BTC

MrMoo151515

Depends how you define value. Don’t forget the value you’re adding to the BTC network by also spending in it. Encouraging more and more people/companies to move over to the better currency. By participating in BTC your adding value to your stack

I_Camp_In_CallofDuty

At a younger age I don't think I would've held onto BTC until this point in time. Maybe if I was my current age getting in on BTC back then...then yeah, I'd be building Kaiba Corp right now 😂

digital__bits

This is rookie mistake. Holders don't have much say on Bitcoin (BTC). **MINERS** do

celle876

And you have no idea what is in my portfolio. The operative term is "for me". Go right ahead and talk about your experience whilst I repeat for people in the back: " Nothing has outpaced real.estate and crypto in general for me...BTC being one." In short my advice stands ... OP can follow or not. In what alternate universe is 'choose wisely' bad advice or misinformation?

Hot_Restaurant_4902

BTC does not typically reach close to double the previous ATH.

2xfun

Bitcoin hate is at all time high and I don’t see that changing anytime soon. Unfortunately 90% of the population have heard of bitcoin at this point and they can’t tell the difference between clown coin and BTC and don’t know they are being robbed by the fiat standard. Unfortunately I don’t see this changing anytime soon 

Optimal_Jump_8395

It's difficult to say. With so much geopolitical uncertainty, it's anyone's guess when full adoption will be. That being said, some countries and businesses are beginning to satisfy orders using Bitcoin. That's a good sign and a very entertaining time for those of us who continue to DCA BTC.

MuscularFrog13

Buying fake ids and eventually weed off the Silk Road is what got me into Bitcoin and sold me on the vision. By junior year of HS I was buying good, but fairly low priced, weed in bulk on the SR, selling it to the two dealers in my town at 2x what I paid for it and then funneling some of that back into BTC and mostly into other shit a high schooler and recent high school grad buys. Had I been a bit wiser then, I’d be a lot wealthier now. Oh well, still in with no intention of selling anytime soon.

master-beast-72

The 4-year cycle has a mechanical component and a psychological component, and I think the mechanical part is weakening while the psychological part persists. **The mechanical argument**: Each halving cuts new BTC issuance by 50%. In 2012, that was a big deal — miners were selling a lot of BTC daily and cutting that supply in half had real price impact. By 2024, daily issuance was already tiny relative to circulating supply (~0.08% annualized post-halving). At some point the halving becomes a rounding error in actual supply dynamics, and that point may be approaching. **What actually drove 2024**: The spot ETF approvals hit in January 2024, months before the halving. BlackRock alone was absorbing more BTC per day than miners were producing. BTC hitting ATH *before* the halving broke the historical pattern for the first time. That's a structural shift — institutional demand is now a bigger price driver than the halving mechanism itself. **The psychological part holds**: Halvings are still a Schelling point that pulls retail attention back to crypto on a roughly 4-year cadence. Media coverage, new entrants, meme cycles — these still roughly align with the halving calendar even when the fundamental supply math matters less. Markets run on narratives as much as mechanics. My read: the cycle isn't dead, it's becoming noisier and more front-run. Institutional players anticipate it earlier, so price moves happen sooner and the post-halving peak gets harder to time precisely. "Bad at timing" is probably the more accurate framing.

The_Bitcoin_Act

Not a stupid question, and the fact that you're already at 0.016 BTC in cold storage as a teenager puts you ahead of many adults. That's great. On buy now vs wait, nobody can call the bottom reliably, not analysts, not anyone in this thread. What you're already doing, buying in chunks whenever money shows up, is the answer to the question you're asking, you just don't realize it yet. That's dollar cost averaging and it's specifically designed to make the "should I wait" question irrelevant, because you're not trying to time one entry, you're building a position over years. At your age the real edge isn't picking the perfect price, it's time in the market. A few hundred dollars now matters less than the habit you're building of saving first and holding cold. Keep doing exactly what you're doing! NFA!

Upset_Albatross_9179

The cycle depended on 3 things \- the halving substantially changing BTC creation rates \- the event acting as a rally point to substantially grow the group of people interested and interacting with BTC \- existing investors expecting the cycle to happen and driving the boom-bust The effect of the halving is dropping with each halving. The number of people aware of BTC has to have come close to the largest it could be during the last cycle with Matt Damon telling everyone fortune favors the bold. The development of institutional investment has probably sucked up whatever was left. The presence of institutional investment is going to dull the hype and fomo-driven boom bust cycle. Both by being less hype-driven than retail investors, and by trying to be the cleverest, fastest institution to extract wealth from any predictable volatility. I don't know if it's this cycle or some future cycle. Eventually macroeconomic conditions are going to drown out whatever dwindling effect of the 4 year cycle remains.

NoBrosCrypto

Then split what you have and buy with half now. If it goes lower (pick your target so you know when to execute) then use the other half. Best of both worlds, because if this is bottom then you at least got the ‘best’ price. And you can do with the other half of the money what you will. Even if that’s buying on the next correction BTC has on its way up.

NoBrosCrypto

I think this next bull run will be the moment we hit tipping point. The magic number is typically 16%, after which mass adoption accelerates. We’re currently at 10%. If Bitcoin behaves as we expect and follows the 4 year cycle, in conservative estimates $250K should be the target since BTC typically reaches close to double the previous ATH. However Bitcoin never hit its infamous banana zone lst cycle. If macro conditions are right, liquidity is there and interest rates are low, Bitcoin could finally hit the banana zone we all expected last cycle. If that happens then we print a much higher ATH and we get to that 16% much quicker. All facilitated by the institutions and other big players making access much easier, and giving Bitcoin the credibility it needs to bring in the retail crowd that are new to Bitcoin. And if all of that happens then Bitcoin will really outperform as a flywheel of fresh liquidity and rotation out of other assets boosts the demand for a scarce fixed cap asset with decaying supply.

WD40Capital

2040 using BTC to pay for groceries will be common.

lexicon_riot

Depends what you mean by mass adoption. I think it will eventually mature as the world reserve asset, alongside native payment adoption in several key regions. Sovereign currencies will still exist but will have much stronger ties to BTC in some way. You'll be able to hold BTC and pay merchants in any currency without extra steps or thinking about it. You'll have a ton of merchants accepting it directly, and payments will scale effortlessly on various L2s. Large institutions will all hold it, and price will be in the 7 figure range, eventually pushing 8 figures. My best bet is mid 2040s for this to mature.

LionRivr

1. Get stable income 2. Pay your monthly bills 3. Pay your debts 4. Contribute to 401k or other retirement accounts 5. Build emergency cash savings 6. Daily Living expenses (food gas etc) 7. Then maybe consider BTC

Pugluvmeme

A man I know irl in his 70's has the most BTC of anyone I know of...

BoshansStudios

true. about .1% of wealth is in BTC.

Icy-Soup-7071

Based on a 5% allocation of the global M2 money supply The value of 1 BTC should = c. $200k So even at an extremely conservative level BTC is currently undervalued. Even in the last run my highest sell targets were at $180k based on this principle. At the opposite end of the extreme If BTC were accepted as the standard for global wealth it would be worth c. $27mil. - IMHO, the longer BTC survives the more realistic this figure becomes. Layer two networks could even allow for sub satoshi level trading to make everyday purchasing viable. The technology is there all it requires is adoption.

minicUnique

I see. If you're accumulating anyway, what's your take on native BTC staking? Something you'd consider or nah?

minicUnique

I didn't know Satoshi was mining BTC in the '90s. 😄

TheMadDog86

If you want that money to grow, dont buy BTC. At most it can 2x. In an extreme shift, 3x. ETH is much the same. Might 2 or 3x, moonshot of hitting a 5x return. Buy Solana. Its the only one that has the cap where you can still 5x-10x your return.

King-esckay

Its simple really Don't invest money you can't afford to lose Is something we have all learnt If people need to convince other people to invest then it will turn put to be a bad investment is something else we have learnt. I am 68 most of my friends have BTC or at least know if it. Why, if I t a good investment do people feel the need to convince others, is it because if they are wrong they don't want to be alone? Just like shares I tell people I have invested, I dont try to convince them they should too, they will ask if they want to know

Good_Paramedic126

Forze Volevi dire quanti sono I fortunati che hanno 0,1BTC perché questi fortunati un giorno Vedranno il grande potenziale de btc tanto que anche chi possiede 0,1 Sara ricompensato

OdonsOwn1966

Slowly but surely will get there, BTC is 1 percent of my portfolio, just DCA'ing on the chance that it achieves all the uses it can one day

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Post is by: Expensive_Bird8570 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1v9a4c6/why_wall_street_is_suddenly_pushing_for_crypto/ * Why Wall Street is suddenly pushing for crypto regulation (The Clarity Act breakdown) * Contrary to the popular belief that traditional finance avoids regulation, Wall Street hates one thing above all else: **legal uncertainty**. With institutional powerhouses like BlackRock and Fidelity backing the **Clarity Act** (Digital Asset Market Structure Bill), a major shift is underway: * **SEC vs CFTC Boundaries:** Clear lines are finally being drawn between digital securities and commodities like BTC and ETH. * **Institutional Investor Protection:** Giving major banks the green light to deploy billions safely without fear of sudden enforcement actions. * **DeFi Frameworks:** Setting long-awaited guidelines for developers and decentralized protocols. * While this moves crypto from a speculative asset class to a mainstream financial pillar, short-term traders should expect volatility as legislative negotiations continue. What are your thoughts on institutional backing? Does this help or harm decentralization? *Full analysis breakdown on CryptoRadar:*[https://cryptoradar99.blogspot.com](https://www.google.com/search?q=https://cryptoradar99.blogspot.com) *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Jack_William_

calling it "all time lows" that was a bad choice of my words. BTC is 50% below the ATH of $126K not at all time lows.

Juus

Don't compare BTC to Automobiles, that is dishonest. Compare it to other fintech products or internet based techs instead. BTC is doing absolutely terrible in that regard. Venmo or similiar products, contactless credit cards, smartphone payment systems, IoT and other products have had genuine adoption. Bitcoin is older and these modern payment systems raced right past Bitcoin. In the European union you can safely transfer up to a billion euro at a time cross borders with SEPA transfers for less than 3 euros. BTC can't compete in its field. Take a look at AI adoption, Smartphone adoption, SoMe adoption etc. They are much much faster than Bitcoin or any other crypto.

logavulin16

For reference, it took over 50 years for the Automobile to become popularized. BTC far exceeds the adoption rate of even the Internet.

logavulin16

“Bitcoin performs poorly in a bear market”. And AI underperforms during its respective bear market. Guess what? AI is overbought and high risk. BTC is oversold and low risk. The play in the coming months is clear

SgtSausage

>  He thinks BTC is "gambling" Because it is

jrafelson

No offense, but the current system benefits 65 plus. BTC is the off ramp for Millennials and Gen Z to get out of it.

Decent_Taro8182

He is buying when BTC hits $45k-$50k. Bottom should be around Late September to October 2026.

hevnsnt

**TL;DR: Puzzle #135 was solved earlier today by someone outside our pool.** We did not find the key. The pool is already repointed to Puzzle #140 and running. Puzzle #135 was solved earlier today (July 28, 2026). The puzzle address (16RGFo6hjq9ym6Pj7N5H7L1NR1rVPJyw2v) was swept at around 08:20 UTC, and the full 13.5 BTC is gone. Anyone can confirm it on a block explorer: the balance went from 13.5 BTC to dust in a single transaction. It was not us. Our pool did not find the key. No tame/wild collision surfaced on our side and we recovered nothing. Whoever solved it beat the whole field, and credit to them. We caught it within minutes because our on-chain balance monitor flagged the address emptying. Thanks to everyone who pointed GPUs at #135. The work was real even if the win was not ours. That is the nature of racing a 135 bit keyspace against everyone at once. We have already repointed the pool to Puzzle #140: **Prize:** about 14 BTC (unsolved, public key is exposed) **Keyspace:** 2^139 up to (2^140 minus 1) **DP bits:** 28 The pool is live right now. Workers reconnect on their own and start pulling #140 work. If you were running a client on #135, just leave it running or reconnect and you are on #140. Details and stats at collisionprotocol.com. Onward, and good hunting.

mrjune2040

Meh, if you also think that Reddit has any consequence to the sentiment or movement of BTC then I don't know what to tell you. It did 10 years ago, but today it's a tiny spec in a huge dataset if we're applying OP's logic. And OP's whole 'banks are sending bots' conspiracy sounds like the worst of Alex Jones. So no, I don't think that what OP wrote has any 'merit', and the only reason I replied to the thread because it reflects the down-hill spiral of actual discourse over the past few years. We can do better, but circle jerking to guys like OP is reaching for the bottom of the barrel.

LionRivr

You’re not necessarily wrong I guess… But you’re also not considering the vast amount of other legitimate sources that AI can pull from. Your assumption that reddit bot posts actually can sway public opinion is largely overstated. You’re also assuming that a significant amount of people use AI to reason whether BTC is worth “investing” In the grand scheme, the truth will find its way, and the BTC network and its nodes/miners don’t care about what anyone says about it on the internet.

riscten

There's no "later" problem because we're already talking about exchanging BTC for fiat. Still, even if your coins are "tainted", that's only an issue in the context of regulated KYC exchanges. Decentralized P2P, no-KYC platforms don't care about the origin of your coins. If you always trade on no-KYC, you'll never have your trades halted because your coins are "tainted". "Tainting" is also not binary. Analytics platforms assign a score to coins based on their history. Platforms will establish a threshold above which they trigger SoF audit or outright refuse the transaction. If you're worried about your coins being tainted and absolutely need to deal with a CEX, there are cheap and easy methods to "untaint" your coins.

EpsteinandTrump

It's all priced in to fall further. Best way to lose money is to not time BTC, but have time within BTC.

Zestyclose-Suit-2858

No, that has been a thing forever Since... well: BTC is hard to use safely :)

Typical-Snow3034

Hey. CoinRabbit team here. The missing line in this comparison is the downside scenario. Borrowing $15,000 against $31,747 of BTC means starting near 47% LTV. If all 0.5 BTC is already pledged, adding collateral later only works if there are other assets available. The quoted $480 annual cost is also only 3.2% of the loan, so readers should verify whether that includes every fee and whether the rate can change. Before borrowing, I’d model BTC going up 30%, staying flat and falling 30%; identify the risk and liquidation levels; and keep a repayment reserve that doesn’t depend on BTC reaching $100K. We provide crypto-backed loans at CoinRabbit, but we wouldn’t describe them as free upside. They work best when the liquidity need is temporary, the starting LTV is conservative and repayment doesn’t depend on a price prediction. Risk-zone alerts and 24/7 human support then provide additional safeguards rather than replacing that plan.

Blade_Runner_69

🚨 WARNING 🚨 Bots are spamming Reddit with fake problems to do with BTC, to create a false sense that BTC, or services related can't be trusted. These posts are then fed into ai services which use these as examples of why to avoid BTC. This practice is often paid for and promoted by boomer Legacy banking companies. Manufactured FUD so to speak.

tekmiester

They know that the news has talked endlessly about crypto scams that have lost people a lot of money. Why world they invest the time to learn why BTC would be any different?

BrokenHefaistos

My 'portofolio' is doing better than BTC and it's mostly alts and memers...no hate, just a tought.

Express-Economist-86

lol reminds me of this boomer Veteran I tried to explain BTC to down at my VFW post. He thought it was somehow the mark of the beast… now Im no scripture slouch. I know he’s a lost cause and I’m thinking: I needed no religious allegiance to purchase BTC, yet my USD has all these funky occult symbols on it and never specified in *which* God we trust… *sigh* If they heard it from an authority, 98% simply won’t hear anything else from us young-uns.

Typical-Snow3034

Hey! CoinRabbit team here. The important distinction is between reserve liquidity and collateral liquidity. Cash or stablecoins should cover predictable expenses without introducing liquidation risk. Borrowing against BTC makes more sense as a second layer when the need is temporary and selling would break a long-term position. The mistake is waiting until the payment is already due. That leaves no room to choose a conservative LTV or prepare a repayment plan. On our side, we let borrowers select the LTV and provide risk-zone alerts, with human support available 24/7 if the position needs attention. Reserve first, collateralized liquidity second, is the healthier structure.

NoJowk

Ask your friend this. At what price would BTC have to stabilize at for you to admit you are wrong? Can a gambling scam have a multi-trillion market cap for 10+ years?

BarnacleOwn604

Continue to DCA what you can afford, self custody, and educate yourself on what you’re holding. But also focus on increasing real life skills, put your best foot forward improve at work or look for ways to increase income. Life is a marathon not a sprint, continue to work hard to create a better future, enjoy each day for the gift it is, save in BTC and have patience to ride out the cycle waves.

Substantial_Sir1983

For many people, BTC is gambling.

DontLook_Weirdo

Follow the teams behind the coins youre holding & use public sentiment when we're in bear. Keep an eye on regular news for any crypto news report - when the average person gets a news story on crypto then we're in for a rise or drop.. so keep watching that stuff. DO NOT follow any influencer, any crypto article, any YouTube/reddit/Twitter ---- it's all member contributed, never reported by actual journalist or team members. That's it... I been using the same sources since my journey with crypto n BTC began.

MuscularFrog13

One of the few people I know personally that i recommended to get into BTC, around 2017, that ended up actually losing money somehow was a boomer(I believe he’s 61). Dude bought like 20k worth of BTC and sold for a massive loss in 2020. He’s very jaded towards it all because of his own actions.

tcspears

They probably aren't able to understand the tech behind it, and being in retirement, it's not the time to start playing around with volatile assets. Seniors tend to focus on capital preservation and income generation. They aren't investing in things looking for high risk, high growth. They also probably hear of all the scams involved with BTC and other crypto and are suspicious. Plus until recently, most brokerages didn't have a way to buy it at all, so they would have to look into how they could even purchase it.

tcspears

Millennials are the largest home owning generation right now, but will be surpassed by Gen Z at this rate, so that probably isn't a critical factor. They likely just don't understand BTC, and they are probably conflating stablecoins with all crypto, where there is a ton of gambling. Plus many will see an asset that went from pennies to $120k back to $60k, and if they are in retirement they want stability and not volatile assets.

quintavious_danilo

The prospect of $200k BTC in the next cycle. People are greedy, the 4-year-cycle is an easy enough narrative to ignite a new bull run. Many won’t want to miss out on this opportunity, even if they make just a few bucks, they are going to pour their money in eventually.

Specialist_Trust4945

>I know one guy, 76yo, teaches Finance & Econ at a respected university. He's also a partner in a wealth management firm. He thinks BTC is "gambling" Ever thought he might be right, and you might be wrong?

TheGrasshopper92

People live in their own bubbles so much that it blows my mind. I haven’t had a “bank account” in over 5 years. All my paychecks get directly routed to stablecoin and a portion is invested out to stocks/retirement and the rest is BTC savings with a small portion of stablecoin hold for daily card transactions. The few companies that don’t support card payments all have other alternative forms that I’ve been able to utilize and it gets easier every year. For big purchases I’ve used BTC directly a few times and more recently borrowed against my stack for super low interest rates. Where do you think the capital for AI was generated?

Oregon-izer

its my theory I hope to see it posted and blasted here in a few months because I am still holding my btc. however, the ability to invest in btc through etf funds shows me that we are further fractionalizing whatever BTC fund x y or z hold. additionally much of these funds holdings are further leveraged artificially inflating the number of BTC again and diluting it. if im right its one of the greatest rope a dopes in history

Normal_Zebra136

The face value of my money declines pretty uniformly by 3% a year. For the vast majority of the people on the planet, the things you mention are not worth the inconvenience of use and loss risk of BTC, so I don't think they are going to inconvenience themselves to promote something they dont see value in.

IPreferRedbull

Lol. I did this for 2 years. I managed to pay off all my loans recently. Don’t do this. If I would have sold, I would have more than 2x’d when it was $120K. Genius me decided to do a BTC-backed loan and got liquidated. I lost a ton of money. Now I’m gradually building my stack back up.

Django_McFly

It takes like sub 20 seconds to do a swap on a CEX or a DEX so I don't know if one really has a speed advantage worth mentioning over the other. If anything, I can send 10k USDC to a wallet, swap it on a DEX and be done in less than a minute. I send 10k USDC to Coinbase, they don't accept is as a valid thing until a few minutes pass. When you say "faster", what actions are faster? CEXs definitely aren't cheaper. Once you can wrap your head around a wallet, the joy of getting ripped off on a CEX generally fades. That's why DEX vs CEX volume has been growing for years in a row now. https://swap.defillama.com/?chain=ethereum&from=0xa0b86991c6218b36c1d19d4a2e9eb0ce3606eb48&tab=swap&to=0xcbb7c0000ab88b473b1f5afd9ef808440eed33bf At the same time $10k USDC got me 0.157X cbBTC (Coinbase's own BTC, so a third party should definitely be selling it at a worse price than Coinbase official right?) at the worst dex, Coinbase was offering me 0.153X for their cbBTC for $10k. On jup.ag, $10k gets me 136.5 SOL. On Coinbase, $10k gets me 132.8 SOL. People who have never used a DEX in their life (or have and are just lying to you about the prices offered) are just making up stuff about how much they cost to use. CEXs quote you on a spread (when you sell, they pretend the price is much lower and when you buy, they pretend the price is much higher) **and** charge fees on top of the spread.

RandomPlayerCSGO

I've been putting my monthly savings half into golf half into BTC and Monero in equal parts

Appropriate-Talk-735

I have built tools to sell the next top. Ready to buy BTC and SOL if we get a smooth rollout of BIP-110.

TheresNoSecondBest

6.15 BTC

Crnorukac

12 years later, answer is still the same - it is never too late for buying BTC.

flashdurb

This is literally gambling. Nobody has a clue what will happen with BTC tomorrow, in a week, etc. Anybody who claims differently knows they are full of shit. So with this in mind.. every BTC purchase ever has been random. Buy whenever.

Alone_Ad_305

Motivation.. I was like you in 2022 Now i own +5 BTC And trying my best to get to 10 Nothing comes quickly and easily But remember that time goes quickly Stay like this accumulate as much as you can in low prices and sell in high prices +100k$ dont be greedy And then buy back at the lows Keep going like that u got it!💪🏼

Childhood-Icy

I came in late but learned a few lessons along the way. Or so I thought. Buying low and selling high only applied reliably with BTC. Everything else was like a toss coin for most average Joes like me.

Fun_Manufacturer_367

Got it. But how do we know when the price has actually bottomed out? At this point, do you think there's a higher chance that BTC will fall further, or is it more likely to move higher from here?

fan_of_hakiksexydays

That's not exactly how it works. Crypto futures are mostly a cash settled market not a physically settled market. Physical coin settlements for futures is actually pretty rare in crypto. It's settled in cash or stablecoin. So no actual BTC changes hands. So you can basically trade the same Bitcoin back and forth a million times a day. Hence the bigger volume. Also, a squeeze works both ways. Longs can get liquidated just as much as shorts. So no, it doesn't only go up. But the market also trades more volume and trade sizes than what people actually have in their pockets, because of margins. That's why between futures and bots, we always get the illusion that there's way more money, interest, and volume coming in this market than there actually is.

Childhood-Icy

Yup and only those with solid alpha knew. That is why for most normal joes, stick to BTC.

unknowngloomth

Many cryptos did good last cycle tho. BnB, XRP, SOL outperformed BTC rois and bunch of other alts and memes too. But the question is did you take profits or kept holding and rode all the way down?

fan_of_hakiksexydays

That's not how it works in this market. Crypto futures are mostly a cash settled market not a physically settled market. Physical coin settlements for futures is actually pretty rare in crypto. So no, you don't trade more BTC than what's available on the market. You just trade with what's available on the other side of the trade. But you do trade more volume and trade sizes than what people actually have in their pockets, because of margins. So between futures and bots, we always get the illusion that there's way more money and move volume in this market than there actually is.

eggrolls_and_squats

Yes, I understand your point. Diversification is everything. It looks bad to tell people to buy index funds when you are all in BTC. Are you a registered representative?

Mack_Mimsy

Depends on risk tolerance. I’m all BTC after learning the hard way

Childhood-Icy

Haha. Just like clockwork BTC edged up again A few hours after I posted this :)

Objective-Walk6780

Just leave $4K to buy 0.1 BTC when it happens

SimpleMoonFarmer

Now there's more paper BTC than ever. From now on, prices go up when there's a delivery/physical squeeze.

hug_treez

At current valuations BTC is roughly 15% of my net worth. At its highs it jumps to 30-40%. I dollar cost average only. I do not pay attention to prices and I do not time the market. I’ve been purchasing since 2018 and I’m happy with the strategy. It’s safe, risk averse and Im not investing any more than in willing to lose(although I’d be pretty upset if BTC goes to 0). I also contribute to 401k,l and max out my IRA, both of which strictly invest in 3 different broad market index funds. I’m on track to retire by 65 without crypto, assuming there’s no major societal collapse and the stock markets crashes. At that point my greatest investments are my firearms. 😜

Kind_Soup_9753

BTC is the only diversification. All other assets are in your government basket, don’t drop it.

Upset-Guard383827

Congratulations! 🎉 You've officially entered the "checking your portfolio 20 times a day" club. 😄 Jokes aside, consistency beats trying to time the market. On to 0.2 BTC!

SimpleMoonFarmer

If you like BTC, this year (until August 2027) may be your last chance to accumulate below $100K.

Accomplished-Lion144

All BTC

ShittingOutPosts

I’d love to hear why you think BTC is the same as a publicly traded company.

Cosmos-bipinnatus

1 BTC is also a goal, but that seems so far away atm. So, 0.2 it is 😂

stunvn

Where I live: All BTC. No point to deversify cuz they are all shit.

IAmSomewhatDamaged

Basically…. You just have to put in your time dude. It’s really that simple. When you’re still a n00b, no amount of comment-reading is going to truly make you feel better. What made me become absolutely STOIC about the crypto market?? Lurking around these subs and just holding on to BTC over the past 4-5 years— holding through the pain. Most people bail when they run into their first Bear Market (understandably honestly). It’s fucking ROUGH when you’re down 30/40/50%+. Just stick around and keep your conviction!!

jgarcya

Watch Bob loukas on YouTube... He was the first to promote the four year cycle... He turned 100k into millions... And makes free videos.. with full transparency. Basically the four year cycle starts in 2027. I buy years one and two... Since I don't buy year four.. I save that fiat as if I was investing.... Then I lump sum it in Jan of year one. Years one and two are the accumulation years... I buy as much as I can each month of these years... This allows me to maximize my BTC at the lowest prices of the cycle. Year three.... I ride out the gains.... I don't sell BTC... But if I did, I would sell quarter 4 of that year.... It would be wise to save fiat as if I was investing.... This is to maximize my lump sum purchase on year one . Buy avoiding buying in year three...my average stays low... I don't chase the high.... Why would I buy the high when year four loses 70-80% off the Ath. Lump sum always outperforms DCA. Year four ... I don't buy... I save fiat to buy at the start of the next four year cycle.

NoBrosCrypto

You're in the right place. That first milestone is a big deal and only those of us who are in it know how you feel. Whether it be 0.1 BTC or more, when you have that goal, it feels great to hit it. Congratulations! Keep stacking.

quintavious_danilo

It used to be 90% stocks and 10% BTC. It’s now 90% BTC and 10% cash.

unknowngloomth

gold about +21% to +22% year over year and silver about +53.7% year over year, while BTC is about -44% versus a year ago. Wtf you mean?

unknowngloomth

SOL, BNB, XRP had huge rois and they outperformed BTC. I'm not even mentioning a bunch of AI altcoins that had massive runs. But did you take profits or kept holding them believing in the "vision"? So yeah. There was an alt season. But just a very specific ones benefited.

BetterSeesaw

1 BTC is very far away if you’d start to dca now. Still not totally impossible but maybe in the future 0.1 is enough for whatever your financial goal is :)

unknowngloomth

Yeah. It bites even hard when a simple stock company outperformed BTC in the past 5 years. BTC had literally a president openly shilling BTC. BTC had enterprises like strategy pouring billions into BTC. Yet, BTC couldn't outperform XOM in the past 5 years. Brutal!!!

unknowngloomth

BTC is also shit. Nobody is using BTC for anything other than expecting price appreciation. BTC has no cashflow, doesn't pay dividends or anything like that. And it hasn't been a hedge against inflation in the past 5 years. Inflation has been blowing BTC out of water in the past 5 years, brutal

_blockchainlife

BTC represents about 5% of my portfolio too. The rest is non-crypto. I aim for a nice balance of low/medium/high risk assets. To me BTC is a new, what I personally call, “ultra high risk” asset class. It’s my best performing asset no doubt, but Ive been through 3 cycles up tanking and face ripping gains. I have faith in it for sure, which is why I believe that a 3-5% allocation is important to have in any balanced portfolio.

unknowngloomth

In the past 5 years. The XOM stock has been outperforming BTC. It's brutal for crypto when a stock got more gains than a crypto. BTC had enterprises like strategy pouring millions into BTC, a president shilling it. Yet BTC couldn't outperform a stock. Brutal!!!

YOLO911911

Could BTC also be corrupt? Not sure if there is a real difference between BTC and other financial systems

BrokenHefaistos

Most have more utility value than BTC and if it's about adoption then memers are the better option, strangely enough.

Objective-Walk6780

I’ll buy some for you and hold it in a wallet until you’re 18 and then sell it to at current price ($64000), whether BTC goes to $1 or $1 million. Deal?

master-beast-72

This is actually a meaningful disclosure change that's getting buried in the headline. Strategy's original "BTC Yield" metric tracked the change in BTC per diluted share over time — but it had a flaw: it didn't show that the ~$7B+ in convertible notes have a senior claim on the company's assets, including the BTC. If Strategy ever had to liquidate or restructure, noteholders get paid before common shareholders see a dollar. The BTC "per share" number was technically accurate but economically misleading. The new approach that accounts for senior claims gives a clearer picture of what MSTR common shareholders actually own on a risk-adjusted basis. Effectively: (total BTC × BTC price - face value of senior notes) / shares outstanding. That's the residual equity value, not just gross BTC exposure. Why it matters: A lot of retail traders use MSTR as leveraged BTC exposure without fully understanding the capital structure. The notes create a situation where BTC could be at $50k and MSTR equity is worth less than the gross BTC implies, because the debt holders capture the first slice. Ironically, this more honest reporting might actually be *better* for the stock long-term — institutional buyers who model the capital structure correctly will find the valuation more defensible than one built on a metric that obscured leverage.

Both-Garden-1612

Well I really don’t see BTC as a everyday coin. We use the less valuable asset as money. We have FIAT for that. For me BTC is mora an idea that set a wheel on motion, so many things are BTC effects today. Concepts like borderless, instant, verifiable, sovereign, privacy, auto custody… this is BTC real power. It is slowly changing our financial system, but being changed by it at the same time. I think BTC future will not be like Satoshi stated on the white paper.