BTC

Avanchnzel

>Has anyone here used MPC wallets? How was your experience? Yeah I've been using Viltisig from the beginning. The upsides are: \- There never exists a single full key anywhere, so there are no seed words to be compromised. \- There's no single point of failure. \- You use your own hardware that you already own (smartphone, desktop, browser extension, etc.) so you don't need to buy any specialized hardware. \- You can always add or remove a device or re-distribute the key-shares without losing the underlying wallet, which makes it flexible. \- It's pretty much chain-agnostic, open-source and has undergone public audits. And in case the application gets abandoned for some reason you can use an [emergency tool](https://docs.vultisig.com/security-and-technology/emergency-recovery) to retrieve individual keys per chain (i.e. a BTC wallet key, an ETH wallet key, etc. depending on what you need). There's a user-friendly tool and a CLI tool for more technically inclined people. The downsides are: \- Slightly higher overhead for signing transactions, because you have to coordinate with multiple devices (though there is a single-device option that involves a third-party signing server that works together with a password, completely optional) \- You have to make sure to keep (optionally encrypted) backups of the key-shares for each threshold device, which is the equivalent of keeping a backup for a seed phrase. If you don't and use more devices/keys than the minimum threshold, you're fucked. (You also need to make sure not to keep the backups in the same location, but they can be encrypted with a password at least, just in case). That's from the top of my head, I'm sure I forgot some details. But yeah, it's not necessarily more secure or less, it really depends on your needs and wants.

Morkyfrom0rky

Thank you. I was just reading about this method. Still no KYC using bitrefill that I could find and a $500 apple giftcard will cost $515 in BTC. Apple only accepts 8 cards online and 20 in store

RetiredAvocado

Buy apple giftcards on bitrefill. They have a max value of $500 so you will need multiple cards. On checkout you can add several cards, or at least you could before. Double check that. Get to final checkout page to get the total and see how many codes you can add. The final difference you can pay with credit or debit card. If you never used bitrefill try smaller amounts first and read the TOS. Add 2FA to bitrefill account. Mine is pretty old and there's on option to do ID verification in it but they don't force me to do it. Not sure how they roll with new accounts on pushing for ID. And it will cost about 2% in their fees plus maybe lousy spread on market price of your BTC.

Fun_Manufacturer_122

He didn’t ask you whether it’s worth selling BTC; he’s asking how to do it. Learn to read.

BrendanRodgersss

I think the important distinction is privacy versus the safety of the coins themselves. A public server knowing your addresses doesn't give it the ability to spend your BTC, but it can still learn quite a lot about your holdings and activity. That's worth considering even for a normal holder. Your trust point is the key caveat though. Routing through your node changes who gets that information, not whether somebody gets it. I'd make that very clear in the tool.

BrendanRodgersss

It's understandable to feel that loss even if you never lived there. Having a place you've owned for 12 years is a different kind of security from having an investment account. The one thing I'd make sure of is keeping enough liquid cash for your travel and living expenses so a BTC downturn never forces you to sell at a bad time. Hope the next chapter treats you well.

strangegod

Buy $worthless coin it’s paired to BTC

BrendanRodgersss

I'd separate Lightning spending from anything described as BTC staking. Bitcoin doesn't have native proof-of-stake rewards, so most BTC yield products introduce some additional counterparty, lending or wrapped-asset risk. That's very different from using Lightning to pay someone. Holding for savings and spending small amounts where LN is accepted aren't mutually exclusive either.

Efficient_Range1156

I literally sold MY M4 max 48 GB ram macbook a week ago for 0.03BTC

Signal-Fig-2952

The easiest way to sell BTC is through a CEX. I personally would just take a loan against it, since that’s tax free.

KIG45

Alright, the decision has been made. Now, all that remains is to adequately secure your BTC, so that you don't end up with nothing at some point. I hope you know how to protect yourself properly. Good luck!

0a0d0s0

Good idea. I also think $500,000 in BTC is far too big an advantage in 2013. Time for some changes!

Bakkus1987

Do this shit if you wanna lose your BTC

Professional_Tea4502

It’s not, I buy BTC every week so I caught all the low 60s which is the low of the bear market. We have already bottomed this cycle. You clearly aren’t good at reading charts 📈

bjm3384

I live in New York also and have been trying to find away around this problem for a while. I was able to find that Speed wallet works well. It accepts traditional BTC and lightning. I also mine Bitcoin from my phone on GoMining. It’s free to sign up and earn bitcoin daily. Currently New York users can’t deposit or withdraw but I’m still earning for the future and will withdraw once the state turns its head around on crypto https://gomining.com/?ref=MINEWITHPURPLE

Rav_3d

Why not use BTC or similar ETF?

CyanDew

bitrefill is dope as f. in the event that you’re cut off or somehow shunned away from using a U.S. bank account, prepaid cards paid in BTC is pretty clutch.

lus1d

Or wrap ur BTC and borrow usdt at an easy 50% lvr and buy ur stonks.

lus1d

Exactly! Portfolio should be balanced across all sectors….. BTC, L1 Dino coins, DeFi, Memes, CEX Tokens, Governance coins, Utility tokens, RWA

lus1d

I’m not a fan of looping, but you could always use it as margin on a CEX and get a leveraged long position. Let’s say price around $80k and you know deeply and profoundly and spiritually we are never going to see $40k again (lol) throw it into an exchange, and take a long position of 1 BTC for a couple years till the next peak. Close your long in say December 2028, you (probably) still have your 0.5 plus you have the additional profit of riding 1 BTC from 80k to 200k. Woohoo I wanted to do this from $16k to $100k with funds pulled out of my mortgage….. but I chickened out 😂 🐓

audiomediocrity

Last time I checked the BTC ATM, it also wanted a drivers license

Huge_Position890

Good question, so I checked it. The split rule and my guess were written down before I ran it. The question itself came after the post, though, so treat this as a follow-up rather than a pre-registered test. Each day I split coins into thirds by their past 30-day trading volume and re-ran the same regression inside each third, in both periods. **Next 7 days vs the average coin, per 10% coin-specific move:** ||small|mid|large| |:-|:-|:-|:-| |after a pump, 2022–26|−2.2%|−2.0%|−3.1%| |after a pump, 2019–21|−4.4%|−2.1%|−0.4% (not significant)| |after a drop (further fall), 2022–26|−0.6%|−1.1%|−3.3%| |after a drop (further fall), 2019–21|−1.4%|−1.9%|−2.2%| Your mechanism fits the pump side better than the drop side: * **Pumps:** in 2019–21 the largest third's pumps didn't fade at all, while small coins gave back a lot. That's where size matters. * **Drops:** the continuation shows up in every size group in both periods. In 2022–26 it's actually strongest in the largest third (large vs small difference, t = 4.6). So it isn't mainly a "small altcoin with nothing underneath" effect. My own guess was also that drops would continue less in large coins, and that was wrong too. **BTC and ETH on their own:** * **BTC pumps:** BTC-specific pumps fade over the next week in both periods. A BTC-specific pump means BTC beating what the market and its own characteristics predicted that day. In 2022–26 that's −2.7% per 10% (95% CI −4.5% to −0.9%); in 2019–21 it's −5.7% (CI −10.9% to −0.5%). * **BTC/ETH drops:** the intervals are too wide to say anything. Their coin-specific moves are small (daily residual sd \~2.2–2.6%, vs \~4–5% for the median coin), so there isn't much signal to work with. One caveat on "large": it means the top third of Binance spot pairs by volume (\~110 coins a day in 2022–26, median \~$13M a day), not just BTC and ETH. Why would large coins' own drops keep going longer? I don't know. One guess is that a large coin rarely falls on its own without real news (an exploit, an unlock, a regulatory story), and news takes time to sink in. I can't separate news days yet, so that's untested.

thrwaway1614211

Really depends on your outlook. As you correctly identified, the days of the crazy gains are long gone. Personally I profited from BTC in the last decade, but would not invest in it now. Since there are no real fundamentals, it is purely hype driven speculation..... and the hype is just kinda gone. The crazy upside is gone and you can make much bigger gains with the AI plays, which means much of the speculation money has shifted from BTC to those stocks. But at the same time it's also not stable enough for the passive investors. So what's the point of investing in it? In the absolute and quite unlikely bull case I would expect at most a 2x - 3x in the next 5 years, but this moderate gain still comes with huge risk. In the end it's your decision, but just don't get fooled by people posting crazy CAGR percentages which track btc since the inception. If you look at rolling window charts, the CAGR has completely collapsed and sits around 12% for the last 5 years and still trending down.

thrwaway1614211

This is such a stupid argument. If the only reason for BTC/USD increase is devaluation of USD due to inflation, then BTC did not rise at all....

Agreeable_Ant769

BTC, LINK,… Du hast meiner Ansicht nach das Richtige getan.

Consistent_Sea6490

Push to 1 BTC!!! Last effort!

Zhytaleks

That actually makes sense to me. When a stock drops, there's still a real business behind it that might attract buyers. But with many altcoins, once people lose confidence, there's not much stopping the price from falling further. I wonder if this pattern holds for BTC and ETH too, or mostly smaller coins?

stay_safe_and_calm

0.5 BTC a good number? f you get sick tomorrow, that will barely cover the first doctor's bill.

iLikeEggzzzzz

Personally I buy BTC almost weekly. But then I end up selling it and trading it for a few other Cryptos that I think have more potential to make me more money. It's a gamble, but I don't mind taking the risk right now. Maybe in a few years I'll stick to the safer stuff. To each their own.

TheVeloRebel

He should be talking about it, everyone will be talking about it in multi year succedssion. Vote consensus will eb around how to upgrade and what to adopt. BTC is slow moving, it needs a good head start and that means now lol

Even-Temperature3103

Kind sir, my post is total sarcasm 🙄 lol. I share your view and hodl on. Walmart doesn't even know what BTC is. 🙏

HesMyButlerMonroe

I'm right there with you, brother. Sold my house in 2025 and bought BTC with the proceeds. Been living on the road ever since and enjoying the freedom so far!

TheresNoSecondBest

>How do you use your Bitcoin? Saving in Bitcoin is "using it" too. Anyway, here's how spending bitcoin IRL looks like: https://youtu.be/Tlhvnpi2ukA I'm "using Bitcoin" almost on a daily basis. Buying groceries, paying for meals, taxis, domains/hosting, VPN... Spend and replace is usually the name of the game so no, I'm not spending bitcoin while saving in cash. If you're thinking about spending some, here are my favorite directories: https://btcmap.org - awesome map, you can even add your local vendors in, once you orangepill them. https://spend-sats.com/ https://spendabit.co/ There's also an option of buying gift cards https://thebitcoincompany.com/ https://bitrefill.com https://www.egifter.com/buy-gift-cards-with-bitcoin - this one's least fave because they use a shitty custodian for payments but are handy for a few cards. Spend and earn some sats back: https://foldapp.com - save up to 20% Starbucks, Uber, Target , whole foods , Dunkin https://www.lolli.com – save up to 30% by spending BTC anywhere but primarily USA stores https://satsback.com/stores-list - save up to 20% by spending BTC anywhere but primarily Europe stores.

Big-Cheetah5159

That’s only because BTC is down and he bought at a higher price. I know some people that bought at the recent low of 60k and aren’t complaining.

TheSquattingSlav_21

So we’re just going to ignore smart contracts and the plethora or decentralized service options this is going to lead to, which BTC doesn’t have the infrastructure for, much faster block times, and power efficiency of POS? You are an embarrassment to this community lol

Fun_Spinach7872

The blockchain is too slow and clunky. Requires a metric fuckton of energy every five seconds to keep the antiquated BTC blockchain alive. I've bought bitcoin at under $1700 and at $50,000. It's done well as a digital store of value but it's the floppy disk or walkman of crypto. We've invented better and faster blockchain technologies. But Bitcoin will remain the Mac daddy of crypto. Albeit a gray haired senior citizen Mac daddy.

nassauboy9

Give me 10 BTC and I'll accept the shame.

Interesting_Loss_907

Do you know anyone at all IRL who has BTC? If so, just ask them if they can sell you some. They can transfer to any wallet address you generated.

BeaverSack

This is the right move. I’m bullish on BTC in the short term but surely nobody here actually believes anyone will be holding bitcoin 100 years from now. Make your money while you can. Bitcoin has value, but most of what you see here is parrots rehearsing tribalist bullshit.

GalaxyDefender1x

is there a ME TOO for people that is losing money with BTC

MuscularFrog13

I’ve been in since 2016 and have bought more BTC in the last 6 years than when it was sub 50k due to having better career opportunities. Just keep DCA-ing and you’ll be fine. The value of bitcoin will outpace inflation any day

Snowman33001

Worth noting MSTR has outperformed BTC since the company started its acquisition strategy. With that said, no company is as pure as Bitcoin.

MatchboxVader22

.5 BTC is a great amount to have. Just hodl it.

Weird-Web7456

Well said. I messed day trading in my mood 20’s. Got into BTC at $56k 2.5 years ago ish.. added substantially at $60k last month bc personally a believe the bottom is in. Added again at $766 I’m 43 now and the last 10 years I just watch for good companies near their 52 week low then buy and hold, (got PLTR at $30), that one has helped alot. Of course I spent a long time living cheap and saving every dollar I could. But BTC is the future, it is early. I sold my stocks and if this bull run hits an ATH of $250k. I’m off to some beach somewhere with the golf clubs and better half. Best of luck. No one is promised tomorrow. Love reading a post about enjoying the here and now!! Good on you!

TexFarmer

The gold bugs say the same thing about BTC, too!

GalaxyDefender1x

BTC is not for everybody. I have only lost money with BTC this year... instead I am up 18% at the stock market. I think that the people that made money with BTC will keep making money, everybody else is now late to the party. I hope I am wrong because I plan to keep the BTC I bought, I invested in BTC with money I dont need right now but it feels sad seeing you lose money with BTC and everything else is going up.

throwaway12three4

My god tier advice is to not be stupid. There is no magic button to make tons of easy money or easy BTC. It simply is not a thing. I was bored so I pulled a who is report for you. If you want to help so badly, here is the email for the domain registration: abuse@namecheap.com. Go email them and have the site removed.

BowDown2No1ButCrypto

Id rather throw my money at BTC than something that gives me a short-term dopamine rush!

BowDown2No1ButCrypto

What's the point of buying BTC then?! Cuz that's what we're all striving for...eternal riches my guy!

Airspeed-X

I think some people are in overdrive when it comes to stacking BTC and others are still in first gear. Find your cog that suits you and go with it. Id never pass up a good vacation with my family or a large purchase to make future memories in lieu of stacking btc. Still have to live

mozy-rama

The early investors or "OG" Bitcoiners are the ones who have been rewarded greatly. Those astronomical gains once seen are dimenishing as time passes. As you have mentioned.. the gains are getting less-and-less. Breaking down the Price for All-Time-Low & All-Time-High for BTC in each 4 year market, DCA method will continue to work if investing weekly or monthly: Binance Exchange - ATH & ATL for each 4-year BTC Market Cycle: \* Dec 17, 2017 - $19,798.00 \* Dec 10, 2018 - $3,610.00 \* Nov 10, 2021 - $69,000.00 \* Nov 9, 2022 - $15,588.00 \* Oct 6, 2025 - $126,999.00 \* Current Price today on Oct 18, 2026 - $81,758.00 The reason why you should stack BTC is due to the following reasons: \- 1.) Scarcity. Only 21 million BTC coins will ever exist. Some BTC cannot be accessed as individuals either lost their seed or passed away (deceased) without providing access to family estate to BTC wallet. \- 2.) Government & Corporate entities are purchasing large amounts of BTC to add to their balance sheet or "Bitcoin Reserves". \-- There are approximately 19 US States that are currently discussing proposed legistation on establishing a Crypto Reserve Framework. Texas is the only US state to have an actual "Bitcoin Reserve" established. Arizona is seizing unclaimed digital assets but not liquidiating (similar to United States setup). New Hampshire has authorized state treasurer to allocate up to 5% of public funds into alternative assets (limited to BTC at the moment). More states will adopt similiar Crypto Framework mentioned above as BTC matures. As BTC matures, more and more BTC will be gobbled up by the large insitutions leaving less BTC available for the common jane and joe like us to purchase BTC. Once everyone figures out what BTC really is, everyone is going to want to jump in to buy what they can. By the time Banks will recommend the average person to buy BTC, BTC will be worth $10 million per coin. Even though BTC has existed for 17-18 years, we're all very early. We're probably about 50% the way to massive adoption. Here's an excellent YouTube video I would recommend to watch with great explanation of why BTC is the solution to your mentioned concerns (e.g. US Debt, Inflation, etc.) coming directly from a CFA (Chartered Financial Analyst): [https://www.youtube.com/watch?v=c2BYyhHO5-A](https://www.youtube.com/watch?v=c2BYyhHO5-A) Check out some of YouTube content made by: Rajat Soni, CFA. I highly recommend them. Good luck in your quest to financial freedom! Cheers!

Lefties_TheWorst7331

Alright and? Also 0.5 to you may be like 0.05 or 5.00 to someone else. You talk about a personal trainer and buying a car, etc. Half of a BTC or 0.5, at current price wouldn't even cover the average cost of a new vehicle. The only reasons to quit buying would be if you're overexposed and trying to reallocate/rebalance your portfolio, going into retirement, or losing faith in bitcoin, and if you're losing faith in it, you must never truly have understood what bitcoin was/is, in the first place. I'll stack throughout retirement because ideally I have surplus income during retirement and can continue to reinvest to my death bed, leaving behind generational wealth.

Interesting-Cut-3852

I think tjd market and BTC will flatline until the election results are known.

No_Resolution8762

If I were you, I would tax harvest the current loss (if you hold spot BTC and your jurisdiction allows) and deploy that 30k right now.

CyanDew

i would dca maybe half or a third of your 30k, say… weekly until you see a better time to lump the other sum into BTC at say, anywhere near the moving averages currently around lower than 80k. don’t get greedy and sit around hoping for a sub 70k Bitcoin. pay attention to the 50 week moving average. if you ask me, i’ve been trying to keep a cost basis around there for the past 6 months.

Latter_Mention2723

The argument is that a more digital world could drive greater demand for Bitcoin while its supply stays capped. That could help it outperform gold or stock indices, but scarcity alone doesn’t guarantee that people have to keep wanting it. Then there’s the long-term question, can BTC survive quantum computing, superintelligent AI agents, or whatever the fuck comes our way between 2030 and 2040? Those are the assumptions worth questioning and the threats worth stress-testing against.

gamezjunkie

Just HODL. You just picked the wrong possible period of time to start doing it, but still, you will get big money in the future. Just trust in BTC. It will only get more valuable with time.

devCheckingIn

If I understand correctly, when it hits $100 they issue new STRC shares and those get sold and the proceeds are used to buy BTC. This is the same deal with SATA. So for this whole thing to work, STRC and SATA have to be quite consistently at $100. In fact, they rarely are. So these companies are just paying out dividends and not getting anything for it.

No-Masterpiece2246

What about Lightning Network? /S BTC Maxies have reached peak ignorance and arrogance. BTC is one of the only coins that DOESN'T scale. Look at Solana, Ethereum, BCH, DOGE, etc. All have 1000x the capacity of the pathetic BTC chain. And mining BTC is so expensive, the fees go to the moon once every few months.

No-Masterpiece2246

Tell me you're losing money gambling without telling me you're losing money gambling. We're near peak BTC Maxi ignorance and here you are. Pride before a fall.

lobhater

Yeah def. Putting everything you have into 1 asset is idiotic. Diversify. But instead of gambling on options I buy BTC instead. If it crashes or never goes anywhere oh well. If it skyrockets great maybe I can retire a few years earlier

Competitive_Dark4064

Inexperience people are selling out of fear. BTC will still climb up, just time will tell.

cyclik

I just keep my BTC on CB. Right on the platform. Up to $20k at least, anything else gets stored in an ancient bread wallet I’ve owned literally forever. It’s been safe for over 10 years. Just saying its worked for me in my experience at least… I’m glad I didn’t get a Trezor now, I almost did about a year ago. 😮‍💨

Jogi1811

I put traders in a different catagoring than DCA and hold. I know that if I started trading BTC that I will be left with nothing very quick. It's a skillset paired with luck that I do not have.

Secret_Operative

I have a vague memory of this too, but never bought from them. I did sell hundreds of my BTC to people through eBay around then. That was a trip.

devCheckingIn

BTC usually follows. Alts dumping like that is a sign of liquidity getting sucked out of the market.

Wellyeahso

For 99% of people, buy and hold is superior. This goes not only for BTC, but for stocks and bonds as well. Heck, it even applies to real estate investment.

GoldZ31

Price in Nov 2013 was $1000 per coin. I purchased some with a loan. Price in Jan 2014 was $200 per coin. I felt like the world biggest idiot. I had just lost an uncomfortable amount of money to me at that time. It fell so low so fast I just assumed that it was all lost and BTC was going to zero. I didn’t sell mostly because of my personal shame and I wanted to ride the ship down to zero. I have held since. I took some out to pay off the original loan. But I’m happy with where things stand now. It’s been over 10 years and i hope one day i can do the whole generational wealth thing.

AutoModerator

Post is by: Maleficent_Cow_7658 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1x9c5if/how_can_i_convert_my_btc_back_into_fiat_money/ I bought some BTC from thecryptovault.co about 2 months ago, and I've been looking to cash out. Where is this possible? Thank you beforehand for your help. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Signal-Fig-2952

Yes, I think Bitcoin is a legit asset worth holding under the right circumstances. I seethe when Buttcoiners call it a Ponzi scheme when literally nobody controls it. My own strategy is to buy only in bear markets with an aim to accumulate to 1.2-1.4 total BTC, then I’ll stop. I have DCAed quite a bit over the past year, but will stop when we approach ATHs.

TheresNoSecondBest

That's just another shitcoin, mate. Zoom out to 10 years and compare it to BTC. It's constantly losing value in sats. I wouldn't HODL it long time.

reddit4485

>The problem is that the security budget is also decreasing. So the ratio of the amount of BTC being protected to the amount of security provided by PoW is halving every epoch. Only if you budget in terms of bitcoin which makes no sense. The security budget has actually increased in dollars. This is more important because electricity, miners, etc are priced in dollars. When you consider the dollar reward it's gone up substantially. Halfening date, reward, price per bitcoin, and total reward in $ Nov. 28, 2012 50 BTC $12.35 $617.50 July 9, 2016 25 BTC $650 $16,250 May 11, 2020 12.5 BTC $8,600 $107,500 April 20, 2024 6.25 BTC $63,800 $398,750

BeaverSack

I’ve been holding for years but I’m starting to get a bad feeling about the future of BTC

EarningsPal

BTC needs fiat money to continue as is. As the money supply continues to increase, and enough people are still holding that melting unit, this give the BTC holders the advantage through time. Fair would be a world where the units paid to the people that never decided anything would hold purchasing power.

penty

My first buys from a small kiosk setup in Second Life in small amounts in case or was a scam. I didn't want to carry a wad of cash to an in-person meetup or do (e)mailing a check and hoping. So it seemed the safest. Previously the btc was on bitfinex, during the hack, and polinex (?). They has a system to lend out BTC to options traders for % that was pretty high. You'll have to forgive me for not sharing my current storage method(s).

Signal-Fig-2952

My own opinion is Bitcoin is a mature asset and past performance will not guarantee future returns. As crypto matures and blockchains are adopted more broadly across real world financial systems, Bitcoin will capture some of that growth, as it’s still considered the blue chip asset for anyone new to investing in this space. I would be happy with a 5-year average annualized return of 15%. If BTC can’t perform to that benchmark, I’m not sure it’s worth the volatility and risk to hold it.

ByteSize_Chaos

I think most of us would agree. $ is a shit coin as well. So replace it with BTC while you can 🙏🏻

kljsandjb

Don't think BTC can ever beat QQQ in the future

tenor_tymir

Balls of steel. I don’t know if I could simply sit through such a drawdown. Especially since it wasn’t clear at all *if* BTC would ever come back. Today it’s easier to have higher conviction after all we can look back to.

jordonschlansky

The way to look at BTC at this point is as a store of value for cash you want to save, not as a exponential growth vehicle. I personally am looking at SPX6900 fo those early BTC type returns.

devCheckingIn

I see Strive announced they're offering a new preferred stock that will be paying 15% dividends. What, SATA paying 13% wasn't good enough to raise money to buy BTC?

nyg420

It absolutely is still good to DCA and especially when a major crash happens, that's where you'll make the most money. When BTC drops 60-80% as it does ever 4 years or so, and then bounces back 300% to a new ATH, you'd be making lots of money if you bought a lot at that low. DCA and forget about it for 10+ years and you'll be happy you did.

jashanjeet

Out of BTC but now owing ibit @ avg of 67k which I am not planning to sell. I know a lot of people will say not real bitcoin lol but I care about gains and not paying taxes so etf is working for me

Revoinvest

Use dollar instead of BTC, it is too valuable. You do not want to be like the Pizza guy a decade ago.

powerguy134

You’d be worried about a million other things before you cared about the price of BTC if that ever happened.

schnaeggli

Well you got your answer. DCA BTC underperforms trad markets in that particular 5 year window. ( last ATH to end of Bear ) If you take a 4 year window from today it will look better and imo more accurate ( end of bear to end of bear) It’s clearly slowing down from early euphoria years. Yet still a great performing asset I am happy to hodl and add a bit more sometimes.

RareVibeDelight

I appreciate the work you put into the simulation, and I understand what you’re saying about diminishing returns. But I think we’re looking at two different things. Your simulation measures historical investment returns, while I’m looking at DCA-ing as a long-term accumulation strategy. 1 BTC = 1 BTC. For me, it’s about consistently acquiring more sats over time, regardless of price, without trying to time the market. I’ve been DCA-ing for a long time through the ups and downs, and I plan to keep going. Nobody knows what Bitcoin will look like in another 10 or 20 years Running my own node, verifying instead of trusting, and understanding self-custody and sovereignty are all part of that journey. 🧡🚀

BeachTime0734

Finally a post from someone with common sense. As I read through most of these posts, the sheer stupidity, ignorance, and just plain idiotic jibberish is what I’m reading. To me it sounds almost like some sort of SiFi script or something. A bunch of scared people trying to hide their stash of BTC… I used to like BTC, but as I get older I think it was one of the stupidest things ever created. Real money talks… Bullshit walks!

PrivacyPuddingScreen

There are firms and entities out there that will out trade you. If your thesis is that BTC will go up in the long run, buy and hold. If you want to reduce your volatility exposure, buy options and run a covered call strategy or something that fits your needs.

SMB-Punt

You don’t compare BTC by years ??

0a0d0s0

OK, I've run some numbers for you! Using my Bitcoin Lifespan Simulator, one scenario suggests that investing around €100 a month over 15 years could leave you with approximately 0.0847 BTC by 2041. If Bitcoin reaches the modelled price of $1.29M by then, that would give you **a portfolio worth around $109,000.** Now compare that with putting €100 a month into a bank account over the same period: * 0% interest: €18,000 * 2% interest: approximately €21,000 * 4% interest: approximately €24,600 And that's before accounting for inflation. Of course, the Bitcoin figures are just a simulation, not a prediction. The outcome could be significantly better or worse, and unlike bank savings, Bitcoin carries substantial price risk. But I think it illustrates something interesting... just because we missed Bitcoin's extraordinary early years doesn't necessarily mean DCA has lost its appeal.

maxrz93

The declining volatility of Bitcoin makes it now less interesting for many gamblers. Because its « get rich quick » potential has decreased. Now the only events that could make it jump x10+ in a very short term are huge inflation, or total confidence loss in governments / banking systems. So basically it wouldn’t be a great news to me if BTC surges like it did before 2022 But DCA remains interesting on this asset now more like a protection in case of dark moments. And it’s still volatile so there is still room for strong performance. Those are my humble thoughts.

djrion

You should earn enough money to do it all. But the entire market (ie VT) and then speculate no more than 1-5% of your net worth on riskier assets such as BTC.

Slipperfox

Nope BTC is dead, stack fiat

Blue-Raisin

De ce que je vois sur Proton Wallet (j'ai test avec 10 euros) je ne peux pas vendre, je dois d'abord transférer le BTC (sur Revolut par exemple) mais je voyais plutôt Proton comme une solution pour ne rien faire quoiqu'il arrive pendant au moins 10 ans... Car si je vends, je risque d'utiliser l'argent :/ je suis prête à parier sur le long terme même si ça doit terriblement baisser parfois

Lefties_TheWorst7331

Me with 90% of my portfolio in BTC 😎

Lefties_TheWorst7331

People who go by/use "fibonacci" shit when world events have more effect on price than any form of TA ever will blows my mind.. some clown told me BTC was going to $2k last cycle because of "fibonacci" 🤣

securityguardnard

# Bitcoin analysis as of Oct 18, 2026 Bitcoin is trading at about **$81,700**, roughly 35% below its all-time high of about $126,000 (Oct 6, 2025). |Window|Start price|Change to today|High|Low| |:-|:-|:-|:-|:-| |Since inception (Oct 2009)|\~$0.001\*|\~+8.2 billion %|\~$126,000|\~$0| |10 years (Oct 2016)|\~$640\*|\~+12,700% (\~62%/yr)|\~$126,000|\~$600\*| |5 years (Oct 2021)|\~$61,500\*|\~+33% (\~6%/yr)|\~$126,000|\~$15,500\*| |1 year (Oct 2025)|\~$108,000|**-24.5%**|\~$110,000\*|\~$57,800| |6 months (Apr 2026)|\~$75,500\*|**+8%**|\~$87,250|\~$57,800| |3 months (Jul 18)|\~$64,800|**+26%**|\~$87,250|\~$62,800| |1 month (Sep 18)|\~$80,000\*|**\~+2%**|\~$87,250|\~$80,300| |1 week (Oct 11)|\~$83,000|**-1.6%**|\~$84,100|\~$80,700| |Today|\~$81,400|**\~+0.2%**|\~$81,960|\~$80,655| \*Estimate or from my own memory rather than a source I checked today. See the caveats at the end. # What drove each window * **Since inception:** Bitcoin went from a tenth of a cent to six figures. The big steps were the 2011, 2013, 2017, 2021 and 2025 cycle peaks, each followed by a crash of 50% to 93%. Spot ETFs were approved in 2024. * **10 years:** This window includes most of the early-cycle gains. The growth rate has faded as the asset has grown. * **5 years:** You’d be up about 33%, or roughly 6% a year, even though the price is far above the 2021 low. The 2021 peak (\~$69k) was followed by a 2022 crash and then the 2025 high. * **1 year:** The decline reflects the post-peak correction. A Feb 2026 selloff took the price to about $63,000, with drivers cited including the U.S.–Iran crisis and money rotating from Bitcoin ETFs into AI stocks. The low came in June at about $57,800, when the price fell about 18% in the month and the Fear & Greed Index hit “Extreme Fear” (15). * **6 months:** The price rose from about $75,000 to a peak near $83,000 in May. It then dropped to the June low and recovered sharply. * **3 months:** This is the rebound. August gained about 25% and September about 8%, and sentiment moved from fear toward greed. * **1 month:** September’s rally topped out around $86,600 on Sep 21, after the Fed raised rates to 3.75–4.00% on Sep 16, and the price has chopped sideways since. Headwinds include August CPI at 3.4%, Brent crude near $103, and the failed CLARITY Act Senate vote. * **1 week:** The price slipped about 3% in the first part of the week. A weak September jobs report (+29k) briefly lifted it, but spot ETFs saw about $681 million in net outflows over Oct 5–9, and about $1 billion in profit-taking was reported around Oct 8. * **Today:** Very thin weekend trading, with about 657 BTC of volume on Kraken. Nothing is moving the price until US ETF flow data and futures markets reopen Monday. Upcoming catalysts are the FOMC decision on Oct 28 and Deribit options expiry on Oct 30. # Summary The longer trend is still strongly up, but returns have been shrinking cycle after cycle. The 1-year picture is negative because the price is still recovering from the October 2025 peak. Over the past 3 to 6 months it has rebounded about 26% from the summer lows and is now stuck in a range of roughly $80,000 to $87,000. Short-term direction depends on the Fed, inflation and oil, and ETF flows. Some analysts say Bitcoin has exited its bear market, citing a move back above its 365-day moving average. Others point out that the all-time high is still far away, and none of this is a forecast. This is analysis, not financial advice.

Iloveanime223

Mistake people make is they think investing in BTC and DCAing will make them lots of money. BTC is all about strategic moves.

Content_Researcher21

They just keep diluting the dollar and telling us its fine, the image comparing the supply numbers makes it so obvious Like 164k new BTC vs god knows how many trillions printed, its not even close in the long run