BTC

ximogui

"In size" being the key words there, my friend. Strategy's BTC stack went from 847k to 850k since May. Thats an increase of 0.4%. They sold 2k and bought back 5k in the past 6 months. They're focused on repairing STRC which, as a shareholder, is fine by me and the right longterm strategy. About 3500 BTC are mined each week. So Strategy has NOT in fact been buying more BTC than are mined weekly, as mr. BaldGuyAce had claimed. Not since Q2. My point was that dropping to 1750 BTC mined per week in the 2028 halving will certainly have some effect on BTC supply.

bananabastard

That wouldn't be an analogy. That's not what an analogy is. But anyway.... Around this time of year in 2022, it was 1 year after an ATH, bitcoin was around $16k. Go back 5 years from there to 2017, and bitcoin was around $20k. Was the opportunity over in 2022? Now, we're 1 year after an ATH, and BTC is slightly below the previous ATH. So it is behaving identically to how it did at the same point in the last cycle.

Zenyquyen

The mt gox 2011 99% drop was a hack. Only the hacker benefitted from that momentary drop , no one else got BTC for .01¢ . It happened but it was instantaneous and no one other than mt gox was affected by it. With the Binance hack Coinbase hack Mt Gox hack et. al people are learning the downside of unregulated and uninsured funds

Traditional_Most105

I've started my journey in crypto too late in July of this year... so take my advice with a grain of salt. I've researched a lot and i ended up with this conclusion: Nobody knows anything for sure and those who say they do in the end don't. All you do is speculate based on what info you gather be it influencers which is the worst, or doing your own deep research on each individual coin's project, revenues, news and stuff like that, that for someone new might take months to learn and understand to read them. And aga8n you could be wrong. Plus the crypto market always changes, with ETF's, regulations, AI. It's not the same as it was in 2021. Many more coins are added which spreads the money flowing everywhere...But because theres expectation of a bull market it might become a self fulfilling prophecy... Some say there will be an alt season and a bull run, others are negative and some others believe that maybe BTC with a few alts will conquer the next bull run... But again nothing is for sure. The safest bets as you know and many people will tell you are BTC and ETH. Lower risk but also lower upside... If you want the safe way go full on BTC and ETH... If not, go again on BTC and ETH but add a few other coins you research and believe in them and might have medium risk and higher upside. It depends on how much risk you want to take. I personally went full into alts... i know the risks, i know BTC and ETH are safer but i accept the consequences of doing so. My approach is to put monthly some money on them and i try to buy the dips when fear if high... i also will hold on to them long term no matter what until my minimum goal of the profits i want to get is reached... i accepted i might lose money on the way... No matter your approach be sure to accept the consequences and be ok with yourself no matter what happens.

Big_Landscape6078

It's prediction dude. The fact remains that BTC went down. And October wasn't a hard prediction, he was saying either October or somewhere in Q4. I remember how this sub was acting when it went to 83k. The fact remains he called it and we still have time to go. Just because it's late by a month, doesn't mean he was wrong. But you are too blind to see that.

PancakeEnjoyer16

DCA BTC and good entry for SOL

Backrus

BTC lost its ability to generate upside volatility with the launch of IBIT options. There's no sincere argument to have it in a portfolio on a risk-adjusted basis. At this point buying NVDA has better risk/reward than buying hijacked coin.

Old_Preparation8434

Just take a quick look at the BTC chart and tell me it's not playing out like the last cycles did. 🤡

Educational_Path502

Just wait until next year after the Fed's interest rate decision in December. Maybe BTC goes to 45-50K. Wait for consolidation and a break of structure before entering.

fsavino

Get rid of ADA. Dca in BTC. At your age, it's all you have to do.

synthwave_man

Yes, according to the cycle theory. But why? Where should all that money come from to pump BTC even just back to 100k? Could it be that the market is just manipulated af and if some super whales want it to pump they can make it pump?

rockymtnman2023

Yes, time the market. Time to trade that BTC for tulip bulbs while the prices are still low.

barnshaw292

AI isnt a threat as such but quantum computing sure it, BTC will be in big trouble in just a few years IMO

oopssomething

My short just got liquidated, BTC pumped $2000 in like 1 hour

BadUsername7

You’re quoting one of crypto’s biggest critics. He never meant that for BTC lol

ExciteSeek4Ever

To anyone reading this, do not be the person that wishes they sold right now when bitcoin goes to $25k. This may very well be the highest that bitcoin will ever be again. Posted this just to prove a point…no one knows…there is no real value behind BTC and it is pure gambling disguised as “technical analysis” as to the direction it takes. Personally…I’m out completely after the Binance hack and what I’ve read about the AI hack of Hugging Face. Not now…but I’m very confident that AI will ultimately be used to hack the blockchain directly (particularly once quantum takes off). And when THAT happens…game over for BTC. My money is better off elsewhere. Best wishes to those who stay the course though…

QuoteMedium

Dear BTC, don't reverse until I sell my house and one of my kidney. I 'll buy more bit coin with that money ;)

Notevenstreaming

If there was no dumb people, there would not be that many bear markets. Be grateful for dumb people who panic sell and offer you opportunity to buy BTC cheap.

LionRivr

People like to pull numbers, predictions and past history out of their ass. Nowadays, BTC is a nice little smoke alarm for global liquidity and sentiment. This downward move is a great buying opportunity, but still be careful out there. Keep your income stable and don’t put yourself in a position where you’ll be forced to sell.

Wh-h-hoap

Thanks, I will! I've understood he held many opinions on the current financial empire the US is, and that he viewed inflation (as arbitrary supply expansion) and central bank controlled interest rates with suspicion. However, I'm not convinced he was all in for the extreme deflation of the BTC price (leading to hoarding instead of spending up to now, whatever the future might hold) or the relatively extreme paranoia present in the community. After all, he more or less excommunicated himself. But I won't make you do my homework for me! Cya

ukredimps2k

Speed advantage? You must be American, Europe has had free instant bank payments for the best part of a decade. No waiting for multiple confirmations like with BTC.

Sea-Push5285

Bitcoin no longer offers the same attractive risk-to-reward ratio it did before 2025. What would you think if you had to endure two consecutive years of a bear market? We're already more than a year past the ATH, and BTC is still either searching for a new bottom or potentially heading back to its old $57K–$60K range, where it could spend several more months moving sideways. In investing, the most important thing isn't how much money you make, but how long it takes you to make it. I'm simply not willing to wait 3–4 years just for BTC to reach another ATH somewhere around $160K–$180K, only to potentially dump back to $100K afterward. That's an enormous opportunity cost. I could simply buy TQQQ instead. It offers comparable or even greater volatility, potentially similar or better drawdown-adjusted returns, and arguably a better risk-to-reward opportunity than Bitcoin at current prices.

redf0rward

My issue is the clowns on youtube who kept praising trump and the whole crytpo/bitcoin president. Now, if you said Michael Saylor....well...he made me nervous but i dealt with it, but someone like Trump? They were all praising him, and talking about how the opposition was bad etc...you know, the typical propaganda bs. This was before the epstein file horror stories, ICE, etc. My thing is, with all of his baggage, thats the absolute WORST person youd want as an ambasador....and then came the crypto scam coins.....which also tanked. The problem is that while he was the absolute WORSTS "ambassador" for bitcoin, the circus clowns on these so called youtube channels (SWAN BITCOIN...lookin at YOU!) the reason BTC has no face or abassador is that it was DESIGNED that way as every other centralized entity has failed and is hilariously flawed. The absolute DUMBEST thing a person can do is prop up a political figure...repeatedly as for me, that defeats the purpose of what BTC is and represents. Bitcoin doesnt need a president, it doesnt need a ceo or a representative. Thats one of the most powerful things about Bitcoin. I just hope all the people who joined because of these clowns eventually see Bitcoin for its true value and not think its a scam because many probably do. But even with tho this particular circus is almost over, bitcoin will STILL stand as it always has.

alanm4a2

I have lost faith in bitcoin, not because of the product itself but because most people are actually dumb as rocks. I used to be optimistic but as iv gotten older I am starting to realize how truly dumb most of the population is and how fucked up it is these people can vote. Wish I sold my BTC long ago. Im still way up on my investment but man I rally resent these people.

AggravatingPickle559

Crypto started and failed several bear markets and we've had rebounds to bull markets and champagne 🥂 🍾 at 100k!! BTC IS hard money that you can't F with even if your like Donald Trump. All these tired ass ppl that never believed in BTC and now they are putting their meat hooks in. BTC is bigger than any one entity. Satoshis BTC paper explains why and how. You are your own bank. Nobody can grab your money unless you give them the keys. Of course the government and the bank don't want that. When you have a system that benefits only a certain amount of people, and then another system comes in to play that kind of puts everybody on equal footing, well, of course you're going to have some pushback and purposeful Fuckery with said new monetary system. This is in our first rodeo. By that I mean, if you've been in bitcoin, then you know what I'm talking about. Although remember to be kind to the newbies because I remember my first two bear markets, and even though bitcoin was worth a lot less it took time for me to believe just like with any relationship and trust the process that is bitcoin and how it works. 💎 🙌

Any-Neat5158

You don't deserve to be here when this thing cracks 200K then. I bought in at approx a $7,000 per BTC valuation. I rode that clean up to it's first topping of 65K. I watched it plummet all the way back down to what... around 15K? Likewise I've held it the whole way to 125K, and now back down nearly to 60K. I can tell you this, cracking 200K would be substantially the best performing asset I own, by a looooongshot. I have no crystal ball. We have no promises. CAN this thing go to zero? Sure. Will it? Who knows. All I know is I got in for what amounts to a pretty shitty weekend in vegas and it has the potential to turn into an early and comfortable retirement for me, if not generational wealth. If it went to zero tomorrow, my life goes on. I'd still be in a pretty great spot. You can look at it as I'd have "lost" 100K. But would I have really? What if I sold at 125K and then 14 from now months it hit 175K?

FitCompetition1804

Could be a great move, or you could be left in the dust waiting. That’s the risk you take. If you believe in BTC long term, these current prices are great value.

ThatCuneiformGuy

Not only is your math wrong (you'd be “down” \~31% if that even made sense), but the very fact that the BTC valuation is made in current USD (hence factoring in inflation) moots your entire point. Enjoy your $45k bitcoin, I guess…

BlueM92

BTC CEO sets the price. He's currently running a Black Friday sale.

Independent-Pay-1172

Following the 4y cycle, the bottom in 2026 should be below 40k. The same pattern every 4 years, so even a 30k BTC doesn't mean 'its over for bitcoin'.

Rickard403

Lump summed into BTC and Lighter with in the past hr or so.

Distinct-Category505

This is the best time to buy BTC. You can DCA to avoid missing the bottom.

Sleep_Potential

You mean BTC fell 6% yday

AoideusWasBanned

The part about watching the gains disappear is the real problem imo, more than BTC vs alts. I'd write the exit plan now while you're calm, like selling a chunk at a few price levels and moving a stop up after that. It's how I set take profits in my own strategies, because once you're up a lot nobody thinks clearly 😁

Technorasta

Can you present any justification for BTC to heat up again?

OddPassion4238

\>whatever the future could bring us A future where people need something like BTC? I want to believe you guys, but I have yet to see a solid argument that BTC has an actual future. Most of it seems like a lot of "Trust me bro".

AstroBoyWunder

BTC and ZEC are at great prices right now. Get some while the getting is good.

Technorasta

You are only trying to convince yourself. BTC is history. No-one has any reason to buy it.

AcademicallyAcademic

Guys, the prediction market odds distribution is as follows (Kalshi, BTC price range): 50-55k: 7.6% 55-60k: 12% 60-65k: 17.8% 65-70k: 19.8% 70-75k: 13.8% 75-80k: 5.4% 80-85k: 3.6% 85-90k: 2.2% 90-95k: 1.6% 95-100k: 1.2% If sentiment is negative, tell me why it would go back above 75-80k? The peak is 65-70k at 19.8%, then look at that drop: 13.8% at 70-75k and just 5.4% at 75-80k. The market has the median right around 65k. Volume on this is $48,470,426. I’d love a constructive response as to why it would go back above 75k.

NHLBigFan

2.1 is 1 of 1.000.000 of the total amount of BTC.

CryptonianNomad

Historically BTC bottoms between October and December. You will always see this correction / pullback during these month. This will mark the bottom of the bear market and the beginning of the next bullrun.

ilovesaintpaul

BTC all the way, mate. Agree.

AP_lookingahead

You have your life riding on BTC 🫵😭

NonVideBunt

Oh yeah right… cycle, cycle, this is normal, cycle, cycle… I remember 5 years ago BTC was supposed to be over 500k by now… BTC is going to essentially be a HYSA at best…

NonVideBunt

Give it enough time and that one X Box will be still worth more than the 1 BTC…

Mammoth_Hand_3835

this is the right take. the power grid stuff is conspiracy rabbit hole territory and has nothing to do with BTC price action. if you want to worry about a 75% drawdown, look at leverage levels and whether the macro environment supports risk assets. that said, 31k feels extreme to me. diminishing returns should mean diminishing corrections too, so maybe 50-60% is the more realistic worst case.

Izrud

Nothing is thwarting BTC. Stop coping and don’t buy scam coins 

American_Jeeper

Its a deqad fish bounce is all right now price of BTC is cascading down... looking for min 57,500 or lower before we V

whimsical-crack-rock

you should sell all your BTC immediately because this is the highest the price will EVER be and this is an unprecedented disaster and everything is fucked. You should be panicking right now and unloading everything. I have not seen price levels like this in a few months, This is a code red.

Lefties_TheWorst7331

Nearly full port is invested into BTC one way or another.

atlanticislanding

It’s time to liquidate…. My 401k and full port BTC.

No_South_9912

The past several tech recoveries didn't bring BTC along for the ride, hopefully this time is different

Appropriate-Talk-735

BTC will do great but you need to take more risk if you want crazy returns. Instead of ADA I would consider XBT or ZEC. Buy today and wait a few years.

JuxtaposeLife

If you don't understand the price of BTC in fiat is laughable... then you don't understand Bitcoin

bollocksgrenade

In the time since you posted we’re up 4%. Maybe you should get out of BTC and ask your parents to help you open up a Trump account and reconsider BTC when you’re all grown up.

respectandmanners

Meh, current weather versus the general climate. BTC gonna BTC, and Chase thinks that BTC is the best asset class for the next two years, as do I

TjdGoEsQqbmQLoBj

Bought 4 BTC at 62.4

Glum_Protection_4975

You are comparing Centralized companies like FTX etc to Decentralized Currency BTC. Lol

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Post is by: Agitated_Pepper9215 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1xwkr49/how_are_you_positioning_yourself_to_make_the_most/ I know we’re all investing in crypto, but does anyone actually have a strategy or a specific goal they’re working toward? Because sometimes I feel like we’re all just raw dogging the market and hoping for the best lol. I’m 24 now, and I’ve been investing since I was around 13, but I took a break after the 2021 bull market. Now that I’m getting back into it, I really want to approach things differently and be more intentional with my investments. My goal is to make the absolute most out of whenever the next bull market happens. Ideally, I’d love to grow my portfolio to at least $200K, with $800K being a stretch goal. I know those are ambitious numbers, especially since I’m not starting with a huge amount of capital, but I want to develop a strategy that gives me the best opportunity for significant growth without just gambling on random coins. Right now, I’m rebuilding my ADA portfolio. Despite all the negative talk surrounding Cardano, I still believe in its potential. I also want to start accumulating BTC and possibly ETH, but I’m torn. I understand Bitcoin is more established, but considering its market cap, I wonder whether the potential percentage returns would be enough for the kind of growth I’m aiming for compared to smaller altcoins. I’ve always approached crypto similarly to stocks, buying projects I believe in and holding them. But after experiencing the 2021 bull market, I’m realizing that simply holding isn’t necessarily enough. I want to understand how to position myself before the next major run, when to take profits, and how to avoid watching those gains disappear when the market turns. For those of you who have been through a few market cycles, what would you recommend if you were in my position?  Would you prioritize BTC and ETH, focus more on promising smaller-cap projects, or take a completely different approach? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

AprilsMostAmazing

All my BTC custom buy orders I been setting for months have went through and some of ETH ones

2moreplease

Yes it is comparable to BTC underperforming. It’s objectively been a shitty investment since 2022. Even from bottom to peak. Again, it doing slightly better than stocks during a set period is not my point. Since the etf launched bitcoin no longer trades as a fixed supply asset and without the parabolic gains to bring in new attention and users we could easily enter a doom spiral if this continues.

GalaxyDefender1x

I said BTC was stupid in 2009-2012 I remeber somebody asked me.. I said it would never be worth anything. I remember it like it was yesterday. I kept waiting for it to go to zero... finally got into the BTC train.. so far I have only lost money DCAing... never sold anything... I have oportunity cost above that. I hope it pays out in the end.. I dont need the money now.. but It will be sad if I lost it

Nobodyspecial2222

Cope? I’m profitable….literally with BTC and AMP. I’ll be holding. There are only so many municipals and real estate is not a good deal right now. Hold has a finite amount but seems to have lost its luster. Paintings and works of art, are still good for value or even exotic and rare vehicles…again only so many exist on the planet. BTC is the newest/latest and highly liquid way to park money while staking and collecting a monthly dividend…and you can swap the wallet and collect payment from a lot of different places. AMP’s collateral pools give more than 20 options to collect on.

Zealousideal-Ad7773

Haha the people calling for all time highs during a clear bull trap. BTC is dropping now following the external market.

LetterPretend

This guy gets it. It doesn't matter if BTC falls to 1k. 1 BTC will always be 1 BTC

Abject-Stretch-1187

Again BTC is usually compared with stocks as a whole thus the SPY comparison plus it is not anomalous for BTC to "underperform" in 5yr intervals precisely because you have a bear year in said period hence why however after that 5th year it typically outperforms most things.

BeefSuprema

Bitcoin is still in the "early adopter" phase. Only 1.3 - 4.5% of humans on earth own any. If you're HODL'ing then HODL that shit. There is nothing to ride out. There is a 4 year cycle that hasn't been broken yet. It's been bent a little and compressed a little with institutional adoption. And if it gets broken that's just BTC growing up. 90% of people flip out with swings. Long term HODLers are like \*yawn\*. Once you're HODLing for a few cycles it gets very boring. You'll learn to ignore the noise. You either believe in BTC or you don't. I'm not trying to make a quick buck with BTC. I actually believe in a system of limited currency. Kind of like the gold standard we used to be on and if we were still on it then all our the elderly people in the USA would retire in style instead of poverty. I can no longer support currencies that can be changed, printed etc... If I end up eating shit on bitcoin in the longrun then at least I went down for something I believe in. But honestly when I look at the top 50 holders of it, I'm in with the right crowd. Personally when I hear noise about BTC I expect the opposite of the noise. If everyone is screaming bear I expect bull and vice versa. That's how it's been so far. Saw the same thing wtih gold and silver.

devCheckingIn

BTC.D plummeting! ALT SEASON IS HERE!!!

Soth_Berry88

That's what happens when you look at a chart peak to trough. Pull it back 1 more year to 6 years and you were buying BTC at 10k and are still over 500% ROI right now.

Mission-1024

My theory is that investors of BTC ETFs are a a structural disadvantage. They are locked out over the weekend and their stop loss orders get systematically exploited by trading bots when they are. It makes sense that Bitcoin crashes over a weekend, because the ETF suckers are the ones who will be exploited. They will start to withdraw is mass once they figure it out. For BTC to have a long term future, the market needs to and has a natural way of sorting deficiencies like this. I see a dip to 37k before it gets fully sorted. Tighten your seatbelts, I think it’s going to be a wild end of year

I-always-argue

Marginally and for s second. In the grand scheme of things that's irrelevant. If you look at the chart if obvious that the support was at 60k. Strategy couldn't afford BTC to be under 60k for long so they manipulated the market accordingly 

PotadoLoveGun

QQQ is -8% last 3 months so BTC is performing better

PaleCommission150

It is all the North Korean hackers unloading their ill gotten gains :) BTC should recover soon.

Budget-Aardvark-7860

look at all these emotional children in here, just the other week ppl cheering like it’s the golden age of BTC when it hit 85k , smh, well this sentiment means we are getting close to the bottom at least, but are people really this stupid to realize how manipulated they get by their emotion? this is why most people never make money on their investments

Accomplished-Eye5567

I’ve been through many cycles since BTC was $300. This game is extremely tough but very rewarding. Stay sane, stick to a good long term plan and you’ll do great :)

bollocksgrenade

You might be better suited to get out of BTC and ask your parents to open a Trump account for you.

Responsible-Voice648

All the cryptos are crashing BTC at 60K…. Holy s\*\*t 😬

Beginning_Ask_9930

you could by VTI and own the market and still outperformed most crypto coins. There is no liquidity. Plus with tether being called to the Senate in a few weeks and being phased out from Europe. Nobody has picked up they are also a buyer and a seller of BTC and know the flows and they can rebalance themselves. They don't care about retail!

Alexander-305

Possibly. Funding is still only slightly negative (OKX BTC perp about -0.002% per 8h as of 9 PM ET) and price wicked to 61.9k today without much of a bounce, so shorts don't look crowded yet. I'd watch whether 62k holds into the weekly close Sunday night.

ximogui

Strategy hasn’t bought BTC in size since Q2

drummer9

Bull thesis in my opinion is ultimately schmuck insurance. If there's a fracturing of the economy and there's a big print - people will be looking for the exits and BTC is a likely place to go. Remember what happened when Silicon Bank failed in 2023? Btc jumped 42% in just a few days.

BeefSuprema

The long time BTC investors are not scared. Not at all. We've seen unexpected moves like this lots of times. And this isn't even really unexpected, just a little delayed. All I see is buying opportunity.

BuyFluid5006

10% by itself since close on Friday is pretty sick for a 70k priced asset. Especially since BTC has basically not been moving on the weekends for a while I’m gonna keep buying until 250k

bdemon40

I just bought a beer with BTC last night. People all over the world are using it beyond boosting their portfolios. Mass adoption...no, but to say you can't do anything with it is false.

crazy_lolipopp

It's probably because the pedophile sold his BTC

marcvv

The CAGR is now even lower than the 1.83%. BTC now $62,644.

Desperate_Buy4871

Study BTC, what you have now is a great opportunity.

berylberylberylberyl

No sé sabe el valor de 1 BTC o las cryptos, por eso te lo digo.

TheCommodore778

North Korea dumping the stolen Binance BTC?

redf0rward

Been with BTC since 2017...its absolutely shocking that people still say the same stuff...same patterns of fear over and over again. This is crazy.

NHLBigFan

According Ben Cowen's analysis this just an expected BTC behaviour when it bottom after midterm.

Pretty-Cockroach6394

At 9k it wasn't institutionally adapted, back then it was fringe thing. Big money ruined it cuz now wall street / trump admin pumped and dumped it however they wish. Gotta wait for bigboys to start throwing money at BTC again in dick measuring contest but i have a feeling they wanna liquidate Saylor first.

TheCommodore778

Yeah someone is dumping a lot of BTC really fast 

Bluejumprabbit

A chunk of that $2.35B BTC outflow is the basis trade coming off, not people losing faith. Those desks sat long spot and short perp for the funding, and with funding negative now they're closing both legs, so the ETF selling and the vanishing perp bid hit at the same time.

Verum_Seeker

For a long time I was a Bitcoin enthusiast. But I'm not gonna lie, in the last year I have realized that BTC is kind of a pathetic investment.

SausageExplosion

The “I’m scared for the stock market on Monday” comments are funny SPY is up 12% in the last year. BTC is down 35% in the same timeframe. The stock market doesn’t care what BTC is doing anymore.

Constant_Smile_

I'm not telling you to speculate. I'm saying just look at the chart. It's all volatile swings up and down. Trade those swings and profit. Of course, you should keep a core holding of BTC and keep DCAing long term. But when it's dropping like this, below the 200 moving average, you should BUY WAY MORE and hold that until people get euphoric in a year or two, then sell. It's the way this weird market game works, my friend. It is flat over a 5 year time period, like you said. And realizing that can be disheartening until you realize you could have bought around the previous cycle low (17k - 30k) and sold the cycle top (over 100k roughly) and made out like a bandit. That doesn't require exact cycle timing... just be aware of moving averages and market sentiment and then act. When people on reddit are whining, BUY. When people on Reddit are celebrating, be cautious and consider selling. Do you know how dumb the average person is? You make money in volatile markets like this off of stupid people. Don't let their primate emotions sway you.

CutFabulous1178

There was a time when BTC was Above $60k And everyone was optimistic, hopeful and well estatic.

LicksMackenzie

It looks to me like Binance is selling their BTC to cover their losses. Next up is MSTR

VendettaKarma

BTC under 50k is a buy for me