BTC

adilstilllooking

When BTC can buy me a mansion. Jk, by that point, hyper-inflation would have occurred. I would just use my BTC as collateral then to get a loan against it as needed. BTC is replacing my 401K. I’m going all in.

Informal-Ad220

I thought you might appreciate my follow-up. I went back to ChatGPT and asked my same question, this time being a bit more specific: **What percentage of the total amount of Bitcoin ETFs sold are Bitcoin spot ETFs backed by real BTC 1:1, and what percentage are ETF futures?** I also asked the same question of Grok and Google Gemini. ChatGPT gave me the same results as before, whereas, Grok and Gemini gave results more in line with your results. I have no explanation for the discrepancies. It was an interesting exercise.

jstnryan

There’s no BTC on them.

Peewee223

Well, currently it would be between 1 and ~6*10^23 but that's a relatively accurate depiction of the difficulty involved, though it's not at all an accurate depiction of the actual process. --- SHA256 is a hashing algorithm - you feed it some data and it spits out a number, typically represented as a long hexadecimal string. Imagine that you have some list of transactions, which can be represented by the text "ABCDEFG". You can put those transactions into the hash function, with a number in front of them. For example: SHA256("00000000ABCDEFG") => 32d245325c25396706943cb836b652b991be9b4bb21f481ea1338d23ad760e14 SHA256("00000001ABCDEFG") => bba6b2113b1213839b036223f82816748bcd14dc4c8bd9d1adc817697c3e116a SHA256("00000002ABCDEFG") => 96ceeb33f6e22c2e5d79be8167e1d912fa48d9ca9df6e8ad37d8656857186bb0 SHA256("00000003ABCDEFG") => 097e22d097fcdd138480a5454203e57aaaa9b112a19cfea4972559df2227a729 That number in front is called a "nonce". The output *seems* completely random, but if you run the same input through the SHA256 function, it will always come out exactly the same. The miners' job is to find some nonce such that the resulting output of the hash function is less than some target value. For example, block #898,139 had the hash 00000000000000000001d6d23d8c8d9eb36bb7e8b49fcd43c98e13728712da67, it used a nonce of 335412437. When they do that, they get a block reward (currently 3.125BTC) plus all the transaction fees attached to the transactions. The target value is adjusted every so often, to keep the network as a whole generating new blocks every ~10 minutes, on average. --- The above is a simplification. The data that's actually hashed is all the following things concatenated together: version, previous block's hash, merkle root, current (approximate) unix timestamp, current difficulty, nonce. The way the SHA256 algorithm works, you can store your progress along the way, so changing the nonce takes the least amount of time. The "merkle root" is another hash, based on all the transactions the miner wants to include in the block (typically, whatever nets the miner the most fees).

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Virtual-Ad5017

Because the block is the reward! You just add "... and I have +1 BTC, btw" at the end.

beavstaley175

I wouldn’t listen to these people. Reddit BTC fan club. Look at the charts. Notice how they are all forming a rounded bottom with a little handle ? Yup, know what that is ? Learn some TA. Message me for a free discord that can teach you all you want to know.

forestwinds26

BTC and XMR the only two Cryptos worth understanding and holding long term The rest are shit coins

Astewen

I don't have an end game, and I don't think I need one. Why? Because I'm using BTC for growth and to keep my assets off the US Dollar as it spirals down. I'm about to retire and have 90% of my non-RE assets in BTC, the rest in AU and AG. As I need USDs I sell some of those for cash to pay expenses, but only that much, the rest I leave in non-USD assets. As the Dollar falls, by assets increase.

shibe5

The definition of selling is exchanging something for money. Exchanging money (here BTC is used as money) for non-money is the definition of buying.

BeginningMost6014

"becoming?" BTC is not meant to be SOL.

account009988

BTC/ETH is still the best

vdzla

if my BTC wallet gets to the point where I can liquidate my mortgage, im selling 100% for that "freedom", and start stacking again

Temporary-Weather405

I personally believe that this behavior is to hedge against inflation, and that holding BTC for the long term is a way to preserve value.

IBAN-IBON64

Why would I sell BTC? For me, it's like gold or a work of art. I only sell it if I urgently need to; otherwise, I hold it.

SAULucion

Smart. I don’t usually trade but the last few days I’ve done little shorts on BTC because of recent pump and macro stuff (Iran, Greenland, etc). Closed each at around $600 pnl and I have stop losses set just in case. Then I don’t trade any more to prevent greed or revenge trading or whatever

Beluthahatchee

I have a theory about this: Institutions control BTC now. Once ETFs were created, everything changed. Institutions have to buy and sell the underlying BTC in order to write and hedge the options contracts associated with those ETFs. This is good in a way because it means the price will likely become more stable in ranges as time goes on. But the days of 10x gains on bitcoin are over. We still see examples of astronomic gains like with NVIDIA for example but BTC has failed to find a use case significant enough to warrant that. Real world market dominance with real demand reflecting necessity is the world's most important technologies. BTCs rise was largely speculative with people gambling on a chance to get rich and many did. I think it will start to move more like gold. However, even gold's recent meteoric rise can be attributed to more than its use as a store of value. Gold has seen significant demand through its industrial value. Bitcoin still has the first mover advantage though as we know it's only as valuable as investors believe it is. If institutions, the organizations with real money say it's valuable then it most certainly is. Retail is insignificant now in bitcoins valuation. I know a ton of people throwing around names like Nvidia and Palantir, readily willing to research and explore buying shares for their investment portfolios because people understand these companies aren't going anywhere and are necessary to the future. People aren't taking about bitcoin as much anymore and when they do it is with a side eye, often referencing its past wild swings or its by-association scams/controversies. With ETFs at least, there will always be buying pressure in the form of stock market portfolio inclusion. Then there is the quantum problem. Big changes have to happen eventually that will fundamentally change bitcoin. I am not sure if it will survive those changes but will will see. To me, it looks like bitcoin is on a road to obsolescence due to its struggle to find a real identity in use case and its impending security issues. There are better options out there as the crypto space develops. Thank you for your attention to this matter. What do you think? Don't ban me plz

explosiveplacard

A family member of mine did this when BTC was at $30k. Best decision he ever made. Your mileage may vary.

final_lionel

Use 1000 CHF/month to buy BTC and save the loan fees. BTC is not that cheap right now

y0ujin

If want to learn a bit about cryptocurrencies while not risking too much - I would suggest you this portfolio: 50% - BTC 25% - ETH 25% - Altcoins you like from top 20 on CoinmarketCap (except stablecoins of course)

Excellent_Resort_504

Until the amount is 1% of my family yearly spending... Then i hope to finance my family life with BTC yield and leave generational wealth. Easy.

Beluthahatchee

Institutions control BTC now. Once ETFs were created, everything changed. Institutions have to buy and sell the underlying BTC in order to write and hedge the options contracts associated with those ETFs. This is good in a way because it means the price will likely become more stable in ranges as time goes on. But the days of 10x gains on bitcoin are over. We still see examples of astronomic gains like with NVIDIA for example but BTC has failed to find a use case significant enough to warrant that. Real world market dominance with real demand reflecting necessity is the world's most important technologies. BTCs rise was largely speculative with people gambling on a chance to get rich and many did. I think it will start to move more like gold. However, even gold's recent meteoric rise can be attributed to more than its use as a store of value. Gold has seen significant demand through its industrial value. Bitcoin still has the first mover advantage though as we know it's only as valuable as investors believe it is. If institutions, the organizations with real money say it's valuable then it most certainly is. Retail is insignificant now in bitcoins valuation. I know a ton of people throwing around names like Nvidia and Palantir, readily willing to research and explore buying shares for their investment portfolios because people understand these companies aren't going anywhere and are necessary to the future. People aren't taking about bitcoin as much anymore and when they do it is with a side eye, often referencing its past wild swings or its by-association scams/controversies. With ETFs at least, there will always be buying pressure in the form of stock market portfolio inclusion. Then there is the quantum problem. Big changes have to happen eventually that will fundamentally change bitcoin. I am not sure if it will survive those changes but will will see. To me, it looks like bitcoin is on a road to obsolescence due to its struggle to find a real identity in use case and its impending security issues. There are better options out there as the crypto space develops. Thank you for your attention to this matter.

hoodie09

The only reason i sell is to cover a home expense shortfall where no other source of interest free funding is available. My home buffer is all in BTC. I note the amount taken and before any discretionary spending, top back up.

Beluthahatchee

Institutions control BTC now. Once ETFs were created, everything changed. Institutions have to buy and sell the underlying BTC in order to write and hedge the options contracts associated with those ETFs. This is good in a way because it means the price will likely become more stable in ranges as time goes on. But the days of 10x gains on bitcoin are over. We still see examples of astronomic gains like with NVIDIA for example but BTC has failed to find a use case significant enough to warrant that. Real world market dominance with real demand reflecting necessity is the world's most important technologies. BTCs rise was largely speculative with people gambling on a chance to get rich and many did. I think it will start to move more like gold. However, even gold's recent meteoric rise can be attributed to more than its use as a store of value. Gold has seen significant demand through its industrial value. Bitcoin still has the first mover advantage though as we know it's only as valuable as investors believe it is. If institutions, the organizations with real money say it's valuable then it most certainly is. Retail is insignificant now in bitcoins valuation. I know a ton of people throwing around names like Nvidia and Palantir, readily willing to research and explore buying shares for their investment portfolios because people understand these companies aren't going anywhere and are necessary to the future. People aren't taking about bitcoin as much anymore and when they do it is with a side eye, often referencing its past wild swings or its by-association scams/controversies. With ETFs at least, there will always be buying pressure in the form of stock market portfolio inclusion. Then there is the quantum problem. Big changes have to happen eventually that will fundamentally change bitcoin. I am not sure if it will survive those changes but will will see. To me, it looks like bitcoin is on a road to obsolescence due to its struggle to find a real identity in use case and its impending security issues. There are better options out there as the crypto space develops. Thank you for your attention to this matter.

SingularityXZ

Thanks for your encouraging words. Things are bad in Vietnam where millennials like me can't afford a 2 bedroom house while Gold, Silver and Real estate prices skyrocketed. With my humble salary, I can only put it in BTC. Dating the wrong girls meaning more money bleeding out while the good ones are either married or working themselves anout 10-12hrs a day to pay rent. Sounds like a rant but it's the reality here man...

coinfeeds-bot

tldr; Major US non-bank lender Newrez will begin accepting Bitcoin, Ethereum, SEC-approved spot ETFs backed by BTC or ETH, and USD-backed stablecoins as part of mortgage qualification starting February. This move allows borrowers to use eligible crypto holdings for income and asset verification without selling them. Newrez aims to adapt to the growing role of digital assets and cater to younger generations of wealth holders, while requiring all mortgage payments and closing funds in USD. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

greyspurv

Maybe but Commericial is still correct, you have to understand the underlying issue to fully grasp BTC and why it is there to also understand where it is going.

ImDeepState

More BTC.

Texi_Ken

There have been numerous studies that have show this to be way overblown. They never take into account renewables that are used for BTC or excess electricity that a power company produces that miners suck up thus giving power companies some income and using up power that would have been wasted. Never take into account methane consumed for BTC instead of released into the atmosphere....... on & on & on

shockwagon

We're in the 1998 internet phase of blockchain and decentralized finance. The money that i'm putting into BTC I do not need for 10+ years

OliveLegitimate3236

Sell? BTC is among other things money. The correct term in your case it's not sell, it's "exchange" for another currency, a FIAT currency I presume. No thank you, I am not planning to do it. Today I buy a pizza with BTC, tomorrow I'll buy services, land, etc. etc. I would even borrow agaisnt it, wait and see.

CUbuffGuy

Wouldn't more dollars mean a higher BTC price (in dollars)

Ace2021

If you can easily service the debt and have high conviction, yes. I took one out in 2024 and dumped it into BTC. My current stack would be nowhere near as high if I didn’t, and instead DCA’d the same amount, given the current BTC price. Key phrase in all of this is high conviction. If you truly believe BTC is the superior asset (hint: it is), the only question would be why would you not do this, if you can afford to?

Calm-Professional103

Although I lament it, the enshitification of BTC and ETH with “structured financial products” is the real issue. Inevitable that TradFi would eventually discover s way to capture and extract fees from something they otherwise could not touch. 

CUbuffGuy

Man, BTC has just been ass since it's big move to 97k. Just constant sell pressure and every little buy is instantly sold. Going to 92k like... today at this rate

dj_destroyer

Sure. Diversifying, reinvesting, selling, etc. What I meant is he didn't sell this loaned BTC purchase at a loss. He has way more BTC than this anyways. If you have hundreds or even thousands of BTC and you don't sell even one then good on you but it's not realistic.  Gotta take some fun chips sometimes. He's making his hometown driven by BTC. Look it up, he's doing more for Bitcoin than almost anyone. 

21Bullish

I hear you and who knows if we'll get a bull market this year or not, but here's what I'm thinking. 1. $100k is a psychologically major price level that takes a while to break through. 2. Bitcoin's thesis only grows stronger: bitcoin as an eventual replacement for fiat currencies which are debased at an increasing rate with no end in sight. 3. Institutions are truly here. Harvard's largest public allocation is BTC. Morgan Stanley filed to launch their own bitcoin ETF. Banks are acquiring and developing solutions. 4. The Trump administration has said they will "run it hot" and have a major incentive to juice the economy heading into the midterms.

ozera202

What’s it like being in the most shittest over hyped , future of finance asset class called crypto . BTC has no use being 90k for nothing other an a code living online .

y0ujin

Many thinks we're in a bull market - I think we're not. Bull market is not only when prices on BTC goes up. It's when there's a lot of business activity, new projects, new narratives etc. So far since 2022 we haven't really seen a bull market besides maybe meme coins (which also is nothing like a full business bull market). I personally think we're in a prolonged bear market. Mainly because bear market also aligned with historical period of changing world order. It's simply not clear what to build, what's useful what's not, what next 20-30 years will look like? In this environment people switch to thing necessary for survival first, and if crypto does not bring meaningful production boost at these times what's the point of it? besides scamming each other? Time will come. Right now it's more why we need it rather than "sad that cycles are gone"

stock-prince-WK

Heard this for 4 years straight. Took a break from BTC/crypto since last August. Start tracking these subs again — same things still being said 🙄😭

Puzzleheaded_Ask_918

Why do you think millennials try to stop global adoption of BTC ? I always thought millenials held the largest share of global crypto users compared to other generations

MikaelAbou

The plan is to never sell. Once my stack starts to compound I’ll maybe consider borrowing against it, but why would I sell and pay taxes on my gains while also losing the asset… I see BTC doing a 10x in the next 10 years, why would I sell?

MoistAbuelita

People buy BTC ~~hoping~~ ~~for~~ in anticipation of the fall of civilization and currency debasement

MtGloomy0420

You don’t sell $BTC. You sell your girlfriend’s clothes. You sell a car to buy a new one. You sell ideas and your services. You don’t ever sell $BTC. When it hits $250K you’ll be back asking why we let you sell $BTC. You’ve been put on notice ;)

Commercial_Ad_9864

You dont understand why you are buying $BTC then. You buy btc not to beat the S&P 500 INDEX .... but to protect your MONEY from a historically broken monetary physics system

autonym

>your loan payment is a monthly dca.  No, it's exactly to opposite of a DCA. The whole point of DCA is to protect you from volatile price fluctuations. If you use a loan to buy the BTC upfront, then you have preserved the disadvantage of DCA (monthly payment) while discarding the advantage (protection from fluctuation).

Code4Reddit

I agree, the original is simpler and gives a good idea at the absurd odds and the so called “work” a miner needs to do to “win” - I’ll take a stab though at a more accurate phrasing, but I’m no expert! "I have a magic machine that turns any input into a random number between 0 and 2^256. To win 3.125 BTC, you must find an input that makes the machine spit out a number smaller than 2^177."

A_Stones_throw

Have a house, paying it down as its a great rate right now. If my BTC stack get big enough I MIGHT think about paying off the house, then with the extra fiat I have each month instead of a mortgage payment DCA some of that into BTC and maybe a college fund for kids. Unsure if thats the best use of it, but if BTC can help give me peace of mind by providing a roof over my family free and clear while still being around to provide growth I think it might be worth it. Sure, you may not have a huge BTC stack years later but you get years of less stress because you dont have the pressure of a mortgage

SouthTippBass

But didnt Isildur end up losing all his BTC in the river? (Middle Earths version of boating accident)

workworkworkwork23

2019 holder here. Feels good to dip into the BTC after a bit of surprise expenses from the CC. Fucking paying CC interest rates

XapoBank

We’ve been in the Bitcoin space since 2013, and in that time, we’ve seen almost every version of a "loss" story. Usually, they fall into three categories: 1. **High Time Preference:** People who treated Bitcoin like a lottery ticket, bought at the top of a cycle, and panic-sold during a 40% drawdown. They didn't lose money to Bitcoin; they lost it to their own impatience. 2. **Lack of Self-Custody Education:** Those who left their life savings on "fly-by-night" exchanges that disappeared. 3. **Complexity Errors:** People who "tried to be their own bank" before they were ready, losing private keys, falling for phishing scams, or sending BTC to the wrong address type. At Xapo, we believe these stories are vital because they highlight the maturity gap in the industry. The "success stories" you hear are rarely about people who got lucky on a trade. They are about the people who adopted a **Low Time Preference.** They understood that Bitcoin is a marathon, not a sprint. They learned that if you stack consistently and secure your assets in a regulated, secure environment, the "volatility" becomes nothing more than noise. **What we've learned from a decade in the trenches:** Bitcoin is the hardest money on earth, but the infrastructure around it hasn't always been. You don't "lose" at Bitcoin if you hold it for more than one 4-year cycle. You only lose when you lose your keys, your nerve, or your perspective. **Don't trust, verify.** But also, don't let a bad experience with a bad actor or a bad cycle keep you out of the greatest shift in monetary history.

CharmingAdvantage579

just sucks that if you sell it’s automatically taxable. so if $100k gain, it’s at least $15k of taxes. So the only way you get ahead, if the goal isto ultimately buy back in cheaper, is a 16% decrease in BTC price. Bearing in mind, this doesn’t even account for inflation as a variable.

Automatic_Pangolin14

I feel pretty calm this time around. I just trade BTC perps on BYDFi exchange to hedge when things look shaky.

Rude-Rain-3149

Tangible assets but then again BTC appreciates significantly better.

OkInvite2589

I like where you are going with this, but O think your dates are a little skewed. The BTC bear market usually lasts a year so it's a year after it starts. However, this last bull cycle was like none other (suppression calculated in the data) so I don't know how reliable the pld cycle structure proves out

Cryptomuscom

A lot of people sell BTC to buy... more BTC later. It's just a gamble on the timing.

Random_182f2565

BTC is going to allow me to buy a home!

LeftyHyzer

also because i find it funny people in BTC would be anti gold/silver, just a PSA to those people that when you stack enough silver you trade it for gold. which is much easier to cash out without throwing out your back.

Blockchainauditor

I do not believe so. For one things, there isn’t a single right answer - there’s tons of potential solutions … they just have to lead to the hash less than a certain value (is it 19 leading zeroes now?). And the miners aren’t all including the same grouping of transactions in the blocks they are working with. So the nonce that works for you may be different than the one that works for me. And if the system had a pre-selected value to find, there would be no need for other nodes to check (and checking is easy) the work. Not to nit-pick and say the 3.5 BTC is only true until the next halvening …

abigguynamedsugar

Look, if you told me a week ago that BTC would be crabbing above 95k I'd say you're shitting me. I'm happy with this.

RawAsl

ETF money pools exceed BTC supply, the books will parabolic price on market

Mission-Can1547

What happens when governments hold large amounts of BTC? Idiot...

Practical_Honeydew82

No, it's not in the interest of most EU countries to mine BTC because we don't have cheap electricity like some other part of the world. It's cheaper to buy BTC rather than trying to mine it.

Elrondarius

If you learn and found ot few basic moves how to buy BTC with Kraken pro you will be long-term fine and you can easy invest in BTC.

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user_name_checks_out

> Watching BTC key support — what are your thoughts? My thoughts on "bitcoin key support" are: Not your keys, not your bitcoins

kothfan23

If I had done this when I first thought about buying BTC 13 months ago it would be flat, and I would be out the interest on the loan over that period of time. I bought only with what I actually had.

Sas_fruit

NO! A big no! Unless you've the capacity gut resolve and finances to pay the loan back over the period it is supposed to be paid back, even if BTC goes to zero! And still have no regrets! Then yes!

Shazvox

It's not a BTC issue.

Elrondarius

I don't know. If you want BTC just for izzy money earn, it's not good case. Buy BTC with your money, focus on your job earn and repeat for years. You will be fine. This could make you shor-times problems.

Seen4ever

Is the payment something you can VERY EASILY afford? If not, no. And by very easily, I mean is the payment insignificant. I would never advise taking a loan to buy an extremely volatile asset (as much as I love BTC). Just take whatever the payment is and DCA it into bitcoin.

Odeh13

No one mentioned it's a BTC issue! The title is clear! Just trying to get my voice heard everywhere.

Arijan101

How does BTC define the "forever war" ?

NFTY_GIFTY

I used part of an existing equity loan on my property to buy BTC a few years back when it was sitting at a little less than $4000USD. It's worked out quite nicely but I had zero concerns about being able to handle the debt even if the BTC was a complete loss. So depends on your situation, but I think it could be a good idea

atomicdomb

Hypothetically in a world where the stable 21 million BTC represents all money, the btc price becomes quite stable relative to global growth. The way you earn more BTC is you invest 1 BTC for instance in a company that uses that capital to build a factory or create an app that is then sold to consumers and earns more than 1 BTC to pay back the initial investor. The investor then earns more BTC then what they put in by putting up the capital up front and taking the risk. If the business fails then that person looses money and the risk didn't pay off. In this system people would theoretically invest more wisely.

Old_Cockroach_2993

Yeah, lost of tens of thousand. Long story short I had borrowed on my BTC with Celsius. Well, Celsius vanished like a fart in the wind. Not sure how this works but I was well in the green and despite Celsius robbing me the IRS still wanted their cut which was north of 20K

Sea-Environment-5938

Sounds like you're doing a lot of thing right but if it's genuinely feeling compulsive, the "help" isn't to stop buying, it's to add structure. Fixed DCA amount, a max % of income, keep an emergency fund, and don't touch money you might need in the next 12-24 months. Hoarding BTC is fine, but having a purpose helps too.

cooltone

What rules? The only rules I see are operating rules hard-baked into the software. There aren't any rules of ownership and distribution as far as I can see, other than Bitcoin is open to everyone to buy and everyone is able to buy some because it is finely divisible. While smart governance sounds lovely and fluffy, it is just a third party dictating abhorrent rules that no one except those on the sidelines wants or asked for. There is not one bitcoin holder that is a hoarder, they have simply decided to store value in bitcoin and will relinquish solely at their pleasure. This is not a rule it is just market dynamics. The annual growth of bitcoin is reducing. Stephen Perrenod estimates annual growth rate%: (5.74 ÷ Age of Bitcoin in years) x 100. This suggests that in ~ 2080 BTC annual growth will be equivalent to the stock market. I expect mass diffusion will accelerate then.

Crypto_future_V

In a hyperbitcoinized world, early holders would likely remain wealthy, but wealth wouldn’t be static. Over time, BTC would naturally redistribute through spending, investment, mistakes, inheritance, and value creation. You don’t stay rich just by holding forever — you stay rich by allocating capital efficiently. Bitcoin removes money printing, not economic competition.

Green_Ad9723

Everything works perfectly on the Kraken BTC SOL SUI network, tested.

Bobster_O

BTC is limited, fiat isn't. Choose wisely on what you hold!

Sea-Environment-5938

Great reminder. Physical metals teach t and he 'verify' mindset fast assays, premiums, storage, counterparty risk it adds up. Bitcoin keeps the same principle but makes verification and self-custoy way cleaner, run a node, hold your keys, and you don't need to trust anyone. Curious how many here made the same gold/silver and BTC shift?

TheRicFlairDrip

the same custodian holding an BTC ETF doesnt have plenty of altcoins to choose from, ETH, XRP, SOL and LINK maybe. Those arent even altcoins anymore if you ask me, they are crypto blue chips.

OccasionalXerophile

I mean, BTC is at $95600, it's hardly the trenches

GritGrindGold

Thats bc people keep banking on government controlled cryptos when BTC was designed for no government control needed. WAKE UP

iamjide91

If it's not in 2026 you intend to take profits. Yes. However, whether it's just BTC or just Alta or both. Remember that staying long term with a plan is still the way to go. I haven't seen someone with a 30year plan for his crypto portfolio. Except the corporations ofc.

layersofme72

crazy how sustained these inflows are. makes sense institutions want the regulated exposure. been accumulating SEI during this too since it tends to follow BTC momentum with better upside as an L1. idk if it holds but the correlation been there lately

Totodile386

That's another reason BTC's great.

robmeetspeople

ETH and SOL are being used to build the future of financial transactions. BTC will be an asset like gold, so it on what use cases matter to you. If BTC is an option in work retirement accounts, I expect it moons.

Froz3n_Cornchip

To answer OPs question properly… there’s 2 people only I enjoy watching / following on YouTube. Benjamin Cowen and Trader Mayne. I just like to hear their opinions about the market and what not. For the record I never follow anyone’s advice. I DCA and hodl, my only goal is to accumulate BTC but I do enjoy listening to these 2.

uncapchad

USA - Newrez has announced it will recognize eligible cryptocurrency assets, including Bitcoin for mortgage qualification without requiring borrowers to liquidate their holdings. Policy applies to crypto held in U.S. regulated exchanges, SEC/FINRA-regulated brokerages, or nationally chartered banks under OCC oversight. Will also accept SEC-approved spot ETFs backed by BTC. Mortgage payments must still be made in USD. [https://www.newrez.com/press-news/newrez-to-recognize-crypto-assets](https://www.newrez.com/press-news/newrez-to-recognize-crypto-assets)

Sea-Environment-5938

It definitely worked out in hindsight, but this is survivorship bias in real time. Leveraging into a volatile asset can either accelerate your wealth or wreck your finances if the timing goes the other way. the real question isn't did it work? It's could he still service the loan if BTC dropped 50-70% for a year? That's the difference between a calculated risk and gambling.

Ubalgin

My opinion is that it will…lot of global security and economic instability…all money flowing into precios metals and ai…bull run of gold means people are scared so they try to protect their money…but still the old way by gold…and you must be real…it s how long…year and half/two from first BTC ETF approval? Man we re just so early…yes we see some institutional adoption…but if you this huge institutional investor, wouldn t you chase means to get better entry position on BTC price? This all combined with low liquidity and 0 retail interest (because retail is broke) is huge ticking time bomb.

SingularityXZ

Guys help me! I am addicted to buying BTC...I don't spend money on hoes, sport cars, no gamble, no smoking and not even gym membership. It goes up I buy, it dips I buy, please send help... I keep hoarding Bitcoin for no real purpose...

prontokyo

Found the Presidio Bitcoin YouTube channel and they got some great content about Lightning and the future of bitcoin. This is a print out you can hand your local merchants (especially the ones that use Square) explaining how accepting bitcoin eliminates the 3% fee that card companies charge. (copy and paste to download pdf) https://raw.githubusercontent.com/bitcoinmerchants/marketing-assets/main/Merchant%20Onboarding%20Kit.pdf The second page is walk through on how you should go about it and not come across as a moonboy. If you don’t live in a major city, you can explain to a small business how they can be one of the first merchants in your area to appear on the BTC Map / CashApp and stand out in the community. Square POS is used by 4 million merchants worldwide which makes me think we really are on the verge of seeing Bitcoin used as a medium of exchange! https://www.bitcoinmerchantcommunity.org

Braehole

They are all super high risk besides BTC. Wait until this summer when it 50-70k in the bear market. Buy in this range and add until the halving. BTC will go up 2-4x after the halving in two years. Do not add anything during this time. Called the bull market. I have done this the last three cycles. You do anything else you’re most likely going to lose money. Do not listen to influencers, they have no idea what they’re talking about.

tornavec

Everything is looking good on the institutional investment front. BTC ETF inflows have set new quarterly records for two days in a row.

SlobOnMyKnb

That’s because XMR is the new BTC

AccomplishedPhase883

BTC is obviously safe by crypto standards and a Store of Value. But I don’t want store of value right now. I hold BTC but most fresh capital is going into higher risk bigger multiple bets for me. Then if I get lucky I’ll store it.

Aaata-

No the four year cycle is not dead, it has started and is on time like clockwork. What do you mean bear market is ending? 😂 It barely started, we are going to 45k in Q3-Q4 2026. Bitcoin has no calculable value unlike equity, real estate etc. therefore pump and dump cycles are inevitable and they are periodic with the period alligned with the halving cycle. BTC did more than 800% this cycle.