BTC

roleplayms

Great to hear that your family member is actually open to learning, that makes a huge difference and for podcasts, I’d start them with What Bitcoin Did by Peter McCormack. It’s super approachable, has great interviews, and does a solid job explaining the fundamentals without being overly technical. In our family we combined podcasts with something more interactive. There’s this app called BTC BitByBit that’s built exactly for this, it has these short lessons and quizzes where you earn tiny sats while learning. My relatives use it alongside listening to pods and it’s helped turn the ideas into something practical (they even have a family mode for tracking progress together) which makes the whole process less intimidating. The key is consistency over intensity. A little bit every week compounds really well.

__redruM

The real lesson is to stop trying to day trade. Hold something conservative for the long term. Cash positions lose daily to inflation. Holding BTC for a year generally wins. But that’s not really conservative. Built a portfolio based on stock ETF funds and start really building wealth. VOO, QQQ, SMH.

BubbenKoppReloaded

I feel like BTC is a free money glitch. Its almost as certain as tommorows sun rise that it'll go back up. Im still investing every time.

AugustinesConversion

Because it's going to grow as fiat continues to be debased, and in the event of a complete USD collapse capital will flood to it like it would to other hard assets. Look at what happened to the BTC IRR price as an example.

Unhappy_Scar_8271

Big respect for jumping in at 15 with your own earned money, that’s the right mindset. Your first priority should be learning properly before putting serious cash in, you can focus on understanding self-custody, security, and the basics of why Bitcoin exists. There are some solid free resources like the ‘Bitcoin for Beginners’ series and the Bitcoin Whitepaper explained simply. Something that’s been really useful in our family is using an app built specifically for learning Bitcoin together. It’s called BTC BitByBit, It has these short interactive lessons, quizzes where you actually earn small sats, and a simple Lightning wallet to practice with tiny amounts. My younger relatives started with it and it made the concepts way more real and less intimidating. I can confidently say; it’s good for building habits safely. Whatever path you take, only use money you can afford to lose, start tiny, and get your own wallet set up early. Don’t rush. Are you currently learning this solo or does your family know you’re into it? 

randomwriteoff

Good that you’re thinking long term, that already puts you ahead of most people jumping into crypto. Biggest thing I wish I knew early is how volatile it actually is. Prices can drop 30–50% and still be “normal”. If you’re not prepared for that, it messes with your decisions. I started by keeping things simple, mainly BTC/ETH, and used platforms like eToro just to track everything in one place alongside other assets. Helps you not get too caught up in the hype side of crypto.

dasilma

I actually will promote my bitcoin YT channel for beginners. It’s called David Dasilma. That’s it. 63 episodes so far, literally created to teach BTC (plus overall investing lingo and so on) at the most basic levels.

Repulsive-Lake1753

Endgame is when things are priced in BTC. I will hang onto as much as I can or one whole bitcoin if I get there. At that point, it's the money to be used across the globe and i will also theoretically be paid in BTC however I am making money and I will try to spend some and save some just like I do with current dollars.

Kind-Principle-5311

I don't trust BTC 100%. but I still trust way better than other assets.

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Post is by: BugMammoth2262 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1sz3b4r/weekly_discussion_on_btc_and_eth_futures_setup/ I have been analyzing BTC and ETH futures market setups this week. Current focus: • Key support and resistance levels • Entry and exit planning • Risk management strategies • Market structure and trend confirmation I believe discipline and proper risk management matter more than hype. What are your views on BTC and ETH this week? Let’s discuss. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

egej

let me help all of you to see the broader horizon: Right now, BTC trading below 80 is basically the same as being able to buy BTC at half price - meaning the real price/value is the ATH, so i. other words, collectively the whales are buying/accumulating/moving coins to cold (long term) storage. When the whales slow or stop buying the price falls because they are the biggest drivers of demand. So the whales buy up to about 77/78 then stop buying to allow the price to cool, then start buying again at about 75/76.

AttemptKitchen

Who the fk uses BTC ATMs, they require KYC and the fees are absurdly high.

Prestigious-Stay-312

It is easier to buy, not easier to use. Most people still treat BTC like a trade, not money. Until people can hold it without checking price every 5 minutes, it's not really "everyday useable". Curious what would actually make that shift happen.

FullOf_Bad_Ideas

what other ways to buy BTC without KYC or digital trail Canadians have?

XapoBank

One bad headline and that macro instability could easily trigger a broader market spook, dragging us down to retest the lower $70ks before $80k ever actually breaks. It’s definitely a fragile foundation. But your read on the supply shock is exactly what people are sleeping on. Everyone is obsessing over Powell’s parting words and who is taking his seat, completely ignoring the raw math of the daily float. The daily mined supply is a drop in the bucket compared to what IBIT is vacuuming up. Right now, it feels like OTC desks are buffering the impact, but once those dry up and the ETFs are forced to aggressively scrape the open market for spot BTC, that unpriced supply shock won't just break the $80k wall, it’ll violently gap us up. Watching the liquidity is the only rational play right now. Let the tourists gamble on Fed semantics; the real alpha is watching the order books when the ETF buyers show up tomorrow.

lexicon_riot

We're entering a multi-polar, fragmented world, in which USD and every other major currency is headed for collapse. This "end of history" normalcy bias we've all lived under our entire lives, in which USD, Euro, etc. were usable is coming to an end. In a world where everyone distrusts each other, and where everyone is connected digitally, it's a solid bet that much of commerce will be driven by Bitcoin. Bitcoin doesn't even need to dominate payments in developed nations for it to be the dominant currency. Payment technology will allow you to auto convert your BTC into whatever the merchant accepts, just like what Square is doing now. Realistically I think local, circular Bitcoin economies will continue to grow and develop. Bitcoiners will flock to these places to further fuel that growth to be able to use it most effectively. I mean, empires throughout all of history have controlled and debased fiat, with a reversion back to sound money after they collapse or scale back. These large, over-extended sovereign powers don't maintain their influence in perpetuity.

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Post is by: Much-Movie-695 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1sz1ecg/retail_sentiment_is_screaming_fear_onchain_smart/ I've been tracking divergences between retail sentiment and smart money behavior for about two years now, and the current setup is one of the most pronounced I've seen since late 2022. Let me walk through the data. **Retail side:** Fear & Greed Index has been hovering between 15 and 22 for the past 10 days despite BTC holding above key support levels. Crypto Twitter sentiment, based on parsed KOL and retail accounts, is running about 68% bearish by volume of posts. Funding rates on major perps exchanges went negative three times last week, meaning short sellers are paying longs. Google Trends for "crypto crash" spiked 140% week over week. The vibe is capitulation. **Smart money side:** Addresses tagged as accumulation wallets tied to known funds and large entities have added over 18,400 BTC in the past 14 days. NUPL (Net Unrealized Profit/Loss) is sitting in the "hope/fear" zone, which historically has preceded strong recoveries, not further drawdowns. MVRV Z-Score is at 0.8, well below the overheated threshold of 7+. Whale wallets (1,000+ BTC) have increased their aggregate holdings for 19 consecutive days. Exchange net flows are deeply negative, meaning coins are leaving exchanges, not being deposited for selling. **Historical parallels:** I went back and looked at the last four times we had this specific combination: Fear & Greed below 20, negative funding rates, AND smart money accumulation exceeding 15K BTC in a two week window. June 2022: BTC was at roughly 17.5K. Within 8 months it was above 25K. March 2020: Post COVID crash at 4.8K. Recovery to 10K within 2 months. December 2018: Bottom at 3.1K. Six months later it was above 12K. September 2023: Pulled back to 25K range. Three months later it was pushing 44K. That's a 4 for 4 track record on these divergence setups resolving to the upside within 2 to 8 months. Not a guarantee obviously, but the pattern is hard to ignore. **How I'm pulling this together:** I used to have six tabs open minimum to cross reference this kind of data. CoinGlass for funding rates, Glassnode for NUPL and MVRV, Twitter for sentiment sampling, TradingView for technicals, and a couple of on chain explorers. A few months ago I started consolidating most of this workflow through Surf, which lets me pull on chain analytics, social sentiment data from 100K+ tracked KOL accounts, and technical indicators into one place. The divergence pattern I described above literally took me about 15 minutes to verify across all data sources instead of the usual 2 to 3 hour deep dive. **What I'm watching now:** The key confirmation signal would be SOPR (Spent Output Profit Ratio) flipping back above 1.0 while funding rates normalize. If that happens while smart money is still accumulating, the historical playbook says this fear is a gift. If SOPR stays below 1.0 and whale wallets start distributing, that changes the picture entirely. None of this is financial advice. I'm just sharing the data because the disconnect between what retail is feeling and what the chain is showing is genuinely striking right now. The crowd is panicking and the big wallets are quietly loading up. That mismatch has meant something every single time it's appeared at this scale. Curious if anyone else is seeing similar signals in their own analysis. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Only-Discipline4663

As long as macro stays supportive and inflows keep coming, BTC strength isn’t that surprising. The real question is whether this demand holds or slows once prices push higher : )

Mysterious-Elk-8043

Wild seeing one of these actually hit auction after all the speculation about who's got copies. Missing inserts definitely hurts the value though - those magazines were solid chunk of content that day Professional verification is smart move if you're dropping 1.2+ BTC on newspaper, even with the provenance story. Market's been curious what these would actually sell for so this sets some precedent

Reventon_317

The appeal of bitcoin treasury companies are to generate a BTC yield. Once think think in terms of BTC as the denominator everything makes more sense.

IndustryMaximum83

I can’t tell if you’re trolling or not lmao. Have you ever used one? You can put cash into it for BTC, and also sell BTC and get cash. So of course there’s cash in them.

Fearless-Sherbert-40

Don’t let people convince you, using cashapp is a bad idea. Cashapp has done a lot for the bitcoin community. I have bought almost all my bitcoin exclusively through Cash App. Just understand the limits, like you can’t withdrawal more the $2k worth a day. So never keep more than that on there. I have been using keep the change, automatic buys, and direct deposit distribution into BTC for years now and it has literally changed the financial direction of my life. You want an inexpensive hardware wallet with actual support, buy a Blockstream jade. I would stay away from products like the keystone and the bitbox. Nothing bad about those companies, they just don’t seem to offer a lot of support. Companies like Blockstream and Cronkite aren’t going anywhere anytime soon. I also use ledger devices as well.

2peg2city

Plenty of other ways to get BTC, this specifically targets scammers

Think-Sector-6329

Don't go all-in on BTC, especially not with your 401K. That money is your long term safetynet. BTC can outperform, but it can also dump hard, so I'd keep the 401K steady and build BTC separately with extra cash. Based on blueblocx, Sock, marty, and PC were trending lately, but treat those ith small high-risk plays, which you main portfolio keeps growing.

Crivos

If BTC returns to 100k the FOMO will be insane.

Xeon404

Potentially one day not having to consider money when making life decisions. Doubtful that BTC itself will accomplish this for me, but it will hopefully play a part.

Premium_Hunter

Just like everyone was confident we'd never go back below 100k... then 90k... then 80k... then 70k... No one knows a damn thing. BTC just does what it does. Queue people saying: "Not me! I knew we'd hit those levels again"

Premium_Hunter

Rate hold is priced in. If anything BTC will probably drop once that hold is confirmed (sell the news). If they raise or lower rates then big moves, accordingly, would almost certainly happen. Polymakret has the rate hold at 100% right now.

Plastic-Truck8241

No one will believe it until BTC hits zero!

Plastic-Truck8241

No one will believe it until BTC hits zero.

CryptoAfterWork

I trade, but I also buy some BTC and store it in a cold wallet. I don’t really have a target price. It’s more like an idea that I’ll just leave it for my grandchildren and hopefully they’ll thank me one day)))). Who knows, maybe by then BTC will be worth millions… or maybe not.

Remarkable_Ad5011

As soon as my BTC value and mortgage balance intersect, I’m out! Unfortunately, the way BTC has been behaving, and my stack barely being more than a few sats, it’s likely to intersect at just about the same time as my last payment is being sent. 😢

Ev_Watching

I’d separate 3 things that usually get mashed together: holding risk, yield risk, and borrowing risk. Your BTC/ETH/SOL/XRP already move around a lot. If you borrow USDC against them, you’ve added liquidation risk on top of price risk, which is where “my money is sleeping” can turn into “my money got woken up by a margin call.” Very annoying alarm clock. If I were learning this with $5k, I’d keep the long-term stack simple, then carve out a small sandbox for DeFi. Try something boring first: a small amount of USDC on a major lending market like Aave, understand where the yield comes from, how withdrawals work, what chain you’re on, and what can break. The question I’d ask before any yield product is: who’s paying me, why are they paying me, and what has to go wrong for me to lose money? I write about this stuff at Boring Money, mostly stablecoin yield and DeFi risk, and that’s still the filter I use. If you can’t explain the APY in 2 sentences, size it like tuition, not savings.

_TheWolfOfWalmart_

Alts are toast. They've been less impressive every cycle and that trend will continue. Buy BTC like the the other guy said. And honestly it's probably even a bit too early to buy BTC still.

Gmcgator

What you’re missing is that if/when the investors of ibit shares sell, BlackRock will also sell the underlying. They don’t care about btc other than as a way to make money either way. MSTR buys BTC too, and just passed BlackRock in total coins, and those coins are off the market for good

SlowArtPlanet

BTC holding strong while alts still lagging usually means rotation hasn’t fully started yet. If dominance stalls here, selective market can turn broad real quick. For now money still trusts BTC first.

GIGAbtcHodl

It must be. Some treasuries hold a big chunk of BTC. Institutions as well

Spiritual_Bend_3778

7.99% sounds sexy until BTC sneezes and your collateral gets nuked lol but fr why I prefer just using Oobit instead, no debt, no collateral stress, just spend straight from your wallet when needed

facaila888

Maybe the next Fed Chair will be even worse than Powell, just like how we once thought Biden was awful. Anyway, BTC will reach new highs again. Short-term trading is basically gambling, so let’s just wait and see

facaila888

In my opinion, I might sell a portion when the price goes up, but I won’t sell all my BTC at once. In the future, BTC will definitely be accepted by more countries and used for everyday payments. It serves as a store of value in my wallet

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Post is by: cryptolivepulse and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1sywr5o/bitcoin_looks_firm_but_this_still_feels_like_a/ Bitcoin has the firmer tape today, up about 1.6%, while stocks are softer and Treasury yields are slightly higher. The bitcoin reserve debate is helping the narrative, especially after a Czech central bank official made the case for Bitcoin in sovereign reserves. But macro risk is still present, and the ZetaChain exploit headline is another reminder that capital may stay selective outside Bitcoin. My read is that BTC looks firm, but this is not a clean broad crypto risk-on move yet. Curious how others are reading it. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

__redruM

Isn’t BTC supposed to go up in times like these? Or are you actually posting stock market FUD in a crypto subreddit.

ShittingOutPosts

Drop the alts. Just buy and hold BTC.

Falcons74

If hash rate falls, then security goes down. As of right now, according to AI the cost of a 51% attack is $10Billion and tens of millions per day in electricity cost. If bitcoin becomes really big and the hash rate falls and makes an attack even cheaper, some foreign actor may want to execute the attack to cripple BTC and bring down America with its BTC reserve and the fact its about 40% ownership by Americans. Of course I’m just an amateur and you’re the person writing the book, I would like to know your thoughts on this

GrumpyDescartes

I’m not very experienced in crypto, nor economics. Might be a stupid question- Will the world see BTC (or any other similar token) as an asset class or a common transactional currency say 10/20/30 years from now? Or both?Will the end game not depend on where in that spectrum BTC will be?

DailyUpsAndDowns

The Strait of Hormuz needs to open and tolls paid in BTC.

KNTXT

1. Bitcoin *is* money 2. It's literally a different game. No one can change its rules, no one can inflate it, no one controls it. Yes, the supply can be effectively increased by loaning more BTC into existence, but the fact that no one can bail anyone out will mean a much more prudent loans market and presumably highly muted boom and bust cycles compared to fiat currency. I kind of get your notion of *all money is a scam*, since scarcity in goods and services is somewhat of an artificial construct, but even if we reach a point where governments somehow produce/pay for themselves (no taxes), and where all basic goods, services and commodities are produced so efficiently that charging for them makes more hassle than its worth, then there will still be scarce items like fine art, historical cars, beachfront real estate, etc. which cannot be made more of. Trading of such items will still require the existence of a currency (barter is also an option, but it's just a way less efficient way of trading compared to money).

simonbuildstools

2.1 BTC is more than most people here have, .. . so realistically you’re already ahead. The issue isn’t the stack . . the decisions around it. If nothing changes then same mistakes will cost you again.

FriendsMade_MeDoIt

Kinda feels like the vibe just matured tbh. Back then everyone I knew was hyped on “next ETH killer” type plays, and group chats were just nonstop altcoin shilling. Now those same people are way more cautious after getting burned on stuff like LUNA and FTX. I don’t think it’s just one thing, more like a combo of big blowups + people realizing a lot of projects didn’t deliver. So sentiment shifted toward “stick with what actually survived.” Even in my circle, the convo went from chasing random alts to mostly BTC/ETH and maybe a few picks people actually understand. The hype isn’t gone, it’s just way more selective now. Feels less like a free-for-all and more like people actually questioning things before piling in.

ChrisBattle2000

Also, it is amazing that he reaches such a doomster conclusion on BTC. His field is System Dynamics, a field which I have studied and worked in for over 20 years. Saylor makes amazing economic arguments using SD concepts and is responsible for a lot of the finance sector's pivot to BTC, so how come Keen can not see the value proposition? That is what I find inexplicable

TheRhythmTheRebel

Person with vested interest in BTC says it’s worth a lot more than it is currently and to hold fire. In other news. Water is wet.

xanokothe

I just need ETH 20k and BTC 250k, is it too much to ask?

unknowngloomth

Man, the amount of bullish news posted in this sub is insane. BTC was supposed to be back at $100k but the market seems to not give a damn. Lmaoo

Sensitive_Double_277

Hey! Your English is perfectly fine, no corrections needed 😄 I think you'd love \*\*Crypto Widget Bitcoin\*\* — it does exactly what you're describing. You get multiple home screen widgets without ever opening the app: \- A small one (3×1) showing the price + 24h change \- A medium one (3×2) with up to 3 cryptos + mini sparkline charts \- A large one (4×2) with detailed trend charts for each token Prices are displayed in your preferred currency (USD, EUR, or crypto pairs like BTC/ETH), and the charts let you pick your own timeframe: 1 day, 1 week, 1 month, up to 1 year. It's free on Android, with an optional one-time Premium unlock (no subscription). 👉 [https://play.google.com/store/apps/details?id=com.cryptowidget.bitcoin](https://play.google.com/store/apps/details?id=com.cryptowidget.bitcoin) Hope that helps!

InventoryLogic

2.1 BTC is not “nothing”. But the question is not whether you can “make it”. The question is whether you can stop turning the stack into a decision-making problem. Most people lose because they put their whole future on the next move. Then every candle becomes emotional, every drawdown becomes personal, and every decision gets worse. If I were in your position, I would separate survival from upside. Get income first. Job, business, side income, whatever. Something that pays life expenses without forcing you to sell or overtrade the BTC. Then the BTC stack is no longer your oxygen. It becomes inventory. That changes everything. You don’t need to all-in. You don’t need to give up. You need a structure where your life does not depend on the next Bitcoin move. That is usually where people finally start making better decisions.

Impressive_Pilot8415

Only BTC.

Important-Minimum777

Wouldn't that require them to transfer the coins to trustee? Just like when you finance a loan with your BTC, you have to transfer them to a holder.

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Post is by: PowerTrade_options and the url/text [ ](https://goo.gl/GP6ppk)is: /r/u_PowerTrade_options/comments/1sys14r/options_volume_the_cheat_code_for_this_altcoin/ Watching the 1-minute candle on a random altcoin is a great way to lose your mind (and your margin), at least for those whose sentiment take over the strategy, like me. If you want to know where the big money is *actually* moving before the price action hits the tape, you have to stop looking at the "what" (Price) and start looking at the "how" (Options). The market has changed (not necessarily improved), and isn't just retail apes anymore. It’s institutional. And institutions don't buy spot; they hedge and leverage using options. That's why options volume is the ultimate "BS detector" for the crypto market. # 1. What Options Volume actually tells us Think of options volume as the "Intent Layer" of the market. * **High Call Volume:** This isn't just people "feeling bullish." It’s people betting actual cash that a specific price target will be hit by a specific date. * **High Put Volume:** This is the insurance. If you see a massive spike in Puts while the price is pumping, it’s a sign that the "smart money" is expecting a correction and is buying protection. It's important to note that options are quite capital efficient, so you get a leverage bet without the liquidation risk (as long as you are buying options and not selling), so it's a very useful tool to hedge and make directional bets without blowing your account. # 2. Trending Now: The Altcoin Plays Particularly when BTC is sideways-chopping, the real action is in the high-beta alts where the options chain is exploding right now: * **Solana (SOL):** With the **Alpenglow upgrade** around the corner, we’re seeing a massive stack of $120 Calls for June. When you see a "wall" of calls like that, it acts like a magnet for price. Also tells you a lot about the sentiment, which is quite bullish. * **Bittensor (TAO):** The AI narrative is back with a vengeance. TAO options volume has tripled this week. The 25-delta risk reversal shows traders are paying a premium for calls over puts—this is pure "greed" and a sign that the momentum has legs. * **Hyperliquid (HYPE):** Since it’s basically the home of on-chain derivatives, watching HYPE options is meta-analysis. If HYPE volume spikes, it means the whole DeFi ecosystem is gearing up for a volatility expansion (and a personal favorite of mine, I think Hyperliquid has really changed the game). # 3. How to use this to your advantage You don’t even need to trade the options themselves to win. Use the data to trade spot: * **The Max Pain Theory:** Markets tend to gravitate toward the price point where the most options expire worthless. If SOL is at $85 but "Max Pain" is $100, there’s a statistical pull upward as market makers hedge their delta. * **Look for the Volatility Smile:** If implied volatility (IV) is rising but the price is flat, a massive move is brewing. Don't get caught sleeping—that's usually the "quiet before the storm" where a 20% candle is born. # The TL;DR Trading based on "vibes" and Twitter influencers is a recipe for disaster. With these, you usually rely on stale data or overused tools. Options data is the only place where people have to put their money where their mouth is. If you see a massive cluster of OTM (out-of-the-money) calls on a trending alt like TAO or SOL, the market is literally telling you where it thinks it’s going. There are no guarantees, of course, but it's an important tool to add to your analysis IMO. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

howardkhan

It’s never to late to start but don’t go all in if you aren’t ready to see the negative as that will happen with Bitcoin, The best option is you DCA with your weekly 350$ weather you do it daily or weekly is up to you BTC is already at 70k which is a good Discount coming from 120k so yeah, I personally am stacking a lot but always remember this… don’t brag about your holdings and keep it private and keep stacking:)

MCL-Jonathan

Only a select few will survive, gotta pick and select wisely. For risk management purposes, focus on building a larger BTC bag

King-esckay

Already took out more than I put in If i need anything for external reasons I borrow against what I am holding I dont worry about the risk becauae the very worst thing that can happen is I am ahead. Each month I buy btc to the value of interest being charged on loan. I will either pay off the loan for less than I borrowed Or I will lose some BTC, doesn't really matter though because I otherwise would have sold it.

cryptolipto

I would keep that stack of BTC and start adding alts. Specifically chainlink

Chucklum

When i was getting into it yes. However you quickly realize you are better off with your mouth shut. Because either A- it goes down and its your fault, or B- it goes up and jealousy is a hell of a thing. I just focus on life and will have a conversation about BTC, try and avoid the subject now.

OpeningSuspect8584

2.1 BTC? you’re already ahead of most people here. you don’t need to chase plays anymore just protect and grow it smarter. some people are using Coindepo to earn on their BTC instead of risking it all trading. no need to give up… just switch strategy

PuzzleheadedBell4057

Too much analysis. I just keep it simple. The 15th of every month $200 ea into BTC, ETH, SOL, XRP. No charts required. No thinking required. The only thing required is to take action.

DarthBen_in_Chicago

Ok. Some employers permit you to open a brokerage account within your 401k (mine does). I buy the BTC ETF in it using my contributions plus some of the employer match.

Adventurous-Peace691

Miners mostly sell what they mine, something like 70-90%, thats why the cycle matters, every cycle has half as much BTC hitting markets from miners

giulian74

All good, but do you think Nakamoto (or whoever) wanted a BTC as we see and know it today? Are you sure? They were cyberpunks and believed in a different modus operandi. Are BTC, for the sake of the one-Mg block, and Blockstream and the Lighting Network, what they expected?

Due-Candy-8929

BTC is way down at the moment… but your framing is really weird… Not giving up looks like… GOING AND GETTING A JOB, and keeping what you have in the market 🫠 If your plan is to eat away at what you have left then by the time we see all time highs you will have eaten away your potential getting there, and will likely owe tax on what you pulled out as well (assuming you still actually bought your BTC at much lower prices) Personally I would be aiming to not touch that and give it time in the market to cook… and in the meantime you can put the fries in the bag to buy yourself extra time

RecklessStallion9999

Nah, I’ve mentioned it once or twice like a joke but nothing more. I also hate it when people try to push their beliefs on me and I don’t want to jeopardize my job. But i have applied a couple of pro-BTC stickers that I got from ordering my signers on the inside of each floor’s elevator door at times when I’ve been alone - it’s an old building and no one cares, plus there’s no cameras inside the elevator.

DarthBen_in_Chicago

The VOO and BTC in your brokerage: is that your 401k’s brokerage?

Pugluvmeme

Sell 1 BTC and go in on a memecoin. Which memecoin? Mine of course🤣. You would double the MC...... But if you want to stop making dumb decisions forget what you just read....

Pugluvmeme

I sold the last of my BTC in 2025 at 75k. Looked stupid at 120k, looks ok now

bravedog74

I have developed a portfolio thesis for retirement accounts with Bitcoin. My portfolio is not all Bitcoin, but it is the heart of it. The risk of my portfolio failing is not zero, but it can significantly outperform a TradFi 60/40 portfolio and with less risk. The downside is human psychology. Whatever you decide, you must stick to your rules. Most people fail at managing their own portfolios because emotions take over. If you are going to hold a lot of BTC then you need diamond hands... Even better, you need some dry powder to buy those crashes.

omjagvarensked

Yeah that's not what they're talking about though lol. You can still give a loan with BTC. They're saying when you trade your dollars for goods you are "selling" your dollars and that's just incorrect.

Pal3-Assignment

Most index funds have outperformed BTC in the last 5 years

GlockenspielVentura

When the "breaking news story" about a Bitcoin bottom prediction from important crypto guy says bottom will be 57k, that is your hint to short BTC at 57k

KNTXT

People "sell" money whenever they need to make purchases. I never understood that argument from either side - the people saying "we need elastic money supply to intervene when markets don't function" nor from "we can't have scarce money because everyone will hoard it, no one will spend and eventually we'll run out" ... like, guys... let the free market supply/demand dynamics solve the situation. I'm 100% sure there are tons of people out there who are more than willing to reallocate their purchasing power when the price is right. People buying Strategy stock because they think they can outperform BTC in some risk-averse way, now that's a whole other can of worms in and of itself.

Drspaceman1717

No, you don’t. You should learn about BTC because there is no staking. You’re lending your BTC to kraken and they’re investing it in other financial instruments or liquidity pools to earn interest and then sharing some of that interest with you.

Forded_Fiction24

Let's just say I've been funding my 401k for ~ 16 years now and also buy BTC. They both have their place in my retirement portfolio. You do you

Rare_Rich6713

Hopefully he stake some of his BTC maybe on Babylon or any native BTCFi so we are sure he won’t just sell everything.

HSuke

I'm not buying it. r/BTC is really open with the amount of shit you can post on there. r/Bitcoin is the sub that will ban you if you don't subscribe to their Scientology-level dogma.

AutoModerator

Post is by: Bcom_Mod and the url/text [ ](https://goo.gl/GP6ppk)is: /r/bitcoin_com/comments/1sykehp/bitcoin_dropped_within_48_hours_of_8_out_of_9/ Today is FOMC day. The decision drops at 2pm ET, Powell's press conference at 2:30pm. There's a 100% probability of a hold at 3.50–3.75% priced in right now. Not 99.5%: CME Fedwatch moved to 100% overnight. There is no rate surprise coming. The only variable is Powell's tone in the press conference. Which makes the 8-of-9 pattern worth knowing about before 2pm. Since July 2025, Bitcoin has dropped within 48 hours of 8 of the last 9 Fed decisions. Didn't matter whether it was a cut or a hold. Didn't matter whether the statement was hawkish or dovish. The mechanism isn't about what the Fed says: it's about what happens to trader positioning once the event is over. The week before an FOMC, traders build anticipation longs. The moment the event resolves, the reason to hold those positions disappears. The unwind happens mechanically regardless of content. January 2026: Fed held, BTC dropped 7.3% in 48 hours from $90,400 to $83,383. BTC is already at $75,800 this morning, down from $79,500 last week, as traders de-risked into the meeting: roughly $40 billion removed from total crypto market cap in the last 24 hours. So the pre-FOMC softening has already happened. That's either the pattern doing its work early, or it sets up a relief bounce if Powell's language is neutral or better. The layer on top of all of this is that today is the last FOMC meeting Powell will ever chair. His term ends May 15. Kevin Warsh, who, as you may recall, disclosed 30+ crypto holdings including SOL, Optimism, and Lightning Network stakes at his confirmation hearing, takes over. Powell's final press conference will be parsed unusually closely for any forward guidance that either eases or complicates the Warsh transition. One stray comment about inflation persistence could weigh on risk assets more than any prior meeting. One signal of institutional continuity could truncate the usual post-FOMC dip. And then Thursday: Q1 GDP and March PCE data. [Preliminary Q1 GDP is expected to show a possibly negative slowdown](https://news.bitcoin.com/federal-reserve-set-to-hold-rates-as-markets-fully-price-out-2026-cuts/), as the oil shock and war disruption work through the real economy. PCE, the Fed's preferred inflation gauge, will show whether the March CPI print of 3.3% was a one-off or a trend. If GDP comes in negative and PCE stays hot, the Fed is formally stagflation-adjacent. That's not a great environment for any risk asset, including BTC. The counterargument to the dip thesis: nine consecutive days of ETF inflows heading into this week created a demand floor that didn't exist during most of the 2025 FOMC selloffs. IBIT and the other ETF buyers are not event-driven traders. They're accumulating on schedule and their buying doesn't pause because of a press conference. If they absorb the post-FOMC supply, the 8-of-9 pattern breaks and $80K gets another shot. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Ok-Customer-4486

You still have 2.1 BTC in your hand and that means you survived. Countless traders lose all their money and leave the market even with the debt. Review the trading in your last 9 years, and what brought you profit and what gave you loss. There should be an answer if you've survived for 9 years in this market.

Rare_Rich6713

This is why I prefer native BTC, most especially for staking, I stake some on Babylon. Wrapped tokens are never safe.

Unbalanced_Acctnt

I think tools will improve over time. It seems most current options have challenges but someone will eventually build a tool to smoothly distribute BTC to heirs.

TobeRez

My endgame is to use my coins as a collateral to borrow money to invest into ETFs. Let's say by 2030 I have 3 million dollars worth of BTC. I would borrow 1 million from the bank and invest that money into an ETF of my choice. 10 years later the loan is paid off, my ETF investment sits at 1.5 million, my BTC at 4.5 -> Win!

OW-BEARHANDS

Both. Neither. The idea is that the value of BTC will go up, but a lot of us hope to not necessarily sell it at some predetermined price and return to fiat currency. The hope is that the valuation and adoption both continue to increase so that selling it at some specific date for fiat currency becomes superfluous.

terp_studios

r/BTC has nothing to do with actual bitcoin. It was taken over by BCH bagholders a while ago.

Prestigious-Stay-312

You're thinking about this the right way in terms of long term tradeoffs, but going "all in" with retirement money is where people get into trouble. BTC can absolutely outperform, but it also has deep drawdowns, and those matter more when it's money you can't easily replace. A more balanced version of your idea might be: • keep the 401k as your stable base (tax advantage and compounding) • use your weekly $350 + brokerage for BTC exposure • scale in over time instead of one decision point. That way you still lean into BTC upside without risking your entire future on one path. Curious, how would you handle a -50% drawdown if you went all in.

Chickensrock1977

Once adoption is at full scale BTC’s dominance will fall some. Again, market caps will not matter for protocols with real utility as tokenization/cross transfers/micropayments and the like will take precedent over “digital gold”.

Chickensrock1977

Why compare to BTC? XRP value will be determined by demand, not an arbitrary market cap, especially as demand grows.

germanmick

Do you think BTC will be higher in 50 years(?) – that’s my question.

PrettyPrettyGood8

Not sell. Borrow against my BTC one day. Leverage that debt into more income generating assets.

ozera202

We need meme season back , it’s the only way to bring retail back into the game . When BTC was at ath no body gave 2 fucks . BRING ON MEME ALT SEASON FFS 😤🗣️

ShittingOutPosts

I would say it was more the shitcoin bros than BTC maxis. Either way, anyone who voted for him on the single issue of crypto is a massive idiot.

InvestmentSorry6393

I'm October, I was super close to having the funds to pay off my mortgage ( BTC/ MSTR). Now I've made the mistake of riding the cycle down again so I'm accumulating again (slowly, but steadily) but I'm not sure that I can convince myself to sell even if / when BTC sees all time highs again. I struggle with the thought of having zero Bitcoin, even if it means having no debt and no mortgage.

True-Lychee

Closest thing is wrapped BTC (WBTC) on Ethereum and using it as collateral for borrowing on Aave, Morpho or similar.

Zestyclose-Suit-2858

You can not stake your Bitcoin. What you are talking about is lending out your BTC, I think.

Zestyclose_Paint3922

What’s the market in BTC? What’s the need it solves? How can it be considered a reserve currency? It’s just dumb speculation, that’s it.