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It probably drops a decent bit, then the yield from it gets ramped up til it's enticing enough to bring in more capital to get it back to $99-101. Still tbd how well it works, but I'm bullish that Saylor can keep it relatively stable over the long term with his proposed mix of dividend hikes/cuts, share sells/buybacks, etc. If it drops to $50 off a btc dip, but the dividend yield jumps to 20% or higher, people will flood back in, then btc goes back up and they'll reign it back in. To me, it makes sense and is doable, but it's still a risk. But, I'm of the opinion BTC bear markets like we've seen before are over so, bullish on STRC for my emergency fund.
I love STRC, but if btc dips for a long time what happens to our strc?
STRC would be the place for this guy
STRC isn't guaranteed to stay at 100 or yield 10 percent so I would leave some room for drawdown But yeah seems like free 4 percent to me
$200k in $STRC stock will give you a 10% dividend that will outperform any HYSA.
I cannot buy STRC or STRK on margin, only MSTR. I put in $2500 to get $5000 buying power just to check it out. But it won't let me buy STRC on margin. Let me know if I'm doing something wrong or if I need to put more in to be able to buy it
Someone tell me if I’m being retarded or not. STRC now listed on Robinhood. STRC is MSTR preferred shares that is meant to act like a money-market fund. Robinhood offers 5.5% margin rates ➡️ take margin ➡️ put into STRC preferreds yielding 10%➡️ pocket the difference and put into BTC. This helps MSTR buy more BTC. Creating a flywheel and essentially prints free money for you while helping MSTR commit a speculative attack on the dollar. Which drives ⬆️price of BTC. Am I missing something here?
Keep your emergency fund in STRC. Problem solved
How did u choose STRC and not the other 2?
Short term cash in STRC. Long term in BTC.
Would she be able to handle that much volatility with her wealth? If she wants to be BTC related, I think STRC is a better option.
I have a combination of Bitcoin and MSTR. I'm 46 and plan to retire in 4.25 years. My immediate plan is to sell my portion of MSTR shares currently lying in a tax advantaged account for one of their preferred offerings, at the moment STRC seems the most suitable option. That should provide me with ample monthly fiat to live day to day. I will still have Bitcoin and also the majority of my MSTR shares in a pension. Again once I hit the age can access my pension here in the UK which will be approx 10 years from now. I will top up my dividends as needed to counter inflation and maybe finally treat myself to that Ferrari (saw an F8 Tributo today which reminded me of why I love them. I will still leave a fair amount of MSTR left there and the Bitcoin which will be the inheritance for my (now 7 yrs old) daughter. I am also investing in Bitcoin and MSTR for her currently to give her a good headstart in life.
I do not trade Bitcoin. If you want to trade something with even more volatility than BTC, try trading MSTR. I would rather trade small cap tech stocks and take those gains to buy more BTC. If you look at the math and the long view of BTC, you are WAY better just going long, never selling, and let it do it's thing. Right now, you can use Fire Fish to lend Bitcoin out in a multi signature, non rehypothecated loan, with a yearly yield of 10.5 %. You can also just back the truck up and get10$ from Strategy with the financial product called STRC. Don't try to strike it rich over night with your main stack. I am a multi coiner and I still stack hard. For non Bitcoin people, I tell them at least buy MAGS and forget about it. I don't consider buying and holding "Investing " in Bitcoin because I am never converting it back into fiat monopoly clown money. By 2034 or so 99% will be mined and it should be way above where it is now. The volatility will be a little lower. It should still be a return above the S&P, or anything else. I think the surprise play is also Ethereum ( way under valued ) Those are the only 2 I have.. I have about 2,000 XRP that I bought at .58 and that will get converted to BTC eventually. Stable coins take the XRP narrative's wind out of their sails. If you want to accept digital assets into your business... look up Forrum pay. Great company.. ahead of it's time
A small amount, but all in STRC or STRF.
I'm pretty heavily in STRC as well. There's a bunch of reasons, but really it comes down to - it pays near 10% annually, it should hover right around 100$ a share for the foreseeable future (and Saylor specifically built levers to keep it that way), and it is _extremely_ safe collateral wise (his preferreds are backed like 10x over by the bitcoin allocation). So basically, you are yielding about 2x what the highest high yield savings accounts pay, and there are _years_ before something absolutely catastrophic could happen where you aren't at least paid out par value. And I honestly can't even think of what sort of catastrophe could be. They are paid out first over common stock in bankruptcy at par value ($100 a share)... I wrote a post: https://old.reddit.com/r/Money/comments/1myzg4b/mstr_preferred_offerings_are_greatly_overlooked/
Why did you choose STRC? Watched saylors recent talk about these from the other week. Still trying to wrap my head around all the products
About 15% and another 5% is in STRC
STRC and keep making monthly payments
STRC and STRK aren't promising specific returns?
STRK and STRC don't count?
I would put $100k in right now and rest into STRC and then DCA $5k -10k /month.
Yes, but there's also a lot more risk involved than in buying USDC, even if STRC isn't that risky.
I’m also buying some of MSTR’s [preferred stock offerings](https://x.com/strategy/status/1955630422236516759?s=46&t=jkCK9wusChTyibpPYP5ZhA) which offer 8-10%. Not as “safe” as US treasury since these could potentially suffer at the same time BTC is suffering but it’s only a small percentage of my portfolio that I am willing to grow over time anyways. If STRC trades below $100 I’m a buyer for the additional yield, if it trades above $100 then MSTR issues more shares to buy more Bitcoin and bring the price back to $100 which then benefits my MSTR shares, I like that deal.
I’m trying my version of a Bitcoin standard through Strike…borrowed my net expenses for the year and dumped proceeds into STRC that I’ll peal off monthly. My paycheck is 100% DCA. I’ll roll/add collateral as needed.
STRC looks like a great place to park funds for the bear market.
Which ones do you speak of, STRC? That one looks decent to park funds during a down trend/ bear market due to it being pegged at $100 and then receiving the 9% monthly annualized return. It's still new though and don't know how it might perform during a bear market.
The retail investor is no longer relevant to the mass adoption story. Its now about hedge funds and government pension funds. They're coming on board. And if Saylors STRC is successful in holding a stable value, stocks like it will begin to suck up capital from the money market and t bill market, feeding it into btc. Next comes major nation states. So those who don't take the time to educate themselves on finance will continue to be less and less relevant.
Just wait until STRC is fully deployed.
Nothing is guaranteed over such a short timeframe. Put it in STRC or something.
I keep an emergency fund in cash /money market funds. I'm also waiting for MSTR's "STRC" to be made available by my broker which I intend to use for much of this emergency fund. I buy BTC that I intend to hold for at least 5 years, probably much longer (e.g. If BTC loans become a more developed /competitive market, I'd generally rather spend via these loans, than by selling BTC).
pfff never sell your BTC buy CEFs (CRF, CLM, special drip at NAV) buy income generators (e.g., ULTY, YMAX, YBTC) buy growth (e.g., SCHG, QQQM) buy MLPs and REITs/mREITs (e.g., ET, USAC, O, MAIN, CSWC, SBR, etc.) buy Strategy preferred (STRK, STRF, STRC) - STRK = Yield Engine - STRF = Stability Layer - STRC = Capital Anchor - STRD = (situational) buy buy buy and hodl after all the years of fancy trading and options trading etc., I have found that these instruments are sufficient and that buy and hold is the best strategy (for me) because it frees up my time but these vehicles still use the same mechanisms I used to trade so now I have more time but keep the yield Accumulation is the name of the game Rebalance when you have opportunities that make sense but accumulate often and sit on it Time in the market beats timing the market Focus on tax strategy Don't follow stupid fads like selling MSTY to buy ULTY just keep hodling the MSTY and ride out the investment while you continue to accumulate elsewhere
Bitcoin adjacent place to put your emergency cash is STRC — I have half my emergency cash there and half in SWVXX. I may move it all to STRC with a bit more history.
Yes, diversify into MSTR and put some money into STRC for any short term cash needs.
Always keep a few credit cards with no balances then hit up a balance transfer offer of 0% for 12-15 months. They usually have a 3-5% up front fee but that’s about it. I’ve been doing it for years and see no point in having an emergency fund outside of maybe 1-2 months of expenses. If you can’t pay the balance transfer offer by the due date then sell your bitcoin at the most opportune time. BTW, put any available cash that you’d normally keep in a HYSA into STRC for 9% a year with monthly dividends.
Check out Microstrategy's $STRC which just launched two weeks ago. It's a preferred stock that's designed for price stability, paying 9% per month to start. It's meant to replace money market funds, bonds, HYSA accounts, etc. I'm using it for short term emergency funds and expected taxes.
STRC should give you 9% dividends.
I put my emergency money into STRC. This is a product offered by Strategy that pays approximately 9% dividends paid monthly.
Look into STRC, strategy’s new preferred. It’s designed to return 9% via monthly dividends and will adjust up or down each month to stabilize the price toward $100 so you can park money there instead of a hysa. Quite interesting, might be too risky for some to do their whole emergency fund but putting some of it there could help increase the return on your money
That’s what I’m doing now. However I’m doing a mix of all the preferreds. STRC, STRK, STRD and STRF. I’m not doing 6months, more like 2. Access to Heloc, credit cards, 401k loans, brokerage margin make 6 too much for me.
Yep, this is why things such as STRD, STRK, STRF and STRC were created. To create avenues for those restricted pools of capital to move into. Also why treasury companies are a thing.
I lost a lot in miners too, thinking they’re the picks and shovels and producing the most pristine asset in the world, they have to win. It was good until it wasn’t, thanks 2022. Had alts too. Now I’m just parked and staying put in BTC, MSTR and STRC - 3 levels of risk vs return.
You're not wrong, but you should know that options can be a useful piece of a healthy portfolio. It's not all dumb money. For example, you might own, say, 65% of your net worth in bitcoin as a safe-haven / store-of-value. Then you put maybe 20% in an income generating bitcoin-backed bond like STRC, currently yielding 9.3% / year, trading off upside for income generation and even more stability. Perhaps 10% in bitcoin equities like MSTR that take risk trying to generate a yield in bitcoin terms, and a few percent in long-shot, high upside plays like options. When bitcoin is down, the bonds maintain their value and your income isn't hurt, you are in a position to buy the dip and won't need to panic sell to cover expenses. When bitcoin rips up, the options go bananas and make up for years of taking zeros. You could also sell covered-calls on part of your portfolio, again with an income-generation / risk-reduction result. I'm not saying everyone needs to become a professional trader. I just want you to understand that these financial products aren't *only* casinos. They *can* be used intelligently to improve sharpe ratios and reduce risk, depending on your life circumstances. Good luck to you.
I think it’s too short a term. If you want some bitcoin exposure but not long-term and easy to exit, you can look into Strategy’s preferred stocks (STRC is designed to work like a money market with higher rates and STRD is below the $100 par.) You could also look into a Bitcoin income fund like XBTY or YBTC which would provide income off the gains of Bitcoin.
Saylors new STRC is to T bills as email is to fax
tldr; Strategy, formerly MicroStrategy, reported a $10 billion profit in Q2 due to Bitcoin's price rebound. The company plans to raise $4.2 billion through its STRC offering to buy more Bitcoin, continuing its strategy of issuing stock and debt for crypto purchases. Strategy holds 628,800 Bitcoin worth $74 billion, growing its stash by 20% quarter-over-quarter. Bitcoin's price rose 11% in the past month, while Strategy's shares edged down 0.6%. The firm aims to raise $42 billion for Bitcoin acquisitions over three years. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.
5. MSTR, STRK, STRF, STRD, STRC. Also they have NO revenue to pay dividend on any of these preffered shares. So they will have to continue issuing new IPO to pay dividend on old IPO and buy more BC. sound familiar.
""Strategy now offers four Nasdaq-listed securities (MSTR, STRK, STRF, STRD), with STRC as its latest addition, reinforcing its capital markets strategy to raise funds for direct Bitcoin acquisition."" STRE, STRG, STRH, ect.... next. this will definitely end well. We are witnessing the biggest ponzi scheme in history in real time.
'STRC stock introduces a new income-oriented structure and marks the company's continued focus on expanding its Bitcoin holdings through innovative financial instruments.' it's registered as a tech company
I don’t know know what you’re talking about. Own 2 STRF and 18 STRC. I can sell my shares on my brokerage any time and it doesn’t impact Strategy. Same with the common shareholders
This was from STRC issuance (BTC backed stable coin) not MSTR equities
tldr; Strategy (formerly MicroStrategy) completed a $2.52 billion IPO of its STRC preferred stock, using proceeds to purchase 21,021 Bitcoin at an average price of $117,256 per BTC. The IPO involved 28 million shares priced at $90 each and is the largest U.S. IPO of 2025. Strategy now holds 628,791 BTC, acquired at a total cost of $46.8 billion. The STRC stock introduces a new income-oriented structure and marks the company's continued focus on expanding its Bitcoin holdings through innovative financial instruments. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.
Saylor STRC 2.5 billion settles ad close of business today... If you're selling this week, he's buying them
Resistance training and cooking take up at least two or 3 hours a day and you gotta walk in the park. And you gotta go do a hobby like play pickleball or go surfing. And you gotta spend an hour with your family/parents, And spend an hour in the yard gardening/picking the orchard. And plan some trips/social activities, And spend an hour scrolling X getting alpha free investments(For example, yesterday I put A f&$#ing Enormous amount into STRC for an easy 12% in 2 months)
STRC from Strategy may change the treasury landscape overtime, better yield (9%) as it’s backed by Bitcoin which has a higher CAGR than inflation (treasuries)
He’s got 2.5b in the chamber with STRC but that’s not til next week
You have 2 billion USD? MSTR has. (Cash from STRC launch)
Saylor has $2B+ from STRC to deploy into this dip
The Saylor show just goes on and on... https://x.com/DylanLeClair_/status/1948418393716981867 "$MSTR Upsizes $STRC IPO 4x to $2B From $500M; Prices at $90, 9% Initial Dividend, 10% Effective Yield - Bloomberg"
Are we reaching the point where even folks cashing out their crypto gains park their funds in....STRK / STRD / STRF / STRC? That would complete the full circle and create the fiat decimation perpetual machine.
It will be an unpopular view, but STRC from MSTR acts like a layer 2 system retrofitted over traditional brokerage accounts that enabled you to Stake worthless Fiat USD in a way that returns worthless Fiat at 9%, paid monthly, which will be attractive to ETFs, any company or hedge funds holding US Treasuries, etc. In exchange, the initial offerings and subsequent ATM offerings of STRC will lock up more BTC forever in a smart contract. The equity growth pays the yield. We know that adding $1 in equity as a purchase reduces supply and drives up the price of all other BTC (and subsequently Alt coins pegged to BTC) by a factor larger than 1. A few hundred million in purchases a few weeks ago pushed us past 113k to 117k and opened the gate higher even though it raises the market cap by billions. That is an efficient use of capital. Tools like STRC, STRD, STRK, and STRF capture TradFi capital and lock away BTC, increasing equity further. If you need monthly cash flow, STRC can replace an easy way to get monthly Fiat, more efficiently than HYSA. And buying and holding it will promote the equity lift of BTC and alts overall.
Keeping money in the bank account and have it losing purchasing power is essentially being indirectly taxed. You may not perceive it in the same way as having to hand over money to the government but they’re either taking it via taxes, by deflating the currency or both. You might as well try to offset both of them as best as you can. With that said, Michael Saylor just created Stretch (STRC) for the exact purpose of mimicking a super high yield savings account which I’m going to dabble in when it becomes available. This way, the “gamble” is less and you only have to worry about settlement/transfer times. Luckily, the ex-dividend date is in the 15th of the month which is great as it gives plenty of time to move money out of the brokerage account and into your bank account to pay the next months bills. I believe the dividends are also going to be qualified which means preferential tax treatment at a lower tax rate than ordinary income. [Strategy's Stretch STRC Perpetual Preferred Stock IPO Backed by Bitcoin](https://www.youtube.com/watch?v=JNdTEeca9xQ)
10x. The risk is not in STRC, but in MSTR. That’s the idea. MSTR strips risk of their products, and simultaneously has a higher potential reward.
Hey ho there is yet another financial alchemy from the stable of Saylor. He has announced an iPo for a new variable rate preferred stock STRC. https://www.strategy.com/press/strc-ipo-launch_07-21-2025 Just reading the description of how this instrument works makes me roll my eyes.
The model depends on BTC price not collapsing beyond the cushion and MicroStrategy having access to cash or credit. If BTC drops >80% and MSTR can't post more collateral the fixed principal cant happen. STRC wont be FDIC-insured and there’s no mention of a principal guarantee. “engineered to hover at $100” is not a guarantee, it’s a marketing phrase.
TYSONS CORNER, Va.--(BUSINESS WIRE)--Strategy™ (Nasdaq: MSTR; STRK; STRF; STRD) today announced that, subject to market and other conditions, it intends to conduct an initial public offering registered under the Securities Act of 1933, as amended (the “Securities Act”), of 5,000,000 shares of Strategy’s Variable Rate Series A Perpetual Stretch Preferred Stock (the “STRC Stock”). Strategy intends to use the net proceeds from the offering for general corporate purposes, including the acquisition of bitcoin and for working capital. TL;DR - Looks like MSTR is gearing up for another huge round of raising capital.