JP

memegalerie

👀 More competition means lower market rates for the endconsumer - i hate JP Morgan but the out come will ne cheaper rates at[lendasat](https://lendasat.com/?utm_source=reddit&utm_medium=comment&utm_campaign=launch&utm_content=post8)

KlearCat

> Bitcoin is slow Plenty of payment methods today are slow. Credit cards take 1-3 business days to settle. Wire transfers take similar amounts of time. Bitcoin is faster than these. > Nobody uses it for payments because of the above so there is basically nowhere to even spend it. I think this is more to do with taxes than anything else. The only reason I don't push to buy things with my bitcoin is that I don't want to deal with calculating the taxes. > Max adoption hit its ceiling all the way back in 2017 Completely disagree. Adoption is not only in the payment sector. You have to encompass all use cases for bitcoin. Bitcoin adoption is the most it's ever been right now. You have the fastest growing ETFs of all time, major financial institutions such as Blackrock, Fidelity, Morgan Stanley, JP Morgan, Goldman Sachs, etc are all using bitcoin to some degree offering products, etc. Many other major financial intuitions are working on bitcoin offerings. You have countries that have adopted bitcoin as currency, and you have countries that have declared bitcoin to be a strategic asset. You have companies that are adopting bitcoin treasury strategies. It might not be what you expected adoption to look like, but it is adoption.

ThriceHawk

He's talking about SWIFT's announcement at Sibos yesterday... Announcing they will integrate their own blockchain based shared ledger into their network. They're doing it with the help of Chainlink and Consensys... alongside Bank of America, JP Morgan, BNP Paribas, etc. Every step the large financial institutions take is one step further to disprove the XRP narrative. It's just not needed at a scale that justifies its marketcap.

ArticMine

> Fast forward to 2025, JP Morgan considered offering crypto-backed loans. Which some would consider a bearish indicator.

ThriceHawk

😂 That's why JP Morgan just partnered with them, that's why Mastercard just partnered with them. That's why SWIFT is about to go into production with them. Good Lord...

temporary07183

Dimon only talks his book. He only says things that are in the interest of JP Morgan at the time. He's just a shill.

Next_Statement6145

Fast forward to 2025, JP Morgan considered offering crypto-backed loans.

GinormousHippo458

Also JP Morgan, "And next year I'll sink the titanic to get the Reserve Banking Act passed"

AllCapNoBrake

[Our boy JP has put 110k back onto the menu. Adjust your DCA from 111 if you're into min/maxing](https://www.reddit.com/r/Bitcoin/comments/1nner1h/comment/nfpu084/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button)

JustStopppingBye

I’m being facetious. Chainlink is an essential data layer that connects blockchains to the real world, making nearly every smart contract use case depend on them. Now that they control tradfi to defi, they’re actually the most important protocol right now. I say bullish for xrp because the average redditor is practically clueless. [SAB](https://finance.yahoo.com/news/saudi-arabias-largest-bank-sab-121715543.html?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAAGI7pdBV2fOxtQjrxH8UBPl7XXUmu6EUar8-RQZIl6mWJCAwBwGPm52l_BoBYPOdMJgf1uLp7DaoOPLKBDi3luPmXtDXma6e4khbovV6KGmX9JBI8AGYHQ__NZ4W6OFxq_Rkqr1gy-eXSASMcTzfUEcbJATf9AeeqqZd372A7hEb) [JP Morgan](https://www.jpmorgan.com/payments/newsroom/kinexys-chainlink-ondo-tokenized-asset-test) [Swift](https://www.swift.com/news-events/press-releases/swift-ubs-asset-management-and-chainlink-successfully-complete-innovative-pilot-bridge-tokenized-assets-existing-payment-systems) [DTCC](https://www.dtcc.com/dtcc-connection/articles/2023/september/21/bringing-capital-markets-onchain-with-dtcc-and-chainlink) [VISA](https://www.visa.com.sg/content/dam/VCOM/regional/ap/singapore/global-elements/documents/interim-report-e-hkd-pilot-programme-phase-2.pdf) [Mastercard](https://www.mastercard.com/us/en/news-and-trends/press/2025/june/mastercard-chainlink-crypto.html)

Heatsincebirth

Is JP Morgan chase invested in crypto

Ready-Cherry-2638

Really? So you are saying that JP morgan owns bitcoin miners directly? wow, thats new, years of owning the stock and reading their balance sheets and a broke ass kid with zero knowledge in finance open my eyes like this...

Full-Atmosphere-4818

I seriously doubt this occurs. To think for one second that the US Government when the chips are down, will not do whatever it takes to back the banking system, is silly, even if it means making it very hard to access your coins. Of course it will! I suspect a major battle for freedom is in our future. Maybe four years, maybe ten. Government will find some excuse, probably during a major economic and BTC down cycle, to make it very difficult to move coins or spend them. Already, since most owners use a third party such as Coinbase (and eventually the banks themselves) to hold their coins for them, the government can confiscate the coins very easily. They will give cover to the banks to not allow transfers to private wallets in that crisis (Sorry! Don't blame us, the government won't "let" us give you your coins! - wink wink.) They did the already in 1933 when the whole country ran on the gold standard and in a blink of an eye, it was gone. Why? To protect the banks for gold "speculators", lol. Nixon then ended it internationally with the stroke of a pen in the 70s under the same sorry excuse. Yes, Bitcoin is far too robust to be eliminated, but given most wallets that hold Bitcoin are held third party by highly regulated financial institutions, government is not going to allow the highly-levered banking system get "checkmated" by Bitcoin. Do you know how many high government officials are from JP Morgan or Goldman Sachs? The fact is that if you own your coins via any third party, you are just another "unsecured creditor." You own nothing. Good luck getting your coins when the chips are down. And don't think for a second government cannot make this happen if they feel they need to. And at some point, mostly because of their own doing, they will.

JustStopppingBye

[SAB](https://finance.yahoo.com/news/saudi-arabias-largest-bank-sab-121715543.html?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAAGI7pdBV2fOxtQjrxH8UBPl7XXUmu6EUar8-RQZIl6mWJCAwBwGPm52l_BoBYPOdMJgf1uLp7DaoOPLKBDi3luPmXtDXma6e4khbovV6KGmX9JBI8AGYHQ__NZ4W6OFxq_Rkqr1gy-eXSASMcTzfUEcbJATf9AeeqqZd372A7hEb) [JP Morgan](https://www.jpmorgan.com/payments/newsroom/kinexys-chainlink-ondo-tokenized-asset-test) [Swift](https://www.swift.com/news-events/press-releases/swift-ubs-asset-management-and-chainlink-successfully-complete-innovative-pilot-bridge-tokenized-assets-existing-payment-systems) [DTCC](https://www.dtcc.com/dtcc-connection/articles/2023/september/21/bringing-capital-markets-onchain-with-dtcc-and-chainlink) [VISA](https://www.visa.com.sg/content/dam/VCOM/regional/ap/singapore/global-elements/documents/interim-report-e-hkd-pilot-programme-phase-2.pdf) [Mastercard](https://www.mastercard.com/us/en/news-and-trends/press/2025/june/mastercard-chainlink-crypto.html)

Beginning-Flamingo26

Ask your boy JP to pump

JustStopppingBye

CCIP is ONE service they offer, not their only revenue source. However, one day it will be their most profitable revenue source. [SAB](https://finance.yahoo.com/news/saudi-arabias-largest-bank-sab-121715543.html?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAAGI7pdBV2fOxtQjrxH8UBPl7XXUmu6EUar8-RQZIl6mWJCAwBwGPm52l_BoBYPOdMJgf1uLp7DaoOPLKBDi3luPmXtDXma6e4khbovV6KGmX9JBI8AGYHQ__NZ4W6OFxq_Rkqr1gy-eXSASMcTzfUEcbJATf9AeeqqZd372A7hEb) (yesterday) [JP Morgan](https://www.jpmorgan.com/payments/newsroom/kinexys-chainlink-ondo-tokenized-asset-test) [Swift](https://www.swift.com/news-events/press-releases/swift-ubs-asset-management-and-chainlink-successfully-complete-innovative-pilot-bridge-tokenized-assets-existing-payment-systems) [DTCC](https://www.dtcc.com/dtcc-connection/articles/2023/september/21/bringing-capital-markets-onchain-with-dtcc-and-chainlink) [VISA](https://www.visa.com.sg/content/dam/VCOM/regional/ap/singapore/global-elements/documents/interim-report-e-hkd-pilot-programme-phase-2.pdf) [Mastercard](https://www.mastercard.com/us/en/news-and-trends/press/2025/june/mastercard-chainlink-crypto.html)

kachol

Bullish for who? Are you an investment bank? Are you JP Morgan? Are you a part of Trumps inner circle? Crypto "adoption" is not good and not bullish. The more the Institutions get involved the less it will be decentralised and crypto. It will be stocks. If you want to make 5% gains you can just invest in the S&P500.

ElderMillennialMagic

Why would we expect JP to make any sudden moves when he never has?

MichaelAischmann

I'd be eternally grateful to JP if he can put an end to this doom & gloom.

MichaelAischmann

We'll be back above that mark after JP speaks.

Longjumping_Key_8910

Unless JP cuts by 50bp, the entire stock market and crypto will sell-off as a 25bp cut has already been priced in.

GobiEats

On that note JP Morgan and many analyst are expecting BTC to dump before it reverses. Some are calling for it to fall to $104k or $94k. It always dumps on September.

MichaelAischmann

If JP signals another cut this year we’ll pump.

MichaelAischmann

The rate cut is pretty much guaranteed. JP's outlook has potential to move the market.

coinfeeds-bot

tldr; Fabian Dori, CIO at Sygnum, highlights the advantages of using onchain crypto assets as collateral for loans, such as higher liquidity and real-time liquidation, enabling better loan-to-value (LTV) ratios. Crypto-backed loans are gaining traction as financial institutions increasingly accept crypto as collateral. Companies like Figure Technology have gone public, and JP Morgan is exploring crypto-backed loans for 2026, signaling growth in the sector as crypto adoption expands. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

ThriceHawk

BTC, ETH, and LINK. I'd mainly dollar cost average in to be safe. BTC - Obvious, clear king of crypto, not much explanation needed here. ETH - Powering the largest ecosystem of dApps, Smart Contracts, DeFi, etc... The foundation for web3 applications. Largest and most active developer community in crypto. Ethereum accounts for 60%+ of DeFi's TVL. Huge player in tradfi tokenized assets moving forward. Primary blockchain for stablecoins. LINK - Leading oracle provider, secures 80%+ of DeFi, and the bridge with traditional finance/real world data. Already partnered with JP Morgan, SWIFT, Citi, Fidelity, the DTCC, Coinbase, AAVE, Mastercard, BNP Paribas, BNY Melon, Euroclear, etc. Even the US Department of Commerce. Provides cross chain interoperability allowing tokenized assets and data to move seamlessly across 50+ blockchains, including Ethereum, Polygon, Solana, etc. Key enabler of tokenized assets, provides proof of reserves for stablecoins/securities, and data feeds for equities, ETF's, etc.

OhWiseWizard

Chainlink must be the most important crypto project right now, who is doing more actual partner integrations and onboarding at this point? They're critical infrastructure for every major app on every chain, the US gov, DTCC, SWIFT, JP Morgan, etc. Probably the least speculatively valued crypto in the market right now. Imagine when people wake up.

b1mm3rl1f3

JP Morgan warns clients of a potential selloff and bears double down on their BTC shorts. Polymarket odds for a 50+ BPS cut have now risen to 17% for next weeks FOMC

Bkokane

Funny this happens *right* before the most bullish news of the cycle (rate cuts). Coincidence? It was probably made by JP Morgan or something.

Mundane_Flight_5973

But It could also happen during this administration. Let’s say a big banks start doing their own stable coins, all the people, or at least those who matters, will switch to the banks (because do you want a coin that is tied 1:1 to the dollar done by JP Morgan or the tether one, you don’t know anything about, made by a society in the Bahamas), then if USDT is not liquid enough, there could be a sell off and btc could drop. I think that as long as tether exist this way, there will always be this risk. It is like water, as long as everyone is drinking it it’s all good, but can also become a tsunami

ThriceHawk

SWIFT is using Chainlink to integrate blockchain with their existing payment systems for 11,500+ financial institutions across the globe. Interoperability, compliance, etc. JP Morgan is using Chainlink's CCIP to facilitate tokenized treasury transactions and enhancing payment settlement efficiency. Mastercard partnered with Chainlink to allow its 3 billion cardholders to purchase crypto on-chain, also using CCIP. The US Department of Commerce is using Chainlink to bring macroeconomic data on-chain, like GDP and inflation. Those are just a few, but there's also Fidelity, Coinbase, SBI, UBS, Euroclear, etc.

ThriceHawk

Not true at all. SWIFT is about to go into production with Chainlink. Mastercard uses Chainlink. The US Department of Commerce is going to use it. JP Morgan, Fidelity, Citi, UBS, Euroclear, etc. aren't just using it for no reason. Real utility is out there.

TroubleInMyMind

Now let's see what he comes up with if say, JP Morgan sponsored his video

Sea-Edge-3892

I actually listened to a podcast somewhat recently with a few Registered Investment Advisors who said that was starting to happen once Bitcoin crossed $100k. They said that regardless of what the advisor personally believed, they can’t ignore Bitcoin anymore because it will be too hard to justify to their clients why they keep missing each leg up. Basically what we saw out of JP Morgan when Dimon said they have to give the clients what they want.

Dull-Assumption-964

I’ve been reading a ton of posts lately about Bitcoin, and I wanted to share some thoughts that have really stuck with me. Honestly, I feel wholeheartedly that Bitcoin is backed by some huge players—companies like JP Morgan, Fidelity, Charles Schwab, BlackRock, and many others who haven’t even spoken up yet. With such heavyweight institutions involved, I don’t see how BTC can possibly go under anytime soon. In fact, I think we’re on the verge of a massive upswing. And I mean a *huge* one. For those of us holding even a small amount, say as little as 0.5 BTC, the next few years could be really rewarding. I genuinely believe that anyone holding small pieces of Bitcoin from 2022 onward will be happy they stayed the course. That’s my gut feeling, at least. Now, I’m not a professional investor or Bitcoin expert, so keep in mind this is just my opinion. But I’ve developed and maintained my own algorithm for buying and selling based on my personal research and intuition—and right now, the signals are pointing upward. It’s all self-taught and self-maintained, but it’s helping me feel confident about where things are headed.

breakboyzz

Why aren't we hearing about banks using XRP? What banks are using it? Ripple has had 10 years to onboard banks with your money. WHERE ARE THE BANKS!? [WHY ARE BANKS LOOKING AT CREATING THEIR OWN STABLECOINS?!](https://finance.yahoo.com/news/bank-of-america-in-on-stablecoins-180020573.html?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAAGTksOCyb6sQnaHro-QgwzmmwcNhB61ALWvut4JNrLehqqoERW0xBlKWFc5EKGmoheu67nXO85CDDats22jnzhc9uuSiZlNkO7HJzGSbGBAaql3Q2x3tHUaHAzAYNuvKxO4edsLMyZ4ZI8XFvaFaYh2rjH91tzsOY6waKFdYnc6V) Either the banks don't see XRP as a viable solution, or they see it as competition. I'm not sure which one it is, probably competition, but they aren't using it. Don't take my word for it, take [the JP Morgan's word for it](https://www.cnbc.com/2025/06/17/jpmorgan-stablecoin-jpmd.html), or you can take [all the major bank's word for it since they can just make their own joint stablecoin ](https://www.wsj.com/finance/banking/crypto-stablecoin-big-banks-a841059e)

coachhunter2

JP Morgan have been involved in Ethereum since the beginning

Dull-Assumption-964

Many countries are adopting Bitcoin (BTC) as a viable currency, and even the president is in favor of it. Personally, I don't have strong feelings for or against him, but I do observe that when major companies like JP Morgan, Bank of America, Charles Schwab, Fidelity, and BlackRock are investing, there's a 75% chance that Bitcoin will behave like gold. This is just my opinion, and I want to clarify that I am not a professional. I do my own research, listen to various viewpoints, and manage my investments using my own algorithm. I foresee Bitcoin reaching $140,000 by the second week of September. Again, this is just my opinion, and I respect differing viewpoints. For those who are open to the idea and looking to invest, it might be worth giving it a try. It doesn't hurt to make money, but losing it can be challenging. I hope this makes sense, and I welcome any constructive comments.

epic_trader

The same JP Morgan who built Quorum and sold it to ConsenSys and included in the sale was a large investment into ConsenSys who suppports Public Ethereum?

MinimalGravitas

> Is he talking about NYSE? Some major brokerage/investment firm? Here's a list of links to most of the mainstream companies and financial institutions that have deployed projects to the Ethereum ecosystem: https://ethereumadoption.com/built-on-ethereum/ Visa, Blackrock, JP Morgan, Fidelity, Robinhood, Paypal, EY, Franklyn Templeton, Van Eck, Deutsche Bank etc etc. There are over 100 listed there, but not all of them would count as "Wall Street" as some are other types of company like Sony and Samsung. Go have a read!

DaveinOakland

Brought to you by the same JP Morgan that said it was overvalued at 18k and they were thinking more 13k, this is after they originally said it was worthless garbage when it was 60k.

Bolivaruno

JP Morgan holding bags

6M66

Asm urself, Why would banks use xrp thats is controlled by by Ripple. They can use stable coins backed by US Treasuries or make their own coin. JP Morgan already made it's coin.

Silver-Dance-4810

JP Morgan still lives in a world where BTC's value is too low when it is $15k or less away from the value they perceive it should be. BTC on the other hand lives in a wholly different world where it can move $15k for no reason.

JustStopppingBye

>what do you think will happen once market structure laws are passed both domestically and internationally? Nothing. Large banks dont want a public 3rd party blockchains. They will make their own, like what JP morgan did. >so it makes sense that there would be a fast, cheap bridge token focused on liquidity to facilitate the movement of value between all of those chains. Still wrong. Liquidity between chains doesn’t require XRP, it’s being solved right now with stablecoins, tokenized assets, and institutional-grade interoperability rails like CCIP. [https://www.visa.com.sg/content/dam/VCOM/regional/ap/singapore/global-elements/documents/interim-report-e-hkd-pilot-programme-phase-2.pdf](https://www.visa.com.sg/content/dam/VCOM/regional/ap/singapore/global-elements/documents/interim-report-e-hkd-pilot-programme-phase-2.pdf) This report proves youre living in a fantasy land. Bridge tokens are not needed with stables and tokenized assets.

Cryptotiptoe21

Yeah but it's all fake propaganda. If you did your research you would understand that they are super bullish when it comes to crypto heck JP Morgan even created their own crypto blockchain in 2016 so they've been bullish for quite some time now and they're not going to stop they keep investing in more crypto companies. They also know that $125,000 isn't s*** they are thinking about the long-term and they know that Bitcoin is going to be in the millions of dollars within the next decade. Don't listen to them or look at any price charts just keep at it and don't look back. Whenever you buy Bitcoin you buy it at the price you deserve.

JustStopppingBye

Oracles aren’t just plug-and-play infrastructure, they require years of proven reliability, integrations and trust across industries. That’s why we’re seeing banks like SBI, JP Morgan and institutions like Swift and DTCC all adopting chainlink oracles, not creating their own. How come none of these didn’t create their own?

filli1aj

I’ve been following a lot of the latest news in the crypto space. I’ve noticed that over the years many people got into crypto as a sort of quasi-freedom fighter rebellion against the big banks. Unfortunately, or fortunately, the big institutions like blackrock, JP Morgan, and vanguard are buying up the lions share of BTC, ETH and XRP (among others). The major institutions are getting ready for a major shift. I think adoption is inevitable. I think we’ll see prices tank through September for a strong growth immediately following in October and November. I’m expecting somewhere in the realm of 25-50% growth before year end (from all time highs) followed by a parabolic 2026. By the way, I think this will only apply to alt coins. I think bitcoin is going to grow, but I’m skeptical of it having 100%+ growth years again. A 50% year is still better than anything you’re getting in regular stocks so I still think it’s a strong buy. But I think it’s the XRP, XLMs and HBARs of the market that are going to shock the financial world.

Commyende

I love how NMR has the highest gains of any coin after securing 500M in investment into the hedge fund from JP Morgan and doesn't get attention here. When retail finally wakes up to this coin, it'll be something to watch.

Maluton

When Blackrock and JP Morgan start hitting my feed I know the end is nigh.

kachol

Everyone always says there will be no altseason and then it happens anyway. The entry of big money has been a huge issue and I dont know why all these dumbass influencers are cheering for the likes of Blackrock, JP Morgan, etc. These fucking blood suckers will do whatever they can to suck the lifeforce out of everything and make sure we dont make money.

JustStopppingBye

TLDR: The bridge that will see the most adoption is CCIP, currently being used by Swift, DTCC, Euroclear, Clearstream, JP Morgan, SBI, etc etc. It’s also not just for stablecoins but DvP and PvP swaps.

gowithflow192

This is just as bad as a week ago and we got rescued by JP. What to do now?

onetruecharlesworth

I’m of the mind most won’t own bitcoin directly for a while, it’ll take a 16102 style seizure /FTX style blowup of like blackrock and JP Morgan chase simultaneously for fucking around with paper BTC or some kinda “sophisticated” investment strategy. They’ll be the horror story their sons and grandchildren remember as a cautionary tale as to why they self custody. not until then what we see the level of mass individual adoption, but the thing was meant for in my honest opinion. I almost feel like we have to have a great depression style lost generation of people that just get absolutely wrecked as we transfer from Fiat to bitcoin

ReliantToker

Honestly doesn't matter. Once JP is gone the stooge will slash rates pumping insane liquidity into the market. Question is do we see a massive shake out before then

BullyMcBullishson

Are you at the spot where you learn the Titanic was intentionally sunk? B. Guggenheim, I. Strauss, and J. Astor were all opposed to the creation of the Federal Reserve. JP Morgan (owner of the ship) and a strong proponent in creating the FED, gave up his ticket on the Titanic right before it set sail.... After the Titanic went down, a little over a year later the FED was created.

opensandshuts

If we use your own analogy, Ripple would actually be the Philips CDI, Chainlink would be a hypothetical universal game disc manufacturer that had a complete monopoly that Microsoft, Sony, Philips, Nintendo all paid to create gaming discs that can be played on the PlayStation, Xbox, Wii, CDI, etc. That’s why Chainlink is referred to as a “universal gas token”. In connects all the chains. In a few years, once you realize all the banks have their own chains and NEED LINK to be able to transfer funds from bank chain to bank chain, then you’ll get it. Maybe a handful of smaller banks use Ripple, who knows, but if JP Morgan has already created their own blockchain, XRP’s prospects don’t seem great. PayPal built their own stablecoin. Many others built their own. I personally believe any companies using Ripple today are using it as a stepping stone to “dabble in crypto” while they build their own or until they build their own.

opensandshuts

And FWIW, JP Morgan is the largest bank in the US and they already built Kinexys as their platform in conjunction with Chainlink and Ondo Finance. [https://blog.chain.link/chainlink-oracle-platform/#kinexys-ondo](https://blog.chain.link/chainlink-oracle-platform/#kinexys-ondo)

jmlinpt

Why this pump? JP?

opensandshuts

What major institutions are working with XRP? Chainlink is working with Mastercard, JP Morgan, ICE for FOREX markets (They also own the NYSE), and has run successful pilots with SWIFT (global org that coordinates cross border payments, and they also had a successful pilot with DTCC (The organization that handles the settlement and infrastructure for the US stock market). That's not even all of the institutions that they're already working with. Please for the love of God someone tell me what XRP is doing with institutions. I feel like I'm going crazy trying to understand why anyone is associating XRP x institutions, but I hear it all the time, just without a single iota of evidence.

Scottex99

JP

wkw3

People buy Bitcoin *for* the volatility. The S&P is up 1.6% compared to Bitcoin's 4.2%. Everything follows liquidity and JP is turning up the printer.

moe-umphs

If this went anything like what JP MORGAN has done: 2018: Harvard buys bitcoin after telling people it’ll go to $100 2025: Harvard buys more crypto

skyfox437

Ack. If you don't know who JP is or what rate cuts are, then you shouldn't invest.

Oryon-

JP said cuts are probably coming soon, that’s all it took

Deacon86

Oh shit, JP is speaking? Fuck fuck fuck, sell everything now!

MichaelAischmann

Frame of mind: JP speaks only for the US. Whatever he says, let's not overreact.

hatemakingnames1

Works for me, try again. Maybe with ublock origin Or try this: https://archive.ph/2JP3V

ThriceHawk

What major banks? The major banks aren't using Ripple, that's why people hate on it. It claims to be the bankers coin but isn't. Bank of America was the big one XRP fans always touted. Now BofA hasn't mentioned them in ~5 years, and are creating their own stablecoin. SWIFT is using Chainlink. JP Morgan, Citi, Fidelity, US Bank, BNY Melon, BNP Paribas, UBS, ANZ, on and on are using Chainlink. The NDA's have nothing to do with institutions using XRP. The 1,700 contracts were organized into 4 different categories in the report,none of which were institutions using XRP.

jdizzle512

Since @Ripple was a thing, that was always XRP’s narrative that XRP would be the ones working with the banks. Swift comes out and says, we’re using @chainlink for this, JP Morgan comes out and says, we’re using Chainlink for this. XRP’s core product just has not seen meaningful traction with institutions. Chainlink looks just the clear winner in that regard. The global financial system is adopting $LINK Swift DTCC Euroclear Mastercard Clearstream Central Bank of Brazil J.P. Morgan Intercontinental Exchange (ICE) UBS Westpac BNY Mellon Citi BNP Paribas Franklin Templeton Wellington Management Fidelity International U.S. Bank Lloyds Banking Group ANZ Bank SBI Digital Markets Emirates NBD Vontobel Bancolombia

LinoStar69

JP will send us in the low 100s for sure

ThriceHawk

No other project outside of ETH has the adoption and partnerships of Chainlink. They are becoming the standard for the TradFi transition into blockchain... Partnered with SWIFT, JP Morgan, Fidelity, Mastercard, Citi, US Bank, Euroclear, the DTCC, Coimbase, BNY Melon, BNP Paribas, UBS, on and on... That's on top of already securing ~80% of DeFi and being critical for the already on-chain ecosystems. And they are working alongside the US government as they shape legislation. Chainlink's co-founder was present and shaking hands with the President as the GENIUS Act was signed. As these financial institutions build their L1 blockchains/stablecoins/tokenized assets, Chainlink is the critical infrastructure being adopted and we are seeing that with public, verified partnerships.

2025collapse

They were bailed out by Alan Greenspan while Jamie Dimon still running JP Morgan didn't go to prison. Sounds like you want to be spoonfed.

janromac

Hi OP! I would recommend searching for the official collateral and research presentations provided by Swift, JP Morgan, or the world economic forum. They’ve all cited over the years the importance of the new ISO 20022 standard, and the compliant coins.

Natural_NoChemical

Massive milestone for Chainlink. On one hand, having banks like JP Morgan and Citibank on CCIP validates LINK’s tech. On the other, it also means we’re seeing the start of traditional finance building their own private chains. Bullish overall, but worth keeping an eye on how much decentralization remains in play.

cascading_disruption

who cares, JP Morgan says 4x cuts this year, those banksters know more than the degens...

ThriceHawk

There's nothing irrational about it. XRP has been pumped from the absolutely insane cult/fake social media marketing around it. Every single day, you see posts that are flat out lies from their biggest influencers getting thousands of likes/views. Things like "XRP to acquire SWIFT!" Which isn't even possible. Or things like it secretly working with the US government or it being the banking coin but for some reason (🙄) needing all of these NDA's... Meanwhile, something like Chainlink is actually shaking hands with the president while they sign the GENIUS Act and the Ripple team is left outside. Chainlink is actually at Sibos. SWIFT is actually a key sponsor of Chainlink's Smartcon. Chainlink has actual publicly verified partnerships with JP Morgan, Citi, Fidelity, Mastercard, US Bank, Franklin Templeton, BNP Paribas, Euroclear, the DTCC. No NDA's needed somehow... And Bank of America has ditched Ripple and is creating their own stablecoin. It's not FUD. People who just actually pay attention get annoyed and call it out.

Scotty415

The short version I'll give is go look at the official partnerships Chainlink is working with to bring their financial systems on-chain. SWIFT, Mastercard, JP Morgan, Intercontinental Exchange, Fidelity International, just to name a few.

themrgq

Coinbase is a junk level credit company. JP Morgan is not going install them unless there are really big issues comparing the two is insane

davink91

JP morgan does not cut rates. Fed and Powell does.

Obsidianram

JP Mangina always pees in the punch bowl at the party ~ no fun when he shows up!!!

ThriceHawk

How does a company like Chainlink, that literally secures 80%+ of DeFi... and is partnered with JP Morgan, Fidelity, SWIFT, Mastercard, Citi, Coinbase, Euroclear, the DTCC, etc. etc... not have good tech?!

ThriceHawk

You can put a decent chunk in now, but I'd mainly dollar cost average in to be safe. 33% BTC, 33% ETH, 33% LINK. BTC - Obvious, clear king of crypto, not much explanation needed here. ETH - Powering the largest ecosystem of dApps, Smart Contracts, DeFi, etc... The foundation for web3 applications. Largest and most active developer community in crypto. Ethereum accounts for 60%+ of DeFi's TVL. Huge player in tradfi tokenized assets moving forward. Primary blockchain for stablecoins. LINK - Leading oracle provider, secures 80%+ of DeFi, and the bridge with traditional finance/real world data. Already partnered with JP Morgan, SWIFT, Citi, Fidelity, the DTCC, Coinbase, AAVE, Mastercard, BNP Paribas, BNY Melon, Euroclear, etc. Provides cross chain interoperability allowing tokenized assets and data to move seamlessly across 50+ blockchains, including Ethereum, Polygon, Solana, etc. Key enabler of tokenized assets, provides proof of reserves for stablecoins/securities, and data feeds for equities, ETF's, etc.

Dongerated

Yes. JP Morgan/chase will allow credit card crypto purchases now

ThriceHawk

It absolutely is positioned to moon, especially now with the Chainlink Reserve going live. Chainlink is sooooo incredibly undervalued. SWIFT about to go live in November... I think there is just a genuine lack of knowledge in crypto and Chainlink hasn't wasted time pouring a bunch of money into social media influencer hype. They are partnered with JP Morgan, Fidelity, SWIFT, the DTCC, Mastercard, Coinbase, 80%+ of DeFi, Citi, BNP Paribas, UBS, BNY Melon... but are 12th in markercap?! That's a huge opportunity for people right in front of them.

opensandshuts

Dude. Just look up LINK, piloted with swift, piloted with DTCC, actively partnered with JP Morgan, actively partnered with ICE (owns the NYSE) for forex. In the freaking White House published crypto “outline” of how an oracle will work. XRP could fit in here somewhere, but it’s not necessary. when we talk about Tradfi on chain, the obvious elephant in the room is Chainlink.

BlueskiesBlkD

I guess you get the point by now reading all the comments here. But I will add 1 more thing I didn't see. MOST financial advisor can NOT even consider btc. Even Jamie Dimon of JP. Morgan said 2017 that u will be fired if you buy btc. & Jan 2025 DIMON said its a Ponzi. Update now Jp. Morgan has thier own coin (jpm) & now he tells reporters that he will allow his customers to buy it. ALLOW 🤣 & he's NOT going to take anymore questions on btc. No one has EVER lost money holding btc 4 years or more 16 year track record & beat the S&P 500 12 out 15 years. What possible 🤔 could be better. You can loose your own money without them. I mean diversify 😆 🤣. OK my number is 25-30% BTC & RELATED crypto holdings. Choose your number

cryptolipto

It absolutely will not Chainlink will consolidate the global financial system, connecting tradfi to defi, and they have been doing exactly that over the last 2-3 years of testing SWIFT: https://www.swift.com/news-events/press-releases/swift-ubs-asset-management-and-chainlink-successfully-complete-innovative-pilot-bridge-tokenized-assets-existing-payment-systems DTCC https://www.dtcc.com/dtcc-connection/articles/2023/september/21/bringing-capital-markets-onchain-with-dtcc-and-chainlink ICE (the NYSE) https://www.prnewswire.com/news-releases/chainlink-and-ice-collaborate-to-bring-high-quality-forex-and-precious-metals-data-onchain-302526234.html VISA https://thepaypers.com/crypto-web3-and-cbdc/news/visa-and-chainlink-test-cbdc-stablecoin-swap-across-blockchains Mastercard https://www.mastercard.com/us/en/news-and-trends/press/2025/june/mastercard-chainlink-crypto.html Fidelity https://www.sygnum.com/news/sygnum-and-fidelity-international-partner-with-chainlink-to-provide-fund-nav-data-onchain/ JP Morgan https://www.jpmorgan.com/payments/newsroom/kinexys-chainlink-ondo-tokenized-asset-test The Central Bank of Hong Kong https://chainlinktoday.com/chainlink-ccip-enables-exchange-of-hong-kong-cbdc-and-australian-dollar-stablecoin/ Euroclear https://chainlinktoday.com/chainlink-euroclear-swift-six-major-market-participants-launch-initiative-to-standardize-corporate-actions-data-onchain-at-sibos/ The central bank of Brazil https://www.prnewswire.com/news-releases/chainlink-plexos-institute-and-edinheiro-partner-to-democratize-financial-access-in-brazil-302516568.html And on and on and on and on…

cryptolipto

Not at all. Just actually informed on what institutions are actively adopting. Chainlink CCIP is what is being used by Swift, Euroclear, the DTCC, JP Morgan, Fidelity, BNY melon, the Hong Kong central bank, the Brazilian central bank, etc etc etc

Appropriate_Roll1486

bc i wonder how much btc pushers make by making videos saylor'a microstrategy was broke. another failed company. why not try somthing kinda crazy? he was done for anyway he postulated the idea to harvard business school students and almost all thought it would eventually go broke so i find that interesting .. lots of people identify his methods as a scam jp is a high iq guy. if saylor's diatribe couldn't convince JP-- i'd find that interesting you don't care. save the key strokes

Appropriate_Roll1486

i was curious if JP was convinced by saylor pitch . I dunno. sometimes i wonder if the people on btc videos etc actually keep their wealth in bitcoin is that an unreasonable thing to ask?

ThriceHawk

In what world are either of those things the case? Yeah, JP Morgan, Fidelity, Mastercard, Citi, Coinbase, etc. are all just working with Chainlink because it's a "solution looking for a problem." And the solution not needing the token narrative has been killed over and over.... The Payment Abstraction Layer and Chainlink Reserve totally destroy that argument even further.

ThriceHawk

Yep, easily LINK. Who else has JP Morgan, Citi, Fidelity, Mastercard, SWIFT, BNP Paribas, Coinbase, the DTCC, 80% of DeFi, etc. working with them?

Street_Outside_7228

Late to the curve JP & BlackRock invested below $1200 and are now distributing

Street_Outside_7228

It’s moved on the exchange to be distributed because JP Morgan and Blackrock bought BTC under $1200. Oh it surged in 2021 eh? then the price did -60% in 2022 or are we gonna ignore that for now..?

Far-Education5778

Correct, they don't. But ask yourself why are all these large banks even trying to stop them? Ripple has been creating a large network with banks worldwide for over a decade. JP Morgan or whoever else are very behind if they are just trying to start now.

opensandshuts

Banks don’t need ripple. Too easy to create their own chain. JP Morgan and Mastercard formally partnering with LINK is a very bullish signal for LINK and banks managing their own chain. Unfortunately, it’s a very bad signal for Ripple.

ThriceHawk

It's not just BTC vs XRP... It's really anyone paying close attention and not just believing fake social media hype vs. XRP. Ripple had to pivot to a stablecoin because their original thesis was junk. Banks were always going to use existing integrations with SWIFT and just use their own stablecoins. Now, Ripple is dumping XRP on holders to acquire companies to try to make it in the stabelcoin space. They'll "make it" for small banks / financial institutions. But the major players like JP Morgan will use their own stablecoins, Chainlink for interoperability/compliance, SWIFT, etc.

opensandshuts

Chainlink just announced their LINK reserve (meaning: Token definitely needed) and recently announced partnering with companies like JP Morgan. For us LINK believers, the theory has long been that banks will create their own chains and use an oracle like CCIP to manage transfers between banks, funds, stock, blockchain, etc. Personally, I’ve never understood the hype around Ripple, but since LINK’s price hasn’t really had much love in the past 5 years, the long-time believers might be finally having their day. Unfortunately for XRP holders, it seems they have had their day, but it seems to be fading. This is just the dynamic of the market.

jawni

Pretty obvious you didn't read the last half of my comment as that was directly talking about proportional impact. >ETH has 13x the value of stablecoins vs SOL. And ETHs market share of all stables is still at the same point as it was when Solana launched but Solana has grown massively. If you want to talk about proportions, maybe you should actually look at them. >Not to mention Robinhood, Coinbase, JP Morgan and many other big exchanges/brokerages/banks have already chosen ETH for tokenization because of ETH's decentralization, reliability, L2 customization, network effect, liquidity, and massive scaling increases over the next 24 months. Coinbase has also used Solana for tokenization. Kraken and Bybit have used Solana for tokenization, despite Kraken having their own L2. Many institutions like Franklin Templeton and Societe Generale have tokenized funds on Solana. > Once this flywheel is in place, future participants will decide to build on ETH. That flywheel is in effect for more than just Ethereum if you do even just a cursory look at the industry. Get out of your bubble and do some better research.