POAGX

DeeDee_Z

Should work. There are already rules&regs in place that allow a brokerage to **hold** a position that can only be **sold**. You should also be aware that there are "hard" and "soft" closes: Hard is "closed to everyone, no new purchases AT ALL", while soft is "closed to new investors, but existing investors can buy more". If the fund is only soft closed at JPM, this would be the "foot in the door" you need to buy more later. That said, though, POAGX is a "Mid-Cap Growth" fund, and there certainly are other funds in the same Morningstar sector. [This link](https://fundresearch.fidelity.com/mutual-funds/summary/74160Q202) might work, or might not if you have to have a Fidelity login, but down the page a ways there's a list of other funds that they think are similar.

Yo_Biff

As I mentioned, I started at 42. This was a few years ago. I live in the US, and the vast majority of my current investing goes into tax advantaged accounts. I'm playing catch up, so 20-22% of my gross salary going into retirement. I am currently make around $65-70k, so roughly $13-15k per year is going in. The first place money goes is an employer sponsored Roth 401k with a 4% match. The other is a Roth IRA. In Canada the closest comparison would be *Canadian Registered Retirement Savings Plans* and *Tax-Free Savings Accounts*. Right now between my 401k and IRA, I'm invested in VOO, VTI, VT, POAGX, DFSTX. Some of that is driven by the options available in my company's 401k plan. I look at it maybe once a quarter, and, other than rebalancing, I don't make changes. ***I don't jump in and out of the market based on the news.*** The talking heads have to fill air, so they do a lot of talking out of their backsides. For every five people predicting a bull market, there are 10 talking about the impending bear market. ***Don't listen. Just invest. Buy when the market is up. Buy when the market is down.*** The broad indexing helps protect us in the long-term. Now, I do also practice a little value investing on the side. I have a taxable brokerage account that I put in $1200-1500 per year. This is my "learning portfolio". I continue to research the companies I own stock in and maybe 5-6 other prospective companies each year. This is another "buy & hold" situation for me. There is very little activity in a calendar year. My goal is to build wealth in the long-term. Not hoping to strike it rich with a lucky play while day-trading.

HulksInvinciblePants

>It is well established that passive funds outperform active That's not really the conclusion of that study. Passive beats out *most* active funds, after fees. For that to be an accurate statement, there has to be a pool of active funds that consistently beat passive funds, after fees. Considering the vast majority of active funds are junk, it should not be surprising that most of them do worse. Just look at PRIMECAP, which manages 4 funds: 1: [Beat](https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=4&startYear=1985&firstMonth=1&endYear=2021&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&annualAdjustment=0&inflationAdjusted=true&annualPercentage=0.0&frequency=4&rebalanceType=1&absoluteDeviation=5.0&relativeDeviation=25.0&leverageType=0&leverageRatio=0.0&debtAmount=0&debtInterest=0.0&maintenanceMargin=25.0&leveragedBenchmark=false&reinvestDividends=true&showYield=false&showFactors=false&factorModel=3&portfolioNames=false&portfolioName1=Portfolio+1&portfolioName2=Portfolio+2&portfolioName3=Portfolio+3&symbol1=VFIAX&allocation1_1=100&symbol2=POSKX&allocation2_2=100) 2: [Beat](https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=4&startYear=1985&firstMonth=1&endYear=2021&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&annualAdjustment=0&inflationAdjusted=true&annualPercentage=0.0&frequency=4&rebalanceType=1&absoluteDeviation=5.0&relativeDeviation=25.0&leverageType=0&leverageRatio=0.0&debtAmount=0&debtInterest=0.0&maintenanceMargin=25.0&leveragedBenchmark=false&reinvestDividends=true&showYield=false&showFactors=false&factorModel=3&portfolioNames=false&portfolioName1=Portfolio+1&portfolioName2=Portfolio+2&portfolioName3=Portfolio+3&symbol1=VFIAX&allocation1_1=100&symbol2=POGRX&allocation2_2=100) 3: [Beat](https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=4&startYear=1985&firstMonth=1&endYear=2021&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&annualAdjustment=0&inflationAdjusted=true&annualPercentage=0.0&frequency=4&rebalanceType=1&absoluteDeviation=5.0&relativeDeviation=25.0&leverageType=0&leverageRatio=0.0&debtAmount=0&debtInterest=0.0&maintenanceMargin=25.0&leveragedBenchmark=false&reinvestDividends=true&showYield=false&showFactors=false&factorModel=3&portfolioNames=false&portfolioName1=Portfolio+1&portfolioName2=Portfolio+2&portfolioName3=Portfolio+3&symbol1=VFIAX&allocation1_1=100&symbol2=POAGX&allocation2_2=100) 4: [Beat](https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=4&startYear=1985&firstMonth=1&endYear=2021&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&annualAdjustment=0&inflationAdjusted=true&annualPercentage=0.0&frequency=4&rebalanceType=1&absoluteDeviation=5.0&relativeDeviation=25.0&leverageType=0&leverageRatio=0.0&debtAmount=0&debtInterest=0.0&maintenanceMargin=25.0&leveragedBenchmark=false&reinvestDividends=true&showYield=false&showFactors=false&factorModel=3&portfolioNames=false&portfolioName1=Portfolio+1&portfolioName2=Portfolio+2&portfolioName3=Portfolio+3&symbol1=VFIAX&allocation1_1=100&symbol2=VPMAX&allocation2_2=100) and a Vanguard exclusive.