PRPFX
PERMANENT PORTFOLIO CLASS I
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the Permanent Portfolio (PRPFX) is an unusual fund, with substantial allocations of precious metals, among other things. its history goes back to the 1980s, and the idea is that its various assets perform well in different economic environments. I added PRPFX to your test, and it returned the least, with the smallest maximum drawdown. a person could run, say 75% PRPFX, 25% SPY, and see a good result.
PRPFX is recency bias with its success. If you're buying a house in 5 years, you need to take a GIC, HYSA, or money market fund. You can't afford to lose out your liquidity in any risk.
When you are looking for long term value growth, you absolutely look at the returns, regardless of if they have different strategies. If I had picked some other fund that does not track the total market or world market, and over the long term same period it performed better than PRPFX, you would be hamstringing yourself to say you shouldn't look at other funds because they do not track the same things as PRPFX. The goal is returns.
PRPFX has a high fee and $2500 minimum, but also has a very long track record and much lower volatility than the broad market. not everyone's cup of tea, especially when it's not performing well. but years like 2025 so far are where funds like PRPFX really shine.
PRPFX has such radically different holdings and strategy it's not comparable to VT or VTI. VOO/VTI is not the benchmark for every investment on the planet.
Permanent Portfolio PRPFX An approach to reduce dollar assets ? Strategy The investment seeks to preserve and increase the purchasing power value of its shares over the long term. The fund allocates its assets as follows: 20% of its assets in gold, 5% of its assets in silver, 10% of its assets in swiss franc assets, 15% of its assets in real estate and natural resource stocks, 15% of its assets in aggressive growth stocks, and 35% of its assets in dollar assets. It is non-diversified.
- any US small cap fund or mid cap fund/ETF - any US value fund will have limited holdings in those stocks, and any ranks stocks by dividends, cashflow, revenue, or other variables other than market cap. - any fixed income fund - any international fund - any tactical fund will have little or no holdings in those stocks, eg. RLY, PRPFX, FSRRX ... there are hundreds and hundreds of options.
PRPFX - similar but a slightly different approach based on Harry Browne's permanent portfolio concept
> The light blue goes up to 30,000 over 10 years (it’s assuming a 10,000 investment) but the other two lines stagnate at under 20,000 > Is this saying the return is going to be 30 or 15? It's not saying anything about future returns. That is a chart of past returns over the past ten years. The light blue is probably the S&P 500 total return index. The other two are PRPFX itself and the average from the Moderate Allocation category of mutual funds.
The fund PRPFX is a mutual fund. It's not an exchange traded fund (ie ETF). Mutual funds price and transact once per day. If you place a buy order today, it will transact after the NAV is calculated at the end of the day's trading session.
Can someone ELI5 why is it that when I look up a fund, let’s say PRPFX it shows it as a stock price (currently 51.21) but when I go to it on my brockerage app, if I go to buy it, it’s not selling individual stocks, but I can put cash in it It’s a bond right? And then looking at it on the app (Charles Schwab) it shows 3 lines, one light blue, one yellow, one dark blue The light blue goes up to 30,000 over 10 years (it’s assuming a 10,000 investment) but the other two lines stagnate at under 20,000 Is this saying the return is going to be 30 or 15?