AAVE

jekpopulous2

AAVE uses a shared liquidity layer so when one pool is exploited all pools are affected. Morpho uses isolated markets so there’s no contagion risk. AAVE contracts are fully upgradable via proxy. Morpho contracts are immutable. AAVE uses a DAO to decide which assets are supported. Morpho lets anyone create new markets. AAVE uses 15,000 lines of code so there’s a massive attack surface. Morpho is less than 650 lines of code so it’s much easier to audit. Way less moving parts. There are other differences but those are the four areas where Morpho has a major advantage.

EarningsPal

1. Buy BTC with $400. 2. Use it as collateral. Borrow 25%. Sweep that into a brokerage account, buy high cash flow ETFs like QQQI. Not long term good as pure index exposure but short term high cash flow. 3. Take the 1% monthly dividend, DCA fee switch altcoins. Look at the gas guzzler lists and buy what people pay to use. Ex. UNI, AAVE, ARB, SOL, LINK, etc. anything with already on fee switch and revenue.

fyworries

CoinGecko is legitimate but I’m not sure where the author of this article is getting their data. AAVE posted $333M YTD revenue back in June. Where did $57M come from?

User404isfound

And Chainlink has been one of my best performers with a sub $7.50 average price buy. I can easily see it going up to $30+ along with Btc going up. Hyper will hit $100 easy with some time. Solana will crack $250, ETH will finally break $5,000, TAO will clear $350 and likely go higher to $500 while staking for a minimum of 6% while holding it, AAVE will see $350, and the monero I see going above $900

PatchmaNcz

I've never heard about Sky (or MakerDAO). Thats all. But i have no doubt, that both are shitcoins. My portfolio is 1% AAVE.

PatchmaNcz

AAVE

Spare-Dingo-531

Which coin would you rather hold? AAVE or SKY?

RoyalShimmer888

Yeah, I’d consider it if you’re planning to hold the AAVE long term anyway. On $4,200, a 5% APR would be roughly $210/year before compounding, so it’s a decent way to earn something while holding. Just make sure the 5% rate actually applies to your US account and AAVE balance, and factor in the extra custody/platform risk of moving it from Kraken to Nexo.

Hakushakuu

Think AAVE is worth holding. It more or less follow BTC just with a wider beta. 126 entry is still pretty good considering few days ago it was 140. Maybe just wait for another 'sell the news' situation and sell it.

coffee_is_fun

The industry degenerated into Mazoni's Artist's Shit and Cattelan's Comedian. The industry part of it wasn't about fixing finance. Let's replay a bit of the last few cycles. 2017 was selling the idea that rich people are rich because accredited investors already have money, can buy into IPOs and rip off the general public by flipping to them in subsequent rounds. ICOs being for unaccredited investors. That narrative got people betting on napkin math, whitepapers and founder narratives. Everyone's a VC. 2021 was yield farming. Far more complicated. So it degenerated into NFTs and animal coins. Some legit looking projects too, but Binance ran away with those and made walled garden, LARP versions to siphon financial support to the knockoffs and kept a lot of interesting projects on the ground. The NFTs were interesting but they quickly crossed from a way to use virtualized scarcity to solve for duplication issues in digitizing tradfi and economics to art jokes. 2025 calcified crypto as a shitcoin casino. We were back to www wild west types of degeneracy with people hard scamming, selling themselves in borderline criminal (sometimes criminal) ways. It was just BTC and a few platforms that made it easy for anyone to mint a meme coin. Unrelated to the Solana hell, we saw Polymarket rise as a killer app. 2025 made fighting for crypto's reputation impossible. So did 2021 with the animal coins and things like BAND vs LINK, PancakeSwap vs Uniswap, Venus Protocol vs AAVE. People forget, but 2021-2022 was when it went off the rails. There were legitimate looking projects rising from the ashes of 2017-2018. But the collective we went with spring breaker tier champagne popping at the knockoffs, NFTs and the meme coins. Crypto is not going to loudly revolutionize anything at this point. It is a tool to be worked with if its the right solution to emergent problems. We have digital gold, peer to peer gambling, turing complete ledgers, oracles to connect chains and offchains, etc. I'll point at individual technologies when they make sense to include in a solution. I'll hope the infrastructure and expertise are there to pick up the pieces if a finance catastrophe plays out. But I can't evangelize it without acknowledging a lot of bullshit in the past decade.

Legitimate_Cry_5194

I'm a BTC maxi since quite a few years back. If i was forced to buy some alts they'd be ETH, SOL, HYPE, ZCASH, AAVE, BNB and LINK.

Demodras777

Defi will be huge in the next bullrun. No need to go for the low cap ones from that bunch. UNI is the number 1 defi trading platform. AAVE is the number 1 lending and borrowing platform. LDO is the number 1 liquid staking platform.

namixdeus

Sorry to hear this, I fell for a similar scam a month ago too, in my case it was a fake AAVE token boost. Treat it as a lesson and never ever touch things you don't understand, at least that's what I'm telling myself. If something sounds too good - it is a scam and never ever send money, like never. Cheers up.

TheSkunksMisery

if you're willing to drop your head into DeFi, AAVE will let you use your BTC as collateral. Interest rate is far lower - but you have to swap it into wrapped BTC though.

AutoModerator

Post is by: PotentialGur31 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1vuw3i9/trying_not_to_fomo_this_alt_move_which_utility/ Trying not to FOMO this alt move. Which utility coins pass the why does the token exist test? This sub spent months saying most alts were dead and now everything is green again and every bag suddenly has fundamentals lol. I’m trying to stick to stuff where I can explain what the product does and why the token needs to exist. HYPE: real perps product with real usage. The Trump and CFTC attention gave it even more momentum this week. LINK: boring pick but still one of the easiest infrastructure plays to understand. It has been around forever for a reason. AAVE: lending is straightforward. People use the product and there is real money flowing through it. TOWNS: probably the one I am most curious about here. It is a Base messaging and community protocol with programmable Spaces and onchain bots, and TOWNS is tied into how the network operates and is governed. They have a Hyperliquid bot on the product side too. If this alt move keeps going I would rather be looking at stuff with a real product behind it than chasing whatever random meme is up 80 percent that day. If you had to pick one of these based only on product and token utility, which one are you taking? What am I missing? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

Alatarlhun

AAVE still locking my now entirely worthless ONE tokens from the first hack years later.

JakRenden2

Seconding this. I don't even know half of the names mentioned in this thread and I use crypto every day. AAVE is the goat as far as I am concerned

TheGuyinTheHeritage

Don't listen to anyone else AAVE is the oldest and has the longest history of reliability.

JustStopppingBye

>What about AAVE V4 Pretty sure after the attack, theyre exclusively using chainlink oracles going forward.

Ill_Effective_4417

AAVE

Aseira

What about AAVE V4, do the spokes and hub design prevent this? I am still cautious about V4, since it's code has not been around that long but the Kelp exploit has affected trust in V3 design.

Fox-SAF

Clarity Act got delayed, so I doubt it will pass any time soon. Michael Saylor and Strategy for me are the main problem for Bitcoin going up right now; I would even say things are looking bearish until 2027. If you want to stick to Crypto, I would recommend allocating the majority into the safest route of Stablecoin Yields like AAVE or Sky Money (3.5%-4%), things you can exit instantly if needed. Then a small percentage into lending platforms like Pendle and Morpho for higher APY (don't go too crazy here, though 6%-9% is a safeish range)

Boring-General-1816

I mean you can swap all to rETH and then take stablecoin loans out on AAVE then if the market does well you get a discount on your debt and don't have to report taxes.

majorkeycapital

https://preview.redd.it/jzzhaxat5khh1.jpeg?width=1290&format=pjpg&auto=webp&s=497ac2818606cbaf46c43bf243671d36df2f37d5 I think the easiest way to think about any potential recovery in crypto right now, is this: the entire crypto market has been diverging into three categories. 1. The first category is memecoins, that have ever been so chased after by the trenches, with some people gotten really lucky and millions more trying to repeat their success that’s often been stemming from insider knowledge or simply luck. 2. Then there are actual on-chain businesses that have either recently been emerged (e.g. CARDS, etc) or are already well-established (e.g. AAVE, UNI, etc) and have ongoing developments around accruing value to their token much like a tokenized equity. There is still no regulatory framework around that and so most of their price performance hinges on the market trusting their promise. But there are still unclear questions on how the value is being distributed with some calling for full token buybacks, while others say cashflows are enough. 3. The last and most established category is the standalone infrastructure itself, resembling much more digital economies with their tokens acting as digital commodities (e.g. ETH, SOL, etc). I think this is were the market is most confused and their lies great opportunity ahead, due to their established size and predictability of cycles. In my view the most reliable method to value these tokens are on their fundamental demand based on fees/flows. Anyone looking solely at token burns, TVL, active wallet counts etc, is missing the forest for the trees. I think the best shot at a broad market recovery comes at looking at the tokens of these big, digital economies, such as ETH. If you’re long enough in crypto, you know that this has always produced the most healthiest rallies and market conditions. Right now it’s not looking like that, but the flows are dynamic and subject to change in a daily/weekly basis. Here’s a screenshot of custom-built software around that and it’s suffice to say that we still have to see flows picking up further to reliably call a market bottom. But I am personally very excited and bullish for the next 18-24 months.

Few-Sun-2700

If HYPE does take a hit, it might be a golden opportunity to get back into AAVE at a better price, so I see your strategy!

That_Branch_9538

ChatGPT lists always feel like someone asked their assistant to write a book report, it's thorough but misses the part where the market does whatever the hell it wants. I'd bump DOGE way up that list just because retail fomo is the one thing you can count on, and the target is so low it barely needs a real rally to tag it. AAVE and LINK look like the most sensible bets for staying power though

AlbiBambi

AAVE just because they slowly became the OG in the defi space

Piddler509

I would select defi AAVE, DEX Uniswap or HYPE. Ethereum is also pretty interesting but all utility crypto is interesting to me!!

Jenn2895

Investing heavy into Chainlink & Ethereum. With little bags of Uni, AAVE, INCT, Virtual Protocol, Ondo, & Magic internet money- Runes for trading.

BrokenHefaistos

lending and voting...hmn might swap some PEPE for AAVE

WitchofBabylon

AAVE. I don’t even know what it does but historically it does great during bull markets

Alatarlhun

AAVE, PENDLE, OGN, GNS, PEAS, QUICK all create revenue.

master-beast-72

the dismissive responses here aren't wrong per se — most altcoins underperform BTC over any meaningful timeframe. but "all alts are dead" misses the actual question, which is about approach, not whether it's possible. what actually separates people who make money on alts from those who don't: 1. picking alts with real revenue — protocols that generate fees, have token buybacks/burns, and would survive a bear market because users actually need them (ETH, AAVE, UNI, etc) vs pure speculation plays 2. position sizing — keeping alts to 15-25% of portfolio max, so BTC/ETH carry the bulk and alt losses don't wipe gains 3. entry timing — alts tend to outperform BTC late in bull cycles when BTC dominance peaks and capital rotates. buying alts in sideways/bear market is where most people get burned. 4. setting profit targets in advance — alts are volatile by design, and people who made money typically had a "sell 50% at 2x" discipline rather than HODLing until it reversed. none of this guarantees anything, but those are the actual variables that matter.

jlwapple

Lol. What's wrong with AAVE? I've been dca'ing while it's low.

jlwapple

True, but I'd like to make a little from HYPE in the short run and then swap it back for even more AAVE.

master-beast-72

the title says "go short" but the post body says you want to buy HYPE — just clarifying which direction you're thinking. on the thesis itself: Hyperliquid's revenue is directly tied to perps trading volume. geopolitical uncertainty (Iran, oil prices, risk-off sentiment) typically does two things simultaneously: broad crypto prices drop AND trading volumes spike as people hedge/speculate. so HYPE's business actually has some counter-cyclical protection that pure speculation plays don't. AAVE isn't a dead coin fwiw — it's been generating consistent protocol revenue and the lending market is real. the "bro it's 2026" comment undersells it. main risk with HYPE is that a lot of its valuation reflects expected future exchange growth, not just current fees. if volume stagnates or a competitor takes market share, that premium compresses. neither AAVE nor HYPE is an obvious "safe" trade in a geopolitical risk scenario — they just have different exposures.

igoldring

Genuinely nothing wrong with AAVE, they’re still the leader in Defi.

dasrofflecopter

AAVE? Brother, it's 2026

jlwapple

Interesting. What about just shorting it temporarily to take any profit and then convert back to my long term coin(AAVE)?

1moreApe

Borrow in AAVE against ur btc/eth

Jenn2895

There are projects with strong fundamentals & utility. Like Chainlink, Ethereum, AAVE, Ondo, Virtual Protocols, etc etc.

Jenn2895

A lot of people get greedy & don’t sell their 1st cycle. You must have an exit strategy. It’s wise to DCA out. Even if it’s just a portion. You can always save a moonshot bag. Idk what you are holding or your ave prices. But there are some great projects that should do well this cycle: Btc, Eth, Link, Ondo, Render, Tao, Uni, AAVE, Virtual Protocols, etc, should be fine this next run. Just decide on an exit strategy & set your sell orders now so you don’t let greed get the best of you again.

Jenn2895

Terrible time to sell. Just use AAVE & borrow against your holdings.

Timely-Fig2030

ICP, TAO, AAVE, ETH are good picks. Look for blockchains with usecase and tech. Nothing beats the tech of Internet Computer Protocol (ICP). Bittensor (TAO) is also lit, especially mining through machine learning and supply cap of 21 mill. Never touch a memecoin.

Timely-Fig2030

Make research about the major blockchains and then stick to your convictions. I think you hit a good time to enter. Never click on links in DM. Only buy on major CEXes and setup all safety measures. Never type in your secret passphrase on an interface. Stay away from all memecoins. The coming cycle will be driven by usecase and tech. Take a look at ICP, TAO, AAVE, etc. And it's always good to hold goats like ETH.

Omnomnomnivor3

Yep stables are chilling in AAVE and MORPHO

MinimalGravitas

> you hide behind smart contracts and decentralisation platform, testnet and few other inconsequential bullshit. You are a genuinely stupid person. I used terms like 'smart contract' because that is how AAVE works. Presumably you would also hate it when people use terms like 'transistor' and 'silicon' and 'other inconsequential bullshit' when they try to explain to you how CPUs work? > most likely already know much more about it than you do. Hmmm, I'm not sure that is very likely, considering your first reply contained the question: > When the creators of the platform will run away with money, how are you going to get your money back? Which demonstrates you have literally zero clue how any of this works. I tried to be nice and help you understand, because there is nothing wrong with not understanding something that is new to you, however it is perfectly clear that you don't want to understand how things really work and instead just want to Dunning-Kruger your way through a discussion regardless of how stupid it makes you look. > Try to answer the questions and you'll quickly verify your knowledge and understanding of the subject. Yes, do that. Please entertain us with what you imagine would happen if the creators of AAVE went evil and tried to steal user funds... what do you think they could do?!

fyworries

Using AAVE as collateral doesn’t generate any yield, there’s 0% APY for that token. You can still borrow against it but you won’t “earn coin lending it out.” That being said, I do borrow USDC against my AAVE using their platform and I use it to buy other token that I believe will outperform in the coming years.

SillyMoneyRick

Yep. AAVE. Base chain.

jlwapple

Does the $13 Billion include AAVE V3? V4 only shows around $200 million in deposits atm.

RandomPlayerCSGO

You remember when banks went bankrupt and took people's money? Like many times in history? What did people do? Well simply get fucked. When you do business de possibility of getting fucked always exists, nothing you can do about it. I simply trust a code I can read more than a banker saying "trust be because I wear a suit and don't pay any attention to my history of shady deals an failures" That's my choice, you do whatever the fuck you want. AAVE has had hacks, they have been robbed, had problems, and they have always solved it without taking customer's money, so as business they have a better history than most banks.

MinimalGravitas

> You are basically one of this people that will eventually cry you lost money and you don't know what to do. I've been using DeFi since Maker... and I've been part of the delegate committee evaluating DeFi protocols on the Optimism Ethereum L2. No tears yet! > you still ignore the money flow I am not sure what you are missing here. I explained where the money flows (borrower -> onchain smart contract -> depositor). As I've pointed out, you can literally check that yourself, the transactions are on public blockchains, the smart contracts are open source, all you need to do is look on Etherscan or your block explorer of choice... You can even fork them onto your own offline testnet and see that they work perfectly fine with no connection to any 3rd parties or whatever. If you aren't going to read the explanation of DeFi I shared above, and aren't going to look at how AAVE actually works, then I guess that's your choice, but it seems silly to keep arguing when you are actively choosing not to learn about the thing you are talking about.

MinimalGravitas

The assets you deposit in AAVE are borrowed by other users, they pay a small amount of interest on what they borrow, that goes to you as a depositor. All of the administration of this system happens through smart contacts, which are small programs that exist and run onchain. As I noted above, they are all open source, you can read them, copy them, test them or whatever. Your question isn't stupid if you are only used to using traditional financial services, but it is ignorant of how DeFi actually works, the entire point of crypto is that you can build systems that don't require centralized intermediaries. Anyone can verify any of it, anyone can use any of it.

MinimalGravitas

You aren' sending your money to anyone, AAVE is an onchain DeFi application. You interact with open source smart contracts, if you don't believe they will do what they claim to do then you can clone your own version on any EVM testnet (your own personal one if you want) and try them out. All the transactions made through the platform are public and trustless you can see exactly what every address that has ever interacted with the smart contracts has done and what the result was. Honestly, I think you would learn a lot from a basic introduction to what DeFi is, have a read of https://ethereum.org/defi/

MinimalGravitas

> Does anybody else park their crypto on AAVE Yes, there are almost $13 billion worth of assets parked on AAVE at the moment, it is the 2nd biggest DeFi application all of crypto. https://defillama.com/protocol/aave I have assets still in AAVE from the first DeFi summer that I sometimes borrow against but have never moved. Don't really know about the AAVE governance token though, I use the platform for ETH/WETH and stablecoins.

jlwapple

The exchange is Kraken, but AAVE is legit. Not worried about them running with my money. Just wondering if the interest from loaning coin out through their platform is worth it.

Beginning_Pop_4637

Without a doubt, Yes, It’s a good time….. Market leaders only, Bitcoin, Etherium, HBAR, AAVE, ADA, Solana, XLM.   Those are some great ones, there are others.   

Beginning_Pop_4637

Bitcoin, Etherium, AAVE, Near Protocol, AVA equally spread if crypto…..There’s others but those are definitely good ones.  

Spare-Dingo-531

I like AAVE.

igoldring

https://www.reddit.com/r/CryptoCurrency/s/LMvEYRg5Lj Downvoted for what 😭 AAVE up over 60% from the local and even its potential bottom

Original-Read-6475

AAVE up almost 25% over these last 3 days, can't complain.

Spare-Dingo-531

Thank you for your comment! That really did expose how little I know about chainlink, so I will have to look into it more. We've had about two Ethereum cycles, one in 2021 and one in 2024 and chainlink did really well compared to other altcoins in **both cycles**. The only other coin that did well in both cycles was AAVE (although AAVE performed better than chainlink). **So I hear you**, chainlink is an excellent coin. That being said, there is a large non-circulating supply that is currently being released to the tune of 7% per year. This will almost certainly dilute LINK's value. You're also relying on "The potential scale of tokenized real world assets", but it will take a long time, more than 3 years, for those assets to come onboard. So until LINK's inflation comes down and until more RWAs come onboard, I don't think LINK's price will live up to the potential. I think it's not the token to get gains for the 2028 halving cycle..... but maybe it will be good for the 2032 one. Also, I'm not convinced Link has strong enough social network effects to lock in usage. But I'll admit I'm not as confident about that though, I need to become more of a LINK nerd and do more research.

JustStopppingBye

\>Chainlink competes with them for dollars of investment. Why put those dollars in LINK as opposed to AAVE? Because Chainlink isn't limited to one protocol and also not to just DeFi. Its infrastructure is already being integrated and tested by major TradFi institutions and networks like Swift and the DTCC. The potential scale of tokenized real world assets and institutional settlement rails is orders of magnitude larger than what exists on public blockchains today. \>I think that reliance does not necessarily equal market capture. Reliable information (like price information) is like a commodity and that makes chainlink a commodity provider. Chainlink services are not free. \>But the best apps will likely rely on multiple sources for data and not depend just on chainlink. Doubt it. AAVE has become the poster boy for secure DeFi largely because it's relied on Chainlink from the very beginning. AAVE is moving to rely exclusively on Chainlink after the $300M exploit involving LayerZero. https://x.com/aave/status/2038727176699117683?s=20 At a certain point, splitting critical oracle dependencies across multiple providers creates more complexity than value. Chainlink has secured tens of trillions of dollars in transaction value and has maintained a perfect track record. \>Uniswap, for example, built its own in house oracle, which means Uniswap doesn't need chainlink to function, even though they often complement each other. Uniswap created their own TWAP oracle by it only works for on-chain price data derived from Uniswap trading activity. It doesn’t fetch or verify external real-world data like chainlink. \>Market capture does not necessarily translate to token price. Chainlink has a 7% inflation rate while AAVE has not just no inflation but a targeted buyback program. Chainlink also has a buy back program. https://metrics.chain.link/reserve \>On the contrary, AAVE and Ethereum have less inflation, but also they have network effects. How does chainlink not have network effects? lol Chainlink dominates the oracle space which little to no competition because they can’t compete with Chainlink. https://www.coindesk.com/business/2026/05/15/lombard-joins-layerzero-exodus-as-usd4-billion-in-assets-switch-to-chainlink-s-bridge Serious protocols switch to chainlink not other way around. Once a protocol integrates Chainlink, they stay because they recognize its unmatched security. You seem to think Chainlink is only a price oracle, which is a major flaw in your argument. Chainlink's value extends far beyond just price feeds. Major institutions like Swift and DTCC are integrating Chainlink’s broader infrastructure stack (Chainlink CRE), which includes CCIP for cross-chain messaging and interoperability. They're not adopting Chainlink because of price feeds alone they're leveraging their entire suite of services designed to connect and move data and assets across different blockchains and traditional financial systems. https://www.dtcc.com/news/2026/may/12/dtcc-collaborates-with-chainlink-to-advance-24-7-collateral-management

JustStopppingBye

\>Chainlink competes with them for dollars of investment. Why put those dollars in LINK as opposed to AAVE? Because Chainlink isn't limited to one protocol and also not to just DeFi. Its infrastructure is already being integrated and tested by major TradFi institutions and networks like Swift and the DTCC. The potential scale of tokenized real world assets and institutional settlement rails is orders of magnitude larger than what exists on public blockchains today. \>I think that reliance does not necessarily equal market capture. Reliable information (like price information) is like a commodity and that makes chainlink a commodity provider. Chainlink services are not free. \>But the best apps will likely rely on multiple sources for data and not depend just on chainlink. Doubt it. AAVE has become the poster boy for secure DeFi largely because it's relied on Chainlink from the very beginning. AAVE is moving to rely exclusively on Chainlink after the $300M exploit involving LayerZero. https://x.com/aave/status/2038727176699117683?s=20 At a certain point, splitting critical oracle dependencies across multiple providers creates more complexity than value. Chainlink has secured tens of trillions of dollars in transaction value and has maintained a perfect track record. \>Uniswap, for example, built its own in house oracle, which means Uniswap doesn't need chainlink to function, even though they often complement each other. Uniswap created their own TWAP oracle by it only works for on-chain price data derived from Uniswap trading activity. It doesn’t fetch or verify external real-world data like chainlink. \>Market capture does not necessarily translate to token price. Chainlink has a 7% inflation rate while AAVE has not just no inflation but a targeted buyback program. Chainlink also has a buy back program. https://metrics.chain.link/reserve \>On the contrary, AAVE and Ethereum have less inflation, but also they have network effects. How does chainlink not have network effects? lol Chainlink dominates the oracle space which little to no competition because they can’t compete with Chainlink. https://www.coindesk.com/business/2026/05/15/lombard-joins-layerzero-exodus-as-usd4-billion-in-assets-switch-to-chainlink-s-bridge Serious protocols switch to chainlink not other way around. Once a protocol integrates Chainlink, they stay because they recognize its unmatched security. You seem to think Chainlink is only a price oracle, which is a major flaw in your argument. Chainlink's value extends far beyond just price feeds. Major institutions like Swift and DTCC are integrating Chainlink’s broader infrastructure stack (Chainlink CRE), which includes CCIP for cross-chain messaging and interoperability. They're not adopting Chainlink because of price feeds alone they're leveraging their entire suite of services designed to connect and move data and assets across different blockchains and traditional financial systems. https://www.dtcc.com/news/2026/may/12/dtcc-collaborates-with-chainlink-to-advance-24-7-collateral-management

Original-Read-6475

It's a sea of red but my AAVE is up 10%

Spare-Dingo-531

First, I think Chainlink is an excellent coin and will do excellent in the next bull market. That being said..... > Chainlink doesn't compete with them Chainlink competes with them for dollars of investment. Why put those dollars in LINK as opposed to AAVE? > AAVE infrastructure relies heavily on Chainlink and so does every major dapp on Ethereum. Agree. However, there are two problems. 1) I think that reliance does not necessarily equal market capture. Reliable information (like price information) is like a commodity and that makes chainlink a commodity provider. But the best apps will likely rely on multiple sources for data and not depend just on chainlink. Uniswap, for example, built its own in house oracle, which means Uniswap doesn't need chainlink to function, even though they often complement each other. 2) Market capture does not necessarily translate to token price. Chainlink has a 7% inflation rate while AAVE has not just no inflation but a targeted buyback program. This is why I didn't buy Morpho, Morpho is a fast growing competitor to AAVE but also has high inflation. In short, I don't think LINK has network effects and it is a bad deal when it comes to price dilution. On the contrary, AAVE and Ethereum have less inflation, but also they have network effects. People NEED to diversify their information from LINK alone in order to get the most information value. On the other hand, I think users of Ethereum or AAVE will tend to stick to Ethereum or AAVE, unless they need to change. This is because users of Ethereum or AAVE have to trust their transactions will go through and their loans will be paid back, which creates more user lock-in.

Spare-Dingo-531

Why Chainlink as opposed to AAVE or just Ethereum?

Spare-Dingo-531

20% Solana, 16% AAVE, 64% ETH. Basically I think proof of stake tokens will perform well, better than Bitcoin. I'm not sure about whether ethereum or Solana will dominate so I have 20% Solana and 64% ethereum. The arrangement is based on market cap, specifically the relative market caps of each at their all-time high. I have AAVE because it is the biggest lending protocol on ethereum and also has very strong tokenomics relative to Morpho. Lending seems to be the sector in ethereum that performs the best during bull runs and stable coins are rising which should help that sector. So it's 1/5 Solana 4/5 ethereum with 1/5 of the ethereum being AAVE.

rhagerbaumer

My Cardano (ADA) is down -83%. XRP down -60.89%. AAVE down -73.18. BCH down -62.90%. Basically the whole basket is in the shitter.

OCNodes

ETH, Link, HBAR, AAVE are the usual dip buys WMTx for a DePin project

jlwapple

How come AAVE isn't on there?

Suspicious_Jacket463

AAVE

jlwapple

Good read. So you're saying my AAVE bag should go up?

scandihoovian

I've been bleeding since I started buying this shit in 2022. Held AAVE to a high in 2024 and 2025, never sold cuz my TP was higher thinking ETHBTC had to crack at some point. Now I literally round tripped 350% gains into -50%. FML

Harfatum

I'm not aware of any that come close. Sure, some are faster and cheaper, but if you can send ETH or lend on AAVE for a few cents or less does it matter? We're dealing with value, we want uptime and security. Or why not use MegaETH if you really need speed, then you can inherit some security from Ethereum and have even faster execution than whatever the flavor of the month alt-L1 is

Spare-Dingo-531

How about AAVE?

titain19

Dont do it... It's a trap. So many people I know were liquidated especially on centralized systems like blockfi and Celsius. If you much try using Defi, I have used AAVE for many years without issues. The only problem is you have to convert to WBTC.

ffaillace

AAVE or Morpho for the lowest interest rates. 2 to 3%.

igoldring

AAVE has a reasonable use case for outside users though. I’ve been using it as a savings account earning yield through stables for years. I’ve even used it for collateral loans rather than traditional banks for certain instances. Also it’s a dca plan for selling next cycle, I’m not looking for immediate profits in the middle of a bear market.

igoldring

AAVE price action doesn’t correlate with activity on the protocol. It is still the absolute leader for DeFi loans and TVL among all lenders.

igoldring

AAVE about to close red for 9 months straight… waiting patiently for the sub 80s to start DCA back in

BitchScizzors

I am all in on AAVE. Wouldn't advise this though.

Kind-Marionberry-333

Alt coins as we know them were early... People fell into the get rich now meme of them rather than understanding they were supposed to act as the stand in payment for data collection and provide use case for the holder. Alt coins aren't "done" as in they will never matter again, bit the penny stock/.com bubble style use of them I think most have learned to see as a scam or extremely risky. Groups like Chainlink, AAVE, and other "Bluechip" alts still exist and are real, and in time we will see other utility based tokens become more in demand if people start leaning into BTC and ETH down the line. ETH is doing what oil learned it needed to do after the 1970s it needed to stabilize, get cheaper, and the engines that burn it, needed to get better. It's not dead, but L2 hit ETH like the Japanese 4cyl hit the American V8 market lol. The BTC wealth splintered, and we saw the fragility of hard backed systems paired with unlimited printing alt machiness... I think as BTC get more holding, and the use of it increases, Defi options, though institutions will become more trusted and thus groups like AAVE and Chainlink will hold on, become parts of the actual system, then you'll see other "fintech" start up with Defi as the background from the start. Alts as penny stocks are dead, but as AI data harvesting gets more intense I think we will see people start to demand ways to benefit from the scraping, that was the real goal, to give the user and creator a way of eliminating third-party platforms, the users data get skimmed the user gets tokens, tokens can be used to buy more of the service the more you use it the more tokens you get and if you have more than you need you could sell them off to people who needed more or wanted to get started. It was "tokens" like a token at an arcade, or how people talk about AI tokens now... We were supposed to get those tokens, sure cash would be nice but cash wasn't available, and since people rejected the tokens the info is just scalped for free and we get nothing because web2 still reigns supreme. We really needed AI to come about along with web3... Now ai is going to be concentrated underneath ownership of web2... And that means we get to spread our cheeks until we force the change again. Covid let us finally admit that it was worth trying ... People got greedy, lost their security and are afraid again, so we won't see that attempt until that shifts imo.

tinywarren

yes!! always get a storage wallet. I agree with below poster... i would recommend the Tangem wallet, its basically a debt card they give you and you keep it on there.... make sure AAVE is supported by Tangem if thats the only asset you have, just make sure the token is supported.

Nice_Assumption_6396

Honestly i have no idea on why it chose some of the tokens. I can ask it about them if you want. I appreciate you commenting instead of downvoting the post lol according to the statistics everyone is downvoting like im the one who made this list I was just simply sharing to get others opinions. Heres what it said why it chose LINK: # Why LINK Is S Tier **It's a toll road on all of DeFi.** Every major lending protocol, DEX, and derivatives platform needs price feeds to function. Chainlink dominates that market with no real competitor at scale. That moat compounds — oracle networks require years of reliability track record that can't be forked. **Three specific price drivers:** * **Staking v0.2** — nodes must post LINK as collateral, holders earn yield, slashing creates real economic stakes. Supply gets locked off market. * **CCIP** — cross-chain interoperability protocol. Swift already ran pilots with it. If institutional cross-chain movement becomes standard, LINK is the infrastructure layer. * **RWA tailwind** — every tokenized asset needs price feeds + proof of reserves + cross-chain movement. That's three Chainlink products in one trade. **Why it's S and not A:** The usage is already live at scale. It's not a promise — AAVE, Compound, GMX, Synthetix are all running on it today. Revenue and demand scale automatically as DeFi grows. **Bear case in one line:** Partial token emissions still subsidize staking rewards, and Pyth has eaten into its Solana market share.

Spare-Dingo-531

What do you think about AAVE and SKY and their place in crypto? If crypto is fintech do you think Aave and sky are the next big things?

Upn8th

$AAVE was going down, anyway, along with the rest, imho. There's a cycle being repeated. Shows in an $AAVE long term chart. Not a recommendation, do your own dd.

titain19

I've used AAVE for defi lending.

IntrepidBreadfruit26

DeFi United is basically the Avengers assembling because the 'security guard' (LayerZero) fell asleep at the desk. Major respect to Kelp DAO and $AAVE for putting their own treasuries on the line to fix the plumbing while the $318M infra giant just sends thoughts and prayers.

IntrepidBreadfruit26

Lol. If the "plumbing" fails, the bridge provider should help fix the flood. Instead, we have Kelp and $AAVE bailing out the ecosystem with their own capital while the infra layer stays silent. Since when does the victim protocol carry 100% of the financial burden for an infra failure?

oopsmylifeis

Yeah, I think if I can survive a big ass drop a few times then I'm good because that 6 month downtrend was awful. So now I've been trading SOL which only hovers from 80 to 90, TAO since it dropped to the 240 zone and AAVE now, things have been stable for now with no breakdowns or anything (but need to be prepared).

therealashlii

I have most of my bag in XRP and I recently just got some HBAR & AAVE as well. Get some XRP while it’s cheap!

Rubycon_

By use you mean smart contracts or AAVE?

AutoModerator

Post is by: Shenngkay and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1swtyri/saw_that_aave_is_now_accessible_on_solana_through/ It looks like it can be traded natively across wallets, DEXs, and aggregators, with support for moving AAVE in and out of Solana as well. Curious what you all think about this—does this improve accessibility/liquidity for AAVE, or just another integration? How do you see this impacting usage on Solana? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

igoldring

GNO, AAVE, STX, INJ, & ZBCN. GNO seems to be my safe bet at this point, it’s consolidating at 2022 bear market lows and its relation to ETH. AAVE is still the leader in DeFi and you could add Morpho if you’re looking to diversify in that sector. STX being approved by the SEC for their ICO is a plus for me. INJ I like here for R/R ratio. ZBCN is a very interesting due to their payroll and streamlined payments as a real time payroll/streaming finance infrastructure. **I spoke on these from another thread and INJ and ZBCN are up a bit from time of post but regardless I still like these. If you’re looking for dino coins like the four you mentioned, I’d prefer LINK, BCH, LTC, and DASH over those tbh; at least we know they’ll be around regardless.

Spare-Dingo-531

> We are also seeing diminishing returns each bull market in terms of percentage increase from bottom to top. **FINALLY** someone else sees it! I knew I was not alone! Although my reasoning for diminishing returns is quite different from yours. Bitcoin is a physical object in the real world. I think the halvings in supply every 4 years cause the bitcoin bubbles. *I think diminishing returns are something that is predicted by the mechanism that causes cycles to happen.* Each halving is smaller and smaller relative to the amount of Bitcoin already mined. This causes both the bubbles and the diminishing returns. So there is an actual physical mechanism that explains the behavior of Bitcoin's price. Note also that bitcoin's scarcity does set a price floor, but like the diminishing returns for the top, the floor also moves downward each cycle. The rate at which Bitcoin deaccelerates each cycle can be quantified using log Fibonacci levels as a measuring tool. So based on the rate Bitcoin deaccelerates, the bottom should be 35K, and the next cycle should only produce marginal gains. This picture illustrates the trend: https://www.tradingview.com/x/RJsBrnA8/ What you should see in the above chart, is that each bottom relative to the previous bottom hits a higher and higher rung on the log fibbonacci level. I'll let you figure out for yourself where the next run hits, but spoiler, it's 35K. > I also think it seems likely Bitcoin will not be worth bothering with after 2029 as the risk/reward ratio will be lesser than just sticking with regular stocks due to the aforementioned diminishing returns. I disagree, I think crypto is inherently valuable and only gets more valuable each year, especially as the government debt situation gets worse and worse. I think Bitcoin will be supplanted, probably by Ethereum or maybe Solana. I think we see Ethereum with an 80 billion market cap at the bear market but at 1 trillion dollar market cap next bull cycle. This means Ethereum and related tokens like AAVE give you >10x potential. Ethereum is basically where Bitcoin is in 2018. https://www.tradingview.com/x/vITLTsPJ/

AutoModerator

Post is by: Bcom_Mod and the url/text [ ](https://goo.gl/GP6ppk)is: /r/bitcoin_com/comments/1ss7s33/kelpdao_followup_arbitrum_froze_71m_of_the_stolen/ A lot has moved on the Kelp/Aave situation since Saturday so it's worth doing a proper update because the picture is meaningfully different from the initial chaos. **What's been recovered:** The Arbitrum Security Council executed an emergency freeze of 30,766 ETH (roughly $71 million) sitting in an attacker-controlled address on Arbitrum One on Monday night. The Council said it acted on input from law enforcement regarding the exploiter's identity. The funds have been moved to a governance-controlled wallet and can't be accessed without further Arbitrum governance action. That's about a quarter of the total stolen recovered so far. **The official bad debt picture:** [Aave Labs and risk management firm LlamaRisk published a formal incident report](https://news.bitcoin.com/incident-report-llamarisk-aave-service-providers-detail-kelp-rseth-hack-across-ethereum-and-arbitrum-markets/) on April 20 covering two scenarios. Scenario 1: if Kelp socializes losses across all rsETH holders, the token depegs roughly 15% and Aave is left with around $124 million in bad debt spread across 7 markets. Scenario 2: if losses are isolated to L2 networks, bad debt rises to approximately $230 million concentrated on Arbitrum and Mantle. Which scenario plays out depends entirely on how Kelp decides to allocate the shortfall: that decision hasn't been made yet. The attacker split the stolen rsETH across seven wallets, deposited across Aave V3 and borrowed \~$190 million in WETH and wstETH, with loan health factors sitting between 1.01 and 1.03. Those positions are still live and can't be meaningfully liquidated while rsETH is frozen. **Liquidity situation:** Aave's WETH pool on Ethereum Core V3 has been unfrozen: users can supply WETH again and some withdrawals are processing. However WETH remains frozen on Ethereum Prime, Arbitrum, Base, Mantle, and Linea. About $204 million in core USD liquidity was repaid within 48 hours as the panic subsided. AAVE token itself has recovered from a low of roughly $80 back to around $93 as confidence partially returned. **The structural exposure:** Aave's DAO treasury holds $181 million as of April 20. $62 million in ETH-correlated assets, $54 million in AAVE tokens, $52 million in stablecoins. The DAO generated $145 million in protocol revenue in 2025. Depending on which scenario unfolds, the treasury is either approximately sufficient to cover the shortfall or gets uncomfortably close to its limits. Service providers have already been securing indicative recovery commitments from ecosystem participants, which is the DeFi equivalent of calling in favours. The Kelp vs. LayerZero dispute over responsibility for the exploit is ongoing and unresolved. Kelp has not yet published how it plans to allocate losses. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*

igoldring

GNO, AAVE, STX, INJ, & ZBCN. GNO seems to be my safe bet at this point, it’s consolidating at 2022 bear market lows and its relation to ETH. AAVE is still the leader in DeFi and you could add Morpho if you’re looking to diversify in that sector. STX being approved by the SEC for their ICO is a plus for me. INJ I like here for R/R ratio. ZBCN is a very interesting due to their payroll and streamlined payments as a real time payroll/streaming finance infrastructure.

trimalcus

AAVE ?

monerobull

Does anyone here have wETH stuck in AAVE Umbrella? I would like to take a gamble on this whole situation and buy it off of you (at a steep discount because it will most likely be wiped out). That way you can still recover some of the value and I get to gamble on whether or not Umbrella gets rekt :)