BTC

howardkhan

It’s never to late to start but don’t go all in if you aren’t ready to see the negative as that will happen with Bitcoin, The best option is you DCA with your weekly 350$ weather you do it daily or weekly is up to you BTC is already at 70k which is a good Discount coming from 120k so yeah, I personally am stacking a lot but always remember this… don’t brag about your holdings and keep it private and keep stacking:)

MCL-Jonathan

Only a select few will survive, gotta pick and select wisely. For risk management purposes, focus on building a larger BTC bag

King-esckay

Already took out more than I put in If i need anything for external reasons I borrow against what I am holding I dont worry about the risk becauae the very worst thing that can happen is I am ahead. Each month I buy btc to the value of interest being charged on loan. I will either pay off the loan for less than I borrowed Or I will lose some BTC, doesn't really matter though because I otherwise would have sold it.

cryptolipto

I would keep that stack of BTC and start adding alts. Specifically chainlink

Chucklum

When i was getting into it yes. However you quickly realize you are better off with your mouth shut. Because either A- it goes down and its your fault, or B- it goes up and jealousy is a hell of a thing. I just focus on life and will have a conversation about BTC, try and avoid the subject now.

OpeningSuspect8584

2.1 BTC? you’re already ahead of most people here. you don’t need to chase plays anymore just protect and grow it smarter. some people are using Coindepo to earn on their BTC instead of risking it all trading. no need to give up… just switch strategy

PuzzleheadedBell4057

Too much analysis. I just keep it simple. The 15th of every month $200 ea into BTC, ETH, SOL, XRP. No charts required. No thinking required. The only thing required is to take action.

DarthBen_in_Chicago

Ok. Some employers permit you to open a brokerage account within your 401k (mine does). I buy the BTC ETF in it using my contributions plus some of the employer match.

Adventurous-Peace691

Miners mostly sell what they mine, something like 70-90%, thats why the cycle matters, every cycle has half as much BTC hitting markets from miners

giulian74

All good, but do you think Nakamoto (or whoever) wanted a BTC as we see and know it today? Are you sure? They were cyberpunks and believed in a different modus operandi. Are BTC, for the sake of the one-Mg block, and Blockstream and the Lighting Network, what they expected?

Due-Candy-8929

BTC is way down at the moment… but your framing is really weird… Not giving up looks like… GOING AND GETTING A JOB, and keeping what you have in the market 🫠 If your plan is to eat away at what you have left then by the time we see all time highs you will have eaten away your potential getting there, and will likely owe tax on what you pulled out as well (assuming you still actually bought your BTC at much lower prices) Personally I would be aiming to not touch that and give it time in the market to cook… and in the meantime you can put the fries in the bag to buy yourself extra time

RecklessStallion9999

Nah, I’ve mentioned it once or twice like a joke but nothing more. I also hate it when people try to push their beliefs on me and I don’t want to jeopardize my job. But i have applied a couple of pro-BTC stickers that I got from ordering my signers on the inside of each floor’s elevator door at times when I’ve been alone - it’s an old building and no one cares, plus there’s no cameras inside the elevator.

DarthBen_in_Chicago

The VOO and BTC in your brokerage: is that your 401k’s brokerage?

Pugluvmeme

Sell 1 BTC and go in on a memecoin. Which memecoin? Mine of course🤣. You would double the MC...... But if you want to stop making dumb decisions forget what you just read....

Pugluvmeme

I sold the last of my BTC in 2025 at 75k. Looked stupid at 120k, looks ok now

bravedog74

I have developed a portfolio thesis for retirement accounts with Bitcoin. My portfolio is not all Bitcoin, but it is the heart of it. The risk of my portfolio failing is not zero, but it can significantly outperform a TradFi 60/40 portfolio and with less risk. The downside is human psychology. Whatever you decide, you must stick to your rules. Most people fail at managing their own portfolios because emotions take over. If you are going to hold a lot of BTC then you need diamond hands... Even better, you need some dry powder to buy those crashes.

omjagvarensked

Yeah that's not what they're talking about though lol. You can still give a loan with BTC. They're saying when you trade your dollars for goods you are "selling" your dollars and that's just incorrect.

Pal3-Assignment

Most index funds have outperformed BTC in the last 5 years

GlockenspielVentura

When the "breaking news story" about a Bitcoin bottom prediction from important crypto guy says bottom will be 57k, that is your hint to short BTC at 57k

KNTXT

People "sell" money whenever they need to make purchases. I never understood that argument from either side - the people saying "we need elastic money supply to intervene when markets don't function" nor from "we can't have scarce money because everyone will hoard it, no one will spend and eventually we'll run out" ... like, guys... let the free market supply/demand dynamics solve the situation. I'm 100% sure there are tons of people out there who are more than willing to reallocate their purchasing power when the price is right. People buying Strategy stock because they think they can outperform BTC in some risk-averse way, now that's a whole other can of worms in and of itself.

Drspaceman1717

No, you don’t. You should learn about BTC because there is no staking. You’re lending your BTC to kraken and they’re investing it in other financial instruments or liquidity pools to earn interest and then sharing some of that interest with you.

Forded_Fiction24

Let's just say I've been funding my 401k for ~ 16 years now and also buy BTC. They both have their place in my retirement portfolio. You do you

Rare_Rich6713

Hopefully he stake some of his BTC maybe on Babylon or any native BTCFi so we are sure he won’t just sell everything.

HSuke

I'm not buying it. r/BTC is really open with the amount of shit you can post on there. r/Bitcoin is the sub that will ban you if you don't subscribe to their Scientology-level dogma.

AutoModerator

Post is by: Bcom_Mod and the url/text [ ](https://goo.gl/GP6ppk)is: /r/bitcoin_com/comments/1sykehp/bitcoin_dropped_within_48_hours_of_8_out_of_9/ Today is FOMC day. The decision drops at 2pm ET, Powell's press conference at 2:30pm. There's a 100% probability of a hold at 3.50–3.75% priced in right now. Not 99.5%: CME Fedwatch moved to 100% overnight. There is no rate surprise coming. The only variable is Powell's tone in the press conference. Which makes the 8-of-9 pattern worth knowing about before 2pm. Since July 2025, Bitcoin has dropped within 48 hours of 8 of the last 9 Fed decisions. Didn't matter whether it was a cut or a hold. Didn't matter whether the statement was hawkish or dovish. The mechanism isn't about what the Fed says: it's about what happens to trader positioning once the event is over. The week before an FOMC, traders build anticipation longs. The moment the event resolves, the reason to hold those positions disappears. The unwind happens mechanically regardless of content. January 2026: Fed held, BTC dropped 7.3% in 48 hours from $90,400 to $83,383. BTC is already at $75,800 this morning, down from $79,500 last week, as traders de-risked into the meeting: roughly $40 billion removed from total crypto market cap in the last 24 hours. So the pre-FOMC softening has already happened. That's either the pattern doing its work early, or it sets up a relief bounce if Powell's language is neutral or better. The layer on top of all of this is that today is the last FOMC meeting Powell will ever chair. His term ends May 15. Kevin Warsh, who, as you may recall, disclosed 30+ crypto holdings including SOL, Optimism, and Lightning Network stakes at his confirmation hearing, takes over. Powell's final press conference will be parsed unusually closely for any forward guidance that either eases or complicates the Warsh transition. One stray comment about inflation persistence could weigh on risk assets more than any prior meeting. One signal of institutional continuity could truncate the usual post-FOMC dip. And then Thursday: Q1 GDP and March PCE data. [Preliminary Q1 GDP is expected to show a possibly negative slowdown](https://news.bitcoin.com/federal-reserve-set-to-hold-rates-as-markets-fully-price-out-2026-cuts/), as the oil shock and war disruption work through the real economy. PCE, the Fed's preferred inflation gauge, will show whether the March CPI print of 3.3% was a one-off or a trend. If GDP comes in negative and PCE stays hot, the Fed is formally stagflation-adjacent. That's not a great environment for any risk asset, including BTC. The counterargument to the dip thesis: nine consecutive days of ETF inflows heading into this week created a demand floor that didn't exist during most of the 2025 FOMC selloffs. IBIT and the other ETF buyers are not event-driven traders. They're accumulating on schedule and their buying doesn't pause because of a press conference. If they absorb the post-FOMC supply, the 8-of-9 pattern breaks and $80K gets another shot. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Ok-Customer-4486

You still have 2.1 BTC in your hand and that means you survived. Countless traders lose all their money and leave the market even with the debt. Review the trading in your last 9 years, and what brought you profit and what gave you loss. There should be an answer if you've survived for 9 years in this market.

Rare_Rich6713

This is why I prefer native BTC, most especially for staking, I stake some on Babylon. Wrapped tokens are never safe.

Unbalanced_Acctnt

I think tools will improve over time. It seems most current options have challenges but someone will eventually build a tool to smoothly distribute BTC to heirs.

TobeRez

My endgame is to use my coins as a collateral to borrow money to invest into ETFs. Let's say by 2030 I have 3 million dollars worth of BTC. I would borrow 1 million from the bank and invest that money into an ETF of my choice. 10 years later the loan is paid off, my ETF investment sits at 1.5 million, my BTC at 4.5 -> Win!

OW-BEARHANDS

Both. Neither. The idea is that the value of BTC will go up, but a lot of us hope to not necessarily sell it at some predetermined price and return to fiat currency. The hope is that the valuation and adoption both continue to increase so that selling it at some specific date for fiat currency becomes superfluous.

terp_studios

r/BTC has nothing to do with actual bitcoin. It was taken over by BCH bagholders a while ago.

Prestigious-Stay-312

You're thinking about this the right way in terms of long term tradeoffs, but going "all in" with retirement money is where people get into trouble. BTC can absolutely outperform, but it also has deep drawdowns, and those matter more when it's money you can't easily replace. A more balanced version of your idea might be: • keep the 401k as your stable base (tax advantage and compounding) • use your weekly $350 + brokerage for BTC exposure • scale in over time instead of one decision point. That way you still lean into BTC upside without risking your entire future on one path. Curious, how would you handle a -50% drawdown if you went all in.

Chickensrock1977

Once adoption is at full scale BTC’s dominance will fall some. Again, market caps will not matter for protocols with real utility as tokenization/cross transfers/micropayments and the like will take precedent over “digital gold”.

Chickensrock1977

Why compare to BTC? XRP value will be determined by demand, not an arbitrary market cap, especially as demand grows.

germanmick

Do you think BTC will be higher in 50 years(?) – that’s my question.

PrettyPrettyGood8

Not sell. Borrow against my BTC one day. Leverage that debt into more income generating assets.

ozera202

We need meme season back , it’s the only way to bring retail back into the game . When BTC was at ath no body gave 2 fucks . BRING ON MEME ALT SEASON FFS 😤🗣️

ShittingOutPosts

I would say it was more the shitcoin bros than BTC maxis. Either way, anyone who voted for him on the single issue of crypto is a massive idiot.

InvestmentSorry6393

I'm October, I was super close to having the funds to pay off my mortgage ( BTC/ MSTR). Now I've made the mistake of riding the cycle down again so I'm accumulating again (slowly, but steadily) but I'm not sure that I can convince myself to sell even if / when BTC sees all time highs again. I struggle with the thought of having zero Bitcoin, even if it means having no debt and no mortgage.

True-Lychee

Closest thing is wrapped BTC (WBTC) on Ethereum and using it as collateral for borrowing on Aave, Morpho or similar.

Zestyclose-Suit-2858

You can not stake your Bitcoin. What you are talking about is lending out your BTC, I think.

Zestyclose_Paint3922

What’s the market in BTC? What’s the need it solves? How can it be considered a reserve currency? It’s just dumb speculation, that’s it.

hindermore

Kraken has a staking reward of 0.03%. I can’t imagine how desperate someone would be to give up control of their BTC for that.

cashflashmil

For most HODLers, the endgame isn’t “sell everything at one price.” It’s usually to hold BTC as long-term savings, then either trim when it becomes too large a share of net worth or use it later as collateral, reserve wealth, or selective spending. Bitcoin may become more usable for payments over time, but today the stronger thesis is still store of value first, everyday currency second.

Heavenly_Spike_Man

And likely owns a lot of BTC

Drspaceman1717

There is no such thing as staking Bitcoin. You’re giving it to somebody else at risk in exchange for interest. The higher the interest they’re offering, the higher the risk that you’ll lose it. Hold your BTC.

cashflashmil

The lowkey good ones usually all sound boring. They’re not chasing every setup, not posting PnL screenshots, and not treating leverage like a personality trait. Most of them are just trading the same few conditions over and over – range expansion, failed breakout, liquidation sweep, reclaim, momentum continuation – and managing risk hard. If someone is actually sharp in BTC perps, you’ll usually notice a few things: * they understand market structure before indicators * they size small enough to survive bad reads * they care about execution, fees, funding, and invalidation, not just “direction” * they know when not to trade A lot of newer perp traders overestimate TA and underestimate process. Reading charts matters, but what usually separates the solid ones is consistency, selectivity, and staying alive long enough for edge to matter.

cashflashmil

BTC itself doesn’t really “stake” in the way ETH or some PoS coins do. When people say they’re staking BTC, it usually means one of three things: * lending it to a platform for yield * wrapping it and using it in DeFi * depositing it into some custodial product that pays you for taking counterparty risk So the first thing to understand is that the yield is not free. You’re getting paid because you’re giving up some combination of custody, liquidity, or safety. As for whether it’s safe: safer than degen trading, maybe. Safe in an absolute sense, no. If you hold BTC as a long-term asset, the biggest risks are usually platform failure, withdrawal freezes, smart contract risk, bridge risk, or getting wiped out by terms you didn’t fully understand. Borrowing against BTC is a different tradeoff. You keep exposure, but now you introduce liquidation risk. That can be fine at low LTV if you really need liquidity and know how to manage it, but it can get ugly fast if BTC drops hard and you’re overextended. My view: * if BTC is long-term savings, I’d rather just hold it in self-custody * if I absolutely needed liquidity, I’d consider borrowing against a small part of it at conservative LTV * I would not chase yield on BTC unless I fully understood where the yield was coming from and was comfortable losing access to the coins

longReshape40

Let's be honest. This goes against the ethos and spirit of BTC as a whole, so no real believers will get behind it. Maybe there will be a fork like BSV that won't see much usage.

TheGreatCryptopo

Another bullshit fork will go the same route as the turd coin BCH but what the fuck a free airdrop. If initially it does well then a quick buck for the lucky BTC holders.

BullionBarter

BTC has kind of outlived it's use. Only reason it doesn't drop is because 90 of the coins are held by so few and they just trade derivatives and push the price wherever they want. Most crypto trades in a fabricated price discovery where the biggest holders are the market makers.

cashflashmil

2.1 BTC is still a serious stack. Probably not “quit working forever” money yet, but definitely enough to change your financial life if you stop fumbling it. Think about it.

BranJacobs

2.716 BTC on 2-21-2017 would be about $3,023 on that day. By December of 2017, $38,953. Today, $207,500. Perhaps there are people that exist where money has come so easily to them, each of these price points could trigger a "Meh, I'll do it later" but we must have went to different schools.

Objective_Risk8583

Replying to you again, I never mentioned Worldcoin at all in my original comment. You came in here bashing me in the first place. I never mean any harm, and if you lack the capability to, I am referring to BTC as this post is talking about. People here are discussing bottoms of Bitcoin, which is inherently impossible to forecast. Instead of speculating, I am simply telling other users that DCAing the local dips is the better way to go. Please use reasoning before assuming that every comment related to crypto is talking about Worldcoin. Peace

MCL-Jonathan

2.1 BTC is not small at all, most people don’t even have 0.1. Main thing: don’t start drawing it down too early. That’s how people lose the upside. Not sure your age, but assuming you’re still relatively young, you’ve got time on your side. Instead of going all-in or giving up: • Consider a part-time job or side hustle • Cover your living expenses without touching your stack • Let your BTC stay in the market longer Bitcoin rewards time in the market, not rushing to cash out. Make sure you protect the stack first by taking all necessary safety and security process and protocol as that’s your future leverage. [Bitcoin Bear Market DCA Playbook](https://youtu.be/JXvr49ECTuo)

PuzzleheadedBell4057

Scarcity alone cannot be the driving force. As has been commented there needs to be demand for something scarce. For true apple to apple comparisons fully devoid of any ambiguity just look at two of Bitcorns forks as examples. The two have finite supply which have mostly been mined just like BTC, both have more real world applications and offer better utility, but neither have done much since reaching their all time highs.

Objective_Risk8583

Okay, first of all I have nothing to prove to you. Doing so would mean I'm desperate to raise my ego, I'm not. You yourself have your comments hidden and I cannot view any of your posts or comments. Secondly, I have never mentioned Worldcoin in my comments here. This post is about the "bottom of BTC", and the reality is that nobody knows when crypto will bottom. It is a fact that if you DCA the bottoms every time, you will end up being good. I have never mentioned Worldcoin in this subreddit, please do your own research as I have suggested multiple times.

Objective_Risk8583

Okay, first of all obviously you don't understand what being satire is. Second of all, where does it mention $WLD in this post? I am a worldcoin mini app developer, i could care less about the price of the token because I've made my money back through developer grants. And yes, Worldcoin has infact dropped. However, please stop treating it as an exception since literally every other altcoin is also down, including BTC aswell. Please DYOR before just fudding haha

Old-Cornerr

yeah common rookie tax, you're not alone. fix is using a venue that takes non-stable margin directly. HL takes ETH/wstETH/BTC/USDC as collateral so you don't roundtrip every trade. dydx and gmx are similar. ran the math on this once, was paying \~30bps per conversion roundtrip on coinbase pro, doing 4-6 trades a week meant 1.5pct/month gone to conversions. one catch: non-stable margin has its own price exposure, so a big move against your collateral can liquidate faster than the position alone suggests, set wider stops or size smaller to account for it

Secret_Operative

Some percentage of your saving/net worth, depending on risk tolerance. For someone 25 that number could be 100%, and for someone 50 it's likely much lower. Mine is pretty high as a percentage of my net worth, but also if it all vanished tomorrow I still will be comfortable for the rest of my life with non-BTC investments.

b1mm3rl1f3

They're being paid to mislead their audience and manipulate sentiment but BTC doesn't care about sentiment. It ranges sideways for what feels like forever, until it feels like it'll never move again, then moves all at once. It's also a midterm year so theres extra bearish pressure but when things like the clarity act and SBR pass, BTC can be swift and unforgiving

Durpy15648

Its not really something you are going to accurately measure unless you look at a long enough time frame but its a simple economic principle. When you have a pairing like BTC to USD to measure value and the supply of one is constantly growing and the other is fixed, the fixed one is your hedge to inflation of the other.

MCL-Jonathan

I feel you, I did the same. Took me two full cycles chasing alts before I rotated back into Bitcoin. Now in my 3rd cycle (recent ATH Oct 2025, sticking mainly with BTC… and the results are way better. Most predictions are noise, very few play out. Bitcoin is the only one that’s consistently proven itself over time. Sometimes the lesson just takes a cycle or two to learn. Once you been through a full Bitcoin cycle, from bear to ATH, you will have more conviction. [Bitcoin Bear Market DCA Playbook](https://youtu.be/JXvr49ECTuo)

devCheckingIn

Have any of these social media influencers talked about what the future of BTC looks like with energy shortages and the overall cost of energy going through the roof? Is that good of bad for the concept?

wancruz

That experience is pretty common from early BTC usage. Payments weren’t really its strongest use case at that time, which is why alternatives grew faster for everyday transactions. BTC now is more about settlement and new utility layers being built around it.

wancruz

That experience is pretty common from early BTC usage. Payments weren’t really its strongest use case at that time, which is why alternatives grew faster for everyday transactions. BTC now is more about settlement and new utility layers being built around it.

admin_default

Don’t touch shitcoins. Buy BTC and ETH, the only two with sustained organic adoption.

wancruz

Store of value does seem like the dominant role so far, mainly because of design and scaling constraints. But I think it’s still early to conclude it won’t evolve further, especially as BTC-native utility layers start to emerge around self-custody based participation.

magic-karma

I think Saudi influence over OPEC made Petro dollars adhered to. If OPEC dissolves members are free to denominate however they want crypto or fiat. Even a 15% shift into other reserves, yuan, dinar, crypto would signal a slump of demand for USD/Treasuries and would be a significant issue for the US. I think the US has enjoyed 60 years or strong demand for our debt, to hold as interest bearing reserves of petro dollars and has financed its development with the demand. I don’t think crypto/BTC will necessarily rise if adopted by countries to settle energy contracts unless a significant number of countries do as well. I think there has already been substantial use of crypto for settlement and is the c reason we had held from falling lower. Just my .02

eddiekoski

And what happens if the BTC prize falls below the collateral level they want?

AutoModerator

Post is by: LongjumpingAlps5186 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1sy9mz9/holders_how_do_you_manage_the_downside_risk/ Serious question for long-term crypto holders: How do you actually measure your downside risk? Not talking about conviction or “just holding”, but real risk. For example: \- Do you have a sense of how much your portfolio could realistically drop? \- Do you think in terms of probabilities at all? \- Or is it more based on experience / gut feeling? Do you DCA ? Or Wait for the Market suddenly going down and then buy ? For my own portfolio, i just wait, wait and wait again. Sometimes when i have extra money i buy more BTC/shit coins, no real plan. Curious how others approach it. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

LogrisTheBard

Having a donation link is not begging. "If you feel so inclined" is hardly begging. How often have I mentioned donations? I just searched my comment history and I haven't used the word donation as far back as it's indexed. Given when I started buying and did the most of my DCA I'm up more on the ETH by percent and also have had about 6 years of compounding it since ETH is a productive asset. I don't understand your agenda here. I'm not financially suffering. The vast majority of my altcoin investments have worked out. ETH has worked out better for me than if I had bought BTC. That's not some endorsement to buy it now. I've been transparent about my investments in an investment community. Clearly you're resentful of that but I don't know why. I've spent a lot of time writing explaining topics people found complex. People like my writing. Clearly you don't, that's ok. I just think you probably have better things to focus your time and attention on than whatever weird grudge this comment chain was. I've given you nothing but courtesy.

stan_papusa

No more than 21 million. When I understood that. Everything in the world if you pay more, you can produce more, but not BTC. În the future, even if you pay 500k you will not be able to produce more. Even 1 mil. And that will be the moment when I will sell 0.0001. Maybe.

Dynvesto

Starting DCA with €40–60/month is a solid approach for someone new. A few things worth knowing before you begin: On timing: Historically, people who started DCA during high-fear periods (like now) ended up with significantly lower average cost bases than those who waited for "confirmation." The mechanism is simple you're buying more BTC per euro when prices are depressed. On frequency: Monthly is fine, but weekly spreads your entries across more price points. With smaller amounts the difference is minor pick whatever you'll actually stick to consistently. On expectations: DCA doesn't maximize gains in a bull run, but it dramatically reduces the damage from bad timing. For a first-time investor with a 4+ year horizon, that tradeoff is almost always worth it. The hardest part isn't the strategy it's not checking your portfolio every day and breaking the plan when it's red. Decide your amount, set it on a schedule, and don't look at short-term performance.

Dynvesto

A 24-year horizon is one of the strongest positions anyone can be in with Bitcoin. The question isn't whether it's "too late" — it's whether the time horizon is long enough. Yours is exceptional. $12/week consistently over 24 years compounds in ways that are hard to visualize today. The 0.001 BTC you already have for him was bought at today's prices. If you keep the plan through every cycle the crashes, the boring sideways years, the euphoria — the average entry price across 24 years will look remarkably cheap from 2050. The only real risk to this plan is emotional: stopping during a crash because the portfolio looks bad, or pausing during a bull run because you think it's "too high." Neither of those are reasons to break a 24-year plan. Your son will thank you for the consistency more than for the timing.

uncapchad

Block announces there's now over 808,000 Square merchants accepting bitcoin payments. New businesses are accepting BTC every 8 seconds [https://x.com/BitcoinMagazine/status/2049176843165585908](https://x.com/BitcoinMagazine/status/2049176843165585908)

Drumroll-PH

Hardware wallet + seed phrase in a couple of secure offline locations is still the gold standard for most people, ledger or trezor are the usual recs. I keep my long term ETH staked through EtherFi which keeps me non custodial (you hold your own withdrawal keys, unlike lido), and the liquid token means I'm not fully locked up if something changes. But for BTC specifically, multisig setups through something like sparrow wallet with a hardware device is about as safe as you can get.

Outrageous_Length975

Let's say I give them 2 BTC at $75k each. To get the lowest tier at 7.99% interest, I'd have to take out a loan for up to 30% of the $150k, or $45k. The next day, BTC falls 20% to $60k each. Now my $45k loan is 37.5% of the collateral value, even thought I didn't do anything. Does my interest rate jump up to the next tier of 9.99%?

MoverWhoStacksSats

The quiet adoption is exactly what’s happening. Jack Dorsey’s Square just automatically enabled Bitcoin payments for millions of small US businesses no setup required, zero fees through 2026. That’s infrastructure not hype. At my level running a moving company nobody has paid me in Bitcoin yet but I flip Cash App tips straight to BTC the same day. Now Cash App just added automatic Bitcoin conversion for incoming payments. The pipes are being built whether people notice or not. That’s how real adoption happens. Not headlines,Plumbing

cashflashmil

Yes, I think that’s broadly right. A lot of Bitcoin adoption now is happening in less visible ways: treasury allocations, ETF distribution, bank product development, merchant rails, and app-level integrations that don’t always generate the same hype as old retail cycles. That kind of adoption is usually more important than headline noise because it builds recurring access and habitual use rather than short-term excitement. What matters is that the infrastructure layer keeps thickening. River’s 2026 adoption report says institutions accumulated about 829,000 BTC in 2025, more than 60% of the largest US banks are developing Bitcoin-related products, US business acceptance tripled, and Lightning payments grew 300% in 2025 to over $1.1 billion in monthly volume. If even part of that continues, that is exactly the kind of slow compounding foundation that strengthens Bitcoin over time. At the same time, it is worth separating adoption from retail excitement. TRM Labs says global retail crypto volume fell 11% in Q1 2026, which means the market can feel quieter even while institutional and infrastructure adoption keeps advancing underneath the surface. So my answer is yes: behind-the-scenes adoption looks real, and in many ways it is healthier than pure hype cycles. It does not guarantee price goes up in a straight line, but it does make Bitcoin look more embedded, more durable, and harder to dismiss as a passing theme. If you want it shorter for Reddit, use this: Yes. A lot of the real Bitcoin adoption now is happening through infrastructure, not hype. ETFs, treasury holdings, bank products, merchant acceptance, and Lightning usage are all growing, even when retail excitement looks muted. That matters because quiet adoption usually builds a stronger long-term base than speculative mania does.

packingtown

What was the argument for this originally? BTC/crypto has always been in the high risk/speculative category

NotSoSchrodinger

I don’t think people just got more negative. Feels more like the market got a lot harsher about what it’s willing to trust. LUNA and FTX didn’t just wipe out capital, they kind of killed that old reflex where people would give alt narratives loads of benefit of the doubt for way too long. Then this cycle had a much clearer institutional bid for BTC, and a bit for ETH, so capital didn’t really spread the same way it used to in older retail-heavy runs. So to me that’s the shift. Not “people stopped caring about ecosystems”, more that liquidity, survivability and actual demand matter a lot more now, and most alts don’t get trusted by default anymore.

cashflashmil

Yeah, the shift is real. A big part of it is that the market got much less forgiving after LUNA and FTX. Those blowups didn’t just destroy capital - they broke trust in a huge part of the old “ecosystem growth” narrative, and research on FTX’s collapse even points to Terra-Luna as the pivotal shock that worsened FTX’s liquidity fragility. The second change is structural. This cycle, a lot more capital is flowing into Bitcoin through ETFs and other institutional channels, which has changed how liquidity enters the market and made BTC much more resilient than in older retail-led cycles. That has hurt alt sentiment. Bitcoin dominance has been sitting around the high-50s, and the usual altcoin season indicators have stayed weak, which tells you capital is still concentrating in BTC rather than spreading across the market the way people got used to in earlier cycles. So I don’t think people suddenly stopped caring about ecosystems. It’s more that the market now cares a lot more about liquidity, survivability, and where real demand is coming from. BTC has an institutional bid. ETH still has relevance. BNB has a functioning exchange-driven ecosystem. A lot of other large caps now get treated as legacy narratives until they prove they still matter. That’s why the vibe feels harsher now. It’s not just cynicism - the market got burned, then matured, and now it’s a lot less willing to give altcoins the benefit of the doubt.

Logical_driver_42

You need money send me your bitcoin and I’ll pay you out at 80% value when you want it back pay me what you borrowed + 5% of amount borrowed per year. Any missed payment or failure to repay by deadline you lose your bitcoin. Is that what you’re thinking of because I don’t see how that’s better for you than just selling BTC if you need money.

MajorCommotion

Why Run a Bitcoin Full Node (Technical Perspective) Running a full validating node means you independently enforce all consensus rules from genesis to the current tip, without trusting any third party. This is the only way to achieve true Bitcoin sovereignty. Here's some technical benefits: Independent Consensus  -Verification ("Don't Trust, Verify") Your node downloads and validates every block (~803 GB+ as of Dec 2025) and every transaction against the complete rule set (21 M cap, inflation schedule, script validity, sigops limits, dust rules, segwit/taproot rules, etc.). -You personally reject invalid blocks/transactions that others might accept (e.g., during past forks: SegWit2x, Bitcoin Cash, BSQ/BCash splits, Ordinals "spam" debates in 2023–2025). SPV/light clients and almost all wallets/exchanges do not do this — they trust whichever chain has the most accumulated proof-of-work (or trust their provider). Only a full node guarantees you are on the real Bitcoin chain as defined by the rules you run. Superior Privacy -When you broadcast your own transactions through your node, no third party learns which IPs are associated with which UTXOs. -You query your own node for balances/UTXOs → no surveillance company (Chainalysis, Blockstream Satellite, public explorers) sees which addresses you care about. -Running your node behind Tor or over I2P makes metadata leakage essentially zero. Censorship Resistance (Personal Level) -If pools or ISPs censor certain transactions (e.g., OFAC-sanctioned addresses in 2022–2024), your node will still relay and include them if miners mine them. -You can connect directly to miners or use techniques like sendrawtransaction with loyal peers to get transactions into blocks even under heavy filtering. Network Resilience Contribution -Each economically relevant full node increases the cost of attacks (51%, eclipse attacks, partition attacks). -Archival nodes (with txindex=1 and pruning disabled) preserve the full UTXO set history and enable re-indexing after major bugs or chain reorganizations (e.g., the 2010/2013/2018 reorg events could have been worse without archival nodes). -Nodes with open ports (default 8333) serve blocks to new nodes during Initial Block Download (IBD), dramatically speeding up network synchronization (~hours instead of days/weeks). Programmatic Access & Reliability -Direct RPC interface (getrawtransaction, gettxoutproof, scantxoutset, getblocktemplate, etc.) with zero rate limits or API-key dependency. -Critical for developers, Lightning implementations, merchants, or anyone who cannot tolerate third-party API downtime or policy changes (Blockstream, BitGo, Infura-style services have all censored or rate-limited users at various points). What Is the Actual Incentive? There is no direct financial reward for running a plain full node — no block subsidy, no fees. The incentives are non-monetary but extremely powerful for certain users. The real incentive is economic sovereignty and antifragility. The more wealth is stored in Bitcoin, the more valuable it becomes to personally validate the system protecting that wealth. This creates a positive feedback loop: as Bitcoin's market cap grows, the rational incentive to run a node increases even though the cost (~$200–500 hardware + electricity + bandwidth) stays roughly constant. In game-theoretic terms: if you hold even 0.1 – 1 BTC or more, the expected cost of not running a node (risk of being tricked into accepting counterfeit rules or losing privacy) exceeds the cost of running one. Most people who run nodes today do it because they have skin in the game and refuse to outsource validation of their life savings to Coinbase, Block, or random RPC providers. That is the real, hard incentive.

techyderm

Was there too. Only lost 3 BTC though

Federal-Sample-6910

I’m testing out a Bitcoin L2 chain that’s been around since 2021. Stacks STX I’ve used them for 2 years. It’s the most Bitcoin-aligned chain. The builders are all diehard Bitcoiners, and have consistently built dapps to generate Bitcoin native yield Check out their docs. Good flow is this: - bridge some BTC to Stacks as sBTC (it’s their 1:1 decentralized and self custodial bitcoin peg) - deposit sBTC into Zest Protocol (it’s their leading borrow/lending dapp) which earns you interest - borrow stablecoins out of that

InvestaHepps

I get that angle, especially in a supply shock type environment, but I think the difference is BTC doesn’t compete with that flow, it just needs its own flow to show up. Right now it feels more like liquidity just isn’t fully committing to risk, rather than it being replaced by physical demand… when that flips, that’s usually when it starts behaving more like the macro asset again instead of drifting off on its own.

fudelnotze

BC ist not BTC. BC is a shitcoin like thousand others.

itsthehappyman

Why does BTC dump if rates are cut ?

ChangeNOW_Community

if BTC goes up, they outperform almost everything

ChangeNOW_Community

buying BTC/ETH yourself is cheaper than paying someone to hold it

Few_Main7228

National debt is skyrocketing war is brewing our leader is insane u don't see any other options besides gold or BTC

AutoModerator

Post is by: Accomplished-Eye5567 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1sy4khz/100m_in_leveraged_btc_longs_were_just_opened/ On the recent wick down, over $100M in BTC longs were suddenly opened One example of a long for $34M that just got opened with 40x leverage was just posted on X. If Bitcoin drops by even $800 the position will be liquidated We’re seeing an unprecedented volatile back-and-forth in the market What do you think is causing it? A). Politics B). Institutional buying/selling C). Halving cycle D). Other 👇👇 *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

InvestaHepps

I’m not sure the correlation is “dead”… just feels like it only really shows up in certain conditions. When liquidity is actually flowing into risk, BTC tends to behave a lot more like a macro asset, but in periods like this where participation is weaker, it kinda just does its own thing. So it ends up looking disconnected, even if the bigger driver hasn’t really changed.

Sad-Froyo-3198

Read Broken Money, buy BTC

CriticalCobraz

**TL;DR:** AFP Protección, Colombia’s second-largest pension fund administrator with $55 billion in assets, has launched a new portfolio product offering Bitcoin exposure, marking the second major Colombian pension institution to do so in under a year. Unlike direct crypto purchases, this is a carefully gated product requiring personalized advisory sessions and risk assessments before clients can allocate funds, ensuring BTC remains a small diversification component alongside traditional fixed income and equities. This move follows Skandia Administradora de Fondos de Pensiones, which introduced Bitcoin exposure in September 2025. The shift signals a structural trend in Colombia’s $144 billion mandatory pension system, leveraging existing international investment infrastructure. Because pension funds typically hold assets for decades, even modest allocations from AFP Protección’s scale could create \*\*significant, long-term "sticky" demand\*\* for Bitcoin, reducing circulating supply without triggering the volatility associated with retail trading.

General-Success-2968

altcoins got absolutely wrecked in last bear market and lot of people realized most projects were just hype with no real substance. Plus with ETFs and institutional money flowing into BTC, everything else looks like gambling now compared to the "safer" plays whole space matured and retail got burned hard on all those altcoin promises that never delivered

Real-Technician831

Considering how weak BTC has been for past five years, those hedge funds are only in to milk the filthy poors. Just look at it even at peak BTC only barely outperformed SP500, and lost big time to every tech stock index.

NotSoSchrodinger

I think what really died here is the lazy symmetry, not neccessarily the whole thesis. People were treating oil, gold, BTC, inflation hedges and crisis trades like they should all react to the same shock in the same way. But a supply shock in a physical commodity is not the same thing as a monetary debasement trade, and not the same thing as a risk-off move either. So to me the takeaway is less “the correlation is dead” and more that people compressed very different macro responses into one story and called it confirmation.