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Gold: For the metal alone, GLD or PHYS. I prefer the latter, but GLD trades at much more volume. For miners, GDX, GDXJ, and GOEX (if you prefer a mutual fund, EPGFX). If you don't have a broker yet, sign up with Fidelity. I don't recommend crypto until you are a seasoned trader.
it was easy in 2020 during the JPOW BRRRR-era to see how monetary policy would affect precious metals. That was the easiest play, and I told everyone here, using multiple accounts, that GOLD was the play. and MINERS like at least GDX and GDXJ. You can STILL get in on the action. Don't try and be smart. Just buy EPGFX and EPDIX and keep buying in smaller chunks after your initial investment. Forget QQQ. Forget SPY. Forget crypto. Underperformers. Time beats timing. You'll never time it. You'll always get scared and sell. So just chill, relax, work, and invest in the long term. And no, you won't be able to buy mutual funds on RH.