FDKVX
FIDELITY FREEDOM 2060 FUND FIDELITY FREEDOM 2060 FUND
Mentions (24Hr)
0.00% Today
Reddit Posts
Clarifying questions from a new investor looking to get started intelligently
Mentions
So if I understand you correctly FDKLX or FDKVX is good too?
I see now… seems like it makes more sense for the sake of me to use those FDKLX or FDKVX Am I allowed to remove money in the event of emergency? Kind of like a savings account? Based on what I read online i should? Except for whatever I actually made
The SP500 is included in FDKLX or FDKVX. Either of the 2060 funds contains about 40% SP500. So it's like buying 40% VOO and 60% other stuff.
FDKLX is a great idea. You might also want to take a look at FDKVX which is also a 2060 fund. Compared to FDKLX, FDKVX has higher fees but also more aggressive 'growth' strategy (which can often mean better performance). For example in the year 2025, FDKLX performance was +21.19% while FDKVX was +24.12%.
>I have an individual investing account with stocks like DAL, SBUX, LLY, etc. I want to invest more but recently some companies have been at an all-time high so I’ve been reluctant to buy certain stocks. I guess my question is what are some “safer” stocks to invest in with this account? Should I buy bigger company stocks like MSFT to grow my investments? Or should I look into index funds/ETFs that follow the market to sort of “set and forget” it? I’m not the type to take big risks and usually buy a handful of stocks of a certain company here and there. It sounds to me like you want the bogleheads approach: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy >I have a Roth IRA in Fidelity that I stopped contributing to since I switched to Schwab. I don’t plan on closing this account but invest in things like VOO, FXAIX, FDKVX. What are your favorite index funds and why? My preferences are for my own situation, but for most people https://www.bogleheads.org/wiki/Three-fund_portfolio is a good starting point. >I have about $15k sitting in a SPAXX account and I think I need to do something more with this money. I throw all my savings into this account since it’s an automatic 4% APY but I’m unsure if I should invest it elsewhere. Please let me know your thoughts, and I apologize if my terminology is incorrect. https://www.reddit.com/r/personalfinance/wiki/commontopics/ is a good resource here. Specifically, make sure you have an appropriately sized emergency fund. >I know I should stay away from Motley Fool and clickbaitey websites, but what are some good resources to base my buying decisions on? I feel so overwhelmed by all of the information out there so if someone can help me narrow it down that would be greatly appreciated! Bogleheads.org. Investopedia. The education sections of the big brokers. Also, these books: * <https://www.reddit.com/r/personalfinance/wiki/readinglist/> * <https://www.bogleheads.org/wiki/Book_recommendations_and_reviews> * <https://www.reddit.com/user/captmorgan50/comments/16acnsk/reading_list_recommendations/?share_id=UZEYyAT6Iyul_ve_nnMPN&utm_name=androidcss> * https://www.reddit.com/r/investing/wiki/readinglist/
Need some portfolio advice as a new grad! I’m 22 and recently started a full-time job in August. I have my 401k and Roth IRA set up through Schwab, but need some general guidance with my portfolio because I’m somewhat new to investing. I have some accounts with Fidelity and some money to play around with so any advice is appreciated! 1. I have an individual investing account with stocks like DAL, SBUX, LLY, etc. I want to invest more but recently some companies have been at an all-time high so I’ve been reluctant to buy certain stocks. I guess my question is what are some “safer” stocks to invest in with this account? Should I buy bigger company stocks like MSFT to grow my investments? Or should I look into index funds/ETFs that follow the market to sort of “set and forget” it? I’m not the type to take big risks and usually buy a handful of stocks of a certain company here and there. 2. I have a Roth IRA in Fidelity that I stopped contributing to since I switched to Schwab. I don’t plan on closing this account but invest in things like VOO, FXAIX, FDKVX. What are your favorite index funds and why? 3. I have about $15k sitting in a SPAXX account and I think I need to do something more with this money. I throw all my savings into this account since it’s an automatic 4% APY but I’m unsure if I should invest it elsewhere. Please let me know your thoughts, and I apologize if my terminology is incorrect. I know I should stay away from Motley Fool and clickbaitey websites, but what are some good resources to base my buying decisions on? I feel so overwhelmed by all of the information out there so if someone can help me narrow it down that would be greatly appreciated!
You can also compare FDKLX vs FDKVX (I just happen to have this pair's symbols memorized) to see the difference between the composition of the index vs non-index for the same year for Fidelity's TDFs.
I did 40% into FXAIX, 15% into FSSNX(small cap), FSMDX(mid cap), FSPSX(international index), and FDKVX (2060 target date). How does that allocation sound?
**What should I invest my Fidelity HSA in?** My workplace has our HSA with Optum, but I'm trying to transfer the funds to my Fidelity HSA every 6 months. My portfolio is currently **Roth IRA** \- 15% **FZILX (Fideliy Zero International Index)** 85% **FXAIX (Fidelity 500 Index Fund)** 401K - 100% **FDKVX (FID Freedom 2060)** I'm 25 and I don't foresee me needing to use my HSA for a very long time so I'm looking into long term investment, but what should I use my Fidelity HSA to invest in?
You are mistaken somewhere. The lowest return you could have on an investment in FDKVX beginning any day in January is 3.5%.
Looks like my investment is in FDKVX