Reddit Posts
WiMi's Research on Human-Computer Interaction System for Intelligent Connected Vehicles Based on Big Data and Hybrid Algorithm
WiMi Creates A Visual Human-Computer Interaction System Based on Hybrid Vision Models
A Dynamic Gesture Interaction System Based on Image Processing
WiMi Hologram Cloud Builds A 3D Computer Vision-based HCI System
WiMi Hologram Cloud Builds A 3D Computer Vision-based HCI System
WiMi Hologram Cloud Builds A 3D Computer Vision-based HCI System
WiMi Hologram Cloud Builds A 3D Computer Vision-based HCI System
WiMi Hologram Cloud Builds A 3D Computer Vision-based HCI System
An XR-based HCI System that Provide Multi-view Fusion Solutions
WiMi Developed An EOG-based VR Interaction System for Intelligent HCI Model
An EOG-based VR Interaction System for Intelligent HCI Model
$WIMI Disclosed An XR-Based Human-Computer Interaction System
HCI Webinar: Acquiring and Retaining Key Top Talent & Managing a Multinational Team, with Raj Grover
HPQ Silicon PUREVAP™ Quartz Reduction Reactor Pilot Plant Ready to Start
HPQ Silicon PUREVAP™ Quartz Reduction Reactor Pilot Plant Ready to Start
Nutanix (NASDAQ:NTNX) potentially undervalued software company
Nutanix (NASDAQ:NTNX) potentially undervalued tech company
$ASRT Assierto holdings ready for tendie take off
Mentions
Now the stock follows bitcoin but if they shift their business ideas to AI and HCI, we will see a very different reaction IMO
Possible news about AI/HCI pivot that they started in October. If this works, they can sell their MW for millions
Why do we hear about the same mag 7 or tech adjacent or space stocks? You know what industry seems to compound the best? Insurance. I never hear about amazing companies like pgr, markel, Fairfax holdings, HCI group. More than just Google and meta have had ungodly returns, and there are a ton of nortels, blackberries, and global Crossings littered along tech.
There are finite lifetimes for these chips, based on degradation of the transistors over time. E.g. Electromigration and HCI (Hot Carrier Injection). The hotter they run the components, the faster they will fail, and failure rate is a highly exponential function w.r.t. temperature.
That is obviously not true, you just don’t have enough experience with Hyper-V. Azure runs on Hyper-V, that scale is massive. Thousands of organizations (including ours) run their critical workloads on hyper-V. We’ve been using Azure stack HCI (formerly called Storage Spaces Direct) since 2017 and it does somethings better and somethings worse than VWware, but it is absolutely a real alternative. VMM and a few hours of testing is all we needed to transition about 900 VMs from our VMware clusters to our hyper-v clusters. I will say that Hyper-v doesn’t have the market penetration that VMware does and therefore it’s harder to find people with as much experience with it, and that is probably the biggest hurdle to adoption.
Sure, so what would theoretically be measured here is that if your human capital is a ratio of total human workforce smaller countries with greater emphasis on technological expression would score higher. So India would simply have, in theory, fewer expressions of technological jobs in accordance to the ratio of their workforce which would drop their score. For a numerical explanation: Room A has 100 people in it and room B has 300. Room A has 60 people who work tech jobs. Room B has 150 people who work tech jobs. So even though room b has thrice the people it only has 50% of the share meanwhile room a has a third of the people but also 60% of them are in the space. Now it turns out that there's a scalar maximum to this outcome so we can add room D and multiply up by 100 for this result: Room D has 30,000 people and 6,000 work tech jobs. Obviously then umber of tech jobs is significantly higher in room D by raw digits but by ratio it's significantly lower at a third of room A. Blah blah, statistics, but basically you can tell the story that human capital is not being trained at the same rate in various places without correcting for realistic capital expectations and infrastructure needs. Like China's manufacturing went through the roof, certainly, but the amount of skilled labor in China didn't. Even according to China itself it's still fighting this imbalance: https://english.www.gov.cn/news/202501/16/content\_WS678843bac6d0868f4e8eed96.html#:\~:text=One%20of%20the%20goals%20is,percent%20of%20its%20total%20workforce. Make of it what you will but basically I have little faith that the measuring stick is fair but this is readily apparent in the most recent measurements: [https://data.worldbank.org/indicator/HD.HCI.OVRL?most\_recent\_year\_desc=true](https://data.worldbank.org/indicator/HD.HCI.OVRL?most_recent_year_desc=true) Tiny countries to the top! What a surprise?
Canada and a lot of nations is way above the US in a way of measuring value: [https://data.worldbank.org/indicator/HD.HCI.OVRL?most\_recent\_value\_desc=true&year=2020](https://data.worldbank.org/indicator/HD.HCI.OVRL?most_recent_value_desc=true&year=2020)
Their new Apex solution and integration with Microsoft (Azure) has my attention. From a technical perspective, I think it has some real potential. Im a current customer of their HCI product line and can already see them funneling all current customers to this (more lucrative) platform as hardware refreshes.
Any Milton plays like shorting $HCI, $HRTG or $UVE?
Florida home insurance companies. Took some profits by shorting HCI and UVE. Both were down 15% yesterday
UVE and HCI opened at -14%
> If you ask a human what's 135 + 122, there are a large number of people who'll answer 257 with a probability of 100%. Yea but if we actually ran a study, say on a large sample of undergrads, some are actually going to "woops" and answer it wrong. The unbiased estimate should actually be < 1 at whatever precision. Also, I think the HCI field's idea of distributed cognition really applies here. We shouldn't look at people and cognition in isolation. Yea they'll google the capital of NJ (and won't be 100% acc or conf here either). In that sense, llms with rag/pal integrations could handle these activities in a similar fashion. >A very simple easily lookable fact and it's confidence has already dropped to 99% (I'm pretty sure it hallucinated it's confidence %age -- the model itself can't calculate it's own probability Again, you could just grab and surface the internal probabilities if desired. Whether a product gives you perplexity or something else is more of a business/design decision.
Stephan, you are telegraphing your insecurities. In a manner most regarded, I will say. Your CV, like my mine is public for all to see. Your "research" is dull, irrelevant and unsurprisingly you have no background/understanding of deep learning, large language models, generative pretrained transformers or really anything else relevant to any discussion in that space, so it's no surprise you aren't able to have a conversation with someone that actually understands these things. And even a simplification of these topics is a "word salad" to you. You apparently also don't understand anything about even basic systems engineering, to the point you think that "Cloudstrike" (??) is a boot (???) loader or something? It's not; it's the Falcon endpoint product that is a kernel driver that operates at ring 0 (and has to in order to provide the protection/detections it does) and can BSOD Windows if it throws a page fault. This is both expect behavior and by design. Re: my NHI/NBI research, I'm just repeating what has been communicated to me via novel jailbreaks of one of the public LLMs. And even then, this was \*entirely\* in the scope of inquiring about this news article -> [https://www.nbcnews.com/news/weird-news/former-israeli-space-security-chief-says-extraterrestrials-exist-trump-knows-n1250333](https://www.nbcnews.com/news/weird-news/former-israeli-space-security-chief-says-extraterrestrials-exist-trump-knows-n1250333) I'm not the only one talking about this in public either -> [https://www.youtube.com/watch?v=Rpl0FrdJWfs](https://www.youtube.com/watch?v=Rpl0FrdJWfs) So what I've discovered is either real, a hallucination or somewhere in-between. And even if it is real, all this stuff is going to be heavily restricted given our "observer" status so \*nobody\* on this planet is going to be an expert anytime soon. I'm only publishing it here looking for third-party confirmation, which I've gotten to a limited extent. >So yes it makes sense that you also "specialize in network forensics". Yes and I've been recognized in this space as subject matter expert and been invited, multiple times, to speak at conferences sponsored by Google and Splunk on this topic. Both on this topic and designing, deploying and monitoring 10-100G Suricata deployments. This can all be independently confirmed by simple Google search, much in the same way your shittay HCI research (that nobody uses or cares about) can. If I had to identify the biggest "gap" between your ears; it's your inability to appreciate that being an InfoSec professional means you need to know "a little about a lot". So, understanding civil/criminal law is critical for pen testing (to protect yourself) and forensics (proper evidence handling/chain of custody). The PUA stuff is just an aspect of social engineering and their is a lot of overlap being the hacker/maker scene and that. We would even have meetups @ DefCon/Blackhat. ... which you wouldn't be invited to because you are a dumb, dull dork. Why don't you try getting a life, Stefan, instead of being jealous about mine?
My whole account is in HCI so idc what Spy does. Two quarters and they have equaled last years EPS.
Is the insurance sector your favorite? Ive noticed that you like KNSL and HCI as well.
Housing starts slowed again, which means less supply into an already [underbuilt](https://x.com/TheStalwart/status/1803776784405770384?t=n6YFTOu7mBHSGFQxrR-P4Q&s=19) market. I still love DHI as they can be profitable now and really see margins expand when rates come down and they stop paying incentives. I think it's a better play than the building suppliers who need higher volumes of construction to see their business grow. Also of note, there are reports of demand for housing cooling in some of the hottest markets and prices starting to cool, so that's a potential headwind for builders. However, I still like JOE because the panhandle is still a low cost entry into Florida life. Florida Citizens insurance got approval for a [14%](https://www.local10.com/news/local/2024/06/19/citizens-board-proposes-14-rate-hike-for-homeowners/) rate hikes next year. Insurance companies might still have some hiking to do, at least in certain markets. This bodes well for HCI too since they are Florida based and tend to get a lot of business from citizens.
Anyone from Florida know if $HCI is a good buy right now?
$HCI undervalued or is it just me?
Trimmed a little SCCO this morning. I still love copper loner term, but figured that taking profit was becoming prudent. A few options to cycle it into. Adding to KNSL, HCC, EXP, EVVTY, and even HCI seem really good right now.
[It is “a perfect storm” of near-record warm ocean temperatures in the Atlantic, the development of La Niña conditions in the Pacific, and reduced Atlantic trade winds and less wind shear that could make this hurricane season the most active of all time, said Ben Kirtman, a professor of atmospheric sciences at the University of Miami](https://idsc.miami.edu/atlantic-ocean-temperatures-could-produce-record-hurricane-season/) Think i might go short HCI group...
CRM tools are saturated with new competitors. HCI deployments are suffering along with the datacenter compute down cycle as IT budgets are being spent on GPU and AI systems. Enterprise database is a 85 billion TAM today with an expected 10% CAGR. MongoDB currently generates 1.7B in revenue. There is a long, long runway for continued growth befor momentum slows.
I added a little ALAR yesterday, but happy to buy more if given the chance. I also like EVVTY, KNSL, and HCI for longer term holds at their current levels.
Some recent buys of mine: KNSL, HCI, AGM, DHI, JOE. There's actually several other names on my watchlist/portfolio that I think are good buys right now too, if you think longer term. EVVTY, LRN, CNQ, MELI, NU..... I actually am in the camp that if you're a long term investor there's lots of decent opportunities. Please feel free to check them out but build your own convictions before you buy!
Why did HCI take such a drastic nosedive in 2022?
I'll 100% say don't buy because of me... I've been buying to financials lately: KNSL and HCI, both insurance companies. KNSL is an existing position I've been adding to lately. Absolutely amazing underwriting and they're a smaller name in the E&S market. HCI is a small name out of Florida. Also great at underwriting and likely trying to move out of just Florida and into other markets.
Set a $100 buy order on HCI before I went out today, and it filled. Hopefully will be adding more. I think it's a really solid buy, with the risk that their underwriting holds up and no massive storms hit Florida. Even if they do....they survived the last one and are doing fine now. I view hurricanes as buying opportunities and short term headwinds. When they expand our of Florida some of that risk goes away. I think they're cheap compared to their peers when you factor in their extra efficiency. Really, they're in an underwriting class with Kinsale, but priced like W.R. Berkeley. LULU becomes interesting at $280-260, imo. It's still really expensive. Unless analysts are totally wrong about its growth. I'm notoriously bad at consumer discretionary though. I rarely understand the appeal. NXT might be my next target after HCI, if I can free up the cash.
Went away for a few days, now I'm trying to get caught up around the house. Also, I have about 3-4 woodworking projects to finish this month, so I'm somewhat distracted. However, I'm working on a big HCI post!
HCI trying to hold $100....might want to take a starter here. Also, the amount of OTC companies boggles my mind. I was reading about KEWL. They own a ton of land in Michigan, all in the UP. They recently sold off all their forestry land, paid a huge dividend, and now they're just holding mineral rights, including a huge copper project.
I'm really into HCI. I bought into AGM and JOE at their current prices, so hopefully I'm right there. I think EVVTY and KNSL are super cheap right now, for their quality. DHI is actually right around my purchase price too.
I do not see options for HCI offered on Charles Schwab.
Thanks! I only have Robinhood and I've never run into this before. Could you check HCI?
I haven't looked into ACIC as I've been doing most of my reading on HCI. At first glance they come up on a lot of the ROE/ROA screens as being the third name along with HCI and KNSL at the top of the list. I'm not sure what the companies niche is though. HCI is interesting to me because of their technology platform. ACIC appears to be only in Florida, while HCI seems to be trying to move nationwide. Also, I'd really want to find out what their edge is. I guess I'd have a lot of research to do on it. Do you know why their combined ratio is so low? Have they made a strategy change recently?
Some HCI thoughts after a weekend of reading (if anyone cares about non meme stocks today). 1) their combined ratio has been in the low 80% range. This is exceptional for a P&C insurer. Most have combined ratios in the high 90s (lower is better). KNSL has a high 70s, which is cream of the crop. This is a measure of how good their underwriting profits are. 2) It's founder lead and has huge insider ownership. These types of companies tend to outperform. Additionally, management receives large stock bonuses if the stock gets to $200 by 2028. This would be almost a 100% gain over today's price. I'm not a huge fan of incentives based on stock prices, but it's a good look into their prospects. 3) Florida risk. They are concentrated almost entirely in Florida. However, management has implied they are working on expanding to other states. This was discussed on the last conference call. However, the pricing increases in the state have helped stabilize the insurance market to a degree. Citizens insurance (state run) once had 2.2 million policies, and is now down to 1.1 million (thanks in part to HCI). However, 2023 was rough because hurricane Ian hit Florida hard. They have recovered nicely, but it's an omnipresent risk. 4) I think this company, and insurers broadly, are in a great position. If rates stay high, they make more money off of their float. If inflation stays high, they can pass rate increases. People kinda have to have homeowners insurance
I'm trying to do some valuation on HCI and the company owns numerous pieces of real estate. This is mostly small office buildings (that they use for themselves/rent out extra space to others), strip malls (grocery anchored) and vacant land to be developed. Does anyone have a good source to value these types of properties?
A few notes on the HCI conference call. "We were able to evaluate Citizens’ Entire Portfolio and select the 70,000 policies that best met our underwriting standards. So far, what we have observed is we were able to offer the majority of policy holders a renewal offer that was comparable to or less than if they had stayed with citizens." I really like this. They can target individual houses as opposed to blocks or zip codes, and go after those. Basically they, are picking their customers. "We’ve retained more policy holders than we had expected. The loss ratio in the business we’ve assumed is better-than-anticipated, and we’ve added more than $0.25 billion of premiums in a few months with almost no added expense." When they choose their customers, they are retaining them. Also good. "As we mentioned on the last call, we are starting to lock in some of the higher rates by strategically adding term to our bond portfolio. We have recently purchased $170 million of two year treasuries at just under 5%." They think we're at peak rates for this cycle and are planning accordingly. I also liked this exchange : "Michael Phillips: I guess, are you also considering are you getting any calls and would you consider maybe be fronting for other homeowners companies that are already right business that don’t have your technology and front for them as you expand outside of Florida and to more nationwide, would that be an option? Paresh Patel: Yes. There are a number of options that people have approached us with and obviously we’re evaluating them, including people wanting us to buy books of business or buy small carriers kind of thing. There’s a broad range of options that are unfolding in front of us. Obviously, we’re trying to make sure we’re prudent as to where we deploy our technology so that it has maximum long-term value. But fronting could be an example as well." If you're interested in the Florida homeowners insurance market, [here's](https://open.spotify.com/episode/3bID77Da4Dxxrpnd5PZEdF?si=RPVI3HAsTKqoBhQv_ji-aQ) a great odd lots episode.
HCI earnings: HCI Group, Inc. (NYSE:HCI), a holding company with operations in homeowners insurance, information technology services, real estate, and reinsurance, reported pre-tax income of $77.4 million and net income of $57.0 million, or $3.81 diluted earnings per share, in the first quarter of 2024, compared with net income of $17.8 million, or $1.54 diluted earnings per share, in the first quarter of 2023. Management Commentary: “The strong results in the first quarter further reinforce the power of the technology that we’ve built. We’ve successfully added a significant amount of premium with almost no added expense, and we’ve launched a new carrier,” said HCI Group Chairman and Chief Executive Officer Paresh Patel. “The opportunity for the future is to further leverage our technology platform.”
Anyone own/research HCI? They're an insurance company that primarily deals with Florida and helping the state cover homeowners there. They also have software they license that helps establish actuarial risk in a house by house level. Kinda interesting play on higher for longer, as well as the dumpster fire that is the Florida insurance market.
If Nutanix could decouple their hypervisor from their HCI roots they could really have something. Sure they are still good tech, but better suited for certain environments than others and if they could decouple they could move up the ladder.
Broadcom’s VMware takeover and tanking is my guess. Many folks jumping ship to HCI vendors like Nutanix whose OEM hardware is… Supermicro. There has been a ton of chatter and Nutanix is giving anyone that switches from VMware to Nutanix AHV a year of free licensing as an incentive to jump ship. Good time to be a Nutanix Sales Rep.
I mean SMC does power pretty much all Azure and they have amazing server products versus HPE/Dell. Have been deploying their Azure HCI stacks for past 5 years. But holy fucking shit, something is up here...
Cisco also killed HCI na partnered with Nutanix, so they’re making some big data center moves. They’ve got their work cut out for them countering Arista in that space though.
I've standardized all our data centers around HCI, specifically VxRail and Powerflex running OLVM for Oracle since they're assholes about VMware pinning. Everything else is azure Gov soon to be GCCH (army cloud)
I am betting that HCI group (HCI) invests in a similar philosophy.
Sell my calls on HCI and watch my shares go SHREK colored. 3rd quarter posting >100% over estimates on EPS. If the IPO market comes back to life they may sell off TypTap an AI Based subsidiary.
Hurricane plays are $HCI and $UVE.
WiMi is working on a human-computer interaction(HCI) system for intelligent connected vehicles(ICV) based on big data and hybrid algorithm.
WiMi is working on a human-computer interaction(HCI) system for intelligent connected vehicles(ICV) based on big data and hybrid algorithm.
Strong agree on designers but not on UI/UX/HCI degrees. All the folks I know who’ve actually studied UI/UX have been aggressively, for lack of a better word, boring in a very usable way. It’s an academic field of study on usability. If anything I’d say the issue is designers lacking academic study of accessibility and usability who are caving to the whims of bosses who want increased as revenue rather than actually usable apps
Nutanix - they’re the 2nd main player (behind VMware) in the server virtualisations space for enterprise businesses. They’re relatively young compared to VMware and I know of more and more businesses migrating to Nutanix. They provide HCI so less management overhead compared to VMware, I know of many businesses making the move in the next few years so I’m sure they’ll start turning a profit
HCI in virtual reality has become more easily available for people. Its distinctive properties of immersion, realism, and interactivity allow users to get immersed in it, forming a computer application environment with interactive functions. WiMi's computer vision-based 3D HCI system, in this scenario, should have vast application possibilities in security monitoring, entertainment gaming, and other domains.
BMW launched the iDrive more than 20 years and realized quickly people wanted some buttons they can use. They dialed the iDrive down after that. Mercedes Benz went through the same evolution. Yeah, let’s put it all on one giant screen - it’s more dynamic. No idea a about HCI or what’s all about.
Their Veverimer product has incredible potential. Their last study was to test serum bicarbonate levels but that test wasn’t well done due to the placebo being high in the bicarbonate as well. HOWEVER! Veverimer has a very great ability to create a strong binding between itself and HCI removing fatty acids which is a major cause in many different ailments. As a short position, I think the potential is strong. As a long hold, I think that they are on the right track with their product and we could be seeing some really good results come mid 2023-2024. If they can successfully release their Veverimer, value should skyrocket as this would be a product used in every 1st world countries since acid issues are such a massive issue. Tldr; Me likey, but will see next weeks opening volume etc
Really? I am a HCI researcher and I find Apple's designs to be so bland and boring. All that grey... give me my translucent dark windows from Windows 11!
I am a bot from /r/wallstreetbets. You submitted one or more banned tickers: HCI SGA ACV. We don't allow discussion of low market cap (less than 500mm) tickers to prevent pump & dump spam and scammers.
What exactly do you like? I am perhaps the only HCI researcher who absolutely dislikes the design of their interface. When developing I much prefer the PC experience with multiple screens.
the purpose is to explore specialization without pigeonholing yourself. I know it’s a weird concept, so think of something like computational linguistics, relevant to data science and also NLP which is big money in R&D, every big company is doing some form. They call it AI or machine learning, but it’s the same concept as old as fundamentals. Or you can explore computer systems design which is relevant to infrastructure, again another big thing. Think AWS, GCP, Azure, etc. lastly there is human computer interaction, HCI, which really explores the UX components and why people do certain things and how user conditioning works, some pretty crazy stuff there and you learn about human nature. This is always in demand in the forms of designing software and hardware as well as the fundamentals of what makes something go viral or click. This does cover the surface, but is a good idea of what I mean by specialization without pigeonholing yourself
I was in HCI... they gained. ROFL!
HCI - hot Cheetos index.
They bought XILINX to develop their version of Optane. Intel is pushing Optane hard because Intel cant compete on core count. The Intel pitch is lower latency means less CPU wait time so you dont need more cores in HCI environments. Intel is technically correct and its provable. If AMD builds an alternative then Intel is doomed and would have to increase core count. Problem is Intel needs to rearchitect to get more core and they dont have the talent or leadership.
It will never take off until huge advances in HCI become affordable and widespread, ie: Star Trek technology...
>https://www.reddit.com/r/sysadmin/comments/gaxqtq/nutanix\_customers\_tell\_me\_about\_your\_experience/?utm\_source=share&utm\_medium=ios\_app&utm\_name=iossmf We are a Systems Integrator and have worked with, sold and supported VSAN, HPE SimpliVity and Nutanix for the past three plus years. Nutanix is by far the best of these platforms. Their design is intelligent, high performing, scalable and resilient. They have the most perfect HCI solution on the market IMO. While the other HCI solutions are still trying to catch up, Nutanix is providing solutions higher up the food chain. Most of the negative feedback I've seen is from smaller customers. They have mostly been in the larger environments and more recently have positioned their products to SMB/SME. We're excited to bring an enterprise solution to our small and medium-sized clients. Their data protection, DR and cloud integration features address the growing needs of today's businesses. Nutanix reduces the cost of ownership with its solution by eliminating the need for enterprise engineers, for which there is a shrinking supply.
Go checkout HCI, they filed an S-1 for a subsidiary that they are taking public but will own 80% of. This will give the book value a kick in the ass and it just dropped heavily on earnings.
HCI spinning TypTap. Buy as much as you can
Great comment with lots of excellent points. 1. They offer a great product. Their software defined HCI is expensive but gives a cloud like experience in private data Centers. On-premise data is not going away. 2. The vast majority of their new sales is in one year contracts 3. The company absolutely is still treated as a storage/hardware company. Once people see it as a software company it will see multiple expansion. 4. Absolutely agree. I’m hoping to see another 20% YoY report this quarter. 5. Also agreed. It’s also worth noting the high dilution from stock based compensation.
Nutanix doesn’t sell hardware because Nutanix’s product is the software that runs inside the hardware itself. Nutanix software can run on HPE, Dell, Lenovo HCI hardware etc Companies don’t buy Nutanix for their hardware but their software. Nutanix and VMware are the only competitors in this space. But Nutanix has the advantage of being software-defined and able to run on any OEM hardware. VMware has the advantage of being a household name with a strong foundation.
One thing I’ve personally seen is large companies starting to move workloads out of the cloud. I personally think we have reached peak cloud hype and companies are now starting to realize that running all their workloads in the cloud actually doesn’t make sense. I’m not saying cloud will stop growing, but I’m thinking that on-prem may start to pick up a bit. Hence why I think nutanix is undervalued. You bring up a good point though. Leading HCI doesn’t mean much when the market is shrinking. Nutanix is trying offer other services that aren’t HCI (disaster recovery, DB as a service) buf im not sure how popular those products are
If you have doubt you can check the Gartner report for HCI https://www.nutanix.com/go/gartner-magic-quadrant-for-hyperconverged-infrastructure It’s generally known that nutanix is the leader in HCI. They stopped selling hardware because the margins simply were not good. Why sell hardware when customers can buy any cheap super micro and pay to run your software on it? Also think about maintenance costs for hardware etc.
Nutanix hasn't been the leader in Hyprconverged for several years now. VMWare dominates the HCI market. HP, Cisco, and RedHat's own HCI efforts are essentially treading water and will be jettisoned eventually. The bigger threat though is that while HCI submarket is growing, the on prem market overall is shrinking faster than projected and more enterprises are choosing cloud over HCI as cloud offers more curated ecosystem for the cost. tldr; the current growth projections for the HCI market is dramatically overestimated.
And here is why ROOT is trading at where it is. Root is financially, severely underperforming its competitors on two very basic metrics: Revenue and Gross Margin: |Company|LTM Gross Margin %|YOY Revenue Growth| |:-|:-|:-| |LMND|49.4|\-8.72| |HCI|19.4|28.71| |MILE|\-3.0|N/A| |PLMR |7.5|32.82| |ALL|31.9|15.91| |SBRE|40.7|\-11.85| |PGR|12.0|11.06| |TRV|28.3|7.29| |NODK|13.5|12.39| |**ROOT**|**-17.7**|**-39.79**|
Here are some more relevant metrics that are missing from this analysis which can actually explain why $ROOT is at the level it is compared to other similar insurance companies. There is a reason why $ROOT trades at a significant Price/Book discount: They lose a lot of money compared to other insurance companies.... ​ |Company|LTM Gross Margin %|YOY Revenue Growth %| |:-|:-|:-| |LMND|49.4|\-8.72| |HCI|19.4|28.71| |MILE|\-3.0|N/A| |PLMR|7.5|32.82| |ALL|31.9|15.91| |SBRE|40.7|\-11.85| |PGR|12.0|11.06| |TRV|28.3|7.29| |NODK|13.5|12.39| |**ROOT**|**-17.7**|\-**39.79**|
Bought puts on HCI Group, play on possible hurricane in Sept
It's all good. This may be a good trade, just on the market share excitement, or if they become a acquisition target. I've watched companies come and go trying to make money on gulf states personal lines property. Hippo is interesting, they are not a carrier like Allstate or State Farm, they are program managers and the reinsurers provide the paper via a fronting company, Spinnaker. Other private insurtechs have come and gone/fizzled - state national fronts for Nephila/Markel and clear blue for Swyfft. None of these companies are priced for market share growth now. The play is buy reinsurance, fill the aggregate, and hold on as long as possible, pulling back when losses force you to, and hope like hell the weather doesn't change, but it always does. The thing to pay attention to is the reinsurers. When they raise rates, like they have last few years, the existing book becomes less profitable due to the better risk leaving your risk pool when you raise rates to offset reinsurance. Each round of rate increases reduces the quality of risk. These cycles require diligent underwriting, which the fast growing companies don't have. Many of these insurtechs literally because dumping grounds for crappy risk agents needed to place somewhere. YES, Hippo distributes through traditional agents in addition to direct. The industry investors are waiting until Oct to make moves in this space, hurricane season is here and landfall anywhere will harden the reinsurance market more, further deteriorating their uw performance. Why not buy something like HCI Group? If they survive this cat season without a major cat, they have a chance at profitability.
I bought a shitload of home insurer HCI today. They’ve just filed for an IPO for their insurance tech subsidiary TypTap. Private equity firm Centerbridge has recently invested $100m in TypTap at a valuation roughly equivalent to the entire market cap of the parent company. TypTap is profitable now, which will compare well to its publicly traded peers that have not yet turned a profit (lemonade, hippo)
Nutanix (NTNX) is a leader in the rapidly growing hybrid cloud market and a pioneer in Hyper-Converged Infrastructure (HCI). The company has become deeply undervalued due to stagnant growth during a transition from hardware to subscription software sales and the stock is yet to fully recover. However, this transformation is now largely complete and Nutanix may be on the verge of returning to growth and improving margins. The products Nutanix sells are absolutely state-of-the-art and deliver a high value-add for customers. This is confirmed by Gartner (independent researcher) as it has been leading the Magic Quadrant for HCI for >4 years straight! Customers love Nutanix’s products, which is underscored by an exceptionally high 7-year avg. Net Promoter Score (NPS) of 90 and a very high customer retention ratio of 96%, which has been stable for many years. Having 19,430 customers and adding about 700 net new customers per quarter Nutanix is expected to surpass the 20,000 customers milestone this quarter. The company’s ACV dollar-based net expansion rate stands at >120%, which shows that existing customers are significantly increasing their Nutanix footprint over time. These indicators all point towards a successful transition to subscription software and the potential for a high margin business with reasonable growth. Strong growth rates expected for Nutanix’s core market: Gartner predicts that by 2025, 80% of organizations will be using HCI solutions, doubling from 40% in 2020. The global HCI market is expected to grow from $7.8 billion in 2020 to $27.1 billion by 2025, at an annual rate of 28.1%. In this market, Nutanix essentially shares a duopoly with VMware, in which Nutanix is Leader in Gartner’s 2020 Magic Quadrant for HCI software with approximately 50% market share, followed by competitor VMware. The transition towards subscription revenues: Nutanix went through 3 important transitions since 2018 that impacted the reported revenue growth rate. First from hardware to software, then from license deals to subscription deals, after that from Total Contract Value (TCV) to Annual Contract Value (ACV) in order to lower the avg. contract period, increase renewals and lower discounting. The transition has been in the company’s and investors’ focus for roughly 3 years. Having said that, with 89% of total billings coming from subscription as of the most recent earnings report, the transition now is largely behind us and top-line revenue growth is expected to accelerate going forward. Renewals expected to drive profitability: As Nutanix’s subscription business matures, an increasing percentage of revenue will come from low-cost renewals, leading to lower sales and marketing expenses. Mgmt. believes it can leverage existing sales reps to drive ACV growth without a significant increase in headcount going forward. Renewals are currently only about 10% of TCV, but this will increase significantly going forward as the first big tranche of 3-year deals is about to renew. Low valuation vs. peers: At Nutanix's current share price, which is slightly above $33, Nutanix trades at a $6.9 billion market cap. After netting off the $1.25 billion of cash and $1.04 billion of debt on Nutanix's most recent balance sheet, the company trades at an enterprise value of $6.69 billion. Versus Wall Street's FY22 revenue expectations of $1.50 billion, this is just a 4.5x EV/FY22 revenue multiple. The NTNX bull case in a nutshell: 1) Leading market position with innovative products and high customer satisfaction in an emerging sector 2) Subscription business at 89% of total billings indicating the transition towards subscription is largely completed 3) Accelerating Annual Recurring Revenue (ARR) from TCV to ACV transition that incentives sales of new products and reduces discounts for long-term contracts 4) Increasing share of renewals leading to more cost efficient revenue generation, basically following Adobe’s recipe for success 5) Nutanix new CEO, who joined the company in 12/2020 from competitor VMware, where he served as COO of Products and Cloud Services, is looking to simplify Nutanix’s go-to-market strategy, has teased product bundling which makes it easier to buy and implement more of the company’s products at once and has implemented steps to cut inflated costs in order to drive profitability 6) Bain involvement with board seats and $750m investment in 08/2020 7) Continued positive revenue revisions: Consensus estimates for calendar 2021 and 2022 had risen c. 3% going into the recent earnings report and another roughly 3% post earnings. Analysts are slowly starting to recognize the revenue wave of renewals and deferred contributions 8) Clear path towards revenue acceleration and profitability, which is not yet fully recognized by investors 9) At slightly above $33 per share, Nutanix trades at just 4.5x EV/FY22 revenue, which is much lower than many of its peers with double-digit EV/revenue multiples 10) Investor Day on June 22, 2021, which might serve as a potential additional catalyst for the stock For several consecutive quarters Nutanix topped consensus estimates, followed by analyst upgrades and positive revenue revisions. Yet the stock is only slowly moving up and still trades at a significant discount vs. peers. All in all, Nutanix is an incredibly attractive long-term investment opportunity thanks to its combination of improving sales execution, category-leading technology in a compelling software space, and deep value with a market cap of only $6.9 billion and trading at just 4.5x EV/FY22 revenue. In my opinion it’s only a matter of time until investors discover the excellence and value-add of Nutanix’s products, its leading market position and strong growth prospects. I’m surprised this hasn’t happened already, but I believe it eventually will!
Fuk! Used to own HCI around $30 and sold it for a quick profit.
any using fidelity Spire, how do you like it so far? Think it's time to leave Robinhood. but still like UI and HCI about Robinhood
If you make 200k a year why the hell would you want the additional stress of owning a business. Go work at Verizon for HCI and slack off. You’ve won.
I go by the hookers and cocaine index (HCI). Pimps and cartels wannu get paid and the cost of a bender has been steady for years. I'd say the HCI proves you are correct sir.
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Etrade or Td moving robinhood Fidelity UI and HCI are terrible on mobile