CVS

2QuarterDollar

R.I.P to: UNH CNC Humana Hims NVO MRNA CVS Long live RFK MAHA lol

Repulsive-Sundae-361

The surprise here for me is CVS health. Investors had largely written it off amid 2024’s Medicare cost overruns and pharmacy margin worries. I suppose the market’s biggest rebounds often emerge from stocks everyone thought were past saving.

Greedy_Anybody_6705

Health stocks like Oscar, CVS and others dropped today, can we expect a pullback in the next few days?

greenpride32

Your mistake was going to shop at CVS. Their prices are 20-25% higher than everyone else.

spsteve

9.60, unless they are transhipped from China then $11.20. Ofcourse those tariffs are input costs to CVS, and they will want to hold their margins, so add another 5-10% to the increase amount (21 or 22% vs. 20%)

VenatorFelis

When i was over the pond recently i bought a pack of tooth picks at CVS, 8$ if i remember correctly and made in Vietnam. So the same toothpicks will now be 9,50 or something, good job!

CornfieldJoe

Yup! Internet banks will typically pay you a better rate for your savings than your local guys because the local guys have a lot of expenses (like the buildings) to pay for. It's good to \*keep\* those accounts too though. For example, I maintain an account at my local credit union to: turn change into deposits for free, cash checks instantly, deposit cash, and take loan offers. If for some reason you get cash (for say selling random junk on facebook) it's better to put it in your local bank first and ACH it over than deposit it with one of Capital One or SoFi's partners (like CVS) because they take a % typically. It's scary, but you're making the right choices - figuring out where you'll put your money, and what your goals really are is the first big step. Plus, later in life, once you have a good amount of savings built up (if you go that route) you'll notice that your psychology is \*way\* different from your peers. I've known people who were super anxious about jobs they hated because they were 1 paycheck away from homelessness, but if you make the right choices and have a nice cushion, your boss getting angry at you is all the more reason for you to go elsewhere.

WeirdAFNewsPodcast

CVS is shit. Howwww? lol

Thump604

This year I learned CVS owns Aetna. My experience with Aetna all made sense after I learned about that.

greenpride32

I do swing trades on stocks I don't have high conviction on long term. They are good companies, which is why I'm confident they'll rebound. But they wouldn't be my within my top picks for holding long term. Some recent examples would be TGT CVS BUD MMM LULU NKE. But when you're talking about the likes of MSFT GOOGL NVDA AVGO, these are some of my "forever" stocks. I add more on big dips. But I would never risk missing out on big gap ups because I traded out and my timing didn't align with how the market played out. Also you must consider capital gains for selling out.

jeffdomash20

RiteAid just filed for bankruptcy again after acquiring hundreds of local pharmacies. Walgreens is near bankruptcy and being acquired by private equity to break it into pieces and extract value. Local pharmacies barely exist after massive consolidation. Finally… CVS is not just a pharmacy. It’s the largest pharmacy benefits manager (the only pharmacy with a PBM), and one of the largest health insurers - Aetna. Yes CVS owns Aetna (the only pharmacy with a health insurer). Now, tell me why this is so hard for YOU to understand?

_RAPTORMAN_

Jerome been having the easier job past few months. Might as well ring up cigarettes at CVS.

Inevitable_Lunch2444

CVS is bouncing off support, but with all the noise around PBMs, unions, and retail closures lately, it’s not exactly a calm ride. If you’re betting on 70 in 2 weeks, hope you’ve got strong nerves and tighter stops.

LeftClaim4811

CVS - Riteaid - Walgreens - Local Pharmacies - Corporate Grocery Store Pharmacy’s It’s really hard to understand where CVS has a monopoly???

jeffdomash20

Hims was never undervalued and it certainly isn’t now. The termination was always inevitable since it enabled novo to lock in the tiny a customer base hims had, and novo has zero upside from continuing. I do think hims has the potential to continue its history of not innovating/disrupting anything. Everything they offer is available elsewhere for cheaper, it’s like weight watchers. Both have similar prospects. As for Novo, they have an inferior product (LLY is significantly better) and lack a competitive next gen (LLY again has an even better next gen) and they’re already ramping supply as trials complete. However, cvs made the inferior ozempic/wegovy their preferred formulary for unknown reasons. CVS is the only true monopoly in America so that’s a benefit. Anyway good luck with hims. I think it has weight watchers potential.

Sure-Caterpillar-263

50 @ 305 PT 400 in 3 months if no major geopolitical issues don’t sneak up. If you talk to anyone in healthcare UNH is actually one of the good ones in the industry when you have CVS running wild. Obviously you’d always have people who’ve had bad experiences but generally speaking much better than others imo. Also a great place to work at compared to the rest so it deserves much better valuation but unfortunately the political uncertainty and Luigi cloud hovering over them might take some time to blow over

Chrg88

Bers are methed up homeless people at the abandoned CVS that tells others to repent

trojanmana

so if i go to CVS im getting stuff made by ABBV. IF I go to HIMS i am getting stuff that HIMS made due to a shortage.

Individual-Habit-438

that's what CVS charged me. I didn't ask questions. Prior refills have been in the $1 range Generic cialis is also in the sub $2 range for a fill

hecmtz96

That’s on over $400BN in revenue TTM and also in line with industry average but also beating CVS and Humana in margins by a wide range. If you are not familiar with the industry just say that.

le_gabriel

Might go long on CVS because rite aid patients transferring over

I_knowwhat_I_am

I hold CVS shares and calls, every day fir the last week there’s huge 1m volume pre market, like someone is selling . Ugh

TheeBlkRanger

Funny, I was having an in depth convo with ChatGPT and they recommended trading CVS. Damn near the exact strike and time as you

Jonnyblazn

I Like CVS, I go there to buy my drinks and chips

Affectionate-Day2743

yea i understand that 99.9% of businesses could never create their own stablecoin. but if the biggest do (Walmart, Amazon, CVS, etc.) it will definitely take a bite out of their profits.

Gathering_Sky

Doesn't it seem a little like Israel broke the padlock on a CVS and now we all in there dumping the shelves into garbage bags?

interwebzdotnet

I mean if you want to boycott anyone providing services to the Federal Government, I don't know how you are going to get by. Verizon AT&T, AWS, Microsoft, Pfizer, IBM, Microsoft, Apple, Tmobile, FedEx, UPS, Walmart, CVS... It's a long list of companies that provide services to support the US Government and it's policies m

C_B_Doyle

Lawmakers could force the DEA to remove cannabis from Schedule-1, with a 90-day time limit, to allow the FDA to study it for medical value so insurance companies can help patients obtain it at hospitals and pharmacies such as Walgreens, Costco, or CVS.

Pink_Squadron_Medic

It is always the usual suspects looting NKE CVS and WBA in any protests 

ObscureUsername000

Most CVS near me are now closed 24 hours a day

Deer2011

What time does CVS close?

greenpride32

>Or is it mostly tech bull market where tech names like Nvidia, Apple, Microsoft, Meta, Netflix and Google and Amazon too... Let's call the SP500 index "the market". Yes it is true the top weights in the SP500 have carried the market for really the past decade, if not a little bit more, and most of the top weights are tech. Of the top 10, only BRKB is not tech focused. That top 10 weights account for about 1/3 of the weight of the entire index - it is very outsized. If these top 10 weights are bringing the index up, then by definition, the market is going up. IMO - The difference is old industry vs new industry. In old industry, most verticals and segements are dominated by a single player; and then you have some conglomerates who buy up multiple verticals. In some cases it's possible to squeeze out efficiencies cross vertical, but not always. There is a limit to what is possible in old industry, where it's acquiring many pieces and parts, assembling a product, and distributing that product. In new industry, I can build a product or service that is digital, can be consumed in personal or business life, and can be delivered instantly. This digital asset can be created once, and sold multiple times over. I can iterate on this digital asset, but I don't need to rebuild it from scratch each and every time. Margins are sky high sending profits through the roof. CVS and AAPL have almost equivalent yearly sales - but which company do you think has substantially more profit? > Personally i would like to ask how can any average person who is coming hot in this market which might seem easy on surface but very to invest in because on one hand you are either investing in *tech stocks that are highest gainers but at absurd valuations* or betting on losers that haven't gained any momentum in this market even though stock market is at pretty pretty close to ATH. Go review the 10Q and 10K for AMZN MSFT NVDA and then come back and tell me they have absurd valuations.

blueled6

CVS? How many pharmaceuticals are made in the usa... not that many most come from abroad.

GoZukkYourself

I tried, but they are locked up at CVS for some reason.

Legolas_i_am

Oh she is fine. Her phone broke and she lost her charger. And that late night purchase at CVS was just some pain meds. She hurt her ankle and that’s why can’t walk properly.

oldmanballsacks81

Can't wait for the day when AI doctors are enabled in the near future for small illnesses. Went to cvs minute clinic for some infection that could have been cured by antibiotics( I already knew what I needed). Rather they had me refer to ENT specialist who charged me $300 and prescribed the same antibiotics I wanted. CVS minute clinic charged me $90 for 10 min consultation that offered no help. Day light robbery at its finest

Beyond5739

Feel like I need to go invest in CVS with the amount of tums I'm devouring today.

gcatl

Trump number of cards: 0 Xi number of cards: Full Deck, Birthday, Key, CVS Hallmark Aisle etc.

theFIREMindset

CVS is closing pharmacies, Walgreens is closing pharmacies. Sounds like people will increase deliveries from Optum. I have a feeling UNH will recover. Unfortunately, since I posted this, Puts it is.

Top-Meaning2626

I think i got bamboozled by CVS $68 call volume last week

Top-Meaning2626

Why is the volume on the $68 Call for 6/6 for CVS wild af?

Rare-ish_Bird

At CVS. What's the best cough medicine for a good night's sleep, and wake up to green open?

oCtsidO

Existing MSO's products may be available at CVS and Walgreens. But why would CVS or Walgreens want them? Those products will be purchased through a third-party, independent wholesale distributor, just like alcohol. Because they will have to be for legal and economic reasons.

C_B_Doyle

Existing MSOs will be providers to CVS and Walgreens.

Mihirp2413

https://preview.redd.it/st8v1pz66b4f1.jpeg?width=1290&format=pjpg&auto=webp&s=dd292900b127c2777926bca9339718183bc62d45 CVS ???

QuaintHeadspace

My uncle was a senior tech manager with CVS for 21 years he got laid off 2 weeks ago. White collar jobs getting deleted. His whole team got removed and replaced with AI

greenpride32

CVS has almost same revenue as AAPL - does it make them equal value?

C_B_Doyle

If the DEA changes cannabis rules, doctors can study it, insurance can help pay, and you could get it at places like CVS.

C_B_Doyle

The DEA could reschedule cannabis to allow FDA studies, enabling insurance coverage and access at pharmacies like Walgreens or CVS.

gloomyglooom

>Denied- Service Unavailable >Your traffic behavior has been determined to cause harm to this website. There are a few reasons this might happen: >You're moving through this website at super-human speed >Your behavior navigating the website has been identified as bot-like >Your traffic resembles a Denial of Service (DDoS) I'm just trying to buy some mouthwash Puts on CVS pharmacy

RiPFrozone

There is no shortage in GLP-1 drugs anymore so compounded generic versions cannot be legally made and sold. Novo nordisk recently partnered with Hims who used to make those generics, to now sell Novo Nordisk’s Wegovy. CVS Caremark also partnered with Novo Nordisk to prioritize selling Wegovy to its customers. Ro and LifeMD are also partnered to promote Wegovy.

Effective_Ad_6296

Still here huh dude. Your annoying! No one wants to buy pot from CVS. This dude posts once a week in here. Keep farming your 16 karma at a time. Fuck corporate pot. They cut corners, sell moldy product and don't care about their workers.

2QuarterDollar

Tbh all this corporate finance stuff has no real baring. The only real multiple that I see having any meaning is peer based valuation. If Target would trade at 200 PE like a tech company whereas WMT, COST and CVS trade at 15-20 max then the stock could plummet any day. Still the value could be justified if Target decided to stock pile Nvidia chips and pure gold.

WherePoetryGoesToDie

Seriously? Just from looking at my screener: CI, GM, F, ELV, CVS, CAH, CNC, PSX, VLO… In fact, UNH’s current market cap as a percentage of revenue still seems to be an outlier in its own category. Not saying it’s a bad investment, but having an MC below revenue isn’t a great buy indicator (eg, WBA, which has FY revenue 15x its MC, but also is very far from a sound investment these days).

AmbitiousSkirt2

*Not talking about shares just putting that out there because it seems like if your not talking about shares and long term investing you get downvoted into oblivion here* But with that being said I’m going into $CVS calls next week chart looks beautiful it’s literally touching the 200 SMA and looks to have a chance to create a higher low off this support and if it does bounce it has all the room in the world to run hard. And a lot more buying pressure than there is selling pressure

OmegaThree3

They are in Walmart, CVS, Walgreens, Dollar stores....

PicturePrimary7441

You should have bought $CLOV and $CVS

Unhappy_Raspberry_21

I feel like you see just as much weird shit being bought at a CVS as you might at a Spencer’s. It seems like every time I have to buy something at CVS it’s like penis wart cream or asshole bleaching kits

pumpkin_spice_enema

We were joking about CVS' shitty value on OTC medications, I think. Seriously - Marinol & Epidiolex are already available with prescription on insurance and no one gives a fuck. Decriminalization is the key - DOJ loves locking people up for drug offenses. That's why it's CI, higher than fentanyl, same class as heroin. The schedules are useful to law enforcement more than medicine imo.

SignificantGlove9869

CVS the next UNH?

Significant_Eye_5130

What’s up with CVS

LostandConfused2024

Holy shit, CVS and UNH are spiraling

LouieM13

CVS down 5%

foreveracubone

> they made a “deal” with that drug company Like every GLP-1 is made by Eli Lilly or Novo Nordisk lol. I feel like this ‘deal’ is entirely on CVS’s end and meant to ensure they profit the most cause I’m sure the drug company would prefer to use their newer drug that the patients want and they make more money selling.

SPFCCMnT

CVS ran out of astroglide

chuckrabbit

Huh? Of course I drive to costco. Who goes to Target on foot? Is that something they’re known for? Wouldn’t that be CVS or your local bodega? If I didn’t own a car I would buy from Amazon (already do) or use Walmart delivery? Or Instacart or Uber or whatever. How does having a car have anything to do with Target?

Thing_On_Your_Shelf

Interesting reading the comments about their prices. Other than like Walmart if Amazon, target has always seemed the next more reasonable in terms of pricing. I only use them for like personal care, cleaning, and home stuff though, but they’re definitely cheaper than places like Walgreens or CVS for stuff like that

TheKabbageMan

Maybe I’m off base with this assumption, but I think you’re crazy if you think this would end with CVS supplying bud. IMHO the most likely thing to happen would be that drug companies would research cannabis, derive some kind of modified compound from it, patent it, and then years from now release some kind of drug that will be more expensive and a lot less fun.

Agent_Boomhauer

Like the fact I can buy beer at a gas station, grocery store, CVS, actual liquor store, big box alcohol stores like Binnys, Walmart, target, etc. I’m less than a 1/4 mile from being able to buy booze from like 3-5 different places at any given point. They seem to be doing just fine. Lmao his take is so nonsensical.

tekniklee

CVS/Caremark doing the same thing right now with weight loss meds. They are constantly and conveniently “out of stock”, needs reapproval, you have to sign up for a nutrition program, now they are only approving 1 older GLP1 brand for coverage because they made a “deal” with that drug company. Etc etc etc.

DickBong420

CVS weed would be so fucking disgusting.

FillMySoupDumpling

Aetna does this overcharging with CVS too. I started going to a local pharmacy, receiving better service, and getting my medications for less. It’s incredible. 

biggamehaunter

How many shoppers actually care if Target is DEI or not? I stopped going because it doesn't have the stuff that I want, or its pricing is not competitive.... If CVS is this super DEI place, would you go even when its prices are so much more expensive?

Inside-Arm8635

I don’t wanna get at places like CVS

yes2matt

Only thing TGT has going for it are prime locations and integration with CVS and whoever their optical provider is. And starbucks, but fr, even starbucks is kinda over. They aren't doing anything else right. 

manassassinman

Go down to CVS and see how well not punishing crime with time works. Everything is put in glass cases now. If you don’t punish bad behavior, it will keep happening.

WestBeginning3564

Best to compare the Cigna, CVS, and Humana

WestBeginning3564

And the industry average is *17* for CVS, Humana, and Cigna who are not as profitable! Like honestly this has to be a hit piece from WSJ to help some insiders score big there's no way

WestBeginning3564

Sure UNH has risk. If medicare gets cut that'll put a dent in their profits. Even with a 50% dent, their net revenue will still be like $10B a year lmfao. Their P/E ratio right now is just whack compared to Cigna, CVS, and Humana. I honestly think some insiders called in a favor to WSJ to do a hit job so they can buy the dip and profit madly. Remember the SEC is pretty much allowing insider bullshit, and our own president is telling people to buy stock before lifting tarriffs... There fundamentals in my opinion are just way way way too good to pass up at this price, and I say this as a risk averse guy who likes diversification. 1100 shares @ 315

WestBeginning3564

HUM has a P/E of 17 UNH at a P/E of 17 is $405 CVS has a P/E of 13 which is what UNH is at right now, there's no fucking way.

bfludz

Yeah, politics is the real bottleneck here. been hearing the "just around the corner" thing for years now. Even if they reschedule it, the transition to CVS shelves would take forever. Bureaucracy moves at a snail's pace, especially with anything weed-related.

AtlasComputingX

I still don’t get why hims is up so much Lol they literally sell generic shit you can get from your doctor for 12$ Btw they scammed me for 2 years on the hair shit I found out I can get it from CVS for 11$ copay for 120 day supply Lol fuck HIMS they got me for like 2 years

Gamerguy_141297

Amazon, Target, Kroger, Best Buy, CVS, Home Depot, Lowes?

bullmarket2023

CVS. Health insurance is under attack. Even the dividend doesn't make it safe if the entire PBM business may become obsolete.

inkslingerben

Another data point to consider is Trump's comments. Recently, he had a post about prescription drug prices and how he was going to force prices down. The market panicked. I bought CVS and it is recovering nicely to pre-drug post levels. Curiously, his prescription drug plan is the same as Biden's, but Biden didn't use language attacking the pharmaceutical companies.

King-Doge-VII

Doctor told me to put baby oil in my ear to unclog it, felt like such a fkn weirdo buying a bottle at CVS today after she asked me how old my kids were and I said I don’t have any kids 

Secure_Run8063

To be fair, Walmart is not producing the products on their shelves. They have suppliers from those brands, and honestly, most of the producers have (or should have) been preparing for the tariffs ever since Trump first mentioned them before the election. However, the price increases begin with the brands that have Walmart (and Target, Costco, Walgreens, Krogers, CVS, etc.) as a customer. Even the Private Label products are produced by various other companies and co-mans that have to adjust their pricing based on the tariffs. So, it is unlikely that the retailers will increase their prices to fully make up for the losses that tariffs cause. On top of that the taxation policy will also affect the profit and pricing considerations, so there is a lot of uncertainty. If a company or business can make a case that their price increases are necessary to keep the business running without massive layoff or a drop in quality and selection, I think consumers will still be unhappy but they won't stop shopping nor would the company be guilty of price gouging. However, under Trump's first administration, we had a major global supply chain shock due to COVID. Despite the poor response by a very inefficient and ineffective leadership then, that one could be considered at least in part a natural catastrophe mostly out of Trump's control or responsibility. This one is another shock directly under his leadership AND directly resulting from his policies - specifically due to him as well. We'd need a real detailed view of the business case and the company's pricing policies and justifications, but it is very hard to say that any price increase could not be specifically laid at the Trump administration's door.

Guinness

I have an unfounded suspicion that the CEO of Chase Bank freaks out over WFH/RTO because Chase is holding an enormous of worthless office space. Think about it. After the 2008 crisis Chase bought a ton of companies out. There is no going back to the pre pandemic era of office space. Companies save way too much money effectively offloading office costs onto their employees. And both sides of the equation are generally happy about it. Employees save time. Employers save money. CVS/Walgreens/Starbucks used to exist every block propped up just by office workers. They’ve all shed locations like crazy. They can’t keep kicking this can down the road. And I think it’s really stressing him out. Who breaks out in a screaming fit of rage over something so trivial? Someone who knows they’ve got a lot to lose. That’s who.

bullmarket2023

Valuations still seem high and we can see that uncertainty will lead to hard selling. I’m using cash to build some key positions but building them slowly. Recently exited CVS for a decent gain so cash has grown. I’m looking in the sectors that seem out of favor for some quality deals.

Imaginary_Ad9141

Any thoughts on BRBR? With all of the GLP-1 talk, their Premier Protein is literally overflowing all of the racks of Walmart, CVS, etc...

Weareweare2677

Bought heavy this week on CVS calls and just 200% and exited my position. Shit week and back to even otherwise I would of held to expiration next week.

CompanyCharts

UNH 11.47 P/E Market Cap of 248B ELV 15.22 P/E MC of 88B CI 17 P/E MC of 82B CVS 14.45 P/E MC of 76B CNC 9 P/E MC of 30B (The cash flow shrinkage keeps me away from this one) HUM 16 P/E MC of 27.5B MOH 15 P/E MC of 17B OSCR 60 P/E MC of 4.2B a 15 P/E feels appropriate for the group. Today's move down was imo a great opportunity.

SchwiftySchwifferson

It wasn’t spy. It was CVS puts 😭

Alarming_Ad_5946

Humana, Cigna, CVS

SchwiftySchwifferson

I got mine in CVS and other healthcare sector shit. I’m fuming rn

SchwiftySchwifferson

Someone pimp slap CVS back down

SchwiftySchwifferson

Hold my CVS $57P overnight???

SchwiftySchwifferson

Should I bag hold CVS puts? They expire tomorrow lmao

SchwiftySchwifferson

Rip my CVS puts

Thump604

Fucking add Aetna to that shit. Under Aetna the company that oversees all my prescriptions is CVS Caremark and I have spent all year fighting them and usually winning but it’s a full time job. CVS Caremark now owns Aetna. How is that acceptable.