CA
Xtrackers California Municipal Bonds ETF
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We are 5y to 10y away from global EV adoption mandate deadlines (EU, CA, US). Is now a good time to be bullish on lithium stocks while they’re cheap?
Foraco International $FRACF (otc) or $FAR (tsx): Drilling Services
Reddit Wins Lawsuit Over WallStreetBets Subreddit
On what time scale will Waymo's success affect Alphabet's earnings
The $X Project migrates into a new CA with 8,775 holders! How far do you think it'll go?
**BioLargo: The Rising Star in CleanTech with Blockbuster Success POOPH, Exciting Subsidiaries, and Game-Changing Developments**
VONSPEED the Viral TikTok Cat is on Solana
Where should I keep my savings for a house down payment? High tax bracket in CA.
Clean Vision Corporation’s Subsidiary, Clean-Seas Partners UK Ltd, Successfully Receives ESG Second-Party-Opinion for Its Green Bonds From ISS ESG
Bullet Blockchain Announces Preliminary Fourth Quarter Revenue Results and Comments on 2024 Outlook
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Yeah man probably affordable compared to CA, but you're in Bama.....
Everyone needs an exit strategy at some point. Having a target goal is important. The more I read about this AI technology need for weapons detection and the paradigm shift from metal detectors to AI, I think this term for me will not be short term. With the violence that is out there schools and hospitals need the technology. I think some states are requiring this kind of safety. If someone can verify, I think CA may be one of them. I just started investing in the different stocks- XTRAF, LDDFF, KRKNF and EVLV. I was looking for CEIAs ticker. I saw some discussion about ZeroEyes. I am still investigating. My favorites are XTRAF (cost basis .33) and KRKNF (2.15).
Fake news: [8601 International Ave Unit 178, Canoga Park, CA 91304 \[Updated 7/17\]](https://www.realtor.com/realestateandhomes-detail/8601-International-Ave-Unit-178_Canoga-Park_CA_91304_M29414-03061?from=srp-list-card)
>only” 5 years behind Waymo (Oct 2020, Phoenix That's irrelevant. Waymo's fleet is still tiny despite the years headstart and Tesla will far likely far exceed this next year. >But Bay Area is still just testing, they’re not servicing actual customers there. Testing? Not entirely accurate either. They are currently providing rides to employees, friends & select public users before opening more broadly. CA restrictions are a lot higher there, initially. >I’m not convinced that ‘number of cars’ produced is the limiting factor here for scaling. I think it’s safety, regulations, monitoring, fleet management, maintenance. And Tesla is hitting the exact same issues, otherwise they just would have flooded Austin with cars last week, wouldn’t they? All those points are applicable for Waymo, especially for each new city or state they go to they have to make sure it's mapped for safety. For Tesla, it's mostly just removing the safety monitorer, which as I say should be in the next few months. maintenance etc? Tesla has plenty of service centres throughout the country, while fleet management will be via a 3rd party for most of it. Tesla will not operate and manage millions of Robotaxis. They'll just take a cut. >This doesn’t even matter, taxis are a low margin business anyway. Taxis are but Robotaxis are not. In fact they are highly lucrative
My spreadsheet currently gets the input of my SSI, rental profit, divs, int, long and short cap gains, retained cap gains, TROTH conversions and IRA withdrawals and seems accurate in calculating my fed tax bill. It matches to the dollar what another tax simulator gives including NIIT. I am in the process of vetting the CA return now. In the process of vetting the FED return, I threw numbers at chat GPT. It was amusing how it gave me bad results and when I mentioned an error, it came back with corrections basically saying oops. There were several hiccups like this and whenever I discussed a difference between my calcs and the AI, it seemed hung up on blaming me for incorrectly calculating the taxable portion of ssi. I didn’t. It was almost like talking to a person. Very odd. Art
Moomoo is a super gamefy investing platform. It says it's based in CA but it feels like it's run by the Chinese (Chinese characters throughout). Their sign up bonus is awesome though.
Moomoo is a super gamefy investing platform. It says it's based in CA but it feels like it's run by the Chinese (Chinese characters throughout). Their sign up bonus is awesome though.
If you expect your future marginal tax rate to be significantly less than your current marginal rate, it can make since to start with traditional contributions. A high earner in, say, NYC or CA may have a current marginal rate greater than 50%. In retirement, that rate may drop dramatically, particularly if the retirement is coupled with a move to a state with no income tax.
Bro also literally owns a Hawaiian island, [98% of it](https://en.m.wikipedia.org/wiki/L%C4%81na%CA%BBi)
think about your life and money goals and tax considerations. it can be good to split gains over multiple years in places like CA, and make sure you sell shares older than 1yo only other thing to consider is: "if I had this money in cash right now, would I make this investment?" But even that question is still beholden to tax considerations.
Can you explain the CL > CA?
>You ignored the other two I listed. No, I didn't. >RFK Jr. comes from a famous line of Democrats. Lol, you ignored your own source. You can't even read: "Kennedy said he was keeping all options open when asked by an attendee if he was prepared to run an independent campaign amid perceived hurdles erected by the DNC, **which the campaign claims were built to foil his candidacy**." That's exactly what I said, doofus. He was not a Democrat, he just opted to run as one to spoil Biden/Harris, and gave up when everyone caught on to him and he received no funding or support and was being denied ballot access. >https://www.forbes.com/sites/saradorn/2022/11/27/elon-musks-political-shift-how-the-billionaire-moved-from-backing-obama-to-endorsing-desantis/ That literally says **nothing** about any "lawfare" against Elon, which was the point of your regarded comment. So again, you're just bullshitting. >His prior political donations to Republicans were about the fact that Republicans controlled the NASA budget. But his endorsements and presidential candidate support was with Obama and Clinton. And there was no "lawfare", which is what my response to your comment was about, since that's what *your* comment was about. >https://www.ibtimes.com/marin-county-californias-measles-outbreak-look-epicenter-anti-vaccination-trend-1808182 You're just cherry picking. Great, one CA county full of rich liberals has some anti-vaxxers, that doesn't even mean those anti-vaxxers refusing to inoculate their children are democrats. Republicans do live in blue districts you know. That's not "the most **prominent** anti-vaxxers were Democrats." There isn't a single person mentioned in that article, and you have no idea what the political affiliation of those anti-vaxxers was. Do you even know what "prominent" means? Here, let me help you: prom·i·nent /ˈprämən(ə)nt/ adjective 1. important; famous. 2. projecting from something; protuberant. There certainly was nothing protuberant about Marin County, and no one famous or well known from Marin County spouting this bullshit. >You like to call other people names, but you can't back it up and you are making a fool of yourself. No, I just like to call *you* names, because you're nothing but a bullshit artists getting butthurt for looking foolish and being called out on your bullshit.
That just means run a filter Muni State - CA Coupon 5% Price 98-102 (which yields 5% exempt from Fed and State) That will list out all the offers sorted and see if there any anything attractive. At any moment, there should be around 40-120 bonds available to bid As far as duration, anything 18months to 7 years is fine. I just don't buy bonds in cities like Los Angeles and Oakland. I never pay over 102 for a 5% coupon as its high risk of getting called.
Democrat leadership likes to make it seem they are doing something, but they really don’t car that much. The EV tax credits were designed to help the UAW infested automakers try to catch up with other companies that were far further in EVs using public money. You can see it in the rules for the EV tax credits of 2022… it’s a bailout for the UAW, it’s just hard to cut out Tesla with whatever rules. They did try to make a union specific carve out that ended up getting axed by Manchin because that would have cut out Toyota, a major donor and they have faculties in WV. As for nepo baby, you have no clue what you are talking about. Musk’s issues with COVID had to do with CA… specifically, the week that everyone else across the U.S. was re-opening auto plants, CA and the local county in Fremont refused permission for Tesla. There are reasons why Musk ran into trouble with Democrats as the only major auto factory in a blue region (San Francisco bay area). Meanwhile, BMW and Volvo in South Carolina, Mercedes in Alabama, Kia and Hyundai in Georgia, Toyota and Honda in a slew of red states like OH, IN, TN, KY, MI, didn’t have any trouble starting up. It didn’t matter that the level of disease at that time was lower in the SF bay area than all those other places. And Newsome refused to help, and Tesla would have had to litigate their federal exemption, as CA refused to openly acknowledge the federal exemption. Musk has good reasons to be upset with Democratic Party leadership. Go see what auto plants exist in deep blue regions - there aren’t any. Even Rivian, in IL, is far south enough to actually be in a purple/red area.
Reports out this morning verifying that home prices have declined in half of US states over the past year led by CA, TX, FL. History shows the country follows those 3 states. I'm not making this up. It's not anecdotal. It's data. You can look at previous cycles, and you can look at the current cycle.
For sure. I’m out in CA; the dude in retail worked for the company for more than 25yrs. Shits hitting the fan here
Again, since you didn't read anything I wrote You can be in a better position when you have national health care like CA does and you won't go brokeif something happens while you're out of work. Also you're not paying a dumbshit amount ofmoney for COBRA coverage
To me one advantage of the CC is that it can get you by if things go bad. CC are locked in good credit from before misery. Saved my bacon during the recession and through unemployment. I'm not a normally pro-debt person, but when shit hits the fan and you're going to debt.... it's useful to have. This is also regarding someone in some level of that "building credit phase" who might not have a lot. One bad situation and no money might lead them to far worse debts or circumstances. And then this means the best rate = the least damage. Honestly, once you have some assets, a standard emergency fund, and a negotiated margin account means you kind of can't get totally fucked. You have to think of some various worst cases. Like imagine you live in CA and you have to flee a wildfire and your job burns down.... You need to have shelter and food for a bit and get on your feet. Suddenly having better pre-existing debt lines gives you time. You can afford the motel and some clothes from wally world etc. Like, shit happens. .... my daughter passed and faster than all financial hell broke loose. But she was flown a bit away to get advanced treatment. The last thing I was worried about was surviving there being with her. Worst case scenario I could have needed to get a longer term rental to cut costs and possibly run into my debt capacities. But such would have been doable.
I paid those prices like 15 years ago lol Some places in CA its bad
Incase anyone is curious I asked Grok 4 Expert why the next two largest MSOs haven’t uplisted from the CSE to the TSX: Trulieve Cannabis (CSE: TRUL; OTC: TCNNF) and Green Thumb Industries (CSE: GTII; OTC: GTBIF) have not uplisted to the Toronto Stock Exchange (TSX) primarily due to strategic priorities, regulatory complexities, and perceived limited benefits compared to potential future U.S. exchange listings. 97 107 108 Both companies, as U.S.-based multistate operators (MSOs) in the cannabis sector, face unique challenges stemming from federal illegality in the U.S., which complicates listings on major exchanges. Key Reasons: • Focus on Potential U.S. Exchange Uplisting: Many MSOs, including Trulieve and Green Thumb, are prioritizing federal cannabis rescheduling (e.g., moving to Schedule III), which could eliminate punitive 280E taxes and enable direct listings on U.S. exchanges like NASDAQ or NYSE. 7 30 76 62 This would offer greater liquidity, higher valuations, and broader institutional access than the TSX. Rescheduling progress (e.g., HHS recommendations and ongoing DEA reviews) has fueled optimism, making a TSX move seem like an unnecessary interim step. 96 94 For instance, Trulieve filed a shelf registration in June 2025 with no immediate plans for offerings, signaling preparation for U.S. opportunities rather than TSX. 83 • Higher Costs and Complexity of TSX Uplisting: Listing on the TSX is more expensive and rigorous than remaining on the Canadian Securities Exchange (CSE), where both companies currently trade. 107 It often requires raising capital (e.g., Curaleaf raised CA$16 million in 2023 to meet TSX float requirements) and complex restructuring, such as ring-fencing U.S. plant-touching assets to comply with legal concerns. 79 81 107 This could involve dilution, which both companies may want to avoid—Green Thumb announced a $50 million share repurchase program in 2024, focusing on returning value to shareholders instead. 73 Auditor sign-off on consolidated financials including U.S. operations remains uncertain due to federal risks. 107 • Limited Perceived Benefits: While the TSX offers better visibility and potential index inclusion (e.g., S&P/TSX Composite), experiences like Curaleaf’s suggest it may not significantly boost institutional investment or valuations due to share structures and ongoing U.S. federal stigma. 2 105 108 98 Trulieve and Green Thumb, with strong operational focus (e.g., expansions in Florida and Ohio), may see staying on CSE/OTC as sufficient for now, especially with comparable market caps to Curaleaf (~C$2 billion each). 12 6 • Market and Regulatory Caution: The TSX has been receptive to cannabis firms, but U.S. MSOs must navigate TMX Group policies on U.S. operations. 80 1 61 With events like Florida’s failed adult-use legalization in 2024 impacting sector sentiment, companies like Trulieve (heavily Florida-exposed) are prioritizing cash flow and operations over exchange upgrades. 4 95 Overall, while not explicitly stated by the companies, analyst commentary and industry trends indicate these MSOs view TSX uplisting as a lower-priority move amid hopes for U.S. reforms. 97 102 If rescheduling stalls, they could reconsider, as seen with Curaleaf in 2023. 86
So muni and emergency fund should never be in the same sentence unless it’s “my emergency fund is not in munis”. sGOV - the short treasury and munis Carrie’s very different risks and one is appropriate for short term liquidity and one is appropriate for long term. - sGOV the reason why it’s good for emergency funds is you don’t know when you need it and when you need it you need it fast regardless if it’s the right time to sell. Short treasury has very little price risk because it matures so quickly. - munis on the other hand generally are 5,10,15 years maturities so your sensitivity to an interest change is significantly higher. You can get caught in a situation where you need to sell at 90 cents on a dollar. - regarding yields are lower. Yes munis yields lower because of the tax benefits. To make comparable apples to apples. Treasury yielding at 5% is the same as a muni yielding at 5*(1-.33)=3.35%. - also if you are committed to munis then look at mutual funds. They have better options that’s customized to your state. (Buying a CA muni while living in MA gives you federal tax break but not state).
It depends on your broker and the state that you live in. The most common being CA and NY. There are muni-money market mutual funds that you can use. You will have to look at the TEY to see how it compares to a treasury based fund. I don't know if there are similar ultra-short maturity muni ETFs. Example brokerage funds: Schwab muni mmf here - [https://www.schwab.com/money-market-funds](https://www.schwab.com/money-market-funds) Fidelity muni mmf here - [https://www.fidelity.com/mutual-funds/fidelity-funds/municipal-money-market](https://www.fidelity.com/mutual-funds/fidelity-funds/municipal-money-market)
CA has drivers in the driver's seat. Austin is passenger seat.
How many companies out there buy lithography machines? Of those companies, how many are constantly adding new machines or upgrading old ones? The broader semiconductor industry is very cyclical. Also as you pointed out, restrictions to China haven't helped Did you know that AVGO started buying software companies such as CA SYMC VMW to diversify into more steady revenue streams? All software is subscription/recurring revenue based models these days.
You’re just Reddit fuming. Inflation has mostly ticked up to 2.6-2.7% and flatlined and may go up slightly but there’s no reason to think we go to hyper-inflation. There’s a lot less price pressures in the US from green energy too—most goods have always trucked around using gasoline which I can now buy for $4 a gallon in CA.
Fun fact. Casino no like competition. All form lotto illegal NV. Drive CA line.
I’d bet money this is for 2 main reasons: 1. Right now some of the only true leverage large blue states have over the federal government is their contributed revenue from income tax. This admin is probably well aware of how many donor blue states like NY, CA, IL, NJ, MN, MA are actually funding the welfare red states who get more money in funding and grants from the feds than they send back in tax revenue (AL, MS, AK, WV, AZ, MT, KY). There’s been chatter recently of the big blue economies discussing withholding such tax payments as protest. This move would effectively kill that leverage and shift to getting the funds in a more indirect way (thru the supply chain). 2. As others have said, this shifts the funding burden of the government almost completely to the bottom 80-90% of earners in the US. Very wealthy people simply do not consume enough per capita to have the tariffs they pay on goods cover even a small fraction of the taxes they currently pay today. People can rebel by not paying their taxes; they cannot as easily stop eating food or buying clothes and necessities. This is another forced tax cut for the wealthy and tax hike for the poor.
> London, Ontario, Canada-based Aduro Clean Technologies Inc. recorded less than CA$65,000 ($47,000) in revenue in its financial quarter running from December 2024 through February of this year. That figure marked a 39 percent reduction from the revenue it recorded one year earlier. My newest startup with 4 employees (3 months old, basic ERP for HVAC companies) has more revenue than Aduro and a burn rate 6x slower. Stay the hell away from this pump and dump, there is zero reason for it to be publicly traded other than to fleece retail investors.
Michigan is 4th, from what I can find. DC, CA, and NV are ahead of Michigan.
Oh you need to visit the handful Walmarts in Northern CA. Costco as well to some extent. Gym Bros everywhere
I am also in CA with a high taxable income. I have some cash in Schwab SCAXX. It requires a $1M initial purchase, but you do not need to maintain $1M. There is a version that does not require $1M but it has a higher cost. I use SCAXX as a manual sweep and short-term and emergency savings. I also put $10k/yr into Series I bonds because the income is not taxable until you sell the bonds.... so no capital gain on high taxable income years. Bummer its so limited in $. I'm interested to see what you find!
Gavin Newscum wants to ban GLOCK from CA roster...
Just vacationed in CA a few months ago. It was awesome. The National Parks are amazing.
Fire suppression. They are the only maker of PhosChek the red stuff planes drop on fires. Couple big ones have started in CA over the weekend.
Do Meme Coins Need Real-World Utility to Survive? A Deep Dive Over the past few years, the crypto space has exploded with meme coins. From Dogecoin to Shiba Inu, and more recently countless Solana and Ethereum-based projects, memes have become a driving force of community, hype, and speculation. But here’s the question I’ve been thinking about: 👉 Can meme coins actually last if they don’t have any real-world use case? This isn’t financial advice, just a discussion point that I think the community should explore. Let’s dive in. ⸻ 🌍 The Meme Coin Phenomenon Meme coins started almost as a joke. Dogecoin was literally created to poke fun at Bitcoin. Shiba Inu came later as the “Dogecoin killer,” and both exploded not because of groundbreaking tech, but because of culture, community, and hype cycles. These projects proved that in crypto, narrative often beats fundamentals. The meme is the message – and the meme spreads faster than any whitepaper. But… here’s the issue: most meme coins don’t last. The hype dies, the community moves on, and the bagholders are left behind. So what separates a meme coin that goes to zero from one that has staying power? ⸻ 💸 Scarcity vs. Utility Most meme coins play the scarcity game. Huge supplies (like trillions of tokens) make them “cheap,” but they rely on people buying in just for the chance of 100x. Scarcity can create hype, but it doesn’t always create long-term value. On the other hand, utility gives a project a reason to exist beyond hype. If a token can actually be used for something, then it potentially builds staying power. That brings me to an interesting example I recently stumbled across: ⸻ 🕶️ Example: Gangster Pepe Pay ($GPEPAY) I’ll use this project as a case study. Not shilling, just analyzing. • Supply: Only 69 million tokens (compared to trillions in other meme coins). This gives it a “scarcity premium.” • Chain: Built on Solana, which means fast and cheap transactions. Perfect for micropayments. • Vision: Instead of being “just another meme,” the project is pushing towards being an actual payment coin – targeting coffeeshops, headshops, and lifestyle shops. Now, whether or not they succeed is another question. But I find the approach interesting: taking the meme hype and combining it with a real-world use case. ⸻ 🤔 Why Utility Might Matter If we zoom out, why might this matter for the meme coin space? 1. Trust & Longevity → A meme coin with locked liquidity, no mint authority, and clear use case might keep a community longer than pure pump coins. 2. Adoption → If I can pay for my coffee or merch with a meme coin, that’s more fun (and more real) than just holding a bag hoping it moons. 3. Narrative Shift → The story changes from “get rich quick” to “this coin is part of my lifestyle.” ⸻ ⚖️ Counter-Arguments Of course, not everyone agrees. Some might say: • Meme coins don’t need utility. The meme is the utility. The point is community and fun, not payments. • Trying to “force” utility might kill the vibe. People don’t buy Dogecoin to buy coffee – they buy it because it’s Dogecoin. • Adoption in shops is easier said than done. Most businesses aren’t ready to accept crypto yet, let alone a new meme coin. All valid points. ⸻ 🔮 My Take Personally, I think the future might be a hybrid: • Meme + Scarcity = fast hype • Meme + Utility = long-term sustainability If a coin can capture both, it might stand out in a crowded field. This is why I found the Gangster Pepe Pay case study interesting. Limited supply, meme branding, AND a payment angle. Whether it works or not, we’ll see – but it’s an experiment worth watching. ⸻ 💬 Discussion So here’s my question to you, Reddit: 👉 Do you think meme coins need real-world use cases like payments to survive long-term? Or is hype + community enough to keep them alive? Curious to hear thoughts from this community. ⸻ (For transparency, here are the project details I used as the case study:) 📌 Gangster Pepe Pay ($GPEPAY) Total Supply: 69,000,000 CA: 87W1MMGhCRzFcsGahfvDz6yeuUQReZsGCCcYgyRDbonk
Uh, I live in CA. My taxes are locked in.
they are everywhere in western parts of LA, I don't go a day without seeing three or four at least. I hear it's similar up in San Francisco and generally on the West Coast of CA, the first wave of flips from former Tesla owners. Apparently Polestar dealerships (which being a split retail/service point model aren't really set up for selling used cars except CPO polestars) are having a hard time finding homes for all of the model 3s and the occasional S that they are taking in trade. Afraid all of this adds up to one conclusion : puts indeed
I hear you. But it doesn’t change how the world works. It just makes it more pronounced. Spend less than you earn. Invest auto and weekly. Have emergency fund. Sell only when something urgent to pay for. Do that all your life. The pennies in front of freight trains on cash isn’t much compared to real wealth growth from some sort of investment strategy. If you’re top tier in CA, your priority should be to make friends with a trustworthy pro. You sound very risk averse.
Yes it’s the cost of riches in CA. A top earner can pay as much as 55.1%+ in taxes on ordinary income. Fed(37)+NIIT(3.8)+CA(13.3)+CA(1 on 1M+) + misc(SS,Medicare,SSDI) More tax than what you bank. But only good problem to have.
Meh. Best strategy is to be rich. Rich people don’t worry about the optimal tax efficient thing for cash. It’s like worrying about brand of car tire for fuel efficiency. It’s ok to be tax aware, but tax obsessed is letting the tail wag the dog. Top CA tax bracket, OP is gonna get fleeced with a life insurance product or annuity. I truly hope I’m wrong…
Cool, then move to a cheaper area? It’s just funny to see you try to act as though coastal CA doesn’t have enviable weather and scenery. It genuinely does not get better anywhere if you’re looking for temperate conditions. And if I’m saying lol after every message, it’s cause I think you’re kinda stupid 😉🤫
Oh wait I thought of one con, possible wildfires, in the state and then theres Canada wildfire smoke too smh. But CA has those too of course
🤔 well there's some crime and homeless people but thats everywhere... so, no cons that I can think of that aren't already CA cons (minus the heat) slightly higher cost of living in sales taxes
Maybe misread the two mutually exclusive comments; after you mentioned CA I was compared Bay area to Thaiiiiilannnnd, then later found raya price action (1 day, 5 day, 1 mo, 6 mo, ytd) funny. Good luck buddy, enjoy katoey paradise, livin the life. 🍻
Democrats decided to go to war against Tesla and Musk at the behest of the UAW in 2015. Facts didn't matter. They used all sorts of mechanisms in government to do so. And Biden ratcheted up the stakes, pushing import tariffs to 100% of critical materials and components of the green supply chain. So Musk threw in with Trump, who also betrayed him and the US. But don't pretend Democrats didn't take the actions they took under Biden and at the local level in CA, NY, and WA.
You and your glass house…hahaha Democrats and sexual misconduct (this list is limited to the last 15-20ish years): Federal-Level Cases • Gerry Studds (D-MA, U.S. Representative): Censured by Congress in 1983 for engaging in a sexual relationship with a 17-year-old male congressional page. He admitted to the conduct but was re-elected multiple times before retiring. • Mel Reynolds (D-IL, U.S. Representative): Convicted in 1995 of criminal sexual assault, obstruction of justice, and solicitation of child pornography involving a 16-year-old campaign volunteer. He served prison time and was later pardoned by President Bill Clinton for unrelated bank fraud but not the sex crimes. • Bill Clinton (D, U.S. President): Impeached by the House in 1998 for perjury and obstruction of justice related to an extramarital affair with 22-year-old White House intern Monica Lewinsky. Acquitted by the Senate; also accused by multiple women of sexual assault or harassment (e.g., Juanita Broaddrick alleged rape in 1978, which he denied). • Gary Condit (D-CA, U.S. Representative): Implicated in 2001 in an extramarital affair with 24-year-old intern Chandra Levy, whose disappearance and murder drew scrutiny. No charges filed against him; he lost re-election. • Brock Adams (D-WA, U.S. Senator): Accused in 1992 by eight women of sexual misconduct ranging from harassment to rape. He denied the claims; no charges, but he did not seek re-election. • John Conyers (D-MI, U.S. Representative): Resigned in 2017 amid multiple allegations of sexual harassment, including inappropriate touching and propositions to female staffers. Settled one claim using public funds; House Ethics Committee investigated. • Al Franken (D-MN, U.S. Senator): Resigned in 2018 after multiple women accused him of groping and forced kissing (e.g., radio host Leeann Tweeden in 2006). Senate Ethics Committee investigated; he apologized but later expressed regret over resigning. • Anthony Weiner (D-NY, U.S. Representative): Convicted in 2017 of transferring obscene material to a minor after sexting a 15-year-old girl. Served 21 months in prison; previously resigned in 2011 over adult sexting scandals. • Katie Hill (D-CA, U.S. Representative): Resigned in 2019 amid allegations of improper relationships with a 22-year-old female campaign staffer and a male legislative director. House Ethics Committee investigated; she cited revenge porn by her estranged husband. • Ruben Kihuen (D-NV, U.S. Representative): Accused in 2017 of sexual harassment by a campaign finance director (unwanted advances). Did not seek re-election; House Ethics Committee investigated. • Bobby Scott (D-VA, U.S. Representative): Accused in 2017 of sexual advances and retaliation by a former aide. He denied it; no formal charges. State and Local-Level Cases (Selected Notable Examples) • Eliot Spitzer (D-NY, Governor): Resigned in 2008 after being linked to a prostitution ring involving adult sex workers. No charges for the sex acts, but prosecuted for related financial crimes (later dropped). • Steve Lebsock (D-CO, State Representative): Expelled in 2018 after credible allegations of harassing five women, including unwanted advances. Switched to Republican before expulsion. • Angel Arce (D-CT, State Representative): Resigned in 2018 after sending affectionate texts to a 16-year-old girl in 2015. No charges filed. • Jeff Klein (D-NY, State Senator): Accused in 2018 of forcibly kissing a former staffer in 2015. Investigated by ethics commission; no charges. • Michael Padilla (D-NM, State Senator): Removed as majority whip in 2017 over past harassment allegations from a prior job. Dropped lieutenant governor bid; no new charges. • Carl Trujillo (D-NM, State Representative): Defeated in 2018 primary amid sexual misconduct allegations. No charges. • Keith Farnham (D-IL, State Representative): Convicted in 2015 of possessing child pornography (images of minors). Resigned and served prison time. • Ed Murray (D-WA, Seattle Mayor): Resigned in 2017 after multiple accusations of child sexual abuse from the 1980s, including by family members. No charges filed. • David Wu (D-OR, U.S. Representative): Resigned in 2011 after allegations of unwanted sexual advances toward an 18-year-old woman (daughter of a donor). No charges. • Dan Schoen (D-MN, State Senator): Resigned in 2017 after harassment allegations, including groping and unsolicited texts to female colleagues. No charges. Broader Context Since 2017, reports have documented at least 147 state lawmakers (across parties) accused of sexual misconduct in 44 states, with about half being Democrats. ***HALF!
You and your glass house…hahaha Democrats and sexual misconduct (this list is limited to the last 15-20ish years): Federal-Level Cases • Gerry Studds (D-MA, U.S. Representative): Censured by Congress in 1983 for engaging in a sexual relationship with a 17-year-old male congressional page. He admitted to the conduct but was re-elected multiple times before retiring.  • Mel Reynolds (D-IL, U.S. Representative): Convicted in 1995 of criminal sexual assault, obstruction of justice, and solicitation of child pornography involving a 16-year-old campaign volunteer. He served prison time and was later pardoned by President Bill Clinton for unrelated bank fraud but not the sex crimes.  • Bill Clinton (D, U.S. President): Impeached by the House in 1998 for perjury and obstruction of justice related to an extramarital affair with 22-year-old White House intern Monica Lewinsky. Acquitted by the Senate; also accused by multiple women of sexual assault or harassment (e.g., Juanita Broaddrick alleged rape in 1978, which he denied).  • Gary Condit (D-CA, U.S. Representative): Implicated in 2001 in an extramarital affair with 24-year-old intern Chandra Levy, whose disappearance and murder drew scrutiny. No charges filed against him; he lost re-election.  • Brock Adams (D-WA, U.S. Senator): Accused in 1992 by eight women of sexual misconduct ranging from harassment to rape. He denied the claims; no charges, but he did not seek re-election.  • John Conyers (D-MI, U.S. Representative): Resigned in 2017 amid multiple allegations of sexual harassment, including inappropriate touching and propositions to female staffers. Settled one claim using public funds; House Ethics Committee investigated.   • Al Franken (D-MN, U.S. Senator): Resigned in 2018 after multiple women accused him of groping and forced kissing (e.g., radio host Leeann Tweeden in 2006). Senate Ethics Committee investigated; he apologized but later expressed regret over resigning.   • Anthony Weiner (D-NY, U.S. Representative): Convicted in 2017 of transferring obscene material to a minor after sexting a 15-year-old girl. Served 21 months in prison; previously resigned in 2011 over adult sexting scandals.   • Katie Hill (D-CA, U.S. Representative): Resigned in 2019 amid allegations of improper relationships with a 22-year-old female campaign staffer and a male legislative director. House Ethics Committee investigated; she cited revenge porn by her estranged husband.  • Ruben Kihuen (D-NV, U.S. Representative): Accused in 2017 of sexual harassment by a campaign finance director (unwanted advances). Did not seek re-election; House Ethics Committee investigated.  • Bobby Scott (D-VA, U.S. Representative): Accused in 2017 of sexual advances and retaliation by a former aide. He denied it; no formal charges.  State and Local-Level Cases (Selected Notable Examples) • Eliot Spitzer (D-NY, Governor): Resigned in 2008 after being linked to a prostitution ring involving adult sex workers. No charges for the sex acts, but prosecuted for related financial crimes (later dropped).  • Steve Lebsock (D-CO, State Representative): Expelled in 2018 after credible allegations of harassing five women, including unwanted advances. Switched to Republican before expulsion.  • Angel Arce (D-CT, State Representative): Resigned in 2018 after sending affectionate texts to a 16-year-old girl in 2015. No charges filed.  • Jeff Klein (D-NY, State Senator): Accused in 2018 of forcibly kissing a former staffer in 2015. Investigated by ethics commission; no charges.  • Michael Padilla (D-NM, State Senator): Removed as majority whip in 2017 over past harassment allegations from a prior job. Dropped lieutenant governor bid; no new charges.  • Carl Trujillo (D-NM, State Representative): Defeated in 2018 primary amid sexual misconduct allegations. No charges.  • Keith Farnham (D-IL, State Representative): Convicted in 2015 of possessing child pornography (images of minors). Resigned and served prison time.  • Ed Murray (D-WA, Seattle Mayor): Resigned in 2017 after multiple accusations of child sexual abuse from the 1980s, including by family members. No charges filed.  • David Wu (D-OR, U.S. Representative): Resigned in 2011 after allegations of unwanted sexual advances toward an 18-year-old woman (daughter of a donor). No charges.  • Dan Schoen (D-MN, State Senator): Resigned in 2017 after harassment allegations, including groping and unsolicited texts to female colleagues. No charges.  Broader Context Since 2017, reports have documented at least 147 state lawmakers (across parties) accused of sexual misconduct in 44 states, with about half being Democrats. ***HALF!
Sounds like 9th circuit and Newsome in CA
>Chegg trades below the price it paid for Busuu alone ($436 million in 2022). At today’s ~$1.40, investors assign zero value to Busuu No, it means they assign positive value to Busuu but negative value to the core business, which more than offsets it due to the size of the core business and its large negative growth. Also analyzing equity value without bringing up debt, or the fact that the company has virtually 0 FCF and CL > CA, is wild
I was younger but my cousin who is about 10 years older then me stopped by our house because he was moving to CA to work at a start up and was traveling through were we lived on his way to CA I guess he knew a guy who got rich who owned the patent around changing your mouse cursor or something and sold the patent to Microsoft for a lot of money and decided to start a start up in the .com mania However I asked my cousin what exactly they would be doing and he was like "We are still trying to figure that out, but boss guy has raised millions of dollars we just need some idea"
Is this hgraf that you are referring to? HydroGraph Clean Power Inc. CNSX:HG Stock Report Market Cap CA$560.4m
It’s gonna be CA cities next. He’s going after blue cities whose state governors are clashing with him.
CNBC said 25% illegal, 60% legal. Whatever the number is, it’s still a lot of labor force that just got sucked up and homes in CA will skyrocket even more.
I wasn’t scared because with them it’s usually down in the early morning and then tends to go back up to average before market close and AH…. Kinda sucks living in CA tho the pre market starts at 4 am
The main question short term is whether to actually leave the money to your child in the will. Designating a child as a beneficiary of that abount usually requires probate and a trust (at least tin CA, it will vary by state.) There may be tax advantages fand lower estate administration expenses not doing so. You mention the "actually wants to get the money to us by end of year" so if the grandfather knows he is going to pass by the end of the year, time is of the essence. You uneed expert estate planning help.
We are on the cusp of a huge bubble, and it’s not the one you’re thinking of. California real estate market has been bloated af for a long time, and lack of housing supply. California has huge number of undocumented illegals in it. With a mass deportation if 🥭 and ICE tries to do it in a concentrated effort in CA it could cause a loss of 275 billion in GDP, and cause huge ripples in the housing and rent markets. We could see a regional real estate bubble blow up in the face of the nation. Although the risk is low, if 🥭 gets the idea and hates CA enough he could probably cause this since he is low IQ enough
Because FL has one of the highest Jewish populations in the country. It’s up there with CA and NJ. Just behind NY.
Because they're literally on fire in CA
I am extremely unfamiliar with CA's recreational market. Are there many rules/regulations on cultivation? States that have legal adult use programs have extremely high barriers for employment due to having to register every single employee under that state's cannabis program. Is there something like that for CA?
I once had a friend who said CA-SI-NO with emphasis on the CA. Cool dude. Got hit by a bus
As an investor I even invested in Joby stocks years ago. I drove to its test facility in Marina, CA 3 weeks ago on a Sat I looked around see where the heck the new 435,000 sf plant was? At the airport the gate was closed I saw 1 Cessana parked there. I only saw 1 sky diving ticket office and an agricultural office with 2-3 cars around the airport. So both completed eTaxis not there? I only saw the empty strawberry field sous a giant building. I am interested in seen the test facility grow and 4350 or whatever employees they claim is actually at the facility. Yes, Toyota, Apple all got a foot in hanging on to this company. But my first impression is this is not a good sign as an employer or investor. Apple not long ago fired all employees developed autonomous car o/s and technology most employees did not even have a chance go to Mac, iPhone divisions are left in the cold all very talented overeducated professionals. One mile away I asked a home owner, an attorney if he is aware of much activities or employees he shock his head. When Nvidia business took off I drove there to SC headquarter fancy cars were parked on the street, in front of the residential homes and one can actually see tons of professionals everywhere. You can bet they are busy inside as well. There was this huge glass sculpture costed 1B to know someone is inside. I have learned to only invest in stocks where companies have a solid earning, rarely taking those have a negative P/E except a few small AI software companies. This Joby sounds like a futuristic thing. Another Lordstown?. Person like DJT if he does not like the noise it generated sorry Apple, America. A report from MIT that raised skepticism about AI also caused sell-offs for the JOBY stock.
She's a 10, but she's next on stage at Cheetahs gentlemen's club- located at 8105 Clairemont Mesa Blvd, San Diego, CA 92111 📍
Country life don't have Cheetahs gentlemen's club-located at 8105 Clairemont Mesa Blvd, San Diego, CA 92111 📍
Living in CA I love that I can legally throw few bucks and live bet khmm I mean live invest in contracts while watching sports.
https://tenor.com/en-CA/view/jack-nicholson-funny-gif-24793899?utm_source=share-button&utm_medium=Social&utm_content=reddit
Top 1% of income earners in the US is nearly $800k. In California, the top 1% is nearly $1.1m. Source: https://thehill.com/homenews/nexstar_media_wire/5111892-list-are-you-in-the-top-1-of-earners-in-your-state/ However, $110k for a single person is considered low income in the Bay Area according to the CA Department of Housing & Development. Source: https://calmatters.org/newsletter/what-is-low-income-in-california/ $240k household income would be just enough for a household to not be considered low income by the government where I live.
I wouldn’t say wanting to make sure your family has a safety net after you’re gone is anything that crazy. Plus Bay Area living is expensive and both my family and my wife’s family are still there. Making less than $110k in the Bay Area is considered “low income” for a SINGLE person according to the CA Department of Housing & Development. The money can go quick when it’s split between Uncle Sam and 5+ people.
Hello I am looking for some advice for my portfolio. I’m fairly new to investing and feel like I’m missing something or a lot of something. I use Sofi bank to invest and currently DCA every week into VOO and VYM. I also buy BTC every week on another platform. I’m in my mid 30s with Wife and two kids and my goal is to hold these investments until I retire. Hopefully mid 50s. Currently combined gross around 200k-230k/year & live in CA. I only buy smalls amounts currently but plan to increase the amounts in the near future. Is there anything you guys would add or replace/do different. Thanks for the input.
If CA is so broken why can you sell your house there and buy a city block of passive income houses in the Carolinas?
Summer rain? wtf I live in CA not FL
Apologies if already known but you need to decide if you want a "cash account" or "margin account". The benefit of a cash account is unlimited day trades (margin acct only allows 3 every 5 days). The benefit of a margin account is being able to trade with borrowed or unsettled funds. So if you sell something you can instantly use that money to buy something else where with a CA you would have to wait until the end of the day or so. Note: A margin acct with $25k+ removes the day trade limitations. A margin acct also allows for option trading which I would not recommend going near until you have a good understanding of how it works and plenty of general trading experience first. I would start with a cash account first and you can convert it later on if you choose. Not all platforms allow for after hours trading so if that's something you care about find one that supports it.
This is so stupid (not your comment, bear with me). The locations he mentioned are where most of the biggest furniture industry players are. Could certainly add CA to the list. Regardless, all adding tariffs is going to do is drive up costs for the companies, and therefore the consumer. I work in international logistics and have moved many containers up and down both coasts to these locations, and tariffs aren't going to suddenly bring manufacturing back on the hundreds of thousands of TEUs worth of product these companies are importing every year. This tariff strategy defies all logic.
Labor costs wouldn't offset the cost of disposing waste and regulating emissions. Elon Musk found this out the hard way when he moved from CA to Texas and thought they were just going to let him dump wastewater in Texas waterways. [https://www.waste360.com/wastewater/spacex-proposes-wastewater-dumping-in-south-bay-texas](https://www.waste360.com/wastewater/spacex-proposes-wastewater-dumping-in-south-bay-texas)
lol, more money doesn't get you those things either. I think to get to the "luxurious" lifestyle, you need to be grossing over 1M or have assets of 10M+. I think the big jump in income needed to sustain the luxurious lifestyle, I think, is because of taxes and general lifestyle creep before luxury can come in. For example, on 180k/yr in CA, your take-home is 5k twice a month. But at 3x income on 540k/yr, your take-home is 12.8k, a bit more than double. Then, if your lifestyle creep hits more than double in all categories, then you don't actually have *any* left over above the 180k guy. For instance, my monthly budget: Mortgage: 6.5k Property Tax: 2.9k Elementary School x2: 5.3k Car: 580? (10 and 15 year old, paid-off cars) Vacation: 1k Hobbies: 500-1000? Food: ~500 That's 438k worth of annualized Post-Tax If I save 20%, thats 547k post-tax, which translates to about 1M pre-tax. So yeah ... I think anywhere in the 6-digit range is feeling the same pain you're feeling. I think once you get to like 2M a year or if your 10M investment is doing a nice 10% a year, that's when you can afford some luxuries
Nah, I get up after 7 in CA. Let the market settle a bit
Also solar tends to perform best in areas of low rain and low humidity (i.e. desert). Many of the major solar farms are being built in desert regions of the southwest US on non-farmable land. Driving through CA/NV/AZ you’ll see major solar projects located in bare desert without a single farm in sight for a 100mi.
Wind turbines kill millions of birds annually, including Bald Eagles by the thousands. They are highly toxic structures that destroy habitat, especially in the ocean. The ones that have broken apart at sea have littered the oceans with billions of fiberglass particles that will kill wildlife. They produce limited energy and are a losing proposition. Wind turbines require large amounts of fossil fuels to produce, and even more to maintain. They are an eyesore. Need more? Wanna talk solar? Trust me, you don't, because the fact are not in your favor. CA is sitting on millions of tons of spent solar panels, not recycling and it's highly toxic waste. They have no idea what to do with it. EV batteries? Less than 10% of the batteries are recyclable. Ouch! And EV's, unless 100% charged by renewable energy for their entire lifespan, have a larger carbon footprint than an ICE vehicle. Double ouch! You've been told lies about the environment and man causing problems. Want to talk Prince William Sound? TMI? Chernobyl? Bikini islands? And many others?
PRM is still a great buy. CA fire season still has through November.
You know Pelosi is #10 for 2024, right? Members of Congress With the Best Performance in 2024 Rep. David Rouzer (R-NC): 149.0% Rep. Debbie Wasserman Schultz (D-FL): 142.3% Sen. Ron Wyden (D-OR): 123.8% Rep. Roger Williams (R-TX): 111.2% Rep. Morgan McGarvey (D-KY): 105.8% Rep. Larry Bucshon (R-IN): 98.6% Rep. Pete Sessions (R-TX): 95.2% Sen. Susan Collins (R-ME): 77.5% Rep. David Kustoff (R-TN): 71.5% Rep. Nancy Pelosi (D-CA): 70.9% Six Republicans and three Democrats did better than Pelosi.
Yes, I'm asking from the US perspective. Regarding the dividend being taxed as ordinary income, isn't it true that SGOV which holds treasury is exempt from California taxes? In that case, let's say I sell in the middle of the month, I will get the inflated share price (due to accumulated dividend upto that point). Is that considered capital gain in the US, and do the state tax exemption still apply? Note: We are probably talking about just a few $100 dollars because a 8% CA taxes out of the 5% gain :)
I’m gonna assume you live somewhere like NY or CA and this is a W2. Your monthly take home is gonna be like 58k after taxes. Here’s what I would do 1) buy a place to live (nothing fancy needed). Do a 5/1 ARM with no prepayment penalty and pay extra principle to own it outright asap. Let’s call that 20k a month with PITI. If u own a place already with a low mortgage then ignore this and enjoy your 3%. 2) dollar cost average into an S&P 500 fund (post tax maybe 10k a month). Goal is long term growth 3) 10k into fixed income (bonds). Goal is capital preservation. 4) 10k into an income generating ETF. Goal is to have a source of monthly income for when the above cash cow dries up. 5) 8k for fun (travel/eating out/hobbies) These aren’t recommendations per se but examples of the above 2) VOO 3) Treasuries 4) QDVO, QPIX, JEPQ
**HOW DOES OUR ANTI-SNIPING SYSTEM WORK** _25 CONTRACT ADDRESSES FOR THE YZY HAVE BEEN DEPLOYED, WITH ONE SELECTED AT RANDOM FOR THE OFFICIAL YZY. THIS DISSUADES SNIPERS BY MAKING IT A 1/25 CHANCE FOR SELECTION OF THE RIGHT CA, PUTTING POWER BACK INTO THE HANDS OF REAL TRADERS_ Is bro about to rug pull 25 times a
TLDR: Trump appointee, Bill Pulte (wildly corrupt) has weaponized the Federal Housing Finance Agency. Recent "mortgage fraud" targets: Leticia James (NY AG), Adam Schiff (CA), and now Fed Governor Lisa Cook. [Two of which are successful black women].
I went to Walmart this weekend in Los Angeles, CA. Self checkout Line was about 45 mins long, line ended in the middle of the store. Went to target right after, self checkout line was 5 mins long. It’s clear that people are choosing the cheaper option for most of their purchases. I was honestly thinking Walmart calls but we don’t have a crystal ball, they could trade sideways and we’ll both be fucked😂 Best of Luck!!
The Feds won’t touch you moron. The second they do, for something this small and clear cut - it means a guaranteed pro bono case that will get appealed and appealed to the SC… States rights vs federal rights. There’s a reason they don’t really go after the larger fish in Colorado and CA… and instead just take their shit and never file. They don’t want to fight that court battle.
Yes, other products have a secondary market which is a consideration depending on you liquidity needs. The specific SPDA's I'm looking at are not callable, and they are more than more than 50 bps higher than (median) agency yield; can't be sure but I think the risk premium for these over agency bonds would not be that much. Also, I've gotten very risk averse - counterintuitive you say? Agency securities traditionally are more secure than everything other than treasuries. But with Trump threatening to mess with agency payouts, and with fannie mae freddie mac likely going private again, and going private in the midst of the housing bubble, I don't know what's going to happen with mortgage backed securities. Insurance on the other hand is mostly a sure thing (for the insurance companies) unless they are property and casualty in FL, CA, SW, east coast.
CLOV will 10x in less than 5 years. If you know the name already, forget everything you think you know. A few years ago, they did a 180 and exited the unprofitable ACO Reach program. Following that, revenues fell dramatically (obviously) and so did the stock price. They turned their focus to profitability in Medicare Advantage and further developing Clover Assistant, their physician enabled AI tool that improves patient outcomes and lowers Medical Cost Ratios by up to 1,500 bps. Last year they rolled out Counterpart Health, a subsidiary to sell CA to others in the market as a SaaS subscription model. Clover is now back in growth mode, increasing members by 30% in 2025 and expecting even more growth next year. 2025 is looking like breakeven, but we have a 4 star 5% bonus payment and 5% 2026 adjustment, alongside significant Stock Based Compensation ending in Jan 2026, which means Clover is poised for robust growth and their first year of GAAP profitability in 2026. Plus, they have multiple signed SaaS deals and a robust pipeline for future growth, which should start adding revenues next year. The stock is trading at 0.5x P/S forward looking and is basically priced for bankruptcy, which is far from reality. Mark my words, this will be on your radar in the next two years if it isn't already.
The symbols that'll interest you are: BAMLC0A3CA:FRED Spread of A-rated corp debt over Treasurys currently 0.65% BAMLH0A1HYBB:FRED Spread of BB-rated corp debt over Treasurys currently 1.78% BAMLH0A2HYB:FRED Spread of B-rated corp debt over Treasurys currently 3.07% BAMLH0A3HYC:FRED Spread of C-rated corp debt over Treasurys currently 8.11%
Bruh Border Patrol just shot up a civilian vehicle in CA.
Yeah. The whole thing makes me feel sick. Like, I love the fact that gerrymandering is illegal in CA, but sometimes you need to fight fire with fire. I think a lot of people feel like next year's midterms are our last chance
Re-districting in CA will be on the ballot, not done by November
CA state, I’m chilling in a 1300 sqft and 1 million would pay my placeholder home + allow me to travel.
The fact people still dredge up CA just shows how much they hate Meta. That happened a decade ago, it wasn't Meta's doing it was carelessness on their part that allowed it to happen, but again CA was harvesting what exactly? Did anyone lose their homes or livelihoods? Did anyone get their bank accounts compromised? Credit cards stolen? No.
I mean, yeah, if you've never left California... Why do you think there are no white castles in CA? It's because they know they can't compete with the cult following that in n out has.
In and out is literally the cheapest greasiest fast food you can buy in CA my comparison stands.
I ate the fuck out of White Castle when I lived in Detroit, I love White Castle. I grew up in CA. Comparing In-n-Out to White Castle like that is the most regarded fucking comment I’ve ever seen on this sub. Not even remotely comparable in terms of quality and freshness.
> They’re actually extremely strict about your data not leaving Meta’s ecosystem. Unfortunately, we know this still happens. It's paet of the reason behind the Cambridge analytica scandal, where CA used data harvested from Facebook.