you realise how little you're paid, IMO. I said this to someone at work today: "Do you know why CEOs are paid so much? It's because they don't need the money." If you were so rich you didn't need to work: how much would they have to pay you to keep doing it?

MrDopple68

You need to learn that Bitcoin is different to all other cryptos. IMO start with Lyn Alden's work on the matter.

cuttyranking

This is the shorts getting liquidated. Shorter term there’s a dip coming. Dont buy in here. But in when it drops back down to high 90s. It’s going to 200k but now’s a terrible time to buy IMO.

HesitantInvestor0

Start a DCA and wait for a better entry point for a larger position IMO. You can't play this game where you are hesitant to get in while it's weak, and eager when it's strong. That's the opposite of what you want to do. Bitcoin is volatile. Use that to your benefit.

HesitantInvestor0

"There’s just something in my brain that won’t allow me to own more crypto than what I feel is an amount that I can EASILY lose and not think twice about." That has been commonly espoused here, but I don't agree with it at all. If you're investing in something you have so little faith in, you shouldn't invest in it to begin with IMO. As for losing your keys or whatever, you can protect yourself and essentially mitigate all risk if you cross your t's and dot your i's. There's no way to eliminate all risk no matter the asset. You've either got to assume the risk on yourself, or take on third party risk. There's no other option.

spillemanden_dk

My brother. Been around since 2017. Never sold a single token. Sometimes been worth a fortune. At one point almost worthless. Im the definition of 'Diamondhands' i guess. Lost a fortune with Celsius. Trust me. Humans will always be greedy, i guess. I really dont care about this. Hope my children will be able to buy their first couch Cash. If Cash makes you happy and feel strong... then you are really poor IMO. GLHF ❤️

Tim-Rocket

$500k by the end of the cycle is too much, I mean, it could happen, but a lot, A LOT of retail investing and liquidity is needed for that price mark. Exchanges liquidating leveraged bears along the way would help the price rise, but too many leveraged bulls and we'd likely see exchanges keeping prices down as to liquidate them. Substantially slowing down the climb. Don't get me wrong, IMO $500k and beyond is unavoidable if inflation persists. (Printers and banks creating money out of thin air.) Also, please, don't come at me with the "Retail does not affect the price" nonsense. Institutionals and whales use OTC firms as to not affect the price. Retail is the price.

The_Meme_Economy

Price is increasingly decoupled from the dollar - EUR/BTC pair is more informative IMO and tells a much different story.

Important_Chapter803

Big mistake, IMO. Given the widespread adoption as of late: ETFs, country treasuries, company balance sheets, incessant $ printing, etc. The most pristine asset you could possibly find. That's BTC.

Romanizer

Not really. Everyone is free to make of it as they please. It is very expectable that the current US admin tries to enrich themselves, but this doesn't hinder the crypto vision/mission that others may have. The stablecoin bill is very positive and senseful though, IMO. It would just enable an almost endless positive feedback loop / financial flywheel if implemented correctly.

massivecalvesbro

I had genuine questions on a post and AmericanScream targeted me like I was breaking community rules (IMO I wasn’t) and he banned me from the sub. I followed him for the next few weeks and saw how his entire online existence is geared towards being anti bitcoin. Literally almost every single comment or post is negativity towards bitcoin. It’s super bizarre, like mental disorder status bizarre

piggleii

Relax. Just another failed rally. IMO. NFA.

MichaelAischmann

In both cases the BTC is custodied by institutional grade custodians such as Coinbase Prime. Neither Strategy share holders nor BR customers can call these custodians & do anything with "their own" BTC. Who can do something with it are executives of either company. IMO the animals are not so different.

ThatChrisGuy7

IMO eth is about to drop pretty quick

TWPinguu

IMO, I wouldn't describe the UK as Bitcoin-friendly. Capital gains tax is relatively high, and the KYC regulations, enforced under the guise of anti-money laundering, are quite repressive. I've had transactions blocked multiple times when attempting to purchase Bitcoin. Then you get a call from someone at the bank asking you to justify what you're doing, how much you intend to purchase, what your previous purchase history looks like, etc. I've heard similar stories from people with almost all the major banks. Beyond that, on exchanges, you're required to state that you will not invest more than 10% of your annual income into Bitcoin, as it is considered a high-risk investment. While this isn’t enforced by law, I think it reflects the paternalistic attitude of the UK government and its regulators.

Chaz383

Btc tops around 150-170k in December, January this year to next. Maybe a blow off top to near 200k. First cycle with etfs yada yada yada. Higher IMO

bestjaegerpilot

the sad part is that peeps in the el salvador reddit think Bitcoin is a scam. Closed-minded mama's boys IMO (the majority active in Reddit are significantly better off than most El Salvadorians).

BurtRebus

Even doing that at, say, 80k won't make a huge difference in your average cost basis so IMO not worth it.

NormalGuyPosts

Good problem to have! I'd buy 0.1 BTC right now (around $11k) and call it a day. Spread the rest around where you feel comfortable: I'm a big Bitcoin believer, but a big balance believer as well. Putting \~30% or so into Bitcoin is a good amount IMO.

Boxxamongus

Better than nothing IMO 👀

BorgnineTeeth

Glad you found it helpful and good on you for putting in the work & research. IMO coinbase and Robinhood and similar apps are totally fine for *purchasing* BTC (and are often people’s only options without having to get too technical or jump through a million hoops). What you don’t want to do is store all of your BTC on them for the long term. I think everyone should self-custody their BTC, but NOT BEFORE you have learned enough to know why it’s important and how to do it properly. To my mind there is just as much risk in rushing into self custody without knowing what you’re doing as there is in leaving your BTC on centralized exchanges forever. I’d say it’s fine to keep your early purchases on an exchange until you get comfortable enough with a hardware wallet and properly storing keys. Once you’re set up with a hardware wallet and you have your keys properly backed up (read up from multiple sources on how to do this the right way) then I’d say just make your regular buys on centralized exchanges and every time you have a certain amount of BTC (whether that’s $250 worth or $1k worth or .005btc or whatever) then just move it over to your hardware wallet. The total you wait to accumulate before each move to your own custody will vary based on your circumstances, but you don’t want to be sending a million little $5 or $20 buys of BTC to cold storage (read up on “utxo management” if you don’t understand why, but in short: the fees will kill you long term). Hope that helps!

Fairtale5

Are you looking at the old chart, or at the new one below which has been adjusted to newer values? The new one is only one color shallower and shows a better picture IMO and matches what you are saying.

BreakfastMountain149

IMO #KASPA could be one … since it’s the only one which fullfills Satoshis vision and ticks all boxes

Longjumping_Ad3447

Im sorry for offending you folks. IMO spending quality time with kids is indeed valuable but going usual everyday life with them is not quality time usually. I'd rather travel the world with them for half a year than spend 2 years waiting for them to return from school or doing household things all day.

Karambamamba

Nah, „alt season“ was fueled by covid. IMO it’s a big myth to extract more money from the people that are exit liquidity. The trench kids don’t move the market. They made their money in SOL and in SOL it will stay. Trenches can make you insane money but you need decent money or a huge paper trading resolve to practice.

Fun_Initial_7012

I don’t think we will see it this cycle. Likely 2028 IMO

SozB

What I would add to that is that the value of hedera must increase when there is an increased demand for transactions per second. When this occurs, those purchasing hbar can rest assured that the price increase means they require less hbar per transaction due to tx fees being tied to usd, leaving the rest of the market unaffected, which is unique and highly desirable to someone using hbar for its utility. Its genius IMO

NastyStreetRat

IMO rising until 3Q26 (140k max), 6 months of decline or adjustment (90k), and rising again until the next halving (>150k). But ultimately, no one knows anything; I'm just applying the historical behavior of previous halvings. The only thing I'm sure of is that the increases and decreases will be less aggressive each time.

Grelkator

To the point. Thanks. For years, it was pitched for international transfers, now as digital gold - lol. Another point is that the legal owner is the one who has the keys. Think of all the compute power governments or secret services have at their hands - including quantum computing. It literally uses SHA by the NSA. I'm not a fan of the legacy banking system, but most crypto is likely a Trojan horse or straight scam. Where does its value come from other than scarcity and hope. My shit is also unique and scarce, only can make a fixed amount of it per day. It's high price because certain institutions or governments want it high for whatever reasons, certainly not in the interest of common people. IMO, take it or leave it.

red67firebird

Any Crypto like this that does NOT show the people behind it is a scam IMO. It's follows the template of so many other scams. I could be wrong, but I'm not.

ChromeandChickpeas

Might be controversial, but I’ve owned and tried almost every key storage device out there and Coldcard is the best available on the market IMO. Coinkite has been around forever and they make such good hardware. Airgapped solutions, open source software, good quality materials, dual secure elements from separate vendors, awesome security features, and all the dope security features it has. Plus NVK is running the show over there and he’s friggin’ based. Just my two cents :) PS. Making a seedsigner from scratch is super cool and really fun as well

bimm3r36

Honestly that’s probably a pretty common (and reasonable) misconception since it’s the most visible aspect of their job. I’m not entirely sure that my answer above is correct, but it’s logical IMO