Reddit Posts
Loan Depot put me in a deep hole LDI - Down Bad
Shout-out to that one WSB post last year that told me to buy LDI
MREITs thesis - 12+% yield and capital appreciation - Please Poke Holes
What happened to the person who YOLOd 50k into $LDI 121926 $5 calls?
LDI – The Mortgage Sleeper That's About to Wake Up Big. Don't Sleep on This One
6K riding LDI, someone told me rate cuts made this an easy win
New Chief Strategy Officer for LDI
Thinking about buying some 1 year out calls on LDI and FIGR
$LDI $50k YOLO. Don't sleep on this multibagger, last week to load up
BETR to moon like OPEN or LDI? +97% this month
Good news for LDI, Cramer: "I’m Just Not There for That"
Reddit Ticker Mentions - SEP.18.2025 - $ATCH, $OPEN, $NVDA, $LDI, $ADAP, $NFE, $TSLA, $BITF, $ATYR, $QQQM
Reddit Ticker Mentions - SEP.18.2025 - $ATCH, $OPEN, $NVDA, $LDI, $ADAP, $NFE, $TSLA, $BITF, $ATYR, $QQQM
Reddit Ticker Mentions - SEP.17.2025 - $ATCH, $ADAP, $LDI, $OPEN, $TSLA, $NVDA, $ORCL, $NFE, $ORIS, $ATYR
Reddit Ticker Mentions - SEP.17.2025 - $ATCH, $ADAP, $LDI, $OPEN, $TSLA, $NVDA, $ORCL, $NFE, $ORIS, $ATYR
LDI CEO didn’t sell all his shares. Some people here are just regarded
$LDI CEO Dumping ALL his shares.. What does he know?
$LDI - #derisk / unleverage -- now a freeroll
Reddit Ticker Mentions - SEP.16.2025 - $ATCH, $TSLA, $OPEN, $LDI, $NVDA, $ATYR, $GOOG, $AIRE, $ADAP, $ORIS
Reddit Ticker Mentions - SEP.16.2025 - $ATCH, $TSLA, $OPEN, $LDI, $NVDA, $ATYR, $GOOG, $AIRE, $ADAP, $ORIS
$LDI Insiders Exit, What Now?
I’m very new. Starting with 3k. Missed Oracle. Missed OPEN. Missed ATCH. I think LDI is over. What everyone’s play for tomorrow?
Just recommended $LDI, and I’ve also loaded up on $UWMC - here’s why this quiet mortgage stock could 3x in six months.
Just recommended $LDI, and I’ve also loaded up on $UWMC - here’s why this quiet mortgage stock could 3x in six months
$LDI - update: Added 25k shares, holding
Reddit Ticker Mentions - SEP.12.2025 - $OPEN, $NXTT, $ADBE, $UNH, $ORCL, $AIRE, $AEMD, $NVDA, $PRPH, $LDI
Reddit Ticker Mentions - SEP.12.2025 - $OPEN, $NXTT, $ADBE, $UNH, $ORCL, $AIRE, $AEMD, $NVDA, $PRPH, $LDI
I called $OPEN at $1 — now I’m loading $LDI. The setup is eerily similar, and I see $40+ if rate cuts hit.
I called $OPEN at $1 — now I’m loading $LDI. The setup is eerily similar, and I see $40+ if rate cuts hit.
LDI - can you make me quit working at Wendy's?
Looking to expand my pro folio
Loan Depot $LDI - The sleeper has awaken
$LDI — Possible Long-Term Play
ASD Helped Me Build a $150mm Fund - Because Markets Reward Atypical Thinking
ASD Helped Me Build a $150mm Fund - Because Markets Reward Atypical Thinking
Reddit is a behavioral goldmine. Most of you are too rational to see it.
Reddit is a behavioral goldmine. Most of you are too rational to see it.
Reddit is a behavioral goldmine. Most of you are too rational to see it.
loanDepot Scandal Is Over - What's Now?
LDI Monstrous increase in short volume
Short squeeze MORTGAGE stock LDI, UWMC, RKT
Loan Depot - LDI - The mortgage sleeper ready to make $$$
Mentions
Most people probably think LDI is some kind of drug Well I guess it is if you're a pension fund manager
Better yet, lenders. LDI is moving its way to being a penny stock. Currently valued at like $200M, which is incredibly cheap.
At **5.47%**, the U.S. **30-Year Treasury** is just 3 basis points shy of the 5.50% systemic red line—the mathematical breaking point where fixed mortgage rates spike above 8.75% to paralyze the real estate market, bank unrealized bond losses cross $1 Trillion, and long-duration pension funds face the same lethal LDI derivative margin-call death spiral that forced the Bank of England's emergency intervention in 2022. With the national debt now sitting at $40.11 Trillion, neither the Treasury nor the private banking system can warehouse borrowing costs at this level without triggering a catastrophic collateral seizure. 5.50% is the hard economic circuit breaker where hawkish inflation-fighting rhetoric ends, and the Federal Reserve is legally and practically forced to deploy balance-sheet liquidity, yield caps, or emergency repo facilities to prevent the Western financial architecture from imploding under the weight of its own debt.
At **5.46%**, the U.S. **30-Year Treasury** is just 4 basis points shy of the 5.50% systemic red line—the mathematical breaking point where fixed mortgage rates spike above 8.75% to paralyze the real estate market, bank unrealized bond losses cross $1 Trillion, and long-duration pension funds face the same lethal LDI derivative margin-call death spiral that forced the Bank of England's emergency intervention in 2022. With the national debt now sitting at $40.11 Trillion, neither the Treasury nor the private banking system can warehouse borrowing costs at this level without triggering a catastrophic collateral seizure. 5.50% is the hard economic circuit breaker where hawkish inflation-fighting rhetoric ends, and the Federal Reserve is legally and practically forced to deploy balance-sheet liquidity, yield caps, or emergency repo facilities to prevent the Western financial architecture from imploding under the weight of its own debt.
At 5.44%, the U.S. 30-Year Treasury is just 6 basis points shy of the 5.50% systemic red line—the mathematical breaking point where fixed mortgage rates spike above 8.75% to paralyze the real estate market, bank unrealized bond losses cross $1 Trillion, and long-duration pension funds face the same lethal LDI derivative margin-call death spiral that forced the Bank of England's emergency intervention in 2022. With the national debt now sitting at $40.11 Trillion, neither the Treasury nor the private banking system can warehouse borrowing costs at this level without triggering a catastrophic collateral seizure. Kevin Warsh, John Williams, and Scott Bessent know this plumbing intimately; 5.50% is the hard economic circuit breaker where hawkish inflation-fighting rhetoric ends, and the Federal Reserve is legally and practically forced to deploy balance-sheet liquidity, yield caps, or emergency repo facilities to prevent the Western financial architecture from imploding under the weight of its own debt.
LDI trading at 1.01. Buy thousands plus options at 0.05 and take this bitch to the moon
He’s also a LDI bagholder
Why are LDI and UWMC looking like bankruptcy while Rocket crushes it…also will it be a monopoly issue if these other mortgage places fold?
MP, UUUU, LDI, LAC, USAR, UAMY, WWR Feel like the hype for Rare Earth Minerals has died down, but looks like it's starting to pick up again. January 2027 cut off of Chinese Imports. Feel like these will be long term holds through the end of 2027 - Q2 of 2028 depending on what it's looking like then.
I am ditching all the crap from my portfolio, it's so dead it hardly matters if the market is red or not Goodbye LDI NVNI BYND SMR MVST UAVS
OPEN RKT LDI - home affordability bill signing
I fell for the $LDI trap and didn't sell at the top. I still made money but not as much as I could have
\*looks at red portfolio\* RVPH and LDI. I.. \*sniffle\* like the stock.
LDI, BYND, Newegg, Open.
SPCE the next LDI of this sub. Gonna be so many bag holders
Nothing. Next LDI of this sub
Buying 10k LDI stocks tomorrow Wish me luck 🍀 🙏 Saw a new that says loanDepot was named a Top US mortgage lender
How's that LDI call coming along?
LDI is your play then. Easy 4x on shares if that happens.
What do we think of LDI?
Just checked on a few LDI yolo's. No reply.
I did see the charts. I also saw 15k usd exit my portfolio while playing LDI.
Short LDI, got it. Did you see the real estate report today? There’s no boom in the works.
Eh. I bought these calls in my opinion at low prices relatively. My Hail Mary is LDI
Clearly I’m the wrong person to ask for advice. I bought most at what I felt was a discount, but I’m rooting for LDI the most. I believe it’s a $4-7 stock and after the fed chair change I’m hoping for a real estate boom before the market takes a dump on itself.
I have nothing to add besides that I’m bag holding LDI calls.
a) No! They mostly get invested into bonds, not stocks. PE and real estate also take up a decent chunk. 30% stocks is fucking abysmal. For UK pension funds: |**Asset Class**|**Allocation (%)**|**Notes**| |:-|:-|:-| |**Bonds (Fixed Income)**|**44% - 48%**|Dominated by "Gilts" (UK Gov bonds) used for de-risking older DB schemes.| |**Stocks (Listed Equities)**|**30% - 34%**|Only \~4.5% is in UK stocks; the rest is global (mostly S&P 500).| |**Private Equity (PE)**|**5% - 6%**|Rising due to "Mansion House" reforms; govt target is 10% by 2030.| |**Real Estate & Infra**|**8% - 12%**|High in Public Sector (LGPS) funds; includes renewable energy and social housing.| |**Hedge Funds / Others**|**5% - 8%**|Includes "Absolute Return" strategies and cash buffers for LDI stability.Asset Class Allocation (%) NotesBonds (Fixed Income) 44% - 48% Dominated by "Gilts" (UK Gov bonds) used for de-risking older DB schemes.Stocks (Listed Equities) 30% - 34% Only \~4.5% is in UK stocks; the rest is global (mostly S&P 500).Private Equity (PE) 5% - 6% Rising due to "Mansion House" reforms; govt target is 10% by 2030.Real Estate & Infra 8% - 12% High in Public Sector (LGPS) funds; includes renewable energy and social housing.Hedge Funds / Others 5% - 8% Includes "Absolute Return" strategies and cash buffers for LDI stability.|
How you not in LDI after mango been so bullish about home buying
ROTH hit a new ATH today, thank you space stonks and LDI
Are we going to ignore LDI or what
LDI on fire 🔥🔥🔥 LoanDepot
Buying LDI... Loan Depot... Could be $20+ by end of year
Seems like LDI bers downvoting
LDI regards... LDI. Don't miss the 🚀🚀 to moon. Up 30% on Friday alone.
Puts on LDI and RKT at Monday open?
Yall think LDI is gonna run more?
47% up on LUNR and LDI. Zero plans to sell this year, locked in fam
LDI buying if red... Could be $20 in two years and $10+ by end of this year
I’ll repost with these but here. Thoughts on agency MREITs with 12-20% yield like AGNC, NLY, DX, ORC, TWO, ARR etc., (and mortgage companies like RKT, LDI, UWMC.) My basic thesis is below but I’d like outside opinions since every friend I have from working in the mortgage industry has no opinions. Please tell me where I am wrong. Mortgages companies and Mortgage REITS (probably the best risk adjusted value niche in the market) • It affects so many people (and therefore our justifiably unpopular president’s popularity leading into midterms) and is driven by policy and regulation that the executive branch largely has control over. Trump has more • Mortgage spreads are historically wide when corporate spreads (ex ORCL) are tight • Deregulation for mortgages and banking • Lower Capital requirements means more lending • Funding/repo rates are gonna drop more with the federal • LT rates anchored with largest treasury buybacks of all time • MREITs yield 12-20% dividends so when rates fall and will look even more attractive on a relative basis. Meanwhile their higher net interest spread will make them more profitable and they should continue to appreciate. • Financial/Mortgage companies are full of paper pushers who do countless repetitive tasks whose jobs are the most easily replaced with AI. No edge AI sensors or insane computational energy needed for how straightforward these are. Headcount expense can plummet. Outside catalyst bet: - Declaring housing an emergency, Trump can order his new lackey at the fed is to start to buy mortgage bonds in some form of QE tightening spreads. Potential Risk - People may not want to move cuz of their mortgage rates and material costs can rise with the inevitable “run it hot” inflation. Also, K shaped economy and labor weakness.
LDI is so fucking jacked boys
It seems like many people are still not very familiar with this stock, which is a bit unfortunate. In my opinion, it looks like a better pick than $LDI or $AIRE..
LDI also had a crazy dip that got are up real quick so could keep an eye on that too.. also a mortgage company stock
Only 35% more on LDI and I might be able to get even
https://preview.redd.it/7ge4ju2jg7cg1.jpeg?width=1206&format=pjpg&auto=webp&s=86d7c68408c939eaed18f35f89188170e7c45595 Who’s on #LDI ?!
LDI continues to climb. Double digits EOY!!!
got stopped out by 2 pennies on LDI right before close, and then it ripped 17%. The lesson. Never set stop losses
LDI launching off... no news I can find. Interdasting
🥭pumping LDI for me how fuckin beautiful
Institutional ban on home buying and 50 year mortgage?? 🥭keep talking that shit pump my LDI bag
BREAKING: TACO MOVES TO BAN INVESTORS FROM BUYING SINGLE-FAMILY HOMES (WSJ) This will drive housing prices down which will increase demand for mortgages. Insanely bullish for $BETR and $LDI
LDI baby bring me the 50 year mortgage
The year is 2028, 50 year mortgages have been installed, LDI hits $75
My roth is made up of ARKX/LUNR/ACHR/AMZN/LDI Might retire tomorrow LMAO
LDI has a 700M market cap Bring on the 50 year mortgage!!!
Guys . Are you still holding LDI ??
Rocket Mortgage has a $40b market cap vs LDI $650m? Seems like a value play with impending 50 year financing
Mortgage sales is the next big market. Donny is going to release the 50 year mortgage whenever the housing market needs a little spin up. I’m not saying to buy $LDI, I’m saying we need to work for them.
currently down 50k on an LDI leap. I remember when I was 21 I lost 13k on black jack. Luckily 50k loss is within the bounds of my 10% fun money portion of my port. L isten you gambled away 80-90% of presumably yout net worth.. I did that at 21. You can make 10k back through hard work. But if you ever get successful and start making big bucks and don't fix this habit, you will lose larger and larger amounts. Close out your positions, take the free 3k cap gains losses on your taxes for the next 3 years and buy VTI and slowly contribute every-month within a few years you'll be good.
LDI - mortgage/housing will take off in 2026.
LDI is down 2% on today of all days fuck Anthony
Sold my LDI for a loss. Fuck Anthony Hsieh
Any thoughts on LDI (Loan Depot)? After rate cut, should help business. Per finra.org, 4 days to cover shorts. I'm hoping for a push to $3+. Or am I dreaming?
LDI up 6% instead of selling the news yippeeeee
Does WSB have a list of community thoughts on key tickers if the Fed cuts rates? (Thinking AFRM, SOFI, LDI, etc) Or doesn't cut rates?
Started looking at this sub about a year ago and now I'm bag holding bullshit like: BB (Blackberry) RCAT ABSI LDI LUNR SMCI Blackberry...
Just a reminder that there are people who exist that hold LDI and POET
They will have to survive on regards bags of POET PATH LDI BYND etc
stop trying to make LDI happen, it’s not going to happen bots
The only people who can afford to buy houses right now are rich people. Rich people are not using LDI to secure a mortgage.
Stock is highly manipulated and purposefully held below 5 by its market maker so as to not get too much institutional exposure. If you go on r/LDI you will see how dead this stock is
LDI again? you kidding, few months back this already created so many bagholders.
The trash is getting taken out again today. POET PATH LDI OPEN ACHR all down big in premarket.
I was lied to about LDI and want a refund
LDI RKT calls would print
I would add $LDI to that list , the housing/refi wave is coming and they are set up to make gains like $BLNE
Powell cooked all the mortgage stocks. tip: LDIs earnings call was later in the cycle. look at similar company’s earnings calls happening prior like RKT and UMWC…there was no bounce. As sold off as it was, LDI actually went up 8% overnight after earnings which didn’t last till morning. This was a call trap. If you own it, you know it moves on mortgae rates.
Buying some RKT LDI and TREE. Rates are coming down one way or the other.
You are in no position to be investing, much less dollar cost averaging. But I know what sub I’m on, you know what I think you should do? Switch to paper trading. Literally, I know it’s fake money and it feels stupid, but challenge yourself. Wipe whatever fake million they give you and start with 15k again. The reason I say this is because it’s very easy to throw down 100k in fake money on a stock, see a +20K gain a few days later and think “I’m good, I just need to size up”. Remember the 90-90-90 rule. 90% of retail investors lose 90% of their money within the first 90 days. Here on WSB, you see all the gainz and that’s it. You don’t see the bag holders - you don’t see what happens when a trendy stock on here gets fucked. I’ll list a few for you now. LDI, BYND, UAMY, POET, META recently (lol), ONDS, BBAI, BULL, POOL. These are all stocks that were at one point “hot” on WSB. All of these have absolutely sharted. You paid tuition to the market gods. We all have. I lost $6K playing earnings on a company who beat and raised but the stock tanked anyway. Tuition. Never play earnings. An expensive lesson. Pay your tuition in fake money first, then reload. Save your money. Keep working. Dollar cost average into your own bank account for awhile.
LDI is the play. They will make their market cap in one year. This can go up to $10-12 in the next year or two easily.
Come on LDI say OPEN AI and save my port