Alchemy Pay (ACH). Take a look at this from their white paper, need I say anymore? ACH is so undervalued right now. Big news is due (DYOR) later this month and later this year/early next year. You’ll be glad you invested at such a great price. This is EASILY a 1Bn+ market cap token. NFA.
Unpopular Opinion: This sub has a weekly top page post (basically Ad) that Robinhood and current financial system is bad because they halted GME buying in January...yet hypocritically turns a blind eye and barely make a sound that major exchanges go down every time there is a major market swing!!!
I have a ton of tokens and coins with a massive amount of potential. I hold ACH too. THe thing is, there are very few actually delivering anything outside of AMMs, Liquidity mining...etc. Ethereum so far remains the top dog of actual utility that can reach outside the confines of the Crypto space. The first project able to instantiate real world network effects will win.
As soon as they can figure out the most basic step of any exchange (being able to ACH funds), then I’ll be excited about crypto.com. As it stands, getting money into the exchange from your bank account (at least in US), is harder than finding someone who prefers Greedo shooting first.
So this morning after getting over seeing my portfolio down 39% percent I didn’t really see that ACH has had it’s time e yet so I picked myself up $1,000 worth. I was thinking it is just going to start its turn to run. Looks like I was right but honestly I don’t even do side it having it’s run yet..I’m thinking .13-.15 for it’s too out for this next run. Eitherway it’s next in line.. I’m curious where it will go
On point, the wire transfer & ACH are just difficult at current state. Need to be able to transfer directly from bank to wallet via the app. For now I have deposited using debit card to avoid the long waiting periods and possible loss of funds.
I bought Alchemy Pay (ACH). Interesting catalyst with Visa/MasterCard coming early 2022. Partnerships increasing weekly. Solid! Their platform bridging fiat/crypto payments will eventually help lift most coins. The easier crypto is to spend/exchange in the mainstream economy, the quicker you will see mass adoption, lifting all coins with solid use cases. Read somewhere, the other day, mass adoption is currently around 5%………… Need to get the other 95% of the world on board.
Only thing I don't like about crypto.com is they force you to set up ACH bank transfers with your bank instead of them doing it like most apps do now a days. It's a hassle to do presumably so you'll just use a card and get charged 3% fee
I use CB pro. I generally can buy and transfer within a couple of minutes. I also use ACH. But i generally send everything to my dWallet. Especially my hodl coins. Exodus has been wonderful. I highly recommend. Only problem is no support for LRC. But I'm trying to convince them.
I bought AMP and ACH both. Not more than like 40 in each cause I still have a small crypto budget till I pay off my credit cards (has a couple recent emergency expenses that had to go on the cards, I usually always pay them off each month) but that was enough to get some nice bags even so, given how low they were when I bought early this morning.
Yeah, I wasn't able to fund via debit/credit. But chase verified my ACH transfers today. It would be nice if they could have the same process as Coinbase where they let you initiate the ACH transfer from the exchange and trade with it immediately.
You can link you bank account to Coinbase pro without using Plaid. It’s a bit hidden. Goto “Add Payment Method” Select “Bank Account” The next page says “Coinbase uses Plaid to link your account”, but press “Continue” anyways. The “select your bank” page has a search box. Enter something random like “zzz” It will say “No matches found” and show a button to “link manually” Enter your bank number to link using 2 small ACH deposits, and confirm the values after they post. This way you don’t use Plaid, and don’t have to give your username and password. Cheers
I like to shit on banks myself, but I can answer this one: I can't speak for banks and this is just my opinion here, but the 4 small purchases go thru what is called merchant services (think card transactions) those generally always take 3 to 4 days depending on the method you use at the time of transaction. If you used pin, it would go pretty much immediately. For the big one, likely an ACH that you set up in advance. Or an ACH in which the merchant has same day files.
TIL: Today I learned crypto com sets up a bank checking account for you (that's paired with your fiat wallet). When you set up "ACH Push" you start with your bank online and set up a "Transfer" to your new crypto com Metropolitan Bank checking account. Your bank will send two small test transfers. When you see your banks test transfers arrive in your crypto com fiat wallet you go back to your original bank online and validate the transfer works. I hope this helps other noobs, like me, cuz it's confusing tbh. This is the way.
Gotta say alchemy pay, ACH has been making some serious partnerships with Binance , Crypto .c, shopify , Polgygon MATIC , NEO , near and they just teased winning a contract for crypto fiat payment rails for PayPal. Shit has 300 million market cap and all this. Free money at this point lol
I’ve had a card since March and never paid for loading (ACH transfer), and also never had a “purchase fee” or charged more for anything I’ve bought. I do use the card multiple times a week though so I don’t know about an inactivity fee. I can see why $50 upgrade could seem like a lot of staking for ruby but if your staking for $4,000 or more I don’t see the big deal. Fifty dollar flex I spose lol. Good luck friend ✌🏼
I’m new to crypto and crypto.com. Waiting for the ACH transfer to be linked. Hope that’s done soon so I can transfer in funds. Crypto.com is the only crypto app I’ve used that doesn’t allow direct transfer from my bank. No idea why.
I started using Gemini like 2 weeks ago, my FIRST ACH finally went through lol but I found the platform to be waaay better than most. Binance has taken a month to get verified, and now I have to verify my address. Active trader on Gemini cuts my trade fees to a few cents. I'm able to lower my DCA for pennies. So far so good. Hopefully things go better!
1. Made me do a wire transfer of 1 cent that cost me $30 to connect my account, still wouldn’t let me withdraw. 2. Did an ACH transfer it has been 10 days no money in my account. 3. Customer service is dogshit and they take forever to do anything. 4. Have been having this kind of issue for about a month.
Are you using an ACH transfer? There's a much longer clearing period for those, which might explain the delay. But yes, that kind of thing is annoying. FWIW it's worth the delay is due to Fiat, though, not crypto. Binance (well, any for-profit entity) doesn't want to be left holding the bag if they let you trade before your $$ transfer clears, hence the delay.
I wait until I'm at least 10% above my investment to sell 1/3, if it goes down to my initial purchase or below I buy back minus 5% of the profit which I most likely allocate to a different coin. Disclosure, works best with assets that have a more certain rate of movement, like AMP, ACH, REQ, Stellar.
Still no free ACH deposits? What's the deal here? Incompetence? Indecision? No people to navigate regulation? This is the single biggest reason I use KuCoin over Kraken - no advantage to KYCing with either you guys or KuCoin and they have a better selection so... Also y'all are able to de-list XMR right quick but can't make a deal with a payment processor? It's beyond old and I would be 0% surprised to find out a year from now they are in the same boat !RemindMe One Year
I wish I could use the exchange. They have a lot of coins I'm interested in, but I just can't do their app buy setup. I need to see buy/sell orders and place one. That and how the hell do you get fiat on there? I'm not paying a credit card fee on top, and I'm not bugging my bank about ACH pushing to an account. Why can't I just setup ACH deposits?
Their app is awful. Beyond not being able to ACH, I tried doing a deposit via a credit card and I end up with nothing but a blank white screen. I actually tried to deposit $100 just now and that went through, so I went back and tried to add more and got the blank white screen again. Very frustrating. Has anyone else had this issue?
Consider making an account with Celsius or Blockfi so you can earn dividends on your coins. If you have money in a bank account, you can connect it to Blockfi or Celsius after you made an account with them. Then, for example on Blockfi, your cash turns into Gemini (GUSD). You will immediately begin making 9% interest, APY, DAILY, on your stablecoin (GUSD in this case). It pays out at the beginning of every month. You get free withdrawals if you take your GUSD and send it right back to your bank account (aka ACH transfer). It's a quick and easy way to let your money grow for you. The sooner you save, the sooner it'll grow. The APY % does fluctuate, and on Blockfi anything less than $40k USD accrues at 9% APY. Over that $40k mark and it drops to 8% APY. Remember: this accrues daily! So, if you put in $100 USD now and never add to it again. You'll make $9 USD in dividends for the year. Not much, so you want to continuously contribute to this account. If you wish to trade coins instead of invest (or stake), it's a risky business and I'm not experienced in that arena to give advice or tips.