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At what point will index fund investing stop working?
Why is Bloomberg saying municipal bonds are expensive?
The American Jobs Plan and How it Affects How People Invest in the Stock Market
The American Jobs Plan, How it Will be Paid, and What it Means for the Stock Market
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HYD - as municipals are federal tax free .
ew. I like VTEB and HYD better.
Look at VTEB and HYD. Nowhere near as volatile but have some advantage.
Subprime bond ETF HYD is a compounding fool.
I'm hedging my GLD and SLV with VTEB and HYD. I like income stonks too.
Other assets I've been buying are bond ETFs, they have been fairly stable. Most have low volatility but are somewhat sensitive to changes with the rates. I've been buying securities with 30 day yields that are taxed advantaged. These were the only profits I kept when the market tanked Friday. The two tax advantaged ETF bonds are VTEB and HYD. IIRC, there are others too, another specific ETF I was thinking about adding was GOVT, to focus on 10 year bonds. AFAIK it is also tax advantaged. For exposure to volatility in the bond market I buy TLT. I also buy short term bond ETF TBIL but it took a hit when the shutdown was announced.
Bought more SOFI HYD and TBIL 🦅🏳️🌈✨
I will buy VTEB HYD TLT and TBIL until rates drop.
Bruh the Bid Ask on HYD is flipped
Bers. Here's a bond ETF investment sleeve. VTEB HYD TLT Kindly FUCK OFF
The South will bond ETF again! HYD!
Yeah I like HYD. What of it?
Why won't these bond ETFs leave me alone? Why do haunt me HYD why?
Thanks dude. Not yet. 300% * 300% on Friday! HYD!
Might be worth picking up something to test the air like this [Air Tester on Prime](https://www.amazon.ca/Analyzer-Portable-Formaldehyde-Detector-Temperature/dp/B0B7HYD32V/ref=asc_df_B0B7HYD32V/?tag=googlemobshop-20&linkCode=df0&hvadid=706830227018&hvpos=&hvnetw=g&hvrand=5620433361033196456&hvpone=&hvptwo=&hvqmt=&hvdev=m&hvdvcmdl=&hvlocint=&hvlocphy=9000772&hvtargid=pla-1775689176131&psc=1&mcid=b8f54e7629ca336398564c47c25a0a85&gad_source=1)
Dude, its true. You absolutely could argue its a pyramid scheme. 20 people work to push numbers up to one person, who then pushes them up to another and so on. But after that first manager, it becomes a manager, managed by a manager, who is managed by a manager, who is managed by a manager. Each of these managers, manages at most 4 people. And this shit STARTS at L4 level. Once you hit L5 the number of people actually working with others drops to almost nothing. Most managers in my department sit in meetings half the day. They seem to actively refuse to fix problems or even listen to ideas to fix problems. Instead they are hyper focused on bad ideas, that cause more issues. The real goal of the managers here for the last 4 years has been to undermine the US, in the hopes to be able to hire everyone in HYD, and then they can sit in the US and remote manage a team of people thats not even in their country. But they only have themselves to blame, since there was NO oversight for like 5 years, and they already admitted to bloated hiring under Covid. The managers just kept nepo hiring outside friends that were morons looking to bolster their resume. Most managers last just a couple years, enough time for the little circle jerk of the management pool to get some resume building and then jump to another team or company. But thats cause all these HR people are connected and just moving from one spot to the next bringing their loser friends with them.
I work for them. The company is a cesspool of morons who are all hired via nepotism to protect the C Suite and high level managers from displacement, since they are all the most tenured folks. They are offshoring all work to HYD india while HYD fucks up things in a desperate move to regain stock value since they pay SO many employees with stock options to avoid payroll taxes.
They seem to be in a pretty bad spot. Supply chain is busted, BYD and HYD undercutting them in Europe/APAC
That's what is currently happening at Amazon. We are offloading management positions to Indians here or in HYD, and then slowly all the old people are replaced.
HYD HYMB have been beaten down for quite awhile now. Once the rate starts cutting it will go back to all time highs
How do you short us bonds. Short sale HYD?
Rather than picking stocks that “performed well” during a previous shut down, just keep yourself liquid and nimble and target blue chip companies/etfs that may go on sale if the market panics. There will be plenty of opportunity to scoop up fundamentally great companies in the event the US actually defaults (even briefly) or this banking crisis worsens. Just keep your time horizon long (5+ yrs) and you are likely to do very well. My top picks are: Amazon, Google, Visa, VOO, VGT, and HYD to pile into over the next 1-2 years. Not expecting a 5-10x out of any of them but solid 10%+ annual growth out of a market downturn with low risk profile built in.
> Investment-grade munis +0.22% (MUNI) > Speculative-grade munis +0.78% (HYD) Where my muni gang at?
Friendly reminder that if you think Chicago is a dumpster fire, go ahead an short some HYD with me this morning. 13.5% allocation to Illinois muni bonds, not going to make you a fortune, but pretty good chance this new mayor dicks it up enough to profit
Shorting HYD at open 13.5% allocation in Illinois bonds, legggooo Brandon
My only trade today was buying HYD because I live dangerously
Sorry long weekend. Under stocks and related it says USMV EFAV IEFA GOVT TFI HYD VUG BNDX VTV
Wealthfront HYD is 4.05%, Fidelity 3mo CDs 4.3% higher all the way to 1yr.
Hypothesis here. People like this ETF alot due to the FUD in the market right now. HYD Value stocks typically do better in downturns. People are expecting a down turn. It's also pretty stable and takes the work out of investing.
Yup. LQD and HYD can help predict future market movements
$HYD looking great right now.
Actually referring to ETFs and CEFs. $HYD, $AFB, $NUV, $NAD to name a few.
Moran says muni bonds are expensive because they have a low ratio of yield relative to treasury bonds (normal treasurys, not series-I savings bonds), lowest since this past February, and particularly shorter term issues. You are saying that leverage closed end funds (CEFs) investing in Munis are trading at discounts to NAV. These are different things. Also you say these are on an uptrend. That is consistent with them becoming expensive. PS - HYD is an ETF, not a CEF, and thus does not trade at a discount to NAV.
Lol at HYD taking a .35 expense ratio on a bond ETF.
HYD MYI NMZ Muni etfs. Use for stability in your non Roth account, as you pay no taxes on returns
I have a large position in HYD (municipal bond ETF) as it pays a 4% distribution which is free of federal tax. As I live in WA it's free of state tax too. When treasuries get back to yields that are worth having I might migrate to treasury bonds but not yet.
I have a taxable brokerage account that invests in Municipal bond ETF funds such as MUB (broad US market exposure, investment grade) and HYD (broad US exposure, High Yield, 75% below BBB). I previously invested in a total bond fund (FTBFX) and considered BND and BNDX ETFs, but none of those were ideal for a taxable account.
I'm in HYD for those tax-free dividends in my taxable accounts.
I'm not the person to ask about income funds, since I don't believe that income generation is important in investing. All I care about is total return; it doesn't matter how we get there. Even for retirees, selling stock isn't any tougher than cashing out dividends/distributions. Fixed income is pitched to retirees because it's less risky than equities. Risk management is not the same as yield chasing. Income doesn't matter. Dividends are irrelevant because they adjust the stock/option prices for dividends, so it's as if they never happened and your account value doesn't go up at the time of payment. It stays flat. For this reason, I pick income-bearing instruments because of their stability and uncorrelated returns, not because they have a yield. If the bonds in my portfolio had only capital appreciation instead of interest payments, I'd actually be happier. If you really want to yield chase, there are some great opportunities in alternatives and bonds in the market, some of which are more correlated than others. Look at mREITs (ex: $MORT), energy LPs (ex: $AMLP), junk bonds (ex: $HYG), and muni funds (ex: $HYD) for instance. That's not even including international exposure like sovereign EM bonds (ex: $EMHY) or corporate EM bonds (ex: $CEMB). If you're a CA or NY resident, their munis are typically high quality and will be tax-free on both the federal and state level if you live in that state. All munis are federally tax-free. I'm in the 22% Federal tax bracket, so that means that the yield on these is substantially higher than other income funds since I get to keep that 22% that I would normally have to pay the IRS. That's not including the 9% CA income tax I pay too, so distributions and non-qualified dividends are taxed at 31%. That eats at yield that capital gains taxes don't.
There's a lot, both managed and passive. HYD, MYI, all the Nuveen ones, etc...
I hold MGWIX, ACTDX, ORNYX, and HYD.
I don't think using margin is going to be an acceptable risk if retired. You are retired a long time and can't afford to lose your nest egg due to margin call on inevitable drawdown. I have about 20% of portfolio in HYD (muni ETF, fed tax free), 20% in preferred stock ETFs (qualified dividends), rest in equity ETFs. That works.
I disagree. There's a wide spectrum of bonds. For instance municipal bonds stable returns that are pretty decent. For example HYD has a lifetime return of 6%. 6% is a pretty good return and a small cost to pay for diversification.
Appreciate it! and true about JNK. >not taxed by the state in which they are issued. One follow up Q. In HYD's case, it seems to [have issuers from all over](https://i.imgur.com/GVrRqQP.png), how does that work in terms of taxation then?
Are muni etfs like HYD and JNK taxed at a different rate than usual etfs? https://www.vaneck.com/us/en/investments/high-yield-muni-etf-hyd/ https://www.ssga.com/us/en/intermediary/etfs/funds/spdr-bloomberg-barclays-high-yield-bond-etf-jnk
Did you get $DKNG @ IPO? I like; $ZTS $CPNG $TWLO (tech but still love) $MCD -HYD-; $T $NEM (❤️) $ GEF Good luck and good vibes!
HYD - tax free muni bonds, yields about 3.5% VTIP - inflation protected bonds, yields about 1.3% but may increase with inflation
If you like high yield muni etfs, check out NMZ instead of HYD.
Muni bonds - Why? Have been looking into Municipal Bond ETF\`s, after learning that in most cases, income from them is tax free. However, it seems there is little value in them. Using HYD as an example, their distributions are shown in the link below, that is a less than 1% dividend payment... There are countless ways to beat that. Perhaps its a "buy and hold" type thing? but hell, if I wanted growth stock, again.. lots of better options. It seems there are a number of these Muni Bond ETF\`s, but I cant for the life of me figure out why anyone would buy into them / how anyone would make decent returns from them. Link to the HYD one I was talking about: [https://www.vaneck.com/us/en/investments/high-yield-muni-etf-hyd/performance-distributions?country=us&audience=retail](https://www.vaneck.com/us/en/investments/high-yield-muni-etf-hyd/performance-distributions?country=us&audience=retail)
I bought puts on HYD today becuase I saw huge whale volume. Have no clue if it was a smart move but my boomer friend keeps talking about the bond bubble so we will see.
Hi everyone, I'm currently using a roboadvisor to manage my funds and haven't seen much growth. I'm new to investing and have invested in a mix of bonds and stocks: Vti, VTV,VO, VOE, VB,VBR,VEA,VWO, VNQ, SUB, MUB, HYD,EMLC. I haven't seen much of a growth in my portfolio and am wondering if I should pull out of the roboadvisor and manage my funds by myself. Would love to hear if I'm doing it right or wrong, or other stocks or etfs I should invest in . Thanks!