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In what sense? I think it’s a neat offering and differentiated in the sense that it’s able to take in your design system library / context vs other tools where you can only feed UX design principles (I.e. Apple HIG) or soft references which is a hit or miss most of the time. Every enterprise has brand guidelines and design system of sorts that products need to align with.
Googled for performance => [https://imgur.com/26Xg7yV](https://imgur.com/26Xg7yV) In short, Over the long term (1973 to present), the S&P 500 has delivered higher compounded annual returns (11.52%) than gold (8.19%) Year 1973, President Nixon ending international convertibility in **1971**, effectively ending the system and shifting to [fiat money](https://www.google.com/search?q=fiat+money&rlz=1C1RXQR_enUS1130US1130&oq=when+gold+standard+abolished&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBCTEyMTk4ajBqMagCALACAA&sourceid=chrome&ie=UTF-8&mstk=AUtExfCSMYtlkB4_J2Yf8imViBMrfjt4i9PaqskIDCxSMq9ZQcotBVUuFn3ghT8RXxSkbSjShBxQDDaqImKwqWXVva9KQNElv3yI1EbJpfpq6OsLySTyuBQazg4nFaOAeLnj4xCH33Z2STYVMnfiBOByx-7BkbvHQupaachEdbb6J8n--7QupX5MH82UeeD7SCTHELuUdcOxyB6YVwmSxMgq_Wz2bDo8GXs5khzxqyWzEbB49uM9CHM3UX_07wxEBglXHf0yhcs94S2RT0nhJHJBTWA0&csui=3&ved=2ahUKEwiui9a1wf-RAxWcke4BHX5gEC0QgK4QegQIARAE).
Yea. I can see that. The UX of Gemini forcing its shitty answers on me on every google search is infuriating. There is some cool AI use cases though. All Siri needs is the ability to translate normal talk into her specific language. That should be simple. Like: she needs the specific command “change my alarm called “morning” to 8:00 am.” In order to change an alarm time. Otherwise she will just create a new one every time. That’s dumb and could easily be rectified by a basic language model that just recognizes more prompts and translates them to the exact one Siri needs. She can schedule things, she just doesn’t understand. That’s what I find sad about this failure. So much promised crap but not even the basics were done…
I agree with you that the optics look like crap. I guarantee you though the pressure to push AI came from shareholders who started seeing it everywhere as the future of tech or some shit, wanted to see it in Apple stuff asap because it might make the line go up faster, tech people pushed back because AI is quite trash right now but they got ignored, Tim said fine we'll put some budget into it with plans to scale or cut it later, then decided to cut it because the UX benefit is nonexistent. I'm in the tech industry and this happens sometimes lol you gotta appease people who have no idea about anything.
This reads less like “defeat” and more like Apple choosing control + UX over being first to scale models. Renting the brain while keeping the interface isn’t crazy, but yeah — it does shift leverage toward Google in the short term. Question is whether this becomes a permanent dependency or just a bridge until Apple’s own stack catches up. Market reaction will probably tell us which story investors believe. For anyone watching how AAPL is actually trading through the noise: [https://aimytrade.io/ticker/AAPL]() The ego trade is fun, but the cash-flow trade usually wins eventually.
I get exactly where you’re coming from — **Robinhood’s app experience is hard to beat**, especially for managing trades on the go. The sleek design and simplicity make it easy to check positions, execute trades, and track performance quickly. Compared to Fidelity, Schwab, or Vanguard, it definitely feels more modern and intuitive. That said, when thinking **long-term**, stability and track record become more important than UX. Robinhood is younger, and while it’s grown tremendously, it **doesn’t have the decades-long history** that the other brokers have. Firms like Fidelity, Schwab, and Vanguard have weathered multiple market crashes, regulatory changes, and economic cycles. That track record gives confidence that your accounts will be handled consistently over decades. So if you’re **planning to hold retirement accounts, large sums, or your core investments for 20–30 years**, it’s worth considering placing them with a more established broker for long-term security. You can still use Robinhood for **active trading, experimentation, or smaller taxable accounts**, where the convenience and UI shine. Think of it like this: Robinhood is great for **short-term convenience and active engagement**, but the blue-chip brokers are better for **long-term peace of mind and reliability**.
... Aren't there already options to do this in the UX? You can definitely do this in Outlook.
Gemini is great, at least as good as ChatGPT and likely better. But they have one big shortfall (to me) and that is UI/UX. Their apps just aren’t great to use compared to gpt and Claude.
GS hated Apple Card because Apple makes it too easy to see how much interest you’ll pay and track spending etc. customers (like me) can easily see how much they’ll be charged and pay off every month and avoid interest because of the great UX.
I helps that chatgpt is atrociously bad with languages other than english. the android app is pretty bad, and it's regional/language settings and speech recognition is very bad. They could have invested a few millions in good frontend team in making the UX better, instead of burning countless billions only on backend.
I mean look, you had a very unclear and misleading reply. I get the confusion though I've replied wrong person on mobile before, it's not a great UX.
It’s not awful, it is just not “born on the internet” like Robinhood. There are tons worse UX than Fidelity lol, I worked at them. I really like Robinhood, the problem I can see for most people is the dopamine design and urge to gamble. But RH has simple auto invest features. It’s a good offering honestly.
I work for a FAANG in Silicon Valley, good luck building another Googlr, Amazon. Businesses are not built on patriotism. Its no longer 1800s buddy. Everything is getting more and more costlier, be is starting a new business or scaling up. You need multiple billionaires to back these kind of companies (not to mention decades of successfull execution). Yea Open source is good, Linux is there from 70s how has if stopped Apple or MS from growing ? Just because few folks wh work in tech and know cosing doesnt make the world run. Building another Apple, Google, Microsoft, nVidia requires another level of investment. Its never abt skill, Its always about who will fund the skill. To give u best example. Even Germany auto companies like BMW, Audi, Mercedes have such shitty software. Super good mechanical parts bit 100x shitty software and then look at Tesla. The reason is clear, Tesla works as a tech company, they hire developers, architects, UX designers, analysts. European car companies focus more on mechanical and hardly any sw. Even the payscale for SW engineers is pennies in EU comapred to Tesla folks earninf $300K USD here. I was so frustrated with my Audi A6, sold it, went for Rivian finally. EU never invested in tech, superbly lagging behind, they cant pay money to SW engineers because no one funds those companies. Its a cyclic loop. Skill is not even a question. Its all money game.
I opened a RH account years ago when they were new. I have accounts at a variety of brokers, so I can compare them (I have worked in UI/UX) and also so I can compare different trading strategies more easily to see what works for me and what doesn’t. Robinhood has been a lot of fun and they are a real broker. The usability is excellent, better than any other broker. The app is based on the earlier versions which were “gamified”, and a lot of that is still in the DNA. It’s just fun to play in. The benefits of things like the “Gold” or the credit card (3% cash back) are legitimate, if small. But no other broker offers more, so it is what it is. The only downside to a Robinhood account is the price action on order fills. You will generally pay more if you put in a market order, as RH makes money on order flow. But if you only use limit orders, you can more or less get past this downside easily. I don’t have a lot of money there, so I can’t say if they are more responsive if you have a large account, but the responsiveness on a small account level is reasonable. You won’t talk to people unless you absolutely need to and hop through hoops to get them. But eventually you can talk with people.
API calls are riddled with problems.....LLMs are tainted with False-False and False-True nodes; Hallucinations.....Bug ARE a big deal: a user sends an order for 10 @ 100.0654 and you send the exchange an order for 10 @ 10.07...big difference at volumes & equity spent....never mind the UI/UX interaction with the users and "their" expectations and customizations. I developed Desktop, Server, Databases/Farms & Websites for the past 25 years.....You have a potentially good idea, you need more heads in the room and that is the purpose of the additional devs.
Replying to each point. 1. Seems fine to me. I don’t see why the case is any different for Google here though. Except that their reserves are huge. 2. I might be wrong here, sorry - but aren’t buybacks one way for a company to signal confidence that they have enough cash to burn? Which was correct since they were able to pivot to training and applying LLMs super quickly? 3. About enshittification - I do think it is an issue, but I really do not believe the ChatGPT hype anymore. Gemini significantly outperforms or at least matches it now in quality and UX. In fact, I find the GPT interface quite clunky and SearchGPT has been a non-starter. The question was not if Google was the best stock to buy. But if it outperformed expectations in line with general predictions over the past few years. To just cherry pick April seems dishonest.
Probably the dumbest post I have seen on Reddit in a bit. Glad to see being heavily downvoted. One huge thing that was not even factored in is the fact that the TPUs are rumored to be 50% more efficient than the best from Nvidia and Google is now selling the TPUs. That means the same datacenter, electric, cooling, etc gets twice the output using Google over using Nvidia. That is a huge. Google is working with Meta to make it so Pytorch can use the TPUs directly. It is going to offer a much better UX for developers versus having to deal with CUDA.
But their UX is so amazing. Only boomers use Fidelity or Vanguard
Bullshit, he had the same degree, because its an easy Degree from a Daycare for Nepobabys School, so that Daddy and his Golf Buddys have an excuse to hire each others Sons for high Positions. Also non "technologist" have no idea where technology is going, because they neither understand what is possible today, not what will be possible in the future or stay impossible. Its always the Engineers (or at least UX Visionaries/cringey Nerds) that build up or rebuild successfull Companies(Google, Apple twice, MS, Nividea, AMD twice, Tesla ...) , and its always the Lawyers, MBAs, Lits, etc that then run them into the ground (Intel, Boing, and countless others)
Fidelity as well. It’s where the majority of my money sits. I keep all my boring long term holds (index, Roth, etc) with them. Equity trading (buy / sell) is great. In the past have done options and margin trades without issue though it’s a worse UX than Think or Swim and RH for options.
In general I don’t think it’s going to be an issue. To keep Workday as an example, an organization would also need to do the following if they were to bring it in-house: 1. They would need to hire a database architect and administrator to create a new system of record. While this can be done much quicker these days, it still will cost money and time, the choice to use MySQL, PostgreSQL, etc. 2. They would need to ensure their system is fully compliant to all regulations and laws. This, imo, is why many won’t take this on - it is inheriting risk to the company when most would prefer to defer risk. 3. They would need to ensure all existing connections are present in the new system. This includes identity management, attendance, required training portals, payroll systems, benefits systems, etc. - It’s a lot of work; it is far simpler to make a UX layer that sits on top of an existing HR system to removes friction for employees. Ripping it out likely will cause friction at all company levels imo
Already there but I will see how to improve the UX and discoverability of lessor known plays on this 5
https://youtu.be/L5UX1GwHXKM?si=1TnEdN1AHs5aB5op
Their metaverse product does not seem viable. If their goal to sell digital merchandise and concerts, why use what essentially is a video game to accomplish what a website could do? It would be different if the game already popular for being a game, having its own audience they wanted to now expose to digital merchandise and concerts, but it isn't. It's a glorified interface, **that** **targets existing customers**, so if the game is recieved poorly due to UX or gameplay, it becomes a hurdle for existing customers to spend money. Even if perfectly executed, there is very little chance this venture will attract new customers.
Webull. They provide the most amount of info (options chain, event historical candle chart of individual options contracts) with most intuitive UX. Ive tried: Ibkr (login flow sucks, unintuitive UX) Robinhood Think or swim Schwab
We are actually backed by banks and partner with banks, our UX and policies are approved by them, so we follow the same high standards while moving fast in iteration / building tech.
Robinhood is amazing from a UI/UX, speed, execution, and options tools perspective. They have a useful feature/tool called "Simulate my returns" that leverages a slider to show estimated contract price based on the option ticker's % change up or down. I love this feature because it helps me see what % the ticker has to go up or down for me to hit my targeted contract price. For example, if I enter a $TQQQ Call contract for $1 and my profit target is to sell the contract for $1.20 (20% gain), it'll tell me what price the underlying $TQQQ ticker has to increase to in order to get to a contract price of $1.20.
[Musk](https://www.aljazeera.com/wp-content/uploads/2025/01/AFP__20250120__36UX28A__v2__HighRes__TopshotUsPoliticsTrumpInauguration-1737420954.jpg?resize=770%2C513&quality=80) This guy, right?
I will be hinest, I use perplexity more than any other AI. Because all I need is a box to type in and simply answers to come out. I don't want those OS tie-ins or daily weather suggestions or whatnots. In, and out. That's it. Don't make my life more complicated with fancy UI/UX.
RH is perfectly fine. I trade options on Tasty and FX on Oanda but RH is just fine for most traders. The app is very usable and is really well designed. I certainly wish ATP/Fidelity had this UX. It’s very easy to casually trade. Now the issue I have with RH is mostly to do with fills but that’s got nothing to do with the app or its usability.
I was part of an acquisition that ended up being the health sciences global business unit. Oracle doesn’t do anything stellar themselves, they just gobble up companies that do well at what they want to do and relabel it Oracle xxx. I moved over to the group that was building up their then new cloud platform called Oracle Public Cloud which was literally a money dump. We built racks and racks of infrastructure from the ground up but there were no customers to fill them. That all eventually got scrapped and the whole thing got redone and relabeled Oracle Cloud Infrastructure. That got a little more momentum as they finally figured out their entire UX was trash and AWS and Azure were miles ahead of them in every way. They basically ended up giving away the platform away for super cheap so they could appear some what successful for the shareholders. Their legacy, on-prem business was dying and they rushed everything to the cloud to save themselves. I loved my peers but nothing about the company seemed stable. They just slapped bandaids over everything and hoped for the best.
That doesn’t counter what I say. I replied to someone who said sex robots need to be super hot. The UX designer in me disagrees - they need to look pleasant and resemble sexual objects. Much like you describe sex toys.
Sam Altman played the old clown. ORCL is genuinely run very poorly with garbage, legacy, cash suck programs. Everything they make is a UX, logic nightmare. This is not indicative of AI, they are not AI, they are desperately trying to be relevant. They are building a shit cloud. They might very well go bankrupt because Larry needs to be relevant. This is his swan song. I'm just pissed he's bringing down legitimate companies because Sam Altman played him.
Counterpoint it sucks Morning show started out strong 1 good and 3 decent shows in 6 years is not a great hit rate You realize that’s what Netflix did with the Marvel IP, right? Luke Cage, Jessica Jones, etc. Bragging about UX for a streaming service is a weird flex
Apple TV is super high quality, ted lasso, severance, silo they got BANGERS. theyre gonna be the modern HBO. I dont think super heros are resonating as much anymore IMO. The next wave of super hero movies are gonna be some of the last imo. I think after endgame it was peak. maybe dc ip is good, but the real money is in series. making high quality series helps retention a ton. you need to have a big budget, but also good quality. the writers at HBO are top notch. Apple is COOKING with apple tv btw. Just wait. Its super accessible to every single american because of iphone and how cheap it is. additionally, its UX is AMAZING. legit the cleanest app ive ever used and seamless while on your phone or ipad. highest streaming quality as well. You dont have to pay for a bs 4k subscription. just straight 4k high bitrate dude.
The problem is quantity for streaming. Not quality. The problem for theaters is quality. Not quantity. Streaming is supposed to give consumers that illusion of choice and abundance when they sign up. Nobody wants a streaming service that gives like 2 banger shows that you can binge watch in a week. They sub while the show is running and then dip. Theaters have a limited amount of screens. They need absolute bangers and it doesn't matter if they hold them in theaters for a while. Seats sell out in advance and to get everybody who wants to watch a REALLY good movie to be able to see it will generate good revenue for a while. Dune 2 for example was selling out at theaters around me for weeks. However, quality + quantity, end game. If you can churn banger after banger ON STREAMING. Everybody will sign up to you and only you. HBO's studios know how to make good cinema. HBO is an ultra premium product in terms of cinema. Netflix is mostly just slop imo, but seems worth it because out of all the slop you will want to watch something. They also have the optimal slop delivery system. Everything around the UX for NFLX is actually amazing and a marvel of engineering. For my little free trial of Paramount it was legitmately mediocre compared to Apple TV, disney and netflix. Has decent quality but nothing break through. Doubt they have a CDN as strong as Netflix which is part of the select companies that literal sperm of Asians and Indians has the desire to impregnate with Comp Sci majors. NFLX has the money to be able to throw around like this, they are going solo. Paramount has to bring in literal petro states, the president and enough debt to make WSB to look like Warren Buffet's senpai to be able to get this deal done. I think the biggest thing is quantity of quality now. People are getting crunched on money, you need to make your value seem better than yesterday to survive. People won't cancel everything, thats why you dont see rev declines just yet, but people will start selectively canceling what they dont want or cant afford sooner or later. If NFLX can integrate HBO into NFLX at a discount AND then continue to then throw absolute wads of cash at HBO for a couple of years, they will become the next Disney. They will own culture. Paramount cant do that even if they had it. On top of that, all the political risk that comes with the ownership of the company. However, given 47's lack of giving a single fuck about how he looks to the public, itll probably go to Paramount because "You know my great friend Larry, sometimes I just call him Ellison, who has a wonderful kid, great guy, beautiful, like have you seen the kid? He said Donald, and you know I could see the guy, very rich, you know how rich he is? He helped fund $500 billion dollars, thats a whole lot of money, I know, but Larry he said, Donald I really think you should look at what my son is doing Donald. He has this beautiful deal that hes trying to make Donald. He read your book Donald, he said it was a great book. I Know it is Larry I wrote it, but anyway he made a deal because he wants harry potter. I said what does he know about magic Larry! He said Donald I read your book too this deal is going to work for the american people and so I said Larry you know what larry your right larry. So today I president Trump am approving the paramount deal to acquire WB, I also told larry, hey we are friends right? Larry said Yes donald we are great friends donald I'll even give the United States a 5% equity if you approve it and I said oh larry youre great guy. Really great guy. Without me we wouldnt have gotten 5%. So today Im announcing this adminstrations 5% stake in making america great again and bringing movies back to america!"
It's a simple UI/UX problem to solve. Other platforms have more space for ads because the decision came down to make more room for ads and the UI/UX teams made it happen.
I’m a UX designer and don’t know anyone who uses Adobe products any more. It’s Figma and whatever Ai tools you prefer. Seems like they may lose video as well. Canva and Ai gets the non designer crowd. That just leaves generalists and studios who need the full suite.
> Potential to replace smartphones once they get better Yes because people LOVE wearing glasses and having a screen in front of them during every wake hour. Phones are amazing UI/UX machines. So many ways to hold, operate, interact with. Glasses? Literally *one* way to use.
I am predicting the AGI development will end up in a separate branch of the business, funded and largely controlled by the US government. There isn't enough private liquidity to fund open ai to agi, but it is too strategically important to the US government to not get there first or at least around the same time china does. AGI will almost certainly become a government and military adjacent technology and will be licensed to domestic companies to boost productivity. I would also predict this is how the us government ends up replacing the tax income from replaced jobs, by licencing AGI. Anyone buying into the IPO at a trillion dollars is going to be very disappointed when OpenAI inevitably fails to find enough private funding to achieve AGI and whoever does fund it (the only 'thing' capable of funding agi in the western world is the us government), is not going to trade it on the stock market, or allow it to remain part of whatever people are buying into at the IPO. Buying into the trillion dollar IPO is buying a share of chatgpt, API access income, codex, Sora. Almost certainly not AGI. Without AGI, open ai (with annual revenue of 12 billion) is not worth a trillion dollars, unless you think it has a projected growth of 83x... The US government will pick it's 'chosen one' to develop AGI for them. It will almost certainly be open ai. Google is far too large, slow and heavy and is too influential to be allowed to have the keys to AGI. openAI is not any of those things and makes a much better 'partner' for a government funded effort. As much as Gemini 3 is a great product, openai still has the most powerful underlying model, by a fair distance. They have just gimped it with poor tooling and a rubbish UX. Google have produced a great UX and tools which are actually useful. Their model is not as good, but they actually let it do stuff which people want, so people perceive it as more powerful. Google has a huge consumer ecosystem to integrate Gemini into, so they have a vested interest in building an efficient model with excellent tooling and UX. Open ai doesn't, it is a research company and chat gpt is a public demo which doesn't showcase that much of the models actual potential. All just speculation, but looking at Sam Altman's decisions, the things he is saying, the direction of the company, it does all line up for him anticipating an offer from the government The whole of mag 7 together couldn't fund the race to AGI and beat china there. They do not have 2 trillion dollars (maybe closer to 5 trillion) lying around in spare capex. And neither does private equity. The only player big enough to fund AGI in the west is the US government and AGI is too strategically important for them to fail to get it, so they will make sure it happens.
I'm functionnally very happy with my Ecobee (and Beestat), but I'm not a fan of the UX on the thermostat itself.
Fair point - the core math isn't revolutionary. You're right that Monte Carlo + GARCH has been around forever. But here's the thing: in 2003, this lived in Excel VBA on institutional desks. In 2025, retail traders still don't have easy access to it. Most are using: * Free broker probability calculators (basic Black-Scholes, no vol forecasting) * ThinkorSwim P(ITM) (decent but no path analysis or exit timing) * Just eyeballing delta and guessing The "edge" isn't the math being new - it's making institutional-grade analysis accessible to retail traders who are currently flying blind on exit timing. I'm not competing with Goldman's quant desk. I'm competing with traders manually calculating "should I take 50% profit now or hold?" with zero probability framework. But genuinely curious: what would you consider a competitive edge in 2025 for retail options tools? Is it about novel methodology, or is it about UX/accessibility/workflow integration? Always open to being told I'm solving the wrong problem.
I’ve worked corporate retail for a long time. In one of the national fashion chains I worked at - say there was a 3% increase in the online store top line. * fashion designers took credit * merchandisers took credit * marketing took credit * PR took credit * UX took credit * engineering took credit Everyone could manipulate their metrics to say they are the ones that caused it (and give themselves a nice bonus) You need to remember it’s not zuck who is buying these ads. Meta is very bottom up and everyone is graded twice a year based on impact. It’s just likely some director or even just some manager decided this is a place to spend money to survive another 6 months without getting fired
Reading too deep into 5 year plans means nothing. Even they know the world will be completely different in 6 and 12 months * ads are going to be THE game changer. They are already everywhere. Facebook makes $84/month from us a Canada users. To a redditor that doesn’t buy things from Instagram ads that makes no sense. But people spend tons of cash on online ads and businesses spend a ton of money fighting over getting their eyeballs. Anthropic can win enterprise or fight with Microsoft. OpenAI IS going for the casual free users. They’ve been massively hiring an ads team, the fact you don’t see it live right now doesn’t mean it won’t be launched next year * as we see just the tip now with TPUs, we don’t know what we’ll be able to do with a certain amount of electricity and floor space in 5 years. These contracts they’re signing mean almost nothing. They define the contract by compute but it’s other people who try to translate it into electricity and dollars * UX might be completely different in 2030. I’d say there’s no chance it’s the same 2022 UX. Can you imagine Instagram without stories and messaging? Things change. Instagram would probably have shut down by now if they only had the timeline. I’m not saying wearables are 100% going to win but there is definitely going to be a market for a GOOD Siri/alexa that can actually give you got 5.1 thinking level answers to everything, including remembering everything you’ve said or talked about in the past. Typing sucks
I prefer manual approach but put all the values into [MonthlyWorth.com](http://MonthlyWorth.com) because of the UX. I hate spreadsheets :D
All of them will let you buy low cost index funds and forget about them, so you're mostly choosing UX, fees, and side perks. From a "default choice" perspective, Fidelity is usually the cleanest: good app, decent customer service, no IRA closure fee (last I checked), solid cash management account that actually yields something, and a big menu of zero-commission ETFs. For a normal long term investor, that's more than enough. Schwab is similar quality and thinkorswim is great if you care about options or more active stuff later. If you're not trading much, it's mostly a question of which interface you like more. I have accounts at both and they’re functionally interchangeable for buy-and-hold, with minor differences on cash yields and minor fees. Vanguard shines on fund philosophy and low costs, but the website feels like it got frozen around 2012. If you want a super minimal, "I buy 3 funds and log in twice a year" experience, it's fine. If you care a lot about app polish or banking features, you'll find it annoying. Merrill is mainly interesting if you're deep into the Bank of America ecosystem and really squeezing Preferred Rewards + credit card benefits. If you're choosing an investing platform for a credit card perk, that's a bit like picking a portfolio manager because he gives you a nice pen. Nice, but not first-order. Pick the broker where: 1) you can buy broad index funds cheaply, 2) cash doesn't sit at 0 %, and 3) you won't mind the interface for 10+ years. For most people that ends up being Fidelity or Schwab.
Merrill is great if you are a BofA customer and have one of their rewards cards and enough of a total balance to get the bonus multipliers. The app kinda sucks tho lol. Honestly minimal difference between the rest, I personally would pick fidelity for the app / UX / customer service, but can't really go wrong with any.
This is my review of a web app that claims to be useful for trading, Intellectia ai ... I tried to post this as a thread but seems to be an issue, maybe it'll work as a comment... Intellectia ai had a sale and so bought an expert-level full year subscription, largely for the AI earnings predictions, which initially seemed useful. But in reality, there are a number of problems with intellectia in terms of its interface and usability. ## ISSUES: 1) The co-pilot does not return results in the manner requested. When I ask you for a comma separated list of symbols, I do not want the stocks to be listed in the multi-page table. I want a comma separated list of symbols. Instead, when co-pilot returns results they are in a **non-downloadable multi-page format** that is not at all useful and cumbersome to use. When I ask it for a comma separated list of all the symbols, that is exactly what I want, not the cumbersome and non-downloadable multi page listing. That is terrible UX. 2) Poor UX and interface It seems a lot of attention has been spent on trendy animations, but no attention to how traders need to access the information. The interface on a whole is clumsy and it is difficult to access needed information. Stocks should be listed in a per-line basis and all at once, not in big graphic blocks with only 4 stocks per page, and useless animated graphics. We are not children. There is no way to tag a stock in any list nor attach a comment, nor put it into a personal watchlist. All of these things are very basic, yet lacking in this system. Also, the system does not remember settings for the various pages—for instance, if I am sorting by the “latest signal”, that is the default sort I want every time I enter that page. I should not have to re-select it each time. No alerts work from the webpage itself, only the app, and those are hit and miss ?!!!? 3) Lack of transparency. Throughout the app, there is no real way to see why or how the AI selected a given stock pick. It’s just a black box, with no further information. This is not really helpful. There are many different strategies, yet little to no information on the underlying idea for a trade. Further, the AI contradicts itself sometimes suggesting a stock is bearish in one area and bullish in another, again, with no explanation. 4) Earnings Predictor is poor The AI earnings predictions are less than useful. They are less accurate than a coin flip, and sometimes so wrong it's shocking. And the "predictions" are limited to only very large cap stocks which limits the utility of this feature. What is needed is not so much "if" a stock is going to beat or miss, but the ***degree of likely surprise in the earnings***, that is, what is priced in, and what is the direction of the biggest potential surprise. 5) Have not heard back from support about the above issues. ## Conclusion: I am fairly unhappy with spending so much money on a product that is less functional than ChatGPT. The various picks and strategies are not transparent, the signals do not alert in the webpage, the interface is cumbersome and lacks important features such as symbol export, adding to watchlist, comments, and tagging. I do hope they address these shortcomings. ## Any Positives? It has generated *some* useful signals, and the reason I bought a subscription was a signal given during the trial period happened to be a stellar return. But I'm finding that many of the signals are questionable, and I have lost much trust in the ability of this site to return anything meaningful. The swing trader signals for instance have excessively wide stop loss points. The day trader and swing trader signals claim very high returns, but again there is a lack of transparency and no real way to conveniently audit these claims. On further investigation, FinTel and MarketChameleon may be better suited, and there are others I am looking into. intellectia ai seems to be written by coders, not traders. In fact I wouldn't be surprised if much of it was coded by another AI, LOL. This post was written by hand, no AI used at all.
I hate teams too but thinkpads aren’t meant to serve the same needs as any apple laptop. Thinkpads are durable workhorses that arent intended to be fast, just to always do the job, and represent professionalism and stability. You’ll never be surprised by a thinkpad. Apple products are meant to spark creativity, have better UI/UX (although they’ve regressed recently imo), and in the past few years also be a faster laptop. In exchange, Apple is more expensive, less durable (hardware and software), and still has some remaining problems stemming from the Apple vs Microsoft war
Well MSFT products are extremely sticky for some reasons. Every time I use Teams I just want to curse, what a piece of shit, and I don't even talk about the UX: it's the sluggish and unresponsive that sucks. I refuse to use Windows desktop at work and luckily my employer allows Mac.
how can WEBULL perfect the platform and provide such a sexy UI/UX experience? ** don’t have calls or direct interest in it
Here is the only thing that matters. Waymo isnt profitable and Uber is. Waymo is burning cash. They might have unlimited pockets to pick for a long time and might become profitable. But the fact remains they are burning billions on cars and tech for an industry that will be disrupted by someone. Uber is the most likely competitor. But it most certainly wont be the only one. Apple, Microsoft, Amazon, Stellantis, and Mercedes Benz are all likely. A fleet of cars is expensive and the deprecation on them is enormous. Waymo can quickly become the victim of first movers risk. They are attempting to build enough brand recognition to offset that risk. But I feel Uber already beat them to the punch in that category. Also, Elon isn't wrong in expecting private owners will be able to use their vehicles for income. That might be held back by insurance regulation. But that seems unlikely as that will damage US car manufacturer interest greatly. Ride sharing has the expectation of being a luxury experience already. The expected life cycle of the cars is about 5-6 years. The UX experience in those vehicles will start to feel old well before that and that is where a competitor can come in and eat their lunch. The cost to develop a competitor experience will be less for the next mover and the user experience will be the defining factor in how its received by the public. Ride sharing isnt going anywhere. Drivers will be displaced. But that is still quite some time away. Uber has every interests in eventually replacing drivers. But they have the same level of intertest in not losing the revenue to anyone else. Uber has the advantage and will maintain that advantage for a long time. People renting out their cars to Uber is the more financially sound way of doing it as thsy doesnt cost Uber money maintaining an expensive fleet. Waymo is looking at a $1B-$2B reoccurring cost just to maintain/update their fleet every 5-6 years. That cost will only go up the more cities they include. Lets also not forget the promise of Google Fiber. They have a history of eventually giving up when the cost to expand scales up. To cost to provide enough vehicles to just the major cities is astronomical and Alphabet will eventually lose interest as they continue to drag resources away from more profitable endeavors. All this is to say, Waymo isnt going to replace ridesharing for many reasons. They give it a good try until its too expensive. The ultimate winner will be Uber and one or two alternatives that will most likely leverage the debt incurred by car owners instead of themselves. That will take a long time to get enough people to own the cars in the first place and thus Uber drivers are safe for the foreseeable future.
u/moneyprotocol \+ u/intrinsicfinance drop later this month. Might be the cleanest LP staking UX we’ve seen yet.
There is absolutely 0 reason ads will not continue to follow us into AI, whatever the UX may be https://www.reddit.com/r/assholedesign/s/jS0Ak7s5Ms After search result ads and social media ads and podcast ads (which I recently learned aren’t actually recorded into the podcast) and tv screen ads and now fridge ads The most monetizable business in the world will remain. Typing into ChatGPT? You’ll get ads in the response. Have an “always on” personal helper in your ear? They’ll guide you towards the highest paying supermarket
If SDEs were relying on just implementing what others have done before, yeah, your job is on its way out already. I have managers implementing UX that you previously needed knowledgeable/experienced people to do. But in truly solving a complex problem or creating a new system, AI is useless. But if you can break it down into smaller understood problems which is what senior engineers do for junior/entry level engineers, then the implementation can be done by AI.
Between fig and adobe I could not decide so ingot both :). Turns out adobe decided not to compwte with fig in the UX collab space so they are now distinct
It’s awful UX but on the other hand it also crashes often especially during market hours
I use Fidelity for LEAPS and stocks but their UI + UX is ass for active trading IMO
I would say for getting started you can’t go wrong with robinhood (with a very small amount of capital!!!). The UX is just very intuitive, options price simulator is great. It does have little education pages on each options strategy as well though you should be doing reading or watching tutorials before trading them anyway. You’ll soon learn that it’s not sufficient for advanced traders (can’t roll spreads or for example do multi leg strategies with more than two legs). People often point to bad fills. Personally I’m not sure whether the fills are that bad when you factor in no commissions, but I’m not a seasoned trader so I can’t really comment. What I can say is that at a small scale the difference probably isn’t huge, which is why I think it’s a fine place to start.
> Based on your experience in the field, how far off are the reasoning models being able to do anything genuinely useful? Negative distance. They can already do plenty of useful stuff, and I mentioned in point 6 that I'm working on an actually useful (and likely profitable) project. What made this project possible is: * Inputs, intermediate data, and outputs are all text-based * The output is *very* standardized (format, structure, tone) * The current solution is a custom-built workflow, not a generic "agentic" implementation. We leave very little to the LLM, and hold its hand all the way * *Lots* of feedback from experts, scientists, UX, and engineering > I see the big money over the next 5-10 years from AI / ML in robotics and similar fields [...] Big data is old news (but always relevant). A strong "yes" about robotics. Judging by some research results I've seen and the drastic cost reduction of robots, it makes sense to me that interest will rise both from hobbyists and companies. Robotics will let AI (be it LLMs/VLMs or other entirely different architectures) tap into fields that weren't possible before. And it doesn't have to be anything fancy or humanoid, a robot that can pick up more sensitive fruit would be nice (btw some early attempts were made in the 2010s, but not sure how it ended up). I *think* that there is research showing that betting on new technologies (and sector ETFs in general) hasn't worked out in the past, but who knows. I've personally put a tiny amount (<1% and will keep dropping) in ROBO (if anyone knows an international alternative, please suggest!).
Use Interactive Broker. $0 fee for US stocks. Their UX suck though.
If anyone wants to know what it looks like when companies save money by offshoring UI, UX, and engineering overseas, Vanguard is a prime example. Their website is basically unusable, and they have no idea how expensive their cost savings actually was.
Yeah idk if numbers can tell the whole story for this guy. As a personal user of the app for multiple years the UX has only gotten worse with the learning gains from the app immensely hampered. I know most people regard Duolingo as just a gamified language app but it used to be decent for learning as well. With the age of AI I have used other apps which have completely incorporated AI into conversations and better learning outcomes without being drowned in ads like duo. Duolingos has recently rolled out a stronger push towards free users being required to watch ads if they want to do more than three lessons. This might reflect in stronger revenue and income the next couple quarters. That being said, I'm not sure how you would trade this. I would look to more signs that arpu is decreasing before shorting at the very least. Or more signs that sentiment among users is worsening.
The problem with the bubble is separating the slop from the success. AI might be in a bubble as a boom but that's largely due to all the idiots creating low value AI generated business and services just using existing freemium/business packages sold by the big boys. You can't compare a million AI UX programs made with clanker code to say the automation of an entire industry through purpose designed projects.
Yeah but why spend $5k on a privacy policy on an app that nobody might even use? If it takes off and makes a ton of money then I would reevaluate. Like all of my assets like icons, images are all AI generated. Again if my app takes off I can go back and hire UX or pay for stock photos. But for now I can keep costs low and launch more apps and leverage AI to increase my output.
Nope. The Ray-Bans themselves. I went to a store to try them out, the AI struggled big time besides (sometimes) answering scripted questions from the sales people. It was a very dysfunctional demo and even the people there couldn’t figure out what was wrong with them. They blamed connectivity (as usual) but we tried multiple spots and no luck. Sound fared better, although I’ve heard better even there for sure. I for sure am not gonna spend $400 on that. Apple may be behind on AI, but their iPhone hardware and UX (for example) is far better than the rest of the competition. I’d much rather try Apple ones when they come out.
I mean smart glasses can take off but likely not from Meta. I don’t think Meta got the hang of it. The product and integration from them is terrible. I’d love to see smart glasses from Apple though. They may be behind on AI but they know UX in and out, unlike Meta.
Yeah I like SoFi too. However I think Robinhood’s UI/UX is better though. But bullish on SoFi excited to see how this plays out
Do you actually have a thesis to make about TSLA or are you just shilling your datavomit that is this Claude Code generated garbage app? Some advice: use a modern sans serif font and immediately make this UX 100% better.
UI is trash? Only thing Adobe got right was the UI/UX. It's so good that most apps, even non 2D editors, try to copy it now. It's everything else that is killing them slowly, especially the ridiculous pricing.
I don't think so. A lot of our work revolves around talking and understanding users and their context. Then figure out what the appropriate UI is to solve their problems. The UI part can probably be partly generated to save some work. But you will need an expert on the other side to evaluate if it is the right UI being generated. There is a subset of UX designers who are called "Design System UX Designers". They don't really talk with users, and are just making design UI in a system. Those can probably be replaced with AI over time.
Nintendo was able to build an economy of scale, and keep their users in their walled garden to sell games at top price to them. They have loyal fans who love their IP. OpenAI's only chance at profits is selling ad space; it's why they tried building a social platform, and now a browser, with neither of those doing what they needed, the only option left is to shove ad space in to ChatGPT. That is truly the only place where they can profit from now and as that degrades UX, people will switch to Gemini which won't have to rely on selling in chat ads.
The thing is their UX and UI is pretty sexy
Meta usually fucks it up in the app/platform layer. It’s too restrictive and doesn’t have a strong base. Both Google and Apple have a strong device app ecosystem. Apple has proven record of 2nd mover advantage by nailing UX and form factor. I’m still long term bullish on Apple. If Steve Jobs was still alive, he wouldn’t have let Siri stagnate. Tim Cook = Steve Ballmer.
Solid analysis. Twilio still dominates its space, and once margins improve, valuation could look cheap. I’ve seen tools like Clerk Chat building on top of Twilio’s infra. It could be a sign that Twilio stays core to the ecosystem while others innovate on UX. Long-term potential feels underappreciated right now.
Solid analysis. Twilio still dominates its space, and once margins improve, valuation could look cheap. I’ve seen tools like Clerk Chat building on top of Twilio’s infra. It could be a sign that Twilio stays core to the ecosystem while others innovate on UX. Long-term potential feels underappreciated right now.
You could literally argue the exact same about google. Google steals UX integration from apple such as airdrop and airplay, focus modes that sync across devices, the find my network, family sharing in the app store, and Android auto being a ripoff of apple carplay. You still can't have an android smart watch set up as a standalone device for a kid last I checked. Android is always discussed in "have they caught up the ecosystem to match apple's" and the answer is often no. Android has been scraping off every idea of an integrated ecosystem of devices and they still haven't even caught up in functionality let alone refinement. That is why every year in the high end smartphone market, google loses more and more ground to apple. I cannot believe there are people here in the year of our lord 2025 who fell for the android marketing campaigns so much that they internalized it as an inalienable truth despite all evidence to the contrary. And this is not even mentioning the fact that google is an advertising company and apple does not sell your data for ads. It's absolutely ridiculous.
The difference is that Apple’s design and feature set evolve in response to competition, not in isolation from it. Many of the things Apple is praised for today- widgets, swipe typing, multitasking, even notification controls first appeared on Android because Google iterates in public and Apple adopts only when it can perfect the execution. Apple’s “best” UX is often a polished version of ideas that began elsewhere. Over the past decade, Apple has increasingly followed Android’s flexibility. Apple’s real strength has always been refinement rather than originality.
That seems like a very long winded way to say that their UX design actually wasn't stolen from android, which it seems we both agree on. I can list just as many things that google took from apple. notification badges on apps, granular privacy controls, voice assistants, editing screenshots directly,
That timeline argument only tells half the story. Yes, iOS 7 launched before Google’s full rollout of Material Design, but Apple didn’t invent flat design, layered translucency, or gesture-based navigation out of thin air. Those trends were already emerging across Android skins, Windows Phone, and even web design in the early 2010s. Google had been experimenting with card-based layouts and color-driven hierarchy in apps like Google Now and Google+ before Material Design was formally branded. Apple’s “clean slate” aesthetic in iOS 7 reflected that broader design shift. And since then, Apple has consistently incorporated Android-inspired features: notification grouping, widgets on the home screen, always-on display, app library, multitasking views, even features like tap-to-wake and customizable lock screens. As for the “chair” analogy, phones aren’t static tools like furniture. Their interfaces shape how billions of people communicate, work, and navigate the world. Expecting refinement and innovation in UX isn’t about novelty for its own sake,it’s about making those everyday interactions smarter, more efficient, and more human.
The UX being stolen is literally just false. iOS broadly adopted their current design language in iOS7 which released september 2013, when google did not begin to develop their material design language counterpart until 2014. It seems like you're just repeating something often said about android hardware features about their software design and it's untrue in this instance. Plus, I don't understand why something has to be new within the last 10 years to be the best. We don't have this same expectation for like, chairs. Not a ton of new innovation in the chair space recently but I'm allowed to still like them for some reason. My phone behaves broadly identical to how it did 10 years ago and like, that's a good thing. I like how it works. I like the device.
I disagree with this. I have never in my life held another laptop that is anywhere close to as good as a macbook is by any manufacturer. I'm a software developer and I grew up on windows and only made the swap to mac two years ago, and that was only for one of my two jobs so I still use both every day. It's like an entirely different world. I've bought nice and expensive windows machines before. None of them are even half as good as a MacBook Air in battery, specs, weight, and price. I have also never used another suite of products that are as interoperable as Apple products are. They are literally best in the world when it comes to UX design over such a broad range of products. I have my gripes (let me fiddle with my pictures more granularity dammit) but having used both, the apple ecosystem is miles ahead of the competition. There are specific devices or specific apps in android that can sometimes outpace specific use cases on iOS, but the average quality of every single feature is way higher right out of the box. And at this point, what else do I need my phone to do? Why do I care about how long it takes to come to platform when I get the guarantee that when it comes it will be easy, obvious, integrated, and bug free?
Claude is in my experience a far more coherent model. ChatGPTs edge is the UX and array of features, which I think ultimately would mean they win out with retail customers.
IBKR UI/UX is ancient compared to others.
I'm a technical writer/information designer/UX person. Twenty years ago, there were various, solid, stand-alone tools for me that Adobe gobbled up one by one and enshittified. Ten years ago, I was begrudgingly using an entirely Adobe tool set. Now, I am using various, solid, stand-alone tools that do their individual jobs much better.
In the US I can’t buy SPUT uranium commodity physical trust unless it is OTC But I CAN buy Roundhill’s product ticker UX which gives exposure to both SPUT and Yellowcake PLC. Also the ETF’s. UROY feels safer than the others as a royalty play with a gouge holding of uranium the commodity. DNN Uroy calls
But in a post-Jobs world, I don't think there's been any massive disruptions on the level of AI and LLMs. In the case of LLMs, the user experience is directly correlated to the quality of the tech. It's not a UX game like most products, the tech is the main differentiator
The iPhone was based on using *existing tech* with a new form factor. The CPU, RAM, touchscreen, mobile internet and apps already existed. Apple just nailed the size, design, UX and integration. When the iPhone launched, the hardware and connectivity were ready to support Apple’s vision. But AI today isn’t in that stage yet. Apple could redefine AI *one day* but probably only once the tech stabilizes enough for them to do what they did with smartphones.
This. So many people I know are hyped up that AI is taking jobs from graphic designers. I’m sure there are a few jobs AI has replaced. Offshoring the jobs - this is what’s really happening. Graphic designers, marketing, UI/UX. Offshoring. It’s making the already highly competitive designer market even tougher. The Trump administration wants to see factories and manufacturing back. Great. But what about all the light blue and white color jobs being offshored? Not a word.
I use them for their charts because ibkr is horrible at UI/UX. I do have 1 share of Apple that was given to me as a gift for joining though
Fidelity fanboys be like “having trash UX is actually a good thing, trading apps should be slow and difficult to navigate”
we all have kings. they wear hoodies and run UX teams.
Schwab’s customer service is excellent. Thinkorswim and parts of the Schwab app are also excellent. I wish I could combine certain aspects of the UI/UX for their two apps and Robinhood into one super app. Schwab’s calculation of margin and collateral is worse though vs Robinhood and some of their option fees are insane, especially at smaller values (closing for recouping 50 bucks will cost you like 40 dollars leaving you net only 10). Despite that, if their collateral calculation was better, I’d still use Schwab vs RH. RH app crashes all the time and you can’t show lots of meaningful data in one-go on the app. Can’t speak to Fidelity’s collateral calculation and option fees so if our dude repping Fidelity can give us some insight, I’ll consider checking them out.
I know right? Like nothing else I tried comes close. I tried trading212 and the UI/UX was dogshit.
Solid analysis. Twilio still dominates its space, and once margins improve, valuation could look cheap. I’ve seen tools like Clerk Chat building on top of Twilio’s infra. It could be a sign that Twilio stays core to the ecosystem while others innovate on UX. Long-term potential feels underappreciated right now.
lol calls on HOOD 🤣 OP apparently can't help himself their interface is so good. Fidelity's crappy UX is the only thing that can stop him from being a degen
I'm an Oracle employee as well. Our services are running at high capacity based on monitoring data, and our highest priority projects focus on scaling up our existing services. I understand that OCI UX isn't ideal for retail customers, but the company is focusing on enterprise customers.
Let’s be real here, if it’s just post work, the PTS part of your job could even be skipped before AI, right? It’s less desirable, sure, but still possible to skip ? What I mean is, that might work for you, but not for jobs where the Adobe Suite is a main requirement, like UI/UX or motion design. (and dont tell me you use GPT to add info, text, logo, make full presentation, poster, etc ...)
You should take a class on UI/UX design and send your input to all the trading app developers with notes on how to be better
I use RH in the UK, purely because the mobile UX is easiest.