AAVE

002_timmy

I very much appreciated your research into Across - definitely found it, say, interesting and worthwhile to examine exactly why DAO's aren't the superior form of governance some still think they are. So the lending market is built by the Glue team, not by someone like AAVE or Morpho. I'm definitely interested in checking it out. Thanks for showing how to get to LP

CapitalIncome845

No, everyone isn't raping us with their interest rates. I'm currently borrowing on AAVE sub 6%

coinfeeds-bot

tldr; CryptoQuant's heatmap reveals significant altcoin outflows from Binance, signaling a potential accumulation phase. Tokens like Ethereum (ETH), Chainlink (LINK), Dogecoin (DOGE), and Aave (AAVE) are being withdrawn more than deposited, a bullish indicator often linked to institutional and whale activity. This trend suggests long-term investor confidence and possible price increases, though external factors like macroeconomic news and Bitcoin's performance could still influence outcomes. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

MichaelAischmann

Or, I know this sounds crazy, you could use it. Stake it, lend it on AAVE, mint & sell an NFT collection. Many stats about the Polygon network do actually look promising. Check their sub.

jlwapple

I only have $6100 in my portfolio and it's all in AAVE. Is it good strategy to take a percentage out while it's making profits?

jlwapple

Not AAVE. For now.

DjTheChef1981

Just focus on AAVE....

MichaelAischmann

In the case of AAVE (lending protocol) it the yield comes from overcollateralized loans.

anotherfroggyevening

Bought some AAVE a month ago, and a few days ago COMP too. Great chart and up 12 percent. Aave, comp, uni will do very well I think.

jlwapple

Me too. AAVE has broken through it's threshold, so hopefully it gets to $400 or more soon.

MichaelAischmann

Fine. Here's my advice. DON'T think about what could generate fiat for you. Think about what you'd like to use, what has utility for you, what could be beneficial for your life. If you want the next person to buy it from you for more money, you gotta understand why. I own ETH because I use DeFi. I own AAVE because I use the protocol and have a personal interest in the governance of the protocol.

MichaelAischmann

AAVE

toshiromiballza

AAVE is a DeFI platform where you can borrow/lend/stake stablecoins.

pcm2a

AAVE doesn't look like a stable coin

toshiromiballza

You can use AAVE and not a CEX.

absurdcriminality

DeFi? You can wrap your BTC and use it as collateral on AAVE

etherenum

ETH - best risk adjusted returns AAVE - ETH beta for stablecoin and DeFi exposure RPL - ETH beta for staking

BigDreamsSmallWall3t

Core apps seem to help with alignment and deeper (more concentrated) liquidity today, but what happens if core apps begin to lag competition? Can the Katana team/ foundation change the assortment of core apps? For example, Morpho is a great lending app today. But 4 years ago, it was basically unknown and AAVE was the clear leader. Morpho brought amazing innovation and captured a ton of market share. There’s surely other innovative lending protocols being built right now that have a non-zero chance of being the leader in 4, offering the best UX / UI. If another lending protocol gives a significantly better experience than Morpho, what would the Katana team do to give their users the best lending experience?

brandonholm

Lmao AAVE is not decentralized.

DoYourOwnResearchNow

Yeah, I know - I like AAVE, but in the title you said to stop thinking 'dinosaur' coins and then you mentioned - AAVE - which was launched in 2017 (for comparison,DOT in 2020). I don't think we need to take the age of the project as a very very important metric - for me, the more time the project is on the market and doing good - the more trustworthy is for me. Why? Because the tech is battle-tested. As long as the team is there, there is a lot of time to pivot

DoYourOwnResearchNow

AAVE is not donezo?

badass-beeotch

AAVE

CuriousGeorge22_02

Uniswap and AAVE

OkCantaloupe4959

Every stablecoin runs on a peer to peer ledger. A blockchain. They are crypto products by definition. How the hell do you think you can lend USDC on AAVE? Or any smart contract? What did you think they where?

OkCantaloupe4959

AAVE

WitchofBabylon

I'd recommend AAVE, HYPE, and SYRUP. Those are the big 3 for me

MichaelAischmann

So AAVE & Compound. Seems it’s not EU laws fault.

MichaelAischmann

My USDC on Binance is still earning >10% on simple earn (Germany). Otherwise, go DeFi & use AAVE or Compound like already recommended.

HudyD

Right now I’m mainly stacking MATIC and some smaller DeFi tokens like AAVE. Planning to DCA and just sit tight for the next few years. I also like using Bananagun sometimes to grab coins right as they launch, but I only mess with that on the side. Not every project sticks, but it’s been good for getting in before the hype

MaximumStudent1839

> What about just using AAVE?  Over the last six months, its average APR for USDC is 4.11%. You might as well just stick to an online high yield account with a FDIC insured bank.

Zaytion_

What about just using AAVE? There you are just getting an amount of yield that is lower than the borrow rate. No ponzi involved.

biba8163

> BTC thrives as the “digital gold” because Ethereum exists as the “tech platform. BTC was labeled Digital Gold BEFORE Ethereum existed > Mining digital gold... Bitcoin may make a dent in the financial world (2013) https://www.economist.com/finance-and-economics/2013/04/13/mining-digital-gold > Bitcoin has caught the imagination of digital gold miners (2013) https://money.usnews.com/money/personal-finance/slideshows/6-virtual-currencies-that-went-bust > One analogy people here kick around is that it is digital gold. Therefore it can reach significant highs exceeding that of Apple because there is no expected means of production. (2013) https://np.reddit.com/r/Bitcoin/comments/1sowur/how_is_a_2600000000000_market_cap_for_btc_possible/cdzqlwp/ > Network effect from the crypto space → Much of BTC's adoption comes from the momentum of the entire crypto ecosystem The momentum is that the total Alt marketcap (excluding stablecoins) has shrunk -40% since 2021 while BTC marketcap has gone up 72%. Alts generally gain value and attention when BTC exists and appreciates not the other way around. > no DeFi **DeFi is a bullshit scam narrative** from the Summer of 2020. It's NOT neither decentralized and it's NOT fiance. - Essentially a Shitcoin Casino. Leveraged plays, trading shitcoin tokens, earning yield on shitcoin tokens, providing liquidity on shitcoin tokens. NOT FINANCE - Every player like, MakerDAO, AAVE, LINK etc, is COMPLETELY CENTRALIZED - There are **no life financial products like life, home, health insurance, mortgages, home equity loans, car loans, personal loans without massive collateral, commercial loans, etc.** Again, shitcoin trading, yield farming, etc is NOT FINANCE. - Then you slap some scamified metrics like TVL based on scam tokens locked up to make gullible fools believe real capital is locked up instead of vaporware scam tokens. > no NFTs **NFTs are mostly scams selling you 1990s jpegs or links to jpegs** > no DAOs **DAOs are scams.** Lets look at the definition of DAOs (Decentralized Autonomous Organizations A decentralized organization/company that is governed by its stakeholders with no chain of command or any one person in charge, everyone has a say in governance of the organization by means of direct voting power proportional to their stake in it. It is autonomous because humans are not responsible for the executive function of the organization. The smart contracts does everything automatically. Stakeholders can vote to change the behavior of the contracts or vote to bypass/change it entirely, but the smart contracts are organization. In reality, Decentralization and Governance memes and the whales control nearly everything by printing tokens for themselves and dumping on gullible retail investors. Even the most celebrated Ethereum DAOs are token dump scams. I posted this about MakerDAO 5 years ago: > One man, Rune Christensen controls the system, interest, fees, voting, etc. There are ELEVEN addresses that accounted for 98% of the voting for the protocol change for an "executive vote" used USDC. Eleven addresses control the entire protocol and a protocol change was voted in just...what 24 hrs? And most of those addresses are probably owned by a handful of people. On what planet is that decentralized? https://np.reddit.com/r/CryptoCurrency/comments/fl68d4/crypto_collateralized_stable_coins_have_proven/fkxc40i/ And people have posted the same crap about other DAOs whale controls everything like in Aragon another celebrated Ethereum DAO: > AGP42 : Put differently: aside from one whale, AGP42 passes. The Aragon community overall voted for AGP42, but it was rejected with 69% of the vote because of one whale. > AGP37: 82% in favor of AGP37. 453k to 99k. But then the whale voted. So despite 83% of addresses voting in favor of AGP37, on the surface it appears to be a large defeat where 66% vote against. > AGP-35:: Here’s another case in point: Edgeware Lockdrop Proposal for Aragon..The 792k whale voted for this. Deduct the whale’s votes and you get 338k. Which means that this proposal was losing by about 15% at ~43% versus ~57% pre-whale. Then the vote went from losing decisively to winning by a massive landslide. So aside from the whale, the Aragon community voted against Edgeware lock drop participation https://evanvanness.com/post/184616403861/aragon-vote-shows-the-perils-of-onchain-governance > Low TPS (5–7/sec) → Not viable for global payments or daily use at scale. There is zero interest in any crypto for payments except for stablecoins which really transact pegged fiat value. Tons of cryptos with high TPS and the world has zero interest in them. > Diminishing block rewards → Without active fee markets (which other chains helped normalize), miner incentives collapse over time. **Ethereum Maxis have been grasping for straws** with this one which was supposed to happen in the 2016 halvening when Bitcoin miners were not profitable for almost 2 years from 2014. Lots of mining companies went bankrupt in those years. There were tons of articles about how after the 2016 halvening, BTC was doomed. > By mid-2014, the high revenues of 2012 and 2013 are countered by high expenses, leading to a negative net cash flow from that moment on. https://link.springer.com/article/10.1007/s12525-018-0308-3 What happens is mining costs converges to the price of electricity and/or competition wipes out inefficient miners who don't innovate, find cheaper energy and locations. Since 2015, the miner rewards have been cut by -87.5%. But BTC price has gone up by 38,000% so miners rewards are more than enough. Fees alone will be enough reward the miners when block subsidies end. You can also slowly increase the block size over long time frames if needed to increase the subsidies if needed.

MichaelAischmann

You will not find lending opportunities for no liquidity coins. Protocols like AAVE won't allow them. Borrowers would want to sell the asset (short it) & since that's not possible, there is no market for lending them either.

etrigan_

You don't use AAVE or Kamino, do you?

OkSeries5363

How have you not heard of AAVE, it's like the largest non-custodial liquidity protocol There's like 25 billion deposited.

OkSeries5363

Unfortunately thats just how capital gains work for all investors/traders, otherwise all capital gains could be avoided and very simply. Have you ever traded shares or property or gold, wouldn't be very fair if crypto traders were treated differently to other currency traders. There is no issue with the USD layer being gone it is irrelvant to calculating the gain/loss, you simply use the market price. That's like saying I should be able to sell investment property tax free if I trade it for gold and not USD? Or not pay captial gains on my shares becuase I traded it for other shares? I think you confused about Capital gains. It does not matter if the an asset denominated in a non-USD currency or literally non-USD currency itself. Captial gains occur on any currency swap/assest swap, think about it, wouldn't be very fair FX traders didnt have pay capital gains but people who trade shares do? Flucations against the USD promt a capital gains event all the same. It works the same for all traders doesnt mater if you trade property, crypto, equities. \-If you buy $100 EUR for $100 USD and in 1 year you sell the $100 EUR for $120 USD, you have realised a $20 USD gain on the disposal of 100 EUR. \-If you buy $100 EUR for $100 USD and in 1 year you sell the $100 EUR for $110 GBP. You would realised a gain or loss on the disposal of EUR againt your local currency USD. The market price it simply use to caculate. Your capital and the now realised gain were used to buy the GBP. In both senarios purchased 100 EUR (cost 100 USD), disposed of 100 EUR, so you caculate the market value of 100 EUR in USD at the time you sold, the difference is your gain. You cost new basis for the 120 GBP is simply whatever 120 GBP equals in USD at the time of purchase. There is actually a different issue with crypto taxes that needs to be resolved but it would extremely challenging to resolve/potentially impossible for the IRS to fully resolve. Currently depositing your ETH in a defi loan in a platfrom like AAVE is considered a dispoal so in that sense you have realised a phantom gain as you still hold/control the same amount ETH but depositng into defi pool must force a disposal and the "cost/vaule" reciept token is you new cost basis. Oviously this doesnt mean you pay more tax as it simply moves your cost basis up but having to pay more now for less later isnt always optimal. The tax treatment also encourages the use of CeFi over DeFi as with a CeFi lending this is avoided, your 12-month clock for the Capital Gains Tax (CGT) discount is crucial and will also be reset. The challenges of implementing rules like "No Disposal" safe harbour provisions and Like-Kind rules in Defi lending and yeild farming are quite large concerns, given implementing them open up a massive issue and loophole and has large implcations for taxation as whole. Why should cryto traders get special safe harbour rules. Equities traders could argue the same thing, same with currency traders. You could consider swapping a tech ETF for another tech ETF with the same assests is same as swapping LP token with the same assests inside. This could also remove a current defi loophole as holding a receipt token that grows in vaule via rewards means it gets taxed as a capital gain, in CeFi platfroms rewards would be considered taxable under income so you miss out the capitals gains discounts.

OkSeries5363

Depositing into something like a AAVE lending pool prompts a disposal, potential gains/losses and new cost basis to calculate.

SaulMalone_Geologist

There's a few options. If you want to deal with a centralized company for the stuff, you can go through some place like Nexo.io or Coinbase, or Strike App. Tho I *think* Coinbase uses DeFi for the actual loan stuff behind the scenes. If you prefer DeFi, you can use something AAVE.com (one of the more historied services out there) along with maybe some bridged BTC (like WBTC) to use as collateral, since you can't *directly* send BTC across different chains. Generally, you don't even have to bridge BTC over yourself-- you can just go to some place like Kraken and trade BTC for WBTC, then send it to where you like over Ethereum or Arbitrium or Polygon, or whatever you want to use on AAVE.

SaulMalone_Geologist

Generally, I'm a fan of AAVE.com and their many years of DeFi history. If you want to use BTC as collateral, you'll need to use BTC bridged over to your preferred chain -- like WBTC on Ethereum or Arbitrum, or Polygon or whatever you like.

pickleBoy2021

Hard to say in crypto. Feel like there are more tradfi narratives that are in play. Some are getting overcrowded like buying crypto for your treasury. Stables story still has room to run. What’s USDT going to do. DeFi still has room. Blue chips like AAVE will be strong $25B and profitable. Wait till more regulation gets defined and they should benefit. Hood and COIN are interesting. They counter each other. Both want to do perps. Both want to tokenize stocks. Coin has the rails but not the tradfi team/experience. Hood has tradfi piece, does crypto. Bought some rails. This is a growth business for them. Survive a bear better than Coin. I can do stocks, my 401K, doing prediction markets. Im sure there is other stuff.

Somebody__Online

The yield from the AAVE supply market is not enough for you? What sort of yield are you looking for on btc?

Somebody__Online

The rest of the time do you keep your WBTC in AAVE?

ArthurCmt

Hello, personally I am quite interested in DeFi protocols such as AAVE or Morpho for example, which are like decentralized "banks", there is something to do in terms of lending and borrowing and good apy offered on different blockchains, I advise you to find out, but you can quickly gain 6-7% easily with a well-established strategy!

MichaelAischmann

What's the benefit of a federally backed loan over a loan from defi platforms such as AAVE? I'm guessing rates are a lot lower, particularly with the real estate as backing. u/6biz has some valid concerns. Overall I think this is beneficial for crypto, extending it's utility & credibility. Those who are really into privacy use Monero anyway.

gretzky1129

I would not tell her. Consider this your “divorce insurance”. If things ever go sour, and she comes after your stuff in family court, nobody will know about your BTC stash unless you open your big mouth and tell them. If you need money, get it some other way. Or, take out a loan against your bitcoin using a decentralized platform such as AAVE. Not telling you what you want to hear. Telling you what you need to hear.

Phine420

Look up AAVE, xlend, Moonwell.. Nexo is a centralised shithole

ec265

First paragraph is the gwei Second paragraph not so much - have you considered staking your ETH or using AAVE to borrow against? Use smart contracts, not intermediaries

CapitalIncome845

Borrow stables using BTC collateral. AAVE is a good choice.

Typical_Narwhal_5529

Not really, XRP, XMR and AAVE HBAR and others pumped beginning of November 2024

Western_Helicopter_6

The main use case for stablecoins right now is lending/borrowing which is basically only fueled by traders longing and shorting leverage. That’s where almost all the yield comes from essentially. AAVE deposit rates are determined by borrowers. I’ve been in crypto for 5 years and I’m starting to think a lot of it has failed. I still believe it can be great for digital art and perhaps video game items, but not whole games themselves or much else.

Euphoric_Support_242

irrespective of the price, i suggest you AAVE, SUI, HBAR, WHITE, XLM, HYPE, ADA

MichaelAischmann

Safest course of action proably is to stay away from whatever the latest craze is. Focus on things things that have a solid reputation already. That goes for exchanges (Binance, Coinbase, Kraken) & Coins (BTC, ETH) & protocols (AAVE, Compound, Uniswap).

pedronegreiros94

AAVE

biba8163

> It is called Defi. Just make sure you understand it Sounds like you don't understand things. **DeFi is a bullshit scam narrative from the Summer of 2020. It's NOT neither decentralized and it's NOT fiance. DeFi is ScamFi:** - Essentially a Shitcoin Casino. Leveraged plays, trading shitcoin tokens, earning yield on shitcoin tokens, providing liquidity on shitcoin tokens. NOT FINANCE - Every player like, MakerDAO, AAVE, LINK etc, is COMPLETELY CENTRALIZED - There are **no life financial products like life, home, health insurance, mortgages, home equity loans, car loans, personal loans without massive collateral, commercial loans, etc.** Again, shitcoin trading, yield farming, etc is NOT FINANCE. - Then you slap some scamified metrics like TVL based on scam tokens locked up to make gullible fools believe real capital is locked up instead of vaporware scam tokens.

coinfeeds-bot

tldr; Kraken's Ink Foundation has announced the launch of INK, a new token designed to power its DeFi ecosystem and governance. INK will initially support a liquidity protocol built on AAVE, enabling borrowing and lending within the ecosystem. Users must participate in this protocol to qualify for the first airdrop, promoting fair tokenomics. INK will have a hard cap of 1 billion tokens and will not govern the L2 blockchain itself, which remains under the Optimism Superchain. Future airdrops and applications are planned to expand the ecosystem. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

SillyMoneyRick

I've been doing it with AAVE for over a year. Floating rate about 5% the last few months. It's a great product. Just don't over leverage yourself.

ispotdouchebags

Agree but disagree. Bitcoin is the standard - full stop. Digital gold. Irrefutable. Undeniable. But, only for a store of value. Alt coins will serve a big purpose: Higher Potential Returns • Altcoins are more volatile, meaning they can rise faster (and fall harder). • Smaller market caps = more room to grow. • Example: In bull markets, coins like Solana or Avalanche can do 5x–20x while Bitcoin might only 2x–3x Innovation and Use Cases • Many altcoins power specific ecosystems or technologies: • Ethereum (ETH): Smart contracts and DeFi. • Chainlink (LINK): Decentralized oracles. • Polygon (MATIC): Scaling Ethereum. • Filecoin (FIL): Decentralized storage. • Bitcoin is seen more as a digital gold than a technology platform Access to New Sectors • Altcoins let investors target trends: • DeFi (Decentralized Finance) – e.g., AAVE, UNI • Gaming & Metaverse – e.g., SAND, MANA • AI tokens – e.g., FET, AGIX • This allows exposure to emerging sectors of Web3 Portfolio Diversification • Just like in traditional investing, some use altcoins to diversify their crypto holdings, reducing exposure to just one asset. And the big one: Lower Entry Price (Psychological) • Some investors feel they “missed the boat” on Bitcoin. • They are attracted to altcoins priced under $1 or $10, even though price per coin doesn’t equal value (market cap is what matters).

Abythekid

The ultra wealthy are slowly starting to control Bitcoin. Regular people will move to projects like ETH, ICP, SUI, HBAR, AAVE that have real utility not just store of value. DeFi is going to explode once stablecoin legislation gets passed. The 5 I mentioned have the top DeFi projects.

OkSeries5363

This would taxable in most places. Example: 1. Opening the Short: You borrow and sell 1 Bitcoin when the price is $70,000. 2. Closing the Short: The price of Bitcoin drops, and you buy back 1 Bitcoin for $50,000 to close your position. 3. Calculating the Gain: Your capital gain is the difference: $70,000 (sale price) - $50,000 (purchase price) = $20,000. This $20,000 profit is the amount you would need to report on your tax return. If using Defi it would even worse. Just depositing into AAVE as collatoral is considered a taxable event.

OkSeries5363

If using DeFi like depositing collatroral AAVE pool to borrow, this is typically considered a disposal, you are receving a recipt token of your deposit to allow you to claim later. So a taxable event. Also when you short Bitcoin, you are essentially selling a cryptocurrency you don't own with the intention of buying it back later at a lower price. The profit arises from this price difference. For tax purposes; Example: 1. Opening the Short: You borrow and sell 1 Bitcoin when the price is $70,000. 2. Closing the Short: The price of Bitcoin drops, and you buy back 1 Bitcoin for $50,000 to close your position. 3. Calculating the Gain: Your capital gain is the difference: $70,000 (sale price) - $50,000 (purchase price) = $20,000. This $20,000 profit is the amount you would need to report on your tax return.

oopssomething

AAVE pumping nicely, always comes out strong

Euphoric-Nose-2219

Yeah, I don't think you could make something like Tornado Cash or Monero on Nano and its network as a second layer without serious concessions on decentralization. Could collaboratively work together in marketing, Nano for when you want to see, Monero when you don't, and see if an atomic swap or second hand trader market overlap were possible. Smart contracts are largely where the cypherpunk/tech enthusiast crowd are outside privacy and being rich. That pool of talent and skill is just way smaller than people think. Tornado Cash is an easy example of it being so successful the US govt shut it down, but there's dexs like Uniswap, credit services like AAVE, oracles like Chainlink, etc. That's where most of the current innovation is happening. Stablecoin issuance is probably the realest use case of crypto so far and the fact that it's hyper-centralized frustrates many to no end. Adoption just isn't happening fast enough but the companies buying BTC as a store-of-value for balance sheets is a depressing move for centralization but good for adoption and the future.

chuckrabbit

Oops. It’s even worse l. >>To avoid selling their crypto at a loss, Mann said they took out a loan through the lending protocol Aave, using some of the ETH as collateral. But disaster struck as the market started to crash, driven by the Terra collapse. The incident triggered a cascade of liquidations across the ecosystem, which included Mann’s loan. In a flash, 300 ETH disappeared. “A lifetime of work erased in a moment,” he lamented. Scrambling to find a way out, Mann spent months combing through transactions with his accountant to determine how much they owed — they found out it was $1,095,171.79. So basically they lost it all loaning out their ETH for cash and the value crashed. They got liquidated by AAVE and then they still owed a million to the IRS. These people had no idea what they were doing.

Natalwolff

Hilarious compared to defi platforms like AAVE where variable interest rates for borrowing BTC virtually never go higher than 0.5%.

Shichroron

Learn to AAVE

badass-beeotch

That’s ok. More people = less lending aprs lol AAVE has 24b TVL I’m not here to convince anyone of anything. Just to share my experience and opinion and add value to this sub. My motto is “have fun being poor”. 👀😜👀

BigDreamsSmallWall3t

I see Morpho, Sushi, and Vertex mentioned as “core apps.” What does this mean? Will projects like AAVE, Uniswap, etc not be on Katana?

MichaelAischmann

Turn that into wstETH & lend it on AAVE. NFA.

RussChival

AAVE

Cautious_You7796

I'm more of a believer in BTC than the alts but that doesn't stop me from DCA'ing small amounts into other Alts. Some of them have done pretty poorly, the worst of which is LINK (which is a bit surprising because for a decent bit it was one of the best) but others have done really well, namely AAVE. I just recently cashed out profits in that and took it over to BTC.

TroubleInMyMind

When weekly RSI dips below 40 I'll start reloading alts like LINK, AAVE, and DOGE

biba8163

You are starting to get that trading Shitcoins is NOT finance. **DeFi is a bullshit scam narrative from the Summer of 2020. It's not neither decentralized and it's not fiance. DeFi is ScamFi:**. The world doesn't need for anything. The general public doesn't want it and will never use it. It's for crypto bros circle jerking each other pretending they are using alternative blockchain financial services. - Essentially a Shitcoin Casino. Leveraged plays, trading shitcoin tokens, earning yield on shitcoin tokens, providing liquidity on shitcoin tokens. NOT FINANCE - Every player like, MakerDAO, AAVE, LINK etc, is COMPLETELY CENTRALIZED - There are **no life financial products like life, home, health insurance, mortgages, home equity loans, car loans, personal loans without massive collateral, commercial loans, etc.** Again, shitcoin trading, yield farming, etc is NOT FINANCE. - Then you slap some scamified metrics like TVL based on scam tokens locked up to make gullible fools believe real capital is locked up instead of vaporware scam tokens.

chuck_portis

Market is just getting smarter / more sophisticated. 2017 the strategy was, literally buy anything. Any project whatsoever. ICO that has nothing but a landing page? Max buy. Copy paste BTC coin that has 20 transactions per day on its blockchain? Hundreds of millions in market cap. By the end of this bull run you had hundreds of new coins launching daily. 2021 was a little more substance. We had layer 2 chains, defi, dex, etc. The projects actually did "something", but not necessarily anything actually long term useful. That being said, some legendary apps came out of this period (AAVE, UNISWAP, SOLANA). But the market got flooded with apps which basically lost money to attract TVL, and when the incentives dried up people just moved to the next one. 2024 run was focused on airdrops / infra. Dozens of Layer 2's, apps for \[new chain\], TVL migrated to anything with promising airdrop incentives. Slightly different model from 2021 where you were rewarded directly for participating. Now you are rewarded implicitly but with the potential for a big windfall from a monster airdrop. This worked because new coins were still being given huge valuations. Mostly characterized by high FDV low circ tokenomics. This led to initially sky high prices but that were completely unsustainable. Now in 2025, the market is savvy to all new coin launches. We've seen the same ponzi multiple times where new projects get billion dollar valuations despite the fact that they have no real business model or revenue stream. The revenue stream is literally selling the token. Market is currently wise to this, and has stopped giving 10 digit valuations to "promising infrastructure". The projects now need to show real utility + revenue to get high valuations. For the time being, the market has stopped falling for the "Shiny New Coin" ponzi. There is growth but it is increasingly concentrated. Bitcoin, Ethereum, Solana, and applications which are actually good business models. A lot of people may be invested in crypto projects that aren't seeing much upside. So they're wondering wtf is going on. Why isn't the bull run hitting them? Well it's because the market has evolved and smartened. The get-rich-quick scheme of launching an infra coin that doesn't actually generate any revenue is currently dying. As it should.

RamoneBolivarSanchez

What trend? It’s down 28% this year and 30% all time. I used to farm on Compound. People still use it but tvl is low as a mf and the token is useless unless you’re a whale playing governance games with emissions. If you want to invest in something at least use it or understand it. If you’re specifically wanting to buy DeFi governance tokens look into projects with leading tvl like AAVE. Very few governance tokens or even defi tokens have good price action or even appealing tokenomics.

Somebody__Online

I pretty much only trade WBTC and ETH with leverage since all other tokens don’t have enough liquidity to facilitate the trade size in doing. I am currently short 35k ETH and 25k BTC with 1x leverage. If I crank up to like 5x that’s a 300k position and there just isn’t enough liquidity on chain outside of bitcoin and ETH to do that without paying a fortune in slippage and price impact. I’ll consider SOL, AAVE, and ARB as trade consulates with $1k or less in collateral.

Miserable_Cap_2265

AAVE had it better

epic_trader

Do you have access to Uniswap and AAVE from your bank? I can see why you don't need BTC, but Ethereum offers a lot with a lot less resistance than traditional finance.

LinoStar69

AAVE too really strong

jlwapple

I've been satisfied with my now 5K in AAVE. I hope there is an alternative season for sure.

trimalcus

AAVE is fine

jlwapple

I've made $1,200 this last month with AAVE, bringing my total investment portfolio to $5,130 atm. I'm a little fish, but haven't needed a stranglehold to profit. This belongs in r/conspiracy.

Over-Advisor-9923

I live AVAX, COSMOS, AAVE. None will be bitcoin level anytime soon but if you have time to research and want a more accessible entry point, they have an appealing value prop in my opinion.

jlwapple

I'm 96% into AAVE right now and just waiting to see what it's going to do.

igoldring

AAVE has been incredibly strong recently 🫣

Simpleput21

Allocate to lower-risk assets. AAVE, when used properly, gives you around 8% APR. Use it, and rotate when the market tells you to. Take 10% of your capital and open a 2.5x leverage trade on HYPE, AAVE, SOL, or Fartcoin (spot). The market will reveal the strongest performers early — they usually run the hardest. Hold until the end of the cycle. Wait and allocate when risk is low. 90% won’t make money — or keep it — because they bet too much at the wrong time. A wise man does in the beginning what a fool does in the end. WAGMI, MrBet

arjum-mandal

Going all in on Bitcoin is seen as safer long term due to its dominance liquidity and institutional trust. However quality altcoins like AAVE LINK and SOL can offer higher returns in bull markets just with higher risk. Diversification still makes sense unless you are fully focused on capital preservation.

CapitalIncome845

I have a bitcoin loan at AAVE. Here's how it works: You deposit BTC or ETH or any other asset they accept. You don't keep your bitcoin - you get an IOU token in return. Then you borrow whatever you want, up to your credit limit. I'm earning a whopping 0.05% on my supplied bitcoin (collateral). I'm borrowing a USD stable coin at 3%. My current LTV is around 30%, and they will permit up to 75%.

Jenn2895

Just dca into Bitcoin, Ethereum & Chainlink. With some small gamble bags of SWFTC, TRAC, ONDO, AAVE & AVAX

jenya_

> sell bonds AAVE is a better variant. Move some wrapped Bitcoin there, borrow stablecoins, there is no step 3.

Brief_Repair9197

Chainlink, xrp, AAVE, cardano

Mattie_Kadlec

I don't take profits, I just use my holdings as collateral and take out loans on AAVE

OtheDreamer

No, of course you wouldn't have read the court docs on the single most important case for crypto. And yeah, I'm intimately familiar with crypto lending. Of the lending platforms, you're better off with NEXO than AAVE any day & the charts show. I'm also telling you all those lending platforms have a long-term problem that you seem to be unaware of.

OtheDreamer

lmao no dude. AAVE is literally another unnecessary crypto that isn't solving any real world problems by its existence. HEX at least doesn't pretend to be that kind of thing. He sold HEX he created himself for ETH? ***where is your chainalysis proof***? Why do you think you have some kind of super secret knowledge that the friggen SEC didn't? All of that has been talked about and is in the court docs you never read. The launch phase, the ETH "recycling", the pulsechain fork, all of it is in the court docs that you never read because you're so smart.

FedePro87

Interesting theory, but a few questions: If AAVE is just a lending protocol, how exactly does borrowing assets there directly impact BTC/ETH price without transferring to a CEX and placing real market orders? Why would Tether "print billions" just to sustain a leverage loop — isn’t that economically suicidal and legally risky under increasing scrutiny? How does issuing new USDT magically stop a price collapse if no one is actually buying with it? Doesn’t market price depend on real demand, not on the existence of potential liquidity?

TroubleInMyMind

I mean I sold LINK at just over 30 and AAVE at 400, DOGE at .35, etc etc. So that's why you're not seeing a lot of excitement yet, alts are still massively down for many.

SergiDD

Choosing just one is difficult, my friend! 😁 I'd stick with a cryptocurrency backed by real-world assets 📊 I recently saw one called $RNT that has a partner with $AAVE 🤯 I found it interesting; it's backed by tokenized real estate, and I heard it's going to be listed on a CEX soon!🚀 Right now, I'm only looking at projects like that! 💯

CryptographerHot4636

What do we AAVE going on here?😉

igoldring

https://www.reddit.com/r/CryptoCurrency/s/ObaC4qU31L AAVE +20% since…. Why was I even downvoted 😭

coinfeeds-bot

tldr; Bitcoin's price surged by $4,000 within 12 hours, reaching $97,600 after a brief correction. This spike coincided with reports of upcoming US-China trade talks, which have historically influenced crypto markets. Altcoins like LTC and HYPE also saw significant gains, contributing to a $70 billion increase in the total crypto market cap, now above $3.1 trillion. Bitcoin's market dominance remains strong at over 62%, while other assets like CRO, AAVE, and DOGE also posted daily gains. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

igoldring

Longed before my exam and came back to ETH at 1.9 and AAVE up 6%….. makes up for the bad grade