BTC

jonjxa

The "hold forever" mentality works for BTC and maybe ETH. Everything else needs constant re-evaluation. Exit When: * Dev activity dies  * Team goes quiet or founders leave  * Unlock cliffs approaching  * No real adoption, just hype  * On-chain data shows whales exiting.

BuildWithJohnny

No_Blood125 said it perfectly with $5k survival and compounding chasing moonshots. Here's how I'd approach it if I were starting with that amount today. 1. No futures, no leverage Seriously. Leverage is how $5k becomes $0 overnight. Spot only until you've proven consistency. 2. Core & satellite strategy · 70-80% in solid large caps (BTC, ETH, or strong L1s) · 20-30% for calculated plays (narrative-driven alts with momentum) 3. Focus on 2-3 good setups per month not daily trades Overtrading kills accounts. Wait for clear entries with good risk/reward. 4. Risk management = everything · Never risk more than 1-2% per trade · Cut losses quickly (if a trade isn't working in a few days, move on) · Take profits systematically (scale out at 20-30%, let runners breathe) 5. Realistic monthly returns? Consistent profitable traders aim for 5-15% per month with this size. Anyone promising 50-100% monthly is either lucky (temporarily) or lying. 6. Keep learning Journal every trade. Review what worked and what didn't. Compound the knowledge, not just the capital. What strategy are you leaning toward?

Realistic_Fee_00001

It does not. It would take the US only already 2 years of only channel opening tx to onboard people onto the LN. No other traffic, not even managing or closing channels. If you want to use this worldwide, many people would literally be born and die before they would get their channel opening TX. Then there is the problem of high fees. BTC needs high fees eventually. how many people can pay $200-$1000 to open a channel and how much funds do the have to lock up in this channel to make this worth? How many people even have money to lock up for month or years? LN is such a massive failure that almost all of it is used custodial. People use IOUs because using it self custodial is a nightmare.

tikikip

No one really knows the best time to buy BTC. Many beginners start with small positions while they learn how the market moves.

Hazys

I don't bother go around read from those BTC , crypto " gurus " or what financial experts claim etc. I know BTC always will be there partly Govt already interested on it all along.

NoWall1006

If you ask any frontier genai model to compare expected value of e.g. VT and BTC over next 10 years, BTC looks pretty good. A lot of people use these models to support their decision making.

Savings-Leading4618

With the amounts of savings I have, I won't retire at a 10% a year in the SP 500. BTC is either gonna take me there, or not. But at least, there is a chance.

jongolfpro

Better to invest in QQQ or Vanguard ETF. While it sits there earning 16-18% per year, spend the next two years learning how to day trade BTC with paper money. Once you have a full understanding of the market, 200+ trades with a 55%+ win ratio, and a set of rules that gives you an edge… then shift into day trading if you have the time.

Low-Razzmatazz3932

With $5k, the biggest mistake is trying to force big returns fast. Most experienced traders treat that size more like a learning account than a “make a living” account. A simple approach could be: * Keep a big chunk in spot (BTC/ETH or solid projects). * Use a small portion for trades so one mistake doesn’t wreck the whole account. * Avoid heavy leverage. That’s where most accounts get wiped. A lot of investors in the space, like Balaji Srinivasan, Evan Luthra, Vitalik Buterin, and top crypto KOLs, often talk about focusing on risk management and compounding instead of chasing quick gains. Realistically, consistent traders focus on protecting capital first. Even something like a few percent a month, done consistently, compounds over time. The boring approach usually survives longer than the aggressive one.

gradstudentmit

I usually look at a few things besides the APY. LTV ratios matter a lot because if BTC drops fast you don’t want to get liquidated too easily, so I try to keep the loan pretty conservative around 20–30% LTV. I also check the platform’s track record, whether they survived previous market crashes, and how transparent they are about liquidation thresholds and margin calls. Another thing people forget is repayment flexibility. Some platforms lock you into fixed terms while others let you pay it back whenever. I’ve used Nexo before for a small loan and what I liked was being able to access liquidity without selling my BTC and still repay whenever I wanted.

snakesayan

Learning that our government just prints money out of thin air and that BTC was created to combat inflation and every 4 years we have a BTC rally :)

exWiFi69

Buy and hold. My kids asks me to buy BTC anytime he gets bday money.

WarthogOpen7003

To be blunt. "Newbie" traders, don't become "oldy" traders by asking these questions. As per the other comment. "Yesterday was the best time. Today is the second" to invest in BTC. But only after you've at least educated yourself on the "Why" of BTC. Otherwise you're just gambling off the back of other people's emotions. Here are some "facts" you may wish to consider: FINRA‑referenced data show **72% of day traders end the year with losses**, and **only \~1% remain consistently profitable over multiple years**. [Quantified Straegy Facts](https://www.quantifiedstrategies.com/day-trading-statistics/) FACT: The most profitable investor's in BTC have been the ones who purchased BTC, and then died or lost their key's. Proving that "time in the market", trumps "timingthe market". The ones who profit the most from trading are in fact the exchanges who nibble away at the slivers of profit via fee's and slippage and who are also coincidentally, the loudest voices selling trading strategies. The quickest way to become a milllionaire trader is to start with a billoin and belive that you're smarter than everyone else. Good luck with whatever path you chose.

Numerous-Peach4471

With $5k, focus on capital preservation first,most profitable traders at this level do swing trading on majors (BTC/ETH) with 2-5% position sizing and strict stop losses around 3-5%. Realistic monthly returns are 5-15% if you're disciplined, but expect flat or negative months too. Stay away from high leverage until you've got 6+ months of profitable trading documented, because one bad trade with high leverage can wipe 50% of your account.

daanishh

By the looks of the global market, it looks like BTC is going to continue dropping for the foreseeable future. I'm thinking of buying later in the year when it's even lower.

7ailwind

BTC, ETH and XMR. Long term they are all you really need. The others are just attempts at 1 of the 3 I just listed.

North-Exchange5899

Focus on BTC, ETH, and maybe LINK for your main buys. Add tiny positions in HBAR, XLM, or XRP if you want exposure

That_Cheetah_9080

Please watch Michael saylors interview on rehypothication and that explains how it effects markets. Plain and simple cut and dry not going to respond to everyone making up stories on how it affects markets. In the end the true value will show long term. Don’t take out loans on your BTC or crypto or the will sell it off 3x.

RetiredAvocado

The release notes don't go back to version 1.0 so I don't know what features they had early on. "Mnemonic code for generating deterministic keys" bip39 was created on 2013-09-10. Whatever electrum was using at that time was not what we know as seed words mnemonic today. Even now they have their own system that is extended and, in their view, in some ways superior. Bip39 is also supported. I remember a big hubbub over electrum server messages in console which scared people into "upgrading" to a jacked unofficial version of electrum which stole people's BTC. I still use electrum but with hardware wallets only which generate their own seed words. It's an incredible piece of software.

CanadianCompSciGuy

You seem to be convinced that there is this evil boogyman who is going to control the value of BTC in the far future. I disagree with this idea. The market will decide. Yes, in the short term it would be possible for a single entity to depress the price by selling a large amount in a short period of time. In the long run, this is not possible, unless they had unlimited money. The same scenario you just described could be said about any other stock/currency/asset. 

caramelhawk

If I were in your shoes, I’d probably keep it simple and focus on a mix of the bigger, established coins like BTC and ETH, since they’re less risky and still have growth potential. Adding LINK is fine too if you like projects tied to real world tech like Chainlink. For smaller amounts, spreading across too many low cap coins can get messy, and their price movements are harder to predict. If you want exposure to HBAR or XLM, maybe just a small portion of your $450 monthly, and the rest in the more stable coins. Consistency is usually more important than picking the perfect altcoin. Some people also dollar cost average, buy the same amount every month, so you’re not stressing about timing the market. It keeps it simple and builds your portfolio steadily.

loupiote2

They have the BTC address, so they dont need to go online to check the balance.

Objective_Tailor6763

In a way it depends how you look at it. Buying Bitcoin can feel like a gamble if you’re just hoping the price goes up quickly, but a lot of people treat it more like a long term asset. The real gambling usually starts when people move into trading or betting with it. I’ve seen a lot of people end up using it on crypto platforms like Menace .com for games or betting once they already hold some BTC, so it kind of becomes a different thing at that point

nicorobinfan8

Well, the answer is GREED, people with common sense will wait for the dump around 40-50K in order to buy again BTC, the data is 3 times already in a well documented cycle, why they will enter in a bear market where still is a well known dump of at least 40% more?

cashflashmil

$5k is actually a good starting size if you treat it like capital to learn with rather than money you need to double quickly. Most consistently profitable traders I know don’t try to day trade a small account aggressively. The usual approach looks more like this: First, keep most of the capital in strong assets. Something like BTC/ETH or a few large caps. That way even if you’re not actively trading every day, the account is still exposed to the long-term trend of the market. Second, only use a smaller portion for active trading. For example $1k-$2k for swing trades. Short timeframes are where most new traders blow up accounts because the noise is huge and fees eat everything. Third, risk management matters more than strategy. A common rule is risking around 1-2% of the account per trade. That means even a bad streak won’t wipe you out. In terms of returns, people online often talk about 20-50% per month, but realistically most professional traders are happy with something closer to 3-10% monthly on average over time. The real edge usually comes from surviving multiple cycles rather than one lucky trade. Also, a big part of trading isn’t entries - it’s understanding what’s actually moving the market: macro liquidity, ETF flows, narratives, institutional positioning. That’s why many traders follow daily market breakdowns to stay updated. WebSnack does a good job summarizing Bitcoin moves, macro signals and crypto market narratives in a short daily brief, which helps keep the bigger picture clear when you’re trading. If you treat the $5k as a learning account, focus on risk management and understanding market structure first, the chances of growing it over time are much higher than trying to flip it fast.

bitski44

APY is important but it's really just one piece of the puzzle. Here's what I look at before borrowing against BTC: 1. Loan-to-Value (LTV) ratio. This is huge. A 50% LTV means you need 2x collateral vs a 75% LTV where you need less. But higher LTV = higher liquidation risk. I generally prefer 50% LTV for peace of mind, especially in volatile markets. 2. Liquidation terms — What happens if BTC drops? Some platforms auto-liquidate at a specific threshold with no warning. Others give you margin call notices and time to add collateral. Know the exact liquidation price before you sign anything. 3. Custody of collateral — Who holds your Bitcoin? Is it in cold storage? Multi-sig? Are they rehypothecating it (lending it out to someone else)? This is a counterparty risk most people overlook. 4. Proof of reserves — Does the platform publish proof of reserves? After what happened with Celsius and BlockFi, this is non-negotiable for me. 5. Interest rate type — Fixed vs variable. Variable can look attractive at first, then creep up on you. 6. Loan terms & flexibility — Can you repay early without penalty? What's the minimum/maximum loan size? How fast is funding? 7. Jurisdiction & regulation — Where is the lender based? Are they licensed? This matters more than people think. You're right that just comparing APYs isn't enough. I actually use [https://neversellyourbitcoin.live/lend-it](https://neversellyourbitcoin.live/lend-it) to compare lenders side by side. It breaks down rates, LTV, max loan amounts, and calculates your collateral requirements based on your actual BTC holdings. Saves a ton of time vs researching each platform individually. It might be worth checking out for exactly what you're trying to do.

Sad-Froyo-3198

Is valuable? Sure, but farmers find value in manure. As valuable or more so than BTC? No.

londonsson

…if one person owns every single BTC, and I’m not that one person… then I can’t transact. And then distribution does indeed become part of the convo because it affected one’s ability to transact The only good counter argument against OP is that gold always has and will be valuable despite the fact that most of the supply is controlled by central banks or large investment firms. Again tho I’m a noob so I could definitely be wrong

azauca

Get a cold card and move your BTC asap. Never trust closed source wallets with your bitcoin. 

jwheel888

I would absolutely stick with the coins you mentioned. You will hear people crying about anything except BTC and ETH on here but, your biggest return will probably come from XRP and HBAR, with the amount of money you are able to invest per month. I think you have it figured out

WeggieUK

TAO and stake it to root via a Ledger. Otherwise ETH or BTC.

tomidgooner

The powers at B own a lot of BTC.

CanadianCompSciGuy

So you're saying the value of Bitcoin might go up and down. It might be volatile? You're saying that if one entity were to own 1/20th of all BTC. It might be REALLY volatile!? I cannot stress this enough. No, I am not worried. If they sell, I buy. If they buy, I buy. I don't give two fucks what they do. I just buy.

Suibeam

yup, i am worried that one entity can decide how much btc is worth and when it rises and when it drops in the future. sure some people will counter this argument and say, dont value btc against fiat. But this is not the point, BTC still needs to be valued against goods and services and this can be manipulated when someone holds that much

ConcernedPen15

It would tank the price but there would be no change in BTC fundamental value pro, hence a great buying opportunity and the original concern becomes a non issue. Lots of things tank the price over time, we are used to it. If anything, they will dampen fluctuations in price, which will annoy traders.

CanadianCompSciGuy

I'd they own so much BTC, why would they want to tank the price?

Crypto-Guide

Your mnemonic isn't from your 2012 blockchain wallet unless you were using it for a few years following. (But the original funds will still be on the loose private keys, not the HD wallet, unless you manually moved them) If you are using BTCRecover, just try with a BTC address database, that way you don't need to rely on having the correct address.

ConcernedPen15

If they continue to buy/hold then it creates a floor for BTC which is great for the rest of us. If they sell then it's a non issue.

londonsson

I’m a noob and this is an issue for me too I like the idea of making profit with BTC but if a few people call the shots and decide my sell price then the whole thing is less attractive And BTC was supposed to be decentralised. The great equaliser. People trade with people. No big players making problems. One person owning so much defeats the original purpose I feel

Kie_ra

Look at it this way; You have no fiat to pay X. You really need X. You have three options: * Take an expensive, high interest loan from the bank. * Sell BTC and trigger CGT. * Use BTC as collateral to get access to significantly cheaper fiat. What sounds like the best option?

andys811

Brother you are delusional if you believe there isn't atleast 1, just 1 (realistically there's about half a dozen give or take) other digital asset that is valuable other than BTC. In my not so humble otherwise I wouldn't be mentioning humble opinion

nomoredamnusernames

I actually think you kind of answered yourself. Taking out a loan against BTC in September would have been very risky, because BTC was basically at all time highs at the time (and, for those who believe in the 4 year cycle, getting to the stage where tops tend to occur). Indeed, the market started dumping about a month later. Contrast that with today. By no means is BTC inoculated from further, even significant, declines...but from a risk management standpoint taking out a loan in the 15% to 30% LTV range from these levels is likely a much safer bet. No pledge of collateral is ever without risk, and using a high vol asset like BTC will always be closer to the tip of the risk spear, but I can see how it can be part of a reasonably prudent asset management strategy...especially for high earners in high-tax states, where a LTCG tax, in total, can exceed 33%.

BlubberWall

Bitcoin, projects come and go in this space but BTC is king. Getting a nice base of it built up before considering other projects is the way to go IMO

ChanceCash6708

I think BTC had a huge bullish pententiol. 🚀🚀🚀

Galavanta

Have a look at alphasquared thats how I do PnL for btc, ETH, SOL ADA, DOT, BNB LINK... Just plug in deposits and it tracks everything with historical price DCA splits, sells, compounding. The key feature is it doesn’t just spit totals,it actually tells you market risk day by day so you know if your PnL is about to evaporate or not. Stops me from taking blind profits or just holding through dumb cycles. I dont really care about BCH or TRX but maybe some do. Ads would annoy me wouldn’t pay unless I could track everything portfolio-wide not just BTC. if it works like alphasquared risk + portfolio + history, people will use it. If it’s just wallet lookup and history math, most will stick to their own spreadsheets or what exchanges offer.

TheresNoSecondBest

Let me try, mate To understand Bitcoin's worth, it helps to think of it as digital gold. While you cannot hold it in your hand, its value is derived from several unique properties that even physical cash does not possess: Absolute scarcity - unlike paper currencies, which central banks can print in unlimited quantities, Bitcoin has a hard cap. There will only ever be 21,000,000 BTC. Currently, there are 19,996,400 BTC in circulation. Anyone running a node can check the supply and the total cap from their mom's basement. That's impossible with fiat or gold. Because it is impossible to create more than the limit, Bitcoin is resistant to the inflation that often devalues fiat money. Portability and divisibility - gold is heavy and difficult to move across borders. Impossible to send over the internet. Physical cash is bulky in large amounts. Bitcoin, however, can be sent anywhere in the world in minutes. The (electronic) dollar can do that too, unless the sender or recipient is living in Iran, Russia, Somalia, Cuba, Sudan, Syria, North Korea, Belarus, Libya, Venezuela, Tajikistan.... Bitcoin doesn't care where you're living in, if you're black, yellow or blue, your gender or age. The network is open to everyone. A massive, secure ledger - think of Bitcoin as a giant, global accounting book that is guarded by millions of computers. This ledger records every transaction perfectly. Because it is decentralized, no single person, bank, or government can turn it off or change the numbers to benefit themselves. This trustworthiness is where much of its value lies. Market demand - ultimately, something is worth what others are willing to pay for it. Today, the total market value of all Bitcoin stands above $1 trillion dollars. People see it as a store of value, a digital vault where they can keep their wealth safe from the fluctuations/random decisions of traditional banking/political systems. I've tried my best. If you need more explanation, r/BitcoinBeginners might be a much better place for this type of questions. If you'd rather read a book, Lyn Alden's Broken Money might open your eyes even better.

thatguy9158

Below is a simple 5-year deterministic model comparing two strategies: Starting assumptions Initial Bitcoin: 1 BTC Cost basis: $60,000 Bitcoin CAGR: 30% Cash needed after 1 year: $20,000 Loan option: 10% APR interest-only Capital gains tax assumed: 15% long-term rate (typical U.S. bracket) Taxes only occur when BTC is sold (unrealized gains are not taxed) Two strategies: A — Sell BTC after year 1 to raise $20k B — Borrow $20k against BTC at 10% and keep the Bitcoin --- 1. Bitcoin price path (30% CAGR) Year BTC Price 0 $60,000 1 $78,000 2 $101,400 3 $131,820 4 $171,366 5 $222,776 --- 2. Strategy A — Sell BTC after year 1 BTC value year 1 = $78,000 Gain = 78,000 − 60,000 = $18,000 Tax at 15% = $2,700 Net proceeds from selling BTC = 78,000 − 2,700 = $75,300 To raise $20k: BTC sold = 20,000 / 75,300 = 0.266 BTC BTC remaining = 0.734 BTC Portfolio value path Year BTC Held BTC Price Portfolio Value 1 0.734 $78k $57,252 2 0.734 $101,400 $74,428 3 0.734 $131,820 $96,758 4 0.734 $171,366 $125,790 5 0.734 $222,776 $163,457 --- 3. Strategy B — Bitcoin-backed loan You keep 1 BTC and borrow $20,000 Loan interest: 10% × $20k = $2,000 / year Over 4 years (years 1-5): Total interest = $8,000 BTC remains 1 BTC the entire time Portfolio value path Year BTC Held BTC Price BTC Value Loan Net Worth 1 1 $78k $78,000 $20k $58,000 2 1 $101,400 $101,400 $20k $81,400 3 1 $131,820 $131,820 $20k $111,820 4 1 $171,366 $171,366 $20k $151,366 5 1 $222,776 $222,776 $20k $202,776 Subtract total interest paid: 202,776 − 8,000 = $194,776 --- 4. 5-Year Comparison Strategy BTC Owned Final Net Worth Sell BTC for $20k 0.734 BTC $163,457 BTC-backed loan 1 BTC $194,776 Difference: $194,776 − $163,457 = $31,319 advantage to the loan --- 5. Why the loan wins in high-growth assets Three forces create the gap: 1. You avoid selling a compounding asset Selling 0.266 BTC permanently removes future upside. By year 5 that lost BTC is worth: 0.266 × 222,776 ≈ $59,000 --- 2. Interest is cheaper than asset growth Loan cost = 10% Bitcoin growth = 30% So the spread = 20% This is classic carry trade math. --- 3. Taxes are deferred Selling triggers a taxable event. Borrowing does not trigger tax because the asset isn't sold. Tax deferral allows larger capital to compound longer. --- 6. The break-even insight The loan stops making sense when: Bitcoin growth rate ≤ loan interest rate Example: BTC CAGR Loan better? 30% YES 20% Usually 10% Neutral <10% Selling better --- 7. The hidden risk most models ignore Bitcoin-backed loans introduce: liquidation risk margin calls custody risk rehypothecation risk Those risks do not exist if you simply hold the Bitcoin. --- ✅ Conclusion Under these assumptions: Loan strategy: $194,776 Sell strategy: $163,457 Borrowing against Bitcoin produces ~19% higher net worth after 5 years. --- If you'd like, I can also show you something much more interesting: The recursive strategy Michael Saylor uses — repeatedly borrowing against appreciating BTC to buy more BTC — and how that explodes wealth over 10–15 years. The math gets pretty wild.

thatguy9158

Below is a simple 5-year deterministic model comparing two strategies: Starting assumptions Initial Bitcoin: 1 BTC Cost basis: $60,000 Bitcoin CAGR: 30% Cash needed after 1 year: $20,000 Loan option: 10% APR interest-only Capital gains tax assumed: 15% long-term rate (typical U.S. bracket) Taxes only occur when BTC is sold (unrealized gains are not taxed) Two strategies: A — Sell BTC after year 1 to raise $20k B — Borrow $20k against BTC at 10% and keep the Bitcoin --- 1. Bitcoin price path (30% CAGR) Year BTC Price 0 $60,000 1 $78,000 2 $101,400 3 $131,820 4 $171,366 5 $222,776 --- 2. Strategy A — Sell BTC after year 1 BTC value year 1 = $78,000 Gain = 78,000 − 60,000 = $18,000 Tax at 15% = $2,700 Net proceeds from selling BTC = 78,000 − 2,700 = $75,300 To raise $20k: BTC sold = 20,000 / 75,300 = 0.266 BTC BTC remaining = 0.734 BTC Portfolio value path Year BTC Held BTC Price Portfolio Value 1 0.734 $78k $57,252 2 0.734 $101,400 $74,428 3 0.734 $131,820 $96,758 4 0.734 $171,366 $125,790 5 0.734 $222,776 $163,457 --- 3. Strategy B — Bitcoin-backed loan You keep 1 BTC and borrow $20,000 Loan interest: 10% × $20k = $2,000 / year Over 4 years (years 1-5): Total interest = $8,000 BTC remains 1 BTC the entire time Portfolio value path Year BTC Held BTC Price BTC Value Loan Net Worth 1 1 $78k $78,000 $20k $58,000 2 1 $101,400 $101,400 $20k $81,400 3 1 $131,820 $131,820 $20k $111,820 4 1 $171,366 $171,366 $20k $151,366 5 1 $222,776 $222,776 $20k $202,776 Subtract total interest paid: 202,776 − 8,000 = $194,776 --- 4. 5-Year Comparison Strategy BTC Owned Final Net Worth Sell BTC for $20k 0.734 BTC $163,457 BTC-backed loan 1 BTC $194,776 Difference: $194,776 − $163,457 = $31,319 advantage to the loan --- 5. Why the loan wins in high-growth assets Three forces create the gap: 1. You avoid selling a compounding asset Selling 0.266 BTC permanently removes future upside. By year 5 that lost BTC is worth: 0.266 × 222,776 ≈ $59,000 --- 2. Interest is cheaper than asset growth Loan cost = 10% Bitcoin growth = 30% So the spread = 20% This is classic carry trade math. --- 3. Taxes are deferred Selling triggers a taxable event. Borrowing does not trigger tax because the asset isn't sold. Tax deferral allows larger capital to compound longer. --- 6. The break-even insight The loan stops making sense when: Bitcoin growth rate ≤ loan interest rate Example: BTC CAGR Loan better? 30% YES 20% Usually 10% Neutral <10% Selling better --- 7. The hidden risk most models ignore Bitcoin-backed loans introduce: liquidation risk margin calls custody risk rehypothecation risk Those risks do not exist if you simply hold the Bitcoin. --- ✅ Conclusion Under these assumptions: Loan strategy: $194,776 Sell strategy: $163,457 Borrowing against Bitcoin produces ~19% higher net worth after 5 years. --- If you'd like, I can also show you something much more interesting: The recursive strategy Michael Saylor uses — repeatedly borrowing against appreciating BTC to buy more BTC — and how that explodes wealth over 10–15 years. The math gets pretty wild.

dos_passenger58

After 5 yrs at this, if I could do it over I would have stuck with BTC and ETH

AutoModerator

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Rob_Wynn

I don’t try to pick “best this year” coins, because it’s mostly timing and luck. If you want a sane approach, start with BTC/ETH, then a small basket of infra you understand; what’s your time horizon and risk level?

markphillips401

Whatever, speculators are going to speculate. Some people need to pay bills and don't have 16 BTC.

bitcornwhalesupercuk

Well if the orange pedo keeps this war going you can almost guarantee borrowing rates will go because of inflation. BTC Casino tends to do better when there is more liquidity and cheaper rates . The safe haven narrative is dead. Gold and silver have been pumping while btc is stagnant or dumping. So yeah 50k is in the cards.

longonbtc

Which exchange is best for you depends on what country you are a resident of. I recommend buying bitcoin on [Strike](https://strike.me/), [River](https://river.com/), [Swan Bitcoin](https://www.swanbitcoin.com/), or [Cash App](https://cash.app/bitcoin) if these platforms serve residents of your country. [River](https://river.com/) and [Strike](https://strike.me/) are the best platforms to set up an automatic hourly, daily, weekly, or monthly recurring purchase schedule (automatic dollar cost averaging schedule). If you set up an automatic hourly, daily, weekly, or monthly recurring purchase schedule on River, then River stops charging you fees after the first week. https://river.com/zero-fee If you set up an automatic hourly or daily recurring purchase schedule on Strike, then Strike stops charging you fees after the first week. And if you set up an automatic weekly or monthly recurring purchase schedule on Strike, then Strike stops charging you fees after the first automatic purchase. https://strike.me/faq/how-do-i-set-up-a-recurring-purchase/ You should also be aware that exchanges get to choose how much they want to charge their customers for withdrawing bitcoin from their platform. This fee is referred to as a bitcoin withdrawal fee. Some exchanges choose not to charge a bitcoin withdrawal fee at all (meaning it's free to withdraw bitcoin). [Swan Bitcoin](https://www.swanbitcoin.com/) chooses not to charge a bitcoin withdrawal fee. [Strike](https://strike.me/) chooses not to charge a bitcoin withdrawal fee if you choose the slowest option. [Cash App](https://cash.app/bitcoin) chooses not to charge a bitcoin withdrawal fee if you withdraw 0.001 BTC or more and you choose the standard speed option. [River](https://river.com/) chooses to give their customers one free bitcoin withdrawal per month.

watch-nerd

I'm not doing cross-asset derivates: Long OIL: entry at $85.94 Short BTC / ETH: entries at $68705 / $2070 So if oil goes up, and crypto goes down, I double dip.

Correct-Potential-15

An address has to store all your BTC for long term holding might aswell make it a vanity (generate them offline it’s just like generating a normal address just don’t leak the key)

Enough_Angle_7839

Could be a trap in the short term, sure. But the bigger picture still looks strong — ETFs, institutional flows, and shrinking supply aren’t exactly bearish signals. Even if BTC revisits $50K, that would probably look more like a reset than the end of the trend.

baIIern

Doesn't need $8k. Being long enough in the red would be enough. They bought BTC with debt and the stock will become cheaper by the week

Bkokane

You’ll be waiting a long time for $8k BTC

Joseelmax

you said it yourself, nobody programs a model to say anything, but if it reads this subreddit it'll think Bitcoin is some sort of supernatural deity, all you do is shill bitcoin 24/7 as if that would move the price instead of actually use and build on top of its technology, and you know what? I'm starting to believe what's actually moving the price is monkeys posting "GO BUY BTC NOW" 4 times per hour on this subreddit. All you say is "buy this asset because it will go up in the future" not "we're building a future where BTC is really useful". The only reason AI agents will use it is because they are actually somewhat motivated to build on top of it (or because they are prompted to "make a lot of money in BTC")

CaffeineComaMode

I think it's a mix of a few things, nothing dramatic. There just isn't massive forced selling right now. The people who were going to panic already did that on the earlier drops. Long-term holders seem pretty chill around these levels. There's also still steady buying in the background. ETFs, bigger players, that kind of thing. It's not euphoric, but it's enough to absorb dips. And honestly, compared to stocks swinging hard every time oil moves, BTC just kind of sits there. It's volatile, sure, but it's not reacting like it used to. Also, more people are starting to see fiat slowly losing value year after year. Even with all the macro noise, some would rather park money in something scarce than watch purchasing power erode. That probably helps too.

NovastaKai

price action manipulated. staking mimics trad. u.s has the backdoor keys for ethereum. does the u.s.a trust a russian owner? Eth has utility sure. but it never really went very far in my opinion to be considered a worthy investment for short terms and long term.. yeah look at that stag.. BTC is SIMPLE in this regard. money here to there. limited supply.. boom.. like gold under the templars 🤣 everybody wants a piece, Unlike gold, which is unaccountable these days and van be traded again after it was confiscated from the people for no good reason, If the u.s. pulls a "reserve" on btc or eth, I'd half bet they try confiscating that too, i know which i would try to keep locked away ;) and which would be intrinsically more valuable :3 Eth is nice to get around and see the space, To use it soso, but the majority of use case within is brand-focused and trendy which has no value to society as a whole i.m.o. especially with those fees o_o

andys811

Fundamentals aren't amazing on BNB, don't get me wrong it's decent for a digital asset, but it's kinda ass compared to BTC and ETH. I care more about long term fundamentals then short/mid term price action

Zestyclose_Paint3922

People realizing BTC will never be a real currency.

Any_Score3619

Yes, it's limited supply, scarce asset, decentralized, global, easy to transport and transact. Store of value for the internet age. There is a lot of FUD: Fear of Quantum (nobody ever got hit by a bus that they saw coming... like Y2K: it should get resolved, the banking system faces the same threat), Uncertainty (is this real?.. yes it is) and Doubt (what if I am wrong, tough to stomach volatility...) and speculation. Markets do follow narratives, and sometimes the new shiny thing runs ahead of itself, but BTC is still there is case you need it. Valid hedge against your own country's currency (fiat monopoly money) devaluation, being bombed... confiscated, etc. So yes it absolutely is a hedge. Do not buy memecoins that are centrally controlled by someone. Stablecoins are backed by a portfolio of assets that may or may not be audited properly. Bitcoin is the OG.

Ok-Meaning-7061

Perfect meme. I too wanna know what BTC wants to do. 50k or 100k which way we going 2026

Ok-Meaning-7061

Perfect meme. I too wanna know what BTC wants to do. 50k or 100k which way we going 2026

ProfitableCheetah

Crypto is traded by degens and degens love volatility. When BTC start doing that thing again they will switch back

Commercial-Base-4774

I think BTC and ETH but apart from these two, I pay attention to trading on Nika finance mostly sui, avax, tao and link

Thankyouclouds

I told you it was regarded. Hard to say shit when you’re down over half (and we’d like to retire sooner than later) vs partner who is way up with SPY. So yes, of course I want BTC to moon. I want it to moon hard because anyone that deserves the next moon is already all-in on this.

bytewitco

zoom out on the data: whale wallets (1k+ BTC) have been net accumulating since late Feb. retail sentiment is at rock bottom. the gap between what people feel and what the money does is the widest it's been in over a year. historically that divergence resolves in favor of the money.

DangerHighVoltage111

You know what's scarce on BTC? Transaction throughput. The world only gets 4 transactions per second. If the top 1% make a single tx every 200 days BTC is indeed stopped for the other 99%

macetheface

> Not full hype mode like before, but also not really dead either BTC did a dead cat bounce for a full year after the 2017 top

Quartet171

BTC price action ( in the long term ) is fairly simple. Look for 90EMA on weekly. If it closes above, buy and hold. If it closes below, sell short. Thats it.

Itur_ad_Astra

We definitely live in a simulation. BTC is following the midterm bear year price action to a T: A short-lived mid March pump before the April collapse.

Macbethad01

One hemorrhoid and it's like losing your BTC seed phrase

Moe2584

That’s why BTC is the way forward

cashflashmil

One thing people might be underestimating right now is how much the structure of the crypto market has changed. Previous cycles were mostly retail driven. Now you’ve got Bitcoin ETFs, companies adding BTC to their balance sheets and much deeper institutional infrastructure. Retail usually only notices when price explodes, but the groundwork tends to be built months earlier. I follow a short daily crypto market brief called WebSnack that breaks down Bitcoin moves, macro liquidity and the narratives driving the crypto market. It’s useful for keeping track of what’s actually moving things.

Alone_Salamander7485

See ya at 150-200k per BTC lol

OscarCorterz_20

When people say "I investing for the long-term" they usually just want a 2x flip and then they just expect BTC to die after they sell all of it

bigphatfuck

Sorry man but that's not going to happen. BTC has two good days in a row and everyone gets excited, forgetting that it has completely dumped since October. This is how bear markets work. If this is your first one, just relax and be patient. We will probably get to $200k+, but not until 2028-29

Suspicious-Cut3237

Lol... BTC has been called a scam so many times...

Shrijit27

For me it's hard to pick just one... BTC and ETH still feel like the safest long-term bets to me, while newer plays depend a lot on narratives and execution... Top crypto experts like Balaji and Evan Luthra often emphasize fundamentals, adoption, and time horizon over short-term predictions. For me it’s less about which pumps most this year and more about which still matters a few years from now.

Arch_Lending

If you’re considering borrowing against your Bitcoin, here are a few things worth checking first: **Core requirements** 1. **No rehypothecation** – your Bitcoin isn’t re-lent or used elsewhere. 2. **Qualified custody** – assets held in insured, bankruptcy-remote custody. 3. **Segregated collateral** – your BTC sits in a dedicated wallet address, verifiable 24/7. 4. **Off-balance sheet** – your collateral is not part of the lender’s balance sheet. 5. **Independent capital** – the lender has its own funding source, not pooled or matched. 6. **Flexible exit** – you can repay anytime and retrieve your collateral quickly. 7. **Human support** – real people available when needed. No bots. No tickets. **Bonus (but great to have)** 1. Same-day funding 2. Line-of-credit functionality * Borrow more if BTC appreciates * Withdraw some collateral if LTV improves 3. Loan rollover option for additional flexibility If a lender checks most of these boxes, you’re likely looking at a much safer borrowing experience.

PresentLiner

bro make sure you have a COLD wallet with a securely help seed phrase! Also make sure you have a portfolio tracker like CoinStats app to track your BTC Good bless the sats 🙏

0xZennite

You're not wrong that a hard fork could technically change the supply cap, but getting consensus for that would be near impossible — it would basically destroy the core value proposition overnight. The scarcity argument alone isn't enough, agreed, but combined with growing institutional demand and the halving cycle it creates a pretty compelling supply/demand squeeze. What would actually make you bearish on BTC long term?

Arch_Lending

**Bitcoin Loan Lender Checklist** If you’re considering borrowing against your Bitcoin, here are a few things worth checking first: **Core requirements** 1. **No rehypothecation** – your Bitcoin isn’t re-lent or used elsewhere. 2. **Qualified custody** – assets held in **insured, bankruptcy-remote custody**. 3. **Segregated collateral** – your BTC sits in a **dedicated wallet address**, verifiable 24/7. 4. **Off-balance sheet** – your collateral is **not part of the lender’s balance sheet**. 5. **Independent capital** – the lender has **its own funding source**, not pooled or matched 6. **Flexible exit** – you can **repay anytime and retrieve your collateral quickly**. 7. **Human support** – real people available when needed. No bots. No tickets. **Bonus (but great to have)** 1. Same-day funding 2. Line-of-credit functionality * Borrow more if BTC appreciates * Withdraw some collateral if LTV improves 3. Loan rollover option for additional flexibility If a lender checks most of these boxes, you’re likely looking at a **much safer borrowing experience.**

tippiecat

BTC price aside, there's not a lot of other laughing going on with this war.

Suspicious-Cut3237

Going "all in" is mostly a risk tolerance question, but I get the mindset. BTC is the one asset that consistently survives cycles, so focusing on making the core work harder is more rational than chasing the next shiny thing. On the "earn on BTC without wrapping/bridging" part, your options are basically CeFi yield or using BTC as collateral for liquidity. I do a mix on Nexo: keep most BTC long-term, and use a small slice for yield / or borrow modestly against it at low LTV when I need cash instead of selling. The key is not getting greedy with size and treating it as an accessory to the BTC thesis, not the thesis itself.

biophysicsguy

Not necessarily. Robinhood allows the purchase of spot BTC as well as Bitcoin ETFs that go by tickers such as IBIT, FBTC, GBTC, ARKB, etc.

KCConnor

RTG's generate maybe hundreds of watts. And generate a lot of heat. They're used for deep space missions past Jupiter where the Sun's radiation is far weaker, solar won't be mass efficient, and thermal radiation is easier to balance. Some of the rovers on Mars also use RTG's, but there's a thin atmosphere there to also give convection to shed waste heat. Regardless, hundreds of watts is insufficient to mine BTC, when you're spending tens of millions for a space launch and satellite command/control/orbital maneuvers liability for the life of the satellite. Far more cost efficient to just pay the terrestrial electric bill.

Fluffy-Crab7929

just bought 29 BTC!!! in my dreams!!!

degenknght

Custody is the thing most people skip over and it's the most important. If they hold your BTC, they control what happens to it. After that, LTV buffer, what the loan is built on under the hood, and then yeah APY absolutely matters too. If the collateral is earning yield that automatically pays down your debt, the effective rate changes completely. That's what makes the self-repaying mechanic so useful - Altitude Finance does this and ends up with some of the best net borrowing rates out there because the yield is working for you the whole time. Structure first, then rate. But rate is definitely part of it.

Savings-Leading4618

didn't you see? war with Iran, world Chaos, everyone anticipating a financial collapse unless war is stopped. And yet, BTC pumping..

__redruM

BTC appears to be a huge bargain right now. It’s always recovered ATH territory, and the current price is about half the ATH. It just might take a couple years or more to get there.

Rockwall_Mike

Wash rules apply to the ETFs but not to actual BTC since IRS considers it property. Just some random guy’s opinion.

Jolly-Might-903

You still don't get it. There is no usufull mass adopted useful crypto yet. BTC has value because it's the first and holds the trust of the hold blockchain/crypto market and technology. All other altcoin shit coin and what not has limited functionality, xmr if you want to do be anonymous, USDT for digital dollar, Solana if you want to ape on pump and dump coins, matic or whatever layer 2 for cheap transactions. And promises the possibility of mass institutional adoption XRP for example with its atemos to get into the banking system of many countries. None of it matters it's speculation and none of them outperforms in the long run BTC holding. One thing propably possibly in my opinion for certain BTC spawn it all, it started everything and it will exist as a trust for this system whatever the future mass adopted coins are.

Ok_Sir_6633

BTC went up 30 seconds after I opened a short position on MSTR. I can't win.

stuart_nz

If you used BTC as collateral would you need to give them access to your wallet/seed or something before getting the loan? If so that sounds like it could end badly and if not then how are they going to collect the BTC afterwards ha!

stuart_nz

During my credit card application the bank wanted to know the amount of every crypto I own. Bank statements detailing my personal spending going back years was a big ask already. My BTC balance is my business so I told them it was zero. That was a lie.