CVS

PetiteInvestor

CVS and PFE, finally. Prob just teasing me 

one_ugly_dude

TBH, it doesn't matter if its ATM, ITM, or OTM for my scenario. I mean, sure, that affects how much I'm paying for the call but I'll explain using my own portfolio. Of course, I have never seriously looked into options and don't know how they work, so I'm sure it DOES matter lol. I'm just saying, I don't have a preference. I'm not trying to gamble, I'm trying to maximize the upside on companies that I like while minimizing the downside. Over the past year or so, I bought CVS, UBER, VZ, and PG. They are all companies I felt would do very well for the following 10+ years. My perspective of these companies haven't changed. I still want to own them, but they are -33%, +15%, -38%, and +9% respectively. Now, had I used calls options, I would now own UBER and PG, but I wouldn't be down 33% and 38% on the other two stocks. The way you describe it, it sounds like people use calls to leverage their bets. I don't think this is what I'm aiming for. I suppose I am doing that a little just by the nature of options. But, mostly I'm just trying to protect to the downside while still knowing I'll have the stock if it pops. If I'm not misunderstanding how options work, a 12-month call option can act like an insurance policy for the stocks I want to buy. Or am I just a dummy?

Didntlikedefaultname

BRKB, JPM, MSFT, AAPL, GOOG, ENPH, TSLA, AMZN, Meta, CVS

john2557

No one strikes fear in the hearts of others quite like Amazon...Grocery chain stocks went down when they bought whole foods, CVS/Walgreens/etc. when they entered the health space, and now all the telecoms with them entering the mobile market.

john2557

No one strikes fear in the hearts of others quite like Amazon...Grocery chain stocks went down when they bought whole foods, CVS/Walgreens/etc. when they entered the health space, and now all the telecoms with them entering the mobile market.

ankole_watusi

Every CVS with loss prevention “portals” at the doors. They have this rising-intonation with implied question mark to leave some wiggle room for customer to save face.

sexyshadyshadowbeard

I think VTRS is under valued, but I could be wrong. It’s on my watchlist. CVS is undervalued after buying up Signify Health. Theres so much intrinsic value there, I think it will push revenues way higher and CVS has the cash flow to grow it even faster than Signify did. DVN may be a good oil play at this price. A, BRKR, and DHR are all steady growers and look good at these prices.

AnswersWithAQuestion

What’s been causing CVS to slide so much since the end of 2022?

PersuasivePersian

CVS

TheCreamPirate

SCHW, PYPL, ALLY, XOM, CVS 6/30 calls.

CharlieDayofWallStrt

CVS has a great yield i honestly wanna buy more but ill wait. Any others you feel are severely undervalued?

palamedes23

Bid on calls for CVS and MPW

AluminiumCaffeine

+1 for CVS, reversion to the historical mean is all I need

NoRace5075

*OP discovers the social contract*, tune in next time for *OP wonders why the deodorant is behind a locked case at CVS*

StockNCryptoGodfathr

CVS is underrated. Boring and simple but great value here especially after reiterating guidance. Been in it for a couple weeks now.

StockNCryptoGodfathr

CVS is underrated. Boring and simple but great value here especially after reiterating guidance. Been in it for a couple weeks now.

Mammoth-Tea

CVS is my current favorite, but I’m looking into STLA. Feels a little too good to be true

RichieRich-April

66% Stocks 16% Total World ETF 11% Gold miners ETF 7% REIT ETF Stocks: 11% Meta 10% Google 9% Ahold Delhaize 9% Baba 7% Corsair 7% ASR Insurance NLD 6% Cigna 6% Intel 5% Bank of America 4% Target 4% Ulta 4% Abn Amro 4% Cisco 3% Dominos 3% United Health 3% CVS 2% SoFi 2% MPW 1% Plug Power

AluminiumCaffeine

AMGN, CVS, and UNH green, my boomer portions finally helping out like they were supposed to lol

StockNCryptoGodfathr

Agreed on all of these and Sold Puts on BUD at $45 and SBUX at $90. I also did Buy/Writes on PYPL, CVS and AAP and have Puts I sold at lower strikes below on all of them for each of the next three months. If I get assigned then I can take 3-4 months off from trading while it bottoms and heads up.

CharlieDayofWallStrt

Yeah i feel very confident in these purchases. Disney has no competition lets be honest. They’re a unique conglomerate. Parks & classic movie franchises, sports, streaming (66% hulu/espn/disney+). CVS is much better than rite aid or walgreens its not close my opinion and they are transitioning to a real health care company with their recent purchases of oak street health and signify. Target has lots of competition i understand this with walmart & amazon but i feel like target has a massive fan base and will do just fine. My experience, shopping at target is much more pleasant than walmart.

CharlieDayofWallStrt

I bought 100 shares a few minutes ago. I’ll hold for years. im very confident ill make a few thousand from this. The same goes for disney and CVS. Again im longterm trader/investor. I’ll wait years for the gains

HunterRountree

CVS maybe? Looks like they never recovered after that merger with Aetna

AluminiumCaffeine

I locked and loaded some UNH and CVS last week, fingers crossed for Tuesday

StockNCryptoGodfathr

I rarely hold but recently started buying every bodies trash stocks. PYPL, CVS, BAC, AAP is all I own but Long Dated Puts on all the above along with value levels on BUD at $45, TGT at $100 and DIS at $75. One man’s trash will be my treasure when market rotates around. Been doing this for 22 years now and outperforms buy and hold.

parsonyams

Sony, Thermofisher, Palo Alto, Honeywell, Nike, Texas Instruments, Intel, CVS, Blackrock

No-Champion-2194

Don't let the tax tail wag the investment dog. Diversifying out of a high-beta stock that has done well is a good move to lock in profits and reduce risk. If I needed a fire-and-forget 5 stock portfolio, I would pick: \- AMZN - for e-commerce and cloud \- PEP - consumer products - stable, long term record of performance and high-single digit dividend increases \- PH - diversified industrial with some defense exposure. \- XLF - etf to give broad financial exposure \- CVS - broad medical exposure to retail pharmacies, insurance, and moving into primary care. Good long term prospects, but the stock has been beaten down by short term concerns.

AluminiumCaffeine

Indexes? No, specific individuals that still look attractive? Yes, and even better imo is that if you buy things like pharma or healthcare (UNH, CVS, CI, AMGN, etc) here its somewhat of a win win. If recession hits those sectors tend to outperform and if we continue to see optimism they should also rally as other sectors catch up to tech.

MasterDave

Customer here. You live somewhere exceptionally healthy. It took me 2 months of waiting with an open prescription to get either ozempic or trulicity filled. I accidentally got both and even my doctor said I should sell the ozempic on Craigslist because someone would buy it. I didn’t because that’s probably illegal enough to get caught in NY but I absolutely do not believe there are tons of ot lying around otherwise it seems highly unlikely that both Walgreens and CVS couldn’t just have somewhere else ship it.

MyNameis_Not_Sure

Theranos was selling machines to CVS locations to try to show they were legit. CVS was offering tests, but I think the blood samples were sent to a lab to be analyzed traditionally or something dumb and obviously a red flag like that It was a weak grift

JelloSquirrel

Theranos was actually selling tests lol, you could get them at CVS.

AluminiumCaffeine

I have been buying some more value-ish names that are near local lows by trimming big tech including CVS, AMGN, and UNH

GoodLittleDancer

Nothing cheap about healthcare/Pharma Benefit managers, like CVS, UNH and CI, but we could have a nice pop when GOP takes drug price controls off the debt ceiling negotiation table.

Minimum-Ad-2026

Safe shit that's down and nice dividend, diversified. WBA, VZ, IBM, T, USB, ENB, BGS, LEVI, CVS, TSN, WFC, F Meh, or just dump it into Nvidia like the other regards.

AluminiumCaffeine

What did you buy? I just loaded up on some UNH/CVS

AluminiumCaffeine

Derisked my portfolio from over 30% META/GOOGL to much more reasonable, but still elevated, levels. Moving some money into BABA, AMGN, CVS, and UNH.

BarebowRob

Why can't the big Walmart bag have the assorted colors like the CVS small $1 does?

syfyb__ch

one of the dumbest things i've ever come across when i lived there...all the locked up stuff in CVS/Walgreens and DR. Like no one ever considered someone desperate enough to lift an item won't call for assistance to unlock the case, and then sneak out of the store. I can see this in sections of the city that are seedy or with a history of mass theft, but jesus it's everywhere.

StockNCryptoGodfathr

This is why valuations matter. When a stock hits its 5 year P/E low or even sometimes just near it bottoms. Bears have to scale out and so it stays flat and choppy till they are ready to flip to being Bullish. When a stock hits these levels I like to Collar it till it takes off then I just let it rip. Average return on value stock buys is 30-40% a year after and in case of stocks like META and NVDA I got a double. I have a Spreadsheet of 800 stocks and levels where they hit historical value. Right now due to excessive valuations there isn’t a lot but Im doing this in PYPL, CVS and BAC all of which are undervalued. Patience is a virtue…….and a money maker……

SmackEh

https://youtu.be/CVS1UfCfxlU

sinfulken1

CVS just announced they are closing their clinics. What do you have to say about that

AluminiumCaffeine

I have been heavily overweight tech for all of 2022-2023 and planning on beginning to trim a little of my big tech holdings for some more value exposure. What are some of your favorite value stocks that have been sold off in the rotation? Eyeing AMGN, CVS, DOV, and UNH atm.

AluminiumCaffeine

I think I am becoming a boomer, but CVS seems kind of interesting down here. Down on some bad acquisitions which is fair, low PE, decent yield, and track record much better than WBA over the last 5 years.

SilentMajority2142

I'm not your brother, troll. The drug manufacturers are the ones paying out the hefty fines. It'll be a one-time, write-down for the likes of CVS, Walgreens & RAD, who will all be fine, after these government lawsuits waste time, money & resources. They'll also accomplish nothing. The junkies have moved on from prescription opioids & graduated to new drugs like fentanyl & its synthetic counterpart. Any government resources need to be allocated towards education & prevention.

NomadKing1

Tech pretty much being solely responsible for market growth YTD and the huge discrepancy with DOW is crazy. Stocks like Disney and CVS near/at 52 week lows while NVDA is going to historical highs. This is one unhealthy market; holy shit. And no, I didn’t buy puts on NVDA yet

Ambitious_Arm852

CVS isnt pure retail. They bought Aetna.

lost_in_life_34

In NYC CVS and Walgreens have been locking up razors and other stuff for at least a decade. Not even worth it to waste the time to ask them to unlock it unless you need it right then

lost_in_life_34

since this is a city problem, I bet they close the city stores and leave the suburban ones open ​ or do like CVS, lock everything up where it takes you a half hour for an employee to unlock it and then just buy it all online and wait for the stores to close

WorkingCorrect1062

CVS ded company?

absoluteunitVolcker

Facebook marketplace, craigslist and Ebay didn't exist a few months ago right? HD CEO says shoplifting has become an epidemic. CVS pulling locations in large cities due to crime. WMT reporting huge increase in inventory loss. https://marketscale.com/industries/retail/crime-related-retail-closures-are-soaring-in-2022-is-closing-shop-the-right-solution/

Harvick4tw

CVS charges $7 for deodorant and $15 for DayQuil, fuck that. I do use their pharmacy but that’s it

linnie1

Waiting at the pharmacy counter and an employee handed me a bag of prescriptions and immediately went to the back. I had to yell “these aren’t mine “. And they messed my one prescription up. I won’t even go to a CVS for anything now.

Zosynir

Employee sentiment has always been terrible. Their stores have always been depressing to be in. Perhaps that is why so many of their customers take antidepressants? CVS is overall a complete shit hole of a company. The only advantage they have is that they are a member of an oligopoly in a highly regulated industry.

Bum_In_The_Park

I worked at CVS from 2009-2011 and from that perspective it is remarkable to see how the staffing and presentation of stores has deteriorated since this, especially in the last 3 years. Make no mistake - the techs, pharmacists, and event front staff were demoralized back then. Every store I go to is operating with a skeleton crew at all times. Sad to see.

Deep-Complex-5328

WBA vs CVS

RationalKate

I'm small potatoes in CVS I buy 3 shares every Thursday. I open my puter and say pew pew pee and try to buy it as low as I can while I sit there. Disney I like to buy in multiples of five. You know how you can get it to show all your stock buys, My goal was to get Disney to fill up the screen with how many times I bought it. So a few weeks ago, I would count back like 5 and 7 buys ago and sale them. Take the funds after they settle and rebuy Disney. Yesterday I realized I had the same amount of shares as I did when I started doing that. BUT I have them for 3500 cheeper. I didn't even know you could do that. I always sold them in the green but lots of times just for a few shekels over.

RationalKate

I just do mot see the meed for on location pharmacist. All that can be automated down to compounding pharmacies. Buy CVS for the dividend right now and for the 2nd phase of your retirement. When your on a beach enjoying the 12min of sun your allowed as a citizen you will be glad you held on to CVS.

clockwork5ive

At CVS today and there was an old man there who said hello to everyone. Multiple people thought he worked there and started asking him questions. Kinda funny but kinda felt bad for him because it seemed like a compulsion, like he hat to say hi to everyone he passed. A minute ago I realized he walked past me and didn’t say hi. 

BagofBabbish

“Entry level banker or analyst”. If you want a good job these days, you get laughed out of the room with nothing short of professional internship experience or a personal connection. The days of supplementing your college with a job at CVS and leveraging it to get a job in corporate are long gone. I think that’s also part of why these jobs are so hard to fill these days. It’s readily available info that the work is hard, doesn’t pay much, and yields experience that’s viewed as worthless. We ruined these jobs as a society, not AI.

Atriev

CI is getting really popular among my friends. I’m not a shareholder but I’m watching. Honestly still hate CVS so I’m never going to buy the. There’s so many other options. Humana… Elevance… Cigna….

TheRedScarey

CVS and Walgreens also

fredethc

Some of the giants in Pharmacy Benefits Manager have taken a hit due to regulatory concerns. (CVS and ELV). CVS down the most due to integration and debt worries. But both are down quite a lot, and they are traditionally dividend safe havens. Could be undervalued. I mean, if congress let Novo Nordisk, a foreign company, taking advantage of vulnerable diabetic American citizens with their high ass gross margins, they can’t point the finger at pharmacy benefits managers for squeezing money out of consumers. There is another legal item, and that is opioid litigation charges. CVS and Walgreens already paid big amounts in 2022, and have promised they will turn it around. If all this is handled properly, i would say the companies are undervalued at this price. So there is still opportunity in this market, you just gotta keep looking

rememberRengoku

Not that long. At my local Wendy's there is a dedicated person who takes orders. You need to have someone dedicated during the lunch and dinner hours because there's so much traffic. A few different people do the job every few days, there isn't someone who only ever does orders. However, if the need to take orders goes away I don't think it's outside the realm of possibility to let at least one employee go per location. If Wendy's has 6K locations, that's 6K jobs. If more stores start doing this then we're talking about tens of thousands of jobs. Then, that means some kids/young adults won't be able to apply for that job because it won't exist anymore. Whole thing could turn into a big problem. I'm already really upset when I walk into a CVS and see basically no staff on sight. There's like one dude in the back stocking shelves, one guy at the pharmacy, and one guy managing the self-checkout machines. I remember like 15 people used to work at my local CVS. Now they have maybe 4 at the busiest time of the day. These were entry level jobs so you could go to college, say you had experience, and then get a better job like an entry level banker or analyst or something. IDK dude. Whole thing has me kind of upset tbh.

SISU-MO

Looked at morningstar analysis which rated it 5/5. Stock is down 40% this yr. Realistically CVS as fortune 5 with 300k employees it ain’t going anywhere so if you can ride out the stock for awhile it will likely bounce back and in meantime you will get 2% dividend yield. Imagine 300k US employees losing job if cvs went under. More technical aspects would be their ability to dominate medicare and primary care due to minute clinic and health hub presence which most insurers do not have. Signify and oak street acquisitions shld align with this long term vision

AP9384629344432

I'm planning to exit this position eventually. I'm down 24% on it. I think it'll go up eventually but I see better opportunities in my portfolio. Decided I don't want low margin retail stores with poor inventory handling and high competition. I do like their inclusion of other businesses in their store (SBUX, ULTA, CVS).

robograd

What makes you pick CVS?

Historical_Air_8997

It’s trash because they aren’t performing well. 72% debt to asset ratio, marginal growth the last 5 years even with high inflation, and there is lots of competition. I wouldn’t be worried about Walgreens or rite aid, I’d be worried about the Walmarts and amazon maybe even Mark Cubans company. Only about 1/3 of CVS revenue is from prescriptions, so they’re also competing with companies like Quest Diagnostic for vaccinations and cheaper markets for goods. CVS has a loyal customer base of boomers, which are beginning to die off. So over the next 10 years the new customer base are younger folks who want a better experience and I think Walmart and amazon are getting a piece of that. CVS used to make a lot of money off of their high margin in store items, but those stores are quickly losing foot traffic. Also a lot of stores are being shut down due to theft. They also have a huge employement issue with staff shortages, Walgreens and rite aid do too but Walmart and amazon are actually know in the pharmacy community for having a much better work life balance. In my area 3 years ago CVS pharmacist starting pay was $120k. Now it’s $140k with a $60k sign on bonus. Their techs made $14/hr, now they make $20/hr starting. It’s only going to get worse too. Also interesting fact [this](https://www.statista.com/statistics/255029/leading-us-pharmacies-based-on-prescription-revenue/) shows CVS has most revenue from prescriptions, but if you read the side note it says $50b isn’t from prescriptions which means Walgreens actually brings in more prescription revenue and Walmart is pretty close. They still make way more money overall than Walgreens just thought this was interesting. Personally, I just wouldn’t invest in any retail pharmacy. They’re all just overall scummy companies that don’t deserve to stick around in their current state. Hopefully Mark Cubans company and GoodRx help change that, even Amazon is making huge changes to treating their pharmacists better and switching to delivery. Btw I know a ton about this cuz my wife is a pharmacist that has worked at most of the major retail pharmacies and at amazon pharmacy.

CharlieDayofWallStrt

Explain how its trash. Who can compare? Walgreens & rite aid not even close. CVS has loyal customers

SISU-MO

large cap: CVS, Amazon, TSM, Tmobile, american express, pioneer natural resources, ASML Long term mid- small cap: HIMS, intellia, crispr, paypal, exact sciences, crowdstrike, mecardolibre

macyrock

So many: DIS, LUV, SQ, CHPT, CVS, GOOG, JPM.

ShortUSA

The large cap stocks listed on the US stock exchanges are almost all global corporations. The exceptions are almost entirely health insurance companies, or US health retailers such as CVS, etc. These types of businesses are not generally needed in other countries; hence those on US exchanges are not global. That said, investing in US stock market large cap companies is effectively investing in the world. With each year that passes more and more mid-cap stocks on US exchanges are also global companies.

CharlieDayofWallStrt

Google amazon. Disney is good at current prices so is CVS.

Stoli1387

CVS

GeneralWolong

I replied to a dude who said he spent $15 on a bit of bananas and some oj some time ago. I was dumbfounded by who could possibly do such a stupid thing. I've seen batteries a 3 pack of AAA batteries for over $10 at CVS. These people nowadays will pay a premium for anything there's really no price awareness anymore.

FarrisAT

There's actually good information on it from back in October. The essence of the answer is that CARES Act healthcare benefits (subsidies) for Medicare expired in October 2021-December 2021. This pushed up costs in 2021 reports. Then in October-December 2021 these expirations fell out of the data and you only saw the numbers since the CARES Act subsidies faded. In the meantime, Medicare did get permanently expanded to a few more states. Meaning premiums fell in those states in 2022. In totality, that led to flat YoY readings for 2023 in Medical Services and Medical Insurance Premiums. My issue with this calculation is that it seems to overweight the CARES Act & Medicare premiums. Anyone with a brain sees that in 2023 the announced Premiums for Medicare are 8.2% and the announced Premiums for private insurance (UNH & CVS) are 10%+.

FarrisAT

Medical services is a real head scratcher. Medical insurance companies like UNH, CVS, etc. are all reporting record profits and 10%+ premiums. What is causing medical services to be FLAT year over year?

zwzwzw19

10 stock dividend portfolio: $LOW $PG $CL $KR $MSFT $LMT $JPM $CVS 2 more I can’t decide on lol

McSnoots

CVS brand cherry flavored NyQuil tastes too good to be medicine

AdMaleficent2789

The nice lady at my CVS always manual overrides the "ID Scan" for me calls on CVS

i_put_my_pants

I should probably have narcan in my house just in case right? I wonder if I can get it at like CVS.

ReallyGottaTakeAPiss

My favorite part about CVS is standing in line for 2 hours only to find out they never put my information in to fill my prescription and then getting price gouged on products you can get for much less at the grocery store or Amazon. Added bonus is that I can replace the blinds in my house with the receipts!

DirtySchlick

PUTS…retail pharmacy is dying and CVS overpaid for the Caremark merger. PBM reform is coming and will gut this company even more.

suasposnte187

SORRYYYY!!!!!! That was me guys. I work at the check out counter at a local CVS, and I accidently bought 1 million shares using a margin glitch on Robin Hood. I was actually trying to SHORT CVS shares, because this place sucks, but I hit the wrong fucking button because I have been sipping on Sudafed all day.

Doitpu55y

My plays for the next few months are $CTLT , $CVS, $TPL, and a few others with slightly less allocation, but these are my mains.

Obusaalex

Already diversify some of my fund in CVS right now this is best bet