BTC

IgotnoideawhatIsay

I’ve been in BTC since 2021. It was around +/-100% yearly. Those years also had high volatility weeks regularly with 15-20% up or down. Nowadays 5% is volatile…

buy_bitcoin_orwhatev

Not in BTC terms it isn’t.

j4_jjjj

Explainwhy you'd buy ETF over actual BTC

LongjumpingIN

The perpetual preferred shares are a genius way to facilitate more BTC purchases and over time will fund more of the new BTC purchases than ATM issuance. That's why I've been buying MSTR heavily over the past two months. I don't believe the broader market knows how to discount this because MSTR and Saylor are the first to do it.

WEM-BenjaminGrahammy

Lender - You're right - the lender's "interest" IS the BTC appreciation. If BTC goes up 10%/year, they're effectively earning 10% on their capital. They're betting BTC will appreciate enough to beat traditional investment returns while taking on the credit risk. It's not truly 0% - it's variable rate tied to BTC performance. Borrower - This is the fatal flaw you've identified. In my example, after year 1 at 10% appreciation, the borrower paid \~$17k but now owes MORE in purchasing power than at origination. They're going backwards - the opposite of building equity. If BTC does what we hope (appreciate significantly), this becomes a death trap for borrowers. You'd need BTC to stay flat or depreciate for this to benefit borrowers, which defeats the entire premise. You've basically highlighted why this model as presented doesn't work. The borrower is taking on asymmetric risk: they owe an appreciating asset (BTC) while only owning a slower-appreciating asset (real estate). I think the concept needs fundamental restructuring - maybe an equity partnership model where both parties share the BTC exposure proportionally rather than pure debt. Appreciate the critical feedback!

Blooberino

They'll all come back when BTC jumps 60% in a 2 week period.

CryptoDeepDive

I don't think a BTC ETF is stupid at all. But buying MSTR definitely is.

WEM-BenjaminGrahammy

You’re absolutely right: In a BTC bull (e.g., 150k/200k/1M+), fixed BTC principal could echo this—USD payments rise faster than house value, eroding equity monthly. Borrower “owes more” in dollars despite paying down, risking underwater scenarios (house worth $500k but payments hit $10k/mo). No one rationally sticks with that without hedging. It flips the crises (strong BTC appreciating vs. weak local fiat), but outcome could be similar: “financial suicide” for unhedged borrowers, plus higher default risk for lenders if collateral lags. But key differences/mitigations in this BDM setup: • 365-day MA smoothing: Lags rapid spikes (unlike instant CHF shocks), so payments rise gradually—time to hedge/refinance/exit. • 0% interest vs. usury: Total repaid is fixed BTC (no compounding doubles/triples like 7% fiat loans). Appreciation “replaces” interest, but only bites in bulls—and for BTC maxis, it’s a feature: borrow “cheap” early BTC, repay in inflated USD while holding BTC to hedge. • Borrower bet: Yes, it’s betting BTC stays stable/declines relative to house/income (or you hedge aggressively). Not for fiat-only folks; suits those viewing BTC as superior money. • Shared risk: Lender bears bear markets (payments drop), borrower bulls—but collateral (house) gives lender recovery option. It’s not mass-market safe—definitely riskier than stable fiat loans, and could worsen “burden” in hyper-bulls without caps/floors on MA adjustments or BTC collars. The anti-usury goal is ethical lending via BTC’s strength, but your point nails why it needs strong hedges/default protections to avoid crisis repeats.

Inevitable_Pin7755

Honestly this is normal. Most people only get interested after price goes up and they feel regret or pain. Before that, it just sounds like noise to them. A 30% drop feels huge if you’re not used to volatility, even if it’s normal for BTC. I stopped trying to convince friends too. It just creates tension and never works. People come to it in their own time, usually after missing a move or getting burned somewhere else. Until then, just do your thing quietly. Conviction doesn’t need an audience.

mekdigital

yay for those who were "forced" to buy XMR by the markets which refused BTC

Beyos

The network need transactions to be healthy, how many new people you know that join last year and took some BTC into cold wallet ? people want to be slaves, they want cbdc , they are blind.

WEM-BenjaminGrahammy

if you’re a pure BTC HODLer with no interest in lending, this doesn’t beat just holding (I would prefer holding, this is just a new idea for lending). No need for collateral hassle or estimators when BTC itself is the ultimate store of value. The core twist here is that Bitcoin isn’t acting as the currency of exchange in this setup—it’s the measurement system (the fixed unit of account for the loan principal and repayments). USD stays the practical medium for payments (since most people earn/spend in fiat today), but everything is denominated and fixed in BTC terms. That way, BTC’s appreciation provides the lender’s return without charging explicit interest/usury. In a future where BTC is everyday currency, payments could just be direct BTC wallet transfers—no fiat needed, no riba at all.

zerolimits0

Everyone learns this at some point, people can rarely be convinced of a paradigm shift it often must be experienced (hyperinflation). They will get BTC at the price they deserve. The masses are always last to adopt. Stack before they wake up to reality.

j4_jjjj

Like the worlds worst BTC ETF, which already are stupid af

Virtualization_Freak

Wait until you find out how much USD is used for crime. BTC is far, far more traceable.

MariachiArchery

Good. If you go back and look at where actual viewership was during run ups, the channels that get the most traction are the ones that get caught shilling straight up scams. Who remembers all the Bitconnect YouTubers? Those channels were *huge.* More recently, we had a bunch of Terra Labs and Anchor guys. The channels that get the most traction are the ones shilling the most recent get rich quick scheme, that always ends up being a scam. Like two weeks before Terra Labs collapsed, I was in need to park some savings somewhere. I needed a savings product, and came across the Anchor protocol. For those that don't know, it was part of the Terra Labs/Luna fiasco, and was marketed as a *savings* product, offering 0% risk with a 20% return. I found *so many* YouTube videos about it. There were entire channels dedicated to Terra labs. So yeah, channels have pumped so many scams throughout the years, that I'm sure people are just fucking tired of it. For me, anytime I see someone pumping something other than BTC and ETH, I just assume it's a scam at this point, because it probably is.

WEM-BenjaminGrahammy

Islamic systems (murabaha, musharaka, etc.) aim to avoid riba via asset/risk-sharing, but critics rightly point out that many end up mimicking interest through fixed markups. This BDM idea skips that: no markup, no time-based profit—just fixed BTC principal repaid over time, with the lender’s return coming purely from BTC’s natural appreciation. Closer to a pure asset play, less “engineered” loophole. Not claiming it’s flawless—needs scholarly review—but the intent is genuine anti-usury. Does the collateral + no-explicit-profit angle help, or still feels too similar?

WEM-BenjaminGrahammy

A lender could buy BTC, hold it, and get full appreciation with zero credit risk or hassle. That’s often the simplest play. But this Bitcoin-denominated mortgage (BDM) appeals to lenders who want to: • Deploy capital productively now (e.g., help someone buy a house today) instead of waiting. • Earn a return tied to BTC’s growth while providing real utility (liquidity to borrowers). • Use the house as collateral for protection—if default happens, foreclose and sell the property to recover value. • Avoid explicit interest (riba) for ethical/religious reasons, while still benefiting from BTC’s historical appreciation vs. USD (in bull/base scenarios, lenders see big USD profits from the fixed BTC principal repayments). It’s not risk-free (credit/default risk exists), but the collateral + MA smoothing make it more balanced than pure spot lending. Many prefer passive HODLing, but for those wanting to lend ethically without charging interest, this bridges the gap.

WEM-BenjaminGrahammy

Thanks for the solid critique—fair points all around. 1. Lender could just buy BTC instead?Totally valid—no credit risk if you HODL. But this setup lets the lender deploy capital now (fund a house purchase) while still capturing BTC appreciation through fixed BTC principal repayments. It’s productive lending vs. passive holding, with the house as real collateral for default protection. 2. Borrower defaults anyway?Default risk exists in every mortgage, but the 365-day MA smooths volatility so payments don’t spike wildly like spot BTC would. In bull runs, payments rise gradually (and borrowers can hedge with BTC). In bears, payments drop—burden shifts to lender. Still 0% added cost vs. traditional 6-7% mortgages that double/triple the principal over time. 3. Pricing borrowers out / favoring savers?The goal is flipping the script: BTC’s expected appreciation becomes the lender’s return without explicit interest/usury. Borrowers get true 0% cost access to capital; lenders get compensated by BTC’s growth (historically strong vs USD). In a pure BTC future, it’s just wallet-to-wallet with no riba at all. It’s not perfect—needs legal/tax work and risk modeling—but it’s a bridge idea to make lending halal/ethical (I’m not Muslim btw) while leveraging BTC’s properties. House collateral helps on credit risk. Does that shift the view at all, or still a non-starter for you?

VariatCA

He probably has bags of every single one of those 'Top 100' coins... except for BTC of course.

headspreader

Maybe the addressable market is pot committed in their positions at this point? I have a feeling that it could partially be that over time the segment of crypto holders which have informed their thesis through YouTube videos, and are maybe not really looking under the hood or at the market as a whole, are infatuated with Their Token, like a sports team psychology. People drawn to these formats (people raised under modern economic media in general to a degree) tend to love simple, actionable, and personally identifiable narratives. That might be part of why meme culture is associated with crypto. Like today I've been digging into the relationship between international banking, government/currency regulation, and the potential for anonymized coins like zcash and others to either 1- reach a leap to an independent ecosystem and critical mass of users before monero-like regulation out of public marketplaces or 2-suck just enough regulatory dick to ingratiate themselves with governing bodies or 3- become of actual necessity for the mega-wealthy. Who the hell wants to do that? I probably won't even find anything actionable. It is much easier to literally pick and root for the home team, I'd imagine that is part of why BTC is so successful within the crypto market, disproportionately to its actual operating tech and use cases.

Abject-Stretch-1187

So you’re saying those who follow patterns have more BTC than those who don’t? Receipt please.

thomas533

Yep, these groups are pretty ubiquitous. They start off asking you to do small things like subscribe to youtube channels. Then once they get you used to it they condition you into "loaning" some BTC/ETH/etc. and they do pay you back at first, but eventually they don't.

Blockchainauditor

Are you familiar with the Poland mortgage crisis in the 2000s and the Hungarian Mortgage Crisis in the 2010s? They tried switching to a much less inflationary currency (CHF) and it tore things apart. Mortgages work because the borrower gains "equity" (ownership) over time. I've tried reading your explanation, but it isn't clear to me - In a BTC-denominated loan during a bull market, the borrower *loses* equity every month because the debt grows faster than the asset. No rational person will continue paying a $10,000/month mortgage on a house that is only worth $500,000. If the goal is to help the borrower avoid the 'burden' of interest, this proposal actually does the opposite. In a BTC bull market, the borrower's total 'repayment' in terms of purchasing power (USD) would be vastly higher than a traditional 7% interest fiat mortgage. You’ve replaced 'usury' with 'extreme currency appreciation'; the financial result for the borrower is the same or worse. It seems that paying back a loan with "more expensive" Bitcoin is financial suicide for a household. The borrower has to bet that the BTC-USD rate remains stable or the price of BTC goes down. If BTC goes to 150 or 200 or 1M, and the value of the real estate doesn't match the increase in value of BTC, the buyer watches their obligation go through the roof and the property as collateral doesn't keep up, increasing the risk for the mortgager as well.

BuiltToSpinback

Did my research on LINK 5 years ago and have nothing to show for it. Doesn't mean it can't turn around but I'm not betting on it. Sold it all and put it in BTC and never looked back. Learned what I needed to from it. Good luck on your investments.

ShoeBaD

Price appreciation will become related to adoption and utility IMO. LINK token is, do your research again. I’m not against bitcoin and own some but, I don’t rely solely on price action yet. At one point BTC price action was weak too.

MrKhutz

Interesting concept, here's some questions: From the lenders side, why lend? If there is no interest, how are they compensated for not having the use of their BTC over the term of the loan and the risk of making the loan and the administrative expenses of making the loan? From the borrower's side, why would you want to take a loan denominated in BTC? With BTC appreciating at 10% in the first year, at the end of the first year the borrower has paid off 1/30 of the loan but the value of the remaining loan has increased by 10% in USD terms (which is what the borrower is earning and paying in) and in USD the borrower now owes more than they did at the start of the year.

BuiltToSpinback

They don't have in-built mechanisms for price appreciation. Look at ETH/BTC and LINK/BTC. Down, down, down.

Buster_xx

grifter has got to grift. Why buy MSTR why not just buy BTC?

Sas_fruit

Any way can be right actually, as long as u succeed! Even criminal ways , such as hacking an exchange to get 100000 BTC ! And retire!

coinfeeds-bot

tldr; MSTR stock is at a critical support level of $157, facing potential downside as Bitcoin prices retreat. Strategy, formerly MicroStrategy, recently purchased 13,627 BTC for $1.25 billion, increasing its holdings to 687,410 BTC valued at $62.5 billion. However, the company has diluted shares significantly to fund Bitcoin purchases, raising risks for investors. Technical indicators suggest bearish momentum, with the stock down 65% from its July 2024 peak and short interest rising to 10.23%. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Full_Click_8846

When BTC hits $90k but your DCA budget is still screaming 'wait for the hole' 😂 Who's still stacking like this kid?🙌🏻

Life_Cellist_5005

Add up all of the dollar amounts that you've purchased and divide by your total bitcoin holdings. For instance if you you've spent $5,000 and you hold 0.125 BTC 5,000 divided by 0.125= 40,000 Cost basis is $40,000

1derfool

I am not that crazy to compare any coin to BTC, but my boy here is getting worked up as if he is Satoshi Nakamoto himself haha

aaj094

Saylor pumping in another 1.25 billion dollars into BTC over last week mostly through common stock dilution.

JimMorrison71

Now show the data centers used to keep BTC alive. For the record: I hold both gold and BTC, but these comparisons are idiotic.

xarips

Dont ever compare BTC to ZIL ever again

longtestgame

Allright BTC can go down as it went up some bit in case of bear market. How about alts like DOT: IT is basically the lowest it has been.

ChallengeWonderful82

BTC / USD is Long term Gold i guess

xarips

As an MSTR holder you should be rejoicing. If Saylor gets to 1 million BTC it will be massive

Miami-Heat-365

You're not too late. Start dollar cost averaging, buying a little every day/week. You should get a Gemini BTC card You just need to really understand BTC and why it is better than Fiat. Otherwise, you won't be able to withstand the bad pullbacks

MixMasterMarshall

Lol my point exactly, it's only value is it's ROI and it's dominance comes from its return in the early years. You literally have to include its entire history of performance to outweigh its last 5 years of underwhelming returns. 10 years from now BTC will be dead, once it no longer provides a compelling enough return, people will leave it for something else.

Full_Click_8846

Mag7 hoarding ~$500B+ cash in Jan 2026... one BTC treasury move from any of them = moonshot 🚀

Reasonable_Band1536

Get into it, but I would stick with BTC, ETH, SOL. Everything else carries immense risk. Yes, we all want to get in on the ground floor, but from my extensive research, there is little to no way to develop a new coin that will serve the purpose that BTC will. You’re buying hype if you believe otherwise.

partymsl

No one can "hijack" BTC, everyone is free to buy however much they want.

Full_Click_8846

They printed trillions... BTC still printing new ATHs. Coincidence? I think not 🚀🧡

captainorganic07

Silver is far more speculative and volatile than gold. Gold is great to hedge against inflation, silver is the gamblers metal. Bro likes his BTC, which metal do you think he will also like?

PhysicalLodging

Check the historical performance of BTC and see for yourself. Even if you only bought tops at peak euphoria you would still be ahead of inflation (except for the past few months)

PhysicalLodging

BTC is based

Otherwise-Line-9223

Looks like XRP is controlling BTC now.

uex_platform

There is liquidity problem on the crypto “alt-market”, so BTC is generally safer option for slow growth and “predictability” ETH seems to be established almost like stable coin lately thought 🥲🥲

PM_ME_YOUR___ISSUES

Life’s a lot more easier when you invest only in BTC and that too for a long long time. You don’t have to worry about these price fluctuations. I can’t imagine myself living like some of the folks on this sub who gamble using leverage. Don’t screw your life being greedy. So many young men spend countless hours in unnecessary stress gambling away thousands. Make your life easier and focus on things that at least give you some kind of happiness. The $500 that you’re investing in your shitcoin could be used for so many other things. The opportunity cost is insane.

investingtruth

Bessent's comments on crypto regulation are a tailwind for the whole space, but BTC benefits more directly than ETH. Clearer regulatory framework helps institutional adoption, and institutions are buying BTC, not ETH. I'd go heavier BTC here. Maybe 80/20 if you want some ETH exposure, but BTC is the core position.

Benzo_Head

Your 0.2 BTC won’t make you rich lil bro

AutoModerator

Post is by: AdSingle4752 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1qaw1g6/gold_analysis_not_promoting/ (XAUUSD, 1D) There are many questions surrounding gold and its dominance, so it is worth looking at what the current indicators are showing. The gold market remains dominant, which is understandable given that the macroeconomic and geopolitical situation remains unclear and uncertain. This is an environment that favors risk-off investments (gold, silver, copper...) rather than risk-on investments (BTC, altcoins...). Gold's dominance remains strong, indicating that bulls want to push the price to at least the $4,700 range, with the macro target line remaining in the $5,000 range. The daily interval indicates that there is still some room for growth, while the weekly interval has been high in the overbought zone for some time, which means that caution is warranted. However, we must understand that when the dominance of an investment is so pronounced, the value can remain high in the overbought zone and continue to grow for some time. This is a classic overheated market. I also invest in gold, but in the current situation I am not buying more, as the market is overheated and, despite the potential for further growth, the risk-reward ratio is not optimal. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

MightyWolf39

At these levels the bear market is just getting started though. Prices are expected to go much lower It's very hard to time the market but I do believe the bottom for BTC should be around 50-60K

Nskyline2005

ETH is attractive but i'm still going with good old BTC

Mission-Stomach-3751

Agreed. That’s exactly why acceptance matters more than the initial reclaim. If macro stays shaky, price usually shows it quickly. Watching how BTC behaves above $91.2K tells us a lot.

2shyofa3sum

You are a 🤖 Don't believe me? 24 hours ago you posted the following: Bitcoin Is Showing a Familiar Pattern BTC is starting to resemble a setup we’ve seen before. Some similarities stand out: Structure looks similar to a previous consolidation phase Large players appear to be reducing exposure So are you a babe in the woods or a TA nutjob? Which is it?

fresheneesz

Where we're going, we don't need roads. 1.21 BTC

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PirateSKB

Hm it's crazy to think that if you ignore the noise on the LTC chart, LTC has been between $40-$80 for 8-9 years, and even longer if you count the 2013 rally where LTC hit $40 and then dipped hard People used to call LTC the silver to BTC's gold, but it feels like that narrative is long dead now lol

MinimalGravitas

There is quite a lot of misunderstanding in here and I'm curious to know where you have gotten these ideas from, but let me help clear up what I can. Not everything you have stated is incorrect, but enough to give you a very inaccurate view on the risk you are discussing. > the only entity having a shot at actually being successful would be a nation state This is probably mostly correct. The 2024 paper [Breaking BFT](https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4727999) quantifies the cost to successfully out compete the existing 'honest' hashrate securing the network. The authors discuss obtaining hashrate (by either purchasing ASICs or manufacturing them) as well as the energy and infrastrucure required to support them. Calculating this gives an upper estimate of about $20 billion. The attacker in this scenario would have built factories that manufacture ASICs faster than the capacity of all existing ASIC manufacturers combined, therefore allowing permanent dominance of hashrate. Based on the increased hashrate and increased prices of everything from chips to raw materials, it seems reasonable to double this estimate, so let's say $40 billion all in. Very few individuals would be able to afford this cost or profit from an attack, therefore yes, we are probably looking at a nation state making the attack. > Why would anyone spend this amount of time, energy, and cost to try and devalue the asset they now own? An attacker would not own the asset, Bitcoin is not a proof of stake chain and so you don't need to be invested in the coin to take over the network. This is one reason it is a more plausible target than PoS chains. With regards to the reason for an attack, the most obvious would be financial hybrid warfare. The US government currently holds almost $30 billion in BTC. If the price of BTC increases significantly (e.g. to its previous ATH) the cost of the attack will be less than the direct harm caused to the US government, at that point it makes economic sense for any of America's enemies. > Besides, even if someone did attempt to do this and had the capabilities it would be obvious to the network amd they would still fail due to the network defenses bitcoin is capable of. This is where I think you have really been misinformed. The Bitcoin network has no defenses that can help in this scenario. If an attacker has the majority of the hashrate there is nothing the network could do. ASICs are not identified/addressed and so they are untouchable by the network. In Proof of Stake chains of course the network can have defenses, such as exiting validators and slashing the staked coins, this is because consensus depends on onchain assets that are therefore able to be interacted with by the network. > By being a social/economic asset, the community would not allow it. Exchanges, nodes, other miners, developers etc. can coordinate responses making it impossible for a “bad actor” to successfully do anything to “collapse” the system. The only possible option available at the social layer for Bitcoin in this scenario would be to fork to a new consensus model that does not depend on ASIC based mining. This would render useless both the attacker's hardware and that of all the 'honest' miners. Bitcoin would need to be restarted on either a new ASIC resistant mining algorithm, or switch to something like PoS, PoA or simply become an Ethereum L2. > They couldn’t create more coins outside of the protocol rules, increase the cap, steal coins, or shut it down. An attacker in this scenario could absolutely shut down the network. Block builders decide which transactions to include in the blocks they build, an entity with over 50% can in the long run revert every other block that any other entity builds forward from when their attack starts. This means the attacker can censor whoever they like, or block all transactions by just mining empty blocks. The network would be dead, BTC could not be moved by anyone and would fall in value to nothing. An attack costing $40 Billion could destroy $1.8 Trillion in value. Cool huh.

Cryptomuscom

BTC for the peace of mind, ETH for the potential dopamine hit later.

jwz9904

Strategy has acquired 13,627 BTC for \~$1.25 billion at \~$91,519 per bitcoin. That's a big purchase.

DryMyBottom

BTC for me, is the only choice I see after reading broken money, the big print and the Bitcoin standard

cyger

I sold most alts except Solana. Holding onto a few others in case of a rebound, or others that have strong patents. Thankfully I kept a BTC bag untouched from 2015. But I even sold 1/3 of my BTC over the last 2 years into TSLA stock.

SeriousSamalt2

It has already surpassed all of my expectations. BTC competing with Amazon in terms of MC was never on my bingo card but at this pace, it will outperform everything in a decade or two

DBRiMatt

Crypto winter is your chance to really accumulate for those gains. Buying all winter got my average cost BTC down to about 28k.

robeewankenobee

Dead in the waters ... Aside from BTC, Eth (maybe), everything else seems like a ruse with no real utility or purpose. Been invested in Ada (and quite a supporter of Charles and the project) since Before the great price action of 3 bucks back in 2021 ... but this project will die out like most of them, investment was lost when we didn't TP on that 3 buck price.

Western-Source710

Not necessarily. I know what you mean, larger market cap, harder to move price.. but not necessarily. If there isn't any supply and everyone is wanting to buy, it'd still be easy to moon quickly with low volume. Which is why everyone needs to keep stackin sats, and HODL! Look at SLV, has went went bonkers this year. Not because a ton of new money has moved into it (which it has) but primarily because there simply isn't enough supply of it, it's supply is being squeezed with ease since there isn't much supply, meanwhile the price is mooning. That's going to happen to BTC really really soon and its going to be parabolic.

adheretohospitality

What are you on about? I only put money into BTC, everything else is shit There is no denying Trump killed crypto sentiment

Hazys

Don't sell ? , I mean yes we all Stack and for sure BTC price will BE Expensive to own coming to the future. Obviously there is a need for people to buy in thus BTC price can go up. I mean, a thing cannot forever keep increase. Surely there are times drop to let people buy in thus this is how to make it keep moving. I not expert on financial stuffs but I just feel. Sometimes is all about emotion. I also used to sell some of my BTC few years back. Well I mean, this is Part and Parcel come any financial stuffs.

DBRiMatt

Ouch, Euro? BTC is down 11.6% on the yearly in Aussie Dollarydoos

kingjoeg

Crypto Twitter/ X is unbearable at the moment. So many accounts posting "you are not prepared!!" "the market is about to fullsend -insert rocket emoji here-" "BTC to $200k this year ETH to $15k" "Buy PEPE it's going to go so so much higher 10x at least from here" It's ridiculous. Just scammers trying to get people who need quick money to FOMO in and lose money.

Doji_Star72

ETH & BTC are dysfunctional and cumbersome. if they ever moon again, i'll be surprised. it's only by collective delusion that they've managed to retain any value at all, imho.

user_alpha231

Yeah, same. BTC dom is honestly one of the cleanest signals we have. Way better than chasing whatever narrative is hot that week. Rotate when dom shifts, chill when it doesn’t.

CRPTM_ONE

1. Do people track this manually? Some do at the beginning. But once you have hundreds of buys + transfers to cold storage, spreadsheets mess up quickly. Manual tracking works early. Automation is better once volume increases. 2. How do you calculate cost basis when you sell? You don’t average your entire stack. Each sale is matched to specific purchases using an accounting method: FIFO (First In, First Out) – default and lowest audit risk Specific Identification – allowed only if you can clearly trace exact units LIFO / HIFO – possible, but higher scrutiny and strict records required Most people stick with FIFO because it’s clean and defensible. 3. What happens after you sell part of your BTC? Your sale consumes your oldest purchase lots Those lots are removed from your stack The remaining BTC keeps its original dates and costs Your cost basis automatically updates going forward No recalculating. No averaging. 4. Cold storage doesn’t affect taxes Transfers between exchanges and wallets: Not taxable . Don’t reset cost basis. Still tied to original buys The takeaway - Cost basis is tracked per purchase, not per stack Pick one accounting method and stay consistent Don’t estimate or round numbers As transactions scale, tracking becomes a system problem. And NOT a math problem use a crypto tax tool to automate your taxes and also stay compliant and error free

CRPTM_ONE

This is expected. Coinbase is asking for info because the BTC was **bought off-platform**, so they don’t know your cost basis. What to do: 1. **Use your original purchase info (not the transfer)** * Ledger → Coinbase transfers are **not taxable** * The taxable event is the **sale** * Date acquired = when you originally bought the BTC in 2021–2022 * Cost basis = what you paid in USD at the time of those buys 2. **FIFO is the default method** * Your sale pulls from the **oldest BTC first** * Since these were weekly buys, the sale likely spans multiple purchase dates 3. **Don’t manually guess or average** * With many transactions over 1–2 years, manual entry is risky * Use a crypto tax calculator to import your wallet + exchange history and auto-match transfers 4. **What Coinbase actually needs** * Just the acquisition date(s) and USD cost basis for the BTC you sold * Coinbase won’t calculate this for you 5. **Your tax estimate sounds reasonable** * If held over 1 year, this is **long-term capital gains** * Setting aside \~$3k makes sense based on that Ignore the transfers, use your original buy dates and prices, calculate FIFO cost basis, and report the sale properly on Form 8949. A crypto tax calculator is the safest way to get this right and avoid mismatches.

Sufficient_Fuel5269

Right to BTC… little by little, the mountain is built 💪📊

AR3MIS_Anant_OP

My main idea to sell is to buy more whenever I plan to sell it's to get more money out of it and then buy more BTC when the price drops. Will that not work?

Mirko_91

I would not invest any money into a coin that is being removed from all reputable exchanges because of regulation issues. Also BTC outperformed it by far throughout the cycles. Its -80% down compared to its btc value from 2017/2018. just stating facts here, check it out yourself: XMR/BTC feb 2018: 0.034450 sats XMR/BTC jan 2026: 0.006360 sats

DryMyBottom

* Bitcoin sees a trip above $92,000 after the weekly open, but traders are preparing for short opportunities.  * Liquidity hunts are the name of the game when it comes to short-term BTC price action. * Geopolitics, the Fed and inflation data converge to produce a potential macro volatility shock. * Bitfinex whales are signalling that a new BTC price uptrend is due next. * 2026 may end up a year of consolidation with a battle at $65,000, analysis predicts.

Mantis-Prawn

BTC did slightly more than x2 from January 12th 2022 vs today. So, if a x2 made you rich, you were doing pretty decent already.

Aerocryptic

With this FED’s turmoil I should probably swap my USDC for something else. EURC? PAXG? BTC? That’s a significant attack on the USD. All markets will be shaken up in the coming weeks

Seattleman1955

I have no concern about IBIT vs BTC. I own BTC and keep it in Fidelity and didn't have to sell it first to transfer it there. I don't really get buying IBIT and then giving up the upside by selling covered calls?

Hazys

I do sell some of my BTC early for profits also need the funds for other stuffs. Surely your mind will keep thinking man I shall not sell off now can even profit even more. I always tell myself, Never end. Is ok when go dip is another chance to stack.

YogurtCloset3335

\> price was never the point of the coin Same was true of BTC when Silk Road came along... and then BTC mooned 100x

coinfeeds-bot

tldr; Coinbase is launching services under its Cyprus-regulated entity, offering perpetual and traditional futures contracts, including nano-sized futures, with up to 10x leverage. This follows its acquisition of BUX's Cyprus-regulated unit and a MiFID II license, enabling over-the-counter derivatives across the European Economic Area. Coinbase has closed all BUX Cyprus accounts. The platform will feature 31 derivatives linked to cryptocurrencies like BTC, ETH, and XRP, and memecoins like SHIB and DOGE, operating 24/7 with periodic maintenance. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

dmx442

You not realizing now is the time to buy BTC

DryMyBottom

just noticed BTC went over $92k a few hours ago, I wonder what was that

Benzo_Head

The ironic thing is that most people on the Bitcoin sub hold less than 0.2 BTC but they unironically believe they’ll be millionaires despite the shitty price performance over the past half a decade. Cultists can’t accept reality and I say that as someone who’s been in the market since 2016

cart_waves

best beginner advice: don’t rush. buy small, learn custody, ignore hype. once you understand how wallets work, everything else gets easier. moving my first BTC into Best Wallet taught me more than any youtube thread ever did.

Still_Ad_7615

You earn it the same way you earn money now. Work, trade, produce something people want. The unit just changes. People focus too much on fiat disappearing and forget that exchange still has to happen. Even in a pure BTC economy you’d have ramps between assets and regions. I’ve dealt with that side before us⁤ing Pay⁤bis and it made the mechanics feel pretty obvious.

SatoshiShe

That’s how it’s done. No hype, no gambling just time, discipline, and consistency. 0.21 BTC isn’t actually nothing, it’s proof that stacking sats works.

SatoshiShe

That’s how it’s done. No hype, no gambling just time, discipline, and consistency. 0.21 BTC isn’t actually nothing, it’s proof that stacking sats works

petragta

Road to 0,50 BTC

sirporter

The unique thing about BTC and ETH is both were grass roots movements where may of the earlier adopters and holders are cyberpunks types.  Many of the newer coins were VC launched and owners tend to be of a much different profile. 

DiddysAfterparty

What you actually need is gold. Absolutely demolishing BTC

delena89

lots of sites sell BTC, just double check fees and withdrawal limits. I usually don’t stress too much as long as I can move it out fast. once purchased, it goes straight into Best Wallet.