UK

ThrowawayYAYAY2002

I'm in the UK. If I wanted to nvest in the S&P500 and the Ftse100, which codes/ones am I looking for on Vanguard? Thanks.

OrthodoxAtheist

The 2026 Statewide Average Private Pay Rate (APPR) in California for nursing homes is $14,440 per month ($475 per day). That said, I see elderly people pay for all their end of live care, and still pass multiple expensive real properties to their family every week, so yes, there will be some trickle down on death as the generations change, and they will still represent the tiny wealthy minority. The US system is set up to allow for dynasties. In the US you can pass on $15 Million per spouse (and rising, indexed to inflation) to your descendants before there is any estate tax. In the UK that figure is more like $330,000.

Valkyrie_Skuld

Broadcom (AVGO) EU/UK competition scrutiny of the $69B VMware deal (cleared 2023 with commitments); since then, ongoing EU heat over VMware licensing. Cloud trade group CISPE filed suit at the EU General Court in July 2025 seeking to annul the original merger approval.

Valkyrie_Skuld

US DOJ antitrust investigation opened Aug 2024 (subpoenas Sept 2024) into alleged dominance abuse in Al chips (~80%+ share). Parallel inquiries in the EU, UK, and South Korea. China's SAMR opened a probe Dec 2024 and issued a preliminary finding on Sept 15, 2025 that Nvidia violated China's Anti-Monopoly Law by breaching conditions on its 2020 Mellanox acquisition.

buffer0x7CD

Except most of those issues are made up. Majority of data centers are closed loop except few exceptions yet that won’t stop idiots in UK crying about data centre build out and claiming water issue despite the fact that all of them are closed loop system. Same goes for noise pollution complaints, 99% of data centers don’t have those issue ( I have been to dozens of them including what people call AI data centers ) but people will see one YouTube video and believe it because it validates their bias and fear of job loss. Since you gave example of Europe , give me data centre that cause air pollution ? \-> the grok data centers That’s exactly what I said , people find one and assume all of them work in same way because it give them excuse to go against something they inherently fear

harrison_wintergreen

>Datacentre why the UK spelling? >Requiring American union jobs so operators hire skilled, licensed, union labor there's strong data on unionized construction sites having fewer major safety problems and OSHA violations. but there's no firm data on overall quality of construction or finished product being better from unionized vs. non-union. so the governor is promising too much and probably pandering to union donors.

ThatGuyCalledEric

The way I see it blowjobs and 69s are banned in my country now (UK) 😔😔😔

mediterranean2

UK governments have been understating the facts of the situation for a long time. They should start accurately communicating sooner rather than later. It is politically incorrect but inevitable at the same time.

AliveShyft

Basically what it is. I go to the UK and Malaysia VERY often and the latter is still treated as a colony by the former. In Malaysia the roads are the same, and the petrol station makes the same costa coffee brew i buy, just one is 5x cheaper than the other. At the Malaysian resorts the locals spend willy nilly as the pound goes much farther than home and they strut around. It's a sad sight to see, especially with many of the locals living in poverty.

reputablepanda

This is illegal in the UK

ThePainStalker

The UK doesn’t really have excess power. Electricity consumption is incredibly low per capita and is projected to rise considerably there to meet decarbonisation targets. And a lot of that excess wind energy needs to be interconnected to the South (which lacks energy of all kinds), that needs to be managed rather than siphoning it all to AI. Scandinavian countries have also seen their electricity prices go way up due to more interconnectors. Although there is a better case to be made for there (considering they do actually have untapped power potential especially geothermal which is advancing a lot technology wise). But there are so many other competing demands too: green steel for instance, battery manufacturing, potentially semiconductor manufacturing, aluminium, decarbonised materials like glass, cement, potentially lithium refining, etc. Some of these aren’t there yet but it isn’t correct to say that all of that excess electricity should go to AI. There are other very electricity intensive areas that are expanding a lot due to decarbonisation too. I just don’t think any of these areas also could see data center capacity truly expanding meaningfully unlike in say the US or Canada (which both have endless energy reserves in comparison). Russia too even (if it was geopolitically valid). There are very few to no countries outside of the US with its energy bountifulness, even the Nordics hit a strict limit there.

buffer0x7CD

Most Scandinavian countries have excess geo thermal power, UK also have a excess power from wind farms but lack storages France have large number of nuclear reactors

ThePainStalker

Maybe temporarily in Europe (due to industrial demand declines in the UK and Germany post Ukraine war), but frankly, no there isn’t really much or any excess power demand in most of Europe. Especially not for data centers that consume hundreds of megawatts each (or even into gigawatt scale). I don’t know where you are finding that to be the case. And keep in mind that already, there is enormous power demand for decarbonisation (industrial electrification) and electric transportation in Europe just kicking off now. Residential heat pump mandates alone would see soaring demand. It’s not just AI here so it is wrong to view the temporary electricity demand decline in some parts of Europe (most didn’t decline, it’s mainly the UK, Belgium and Germany that did) as being indicative. There is a huge backlog of demand of all types now.

No-Improvement-1507

it's like the UK exporting all its trash, including tires to the rest of the world it's colonialism all over again; build the trash in a perceivably """lesser""" country, 'cause "why should we care"

LasyKuuga

Why does the UK gov keep on tryna make it harder for me to goon. Like dawg let me have this

CrashTestDumby1984

Limit information sharing? Is that why you just got hit with a huge class action lawsuit in the UK for illegally sharing private user data they had never consented to being shared?

Bazzyboss

Lmao the video is unavailable in the UK due to a defamation complaint.

strolls

Well, I was addressing the statement that "the stock market is vastly different than it was historically - 50% of Americans have 401k and are adding capital to the market every month; that wasn’t the case 20 years ago". In the UK it's mandatory for employers to pay into a defined contributions pension for workers - an equivalent, I think, of the 401k. The employee can choose to opt out, but if they put in the 5% minimum then the employer is forced to match it with an additional 3%. I.e. you get a 3% pay rise and tax benefits by using the investment account. UK investors who change from the default typically choose a tracker of a world index, which means they have an allocation of about 60% to the S&P 500. UK employees are not going to stop paying into their pension - in fact studies by NEST (the National Employment Savings Trust) have shown that most people see their pensions as fundamentally different from investing ("they did not understand the difference between pensions as a form of investment and savings accounts that accumulated with interest")^[pdf](https://web.archive.org/web/20170705214114/http://www.nestpensions.org.uk/schemeweb/NestWeb/includes/public/docs/member-research-brief,PDF.pdf). Obviously this is a flawed view, but I wouldn't be surprised if these kinds of unscrutinised monthly investments are the largest contributor to stockmarket inflows (and those who do understand pensions are all in on 100% equities index funds). If unemployment rises a couple of percentage points then it's not going to make that much difference to stockmarket inflows (from UK). I do think that /u/mitchzimmer is right that asset allocations could change if there's a really sustained bear market, but IDK. I see an awful lot of comments that "I don't care if the stockmarket is down, means I'm buying cheap on here" and I think people can probably do that for 5+ years because *what's the alternative?* There's a perception that bonds are shit.

Machiavelcro_

In the UK, Costco is where you go to get decent quality at decent prices, with some specific items having a cult following. Water, tin foil, toilet paper, spices, and a monthly meat purchase for the month, to freeze, is very common. It's also restricted in who can access it, not everyone can get a membership, so there's a bit of it being considered something most people don't have access to.

psioniclizard

Regardless of anything else, neoclouds are screwed. The will go bust, their execs make a killing and get sold off to big tech/the couple  that survive etc for pennies on the dollar. A very simialr thing happened when they first rolled out cable and fibre in the UK. The companies that did it could never turn a profit. The outlay was too much. However once they go bust someone else will happily maintain that infrarstructure for a profit.

J-Force

Look I'm in no way an economist or a trader or anything like it (don't even own stocks, though I've lurked because it's something I'm considering), but it's really obvious that the business fundamentals of the AI companies on which the US economy is now built are appalling. Even with AI rammed into every interaction of every device from customer service to Google searches they are haemorrhaging money while claiming valuations in the trillions with no clear path to profitability. The numbers literally do not add up. Their proposed valuations and promises on future returns are assuming you and I will want to pay high sums for personal use of their specific AI model, but for personal use most people don't even want the product for free never mind to pay monthly fees for it. And to put it bluntly, a lot of the leaders in the industry are morons who don't understand what their product is and isn't good for and are claiming use cases that don't yet exist predicated on a level of AI capability that is entirely hypothetical. There's a use case in corporate work and a very strong use case in software development (within reason, the claim put forward by some that all games will be vibe coded and devs shouldn't even be able to code is for the birds), but outside of that there's just not a massive market for the cost an AI subscription would have to be in order for the companies to stop losing money like a degenerate gambler. Building an economy on the circular financing of seven companies is just a bad idea, everyone knew it was a bad idea, and now it's turning out to be a bad idea. These are valuations built entirely on hype and hype is not actually a business model. Outside of the US stock market the trend for tech companies has been downward. The South Korean stock market had a horrible crash recently in which millions of South Koreans lost their savings, it's brutal and it seems to have gone unnoticed in America. In South America one of their major fintech banks just went belly up. In my own UK the stock market has hardly grown at all since March despite our market not being as prone to volatility and more rooted in fundamentals than others. If the US stock market is finally aligning with the global situation then this may just be the beginning. Or the US could remain delusional about its financial position and bounce back on Monday.

english_fool

presumably all of them, but i'm in the UK so IBKR here

Ill-Ad3311

UK is a dump

FinePerformance1046

The UK stock market is made up of banks and healthcare, is that what you’re looking for

Happy-Champion1661

UK doesnt have 6% dumps because it doesnt even go up on normal days. LMAO joke of a Country

-mini-kuma

TSMC a 10-decade steal at premarket prices. Taiwan government stepping in to stabilise their market. My UK ISA cannot buy the ADR so bought the Taiwan index instead (∩˃o˂∩)♡

ReadSmedleyButler

The U.S. publicly threatened to sabotage Europe's collective Nord Stream project way before the conflict in Eastern Europe even started. Even famous investigative journalist Seymour Hersch said the obvious: it was the U.S. The project was built not just by Russia, but by Germany (Wintershall Dea, Uniper), France (Engie), Austria (OMV), and the UK/Netherlands (Shell). It was blown up by the U.S.  within the exclusive economic zones of Denmark and Sweden, causing serious environmental damage there. That sets a precedent, making all U.S. pipelines and U.S. LNG shipments fair game now too. Marred U.S. projects shouldn't be delivering anything to any foreign market either.

pingoo26

Interestingly SMGB a UK semi ETF started it's pump yesterday just before close..

AggravatingCrow897

Damn the UK desk might be buying the dip.

J-Force

Look I'm in no way an economist or a trader or anything like it (don't even own stocks, though I've lurked because it's something I'm considering), but it's really obvious that the business fundamentals of the AI companies on which the US economy is now built are appalling. Even with AI rammed into every interaction of every device from customer service to Google searches they are *haemorrhaging* money while claiming valuations in the trillions with no clear path to profitability. The numbers literally do not add up. Their proposed valuations and promises on future returns are assuming you and I will want to pay high sums for personal use of their specific AI model, but for personal use most people don't even want the product for free never mind to pay monthly fees for it. And to put it bluntly, a lot of the leaders in the industry are morons who don't understand what their product is and isn't good for and are claiming use cases that don't yet exist predicated on a level of AI capability that is entirely hypothetical. There's a use case in corporate work and a very strong use case in software development (within reason, the claim put forward by some that all games will be vibe coded and devs shouldn't even be able to code is for the birds), but outside of that there's just not a massive market for the cost an AI subscription would have to be in order for the companies to stop losing money like a degenerate gambler. Building an economy on the circular financing of seven companies is just a bad idea, everyone knew it was a bad idea, and now it's turning out to be a bad idea. These are valuations built entirely on hype and hype is not actually a business model. Outside of the US stock market the trend for tech companies has been downward. The South Korean stock market had a horrible crash recently in which millions of South Koreans lost their savings, it's brutal and it seems to have gone unnoticed in America. In South America one of their major fintech banks just went belly up. In my own UK the stock market has hardly grown at all since March despite our market not being as prone to volatility and more rooted in fundamentals than others. If the US stock market is finally aligning with the global situation then this may just be the beginning.

-mini-kuma

☕ Good morning. cautiously optimistic for our EU/UK friends to backstop the carnage in Asia 🙃

Mantergeistmann

>Mississippi has a higher median disposable income ppp adjusted than the UK Nah, mate. [You'd have to remove London from the equation for UK's remaining PPP adjusted *GDP* (not disposable income) to be below Mississippi](https://images.ft.com/v3/image/raw/ftcms%3A11abf22a-c668-4a1e-ab54-6801ce23db96?source=next-article&fit=scale-down&quality=highest&width=700&dpr=2). With London included, you're thinking of *Alabama*.

Western_Coffee_5445

UK I'm sorry for your lossessss today

Vegasgivingitashot

I am not brainwashed I just know some facts about China. Please read the attached it a more complete reality in terms of what is going on: **China has been accused of committing crimes against humanity and possibly genocide against the Uyghur population and other mostly-Muslim ethnic groups in the north-western region of Xinjiang.** Human rights groups believe China has detained more than one million Uyghurs against their will over the past few years in a large network of what the state calls "re-education camps", and sentenced hundreds of thousands to prison terms. A series of police files obtained by the BBC in 2022 has revealed details of China's use of these camps and described the routine use of armed officers and the existence of a shoot-to-kill policy for those trying to escape. The US is among several countries to have previously accused China of committing genocide in Xinjiang. The leading human rights groups Amnesty and Human Rights Watch have published reports accusing China of crimes against humanity. Several countries, including the US, UK, Canada and the Netherlands, have accused China of committing genocide - defined by [international convention, external](https://www.un.org/en/genocideprevention/documents/atrocity-crimes/Doc.1_Convention%20on%20the%20Prevention%20and%20Punishment%20of%20the%20Crime%20of%20Genocide.pdf) as the "intent to destroy, in whole or in part, a national, ethnical, racial or religious group". The declarations follow reports that, as well as interning Uyghurs in camps, [China has been forcibly mass sterilising Uyghur women](https://www.bbc.com/news/world-asia-china-53220713) to suppress the population, separating children from their families, and attempting to break the cultural traditions of the group. The US Secretary of State, Antony Blinken, has said [China is committing "genocide and crimes against humanity"](https://www.bbc.com/news/world-europe-56487162). The UK parliament declared in April 2021 that China was committing a genocide in Xinjiang. A UN human rights committee in 2018 said it had credible reports that China was holding up to a million people in "counter-extremism centres" in Xinjiang. The [Australian Strategic Policy Institute, external](https://xjdp.aspi.org.au/) found evidence in 2020 of more than 380 of these "re-education camps" in Xinjiang, an increase of 40% on previous estimates.

Lewinator56

That sounds like a US related issue if you ask me. Like ive said, theres thousands of chinese students studying overseas who are totally free to do whatever they want. with that said, theres thousands of chinese students studying in the US too. I would query why so much effort would be put into keeping an acrobat from speaking to someone.... when i can speak to my mate, in china, on instagram (which is supposed to be banned there)... you know his main complaint - higher education in china was too hard to get into and he didnt like the way the chinese run higher education in general, so he decided to study in the UK, he told me this 2 years ago... and hes been back to china since... and i can assure you hes not been 'disappeared' as i spoke in person a few weeks ago. Its more likey there are 2 sides visible here, general people that the chinese government doesnt care about, like most governments dont care about, and then people representing the country, then they do want to keep a tight grip on what they do and say - and I doubt its for fear of exposure to western opinions - because china isnt isolated from the west, everyone in china knows exactly how other countries are run, what freedoms people have etc... It may be more to control the release of information that may make the govnermnet look bad from someone more exposed to the politics than your 'average bloke on the street'. Is that actually much different to what our politicians or civil servants do when they speak to the media? not really - they get told what to say and punished if they say the wrong thing (normally forced to resign) - it just would seem a little wider reaching in china. And again, sure the points about the chinese government are right, they are also right for the US government, the Russian government.... do i go on? As i have said, we have absolutely no right to tell another country their internal system is wrong when the supposed leader of the free world is such a shitshow right now its in trouble for boradly the same stuff china is.

Treakerr

Suicide is never the answer, 800-273-8255 Judging by the way things have been going, I think it's about time to remind everyone that suicide is never the answer. You can always make more money. Suicide hotlines: US and Canada: 988 or 800-273-8255 UK: 116 123 Aus: 13 11 14

Treakerr

Suicide is never the answer, 800-273-8255 Judging by the way things have been going, I think it's about time to remind everyone that suicide is never the answer. You can always make more money. Suicide hotlines: US and Canada: 988 or 800-273-8255 UK: 116 123 Aus: 13 11 14

HaydnH

True, 2027 could be bloody awful for investors... But 2026-2046? Phrases like "too big to fail" and "government bailout" spring to mind. BlackRock UK after the 2008 crash seems like a good anthesis of "shareholder risk".

Bedgarz

I still don't understand how a recession doesn't come from this. 2.5T is more if not far off the entire economy of my country the UK. Anyone able to explain like I'm 5?

TreGet234

Just from oil? Or how on earth is it that high in the UK?

EmergencyRace7158

Nope. Ireland is very strict on new projects and will make you jump through extreme hoops on power and licensing. Canada is also more regulated and has worse access to fiber where it isnt. The UK is similar to ireland with very expensive land. Latam ex Brazil lacks scale on the grid and fiber side. All of these areas aren’t as dumb as we have been when it comes to giving these leeches a free ride. TX alone has more datacenters planned than all of europe, latam and canada combined.

Silver-Promise3486

Canada maybe? Or Ireland? Maybe some parts of Latin America or even the UK?

Complete_Wafer723

I have got calls. the marke better behave good tomorrow or gonna move my 50$ to UK market

Texuk1

Bond yields are starting to fall (at least in the UK) - I think the big money is exiting door and cycling into good bond yields to lock in gains. It’s taking the market with it naturally.

TrainingCut6815

Literally this, i paid £35k for my daytona ghost, but if i want to sell it i have to sell it to a trader, a trader will pay £20k roughly, as no private buyer will buy from me over a trader, its no different to the UK car market, i think its because people can finance watches the same way they can finance cars in the UK so private market in both is gone now

Western_Coffee_5445

Russell will be ok, UK prisons let you wear your own clothes, have Tvs and shit

IndBeak

The correct number for UK is 0118 999 881 999 119 725 3.

Chimera-Genesis

>Economy is dead already in UK You desperately need to stop letting Putin &/ or Fox News do the thinking for you 🙏

Emotional-Wish3638

But the vast majority of people in the UK fix their mortgages a for either 2 or 5 years, these loans are already taken out, so raising interest rates just pushes up the spending, thus causing people to demand higher wages and driving inflation further.

Emotional-Wish3638

On the first point, people's mortgage is their biggest expense so spending will actually go up, and in turn demand higher wages pushing inflation higher. The cycle you described works if inflation is driven by an increase on tje demand side , but the inflation here is being caused on the supply side. Rasing interest rates won't stop this. The swap market floating rate is directly influenced by the BoE interest rate. infact in the UK many people are on tracker mortgages which directly follow the BoE base rate + a certain percentage amount and their payments will literally go up today due to the rate rise

Weepinbellend01

The US’s K economy has actually got a lower point on the K than the UK. Mississippi has a higher median disposable income ppp adjusted than the UK 💀💀💀💀💀💀

GameDoesntStop

It's been a decade since the Brexit referendum took place, so I was curious how their GDP per capita compared to some peers: From 2016-present: US: +18.3% EU: +13.1% UK: +5.4% Canada (my country): +4.1% 💀

-mini-kuma

Relax everyone, come to EU/UK. Good news is that Democrats will not want to be the party to crash the market.

JayxEx

how this exactly helping the UK, as there non internal factors to the inflation? Economy is dead already in UK, construction on last leg

Open_Pollution_8038

Nobody is scrapping anything, the ones approved will get built. Microsoft just cancelled a deal yesterday  with a UK neocloud so they could build in Texas instead. If Texas blocked any new development, they would just go abroad.

deezee72

Trump withdrew from the deal in May 2018. At first, Iran maintained the deal with France, Germany, the UK and the UN. However Trump then reimposed sanctions on Iran in November, when the whole point of the deal for the Iranians was that they agreed in exchange for sanctions relief. For the May 2019 inspection, the IAEA certified that Iran was still in compliance with the deal. But then on May 8, Iran announced that it would suspend compliance with the deal, basically saying in the press release that if the US wouldn't keep their end of the deal, they wouldn't keep their side either. In July, Iran publicly announced that they had breached the limits imposed by the deal, and then they started blocking IAEA inspectors in 2020. You should do some basic reading about the facts of the situation before telling other people that they're wrong...

-mini-kuma

EU/UK indexes really liking the new world. 😗

icecreamkiller1

I thought that having the option to get a 3x etf was too much. I just found out that $SOXL has a 4x in the UK

CommissionThis3447

those UK looking pretty smart rihgt about now

Kanolie

> First off lets stop with free healthcare. It's not free, its not air and water. When someone says the roads are free to use, it doesn't mean that the government isn't spending money to build them. Obviously the goverment is paying but it is free at the point of service for people. So yes, free healthcare, just like Canada, France, Denmark, UK, etc. They have what everyone refers to as "free healthcare". >not excluding the fact that the US basically finances the cost of drug developement for the entire world. Not true. This is a narrative created by conservatives to try and justify extraordinarily high costs for consumers in the US. Why would we do this? That makes no sense. Drug costs are high in the US simply because we do not control the prices that consumers of the drugs are charged like everywhere else in the world. >Also if we just go to "medicare for all" how many private sector jobs are lost? UHC? Anthem? What impact does that have on the financial picture? You are concerned about jobs being lost in wasteful industries like healthcare insurance? Who cares, they do not need to exist because their industry is not needed. Instead of looking at other, successful healthcare systems and seeing that a single payer system is by far the most efficient and produces the best outcomes for public health, you cling to your ideological dogma and oppose a vastly superior system.

1977classic

Their revenue is up, plus investors are looking for forward growth and they’ve met that with deals in the US, UK, and India. This was $5 not that long ago. I’m sure we can see $3

RuleSafe6767

Just some traders are over. That 2000-engineer UK company reported switching to 56 B200's + GLM 5.3 and 256k context window. All 2000 devs now get AI for free, and the company is paying less than 1/10th the cost in power and equipment depreciation versus token fees to openal and anthrobic.

Wild_Platform_957

I’m from the UK so external perspective: but yes democrats are actually better than republicans. That party is taken over by religious nut jobs and Israel. Democrats aren’t good either, you need to fight for a change in political system so more than 2 parties have a chance. Otherwise it’s not really a democracy, you’re just picking between two people every time, might aswell just be China. lol.

-mini-kuma

UK sold off Korea ETF near close, more pain for memory stock holders tomorrow... (They bought Japan though).

FinePerformance1046

Tech is getting destroyed lmao. UK index is up 2% and has had 0 pull back because there's no tech.

Big_Block_5271

In the UK gas is $7 per US gallon. I use premium diesel and that is $11. You still have it better in the US than the UK.

CD274

It would be pretty funny to Google it Hoping it's like the UK so I can say something like "yeah it's like suddenly everyone voted to rejoin the EU"

Candlelight_Fant4sia

I tried to reply but my comment has been censored as usual. In short, look at the EU/UK to see the future of the US.

GuyOnTheCouch420

there's a law in UK that prevents them. I suppose tied to that. Someone can probably chime in with what the law and percentage is. But i feel like BAT is strong enough lobbying that if they really want they can get it changed.

AndItsThetaAgain

That’s the thing is we’re tracking anecdotal and rumors. Valkyrie was checking in on the prepper subs and they’re in peri tense shape. I personally like to track availability, if water is out of stock it could just be storm prep or something but dry bulk goods going out of stock from wholesalers is more concerning to me - speaks to preppers and homesteaders. Whether or not it materializes, fear drives purchases and can cause supply disruption if there’s hoarding. There was a WSJ piece about the UK comparing readiness of different countries in Europe, politicians joking about stockpiling wine and mascara, but still somber. It could also be that people are purchasing bulk goods (homesteaders) because they anticipate inflation to continue to rise - gives a hint to sentiment

raincity-sweets

Agreed. I'm curious to see what their end of Q4 numbers are. My understanding is that their current profit is mainly from international sales and expanding into the UK. Time will tell.... I'm tempted to buy more now, at one point this morning it was at .25 . I just can't shake my gut feeling that it's not a good investment.

Harp-Note

UK time, huh :hmmm:

-mini-kuma

All Americans need to do their part today - by buying QQQ Bought 8am UK time on hopefully the final dip (˶˃ ᵕ ˂˶)

cantsleepwithoutfan

Christmas 2010. Was in UK seeing family, having travelled from NZ. Hadn't shat in nearly a week after all the travel and change in food, and finally squeezed one out while all the extended family was downstairs at my uncle's place having second helping of Xmas lunch. Blocked the toilet, obviously didn't have a poop knife handy, and it was overflowing with massive antipodean deuce and toilet paper. I snuck downstairs not knowing what to do. Some distant relative's four year old went up to the toilet next, and came downstairs complaining it smelled bad. I started the rumour that the kid must have blocked the toilet ... ended with my uncle fashioning his own poop knife from a coat hanger.

-mini-kuma

Hi! Everyone!!! UK-poor here, checking in before Asia opens, did I miss anything? Everyone OK? (づ •. •)?

Governmentswallows23

Y'all do realize AAPL's market cap was already larger than the UK's entire GDP, right? Y'all thought it was gonna move up a bit and overtake Germany?

Common-Method2202

"Apple isn't a modern tech company because they were founded in the 1970s" "The UK government isn't a modern administration because Parliament has existed for centuries" "Windows is outdated because the first version was released in in 1985" I don't even want to argue with you bro 😭 I understand you got losses in 2007 via RBS but it's not fair to compare 2007 RBS to 2025 NWG (formerly RBS)

FeverTreeCloud

UK’s defense minister said everyone should stockpile 72 hours of supplies in case of emergency and Brits are hoarding mascara and savignon blanc 💅

Efficient-Youth-6985

> That's literally because no, summer child, it was not you have no idea what you're talking about > I have been thoroughly looking into UK banks for a decent while cool, I've been investing in them for 3 decades, and I know people who got smashed by RBS in 2007 who have been investing in UK banks for 5 decades but go on, tell me more about what the world was like before you were even born (as an investor)

LabyrinthLayers

Anthropic is listing UK shares too, maximum liquidity sweep lmaooo

Common-Method2202

"I remember watching Barclays go up and down 20% in under 60 seconds at one point in the middle of the day on zero news." That's literally because they were expected to get bailed out by the UK govt, obviously they went through other means such as middle eastern investors like Qatar, and other cash raising methods like selling barclays ishares. I have been thoroughly looking into UK banks for a decent while before this post was ever made. To get back to my original point, just because a P/E of 7.5x was what RBS was at in at the starting of the GFC, doesn't mean that's their value today.

toppoyaaaay

Exact same thing here in the UK

ManowarUK

Compared to fucking what, go try a random burger in London - utter shit, but £25 because some random with an oily beard serves it. Compared to the average UK burger, Five Guys is fucking AGI.

ManowarUK

the fuck is that supposed to mean, it's kinda similar to the UK, £11 vs $15

ManowarUK

Ok, fuck your market, I have a serious question. Which is the best burger chain in the US? I moved here from the UK and so far I just got Five Guys (it was probably the best in the UK).

buyatollah_kuminamy

Better than Canada or UK

Beginning_Basis9799

Agreed only thing I have seen of an alarming nature is MSFT cancelling data centre in UK. That's a little curious is all.

MonsieurJulius

NK literally has government programs dedicated to hacking in various instances of the www. For example, there has been studies conducted how NK is siphoning millions out of UK companies by applying with an AI profile and masking themselves. This is also not the first attack and multiple independent sources confirm likely ties to NK.

Common-Method2202

tbf on the other end of the poison pill, you have 2008 surviving zombies like Deutsche bank, Deutsche bank, and also Deutsche bank. I have a regarded proposal [What if UK and Germany's Biggest banks merged? : r/AlternateHistory](https://www.reddit.com/r/AlternateHistory/comments/1v7jb73/what_if_uk_and_germanys_biggest_banks_merged/) https://preview.redd.it/ubnj1pu4y2zh1.png?width=112&format=png&auto=webp&s=af121ac5d363df720e38c980e6e31e1c292a1c54

Icy_Jelly_315

Binance licensed in USA ✅ Licensed in EU and UK ❌ Not living in the Land of the Free has its advantages

english_fool

I really like the week when the UK ditches daylight savings and the US haven’t, makes the day go way less slow. -5 instead of -4 sucks

Common-Method2202

Did you not read the news? Or check any bank stock in the UK when the budget was released? Everyone was expecting much worse than what was revealed. This literally sent all bank stocks up in the green https://preview.redd.it/d4fkncdwr2zh1.png?width=1457&format=png&auto=webp&s=20a9d94c653d842b0c11c76aa059e8d13f30760c

Efficient-Youth-6985

> Not as low as 7.8x P/E You're completely wrong and frankly you seem to know nothing about UK stocks or this stock in particular. RBS was trading CHEAPER than 7.8x P/E back in 2007. Here's an article where the P/E is referred to; I'm not even cherry picking a particular date. https://www.theguardian.com/money/2007/sep/15/moneysupplement.moneyinvestments1?utm_source=chatgpt.com

ConversationIcy1574

You'll all water the ukulele why the tent the tell the RN the DB to the UK JJ

Ldn_twn_lvn

No, X has always been there, but it's a different kettle of fish In the UK, politicians are on there and so, if you start trash talking and wot not, you can be arrested if it's bad enough Reddit is a virtual Trash Town Saloon, nothing is very serious and you can say what you like for the.most part....most folks on here are amateur comedians anyhow The Grokkit things was just an example, I mean wotever new Platform comes along that is shinier and with more bells and whistles

Common-Method2202

Yep. HSBC got rid of it's regular consumer banks and decided to sell it all to Citizens. Citizens used to be an RBS subsidary. Here is a photo and a literal trademark listing as well: [https://tmsearch.uspto.gov/search/search-results/77852668](https://tmsearch.uspto.gov/search/search-results/77852668) https://preview.redd.it/rliv532ui0zh1.png?width=260&format=png&auto=webp&s=fc8bfde50de5cc835da5d5c8858c92c7b3192964 HSBC sold all low income users to Citizens but they kept all the higher income users. They basically redeployed in the US by targeting higher income people. That means there is a chance for HSBC indirectly become a status symbol of wealth in the US, similar to how Coutts is seen in the UK.

Common-Method2202

I would argue that UK banks are the best all around. They have had to compete with fintechs since day one of their forming like Revolut and Monzo. Many other banks in other countries have not had such intense competition like in the UK. This has caused UK banks to modernise much quicker vs other banks in other countries. RBS is the largest lender to SMEs in the UK as well. 

doesnt_like_pants

Yeah a 35 year old fool in the UK finance sector with £4m to my name having come from nothing lmao. I’ll take the fool moniker ☺️

Common-Method2202

Yeah but there is a very big factor which is that they aren't under govt ownership anymore. in 2020 the UK govt still held a majority like 60% of the bank. Now they own zero of the bank since 2025.

intelligentbug6969

It’s not globally systemic btw it’s a very different business now versus pre crises. It’s a very domestic focussed business now. Just a regular UK bank. Are you trying to suggest it could rerate because it could become what it once was?