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Reddit Posts

r/investingSee Post

On what time scale will Waymo's success affect Alphabet's earnings

r/wallstreetbetsSee Post

Food price regulation

r/wallstreetbetsSee Post

Spotted in SF

r/wallstreetbetsSee Post

07 comments by Janet Yellen as president of SF Fed right before the financial crash. Does this sound familiar?

r/stocksSee Post

Grandfather left me a Stock certificate. Need direction.

r/wallstreetbetsSee Post

Cybertruck in the wild

r/smallstreetbetsSee Post

American Battery Materials Acquires Substantial Mining Claims to Increase Domestic Production of Lithium

r/pennystocksSee Post

Bright Mountain Media, Inc’s Wholly Owned Subsidiary, Wild Sky Media, Announces Deal With Taboola.Com Ltd. (TBLA) A Global Leader In Powering Recommendations For The Open Web

r/stocksSee Post

Driverless ride sharing and Tesla

r/wallstreetbetsSee Post

SF Fed baseline forecast suggests that yoy shelter inflation will continue to slow through late 2024 and may even turn negative.

r/optionsSee Post

The Volatility Drain

r/optionsSee Post

Geometric vs Arithmetic Mean In The Wild

r/wallstreetbetsSee Post

Twilio TWLO good to short?

r/investingSee Post

Can’t Afford Home in our Area

r/smallstreetbetsSee Post

The Global Tin Market Supports Positive Price Outlook

r/pennystocksSee Post

The Global Tin Market Supports Positive Price Outlook

r/wallstreetbetsSee Post

Let’s go Ccl to 35$ help me afford an SF tent

r/stocksSee Post

Paramount Group REIT (PGRE) Thoughts??? Work from home and high-interest rates effects

r/wallstreetbetsSee Post

$ZM calls cannot go tits up

r/wallstreetbetsSee Post

Best vehicle for shorting SF commercial real-estate?

r/wallstreetbetsSee Post

SF police have arrested a fellow technology executive and associate of Bob Lee in connection with the April 4 stabbing of the CasApp founder

r/investingSee Post

How to manage your 401k? I needed some diversification tips.

r/wallstreetbetsSee Post

SF commercial real estate: Office vacancy 28% (CBRE). Rents have fallen 15% (JLL)

r/wallstreetbetsSee Post

BlackStone's Woes and the upcoming CRE issues

r/wallstreetbetsSee Post

What is About to Happen

r/WallStreetbetsELITESee Post

SF Fed's Daly backs more tightening; too early to discuss March meeting specifics

r/WallStreetbetsELITESee Post

Fed needs to tighten more as disinflation is far from certain, SF Fed's Daly says

r/wallstreetbetsSee Post

Office Real Estate BK’s

r/stocksSee Post

Is QQQ a better investment than SF Bay Area SFHs?

r/investingSee Post

What’s the better investment play: real estate or stock market

r/optionsSee Post

Looking for Tax accountant in SF BayArea or remote in US who has experience with options, LEAPS

r/wallstreetbetsSee Post

It takes longer than you think, why the market won't bottom until Q1 2025

r/wallstreetbetsSee Post

Stifel Financial Q4 earnings miss reflects wretched Institutional Group results (NYSE:SF)

r/WallStreetbetsELITESee Post

Stifel Financial Q4 earnings miss reflects wretched Institutional Group results (NYSE:SF)

r/weedstocksSee Post

$100K of goods stolen from SF dispensary; video shows ‘professional criminals’ breaking in

r/wallstreetbetsSee Post

Commercial Real Estate Play

r/pennystocksSee Post

Ferrari is celebrating 2023 with a NFT Giveaway of 900 NFTs with the release of the new Ferrari SF90 Model.

r/wallstreetbetsSee Post

Looking for not-investment-advice for van-liver in SF and 200k a year tech job

r/wallstreetbetsSee Post

Would you trade real estate derivatives if you could?

r/investingSee Post

Unpopular Opinion: Owning your home not necessary a better financial decision than renting a similar property.

r/WallStreetbetsELITESee Post

$IOT Samsara play

r/wallstreetbetsSee Post

Paycom Software Calls $PAYC - NOV.1 Earnings Call

r/pennystocksSee Post

The Very Good Food Company (NASDAQ: VGFC) (TSXV: VERY) (FSE: OSI) To Present At Two Conferences

r/ShortsqueezeSee Post

Just here to say that saw someone post about $BDSX and i’m glad he did.

r/SPACsSee Post

Deal Announcement at TechCrunch Disrupt for OnlyFans? $VYGG is Team is Heavy SF and TC Audience.

r/wallstreetbetsSee Post

Alright which of you dudes did I spot driving in SF this weekend?

r/wallstreetbetsSee Post

Alright which of you dudes did I spot driving in SF this weekend?

r/investingSee Post

Uncertain whether to hold cash or invest?

r/WallStreetbetsELITESee Post

Toys R Us will return to downtown SF — inside the Union Square Macy’s

r/wallstreetbetsSee Post

2022 BEST PLAYS. FROM QQQ CALLS TO P*RN

r/investingSee Post

Is Commercial Real Estate a Systemic Risk?

r/wallstreetbetsSee Post

anyone know a REIT that has heavy exposure to SF commercial real estate?

r/pennystocksSee Post

DD: Stock Analysis: Vivakor (NASDAQ: $VIVK)

r/wallstreetbetsSee Post

Short Term Housing Crash and the Human Response

r/wallstreetbetsSee Post

Help a poor bro who has 5000 PUT on a bankrupting company

r/wallstreetbetsSee Post

Quick Macro Overview - the Fed is Lying to You

r/wallstreetbetsSee Post

CGR Issues Report on Best Bets for Sports Gambling Boom ($DKNG, $WNRS, $PENN, $CZR, $MGM) - Digital Journal

r/wallstreetbetsSee Post

CGR Issues Report on Best Bets for Sports Gambling Boom ($DKNG, $WNRS, $PENN, $CZR, $MGM) - Digital Journal

r/wallstreetbetsSee Post

CGR Issues Report on Best Bets for Sports Gambling Boom ($DKNG, $WNRS, $PENN, $CZR, $MGM) - Digital Journal

r/SPACsSee Post

I scraped r/SPACs for the top ticker mentions in the last 24H. Here are the results (Saturday April 02, 2022)

r/wallstreetbetsSee Post

The Playlist for Rocket Ape the Movie.

r/wallstreetbetsSee Post

Rocket Ape-A WSB Movie. The Playlist.

r/wallstreetbetsSee Post

Rocket Ape-A r/WSB Movie; The Playlist

r/ShortsqueezeSee Post

Keep eyes on $MULN this week

r/wallstreetbetsSee Post

We the people and fate and fate as we know it

r/wallstreetbetsSee Post

We the people would like to be free. The fate as we know it

r/wallstreetbetsSee Post

China Oct smartphone shipments up 30.6% y/y, likely driven by iPhone

r/wallstreetbetsSee Post

China Oct smartphone shipments up 30.6% y/y, likely driven by iPhone

r/wallstreetbetsSee Post

Market Perspective: Recent Trends & Thoughts for the End of Year

r/wallstreetbetsSee Post

Market Perspective: Recent Trends & Thoughts for the End of Year

r/wallstreetbetsSee Post

Why Peter Szulczewski & ContextLogic Inc. Team Will Be Able To Execute (Why I'm Bullish On CONTEXT LOGIC)

r/wallstreetbetsSee Post

Why Peter Szulczewski & ContextLogic Inc. Team Will Be Able To Execute (Why I'm Bullish On CONTEXT LOGIC)

r/wallstreetbetsSee Post

Why Peter Szulczewski & ContextLogic Inc. Team Will Be Able To Execute (Why I'm Bullish On CONTEXT LOGIC)

r/wallstreetbetsSee Post

GanjaBerry bullcase, GLASF & GHBWF

r/wallstreetbetsSee Post

PRTA Stock (Prothena Biotech) set to make double digit % gains!

r/StockMarketSee Post

Here's Your Daily Market Brief For October 28th

r/stocksSee Post

INTC down 12% today. No new information. GPU release date is still Q1 2022. IF successful the P/E much better than Nvidia/AMD

r/weedstocksSee Post

Major Illegal Marijuana Grow Bust In Alameda County; 100,000 Plants, $10 Million In Cash Seized

r/wallstreetbetsSee Post

How Zillow, Redfin and Opendoor manipulate the single family residential/house market

r/pennystocksSee Post

SG Blocks ($SGBX), no short squeeze, just a MASSIVE undervalued company trading at ~0.75x its 2021 forecasted revenue

r/wallstreetbetsSee Post

Why it may be time for an SDC bed shitter (the good kind)

r/wallstreetbetsSee Post

Why it may be time for an SDC bed shitter (the good kind)

r/wallstreetbetsSee Post

Why it may be time for SDC to have a bedshitter week or so (the good kind)

r/wallstreetbetsSee Post

A Long Term Hold in IronNet? $IRNT

r/wallstreetbetsSee Post

IRNT Stock Running In Pre Market

r/wallstreetbetsSee Post

IRNT Gamma Squeeze Set Up

r/SPACsSee Post

Update: $IRNT imminent gamma squeeze

r/investingSee Post

Best ETF to park 10% of downpayment?

r/StockMarketSee Post

$IRNT: Gamma Squeeze Has Happened, Tuesday will be explosive

r/wallstreetbetsSee Post

IronNet Cyber Security Gamma Squeeze Set Up

r/wallstreetbetsSee Post

IRNT Gamma Squeeze Set Up

r/wallstreetbetsSee Post

$IRNT - IronNet Cyber Security - an actual gamma squeeze candidate?

r/WallStreetbetsELITESee Post

$IRNT - IronNet Cyber Security, potentially extraordinary market dynamics at play, the hole in the liquidity rulebook, the mother of all gamma squeezes (MOAGS)

r/wallstreetbetsOGsSee Post

$IRNT - IronNet Cyber Security - an actual gamma squeeze candidate?

r/smallstreetbetsSee Post

$IRNT - IronNet Cyber Security, potentially extraordinary market dynamics at play, the hole in the liquidity rulebook

r/wallstreetbetsSee Post

MTN - Vail Resorts + Caldor Fire

r/wallstreetbetsSee Post

Green thumb up on LCID! Jonny Lieberman from Motortrend driven the Lucid Air Dream from LA to SF under one charge and still had more left! His full report tomorrow, August 25th!

r/wallstreetbetsSee Post

Feel good story

r/wallstreetbetsSee Post

$SKLZ. Cathy wood's favorite. 20% SF. Let push it

r/wallstreetbetsSee Post

“If you continue to purchase assets, the reaction primarily is in pricing, not so much in employment,” the Boston Fed president said. “I don't think asset purchases are having the desired impact on really promoting employment.”

Mentions

Tell me you’ve never traveled without telling me you’ve never traveled. I want to SF and LA myself dipshit, you see crackheads, trash and poop downtown everywhere

Mentions:#SF

There also isn’t a great used market for Teslas because they have a poor reputation and last I read run weeks behind for certain repairs, so I’d be wary of losing my car for weeks if I got in an accident or something broke. This also actually matters because new car buyers care about the resale value, and I don’t know how that market will look long term, but I know these cars seem to depreciate faster than the average car. The fact the ceo retweets Nazis and fascists hasn’t been great for their customer base lol, I live in the SF Bay Area and people are buying other EV’s right now because they can afford some of the different options and this dude is embarrassing. Plus there’s so many Teslas from previous years it doesn’t stand out as wealthy or successful to drive a Tesla and people care about those perceptions. Not to stereotype but successful Indians and Chinese immigrants seem to be driving these cars in my area and they’ve kind of lost the average white buyer because who wants to be associated with Elon and buy his products. It’s like trying to buy a Volkswagen in 1938 or something lol. My roommate was a huge Tesla and Musk fan and owns a model 3, but he’s much less excited about it and it’s technology after owning it and seeing the owner publicly defend Nazis and promote great replacement theories, so he doesn’t brag or talk about his car to people like he used to because the conversation often turns to the racist ceo and that’s awkward depending on the person.

Mentions:#SF

I can't wait to go long on Elon's bottom when he's homeless living in the streets of SF after Tesla goes bankrupt 

Mentions:#SF

That seems very reductionistic. Have you ever tried using Full self driving before? Have you ever sat in a fully self driven car ? I understand people’s skepticism but the current tech is leaps ahead of the competition given what it can do. Additionally this is not an e-commerce site that any person on the road can copy it by just being clever. Machine learning is not child’s play. The work / setup Tesla has for its ML is decades ahead of the competition. Even if someone manages to copy it, they still don’t have the data advantage that Tesla lives with. On accidents: Yes there will be accidents, it is just not possible to launch something like this without accidents. other auto manufacturers don’t even have the same level of capabilities ( try making the car drive itself on the streets of SF) and I can gaurentee you when they reach the level Tesla is at, then they will have even more accidents. Additionally accidents are not growing at an alarming rate. If accidents are a reason for Tesla being a bad company then people should never board a Boeing plane since they have had way more casualties than Tesla cars.

Mentions:#ML#SF

Is it possible to do a tenancy-in-common (TIC) instead of an HOA? That’s quite common in the SF Bay Area.

Mentions:#SF

I've got a chip on my shoulder about people acting as if everything's fine and I'm the one who needs to go touch grass or something... Go to NYC, Chigago, SF, or whatever metropolis is near you, have a sandwich and coffee, and come back and tell me how the experience was... I'm near NY, and over here there are literal gangs shooting up heroin outside of elementary schools... Not to mention people coming into grocery stores, emptying the shelves into XL-size trash bags, and walking out without paying, all while making eye contact with the police officer standing outside Honestly, this is the wrong sub, b/c my problem is bigger than the stock market at this point... I don't care which side of the political aisle y'all are on, but we're arguing about whether or not the government is doing the right thing when the government is basically absent/nonexistent... They literally walked out and stopped governing at some point, and everyone who's still there is drunk at the wheel.

Mentions:#SF

[LMFAO FUCK MY LIFE](https://www.reddit.com/r/wallstreetbets/s/JCKi1f9SF3)

Mentions:#LIFE#SF

Quite a few but I live in the SF Bay Area. There is still quite a backing of unfulfilled orders with production being the limiting factor from what I've seen in the forums and boards of people anxiously waiting for delivery. Just wondering why you felt there was no demand. Thanks for answering honestly.

Mentions:#SF

In practice, Einstein can't really do that, even with all the CRM data SF has today. Source: partner at an IT Consulting firm that implements Einstein

Mentions:#CRM#SF

Half of their stores in NYC and SF are athleisure

Mentions:#SF

I don't have a horse in this race (yet) but if tesla was so close to robotaxi they should have level 3 capability on freeways by now (like bmw) taking on the legal responsibility. Did they even remove beta from the fsd? And doesn't waymo already do robotaxis in SF?

Mentions:#SF

How relevant to the conversation at hand. But I can still go on for days. Starting with oh idk SF-86 breach giving up all my and hundreds of thousands of others most intimate personal information up to Chinese without basic encryption even. But that isn’t what we’re talking about now is it.

Mentions:#SF

I bought my home where the average salary is 2.5x the US median household income that isn't SF. Even our Walmart is nice.

Mentions:#SF

I mean that was true, but the media greatly exaggerates SF’s problems. I live in SF and while it does have its issues, it’s a beautiful city with amazing nature, food, architecture, culture, job opportunities, etc.

Mentions:#SF

Not really. SF is a world class city in a high-population metro while the home in Greece is a vacation home. It makes sense that there’s a lot more demand for the SF home

Mentions:#SF

all reasonable points but electric robotaxis are already on the road in SF and Arizona. Of course, as soon as they go broader the incidents will mount and there have already been some decently-high profile incidents with the existing cars.

Mentions:#SF

lol SF is a joke

Mentions:#SF

Why did you choose SF and not a city more middle of road in income and expenses? Like Pittsburgh, Wilmington, or Dallas?

Mentions:#SF

It was $10.70 in 09/2023 here, north of SF Probably pushing $12 or $13 now

Mentions:#SF

Waymo does it with jaguars in SF.

Mentions:#SF

lol the one in SF is in a less than ideal neighborhood too 

Mentions:#SF

To tell you the truth, from 1959 to 1968, the minimum commission it required on orders under $400 stood at **$3 per 100 shares plus 2% of the amount traded** (subject to a $6 minimum). That was substantial. As recent as late 1990s it costed $180 fee with maximum discount to get advice and advisor placed an order. The lowest price brokerage was Schwab asked for $35 in the later 1980s. One had to call into SF office long distance with a long waiting time. The phone bill was several dollars put one on hold, and on hold. Not long ago, with internet dial up or dsl a trade cost $14.99 a trade. Only \~50% Americans owned stocks in 2000. Investors read news from Wall Street Journal next day. However, Treasury saving bonds and saving account were very popular. It paid 4-5% and after 25 years the law of compound interest added up quickly. Unless one worked for a small company privately owned, most companies had a pension program contributed by corporation. If one worked at one of these large companies for over 15 years, chances you can count to stay there until retirement. They did not lay "lifer" employees off before retirement, unless the employees messed things up. People by choice did not move around like today. With a shorter life expectancy of living to 70. Most retirees had just have a few years of retirement life. Modern people have to save more because many are washed out very early on and live longer.

Mentions:#SF

I personally wonder if at some point the interest rate hikes actually hurt the inflation number for rents: If interest rates are high enough to scare off new home builders but not high enough to result in sufficiently decreased job growth in the mega cities then you end up with a higher [jobs-to-housing ratio](https://housing.wiki/wiki/Jobs-Housing_Balance) (JtH ratio, I made up this acronym). The general accepted number for a good JtH ratio is around 1.5 from what I have read. You could argue for up to 2 and down to 1.1. Some people move out of an area so if you have a ratio of 1 then you have too much housing. If an area is large and doesn't have that much job growth then 2 might be OK because older people move out and the such. The SF Bay area in total [is at 4.3](https://www.biabayarea.org/san-francisco-bay-area-jobs-housing-imbalance#:~:text=The%20Bay%20Area%20since%202011,%2DHousing%20'Balance'%20chart.), [LA is 4.7, and San Diego is 3.9](https://en.wikipedia.org/wiki/California_housing_shortage#Ratio_of_residents_and_jobs_to_housing_units). with these kind of numbers the price for housing just has to go up. If you limit to more city center type areas then the numbers get even higher like 6+ in SF.

Mentions:#SF

Retirement now. Don't worry about a house until you get your job. You have no idea what the job market will be like in a few years. SF is pretty saturated with physicians

Mentions:#SF

Buddy I go to TNS warehouses that are 2-3 million SF.... I also am a contractor that is "high enough on the totem pole" to work with operations engineering and sr.ops so I know far more about these topics than you really think. Also been doing it for years and been to dozens of locations usually on 2-8 week projects. Amazon pays their workers between 15-20 and hour so unless you are paying people pennies you really are out of touch dude. Most employees who have been there for like 3 years make like $24 unless they have a job that requires a degree. They also aren't safer or cleaner??? My company works with other companies other than Amazon and usually their warehouses are almost the same? Amazon has injuries at some locations daily I have literally sat in their morning meetings and heard the briefs? And if you think a bunch of people that can reapply after they are fired in 90 days keeps a warehouse clean then idk man, those places truly are disgusting most of the time. But there are some clean ones I will admit that.

Mentions:#SF

There is only one as far as I know, and it was in the SF bay area, owned By Simone Giertz of YouTube fame (shitty robots) She's since moved to the LA area, and done a second video where they took her "roughed prototype" Tesla truck, and refined it further.

Mentions:#SF

> Truckla Saw one of these in SF a couple times a few years back, I thought it was pretty cool, way cooler than the dipshit truck.

Mentions:#SF

Google operates robotaxis in SF, and they lose a ton of money doing so. Very bearish, especially paired with putting Model 2 on backburner

Mentions:#SF

I ride in the SF bay area and used to see a fair amount of GoPros and action cams. It’s really fizzed out. Our market is a year round playground for road and mountain cycling, high discretionary income. If it is anywhere, it’s here. And I just don’t see much. The casuals drove sales. I see them using phones on handlebars mounts and selfie sticks now. The garden variety smartphone now shoots in 4K. There’s just no need for another device to accomplish the same thing unless you’re doing something specialized.

Mentions:#SF

No, check out what Ms Daly (SF Fed President) said on Friday.

Mentions:#SF

Coming the plague the streets of SF with little to no oversight coming soon!!

Mentions:#SF

> You don't get it do you? Waymo can navigate as well as a Tesla already. The geofencing is what makes it able to be fully autonomous. > No. > You so sure about that? I can't link to Youtube but there's a video of a guy who shows his FSD not even pulling to the right side of the road in a rural area because the lines aren't painted. LOL. > Since Waymo doesn't sell their product commercially as a "FSD" product, you have no way to know this as fact. What we DO KNOW is Waymo is operating FULLY AUTONOMOUS CARS and TESLA IS NOT. > Actually, the only company to have fully autonomous cars right now would disagree. And hint hint...it ain't Tesla > LOL. They're in the suburbs of SF and LA (which is basically a massive collection of suburbs) now. They can even use the highway. [https://sfstandard.com/2024/01/24/waymo-files-cpuc-expansion-los-angeles/](https://sfstandard.com/2024/01/24/waymo-files-cpuc-expansion-los-angeles/) [https://waymo.com/waymo-one-los-angeles/](https://waymo.com/waymo-one-los-angeles/) > Again, you have no way to account for this since they don't sell their tech that way. Bro, you got Musked. You believe the hype that Musk tries to push via the cult. Truth is, Waymo is FAR beyond Tesla.

Mentions:#FSD#CARS#SF

From what I was calculating it comes out to around $16K per month after tax. There are some nice 2 bedrooms in downtown SF for around 4-5K a month. That gives me $10 grand or so a month for 0dtes. Of course I always tip well I have class.

Mentions:#SF

I take driverless taxis all the time in SF. They’re pretty common. Tesla is dog shit tho, I don’t support them entering that market

Mentions:#SF

They use lidar - and they are still remote controlled in many situations. Doing it without lidar is possible I just think the timeframe is way longer than ppl want to believe. After it works perfectly - then there's the regulatory hurdles. People in SF hate Waymo cars because they just stop in the middle of the road all the time and wait for an employee to tmrw more control it. It's not all working smoothly.

Mentions:#SF

Waymo already doing it in a few cities, SF for over a year now and expanding to the entire Bay Area. The real struggle is the permitting and elong gonna be way behind while waymo keeps taking up market share. 

Mentions:#SF

Robo taxis that get set on fire by people in SF ![img](emote|t5_2th52|4271)

Mentions:#SF

Driverless taxis already putt around SF, this isn’t really new

Mentions:#SF

Cruise worked better than FSD and still got banned. And that's in SF. Imagine across the US. EVs are still not mainstream, people are not going to be comfortable getting in that. Plus it's all about regulations, biden and trump are both against elon

Mentions:#FSD#SF

That's only in 2 markets in one state. Texas always gets over built during real estate booms because of how easy the entitlement process is there. Just go back and look at how bad things got during the s&l crisis. Dallas industrial vacancy is 8.1%. in 2010 it was 11.5%. and it shot up because there was 11.5 million SF delivered whereas the previous year was only 8m and historically it was more like 6m.

Mentions:#SF

I am afraid the (C19 accelerated) WFH revolution has doomed CRE in large cities. And many companies are stuck with leases or ownership of unused space. And if employees don't come, public transit, businesses (restaurants, stores, pharmacies etc.) nearby suffer. And there is the urban doom loop. Seems to have appeared in SF already. Coming soon to a big city near you. Especially since wireless internet or Starlink cover just about the whole population, even rural WFH could grow. An aside, fed rates are a signal and a benchmark, but do not set business or mortgage loan rates. Those rates have fluctuated in the time the fed funds rate has remained constant. Expectations are key. Well, that and creditworthiness.

Mentions:#WFH#SF

Unfortunately I live in the SF Bay Area so this is at most 1/3 of a house down payment but yes, a big W for button pressing

Mentions:#SF

Will be interesting to see the final numbers. I mean it's probably in reality less than 25%, since most fast food places seem to be paying more than the state minimum wage anyways. Also minimum wage is higher in some parts of the state, like in SF area, it's already up to 18.67 for all workers this year. [https://www.sf.gov/information/minimum-wage-ordinance-0](https://www.sf.gov/information/minimum-wage-ordinance-0)

Mentions:#SF

Walgreens also has just walk out tech. I see it all the time in SF. No idea why the stock is at a 26 year low tho.

Mentions:#SF

Before taxes? Yes that's tight in NYC or the SF Bay area. But $ 120k after taxes? Come on that should go a long way even in expensive places

Mentions:#SF

I see now.. I think you’re looking at last week bud 😂 Powell was in SF last Friday 😆

Mentions:#SF

Heard it here first - 50%+ Asian Irvine whose rep was Katie Porter and SF are conservative enclaves. Not the Central Valley or Huntington Beach Glue eater lol

Mentions:#SF

Embarrassing? lol go to some of the richest areas like SF, Irvine, Laguna, Beverly Hills and it’s like half the cars that you will see. I live here, you’re delusional. Like genuinely delusional. Replace some of these words and you sound 1:1 with those “go woke go broke” schizos

Mentions:#SF

You’re nitpicking at small details. It’s a big picture thing. It looks like I’m generalizing an entire state based on its most expensive cities, but if you look at the proportion of people who live in the big cities, compared to not, it’s the more relevant statistic that is more closely aligned with reality. You’re asking me not to over generalize states like California or New York, as high cost of living states, when there are people outside of SF, SJ, LA, or NYC/Manhattan that make and survive on way less. But you want me to ignore the fact that those cities are more populated than those lower cost of living regions within the state? I over generalize because like I said, these highly populated towns and cities are located on costal states. Costal states that are generally expensive because most of the population flock to these metropolitan and urban environments for better job prospects, better weather, more lively social scene, whatever. Michigan is a great example. Yes there are some houses that go for as low as $100-200k a year, but how many people live in that region, compared to say, Boston, which *does* require a 6-figure income to comfortably live in? And in those less densely populated regions, where houses are relatively cheap, what’s the average minimum wage like? $8-10/ hour? Making around $20-30,000 a year before taxes, in a place where houses are $100-200,000, is the same as living in a high cost of living region that has $1,000,000 homes, and the average minimum wage is $20-$25/hour, totaling to about $40-50,000/year. The big picture point: The places that are more affluent with job prospects, better weather, and bustling with people in general, is where most of the country lives. You can’t deny that. And most of the people who live in these favorable places, the average joes, aren’t making enough to comfortably live there. Which is why a lot of people are “living paycheck to paycheck,” even though there is evidence to suggest that the American people are making a lot of money than people think. Even though there is evidence to suggest that the average American is making more money than people thought, they forget to consider the fact that the cost-of-living for the average joe is increasing faster than their salaries.

Mentions:#SF#SJ

They are a top tier data lake /data warehousing solution amongst other things. We (a client) are doing an on-prem>SnowFlake AWS tenant conection test soon. Doing all the arch & design work now. It is expensive but if you are mandated to be able to pull useable information from massive volumes of unstructured data SF is one of the big boys in the market and it apparently works amazing once in olace. Someone said they got rid of it and going back to Azure, curious in what way you were using SF that MS AD/Azure/MS cloud services can replace Snowflake?

Mentions:#SF#MS

Since coming back to WSB since 2021, I forgot how entertaining it is, but also how insanely reactive people are. They see one green candle and think they are in the next SF gold rush. Chill

Mentions:#SF

Back in the early to mi- late 2000’s we were doing alright. my wife stayed home to do most of the child rearing while I went to work but $h1t went south. Living in the SF Bay Area we were hit by the ‘08 recession, I lost my job, our home (over 100k down and still had to short), my 401k got a job offer clear across the state (like 600 miles) to West LA worked a year, got laid off again, then got a job at 50% of what I was used to making. Did I mention we have kids? Yeah, lost their college fund. My daughter was in the middle of 8the grad son was in the middle of 5th grade. Not the best time for this to happen. In any case, we tried to do everything “right” but as others have said the game is stacked against us. We were up against lenders giving out NINJA loans to people that had no way to pay, mortgage backed securities and the economy tanked. We never stood a chance. I was in my late 39’s early 40’s then, 50’s now We are still recovering which is why I’m here to learn as much as I can. Not sure what stage of life you’re in but I was taking to a guy that’s a bit older than me and were taking about my son wanting to get into real estate and flipping homes. He’s a firefighter and has the extra time. His advice not my son was DO NOT BE AFRAID OF THE ZERO’s. Make the mistakes early on and move forward. The point in me going in like this is that take risks while you’re young, something will pan out. The bigger the risk the bigger the reward! But even if you’re a schmuck like me you will be OK but now the risks have to be more “calculated”. I wish I wasn’t afraid of the zero’s earlier on. As you can see even if you play it safe you can still lost it all. The game is rigged but DO NOT GIVE UP. Learn and move on!

Mentions:#SF

Already happening in SF lol 

Mentions:#SF

It’s going to ok. 1st I think it’s awesome that you are taking risks to better your position in life. Everything is a risk anything can go south. There is only so much control you can have. If have minute read my story below… Back in the early to mi- late 2000’s we were doing alright. my wife stayed home to do most of the child rearing while I went to work but $h1t went south. Living in the SF Bay Area we were hit by the ‘08 recession, I lost my job, our home (over 100k down and still had to short), my 401k got a job offer clear across the state (like 600 miles) to West LA worked a year, got laid off again, then got a job at 50% of what I was used to making. Did I mention we have kids? Yeah, lost their college fund. My daughter was in the middle of 8the grad son was in the middle of 5th grade. Not the best time for this to happen. In any case, we tried to do everything “right” but as others have said the game is stacked against us. We were up against lenders giving out NINJA loans to people that had no way to pay, mortgage backed securities and the economy tanked. We never stood a chance. I was in my late 39’s early 40’s then, 50’s now We are still recovering which is why I’m here to learn as much as I can. Not sure what stage of life you’re in but I was taking to a guy that’s a bit older than me and were taking about my son wanting to get into real estate and flipping homes. He’s a firefighter and has the extra time. His advice not my son was DO NOT BE AFRAID OF THE ZERO’s. Make the mistakes early on and move forward. The point in me going in like this is that take risks while you’re young, something will pan out. The bigger the risk the bigger the reward! But even if you’re a schmuck like me you will be OK but now the risks have to be more “calculated”. I wish I wasn’t afraid of the zero’s earlier on. As you can see even if you play it safe you can still lost it all. The game is rigged but DO NOT GIVE UP. Learn and move on!

Mentions:#SF

SF is a shit hole pillaged with homeless. Shoot themselves up the anus-hole on the street with drugs and break / steal your shit.

Mentions:#SF

Well FSD is irrelevant for you then because CPUC hasn’t approved any company to operate L3 or L4 outside of SF. By June, Waymo is expected to expand to peninsula just short of South Bay. My point was Waymo is far, far more impressive than FSD and unlikely to work as well in the near future. It’s not cutting edge, I’m not sure it’s even in second place. Even if it were, I just don’t see how much more they can charge or how much uptake they will have at the current price. They could run a robotaxi fleet, but again, I don’t know how profitable that venture is. >it’s slow for my taste That’s a business decision they made so human drivers don’t organize against them politically. If there were multiple operators with one of them driving faster and more aggressively, it would create an arms race and regulatory bodies would regulate SDV aggressiveness.

Mentions:#FSD#SF

I have in SF. It’s slow for my test. Also I live in east Bay Area which is 1 hour 30 minutes away from SF. What’s the use of that to me?

Mentions:#SF

Whether its government approved FSD or not, I don't feel like they're getting credit they deserve for autonomous. There's plenty of raw footage on youtube of trips like SF to LA completely unnassisted.

Mentions:#FSD#SF

Huh. Child demanding his cookies is all I see from your post. You are an SWE? Don’t you know each features release actually gathers data for analysis for the next feature release? Btw, Waymo has been around for many years and still can’t get out of SF. And I’m not excusing Elon for messed up timelines. But I’m not daft to not understand the incredibly complicated background neural network work being done behind the scenes. Surely being an SWE, you should be able to relate to that and not just parrot same old Tesla hater Internet headlines

Mentions:#SF

Most existing Tesla owners know that FSD is just the standard lane following cruise control with lane change feature thats available in lots of cars now ( lexus, benz .. ) And if you get fully autonomous driving, why would anyone want to own an autonomous car, when autonomous taxis will be much cheaper, available anytime much more than taxis today and won't have the maintenance and cost depreciation of a car. This is why the real FSD companies (Waymo, Cruise) with real level 4+ autonomous cars are all running taxis, not selling cars. Further implementing real level 4+ autonomous vehicle requires huge effort and mapping of local roads and terrains ( Waymo took years to add SF and LA for their autonomous/FSD taxis and it still doesn't cover the whole of the city). Tesla will never implement a full FSD, because it will kill their car market. They just want to keep the illusion of a future FSD and sell a 12k FSD vaporware.

Mentions:#FSD#SF
r/stocksSee Comment

I think L4 and L5 will happen. Waymo already has L4 approval in many cities (Austin, LA, SF, Phoenix). I don't think L4/L5 will happen with the vehicles Tesla is selling today because they don't have the redundancy in safety critical hardware required to operate as fully autonomous vehicles without drivers.

Mentions:#SF

People in SF just place cones in front of them to shut them down lol

Mentions:#SF

V11.1 I’m traveling now so it hasn’t been updated for about a week which I don’t think I missed any major updates. Perhaps it’s just Hawaii FSD sucks in because I swear I see some guy doing videos with very good results in SF I think? As far as Honolulu, Hawai’i… no way, I trust driving with my knees over FSD. I’ve been a big advocate for it too for all these years but it really does suck.

Mentions:#FSD#SF

Biden is going to think it's the SF bridge for fuks sake

Mentions:#SF

there are a couple in SF, always draws a laughing crowd ... douchie tech bro runs off with his head hung low

Mentions:#SF

I saw two trailers of cybertrucks going north bound on Interstate 5 between LA and SF. I thought that was very weird since most Telsa vehicles travel southbound on I5.

Mentions:#SF

Gonna get absolutely twisted in SF for the second night in a row

Mentions:#SF

It seems that filing this information as an exhibit to the 8-K is allowed by the SEC in lieu of a prospectus. Learned something new. Thanks again. Here is the rule from the SEC website for anyone interested: "Regarding an offering of asset-backed securities registered on Form SF-1 (17 CFR 239.44) or Form SF-3 (17 CFR 239.45), in lieu of providing the static pool information as required by Item 1105 of Regulation AB (17 CFR 229.1105) in a Form of prospectus or prospectus, an issuer may file the required information in this report or as an exhibit to this report."

Mentions:#SF#CFR#AB

Not at all, lack of oversight and diversification of deposit base. You could point out the lack of a risk officer as well. Regulation of that bank was purview of SF Fed.

Mentions:#SF

Researchers have found that 100% of people who talk shit about California couldn't even afford to live in SF/LA/SD anyway

Mentions:#SF#SD

dont bet on Kamala to do anything! remember she was a district atty in SF, and was a hard ass. her mother was cool, her sister maya is cool, kamala is and always has been a cnt reclassifying weed wont make much difference anyway, youre still dealing with potheads

Mentions:#SF

I went to Trader Joe’s in SF yesterday and the Nordstrom rack, bbb, and ulta store that used to share the complex 3 years ago are all gone. Shit is bleak for commercial real estate. 

Mentions:#SF

As a user for 8 years or so, I hate hubspot, total piece of shit. But everything else is too. The will very likely eat up SF market share over next decade unless AI stuff yada yada

Mentions:#SF
r/stocksSee Comment

Also expanding from SF right down the peninsula (including two major highways) and greater LA.

Mentions:#SF

Honestly I'm starting to think something is rotten specifically in at the United facilities in SFO. Most of the flights with issues were either from or to there. Sabotage or just stunningly incompetent employees (maybe hired for reasons besides competence... given that it's SF).

Mentions:#SF

The Dales Report is doing a show on Sunday at 8pm for anyone that is interested. https://www.youtube.com/watch?v=4SF5wIwLEZA

Mentions:#SF

you got some sick skiing nearby worst is probably SF at the moment with all the crime and the homeless

Mentions:#SF

is there any significance of SF here so many of the routes where issues have happened is en route or leaving sf?

Mentions:#SF

question, why are almost all the issues happening with san francisco on the route? like in the article the other four are either coming or going from SF. is there any relevance to that?? and I’m not just asking bc I live in the Bay and now I’m freaked out to fly lol.

Mentions:#SF

I'm so confused how people afford to live in LA. The houses are like $1 million minimum (probably more) but there's not exactly a ton of high paying tech jobs like SF or finance jobs like NY, so what the fuck do all these people do? It's not like they can all be from old money

Mentions:#SF

There is no up-selling in RE market. Rich people who buy mansions do so, coz they want one and not coz the RE agent convinced them to. Having said that, fixed fee can be based on square footage, say $2 per SF etc

Mentions:#SF

Those people you see on the streets of SF are among those maintaining these planes for United. Not sure what else they expect

Mentions:#SF

Not everywhere is like the Bay Area or Seattle. Many places are much easier and cheaper to build in. Many of those places had millions of people moving to them during Covid. Investors and builders got greedy and now are sitting on unfinished builds, and unstarted builds on empty lots. Not as many people are moving now. The commercial real estate threat is not just from empty offices in NY and SF. It’s also in residential in these areas that over built. Can’t raise the rent if no one is there to pay the bill. Haven’t even brought up the saturated air bnb market yet. It’s all very bubbly

Mentions:#SF

I've done more thinking, and I have a couple of guesses. Again, these aren't jabs, they're just thoughts. * You either have a masters in finance or a CFA * You have the arrogance of someone who thinks finance should operate in a specific way, but you lack the humility of a doctorate or someone like Damodaran * You've never worked in an investment bank * Potentially IM/RIA, but definitely not anything tied to capital markets or an actual trade desk * It's not clear that you do work in finance but if you do you're in the back office * You live in a non-metro city - NY, LA, CHI, SF Bay - this ones more of a toss up, but I'm willing to put it out there - sometimes you can just tell ![gif](emote|free_emotes_pack|give_upvote)

Mentions:#CFA#CHI#SF

Tell us you've never driven in Boston without telling is you've never driven in Boston. ​ > San Francisco is full of pedestrians, buses, street cars, scooters, and emergency vehicles San Francisco is a fucking grid. Waymo only needs to know right angles. The only place where SF is not a grid is SoMa and even then, it's still a grid rotated 45 degrees to the other grid. Boston is not a grid. Boston has tunnels that overlap surface roads -- let's see Waymo figure that shit out.

Mentions:#SF

It shocks me that they could not break the glass when it seems to be virtually unstoppable by the bippers in SF.

Mentions:#SF

Thieves in SF seem to have no problem with the windows

Mentions:#SF

It's such a weird meme on the right that SF is "overrun". We don't have crackheads, we have fentanyl-heads, that's how I know you're not a local.

Mentions:#SF

Might as well just ask hobos in SF, I'm sure for a $20 they'll tell you what works and what doesn't.

Mentions:#SF

Software dev, even in the lowest paying cities you’re starting at 80k a year minimum. In hubs like SF, NYC, Austin, min 130k starting, with some much higher. There are also trades like plumbing and electrical where if you had started at 18, you could be making 100k a year easy by 23 if you were in the union. You’d have to work some OT but it’s doable at that age. 

Mentions:#SF

figure out which regional banks are over exposed to SF commercial real estate and junk used car loans. Buy lotto puts on them ever friday starting this Friday. They always announce bank failure and general fuckery on Friday after close to fuck retail. Use this pattern to your advantage. If the put has a 100x, you have 99 tries to be in the green. Something has to break in the next few months.

Mentions:#SF

Depends where in SF. Neighborhoods like Tenderloin? Hard pass

Mentions:#SF

Waymo already fully works in major cities like SF. You should try riding one. It's an experience.

Mentions:#SF

True! FSD has been promised for years and years, yet for the last 4 years in Phoenix you can hail a Waymo no problem. There’s been strong growth in SF for Waymo the last year. Rode in them a bunch my last trip up there, such a quality service. As I noted in another comment, it’s such a shame that Waymo is still private. After using their service just a few times, I’m all in.

Mentions:#FSD#SF

For most places except maybe like SF lol

Mentions:#SF

I hear ya ... my great grandmother thought cars were a FAD because they kicked up way more dust than the horses ever did in SF

Mentions:#FAD#SF

they are getting smarter, in the 80's they used psychics to create trader profiles. Obviously when the stocks market bubble poped in 90 they all started doing TV shows and guest appearances. I head there are alot of psychics in SF so they may have a really interesting read on you.

Mentions:#SF

I work for a company that utilizes Oracle or at least used to before moving onto Salesforce. Oracle is such a dinosaur product and the only reason the company I work for still uses it is because it’s almost impossible / too time consuming to move everything over to SF. It’s slow laggy and so outdated but we are almost completed with ditching it. This company surely has to be on the way out but I’d bet the fall off comes in 2-5 years. Anyone have additional experience with Oracle?

Mentions:#SF

No dude. You’re misinformed. Waymo is just another failed disruption attempt. The tech doesn’t deliver on its promises. Look at Cruise and how society accepts that disruption in SF. They obstruct traffic. How likely is that the safety of Waymo, Cruise, et al. products will comply with safety regulations in more stringent markets like EU/JP? This is free advice. Take it or leave it.

Mentions:#SF#EU