IMO

SaveFileCorrupt

Zoom out, and stop looking at daily interval charts. You're only seeing 24 hours worth of data at 5-mins per tick. Get a real charting app like Trading View, or something similarly customizable, and set it to 1D or 1W intervals. If you insist on using that Google view for convenience, stick to the 6M or YTD intervals for a more reasonable perspective. Better yet, click the drop down arrow to the right, and set it to 5Y or Max, and enjoy a nice, green line in a consistent uptrend. __Unless you're scalping or day trading, watching a sub 1-day time frame is not helpful technically or emotionally, and offers no big picture context for a long term HODLer.__ BTC is currently testing a key support and is, at present, technically a bit oversold. Meaning: there is a low __technical__ likelihood of a significant drop from here. Even if it did break this support, the 80k to 100k range is still a strong area of value that is sure to interest a massive swath of investors who have ample dry powder and are ready and dying to DCA at those levels, which would further support the price against slipping into more downside. IMO, to justify being even _mildly_ concerned, I'd need to see BTC breach the 60k-70k zone, as it's been solidified as a major level since Q1 2021. If we see that happen, I imagine there will be a major economic catalyst behind it; the severity of which will determine whether we're cooked and hitting the panic button, or happily buying at a discount.

Mattie_Kadlec

The best part is that merchants still get fiat. That’s the only way crypto payments can scale IMO.

Awkward_Potential_

We have no idea. This is why I usually say Bitcoin is the cleanest dirty shirt. We know physical gold won't scale as a currency from centuries of it failing to. I don't think any other crypto options are decentralized enough to be the currency of the world. I don't think any fiat currency will be trusted between enemies. Bitcoin is the most logical option, but you absolutely bring up valid points. IMO, if it's actually become the currency, there won't be a shortage of miners. Even just the transaction fees alone would be enough to justify mining, especially when you factor in that every nation state and institution would want to make sure the network is working, since it's now the financial system (in that scenario ). For this scenario to play out, Sats would need to grow in value substantially. But in that scenario they most definitely would.

Benzo_Head

Here we gooooooo. Sub 100k by tonight IMO

The_little_lady_YT

Crypto is over. I knew it. We peaked last December 2024. I cashed out then. All alt coins going to zero. Now is the time to sell….. IMO

VassilZaitsev

IMO pretty stupid take. Bitcoin is flat since Jan 20 2025 when Trump came into office. Tbh, its likely an amazing time to be buying. If anything, I wish it had tanked more.

whathiron

Kraken has the lowest fees in the world per trade if you are using Kraken Pro (just the advanced platform like Coinbase Advanced). The maximum fee per trade is a taker fee of 0.4% - and that is the highest period, it only goes lower from there. Obviously no spread on Kraken Pro either. Now it doesn’t IMO make a big difference for DCA if you’re not stacking mega bags every week, but if a couple dimes per dollar makes a difference for you then honestly you will not find lower than Kraken (legal, regulated CEX anyway, and certainly not a DEX). Cheers

Darryl_444

Lower, IMO. Far lower by end of 2026.

HesitantInvestor0

It motivates some people to invest, but is that ethical? Essentially you are forcing people to take risk with the time they've already spent. That decision could go either way. It also incentivizes bubbles. Think about it: what would asset classes look like if everyone were to pile in with all their spare cash rather than hold it? We already complain that assets are inflated. I know you're playing devil's advocate, you said as much. But it's flawed IMO.

Head-End-5909

There are alternative strategies and services for dealing with passing down crypto to heirs. I came up with my own, but it hinges on one of my heirs having knowledge of crypto and wallets. Don’t know what services you have in your country. IMO, converting to Bitcoins ETFs, like IBIT, with a regulated financial investment firm, where you can designate TOD beneficiaries, is the simplest. You get both the upside and downside of price movements and none of the self-custodial issues. I both DCA and self-custody, and hold IBIT in my Roth IRA where gains aren’t taxed when withdrawn. Happy with both. Since Bitcoin is currently being used as a SoV, rather than the intended ToV, there’s no difference where it’s stored if you don’t care about anonymity.

Head-End-5909

1% is really high, IMO

TT_________

IMO Crypto is ahead of it's time. We will first become cashless before we fully adopt to crypto. I can imagine those that want more control or to try remain anonymous will start shifting to crypto. People that want cash only will be inclined to accept crypto only in replacement of cash only.

Neat-Finger197

I get it. Again IMO once you truly “see it” Bitcoin is the only asset you’ll want to own. The “backup” is the strongest computer security in the world as measured by hash rate (proof of work). Programmatic money that is truly democratic (small d) since rules of Bitcoin apply to all whether you’re rich or poor

Neat-Finger197

IMO, our brains are programmed to think of money as dollars…new tech such as iPhones or the internet were truly new, humans had never had such experiences. So to go from using dollars to a form of money that is fully decentralized and controlled by rules not rulers, and cannot be debased is a truly revolutionary idea. This is why again IMO adoption has been “slow” relatively speaking.

Sandharbor

IMO he spit in crypto’s face when they launched Trump and Melania coins.  This is what you had in mind to cash in on the meme coin craze?  

50sat

There are many such systems, usually front-loaded configurations used to take fees from any launch hype and leave the buyers largely unsupported. What I'm getting at is this had gone a couple rounds of evolution but it's still IMO at the stage of 'launch pads' gouging you to guarantee the 'team' won't.

justcurious3287

IMO, they will all make new highs. Both BTC and the alts. In the next market explosion. But until then, people really need to just freaking chill. You must be confident in what you're investing in, and you need tons of patience, or you won't make it in crypto investing.

justcurious3287

IMO, you should NEVER sell your BTC, unless you desperately need the money. You should be pouring as much money as possible into BTC. It's the absolute best cryptocurrency there is, and you'd be foolish not to buy it. I know the market has been very difficult as of late, but you have to push through it. That's our job as investors. Don't give up!

Seattleman1955

Realistic posts are more interesting, IMO. You can always make a post like that about a volatile assets. More realistic is to just point out that it was about $60k around now in 2021 and now it's $111k or so. Not bad but very volatile to "just" be here.

Soranokuni

I believe Trump has somehow destroyed crypto reputation, most users can see manipulation, then they state they made billions with crypto. I can't really trust any investment when I see that regardless of crypto asset, news, or whatever, they can get 50% down in some minutes and no-one knows why. At least with shares we know the cause more often than not, in Crypto we just don't know what happens or happened. A lot of people are wary, the market is not in a good shape nor job security, we'll enter a big bear market IMO.

Fun_Win_818

The 911 would have been a better choice IMO and I think they hold their value better as well.

oak1337

Won't predict the ups or downs. The best way at this point is to go for the best tech and sleep well at night. Hedera is on its way to the top IMO. ABFT — mathematically the highest possible level of security for distributed systems. Cryptocurrency transactions throttled at 10,000 TPS and will increase in the future. Sharding to enable unlimited TPS. Entire source code donated to the Linux Foundation. Private HashSphere networks that can seamlessly connect into mainnet if wanted/needed. EVM Compatible. Fixed fees priced in USD, paid in HBAR. Trilemma defeated. All roads lead to Hedera.

this_is_not_real

I would argue that there is. Especially if you're buying cycle tops. We're used to substantial drops every 4 years, but what if we stop getting new ATHs. What if quantum computing breaks bitcoin before that can be solved for? IMO the greatest strategy is buying near cycle lows and selling at what you feel is an adequate level during bull runs. Rinse & repeat. This strategy will allow you to increase your stack considerably & at least reduce the risk of losing it all. I think many people would never agree to sell your bitcoins during bull runs, but I've found that those same people tend to round trip their losses and have to wait years to recover (or they accept a substantial loss) My interest is in having more bitcoin each cycle so the profits are better. This strategy has not failed me for the last 10+ years.

BainTrain55

He said “we all had different opinions on rate cuts in December, which means it’s not a foregone conclusion. Far from it actually” that’s a more certainty than a toss up it isn’t happen IMO.

Amazing-Repeat2852

IMO— Some of those “crypto bros” on Reddit were probably crypto bots IMO. That is why it’s generally less “noisy” between election cycles.

ThatChrisGuy7

IMO be ready for a random huge green candle

pwagle10

Reasonable conclusion but I mean with rate cuts equity’s generally do well and m2 supply, admins positive, more so then ever before why would you short now. IMO it’s a matter of time before crypto sky rockets. I do think buy low selling high is a reasonable approach

devCheckingIn

Whatever it is, it needs to be speculative for much higher prices to kick off price discovery. We had all that before the election with the theory that greater adoption and regulatory friendliness will drive demand. A trade deal doesn't really imply BTC price will rise much higher, IMO. Even things like the CLARITY Act passing aren't going to do much. So it's an unknown right now as far as I can see.

Codebender

Meh. You'll regret it when they're 0.1 BTC. Rent one until you get it out of your system. The number of supercars that sit idle most of the time is ridiculous. Also, track training on a superbike is more exhilarating, IMO, you're much closer to everything and feel the speed more.

adalido

Not saying you’re wrong, but if defunding SNAP tanks the crypto market, that’s probably a good thing for America. That would mean deadbeat parents were spending money on crypto instead of feeding their children? Also, trump destroyed the labor market? It had begun shrinking before he got in. There’s a lot of reasons IMO that the labor market is tanking. I agree about his shit coin though. I’m not a trump supporter or hater, but that shit was disgraceful.

paidzesthumor

Data scrape a sample of your winning trades, develop a trading model then test against the remainder of your wins to validate if it’s an exploitable pattern. Some prop shops might be willing to nibble on your strategy but just know you’re trying to sell to traders whose strategies are virtually certain to better than yours and at scale. IMO it’s more valuable to demonstrate a track record of self-learning, analyzing, refining and improving your strategy and articulating your conviction and rationale behind the changes you made rather than any raw genius or skill. As far as tools go, you can either monetize it or shop it as part of an interview process if you’re looking to get a 9-5 a trading software engineer. My own two cents, monetizing SaaS in the trading / MM space is a lot tougher now with AI. People can dunk on vibe coding all they want but the reality is that the bar to impress with an MVP is way higher now.

reliable35

TAO has been the 2nd best Alt coin after ZEC.. & within the AI niche & its first halving event in DEC..it’s the only Altcoin I’ve been accumulating… As more eyes fall on it.. IMO it’s the only Altcoin worth buying at the moment…

random5654

Long term. Crypto is an infant and IMO Charles is doing it the right way. It's not flashy, but it's legit and it's a matter of time before utilization increases.

Financial-Nature5745

haha yeah i get itt!! i’m not running equations here, i’m talking about **macro math**, not algebra look around every country’s printing supply like crazy… U.S. alone added what, $5–6 trillion in a few years Europe, Japan, China, all doing the same global money supply keeps expanding, population keeps rising, consumption keeps rising… but **Bitcoin’s supply stays fixed.** so when i say “a lot of people die x coins lost = $10M,” it’s just a way to simplify what’s actually a complex equation: **(rising money supply + constant or rising demand) ÷ (shrinking effective BTC supply) = higher value per coin** that’s the math that matters. so yeah, it’s not napkin arithmetix it’s the same logic that made gold valuable for thousands of years except bitcoin’s harder, scarcer, and programable. and if every country keeps inflating their currency while bitcoin's total supply literally drops over time 1 BTC = $10M isn’t crazy at all it’s **inevitable math** IMO

grey-doc

The volatility can be intense. When your paper net worth moves up or down more than your entire yearly salary it is surprisingly uncomfortable even with a long time horizon. I solved this by putting everything in institutional multisig and not looking at it. I won't use the coin so it doesn't matter what the value is. What matters is setting up the framework so my children can access it if they need. But more to your point, what exactly is the goal? I'm not super interested in raising lazy trust fund babies. My thought is to make it out more like a family bank. Bitcoin is pristine reserve capital. That means as the financial instruments develop we will be able to leverage it against housing, college education, things like that. Right now the options are limited (10% loans are practically criminal IMO, especially when you can move it into an ETF as an in-kind contribution and use margin loans at 6%). As we go on, the financial instrumentation will improve. If you've managed to secure even a single Bitcoin, I suspect as the price climbs another 10-100x over the next 1-2 decades, that access to this kind of capital will pave a very simple path through whatever financial maelstrom might greet us in fiat land. And a solid foundation for family and grandchildren. I'm learning how the insular Jewish community in Lakewood NJ uses interlocking trusts and political lockdown to secure vitality and support for their huge and growing family. Whether you agree with their socio religious model or not, the legal structures they have built are worth paying attention. Again, particularly if are backed with the cleanest capital on the planet. You aren't the only person working to secure a multigenerational future.

Head-End-5909

Having too many UTXO is not advantageous, IMO. Determine what amount is “useful” (0.025, 0.0035, 0.000054, etc) for you and store that in each UTXO. I currently have 7 with varying amounts. I had 3 others with small amounts and consolidated them. Transaction fees are fairly low now, but may be far higher in the future.

zombiecorp

IMO, $103k before $130k. Last wick before blastoff.

DRAGULA85

The majority retail layman is not gonna take it as far cold storage IMO. ETF’s are more beginner friendly

libretumente

Any "project" whose tokenomics can be manipulated as such should be stated far away from. Even coins with large premines and VC backing give me the ick. PoW or GTFO IMO.

bimbobandit2016

140k at best IMO. And for alts their best hope is to touch previous all time highs, but even that is pushing it

Amazing-Repeat2852

I agree that the administration/team matters a lot. IMO-more than the actual President generally. I also agree that this one area of the current administration is the most qualified in their domain. That plus many members of congress have ramped up their understanding of crypto and there is bio Those are much stronger signal and reasons than Trump being a big bag holder.

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Post is by: Hagya_ant and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1oj6uqf/been_using_my_xrp_as_collateral_instead_of_just/ been around crypto since like 2016. back then I was chasing every shiny coin that promised the moon. made money, lost more, learned a lot. now Im a bit more smart with it. XRP is one of the few things ive kept through all the madness. I used to just let it sit there doing nothing but lately I’ve been using it as collateral when I need some extra liquidity, just a bit here and there. it lets me stay keep my XRP without dumping bags every time I need cash. I use nехо cause it works for me but that’s not really the main point. I just feel like the next few months might get spicy again with rate cuts possibly coming, liquidity slowly creeping back in, and politics heating up everywhere. Its the kind of setup where having a good position matters more than trying to time the market. Will keep holding XRP as one of my few long term bags since (IMO) it has the best real-life use cases in crypto. It also survived just about anything so, I like having my money in something battle tested and moving in a good direction but I'm kinda curious how others are handling it? Are you just stacking and chilling or actually putting your xrp to work somehow? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Several_Degree8818

IMO the problem most doubters struggle with is the idea that currency in general is imperfect. Bartering makes the most sense in a perfect world but fails to scale in a reasonable way outside of a small area.

justletmesignupalre

People have used the tech to create so many senseless tokens that it has diluted its usefulness and value. The blockchain tech that is far more efficient than tradfi is great, the added EVM tech with the ability to put smart contracts is great and further improves its use cases against tradfi. Them being used for get rich quick schemes, cults, money laundering, scams and whatever else is running around, has ruined the perception of what could have been achieved with it, IMO.

GIGAbtcHodl

If retail investors will massively start to liquidate their stocks and they are clever enough to understand the monetary system and fiat debasement, they might not want to keep their cash in the bank. They might want to put it in something scarce like Bitcoin or Gold. Especially if the market crash happens due to war for example - wars boost money printing and so hyperinflation might occur. This is why clever people would leave a tiny portion of their money in the bank and will put the rest of it in something else to protect the money. Or will never sell the stocks... However, market is not controlled by rational investors so everything wouldn't look good in a scenario of any kind of crisis, yet IMO bitcoin would be fastest to recover.

GIGAbtcHodl

IMO DCA is more convenient and psychologically easier to handle. Meaning if you invest same amount for example every month, and the amount is something you can afford to lose, you won't be so much affected by volatility - at highest points you wouldn't be too greedy to sell , and at the lowest points you will handle it much better. This will help you prevent spontaneous sell outs which usually leads to a big loss of capital.

Sotyka94

Am I the only one who didn't have his world shattered by BTC? I mean yeah, cool tech. I believe in it. Most of my savings in it. And while the success is unique, the technology and most importantly, the thought process isn't that insane IMO. It's a well executed, good idea, that lucked out and got mass adoption. Or I'm just stupid and ignorant and don't know what everyone else knows.

TheBonkingFrog

IMO it’s whales, banks and hedgies dicking around to liquidate leveraged retail

33NoBody33

The next few hours are key. IMO if we drop… we drop drop. Let’s see how tonight goes

maria_la_guerta

Would you have held to 100k anyways? Anyone who did is foolish IMO. Extremely lucky, yes, but anyone who held BTC passed 1 or even 10k is crazy IMO.

Head-End-5909

I don’t think historical cycles and patterns apply anymore. There’s a more centralized market influence on price movements, IMO. But, I could well be wrong.

Neat-Finger197

Couldn’t agree more. Responses here throw cold water on the “everything divided by 21 million” crowd. Which, IMO would be ideal for humanity but my sense is the reality on the ground will look much different

pr0b0ner

It's nonsense. This is like saying the rate of people riding unicycles to work is increasing. Maybe that's true, but that doesn't mean unicycles are becoming the new hot method of commuting. IMO this just gives further credence to the idea that crypto use cases don't matter. Because there are thousands of coins that do this task infinitely better than Bitcoin.

Neat-Finger197

Couldn’t agree more! Bitcoin is the most democratic (small d) money ever created. IMO, the poorest in the world need it the most, especially those 2 billion living in authoritarian regimes. I’d love for the title of my post to be dead wrong, not just to pump my bag but to help the poorest

codemajdoor

IDK about 250k or next 6 months but IMO the corporate treasuries, nation states & bitcoin bond market (like STRF etc) has not yet caught on. once it gets going the STH supply is quite low to support it. sooner or later LTH will demand much more of a premium before selling out. that in itself is enough for explosive growth.

devCheckingIn

We're not heading towards hyperinflation. If that's your base case for backing crypto you're going to get burned. Recessions are always deflationary. Economic weakness is deflationary. China has been in a deflationary spiral for years now. Low birthrates are deflationary. The Fed isn't "printing money" right now, they're doing the exact opposite (burning money). Budget deficits aren't "inflated away"; in fact they are a major drag on the economy and suck up an enormous amount of investment money and liquidity. I do think the macro is turning more favorable for crypto; but long-term be careful about the narratives IMO.

justcurious3287

Ha! I don't consider BTC risky at all. It's certainly volatile, but it's an amazing investment. The best cryptocurrency you could buy. No risk at all, at least IMO. I am poor as dirt, but I managed to accumulate 0.06 BTC, and I'm slowly accumulating even more. :)

Busy-Award8798

IMO the next huge leg up won’t be until after the next halving within a 500 day period of that.

pokerbluffs

If we don’t see a bitcoin by April then IMO the cycles as we know them are over, or at the very least have changed. The market seems solid so I’m not sure what to expect. I just DCA and will buy larger chunks if we do hit 70k or 80k.

Kernel_Custard_4213

We still have 3 months for a blow off top, IMO.

dsmudger

Not really IMO. More like just free money? Given that inflation is more than 2% in most if not all countries?

AdComfortable1024

I really like this. In a world where everyone is just trying to get you to “buy their token bro” this is just fun, and an excellent form of marketing IMO

BizDev1

The simple one word answer is YES. Earlier, there used to be huge resistance by institutions which has changed a lot recently. More than individuals it’s the institutions that are accumulating Bitcoin and various other cryptocurrencies. Adopting a buy and HODL strategy using DCA, aimed at using your crypto for the black days IMO would be a great strategy rather than just targeting profits alone. Getting into Bitcoin and crypto at this stage I think is still early. When the global adoption kicks in, things are going to be so different. Not financial advice but I have been buying since 2013.

Vactory

I don’t think so. IMO all it demonstrates is that tradable liquidity was low and there was hype on release.

Fitnessdoctor_7

I’ve learned that it’s devs and insiders who make most of that money - including YouTube chillers who get paid to do it. And if it’s very low market cap , 9 out of 10 won’t make the small guy money. If you are willing to be more patient, when it breaks $1-2 million mc you have a better chance at making money as more people start getting behind it and it starts to develop a community. I’m only sharing this info because of experience, not because I have anything to gain anywhere. I’m simply a middle street guy, not very computer savvy and only want to see the little guy prosper. You can take this info for what you want, but these may help you if you are patient as they are still relatively early but have potential to do good things. MANYU MIDAS BULLGOD XIAOBAI ZARD BOMET DOWGE SPX6900 BACHI BLUEY TFUEL THETA Here are some to take a look at and see if any appeal to you. I hope this helps. The narratives that will be popular in this bull run will be memes, DePIN, AI, RWA, even robotics. Older coins with strong it utility will do well also IMO I understand your frustration and I agree completely. I had to learn that those were the exceptions and the insiders are the ones who make the most gains. So I removed emotions and stuck to what I knew was right and combined patience and will see how it pays off moving forward. PS… some may laugh and insult but i recommend trying to get some BCH if you haven’t… and just hold it.

Playful_Judge_9942

I'm bullish for BTC and am confident we'll see that 7 figure number someday but I'm not betting on a 1M BTC by 2030. It's been almost a year since we hit $100k for the first time and we're still barely above that number. 2030 is only 5 years away and we may even have a negative year between now and then. I think in 2030 BTC will be substantially higher than it is now but I don't think it will be a million - it would be great if it is though! By 2040 is a more realistic time frame IMO.

SmirknMerkin

Don't feel miserable, a lot of people knee jerk bought into crypto based on the hype and explosion. But yeah, unfortunately nearly all crypto currencies are very top heavily owned.the least offensive that I'm aware of are Link and HBAR which own much of their supply themselves. Someone else can correct me where I'm wrong. Something like 5% of wallets own 90% of all Bitcoin in existence. More than half of all ethereum in existence is owned by 10 addresses, though their move to proof of stake provides some stability. More than BTC IMO. There are billions of unreleased XRP in escrow that are released on a schedule, though Ripple does remove many from circulation to maintain manipulation of the the price. All it would really take is 1 of these few wallets to sell out and completely tank a currency. There is still money to be made in crypto., but the days of turning not much into millions are all but over, outside of mere chance and a lucky guess along with great timing. Then there is always the possibility of regulation and worldwide mass adoption of some or multiple currencies then the sky is literally the limit, but there are millions of people all guessing as to which it could be, and the shitty thing is if there is one it may not even exist yet. Stay away from shitty meme coins though, seriously. Invest in known entities BTC, ETH etc. and don't put in more than you are willing to lose because you ARE indeed gambling.

Beneficial_Hippo5710

First congrats this is really awesome thanks for sharing your story . Now Imagine being so lucky to found a block in solo mining btc during 4th halving season then loosing 30% with tax and using 70% to pay mortgage. IMO keeping half of it would have been a more intelligent decision. First global free market is near. Bad money will be throw away first.

Amazing-Repeat2852

There was a paid bot farm campaign to push the Pro-Trump narrative hard to crypto types…. IMO. It’s exactly how “momentum” happens with crypto — and it was conveniently used for politics. Not sure it Charles was involved since he was more of a RJK, jr supporter but definitely the CEX & Ripple guys. Worked out great for them, huh? Watch it happen again during the next election….

Quant-Tools

Inverse Reddit made me life changing money already. IMO it's an even better indicator than inverse Cramer.

Sandharbor

IMO now that swap fees are reasonable, the most logical options are use a reputable crypto exchange or a Dex, nothing in between. There was a time though when you wanted a low amount of some gambling/shit coin and those lower tier platforms had a place to save you on high swap fees, but hopefully those ridiculous gas fee days are over. 

BoringPrinciple2542

Several links in this comment from elsewhere in the thread: https://www.reddit.com/r/CryptoCurrency/s/JG1uFtNQ4e Alternatively look up “Salomon Brothers Dusting Attacks” and then compare with the later movements. Where a lot of the reporting falls short is that they seem to assume it was truly just a dusting attack. Considering that numerous wallets went untouched for over a decade are suddenly waking up in the two weeks since the forfeiture date I think that may be optimistic thinking. To the best of my knowledge, every single wallet of the 39K is one that has been dead for around 14 years, affected by the Randstorm Vulnerability (potentially crackable), and the timing of somebody randomly remembering that they had a few billion dollars put aside just so happens to coincide with the claiming deadline elapsing…. So it’s at least worth considering it could be much more than somebody wasting $90k on an alleged dusting attack IMO. Especially when you consider dusting attacks generally go after wallets that have similar addresses with the goal that you might accidentally copy and send funds to the wrong recipient. Pretty different from sending legal notices.

Sandharbor

I’m late to this post but it’s popular now. I think this cycle top may already be in or if not it’ll be later on 2026 the market can’t do what everyone expects which is a late 25 early 26 top. It’ll do the opposite which one IDK People should’ve been buying in 22 and 23, there was a lot of narrative based tops in 2024 Memes, AI, Base tokens, Solana tokens, and so on.  Seems a lot of alts did top through 24 and early 25 in a staggered fashion not all at once.  I sold a good half of my bags in early 25 and took another half this October. The rest I’m cool rolling over if that happens but left some on incase there is a blow off top or 26 breaks the traditional 4 year cycle rules.  BTC is already up almost 6-8x its cycle lows, we know the law of diminishing returns, so the we haven’t gone parabolic argument by many seems null to me. Plus there’s so many Alts getting the money spread around now instead of a few, so that’s what happened to a good alt season IMO. It’s not like last cycle where there was a few main plays in each narrative and it didn’t matter what you picked, now there’s dozens if not 100’s in every niche which makes it hard for them all to have a blow off top. 

lordagr

IMO, Pay any *high interest* debt first, and then the rest can go into BTC. Use the money you saved on interest payments to build up an emergency fund and just continue to stack.

Own_Condition_4686

When we run out of it, nobody is going to sell it. People will still want it be because it’s the most secure way to preserve value. We got two more halvings before the price goes astronomical IMO.

codemajdoor

BTC already surpassed 2T with 1T in realized market cap (as in price for each bitcoin when it was last traded) so I dont buy that its gonna take 100 more years. remember CDOs and about a quadrillion USD worth of derivatives didnt take a century, they took about 20 years after repeal of glass stegal. things move fast in digital money era as securitization happens fast. As I see it, the last hurdle was regulatory clarity with that and block reward cutting to below average outflow levels you already have all the conditions needed for bitcoin stability. which IMO is the biggest missing piece for broader adoption. rest will happen slowly at its own pace & by slowly I mean still way faster than 100 years, IMO within 10 years you'll see btc eat up a chunk of bond & real-estate market securitization & easily surpass gold. In 20-30 years I do think BTC will hit its terminal velocity and will just grow at rate of aggregate fiat inflation plus minor inflows. at that point I believe regular stock market will surpass it in annual growth rate. I do agree with your last point partly, biggest change needed is in people's mind but not in the way you are thinking. I personally went through a period of introspection to land there but its the realization that Bitcoin is like gold in that it is proof of work & that PoW is not physically tangible like Gold. But its same thing because the value of Gold exists not in the shiny metal but the resources it represent that were diverted away from otherwise productive ventures to get it, the shiny metal just embodies it best because its impossible to fake. same is true for Bitcoin if you consider the power spent and TSMC silicon production capacity earmarked & the man-hours burnt trying to mine & develop ecosystem. Also, mostly mining is barely breakeven so economically its a wash. these all add value to Bitcoin that is embodied in Blockchain. Needless to say Bitcoin is also impossible to fake but has added benefit of being divisible, auditable & e-transmittable. This realization is dawning slowly upon people and richest of them IMHO are quietly accumulating. Important question is at what price a poor early-on shmuck gives up his stack? you could make a case when his coin is worth a multiple of his ex-crypto networth. If you wanna burn a few hours on weekend ask chatgpt to generate a pricing model around LTH max-courage/pain multiple. what I disagree is that eventually economy will still be based on 'productive work' but that productivity will be much more stringently defined because elites wont have as much of freedom to waste easily printable fiat resources on random unproductive ventures. IMO it will be a return to older gold standard but even more stringent because of hard limits on real money (BTC). somewhere down the line I can almost guarantee govts will try to confiscate/outlaw Bitcoin because .. reasons.

theMonkeyTrap

Meh too much focus on US and too much variability across US. I dont think any such singular transition point exists because dollar is debasing by a thousand cuts & similarly Bitcoin will be crowned by a thousand pushes. we need to understand that just the mere fact that Bitcoin exists as a non-inflatable store of value is enough because up until now there was no such thing, really get this, you CANNOT force more Bitcoins to exist just by spending more energy or power or military invasion. this is like gravity, its a weak force but really it works over large periods because there is no counteractive force. bitcoin is same deal, IMO the 4 year cycles are gone now and it will be a volatile grind that slowly ratchets up. IMO the best thing that can happen to bitcoin is that its volatility goes down and it slowly start gaining traction as an alternative to treasury. once that starts you'll see massive amount of retirement wealth switch to it and the upward trajectory ramps up as old timey dimond hands let go and new wave of hodlers rotate in.

el_rico_pavo_real

Lambo’s literally a shit way to spend real capital IMO lol

Fboybcb

IMO it’s not over. Probably a few weeks before things start to get better.

Better-Waltz-2026

IMO, the problem we face today in crypto is BTC dominance. Since 2021 BTC market cap has doubled and top 10 coins are near the same levels. ETH is 1/5 in MC. SOL 1/22... When BTC goes down 5%, altcoins are bledding hard. Mid caps and low caps are in the bearmarket already. For an altseason like in previous cycles, ETH has to reach $9k at least, XRP $5 and SOL $350, BTC needs to go down to $90k.... as i understand it...

CriticalCobraz

The price of a coin or token often doesn’t reflect its actual value. More importantly (IMO) , Moons continue to be developed even though Reddit sunset the project a few years ago. While no one can guarantee a specific price, I’m optimistic about the future of this project

EnZ07boyyy

IMO no but it could be bullish if he wets Donald’s crypto whistle in return

King-esckay

IMO, take the loss, i don't know what country you are in, but most allow you to offset that loss against future gains. With what is left, buy something that works long term with less stress, like BTC boring, yes, but once you have recovered, then you can put a PORTION aside to gamble with.

Unlikely-Round-3273

Key issues….. diminished returns. Leverage trading. ETF’s are not a good think IMO. Black rock sell offs, ect. It’s good and bad. The quicker you become a whale the better. The gap is closing.

Amazing-Repeat2852

I just mean that Trump will perceive SBF to not be “Pro-Trump” and probably blames him for Biden winning in 2020. He isn’t helping SBF due to this IMO. But yes, CZ is fully onboard with helping the Trumps with their next money grab. The CEX guys are all about centralization!

namieorange

If the cycles are still intact and the diminishing returns are in place... ATH of 2013 to ATH of 2017 17x 2017 to 2021 3.5x And if we topped 2021 to 2025 1.85x Next cycle? 1.2-1.4x? Not even enough to keep up against other markets returns That's assuming the top is in. That's why BTC either breaks and lengthens the 4 year cycle or breaks the diminishing return pattern of each cycle so it countinues being a good store value. IMO one of them will happen with more and more BTC being held longer term by institutions and goverments

bimbobandit2016

Yes, walking back all Liberation Day tariffs is the only thing that could trigger euphoria at this point IMO

ConjunctEon

The dream of being able to go off grid financially has died on the vine, IMO.

vizual22

Did you see the gold decorations inside the Oval Office and the breaking down to create a new banquet hall in the White House? That looks to be long term plans IMO.

Angus-420

Societal conditioning is another aspect of it. Presumed gender roles etc… play a huge role in determining hobbies and jobs. It’s unclear to what degree either of these influences contribute to the discrepancy, but to say it’s all biology is silly IMO.

Practical_Movie_5887

Okay thanks. Ive heard of murad and actually follow him on X. I agree that spx looks cool and all but every other coin he shilled in 2024 lost so much value. If someone put 100k in coins he recommended at the end of 2024 they would be running pretty low right now, and most of his choices aren’t culture/multi-cycle memes. Just overly hyped projects that will die after this cycle IMO. But maybe SPX is the one🙂❤️

Truth_Teller3

If you think the cycle is over then don’t invest. IMO we have another push to go and this is my view. Especially with certain whales like Eric T being so invested

Elean0rZ

Not to take away from what others are saying, but IMO the most frequently realized form of utility for stablecoins is for those already in the crypto space. It's often moderately inconvenient and in any case incurs various fees to move funds between Fiat and crypto. However, there are times when you'd rather be holding Fiat--e.g., when you need a specific dollar-equivalent value and don't want to risk the markets moving in the short term, or when you predict the crypto market is going to fall and you want to move to a safe haven before buying back in after the drop. In such cases, it's WAY easier to just yeet your assets over into stablecoins (and then back if desired) than it is to convert them to "real" Fiat. Stablecoins effectively function as Fiat *but within the crypto space*.

devCheckingIn

I just have this weird hunch that after Coinbase launches their BNB listing they're going to do it dirty somehow to get back at Binance (which would be great IMO). But don't trade based on my hunches.

To_k

The true HODLERs used to be BTC heavy every other cycle. But IMO this cycle, the true HODLERs are the alt holders. Stay strong.

namieorange

IMO Cash out. It can definitely go up. But I also asumed it would before the crash and I was left with 1/2 the money. Still in profit but big difference. You never know Come back when BTC is 30-40% less from its peak and start Dcaing

namieorange

Agree We will for sure not skip bear markets, but IMO, they will definitely get less and less harsh. Longer in between at some point, so we might enter a market cycles like stock market follow, instead of 4 year cycles that are now less relevant from the halving perspective as emissions are almost irrelevant at this point with 95% BTC already mined.

Hirozion

IMO we’re getting the bull market, but it will be delayed. Powell hinted that the Fed may soon end quantitative tightening (QT), which means the liquidity drain is coming to an end. Historically, every major bull market started after the Fed shifted from QT to QE (Quantitative Easing). Right now, we’re likely entering a neutral phase — no more tightening, but not yet easing. Markets may stay choppy or sideways until the Fed officially pivots to QE. ( also depend on trump tweet to dump even more the market ) Once liquidity starts flowing back into the system, risk assets like crypto and equities usually take off. That’s when the real bull market begins — not just a relief rally, but a full cycle driven by monetary expansion.

mackey_

Well over the threshold for cold storage IMO. I don't like leaving more than .05 btc on an exchange

Shivaonsativa

I don't think it has negative value or existed before the 0 so doesn't work IMO not being a qualified math genius.