NL

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Neither-Grade6397

That all depends on your broker. I'm ready for 0DTE on SPY today from NL

Holiday-Raspberry-26

You say that however oil price is global so even the US will hurt. Also Europe is not quite so badly placed. UK, NO and NL still pump out a far bit and we have places like Algeria exporting even more gas. The real issue is that gas and oil are global commodities. Also a lot of refining capacity has been shut down in most countries (even the US), which makes turning the black stuff into other necessary products hard. That’s a key issue right now.

Ok_Ground9015

Someone please sprinkle a little extra power in my power hour. 

WunkerWanker

I'm Dutch and understand your experience: I'm now living in a country without free healthcare and it's so much better to have doctors wanting to help you, instead of having to beg to see a specialist in the Netherlands. I dated a doctor in NL for quite some time. One thing all her stories told me was: how ruder you are, the more care you get. If you're humble, it's all about trying to delay if you're not almost dying there on the spot and trying not to break the fragile system. This means getting diagnoses later, sometimes even too late. But there's one thing doctors fear: official complaints at their governing authority: medical misconduct. I don't want to live in a country where I have to threaten doctors with legal complaints to get decent healthcare. That's not how I am. Dutch people defending Dutch healthcare just don't know otherwise: they have no reference. Yes, the hospitals look modern and clean, but the actual care is dogshit.

Blubasur

Yeah its pretty goddamn bad in NL. That said, it will be a wildly different experience per country in Europa. My sister used to go to to Belgium a lot for healthcare and had to pay out of pocket which is still far from cheap, though not even remotely close to immediately bank breaking as the US. And she had a MUCH better experience there. But thats only really a good option if you truly have a serious medical issue and money. Luckily her partner had a good job. But I wouldn't have been able to afford what she did myself.

Blubasur

Thank you for being one of the few reasonable voices in a crowd of anger. Which I don't blame them for tbh. And I don't disagree with the disjointed mess that the US system is. US People generally just have a very rosy view of European healthcare system. But NL is notoriously bad amongst them. We pay quite a lot comparatively to our neighbors, and the bureaucracy and waitlists combined with a lot of neglect is just a disaster to deal with. I have had personal experiences where I could have died if someone didn't force me to get a second opinion resulting in immediate emergency surgery.

ralphy1010

true, it's going against the hive mind knowing better, but still, yikes. I knew it had down sides in the NL but that just sounds like a massive pain in the ass.

Blubasur

Its because I'm actually saying something positive about the American healthcare system. Which don't get me wrong I absolutely think is a disjointed mess of corrupt bullshit. I'm still owed 275$ that was miscalculated since January and its taking me ages and a lot of frustrating calls to try and get it back. But like most things in life, it isn't always that black & white. At the end of the day, the actual healthcare provided is much better and has done MUCH more positive for me here in a shorter span than it would take for me to get an Xray in NL. NL is also notoriously terrible with waiting lists and bureaucracy. I know doctors there are just as frustrated with their patients because those delays will cause serious issues and no one can even think of the idea of doing any preventative care.

Blubasur

I live in CA and pay a total of < $600 for insurance that covers more that it would in NL. Even over the counter insurance would be cheaper than $2400 here but I know things are different across the US so I want to sincerely know how the fuck you're paying that much. And my plan is considered quite good as well. You're saying only "employees" get that plan but if one person in the family works you can get put on their plan as a dependent. Insurance not covering kids is also not the case, at least here in CA your kids are covered until 27. So that would mean you're unemployed? Meanwhile me and 2 family members almost died due to sheer negligence and laziness in NL from completely unrelated doctors, cases and issues in different parts of the country (NL). And I'm not sure about you, but expensive beats death in my book.

Blubasur

I'm a dutch person living in the US. And dear god the US stuff is so much better. Yeah, you have to chance to randomly go broke. But compare that to a lifetime of non-caring doctors in NL and waitlists in the years, its a world of difference. There are places in Europe where you definitely will find better healthcare than the US. Personally. I'd say NL isn't one of them. Also we still pay monthly out of pocket around 150$/m much less than the US, but not "free". And also more through taxes.

Sizzlle

Cries in $12 per US gallon in NL :(

Express_Grocery_4707

$6 per gallon. I'd wish gas was that cheap! Here (NL) it's $9,40 a gallon today (€2,15 per litre)

BlackFlames01

I know this is WSB, but caution is warranted: "For those keeping score at home, Tuesday saw the 7th Hindenburg Omen signal of this cluster. Monday just missed, with NL at 76 where 78 was needed." - Tom McClellan Source: https://x.com/i/status/2028981490252656813

Ok_Reality7016

there are about 14k mail box businesses in NL, they will lose all their taxes. big companies are already running out of the country like asml philips and even shell moved despite being a royal company. this tax system will just push out the wealthy based on the administration presure allone. they have to file a objection if they get taxed more than the assumed realized gains that then get taxed. so their irs systems cant even handle the processing as it. it be easy for a large company to just stash money under a real estate company , make trades trough that and get the money in as already taxed real estate income which isnt taxed in the netherlands. Many trades who are already paying for their living etc with their traders have a massive incentive to just leave, the only thing that keeps them is friends family and the taxes being low on investment returns, it be easy for them to move to any other european country due to schengen its as easy as moving state

Pidone

Damn. Price now is $10.14 per gallon in NL

0valtine_Jenkins

A lot of Americans in here with no idea what they are talking about. If taxes are higher, perhaps there are other benefits not being taken into your calculation? The new law in NL is scary, but will not be in affect in 2028, no way. The Netherlands is one of the more capitalistic EU countries and until this point had an absolute amazing wealth tax imo.

Mikelitoris88

I live in NL and I demand benefits for my not yet concieved kids.

baconography

In NL and BE, this is actually legit flirting

Odd_Buddy_3615

Unfortunately the current reality in NL is still dire. The current wealth tax of essentially 2.1% is quite large once you have over 3M in stock and still requires liquidating some amount to pay for it, which would only increase once your portfolio increases, ruining your compounding. BV is not very helpful unless you plan to remain here for 20-30 years. Otherwise it locks you in since you have to pay a much higher rate (only when you sell the stock and then when you withdraw from the BV). I think in general whatever happens, it's a strong sign that NL is the place to be once you have several million in savings.

DOE_ZELF_NORMAAL

There is common sense like this, and there is the left-wing parties and journalists in the Netherlands who try in any shape or form defend this monstrosity. Groenlinks-PVDA, biggest left party in the NL, didn't find this ridiculous law going far enough. They want to increase the tax paid over paper profits up to 49,5%!! Average in Western Europe is under 25% and doesn't start until several 100s of thousands. The Netherlands? After 1800 euro profit.. They lost all sense of reality..

G0rd0nr4ms3y

Great, but the ultra wealthy in NL keep their money in businesses, which will not be taxed on unrealized gains. Middle class me however, trying to save a bit for the future building capital from scratch, is getting F'd in the A.

NeedNatureFreshMilk

Right but unrealised taxation inhibits compound growth. Essentially NL cuts your investment returns by over a 3rd every year. 6.4% return compounded over 8 years will have lower growth than 10%return for 8 years which then gets taxed 41%. Both are bad but NL is worse.

downfall67

Won’t work because the actual rich people don’t use this tax box, they have other structures and if necessary don’t hold money in NL at all. This is a middle class tax

GYN-k4H-Q3z-75B

NL government doing its best to keep people from moving up. Keep working and spending, do not invest. Brilliant strategy. Fuckheads.

Complex-Sale-7939

CSG NV CSG1 NL0015073TS8 All these find it from here. It is also in Amsterdam.

leeuwvanvlaanderen

I mean the Eurozone growing at 1.3% is incredible because the bar for us is so low (and France is a basket case) Individual states like NL, ES and SE are doing very well though 

BratacJaglenac

Did you even read what it means exactly? It's not 36% on the gains. It seems that taxation in Box 3 in NL is not well understood. Therefore, the tax refers to profit from savings and investments (among other things, paper money). Fictitious (not real!) profit is taxed, which is determined at the level of 6% yield per year (previously it was 4%). 36% tax is calculated on this basis (previously 30%). So the tax burden is 2.16% (36% of 6%) and that is above the amount of assets of slightly less than €60k. So it's not 36% of the total profit. 2.16% is still bad, but much less bad. Also, from 2028 this will change, that is, it will be abolished, and only the realized profit would be taxed.

BratacJaglenac

Did you even read what it means exactly? It's not 36% on the gains. It seems that taxation in Box 3 in NL is not well understood. Therefore, the tax refers to profit from savings and investments (among other things, paper money). Fictitious (not real!) profit is taxed, which is determined at the level of 6% yield per year (previously it was 4%). 36% tax is calculated on this basis (previously 30%). So the tax burden is 2.16% (36% of 6%) and that is above the amount of assets of slightly less than €60k. So it's not 36% of the total profit! And yes, from 2028 this will change, that is, it will be abolished, and only the realized profit would be taxed.

Luc-e

And unrealized gains tax in NL wtf

arschgeige99

It‘s not this is the biggest misconception about Europe. In Germany and Romania and a ton of other states you pay the mandatory health insurance out of your salary and on top of that a shit ton of premiums if you want to get decent care. It‘s not free and the free part is inacessible, requires additional add-ons, buying out of pocket medication and a lot of out of pocket procedures…. And this is not to cover the damn hole in free healthcare. It‘s to cover their failed tax-state. The upper class gets only richer….. but this is what people voted for after all in Germany, the NL etc.

Mikelitoris88

For me its even more fun: I already sell to cover 56% when my RSUs get vested, now I'm gonna be double even taxed :D I actually decided to leave NL by 2027, this was my last straw. This country is more attractive for refugees and the unemployed

WuWeiLife

We can already predict what will happen because it has already happened elsewhere. When people don't invest in stocks, they go elsewhere. Ever wonder why Chinese real estate went completely bollocks? Because it was the only asset type people felt safe about. That's what will happen in the NL. Rich fucks will ofc not even keep their money and investments in the country, and the common man will have no other option than to invest in other asset types. Expect the real estate market to go bananas.

Gorblonzo

It's not something that's ok. Its a compromise solution to a budget deficit brought about because it was discovered that the current system of taxation in thr NL doesn't comply with EU law.  The response to this should be discussed in that context, but it never would be on this US centric subreddit because you guys can't understand anything more complicated than "that way bad, this way good".

Fearafca

So sorry for asking you this because I’m really panicking. All I read in every article I can find is that they will tax unrealized gains unless it’s in property or startups so a private investor in stocks will get taxed. Do you have any links where I can read more that this will be shutdown as you’ve claimed above? Because i really really hope they will shut it down. It seriously makes me consider moving from NL. I am fine with paying taxes on realized gains. Unrealized gains? F no.

psyspin13

What's the tax free allowance? In NL will be 1.8k

Working-Active

Let me get this straight for understanding, if you're a worker in the NL and you make a salary of 50,000€, you get taxed on your salary. 2026 Tax Brackets (Box 1 - Work) Bracket 1: Up to €38,883 taxed at 35.75% Bracket 2: €38,883 to €78,426 taxed at 37.56% Then if you want to buy something you need to pay an additional 21% vat tax. Then if you have anything left to try and save, they want to tax your unrealized gains another 37%???

psyspin13

As always it is "your gains our gains, but your losses are your losses". But I think NL right now went way too far.

Prestigious_Hope9190

Lol, NL doing NL things :D

Odd-Inspection212

This is what the dutch voted for I guess? Afaik NL is not under some alien occupation so I guess it’s a reflection of the people’s will. It is absurd though.

futebollounge

That was my take having lived in Both for a while. US is better for the top 20% earners while the NL is better for the bottom 80%

Lurching

I'm confused. The English language Dutch news I read tell me this is is a temporary measure because the current tax scheme was invalidated by the courts, and that the plan is to tax only realized gains in the future. If so, this is not really a catastrophe. Is NL Times lying to me?

Hechie

The value is still created in the NL, we the normal ppl should praise this. The value is created in the factory we work in, if the stock goes to near zero the same output will still go out. Rich ppl saying it’s not worth work is lying, often rich ppl work because they enjoy it and don’t function without the big ambitions and goals to chase. If any of you think you are going to get anyway close to meaningful rich by investing you should go outside and look at the real world. When you earn 1 dollar the already rich earn 33. The only way to get some of the wealth back to the normal people is by taxing assets/ wealth harder and higher the minimum wage.

No_Rub9266

The crazy thing is in Netherlands we actually have one reall party that not controlled and owned by the ussual susspects. They are called FVD, they only get a few votes every time sure there is voter fraude going on but the people that figured out we do have a choice keep explaining to the rest of the people in NL, but they don't want to listen. Bascilly what I am saying is NL is extremely lucky to have such a party and yet the Dutch basicly voted this insane rule. They are doing this to themselves.

Seingalt

I’m Dutch and apart from the inflation correction all these things you mentioned are part of it. Don’t get me wrong: 36% is a high rate and there are definitely problems with this system, but it feels like there is a lot of manufactured outrage on non-Dutch social media. In NL it did not even make it to the front page of any major news outlet. I would not have known about it if not for Reddit. Quick notes: - 36% is total rate (no separate dividend tax like in the US) - You can bring losses forward to offset future gains - There is a minimum return above which you get taxed (the proposed threshold is very low though) - This is only for liquid stock and crypto, not for real estate and not for stock options in a startup or ownership in your own company. - Does not affect retirement investing (no real 401k in NL, but *most* people have a pension). This is the country that invented the stock market. There is a lot wrong with this system (which is why it most likely will not get implemented in this way) but it is definitely not as bad as some people seem to make it out to be.

CheetaLover

Think this is not a Eu, but rather national NL setup. I am in Sweden and our ISK also has a tax, but you pay 1% tax on what you have invested, so some kind of tax on unrealized gain, but at 2,5 % return you are at beak even and anything above is tax free. I have been lucky to have 15-20% gain the last couple years so not bad. High competition gives low fees and good service. In a otherwise high taxed country I think it is OK. The idea of everybody beeing able is how you get poor people to vote Trump, would not want to change place with them…

Gray_Fox

I lived in the NL for 2 years. The number 1 mistake you Europeans can make, especially if you're in a rich nation, is think we Americans have it better. One look at how much we pay for healthcare, how unmaintained our infrastructure is (even in major cities), how little help we get with respect to child care, maternal/paternal leave, lack of vacation days (from 0 to 2 weeks depending on what state you live in and who your employer is), how many hours we work. I pay around 26% in taxes. I would happily trade another 40% to get what you guys do.

funnymanus

there is a lot more in the world than AI, in fact almost all chipmakers (that is pretty fundamental for AI) are depending on ASML which is based in NL.

andrewthelott

There are three pension pillars in NL: government pension, work pension, private pension. You can drop up to €35,589 per year into the third pillar (scaling annually and minus contributions to your work pension (which isn't the easiest to calculate but the Dutch govt loves its paperwork)). That amount is excluded from the Box 3 tax and only taxed at payout in retirement, similar to a 401k or traditional IRA in the US.

No_Economist7241

Hi everyone, I’m looking for advice on how to invest **$12,000**. Here’s my situation: * **Age / location:** 23 years old, living in the Netherlands * **Employment / income:** I’m a student (no full-time income yet) * **Goal:** Mainly to grow the money and learn more about investing * **Time horizon:** 10–20 years * **Risk tolerance:** I can take some risk, but I’m a beginner and don’t want to lose the money quickly * **Current holdings:** None (starting from zero) * **Debt / liabilities:** No debt I’m considering a simple strategy (mostly index funds/ETFs, maybe a small portion to experiment), but I’d like input on what you’d do in my position. Specific questions: 1. If you were starting with $12k at my age, how would you allocate it? 2. Lump sum vs DCA? 3. Which broad ETFs/funds should I research first as an EU/NL resident? 4. Anything important I should avoid as a beginner? Thanks in advance, I appreciate any guidance.

mtak0x41

VAT is not charged on wages or b2b sales, only on sales to consumers. It’s not gonna be long until people figure out VAT is a consumption tax. And people who spend a larger portion of their income (poor people) will be hit harder than people who can save and invest. I’m also wondering how that’ll interact with the state’s sales tax. If there would be a 20% VAT rate, with on top of that another 7.25% in CA, that’d be pretty outrageous. I live in one of the half-commie countries in Europe (NL), and even here it’s not that much.

Estake

Because you can't use iDeal (NL), Bancontact (Belgium), Giropay / Paydirekt (Germany), etc, etc. to buy something abroad if stores don't offer that system. Wero is just the new name for integrating all these sytems together.

eyes-are-fading-blue

Not in NL.

TPnbrg

It's starting. Denmark is starting with both in the ministry of digitalization. And I see lower level governments (city and province) switching as a trial for the rest of the country in NL.

PomegranateJuicer6

No government is going to switch to linux unfortunately and in NL i do not see openoffice/libre gaining traction, just in very niche tech-knowedgeable groups

Icy_Item_9132

You're a bit late to that party. Eurobonds already exist. They were extensively used during COVID, during initial the invasion of Ukraine, and most recently instead of seizing Russian assets. I think you're quite under informed on what's been happening in this space, as you're still repeating the expired talking points of the frugal nutjobs (DE, NL, AT, FI) of 10 years ago that even they have abandoned. PS By your argument, the US should not issue bonds since the credit worthiness of every state is different. What captrap! Also, the EU gets BETTER rates together than the Germans alone, not worse! It is larger and has bigger capacity to pay.

SAnderson1986

ASML update in short (Jan 28, 2026): * ASML shares jumped over 6% after reporting record Q4 orders of EUR 13.16bn, almost double last year. * EUV lithography orders alone reached EUR 7.4bn, well above expectations. * Strong AI-driven demand, especially from TSMC, Nvidia-related supply chains. * TSMC plans USD 52-56bn capex in 2026 (+27-37% YoY), reinforcing ASML demand outlook. * ASML expects 2026 sales of EUR 34-39bn (vs EUR 32.7bn in 2025) with 51-53% gross margin. * Market cap crossed USD 500bn for the first time. * Despite AI bubble concerns, customers signal sustained medium-term AI demand. * ASML announced \~1,700 job cuts to speed up decision-making, mainly in NL and US. Bottom line: AI capex remains strong, ASML order book confirms real demand, not just hype.

borrokalaria

It was listed in Amsterdam. [https://live.euronext.com/en/product/equities/NL0015073TS8-XAMS](https://live.euronext.com/en/product/equities/NL0015073TS8-XAMS)

No_Feeling920

**NL0015073TS8** [**https://live.euronext.com/en/product/equities/NL0015073TS8-XAMS**](https://live.euronext.com/en/product/equities/NL0015073TS8-XAMS)

Individual_Reward309

What is TGNMF says Tungsten Mining NL at 0.11 Canadian I can’t get TNGWF Tungsten West what’s the difference

Damtomillion

ISIN: NL0015073TS8 https://www.finanzen.net/aktien/csg_group-aktie

2poor2die

Partially runs through the US, but the decisions are taken in NL, Europe. So no, EU will hit US pretty bad.

amg-rx7

Most of the people commenting don’t realize you’re in NL. A lot of the recommendations work for US citizens but not sure if they are available in your country or if the currency swap affects your performance

MaryJaneFarm

In NL its debt free under 56k, the amount you go over is taxed. So on 70k only 14k is taxed and its a small %. Rules change after 960k.

WraithEye

60 years of being robbed so the sp500 can show record profits will do that to you. Thanks for the traitors inside the eu for being complicit (Ireland, NL, Luxembourg...)

Cynical_Doggie

This makes me feel good about no taxes on capital gains in NL.

Whoopziedaisy

You need to regulate what happens with the funds out of state-backed stakes in order for it to benefit the public. Trump’s model is to just do what he pleases with the money, like Russia / Turkey Regulation I.e. NL system where they are very strict about where the money goes and for what projects, even price controlling the larger market as a quid-pro-quo for receiving public dollars and support for the ‘private’ enterprise (insurance)

Whoopziedaisy

The state owning the means of production is a feature of socialism but not core component Socialism is more defined by social relations in an economic system and what becomes of profit Owning means of production has fallen out of favor as a core tenant of socialism to justify and rationalize capitalist market intervention, e.g. ‘state sponsored capitalism’, as you point out State sponsored capitalism, where the state intervenes in the market but still largely maintains hierarchal structures of uneven wealth distribution and wage labor, etc., is both socialist andcapitalist  Trump taking stakes in companies is more along the lines of pseudo free market faux crony capitalism, which has emerged in Russia/Turkey, ‘Corruption in the open’. France and NL do this too with defense contractors and such but with much larger stakes (40-50%) and then take profit for earmarked public projects and do cost intervention to minimize private gain of from stakes (NL insurance). So Trump taking stakes at a small 10-15% in a blank check treasury fund without conditions on how to use the money is actually the most inefficient form of state sponsored capitalism or faux socialism…this is the type of stuff that makes countries like Turkey-Russia very poor as it continually erodes the middle and lower class while propping up ideological allies of an admin 

JaraxxusPS4

Been watching more NL these days

KateCrash87

I'm from NL and use saxo

Whoopziedaisy

That is true but in most cases have to spend less for public goods/services. Minimum wage much higher in NL/de/fr/be/lux/swi. Education and healthcare way less expensive—so much so that the tax increase is negligible. We will be joining that youth 20% unemployment soon 

Itachicoin

My P&NL for today https://preview.redd.it/4y3oqetba21g1.jpeg?width=680&format=pjpg&auto=webp&s=14094bb6fc845a1207f102b5d0d444ce7553c1c8

CatsalsoCookies

Also really sucks in NL

sjoebalka

It's a bit hard to compare. Here in NL both renting and buying is expensive... What would the monthly rent be and what would the mortgage be for a similar house? But: - over the course of 8 years, the house has done +100% in value.. Which is ridiculous - In that period I paid off about 25%, reducing the monthly mortgage payment with at least 15% - at the same, renting prices have gone up about 3% per year, so in total +25-30% over those years Looking back buying this house means it actually considerably lowers monthly expenses thus more money to invest every month. Also keep in mind that you use that 20k to 'unlock' 200-400k that you put in a house. So it is basically a big 10-20x leverage, even if you pay some % interest of course. But keep that in mind: if your stocks return 10-15% over 20k, your house may do a lot better in absulte € if it only appreciates 2% over 200k.

modder9

Tomorrow I think I’ll play Isaac, watch NL, and check my phone every couple hours to see the bol slaughter.

aNanoMouseUser

Yes Or at least stuff that ECB are doing will. In NL they have ideal (which wero is based on) which basically replaces PayPal as a better intermediary between your bank and online store. We're now seeing ideal payment in some real stores

ICrushTacos

It's next to nothing in NL for income from shares and investments.

Fickle-You-5101

European industry etf, MSCI : Holdings: || || |[Siemens AG](https://www.justetf.com/en/stock-profiles/DE0007236101)|8.68% | |[Schneider Electric SE](https://www.justetf.com/en/stock-profiles/FR0000121972)|5.56% | |[Airbus SE](https://www.justetf.com/en/stock-profiles/NL0000235190)|5.14% | |[Rolls-Royce Holdings](https://www.justetf.com/en/stock-profiles/GB00B63H8491)|5.04% | |[Safran SA](https://www.justetf.com/en/stock-profiles/FR0000073272)|4.95% | |[ABB Ltd.](https://www.justetf.com/en/stock-profiles/CH0012221716)|4.34% | |[Rheinmetall AG](https://www.justetf.com/en/stock-profiles/DE0007030009)|3.75% | |[RELX](https://www.justetf.com/en/stock-profiles/GB00B2B0DG97)|3.53% | |[Siemens Energy AG](https://www.justetf.com/en/stock-profiles/DE000ENER6Y0)|2.98% | |[BAE Systems](https://www.justetf.com/en/stock-profiles/GB0002634946)|

AdvantagePractical31

I use degiro in NL. Not a fan of the UI but it gets the job done

liaard

I do not believe in dividend funds myself. Obvious play is vwra. But I cannot dismiss the charts. Tdiv one chart with no dividends included the other with. Third chart is vwra with the hand written symbol. All 5 years. I cannot attach images. So here are the links. Vwra [vwra](https://www.justetf.com/en/etf-profile.html?isin=IE00BK5BQT80#chart) https://www.justetf.com/en/etf-profile.html?isin=IE00BK5BQT80#chart Tdiv https://www.justetf.com/en/etf-profile.html?isin=NL0011683594 Tick and untick dividends. Since the portfolio will be magnified with leverage if total returns are the same maybe I should choose the least aggressive in iv.

Polus43

Well, it would bankrupt you over 10 years if healthcare wasn't socialized lol. Maybe we should socialize gambling losses /s But I agree, there definitely need to be controls/limits, e.g. collateral/reserve requirements like "an account at most can only use 20% of total capital on prediction markets, e.g. to make a $2k bet, you must have at least $10k in the account". But it really depends on a person's perspective. I generally lean towards "when services are made illegal you tend to get black markets that have borderline no regulations or oversight, and the outcomes are often much worse in black markets (even though the policy is successful by greatly reducing market size)." Example: https://global-lab.luskin.ucla.edu/wp-content/uploads/sites/24/2021/06/Final_Sex-Markets-Policy-Brief_20210602.pdf Legalizing prostitution has been associated with *massive reductions* (~80%) in STDs/STIs. Note that many european countries (NL, DE) have legalized prostitution.

LaPenta5594

American League sucks this year. I’d take like 4 NL teams over any AL team

CuntWeasel

You're getting downvoted but you're not wrong. Having worked in tech both in Canada and the US as well as the UK and the Netherlands, the differences are significant. And keep in mind that the UK and NL are some of the more advanced countries when it comes to tech in Europe. While in NL I had to work with certain companies from Germany and their entire tech stack was stuck somewhere in the 90s, it was absolutely surreal. > Think of the capital it would require to get as good This is the main thing really - software developers tend to make significantly less in Europe (unless they're really good contractors), oftentimes well under six figures, whereas even bootcampers start out at like 150k in the states, even if they're working at a small company.

NoDiscussion9873

I'm in NL and have options trading through both ABN Amro and Interactive Brokers...

Current_Nectarine_45

Klarna will soon be usable directly in stores for physical purchases in NL it seems

mtak0x41

Ok, so they trigger reelections and start over? In NL we do this about three times every decade. It’s not a big deal.

shadow_nik21

Way to show you failed critical thinking. I'm in IT, fled from the region and had some friends working in Yandex. Maybe you also think that let's say Wargaming is a European company? It is dumb to deny there is a Russian vector in this NL renegade

Additional-Demand770


TickTockTaudit

I had a guy go runner-runner for a Royal Flush on me at a 1/2 NL table in AC one time. Don’t really blame him for chasing. And I had a black chick named Princess piss on my chest in Vegas one time. Don’t really blame myself.

martin-life-learner

I also live in NL, and based on my experience, here are my top 3 recommendations for you. # 1. Buy a house if you don't own one. This has been my single best investment. For context, here is a case study with my own numbers: * My Initial Investment: Around €10k for the initial costs. * The Purchase: I bought my house 3 years ago for €320k, and its market value today is around €420k. That's roughly a €30,000 increase in value per year. * Building Equity vs. Renting: About 70% of my monthly mortgage payment goes towards the principal. This means I'm basically getting this money back as equity when I sell the house. That works out to be €10,000 per year that I'm "saving" instead of giving it to a landlord and never seeing it again. * Tax Deduction (Hypotheekrenteaftrek): You can use the interest you pay on your mortgage to reduce your taxable income. For me, this means I get back between 36-50% of the interest from the Belastingdienst (tax office), which results in around €2,000 per year back. So, in my case, on a €10k investment, I get annually: €30k (value appreciation) + €10k (principal) + €2k (tax back) = €42k in wealth, which is a crazy return. These results will vary depending on the price of the house you buy and the interest rates on your mortgage.

ApostleThirteen

Are you trying to say that Tilray is much more of a "growth" stock that is expanding globally, into numerous other countries, as compared to say, MSOs, that are desperately hoping to expand into places like the Deep South and Texas, at least while they can command criminal margins, then pack up and leave (a la Trulieve and Cresco Labs in various states). when margins shrink and workers' rights, safety and other litigations grow? Schedule III doesn't do diddly-squat in terms of exporting weed, but it does change the game on IMPORTING cannabis, at least medicinal. VFF is up there too, becoming a world beater by selling legally in NL. Just wait until Ukraine is importing, then cultivating.

WillNeighbor

https://www.reddit.com/r/ASTSpaceMobile/s/Qi79wi8NL9 the comment in question

loqloqloqloq

In the NL, even in rural areas, you're going to pay 1000+ for a studio or a small apartment. In Germany, yeah, Berlin, Frankfurt, and München can be pretty bad, but the good thing is that Germany is a big country with many cities to choose from. I live in Bochum currently and pay €550 for a 2-room apartment (Americans would call it a 1-bedroom apartment), and I didn’t need any application or form to fill. I just called, saw the apartment, showed my last three payslips, and got the keys.

frenchiefanatique

Is the housing situation worse in NL than DE? When I lived in Berlin it was hell

loqloqloqloq

Pretty much this. I have a degree in marketing but choose to become a truck driver due to the high pay relative to the training you need. I worked in the NL for 3 months for Albert Heijn and there wasn't a single week in which I earned less than €800 net when I was working 2 years ago. My biggest paycheck was 1100. Great country, too bad it has a severe housing shortage which is why I moved to Germany.

ConsciousVanilla8213

Tradegate opens in 10 mins but the real action is expected in some two hours https://www.tradegate.de/orderbuch.php?isin=NL0010273215

NYGiants181

Bet 10k on the NL to win the all star game

Good_Design7876

My broker doesnt offer them for this ticker. I am switching to a different one, connected to IBKR. I am not based in the US but in NL so I also get to enjoy shitty EU regulations that are completely useless. There are many US based ETFs I am literally not allowed to buy because they don't offer a KID document in my local language (Dutch). Apparently, the EU thinks EU investors don't understand English and that a KID is useful. It's infuriating to say the least.