BTC

Syonoq

Coming in late to this discussion, I appreciate your viewpoint. What would be your thoughts on leaving the 401k alone and redirecting the contributions to BTC? I don't get a match.

Informal-Ad220

You can't claim to own any portion of a mined BTC without also claiming to share the proportionate proof of work costs attributed to mining that coin. What you just said is ETF BTC are rehypothecated BTC. In other words, the bank has paid for one BTC, but has sold X times the value of that one BTC, proportional or not, far exceeding the cost to the bank of that single BTC.

Inevitable_Koala1673

These ETFs are not selling one share to one BTC, they fragment it and sell pieces. They don’t need to sell the original BTC because they can use the law of large numbers and good old financial engineering instead. As for energy cost: No matter how much analytics goes into their financial planning and record keeping, these are straightforward algorithms. Their cost pales in comparison to what Bitcoin needs to validate transactions

Lanky_Leek6677

Fair take. Regulation helps **reduce uncertainty**, not create instant demand. If something is expected, it’s usually priced in. Clarity Act is a **long-term tailwind**, not a day-one catalyst. Short-term BTC still trades on liquidity, macro, and sentiment — not bills. Expect less fireworks, more slow acceptance over time.

RetiredAvocado

2.3% bottle caps 2.7% investment grade belly button lint 2.0% pickled toe jam 3.0% multicolor plastic straws and pull tabs from Red Bull cans. 2.5% egg cartons (18 count. The 12 count is difficult to move across borders.) 2.5% AI generated images of weightlifting snails riding a unicorn 2.5% dehydrated cow patties 2.5% neon "exit" signs 8 inches or larger 2.5% US pennies 2.5% black piano keys 2.5% assorted zip ties 2.5% pre 1920 Trojan condoms 4000lbs of beef jerky 70% BTC

Informal-Ad220

Please explain how that is even possible. If one BTC ETF is supposed to be backed by one BTC on the blockchain, how can you claim your ETF BTC has a lower energy cost? In fact, I could claim your ETF has more energy costs due to ongoing record keeping and verification. To suggest otherwise means your ETF is not backed by the BTC blockchain, but instead, a promise.

AutoModerator

Post is by: Clear_Medium_5858 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1pr4cka/peter_brandt_says_clarity_act_wont_move_bitcoins/ Veteran trader Peter Brandt is throwing cold water on expectations that the US Clarity Act will pump Bitcoin prices. The next near-term milestone is a Senate committee markup in January (per White House crypto czar David Sacks), but Brandt’s saying it’s not gonna be “world-shaking” for BTC. His take is pretty straightforward. Yeah the regulation is needed and will be good for the industry overall, but having an asset get regulated isnt some earth-shattering event. Especially when alot of Bitcoin maxis never wanted regulation in the first place. He thinks it’ll clarify the regulatory structure which is positive but wont redefine Bitcoin’s value. John Glover from Ledn agrees and says the Clarity Act has already been priced into the market. Any benefits to price action would be more delayed over time as Bitcoin and ETH gain broader acceptance as investable assets. So dont expect fireworks on day one. The more interesting part is Brandt’s price prediction. He believes Bitcoin is currently in a bear market and could trade down to $60,000 in Q3 2026. Thats a 31% drop from current levels around $88,000. He says the charts are suggesting this move but his downside bias is “moderate” because of stuff like the Clarity Act providing some support. Senator Cynthia Lummis has been pushing hard to advance the bill and mentioned the crypto industry was getting concerned about progress since drafts kept changing during bipartisan discussions. The bill addresses digital asset market structure which is important long-term even if it doesnt create immediate price action. So basically temper your expectations if you’re expecting the Clarity Act to moon Bitcoin. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Different-Club-5058

Brb, selling my BTC for potato’s

Ill_Bee6659

why not get a BTC backed loan first?

Legitimate-Nobody499

BTC loans are super easy and prevent you from selling so No taxable event. Just be sure to check the interest, mine was variable and moves around a lot

Merlin1039

BTC is at a 30% loss from ath while dollar inflation is rampant. If it's supposed to be a store of value it has to be ahead of inflation. Dollars rotting under your mattress are trash, but still performing better than btc the last 6 months

ParkerRoyce

Imagine telling folks im 2017 that BTC will be at 85k and people will be crying and lives ruined...HODL.

Easik

25% Equities 15% BTC 10% Gold 50% Cash/Bonds I have a crash thesis for 2026-2027, so I'll maintain 50% cash until things look reasonable again. The 4% yield is totally fine with me for now given the probability of gains during a midterm year and a bunch of idiots running the country.

Impressive_Pilot8415

No. Just DCA when you have $$$. BTC ant going anywhere.. DCA over time without stress.. ie DCA BTC & chill 😎

Spider-MonkeyMan

OP is talking about borrowing $5000 cash against his BTC so he doesn’t have to sell, not borrowing $5000 BTC 

ButterscotchAlive736

If you borrow 5000$ worth of btc which is 0.05671 btc, wouldn’t you pay the exact amount of BTC at its current price? So you’ll pay how much 0.05671 btc is worth in 2 years + 6%

devCheckingIn

>or don't care when BTC/ETH is up It's not even up to where it was yesterday. What could people possibly be excited about?

BGP_1620

5 percent BTC

Lanky_Leek6677

If you want sleep → BTC-heavy. If you want growth + risk → add ETH.

stir_fried_abortion

There's no realistic scenario where your average American will be desperate to buy BTC but can't. Please note the modifier "realistic."

ptmalloc

30% crypto (BTC 80%), 30% real estate, 40% stocks. 40%… pokemon cards?

gowithflow192

Good time to sell. In 6 months it may be 60k and you can buy back more than 1 BTC.

Assist_Lumpy

- Robinhood is fine if you want to dip your toes in but I wouldn't recommend it long term personally their crypto gui is lacking especially if you intend to buy and sell. When it comes to taxes it's the biggest hassle if the exchange youre using isn't tracking the info correctly for you. If you want a recommendation I would say river or foldapp. TLDR: River - for HYSA savings paid in BTC and DCA. Best interface for taxes FoldApp- for daily driver general use debit card % back and spot BTC buys , pay bills and get BTC back In depth: A lot of people search and search for the lowest fees which I mean hey that's great but I would say pick something that's easy that you like. Stacking sats even with some fees is stacking sats. Just stack over time and you'll be good. If you don't want the complexity of many amounts than you should do what your comfortable with River: - BTC only - amazing statistics layout - amazing support - one time fee on recurring buy, 0 fees after that ( fee for random spot buys) - low spread - high yield savings account that gives BTC interest. if you want to park some emergency fund - proof of reserves the first of is kind - you can automate buying and withdrawal - 1 free withdrawal per month - up to 100$ in BTC referral Possible cons: - people even myself have had issues with kyc I would recommend getting that cleared before buying. - America only FoldApp: - debit card with BTC back rewards (.25-1.5%) - you can load it with cash or convert BTC to cash when needed if you want to live primarily off BTC - you can pay credit cards with it and get % back - can purchase gift cards at 2-10% back in BTC - can buy sell and transfer BTC only - round up BTC buys - amazing support - 2% BTC rewards credit card coming soon! - 20k sat referral signup bonus Possible cons: -tiered system with free and paid --- paid tier has highest rewards (100/yr) Paid tier also has 0 fees on buying selling and transferring --- free tier still has solid benefits. buying selling and transferring. Other exchanges: Kraken- I use them sometimes for other crypto they are really good. If you use the pro option it'll have lower fees than regular kraken Coinbase - I started here pretty basic but those fees had me move to kraken then fold then river. Pro has lower fees than regular coinbase DO NOT BUY FROM **BITCOINDOTCOM***

VariatCA

You know how all those comments were appearing around the August and October ATH's, with people noticing "Wow we're reaching another new high and it's totally dead in here, Retail's still nowhere to be found"? Most people either have nothing to complain about on green days, or don't care when BTC/ETH is up because it doesn't affect their altcoin#91,381. Green days statistically get about 50% fewer comments. We had *fewer* comments on October 6th, Bitcoin's most recent high, than we did merely two days ago on a day that technically finished -0.8% but had high volatility. https://old.reddit.com/r/CryptoCurrency/comments/1ppdmkl/daily_crypto_discussion_december_18_2025_gmt0/ --671 comments https://old.reddit.com/r/CryptoCurrency/comments/1nz47e4/daily_crypto_discussion_october_6_2025_gmt0/ --661 comments

Street_Outside_7228

Right it’s just an orchestrated short squeeze + liquidity trap, give one more fake bounce for BTC to right around $100k-ish to make the noobs who sold low buy back higher then short them all under $70k while the wait for $150k+

Zarigis

That's exactly how it works, ckBTC is an ICRC token on ICP that's backed 1:1 with real BTC. The backing is where the chain-key cryptography comes in, as it allows the ckBTC contract to actually hold the Bitcoin natively. The ICP ledger is what manages ckBTC balances for users, which allows it to be integrated with DeFi on ICP. If I have a ckBTC balance on ICP and the private key corresponding to that ICP address is compromised, then the attacker can transfer my ckBTC away from me. The chain-key cryptography means that those ckBTC are backed by real BTC, but that doesn't help me if I no longer control the tokens.

awesomeplenty

I miss the days of BTC 100k by 2021

JDovah

Yeah, it’s likely it won’t drop as drastically as it did in the previous bear market, we’ll know in a year or so. We have to remember there were a bunch of black swan events in 2022. The Terra collapse, FTX bankruptcy, the Celcius collapse, and recession fears. I believe this is the reason BTC dropped so badly on the previous bear market. This was also the first time it dropped below the previous cycle’s ATH. It’s likely it would’ve bottomed at $25-30k without all of these events, but we’ll never know.

chuckEchickpeas

30% off of its record high when gold and other stocks are near their ATH. All while inflation is going crazy and in theory BTC should be somewhere people look to put their money during an inflationary period. Yes, buy when everyone else is fearful, but there's a good chance the market as a whole takes a big dump next year and BTC will have more headwinds if so. This doesn't feel like the bottom, but I'm just an idiot on the Internet and I'm probably wrong.

MariachiArchery

Ah... Got it. So, you'd be cranking up the leverage to make this loan work, pretty much already slammed against the liquidation price. You want to convert your BTC into real property? I support that decision. It's not a gain if you never sell! Lock in those gains and buying a house is a great move. That is my plan as well. When I do sell, it will be to convert to property. Great move IMO. That said, if I only needed like a third of my stack to make it work, I'd do a crypto loan for sure. But not at 80%. Way to risky. The market drops like 2% and you'd get margin called. Fuck that noise lol.

ReelTech

It depends on “how long” the value needs to be stored for. BTC has been a real store of value beyond a 4 year cycle.

ChaoticDad21

Is it agreeing to pay them X BTC per year? Or the Y dollar equivalent in BTC? They’re not the same thing.

mtech101

The only thing I've used BTC for is to pay for illegal IPTV services. That....is why the population hasn't woken up....and never will.

vklirdjikgfkttjk

>Also - the security budget of BTC is not declining. It only declines in Bitcoin terms. In fiat terms, it's as strong as ever. Trust me bro BTC will outpace the stock market by 2x forever bro.

vklirdjikgfkttjk

>If Bitcoin is worth millions by then, Even if BTC was valued at a million you'd still get secuity issues in 2040 already. It's hilarious how poorly Bitcoin maxis understand Bitcoin. "BTC doesn't have a security issue, BTC only needs to outperform the stock market by 2x forever bro"

WrathofTitus

It doesn't matter what price you bought BTC at, all that matters is how much BTC you have and it's usually not enough.

TwoInchClit

Buy BTC, then buy a hooker and blow from the ones that accept BTC. Please…it’s about utility too

Kempatsu

When CBDCs actually start becoming a real thing and cash is no longer accepted, only then you'll see people begin using BTC. That's my guess anyway.

ZhenyaV

which altseason in 2024 are you talking? BTC, memecoins and a couple of hyped VC tokens? Protocols that actually make money UNI, MORPHO, AAVE didn't even reached previous ath while continuously developing and innovating in the last 3 years, locking record amount of users and TVL.

vklirdjikgfkttjk

I wouldn't consider BTC hard money since it will forever be inflationary after block rewards will inevitably have to be increased due to the halving problem. On the other hand Ethereum will always be deflationary/give dividends.

ginnipix

For sure, BTC because it's BTC. There are many projects building on Ethereum, so it's good as well. I think BTC will always be on top.

PorterB

Probably a way to make it seem like your wages are higher. If you took X% of your salary in BTC since 2015, your salary would look like Y. There could also be some tax incentive. I’m not versed in crypto tax law but they may be offloading the burden to their employees.

YogurtCloset3335

Also Tether quit printing their magic Funbux tokens that pump BTC price for the past 8 years.

acaiblueberry

I don't think you can sell your house that quickly. Let's see how it would've gone last cycle - * you borrowed $500k with $1M BTC as collateral in Dec 2021 when BTC was 50k (about 30% down from the peak) * by Jan 2022 BTC dropped to $35k and you needed about $80k to buy BTC to keep 60% collateral ratio * then BTC went up a bit, but came back down to $35k in May, then dropped to $29k in 5 days. You needed additional $130k or so. I don't think you can sell your house in a month, let alone in 5 days If you kept liquidating, probably you had about 2-3 BTC left by the time you went through the cycle. If you sold 50% of BTC to begin with, you would've been left with 10 BTC. These are back of the envelope calculation so there may be some errors.

spank2023

Quite honestly, I'm not sure this is even a debate - it's $BTC, and by a wide margin. Any crypto port should carry 70-80% of it in $BTC.

ifuckedyourmom-247

This is how real adoption happens: opt-in, voluntary, and practical. No one is forced to take BTC, but those who want exposure can earn it directly, skip exchanges, and hold long term. Lightning for payroll + a BTC reserve shows this isn’t just a PR move.

UpbeatFix7299

We have had exactly one "4 year cycle" since even 1% of normal investors have bought BTC. Nerds think it's something predictable and they can time the market based on this.

TheLastOuroboros

Fuck yeah. I’ve been hodling BTC since it was 30 dollars.

Ok-Sentence-6222

This guy is either mentally challenged or English is not his first language. He doesn't have any BTC, he just came here to ask "smart people" about financial advice.

SmashingK

I think cost to produce one BTC is something like 58k so at that level there'll be massive buying. The chance of it going lower is really slim.

iamflxn

I saved mine on my desktop in a text file called “BTC SEED PHRASE”. No chance I’ll loose it cause I see it every time I open my computer.

Spokraket

It could if Trump messes up so bad that the USD tanks because other countries start to sell the US debt heavily. You could see massive inflow to BTC. I don’t see that as implausible, but if you look at BTCs cyclical behavior the Bullrun is over.

AD1AD

It's so dead that it has an active community with conferences, hackathons, podcasts, multiple node implementations, many dedicated wallets, extensive merchant adoption, a growing DeFi ecosystem with derivatives, predictions, DEXs, and overcollateralized stablecoins, quantum proof cryptography, ultra valuable upgrades coming in year after year that continue to widen the gap between BCH and BTC, and close the gap between BCH and ETH, all without sacrificing its excellent scaling characteristics... https://www.tradingview.com/chart/?symbol=BINANCE%3ABCHBTC I'm no charts guy. Does that look like a rounded bottom to you?

JDovah

Look back at november last year, there was some euphoria there for sure, seeing it break $70k, then $80k, then $90k, and it all happened in a week, then $100k a couple weeks after that. You can’t tell me there was no euphoria back then. And again, it wasn’t the same level of euphoria as before, but it was definitely there. I too was surprised to see it barely break its ATH at $120k+ multiple times this year, but it is what it is. As BTC matures and its adoption increases, price swings in both directions will become less volatile, that might be why we didn’t see the parabolic move everyone was expecting.

ConsciousSkyy

Look at BCH/BTC. It’s just another dead fork

RoutinePrice446

Only solicit those who accept BTC as payment.

rechtim

>54 y/o >BTC unit yep this checks out

ThatBCHGuy

Even the S&P 500 did +16% over the last year while BTC is down ~12%. If the bullish case for next year still has BTC trailing basic index performance, that’s not a great look.

Relentlessbetz

If only there was a way to aquire debt to buy BTC......

Holiday-Deal-2826

It's not that badass if he only has .000001 BTC :-) Please don't take that as a criticism. I'm just joking around. I started at 42K and it ended up around 55K. I sold it all when it plummeted in October at which time my gains had been cut in half but I still snagged a fair amount. I tried pseudo day trading it for a few weeks (yes, the sale and the day trading will anger some people, but I'm just being honest). Anyway, I'm waiting until it stabilizes a bit more or the excitement level goes up and then I'm back in with as much as I can afford.

The1WhoDares

DONT SELL, stay in the game. I bought my 1st BTC @ 12k!!! Sold it when it doubled, can’t imagine how much cash I would have if I kept all my purchases 😢

NilNow

Actually you’re right - this is probably the best answer, at least from a bitcoiner’s perspective. In the long term vision, when the S curve is completed, goods and services can be widely bought with BTC, in which case the fiat conversion rate is far less relevant.

HOLDstrongtoPLUTO

Bitcoin has historically posted 30–60%+ annualized returns, real estate usually lands around 8–15% IRR with leverage, and the S&P 500 sits near 10%, so BTC smokes them on rate of return.

Vinnypaperhands

>ETH has a superior monetary policy to BTC I highly disagree. It's crazy to say eth has a better monetary policy after eth completely changed its monetary policy just a few years ago lol. I mean it's an absurd statement to make. Forget the many other reasons why Bitcoin is hard money and eth is not, its monetary policy change alone proves it is not a better hard money full stop. >ETH has an issuance cap - it will always pay the minimum required for security, but this is offset by EIP-1559 Eth has no cap. There is no supply cap and idk anyone who can be sure there will or won't be considering eth has undergone many changes since Inception. Exactly my point, who know what eip-18462 will be??? Maybe it goes back to pow? Maybe it's something completely new? My point is you can't be sure about anything when it comes to eth and many altcoins. There are foundations that run these projects and these people's opinions and trajectory will always be changing. >BTC has a hard cap - it reduces the amount it pays for security and so cannot guarantee security No one knows what's going to happen in 150 years when the last Bitcoin is mined. We have a lot of time to iron things out when it comes to bitcoins future security. If Bitcoin is worth millions by then, then fees should be able to secure the network but we are many many years away from needing such a solution There are already many solutions and ideas to discuss on Bitcoin forums. >A blockchain without security is worthless True. Good thing Bitcoin is the most secure Blockchain lol

watch-nerd

Sure, if the value is measured in BTC. You had the same BTC you had before.

RatherCynical

ETH is not harder money at all. ETH costs very little to make more of. BTC costs tens of thousands in raw electrical power. BTC, like gold, has very high unforgeable costliness. It'll get more costly in the future. ETH does not have to do well at all, even if BTC is $10million.

snow_boarder

Lenders are not part of the equation when you’re cashing out long held BTC.

Supaflyray

What government controls Bitcoin? The people mining Bitcoin control the network, which is decentralized. So that argument is invalid. They might have created the concept of Bitcoin, but , truly, the people mining Bitcoin, control and say what the price is. If every single entity tomorrow decided to mine blocks, and not sell for the next month. What would that do to the price of BTC?

AutoModerator

Post is by: NilNow and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1pqxcgr/can_a_real_store_of_value_have_a_predictable_80/ For the people that believe the 4 year cycle will repeat indefinitely - is that compatible with the idea of BTC (and certainly crypto at large) being a real store of value and asset class to take seriously? I know BTC has broad institutional acceptance now, so maybe the answer is already yes, but will all of these corporate and sovereign balance sheets find it acceptable to continue to hold with an understanding that it’s going to be trading at a big discount / pretty undesirable to liquidate a good portion of the time? Maybe it’s fine especially if accounting rules update to accommodate that, but there’s no other widely held institutional asset that behaves that way. And maybe not this time but it feels like the cycle should have to break eventually? Either from diminished impact of the halving or it being traded on/front ran to oblivion. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Unknown-714

My biggest concern, if BTC is at 1.4MM what are other things priced at?

ddc703

All you conspiracy theorists thinking it's a governmental agency forget one fact. The government doesn't have a time machine, they had no idea of knowing if BTC would be successful. Same way Obama's parents didn't know he would be President of the USA when he was born in Africa (I know he was born in Hawaii btw). These conspiracies only work AFTER the fact when the success is known. These are millions born all the time and millions of ideas all the time, nobody knew btc would be what it is today back when it was released.

Ok-Brilliant9930

Creciendo el negocio personal, ahorro del 80% en fondos de interés compuesto y 20% BTC.

DimensionTiny8725

I mean yeah BTC did fine but you can only thank the ETF's for that saving grace.

Gabriella-King

Sharing some “interesting info” about markets/players moving into BTC

KiNg-MaK3R

You are never ever EVER going to time things right. Just DCA and HODL. I'd probably have over 10 BTC right now if I didn't try to trade so much years ago.... fml...

Braviosa

BTC has the most mainstream supporters and it will deliver reliable returns. Risks would be a better tech becoming available (quantum decryption is easily countered with quantum encryption). We'll see Satoshi's wallet ID hacked, but chances are the funds have been burnt. ETH may yield substantially larger returns, but it will have the same potential quantum security issues as BTC, but that's negligible. the real issues with etherium are cost and speed. Eth also has competitors in Solana and Cardano which offer much of the same l2 functions at a fraction the cost and faster. Ethereum will be a riskier investment, and could easily be supplanted by competitors. They really need code rebuilds that reduce gas fees.

Hairy-Evidence795

I’d go back to 2010 and buy 1,000 not 100 BTC lmao and real estate this is an obvious answer

Big-Brain8864

Hopefully… then maybe the world will go back to normal and the BTC price will moon.

CaltonSmith

What do you associate 1$ with? Goods. To know how much 1$ is you ask yourself what you can buy with it. Same can be true for BTC. Its just not there yet. Thats why you take the long route over BTC into USD into Goods.

Samsonite975

Just happened upon $1776… what’s the proper BTC/hooker investment?

Samsonite975

Just happened up $1776. BTC or hookers/blow?

Nervous_Trip_9095

You clearly don’t understand how quantum computing works. We are at least 20+ years away from that being a possibility, and when it becomes a viable threat the BTC community will simply roll out an update to the blockchain.

CheeseburgerBrown

Did you buy it or mine it? My bank was cool once I'd made the case that I never traded BTC in my life, just generated it.

MinuteStreet172

BTC stopped being Bitcoin, that is. That's why I like Ergo's white paper, it's stated that whenever the chain stops behaving as the foundations defined, then it should not be called Ergo.

Pretend-Plumber

He is that one homeless guy that is telling everyone to buy BTC. He is diamond hands.

ThatBCHGuy

True, but here’s the part I keep coming back to. Gold is up about 67 percent over the last year and BTC is down about 12 percent. If BTC only does around 13 percent next year like Citi suggests, then it still underperforms gold by a huge margin. Hard to call that digital gold in practice.

DreamingTooLong

No; more like spring time 2016 I was buying BTC when it was $400 during springtime 2016. 1 XMR back then was around $1.25

Jayar9000

This is not a get rich quick scheme, just put the money you can spare into BTC and SOL, stake the latter and just HODL. You can buy that new motor later

freddiefrancisco

Yes, you can buy and sell BTC through RH but 1% or more expensive compare to cetralize exchange.

Dangerous_Walk9239

So why does everyone else does? What else would we sell our BTC for

IssaKiller21

it's more advisable to stick with BTC

Amber_Sam

He ded, mate. Also the 1.096 million BTC is just a myth. Here's a reply u/thegreatmuffin [posted](https://www.reddit.com/r/Bitcoin/comments/qeomod/if_satoshi_nakamoto_himself_had_secretly_mined/hhud611) some time ago: Not true: https://old.reddit.com/r/Bitcoin/comments/ppwf5u/do_you_think_satoshi_has_an_exit_strategy/hd6piyg/ That's also not true at all. There were multiple people running nodes/mining right from the beginning. Just a few hours ago there was an interview released with the person who (probably) was the 2nd node on the network, just few hours after the first software version was released: https://stephanlivera.com/episode/314/ The first version of Bitcoin software didn't even start mining until it was connected to at least one other node, so all that "evidence" you speak about is bs (plz no offense, it's a commonly perpetuated myth/misunderstanding).

YogurtOk2289

Cash is the baseline. Stocks need earnings to beat it. Bitcoin beats it with scarcity alone. That’s why comparing BTC to stocks does strengthen the argument

bailaowai

Keep the house, and if you need to convert the BTC assets do it now. Do not try to time the BTC sale, just take the L (or W) and look forward not back. Sorry you’re going through this.

Wingmusic

Solana is the new Ethereum. OP, here's some ideas for you. Buy $2000 of INF. It's a Solana LST. Go on Jup Lend or Kamino and loop it with borrowed SOL, multiplying your INF by like 10x. You will have 10x INF and debt in SOL. These are correlated assets, so the position is delta neutral (won't be affected by price changes), except for your original INF. This will net you around 17% apy. So you're $2000 worth of INF will turn into $3200 after 3 years if prices stay the same. If SOL hits $1,000 then it'll be worth more like $25k. On one of those same platforms by WBTC or cbBTC and leverage them 1.5-2x. At 1.5x you would get liquidated if BTC hits like $35k and 2x like $45k. So you'll double your exposure to BTC at the cost of a few percent in interest and at the risk of losing it all if BTC crashes really hard. But if that happens you can just adjust your position and it'll be a great opportunity to double down. Put the rest in ETH.

Shiftrox

I think it's a group of people who use that alias. There must be several people observing how the world is doing with BTC.

DwightsShirtGuy

You have 1,000,000 BTC?

FastHat3828

If I were moving away from Ledger and wanted BTC only, I’d go with Coldcard for maximum security. If you want something a bit more user friendly but still Bitcoin focused, Blockstream Jade is a solid, reputable choice and easy to live with day to day.

Decent-Treat-3298

# First: the framing (this matters) 2026 is **post-cycle**, not peak-cycle. Historically: * Peaks = late year **after** halving impulse * 2026 = digestion, redistribution, or re-acceleration depending on *system health* So the right question isn’t “ATH or crash?” It’s **what regime survives into 2026**. # Base Case (Most Probable): $85k – $115k **Probability: \~45–50%** # Why this range exists * Miner economics remain viable (no mass capitulation) * Hashrate continues rising, but slower * Demand shifts from impulse → allocation * ETFs stabilize but don’t aggressively re-accumulate * BTC becomes *boring but expensive* This is the **2019–2020 analogue**, adjusted upward for: * ETFs * Treasury adoption * Higher cost floor # What it looks like emotionally * Everyone is disappointed * “Bitcoin is dead again” but at $100k * Miners quietly stack * Retail loses interest This is the **most common outcome when cycles mature**.

ec265

ETH has a superior monetary policy to BTC ETH has an issuance cap - it will always pay the minimum required for security, but this is offset by EIP-1559 BTC has a hard cap - it reduces the amount it pays for security and so cannot guarantee security A blockchain without security is worthless