AAA

Dukealmighty

I disagree, competition is far from fierce for high quality RPG single players games. We have shitload of shitty co-up shooters, arena shooters and survival games, but good AAA single player come out maybe once every 2 years, because there are very few studios who got the budget, talent and balls to pull that off. And boycott have never worked in gaming history, Can you name one successful boycot, because I can't ? Internet tried to boycot Hogwards Legacy (Harry poter AAA) and it sold 34 mil copies. People tend find scapegoat for poor sales and attribute that to boycott, when in fact their game didn't sell, because it was bad. Gamers don't care about politics, they just want to have fun games.

Zuitsdg

2027 - or maybe 2028 for Witcher 4 I started investing before Cyberpunk release and also made massive profits on the way. I wrote some analysis on GetQuin - but basically I think, they might be able to starte releasing AAA RPGs (bi-)yearly end of this decade 2028 W4 2029 Orion 2030 W1 RM 2031 W5 2032 Hadar 2033 W6 And the molasses floods, another 3rd party are not even included. W5 and W6 were announced to be released within 5 years or so of W4. We might also get some Expansions, and hey might go slowly towards multiplayer (was cancelled for cyberpunk) As an investment I like that they basically have no debt, growing revenue and margins and a Very nice approach.

eutohkgtorsatoca

I was very happy today. I found C$ 2.29 per one pink Grapefruit from South Africa at my local Chinese AAA store. So much more juicy and refreshing than six pieces from Israel or California at Costco for 12.99 less the fuel to drive there and all the usual extra impulse shopping. I think since this all started we have managed to stay away from 99% of anything made in USA even oranges. We only buy it from elsewhere like OZ otherwise we can live without Florida grown pests.

InternalVolatility

Saw a massive volume and price spike this week, caught my attention. They do what AAA does for insurance and rental fleets, industry has consistent growth, and their operation is getting better and better. Huge risk but even bigger reward.

TheSleepyTruth

Government or AAA corporate bonds probably your best bet.

Willing-Tank5563

RDZN is going to be a MASSIVE beat on earnings with guidance GOING THROUGH THE ROOF with the new Amazon partnership and their existing AAA partnership - not counting the fact that this is an international company with commercial clients globally that will continue to grow. The more companies they work with; the better their AI will get. The better their AI gets, the more companies they will work with. How can you lose again?

cryptoislife_k

WSB moodys verdict: AAA+ retard rated

Infrastation

If you have it backed by multiple cryptos, well, that's diversification. There's no way the mortgage market will be affected by some sort of system downtown with that level of diversification! It's basically AAA.

Few_Night7735

Collateralized loan obligations (CLOs) had nothing to do with the 2008 crisis. CLOs are corporate credit from AAA to junk rated. It was collateralized debt obligations (CDO’s) that were the problem in the GFC.

SECdeezTrades

100% the iranian parliament just started the path that'll lead to the downfall of the current president / ayatollah. Iranian parliament has very little real power, some of them definitely know this vote is going to lead to a revolution against the powers that be by the Iranian people once we watch every Iranian naval asset get sunk probably faster then the last go around in the 80s. Most dangerous asset in the mideast theater to US naval strike fighters is US naval AAA. It's gonna be a turkey shoot.

ForestFyre

I have noticed a correlation to helicoptering and high quality comments (this is why my comments are all AAA+ dirt rated)

ThisIsKev

AAA+ rated meme. I found the dusty ole save button for this.

Traditional_Hair_453

Oh my fuckingggg GODDODODODOD TSLAA AAA A DUMP U FUKKK

ComprehensivePoint0

This reminds me of The Big Short. The specific scene involves Mark Baum (played by Steve Carell) and his team. They go to a meeting with a rep from one of the big banks — I believe it’s a Standard & Poor’s executive (or someone from a ratings agency). Mark is livid because the mortgage-backed securities (MBSs) and collateralized debt obligations (CDOs) are clearly failing, but the ratings agencies haven’t downgraded them. They’re still rating garbage as AAA. In that scene, the banker (or ratings rep) admits something that should be illegal: if they start telling the truth and downgrading these securities, the banks will just take their business to a competitor — because in the warped logic of 2008 finance, truth lost to profit. The agencies were paid by the banks whose products they rated, so of course they rubber-stamped the junk. I know that was a housing market and today is a whole different storm, but the underlying theme here is: the guys with money are going to make sure to drag their feet to make as much money as possible

AlienPlz

Us credit got downgraded recently from AAA rating it is now Aa1, so officially some trust is lost there

InternationalTop2410

>Hong Kong Plans to Cut Treasuries If US Loses AAA Rating Bullish 🚀

RedDoesFBA

For long term buy and holds: - Fidelity - Vanguard - Chase I say this bc they have the highest AUM and if they fail, we probably have bigger problems to deal with. If you want to trade: AAA - - IBKR - Tasty - Tradestation AA - - Schwab - Fidelity - E*Trade - Webull (I don’t know if you can sell naked on Webull, idts) A - - RH (great if you only use mobile, but you literally can’t even short shares + there’s so many horror stories) I’ve never used public/etoro/moomoo M1 has some cool visual / auto rebalance features and it’s very popular with dividend investors although you can’t immediately buy or sell anything. If you’re brand new I personally recommend fidelity, ibkr or Schwab. They have the best balance of everything. Or you can be hip and get a cool UI with RH.

IntelligentAdvice952

He surely sold some AAA CDOs. Good on him

iom2222

Me too gold etf. About 1/3. The rest is in AAA countries that have no debt issues. Japan and US are about to go down. Japan debt is 260% this is even worse than Greece at its worst. And Japan has plenty of US bonds. If they need liquidities they will take US down with them. We are starring at the barrel of a gun and no one is aware or how bad it could get. And super quickly.

gentlegiant80

Five years is way too short a horizon to do much serious investing, 90% of my funds would go into AAA Corporate bond ETFs and Preferred Stock ETFs. The rest? Bitcoin.

Leather_Radio_4426

Can I ask from where you got your info? I read 3 trillion of treasuries will mature this year but maybe I’m wrong. Anyway, yes the U.S. got downgraded by the last ratings agency that had it at AAA but whether rates increase meaningfully on that is still a question mark because it’s still a relative measure to other sovereign credit ratings. Yes it could cause deflation but it’s more likely to cause disinflation in this part of the cycle and also if us treasury rates do increase it could create more demand for the U.S. dollar as overseas investors may look to buy treasuries, which is maybe why you’re not seeing the risks of deflation being factored into strategists reports. Deflation is a very rare occurrence in modern economics

cutiesarustimes2

Then package than loan as AAA rated and sell.

Front-Difficult

Not really. Think of why an insurance company might suddenly be willing to sell a bond 10 years before its maturity at a discount? It's not because they've gone bad and intend to illegally start investing in non-AAA rated instruments under the table. More likely they've had a lot more claims than expected this month (perhaps a local disaster), and need the cash. What they do with the money is pay their customers. If they planned on investing the money in financial markets they'd be buying government bonds not selling them. On the other side of the trade is an insurance company that had fewer claims than expected this month and so bought a fresh bond. The whole thing is zero-sum. All its doing is ensuring the prices for off-the-run government bonds remain fair - everything else is unchanged. The only market impact of investors receiving liquidity for their government bonds is that if they need the cash they're more likely to sell their old government bonds than their old corporate and mortgage bonds (which don't have the same buyback programs, and so likely have higher liquidity premiums). And you're about 3 years too late (and likely a few billion short of capital requirements) to trade on that information for a profit.

Different_Level_7914

It's been that way for as long as I remember. Thought by your comment something might have changed that I'd missed but doesn't appear so. But yes, MSFT and JNJ are the only 2 US companies with prestine AAA credit ratings, now higher rated and less likely to default than the US government who have the ability to print money 😂

Different_Level_7914

Unless it's changed recently JNJ are also AAA credit rated? It's only them and Microsoft 

Emperor_of_All

You need to look up how interest rates on bonds work. It is not the same as interest rate on loans. You need to go out and bid out your bonds. The rate is determined by the free market not the fed. So the higher chance of default you are and the lower stability things are considered the higher the rate will be regardless of what the Fed rate is. So you know the ratings that everyone says doesn't matter from Moodys. They actually matter a lot in this case. AAA = best and always reliable, next to no risk.

Magicofthemind

It’s why we no longer have a AAA credit limit. The debt ceiling fights under Obama (it’s been a decade and I’m going off memory)

ForestFyre

#RDDT NEXT EARNINGS CALL: Removal of custom subreddit emojis has resulted in a 69% reduction in AAA rated shitposts across the website (spez can be heard screaming in the background) Stonk craters 90% in after hours trading

iom2222

To be safe now you’d need to bet on AAA countries or Gold. Nothing remotely connected to US or Japan just to let the crisis pass. It’s not too late to have a contingency plan.

iom2222

The BRICS are ready to roll in. They are 60% of the population. US only 4%. It’s nothing 4%. 4% can become super poor the world still turn. Do those 4% have the arrogance to think they are better than the other 96% ?? Certainly not in the debt they are in!! It’s going to be one wake up call. There are countries still AAA.

ForestFyre

#RDDT NEXT EARNINGS CALL: Removal of custom subreddit emojis has resulted in a 69% reduction in AAA shitposts across the website (size can be heard screaming in the background) Stonk craters 90% in after hours trading

iom2222

It’s more complicated than that. Japan debt is 260% of its gdp. Japan is likely to fall soon. Japan is the biggest owner of US debt. If Japan fall and needs liquidities, it will quickly sell its American debt. The Japanese debt crisis will domino into US overnight!! I have not investments in general international stocks. Only in AAA countries. Neither US of course. Like an economist was saying:Japan will be the fuse and America the bomb!!

Creative_Track4338

Slim and goth but sadly Asian was a missed train in my youth and im not a piece of shit. Plus my chick is Grade AAA nerdy gamer fit milf. Fuck me I lucked out 

elpresidentedeljunta

Hear me out: Derivates on Tariffs. We call them Trumptions. And if you bundle Trumptions for different sectors with different tariffs and different expiration dates into a single security, it minimizes the risk and they get a AAA rating and pension funds can buy them.

Ultraauge

If I have learned anything in 30 of gaming, there isn't a guaranteed success. Plenty of hyped up, big AAA games failed or sales number were very huge but still below expectations and financially a flop. Not saying GTA6 is going to flop, but the gaming industry is brutal and has a low profit margin. The game will debut exclusively on PlayStation 5 and Xbox (PC still unconfirmed, possibly 1-2y later). The market share of PS5 and Xbox has been declining, the Switch 2 will cannibalize sales even more. A game with realistic graphics like GTA6 will hit the limits of current Gen 9 consoles and the PS5 Pro isn't selling well for it's premium price, so performance might be another bottleneck for an ambitious game like GTA6.

Cruezin

Right on, man. I have a slightly different take, but in the end it's kind of the same. The doom and gloom is difficult to listen to; it's better to look for ways that can lead to a positive result. My answer to all of this is to shut down trading short term options and also letting go of most of my intraday trading, and instead focus on stocks I like that should perform well regardless. Just DCA and chill, and focus on work more, and only take the AAA+++ day trades. Basically I'm just saying risk off. It'll all work out eventually.

Cosmomango1

Watch the Trump admin bringing down the US credit rating from AAA to CC-

TeslaInvester

That’s AAA real estate

Willing-Tank5563

This is the DD no one is ready for. Companies are going to use AI for everything, and RDZN already has AAA using their platform, and has just integrated AMAZON’S TRUCKS into their insurance platform. This isn’t a $1 stock, this is going to continue to grow as the company grows and builds more partnerships with transportation and rental companies. It’s just inevitable

Qwertycrackers

The final ingredient that there needs to be some sort of systemic fraud. Selling hotdog debts on the secondary market is fine so long as the quality of that debt is not overstated. When we get pensions stocked full of AAA hotdog securites, that's when it's a house of cards.

iom2222

I am super careful to zero my Mastercard with 24h to 48h. I haven’t hard Interest to pay in years. No mortgage, my car is paid, we rent an apartment. We(wife and I, no kids so far) don’t own a house , basically no debt ever. Rising Rates would do me nothing directly. No investments in US or Japan. It’s only in AAA credit countries, I h also have 1/3 gold etf.

BooBrew32

Well, thread's slow enough, so I might as well ask this: How do I short the AAA tranches?

BooBrew32

Hello, this is BooBrew32 from Butthole Capital. How do I short the AAA tranches?

photon1701d

The grocery store AA strip steaks are usually on sale for 8/pound near me in Canada. They used to be decent but they started importing beed from Mexico. Far too tough. Another store that usually has better steak had AAA strips for 10/pound last month, they were really good, nice marbling. Last week I bought these nice prime rib eyes, they were 18/pound on sale, normally 25/pound. Pork tenderloin or chicken thighs at 3/pound is my better option.

TheMysteryCheese

Trump has started issuing individualised tariffs companies based on their logistics decisions. They're going to add >$5T of debt with the bill they passed, the 30y is >5% yield with weakening bond auctions. Moody dropped the AAA credit rating. Oh, there is also no new tariff threat on the EU. The stock market is being propped up by retail investors while institutional money is diversifying away. The loss of the AAA is a death rattle because a lot of "smart money" automatically diversifies risk automatically, which has a high run on likelihood. With the yen going bonkers as well, the contagion is spreading. The big change was the roll-back of tariffs, which aligned with a lot of accepted theory, which calmed things a bit, but now it's back on and more multifaceted. Timeline is a huge guesswork now that it has a lot more variables. We all came very fucking close to a complete monetary collapse in April but it isn't ruled out still. Might have time to go multipolar macroeconomic environment with there being a cold war dual hedgemon (China and US) but might also be the Russian vision of economic terrorism(bigger economies bullying smaller ones) but could also be the Bulgarian view where everyone holds hands and makes love in the street(global economic harmony). The USA is 100% heading for a technological regression, though they managed to avoid a complete currency collapse. Unless there is a complete 180 on everything Trump has done and a genuine global trade reset, both of which are <0.1% chances for me, the USA is going to spend the next few decades slowly clawing back relevance.

Berbollah

deals made with gyna: 0 deals made with europoors: 0 deals made with the uk: 0.00001 bribes taken from the arabs: over 9000 fake news in the WH: over 9000 harvard showdown ridiculousness level: over 9000 american democracy: steadily declining, outlook: negative moodys: no more AAA USD: trash keep coping that everything is fine pin the the SPX circuit breaker levels already.

Open-Employ3158

Lots of us EU citizens still enjoy AAA credit ratings and lower rates of mortgages, btw 😏 Those also comes with less deficit.

JamieDepp

The majority of here, just run on AAA copium batteries. Like the Energizer 🐰🐇 but they just keep losing, and losing and losing.

EccentricFox

Up here you got your triple AAA dogs, we're talking Nathan's, Costco, Boar's Head. Now down here are your C's your 7-11's dogs, Oscar Mayers, veggie dogs, dog shit garbage, but you bundle enough rubbery bland hotdogs together and reevaluate them....

Bastiat_sea

The change moodys credit rating isn't news. US credit has been downgraded from AAA for over a decade now. That was just moodys being late. US's credit has already had its impact on the bond market and can not be used to explain the current rate hike. What IS new is competing bonds, like Japan's, changing long-standing policies by significantly raising rates.

michal939

Yeah, I was a bit surprised by this too, all the other AAA countries are in low teens meanwhile Canada with almost 40. I think data for Canada is broken for some reason, if you take a look at the graph its just entirely flat since Nov 2023. Around that time a lot of the other countries had a spike so I guess Canada is just stuck on a high price from that spike because of some bug probably

c0mputer99

I'm gonna bundle these up into AAA derivative products. What could go Wrong?

Academic-Education42

don't forget US bonds got downgraded from AAA to AA

Relevant-Student-468

So people really think Germany has a better credit rating than United States? I am not saying that downgrade is incorrect. It is just that most other AAA candidates are probably worse off.

SpaceToaster

Interestingly Canada with its “AAA” rating is almost equally to the US 5yr CDS price

CommunicationHot1718

Europe of course. Lots of AAA countries with solid politics. Germany, Netherlands, Scandinavia etc

DipSniper69

WELL, YOUR BOND SUCK!! GET A TRIPLE AAA RATING LIKE WE EUROPOORS OR SOMETHING 

alfred250

CAD $ Pumping, Cad Bonds AAA, TSX up 5% on the year, I hate monopoly money but their might be something here

alfred250

Cad still AAA

pragmatichokie

In just a couple of months, since the start of 2025, the USD has fallen 7.5%, treasury yields have risen to 5.1%, and our last AAA credit rating is gone. I can't take all of the winning.

RampantPrototyping

S&P downgraded the US from AAA in *2011* where our debt was less than our GDP. Only a matter of time till the next one now that its 133%

xX_MeatTent_Xx

I think a lot of this is overblown. Funds with a mandate to invest in AAA only are exiting to go to AAA securities resulting in a sell off. I’d not be worried about a default at all because if there is one everything is fucked anyways so might as well treat it like before and clip so extra yield

No_Bake6374

The only way we can do that in the present and recent past is because we were rated AAA and had an incredibly strong dollar. Both are moving away from those statuses, and continuing to behave like it doesn't will lead to more and more inflation per dollar printed very quickly

Silly-Ad1326

Bond markets. 30 year crossed 5%. Need higher bond yields to lure investors especially if international bonds are being dumped. US credit rating dropped to AA from AAA. High bond yields shake markets. Plus 10 year bond is tied to mortgage rates. Whole lotta shaking going on.

WilhelmEngel

Many countrie's bonds are better. Australia, Switzerland, Sweden, Denmark, Singapore, Germany, Canada, and Netherlands all have AAA credit ratings and lower bond yields than the United States does.

Portfoliana

This is only the second time in modern history that the U.S. credit rating has been downgraded – the first being in 2011 when S&P cut it from AAA to AA+. Back then, markets initially sold off, but Treasuries ironically *rallied*, as investors still viewed them as the global safe haven. What followed was a period of extreme political dysfunction (the debt ceiling crisis under Obama), but economically, the U.S. continued to chug along with low rates and solid growth. The downgrade didn’t materially increase borrowing costs – at least not immediately. What’s different now? * Debt-to-GDP is much higher (\~120% vs. \~95% in 2011) * Interest payments are now over 15% of federal revenue – a post-WWII high * The Fed is no longer suppressing yields with QE * Geopolitical competition (China, BRICS, etc.) raises questions about dollar dominance So while the downgrade itself might not spark a crisis, it’s a symptom of a larger structural problem. Investors should watch *real* yields, dollar demand, and auction coverage going forward – not just the headline rating.

DipSniper69

Bring all your investment to us. You also get BIG Beautifull EURO'S that dont drop in value harder than white girls in their 30's  Our markets are ATH and our treasuries AAA 

benj760486

Can't wait to invest in some AAA rated burrito backed securties 

Decent_Project_3395

So if the shiller cape is correct, the expected gain in the S&P over the next decade is about 4%, with variance up above 7% and down below 0%. That is how you decide what you would buy. You can make 4% safely in bonds. You can make 6%-7% pretty safely in AAA-rated CLOs. Many income investments that have been paying steadily for decades will get you in the 8% to 11% range. You can get 5.5% in Realty Income. You can get 10%+ on straight dividends in some emerging markets funds, no leverage. So if you were to buy a little bit of all of that, you would have a very diverse portfolio and also not be exposed to an overvalued US market.

hustle4success

JAAA >> CLO (NOT CDLs, different vehicles) AAA rated ftw on high holding yields

footballpenguins

who d f cares about moody's? arent they the same corrupt rating agencies that held mortgage bonds AAA rated right before the collapse?

yirtletirtle

just pay moody to rate it AAA

Brilliant_Rope617

Issuers still pay the agencies to rate their debt. That's the same "issuer-pays" model that let garbage CDOs get AAA ratings before 2008.

Dick_Wiener

Well they held onto their AAA rating of US treasuries for 14 years longer than their competitor. That should tell you something.

whateverisok

Moody’s isn’t necessarily moot - the other two major credit ratings agencies (S&P and Fitch) already downgraded US from AAA. S&P in 2011 and Fitch in 2023, so Moody’s might be lagging but this was relatively expected at some point and in the realm of possibility

whateverisok

Should also note that Moody’s was the last of the 3 to downgrade US Credit Rating from AAA - S&P and Fitch already downgraded to AA1 in 2011 and 2023, respectively. So this isn’t really that surprising

Worried_Quarter469

Time to start a new rating agency called AAA USA

DipSniper69

Imagine your stock market still struggling to get to ATH and your treasuries not being rated AAA. Couldn't be my Country 

DipSniper69

Because we got a triple AAA rating  Eurorich

DipSniper69

BREAKING NEWS Because huge sell offs in de bond market and downgrade from AAA to AA1 the US Treasury department has decided to add more stable assets like Fartcoin and Palantir to the treasury's

Rugpull_Generator

Why (or how lmao) do bears keep talking shit? They lose money EVERYDAY lmao "First time US got downgraded to below AAA by all three rating agencies, doom soon.." Lmao LMAO

superhappykid

USA lost its AAA in 2011. This is old news.

unimaginablemind

For several reasons. Refinancing trillions of dollars of debt is more expensive, but overall it signals that the world is loosing confidence in the US. Combined with the drop in AAA rating.

ModeForJoe

Watch when S&P needs to get a merger approved two weeks from now: "AAA+++, The Bestest Economy in the world, some are saying the best ever. Thanks to the tax deal the debt will simply go away, like the flu!"

IsleOfOne

FWIW -- the system DID work as you described back in 2011 when S&P downgraded the US. Back then, many funds were only allowed to hold AAA, which was thought of as synonymous with US treasuries. In the years afterwards, those funds rewrote their mandates to state specifically that they could invest in treasuries or any sovereign bond, etc. So it is no longer an issue today, but yes, the forced selling happened exactly as you described back in August 2011.

InvoluntarySoul

the same agency that rated subprime mortgages as AAA, yeah we should trust them this time

No-Loquat-7789

Maybe crickets because Moody is late to the game. Read the big short, the rating agencies didn’t do their work then either. ⸻ 1. Standard & Poor’s (S&P) • Downgrade Date: August 5, 2011 • Action: Downgraded the U.S. from AAA to AA+ • Status Since: No changes since 2011 • S&P was the first major agency to downgrade U.S. debt, citing concerns over political brinkmanship during the debt ceiling standoff. ⸻ 2. Fitch Ratings • Downgrade Date: August 1, 2023 • Action: Downgraded from AAA to AA+ • Reason: Cited repeated debt ceiling standoffs, deteriorating fiscal governance, and growing debt burden. ⸻ 3. Moody’s Investors Service • Downgrade Date: May 16, 2025 • Action: Downgraded from Aaa to Aa1 • Reason: Persistent large fiscal deficits and rising interest costs, with no political consensus to reverse the trend.

teleheaddawgfan

USA loses its AAA and crickets.

Hot-You-7366

triple AAA rated, cuz c'mon who doesnt pay their mortgage?

TheMallard1

BREAKING: Moody's reverses rating back to AAA. Source states Moody's simply said "we dumb as hell"

BearlyNotBankrupt

"Moody's reiterates Lehman Brothers is AAA rated. Cannot go tits up." -2008 Housing Crisis the day before

SmallCapsOnly

People seem to forget S&P, Moody and Fitch willingly allowed the subprime mortgage crisis by slapping AAA ratings to garbage mortgage backed securities. They are scum and we should never forget that fact.

TheToxicStonkAvenger

The headlines write themselves. The bottom for bonds was in when Moody's dropped the US AAA rating. Can't make this stuff up. Yields going negative this cycle boys.

SmallCapsOnly

Ah yes the same “ethical” rating agencies that saw no issue with the sub prime mortgage market of 2008 and had junk bonds rated at AAA status because they were paid under the table. You talking about those agencies?

pineapplekiwipen

I am downgrading Moody's from AAA to no one fucking cares

ChairmanCorgi_

But since the other rating agencies already lowered it beneath AAA, this downgrade affects approximately 0 funds

Potato_Battery

AA batteries are better than AAA

Dogg2698

USA gets downgraded from AAA to AA1. We still buy calls. NO PUTS allowed

QanonQuinoa

Wouldn’t it be hilarious if mango tweeted that Moody’s was acting hostile and political and they reversed our rating back to AAA?

Fantastic_Carpenter1

I identify myself AAA