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I DCA daily into SPX6900. It’s a movement coin protesting an extractive financial system with goal of flipping the SP500. Take a look, we have so many smart professionals like yourself. We just partnered with Mindtime to take a psychological profile of the whole group to determine our thinking style (Mindtime.org) Kicked off by a neurologist in the group. It is fucking sick what this group is doing. It’s not even just a coin. It’s so much more.
Dude. Regular folks with regular money talk to financial advisers too. He'll probably tell you to stick it all in an SP500 index fund and wait til you are 65 and live large when you are old. What I'll tell you to do is to cash out $10k. Stick 5 in savings for future emergencies/opportunities. And, have fun with 5. Get some nice clothes. Take a date to a fancy restaurant. Get a nice bottle of whisky. Upgrade your GPU. For the rest: Move it over to BTC and **put in a trailing stop loss.** Everyone expects a run up at at least $150K by then end of the year followed by a bear market through 2026 starting maybe as early as January. The market's being weird this cycle. So, who knows what'll happen. But, good news is the second-likely prediction is a slow steady climb straight through to mid 2026. In other news: We might be heading into DotComBubble 2.0. So, the SP500 is getting scary. And, we're likely running into runaway inflation. So, stock and real estate prices will go way up even though the real value won't change much because it's really just the dollar going down. So, if you want to get out of crypto, consider relatively-boring high-yield bonds.
Invest it safely, away from crypto. If you invest at 7%, it will double every 10 years, meaning when you're 60 it will be worth $1.6 million. Or it will pay for college for your kids. Use it to make Roth contributions every year, but otherwise leave the rest outside your retirement accounts - you want to achieve kind of a 50-50 split between retirement accounts and non-retirement accounts as you get older, because (experience talking here) you have no idea what life is going to throw at you, but whatever it does throw at you, you will have more options for dealing with it with an extra $100K at your disposal. Use regular workplace deductions to fund your 401k, taking advantage of any employer match. If you really don't know what to invest in, suggest 25% in SP500 index fund; 25% in SCHD (blue-chip US dividend); 40% in SCHY (blue chip foreign dividend); and 10% in gold (Canadian 1-oz gold coins). Don't go nuts diversifying into every possible asset class or buying a million different small positions; this is a starting position, as you get older and more experienced and as your life situation changes, you can adjust as you go.
That's like saying is it too late to buy SP500... it only goes up
MSTR didn't get into the SP500, and holds over 638,000 BTC. As their share price slides, what the hell is the future for them?
yo compre tambien SP6900, al revisar los gráficos realmente tiene un buen rendimiento, es interesante en que se pueda convertir en el futuro.
When a bear market happens, the bear will devour them and a lot of these other companies. SP500 is smart to not include it.
"Snubbed"? LOL. It doesn't qualify for it. SP does not care about one-time gains on assets bought with raised capital. MSTR does not qualify, end of story.
I have been researching this topic for thousands and thousands of hours since 2017, reading countless books and studying it deeply. It’s a deep rabbit hole. After so much research, my well-intentioned advice if you were to ask me would be, sell everything you own and convert it into Bitcoin. Forget SP500 stocks., put 100% into Bitcoin. It will almost certainly reach millions of dollars and, eventually, replace the dollar and other fiat currencies. But you will come to the same conclusion yourself if you dive deeply into this topic.
So yearly return of 8%, worse than SP500? I don’t think so. I think either bitcoin falters and goes to almost 0, or significantly outperforms and goes to millions. Extrapolating performance of the last 5 years IMO does not make sense
SP500 and Nasdaq going ATH while crypto down and stagnant, what happened with the correlation ?
SP500 and Nasdaq going ATH while crypto down and stagnant, what happened with the correlation ?
Literal garbage market. All in one SP500 next year 😂
SP500 retraces -30% in bear year, that’s easily -60% for BTC late ‘26 as per the cycle there is a bear year in every 4 and the last one was ‘22.
I agree with no blow off top. Its more likely that it will keep gradually rising the way SP500 does, maybe even into next year which would end the 4 year cycles. The 4 year cycles have become too predictable and will not last forever.
Most ppl’s exposure to mag 7 are via broad indices, SP500 or Russell 3000 etc. They automatically rebalance as market rotate from one winner to the next.
I could be wrong, but I thought the potential market cap could FAR exceed $20T. I thought it was around $500T if BTC truly became the world reserve currency and forced people to stop monetizing real estate/SP500/Bonds/etc as savings accounts?
Don’t worry when markets close bitcoin literally has a mental breakdown an 3x SP500 losses lol
Meme. Ballad of Buster Scruggs. https://i.ytimg.com/vi/hbEbD1Z_tNQ/hq720.jpg?sqp=-oaymwEhCK4FEIIDSFryq4qpAxMIARUAAAAAGAElAADIQj0AgKJD&rs=AOn4CLCi6SP1_AiSwriaBqxO3FnLnKTjAQ
Peak to peak, BTC has been losing to tech stocks indices since 2021. It still beats SP500 but not by much.
That’s the neat part… you don’t. I lived in China for the past seven years. You can buy Chinese A shares, but the market is very retail and has not performed as well against the U.S. SP500. Most people buy real estate… and while people have been claiming it’s a bubble, this time does feel different given the general state of the world economy (who would have guessed printing this much m2 money would have caused this many problems….).
if I had like 5, yes. ecstatic. Cashout into SP500 and retire.
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Why would you sell now? 😂 Nothing out of the ordinary is happening right now. This cycle is 95% complete tho. This goes both for Bitcoin and SP500. If there is not a clear breakdown in the charts, you dont sell. Until that happens you ride the wave.
Oh god... So, 'buying the top' refers to buying at the highest price in a market cycle. It has no where to go but down. Look at the charts, you see how they have peaks and valleys? You would be buying a peak right now, or, close to it. So next, is a valley. A buffered position in stocks is an investment strategy that uses options to limit a portfolio's potential losses, or "buffer" the downside, over a specific period. This downside protection comes with a trade-off: a "cap" on the maximum potential gains. This strategy is most commonly implemented through buffered exchange-traded funds (ETFs). For example, I just put a bunch of money into a buffered position that is indexed to the SP500. The position has a 20% buffer, is capped at 10% gains, and matures in like 9 months. It was a 15 month contract. So, if I hold for the full 15 months, and the index goes down 21%, I only lose 1%. However, if I don't hold it until maturity, I lose the full 21%. Now, if at any time, the position moves up 10% or more, I can sell it, take my profit, and buy into another buffered position. This is a good strategy to get into a market that is really hot, maybe at, or near, ATH's. Does this all make sense? You are protected on the downside, but you've got to let the contract mature. If you hit your gains limit, you can sell it too. You don't need to hold it until maturity to take gains. You do need to hold it till maturity to get the downside protection though. There is a new BTC buffered ETF that I believe just hit the market, or will hit the market soon. It offers downside protection, which, you might want if you'll be lumping in at the top of a market cycle.
What you call volatile, I call risk. Remember from my parent comment I said “only invest what you can afford to lose.” Thats all part of my risk argument. And… bigger the risk… bigger the reward. Im hoping to lower that risk by creating a portfolio. I know Bitcoin heads don’t believe in anything but Bitcoin; and Old stock heads don’t believe in anything but stocks. But look at this guy: [$1000 every January since 2018 in both Crypto and S&P500](https://www.reddit.com/r/CryptoCurrency/s/Kk81qcaOEL) In summary: He invested $1K each January in the Top 10 Crypto (oh my god… yeah it isn’t only Bitcoin) and he invested $1K in S&P500 (Warren Buffets favourite index fund). In the 8 years, he has invested $8K in each. His Crypto portfolio swelled up to $28K over 8 years (and he breaks it down year upon year). That’s 350% gain. That SP500 portfolio swelled up to $13K over the 8 years (he breaks that down too). That’s a 162% gain. Bigger the risk, bigger the reward. Again… “only invest what you can afford to lose.” Stock market isn’t impervious to this either… enron scandal.
And while BTC shits the bed, SP500 hit a new ATH again !
The SP500 is also heavily weighted towards the technology sector, so if that's what you're trying to do, there are better ways than splitting your investments between QQQ and SPY. I'm just saying, if you want to add BTC, and you want to more or less keep your current contributions, it would make sense to cut from the two positions that overlap.
I think it makes sense, to have more exposure to the technology sector and the SP500 and to achieve a balance, does it make sense to you?
Think of it this way, sp500 has 100 years of stable increase growth, of which beat inflation, bonds, any HYSA, all by a long shot. The SP500 only tracks US companies. The us economy goes boom, all of that is worthless. BTC is based on a GLOBAL scale. A scale so massive all governments of all the world are invested into it. How else did this thing go to 100+k as fast as it did. It has outpaced every single investment by a LONG SHOT even those considered the safest. The world would have to end for BTC to fail, and at that point, what good is money anyway ?
I'll take your advice! I didn't see Bitcoin as much like the SP500, this brought me more peace… but I did see it as something big in the future. And you're right! My strategy is to save up to put in whatever I earned every Friday or on Sunday. I don't trade, but sometimes it's good to wait on Monday for the news, which typically manipulates the markets. That's been my strategy. Do you think I'm doing well? 😨 (sorry for my bad english)
Yeah I totally agree. Our OP here seems to be buying in an extremely odd way, and I only explain it too loving that buy button. It makes sense, I felt so good about doing it; felt like it didn’t matter because I was investing into my future *at the end of the day, it technically is true* However, when for the first year my portfolio was hardly even up, it made sense. Very long term, you’ll see some growth for sure. Bitcoin is basically just the crypto SP500 but with way more growth after all . However, when you’re spending as little as 1$ and have many many many transactions per day, it just seems incredibly inefficient.
Ok. In 12 months to date, the USD is down 3.4% but the SP500 is up 14.2% NDQ is up 19.75% XAUUSD is up 38.8%
Welcome to the realm of Bitcoin. We eat volatility for breakfast here. If you don't have the stomach for it, better sell and go buy grandpa's SP500 at the dollar store.
I feel like the markets continuing to run up hurts the average Joe way more than a 30% SP500 correction + a 15% housing correction. Always bet on the masses to be fucked. I agree with your thesis but I just don't think it flips back on capital assets until we see pitchforks out (literally). And that is still not on the imminent horizon in my opinion.
What do you mean you have never seen a drop this big? Even SP500 can tank few % after bad news or some events, right now 250 million USD of longs got eliminated so it tanked a bit to 110k now its again at 112.5k almost 113k again. Just calm down, have a long term perspective on ur investment.
1. Household savings rates all time low 2. Debt at all time high 3. Prime rate car loan delinquencies highest in 15 years 4. Uptick in mortgage delinquency 5. BNPL credit is maxed for many 6. Tariffs will be priced into consumer goods soon or already have been. 7. A 0.25 decrease in the federal funds rate should justify the enormous P/E ratio of SP500 and sky high valuations in crypto!
Depends on a person, his questionnaire. It's not kind of a one-answer question. The point of diversification is to maximally reduce risk and keep total return unchanged, or reduce risk and increase stability of a portfolio, so that return is reduces, but it is consistent in any scenario. If you want stability-driven porftolio you can invest in crypto, but keep it top 10-20% of the portfolio and limit to top tokens of market: BTC, ETH, SOL Remember, that crypto is heavily influenced by stock market. So if there's major stock market crash you can certainly expect 30% wipe on SP500 and 50%-70% BTC. In case BTC is only 20% of your portfolio the damage will be only 10-15%
25%/30% CAGR since the volatility is decreasing over time. SP500 10% Nasdaq 12/14%
it's all psychology... go to bogle heads peeps have been brainwashed into believing holding onto the SP500 is the best thing since sliced bread you're right though if you look at Bitcoin, you have higher returns than the SP500 and when it crashes it has shorter recovery times then the Sp500 on top of that, banks, govts, institutions are buying Bitcoin. that means it's here to stay so you're foolish for not having some bitcoin and crypto it's hard to change habits
It will repeat the cycle again. SP500 has cycles, Nasdaq has cycles, Gold has cycles, etc.
I’m 94% BTC / 6% SP500, if you are long term bullish on both you can focus only on BTC. BTC has way outperformed SP500, Nasdaq, Gold whatever….. The goal is to hold for 10 years and don’t need the money invested to live.
Gold is scarce too, yet the SP 500 has strongly outperformed it.
Start studying the asset and about self custody, stop posting your holdings online and hold on for at least a few years. This is a long term investment, you wouldn’t start panicking on the first dip if you saw the SP500 drop in 2020. Buy, set a DCA or other regular purchasing strategy and forget about it for a while. I hope you studied the asset before buying and you realize how beautiful and perfect it is. good luck.
Peak to peak BTC has been losing to tech stock indices since 2021. At this rate it wont beat SP500 peak to peak.
You have to put your money somewhere. So really the only question is whether you think BTC will continue to outperform the SP500 (or index of your choosing). If you're young enough to not be thinking about retirement in the near future, the current price is irrelevant.
Cheers! Got three bikes in the stable now.. because life is short! 2019 KTM 1290 Super Duke R 2023 Yamaha MT-10 SP 1994 Honda XR650L (Restoring)
the OP is freaking out. DCA calculator says if you started putting money into ETH at the top of the last ATH...nov 2021, you'd be up 100 percent if you did the same for the SP500 you'd be up only 18 percent it's only a problem if you APE in and don't DCA
Is there any chance the SP500 could do .5x in 10 years?
This time *is* different. *Every time* has been different. Each cycle has smoothed out relative to the previous cycle. There are not less emotional traders, in fact, there are probably more. What has happened is the ratio of dumb money to smart money has decreased, dramatically. There is more smart money in the market than all previous cycles, and *that* is smoothing out the market. These big players, the SP500 companies, publicly traded companies, are acting to smooth out the market because they have teams of quant people hedging, in every direction. Its gotten bigger, and therefor, it moves slower. Volatility is dropping, because there is an army of smart money people hedging against volatility. This is good.
I did. No regrets. But that’s because I don’t terribly care about the SP500 or stocks and I believe the money is broken. If it’s just going to give you anxiety, you could do a smaller BTC amount.
Is there any chance the SP500 could do 10x in the next 10 years?
OP thinks ETH or other cryptos are like SP&500 index funds.
Dude. If you invested the money 21 years ago into SP500 that had Compound annual growth rate of **10.83%** on average the last 21 years you would have made more than 8,6 times that money. Who the fuck cares if you wear a rolex or not.
We're at ATH now. If we were in a Bear Market, sure, you'd probably make good profits in about 2-4 years. But that's not the case now. Bitcoin is a long-term store of value, not a quick way to make money in six months. Invest 8% of your salary in Bitcoin, 1% in the NASDAQ, and 1% in the SP500 until you retire. Thank me later.
LMAO oh please, Voyager was a penny stock compared to Coinbase which is part of the SP500.
Yes exactly. Have a look at the price of stocks (the SP500) in terms of gold. The SP500 actually looks very reasonably priced right now in terms of gold. Also look at the average price of a house in terms of gold. Houses looks expensive in fiat prices but actually look quite reasonable if not cheap in terms of gold.
That's big 🤔tokenizing indexes like the SP 500 could really bridge traditional finance with DeFi & open access to more investors
This is an L take. the index is about capturing broad market performance, not understanding what each company does.. you can also lead a horse to water but you can’t make it drink. this is a borderline “I’m better than you because I buy bitcoin” post. shit post tbh, and I hold btc over SP500.
And how has Bitcoin been performing against your SP500 and NASDAQ over the years? Just sticking with Bitcoin as an investment is fine.
Meanwhile, SP500 chilling at ATH. Crypto shitting the bed once again what a joke of a market
We are not early... that's just cope. Early was 2010-2017.. those dudes became multi millionaires. We are not late either. For new people, BTC is maybe a bit better than Gold or the SP500.
its not that deep, BTC just follows SP500 and NASDAQ
well but if you notice also the SP500 had a pullback right on August 1st. Anyway let's see, I would love to use the reddit command remind me in one year but I don't know how it works. If you do, please do it for me haha
People typically hire financial advisors when they have a lot of money but don’t know how to manage it. They are certainly more concerned with preserving their wealth though some of the money would be put in the SP 500, which is something you can do without an advisor. It’s also a service for people who don’t know how to invest, don’t care to learn or don’t have time to manage it on their own.
That’s simply not true. Bonds are beating the inflation rate. But no I mean the SP500. You know the thing that literally everyone’s retirement relies on. If the SP500 does return long term gains then the world is in big trouble. It’s pretty safe
ETH all time high was in 2021. Four years ago at 4,800. If it takes 5 years to get to 10,000 that means 9 years to double. That means about a 7% annual return, which is about what the SP500 returns. One of the allures of crypto is that the rate of return should be more given the volitlity.
I'm 20% Bitcoin in my 401k currently, rest in SP500 funds plus a dozen div paying stocks. I think thats a fair ratio in my case, cant speak to others. But honestly never a good idea to go full bore into any asset. With the possible exception of the very young, who have plenty of time to recover if things go sideways. I will say it would be very, very nice if we could buy BTC directly in 401ks. But might never happen bc Im not sure the powers that be want regular workers to have the potential to ever become truly rich.
yes, I agree! And actually, if I overlap the SP500 graph with the BTC-to-USD graph, it seems to me that over the last 5 years they have been following a very similar behaviour. In fact, I am wondering if at this stage halving cycles have any influence at all. I would say that in this moment investing in BTC is pretty much equivalent to investing in the SP500. But with the difference that with BTC you can do larger gains (or larger losses, depending if the market is bullish or bearish).
There is a notable correlation. But the halvings is not the cause of the 4 year cycle. There are many other stronger correlations if you.want to speculate on mid range trends. Such as inverse BTC/DXY and BTC/M2. Even BTC/SP500 is getting correlated in the recent years but I would not read too much into that just yet. Also this cycle deviates significantly from the previous. And that is not only seen in Bitcoin value.
Stonks only go up. Your data ain't shit. I'm serious. The more and more BTC is acquired by corporations, banks, ETFs, whatever, it will come more stable. Ten years ago people would laugh at bitcoin, financial institutions especially. Suddenly it's being adopted, but no the way people thought. Seems like it's an asset, a backup currency. In some cases it acts like a real currency but yeah, almost no-one in grand scheme of things has paid in BTC unless it was drugs or whatever. Adoption grows, there will be more and more legislation and essentially BTC will become just one of the SP500 stock equivalent. Much more stable, less prone to repeat history due to much larger adoption. Sure you can have you seed phrases, hardware wallets but in the end you are most likely forced to convert to FIAT in some point and that's where the government / tax man hits. You can take off your Guy Fawkes masks and stop dreaming about Bitcoin being the future of everything, fixing inflation and so on (which actually drives the economy but whatever most of you are convinced inflation is bad because your dollar will be 0.5 dollars in 50 years, while you can like quadruple it in that time with traditional stocks anyway). Bitcoin is like a gaming chair. For decades we have science of office ergonomics and how to design your stuff so it does not cause damage in the long term. Then suddenly you have these gaming companies making shit quality gaming chairs, that suddenly fixes your swamp ass or some other issue or adds fucking RGB.
Just buy Bitcoin No one wants to hold cash, SP500 is the new cash Stocks & gold are decent as well but in my case its mostly crypto - subject to change tho. I'll move some into tradfi in the upcoming months
Take a look at BTC peaks yourself for example from 2021 to now. And compare to SP500. Still at this time BTC gained a bit more. But if the pattern of proportionally lower ATHs continue, that won’t be the case. SP500 has pretty similar growth over 3 year or 5 year windows, but doesn’t dip nearly as bad, and thus is safer long term investment. As come next BTC collapse, it will take years to gain to previous ATH.
alt szn? More like (s)alt szn. I guess it just takes the market a few decades to learn but can you imagine wanting to buy penny stocks that trade OTC as pinks over the SP500 or Mag7? Asinine.
Most people but not all. Plus sp500 is a centralized store of value where you need to comply with international brokerages and US law. The sp500 etf share companies are the ones that hold the shares for you. I disagree on Bitcoin you need only Internet access to transact in it. There are technologies where you can use phone sms text messaging to buy and sell bitcoin and transmit data to satellites but it’s rarely used unless you are in a third world country without internet access. In the end Bitcoin is a bearer asset that you have complete ownership since you have knowledge of your seed phrase. SP500 is a security asset that have of middlemen involved.
So again most people can't pay a house off like you. They will spend years paying down the loan and not have access to that money unless they take out a line of credit for an even higher interest rate. A house is 100% a liability. If a tornado takes your house out you'll be trying to get your money back from an insurance company. That would leave most people in a tough spot and not much of an emergency fund. All so they could pay down an interest rate that's less than the SP500 returns. Risk the banks money, not yours. It's just debt on their ledger anyways. Also investing with leverage is also more of a risk than using the money you have to bet. I understand you methodology, I just don't think it's the best advice for the average American.
wait for MSTR to integrate SP500... and all the ETF investors will indirectly buy his shares....
More like I'm retired and need 40k per year forever. Without hassle. Just like many people currently do with SP500 or Dividend ETFs.
I've thought a lot about this myself and by today's standard I think you'll be fine either way. There are dangers to both, look up all the self custody mishaps. Coinbase has come a long way, earned their spot in the SP500, sure they missed earnings today but they're still doing well. Coinbase One protects up to 10k of your assets for 30 bux a month if you're really scared about it. Just be very cautious of dumb emails/texts.
SP500 cannot outperform bitcoin because its market cap is 50 trillion .
Bitcoin is basically the decentralized version of the sp500 without any middlemen or companies that take commission for returns. The SP500 is basically a vortex that sucks in all the excess fiat currency in the economy. Bitcoin just takes it to the next level by being scarce and decentralized which is why it gives a higher return. You can always create more SP500 etf shares but you cannot create more than 21 million bitcoin.
Being able to borrow against tokenized SP500 would be godly.
32 yo here, I’m 80-90% btc and hoping to have the option to retire early but if the btc play doesn’t work out my 10-20% SP500 will be enough to sustain retirement at 65
Diversification based on your risk tolerance. As much as we hate on the buttcoiners for not putting in 10% in case we’re right, we should hedge our bets (to some extent) in case we’re wrong. It’s certainly not a bad approach to put 50% in BTC and 50% in SP500. Turn the knob left or right depending on what you can stomach.
We can nitpick it but your conclusion would still be reasonable. SP500 returns barely keep up with money priniting. This week I also learned that Gold has now outperformed S&P500 for last 10 year and 25 years. And Gold does not capture anything but currency debasement, so just confirms your observation on M2. And from what it looks like, money printing is going to have to move into higher gear with our current macro situation. Yes, I need more BTC!
The index usually doesn't include dividends, which are a substantial portion of returns. You'd need to compare against SPY or the SP total return index.
That’s exactly why you keep SP safe!
It was the earnings report that qualified them to be included in the SP500, no? I remember that they barely made it.
it's also gonna beat the stock market aka the SP500 FYI... in traditional finance, the SP500 is the unit of measure everyone compares themselves to... if you're a fund that can beat the SP500, you're considered a genius! And just HODling bitcoin, you beat the SP500. That makes anyone in trad finance who doesn't want to own bitcoin an absolute moron
Only the company with the SP 500 flair are in the SP 500 index, Microstrategy doesn't have the flair
MicroStrategy isn't in the SP 500 yet.
In stocks, the metric to beat is the SP500. That gives average annual returns of 10% In crypto, the metric to beat is Bitcoin. The average return the past 5 years is about 50%. So what I'm saying is if you do like many peeps here---bought a meme coin, made 6000% and then promptly lost everything in another meme coin, you would have been better off just HODling bitcoin.
I have a 403b Roth through my employer. They match up to 3.5%. I invest it all into the SP500. It's a guaranteed immediate 50% return on my investment into a tax advantaged account that I can withdraw the principal balance on at anytime. I agree holding Bitcoin is a good idea but having some diversity protects you as well. My personally portfolio is owning a home, stocks, bitcoin and having a 6 month emergency fund in a high yield savings account or money market fund.
Fidelty Roth IRA can be a good option to buy Bitcoin, then cash out upon retirement tax free. You can put in $7000 a year You don't actually own Bitcoin this way, you'll cash out at retirement at the cash amount the Bitcoin is worth. It's tax free tho. You could cash out at retirement, then buy Bircoin with said cash if you prefer or just enjoy the tax free cash you have now $7000 invested at 18 years old, assuming at least 10% gains per year, then retire at 67. Those 49 years of 10% gains equals $747,032.70 at the age of 67. That's from only that 1 single investment of $7000 at age 18. Think of how well off you could be if you maxed out your Roth IRA every year wirh $7000. You'd be very well off Even if you don't go heavy into Bitcoin, you can use Roth IRA ro invest in SP500 too which would average about 10% per year I think Bitcoin will do more than 10% per year on average. We'll see tho
Who? Strategy? And…? Why has this narrative of “institutional money is entering at a large scale” come from? Out of the SP500 only 40 hold BTC. Less than 10%. Only 9 hold more than 10k. And ~50% hold less than 500. Yes that’s a lot of BTC relative to retail, but when you say “institutions are buying” that implies hundreds of billions. Every headline you see of “Blackrock, fidelity.. bought x billion in BTC” it’s not them. It’s retail. Companies have hardly dipped their toes in. Apple has like $400Billion of free capital, just Apple. When institutions actually start taking BTC seriously we will know.
isnt 0,4% yearly crazy crazy crazy low? like, totally way too low. like, it would be even way too low if you only have sp500. People using 3-4% Withdrawrate with the SP500 and the SP500 "only" gives 10% on average. Bitcoin will give way more than that for many years to come. I understand being careful not to sell too much, but heck, bitcoin's CAGR the last years was crazy high.
Invest in the SP500, the miracle of compound intrest will have you rich in 30 years. Yes, that does sound like a long time at your age. I get it, you want to get rich quick (who doesn't?) But it's really not that simple. Slow and steady wins the race 95% of the time. Don't make the mistake thinking you are the 5%. Stay down to earth and you'll win big later on in life. Time is on your side at your age.
I am not going after the 1.000.000% return argument here. Look at the past few years, months, it just responds better to liquidity. Buying bitcoin is like buying the ultimate index fund. You’d be benefiting from a company innovating in Japan, they would have more money to buy bitcoin, and so on… I know that companies bring value to the world that is undeniable, but when price to earnings get stupid high and businesses are extremely overpriced because people don’t even know where to keep there money, that is when you know you have a problem. Also, investing in businesses is RISKY, companies go bankrupt, there are a million threat vectors on the stocks that have your money. People literally forget that and think the SP500 is a piggy bank 😂. Anyway let’s see how it goes haha, nobody knows what the future brings but it is fun to discuss how things are going to play out.