AGI

EastsideTechDad

* **Replacement & Reorganization:** Amazon CEO Andy Jassy is restructuring the AGI unit into a broader division that includes custom silicon (Trainium) and quantum computing. **Peter DeSantis**, a 27-year Amazon veteran and current senior vice president in the cloud unit, will lead this new, unified group.

CitronInfinite5304

Everyone circle jerking about AI being a nothingburger because of their chatgpt results or cause theres no AGI yet. These businesses just want it to be good enough to replace you. Which it is for many people, they are doing it, and will continue to do.

lysergalien

Feel the AGI

A55BAG

Elon will deliver AGI this year, sex bots next year. FSD has been one year away for 12 years 😅

LosHuevos69

AGI. Pocket aces. (Likely not happening)

PoemNo2510

Sipping my tea, after your comment. 145 billons debts for open AI, SSD out of price for the consumer, and the biggest mistake: thinking that computing power and data centers will create that beautiful AGI age. DeepSeek put them on their knees with a 30 years and post graduate students and less cost. Stuff is going to crash, they are cooked. NVDIA is about to follow, the Chinese are having their own. Buying cheap for what? What is the point, if the whole thing is a bubble? Building another one? That is so 20’s century. Did that I mention other countries slowly dumping bonds? You don’t see what is happening. New trades routes being created, new alliances? My friends told me this: diversify with a foreign portfolio, they all told the me this was going to happen. To big to fail, who’s going to pay the mess? I love tea.

eggplantpot

I 100% agree with this. LLMs are a bruteforce to the problem. Bitter lesson yada yada, but some labs are looking beyond LLM architectures and that’s where AGI lies

juiced911

AGI is an unfathomable paradigm change. Is anyone working towards AGI though? LLM is very unlikely to achieve AGI. They need another method beyond LLM. LLM is just a “next step” prediction. It’s really advanced interpolation— not reasoning or thinking.

eggplantpot

I mean that was not his point. He said that AI hype is funneling money to CTOs to up the technology stack of companies regardless of AI or not. It’s a sensible point, but I also agree he has no clue what is going to happen. He is assuming the current state of AI will be the same than the state of AI in 10 years. Yes 500B is a lot of money, but how much benefit to humanity could real AGI bring.

stonescape

Thanks I'm already heavy in B, and some AGI. Just added some GFI to the mix I've been thinking about. I also just added some BCI that looks really interesting. Not familiar with that kind of holding though, so will look into it some more to see if I want to grow a position.

Worth_Heart_2313

Remember this day last year, bols were excited about the upcoming AGI and Coreweave IPO.

Iodide

Meanwhile, insignificant small businesses like one called "Amazon" got caught claiming "15k layoffs (of mostly higher paid senior employees) due to AI!" while simultaneously having 12k H1B applications in. Suspiciously, Trump threatened $100k fees for each H1B application very near this time. Amazon got a big stock boost from their announcement thanks to mediocre investors getting off at the thought of AI replacing jobs, but when caught with the H1B applications, changed it to "30k layoffs". Maybe to cover the threatened $100k/application fee, or just to muddy the waters. So we're still in "AI = Actually Indians" territory. Maybe after AI investment slows to a trickle and influencers/billionaires pivot to "LLM wasn't real AI, but QUANTUM AI (from this shitty startup and not from AI-and-also-quantum-computing leading expert Google) will be TRUE AGI" to redirect the venture capital firehose

GiantKrakenTentacle

Fundamentally LLMs are no more powerful than any other machine learning tool. Does that mean they're useless? No. But it does mean they're not worth nearly what people are valuing them at. An AI agent would only become a multitrillion dollar revenue source if it could be thoroughly trusted. But LLMs can't even tell you how many R's are in the word strawberry. This is an example of a structural, fundamental flaw of LLMs that won't get any better by scaling up. We won't be seeing ChatGPT or any of its competitors becoming the first true AGI. Machine learning tools are very powerful, but you also need to be very careful when applying them outside of their intended use. Instead, AI companies are claiming that LLMs can do it all and the market is eating it up, but it's simply not true.

javierthhh

It’s all good man, once AGI becomes our master then money won’t be real anyway. We aren’t gonna have water either but who cares?

advantage_player

I still can't get over the fact that in the age of AGI silver is the big winner

WildTadpole

In 50 years Tesla will be a year away from FSD, OpenAI will be 2 years away from AGI, Iran will be 2 weeks from developing nuclear weapons, and bulls will still be waiting for their SPY 700Cs to print 😂

FrostingSecret6900

**na lol** **Shift to AMD MI455X Instead of TPUs**: The same note specifies Meta is opting for AMD's Instinct MI455X accelerators over Google's TPUs for upcoming deployments. This isn't a full replacement but a strategic purchase shift to meet escalating inference and training requirements more efficiently. Meta has been AMD's largest AI accelerator customer, accounting for about 42% of AMD's 2025 GPU purchases (over 250,000 units of MI300X/MI325X/MI355X). Analysts project Meta to acquire 300,000–400,000 MI355X units in 2026, with the MI455X building on that for even larger scales. [$AMD](https://x.com/search?q=%24AMD&src=cashtag_click) **Helios Rack-Scale System**: Meta co-developed Helios with AMD, a rack featuring 72 MI455X GPUs and 18 EPYC "Venice" CPUs (Zen 6, 256 cores/512 threads on 2nm). It targets yotta-scale AI (10\^24 FLOPs), with aggregate 31TB HBM4 memory and 1.4 PB/s bandwidth. Meta is projected to deploy 5,000–10,000 Helios racks in 2026, supporting Llama models and a push toward AGI. This validates AMD's traction, with FY2026 revenue estimates at $70–100B, half from AI GPUs. Cooling is direct-to-chip liquid for both GPUs and memory, emphasizing efficiency in power-hungry data centers.

FrostingSecret6900

**Shift to AMD MI455X Instead of TPUs**: The same note specifies Meta is opting for AMD's Instinct MI455X accelerators over Google's TPUs for upcoming deployments. This isn't a full replacement but a strategic purchase shift to meet escalating inference and training requirements more efficiently. Meta has been AMD's largest AI accelerator customer, accounting for about 42% of AMD's 2025 GPU purchases (over 250,000 units of MI300X/MI325X/MI355X). Analysts project Meta to acquire 300,000–400,000 MI355X units in 2026, with the MI455X building on that for even larger scales. [$AMD](https://x.com/search?q=%24AMD&src=cashtag_click) **Helios Rack-Scale System**: Meta co-developed Helios with AMD, a rack featuring 72 MI455X GPUs and 18 EPYC "Venice" CPUs (Zen 6, 256 cores/512 threads on 2nm). It targets yotta-scale AI (10\^24 FLOPs), with aggregate 31TB HBM4 memory and 1.4 PB/s bandwidth. Meta is projected to deploy 5,000–10,000 Helios racks in 2026, supporting Llama models and a push toward AGI. This validates AMD's traction, with FY2026 revenue estimates at $70–100B, half from AI GPUs. Cooling is direct-to-chip liquid for both GPUs and memory, emphasizing efficiency in power-hungry data centers.

FrostingSecret6900

**Shift to AMD MI455X Instead of TPUs**: The same note specifies Meta is opting for AMD's Instinct MI455X accelerators over Google's TPUs for upcoming deployments. This isn't a full replacement but a strategic purchase shift to meet escalating inference and training requirements more efficiently. Meta has been AMD's largest AI accelerator customer, accounting for about 42% of AMD's 2025 GPU purchases (over 250,000 units of MI300X/MI325X/MI355X). Analysts project Meta to acquire 300,000–400,000 MI355X units in 2026, with the MI455X building on that for even larger scales. [$AMD](https://x.com/search?q=%24AMD&src=cashtag_click) **Helios Rack-Scale System**: Meta co-developed Helios with AMD, a rack featuring 72 MI455X GPUs and 18 EPYC "Venice" CPUs (Zen 6, 256 cores/512 threads on 2nm). It targets yotta-scale AI (10\^24 FLOPs), with aggregate 31TB HBM4 memory and 1.4 PB/s bandwidth. Meta is projected to deploy 5,000–10,000 Helios racks in 2026, supporting Llama models and a push toward AGI. This validates AMD's traction, with FY2026 revenue estimates at $70–100B, half from AI GPUs. Cooling is direct-to-chip liquid for both GPUs and memory, emphasizing efficiency in power-hungry data centers.

Celticsmoneyline

They just started scaling LLMs full-steam-ahead as soon as they passed the Turing Test. They’re not actually thinking or getting closer to AGI, it’s all an illusion

ihopethisworksfornow

Ehh that’s just not true. Google’s Deepmind, Anthropic, Meta, Amazon (literally has a division called AGI Lab), and xAI have all publicly stated they’re doing research on AGI. In the case of xAI, Musk literally said that was its purpose. And of course via Altman, you have Microsoft.

orangeyougladiator

Yeah they think an infinite LLM feedback loop is AGI so

ihopethisworksfornow

Why would we even want actual AGI? Like *actual*, sentient AI? Why would that be desirable? It just seems…I don’t know, *a little lackadaisical* if you will, to create a slave race of hyper intelligent robots. Like we can just make automatons. The shit does not need a sense of self. This is like Rick and Morty butter passing robot shit. You could just *not* make it that way. It would probably be easier ffs.

LightBroom

That's AGI for you = Ad Generated Income

yingkaixing

AGI: have you considered a RAID: Shadow Legends sponsorship

ihopethisworksfornow

Getting pretty annoyed with ChatGPT. Over the past few months, updates have made it so no matter what you put in your personalization prompts, no matter what you have it commit to memory, it still has the same basic bitch more ass ChatGPT personality. This time last year I was able to make my ChatGPT act as my digital assistant with a custom personality of whatever I wanted. That was what I was paying for. I had this thing talking about railing lines and dominating industry while helping me draft goals for the week (based it on Suits, Wolf of Wall Street, and this subreddit). It was fucking hilarious. Which is what I want out of my digital assistant. *A customizable personality*. Now it’s not. Why am I paying for this anymore exactly? I don’t want to talk to this fucking dork. They needa fix this shit and understand what parts of their product are appealing to customers. AGI is a fucking pipe dream within this architecture. It’s a digital assistant. Make it a good one.

dvdmovie1

"There is no nuanced discussion on the internet anymore." I don't think we're 100% there but we're heading in that direction and it's dismaying. "What about the other side with hyperbolic narratives on AI allowing humans to not need to work, UBI, AGI soon. NVDA moon." If you believe the opposite case, imo the best way to go about is to not go dramatic, but the most reasonable, common sense, "I can't argue with that" approach. Or just let them believe what they believe - in an age of less nuance (and more tribalism) in internet discussions than ever they're probably not going to change their minds anyways.

dvdmovie1

"There is no nuanced discussion on the internet anymore." I don't think we're 100% there but we're heading in that direction and I find it very dismaying. "What about the other side with hyperbolic narratives on AI allowing humans to not need to work, UBI, AGI soon. NVDA moon."

foo-bar-nlogn-100

There is no nuanced discussion on the internet anymore. What about the other side with hyperbolic narratives on AI allowing humans to not need to work, UBI, AGI soon. NVDA moon. You tell someone that AI is a bubble. Oh thats FUD. Your point is taken. But accept that the bull side of the narrative is heightened too. Like, we are in a bubble and the hyperbole to justify these historically high valuation (Schiller PE)

Bravadette

Did anyone read [the AGI billionaire emails](https://openai.com/index/elon-musk-wanted-an-openai-for-profit/#september-2017-elon-created-the-public-benefit-corporation-called-open-artificial-intelligence-technologies-inc)? Feel very Prometheus v Zeus. Like it belongs in a Ted Chiang story. Not sure what the implications are.

Bravadette

Did anyone read the AGI billionaire emails?[the AGI billionaire emails](https://openai.com/index/elon-musk-wanted-an-openai-for-profit/#september-2017-elon-created-the-public-benefit-corporation-called-open-artificial-intelligence-technologies-inc)? Feel very promethazine v Zeus. Like it belongs in a Ted Chiang story. Not sure what the implications are.

Kl1ntr0n

PPP forgiveness was a huge error in judgment... huge fraud. ERC.... FML crazy money was centralized, it attracts itself... money. for the sake of efficiency it needs to... efficiency at all costs... infinite efficiency? AGI?

cucci_mane1

Exactly. Look at what meta / google are working on. They are working to take AI to "super intelligence" aka AGI. Basically once that technology comes out, most of human labor will become obsolete.

hv876

Aren’t ads for ChatGPt bearish since that’s effectively Scam Altman’s way of saying they need to make money and can’t monetize AI, yet, and AGI is no where near.

Zachincool

Can’t believe OpenAI finally achieved AGI (Ad-Generated Income)!

CoughRock

do we even have a commonly accepted definition of AGI ? every researcher seems to have their own flavor. Kind of hard to satisfy everyone's definition of agi when some of them are contradictory to each other.

OpeDefinitely

any honest person who has ever worked in AI can tell you that eminent AGI is total bullshit

theineffablebob

Anyone notice the AGI conversation just… died. I think everyone has given up hope 

gianfrugo

i think you are right for the wrong reasons. climate change, natural resource depletion aren't real problems for Investments: climate change isn't that big of a dial for companies (it is for animals habitat and poor nations but not for the sep). natural resource depletion will be a problem in another 100 year maybe the elefant in the room is ai. and in particular AGI/ASI. if we (as of humanity) succesfully build an asi the entire economic sistema of the world will see change drastically. ASI is the most important technology that humans can create, more consequential than fire, agricolture, or electricity. a world whit an asi is a world that dosn't need human work, and where incredible new technology is discovered autonomously at speed unimaginable. the right thing to do is simple by ai stock. my opinion of particular stocks: the best: GOOGLE (50% of my portfolio): has modles, tpu, fsd... very good: TSMC, INTELL, ASML good but not perfect: BROADCOM, NVIDIA, AMAZON, MICROSOFT, TESLA, AMD, MU more risky but potentially interesting: RXRX, OKLO, [z.ai](http://z.ai/), mimimax (and probably a lot more) and i hope for openai, antropi, x1 robbotica, figure and unitree IPOs S&P will probably still be decent but a lot of companies will fail. and more importantly work will be a memory of the past so better have a huge portfolio or live in a country that offers UBI.

DisciplineAdept9010

Always has been imo. There was a professor at Meta that got replaced with a very young dude. Essentially, he argued that LLMs can’t think and it’s not possible to simply turn text predicting algorithms into AGI by throwing more training data at them. Rumors are Zuckerberg didn’t enjoy it too much and found a replacement.

skycake10

In that LLMs are fundamentally incapable of ever reaching a meaningful level of AGI and we still have no better ideas for how to get there. I would call it less a myth and more "still science fiction".

fuckthis_job

Ok, so not today then. You literally say "near future" like how many AI companies promise AGI in the "near future".

AviPaz

AGI soon was always a narrative. Ads is just the cashflow plan. Compute is expensive, inference at scale is brutal, and “free users” need a subsidy. Nothing inconsistent here. The real risk isn’t ads ruining answers today. It’s incentives bending the product over time.

xsoundhd

It's about AGI taking over. Millions without jobs, world might a lot in next ten years

Still_Lobster_8428

Supposedly robots and AGI will be here and bring down costs so much that everyone's lifestyle will be like your rich.  I'll believe it when I see it.  What's more likely is that corporations will get obscenely rich and jobs evaporate and a large % of society will opt for euthanasia to escape the living hell they subsist in.  I think Musk is a highly intelligent person.... but I do think he has a huge blind spot for the roll greed plays in human psychology.  

iodoio

AGI doesn't exist, it's not replacing anyone lol

captain_ahabb

AGI is a myth imo

Crypto_Force_X

I may pick up some shares in the next few weeks too. I love picking stocks that have mostly fallen into a deep pit. I am something of a falling knife juggler. I also think the final push for AGI this year will make alot of unprofitable social media companies have a story change.

maicii

Probably because he just genuinely believes that he (that is he personally, but in its defect I’m sure he would agree humanity) is gonna create AGI and therefore no one will need to work again because they will have Universal income. Hanlon’s razor: > Never attribute to malice that which is adequately explained by stupidity

Riley_

Each and every AI cultist thinks AGI will make them rich and immortal. Like a supreme being would want to work for a Nazi, tech bro, idiot...

Ok_Cry7572

OpenAI has finally achieved AGI (Ad-Generated Income).

Capable_Rate5460

OpenAI went from open source AGI gor common good to selling u an add for Bojangles when u ask about making biscuits. LOL

Professional-Seat-50

Correct. Google has been doing AI research loooong before most people knew of AI. Google acquired deep mind in 2014. My theory is that Google didn't launch an LLM based product (i.e. Gemini) because LLMs are in fact a dead end towards AGI, imho. They were forced to launch an LLM because the market made them. If they hadn't;t the stock would be tanking. As someone previously noted, they created LLM technology years ago, they published the papers, but didn't launch it because they didn't feel it's actually ready. - look at Waymo, they are arguably ahead of everyone on this technology, and miles ahead of Tesla. But are they out their talking about how it will take over taxi industry and by next year generate $1 trillion dollars? No. Because they are realists. Google just flexed a bit of muscle when it had to and launched Gemini. It has Altman shitting his pants because those in the know realize just how many aces Google has up their sleeve. They are miles ahead on AI.

Prestigious_Sell9516

It's not clear what Meta plans to do in AI ? Internal arguments apparently over whether to train AI models to support and sales or social media - versus a vague long term plan to create AGI? Meta doesn't have the enterprise relationships that Google Microsoft and Amazon have. Take my company - we have enterprise licenses with every major LLM provider apart from Meta. The consumer market for AI is limited and with Google getting Apple to license Gemini the biggest prize has gone.

Gom_KBull

More importantly will AGI be a thing by the time we die of old age?

Guilty_Psychology_28

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kalakesri

is AGI going to access it and blackmail me

Urzuck

What if we actually achieve AGI but it's retarded?

Cptcongcong

There’s one thing that I think Meta’s doing better than other AI companies and not FOMO. All other companies and fighting for the best general foundation model to compete and reach this “AGI”. Meta is developing hardware and software that will fit seamlessly with AI. Their glasses are just the tip of the iceberg. The message you should get from them is “a device that lets the AI see and hear”. No other major player in the AI race has that. Apple doesn’t even have half a model, google is only real competitor in this regard. OpenAI and Anthropic are not going down this route. So I think meta can play catchup with their models for a while, as long as their hardware is in place. After all, software updates are free.

DueHousing

1 more trillion and we’ll have AGI bro, I promise

Independent_Name_601

You have AGI?

hellofresh332

Literally setting back AGI by decades

longGERN

Inb4 your comments becomes the top answer on Google of why AGI hasn't been achieved. Hello fellow internet

clubdirthill

AI training on this sub is why AGI has not been achieved

rahul91105

That is true, but think of this being similar to iPhone product cycle with AGI being ~ iPhone 11/13. There have been better iPhones and innovations in this field but the growth has basically plateaued. It will all depend upon how much competition is still there and thus how many low hanging fruits are they willing to invest into. Plus if they are unable to bring the operational costs down, it would be impossible to provide free/ads tier. This will put a lot of downward pressure on new research as the addressable market shrinks.

gizamo

That's correct. AGI and the definition for it that I provided above is different from LLMs. Many LLMs are using larger sets of training data, and their parameters are being widened, but that's still not AGI. The companies in the AI space are all racing toward AGI, but none know how to get there just yet.

Zienth

LLMs =/= AGI. The current generation of AIs do not think. They only generate outputs based on their training data.

Complex_Signal2842

The race has a false start. The only horse available is LLM. There are multiple riders like Gemini, OpenAI and many others. Also AGI is not possible with a large language model.

gizamo

Utter bullshit. AGI has a clearly understood meaning, especially in the context of this conversation. The information above is correct, and it answers their disingenuous question, despite you pretending it doesn't and lying about terminology. I participated in good faith, albeit intentionally lazily. You and they are the ones here being intentionally disingenuous and deceitful.

THedman07

"I refuse to engage with this on good faith terms so here's a wall of BS." is not the winning argument you think it is. AGI is not a thing that has a generally accepted definition. That's the point.

Singularity-42

AGI/ASI is a moving target. It's not like we'll declare "this is AGI" and stop training new models.

Ccrimmins89

If the united states and china thinks AGI is possible, then it will never stop. The risks are so huge. For the first time in history the winner of this race can permanently decides who wins.  You couldn't launch nukes without retaliation. But agi can be launched without society altering side effects.  AGI could infiltrate the Chinese government, banking etc. Then checkmate. Game over America wins or vice versa if China wins. Im not saying AGI is possible or not, I have no idea. All that matters though is if we think its possible. 

gizamo

Artificial General Intelligence is a well defined concept already, and it is absolutely a national security priority. The definition: AGI (Artificial General Intelligence) is a type of AI that can understand, learn, and apply knowledge to solve any intellectual task a human can, unlike current narrow AI limited to specific tasks; it's characterized by adaptability, common sense, and the ability to transfer skills across domains, representing a major, hypothetical goal in AI development that mimics broad human cognitive abilities. The Security Priorities: AGI is a top-tier U.S. national security priority because it represents a "transformative era" in global power, comparable to the dawn of the Industrial Revolution or the development of nuclear weapons.  The U.S. government views AGI through these critical security lenses:  1. Military and Strategic Dominance Tactical "Clairvoyance": AGI could provide battle predictions so precise they offer "tactical clairvoyance," rendering traditional human-led armies obsolete. Superhuman Speed: AGI-powered systems can operate at speeds far beyond human capacity, controlling massive drone swarms that can overwhelm local defenses and making the battlefield "transparent". Accelerated Innovation: While traditional military hardware takes decades to field, AGI could compress the tempo of military innovation into mere weeks.  2. Deterrence and Geopolitical Competition The "First to AGI" Race: U.S. strategy, as outlined in the 2026 White House AI Action Plan, emphasizes maintaining a lead over adversaries like China to ensure that democratic values set global standards. Strategic Stability: Some theorists suggest AGI could lead to a new form of "Strategic Stability" similar to nuclear deterrence, where the threat of "Mutual Assured AI Malfunction" (MAIM) prevents conflict.  3. Cyber and Infrastructure Resilience Proactive Defense: In 2026, AGI is seen as the only way to defend against sophisticated adversaries using their own AI to exploit vulnerabilities faster than human teams can patch them. Critical Infrastructure: AGI-driven cyberattacks could cripple energy grids, financial systems, and communication networks beyond human comprehension.  4. Democratized Destruction Low Barrier to Entry: AGI could act as a "sinister mentor," enabling non-state actors or individuals to develop biological, chemical, or nuclear weapons without specialized scientific expertise.  5. Institutional Response (2026 Developments) FY 2026 NDAA: Recent legislation mandates the creation of the Artificial Intelligence Futures Steering Committee by April 1, 2026. This committee, co-chaired by the Deputy Secretary of Defense and the Vice Chairman of the Joint Chiefs of Staff, is tasked with formally assessing the military implications of AGI. State Department 2026 AI Plan: A new strategy aims to modernize U.S. statecraft by using AI to enhance decision-making and mission outcomes across global operations.  Lastly, yes, that was ChatGPT. Ask lazy, disingenuous, and obviously trolling questions, and you'll get lazy answers. Also, not that this ignores the corporate priorities of eliminating the vast, vast majority of human jobs. But, of course, this isn't like tech that has eliminated jobs and created jobs simultaneously because, by the very definition of the tech, it does the jobs that it might have created for humans.

letsgobernie

between theorizing an A bomb to building it and first test was literally 4 years Your AGI has been theorized for decades. Awful comparison

letsgobernie

Define AGI precisely, and define precisely how we would test for it. Go on, we are racing toward it right? We know exactly what is it? Please define it

ProofByVerbosity

It doesnt take a genius. The race to AGI is a national security priority.

SunshineSeattle

What you mean ScamAltman might not be entirely above board!? Ill have you know hes going to have an AGI im every home in America, and a chicken in every pot!!!1!!

-Crash_Override-

Your view on what AI is is flawed. You see what most laymen see. A chatbot. When you take a step back and look at the landscape, how vision and world models are progressing rapidly. The evolution of robotics centric foundational models (nvidia GR00T example). The value isnt in writing an email or creating a website. The value is in automation of supply chains with heavy focus on robotics. Also worth noting that none of that hinges on reaching AGI.

rahul91105

Because the ceos can’t justify new investment without showing profit/growth. This is why Nvidia was so silent during Burry’s claim and only folks like Sam Altman and Alex Karp started attacking. Nvidia wants to sell as many chips as possible and at as high a premium as they can. If we achieve AGI today, the biggest loser will be Nvidia as the focus will shift towards inference and efficiency. Nvidia doesn’t have a moat in inference. People could move towards other platforms like Tensors or other cloud offerings. A common analogy would be once we find a gold deposit(using Nvidia shovel), the focus will shift towards building the mining infrastructure (inference)

pineapplekiwipen

When they said AGI they actually meant silver (Ag) Investing

DaemonTargaryen2024

>Can’t do IRA or HSA. What do I do?  401k, brokerage account. >My AGI in 2025 is going to be right at the IRA limit and I expect to make more in 2026. Backdoor roth. >I think I’ll be over the limit in 2026 and have a rollover IRA so no backdoor option Does your 401k accept rollovers from IRAs? If so, problem solved. >mortgage is 4%. >Why not just put it all towards my mortgage which is risk free? You can earn double that in the market over the long term

loud1337

I made the same error on Roth IRA. If you are over the AGI limit, you put the money after-Tax into a traditional IRA (you don't get a tax credit) and then convert it to a Roth. As long as you don't have a traditional IRA (meaning it's $0), it's literally a 3 button click in vanguard. If you do have a traditional IRA, it's a little more complicated cause you have to pay taxes on any gains. This is called a Backdoor Roth. You should also look to see if your employer allows what some people call Mega Backdoor Roth where you invest after-Tax dollars after you hit the yearly max into your 401k then convert to Roth. This lets you save another $30K+ a year. Personally, I'd be trying to find more ways to save for retirement if you are trying to retire early. $350k at 44 seems light to me but you don't say your income, lifestyle, or goals. You could pay off your mortgage if that makes you more comfortable but you are lying to yourself if you think it will earn you more cash than investing it. S&P has been averaging 11% in the last 10 years and most methods assume a 7-8% growth. So you will miss out on 2-3% depending on where that money is invested versus paying off the 4% mortgage. Mortgages also come with tax deductions if that applies to you. Best of luck

SunshineSeattle

They been selling us on this mythical AGI when in reality we have mostly shitty auto-complete chatbots.

kalakesri

Writing software is not the bottleneck. Making profitable software is the AGI question

KimJongTrill44

There’s currently a race to unlock AGI. Whether we get there in 5 years, 50 years, or never is another question though.

fermion_87

Is that what they meant when they said AGI is near

the_ai_wizard

Puts it is... and this will be a money blackhole, for LLM tech that wont ever get to AGI because of fundamental flaws

FullOf_Bad_Ideas

1. Replacing human labour and achieving AGI, transcending humanity and economy into some different shape which does not have scarcity of intelligence. I think that companies working on various models are mostly started out of research and philosophy - they might be doing something just because they think it can be done, not necessarily to get to a specific goal. And by speedrunning the competition that they see as potentially "malicious" this can lead to better outcomes. Revenue is an afterthought. 2. Search for agents needs to be low latency and more performant. For example Exa does that. Google search results are not that good that they're unbeatable, and good competition will drive the price down. 3. Not clear, probably will be a deflationary force and it's plausible that no single company will get rich off of it, since they all chase the few similar things and competition will drive down profitability. Maybe if one company will have a monopoly on AGI they'll be able to extract money for a few months before competitior catches up. Might not be sustainably profitable for providers of end product, only temporarily profitable for consumers (enterprises) that can use it to automate processes and staff, before they'll face deflationary pressure on their products when they'll customers will do cost saving too. It's just a deflationary pressure on services and labour with monetary gains being temporary, but the resulting economy might be bigger.

-HoldMyBeer--

Apple: We have achieved AGI!! (Apple Google Intelligence)

Due-Scientist1786

Totally! It’s a smart strategy to maximize tax benefts while keeping your investments stable. Just gotta watch those AGI limits.

OhioSneakerHead

They’re going to run it hot with a hand selected djt mouthpiece until USA achieves AGI. Either that or some other place does, and it’s shadowlands

copperblood

Also to add to this, LLMs are not the pathway to AGI. LLMs are in effect the snake eating its own tail. But fuck details, tech corporations will use the words AI because it has a built in free marketing based on decades and decades of sci-fi we’ve all enjoyed.

Memento_mori9608

though it may make investors billions, humanity is fucked once AGI is developed

SwiftSG1

Elon: AGI in 2026. The man knows how to pump.

clingbat

They offer a feature, not a product/ecosystem like their competitors. There is no business future for standalone LLMs and there is no path from LLMs to AGI. I'm well aware of the investment circlejerk, doesn't change anything in the end. Did you miss what happened in 1999? Were you even alive? Lol

clingbat

I do agree the current extra money printing will extend this bullshit longer, but it's not financially sustainable longer term, it will blow up in everyone's faces at some point, particularly when more people realize (or acknowledge, plenty already know) there is no path from LLM's to AGI.

karevorchi

Nope, that’s a big red flag, grift on top of the AI circle jerk grift. Just a matter of time, stupid crypto bros and fake AGI

Adjective-Noun3722

That's a dark thought. Maybe that's why the cultists keep pushing the AGI angle.

Quiet-Astronaut-4121

AI stock prices have priced in that there is ‘Intelligence’ generated by the huge AI investments (narrow AI). But there is NO intelligence in the sense humans know it (AGI, human-like general Int) only vast high speed www searches that pick out, summarize and plagiarize information. AGI, -nobody has that yet. Bubble will burst.

karevorchi

The fake AGI noise is a trillion dollar grift, dwarfs in comparison to Enron and Worldcom, you think SOX was bad, wait til Dems take the house.