BTC

Aromatic-Dot434

Hey, respect for starting at 18 — that’s already a big advantage 👊 If you’re just getting into crypto, I’d say don’t rush into chasing “quick money” coins. Start by understanding the solid ones first: Bitcoin (BTC) – safest long-term, more like digital gold Ethereum (ETH) – huge ecosystem (DeFi, NFTs, apps) Solana (SOL) – faster + growing ecosystem, but a bit riskier Chainlink (LINK) – important for real-world data in crypto Once you understand those, you can slowly explore smaller altcoins (higher risk, higher reward). Beginner tips: Only invest what you can afford to lose Avoid hype/FOMO (TikTok coins can wreck you) Learn basic concepts like wallets, security, and market cycles Don’t go all in at once,spread your entries One thing I wish I had when starting was a clear roadmap. I actually put together a simple beginner-friendly guide that breaks down what to buy, when to buy, and how to manage risk without overcomplicating it. If you want, I can share it with you 👍

MaximumStudent1839

No asset has an infinite demand. Halving meant miners have fewer BTC to sell per block. But it doesn't mean BTC miners don't have their legacy/long-term stack to sell. A lot of them sold as they transitioned into the AI infra business. Their dumping helped to deplete demand.

ElderMight

All of your alts are worthless. BTC is the best asset to hold. Given these two facts, what do you think is the answer?

t3mpt3mp

Ok. Hypothetically. What if someone wants to default on the loan and they pull the BTC collateral. And assume no increase and decrease in BTC value. Keep house and they grab BTC. I assume still pay taxes on”event”?

arcrenciel

The crypto i used to pay it's a stablecoin. USDC, on the arbiotrum network. I personally do not believe that BTC itself will be useful as currency. Too much volatility. But the technology will one day revolutionise how we do payments. Anyway, the point of using crypto to pay, was that i was able to get a 2% discount, because the merchant would have had to pay the credit card companies 3.5% + $0.15 if i paid by a visa/master/amex. They passed part of the cost savings to me.

Constant_Smile_

WW3 is starting, lol. I love Bitcoin as well, but don't be delusional. BTC could drop 50% from here and I wouldn't lose a wink of sleep.

Successful_Big_3423

You should just use my app and you have no worries It literally tells you the time to buy and sell If you can't make money using my app you have no business in BTC at all - lol [https://www.reddit.com/r/Bitcoin/comments/1s4nr3b/comment/ocojz51/](https://www.reddit.com/r/Bitcoin/comments/1s4nr3b/comment/ocojz51/) [endianengine.com](http://endianengine.com) NEW — Bitcoin Metronome v16 SPECTRUM for Android Real-time Bitcoin cycle visualization. Explore Bitcoin’s rhythmic market patterns through a refined circular display. This update adds an emotion-based color spectrum, bringing deeper clarity to market phases. Free — no ads, no tracking. My apps do not phone home. Version: v16.03.26.26.15 · Platform: Android (APK sideload) SHA-256: F0D1E0A777C3960D7526F0B7117007768979EF80DE69AA86F5527DB6C404C0BB \->>>> updated 03.26.2026 22:35 EST [ENDIANENGINE.COM](http://endianengine.com/) Order Drives Execution Endian Engine LLC \- If you touch the ENDIAN ENGINE on the bottom right of the rings - the one that changes colors, there is a user manual to explain everything \->> As you can see \[or will be able to see soon\] by the CHART, we have NOT hit maximum pain yet !! I love my new app and you will too :-D

arcrenciel

Topped up a gacha game i was playing. With USDC on Arbitrum. They accept USDC, USDT, PYUSD (that's paypal's stablecoin), BTC and ETH.

Substantial_Shop_171

I quit caring about the nonsense a long (relatively speaking) time ago. I mine and DCA, keep an eye on things (Cointelegraph mainly), but no Twitter, YT, etc. Getting the  daily email from a few subs is about the closest to BTC socials as I get. The rest is noise I don't need. HODL and stack. And just for context,  I'm about 3/4 in BTC and 1/4 stocks, not including my mining equipment or 401k (which isn't all that much, only recently got a job with one).

Ok-Vegetable-8900

I get the idea, but this is basically a “lottery basket”. Spreading $600 across that many alts won’t give you much edge,it just increases randomness. And 10x usually doesn’t come from holding a bit of everything. Beginners usually do better with: fewer coins (2–4 max) ,heavier weight on BTC/ETH and small % for high-risk bets Also, don’t assume ATH = guaranteed. Most alts never go back. If you want upside, keep a small “risk bucket” instead of making the whole portfolio high risk. Tools like playtank.xyz can help track narratives/sentiment, but allocation matters way more here.

pubic_discourse

Wrong. I’m in California, have 2/3 of the sticker price of the house we would need in BTC. But that 2/3 if liquidated gets capital gains and then the remainder is so much money that I can’t qualify for the mortgage with my 300k income. It’s a nightmare

destinationexmo

They value BTC at 40% of market rate. So wouldn't that make your 1m example only 400k to spend on a house?

destinationexmo

No they don't value it higher than the market rate, it says BTC at 40% the market rate and USDC at 80%. But the entire point is to NOT sell your crypto so you can hold on to it long term, not trigger capital gains, and get it back when the loan is paid off.

Legitimate_Cry_5194

My opinion: BTC=High risk high reward exotic digital asset, great ROI track record especially if you time it right, primary use case is to beat inflation and protect from currency debasement. Any additional ROI is a plus. Think of it like coca cola stocks. ETH=Very high risk very high reward exotic digital asset, strong security, good ROI potential IF you time it right, with a primary use case being the backbone that stablecoins are using to get issued and secured on. Think of it like stocks tied to AI. Everything else=Extremely high risk high reward gambling tokens, extremely manipulated by large holders with no use case whatsoever. If you time them right you can make a lot of money, if you don't you lose the biggest percentage of the capital invested. The longer you are into them the closer your chances get to 100% that you'll lose part of or all your capital. Think of it like pennie stocks of companies that you don't have any clue about.

Legitimate_Cry_5194

My opinion: BTC= High risk high reward exotic digital asset, great ROI track record especially if you time it right, primary use case is to beat inflation and protect from currency debasement. Any additional ROI is a plus. ETH=Very high risk very high reward exotic digital asset, strong security, good ROI potential IF you time it right, with a primary use case being the backbone that stablecoins are using to get issued and secured on. Everything else=Extremely high risk high reward gambling tokens, extremely manipulated by large holders with no use case whatsoever. If you time them right you can make a lot of money, if you don't you lose the biggest percentage of the capital invested. The longer you are into them the closer your chances get to 100% that you'll lose part of or all your capital.

CipherScarlatti

BTC at 68 -interesting.

oceanpepper92

Your allocation makes sense if you're aiming for higher upside, just keep in mind those smaller caps cam be much more volatile and can drop just as fast as they rise. It might help to think in terms of balancing risk instead of focusing only on potential returns, especially since timing the market is very difficult. What worked for me was splitting funds into higher-risk plays and more stable allocations like BTC or ETH, so not everything depends on speculative moves. I also set rough limits on how much I put into each coin so one position doesn't dominate my portfolio if it moves sharply. Sometimes I keep a portion in Nexo or similar so not everything is exposed to market swings or constant price changes. That way you still have upside, but you're not relying entirely on volatile positions and you have a bit more stability in your overall portfolio.

Previous_Blueberry_5

Bitbox02nova BTC only edition is great for long term storage, trezor safe 5 and 7 gets great reviews as well and so does the jade plus

BeautifulAuthor9167

That heavy feeling is real. BTC is near ATHs, but the market feels like it’s dragging lead. One bad macro headline could trigger a wipeout.

xaviemb

Worth noting... in the last 12 hours only 14.39 BTC held longer than 8 years has been moved (sold, relocated, traded, consolidated). That's about the lowest activity I've ever seen from the 2018 and older crowd.

gianfc2001

why do people keep asking this? unless someone is willing to sell it to you p2p you are shit out of luck, my dude anything that is BTC related is pretty much regulated at this point, it's not 2011 anymore

CarrotLevel99

This is the real end goal. Owning 1 BTC worth 10 million and 10% dividend.

ikari_warriors

Not to mention the cost of mining if energy prices go up higher and stay there for long, all while BTC continues underperforming.

YogurtCloset3335

They're trading the stolen BTC for XMR

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CharlieMongrel

This. If oil prices stay elevated or go higher, there are some emerging economies such as Sri Lanka that could default on sovereign debt. The banks holding their notes will have huge writedowns, and then we'll see what contagion kicks in. BTC could drop drastically and you're screwed even if it's a short dip. None of this is under your control, and while everyone else is backing up the truck on BTC you've lost your apartment.

Sailsand77

For what? Just because someone has a different opinion then you, doesn't mean you call them out for it. Just because YOU believe in BTC, doesn't mean everyone should have to invest in it.

AutisticGayBear69

This is an interesting gamble if you already own the BTC. There’s no margin call if the price of BTC dumps.

DwightsShirtGuy

Daily buy ftw. I like getting a little notification every morning that I bought BTC.

SoloSingedOnly

When have munny, buy BTC. No munny no BTC

forsenbois21

Stick to the theory sycle with this you get the idea to look at time not price. and things changed this last sycle Altcoins are no longer secure like every sycle used to be, my guess is that money was stolen or driven into BTC etfs or it's derivates like MSTR and the new to come.

Allin_Or_Allout

Why don't you want to KYC? The reason they ask that is because youre using Fiat to purchase the BTC. They want to make sure the money is from legit sources. After you have the BTC you can just move to a different wallet.

skyratic

Not really? You are committed to that mortgage and you are choosing BTC as the collateral. The benefits are still there.

Excellent_Squash_138

You could sell a bit (and pay taxes) and take a loan for a bit - no need to go all in on either. But on the morpho loan, make sure you have additional collateral to top up if needed. We are down a lot from all-time high of course it could get lower but given history the probability of a steep drop from all-time high is much greater than where we are. Also, if/when BTC goes up, you can draw down from that loan and put the additional funds in interest bearing contracts which may offset the interest you’re paying on the original loan. If you sell you are looking in today’s price - again for better or worse.

HSuke

The reason they have debt is because they're also one of the biggest BTC reserve companies and followed the same model as MSTR to sell convertible debt. Unlike MSTR, they're paying off their debt early, not diluting shares, surprisingly taking a profit on the repayment, and pivoting to AI data centers.

Sailsand77

I mean, the way you guys are pushing BTC, reminds me of the Mormons knocking on doors, trying to convert people.

BlazingPalm

Way more BTC, less everything else

IntegrateSpirit

Take a look at the Bitcoin power law site: www.bitcoinpower.law It's the most accurate LONG-term predictor of BTC price.

CryptCranker0808

> They're choosing to sell BTC instead of dumping their stock. Wouldn't a responsible company attempt to sell when prices are high and buy options that would protect against downside risks of a major fall in the price?

VastPresence2412

I think I can speak for a lot of the community but thank you for advocating for the truth. Little by little more people will understand BTC and the philosophy behind it.

piggleii

I love BTC, but it's too slow. Likely used some L1 with wrapped BTC or stables for that purpose.

TheresNoSecondBest

>I've set myself a goal to reach 1 BTC before 2036 The first tear is pretty important, don't duck it up. Can you do overtimes or a second job? Now is the time. Once Bitcoin tops its current ATH, the stacking will be much more difficult. Do you have extra chairs? Sell them now!

weldo8

This seems a little fishy to me. I'm probably talking to the wrong crowd, but it seems like a bad idea to allow for such a speculative commodity back one of our most crucial economic pillars. I don't expect this to be a huge trend and lead to a 2008 style crisis where 10% of mortgages are foreclosing, but hmm, just doesn't sit right with me. I'm concerned that perhaps a few years down the road, we'll start seeing these blow up during a BTC bubble with unethical lending practices to low-income buyers with inflated assets. Total speculation on my part, but just a potential downside of this otherwise interesting practice.

NoCaaapp

The goal is to accumulate as much BTC as you can, while you still can. Responsibly ofc

lenissius14

Long term doesn't matters. Less value = Cheaper price to buy more BTC, which long term translates to bigger gains, that's why DCA is always recommended

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Post is by: uamdarasulka and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1s4hte6/pension_fund_wallet_with_795_accuracy_is/ so this wallet i've been tracking for a while now — "Penision Fund" on the leaderboard, 79.5% accuracy across 200 calls. it's sitting on a $61.5M ETH short from $2,034 entry. ETH is at $2,051. position is red. they don't care. also running a $34.3M BTC short from $68,884. BTC at $68,662 so that one's barely green. but the point is they're not closing either of these. same wallet i posted about when it opened the $65M ETH short weeks ago. still there. what got me looking again is the overall board. every single high-accuracy wallet is short right now. zero longs across the whole SHARP group. fear and greed is at 10 and these guys are still adding to shorts not taking profit. one exception and it's a weird one. there's a wallet with 99.2% accuracy — 119 right out of 120 tracked calls. holding a $44M BTC long from $67,418. that's up about 1800 bucks per coin. but the wallet hasn't been active in 3 days so who knows if they're even watching. SOL and XRP are the only things whales are buying. everything else is a dumpster. TAO has $228M in shorts lol. $841M got liquidated in the last 24 hours. i pull this from [swarmintellect.com](http://swarmintellect.com) *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Axe_Raider

34.203340 BTC please give mortgage

Good-Locksmith-1705

Came here to say this. Is there a big pool of “first time homebuyers” just sitting on $500k in BTC like oh wow I wish I could afford a house?

Maximum-Fact-5832

"Everyone talks about Bitcoin?" sure sure, but do they know even the tiniest amount about it? Or do they just repeat things they claim to "know" about it; details they only possess (at most!) a superficial understanding of. Not to say people always need to understand things, to invest in them - not everyone is an economist (and consequently, people have fiat), not everyone is an AI Researcher (and consequently, the top 7 companies in the S&P 500 are worth >$20T). You say those who got into BTC when it was less than $50 are the ones that were early. That's a very high bar to set, I wish you luck with that, as you make your way through life - only seeing yourself as early to things that will subsequently grow by >14000% (70000/50); else considering yourself to be "too late". With such an outlook, I presume you have all your money invested in the most speculative end of the NFT market?

cryptorevolution999

"We are still way early". Everyone talks about Bitcoin, and they do even the super bowl ads. But still, we are still early. People who got in BTC when it was less than $50 were early.

Andbosi

I just keep my emergency fund there for housing, everything else goes to BTC. What's the purpose to save paper money nowadays.

ForVictori

Do you know how they are able to lend the funds to you at 1.24% then? Why are they not just depositing their money at bank and earn double the interest? If you don’t want to lose your BTC, these are the questions you need to ask, you have to do your own due diligence. No free lunch in this world.

Calm-Professional103

If I had $600 to spend on crypto and I was new to the space, I’d use it to learn as much as I could 1.  Put half into BTC in a self-custody Lightning Wallet and use it to practice sending and receiving. Maybe find a merchant who accepts it and make a purchase or buy some groceries with an egift card in Bitrefill. Try out Nostr.  2.  Put the other half into ETH, hold it in a self-custody DeFi wallet and stake some of it. Protocols like Kiln will allow you to stake from your own wallet and earn 3% APY paid daily in ETH while you hold.  Don’t expect to get rich on $600 but try not to get rekt playing the shitcoin casino.  Good luck. Have fun. 

Hfksnfgitndskfjridnf

Gotta love the MSTR bulls. “You guys just don’t understand the genius strategy of Saylor. Issuing perpetual stock with dividend obligations of 11.5% forever is brilliant!” Meanwhile their first tranche of STRC issued has already given back 10.1% of the BTC per share it acquired in less than a year. If MSTR stays at this price for another year, even if they start increasing 30% y/y every year going forward, this initial STRC issuance will be a net negative decision.

Sally_Lessey

Of course. But you should know that 85K is not BTC's highest point, so the current 68K is only temporary

Daedalus_Knew

MSTR is a BTC company, they don't have a responsible option that involves selling Bitcoin. That would destroy them.

Own-Kaleidoscope6429

Depends. Are you investing to make a short return, buying vehicle of utility and wealth transfer, holding as a store of value, or transferring to a more secure type of asset than the dollar? BTC can be treated like a stock, but it isn’t.

Zdendon

Rate is too good to be reasonable. What is their economic model ? They can safely use the money to generate much more than 1 percent. So why would they do it ? They probably will use your BTC to earn them money in a very risky way.

caccamo88

these episodes are welcome, I am really worried this time are late in coming, still not many are declaring BTC death so a huge dump yet to come

LushLustPin

Yeah I kinda feel the same. Price action looks more like “polite grind up” than “bull run” right now. BTC at 70k *should* feel euphoric, but instead it’s like everyone’s staring at the chart going “…so is this it?” Volume is meh, alt rotation is weak, and ETH feels like it’s just existing rather than leading anything. To me it looks like a slow accumulation / repricing phase, not a proper breakout. Big money seems willing to buy dips, but not chase. Retail doesn’t feel back in full yet either. I’m just DCA’ing and keeping some dry powder. If this is the start of a big leg up, cool. If we get a proper flush first, also cool. This isn’t screaming “top,” but it’s definitely not screaming “send it” either.

inadyttap

i like it better when BTC is above $69420

Own-Kaleidoscope6429

Hey at least you’re not being a *** about it. It’s okay to look stupid, at least you have conviction in something you think is constructive. 2021 to now, which has lost more of its value: BTC or the dollar? Nuff said, I DCA.

Trashfishbotanicals

I think it’s not so much that the value of BTC going up as it is dollar value going down

bitboy2233

Stop thinking this way… buy now and HODL stop waiting for smaller dips…. You need a LONG term outlook for BTC not scalping into positions

mrgoldnugget

actually it was MDMA, great stuff too, but I would really use that 50 BTC now.

Select_Aide_6548

Think about it this way: If you buy at todays price, you buy it for **less than the average price** paid by the top BTC buyer / pumper (Saylor).

DeoVeritati

I've been in since 2017. I'll be real, I'm NOT sure of really anything, so I diversify. I don't have the risk tolerance to be in any one or few assets to a significant degree. My BTC portfolio has pretty consistently been about 5-10% of my portfolio, so I get to benefit from the potential gains it has or mitigate the damages if it goes and stays south. I'm optimistic with bitcoin, but my last, and really only, trade was somewhere in the $70k in which I bought back in at $63k. $70k was a target I set like 7 or so years ago but missed the first time it hit $72k, so I say take emotion out of it. Otherwise, I haven't really contributed since like $15k? Pick an amount of money you'd be okay with if it ever became $0, pick targets where you'd want to make a profit, and pick targets if you want to mitigate losses and stick with it.

fake_review

I started with about 20 Cryptos, Polygon, Algorand, Shib, some low cap coins…. Most were sold at a loss or totally failed. Luckily I invested mostly in Bitcoin, XRP and HBAR and still sit on a good plus with these three only. But honestly, XRP is play money by now, I dont even expect much progress from them anymore. Just waiting for the next cycle. Start with BTC and see how it goes.

goodlordnotslum

Happy to know I’m not the only person 100% BTC , I was starting to feel crazy a little

Allin_Or_Allout

Never 1 million. Not in this lifetime, not on this planet, if BTC is available on Pluto, not even then.

Imjusthereuser

Cause BTC go up. Utter money go down :/

HSuke

> The company has made it clear they are pivoting toward artificial intelligence and high-performance computing. The big difference between MARA and MSTR is that MARA is acting more like a responsible company that values its shareholders and profits. Meanwhile, MSTR is still diluting and canabalizing its MSTR shares for its premium shares and BTC holdings.

SatoshiNakamotto

Her BS translated to real talk: Our whales have been manipulating the market for the past few months and shaken the tree just enough for the little Sat holders out there to chicken out and sell at spoiled fish prices. We at MS, want to buy as many Bitcoin as possible- at the lowest possible price, because we obviously know that BTC is jumping on a rocket 🚀 very soon.

Awkward_Potential_

>Yeah but it only works if there’s a common understanding of the issue and that the majority agrees on the fundamental properties of BTC … That hasn't been true for the last 15 years and it hasn't mattered.

Successful_Big_3423

That would depend on what you define as ALL IN I would consider myself to be ALL IN, Yes. How you define that may differ though. Honestly, I follow my own time-cycle [endianengine.com](http://endianengine.com) You can download the APK sideload if you like but I'll understand if you do not. My app will tell you when to buy and sell every 4 years once you see what it's doing I created the app from scratch with the help of AI Bitcoin Metronome I haven't worked a "job" in over 5 years since, I don't have to. Is what it is. I just want to help people but I generally stay in the shadows, watching - or not at all. BTC has a cycle - grab my app - learn the cycle - never work again I'm never fucking going back !!! So, yeah - ALL IN !!!!!!!!!!!!!!!!!!!

CharlesOregano

I wouldn’t say it’s massive, but it’s good news. I know some cases from people who sold BTC to buy a house, so it makes sense some companies see this as a business.

Successful_Big_3423

You'll here a lot of the "YEAH BTC" when you are in the BTC room - lol I've been here since FEB 2013 I don't do social so sorry about the 5 day old account or whatever I'm at. I hate social media BS BUT - here I am again. So DM me if you want to talk These folks are fanboys and they have nothing but the "good" thing to say about BTC Bias destroys honesty, truth be know. I've live through it all and you can ask me anything. I'm not gonna lie to you or sell you fluff. All my software and apps are free - lol - just kidding, but they really are free \[not gonna push my link or ware on you-promise\] Anywho - hit me - or not

2xfun

Yeah but it only works if there’s a common understanding of the issue and that the majority agrees on the fundamental properties of BTC … almost everyone is financial illiterate (they still think inflation is the cpi metric) and they can’t tell coin clown from BTC  This will likely never change … idiocracy and debt enslaved wins 

ghostbackwards

i swear I recall getting tipped in BTC here on reddit in the early days but how would I even go about finding that.

Flamboiant_Canadian

I'm just waiting on a major correction for BTC before putting anything else in. The market has been bleeding pretty steady and everyone is consolidating back into BTC.  I'm just waiting for the inevitable dump to stock up on my favourite alts.  If you don't think it can go lower, you haven't been around that long lol. 

A743853

40% BTC 30% AI Compute (Basket AI coins like TAO) 30% Privacy (Basket Zero knowledge coins)

Successful_Big_3423

Give it a few days and let the adrenaline run it's 1/2 half cycle. Maybe one day you'll figure out that a BTC DEV is not a fulltime job. More like babysitting the code so that nobody changes it in a way that "breaks it". Because - LOL - If you want to fuck with BTC - then fork it and GO NUTZ !! Because better people then yourself have tried and failed to join the BTC team, only to be turned away. The creator of DASH was one of them, Xcoin > DarkCoin > DASH >>> THAT was Evan Duffield. Except we was a coder and he knew his shit. I'm not trying to bust your balls here but publicly stating that you want something, does mean your gonna get the keys to a billion dollar ANYTHING !! Go FORK BTC and have fun. It's what your suppose to do.

KCConnor

100% of his future is probably not 100% of his assets. I'd say I have 100% of my future in BTC, while it probably only represents about 1/3 of my net worth in USD right now (the rest in a small 401k, majority equity in my house, and a piece of land I purchased last year after liquidating some BTC). By the next bull run, just by BTC flexing to new highs, it should represent about 3/4 of my net worth. "My future" is that piece of land I purchased, and the BTC I currently have. I don't even want to think about "my future" being the rules around 401ks and conventional retirement. I can't stomach the notion of slaving the cubicle life into my 60's. It's a vaguely viable second option, but it's as appealing as an Orwellian apartment in London. So I'm 100% in BTC as my future, too.

OkFarmer3779

This is just treasury management, not a signal. Bhutan mines BTC via hydro and periodically liquidates to fund government operations. They're not bearish, they're running a sovereign fund. The interesting question is what happens when more small nations adopt the same model.

Dovienya55

Nah, pizza for weed smokers is where the BTC money was. People were buying pizzas for like 20 BTC back in the day.

Cryptomuscom

Sticking to BTC instead of getting distracted by alts is a lesson most people learn the hard way.

VastPresence2412

A combination of the quickly increasing debt the US is in, and the fact that they think they can solve this problem by printing money out of thin air. This my good sir is absolute stupidity. Making the citizens pay for the governments poor financial choices. BTC can never be printed and can never be inflated. 21 Million coins, trust-less, secure.

chichris

Been using River for years and they are by far and away my favorite BTC app. Sorry you are having issues.

PheelGoodInc

I've been using River for about two years for their BTC interest. I've no had issues and always withdraw my sats.

rocket_beer

That isn’t doing that though. Using coinbase, you pay them in USD (fiat). You never have any ownership of any BTC at all.

AnxiousSeason

The[ US Asset Market ](https://www.visualcapitalist.com/wp-content/uploads/2024/12/US_Asset_Markets_by_Size_SITE.jpg)is massive. BTC is what? 2 trillion? And the vast majority of that is owned by boomers who do not invest in BTC. So what happens in the next 10-15 years as they die off and leave their assets (houses, stocks, bonds) to their kids? Do the kids keep the money in stocks and bonds? Do the kids keep the 8 houses? Or do the kids sell that stuff and invest in crypto? See the treasuries market? 26 TRILLION. BTC is 2. Real Estate is almost 60 TRILLION. So what happens if even 10% of total US Assets move to BTC? If BTC is where its at, at 2 Trillion, what happens if that 2 trillion jumps to 10 trillion? That's nothing compared to total US assets market, right? So what happens to the price? Well, its a 5x from here, meaning about 400k BTC.

ShitcoinJoe

Then name me a time or pricetarget when 7% discount on buyprice makes no difference. 7% is 7% if BTC is 10k, 100k or 10 million

DiamondHandsDarrell

This is great news, especially for early miners, because now you could use BTC without having to realize your gains. Which in this case are going to be long-term capital gains the full value.

No-Wrap3568

Coldcard is definitely up there if you’re going BTC-only and super into air-gapped setups, but it’s not very beginner-friendly and pretty limited beyond Bitcoin; BitBox is clean and simple but still relies on the usual single seed phrase model, same with Trezor Model T which has had physical attack vectors shown before ([https://cointelegraph.com/news/trezor-wallets-can-be-hacked-kraken-reveals](https://cointelegraph.com/news/trezor-wallets-can-be-hacked-kraken-reveals)). Personally I moved away from that whole “one seed phrase = single point of failure” design after reading about leaks like this [https://finance.yahoo.com/news/seed-phrase-leak-crypto-wallet-100229033.html](https://finance.yahoo.com/news/seed-phrase-leak-crypto-wallet-100229033.html). Just put your cypherock to BTC only and it should be good to go for the following reasons:- 1) Supports non-KYC inheritance 2) Backs up the seedphrase of the other wallets that you have 3) Has in App swaps And easy to use

therealharajuku

think back to 120k+ BTC and tell me you’re not buying. it doesn’t matter if the bottom is 50, 60 or 85k. it’s still way down. if you’re not chasing fast percentages but want this long term not buying below 70k will sound crazy in a year or three from now.

AgitatedTelevision16

DCA HBAR, BTC, etc

Interesting_Loss_907

This is why many people lose money trying to trade or time the market. The times you \*should\* be buying the most are precisely the times most people are terrified of doing so. I remember the long, difficult bear market of 2015 when we hovered around $200-250 /BTC for what seemed like an eternity. To this day I kick myself because I \*reduced\* the amount of $ I was investing out of fear, rather than increasing (or at least maintaining). You’re doing the right thing to DCA through the bear market.

GamerRevizor

A Bitcoin CFD on XTB is just a bet on the price, not actual ownership of BTC, so you can’t withdraw coins and you take on leverage and fee risk. For long-term investing, buying real Bitcoin and holding it in your own wallet is usually the safer approach

TheresNoSecondBest

>Borrow €80k against 2.2 BTC at ~1.24% APY (Morpho) That's not how it works, mate. You have to exchange your BTC for a shitcoin token created by a shitcoin casino, running on top of another shitcoin. At that point, **you won't own any real bitcoin**. And for the whole duration of the loan, you'll hope the shitcoin won't lose peg to bitcoin, something we've witnessed before.

No-Wrap3568

Your strategy (DCA into BTC over time) is honestly one of the safest approaches, just buying consistently regardless of price tends to beat trying to time the market. Ledger Nano S Plus is decent for €50, but it’s not exactly risk-free given past leaks + phishing issues ([https://www.bitdefender.com/en-au/blog/hotforsecurity/hacker-publishes-stolen-email-and-mailing-addresses-of-270000-ledger-cryptocurrency-wallet-users](https://www.bitdefender.com/en-au/blog/hotforsecurity/hacker-publishes-stolen-email-and-mailing-addresses-of-270000-ledger-cryptocurrency-wallet-users), [https://cointelegraph.com/news/hackers-fake-ledger-apps-to-steal-seed-phrases](https://cointelegraph.com/news/hackers-fake-ledger-apps-to-steal-seed-phrases)). Personally I’d look at alternatives like the cypher rock hardware wallet, it works great as a bitcoin-only compatible wallet too)