IMO

No_Fuel4693

You're right, but it doesn't work in practise like that until the price remains largely stable compared to other currencies - which it never will IMO. Think of it like this. I'm a US seller of goods. My customer is in AUS. The transaction is for $100USD. How much is that in BTC? Well it depends on timing right? So I can say, 'send me $100USD in BTC', but the customer then needs to find an exchange rate for that from one of many exchanges, get a BTC value, then buy that BTC in local currency $AUD, then transfer it. There are a lot of variables in the time that that happens. Prices in both currencies fluctuate and I as the seller, have to rely on my customers interpretation of what $100USD of BTC actually is. Sure we would have saved transaction and exchange fees etc but its still not a clean exchange. It works but it's not perfect. I think this is where stable coins have value. Customer can quickly buy and send $100USDC for minimal fees and when I'm ready I can exchange that out for fiat or BTC as needed. They wear the exchange rate on their end ($Aud > USDC) and i wear it on the other end (USDC to BTC/USD).

absinthiumxmr

i would never ever shield zcash, not after they froze the private pool for multiple days. you are begging to have your money frozen if you put it in after this, IMO.

Big_Championship7807

Bitcoin really took off today. Oil prices and yields eased, bringing some risk appetite back. Yesterday’s Fed rate hike was already largely priced in, so we got a bit of a relief rally. **There was also some positive crypto-specific news from the SEC around tokenized stocks.** Add a technical breakout and a short squeeze, and the move accelerated fast. So IMO, it wasn’t one catalyst, but several things lining up at once.

McDrunkin521

The true BTC holders don't care about the clarity act and know BTC is the future regardless of the clarity act passing. It would have been great but it's not a deal breaker IMO. We gonna moon!!!! 🚀 🚀

Botlenose

The 4 year cycle broke last year IMO. The first clue was that 2025 was supposed to be a green year overall, and it closed red.

TheVeloRebel

Dear lord this why BTC's design matters IMO BTC can learn a lot from other types of projects which will keep it as no1!! HAWK just got wreckt (key recovery reduced to SVP in dimension n/2 +1, security levels basically halved and the team withdrew from NIST). So the new shiny lattice assumption looks great for years of human review... all until better AI crypt0-analysis shows up and forces blow-ups that kill the performance advantages!!! It's the same pattern we've seen with early RSA sizes, MOV on some curves, SIKE, Rainbow, etc. King BTC (amongst all the other shit chains) hard-code a single sig scheme into consensus. Moving to PQ means a high-stakes, network-wide change, and they have to coordinate a soft/hard fork to trigger the change, everyone's gonna have to live with the consequences if it gets broken later whilst all arguing in between..reminds me of the 'big blocks debate actually', messy. Remember those days? Massive arguments and banter. Squeaky bum time on that decision, I wonder who will cop the blame if it fails. If shitcoins or BTC rushes that process, we risk exactly the irony described. The secp256k1 is still fine while the “quantum-safe” replacement is toast. Satoshi picked a solid classical curve so BTC has been in line so far IMO. If you look at already thought-out projects boasting the 'crypto agility' narrative, and already post quantum coding , they’re designed from day one so that “lucky” isn’t a long-term strategy. BTC learns from others at times. This will be obvious. We can wait for the dust to settle on post-quantum candidates, use the most conservative options first (hash-based), and still have a clean upgrade path when stronger, more efficient algorithms finally prove themselves. That’s the real difference for BTC, it has to get the post-quantum migration right the first time. This is key. BTC will learn to have Crypto agility in the future IMO

TheVeloRebel

'Crypto Agility' is the narrative that will coincide with Quantum application and upgrades. Are the blockchains even compatible with turning quantum-resistant? When you use LLM's to research Crypto Agility, the chains mentioned are very few. The ability to install new ways of working without having to hardfork, or built only with Quantum in mind from the start is the only way forward IMO If you have to hard fork too early and choose the wrong Quantum algo, will chains suffer huge losses of TVL before they can choose the right algo to switch too? It is interesting, and to some point, an uncertain future.

HeightDisastrous5130

Its clear a lot of people on here are thinking of standard Revolut - and yes, for crypto it’s terrible 🤣 But RevolutX is pretty good IMO: Fees are low, spread is relatively competitive, choice is okay, GUI is intuitive, functions like staking works. It’s not the best or most comprehensive, but if someone came to me wanting to dip their toes in crypto - I’d have no issues recommending

Alfador8

Volatility won't go down enough for broad use as a currency until bitcoin reaches its total addressable market and adoption stabilizes. We need several more hype cycles to bring new people in and provide liquidity for long term holders to distribute their stash. It'll take a relatively long time, IMO.

BlackberryKey6837

I don't have any crypto and don't ever plan on holding any. But I don't think this bill really mattered to crypto folks. They will be just fine IMO.

1Tim1_15

The dems were given concession after concession, including the ones about Trump (who was already a multi-billionaire), and still no. This screws everyone because investment firms can't use BTC as part of people's retirement package, and that's the best thing for their retirement package IMO. The Ds have always and will always hate crypto because they can't control it, and because the banks own them.

1Tim1_15

It does matter. Investment firms with billions can't use BTC as part of people's retirement plans, and IMO BTC is the best thing for retirement plans. The dems will never approve of BTC because they can't control it.

sgrinavi

IMO it's already priced in at this point.

Big_Professional9253

I've been expecting to test support at the structural lows since BTC hit $57.7k, and I've been looking for another leg down to the mid to upper $40k range. Obviously none of that has materialized yet, but as long as Bitcoin keeps getting rejected at the 50-Week SMA there is a chance for another support test, and maybe even another leg down. The problem is, the August 19th pump literally changed the structure, and last weeks pump from the CPI strengthened it. IMO, if this move proves to be legit, (pending the Monthly close) it reduces the likelihood of another leg down. At this stage, there is no denying that there has been a sequence of technical and structural r/S Flips that have opened my mind to the  possibility that the bottom could be in. However, there is also no denying that we still have no confirmation of a macro breakout, and until we do, there is still a chance to test support at the macro low, and potentially lower.  That said, the longer price stays elevated, the higher the probability that the bottom is in, so here are the levels I'm watching to gain some insight on how things are likely to develop from here. # 50-week SMA A wick above the moving average is not sufficient. Bulls need to reclaim the level, close above it and then validate it as support. Until that happens, the 50-week SMA remains resistance. When it does happen – algos and breakout buyers will long. # $78,380 Timescape r/S Flip Line This is the first meaningful structural test beneath the rejection. At the time of writing, price has dropped below it, but what matters most is where BTC closes. * Holding above $78,380 would show that the pump retained value despite failing at the SMA, and keeps BTC in range of another breakout attempt with a higher probability of succeeding. * Losing $78,380 would increase the probability that the move was primarily a liquidity sweep. # $77,200–$77,000 A move back through this area would surrender most of the post-CPI advance and place the market back inside the pre-release structure. # Approximately $76k A return to the CPI-session low would complete a near-total round trip. That would provide the strongest confirmation that the pump was a failed breakout and liquidation event rather than the beginning of a durable trend. # $75,000 No longer just a psychological level, it now has confluence with the macro support line – losing it opens the door to the $69k – $73k range. How price reacts at this level determines where the last accumulation range will be. Are we in it now, or is there a chance to go lower? Pro Tip: Keep an eye on [liquidity and order flow](https://materialindicators.com/firecharts/). # $69,000 – $73,000 As long as price fails to break above the 50-week SMA, revisiting this range or lower is a possibility. Save some dry powder. \#NFA

JoeSchmoe314159

IMO 60k was the bottom. Gonna trade sideways til the bull run. Already lumped in. Gonna DCA til 100k. Hold till 200k.

a_medley

Legislation doesn’t normally “directly” help consumers when it comes to Finance. It is normally an overpromised downstream effect. IMO this is no different.

Adventurous-Gur7524

IMO Once you get to 0.5 and 1 whole coin you’ve showed commitment to stack relentless. Anything less you still need to stack harder especially at these prices. Forgot any other investment unless you have 1 whole coin minimum then branch off if you want.

human_oil77

I think the most used chains have a chance, since they have real world use, revenue generation etc. That's the bottom line. They're treated like companies now with backers, vc etc... so look for the coins with the best product and funding. They'll survive. Same as the TRON's and XRP's of the old days still alive.... IMO I like , ENA, XPL, SUI, HYPE (not in any order as they all kind of touch on different future areas.) So in short the bets for Sui lets say working on A.I agentic scaling blockchain and finance tools, will be different than the market XPL is going after with their set of everyday neo banking products etc. I personally think XPL and ENA are primed and in great real world markets with actual products, and low marketcap relative to those products and their utilities. HYPE is ... well hyped... and Sui is awesome team and tech, but yet to find their product market fit, or accelerate their unlocks to get rid of their shit tokenomics. Keep an eye out on their october Sui basecamp for updates... But hey, Final word is this ... if BTC crashes to 50k , none of these thesis will matter. If BTC stays relatively strong however, then yes, give the next 1-3 year bull market a chance to sort out these technologies and winners. Alot of their success is almost irrelevant to how much money is in BTC anyways.

DeathScythe676

all sales and communication related third party tools these wallet companies are using IMO to not operate at the necessary cybersecurity levels necessary to operate in the bitcoin space. they're getting hit repeatedly, and will continue to get hit. email needs to be removed from the equation for these businesses. I know these companies have sales quotas to make and rely on email-blasting and advertising, but too often these sales tools and employees operating them ARE the weak link. I've been in IT for a long time. and maybe it's my particular batch of idiots I manage, but the sales and marketing teams are ALWAYS falling for phishing, where engineers are always seem more cautious. An engineer gets an unexpected email from either a known source or an unknown source, and they stop and think "who is this and why are they bothering me? I have shit to do. Go away." A marketing person gets an unexpected email from an unknown source and they go "OOO NEW FRIEND! PERSON TO MAKE SALES TO!" They see an unknown as a potential lead. Marketing people are financially incentivized to attempt communication with unknown parties. So they're the ones that always seem to click on the bad links first.

jawni

Bundling, but IMO it's by far the hardest to solve. I think Fomo basically has the reputation angle figured out as well as anyone has yet, so it would be hard to improve there unless you think of something really outside the box. That leaves the PVP vs PVE and for that I would look look at what Stonk is doing as inspiration and then brainstorm how you could make new launches more reflexive and more sustainable.

LongDaysPleasntNites

I do not think it’s crazy. For me there was a direct correlation between my education on the topic and how convicted I became. As a result my allocation to BTC within my portfolio grew substantially. I’m a believer that concentration is what builds wealth and that diversification protects what you already have. Since I’m in the “building” phase I’m heavily concentrated. In the end I think this plays out in one of two ways - purchasing power increases exponentially OR BTC goes to zero. The chances of the latter is extremely low IMO. In the end you have to live w your decisions educate yourself, sit with the information and make the choice you think is best for you and your family.

Level_Up_71737

Bitcoin is rapidly being ingratiated into the global financial system and is being adopted by individuals, institutions & governments alike. IMO this may be the absolute worst time in history to sell. HODL and your future self will thank you. Just my opinion. Good find & good luck.

jawni

pump.fun isn't just gonna sit back and watch these guys take market share, they will make a move for this market segment this week IMO.

swackeotflart6

I would keep position sizes small and avoid leverage until you have a strategy you can actually test over a decent sample. Set entries, invalidation, and exits before clicking buy, then journal every trade. Crypto can punish emotional decisions insanely fast. Paper trading is boring, but IMO surviving long enough to learn beats chasing one huge win.

NadlesKVs

What do they say? Not your keys, not your coins right? He had the keys, he had the coins. Whether he gained them legitimately or not is a different subject IMO.

sup

IMO Hunter's supporters are a little more coy than Trumps crowd was back in 2025, so Hunter needs to dress the scam up a bit. His supporters need to see things like "5% goes to charity" and "supply is reduced if the dems win the house" and "we're doing drops into underwater TRUMP wallets" and "Hunter only gets 30%," etc. Trump didn't have to do shit. He just took 80% right off the bat and when the coin ripped to $11b he pulled the rug running away with $1b+.

Beautiful_Level_3259

Through GLXY (Galaxy Digital) the top crypto company in the world who already managed the largest BTC transaction of All Time. They are the most undervalued company in the world IMO. As they are a leader in both AI and Crypto. The AI side of their business is worth a fortune. Combine this with the crypto/tokenization business that they have too. Its crazy.

Fitzmmons

Tbh I think BTC has been remarkably stable during the Iran War and energy crisis. It seems to be working as intended as a safety asset now rather than meme investment which is way better IMO. Last year’s cataclysmic event might have wiped out most of the leveraging players so that BTC lost a large chunk of its volatility. I feel way more comfortable holding now compared to last year when it was around all time high.

wbnns

IMO will be interesting to see what kinds of arbitrage opportunities present themselves alongside them e.g. trading tokenized $nvda on Base, Robinhood, Solana, etc.

Jellydude25

I don’t trust any RNG that I haven’t correctly made lol. If you had correctly read my strict criteria, listed above.. I strictly noted using the dice roll method for my seed phrase and pass phrase, completely eliminating the potential vulnerabilities of a wallet generated RNG. Thus negating the issues ColdCard users faced earlier this summer due to the compromised entropy. Now per your other argument, I agree. (for the most part) I wouldn’t say it’s less entropy, an 8 word dice passphrase has just over 103 bits of entropy, layered with the 256 for your seed is pretty damn good. Yeah if you loose your seed pass phrase you’re fucked, but I think if any one person is at this level of self custody, that’s generally probably not going to happen. But simply stating to not add a pass phrase if you’re not going to go to a 2 of 3 multi sig seems not right either, as you’re opening up unnecessary vulnerability IMO. If many of those ColdCard users had a pass phrase, they’d still have their coins. I get what you’re saying, but I think the conversation is more nuanced.

Jellydude25

I don’t trust any RNG that I haven’t correctly made lol. If you had correctly read my strict criteria, listed above.. I strictly noted using the dice roll method for my seed phrase and pass phrase, completely eliminating the potential vulnerabilities of a wallet generated RNG. Thus negating the issues ColdCard users faced earlier this summer due to the compromised entropy. Now per your other argument, I agree. (for the most part) I wouldn’t say it’s less entropy, an 8 word dice passphrase has just over 103 bits of entropy, layered with the 256 for your seed is pretty damn good. Yeah if you loose your seed pass phrase you’re fucked, but I think if any one person is at this level of self custody, that’s generally probably not going to happen. But simply stating to not add a pass phrase if you’re not going to go to a 2 of 3 multi sig seems not right either, as you’re opening up unnecessary vulnerability IMO. If many of those ColdCard users had a pass phrase, they’d still have their coins. I get what you’re saying, but I think the conversation is more nuanced.

According-Gain3792

Depends what your goals are. How easy that 20k is and if you’ll truly miss it if you lose it. If you’re after modest gains, bitcoin is the way in my opinion. I rode bitcoin last cycle and it worked out. If you want safe long term gains, bitcoin is the way. If you want more than that, you’ll have to gamble in the alts and have a plan. Be sure you can overcome greed because very few have any real staying power IMO. But they will come back down, fast, and you won’t know when. Right now is still good time to buy as they’re still down considerably from prior cycles. I have turned to shitcoinery this cycle. Why? Because I believe in human greed. And you can already see that money is going to flow into them again. Gains come a lot quicker on greedy alts and memes with small market caps. My recommendation is to stick to coins with some volume currently, and those with at least $200 million MC. IMO and experience, these coins cycle every few years so if you don’t sell right, you can likely recover the next cycle, unless you FOMO bought the top. But then, if you want lambo, you’re going to want to get in on prerelease sales and microcaps. These categories can and often do go to actual zero though. I don’t advise. But again, it all depends what your goals are and how hard it’d be to replace that 20k investment.

justaguytrying2getby

I haven't heard of it, and haven't heard of a lot of others out there probably. They pop up constantly it seems. Hence why I said depends on what dex, chain/layer, etc. Just looked at Ondo and seems like a perfect setup for dark pools, lol. Orders handled off chain where you can't see what's going on, just because they try to decentralize more doesn't mean its not going on. There's no avoiding it in finance IMO, by design HF traders and dark pools will find a way.

Ill-Assist-5246

Simple - eventually everything gets priced in Bitcoin and fiat currency (if it still exists) is less significant. At that point, the role of Bitcoin is to spend and/or save as you desire. It's yours and you should be able to do what you want with it. As for those who are "investors in Bitcoin" or are seeking to quickly become rich and famous by buying Bitcoin at a lower price now, no one can stop that, but it might be a bit short-sighted or play out differently than you were hoping for. IMO, place the portion of your savings that you intend to, one day, spend or pass on to your kids in Bitcoin.

feeblefruits

Number goes up is the main use, I.e. speculative trading. But a big difference IMO, which some can call a benefit, is markets which can operate 24/7. You can trade and settle Tesla stock on a Sunday evening before the markets open, living in Zimbabwe, North Korea or Kenya, similar to someone living in Los Angeles or Hong Kong.

Witte-666

I don't do the “endgame.” I buy during the bear market and sell during the bull market. Rinse and repeat. IMO, holding crypto forever is basically betting that today’s hype will somehow last forever. It’s still a speculative market driven heavily by sentiment, narratives and the greater-fool theory. It could collapse tomorrow because something better comes along, slowly die as people lose interest, or get crippled by security and trust issues. The idea that you should just “HODL forever” and ignore all of that is more faith than investment strategy.

FullOf_Bad_Ideas

IMO, global M2 growth.

Useful-Amphibian4841

It's not October yet lol, even if the bottoms passed already Ben was close enough to deserve credit IMO.

Technical-Complex185

Honestly, I don't think there's one magic system that just keeps making money in crypto forever. Markets change too much for that. What helped me was keeping things really boring 😂 Pick one setup, backtest it properly, paper trade it for a while, and then use very small size when you go live. I'd care way more about whether the rules are actually repeatable than whether some trader is showing a screenshot of a huge profit. I also wouldn't trust anyone promising guaranteed returns. If someone can't show a verifiable track record and explain exactly how they manage losing trades, that's a pretty big red flag. For the actual trading side, I've used Delta Exchange for crypto futures, but the platform isn't really the important part IMO. Your entry rules, position sizing and risk management matter way more.

ImmediateShape4204

Doge under 10 cents is the ultimate no brainer. Guarenteed 3x IMO in any bullmarket, potential for 10x+

ATP_generator

right. VTI, VOO, VOOG for USA VXUS for international exposure. as long as the whole country doesn't burn down, you know these \^\^ are nearly certain to be successful long term (with a never-sell-till-retirement mindset) I get allocating more than 5%, but IMO once you approach 20% and up, that seems like a foolish gamble. more skin than I'd be willing to lose.

avance70

5%?? IMO that's wishful thinking, they are probably not counting that one person can have dozens of wallets, especially companies

Kzaanb

Yes this is why I only use Hyperbeat They are the best player in the game IMO

Born_Elk7497

Show her the USD/BTC chart. It’s much more jarring than the BTC/USD chart IMO.

word-dragon

So it’s an ad, IMO. Soliciting clients so you can perform a compensated service. Nothing wrong with that except Reddit has rules for advertisers.

SpareEconomy1849

I think it will have no noticeable effect. Most miners are in pools and get paid out shares anyways, they mostly look at a payout rate based on hash rate, all they really see and care about is that payout rate and the fact that the payout gets halved every 4 years. The payout in a pool also fluctuates based on the total network hash rate as well. *Maybe* it might stop a few solo miners from buying miners, but if they are forking over thousands of dollars for miners, I assume they'd be looking deeper than the nominal value of one solo block, more like ROIC etc. if anything, it might affect whether a miner goes solo or joins a pool IMO.

FitCompetition1804

I’m hoping but am not confident. I do think the $72-73k resistance level is big. Do expect it to eventually test that. If it doesn’t hold support, I expect the upper $60k’s again, but unless we have some very bad news elsewhere or a black swan event, low $60k’s and below might be tough to get to. If we reach a lower low somewhere in the $50k’s I’m loading up. Dipping into the $40k’s would take a significant macro event to cause it to dump that hard IMO.

EncrustedBarboach

I think crypto bubbles does it better IMO

FitCompetition1804

$1 million is possible in the next 10-15 years IMO.

Perrit0Malvado

I'm trying more to find a dynamic bot that can know which strategy to use depending on the situation. It will be IMO less work

Kitchen_Net_GME

I commented the same thing. The 40K October crowd was loud. IMO it’s still a contrarian thought that we just keep scooting up. Not really sure what the original commenter sees. I mean that sincerely. We all see different algorithms on social media

_Adrian_Morris_

Leverage wasn't there, volume was 3-5x so not sure what you are looking at? There are too many alts now for everything to get a taste IMO. Outside of ETH, SOL and a handful of others. That said, ETH and SOL are both up almost 50% over the last month, Even AVAX and a few others caught a bid, so again, not sure what you are looking at.

SAAGASolve

>To me, it is always a good trade because you're giving up something that belongs to the old, slowly dying monetary system in exchange for something that could become truly future-proof value. Personally, >And the part about AI agents is fascinating as we Dude, for real, the old world is dying and all the wealth has to migrate. It's about the market infrastructure. Which people don't realize exists because it is so essential and integrated into society. It's literally the root of our civilization. It's like talking to fish about water. We simply can't exist as a civilization without it. The thing that allows all trade, is changing. We have to swap it out. Yea, the agents get the ability to create equity, raise capital and pay dividends, buy sell goods and services. The technologies are close to synergizing. IMO, that is the real turing test, can an AI agent participate and survive in the economy independently. Like a human does.

hpaynecrypto

TLDR: Every self-custody setup has pro's and con's. No matter which way you end up going, its important to enter it with your eyes open to the potential failure points and do your best to anticipate/mitigate them. I first and foremost want to disclose I am a Casa employee (our whole business is multisigs). Its also important for me also to call out that "wallet" is a huge misnomer in this space and really all a wallets job is this: Generate entropy for your seed & sign transactions. IMO some of the more "fancy" wallets that have bluetooth, etc etc are just more points of failure (I might just be a boomer though). People always think "higher number from wallet manufacturer = better", I think the simpler, the better. When it comes to steel plates and washers, I am a fan of those BUT only if they can be sealed in an opaque tamper-proof bag so you can know that no one has come along, snapped a picture and walked away (you would be surprised at the # of housekeepers, ex-partners, etc do this to get back). With anything, there is always a subjective bias and I will try to present both sides here as objectively as possible. One recommendation I tell anyone who asks me at Casa when trying to understand what setup they should run, I ask them if they multiplied their assets value by 10, what kind of security would they want to protect a stack that size (I am bearish on fiat in general). I will put my general recommendation as to what size of stack I think each setup really is equipped to handle here; NFA, dyor, etc etc. **Single-sig:** **(0-0.25 BTC)** **Good:** \- Only have to manage one device \- SUPER easy to get up and going (this can also be a con) \- Lot of options **Not so good:** \- You are relying on the entropy from that manufacturer to be good. (and YES you could roll your own dice, and do all of that self-custody security p\*rn, but like, lets be real, the average person probably will not do this) \- If that device breaks (I have seen this SO many times) or is lost and you did not backup your seedphrase, you are cooked. \- If you forget the password to your device (weirdly enough I have also seen this happen) and have not backed up your seedphrase, most devices wipe or lock out after X number of wrong entries. \- Inheritance is "managable" if you can somehow get someone you trust the seed and believe they will not leak / lose / heist your coins. Personally, I do not trust anyone else with that information / to execute on implementing it if I wasn't there to guide them. \- Vulnerable to natural/political disasters (if a fire rips through and cooks the device + seedphrase, big problem) For some flavor on this, I ran like 6 or so single-sigs for probably most of my early crypto career (started in 2016) and just spread my funds somewhat evenly across all those wallets. The only problem with that is if one device is compromised/lost, you lose 1/n parts of your stack. For some, that is an acceptable risk given size/risk posture/etc, as it's better than losing 100% of it. As I have gotten older and the stacks have grown in fiat value (and hardware wallet vendors have begun doing more dubious things), the negatives listed above has become more of a concern to me. \_\_\_ **Single-sig with Passphrase:** **(0-0.5 BTC) <= I want to put 0 BTC due to how many people I have seen lose funds from forgetting their passphrase and being locked out of their stacks forever.** I call this the 2/2 multisig because if you lose one or the other, you are cooked. **Good:** \- Only have to manage one device \- Lots of options \- You can ensure entropy protecting your funds is \*slightly\* more robust through the passphrase **Not so good:** \- A "secure" passphrase isnt just one word. It's more like 8 words. Lots of folks set too weak of a passphrase to really matter OR set a super long one and then don't treat it with the same protections as a seedphrase. \- Inheritance is pretty much same risks/issues as mentioned for the single sig BUT you are also counting on someone to remember your passphrase as well (and know how to restore your wallet) \- Same vulnerabilities as above re: political/natural disasters. \_\_\_ **2-of-3 multisig:** **(0.5-1 BTC)** Most basic multisignature wallet setup. **Good:** \- Multivendor exposure on your keys (not going to name names of Hardware wallet vendors who have recently let us down). This also means you are not reliant on the entropy of just one key HOWEVER if a key does have bad entropy, it should be rotated out as soon as possible. \- You can geographically distribute keys (helps against natural/political disasters) \- You can set one up in Sparrow if you are technically inclined and if you need someone to help you, there are lots of companies out there who can \- Inheritance can be easier as you can just give your dad one key, and then have the other (and the wallet descriptor) given to him by your lawyer/etc if you pass, and then he can open and move your funds (as long as he knows what to do) **Not so good:** \- **Lots of potential footguns:** Not saving your wallet descriptor as well as your three keys when setting it up, losing two keys (ex: you lose a key and your dad loses the key you give him) \- Inheritance is still somewhat tricky but managable (I would argue more managable than a single-sig since you could literally give a lawyer a key and there is no way they could access your funds before you die). **3-of-5 multisig:** **(1 BTC+)** Probably the largest # multisignature wallet setup I could recommend without sounding insane. I know a couple people who have a x/10 (or higher) multisigs, and imo thats just too much to be even considered reasonable for the everyday person (myself included, and I literally work at a multisig company). **Good:** \- Multivendor exposure on your keys \- LOTS of redundancy \- You can geographically distribute keys \- You can set one up in Sparrow (or use other companies) \- Inheritance is super slick in that now you can give two keys to two different people, and migrate that as a single point of failure (and they still wouldn't be able to move funds) **Not so good:** \- More keys to manage \- If you DIY, same footgun comment as above re: descriptors, etc Looking at the clock now, I realize I spent a lot more time writing this than anticipated so somewhat cutting this short (might do a pt.2 later when I get some more time). OP, I hope this was helpful and I wish you the best on your self-custody journey.

LiquidityCompass

Pretty big deal IMO. $6.7B in USDC now generates yield, with most flowing into HYPE buybacks. Basically a second buyback engine that grows with the platform. Hard not to like those tokenomics.

FitCompetition1804

That’s the key level IMO. I hope it doesn’t because I need one more dump to accumulate more cheap sats before the end of this bear market. I think we will get a draw down, just don’t know how low it will go or if we will get close to or below the previous low.

LokiLoke95

Oh we will get there. Give it a month. We are forming the lower high on the chart as we speak. Perfect entry for a short back down to around 45-50k IMO, and I am continuing to accumulate. It just seems the most likely outcome. We see over 20% gains after BTC had been dead money downtrending for a year or so, which triggers retail FOMO and when everyone jumps back in they will rug it back down until finally everyones lost hope. Then and only then, will it pump.  Naw but FR who knows? Thats just my theory.

JimmyWhatever

No possible way unless there is some black swan event where the network is compromised somehow or a massive bug/flaw is detected. Again, extremely unlikely IMO because it’s open source and people have tried hacking/breaking on it for 15 plus years.

Romanizer

Almost all indicators are bullish, bears failed at breaking through both 200WMA and power law bottom. Sellers are exhausted. Clearest start of the bull market we have ever seen, IMO.

ben-zhu-0305

IMO,I prefer to buy SOL

lexicon_riot

It doesn't need more use cases, but it needs more adoption of its existing use cases.  Mainly that means more use as a payment network. IMO the holy grail will be stealth BTC payments. That being a system in which you can spend BTC in aanner that interoperates with any traditional fiat rail. Square is giving us a taste of this so far. You can spend BTC over lightning, and a square merchant will accept the payment, receive fiat, and never know or care you used BTC. PlebQR is based in Thailand, and let's you fulfill a fiat QR payment request with BTC, basically through a p2p exchange where another user pays your fiat bill and receives your BTC. Once this basic concept proliferates more, there will be zero convenience cost for Bitcoiners to spend it. You can easily get paid and spend in BTC, and you won't have to bother with finding BTC merchants or asking "do you accept Bitcoin?" This is how Bitcoin hits the next phase of growth, to sustain a floor well into the six figures. If Bitcoin advocates have the ability to live fully on a BTC standard, things will really start to pick up. I also think stablecoin payments long term are huge for BTC. Not only because stables can operate natively on lightning, but because psychologically it moves people closer to how BTC payment UX feels. Governments will push stablecoin adoption to subsidize demand for US treasuries but it long term plays into our hands.

mattimeoo

All options I've seen are pretty ridiculously high interest rate and you're required to be over collateralized which is insane to me.  It's all in its infancy right now, but as it matures I'm sure rates will get more competitive.  That's what people should wait on right now, IMO.

opensandshuts

IMO, Ripple will hold off on integrating CCIP until they are absolutely have to. My understanding of Ripple is that they seem to be betting on XRP being the "gas token" for transactions on XRPL. Integrating LINK would be an indicator that XRP may not survive.

PikaBanee

IMO the use case is to store your value through time and space in the hardest money ever created. It’s just that simple.

TT_________

No one 100% knows which way it's going but they can see levels of resistance, support, volume, moving averages, liquidity levels etc.... traders will trade between the levels and buy when it breaks with support and vice versa. IMO Right now I wouldn't call it a bull market yet.

Suitable_Acadia_190

Vertical accumulation eventually pops, IMO were entering that part

Hail_the_Yale

IMO Trezor (excluding new people the last month in a half apparently) or Coinbase. I think Coinbase is a good company.

KryptoSC

Speaking from firsthand experience, if you or anyone plans to diversify their Bitcoins, the best way to do it IMO is to convert your real Bitcoins to one of the ETFs like IBIT and buy ETF equivalents of gold or silver or even real estate. Then when you are ready to exchange portions of it for gold or silver, you can click a button to sell and another click of a button to buy GLD/SLV/VNQ. This is the most frictionless way to exchange. If you buy actual bullion or real estate, then you will be dealing with expensive transaction fees and other inconveniences.

Open-Task6758

IMO, you will given another opportunity later this year. This is a typical abc correct. 5 waves down (started October 25”) now we are in 3 wave upwards move which will get a follow up with 5 waves down with a high possibility of new lows. From my experience the best strategie is not timing a market but rather DCA the downside. IMO a good range to start accumulating back in is around 65k down to 40k or lower. Also if my strategie didn’t go as planned I look at the chart time wise. BTC has a tendency to follow a time based cycle which for this cycle the bottom would occur around October this year…

Fastest_light

For believers or traders, this is a good time to buy IMO. If all goes well, it is time for it to go 200K, that is my bet.

Jayar9000

Too soon IMO, money is still to be made before they allow the bubble to pop

ScholarPrize1335

This is spot on IMO. Risk on and none of the highest performing high risk tech stocks pump? Both gold and BTC have not had good years. Risk on isn't limited to high upside weak recent performance. It's high upside high recent performance too. More likely it was a compelling narrative, shorts being covered and HFT that can get in and out quickly 24/7.

ActualTangerine2583

Ofc BTC won t go anywhere…but IMO what we witnessing at the moment is not begining of the next bull market…it s bull trap fueled by speculation and market manipulation

Romanizer

Your OP implied so, IMO.

Comfortable_Sir2923

IMO BTC wont go anywhere... Crypto might shift more towards stables as we see in states a lot of work being done to make stables adopted more than BTC...

Charge36

Not a very fair comparison IMO. Yeah going to 0 to 1 is big. There were plenty of crypto projects that never went anywhere. Getting lucky with the one that did is hardly a reliable strategy 

SpareEconomy1849

No, don't borrow money for investments IMO. Bitcoin will be there in 6 months. It may be 2x the price, or it may be half. Nobody knows. I suggest you ask your dad if you can do some chores for extra cash instead of asking for a loan

drew2f

IMO Shorts were squeezed when someone in Trump's circle leaked his notes for yesterday afternoons presser. There is also a chance this has something to do with Bessents comments about buying long bonds, but I think it was partly that, partly a leak and partly a squeeze. Nasdaq and SPY down and BTC up so much seems odd to me.

Hold_To_Expiration

Short squeeze, for sure it's part of the violent moves. IMO.

opensandshuts

I appreciate your willingness to discuss it civilly and know you did not name call anyone. Everyone knows the "value" accrual hasn't been there. My issue with detractors is that they act like they've been rugged, when LINK publicly announced the schedule for selling supply to fund the project. It's no different from AMZN being founded in 1994, going public in 1997, and not becoming profitable until 2003, nearly 10 years after being founded. Are investors mad at AMZN? Any AI search can tell folks that, but it's easier to parrot a "rug pull" narrative. How else are they going to pay a staff of engineers, business leaders, etc. to work on this project for 10+ years? Would folks rather they accept a ton of VC money like Solana and others? IMO, the fact that they are selling the token to fund the growth of the project is compelling. **The 2017 ICO:** Chainlink officially raised $32 million in September 2017 **by selling LINK tokens directly to both retail and institutional participants.** Historical Supply Dynamics & Releases (easily researched): * **Initial Allocation (2017):** The initial 1 billion LINK supply was divided into a 35% token sale (private and public), 35% for node operators/ecosystem incentives, and 30% for the parent company/reserve. * **Economics 2.0 Shift (2022):** The Foundation pledged transparent periodic movements of non-circulating supply (such as capping early targeted releases to 50 million LINK) to support initiatives like staking. * **Quarterly Unlocks:** On-chain analytics routinely track predictable multi-million LINK movements from non-circulating Foundation/Team addresses (often releasing 10M to 20M tokens quarterly) into operational or exchange-labeled wallets. * **Current Circulating Supply:** Out of the 1 billion hard cap, approximately 748 million LINK (\~75%) are in active circulation, while the remaining balance resides across designated non-circulating or staking contract vaults

webisticsmarketing1

its true to a point mainly b/c of real estate IMO. Take a look at any of the "dream locations" you might want to live in the US if you were wealthy. Now look at what even the most basic starter property there costs, in 2026 good chance that it will be over 1M as it is. Once you can afford to buy something and live anywhere you choose I agree that chasing extra $$ starts to lose meaning but the floor is probably something like 3-4M

0x_Crypto_Pirate

IMO while contemplating, start reading books about Bitcoin. The Bitcoin Standard is a good start. Unless ypu really want an out from Bitcoin, then selling is the way. But if you still hesitate, then start reading

generateduser29128

IMO having a 100% Bitcoin portfolio after retirement is a bit crazy. The future returns are also not going to be as high as they used to be. We're hitting the law of big numbers.

MaleficentSelf9790

Bearish monthly candle imbalance @ $72,364.13 But your take is correct IMO. Gotta get back down to 49k before I add more.

nosimsol

IMO too bold to say at this point. It went up for whatever reason, liquidated shorts, went up some more because of that. If it doesn’t hold above 70 I suspect it will bleed out back down through September

crimeo

Although yes if the total prize scales proportionally to the attack cost you can argue security is similar in a sense, I would say that the fact the list of possible attackers drops way down makes it much less likely still beyond that. One of those 5 state level entities has to want to vs some rogue crazy billionaire individual I agree completely on the mining long term situation though. Though ethereum is more likely IMO to take over

Ark3tech

I agree a lump sum is probably best at this point. I believe we’re only talking about a few thousand dollars of decline if it hits another dump. If it does go back down I don’t think we’re going below $57K. If we do, it’ll be a very quick wick, because it will be bought up immediately IMO.

Vast_Stranger_1653

If you take out this kind of sized loan then lose and don't have enough to cover the loss immediately, it will be devastating to your future. Don't play with money you can't afford to lose. 30% of you income is too much IMO, and many others opinions

Electronic_Quote399

People will allocate different amounts, they'll tell you to go all btc or drop one or the other, but it's a good start, its all the basics. I would personally drop xrp, but you probably wont lose money buying it at these levels IMO. I'm not an xrp fan but I grabbed a tiny bit myself because I expect Ripple to throw everyone a bone here pretty soon. Its tokenomics suck, and its heavily manipulated, the company control a lot of the supply. But, as long as you aren't one of those guys who just goes all in, all xrp, all the time... it should be all right. Myself I don't even have any BTC, I'm about 35% sol and 35% ether. If you want a moonshot, consider a little keeta (KTA). I've done very well this year with it. I'm leaning on it pretty heavy right now with 11% of my portfolio, i'm really betting on a short term bounce. I would definitely recommend adding HYPE to your list, though its probably a little too high to buy in right now in my opinion. Throw $10 in, monitor it. If that $10 drops down to about $7.50 or $8, I would say that's a better buy in point. Personally, if I dont own a little, I wont monitor the price, which is why I say grab $10.

No-Wrap3568

It's a genuinely good advice for anyone looking to get started in self custody and find it's technically very complex. The one problem one might face with this is seedphrase management, if you're handling more than 1 seedphrase, you'll really have a hard time defending or keeping safe both of them, if any of the one is lost or stolen, your money's gone forever. IMO having a seedphrase backup device something like a cypher-rock would be a good choice to handle this setup, even I'm doing the same at the moment, I've backed up my sparrow and jade in it, so I don't have to manage any seedphrases, just 4 cards that I keep in different locations, I'm good even if I lose even 3 of them.

haochizzle

much better investing going to network school, edge city goa, or devcon mumbai IMO.

choicehunter

I see your point, but existing transaction fees already cover that use case. It doesn't make sense to punish people more for holding longer to try to force people to spend money quickly while it's worth more. Wasteful consumerism of things that deteriorate quickly is a bad thing to encourage and reinforce IMO. Just leave the transaction fees as transaction fees. They cover the security costs even when mining dust disappears.

sirhowy

IMO, as a newbie, regulated exchange with 2FA with a bit more experience, and effort, a trezor with a strong passphrase.. I'd highly recommend just chatting to AI to run through all the risks and best practises, it's surprisingly useful for that one thing I'd recommend, if going the Trezor route, don't wrote the passphrase into a keyboard, use the device, this is definitely a point of weakness. I don't have one but apparently some of the new trezors have a touch screen keypad. The old ones are a ballache to input everything with just two buttons

my-sec

u/LazyTech8315 Also check out dice towers and/or backgammon baffle boxes. i also recommend getting different colored dices, reason is you can than easily make rules/conditions in what order you write down the numbers. for example 1st is red dice, second is the blue dice and third is the white dice. i personally would just use d6 dices as working with these is best documented and explained. best dice tower suggestion is the: kwikroll-dice-tower I think this is the goat vid to watch on youtube. it will provide 3 independent sources to input and verify the output of your entropy... OFFLINE.This IMO, is a must see. youtube: # Dice rolls with ColdCard: How to generate and verify seeds with Dice uploader: [Southern Bitcoiner](https://www.youtube.com/@SouthernBitcoiner) 11.7K subscribers duration 18.08 [https://youtu.be/hXJNLvAVar0?si=euW6-3fFyTeoUJgW](https://youtu.be/hXJNLvAVar0?si=euW6-3fFyTeoUJgW) [https://www.youtube.com/watch?v=hXJNLvAVar0](https://www.youtube.com/watch?v=hXJNLvAVar0)

RedKard76

This is the easiest way IMO. After a month of not accessing my email the wife will get an email where to look for a message with further instructions.

Rotilho

Audit trails and spending limits are the baseline, but I don’t think they are the main blocker. Reputation isn’t either. The harder problems are latency, fees and compliance. Many of the networks used for x402 are simply too slow for machine-native payments. A few seconds may feel acceptable to a person, but an agent may need to make dozens of dependent calls, where each payment unlocks the next action. Those delays compound across the workflow. Then there is the economics. If an API call costs $0.0001 but settling the payment costs $0.0002, the payment rail costs more than the service. That creates a minimum viable transaction size far above the actual value of many calls. Batching or prepaid balances can reduce the cost, but they reintroduce balances, deposits and state—the friction pay-per-call payments are supposed to remove. Finally, this is a part IMO make neglected: compliance remains largely unsolved. VAT and invoicing obligations can apply to each taxable supply, with the treatment depending on the buyer, seller and jurisdiction. That framework was not designed for autonomous agents making thousands of tiny cross-border purchases. Source: I have been building a x402 marketplace.

word-dragon

I wouldn’t call Coldcard a breach of trust. I looked at Coldcard and decided to pass because the company size was small, the rigor in software was not apparent, and I got the sense that they talked a good game. Kind of typical of companies with a charismatic leader that runs fast. IMO people fail to review the companies that make the tools as they would an investment. There is a lot of strong opinions in this area, and a lot of focus on how the product works and what features it has. How solid the company is, and their maturity is usually way down on everybody’s list.

Delicious-Dog-3809

And this is why it's considered a risk asset. It's not FDIC insured meaning if a bank loses your money or you get hacked, you'll probably get it back since that money is FDIC insured, crypto, not so much. Falling for a social engineering scam when EVERY single wallet hot or cold tells you never to share your private keys or setting the slippage to 100% and claiming you fat fingered it, lol, is mentally deficient behavior. I'll give you a counter argument for this. The term not your keys not your coins is very real. I use to keep a substantial amount of money in a certain exchange (like the #1 exchange in the world right now) and they locked my account requesting the most insane forums i've ever been asked for in my entire life after already using them for 6 years with multiple 6 figures, and having submitted my KYC many years ago. After threatening legal action I was able to get my money back 1 year later. If you have under $10,000 in crypto, using an exchange isn't a bad idea I guess, but you're literally just using a bank for crypto which is not what crypto was meant for. It's all relative to how important that money is to you. IMO if you are high 5 figures or 6-7 figures it is insane not to use a cold storage wallet. If for what ever reason you're dumping a lot of money into crypto without understanding how it works, what safe guards you can take to prevent theft, and don't have a very basic understanding of how the block chain works, crypto just isn't for you.

ToddlerInTheWild

Folks wanted crypto to be the earth-shattering tech that AI is…But it’s not. What problem does crypto solve? It was just the most recent fad of penny stock speculation.. that’s all any of the coins were outside of BTC. But IMO, even BTC is toast in the long run.

Potatodemonx

Video quality is too good IMO. I should get off the internet for a while.