SF

Independent-Use-228

UKMTO & SAS SF have galloopped into the chat with tea and crumpets and strawberries & clotted cream

Vlisa

let's just say I'm a SF Giants fan.

dgellow

Sanest SF CEO thinking right here

Vlisa

nah, actually an SF fan, but my dad is a big Phillies' guy

AerieZealousideal330

*Because you are not an androgynous looking tech bro based in a SF hot tub. Are you?*

AwildYaners

And turning SF back into an insufferable vest wearing bro fest. GF is from there, lived there from 2010 to 2015, and frequently drive up a few times every year. It was almost done burning off the tech filth that ballooned rent a decade ago and conceivably killed the city, just for the last two years for Silicon Valley to reappear like the tech troll that it is.

CathieWoods1985

But many people want to live in SF/Manhattan, due to personal reasons. $100K is doable but I can see why many won’t feel comfortable living off that amount alone for 30 years or so

Old_Toe813

It's cuz the homeless of chi are just bums. In NY and SF they always got the story.

Both-Watercress-6811

It’s so much fun to walk in SF until a homeless drug addict shows up smelling like shit and drugs

Federal-Watch

I understand why Europoors like walking 🚶‍♀️ so much with gas at those prices :kek: :kek: They even walk up hills ‘n’ shit, like imagine walking everywhere in SF

Bbuck_42

Wait till it comes out he was really showing his SF colors 🏳️‍🌈

Jealous_Archer_4522

*If the owner of the SF 49ers is still in Ohio looking for anoos I am available for* *~~$20 $50~~* *$100 an hour. Very discreet. No cameras. No for real.*

Both-Watercress-6811

My flight from SF to Boston is about to take off though. 1 hour late as usual - thank you United

frugaleringenieur

SF, you are fucked below a Mio. income from META or OpenAI.

Zuko2001

Even shittier, unless you’re in entertainment and need the job opportunities I have no idea what people find in that city. Even Miami is somehow better and that’s a cesspool too. SF is great if you’re in tech and just overall a better city but NYC/Boston are for sure the best cities in America. Chicago is pretty good too. DC solid middle of the pack

Glittering_Dig3798

That sounds horrid, but for some reason it reminded me of a place in SF that makes a delightful pie with thinly sliced roasted potatoes, whole roasted garlic and a basil pesto sauce

af12345678

The instantly slow UIUX is what kills it for me. I don’t think the underlying functionality provided by SF CRM is THAT bad as other described, but it’s just too slow

Lanky-Stop5579

goddammit I’m in, right after SF wins with a healthy dose of skepticism

yaaaaayPancakes

Yeah and when I drive up the 5 between LA shithole and SF TechBro gangbang, I feel like I'm back in Ohio. Those folks would all happily leave CA if they could, even if it would make their lives objectively worse. Because they drink the right wing kool-aid straight from the tap.

BillyU_Is_A_

everyone always think Cal is just 'LA shithole' and 'SF TechBro gangbang' when there's really a whole valley fully of farming there that no one thinks is part of cal

myjumboloanapp

Moderna and its cancer vaccine actually has real world impact. SF based AI company with corny name working on agentic AI product #69420 with its 3 underpaid employees and founder giving motivational speeches on linkedin does not.

Both-Watercress-6811

I’m in SF - it’s cloudy af

tqlla3k

Sorry my bad. I consider SF northern Cali. But looking at the map, it looks like the middle. I was near SF, where I would expect products like this to thrive. But nada.

swagmasterblaster420

Yeah that makes sense. Think of it this way, in SF or LA perhaps even San Diego, you are more likely to find folks seeking that type of food. NorCal, where I'm from, can be anything from Napa up to Yreka. Most of CA north of Sacramento is rural, hunting land that doesn't really do the "meat alternative" thing. I can't find BYND in my local Safeway anymore or even the 2 targets we have. It's a shame.

tqlla3k

wow, 30 to 1, and its only worth $11.63? I was in Northern CA a couple weeks ago looking for Beyond meat at Safeway and Target. Neither had it. You would think Target near SF would be the exact demographic for this.

RisingSerpent222

Anyone in SF Bay Area wanna be friends? I like trading, bicycling, hiking, traveling, gaming/tech, and psychedelics

NoProfessional4650

Had a really strange dream that I ran into Ella Langley at Anthropic’s office in SF. Weird

Advanced-Industry-50

Well I have waymo multiple times in SF and LA.  I only had 1 issue since it was a narrow street and there was human intervention needed. But other than that it has been really good experience so far. And the future of waymo is at scale is should get cheaper so it might get better. Currently it's maybe 10-15% more expensive.

No_Current3675

[dis chick](https://www.reddit.com/r/interesting/comments/1vpvzqc/44sqft_apartment_in_ny_1200_a_month_shares_a/) pay $1200/month for a 44 SF "apartment" in NYC, shared bathroom wit 5 other ppl, no kitchen.

Vlisa

pretty sure most bers are from SF

_176_

I've explained my strategy elsewhere. My personal income is around $750k. My household income is $1m. I'm almost the exact same age as you. 90% of my money basically goes into $VT. I buy VTI and VXUS but it's the same idea. 10% of my money I pick stocks that I hold and never sell. I include BTC in that, I bought two for $3k total in 2017. I work in tech so I've mostly invested in tech companies. I bought AMZN and GOOG in 2010 or 2011. I bought TSLA in 2017. I'm still holding those. I bought AMD in 2017. Most of these were $2-5k investments at the time. But most of my money is in a total world index fund. It's sitting at around $8m today. I have a $1m mortgage left on my $3m house in SF. You can look through my account history. I've been saying the same thing for years. You haven't mentioned investing *at all* until 1 month ago when you basically said you can't afford a Porsche, don't have much money, but are starting to invest and have lots of time because you're only 39. Like, that's great, good for you. But maybe take a seat on how smart you are about what the market will do in the future. You sound like an idiot.

xypherrz

SF

fatfrog7

No. Grocery stores have margins too. You must go to the source. Bring a cow into your SF home. 

No_Midnight2993

the average SF person does this and they're smarter on average

augustus331

***Almost*** always ending up right is a strong statement and time frames matter a lot. Let's go through the list: 1. **1 million robotaxis on the road, by 2020 (prediction July 2019)**: Zero delivered, used to claim existing cars would appreciate as "autonomous assets." 2. **Level 5 autonomy, by end of 2020 (prediction July 2020)**: Called it "basically solved" while people were dying in Autopilot-related crashes. 3. **Feature-complete full self-driving, by end of 2019 (prediction early 2019)**: Became an annual repeated promise, customers kept paying for the package on the strength of it. 4. **Full self-driving capability, by end of 2017 (prediction October 2016)**: A court later ruled the underlying 2016 promise "false advertising." 5. **Manned Mars mission, 2026 (prediction December 2020)**: Even the far more modest fallback, an uncrewed mission, has since been abandoned too. 6. **Neuralink human trials, by 2020 (prediction 2019)**: A medical device promise, missed by four years, while bigger claims (curing paralysis) kept stacking on top. 7. **AGI, 2026 (prediction April 2024)**: Made right after his 2025 AGI prediction had already failed. 8. **Cross-country autonomous drive, LA to New York, by end of 2017 (prediction October 2016)**: Missed by 8 years, eventually done by an outside owner, not Tesla. 9. **Uncrewed Starship Mars mission, 2026 (prediction March 2025)**: Quietly shelved with a 5 to 7 year delay just months later. 10. **Hyperloop LA to SF in 30 minutes**: Never built, arguably never seriously intended as an engineering project. 11. **Commercial Neuralink deployment, 2026 (prediction November 2022)**: A Chinese competitor beat Neuralink to actual commercial approval this year. 12. **External Optimus sales, late 2026 (prediction July 2024)**: The 8th slipped Optimus deadline per one tracker. 13. **Full rapid reusability of Starship, end of 2026 (prediction January 2026)**: Partial delivery but not scaleable at all. Anyone else want to chime in here?

D74248

It is more complex than just downside protection. Sarting with [Sequence of returns risk](https://www.investopedia.com/terms/s/sequence-risk.asp) When you are younger risk is seen in the context of long term returns. However, in retirement there is the risk of outright failure. Would your relative rather have a portfolio with a 30% chance of leaving his heirs very wealthy, a 40% chance of doing OK and a 30% chance of him living out his life in a Medicaid nursing home, or one where the odds were 5%, 85%, 10%? Your relative needs to come to grips with sequence risk, inflation risk, longevity risk and market risk. The whole package is a tough nut to crack, and William Sharpe [far more qualified than anyone posting here] famously called living off of a portfolio the "nastiest, hardest problem in finance". [Book suggestion 1](https://www.amazon.com/Living-Off-Your-Money-Retirement/dp/0997403403/ref=sr_1_1?crid=JJILC39CPH1D&dib=eyJ2IjoiMSJ9.19zhh2mfVa-U48apMLCduzGO1ShynFsxddJirtOyOBwTov2DMIA1V8jxeISrX6-K7F1HARPka6aUExvhAR1sgrru0545Q77wvbszoMM-HYIKHbijo0JxTe05bcUT4gQwQG27EMRbrW6D8I5Rs9F7trKOLYuyTmy2EoV3iBJTwBQNjQoSCALY9992AYVceNVmK73q_vNextlBWVUCKTrTelQk38KG8a__g7RVqMoJQP0.0OzFgbi5w_EG4CieRyrOuEXArwF9f57yA-4lXcyHKao&dib_tag=se&keywords=living+off+your+money&qid=1786443488&sprefix=living+off+your+money%2Caps%2C186&sr=8-1) [Book suggestion 2](https://www.amazon.com/How-Much-Spend-Retirement-Investment-Based/dp/1945640022/ref=sr_1_2?crid=39SMRZFWP59XZ&dib=eyJ2IjoiMSJ9.WnAYktPR8wBy3vQSVBSSDivs19AXBLVF5bTXRFvSOAftML6GbK8GD6g-SF55jEdK5xOkaQ3GXDqk8A6IVBFVE8v3ABAmDcCdJRb-MD7VRHNLShyrjDpEmhndgiY2dd6hTPdOD1BMlLsNGMu97VpL7CFlpL1mOIu75ceBGXhFagJQS_aqx_QJQXzBCiJjlUJId6J7MDKys5RPpIcoCHFT6rnSHEYuowJUsfvjyXzozsU.TK2CvXDK5g6I6EY3bibim1ut0e6mkkxt1cH-v0sx-5I&dib_tag=se&keywords=wade+pfau&qid=1786443523&sprefix=wade+pfau%2Caps%2C161&sr=8-2) [Book suggestion 3](https://www.amazon.com/Bond-Book-Third-Everything-Treasuries/dp/007166470X/ref=sr_1_1?crid=6SBJWSXN90BI&dib=eyJ2IjoiMSJ9.fVr-jhRGe64HwwsW88qnRecJmk0qviTx9CbxzbyKHaCubvWvM__TxbTCIp34gNzQY2rElfGodGu_szXGtfE5z0AJ3BD9GatBVuMuJYKTICrvBgLxkCc58w4D8vrnO3Wm1EsP9ereUTapoNSTVzXBLdA7UUT1gcp-H6HzLMq7HCfARsEk6M5nMr1ffVxJJy9UFmKCTYTxwYP7BBwl7vRjizzK64zkscsniBuWAcRVyn8.cULq_FMG0GCRKnFMtsVFayAo07mhkbZW08fAeaTnHfk&dib_tag=se&keywords=the+bond+book&qid=1786443618&sprefix=the+bond+book%2Caps%2C166&sr=8-1)

cool-lala

my man is writing this from OpenAI SF hq lol 2 things my fellow degenerate. 1. cost of token go down as time goes right now you use 1000 usd of claude code and pay only 20 bucks 2. open source is the key and China knows it Kimi and DeepSeek are seducing dev from around the world including America COIN CEO said it is easier to plug in Chinese AI and let it work on American soil than use these expensive tokens all the time. 3. Every other company is sticking the AI sticker alike dot com pet dot com is now new shoe company turned into compute company. 4. You only need a limited amount of compute as not all can pay for it and its darn expensive to run DC around the world specially with all the legislation being passed against them in DC and CAL.

cool-lala

man that was rough and soothing at the same time I was born in '02 so a baby in front of yall thanks for sharing my teacher worked for Ken Griffin back in dot come times and he lived in Cal SF and in 08 crisis he said they did'nt had neigbors for north of 8 years. AI bubble is bigger and badder than housing one. From PE to hedge funds to pensions funds to 401ks to SpaceX crap in your retirement accounts to debt by MAG7 to fear of DeepSeek destroying the MOAT of US tech lead in AI to Iran and oil prices and so much more 2026 feels like a graduatation course in one year. Stay safe yall.

Ok-Style4790

Hey man, I’m basically you but 4 years in the future (SF and all). My only advice is to absolutely make sure you have a beefy emergency fund. I did not, and I had to actually move back in with my parents for like 6 months when I got laid off. Other than that l, Get US citizenship if you can in that 5 years. Marry into it if u gotta. It makes a crazy difference investment wise.

Busy_Dingo_5744

Ever since Spirit Airlines went out of business. My flights from SF Bay Area to LA has doubled or tripled and I don’t think it’s the war. Southwest unaffordable now too

Friendly-Visual5446

This logic is extremely flawed. Few clarifications: 1) You mention Waymo gaining market share in SF, sure, but why are uber bookings in SF growing/accelerating? (The answer is self driving increases TAM) 2) Ok, now “if AI were to get 10x better”, yes that would be great for self driving companies, inclusive of the 20+ companies uber is partnered with? Are you suggesting every self driving player will try to build their own ride hailing network? If so, that is an insane assumption. That scenario strongly points towards a consolidated network 3) Where profit comes from - there is so much wrong here. But to simplify, you’re missing: a) how much of North America profit comes from mobility vs. delivery b) incorrectly extrapolating average booking $s with profit (id recommend thinking more through *why* booking amounts would be higher, think through things like cost of labor, insurance, etc) c) Uber’s advertising revenue is growing rapidly - this is one of the main catalysts for improving margins 4) Lastly, on AVs, I’d recommend imagining an extreme scenario, where an AV player takes 50% share in any market. That would mean: (a) there must be enough cars to match peak demand times such that wait times aren’t an issue AND (b) be profitable. You’ll quickly realize that (a) vs. (b) is a major issue, enough cars to match peak demand also means those cars will sidle idle most of the time as demand is variable. Hopefully it starts to click that a hybrid network is the most likely outcome here

Nickeless

Waymo didn’t actually pass Lyft in market share in SF. The “analyses” that said that excluded trips that Waymo couldn’t do like to and from the airport, and trips out of the geofence at the time.

Kepler1571

The Ketamine Kid has channeled at least 5 great SF stories as if they are stuff he will do n the next decade. He is at gold medal level "this way to the egress."

Both-Extension-2404

Every time I visit Canada I just laugh because the entire country is freaking out about how expensive everything is while having similar minimum wages and median wages as Americans dollar amount wise but their groceries and restaurant meals are genuinely dirt cheap Vancouverites would kill themselves if they found out a Mcdonalds combo in Seattle or SF or LA costs like 17 dollars

Necessary_Walrus9360

*It's a strange new world when sales come in "otherworldy" and when you look at the number it'sa six cent beat. Must be some kinda SF tech bro stuff.*

AerieZealousideal330

*Yep I can see him being real popular with the SF hot tub crowd.*

AerieZealousideal330

*Is it just me or does this Leopold guy look like an androgynous vampire. I can see how he would fit right into the SF Ai world.*

AerieZealousideal330

Sam Altman reveals the investing advice billionaire Peter Thiel gave him that helped him amass a $3.3 billion net worth without OpenAI equity *"Get into my SF hot tub and let's play pee-pee?"*

unhappyreach_

He's talking about SF 100%

tryexceptifnot1try

I just left a company that sold their SF and Boston offices in 2022 and tried to replace it with a combo of Scottsdale, Orlando and Austin. By 2025 they started renting offices in both with expansion plans. I was involved in multiple interviews where candidates turned down large pay increase to move from the bay to Austin or Orlando. With COL adjustments we're talking essentially 100% increases. The problem is once talented tech people make more than $250k a year their location becomes much more important than the next marginal dollar. Educated people have been moving to the Northeast and Midwest for multiple years now. I expect Chicago to have a huge Renaissance 

Patient-District-199

I am on my second coffee also, I have SF Bay black coffee Hazelnut creme flavor

Drauren

Should really be not disclosing it on your SF86.

FederalExpressMan

I mean it’s like real estate in major cities like NYC or SF. You’re paying $1m+ for a 1000 sq. Ft. shack built 100 years ago or an apartment that should be worth way less if it was anywhere else.

LostAbbott

Dude wasn't a Wall Street regard.  He was from SF and the big guys didn't like him.  Everything was liquidated yesterday.  It is part of the reason today popped off.

InvincibleRoman

gonna buy some more puts.  my account is all bear gains!!   I already have calls!! its called a house.  I lived in SF since I was 6 years old and I am 40 now and sold the house nearly 3 years ago.  Now its all in another house.  How much upside do I need?!?!?

ZealousidealBee1342

https://markets.ft.com/data/announce/detail?dockey=600-202607290600PR_NEWS_USPRX____SF14625-1

Chrg88

That price buys you a cardboard box in SF

Spiritual-Goat-8711

i was champion in 1990s, but ever since SF2 champion edition i retired

InvincibleRoman

nah i sold my family house in SF and got 1,308,000.   I do 0dte for fun

GneissFrog

>Samsung Electronics, Broadcom Agree on $200 Billion Advanced Memory and Foundry Deal couple more deals likely to follow as the Korea-US meeting in SF yesterday had all the big dogs at the negotiating table next week's playbook might be the same as this past week, long semis in anticipation of hyperscaler capex growth, sell into the pop and short it back down. play the range we're going to be stuck it in for awhile

CrunchyMage

I literally have published Deep Mind papers, live in SF a 10 minute walk from Anthropic and am roommates with an OpenAI member of technical staff leading a research team. I promise I'm not talking out of my ass here, I frequently talk to many people working in these labs. OpenAI is having a hard time raising more at these valuations, and they're delaying IPO BECAUSE their numbers are so bad and they don't think they can get a $1T+ IPO right now. Open source Chinese models are undercutting prices and making it extremely hard to turn a profit on training runs. To increase revenue right now, OpenAI has to increase burn rate, and the ratio of revenue to burn rate has stayed basically the same. They're not getting meaningfully closer to profitability. The subscriptions are INCREDIBLY subsidized. This is well known. I don't even know how you can try dispute that point. API prices are the actual cost of inference + small profit margin. There's so much analysis online showing that you can get like 20-50x more tokens per dollar on subscription if you squeeze every drop than on API. Me personally, I'm easily doing like $4k-5k worth of tokens every month on 2 $200 dollar subscriptions. It's not sustainable. I basically only use Chinese open source or gemini flash lite models in production because the cost to quality ratio is so much better on those.

norcalny_ues

I’m also looking at tickets but for October. Considering flying to SF and then to Tokyo because SF has special flights through Zipair (a subsidiary of Japan Airlines) for under $300 each way. I feel like a lot of people don’t know this. Also select other cities have the same type of tix, I think just less than if you’re flying from San Francisco.

Johns-schlong

Uh, as someone who is in San fransisco pretty frequently, people do in fact jaywalk in SF.

ChiefHippoTwit

Really? He just said no SF contracts till Neutron. They ALREADY got 1.3 Billion for Electron! They will get MORE for Electron just like SpaceX still gets contracts for Falcon 9.

PuzzleheadedChip2720

The solution is the permanent underclass becoming high end baristas for the ultra wealthy. Sell $20 lattes in SF

Own-Philosophy-3986

planning to drive from SF to Houston. any thoughts?

account-names

I explored SF and NYC - considering they both have jobs outside of fashion/hollywood. NYC seemed to win hands down

visionarymind

That’s leaves the fashionistas in SF, the dressed to the nines legislators in the capital, hot wives in OC, & bodacious beach bodies spanning San Luis Obispo to Baja California then Oh, yeah, & the 🅿️®️🔞🧲 capital is in the Valley

_railroaded_

Every other car lol? The rate of teslas is higher in Southern California. It’s maybe 1 out of every 7. Outside of that and the Freemont/SF/SJ/Hayward/Oakland/Union City area: you’re looking at a much lower rate. Hondas and Toyotas seemingly account for over half the cars in the state.

visionarymind

You couldn’t even afford my current suite in SF 😂😂😂🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

Magikarpical

in SF, starter homes are going for 2m now. i live in the bay, my "starter home" (2/2) cost 1.2m. i have a 45 minute commute to SF. if you go far enough to have a 1.5 hour commute from SF, you can get a starter home for 800k in a shit area or 1m for a decent one.

Samjabr

Why do people act so confused about NYC, SF, etc., sky-high rents. I'm not a "sophisticated" economist, but basically, if you don't build units to at least match population growth, rents go up. I know, pretty mind-blowing stuff. The new housing bill will likely make it worse. They are easing financing... Which means more buyers, and absent corresponding a supply increase, prices will go up even more. The FED can't do shit unless they start building apartments in National Parks. Local governments are the only solution. "The [21st Century ROAD to Housing Act](https://bipartisanpolicy.org/issue-brief/inside-the-deal-whats-in-the-final-21st-century-road-to-housing-act/) is a landmark federal law that **eases housing financing**. By relaxing federal rules on community banks, **broadening access to FHA mortgages**, and streamlining funding processes for affordable housing, the legislation simplifies lending and construction."

Buffett_Goes_OTM

But moving off IBM DB2 is considerable which likely requires IT consultants - or just integrate SF to stream data from DB2.

unhappyreach_

SF bro Come Ill show you

kurai-tsuki

Keep in mind a lot of these technologies have been testing for well over a decade; Audi had cars driving from SF to Vegas without driver input in 2015. You should consider the companies that make key components to ADAS, like lidar, sonic sensors, and GPU/sensor fusion. Velodyne is the only name I know

Independent-Eye9513

How the actual fuck does Cathie wood have a job in finance. I feel like a fucking crackhead from the SF streets could be a better stock picker than her

throwaway9gk0k4k569

It's definitely low and contrarian. I just don't see a new-housing or home-improvement turnaround on the horizon yet. Is there something you see that I don't? I don't think you are wrong, just early. I see the consumer economy pretty bad off right now because of the Iran War oil shock. Inflation is going to be up. Consumers are freaked out and there will be ongoing inflation pressures in food and other commodities over the next 6 months at least. Everything I have heard about the housing season this year is bad, EXCEPT in SF bay area where AI tech is handing out money to a select few who are buying, and a few other specific locations. I remember how long it took for the consumer to turn around after 2009. What was "jobless recovery" then is "K-shaped" now... but worse. I don't know if things actually get better this time without something major happening. I don't know how Trump is going to pay back Pulte.

music_is_gud

Hey, not SF!

oaklandorbrokeland

I'm from SF. 4.8k is not a high mortgage here. Mortgage for SFH is like 5 digits. I would only ever buy a home once you have kids and need to figure out a good school district. Buying a home in an area with shitty schools is a death sentence.

dudeofecon

Agree data is big. All SF startups are just data labeling companies right now Idk about $ZETA. Let us know

Fn_Spaghetti_Monster

What is this screen shot even suppose to represent. It doesn't show the the job title, the location or relevant information. Amazon is not paying 300K for mid level Dev Ops anywhere outside of SF / NYC.

Original_Youth_9168

Reminds me of a former boss of mine that lived in SF Bay Area. She rented a home at an older age and I asked her why she hadn’t bought, her answer was that she was waiting for the market to drop because it would. It’s been 15+ years and the area she lived in has not dropped. She ended up moving a few years ago.

rooneylover6969

I can actively assure you, living in Cali, the teslas on FSD are objectively better than the morons in Porsche (recent example) and most other cars driver by humans near SF.

trackdaybruh

Yeah we know SF is higher, but were talking for the entire state

unameitk

Not homes in SF brodie https://preview.redd.it/di87pq59k5bh1.jpeg?width=1206&format=pjpg&auto=webp&s=bf7dc0f8b24de08eb4f984ddf1d7704f60c34f73

DandadanAsia

OpenAI gonna gift 5% to Trump. We are all gonna be on hook if AI bubble pop thus there is no AI bubble. its a smart move to buy house in SF with OpenAI stocks

unameitk

SF real estate is insane right now. Bought a house in 2024 for $1.8 now valued at $2.3M.🚀🚀

myjumboloanapp

since they’re selling homes in SF for pre ipo stock i’m gonna go half cash half stock

unhappyreach_

in SF Yes

unhappyreach_

Texas is the new SF, last I heard shameful behaviors

dayvieee

If anyone owns property in SF let it be known if the building is over 100 years old, good luck getting property insurance. State Farm dropped us at $8k/year and now we pay $14k/year for some half ass city sponsored insurance

Puzzled-Intern-7897

I personally believe that especially the senior engineers are the ones which are a) not present in a manufacturing company that needs ERP and b) are the least likely to want to put their name under a program which they did not write. ERP is not as important to tech as it is to companies with complicated and internationally integrated logistics. Take any gas turbine manufacturer, they procure parts from both inhouse and foreign suppliers, assemble them in house in NA or EU and then ship them world wide, yet their senior engineers won't be able to create anything close to SAP or SF

NoProfessional4650

Just wired the deposit for my Ferrari SF90. FUCK YOU BEARS LMAO IM UP $1M TODAY

HardwareBase

We used to have them here in SF Bay Area. But now somehow looks like vanished.

Spiritual_Bat7343

the platform vs product framing everyone is using kind of skips the actual question, which is whether AV operators choose to distribute through uber or just go direct. uber only wins the platform argument if spinning up your own rider app and network is harder than renting ubers reach. waymo in SF is the counterexample, theyre running direct, no uber needed. so its not really robotaxis kill uber yes or no. its a margin story. uber probably survives as a distribution layer, but the take rate gets thinner because it no longer owns the supply side. the bull take in here that uber keeps a bigger slice per ride once the driver is gone is likely backwards, you lose pricing power when you dont control the cars and the AV operator does. munich being any carmaker actually fits that, uber renting itself out as distribution. real business, just lower margin than the toll booth people are imagining. and a chunk of this is already in the stock given how its traded.

footnotebrief

yes, price is probably the deciding factor for most people. Waymo is actually already running in SF without surge pricing, which is what Uber is most hated for. If Waymo keeps prices flat and Uber spikes during rain or concerts, the habit breaks fast

footnotebrief

Very good observation Asset-light, third-party fleet, keeps the toll. Exactly. Robotaxis just swap the asset owner, Uber stays the marketplace. But for Waymo. Google doesn't need a marketplace. They have Maps, the data stack, and enough brand trust to own the rider directly. They're already doing it in SF and Phoenix without Uber.

footnotebrief

Waymo's already doing it without Uber in SF and Phoenix. They have Google Maps, the navigation data, the full stack. They don't need the toll booth

OkSupport5990

SF software can be easily replaced by a 20 year old with claude or codex

Puzzled-Intern-7897

Yes, but that goes for software that's basically a fancy excel wrapper. ERP systems like SF or SAP are so deeply embedded in logistics, sales, and accounting that any replication via vibe code needs to be done across departments. I just don't see a large company trusting vibe code from an intern in accounting to handle information channels that need to be secure.