BTC

Icy-Soup-7071

Its not even a failed experiment as a currency. Lightning networks are efficient and work. Open dime is an amazing sci-fi style cred stick way to turn BTC into physical cash. On top of its speculative value and philosophical representation against debt based inflationary economic systems. BTC is only ever going up on long enough time frames.

grapedog

Once my personal IRA is maxed in january, and my monthly payment to my 401k, then monthly whatever is left I split evenly between my brokerage and BTC.

Crypto-Bets

Ideally, you wanted to purchase some spot assets already so you would have skin in the game. Example: 25-50% spot allocation last time BTC fell 60-57k

Good-Book-6912

I think it will go back to $1000. Surely people will wake up at some point and realise stocks are better than shitty BTC. It might take some years of choppiness, but eventually people should understand that the real value is in owning shares in a company where thousands of people are working to make you richer. I think people are currently blinded by the meteoric rise from nothing to the current price. It's not like we will ever see anything close to those percentages again for BTC.

Buster_xx

I am following the seasonality. WE will go up until Septem-bear then drop like we did in may and pump in October and dump even harder going into the new year as we may go into an recession/ economic depresion. SO yes modest up ( 75-90k ) then massive dump ( sub 55k) This is all speculative assets not just BTC.

Cheap-Fix8523

1. Get stable income. 2. Accumilate debt for BTC 3. Put your emergency savings into BTC 4. Put your retirement accounts into tax advantaged BTC 5. Go on a cut for BTC 6.put everything into BTC 7. Exercisd, sleep, hydrate 8. Take care of your family, friends and community by selling their organs for BTC 

Outrageous_Elk_3192

2021 retails that blew their portfolio up from the metaverse never came back. That was a huge sign. Those who came back and thought BTC was their only savior will face consequences soon. When people have the same thoughts, you know it’s almost the end. ETF just proved 120k was the highest BTC can go. It will never go back to that price again, forever.

Outrageous_Elk_3192

Bullish on stablecoins but BTC is still a no no.

Blockchainauditor

Why do you believe that? Not agreeing or disagreeing, but the trend has not been toward BTC as a payment method, as per the vision in the Satoshi Nakamoto paper. The EU is pushing forward on a digital Euro; if not CBDCs, other countries are talking about stablecoins. What gives you this confidence?

jstsomedev

Highly disagree. Even trading BTC is boring now. It moves too slow up or down, now that institutional funds are involved.

Outrageous_Elk_3192

1. Quantum 2. BTC is not a good stored of wealth no more, store it in your head but have you seen USA stole many Iran BTC? Fundamentally it is impossible but surely USA has ways of doing it. 3. ETFs is the last exit for og whales, there will be no bigger money from now on. Just for example, not to mention Michael Saylor lol.

Outrageous_Elk_3192

Inflation doesn’t mean BTC will go up 100%. People must trust it as a store of value for it to go up as well. BTC is just speculation, once new money dries out, then it will face its end.

roswellralph

I think BTC will outperform S&P over the next 3 years from today. And some stocks will outperform BTC. Betting on a rotation back to scarcity is a plausible trade. But, if you don't agree, then put your money where you think is best.

Gloomy_Dependent_985

BTC/THC = sane mental health

thistimelineisweird

Seems like you're deliberately not including the option of will probably pass ATH but not hit $20 in 2026. This is equivalent of saying BTC may hit ATH at some point or hit ~$750k EOY. Like... that's a range. 

CompetitiveDrawing89

do not measure in USD measure in BTC you ....

SkyIsTheFloor

I've been predicting the price of BTC since last year that it will go down. What I'm expecting is around 40k areas, that's the high probability of zone before BTC recover. I do no think that the buyer will let BTC go much much deeper, so realistically 40k is enough.

Romanizer

Could be interesting for BTC, but ETH? Why?

Lefties_TheWorst7331

Lmao what.. $1 trillion in fresh capital injected into BTC would push it to $500k give/take.

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Post is by: AIautoagent1 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1uo7xpm/cbdcs_are_moving_from_theory_to_reality_while_the/ The most interesting monetary story right now isn’t an ETF or halving – it’s that CBDCs are quietly moving from white papers to actual infrastructure while the US just politically froze its own “digital dollar” experiment. We’ve now got a pretty clear split: China’s e-CNY is live at scale, the Bahamas, Nigeria, Jamaica and a few others already have retail CBDCs in production, and the Eurozone plus a cluster of EMs (Brazil, India, etc.) are deep in pilots and design phases. The Atlantic Council’s tracker shows over 130 countries exploring CBDCs, and the IMF/WEF crowd is openly discussing cross-border CBDC interoperability as a future “upgrade” to the global monetary system. Meanwhile, the US President literally signed an executive order banning a US CBDC for now – which doesn’t stop the Fed from building FedNow rails and experimenting in the background, but it does signal political resistance to a fully-fledged “Digital Dollar.” For Bitcoin and crypto, I don’t see CBDCs as direct competitors – they’re more like a confirmation that the fiat game is going fully digital and fully surveilled. A CBDC is just the same debasing unit with better policy levers: instant negative rates, expiring money, more targeted capital controls. At the same time, de‑dollarization is creeping forward (BRICS, bilateral trade in local currencies, talk of CBDC-based cross-border settlement). If the dollar’s network effect erodes at the margin, I want exposure to assets that sit outside any single state’s liability structure: BTC as the reserve asset, some ETH and quality infra, plus regulated access to the “inside” system via public markets. Given where this is heading, self-custody is non-negotiable for me. With CBDCs accelerating, I keep everything off exchanges in self-custody on a Ledger — the whole point of crypto is the exit: https://shop.ledger.com/?r=earning-hq&utm_source=reddit&utm_medium=social&utm_campaign=cbdc&utm_content=ledger and I only use centralized venues for liquidity and fiat on/off-ramps. For anyone just getting positioned, Coinbase is the most compliant US ramp: https://coinbase.com/join/earning-hq?utm_source=reddit&utm_medium=social&utm_campaign=cbdc&utm_content=coinbase Curious how others here are pricing CBDC risk: Are you changing your allocation (more BTC vs alts), your custody setup, or your jurisdictional exposure as these projects move from pilot to live? Ledger and Coinbase links are affiliate links. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

LionRivr

1. Get stable income. 2. Pay all bills and debts. 3. Build emergency savings. 4. Contribute to retirement accounts for tax advantages 5. Buy good Food. 6. Put everything else in BTC. 7. Exercise. Sleep. Hydrate. Sunlight. 8. Support your Family, friends, community. TL;DR: take care of yourself first. Take care of your circle. Be grateful for the time you have and the body you’ve been given.

kimilsung5000

When was that? Im assuming they bough the BTC around 2012-2015 so theree probably wasnt that many websites for it right? Do you know which sitess were for that back in the day?

kimilsung5000

I dont know either its just what they told me. Maybe bought the BTC through some kind of website.

gordonfr_

Make yourself familiar with tax environment and fees on sale from blockchain. BTC is not wild and free anymore.

Bogdanoff_dump_it

Depends how much it drops further. If BTC breaks below $60k again, I will spend more. If BTC goes back to $80k, I will spend less.

goodkid-19

BTC is gonna get to over 200k

Steric-Repulsion

None. That's like saying you "invest" in lottery scratchers. Now, for an investment, I recommend BTC3S.

imperialguy3

I was reading that the fees for BTC ETFs made it not so great of an option, but havent looked into it myself. Do you mind sharing your opinion on BTC ETFs in general, and why you chose the one you did?

outoftownMD

$1500/ month into BTC.  $6500/year into BTCC etf in TFSA

Such_Land_5569

As a BTC maximalist, yes, going in makes sense But the issue is not that it will go up, but if you can time the higher points in the cycle to match your liquidity needs Believe me, you want liquidity in your life. And that's where diversity comes in. Don't put in more than 20% of your wealth in to anything. For BTC, yeah maybe 50% 😊 But diversify your investment portfolio for the simple reason of assuring liquidity at all times of the seasons The one thing you don't want is having to liquidate your BTC holdings for a very urgent personal cash need

lexicon_riot

BTC is literally money and nothing else. It can't be a speculative "investment" unless it's used as money.

United-Swan-3288

Wait so, BTC is found to ‘gain significant momentum’ bc of a crappy ATM? Nope. We’re headed for $32k no matter how many of these machines they put out.

lexicon_riot

Just convert and spend. Buy the BTC right before you spend it at a merchant who accepts it. Boom, no capital gains tax and you grow the circular economy.

lexicon_riot

BTC is a purely monetary asset. It only preserves purchasing power if people use it to purchase things.

lexicon_riot

This sub is filled with a lot of people who only care about price and Bitcoin as an investment. They want to buy low and sell high, only ever using fiat as an actual medium of exchange. So, I understand why you have that impression. Fortunately, this is not representative of the space as a whole, there is growing momentum using BTC for payments. I'll keep posting here to argue with people who think BTC payments are stupid or unnecessary, but most of the people who actually use BTC as money are on X and Nostr.

fiveMop

Yeah, I can move it to DAI or BTC but I'd like to use that fund to hold EVM assets and trade.

EquitiesForLife

Yes and $1=$1. What's your point? The BTC loses purchasing power over time like any other currency. And it can be infinitely diluted.

Jealous-Reindeer-610

compared to? - tick tock ,next block - every 10 minutes , for 17 years now , 1 BTC = 1 BTC

Jealous-Reindeer-610

I doubt you are genuinely looking to buy, if so , show me your wallet address to show you have the BTC for it, to even qualify asking such a trollish question (proof of holdings - the block chain doesnt lie)

Soggy-Welder2265

His number is wrong because MSTR has purchase 174,895 BTC and sold 32 BTC! Not counting strive ?

ice-cookies2

We had basically the same debate on Bitunix's community forum the other day (disclosure: I'm an ambassador there). BTC's original pitch was privacy/pseudonymity, but the chain is so transparent and traceable now that it kind of defeated that purpose. So in practice it just ended up being an investment vehicle for most people. Sure, some businesses accept it as payment, but realistically I think of it more as an investment instrument than actual currency at this point.

Electronic-Rate5497

I buy stuff with BTC and use it as a flex lol I honestly hate carrying paper cash and can’t wait for the end of it

Jealous-Reindeer-610

[https://finance.yahoo.com/news/burger-chain-steak-n-shake-143109420.html](https://finance.yahoo.com/news/burger-chain-steak-n-shake-143109420.html) # Burger Chain Steak 'n Shake Just Supersized Its Bitcoin Holdings ... Iconic American burger chain Steak 'n Shake has added $10 million worth of Bitcoin [(CRYPTO: ](https://www.benzinga.com/quote/BTC-USD?nid=50004167&utm_campaign=partner_feed&utm_content=real_estate&utm_medium=partner_feed&utm_source=yahooFinance)[BTC](https://www.benzinga.com/quote/btc/usd?nid=50004167&utm_campaign=partner_feed&utm_content=real_estate&utm_medium=partner_feed&utm_source=yahooFinance)) to its balance sheet. This comes after the company started accepting Bitcoin payments in 2025.

HonorableRabbit

The ultimate quality should be then Bitcoin right? But even Bitcoin turned out to be a bad investment, for all the reasons I mentioned, people do not take crypto seriously anymore and BTC is also crypto. Why a sane investor should buy BTC when they can clearly see this space has produced nothing but negative returns. Crypto technology can exist without Bitcoin, it can exist without tokens, that's exactly what's happening now.

Crypto_Champion77

It’s crypto, what did everyone expect? Most crypto has no utility, and without utility it has no real world value. Every meme coin out there has 0 real world value. Same with most projects. I have actually started to question if BTC is still the safe haven I thought it was.

HonorableRabbit

This is exactly how I feel, and not a single person has been able to provide me with a convincing answer to the question of how fresh liquidity will come to crypto now, after it has been proven that even BTC, which was supposed to be the real store of value, has turned out to be a bad investment when compared with every other asset class.

IAmSomewhatDamaged

Damnit. See, I don’t make a ton of money at my job. I do just FINE for where I live, but nothing great…. So I’ve always just accumulated since I started (lucky timing in which I bought a little chunk in late 2022 when it dipped below $17k). Since then, I just slowly and steadily DCA. I’ve always latched on to the “only buy and HODL long-term.” I’m up a decent amount, but I WISH I would’ve cashed at least half of it out when we were around $120k. I always feel like it’s safer that way, especially because I don’t have a ton of extra money to take more chances. But I think I’m going to be ready to sell at least half of my BTC this next Bull Run.

CompetitiveAppeal663

This is not true from what I understand (at least in the USA). If I buy something using BTC it is the same tax implications as selling the BTC for fiat.

Soggy_Stargazer

Exactly. Not to mention the folks with 10's of BTC+ still are the ones that understood, migrated to more secure/resilient options, and maintain proper opsec to prevent people from stealing/scamming their bag. They are also staying UTR because they realize that 10-50 BTC weren't wrench targets 10 years ago, but are becoming wrench targets as time goes on. Also anyone that "lost" 100k+ BTC because they chucked the drive weren't real believers anyways. If they had been, they'd still have it and/or be retired at this point.

Spirited-Meringue829

The cycle is real but as time goes on, a lot more things are affecting the price than just the cycle. The % gains from low/high are weakening considerably each time. As more people get burned on the rollercoaster and the returns get less dramatic, the general investment community will stop getting on the ride in favor of more stable investable options (for low risk players) or higher growth opportunity risky bets (for high risk players). BTC is a very risky speculative asset that moves based on risk sentiment and global liquidity. It's just not a place to put all your eggs because it's past is relatively **very** limited for the world of investing and its future doesn't have a solid path forward, it doesn't generate measurable value like traditional commodities and equities. I wish you well and hope your 57k is not a substantive % of your total portfolio. It's a gamble so my advice is only bet what you can afford to lose. Good luck!

CompetitiveAppeal663

Are you based in the U.S.?? If so, how do you handle the tax implications of spending BTC?? I would like to set up some kind of a use and replace to get things moving through the systems more, but don’t really understand how ppl track it all for tax purposes.

TheresNoSecondBest

>does anyone actually use bitcoin to pay for things or to transfer funds between friends as a form of payment etc? Saving in Bitcoin is "using it" too. Anyway, here's how spending bitcoin IRL looks like: https://youtu.be/Tlhvnpi2ukA I'm "using Bitcoin" almost on a daily basis. Buying groceries, paying for meals, taxis, domains/hosting, VPN... Spend and replace is usually the name of the game so no, I'm not spending bitcoin while saving in cash. If you're thinking about spending some, here are my favorite directories: http://lightningnetworkstores.com/ https://btcmap.org - awesome map, you can even add your local vendors in, once you orangepill them. https://acceptlightning.com/list.html https://spend-sats.com/ https://spendabit.co/ https://directory.btcpayserver.org/ There's also an option of buying gift cards https://thebitcoincompany.com/ https://bitrefill.com https://www.egifter.com/buy-gift-cards-with-bitcoin - this one's least fave because they use a shitty custodian for payments but are handy for a few cards. Spend and earn some sats back: https://foldapp.com - save up to 20% Starbucks, Uber, Target , whole foods , Dunkin https://www.lolli.com – save up to 30% by spending BTC anywhere but primarily USA stores https://satsback.com/stores-list - save up to 20% by spending BTC anywhere but primarily Europe stores.

Smallscrat

changenow has been solid for me when I wanted to send from my wallet and receive straight to a BTC address without opening another exchange account

SpikeyOps

Sure but it has the highest BTC Map merchant adoption. Many more shops accept it than most of Europe

ADHD-Developer

30 againist 60 EMA on daily or 50 / 200 on 4h charts are the best performing metrics on BTC since 2018 according to claude fable 5 model backtest on BTC data .. stop guessing and use mechanical rules for your investment decisions

Romanizer

I don’t think “they must buy low and sell high” is the right framing. Bitcoin is their core treasury asset, not inventory. A manufacturer doesn’t plan to sell its machines just because those machines are its main asset. Strategy’s model is to acquire as much BTC as possible using infinite fiat capital inflows, mainly equity/preferred issuance and converts, while those markets remain open. So yes, BTC price affects optics, runway, and market trust. But a lower BTC price is not automatically bad if they can still raise capital accretively, because every dollar buys more BTC. Lower price just usually comes with bad sentiment, which frankly doesn't make sense. The real failure mode is not “they bought at the wrong BTC price.” It is losing access to accretive fiat funding, getting buried by senior claims, or losing market trust before BTC appreciates enough to make the structure self-evidently solvent. At the current point, Bitcoin needs to grow about 4% in average to make their runway endless.

Romanizer

Not quite. Strategy isn’t buying with debt. Recently a lot of the BTC purchases were funded through ATMs, especially common equity and preferred stock issuance. Preferred is not debt legally. The model is: issue capital when the terms are accretive, buy BTC, and try to increase BTC per share faster than dilution and senior claims grow. BTC price matters for hypothetical runway and collateral perception, but not in the simple “they must buy low and sell profits later” way. Selling BTC is not the core strategy. Buying BTC is better when it's cheap like it is right now. The price matters as in it's more beneficial when it's low. The lower the better.

xpresstuning

Buy using Strike, no fees if you're doing auto DCA (after 7 days). Transfer to wallet when you reach 0.01 BTC. Be simple and boring, if you complicate things you will fk up.

Rahul_2503

BTC is a long hold for me, its the replacement of traditional banking system. Control your own funds.

EAGLETUD

Go to hyperliquid and buy BTC for example

Pharan

BTC is the something that I desire.

lexicon_riot

Definitely need a social media strategy for X and Nostr! Legitimately one of the best things you can do right now is spend some time every day shitposting This guy sells wine: [https://x.com/BenJustman](https://x.com/BenJustman) These guys sell meat: [https://x.com/beckandbulow](https://x.com/beckandbulow) and Jack Mallers is constantly raving about them on his show. Another piece of general advice is to go network IRL at events throughout Europe. There's a payments conference in Berlin this October, Bitcoin++ with a focus on payments. Bitcoin++ is more of a technical / dev focused conference but the people there are super motivated to spend BTC. You will learn a ton and meet a lot of cool people. Also do you ship internationally to the US? If so I'll be your first Bitcoin customer :)

SuspiciousInjury8126

In the long run, as long as the world government prints money (which they do regularly) BTC as a finite asset will go up in price. Dont be too affected by short term fluctuations, buy and hodl, have a long teem view.

Arbeke

Io sono dentro su MSTR, per me non è più il momento di vendere, ogni volta che raggiunge una possibile resistenza vendo una call coperta, se sale rollo ancora , se scende incasso e acquisto ancora, nessuno può sapere se BTC sale o scende ma è già il momento di iniziare a fare scorte. Mio parere personale naturalmente.

Lavayo

Good job, I started in 24 after the ETF pump. Also large lump sum at the start. If I had started 2 months earlier I would have much more but that's how it is. At least we did not see those prices again yet. Concerning the cycle, no one knows. It's eerily accurate historically though. The reason also is not really clear. Many say it's the halving which is every four years. It has an effect for sure but personally I don't think it's that great anymore. Over 20M BTC got mined already, the coins that were mined in 26 got bought up by mstr alone twice over. Yet we are in a bear market. Another explanation is the general cyclicality in markets and fiscal policy. It might break it might hold, but imo there is no reason why it should break in 4-8 years specifically.

Moose_Corn

Lump sum is better if BTC never go under this price. On the other hand DCA is better if we go back under current price. WELCOME TO SATOSHIS CASINO, MAKE YOUR BETS

tenor_tymir

You‘re trying to time and outsmart the market which rarely works. BTC moves in cycles, it goes from ATH to a new cycle low to a new ATH and back to a new cycle low. That’s the only thing you can somewhat confidently spot and seize for aggregated DCA - if you really want to time the market. DCA during lows and hold (or sell) during highs. If that’s too stressful for you, you can also blindly DCA no matter the price, through highs and lows and get an average price over many years. Some like to go that route because it’s hands-off and easy to accomplish. I personally only DCA when BTC is 50% off from the latest ATH, like right now. As long as the lows are easy to spot, this is a hands-on approach that can get you ahead a little.

DRAGULA85

Thankfully I’ve made my peace with it. I haven’t fretted as much as I thought I would. Thinking of fiat as melting ice cubes keeps me from panic selling BTC.

AstroRoverToday

You should check what you think you've been buying because it's not BTC.

AstroRoverToday

You currently don't have any BTC. As you said, since you don't hold the keys, they aren't your coins. Do you know what this means? Do you have the seed phrase for your exchange wallet? No. You only own bitcoin when you create a seed phrase and move some bitcoin to the address derived from a seed phrase only you know. So, your question logically doesn't even make sense. Everyone has exactly 0 bitcoin when they buy their first cold wallet. It's only when they "redeem" their note for the bitcoin held elsewhere and transfer it to their cold wallet that ownership rights transfer.

Agile_Veterinarian_6

Go to https://switcher.finance Select USDT > BTC, directly via browser in-app, these are the best rates as it's an aggregator.

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quintavious_danilo

Well, it’s very practical if you wanted to buy drugs online with your BTC. Like some of us did 10 years ago 🥴☠️

BrokenHefaistos

Offcoure it is, BTC drives nothing but 'investuuuhrr burps' ETH drives a whole trading game although it could do more, the game is fun and educative, the gains are real. All BTC does is hang around on the coach like an OG on hopium.

Expensive-Bed-3606

For me around 0.1 BTC or if it worth $10000 usd

North-Exchange5899

BTC for store of value, ETH for smart contract infrastructure

aluculef

I have 32 and I got into BTC around 2023

Significant-Funny420

No set amount. I bought one when I had about $1,000 in BTC. I wouldn't be comfortable with more than that on an exchange

CyberCrud

Okay bro.  We'll come back after ATH in late 2029... probably October.   So let's say late November.   I bet BTC goes past 188k before the S&P 500 goes past 22k.  

slickrick_27

1 BTC is more than 99% of people in the whole world will ever have.

tek3k

Your logic: "Bitcoin is number one only ...only bc it weas first." Ford is the best car bc it was first AOL is the best email bc it was first Yahoo is the best search bc it was first Napster is the best music bc it was first MySpace is the best social media bc it was first Blackberry is the best phone bc it was first "Every crypto is fundamentally the same..." LUNA BTC ETH XMR USDC Oh yeah. I see your point. /s

Accomplished-Lion144

IBIT when BTC headed towards liquidity, and SBIT when it's going the other way, inside a Roth IRA, tax free and much easier and 100% tax free on earnings

Pale_Luck_3720

I got to over one BTC, I watched what was happening and I sold about 1/3 of it to recoup my investment. I'm playing with house money now.

BaldGuyAce

Math wise they are almost exactly the same(only difference is a 0.25% annual fee on the IBIT etf, vs. purchase and sale fee with BTC direct. Perhaps you meant VOO vs IBIT

The_Bitcoin_Act

Estimates put China’s government Bitcoin holdings at roughly **190,000–194,000 BTC…**

RetiredAvocado

Multisig and time locks are different things. I would not time lock anything at all, especially for far into the future. Things change, and locks might become garbled and unspenable. There are variations to multisig the "firms" can offer. In basic setup the "firm" only has one part to give to your family. The "firm" can't spend anything with just the one part it holds. Your family will have another part that they get from you. Your family can't spend without the part the "firm" has, and cannot get it from the "firm" until whatever conditions you set up are met. For example you're incapacitated and unable to function. Or dead. It prevents your family from having the keys, spending your BTC, and playing dumb saying they got hacked, or blaming you that you got hacked or you spent it yourself. Also, the "firm" might handhold your beneficiaries through how to use their 2 parts to get access. They might be clueless. And properly and legally set up transferable on death title of ownership. Your millions of dollars worth of BTC get a stepped up cost basis at the time your family gets it. If they just have a seed phrase they inherit your cost basis. If you got in cheap they will be liable for much higher tax bills when selling. If you have a way to pass on the seed phrases and hardware wallets and passphrases and instructions to people who can figure it out, well do that. But also consider that legally documented TOD setup could save them a lot of money in taxes. You do have to set it up all legally and formally, and when you die it will reset the cost basis of BTC your family inherits.

champing_at_the_bit

Good. Once all these leveraged positions are liquidated, BTC can begin to grow again.

lovemyhawks

Assuming not a troll, tough to give an accurate answer based on many factors, the biggest being location. Idk anything about taxes outside USA but assuming USA, you can sell up to $49k annually (increases every year) without paying cap gains. Sounds like you have roughly 40 BTC minimum. If it were me, I’d sell enough for 5 years expenses and take that tax hit. Ride the rest and sell up to cap gains limit each year thereafter

Billkr

No. Websites. Simple coding. That is all child's play nowadays. You need to do something that is worth BTC. I suggest physical labor. Learn a trade (plumber, electrician, framer, etc.).

Ark3tech

Yes, and he’s saying that your money isn’t safe anywhere, so there really is no good place to store it. Currency BTC is the most secure, as long as you’re not susceptible to social engineering.

leotardodicabrio

He spent way too much time recently trying to crack a 1 BTC puzzle and he's officially questioning his life choices.

ElderMight

>If you think your money will be worth less in the future, you invest it into things that produce actual economic growth or you spend it. This drives the economy. If you think your money will be worth more in the future, you are less incentivized to spend it, and this can lead to a feedback loop of a contracting economy. This is completely wrong. The logic here is completely destroyed with just a few examples: Laptops go down in price if you wait a year, yet people buy millions of them every year. In 1980, a 10 MB hard drive cost $3500. Today it costs pennies, yet they continue to be bought up in the millions every year for decades. The price of these goods go down every year, yet people still buy them... your logic is completely broken here. If the thing I want to buy (car, hard drive, computer, anything) brings me more value now versus waiting a year, I will buy that thing now. It's an economic calculation people make every day and it can't be explained by your nonsensical logic that lower prices over time disincentivizes spending. It's borderline stupid what you're saying here, but I would love to entertain you explaining this away with whatever mental gymnastics you can conceive. >If someone got paid in bitcoin during the period of 2021-2023 and had to actually live off of that, rather than speculating it will increase in value in the future and choosing to invest in it, the deflation would have fucked them. I've been living off it since 2021 lol. Do you not know how it works? All savings paid in BTC, all bills paid in cash. I still keep 6 months emergency fund in cash. This isn't complicated. If you have a big stack, you could get paid 100% in BTC, pay bills with credit card, then pay credit card by selling btc. If price takes a down turn, you can write that off as a capital loss and pay no taxes. >It is extremely obvious that I am not the one misunderstanding money here. You are confidently wrong on this one. It's obvious to everyone else here you do NOT understand money. >You just said you have not spent any of your bitcoin, and that the goal of it is money which is what you use it for. This is contradictory unless you mean the goal of it is to resell it later for real money. This really underscores your misunderstanding of money. Money has 3 functions. The first function of money is store of value. Money cannot be a medium of exchange without first having this function, which bitcoin undoubtedly does. The second is medium of exchange, and third is unit of account. Bitcoin does all 3. It's mostly used as a store of value currently because it's still in price discovery, but eventually it will be used for all three functions. Just because I have not spent it yet does not mean I am not using it as money. Holding it is using it. There's no contradiction or conflict here. I also use it as a unit of account. For me the price of houses have decreased over time when priced in bitcoin, and even though housing would continue getting cheaper for me in the future vs now, I chose to buy a house now because it brings me and my family more value versus waiting another year or more. See what I did there?

RichPokeScalper

I sold all of my BTC in 2011, paid off my house, and have been living off of investment income ever since. Not working doesn’t feel good, so I have had a few businesses along the way. But if I wanted to walk away from my business now I could do it in a heartbeat without fear So my advice to you is YES! If you can cash out and not worry about money again, do it.

CyberCrud

Incorrect.   Not if you compare its ATH to the S&P at the time.   Cherry picking BTC during it's winter lull is disingenuous.   The BTC ATH in October 2025 was $126k.  The price in October 2016 was $700.  That is an increase of 18,000%.  The S&P has never had that kind of return. 

Moist-Fee-3330

I have a Roth IRA that I buy mutual funds with so I do plan on maxing that out at some point but I’m still prioritizing BTC at the moment

Lanky-Performer-4557

I’d be scared to retire on just BTC portfolio personaly.

LegendsNeverDox

Lol and then we wonder why BTC hasn't caught on with the masses.

Chdanos

The only balance you need is BTC‘s balance in your wallet

Secret_Operative

At some point I yolo'd all my retirement accounts into grayscale, then the ETFs when they came along. Sold those on the way down at $102k. Now ready to buy back in. BTC in cold wallet still chillin' in parallel.

DanielTheTechie

I'm a bear and I welcome this pump. It was too risky to sell in the bottom. Now I have finally the security margin I was waiting for. As soon as I see BTC rejecting its closest resistance level on the daily chart, I will start shorting your shitcoins mercilessly. 😉