CVS

Zestyclose-Listen-84

as a former pharmacist who finally left the profession this year, I would never work for walgreens or CVS. not even for the 100k+ sign on bonus that they offered me. The job is too high risk. If i wanted risk, i would yolo my entire Portfolio into NVDA. Working at a CVS or walgreens is the last thing I would do.

rlsmv

That reminds of a news story… At the time of Obama’s inauguration, every CVS was completely sold out of adult diapers in that entire region.

CrumbBCrumb

Have to laugh a bit at the people who were hyping up CVS about 3 to 6 months ago. They were a good buy low company according to many around here. They're down the last 3 months, up about $1 the last 6 months, down the last 12 months, and they're up about 29% over the last 5 years. Not the business I would be looking to get into right now

UnObtainium17

Sold out of CVS and BJ the moved the money to EXP. EXP has been on watchlist for a while now.

AP9384629344432

For what it is worth, it's not the actual companies that I'm being so critical over as much as the reasoning you are using to justify owning them. If you could present a compelling case to own CVS, then sure keep it. But a generic bullishness on the healthcare sector is just not compelling. There is a huge amount of dispersion in stock returns, and most stock picks just fall flat. So you're taking a huge risk with 20% of your portfolio in a single company. It could set you back *years* of potential lost growth if your thesis turns out incorrect. For any bullish thesis on the health care sector I could find companies that will 10x in the next 5 years and companies that will go bankrupt. You need to actually look at their financials (rev. growth, margins, debt payments, valuation). And on top of that, you have to be *right* about the future, not just identify what was successful in the past.

AP9384629344432

I mean this politely, but with this level of due diligence I don't think you should put so much real money into individual stocks. "We will always need water" is not a stock thesis to go buy American Water Company. Nor is "We will always wear clothes" so buy textile companies. Or "We will always fly planes so buy Boeing". "Company X has many locations, therefore it is a real estate play too" Walgreens and CVS both have a similar store count and both own some of their buildings. Now look at the stock price history of Walgreens. Owning land also means closing locations may be difficult if they have to sell into a weak commercial real estate market. (Which is currently the case) "Always need medications / always be sick people" does NOT imply that CVS or UNH will take advantage of those margins. If anything, you're making an argument to invest in pharmaceutical businesses not insurance. In fact, more spending on medications / more sick people is arguably *bad* for health insurance companies who want to spend less on medical care and just collect premiums. You should never buy a company just for its dividend, if that's what drew you to CVS. Many companies pay excellent dividends only to have abysmal returns over the long run. (Remember price return + dividends is what matters) As an 18 year old, you do not need dividends. On the Cheesecake factory? You say you are bullish on Ozempic. Doesn't that reduce appetite and spending on restaurants? Wondering if you had some other reason to invest in it. (That isn't "The place is always busy") That company also has very small margins and any kind of recession could be a huge hit to the company's bottom line.

AP9384629344432

20% of your portfolio in CVS is bizarre imo, it's an awful business that *yes* is very cheap as a deep value play but has razor thin margins and is highly dependent on the federal government's generosity on payouts to its federal healthcare programs. What does Ozempic have to do with the business models of UNH/CVS in your opinion? You're not investing in the pharmaceutical manufacturers with those companies. With CVS you're investing in a retail company that dispenses medication + insurance + pharmaceutical benefits manager (PBM), and with UNH, insurance + PBM. Are you expecting Ozempic to somehow reduce the medical benefits ratio for UNH/CVS/etc?

MagnesiumKitten

my 5 guesses Fortinet Yeti Dynatrace The Trade Desk CVS

Icy_Extension_6857

I went into a Walgreens to get COVID medication and the tech didn’t want to call the pharmacy help desk to get insurance info. Short Walgreens.  “You should know that already” no shit but I don’t hence why I asked you to call. Thank goodness for CVS. 

_beto619

Forgot to ask, based on UNH earnings how do you feel about CVS earnings coming up?

_beto619

Man that drop on CVS was brutal, did you add more contracts?

chi_guy8

You must not talk to a lot of people who buy groceries, cars/insurance/repairs, houses, medicine, healthcare services and anything in a Walgreens/CVS.

InternationalSea8774

CVS screaming BUY at 500 score

Munk45

This is true. I trade everyday in my Alpaca turtleneck sweater that I bought from CVS.

Munk45

CVS is a front for paper companies

ExploringWidely

Yeah, I keep thinking F and CVS will eventually pop, but so far ... not so much. They've been flat a lot longer than 6 months. I keep wondering what I'm missing.

Business-Manner-4050

CVS dying boomer

Ryoujin

CVS has an unlimited supply of printer paper.

superhighiqguy89

CVS actually owns the majority of Alpaca farms in Nepal, along with significant land holdings across South Asia

zKarp

What other streams are there? AI? Streaming service CVS Max?

Deep90

https://finviz.com/quote.ashx?t=WBA&ta=1&p=d&ty=rv https://finviz.com/quote.ashx?t=CVS&ta=1&p=d&ty=rv I had it open already in case anyone is curious. Tl'dr: Walgreens depends on retail for 25% of their revenue. For CVS, that's 7%.

olivefob

CVS tickles my balls at night, makes me feel uncomfortable

OGmisterB

hahaha pretty good comment, but there are CVS stores here in LA that are closing down. they’re like the most expensive pharmacy to use. but maybe my negative outlook them is priced in too.

bozoputer

not exactly the same thing - CVS is a health insurance co/PBM (Aetna, Caremark etc.) first and foremost, with some brick and mortar shit holes that are similar to WBA. Still that chart looks like ass.

purpleutopia227

CVS is the worst! I never go there

Electrical_Pop_3358

Wal Greens is a way better buy it has 1/5 the market cap of CVS and Wal Greens has more stores

PuzzleheadedPaint926

Don’t forget to buy INTC. Another “leader” like CVS.

Spiritual-Matters

No one shops at CVS despite what their stock says

lvskhoily

Your hatred for CVS might be priced in

No_Lack5414

CVS can go to hell. I hope they all shut down.

SwellsInMoisture

Man those F and CVS numbers... Crazy that they're flat the last 6. Ticker Symbol: F P/E: 11.73 P/E Rank: 82.36 P/S: 0.28 P/S Rank: 95.62 P/B: 1.17 P/B Rank: 77.00 P/FCF: 7.50 P/FCF Rank: 86.57 SHYield: 6.20% SHYield Rank: 84.57 EV/EBITDA: 14.60 EV/EBITDA Rank: 59.93 Overall Score: 486.04 6 month price momentum: 4.44% Ticker Symbol: CVS P/E: 10.61 P/E Rank: 85.27 P/S: 0.24 P/S Rank: 96.64 P/B: 1.16 P/B Rank: 77.35 P/FCF: 8.31 P/FCF Rank: 83.53 SHYield: 5.57% SHYield Rank: 81.41 EV/EBITDA: 8.38 EV/EBITDA Rank: 81.64 Overall Score: 505.84 6 month price momentum: -4.31% Ticker Symbol: WSO P/E: 30.85 P/E Rank: 53.07 P/S: 2.27 P/S Rank: 47.63 P/B: 7.39 P/B Rank: 18.08 P/FCF: 31.39 P/FCF Rank: 47.44 SHYield: 2.34% SHYield Rank: 60.10 EV/EBITDA: 19.76 EV/EBITDA Rank: 48.22 Overall Score: 274.53 6 month price momentum: 3.72% Ticker Symbol: COST P/E: 47.85 P/E Rank: 44.36 P/S: 1.30 P/S Rank: 68.20 P/B: 15.62 P/B Rank: 10.50 P/FCF: 52.30 P/FCF Rank: 40.49 SHYield: 2.86% SHYield Rank: 63.82 EV/EBITDA: 29.21 EV/EBITDA Rank: 41.61 Overall Score: 268.99 6 month price momentum: 32.26% Ticker Symbol: TSCO P/E: 24.27 P/E Rank: 60.50 P/S: 1.82 P/S Rank: 55.88 P/B: 12.30 P/B Rank: 12.01 P/FCF: 45.55 P/FCF Rank: 41.98 SHYield: 4.00% SHYield Rank: 72.33 EV/EBITDA: 16.60 EV/EBITDA Rank: 54.38 Overall Score: 297.09 6 month price momentum: 19.86% Ticker Symbol: HEI P/E: 62.79 P/E Rank: 41.19 P/S: 8.18 P/S Rank: 17.47 P/B: 8.12 P/B Rank: 16.75 P/FCF: 61.45 P/FCF Rank: 38.87 SHYield: 0.11% SHYield Rank: 39.68 EV/EBITDA: 34.86 EV/EBITDA Rank: 39.62 Overall Score: 193.59 6 month price momentum: 13.72% Ticker Symbol: JNJ P/E: 26.45 P/E Rank: 57.57 P/S: 3.82 P/S Rank: 32.02 P/B: 5.16 P/B Rank: 25.09 P/FCF: 19.47 P/FCF Rank: 59.87 SHYield: 0.86% SHYield Rank: 47.38 EV/EBITDA: 11.79 EV/EBITDA Rank: 68.66 Overall Score: 290.60 6 month price momentum: -5.54%

ExploringWidely

Can you run: F, CVS, WSO, COST, TSCO, HEI, JNJ?

Historical_Air_8997

They said the same thing in 2000 when Amazon was taking on Borders/Barnes and Nobel. Also your example with Microsoft is a bit silly. CVS has more revenue, almost 50% more, but has less than 1/12 their net income (which is what matters). They also have declining net income, which is odd because their revenue is increasing. While both Costco and Microsoft have increasing revenue and increasing net income. CVS isn’t going to disappear anytime soon. But people are getting tired of how bad the service is, their net income is slipping, they have problems maintaining employees, maybe competitors are entering the market and the market itself is changing. I don’t CVS will pivot successfully and will begin losing market share in the next couple years, at least in their main pharmacy business. Of course it’ll take a long time to happen and they have other businesses to bring in money but it isn’t looking good and that shows in their stock price. May be able to make some money as it is “cheap” but I wouldn’t put my money in the company.

NativeTxn7

They do and I’ve done it before at the CVS by my house. Super easy. Worth noting though that it is limited to $999/day in store. That may, or may not, be an issue in your case but something to be aware of.

Doggies1980

I have discover, but removed most to go to capital one. Discover reduced interest from 4.35 to 4.25% whine capital one is still 4.35% and also got capital one checking since no minimum and get .01% interest in checking while most banks require a big minimum. Capital one add cash at CVS, haven't done yet since just got and think it's a code on phone while discover add cash to debit at Walmart. Capital one sounds better when I get debit I'll prob use that. Not sure if capital one minimum cash add, but discover is $20. Traditional was no reason to have since I only went to withdraw money or add cash and both have many free ATM, WF sucked with various things and fees.

VFIAX_Chill

FYI  Capital One let's you deposit cash through any CVS store.

Jtbny

Funny I just bought 300 shares of CVS and 400 of Starbucks. Both pay a dividend so it eases some of the pain of catching a falling knife :D

PalpitationFrosty242

CVS

GaryBuseys-Nephew

Only thing worse than CVS stock is CVS stores- DIE in PAIN CVS YOU FUK

Rare-ish_Bird

Politicians about to sound the alarm on healthcare costs and prescription drug prices. Its the only war issue they have left to fight. Covid shots over, medical usage increasing, retail prices declining. Puts on CVS for the carnage head.

ap3xr3dditor

CVS is gonna bounce hard when this levels out

TouchGround

Invest in locks because every Target and CVS is under lock and key 

Many_Easy

Don’t know why many in the MSO crowd are so hostile to LP’s. Both can prosper and help each other. It’s not (at least not yet) like physicians in the U.S. are filling prescriptions of medical marijuana produced by ACB/CGC/TLRY/OGI for cannabis to be filled at CVS & Walgreen’s totally bypassing dispensaries. I believe that’s a future possibility.

GaryBuseys-Nephew

Easter stuff 80% 0ff at CVS - CVS 75 EOW

aoethrowaway

Even with Prime, it’s faster and more reliable than CVS In my area (Boston). I get meds delivered next day with great service. I swear, CVS acts like they’re doing you a favor and every request is an inconvenience. 

IWasBornAGamblinMan

Does anyone see CVS what is up with such a shitty company not drilling down? Who’s buying this crap?

Outrageous_Car_6437

age 18 $7,304 British tobacco 12.2% ✅ $11,294 General motor 18.9% ✅ $13,631 united health 23.1% ✅ $8,658 cvs 14.5% ✅ $18,939 Elf 31.7% ✅ p.s i bought ELF, CVS, and UNH on the recent massive dips, so i like that i bought on a heavy discount. all great companies, just got hit hard recently

No-Understanding9064

If you are stock picking it can happen, but market movement doesn't necessarily mean it's a poor investment if you're in for long term. I have CVS and added to my position when it shit the bed. You have to decide if your original thesis is still valid or if the market is overreacting. Just spread out to different sectors and follow the 5% rule

dvdmovie1

I don't know what WBA does in the short term, but medium and long-term I don't know how this business isn't a melting ice cube. The pharmacy business got overstored, peaked (CVS stock also seemed to peak around the same time in 2015) and now the pivot away from retail and more to services has flopped. CVS is somewhat better situated given diversification but not without issue; I don't know what WBA does.

Big_J_onthebeat

CVS 👀

Cobra25k

What are people’s thoughts on ABBV? I hear alot of talk about UNH and CVS. But ABBV looks tempting to me even after its recent 25% run up. Excluding a tough 2023, they have been growing their FCF nicely around 10% - 15% per year for a decade. They also currently trade at a juicy 7% FCF yield. They pay a growing dividend with solid starting yield. In terms of EPS, again a rough 2023 with a decline of around 60% … But that’s also projected to re-accelerate right back up to their most recent all time high of EPS at around $6 per share by 2025. With this re-acceleration of EPS, it definitely seems like a very strong company that’s trading at a pretty favorable discount with a forward PE of around 16. And with that juicy 7% FCF yield and the mature company ABBV is, a majority that can be directly returned to the investor via share buybacks and dividends.

bsrichard

I have been thinking that this Amazon Take and Go tech would be a great way for stores like CVS and Walgreens and other retailers to prevent rampant theft. If stores forced those who enter to have to use an Amazon account or even a valid credit card to enter, then no one who is planning to steal bulk items could get away with it. They would have to pay automatically once they left the store. Granted this tech prevents people who have to pay by cash from entering but we are slowly going to a cashless society now anyway.

Damiencbw

While you're not wrong about anything you said, it's important to keep in mind we live in a world where people pay 12 extra dollars to have cold shitty French fries dropped off at their doorstep, and people ask questions on social media that could easily be answered with 10 seconds via web search. Profiting from the laziness of others has always been good business, (convenience stores, CVS, etc) and America has never been lazier. I've been running a business selling low value Magic the Gathering cards for about 15 years now. Like any other "real" business, it took a couple years to see profitability, but the gist is $5 per 1k cards in, $80-750+ out rinse and repeat, which takes time and actual work. Every time I post about the process online, I'm often dismissed as a crazy person because my "hourly wage" was too low years 1-5, nobody seems to understand the compounding value created running a business in this fashion. There will always be guys like us who see the scam for what it is and will avoid those "convenience fees" in every way possible, but in my experience online it appears we a minority so there's money to be made. Sincerely, a bagholder who bought cresco at $15, 11, 9, 7, 4, and 1.40 with magical cardboard money conjured out of thin air.

GaryBuseys-Nephew

Im in - I trust you - Let's hope you're right - CVS Apr 05 '24 $75 Call X 10 @0.41 $415

ilovecollegeboard

Y'all should get cheap $CVS calls at a discount while you can. The drop today is just an overreaction which should correct itself within a couple weeks if not earlier. You've got 2 minutes, hurry up.

lvskhoily

I'm down 6k today mostly from CVS, still up 20k this year though. Im testing to see how well my leap option portfolio can withstand the upcoming correction which I think is coming soon. https://preview.redd.it/huoizddif3sc1.jpeg?width=1560&format=pjpg&auto=webp&s=b341c63641f11b0ed2bc656774f87489fdd1e9bb

Shuhalox

I’m thinking starting a position either CVS or UNH. Always wanted healthcare exposure

Dehydratedgarlic

I bought some CVS today. Not sure about the specifics on the Medicaid thing but I would imagine price pressure there will continue. IF (big if) CVS is smart they could offset that pressure with their retail sales. Dunno. It's a gamble but at least the dividend will offset some of it if it flatlines or goes down a little more.

ZENTROPHOX

Thoughts on negative sentiment with the Medicaid rates being maintained? CVS looking attractive and still undervalued? Just want to know peoples thoughts on the real long term impact of the payout rates being maintained.

lvskhoily

Yah i went from 2k profit to 2k loss, I added a few more 290 days , 75 strike calls too. I'm not worried about CVS long term.

Sho-gunner

I wonder if now is a good time to invest in CVS in light of this Medicare advantage pay rate situation? Or any of these medical insurance companies

_beto619

Thoughts on CVS sell off this morning, seems excessive. Added calls

AluminiumCaffeine

Nibbled some CVS, I wanted healthcare exposure anyways and -9% is a decent hit here

Separate-Education36

which should I buy, UNH, CVS, or HUM?

pjlsnap

CVS looks prime

Alone_Ad9404

CVS after-hours....

Daddy-Eric

Feels like an overreaction for sure. Is this actually going to cut into CVS earnings??

AP9384629344432

Ugly--maybe I should have taken my 12% gain in CVS and run. Should get a guidance update from all the companies in the next few days to see who gets hit hardest. Tough business to be in.

Daddy-Eric

And CVS and WBA...something is up

AluminiumCaffeine

UNH, CVS, and MOH are on my watchlist, etf is probably wiser since I dont know the sector that well

Ok-Possibility200

Meanwhile that's just like walking into a Walmart or CVS in the ultrawealthy parts of DC or San Fran

Quickoneonit

but they use PLTR so it'll turn out better than CVS right???

abducting__aliens

🌈Bers are the reason they lock up the feminine hygiene products at CVS.

potatoverb

They're expensive compared to the competition and well, CVS has self service checkout and an actually great rewards program.

PoorRichDad

The future of the pharmacy industry is online. CVS and WBA are going to lose massive market share as Amazon and others do online delivery. Convenience is key

dvdmovie1

They wrote off almost the entire VillageMD investment. The attempt by pharmacies (see also CVS) to pivot to more services not going well.

IceOmen

I disagree. I think there’s a lot of potential reward. I worked for a grocer that had an in store pharmacy. For a store that did 1 mil a day routinely the pharmacy pulled in more revenue than the rest of the store combined and with huge margins. CVS, Walgreens, rite aid are just shit companies. I wouldn’t even step foot in one unless it was necessary.

Daddy-Eric

I'm bull. I mean, new CEO is great.. but it will probably need another couple quarters. Might double bottom here is my theory. CVS keeps going up, why not WBA???

excelmonkey67

Yes but he could also do that with an investment that isn't slowly bleeding money. I'm not knocking writing covered calls or even investing w borrowed money or margin. The GME part is the dumb part. Which is amplified by the fact that it's with borrowed money. Buy some fucking CVS or something and write calls...jesus. You might actually make some fucking money moron.

giraloco

I hope Amazon and Cost Plus disrupt the dinosaurs. CVS/Walgreens are horrible companies. They don't deserve to exist.

berns4ever

Good luck to them. Pharmacy has been a bad business since the PBMs and insurance companies were allowed to merge. Everyone smaller than CVS/Walgreens/Walmart can't make money filling prescriptions on insurance anymore, and Rite Aid bankrupt with no buyers in sight. Walgreens looking weak after the opiate settlements. Add in potential future liabilities from lawsuits like we saw with opiates, and there's a lot of risk and not a lot of reward.

Apart-Bad-5446

Automation, AI, and robotics. That's what Amazon specializes in. CVS and Walgreens are like turtles. No innovation, just piggybacking off their previous decades of dominance. That's why Amazon jumped into this business because they're seeing how terrible the traditional pharmacies are operating.

Historical_Air_8997

This has been part of my bull case for Amazon the last 2 years. My wife is actually a pharmacist for them and many parts of their business model absolutely dominates CVS/Walgreens. They have a much faster process for checking/sending prescriptions, the process is easier on the pharmacists and many positions are remote. This gives them a huge leg up in hiring vs CVS, also incentive to pay less (around 30% lower). CVS is so bad to work at even with an $85k sign on bonus and 30% raise my wife and her colleagues refuse to work there. Add in amazons resources like delivery and other medical services (I think it’s call One medicine) and I think it adds up to a real threat for CVS. On the negative, Amazon has laid off a significant number of their pharmacists and their business is like 1/400th the size of CVS as far as workforce size. Honestly confused why they did this bc I know they aren’t able to keep up with the demand currently which will lead to delayed prescriptions. Maybe the delay is less than CVS has I’m not sure.

Atriev

But CVS is a better stock because it pays a dividend and AMZN doesn’t!! /s

mnpc

Take my money. CVS still hasn’t filled my prescription from January 7. It’s fucking dangerous to get taken off your meds for that long. I’m dysfunctional from the discontinuation syndrome and suicidal from being without meds and getting fired from my job because I need medication. They’re a bunch of fuckin incompetent monkeys.

CloudNo2322

Remember when Amazon Music put Spotify out of business? Remember when Amazon Prime Video put Netflix out of business? Amazon is going to take a swing at every large revenue (10s of $B) category. Sometimes they’ll miss entirely, sometimes they’ll build a decent business alongside plenty of other players. In consumer health in particular, I think they’ll predominantly take share from Walmart, Walgreens, CVS but who knows.

-boatsNhoes

Everyone is taking tips from Amazon. Less physical locations more online business. Less overhead costs, costs of labor, costs for utilities, costs for delivery to physical stores is essentially shifted to cost of delivery to your house, which is often cheaper due to lack of visual merchandising needed to display the items in a physical location. Online shopping also works better to upsell people items as you can do " flash sales" at checkout for goods that you normally cannot place near a checkout line in a physical location. Even when factoring in things like returns - many many people press the return button on Amazon and never return the item because it means you have to physically drive yourself to a khols/CVS/ups store. You see the line for returns of 20 people, say I'll do it tomorrow and forget. That item is never returned and this a refund is never issued. At a physical location you usually walk in and get instant refund or exchange for like good, costing the company revenue and also taking up more physical space for returns in the store. No more shop lifting and stealing is a big one considering today's society. Everyone is stealing left and right but with online business the worst they can do is use someone else's credit info to BUY a good from your store. They can't just take it. Even if that person declares that their card info was stolen the bank doesn't take the money back from best buy, they just refund the card customer and mark a loss on their taxes. Win win for them. Happy customer, tax write off. Retail is a very difficult business with very thin margins. If you close a dozen retail locations you are likely saving millions over the course of the year on staff, bills, rent, delivery, visual merchandising, loss for theft, and in turn increase your online volume in the area considerably. The last bit is what's coming next for many of these stores..... Internet websites generating advertising revenue for stores like best buy. Apple, Samsung, Panasonic all pay these retailers to display the newest and greatest tech they have to offer. It's a new revenue stream that works better than a stupid cardboard cutout with a Samsung label on it.

yaboiRich

Next time just go to CVS and buy a bottle of magnesium citrate. It’s like 2 bucks a bottle but will clean you out your dirty shithole real quick

Investarz

Or go to CVS for a Plan B

YouthInAsia4

Step 1: go to every CVS in my area tryna get boosted so that I can boost $MRNA stock price. Step 2: calls Step3 : profit

Solid_Illustrator640

It's because throughout their history, they have continued to be conservative enough to survive every crisis, and bail out everybody else. They are the biggest because they know that hoarding cash, and buying out the failed banks gives them credibility that lasts forever (brings new customers because they are part of the history of finance and always get mentioned). They have the perfect mix of security, and technology to keep them growing and ahead of the curve. As well, the acquisition of Chase, brings everything together as the biggest bank in the US and the biggest consumer bank. I work in banking for a small regional bank, so I personally know a lot of the history (my boss was a Citi Executive for example), so I meet with many bankers, know what technology they use (i'm a senior analyst)... They are the bank you worry about. And now SOFI but that's a different story. So for me, I like to own the one people fear. Just like I sold CVS to buy Amazon. Here is some history: 1. **Great Depression (1929-1939)**: During the Great Depression, J.P. Morgan & Co. was less affected than many other banks due to its conservative management and diversified portfolio. The firm also participated in efforts to stabilize the banking sector, including being part of a group of banks that supported the financial system through the Reconstruction Finance Corporation. 2. **Recession of 2008 (Global Financial Crisis)**: During the 2008 financial crisis, J.P. Morgan Chase & Co. acquired Bear Stearns and Washington Mutual, expanding its business and solidifying its position in the market. These acquisitions were made at bargain prices and helped prevent a wider financial collapse. 3. **Panic of 1907**: This is the event where J.P. Morgan (the person) notably helped bail out the U.S. government. He led a coalition of bankers to provide liquidity to the struggling American financial system, effectively preventing a complete collapse. His actions during this crisis led to the creation of the Federal Reserve System as a central banking authority to prevent such crises in the future. They are not just too big to fail, and the highest market share in the US... They keep winning because they make sure of it.

ilikebunnies1

Well I wouldn’t get too far ahead of yourself on ozempic being used for cardiac issues. They stated it was in patients without diabetes but with cardiac disease or hx of stroke and had a BMI over 27. Well a BMI over 27, will put you in the category of metabolic syndrome, which is the precursor for type 2 diabetes gives you a high risk for CVS disease anyway. One has to ask themselves is it directly being used for cardiovascular issues or is it helping with the metabolic syndrome which lowers your risk for CVS disease and Diabetes.

jeff303

CVS, but you [won't be able to copy him](https://www.theonion.com/local-cvs-selling-one-leather-jacket-for-some-reason-1819589779)

professor_chao5

Posting my current watchlist: CVS, CVX, OXY, & DE. But of course, in the future there may be better opportunities than these

AP9384629344432

[A somewhat unsettling graph on net-charge-offs for Capital One](https://i.imgur.com/CdCjvG5.jpeg). What makes this most unsettling was it was posted by one of the most bullish (but serious) [accounts on Twitter](https://twitter.com/wabuffo/status/1768705094151794840), who, by the way, has otherwise nailed his predictions of strong US macro the past 2 years. [Similar trend for Synchrony Financials](https://twitter.com/wabuffo/status/1768704008061956475). By contrast, though, "JPMorgan credit card delinquency, net charge-off rates slide in February." So this could just reflect different levels of exposure to subprime credit borrowers. Granted you could still have macro be largely unaffected by subprime borrowers experiencing some credit stress, since generally most Americans have strong credit / balance sheets and will continue spending as usual. --- Anyway today's buys: $200 of VXUS, $200 of VTI, 2 shares AVUV, 3 shares AVDV. RCM is looking a bit odd, as it's just under the price offered by one of its bidders. So market must suspect they simultaneously reject this offer, don't get a higher one, and then fail to execute. HCC/AMR appear to have stabilized finally. CVS has been pretty strong recently. JPM to ATH. CROX just shy of $130.

tequilasipper

CVS makeup for your mom

CompooterMadeMeDoIt

my shares are doing fucking amazingly tbh and i dont have to shit my pants and pray to lord j pow everytime a market turn goes against me like you loser do on your short term options bullshit it feels great ngl. i cant imagine how stressful most of your lives must be, and over what, like 1500 bucks thats all the money you could scrounge together from your job at CVS that you decided to throw at a single option contract. you should come join me brother. less stress, beating the market over multiple years...mmmmm feels fucking good <3

locked_in_the_middle

Is P/S a valid metric when gross margins are 80+%? I feel P/S assumes companies are competing on costs and have margins of 5%. I mean P/S is 35 then P/E is 25. Would you rather buy CVS with a P/S of 0.5 but the same P/E of 25?

NoVacancyHI

Intended to do? What, buy coke off Silk Road and replace CVS gift cards in ransomware?

stepback-3-pointer

Don’t worry he’s vibing his way to the wendy’s shift tonight as he stops by the CVS on his way to grab mouthwash