BTC

Legitimate-Nobody499

BTC has definitely made more numb to changes in markets.

20Kenny

the real flex will be buying the iPhone 30 for 0.0000001 BTC and still complaining about the price

TrickySatoshi

People always panic during geopolitical conflicts and rush into traditional safe havens, buy BTC recovers and outperforms everything once the dust settles.

peppaz

Try moving a few BTC from one ledger to another. It's legitimately traumatizing to be in sole control of that much money, and not really worth the risk any longer for the majority of people.

bitusher

> What would be the point of the wallet if Im not going to withdraw from it? Long term savings . You will eventually withdraw from it by restoring the seed in a secure matter but you won't occasionally make transactions from it. >Im not really thinking about sending money to people anyway and in case of needing a money I might withdraw money from it so what should I do Depends upon how often you transact. Perhaps keep a separate wallet with some emergency BTC funds so you don't dip into your cold storage

Strict-Employment664

It’s always weird to see that initial pop based on some news headline and then the BTC market go “aw never mind”

CompetitionDouble420

I think the whitepaper is a bit technical, especially for beginners. I think the best thing any beginner can do before diving into BTC technicals is read up on and understand the evolution of currency/value; get a good sense for what money actually is, and then start learning about how compute and encryption enabled the creation of BTC to not only persist tx data in a redundant way, but to solve the double-spend problem. After getting a good understanding of this, then start diving into BTC/blockchain technicals. Learn self-custody, private key encryption, UTXO sets, etc.

CheetahLoose7514

Pretty solid list, but there's no BTC or ETH in there at all. Alts tend to move together, so if the market pulls back they'll probably all drop at the same time. I'd keep some kind of base in BTC or ETH and let the alts be the fun part.

Victorio_01

Lapsecoin: fun new project. Just stacking. I’ve stacked quite a few of little ones actually. Some listed, some not. But I need a much larger amount of belief to actually buy. Some I’ve bought: BTC, XLM, ETH, SOL

RedKe

I would drop: SUI - still got a lot of dilution ahead. Quant - sell the current pump I don't think it will last. Cronos - I don't like exchange related coins and it also has a dilution problem. Would replace them with BTC, SOL, and XLM

Aggravating_Wrap6763

I no longer DCA, instead I am opening multiple positions with 3x/4x leverage while we are -30% from ATH. That way when BTC doubles from here (approx 170k, not too crazy a taget) I will have oustized returns which I can use to add to my spot BTC. I’d gain more BTC for the same fiat invested.

Logical_Writing_7061

BTC charts really have two settings: “I’m a genius” and “why did I do this to myself?” 😭

Purple_Jackfruit_787

I don’t check BTC anymore. I just open the app, take emotional damage, and close it.

r3v3rb_1

What datasets were used to train these agents? I'm fairly confident that if BTC was used today as as a unit of exchange more so than a store of value than these agents would have come to different conclusions.

Sudden_Onions

Money isn't the same as religion. It exists as an agreement between us all to make transactions more convenient (rather than trading chickens). Fiat or BTC could potentially fulfil the same function, but everyone knows how fiat transacts, so it has a branding headstart.

MiserableOutside9335

It's naive to want BTC to be purely utility driven and organically adopted. Even animals in nature have useless (as far as utility go) evolutions but help them in marketing. Look at all the bright colors some males have to be in order to attract a mate. Marketing/Branding/Reach has real world value, even if you think it's often done for impure reasons (which it is but not exclusively).

alfonsomg

BTC is getting more stable. Bear markets and bull markets will become softer and softer while the trend continues to move higher, not just because BTC becomes more valuable but also because fiat becomes more worthless. Eventually cycle ranges will be so contained that it will start to be seen as a stable vehicle to store value and I guess it will be then when it becomes a globaly accepted and used. Then if will be a standard of payment and value store.

BrilliantProcedure15

How will I doom scroll with 0.024 BTC?

Porcellanidae

Shouldve said BTC 69420

BrendanRodgersss

First decide whether you actually want more BTC or just feel like this small position needs to "do something." I wouldn't chase yield with it. If the goal is simply long-term ownership, learn basic self-custody and add slowly with money you can leave alone. The easiest way to complicate a simple hold is turning it into some leveraged yield experiment.

chainglance_cm

The thing I'd add is a base rate. BTC has closed positive over a random 90 day window more often than not since 2018, so 8 of 11 might be less of an edge than it looks. And with only 11 and 7 episodes, one or two results going the other way would flip the whole story.

Ok_Bit8836

# gain of $24,000 is for 1.000000 BTC traded; if traded and if in at the right moment...

greglogan84

“Free electricity” definitely changes the calculation, but I still wouldn't use the miner's advertised daily revenue as the decision metric. I'd calculate: hardware cost ÷ expected net mining revenue and then stress-test it for: • increasing network difficulty • declining BTC price • pool fees • cooling • hardware failure • the miner becoming inefficient relative to newer ASICs Solo mining isn't a scam. It's just extremely high variance — basically exchanging regular small pool payouts for a tiny chance of finding an entire block yourself.

greglogan84

The thing I’d understand completely before doing this is the liquidation mechanism. Interest rate matters, but with BTC collateral I’d want to know the liquidation threshold, whether liquidation is partial or total, how quickly you can add collateral, and what fees apply if it happens. Borrowing against a volatile asset can look very safe until the collateral drops quickly.

greglogan84

At this point the interesting part isn’t even another BTC purchase. It’s watching how Strategy keeps using different pieces of its capital structure to finance the overall Bitcoin strategy. The financing mechanics are becoming almost as interesting as the accumulation itself.

ReliantToker

The largest addresses on the blockchain are cold storage vaults belonging to major cryptocurrency exchanges and spot ETF providers. These single entities hold funds on behalf of tens of millions of everyday retail investors. Treating an exchange wallet as a single "king" is like looking at a bank vault and concluding the vault manager is the richest person in the world. Bitcoin operates entirely on proof-of-work consensus. Holding a massive stack of Bitcoin grants exactly zero authority to alter the network's rules, inflate the fixed 21-million supply cap, or censor transactions. The network is secured by miners and maintained strictly through node-enforced governance. A whale with 100,000 BTC is bound by the exact same consensus rules as a user running a node on a cheap laptop. The economic study factors in decades-old dormant supply without adjusting for permanently inaccessible coins. Satoshi Nakamoto’s estimated 1.1 million untouched BTC, alongside roughly 3 to 4 million early coins lost to hardware failures and forgotten private keys, are statistically counted as concentrated wealth held by elite early adopters. In reality, these defunct UTXOs effectively reduce the overall circulating supply, rather than serving as usable capital for a centralized entity. The authors evaluated base-layer on-chain data to assess wealth distribution and transaction volume. As adoption grows, daily retail activity and micropayments migrate to layer-two scaling solutions. Consequently, on-chain volume naturally skews toward massive, batched settlements by institutions and exchanges. This makes the base layer look artificially top-heavy to traditional economists, while entirely ignoring the distributed, high-volume peer-to-peer economy operating above it.

drumminger1

You're such a loser bro. I am doing 30% BTC while the other 70% is Bitcoin

Icy_Dragonfruit__

Keep DCAing through a reputable exchange and move the BTC to self-custody as the stack grows.

Rowenofpts

BTC just broke resistance and ended the bear trend and that’s not confirmation enough for you to shut the FUCK up and buy more? I’m confused what is wrong with you?

Davidbwheeler

No. BTC is a scam.

No_Way5818

8 years later it will be worth 0.0012 BTC

quackl11

Bro I dont pay attention to the BTC market, last I knew it was at 90k and in my head that is where it still is, ignorance is bliss and until I need to withdraw it will stay at 90k

I_talk

What about the iPhone (2007) vs BTC (2007)?

Next-Movie-3319

Don’t buy clothes. Buy BTC

cuteman

I don't think you can text, call, run apps or browse the net on BTC while mobile

Educational_Speech58

Dud LTC can run smart contracts BTC cant thy both should be first and second Zcash is a scam 10 tax transaction and tbe developers can create more Zcash and have a faucet to buy more . You has the invester has a inflation token Zcash

ComasArentFun

So a significant part of the value proposition is marketing? Doesn't sound like a currency to me.. sounds more like a product I don't want to be selling to the greater fool retail investor. I want to be selling to the governments that came late to the party and realised their mistake in trying to regulate it out of existence. The previous extremes of the peaks and troughs have been created by press exposure that call for its death or claim its going to millions, but that is the exaggerated elements of the natural moves it makes due to the properties that give it a value proposition in the first place Yes there is a place for people to talk about BTC, but as I said in another reply, sorting the wheat from the chaff is exhausting, so ignoring it all is the best way to remain safe when you understand BTC

AForceNinja

don’t buy food, buy BTC

MrMoo151515

Respectfully, There’s nothing wrong with any of the channels. It’s a space for anything regarding BTC. While a lot of it is complete and utter non sense, it’s important that people are talking about and using BTC for what it is. Of course the price prediction videos are for clicks, But if everybody single person just “bought, hodl, wait” then BTC is useless. BTC needs to generate mass scale adoption and any and everyone talking about it draws in more attention every day.

driverepin

In a bear market that is the BTC we know, no matter how many Strategy buys

Yasha666

Joe Consorti James MoneyZG Ben Cowen Simply Bitcoin BTC sessions

HSuke

The MSTR sub believes that mNAV will grow much higher than 1 like in the last cycle, but I have yet to see any logic explaning why it should continue to do so. Logically, mNAV should be much lower this cycle for multiple reasons: 1. Diminishing returns on BTC growth every cycle 2. Strategy is now actively arbitraging between BTC and MSTR price in a way that reduces mNAV and increases BPS. BPS and mNAV are negatively correlated, and Strategy's goal is to maximize BPS. 3. STRC investors are no longer just blindly buying it, so the STRC ATM is less profitable than before. Originally, STRC was supposed to be the golden goose that increases mNAV.

ComasArentFun

Yeah fair point People discussing the tech I'm all aboard with, just that signal to noise ratio is skewed WAY towards noise, so I tuned it all out years ago I just found that trying to pick the 1% of good content out of 99% of scammer stuff wasn't worth the effort, so turned it all off I'm only replying to this BTC reddit because I'm on a new account and haven't blocked it yet :) Seeing how the current landscape is before going grumpy old man

CyanDew

here’s the caveat though austin: money **doesn't need** global adoption to be considered money, it just needs **a community that actually uses it to trade.** Bitcoin already has that. just because it’s early on the spectrum, doesn’t mean it’s NOT money. prison cigarettes were money until it was banned from prisons. money is **whatever a community settles on** for trading, and it can change when conditions change. ramen didn't need global adoption to become prison money, it just needed the people in that system to accept it. you’re conflating whether Bitcoin is money with its level of adoption. two entirely different things. it’s very easy to say it’s not money when you only look at it through the lens of someone who strictly uses other forms of money. but that doesn’t change the fact that IT IS money for some, and therefore it can be money for all. especially Bitcoin, considering it’s permissionless, open source, and has no issuing government. nobody can tell you that you can’t own Bitcoin, use it to exchange for goods/services, or price things in BTC.

cmptrblu

US signing the GENIUS Act into law last year, while not exactly being bullish on BTC, it is extremely bullish on crypto and in a way, creates the possibility/path of an official US coin being minted one day The US effectively said "we can't beat crypto, so we'll join them and make the rules" which is writing on the wall for what the govt expects will happen in the next decade with crypto, in the US and across the world Gold and (farm)land prices are controlled by the govt, no way they'd inflate the prices just because, and both aren't as finite as BTC believe it or not I'm no crypto bro but the US govt signing on to crypto and writing law around it is more than enough to prove BTC will continue to grow in value and the US would like a piece of that action, they will try very hard to usurp BTC as the no 1 cypto, and it might work someday, but that will only cement BTC's value even more

cmptrblu

How do I begin to stack BTC? Just started getting into crypto in general so not sure where to read up and get educated

Secret_Operative

I put in an annual spend of $150k, and starting with 60 BTC and retiring now with 45 years until death. In 'reality' which you referenced in a comment telling someone 'welcome to reality' I could sell those 60 BTC today and retire forever with that $5m, pulling down $150k annually. Your model suggested I would need 885BTC starting funds. That's about $73m worth of BTC.  The model is super-duper-broken and you're being snarky to people. It's making you look like a twat.

Financial-Milk-7488

BTC CEO announces major sales increase after Bitcoin water product line released. Major win for BTC.

kipha01

Buying in and hodling. Mostly anything I am under on I buy and then chuck some in BTC.

Altruistic_Meal_2867

Can't drink BTC

devCheckingIn

I guess if you believe in BTC you should believe in MSTR.

greglogan84

Comparing purchases in BTC terms is simultaneously fascinating and painful. You start calculating what an old car, laptop or vacation would be worth today and suddenly every purchase you’ve ever made looks like a financial crime 😂 At some point you still have to actually live though.

Toshi_Monster

I'm frugal and buy BTC with my disposable income. I can't bring myself to sell my Sats (not now anyway), so I don't use it to buy anything. So I am not living The Bitcoin Standard yet.

AutoModerator

Post is by: Financial_Pen_5297 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoTradingBot/comments/1wtib0t/cryptorobot/ Lucrez de ceva timp la un sistem de trading crypto care a evoluat mult față de ideea inițială de „bot care intră și iese din piață”. În momentul de față îl privesc mai degrabă ca pe un sistem de decizie decât ca pe o singură strategie. Nu se bazează pe un singur semnal și nici pe ideea că aceeași logică trebuie să funcționeze permanent. Sistemul analizează mai multe tipuri de informație despre comportamentul pieței și încearcă să determine dacă există suficient context pentru ca o oportunitate să merite executată. Există mai multe straturi. Un strat urmărește direcția și structura mai largă a pieței. Altul încearcă să identifice dacă mișcarea actuală are suficientă consistență sau dacă este mai degrabă zgomot. Mai există filtre care încearcă să evite perioadele în care condițiile istorice arată că anumite tipuri de intrări au o probabilitate mai mare să eșueze. Nu vreau să intru în indicatorii sau formulele exacte, dar ideea este că o intrare nu apare pentru că „un indicator a trecut peste alt indicator”. Mai multe condiții independente trebuie să ajungă aproximativ la aceeași concluzie. Sistemul încearcă și să distingă între diferite regimuri de piață. Nu tratează la fel o piață aflată într-o expansiune puternică, o perioadă de deteriorare prelungită sau o zonă fără direcție clară. În anumite condiții poate reduce expunerea, poate rămâne complet în afara pieței sau poate aștepta până când structura devine din nou favorabilă. Separat de asta există partea de risk management. Semnalul de strategie nu are autoritate finală asupra banilor. Chiar dacă partea de strategie spune că există o oportunitate, un alt strat decide dacă poziția poate fi deschisă, câtă expunere poate primi și dacă riscul agregat al portofoliului permite încă o tranzacție. Am vrut intenționat să separ aceste lucruri pentru că nu-mi place ideea ca aceeași bucată de logică să decidă simultan ce vede în piață, cât riscă și când trebuie să iasă. Mai există și o componentă care încearcă să gestioneze perioadele în care piața își schimbă caracterul. Una dintre problemele evidente în trading este că o strategie poate arăta foarte bine într-un anumit tip de piață și apoi să piardă o parte importantă din profit când mediul se schimbă. De aceea sistemul nu urmărește doar apariția oportunităților, ci și dacă mediul în care strategia respectivă funcționează încă există. Partea de research este separată de botul care tranzacționează. Acolo testez ipoteze, variante ale aceleiași idei, sensibilitatea la costuri, perioade diferite și situații în care piața s-a comportat foarte diferit. O idee care arată bine într-un singur backtest nu este suficientă ca să ajungă în sistem. Folosesc și AI în research, dar nu ca predictor de preț. Nu îl las să se uite la grafic și să decidă dacă „BTC urcă mâine”. Îl folosesc mai degrabă ca parte din procesul de cercetare: să propună ipoteze, să caute puncte slabe, să compare rezultate și să ajute la alegerea următorului experiment. Execuția propriu-zisă rămâne deterministă. În orice moment trebuie să pot explica de ce sistemul a intrat, de ce nu a intrat sau de ce a ieșit. În prezent sistemul poate lucra cu spot și cu poziții cu leverage, iar partea de paper trading este separată de execuția reală. Nu voi publica momentan logica exactă, parametrii sau combinațiile interne. Nu pentru că ar exista vreun „indicator secret”, ci pentru că valoarea sistemului stă mai mult în modul în care sunt combinate cercetarea, validarea, selecția condițiilor și controlul riscului. Și nu vreau să prezint proiectul ca pe o mașină de făcut bani. Backtesturile pot arăta extraordinar și totuși strategia să fie inutilă în realitate. Overfitting-ul, costurile, selecția perioadelor și simplul noroc pot face un sistem mediocru să pară genial. Ce încerc să construiesc este mai degrabă un proces prin care o strategie trebuie să-și câștige dreptul de a primi capital. Sunt curios ce ar considera oamenii care fac algo/systematic trading că trebuie demonstrat înainte ca un astfel de sistem să poată fi luat în serios. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Left_Entrepreneur918

24k, I made my first purchase in summer 2020 about 10k from the sale of my swords. Then waited on my check from the 401k cash out through September and caught it at 16k. Watching it go from 10k to 16k waiting on that damn check to come, deposit, then clear was hell. Then I DCA all until 2022, I got an inheritance of 50k. 20k went to new floors, 5k a new gas range and water heater and the rest went to BTC, I bought the day after FTX. I was sweating it though because I had watched it all go to 69k then crash down to 15,500. Everyone was saying wait to 10k but I thought old me would have panic sold so I should panic buy. Then DCA until 2024 then lost my job. I haven’t bought anything since.

MinimalistMindset35

While in theory you should be able to buy Non kyc bitcoin via P2P you take a risk. The risk is that you bought blacklisted BTC that exchanges won’t buy from you. If your willing to continue to trade P2P it’s not an issue, if you want to be able to convert BTC to fiat then you need to make sure the sats you buy are not blacklisted as used for money laundering or stolen. For me, it’s not worth it to take the risk.

greglogan84

The tricky part is that **dormant doesn't necessarily mean lost**. Blockchain data can tell us that coins haven't moved for 10+ years. It can't tell us whether: • the keys are genuinely lost • the owner is deliberately holding • it's an inheritance wallet • the owner still has access but has no reason to move them So any “X million BTC lost forever” number is ultimately an estimate. The observable data is coin age. The owner's ability to spend it is unknowable until they actually do.

greglogan84

BTC/gold is actually a useful chart because it removes the dollar from the comparison. But I wouldn't read too much into a short window. Bitcoin and gold behave very differently in terms of volatility, liquidity and investor base. I'd be much more interested in seeing this ratio over full market cycles rather than trying to extrapolate the latest move.

CyanDew

you skipped the medium of exchange part entirely. a house stores value but it's not divisible, portable, or spendable. you can't split it into 100M pieces, send it across the world in 10 min, or buy coffee with it. Bitcoin does all three. that’s why BTC is 2/3 and a house is 1/3.

HealthyExam1033

Nibbling at BTC. Even smaller nibbles at a couple of alts.

LatinumGirlOnRisa

I have no idea what they're talking about either and I'm about to enter my 6th year of being a Bitcoiner.🪙 but I'm curious & so I'm going to look into this 'BTC ticker with only 5 digits' thing.🧐🕵️

JoeOpus

Eh, that’s a stretch. Closer to 200k would fall in line with historical growth. If that model breaks, great. But that’s what people are predicting if they think BTC is going past 190-200k prior to 2030

Fun-Analysis-182

The rate matters less than the liquidation LTV. If BTC dips and your loan-to-value crosses their line, they can auto-sell your collateral at the worst possible moment, and you've turned a hodl into a forced sale. Also check whether they rehypothecate the collateral or just custody it, because that's your real counterparty risk if the platform ever hits trouble.

Foreign-Put1361

Only “usd” I hold is usdc and I get my 3.75% paid in BTC. I still keep some fiat if I need cash for something.

Njhuang86

BTC is up by almost 7% on a month-to-month basis.

anotherbrckinTH3Wall

Are you looking for a central exchange to exchange your fiat for BTC?

JAYUZUMI

Now it's at 99 I'm hoping they just buy BTC and no more STRC buybacks.

CodeXploit1978

Keep coping. Alt coins are dead. No utility means no growth. I know now why people become BTC maxis.

Smooth-Papaya-2507

Seems to follow bonds. 10 year rises and BTC ticks lower.

Pleasant_Maybe_5523

I’d be careful. Borrowing against BTC just adds another layer of risk if the market drops.

Right_Strength2170

Uptober's where the fun begins, we will either see a 100k or a 60k BTC

slykethephoxenix

Next target is 2.1BTC

Realty-Past_918

Dominance is just BTC market cap divided by total crypto market cap. It moves every block and shows where capital is flowing, not just how it's distributed

OfficialSimpleMining

There are three real ways to do it. You can buy a Bitaxe and solo mine for the lottery ticket, but even a full size 270 TH/s miner averages one block about every 67 years solo. You can buy an ASIC and join a pool for steady small payouts, but on home power, \~$0.16–0.20/kWh, you'll usually lose money. Or you can host an ASIC at an industrial rate, $0.065–0.08/kWh, where an efficient machine currently produces BTC at roughly $33–48K per coin. If you don't want to deal with hardware at all, buying directly is simpler. If you want to actually earn sats at a profit, hosted is usually the best option.

esgee01870

Bro, last time I brought BTC, it was 18k. Chilling like a villain

MatchboxVader22

Yep. Even half a bitcoin, you’re doing well. With one full BTC, you’re set. Just sit back and hodl and pray for good long term health.

tourbladez

I just sitting on BTC, ETH, HYPE, and TAO. Doing a little DCAing into BTC....

powerbone

Understanding private key ownership is critical; if you do not hold $BTC keys, you do not actually control the coins.

LiveSlay

As per astrology, in 2029 BTC will reach astronomical valuations. Bookmark this. :) dont ask which astrology.

Lavayo

I feel it's bearish too. On the one hand we did not make a similar move for the last 5 year considering the ATHs. On the other hand there is so much happening in the world rn and with BTC... There is potential for such growth. BTC is so small.

Crazy_names

Rule #1. Don't listen to people in your DMs telling you they can double your money/BTC/or offering to help recover your wallet if you send them your keys. Most people who message you directly are trying to scam you.

HealthyUniversity204

1 BTC = 1 BTC is the right answer but yeah in practice it gets messy some exchanges will freeze your account if coins are linked to hacks or darknet stuff, even if you bought them legit and had no idea. the blockchain is public so they can trace everything back mixers do get flagged too and some exchanges straight up reject any coins that touched one, so you trade one problem for another. people stuck with tainted coins usually try p2p or smaller exchanges that dont care as much, or they just sit on them hoping things change

stunvn

Yes. 5% of my portfolio is Bitcoin and 95% is BTC.

Babylon_Official

It will only keep growing with things like Trustless Bitcoin Vaults being built where you can borrow against your native Bitcoin and make it productive. Once you have an efficient way to use your Bitcoin as collateral — in a safe manner, without bridging, wrapping, or custodial risk — that opens the door to do whatever you want. *Lending → Yield → BTC-Backed Stablecoins → Bitcoin Options → DeFi Insurance → Perpetual DEXs → GoMining (native BTC mining yield*)

BrendanRodgersss

$100 a month is enough to start. The amount matters less than whether it's money you can genuinely leave alone through a bad drawdown. I'd get the debt/emergency-fund side of your finances in order at the same time and treat BTC as a long-term allocation, not the thing that has to rescue your retirement.

Gustavo_de_Melo

Não existe Exchange descentralizada no seu país, como a Bisq? É uma plataforma P2P para troca de BTC e dinheiro.

PreferenceOk2716

I’m curious where people draw the line with corporate Bitcoin holdings. Strategy buying more BTC sounds bullish, but does it matter to Bitcoin if a growing share is held by a few public companies? Or is that just another form of adoption?

BrendanRodgersss

I'd use fiat for bills unless selling BTC is actually necessary. That's basically what cash savings are for.

BigPaleontologist887

Good call, you already answered it. Spending fiat when you have to pay bills keeps your BTC intact for the long run; selling BTC for everyday expenses is how people accidentally exit their position at the worst time.

MF_Price

If God really hates you, wouldn't he make sure you're ticker can *always* display the price of BTC? I mean assuming you're invested and didn't just but a ticker without owning any.

ZannyNanny23

Stack on the essentials that supports the future like AI and information and the rails that the or anything with value will be sent on for information and infrastructure play ( chain link) AI play I choose TAO ( bittensorTAO) and BTC AND ZCASH for value in the future to hold for years, but I think the next 2 years especially the next 6 months will be a great bull market, I also have Canton (CC) and ATH for compute as a commodity and for the safe play I got silver and gold, plus (ICP) internet computer protocol an stocks are all crypto treasures like MSTR AND PURR

throwaway12three4

Regular BTC. I see how many Bitcoin I have. No on going fees. 1% to sell or buy. Free withdrawals if I ever want to move to another exchange.

significant_soldier

The reason an estimated 3 to 4 million Bitcoin are permanently lost isn't because the cryptography broke; it’s because holders failed to solve the **Inheritance Trilemma**: creating a setup that is (1) resilient to theft while alive, (2) recoverable by non-technical heirs after death, and (3) immune to single-point failure. Before discussing setups, there are two common suggestions in this thread that are catastrophic in practice: 1. **"Put the seed phrase in your will":** **Never do this.** Once a will is admitted to probate, it becomes a **public court record**. In many jurisdictions, anyone can pay a nominal fee to the county probate clerk to inspect or receive a copy of a probated will. Writing a seed phrase or private key into a will is essentially an open broadcast to the public. 2. **"Just leave it on an exchange; wallets are outdated":** Surrendering self-custody replaces technical friction with counterparty and legal friction: exchange freezes, insolvency risk, probate delays that take years, and tax drag. --- ### The 3-Tier Sovereign Inheritance Blueprint To pass down self-custodial Bitcoin safely, you must decouple your setup into three separate, non-overlapping layers: #### Layer 1: The "Inventory & Map" (Zero Cryptographic Secrets) Keep a physical binder or laminated document in your home safe (or with your attorney). It should contain **no seeds, no private keys, and no passphrases**. * **What it lists:** * The hardware devices you use (e.g., Coldcard Mk4, BitBox02, Jade). * The coordinator software required (e.g., Sparrow Wallet v2.x). * The legal entity or trust that owns the assets (allowing your executor legal standing under acts like RUFADAA). * Plain-English instructions on where to find Layer 2 and Layer 3. #### Layer 2: The Physical Key (Seed at Rest) * **Format:** Stamped into 304 or 316 marine-grade stainless steel (fireproof to 1,400°C+; paper and plastic fail in house fires). * **Storage:** A secure physical location (e.g., bank safe deposit box, home floor safe, or trusted executor's vault). * **The Caveat:** If using a BIP39 passphrase (the "25th word"), this seed phrase alone will derive an **empty wallet**. #### Layer 3: The Knowledge / Decryption Vector (Passphrase or Quorum) If you use a BIP39 passphrase or a multisig quorum: * **The "Silent Empty Wallet" Trap:** You must document for your heirs that a passphrase exists. If an heir restores a 24-word seed and sees a 0.00000000 BTC balance, they will assume the funds were drained or nonexistent and may discard the backup. * **Separation:** Store the passphrase physically separate from the 24 words (e.g., Layer 2 in a safe deposit box; Layer 3 in a sealed tamper-evident envelope with your estate attorney, released only upon presentation of a death certificate). --- ### A Word of Caution on Shamir (SLIP-0039) Using 2-of-3 Shamir's Secret Sharing (supported on Trezor and Keystone) sounds great in theory, but consider your heirs' technical literacy: * SLIP-0039 shares are **20 or 33 words** and are **incompatible with standard BIP39**. * If your spouse or child tries to type a 20-word Shamir share into Electrum, Ledger, or BlueWallet, the software will throw an "invalid checksum" or "unsupported mnemonic length" error. Unless they know how to locate a SLIP-0039 compatible tool, they will think the backup is corrupt. --- ### The Mandatory "Dry Run" Test If your family hasn't successfully completed a recovery drill while you are sitting in the room silently watching, your inheritance plan is purely theoretical: 1. Set up a spare device or clean desktop instance. 2. Hand your spouse or designated heir your written "Inventory & Instructions" document. 3. **Do not speak, explain, or assist.** Watch where they get confused. * Did they know how to open Sparrow? * Did they understand what a "change address" or "derivation path" was? * Did they transcribe the passphrase with a stray space or wrong capitalization? 4. Edit the instructions until a non-technical family member can execute the transfer to a known address without you uttering a single word.

Beneficial-Mood240

If 30% BTC is your chosen allocation, paying bills from cash isn't a dilemma, it's the plan working.

greglogan84

For the exchange side I’d compare the **all-in cost**, not just the trading fee: deposit cost + spread + trading fee + BTC withdrawal fee. An exchange advertising 0.1% trading can still be more expensive overall if the withdrawal fee or spread is bad. For storage, the bigger upgrade is getting the recovery process right: hardware wallet, seed offline, and verify the receive address on the hardware device itself before sending meaningful amounts. I also like doing one small withdrawal first before moving the rest. I work for Cambio, but we’re crypto-to-crypto rather than a fiat BTC on-ramp, so I’m not suggesting Cambio for what you’re asking here.

Turbulent-Land-5664

I have tried to investigate this but I do not understand it. I researched one place, they give you BTC and interest is also payable in BTC so as the value of your BTC grows so does your payment. I do want to understand themechanismbetter because more peoplearetalkingabout it, I just cant seem to wrap my brain around it.

Turbulent-Land-5664

Its ok to reflect on ideas and have anon conversations. I do not know anyfinancialplanners that would work with me in the BTC space. I have a guy if I need him. My problem is that I am pretty much rogue - I dont fit into any kind of classic scheme. Another way to say that is - I am not easy to help.

Luminous_Emission

It's 50 of the things you buy BTC with.

Legitimate_Cry_5194

Put around $300K at $75K, BTC maxi. Waiting for ATH+ prices, which means sitting on the sidelines for a couple more years or so.

Straight-Sandwich-57

What’s the best way to educate myself on self custody of BTC & keeping it in hard wallets/cold storage. Thanks