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If you know any retirees and genuinely care about them, what percentage of their pension assets (if any) would you suggest to them to put into STRF or STRC for the 10 to 11ish % yield currently on offer?
To be fair, it doesn’t get as much attention because they don’t advertise for it like they do with STRC. Their ad blitz on STRC has been pretty incredible There’s bigger differences though. I believe the payments from STRC at NOT taxed as dividend payments, or even at all ?? I might have to re-check that but I remember Saylor talking about that. That alone pushes STRC over STRF There’s going to have to be a time where he lowers the payout on STRC and I probably wont dabble with it until I see how the stock reacts to that
They still don’t raise that much through STRC. Comparatively at least, to how much they raise through shitting out MSTR. Last week shows why STRC is still dicey… an 11% yield sounds great until the underlying goes down by 11% in a week I’m… interested but hesitant. I think the play might be to accumulate some when there’s a big dislocation like last week, but I need to see it trade more
STRF is the senior most instrument and if no dividend is paid, it gets carried over with compounding to the next period. So this one really has little chance of not paying out and even in a company liquidation, the holders will defo get made whole. STRC by its structure, is meant to adjust payout each month to keep it's price at par. Hard to see how they can get away paying that one. Of all the Strategy instruments, these two are definitely ones that have compelling propositions.
As far as I know, they have enough reserves to keep paying dividends for the next two years. They’re also not obligated to actually pay them. So if BTC fails to deliver for a year or two, people might not be so keen on buying STRC/F, especially if no dividends are being paid out.
What happens if some retiree puts all their available funds into STRC? They live happily ever after on 11.5%pa? While capital also protected by the stock being intentioned to trade near par? Or even safer, STRF with over 10% fixed yield and highest seniority.
Strategy has acquired 1,142 BTC for ~$90.0 million at ~$78,815 per bitcoin. As of 2/8/2026, we hodl 714,644 $BTC acquired for ~$54.35 billion at ~$76,056 per bitcoin. $MSTR $STRC https://x.com/saylor/status/2020846107685695931
He hasn’t been using convertibles for quite some time. His STRC product hasn’t raised THAT much money (relatively) and they have 2+ years of cash to pay for dividends and will just issue shares to pay for more The giant majority of his capital is raised through issuing MSTR shares. Which doesn’t really care about credit worthiness. He only cares if he can increase the BTC/share. The only thing that impacts whether they can keep going is if his mNAV stays above 1. Once it’s below, it’ll be a spiral I’m confused why you think he’s a credit risk or why his line of credit matters. People can have whatever opinion they want about issuing shares to raise money but it’s given them a lot of cash with very low debt and will probably keep going He rode out 2022-2023 when he was underwater too and then went on to not sell and the stock make new highs
I have been DCA'ing BTC for close to 8 years and will continue to do so. I have put most of my savings into STRC (use the monthly payments from that to buy more BTC. I then buy BTCI and BLOX weekly and let those snowball. I embrace the volatility of BTC with my DCA and feel the same with my BTCI and BLOX
Dude he cant be liquidated, just cant. Convertible debt have no liquidations price. STRC have 2,5 B usd reserve to pay dividends
Sorry I misread your message. Yes he’s been pushing STRC pretty hard. He’s not making money off it though, he’s just using it to buy more BTC, which doesn’t have a yield where he can make money off the delta like banks do. It’s just more dilution he’ll have to do
at those rates, and if you're a bitcoin bull, i'd look into some of MSTR's preferreds. STRC, to be specific, and make some money off the arb.
Microstrategy and their listed financing vehicles (i.e. STRC) are going to singlehandedly implode the the price of BTC and bankrupt MSTR. When peak financial engineering gets stress tested, the blowup is glorious. Grab your popcorn.
No one knows man. Lots of people insist 2nd half of the year will be bottom. Personally, I ignore that and deploy what I can when I can. Maybe I'll adjust my DCA when I get a new job. But all I know is I just continue DCA. My "lump sum" was when I first bought in 2023 after I talked with my wife. DCA, It's the most stress free way to win long term. Just remember to keep a healthy emergency fund, don't put it all into bitcoin. I put a portion of my E-fund into STRC for the 11.25% interest.
Don't think about top. It's like marrying top model or actress. Ain't gonna happen. Think about your average entry. The more you buy the dip, the lower the entry to your whole Bitcoin trade. It's not gonna go to zero hence it's going to millions. Just provide liquidity in your life so you don't have to sell prematurely. If you need the money in not distant future, STRC is better option.
I took advantage of this in December. I sold FBTC, purchased STRC, received two dividend payments at the end of December and January, and bought right back in to FBTC.
# Strategy raises STRC dividend as the preferred stock's price drifts below par # The dividend increase follows renewed pressure on STRC, which has been trading below its $100 par value. The title, and the first sentence.
The cash they have isn't to buy BTC at all. They do fresh ATM's every week to fund their BTC purchases. They already did a big raise last December to keep a couple year's worth of cash for STRC and other products they have There is nothing forcing them to sell within a remotely short time frame, even if BTC price gets halved. The next shot would be a year+ from now when their convertibles are due and I can guarantee they'll either refi or shit out more MSTR before he sells a single BTC. The dude is batshit crazy The risk from Saylor isn't to BTC it's to his "shareholders"
50% BTC 40% MSTR 20% STRC. 10% Margin
Once the common stock falls way below mNAV, Strategy will no longer be able to fund btc purchases with common stock sales. They will rely primarily on STRC at an increasing higher and higher dividend rate. Saylor just upped the rate to 11.25% to try to get more money. This is as ponzi as it gets. Big players are avoiding btc because of Saylor.
They are though. They’re buying his 10% yield STRC shares and all his little dilutive financial instruments. He’s creating volatility that can be arbitraged and played with by standard market players which draws in capital. I actually like Saylor because he’s essentially stealing from the rich and propping up an asset that your everyday person can own. The problem is that retail is dumb and not buying what he’s been saying to buy. Bitcoin. Actual bitcoiners shouldn’t care what he’s doing because he’s just permanent buy pressure for the underlying asset they own. The people who care are those who bought MSTR thinking it would go to the moon.
You could take one million today and retire anywhere. A 10% dividend on STRC means you’d never have to work again. Not to forget that Bitcoin always goes up so even holding it in Bitcoin you could spend it every year and never run out.
“At such a low mnav, he can not keep the BTC per share up anymore” Pardon my extreme ignorance here, but since it’s still above 1.0 mnav, isn’t the opposite of this sentence actually happening? Additionally, isn’t STRC accretive to the common stock? Lastly, why do we believe the mnav is going to stay at its current level forever and cant ever go up? Is that how we feel about the 700,000 BTC they’re holding, too? I’m looking forward to being educated here.
Hey man, I’m a retired veteran, I’m not pushing that though. If you understand you’re truly trading a chunk of your soul and personality, permanently for that security, then it is a way. The US has a shortage of CPAs right now, especially qualified in crypto. It’s not something an AI company can provide assurance of since there’s so much variety in the tax code. All jobs that require hand tools and skilled labor are still going to be around for a long while. Mechanics, plumbers, electricians, robotics techs… anything like that. Personally on crypto, I like the explosion of digital mining. I use GoMining, their miners start at $25, it’s been good to me. It’s very slow but very steady, guaranteed payouts, 1TH of power is about $0.04-$0.06 depending on the day. Sure, I could have made more just dumping my cash in Bitcoin but I know how I am. When it pops big enough I sell for bills. With mining, I’m constantly getting crypto. I don’t want to self promote because that’s usually frowned on but if you message me I can give you a tiny discount code. Another alternative is sazmining. Look for ones that let you OWN (not rent) the power. Also look for where their servers are located, stay with countries that lean away from communism - just is what it is there. Watch financial YouTubers especially those into crypto. Most of the simply Bitcoin guys are good, Mark Moss, check out Anderson advisers for legal (they cost about $3k). Start watching Michael Saylors talks. Learn about STRC. They pay an 11% dividend on $100 invested, it is tax deferred income until you sell. Nothing gets a rate like that and it directly supports bitcoin. MSTR is low now, but learn about that too, it’s a leveraged position on strategies Bitcoin holdings - any of these are accessible with a free fidelity account. However you do it, invest now and do it rabidly. Change is scary, we don’t remember monetary Shifts, they’re a once in a lifetime opportunity. When it feels too much, try to reframe it as gratitude that you understand (at your young age) what we have here, a real chance to pull ahead and dismember these dinosaurs. Find your retirement number - what you will need every month in cash flow to survive at 85. We have like 9 million people over 85 now, by 2050 that’s projected to be around 21m. People are living longer than ever, your chances of making it that far are high. That’s what you must set up whether dividend, mining income, or investment interest. I’ve met the most unassuming looking guys driving Kias and looking like they could be impoverished who were quiet millionaires, fidelity did their report on them - it’s mainly consistent investors who stayed the course through up and down. Whatever you do, do with conviction, stay the course, and research hard yourself. Don’t live like others now and you’ll live like others can’t later. You got this.
Is Adam Livingston an influencer. I want to try out his retirement strategy. 80% STRC 10% MSTR 10% Spot or IBIT. Blow up my retirement.
My point stands, that shitload of 11 trillion will be competing with stable coins. Those money market accounts will be competing with things like MSTR's STRC preferred. short-term transactional funds can still stay in stable coins.
AI Long Answer: +7 STRC (often referred to as "Stretch") is a Variable Rate Series A Perpetual Preferred Stock issued by Strategy Inc. (formerly known as MicroStrategy, MSTR). Launched in July 2025, this instrument is designed as a high-yield, income-focused asset that aims to maintain a stable share price around a $100 par value, effectively operating as a Bitcoin-backed "stablecoin" or cash-alternative with high, variable dividends. Key Characteristics of STRC: High Yield with Monthly Payouts: STRC pays a high variable annual dividend, often in the 10%-11% range as of late 2025, which is paid monthly. Price Stability Mechanism: The dividend rate is adjusted monthly by Strategy's board to encourage the trading price to stay near $100. If the price falls below $100, the dividend may be increased to attract buyers; if it rises above $100, the dividend might be decreased. Bitcoin-Backed: The proceeds from the sale of STRC are used by Strategy to purchase Bitcoin. The stock is intended to be heavily over-collateralized by the company's significant Bitcoin holdings. Perpetual Structure: As a perpetual preferred stock, it has no maturity date, meaning it does not need to be redeemed by the company at a specific time, though it is callable at $101. Capital Stack Position: STRC is considered a senior security compared to the company's common stock (MSTR) and other more junior preferred shares (STRD, STRK), but it sits below debt holders. Risks and Considerations: No FDIC Insurance: Unlike bank deposits or money market funds, STRC is not insured by the FDIC. Variable Dividends: The income is not guaranteed and can change monthly based on the board's decisions and market conditions. No Hard Peg: While designed to stay near $100, it is not guaranteed to remain at that price, and it can fluctuate. Exposure to Bitcoin: While providing high yield, it is tied to the success of Strategy’s Bitcoin accumulation strategy.
They may not have any loyalty to the little guy. Saylor has a good chunk of stock, as well as other board members who I heard one of which just bought a good chunk of MSTR with their own money…. So they do care about share price, and SATs/share. Carl Rickertsen bought 5,000 shares of MSTR common stock for approximately $779,395 (at an average price of about $155.88 per share) around January 12-13, 2026. This was his first purchase in over 3.5 years. Jane Dietze bought 1,000 shares of preferred perpetual stock (STRC/Stretch) for ~$99K at $99.48. - This one is Not MSTR stock, it does also show belief in how MSTR is raising money to buy BTC. STRC is currently paying an 11% yield. Many people with Bonds that pay 4.5% would do better putting 10% of those bonds into STRC. Even better in a taxable account since the dividends are not taxed until you sell. (Make sure to hold >1 year to pay lower taxes)
So you’re saying they will just keep borrowing against their bitcoin to pay the interest of STRC and all other dividend based product. What happens when btc price drops more and more, which forces them to increase their collateral, and where are they getting the money to repay those loans?
Put your savings into STRC take the 8-10%monthly payout, buy BTC, loan out the BTC buy more STRC wash and repeat
River offering 200% supercharged dca fee free has been amazing. Stacking hard on down days. Fixed my watch only wallet issue and I have my free auto withdrawal setup again. STRC offering 11% monthly interest has also been amazing... tax deferred means I don't pay taxes until I sell (or at least a long time, around 9 years at this rate, I think). If I keep reinvesting/compounding, it continues to grow and extends that 9 year time horizon indefinitely until it's time I decide to sell. I've placed around 40% of my 12 month emergency fund/savings into it. I'm tempted to move a little more into it. I don't like having so much "cash" and STRC has had far less volatility compared to a couple months ago. No matter what happens, I feel great. Bring on the deep bear market or the super cycle. My body is ready.
What’s the benefit for the common stock shareholder? You’re referring to products like Stretch(STRC).
STRC acting like a safe heaven is pretty interesting
STRC is still at $100 today even with this dip in bitcoin, this is interesting. Saylor is going to suck up a lot of supply with this. Last week he got the mined supply with STRC alone.
He has specifically said he has no interest in being a bank or doing any of the above. He has actually said it would be a bad thing to do. He genuinely thinks STRC is their iPhone moment and will become the biggest product of all time, or at least that’s what he says to get more investors. I genuinely don’t know what the pay off for mstr investors is supposed to be, their only real revenue is btc going up and they have said they’re never selling it so that’s irrelevant. I guess that’s why the stock is doing so bad, what are you even investing in.
Those are good numbers for STRC. Another 1.8 billion in common stock dilution though, yikes.
That's nuts. Only $294 million from STRC. This is essentially the speculative attack.
He is borrowing at 11% by selling STRC to buy btc.
I was thinking this seemed too small a profit based on the jump in price. I did the math myself, then double checked with AI. Looking at determining real custody of Bitcoin, or going with an ETF like BTCI or STRC for weekly income. Of course the math depends on how fast Bitcoin rises to $120,000 level. I am thinking it will sometime this year. The advantage of owning Bitcoin would be as a hedge against the Dollar which contacted 10% last year, I believe. Can't afford to keep losing 10% of value in my cash.
Don’t forget to factor in strategy and STRC. They are buying bitcoin faster than it can be mined
I bet this most recent buy is bigger based on MSTR common volume and STRC par value volume.
Yes, but I have my portfolio broken down into 75% STRC and the rest in MSTR and BMNR (About 15% MSTR and 10% BMNR). So fully exposed to BTC and ETH through DATs
80% the rest is in STRC for yield
BTC & STRC only. STRC for saving, BTC for store of value/growth. Been thinking about Tesla stock. But have a feeling in 2036 I’ll regret investing in TSLA over BTC.
2500 from STRC alone would be wild. What will it take? The price sharply running away from them, I would imagine. Reactive vs proactive thinking.
I think a lot of eyes will be on STRC this week. Estimates peg the amount sold at enough to buy 2,500 bitcoin. That's a big purchase without tapping the common stock ATM. Let's see how the actual numbers look on Monday. That just becomes a black hole for money that wants 11% fixed return, sucking up all bitcoin in it's path. Not great for bitcoin, but good for NGU I guess.
It's funny to hear someone doing almost the same thing as I am. The only difference is that I intend to sell one-twelfth of my STRC each month and use the yield plus proceeds from the STRC sale to purchase FBTC. I don't think the fluctuation in price will be predictable enough for me to try your idea. I could be wrong though.
It is designed to trade at par (by selling off STRC/raising dividend) so you in theory you could lose on transactions costs. It could also protect you for a drop in the price of STRC. I think a lot of people who like bitcoin will use this product and when bitcoin will be very attractive sell STRC at the same time. My two cents.
MSTR, or STRC/STRF, depending on your risk appetite at this time.
I’m trying to convince my father to buy STRC as a gateway drug
What about STRC though. If you’re just talking yield and want stability also, it’s paying 11% this month. It pays monthly and the share price is pegged to $100 per share. If the share price drops then they crank the yield even higher.
Dude, STRC is the best Fiat investiment available
I agree, but STRC is not a stablecoin, it’s a security
For Trad Fi retirees or those near ur, the bear alternative aside from IBIT in their portfolio would probably be STRC as a TBill alternative. Currently paying 10% annual or just north of. Backed by the full faith and credit of the BTC Blockchain and the fact that Strategy owns such a large percentage of it. They have enough collateral for several hundred years of dividends, and as long as governments keep printing (they will) they will always be able to borrow to pay the dividends or buy more BTC to drive up price and equity. STRC will float between 98-100.05 most days. When it is over $100, they sell more and buy BTC. When it is under 100, they have the cash to do a buyback(when mNAV is less than 1) of MSTR or they can increase the dividend. Works like this: Sell 1000 STRC for 100, 000. Buy 1 BTC. Have a few thousand to spare. At 10%, the annual dividend is $10. Monthly dividend is thus 0.83. So pay $830 in dividends. $3000 or so leftover can cover several months more dividends. You are going to sell even more STRC in the process. With T Bills, you buy a $100 share and are then paid a rate (lower) than STRC. They will just print the money to pay the TBill holders. With STRC, you buy $100 share. BTC will go up infinitely because the counter Asset, USD, will be increased ad infinitum
STRC is also called stretch. here is a video by Adam Livingston that explains it. Too much typing for me. https://youtu.be/tfytvQXI2DQ?si=R-bu37ntMIq3d2e_
Why should most parents give a shit about a decent yield when their property has gone up like 500% since they bought it on one income in the 70s/80s/90s? THAT was their yield. We don't get that but we DO get things like BTC, super easy low cost access to ETFs, brokers etc and new products like STRC which give 10% yield. But yes, the banks have indeed been scamming for centuries, and will continue to do so. Why do you think they are so keen to shackle BTC? So they can manipulate the hell out of it like everything else.
Depends on your desire. I like Bitcoin-related strategies that support the ecosystem, so would further break it down by the following subcategories: Short-term life spending = Cash / USD stablecoin Long-term savings = Bitcoin / IBIT. Get actual BTC if you have self-sovereignty interests. Income = STRC or SATA or some Bitcoin-related preferred equity with dividends Investment = MSTR or other Bitcoin treasury companies
If bitcoin goes to some number... I'm converting a certain amount to fiat, buying something like STRC, REITs, or some other dividend payers... living off those dividends, keeping the majority of my stack, and buzzing off. There will be people that never see me again at that point. We can talk about the USD losing its value yearly, but it'll still have a place at the world table for years to come before everyone abandons it.
I think some of it has to do with STRC starting to take off. Boomers and high net worth individuals definitely find it attractive to be able to park their money somewhere with a guaranteed return of 11%. As long as that stock stays over $1/share, Michael Saylor is buying up a shitload of Bitcoin with it. On the reg. This, plus banking institutions adopting Bitcoin in masse, the clarity act on the horizon, fed chair exiting soon, tax implications staved off for another year….everything points to a very nice Q1.
Strategy's upside is huge right now imo. Low mNAV, just as their financial products are heating up. I don't think most understand what a tailwind Strategy and Bitcoin are going to have when Strategy's credit rating tips into investment grade. Huge pools of capital will be unlocked that will flow straight into Bitcoin held by Strategy. The preferred shares will benefit dramatically as well, which in turn lowers the borrow costs for Strategy as they print STRC et al. Saylor is pushing all the right buttons to make it happen, the USD reserve was a stroke of genius. I've been buying MSTR and STRD hand over fist lately.
The STRC volume from Strategy is crazy. Saylor's purchase next Monday is gonna be massive.
Bro has sold over 5m shares of STRC so far this week. He doesn't need more ideas. He created the worlds best product and sales are growing day after day, week after week.
stack sats and save on the blockchain and create an emergency fund in STRC. Now is not the time to spend sats. now is the time to aggressively aquire them and hodl. let the Institutions come and create financial rails that will allow you to use your sats for collateral in the future. yes of course swapping back to dollars may be necessary. But wouldn't the better course of action be creating an emergency fund and not over extending your lifestyle to the point where you have to spend the finite asset that you want to hold for your progeny? just my opinion. I also create a stacking goal that never gets sold and an amount of sats that I will sell if shit hits the fan. STRC has helped to eliminate this though.
I would suggest holding your sats and start a dollar savings in STRC. it may start out small but just like the stack of sats you've got to start somewhere. spend less than you earn, imagine your in a 1000 ft whole and saving in sats and strc construct the ladder out. 10,000 in STRC won't yield as much as you think. do the math on it. everything takes time.
Nah, most of the money comes from straight up issuing MSTR stock at the market. A smaller percentage comes from issues the STR* products, mainly STRC. He isn’t using BTC as collateral It’s in their 8-K they file every time they do this https://assets.contentstack.io/v3/assets/bltf8d808d9b8cebd37/blta7da64f7ebf6312a/69645ea3818dc30008b31ebb/form-8-k_01-12-2026.pdf
If someone had over $20,000 in BTC would it make sense to sell some for at a loss and put a portion of that money into STRC and buy back into BTC with the monthly dividends?… asking for a cousin.
I'm all for STRC but your use of literally is upsetting
Im huge on STRD as well, the yield js even better than STRC
I don't think you know what STRC is
STRC is the shit. haters fonda hate wcause they don't have 40,000 or so dollars in it collecting 11%. that then goes to buy spot btc. It's fucking fire.
Mstr is down from 440 to 150. Thats not nothing. Btc dumps every day. His buys are miniscule to the sellers. Gl if your holding STRC. Id stay far away from it.
2% common share dilution (MSTR issuance) And $13m/year extra dividend payments owed (STRC issuance)
We all know fiat will continue to print and plebs may notice STRC yield of 11%. It will boost Bitcoin.
Nice. Looks like a good plan. If the divided continues to pay out and the stock price stays $100 +/-5% over the next few months, I don't think I'll be able to resist shifting from 70/30 (MM/STRC) to 60/40 or even 50/50. I don't have any IBIT yet, but currently daily DCA spot bitcoin on River.
Throw in a cup of MSTR, STRC
The difference between BTC and MSTR is that Strategy can dilute the piss out of their stock to buy more Bitcoin, which increases the value of their stash while diminishing the value of their shareholders. As long as he's buying while the price of BTC is flat, their share price will continue to fall as he uses their shares/STRC as an A.T.M. for funds to keep buying, unless a wave of speculation suddenly rushes in to Strategy.
I’m totally diversified: BTC, MSTR, MSTY and STRC. Let’s fucking go!
MSTRs yesterday: oh we're still in MCSI and Daddy Orangeman is starting wars it's moon time baby! Today: yeah, I guess that MCSI guidance still limits Saylor but uhhhh STRC has 11% dividend you're all morons blaaah
Invest in growing businesses, save in Bitcoin. In your perspective, that saving is "investing" but Bitcoin is not just speculation anymore but store of earned value. Work, save in Bitcoin, use income to invest in actual growth companies where business is behind or broad market funds. It's the best equilibrium. Also, for "cash at hands", you can use STRC in the FIAT world.
MSTR is still technically up, and touched as high as 170 today. Though Saylor probably took that opportunity to sell shares / dip into STRC to take out a nice big chunk of cash for his next BTC purchases, helping to drag the stock down. It *also* doesn't help that Bitcoin is down like 3% from yesterday's closing, if you hadn't noticed. They're kind of correlated.
I am still 50/50 between STRC and SWVXX atm, but I think about that split a lot and will likely move more towards 75/25. If you look at their cash reserves I see no risk of them not paying their dividends for the next 2.5-3 years (2.2B in reserves w/ an 839M annual obligation). Also, I buy IBIT with the STRC monthly dividends as one more DCA mechanism.
Did you end up moving all you emergency cash into STRC? I ask because I just moved 1/3 of my emergency fund to STRC. Going to watch and see if the dividend rolls in reliably over the next few months to determine whether to up the proportion. But I'm new to it, and haven't even gotten the first dividend yet.
I'm trying something similar with JEPI, PFF, XYLD, and STRC. If anybody sees anything wrong with any of these I'm open to hearing opinions. From my research they seemed stable enough to make a small investment. Hopefully I don't get burned.
Check out STRC from strategy. Its more tax advantageous compared to covered calls etfs
That’s true, he was charged for violating accounting rules 25 years ago. But he didn’t actually violate any rules, every other tech company was doing the same thing at the time. Every other tech company went bankrupt at the time, microstrategy survived. Because they needed to charge someone with something, the sec fined him for fraud, but he didn’t do anything wrong, he just declared accounts receivable as income which was standard practice, but not fraud. Now, he’s operating completely within the rules by declaring unrealized bitcoin gains as income and STRC dividends as tax deferred since they are declared as Return of Capital. He’s doing sophisticated accounting practices, but it isn’t fraudulent or illegal, just like last time.
The actual stock doesn’t make sense but the other tracker symbols they offer do. STRC 11% safer risk return then risking it in bitcoin. If you have money you were planning on throwing into a short term cd, this is a way better offer. Maybe not long term but for 3-12 months. Easy win.
STRC is a different type investment than that of BTC, but the underlying BTC is what drives the ability for them to give 11% rn. Im really liking their products, just gives me a lower level of risk and some more cash flow
They’re buying with other people’s money. If the whole thing blows up they’ll still be very wealthy. After looking into MSTR and STRC I really don’t see the benefit of the extra company risk vs just buying BTC. But seems like MSTR is approaching a good entry / low point so not sure if I should allocate some as a bet there vs just keep buying BTC
that was what had gotten me interested in MSTR initially, but they couldn't find demand for their bonds. The idea that it was just MSTR and they could do stock dilution and bond sales to stack BTC and actually have leverage at max they only ever had like 10% of BTC purchases with debt, so leverage was always minimal instead now they found demand for other esoteric financial products they created under STRC STRF etc MSTR buyers till act like MSTR is the former simpler offering
MSTR is designed to bleed out to their new preferred shares stocks (STRK, STRF, STRC) in a bear market. It's only going to get worse.
I'm more concerned that they are canabalizing MSTR with their preferred shares (STRC, STRK). It has gotten too complex.
85% Bitcoin 10 to 15 % STRC
What I would do is open a fidelity account and a fidelity crypto account. Buy $4k of BTCI and use the monthly dividends to purchase BTC in the fidelity crypto account. I would then take $1k and buy BLOX and take the weekly dividend and buy BTC in the fidelity crypto account. I would take the remaining $10k and buy STRC and take that monthly payout and buy BTC with that. Once you hit .21 BTC I would drip the BTCI and BLOX back into each to building your position in each while you keep using STRC to buy BTC in your crypto account.