AAVE

coinfeeds-bot

tldr; AAVE fell to a 52-week low below $95 despite Aave’s major V4 upgrade launch. The upgrade unifies lending pools into shared liquidity, improves capital efficiency, introduces risk-based pricing, and makes expansion easier. Still, the token has lost over a third of its value in the past year, highlighting that crypto prices are currently driven more by macro conditions, liquidity, and market sentiment than protocol fundamentals. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

richardpraiz13

Welcome back! A lot has changed but the fundamentals of evaluating good projects haven't. The biggest mistake returning investors make is jumping in based on hype without doing proper research. A few things worth knowing: - BTC and ETH are still solid foundations - DeFi has matured a lot — protocols like Uniswap, AAVE and Curve have real revenue and years of track record - Always check TVL, tokenomics and team transparency before touching any altcoin I actually put together a complete token research framework covering exactly how to evaluate any crypto project before investing. Happy to share if useful..

alxkwl

I already mentioned, AAVE.

Express-Potential485

so many crypto newbies on reddit…. there are these things…. they are called smart contracts. they are the foundation of decentralized finance. no kyc needed or even necessary. just trust the audited code many examples out there… the most widely known web3 platform that utilizes smart contract for lending purposes is probably AAVE. you’re welcome. your actual crypto journey begins right now..

kers2000

replace AAVE by Bitcoin

alxkwl

Similar experience on AAVE except I've EARNED interest by supplying ETH to collateralize my loan, and still haven't paid back my loan a year later, as there are no loan repayment terms. The key is definitely to borrow in bear markets when the value of the asset you are supplying is low to avoid liquidation - I took mine out last year when ETH was at $1600, so my liquidation price would be around $900, and if I did need to supply more collateral, it would be relatively cheap to do so.

Spare-Dingo-531

Rate my planned crypto portfolio: 70% ETH 20% SOL 10% AAVE Timeframe is to buy in one year, and hold for 3 years afterwards. Good or bad?

SpontaneousDream

1. Zero meaningful buyback and burns of the token. 2. AAVE/BTC is near all time lows. 3. AAVE/USD is at the same price from years ago. Hard pass.

igoldring

No XMR or AAVE should be a crime. Drop ADA & COMP for sure. Add GNO if you want more ETH exposure and throw in ZBCN for some nice risk.

BamBoomWatchaGonnaDo

Sold 4 when price was around $10,000 to make a down payment on a house. No regrets. Also sold 400,000 LEND tokens for $8, and if I waited the same tokens (AAVE) would have exceeded $2.0M. No regrets. Gotta live life and never look back.

Known_Click

In this specific case AAVE even show a warning message before confirmation to the user and he completely ignored it and decided to continue. Like I said, nobody to blame here but his own stupidity.

Logical_Lemming

AAVE's front-end does give a preview... and a warning he had to check. Unfortunately it was ignored.

Mattie_Kadlec

AAVE and CowSwap both said they will return the fees they collected from this swap. That should amount to a milly or two. The rest is gone for good

JustStopppingBye

[https://x.com/StaniKulechov/status/2032193345414664659?s=20](https://x.com/StaniKulechov/status/2032193345414664659?s=20) >Given the unusually large size of the single order, the Aave interface, like most trading interfaces, warned the user about extraordinary slippage and required confirmation via a checkbox. The user confirmed the warning on their mobile device and proceeded with the swap, accepting the high slippage, which ultimately resulted in receiving only 324 AAVE in return. He held the $50M on his phone.

coinfeeds-bot

tldr; A crypto investor made a costly mistake by swapping $50 million of USDT for AAVE on a mobile app, ignoring slippage warnings. The transaction resulted in receiving only $35,000 worth of AAVE and incurring $600,000 in fees, leaving the investor with a loss exceeding $49 million. This incident highlights the importance of understanding slippage and liquidity, especially when trading large sums in decentralized exchanges. Developers are working to recover the fees, but the loss remains significant. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

EarningsPal

Who has $50M and just swaps it in Defi like that? Bypassing warnings. Even with no warning, it would be obvious to anyone to not swap $50M in one swap. First you swap $1000, then $10,000. You would see immediately the liquidity will not support such a trade. Then you go find another way. Probably go contact AAVE themselves to get connected with an OTC desk. An alternative is to contact several centralized exchanges to negotiate prices and they can’t go out and gather the AAVE you require. Then you transfer the aave to multiple wallets, at least 5 different wallets with separate seeds and you stake it from there. I’d want to sit in the office of AAVE at least once before buying $50M worth. I’d want to visit at least the OTC desk and have lunch or something. This was fake for headlines or something weird we can’t understand because I can’t believe someone is that stupid.

JustStopppingBye

https://x.com/StaniKulechov/status/2032193345414664659?s=20 This is the founder of AAVE discussing what happened.

Bobbyswhiteteeth

He might be a billionaire, I doubt his entire worth was all in AAVE unless he was connected to the setup of it. 

platinumarks

In a system like AAVE using liquidity pools, people deposit crypto on both sides of the pair (so, in this case, the trader was trading AAVE-wrapped USDT for native AAVE token; the trading pools are composed of people who have deposited both of those tokens into a liquidity pool). The difference in the amount of tokens added on each side determines the exchange rate. This works fine normally, but when you have a huge trade relative to the size of the pool, you can exhaust all of the balance on the other side of the exchange (in this case, native AAVE token). The system compensates by drastically reducing the exchange rate in order to fulfill the request. It warns the user that they will exhaust the AAVE token balance in the pool, thereby causing a massive loss on the transaction, but it will still allow it. The user confirmed this and accepted the loss. The people who deposited AAVE token into the ETH<->AAVE pool are on the other side of the transaction and basically got a huge amount of ETH in return, proportional to how much they put in.

coinfeeds-bot

tldr; A trader lost nearly $50 million in a swap on Aave's platform after attempting to exchange $50.43 million USDT for AAVE tokens. Due to insufficient liquidity, the trader received only 327 AAVE tokens worth approximately $36,000, resulting in a 99.9% loss. Aave's interface had warned of 'extraordinary slippage,' requiring manual confirmation, which the trader acknowledged before proceeding. Aave plans to refund $600,000 in fees and review safeguards to prevent similar incidents in the future. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

tqlla3k

Damn, congrats to the people that sold the AAVE.

Run-Forever1989

So does this mean another trader received $50M worth of ether for $36,000 worth of AAVE, or did the ether basically vanish and there was no “winner”? Or do we not know?

coinfeeds-bot

tldr; A trader on Ethereum accidentally lost approximately $50 million in a DeFi swap, receiving only about $36,000 worth of AAVE tokens. The transaction, executed via CoW Protocol, likely suffered from poor liquidity, a faulty swap path, or a misconfigured trade order. The incident highlights risks in decentralized finance but is not expected to significantly impact the AAVE market due to the small amount of tokens involved. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

AutoModerator

Post is by: Haunting-Perception9 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1rs5thv/lets_buy_aave/ https://www.coindesk.com/markets/2026/03/12/crypto-investor-turns-usd50-million-into-usd36-000-in-one-botched-move We should honestly try to help the guy who just nuked $50M on AAVE from slippage. That might be the most expensive “oops” in DeFi history. Dude still has $35k left in his wallet, which feels like finding a quarter after your house burns down. Crypto can be brutal, but the community has pulled off crazy things before. If enough people chip in even a little, we could at least help soften the blow. Behind every wallet is a real human. Let’s show crypto isn’t just bots and liquidations. LFGO. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

maddhy

AAVE, Compound, moonwell, morpho etc for lending. You can also do LP for stablecoins.

SportyDocs

GONE IN HARD ON: AAVE USD1 WFLI The reasoning behind this is… Trump gets Larry in as US treasury secretary. Larry’s agenda in office has been to get international trade governed and measure by crypto. Trump brings out a stable coin USD1 which rivals USDC and T. He puts it through office. It’s now the recognised as the official 1:1 coin:dollar crypto. Other stable coins crash. He creates a DeFi coin WLFI which runs off the native coin of USD1. DeFi allows those who are major stake holders to govern the crypto. When he created the WLFI. Everyone wondered why he did it in a weird way… the DeFi he set up was as a meme coin. It could massively swing. It can also then be linked with a tangible asset and used like a currency or commodity. Black rock announce they have a big agenda for the meeting in the 11th. One key event will be discussion around the inovation to create crypto real world assets. Then the final kicker for me which makes me so so sure. BitGo the custodian for USD1 and WLFI. They announced this morning they are investing everything they can into Europe. You’ll not be able to trade USD1 or WFLI on a national business / government scale unless you go through them. You’ll either have to have them as a custodian or have to pay a tariff. Everyother country can follow suit. But Trump was there first. He monopolises global trade and money in one fell swoop before he can be stopped, using Iran as a distraction. On the 11th Larry is going to announce that black rock will be trading assets and commodities in crypto only. This is what I think the big reveal is about but not confirmed. This will tie with any international assets trade with the U.S. you will have to use crypto or nothing. USD1 will be the stablecoin that the commodities are exchanged for. WLFI will be priced at a reflection of global oil prices (potentially a general price on global assets or a differen assets too). Large steak holders will govern the respective asset-coin’s provision globally. To purchase oil or trade with America you’ll have to use this currency. Trump will monopolise global trade and then global money from it.

AutoModerator

Post is by: SportyDocs and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1rkqiyg/do_with_this_information_as_you_wish/ GONE IN HARD ON: AAVE USD1 WFLI The reasoning behind this is… Trump gets Larry in as US treasury secretary. Larry’s agenda in office has been to get international trade governed and measure by crypto. Trump brings out a stable coin USD1 which rivals USDC and T. He puts it through office. It’s now the recognised as the official 1:1 coin:dollar crypto. Other stable coins crash. He creates a DeFi coin WLFI which runs off the native coin of USD1. DeFi allows those who are major stake holders to govern the crypto. When he created the WLFI. Everyone wondered why he did it in a weird way… the DeFi he set up was as a meme coin. It could massively swing. It can also then be linked with a tangible asset and used like a currency or commodity. Black rock announce they have a big agenda for the meeting in the 11th. One key event will be discussion around the inovation to create crypto real world assets. Then the final kicker for me which makes me so so sure. BitGo the custodian for USD1 and WLFI. They announced this morning they are investing everything they can into Europe. You’ll not be able to trade USD1 or WFLI on a national business / government scale unless you go through them. You’ll either have to have them as a custodian or have to pay a tariff. Everyother country can follow suit. But Trump was there first. He monopolises global trade and money in one fell swoop before he can be stopped, using Iran as a distraction. On the 11th Larry is going to announce that black rock will be trading assets and commodities in crypto only. This is what I think the big reveal is about but not confirmed. This will tie with any international assets trade with the U.S. you will have to use crypto or nothing. USD1 will be the stablecoin that the commodities are exchanged for. WLFI will be priced at a reflection of global oil prices (potentially a general price on global assets or a differen assets too). Large steak holders will govern the respective asset-coin’s provision globally. To purchase oil or trade with America you’ll have to use this currency. Trump will monopolise global trade and then global money from it. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

DonkeyAsleep7884

This is a pretty nice boost for people with idle stablecoins. I would be more inclined to lend out funds to protocols like AAVE than a CEX any day of the week.

EarningsPal

So stupid. If you have the ability to get people to invest $328 Million with you, all you have to do is the right thing. You win. They don’t necessarily have to win either. But as long as the investment was legal and legitimate, it’s their risk. This dude could have just put $328 Million into 20% BTC/USDC, 20% BTC/USDT, 10% ETH/USDC 10% ETH/USDT, 20% Stablecoin Liquidity Pools/Lending protocols like AAVE or Morpho, and the last 20% into US Treasuries or on chain treasury tokens from legit sources. He could take a management fee of 1% of what is invested, a performance fee per year. Any year someone is up, he gets paid handsomely. Any year the customer is down, he still gets paid 1%. If he could have just lasted another 4 years, it’s likely he would be managing 400 Million doing absolutely nothing except putting money in and out of liquidity pools and generating reports to whomever asks for details. I never understand why people do t just invest the money into an index fund. Although it’s wrong to lie, the Ponzi dudes can promise massive returns and just invest in an index fund and do nothing else. Just keep talking about your proprietary research and experience. Anyone that wants their money out, pay them. They will get the market return and compare that to their other portfolio and probably have little to argue about. They will have made a profit, just not as much as they hoped. That’s investing.

absurdcriminality

There is no liquidation risk because you are lending funds to AAVE users, not taking out a loan

No_Giraffe_4647

On other words you are looking at the few potential unicorns over millions of new projects good luck with that. Your best pick would be alt coin that are already developing and generating high revenue stream such as HYPE AAVE….the list is long As a beginner who is looking for X100 project you may end up loosing money I could guarantee it like 99.9 percent probability

No_Giraffe_4647

The ones generating revenue I like especially HYPE AAVE UNI But as well exposed on HBAR DOVU SUI I am investing in CRCL shares as well

No_Giraffe_4647

Beside the major cryptos BTC/ETH I am stacking HBAR, HYPE, AAVE and UNI for the following reasons: HBAR has hashgraph tech which is pushing limits of scalability, energy efficiency plus speed at new competition level. It starts to create noise and more and more deal closed but still at a very discounted price HYPE because of the leverage provided to the crypto derivatives it is very popular and generating tons of volume and revenue. They are using a large chunk of this revenue to burn token and create more scarcity (max supply was originally 1 billion and falling) AAVE as key player for lending and borrowing cryptos which is very popular activity as well just after derivative leverage positions. The margin is not high but volumes are tremendous so it is generating pretty good revenue Finally UNI as swapping coins is becoming a national sport and they take a few bucks on million transactions so pretty good revenue stream, pity thing is that nothing benefit to token holders yet in regards of revenue sharing but it might change soon.

biba8163

Let me help with some financial literacy since you seem to be confused what real world financial products are and you show me how many of these products the "DeFi" meme narrative offers. **Real World Financial Products** - **Checking accounts** - for everyday daily activities for paying bills, debit cards, ATMs - **Savings accounts** - for storing money that is GUARANTEED by the government for up to $250K - **Certificates of Deposits** - GUARANTEED fixed interest. - **IRA** - Tax advantaged or 100% tax free (Roth) retirement accounts - **Brokerage accounts** - Access to investment products including stocks, bonds, REITS (Real Estate Investment Trusts) - **Personal Loans, Home Loans, Mortgages, Home Equity Loans, etc** - **Home Owners Insurance, Auto Insurance, Life Insurance, etc** - **Small Business Loans, Commercial Loans** **DEFI - Bullshit scam narrative from the Summer of 2020** - Essentially a Shitcoin Casino. Leveraged plays, trading shitcoin tokens, earning yield on shitcoin tokens by providing liquidity on shitcoin tokens which all drop 70%-99% when BTC goes into a bear market. NOT FINANCE in ANY WAY - Every player like, MakerDAO, AAVE, LINK etc, is COMPLETELY CENTRALIZED - There are NO real life financial products like life, home, health insurance, mortgages, home equity loans, car loans, personal loans without massive collateral, commercial loans, etc. Again, shitcoin trading, yield farming, etc. NOT FINANCE in ANY WAY - Then you slap some scamified metrics like TVL based on scam tokens locked up to make gullible fools believe real capital is locked up instead of vaporware scam tokens.

Spare-Dingo-531

AAVE is the biggest and one of the oldest defi protocol on Ethereum. It has 26 billion dollars locked in its smart contract. You can take out loans or get yield on stablecoins, and this is all done algorithmically. It's permissionless lending just like bitcoin is permissionless transacting. AAVE has begun launching a consumer app for the general public. Grayscale is also trying to launch an AAVE ETF so wall street can buy the token.

Spare-Dingo-531

Bro.... AAVE, the largest lending protocol on Ethereum is literally launching a consumer app. People from 3rd world countries use stablecoins to save in US dollars. Come on man!

trdtr500

What's your AAVE buy-in price?

Zllimpat

BGD Labs leaving AAVE. End of an era: https://x.com/bgdlabs/status/2024827200793387465?s=46

jlwapple

What do you think is in AAVE & other DEFI'S future?

AutoModerator

Post is by: core3guy and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1r8yzg7/i_guess_we_made_a_universal_risk_number_for_any/ We scored 50 crypto projects with 98 risk assessments to calculate a score for how a project is exposed to risk.  Disclaimer: we’re really in pilot stage, plan to scale to 1k projects in Q2 2026. And it’s not vibe coded. Note2: Undisclosed data is treated as absent. If a project can't show verifiable evidence of a risk practice, the methodology counts it as missing, trust the code and all that. **What the data showed:** * Anonymous teams disclose more risk management practices than doxxed teams. * Best risk managed projects are: ETH, LINK, UNI, AAVE * Pepe is measurably less risky than Dogecoin.  * Official Trump is slightly less risky than World Liberty Financial. * 86% projects from our set don’t have insurance.  * 73% of crypto projects listed lack real-time monitoring. (Some bought and didn’t set it up) * Newer projects had less risk exposure than older ones. * 100% compliant projects almost didn’t disclose security practices. How we quantified it: 1. Each project was evaluated across six risk domains: security, financial, operational, reputational, regulatory, and dependency 2. Each domain contains approximately 40 conditions that can contribute to or mitigate risk 3. When conditions are met (or not met), the project receives points in that domain 4. Domain scores are converted into a weighted composite — some domains carry more weight than others 5. The final output is reversed to get a single number: the Probability of Loss (smaller number - less risk) Generally speaking, most crypto projects are, well, risky, because they don’t disclose information, or just don’t do enough to mitigate risks.  I’m not sure if I can share links here, so it’s CORE3 (it's free). Drop a note if something looks wrong; we want to make it a standard for Web3, so I will really appreciate the feedback. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

jlwapple

I'm all in on AAVE atm.

alxkwl

Buy and supply on AAVE and borrow USDT against it at 40% LTV to keep interest balanced and liquidation event below $1k. Use this to DCA down more if it keeps dropping, or to diversify your holdings.

alxkwl

I love the platform. Buy eth, supply on AAVE, borrow USDT at 40% LTV while prices are low and the interest cancels out, buy BTC. HODL. Wait for previous ATH and unload.

BitchScizzors

What do you think about AAVE?

alxkwl

Just took out $100K HELOC, yolo'd on ETH at $1800, supplied to AAVE, borrowed USDC at 50% LTV, bought Bitcoin at 65k.

Knocking_Doors

Which alts are you betting on? SOL, link, AAVE, AVAX, SUI, XRP on the list?

Piddler509

Looking for AAVE and TAO to at least triple over next 3-5 years. That’s my play!!

Piddler509

I need 3 more months of lows then 2 nice bonus checks which I will be loading up!! BTC, ETH, TAO and AAVE!! That’s my current portfolio and expecting TAO and AAVE to at least triple over the next 5 years?? Maybe… Anyways, been through a couple of these cycles now and I sold a bunch when we had the dip in October. Glad I did but still up a bit and looking forward to hopefully getting these on sale the next 3-6 months. Just hope the cycles continue as they have!!

jlwapple

True. I'm paying attention to BTC, XMR, AAVE & ETH. What about you?

anotherfroggyevening

Any thought on UNI, AAVE?

Elean0rZ

To the extent they're all tokens on one or other chain, in what way are stables *not* "blockchain-based assets"? They don't have their own dedicated chain but in that respect they're no different from e.g. LINK, AAVE, etc.

swimcrypto

It is also the horizontal integration. There maybe price feed competitors (Pyth, Redstone, etc.) or CCIP competitors (Wormhole, Layer Zero, etc). or Deco competitors (Reclaim, TLS notary, etc.), or Proof of Reserve (Pyth, Band, etc.) ... you can do this for each of their products, but the general theme is that each of their competitors is focused on just one sector for which chainlink is the standard. No one is competing across the whole suite of products that is necessary for institutions, enterprises, or even large web3 native applications to build and scale for mass adoption. This means no one can compete with their higher level products like CRE and ACE which incorporate many of their products working together to address regulatory, compliance, devX, and UX needs. Additionally it builds stronger relationships as teams incorporate more and products, gain further trust in the team, and leads to increase likelihood of adoption of future products. For example aave originally incorporated chainlink price feeds. This was honestly the major competitive advantage that lead to them leapfrogging compound in weeks. As compound had to build a new oracle in house each time they wanted to list a new asset and compound could out source that work to chainlink. This lead to aave being among the first to adopt products like CCIP, collaborating on initiatives like SVR, and more recently integrating NAV feeds and ACE to support institutional initiatives. Long term relationships with prominent protocols increase compound on themselves Additionally it establishes network effects both internally and externally. Internally if you are already using one chainlink product it becomes that much easier to use them for your next product. Communications remain efficient, and interactions between various components are easier to understand and diagnose when there are issues. Externally it also has benefits when integrating with other applications. For example if we consider a situation where aave is considering listing a CDP stable coin which uses DIA for its price feeds and layerzero for its bridge, it invites more risk then one that uses is Chainlink and ccip. Finally it strategically heavily incentivizes chainlink integration over competitor integration. Consider a new ecosystem with moderate momentum at launch. Likely they will want large protocols like aave, gmx, etc. to deploy on the network. Those protocols are reliant on chainlink though and will not deploy without chainlink support. These highly desireable partners act as leverage for chainlink. They can demand exclusivity and/or canonical status. Even if they don't Ecosystems are incentivized to just integrate chainlink across the board as it is more efficient then paying for chainlink price feeds and CCIP to satisfy AAVE and then also pay for Redstone and wormhole integrations. For institutional adoption these is all just amplified 10x. It would require something catastrophic for a competitor to take a way significant market share at this point

tianavitoli

your loan is always going to be overcollateralized, full stop. if the value of your collateral goes up, nothing happens. it's functionally the same as a home equity line of credit. you can borrow up to the limits they allow based on the value of your collateral. point of order, they're probably not going to give you a loan to value that's better than something like AAVE (or whatever other defi lending platforms are out there)

DracoSoul96

But does AAVE like you back, that's the big question

jlwapple

I still like AAVE

biba8163

**Real World Financial Products** - **Checking accounts** - for everyday daily activities for paying bills, debit cards, ATMs - **Savings accounts** - for storing money that is GUARANTEED by the government for up to $250K - **Certificates of Deposits** - GUARANTEED fixed interest. - **IRA** - Tax advantaged or 100% tax free (Roth) retirement accounts - **Brokerage accounts** - Access to investment products including stocks, bonds, REITS (Real Estate Investment Trusts) - **Personal Loans, Home Loans, Mortgages, Home Equity Loans, etc** - **Home Owners Insurance, Auto Insurance, Life Insurance, etc** - **Small Business Loans, Commercial Loans** **DEFI - Bullshit scam narrative from the Summer of 2020** - Essentially a Shitcoin Casino. Leveraged plays, trading shitcoin tokens, earning yield on shitcoin tokens by providing liquidity on shitcoin tokens which all drop 70%-99% when BTC goes into a bear market. NOT FINANCE in ANY WAY - Every player like, MakerDAO, AAVE, LINK etc, is COMPLETELY CENTRALIZED - There are NO real life financial products like life, home, health insurance, mortgages, home equity loans, car loans, personal loans without massive collateral, commercial loans, etc. Again, shitcoin trading, yield farming, etc. NOT FINANCE in ANY WAY - Then you slap some scamified metrics like TVL based on scam tokens locked up to make gullible fools believe real capital is locked up instead of vaporware scam tokens. Innovation is just crypto hype to sell you a bunch of shitcoins that make the founders and VC rich. The Use Cases are that are being adopted are clear: - Store of value = BTC - Payments, transfers, remittances = Stablecoins - Rails for Stablecoins = Ethereum, Tron, Solana, ETH L2s, etc. - Privacy *(Very little wide level public interest but honorable mention here)* There has been little innovation of anything that can provide real world value and adoption outside BTC. - Stablecoins were the result of the Omni Layer created on top of Bitcoin that allowed custom token ownership and transfer in the network which allowed for the creation of ICOs and the launch of Tether on the Bitcoin network. Other networks like Ethereum and Tron now provide the rails for Stablecoins instead of BTC which functions as a decentralized store of value. Smart Contracts have NOT proven to provide any type of real world value except for trading, leveraging, gambling, lending and yield farming shitcoins on DeFi casinos.

uthillygooth

DCA into majors and I cut every single non-chain protocol this morning. I’m looking at you AAVE, LINK, etc.. I want to see the light leave your eyes as you go. (I might miss some additional gains but I’m over the stress of these bozos.)

biba8163

~1 Year Ago: - BTC Maxis were giving Trump a handjob because he was creating a Bitcoin Strategic Reserve - ETH Maxis were tickling Trump's balls because the Trump Crime Family had created WLFI DEFI lol and were buying ETH, AAVE, etc with money from scamming people selling $TRUMP and WLFI tokens - XRP Lunatics happily had their noses up Trump's ass tossing his salad because he was firing Gary Gensler and the SEC would no longer be "persecuting" scammers like Ripple

biba8163

> $TRUMP Coin is going to deliver an education to people who missed out enrolling at Trump University. **(Jan.18, 2025)** https://np.reddit.com/r/CryptoCurrency/comments/1i3uktp/daily_crypto_discussion_january_18_2025_gmt0/m7uhtzf > Reminder: **(Feb, 2025)** > - The Trumps have not put any of their money in crypto. They are collecting money including ETH, USDT, USDC, etc by selling WLFI tokens and also memecoins > - Donald Trump has bankrupted 6 casinos and now has made Ethereum his casino > - $WLFI is run Chase Herro Zachary Folkman who previously ranDough Finance a fork of AAVE that was hacked for $1.8M in July 2024 and went bankrupt. https://np.reddit.com/r/CryptoCurrency/comments/1ikp5qf/trumpbacked_world_liberty_financial_is_loading_up/mbogi7e/ **Education isn't cheap!** > just bought some trump. watched it go from $30 to $40 so fast. then bought some on the way down. https://np.reddit.com/r/CryptoCurrency/comments/1i4l3ol/daily_crypto_discussion_january_19_2025_gmt0/m7xflwn/?context=3 > $TRUMP to $100 https://np.reddit.com/r/CryptoCurrency/comments/1iporry/daily_crypto_discussion_february_15_2025_gmt0/mcv0pfn/ > All aboard the $TRUMP train https://np.reddit.com/r/CryptoCurrency/comments/1iporry/daily_crypto_discussion_february_15_2025_gmt0/mcx4t06/ > It’s good to know this community hates $TRUMP coin. Always inverse this sub is the golden rule. Trump to the moon 🚀🚀🚀 https://np.reddit.com/r/CryptoCurrency/comments/1iporry/daily_crypto_discussion_february_15_2025_gmt0/mcxyl1g > I told my sister I bought some $TRUMP yesterday. she wanted me to buy some for her too. so i just did. https://np.reddit.com/r/CryptoCurrency/comments/1i4l3ol/daily_crypto_discussion_january_19_2025_gmt0/m812na6/ > It’s the perfect currency. $TRUMP could be used for many applications like buying a Tesla if Elon pushes for it. https://np.reddit.com/r/OfficialTrumpCoin/comments/1iait25/since_this_is_a_memecoin/m9aia6n/

RamoneBolivarSanchez

Looks like you don’t understand how either work then. For Ethereum, it’s literally a decentralized computation layer for anyone in the world to use (ie anyone can choose to borrow or lend money on AAVE). This is easy to understand and there are far more examples. Look at how people in sanctioned locations - or with failing currency - can use stablecoins as safe liquidity. For Bitcoin it’s more of an experimental question regarding SoV and inflation, but there’s a pretty simple, albeit less interesting use case there. I would argue that just because you subjectively don’t use crypto for these reasons doesn’t mean others aren’t. Maybe think about how these systems benefit others rather than what you personally think is missing.

Coquito3000

yes sure and im sure that normies want this type of solutions. back in 2014 people had problems and ethereum came to solve this problems exactly? let me tell you how much normies care about stablecoins uniswap coinswap scamswap AAVE or all that shit. When I started investing in ethereum crypto kitties started as one of the first games that took down the chain. Gods unchained was hyped as a proof of concept. Everything you mentioned is worthless and to me its proof that ethereum is stuck in crypto babble and not in solving real world problems. But worse, the ethereum foundation is busy creating this project that after 10 years fails to ship a realistic proof of concept. So I hate to say it. But you make the arguments for the crypto skeptics for them. And you make me even more skeptical that this has a future and notice I start from a position of accumulating 818 ETH and staking them until recently. You are arguing from a position of line goes up but nothing about real adoption. "I've heard a lot of people are using them". Do you have any metrics? And worse, do you have anything proving that they need crypto to swap all the chuck e cheeses coins? Because that s all that you are offering here.

MadCake92

I have, discarded it due to major concerns about regulatory scrutiny by tax agencies, but I am Europoor. YMMV in other places where offramping crypto is not linked with drugs, terrorism and tax evasion. In case you wanted to know, the path I considered was depositing in AAVE and borrowing in EURC. Mostly because centralised lenders charge around 5-10% of interest on the loan, compared with AAVE that currently stands at 2-3% for an EURC loan.

epic_trader

> Im not only disappointed that ETH is down. Im more disappointed that ETH failed to deliver on its promises to create decentralized applications. Decentralized communications would be wonderful in repressive regimes like Iran right now. Decentralized social media would be great in a world where FB X and youtube are manipulated to give you the algorithm of their CEOs. But ETH has failed to produce a single useful application. All it has shown so far is NFTs, DeFi, and crypto babble. It's insane to see these kind of claims when it's so well documented and well known by *everyone* that there are tons of successful decentralized applications on Ethereum. But if you thought Ethereum was supposed to host Facebook or YouTube, you seriously misunderstood something. Any kind of logic that lives in a smart contract is a decentralized application. That means ERC20 tokens are dapps, stablecoins are dapps, uniswap and cowswap are dapps, AAVE is a dapp. Have you heard about those?

Shichroron

Saving account interest is a joke. You probably want to benchmark against money market funds (3.5-3.8% if i am not mistaken) You can get USDC and lend it on AAVE. That will give about the same level with the lowest on chain risk.

ADHD-Developer

If you think about it, just look at ETH versus ADA. Charles Hoskinson talks nonstop about governance, “real” decentralization, academic papers, proof of stake, privacy chains… all the buzzwords you can imagine. Supposedly all about real-world use, yet the network TVL is basically nonexistent. Vitalik, on the other hand, is like “I don’t care, I’ll fix problems as they come.” The focus is simply on building and letting real usage grow. And what sits on top of Ethereum? AAVE and Chainlink, billions of dollars in TVL and the largest blockchain oracle out there. So honestly, who’s actually winning here?

mastrgamr

Strike, Coinbase, AAVE, Morpho. All options to borrow

HoffyToTheMoon

You're gonna tell me tokens like AAVE, Uniswap, Arbitrum, Chain link, etc... will have no utility in the future? What do you think all of this is leading to? We just keep dumping our money into a machine that spits out losses for the sake of gambling?

uthillygooth

Come for the yield , Leave because of the extraction. You can’t out-trade the relatively thin liquidity. Market Makers control more price action than most think. Reading up on AAVE’s on-going equity ownership issues would be helpful to understand a lot of the issues versus traditional stocks.

AutoModerator

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Advorce

Just one example.... I even had a $10 dustbag of LEND(former AAVE) turn into 4k at the lows of 2021 at the top of my head and i bottom sold that bag for the $4K lmao (after doing the 100:1 migration)

MountainGrape6816

Just dumped losers ADA, DOT, ALGO, AAVE, ATOM, MANA. Needed some long term (since 2021) writeoffs for 2025 tax purposes to offset other gains. I held these way too long, because there was a lot of "don't be a paper-hands" bullying going on. Still holding POL/MATIC, LINK, AVAX, for now. These seem to still have at least some activity. They'll go in case i need more writeoffs in 2026, or if they make any kind of a comeback. But to be honest i don't have much interest in Alts any more. Anything i do, like ZCASH, will be relatively short term and I'll be quick to take profits and cut losses. I don't need any more skeletons in the closet

Fickle-Big5722

ETH + BTC should be core. Then look at maybe SOL, AAVE, SKY, HYPE

Firm_Benefit9517

so a couple of things i believe you should update on your post: | The amount is not huge - $10m, roughly one ninth of total Aave fees. Still, the principle matters. AAVE token holders do not benefit if fees accrue anywhere outside the DAO treasury. \- ESTIMATED 10M. until now was \~1M w/ paraswap.  | Other large holders abstained. And realistically, why would they vote against the founder? He is responsible for their gains and has the most skin in the game. \- they ABSTAINED mainly bc they wanted to repeat the vote... and looking at mz twitter they are going to do so. as the only outcome they will accept is YAE... | Days before the vote, he spent roughly $12M buying AAVE. I took a look at etherscan and snapshot.. those token weren't used to vote? | The vote happened, and Stani voted against the initiative, carrying about 33% of the voting power.  Was 33 at the beginning ,.looking at snapshot now it's 18.5% **IMHO what we should really be discussing**: The fee's the DAO were receiving never appeared on a proposal, and was just given by aavelabs voluntarily AFAIK? and posts from MZ and ezequiel seems to confirm that... ... SO why aci didn't propose to formalise these fees? being them the biggest voice for the aave holders? I mean I trust(ed) them a lot and I though this was already formalised on a proposal, not that was given voluntarily..... that's fuck up, and this should have been addressed at some point on the last 12 months at least! and not wait until aavelabs change it.. bc again aavelabs is a private company, if no agreement is in place they can do whatever they want... and I don't agree with this change, it should have been discussed first IMHO with the DAO AND don't get me wrong, bdg and aci have been extremely important for the protocol, but lately I'm seeing the same pattern of lying and lying trying to poison the narrative and create an animosity towards aave labs... ... and it's just harmful for the protocol..... what **we don't really need is some bullshit politicians trump-style around tbh,** and it's what I'm seeing lately. However the rhetoric "aavelabs steals funds that belong to the DAO"... has a better ring right? BUT under this circumstances is not a true statement. I mean on aci are not fucking stupid so I guess this scenario was exactly what they wanted? more rhetoric to attack aavelabs as we have seeing the past 18 months or so? that is why they didn't make any proposal for the dao to vote about the fee? .... i mean or it's this, or blatantly incompetency, and if they as the biggest voice for the aave holders can't even do a proposal to formalise the fees the dao were receiving, how are we going to trust them with IP/assets? cmon.. So the DAO itself, let me remind you, can't hold any assets. instead of doing a temp check **(bc I think it is is a legitimate discussion we need to have**) they put a half baked proposal.. if YAE was success wdyt would have happen? Another service provider (bdg or aci) would "need" take over those assets until a dao-managed-vehicle is created? as there is no such thing even proposed yet this is blatantly using the dao as a weapon to try to take over assets from a private company to another company?... wtf

ObviousEconomist

AAVE didn't kill it, just exposed it for what it is.

iOCharts_

beyond btc and eth, the projects i see most often in serious long-term portfolios are SOL, LINK, AR, OP, ATOM, AVAX, AAVE and MKR. they aren’t risk-free, but they solve real problems and already have users

TrevBTC36

You have $200, do it and forget about that money for 4 or 5 years if you already have a cold storage wallet. If not, the first thing you do is buy a cold storage wallet. Another possibility is to invest in digital mining at GoMining. I'll leave you my referral code: k8JhE. You'll get a 5% cashback when you create your first miner. But if you're here and at such a young age, you're already well ahead. You have an opportunity with Bitcoin. Bitcoin seems easy, but nobody who has held for more than 4 years has lost money. It's easy and the hardest thing at the same time. Why? People lose against their own judgment because of impatience or unfounded panic. But observe and learn. I would buy $100 spot and cold storage or AAVE, and another $100 for digital mining. That way you have something safe and stored: the asset and the machine that generates the asset, the miner.

Hooftly

This is because a lot of builders are building for greed and extraction. Take Lending for example. Everyone praises AAVE but they literally function by extracting from borrowers through liquidations while feeding MEV and THIS is the gold standard? Nah its gotta change or yes we did just build Tradfi in a fucking hoodie. Im building in this space for the right reasons and if you are too I want to talk yo you. It is not too late.

Initial_Alfalfa243

BTC&ETH 70% AAVE, UNISWAP and CHAINLINK 30% The future is the blockchain. This 5 will outperform all the cryptos

piggleii

Immaculate Mary, thy praises we sing; Who reignest in splendor with Jesus our King. AAVE, AAVE, AAVE, Maria! AAVE, AAVE, Maria!

trdtr500

Why's AAVE plummeting

Sagar_Sage

Invest in BTC , ETH , SOL , TAO , BNB , AAVE , SUI

ZhenyaV

which altseason in 2024 are you talking? BTC, memecoins and a couple of hyped VC tokens? Protocols that actually make money UNI, MORPHO, AAVE didn't even reached previous ath while continuously developing and innovating in the last 3 years, locking record amount of users and TVL.

RatherCynical

When rates are sub-2%, and QE is happening, everyone is forced to take significant risks to not lose to inflation. 5% on a yield-farm or AAVE? Billions and billions get poured into DeFi. That raises the TVL of every protocol and every chain. That liquidity trickles into the riskiest, stupidest things possible, including very dumb NFTs. This cycle, there's no sub-2% rates with QE. We had 4%+ with QT. In this kind of environment, you need something known as "convexity" to do well. Convexity means a small change -> a large change. For example: PENDLE did plenty well, from like 5 cents to 7 bucks. Why? Because it converted small changes in yield to big changes in profit. ROLLBIT did plenty well, from like 0.2 cents to 20 cents. Why? Because you can gamble on futures using it. INJ did plenty well, from like 1 dollar to about 40 bucks. Why? Because you can gamble on futures using Helix. RAY did plenty well. Why? Because you can 100x your money by buying memes. The pattern is that anything that provides leverage survives in the high-rates world, but normal alts die. If you want to see a normal altseason again, wait for low rates + QE again.

coinfeeds-bot

tldr; The US SEC has concluded a four-year investigation into the decentralized finance platform Aave without recommending enforcement action, according to a letter shared by Aave CEO Stani Kulechov. This marks a positive development for Aave and reflects a broader trend of the SEC softening its stance on crypto-related cases, as seen with other companies like Gemini and Ripple. Following the news, the price of Aave's token (AAVE) rose by over 3%, signaling market optimism. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

MinimalGravitas

> The idea of de-fi was noble. However the need to use the de-fi products required an economy willing to accept it. Uniswap has more trading volume than any centralized exchange. More USD (in the form of stablecoins) is transferred over Ethereum than through Visa. AAVE has an annual revenue of about $110M. DeFi is doing fine.

biba8163

> DeFi is overcollateralized loans and liquidity and it's not pretending to be anything else It's literally called Decentralized Finance but - It's not decentralized - It has not real world financial products that people need and use every day So it is 100% pretending to be something it is not. > You can use DeFi to play with "shitcoins" if you want, but that's not its main use. Look at the volume on AAVE, it's mostly stable coins or ETH/BTC derived tokens. Wait wait, I thought you said it was DECENTRLIZED FINANCE! Lending/borrowing ETH/BTC derived tokens is not finance in any way. Only children living at home with their parents who have never had to get insurance, a mortgage, a home equity loan, etc will think this is finance. > And complaining about acronyms? DeFi isn't decentralized and it isn't finance isn't a complaint. It's a fact. > Any community gets tired of spelling things out and invents its own terms, you're really grasping at straws. The community is grasping for straws trying to come up with and reframe a completely misleading use case narrative . Lending/Borrowing ETH/BTC/ALTs/Stablecoins isn't finance in any way. It's casino games.

discipleofvitalik

i use defi every day, it is NOT a scam. over collateralized loans are an amazing tool if you have collateral. many defi tools (see defisaver) such as uniswap and liquity are completely decentralized. others such as AAVE have hybird governance models that are also novel and interesting. prediction markets pros and cons are debatable but also interesting. the biggest use case of L1 native assets (ETH and BTC) is as a SoV, itself revolutionizing and democratizing global finance. stable coins and liquid staking are also interesting. proof of identity is interesting. AI accessing finance in a permissionless manner is interesting. yes there are scams, but it's not all one big scam and there is no reason to discount the whole technology as you have

Advanced-Comment-293

DeFi is overcollateralized loans and liquidity and it's not pretending to be anything else. Everything else you wrote "shitcoins" "scams" is useless exaggeration. What makes DeFi awesome? For example I can loan out USD stable coins and get interest on that without any banks or any government involved. I can withdraw my balance at any time, I get the interest in real time and all this is guaranteed not through some person or institution but through open source code and an always online perfectly transparent and secure computer. If you don't think that's mind blowing then you probably don't understand what it means. You can use DeFi to play with "shitcoins" if you want, but that's not its main use. Look at the volume on AAVE, it's mostly stable coins or ETH/BTC derived tokens. And complaining about acronyms? Any community gets tired of spelling things out and invents its own terms, you're really grasping at straws.

biba8163

> DeFi is a bullshit scam narrative from the Summer of 2020. It's NOT decentralized and it's NOT finance. > - It's a Shitcoin Casino. Leveraged plays, trading shitcoin tokens, earning yield on shitcoin tokens, providing liquidity on shitcoin tokens. NOT FINANCE > - Every player like, MakerDAO, AAVE, LINK etc, is COMPLETELY CENTRALIZED > - There are **no life financial products like life, home, health insurance, mortgages, home equity loans, car loans, personal loans without massive collateral, commercial loans, etc.** Again, shitcoin trading, yield farming, etc is NOT FINANCE. > - Then you slap some scam metrics like TVL based on scam tokens locked up to make gullible fools believe real capital is locked up instead of vaporware scam tokens. > These crypto projects have no utility, no use case so they make up fictional words like DeFi, TVL, Web3 and all kinds of buzzwords that crypto bros think is a real thing. It's essentially casino trading, casino yield and casino overcollaterized loans.

uthillygooth

The use-case tokens doesn’t accrue value to the token or user. Just the protocol itself. At least AAVE has 5% staking al a dividends

NYSDiscExchange

No blow off top = the game is still on. I am buying up alts any time ETH is below $3,000. I still fully believe there is going to be an alt season before the cycle is done and until I am seeing a $1000 AAVE I am not leaving.

Morningrise22

Aside from the obvious two HBAR, DOVU (big time) AAVE, LINK You're welcome

MinimalGravitas

I always favour DeFi rather than trusting an exchange, and have used AAVE for years and years to take out futures positions in the way you have laid out (lend what you think will do better, borrow what you think will do badly etc). However, it's also worth considering other ways to take short (or long) positions that are available in DeFi, most obviously Perpetuals and Options. I have no idea what chain(s) you use so probably not helpful to give specific app recommendations, but you can find data on just about all the possible choices in the relevant category pages on DeFi Llama: * https://defillama.com/protocols/options * https://defillama.com/protocols/derivatives

Phine420

AAVE.com

theweb3voyager

Buy memes. Lose money, lose your parents trust. Easy. Or just start with the basics, earn USDC yield on AAVE or Spark.

Shaman_ETH_Strategy

We don't use AAVE we have our own lending vault without liquidations! We use our large treasury to demand our own debt terms. So far we have close to 4m in our debt product we want to scale it up to 15-20m.

Dormage

Onchain implies transprency. Are you sure you want that target painted on your back? If leverage is ussed I assume AAVE with ETH as collateral? What is the exposure you think you can safely take on?

Sandharbor

No thanks! I stick to AAVE, SKY and SYRUP 

Flashy-Butterfly6310

Why not both? Put your BTC as collateral on AAVE, lend ETH, swap for rETH. You're done.

andys811

Risky af but if you really can't afford to loose it but don't want to loose exposure you could either sell and then buy back with half the money on 2x perps (I wouldn't advise but it's a thing you could do to keep exposure but it risks you loosing literally everything from liquidation, the other option is lending assets on protocol like AAVE and borrowing stablecoins against them. Cashout stablecoins and then try repay the borrowed stablecoins as soon as possible (still risky, opens you up to liquidation still and depegging events can also mess you up, also smart contract risks as usual with crypto on-chain, if you were to do this please for the love of God keep the LTV as low as humanly possible and pay it off as quickly as you can) Honestly I wouldn't recommend either. Both could lead to even more of a disaster, but it could be an option potentially. Selling at a loss might be the way to go, just only sell what you need to have just enough to make it to next paycheck/whatever will fix your money problems