BTC

mdnz

Instead of being smug can you explain why BTC underperformed the s&p by 26% this year? Literally everything else pumped and this stayed in the dumpster. Don’t give me any BS about “cycles” please.

richardto4321

Yep. The S&P has more than 3x in the last 10 years. Only aiming for double in this timeframe makes BTC a very poor investment, relatively.

Comfortable-Word9957

I see big institutions DCA'ing from their positions from when the BTC ETF's we first created. I see a lot of liquidity staying in the market from Black Rick and Michael Saylor, but we will see. I speculate the bottom being anywhere from $50-70k.

megaman368

If I go back in time that far I won’t meet my wife or have my kid. I’ll take the BTC.

bin-noddin

That could be said for anything really I would say a bank if I wanted to focus souly on Bitcoin...come in get your coin...lend your coin for coin, borrow coin, sell coin I mean that right there is an idea that makes like..... progression I think the golf course in and of itself would have to be playable enough to want to deal with the hassle of working with BTC in the first place

Comprehensive_Tip310

Crazy thing is I owned 50 BTC in 2010, but it only survived up to the mtgox hack xD

nugymmer

BTC would have started tanking despite any tweets. Markets move when they want to based on liquidity and capital inflows and outflows.

nugymmer

Also the alt coin market has basically failed one way or another depending on the token. 99.99% will fail. BTC is the only one worth investing in long term. There is too much ambiguity with any other crypto. BTC is the only one. Simple.

nugymmer

Fiat has a bottom. Zero. BTC has a top - the basket of goods that people own in their lifetime, food, goods both durable and consumable, and other capital assets. BTC does indeed have a top but it is likely much higher than what it is today.

nugymmer

EXACTLY. The value of gold or BTC depends on a BELIEF that it has value. If everyone agrees that gold and BTC are valuable then they are. Dead simple really.

nugymmer

No shift in fundamentals. Just a few ETFs. The underlying asset will do whatever it wants. It is down to only 2 things: Investor capital inflows both institutional and retail due to a belief that BTC is valuable, and the dwindling mintage of new coins. Simple. Those two things have not changed and will not change for a long time unless the dollar suddenly collapses, and that really doesn’t change fundamentals either - it just massively speeds up capital inflows.

Leynnox

Where do you think the liquidity is from when BTC pumps if it's not from regular market making money first?

nugymmer

Wrong. Markets do what they want regardless of government intervention. If BTC wants to soar to 150k it surely can do that without any government involvement. All it takes is massive capital inflow.

AgnewTheModHamster

Saylor is sitting on over $2B in cash now from sales of MSTR ATMs. His obligations on his preferred stocks means that he can pay dividends out thru late 2027, and that is his largest capital obligation, larger than his seneior convertibel notes. It doesn't matter what BTC price does as long as he can meet those obligations, so I am afraid we are stuck with Saylor, he can't be forced out of the market. That being said, is there a time of reckoning for Saylor? I believe so, but it will more like a move like GBTC's where Barry Silbert was forced out of the CEO seat with Goldman Sachs installing its Global Head of Growth as CEO. That can happen with a serious drop in MSTR's mNAV and with his current dilution in Class A, Saylor would lose control of the Board of Directors. He just made his 1st Annual dividend payment on his preferreds today, I don't think MSTR price will dump out here, but at some point, if BTC price stumbles, MSTR will perform worse and with the annual shareholder meeting for MSTR in May, an attempt to dump Saylor out of control of his stack could come in March or April of 2026.

Motor-Astronaut-4045

Gonna be a long time before there’s enough adoption to make up for the leveraged players and the derivatives that can artificially suppress the price. BTC was better when the big boys stayed out of the way

DryMyBottom

the 3 months BTC chart shows a middle finger after another

BoringPrinciple2542

Microstrategy is a key reason people think BTC has value. MSTR will eventually collapse due to its increasingly absurd balance sheet but it won’t be a shadowy cabal doing it; just the inevitability of being over-leveraged against a speculative asset.

Mister_Erium

Mining 2025 details: Total Supply: There were over 19.9 million Bitcoins in circulation at the end of 2025, accounting for more than 94% of the maximum supply of 21 million. Reward: Miners continued to receive 3.125 BTC per block after the 2024 halving (where the reward was reduced from 6.25 to 3.125 BTC per block), which happened approximately every 10 minutes. Slowdown: The annual rate of new Bitcoin creation decreases due to the halvings, making Bitcoin “digital gold” and increasing scarcity. Example numbers: Early 2025: approximately 19.65 million BTC in circulation. August 2025: approximately 19.91 million BTC in circulation. October 2025: approximately 19.94 million BTC in circulation. Conclusion: An additional 290,000 to 300,000 Bitcoins were mined in 2025 (from ~19.6 million to ~19.94 million), with the majority of the newly created coins being created in the first part of the year before the rate had a greater impact due to the halving in 2024.

Successful_Flamingo3

Great explanation! You’re right. Give me the 10 BTC

fuzzydunloblaw

That'd be bananas to have 1% of BTC currency. 1% of USD in circulation would be ~23 trillion dollars, for comparison.

PirateSKB

I'm trying to find that legendary gem for 2026. I have plenty of BTC, Eth, and lots of other bags i've collected since 2016 lol

VariatCA

Whatever altseason/memeseason you're waiting on isn't going to be led by the alts or memes themselves. It's going to be predicated and charioted by Bitcoin's recovery. Individual coins may rarely make their own moves in a vacuum that are desynched from the general flow of the crypto market, but in practice the only one you need to keep an eye on is BTC. Money flows in & out of crypto based on not only Bitcoin's strength, but *also* macro-economic stability. This second condition is why alts/memes suffered hard this year even while BTC was trending with the stock market and logging new highs; economic stability was always in jeopardy, and alts are a much more severe speculative risk than Bitcoin.

Unusual_Stick3682

Congratulations. But remember you don't have $1000 you have 0.00###### BTC

baIIern

How is BTC doing in 2026? If it went up for you I'll just buy it here in 2025 and get rich

23_skido-o

"No man, now you can totally use your BTC through a pass through entity to get some shitty fries from Steak and Shake--what more adoption do you need?"

Mockingjinx

So BTC peaked in 2024 and it’s all downhills now?

No-Anybody2826

$70 B pumped in by the FED yesterday and today. Over $200 B printed globally by central banks. Sooner or later this liquidity is going to start trickling into BTC.

BlueskiesBlkD

I thought China Banned Bitcoin in 2013 & then banned it 3 or more times. Usually when they send out a ban noticed BTC has reached a NEW high 😆 2017,2021

Flashy_Passenger5062

Sell? I bought a bunch of BTC. How to celebrate the last day of the 2025

northcasewhite

Look at the RSI. It's bullish. BTC might go lower in the future but I don't think it is about to crash now.

Key-Plant-6672

Sure thing bud! I will go but/store some canned food and bottled water, not /BTC..

newsflashjackass

For reference they hold over $33 billion in BTC, over 66x times their "revenue" from their notional business strategy. Michael Saylor has a software development company; Walter White owned a carwash.

BainTrain55

Let me cope. I held those stocks for years with losses since Covid and finally sold for BTC and they do BTC numbers while BTC does bank stock numbers.

CorruptedLife95

Just keeping obtaining more BTC.

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ilouiei

I was looking into this but the exchange fees I’d get hit with by selling my BTC and rebuying would basically equal the taxes I’d be paying on whatever gains I had earlier in the year…

uncapchad

If you're inside the USA your choices seem to be limited [**Crypto.com**](http://Crypto.com) via UpDown Options, regulated, American-style binary options on BTC, accessible to U.S. traders and overseen by the CFTC. Can be restricted by state. In the EU - Binance, Huobi (country restricted), [crypto.com](http://crypto.com) (again via UpDown Options). UpDown options allow traders to open long or short positions, contracts settled in **USDC.**

ThePugz

Owned over 1.5 BTC in late 2018 early 2019 Took profits like a dummy when up about 50% around mid 2020. 😩 No more selling for profits. Just accumulating working to get back to 1 whole BTC.

BainTrain55

It’s crazy to think Canadian bank stocks which are the slowest growth, least risk asset you can buy have absolutely DOMINATED against my super high risk investment BTC over the last year

TheTrainee2014

I love how BTC „investors“ think they are some unknown finance tycoon in the background who can see „something“ the normal population can not 😂

PirateSKB

Ye but that's true of pretty much every single alt that survived over time if you compare them against BTC on long time frames. Personally I started buying XMR back when it was $100ish, and that was spread over 3 or so years, so i'm pretty happy, and I hold BTC back as far as from 2017 That being said, I just dunno if BTC is going to keep going as a good investment with these diminishing returns each cycle. Each cycle the top gets lower and lower, and adoption is already pretty high. I'm sure BTC will hit new highs, but I think there's better money to be made elsewhere honestly (and that's a big reason that i'm looking for new gems for 2026)

SpontaneousDream

The fundamentals are shit. ETH holders can yap all day about TVL, transactions, apps, whatever....NONE of that matters for ETH price. What actually matters are **buybacks** (ETH has none) and **burn** (ETH burn is negligible), aka, **what is the direct value accrual to ETH?** This is why even though TVL, apps, transactions, usage, etc. are all wayy up, ETH price has still performed very average against USD and poorly against BTC.

Objective-Win7524

1 BTC = 1 BTC this is all what matters to me

namieorange

Yep, not like conditions will be more similar to what caused the previous run. Like lower Interest rates and finally the longest QT in BTC history not in place

namieorange

Bitcoin Price on New Year's Eve 2013: $755 2014: $320 2015: $430 2016: $965 2017: $14,155 2018: $3,740 2019: $7,195 2020: $29,000 2021: $49,305 2022: $16,595 2023: $42,560 2024: $95,650 2025: $87,580 Officially ending the post halving year in red, for the first time ever. Historically, the most bullish year (or 2nd) for BTC

SpontaneousDream

Meanwhile it's near all time lows against BTC, which is really the only metric that matters. Why buy any alt when BTC will perform better? [https://www.tradingview.com/symbols/XMRBTC/?timeframe=ALL](https://www.tradingview.com/symbols/XMRBTC/?timeframe=ALL)

redblddrp

If you’re moving BTC around a lot, consider buying on a platform with good liquidity and then using a low-fee chain or aggregator like Rubic to swap/bridge instead of paying multiple fees every time.

redblddrp

Basically if both parties can use a wallet that supports Solana or Polygon and you use Rubic for swaps or bridging, your fees stay tiny and you avoid BTC gas spikes

user_name_checks_out

"I mined 20 bitcoins in 2010". I have heard that one before. The block reward then was 50 BTC.

PinoTo0ns

"I've been into Bitcoin since 2017." You could probably buy the land yourself if you've been buying BTC since 2017 🧐😁

Ikki_The_Phoenix

Lol, look at people in the comments shitting on BTC. Buy sign.

lunardiplomat

I'd take the blue pill happily and forget all about BTC

wkndatbernardus

This has been my plan for all tax advantages accounts that offer BTC spot ETFs since I got orange pilled. The only difference is I use BITB, which has a lower expense ratio than IBIT or FBTC.

crypto_ad_97

The honest take on ADA's problem isn't the technology, but adoption. Caradano focused on research and slow development, while other projects were quicker to attract developers and users. The $3 peak in 2021 was driven more by hype and excitement than by actual usage, and afterward, there wasn't enough demand to support higher prices. ADA isn't dead, but it's no longer a leader. With institutional investors entering the market, the advantage now lies with liquid and active chains like BTC and ETH (and even SOL). Any future rise for ADA will likely be driven by the overall market, not by any unique achievement.

VariatCA

We'd probably be singing a much different tune in here the last few days if the Stock Markets hadn't been bleeding since last Friday as well. Stocks on Friday closed red, they opened Monday down -0.6%, opened & finished red yesterday, and immediately sold off hard this morning. Meanwhile, BTC's just holding around the 88k zone, and even up a bit since Monday.

EaZyMellow

So, 10BTC now, or 100BTC in 2010 for $39, at peak.. bruh.

Cryptothor77

I wish I hadn't listened to my wife in 2010 when I begged her to let me take out a $10k loan to buy BTC and she called me stupid

FunnyParsnip4032

50K dollar is not “large”. I buy 100s of thousands BTC on dex no problem at all.

TheDevilSummoner

Think of it like, how much electricity would you need to mine 1 BTC? It's very cheap now, compared to later.

heimos

Start over. Buy BTC next cycle

NotThe1stNoel

my honest thought is that it's a garbage coin with no usage that will slowly fade out of existence. If I was an investor I would've bit the bullet and converted it to BTC

thecryptoguide13

The lag between Gold and BTC price action is becoming a critical metric to watch. With institutional and sovereign bids now entering the market, we're likely moving into a structural phase that no back-tested 4-year model is prepared for.

BeneficialTomato7562

I mean you kind of answered your own question. Bracco’s solid for straight betting since BTC/ETH in and out is painless and having a casino doesn’t hurt. I’ve seen people pair something like that with Polymarket or Kalshi for niche stuff and hedging

Jellydude25

Red pill, 10 BTC. 10 year old me would not have been able to convince my parents to invest in BTC (maybe hard to say my parents have always been very supportive of me through my life). Let alone convince them to HODL when they start seeing numbers they’d never seen before.. My parents thought me how to be really good and smart with my finances. That is because they’ve been shit with theirs LOL. 870K would be life changing right now. And we’re significantly down from an ATH. I’d hold probably 7-8 BTC and sell the remaining coins to diversify into the rest of my portfolio and maybe 1 coins worth of FIAT into my mortgage so I can drop PMI and my escrow account!

Top_Objective9877

I have it as a portion of my portfolio and there’s been times like the last few months where BTC is going down and stocks are going up so a rebalance was in order. I chose a portion just because all eggs in one basket isn’t usually sound advice, but being able to just sit and watch it grow has been amazing.

Hungry_Hippo_9930

If you need the car, optimize risk not ideology. Bitcoin outperforming 30% over 5 years is possible, but not guaranteed, and debt adds stress fixed obligations. One bad cycle at the wrong time can force a sale. Your 50% BTC sale 50% financing idea is actually reasonable: You lock in some life utility Reduce loan risk Still keep meaningful BTC exposure Just don’t underestimate peace of mind. Assets are there to support your life, not the other way around. Not financial advice, just risk management.

BerryImpossible412

If everyone threw in $3000 bucks in BTC today on this sub we could possibly turn it green.

Scottex99

50,000 BTC lol, is it Satoshi’s brother

23_skido-o

"no real demand"?  I think some folks have gotten confused and think because something CAN be speculated on it means it doesn't really have demand because they think the only use case is speculation. That would be an accurate statement about BTC, however 

N0-name1

This junk has drops everyday even when BTC is up.

biba8163

> the internet of blockchains Dummies were warned that they were getting scammed with the same recycled bullshit narrative. The response always is *"BTC Maxi thinks everything is a scam and doesn't understand the tech because he invested in a dinosaur coin."* *Since 12/31/2021:* Crypto | Price Change | |--------|--------------| | ATOM | 🔻 -93.94% | | DOT | 🔻 -93.12% | > People have been scammed with Interoperability, Internet of Blockchains, Spin up your own Blockchain in minutes and other tech scam hype memes. All these projects did was securely facilitate seperating fools from their money. From the looks of it, it appears people with continue to get scammed it. **(June 2022)** > 2017/18 Interoperability Money Grab Scams > **Kommodo** > Blockchain Interoperability: Connecting Isolated Protocols > https://komodoplatform.com/en/blog/blockchain-interoperability/ > **Icon** > ICON: Network of Networks > https://np.reddit.com/r/CryptoCurrency/comments/7tccuu/icon_network_of_networks/ > **AION** > How AION will become the new Internet of Blockchains with its new superfast and scalable Virtual Machine > https://np.reddit.com/r/CryptoCurrency/comments/7zb4xx/how_aion_will_become_the_new_internet_of/ > **Wanchain** > The Wide Area Network chain, is a decentralised blockchain interoperability solution > https://medium.com/wanchain-foundation/an-introduction-to-wanchain-a2936e25df91 > **ARK** > ARK: Bridgechains, Smartbridges and Deploy a Blockchain in under a minute without CLI > https://cryptopotato.com/ark-creating-one-ecosystem-of-connected-chains/ > https://medium.com/ark-io/what-is-the-ark-smartbridge-and-how-does-it-work-1dd7fb1e17a0 > https://np.reddit.com/r/ArkEcosystem/comments/ckae1q/ark_bridgechains_solving_scalability_and/ > **Blockchain Interoperability Alliance: ICON x Aion x Wanchain** > https://medium.com/helloiconworld/blockchain-interoperability-alliance-icon-x-aion-x-wanchain-8aeaafb3ebdd https://np.reddit.com/r/CryptoCurrency/comments/vob16u/so_this_cycle_we_had_defi_nfts_and_metaverse/ieczhzb/

unmatched25

Blackrock is not buying BTC for Blackrock. They are buying BTC for their ETF customers so they will pay any market price no matter how high it is.

unmatched25

A hilft story of 2026 could be MSTR‘s mNAV finally reaching a value below 1. This story could fill the BTC newsflow for a couple of weeks and bring BRC down to 50k.

AverageDeadMeme

Pretty giant assumption to say the “whales” are selling BTC because they won’t be around in 16 years, plenty of people who’ve been in for 15 years think of the gift of prosperity and wealth they could give their children if they pass on their holdings, I know I and many more people on this sub think similarly.

Pingon25

It is THIS ⬆️ weakness and reasonless mentality that has effectively enslaved humanity and set it on a course of self destruction. People like yourself who just settle and refuse to fight for your God given rights, while allowing other to people who breath air like you and who one day will die to dictate how we should live are what’s wrong with the world! You fo ahead and take the mark of the beast. I will just keep buying BTC!

Electronic_Crow9706

So we are prob in a bear market now. Once we break below bottom channel of weekly Gaussian we will have our next leg down and confirm bear. The bottom is expected in Oct according to four year cycle. Last cycle there were not so many alts. There wasn’t enough capital to send everything to ATH and make an alt season. There may never be an alt season except for a few alts in the future. So not financial advice but I would sell soon. Btc can have a small bounce here but unless we break above 104–107k there isn’t much hope. Alts are going down for another year bud. If you want to lose the other half sit on it. Learn and rebuild and stick with BTC next time. There are diminishing returns every cycle and the gains even for btc won’t be as much. If we get another 3-5 x in bitcoin that would be awesome next cycle. Unless we break the log regression chart. Giovanni on X has a power law chart that seems to be holding which may predict 1M by 2032. Who knows. Get in low get out high and diversify. The United States is fucked. Over all follow TA people and not influencers. I follow a couple day traders that make money up or down and don’t hype shit. It’s a dog eat dog world out there. Sorry you had to learn. If it makes you feel better last cycle I lost 150k. This cycle made 7 figures. So anyone can come back if you learn from your mistakes.

WorkingDeveloper

Register on a large exchange, buy 50k worth of BTC and you're done. You can easily buy 10+ BTC instantly if you want. Kraken even has an OTC desk for orders above 50k. [https://support.kraken.com/articles/360021967711-introducing-the-kraken-otc-desk](https://support.kraken.com/articles/360021967711-introducing-the-kraken-otc-desk)

mzking87

Bitcoin didn’t just cradle for no reason. In 2022 it was historical rate hikes, then collapse of the Terra “stable” coin, culminating with FTX collapse. 2018 was wild Wild West of ICO scams, culminating with china bitcoin mining ban which essentially took half of all miners offline. Before that it was Mt GOX, just to name a few. So unless you are predicting another market shattering macro news, don’t expect BTC to cradle like those previous years.

blaggerbly

Bitcoin from 4, 8, 12 years ago is not the same as Bitcoin from 2025. ETF, DAT, Options, Futures, SBRs…. It’s just not the same. If BTC hits ATH next year I fully expect it to revolutionise its performance when this narrative is finally put to bed once and for all. c/o Joe Carlasare

paperlevel

Yeah, in fact that's exactly what I did and how I was able to buy a whole coin worth of shares. I'm all-in on it. People will give you grief about the ETF but it's a totally valid way to buy BTC and for most of us that's the only way we can afford it. I've heard of people cashing out their 401k early and paying a penalty to buy BTC directly, when they could have just bought the ETF in their IRA. The financial illiteracy is astounding sometimes.

Logical_driver_42

Your also not looking at the big picture the peaks of 2021 were extremely short lived that 62k BTC dropped so fast you barely even had a chance to lock in profits BTC this time around held over 100k for a long time and continues to show strength will it go down in the short term absolutely will it go down over the next 10 years I think that would be almost impossible. Also it ran from 15k to 122k top that’s a massive gain even from top to top 60-120 is still doubling over 3 years if you bought at the actual worst moment ever.

Txsperdaywatcher

It’s far above previous ATHs (something that no major alt can say, and it is the only coin that actually matters. If you love gains, buy and hold BTC. Buy alts if you hate money

coinfeeds-bot

tldr; Metaplanet, Japan's largest corporate Bitcoin holder, purchased 4,279 BTC worth $451.06 million in Q4, aiming for 210,000 BTC by 2027. The Tokyo-listed firm, dubbed 'Asia's MicroStrategy,' shifted from its hotel and tech business to Bitcoin investments in 2024. With total holdings of 35,102 BTC, Metaplanet has surpassed its 2025 target of 30,000 BTC and is progressing toward its 2026 goal of 100,000 BTC. The company also launched a Bitcoin Income Generation business to generate $55 million in annual revenue. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

23_skido-o

Bent the BTC demand curve like Beckham

Oliverq76

Altseason happened on BTC treasury stocks instead of altcoins.

Taskmaster-2000

I want 10 BTC now please

mikkeltaylor1

So I think I donated to a torrent site and as part of that process behind the scenes it setup a blockchain . Com wallet and the allowed me to use my PayPal to fund. 1 BTC was $12 and the donation was $10 so i ended up with 0.2 left . Didn’t know any of this behind the scenes had happened and couple of years ago found an email in an old mailbox with the wallet address as a link. Managed to guess my old password and immediately transferred to another wallet . When I logged it it could have been nothing or could have been much more but pleased anyway to at least be something I could add to my stack

Busy-Chemistry-4750

dump every penny in BTC now

will-carlo

imagina que escoges la azul, vuelves al tiempo y compras todo lo más posible en BTC del momento, talvez causes eventos que haga la depreciación de la moneda y cuando vuelvas al presente ya no valga nada, o talvez simplemente no fue tu culpa pero boom!! el aleteo de una mariposa hace que BTC no tenga el valor de hoy. Para reducir riesgos escoge el rojo. Para reinventar la moneda y quizá dirigir el BTC a qué valga el triple que el actual pues escoge la azul (eso sí, con riesgo a qué no funcione), porque haya funcionado una vez no significa que funcione siempre.

jsh63

In my last return, I declared a £21K gain on a sale of 0.33 BTC. I'll be paying over £4K at the end of Jan sadly

Altruistic-Raise-579

my honest view is that ETH in 2026 is very likely still the dominant smart contract settlement layer, but not in the way people originally imagined. It will probably feel less like a flashy asset that outperforms BTC and more like core infrastructure that quietly absorbs value through usage.

jsh63

I'm 12 years in. I've been through 3 halvings and a few bear markets - I am down £50K over the past 3 months but since 2013, I have done OK. I have researched a lot and I understand BTC but I have no idea what's coming next. No-one does! I still HODL just in case but I have sold in the past. Lucky I dont like Lambos.

MuchCellist406

Forgotten potentials: - No tax on crypto bill - Bill that allows federal buying of BTC (Strategic Bitcoin Reserve/Bitcoin Act)

373331

13.5B is very little. A small fraction of the dollars will eventually make their way into Bitcoin. This movement into Bitcoin isn't instant on December 1st. It can take weeks or months or years for the money to move into BTC

CapableFix9201

You see BTC breaking a million before ETH breaks 40,000? I see both assets being decommissioned long before that time due to their purpose/use not being worth the proclaimed value.

Ubique008

Dead dino coin Only dino coin might have a chance is Zcash, otherwise, better be buying BTC or newly released coins with a fresh narrative

Hitchie_Rawtin

BTC topped within the window the previous cycles would predict it to (top 526 days after 2nd halving, 3rd was 549, this time was 534), people just hoped it would be higher so they tricked themselves into thinking it'd extend to Xmas despite zero sign of mania or irrational exuberance amongst retail, a dearth of liquidity with no QE, low dispensable income while risk-off assets boom as war games get played. The month it's topped has moved back a place with each cycle, of course the EOY will look shit if the top is in October as was projected. Gonna look even worse when it tops in future cycles in September, then August, then July etc etc...if the pattern doesn't change. Which it hasn't, yet.

AInception

The economy widely benefits when there are lower taxes, especially when those 'taxes' are being spent across the world to appease middlemen and shareholders. I thought Americans would get that by now, or at least the people in here. A small business' margins might only be 3-4%, like anyone competing with Amazon's bulk costs or selling groceries. Less competition means less convenience and higher prices people have to pay. Fee friction is largely why crypto hasn't taken off. Both times it was about to, BTC fees hit $100+ and ETH fees hit $100+, and people ran away calling it a scam. If fees were 0% in each case we'd have a thriving crypto economy by now, benefitting regular people and merchants alike. If people truly don't care about it, and don't care Visa/MC/etc. push religious values across the world via censorship, and it's really that messy to store 1 more card in your phone, then people will continue to use Visa and Google to pay regardless. So, who cares? The only losers in this are the American credit shareholders, and only if the free market decides so.

AInception

The economy widely benefits when there are lower taxes, especially when those 'taxes' are being spent across the world to appease middlemen and shareholders. I thought Americans would get that by now, or at least the people in here. A small business' margins might only be 3-4%, like anyone competing with Amazon's bulk costs or selling groceries. Merchants are people, too, and adding a 3-4% cost to a large percentage of all sales and purchases is far from convenient. Fee friction is largely why crypto hasn't taken off. Both times it was really about to, BTC fees hit $100+ and ETH fees hit $100+, and people ran away calling it a scam. If people truly don't care about it, and it's really that messy to store 1 more card in your phone, then people will continue to use Visa and Google to pay regardless. The only losers in this are American credit shareholders. What a weird thing to care about.

Archophob

we already had this question earlier this week. if you actually had the time machine, sending a message to 2010 (or 2014 would already be good enough) would allow me to prevent some shit that happened this year. But you don't have that time machine. I also doubt that you have 10 BTC. If you want to prove me wrong, deposit the 10 BTC on 1h6muU79eRyHxyrpmeSs6Lk2oZjtit2ED I'm waiting.