CVS

judahrosenthal

The other day I went to CVS and they had a big sign begging people to take drugs. They were basically just handing out cash and Xanax at the same time.

Tojo6619

CVS gonna hit 72 

OptionSellingRegard

Caught a whiplash when they saw the whip pass They like “ok I see you” bitch how could you not? Drove to CVS and copped a Plan B and watched her swallow bitch I KID YOU NOT J Cole is so fucking good

GoZukkYourself

The bol and ber peace summit is taking place in the CVS parking lot in 10 minutes.

mayerp7776

CVS,Hum,CI next?

Creative-Cranberry47

you're right. should've certainly mentioned the bigger players, but even so you get the memo. CNC, CI, HUM, is all up. Also, CVS is a hybrid with Aetna

AmberLeafSmoke

Oscar, Clover and CVS are really poor comps for UNH.

Creative-Cranberry47

the entire health insurance market cratered. the entire health insurance sector is up today due to large players investing in the long term outlook. look at OSCR, CLOV, CVS, ELV, and many others. they are all up heavily. the other fields of insurance had a negative impact as well despite no correlation. despite, what you don't like to hear, they are moving pretty closely to one another

shortsermons

If CVS surpasses 70 I will bust

PalpitationFrosty242

Indirectly - CVS. Been making moves lately

GetCashQuitJob

No, because I want WBA to die a fiery and painful death. CVS can fuck right off too.

Machine_gator2233

My calls are getting cooked, I have a leap in BSX, HWM, CVS and NEM

jaygibby22

Express scripts, CVS Caremark, and OptumRx process nearly 80% of prescription claims.

dvdmovie1

> Is this a good time to get in at a great price, or is this a failing stock? It has certainly done worse (-93% since going public) than I would have thought given the value proposition, but what is the moat? I haven't looked at it in a while, appears they are now trying to go after HIMs (which sort of illustrates the lack of moat with that.) They lowered FY rev guidance because of store closures (RiteAid), which it seems like they could have been better at anticipating. You're looking at a future where there will be less pharmacies (how many stores are CVS/Walgreens closing?) so that is an issue. The Pharma manufacturer solutions side of the business is doing well. It does actually make money, unlike a fair amount of medtech speculative names. I guess I view it like this: Worst case scenario: zero. Seems doubtful but at $3.50 and down 93% it's not far from it - a couple more mixed/missed quarters and you might have negative momentum continue to carry it at least towards there. Best case scenario: It stops making errors/having setbacks, evolves a little further and focuses on faster growing segments and it could do well over time. I still think every time Amazon announces something this will be hit and I still question the moat, but if this actually can finally do a more convincing job at making a place for itself in healthcare then it's probably moderately undervalued. Again, I don't know that it has tons of growth potential (if it did, it wouldn't be down 93% in a few years in pretty much a straight line), but there is potential upside if they can finally work out what seems like persistent "one thing or another" issues. It's not something that I'd have as a core position; it's something that if I invested in I'd have a small position as a turnaround play and if there's any indication that that turnaround is starting to occur then I'd add more. If it doesn't, then dump the small position.

apathyetcetera

I see GoodRX as a sort of Expedia or Kayak of pharma coupons. There should be some value in coalescing and comparing competing pharmacy pricing vs coupons on a pharmacies website. Sure most people will just click a box on the CVS website when they submit their prescription renewal, but there is a market for those that shop around, just like when shopping for flights/hotels on Kayak.

salacious_lion

CVS calls just sayin

salacious_lion

Kids so drunk on ETH that boring grandma CVS breaks out and nobody notices. Bitch pushing her walker to $71 next week

salacious_lion

I know ETH is all the hype right now but CVS just broke out and is going to hit 70 next week

shadowpawn

I was just at local CVS. Man pricing on everything imported is crazy. Vitamins are at least 35% to 40% more expensive than when I bought in 2024.

salacious_lion

CVS and CI about to break out

Livid_Engineering_30

Have you looked at CVS, MCK, COR, CI, CAH, ELV, CNC, WBA, and HCA to compare with UNH and see if their profits suggest any patterns that could point to possible fraud?

stefanliemawan

Totally wrong. Drug especially comes with a lot of personal preference. I read that some people are already preferring wegovy to mounjaro. Yes, most people will go to the better drug: Mounjaro, but Novo can either drop prices and make a deal with health insurance for exclusivity in Wegovy. The first they are looking into, and the second already done with CVS.

Sarduci

Indeed. I expect places like CVS and Walgreens to eventually be like - we’re done taking a loss on some meds. Have fun getting your prescriptions filled nowhere.

remote_001

CVS is a zombie company they will stay flat.

kuschelig69

\>My last finasteride refill was 19 cents for 3 months. Didn't even bother to make an insurance claim. The bottle probably cost CVS more than 19 cents. for me this was a real journey. I went to two doctors and they refused to give me an RX for finasteride because the side effects are too dangerous. I searched for side effects on Reddit and some mods banned me from a finasteride sub. Then I bought it on the black market for over 100 €.

super_not_clever

That's crazy, I thought I was getting a good deal at $12 from Costco. Puts on CVS I guess

Individual-Habit-438

I dunno, I wonder how it can be that cheap too. CVS has to be losing money just on the bottle and filling it and packaging it. But I didn't ask questions. Past 3mo refills on finasteride were in the $1.20 range which was still dirt cheap.

Individual-Habit-438

It's a total dogshit stock that relies on people being too chicken to go to their doctor for a Rx. A marketing scam with absolutely zero moat. they resell generic drugs you can get at CVS for vastly cheaper. My last finasteride refill was 19 cents for 3 months. Didn't even bother to make an insurance claim. The bottle probably cost CVS more than 19 cents.

RepresentativeHat975

After 100 percent drop CVS pharmacy owes me 1200 percent cash back…

Smoochy_dog

CVS and walgreens…pharmacy section

TungTungSahurs

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divexpat

I agree and I'll also add that almost all new jobs created the last few years have been in either the gov or healthcare. UNH is the largest employer in the healthcare sector. They employee over 10% of all MDs in the US, and huge numbers of nurses. They have over 400k employees. The other insurance companies are similar. Take CVS for example which owns Aetna. They employ over 300k. So, if the gov does not allow the health insurance companies to get back to their tiny margin rates, these companies will stop hiring and maybe start laying people off. That will make the jobs data look like a disaster. For example. Last report says we added 73k jobs. Well 55k of those came from healthcare. The healthcare sector is literally the only sector adding signifcant jobs outside the gov for the last several years.

warmer-garden

She worked at xerox for many years, took out her retirement after in like 2006. Trained to be a pharmacy tech 15 yrs ago. She’s been at CVS ever since. She went down to working 3 days a week but that plus social security is just enough to get by on her own. Her husband died 3 yrs ago, didn’t leave her w anything but credit cards and trauma 😭 she’s okay for now, very independent and her mind is still intact. Luckily my oldest uncle could help her if anything ever happened, and he’s the main one checking in with her now. 2 of her kids (my mom and one uncle) already died. The three she has left are the ones who are sorta okay in life so I don’t think she’s too too worried. There’s ppl in even much worse positions than her unfortunately

Infamous-Potato-5310

Agreed, we have not even seen the real damage until we get deeper into this over billing thing. Given the political climate, that’s likely going to be a very bad situation for them. I think if I wanted this type of play I’d go with CVS. Still undervalued but not in such a world of shit as some of the other players.

AsgardWarship

Monopoly? Cigna, Humana, Molina, CVS, Elevance...

TrueScallion4440

There's a reason why CVS for example got into the pharmacy benefit manager business. Lot of money to be vacuumed up between manufacturer and consumer. If you go into a CVS nine times out of 10 it's a ghost town but Caremark is rolling in the dough.

sadlittlewaffle

Do I hold my very stupid CVS puts from yesterday or eat the 80 percent loss. Can’t really get worse right 🤪

Historical_Air_8997

Sure I can get behind most of that, but you you implied UNH is priced cheaply when it just isn’t. I agree tho it’s like the Home Depot of healthcare, steady dividends and growth and not going anywhere. There is a spot in most portfolios for a company like that. But it’s not a company to “rotate” in and out of and complain when you don’t get tech sized gains or lose money over a few month time horizon. My issue is people thinking companies like UNH or CVS are going to multibag over the next year or two because “look how high their ath are” when it just isn’t how these companies trade and operate.

br0botic

CVS giving it all back

Historical_Air_8997

So you’re rotating from winning companies with strong growth over the last few years into losers with declining or negative growth over the last few years. Not exactly sure why people think that’s smart. Then you go and rotate back into tech but pick the worst tech with slowest growth in their respective industries, again not that smart. At least the tech ones probably won’t lose money in the long term but they’re not the best picks atm. If you wanted to rotate into healthcare there are better options that have had growing revenue and cash flows the last few years. The administration is against Medicare and have been talking of cuts the whole time then yall surprised there’s cuts and shocked the companies heavily relying on Medicare income go down. You think insurance companies can just raise premiums forever? You don’t see any consumers unhappy with that and seeking alternatives? You don’t see any companies stepping in to be that alternative for consumers? HIMS? One medical? GoodRx? Cheaper urgent care centers? Like seriously people aren’t seeing the shift in healthcare? So many people think CVS is a big turn around and ignoring all the newer modern competition, same with UNH and CNC. I’m bullish on healthcare as a segment, we have a very old population and very unhealthy population, but people picks are fucking terrible. Picking the biggest losers just bc they’re dinosaurs and “huge turnaround” is dumb, they’re losing and down for a reason. If it was that or staying in “expensive” tech then stay in the tech that’s at least growing 20%+ a year. To answer your question more directly: what’s going on is that many people are chasing short term gains and just not looking at middle/long term trends. They’re making bad choices and trusting management that has proven they can’t make the shift society is so obviously pushing for.

No_Cow_8702

Lol. Someone needs to be in $CVS, which beat and raise.

sadlittlewaffle

I’ve come to the conclusion that my CVS puts are probably fucked. Thank you for your attention to this matter. I should not have become a bear

Huge_Dare5524

Love CVS

sadlittlewaffle

My CVS puts might be fucked… 😭

Vegetable_Trip_5897

Rip CVS puts

HotSauce_209

CVS puts someone please

HotSauce_209

CVS puts someone tell me now!!!

GalacticDogeV2

!banbet $CVS +6% 24h

Front-Equivalent9639

CVS puts?

Front-Equivalent9639

CVS puts?

HotSauce_209

CVS puts?

HotSauce_209

CVS worth doing calls or puts if any at all

sadlittlewaffle

CVS puts for earnings tomorrow thank me tomorrow at open

apexpredator0505

META = four letters (call) HOOD = four letters (call) MSFT = four letters (call) CVS = 3 letters (put) Thank me later

sadlittlewaffle

You gonna play CVS tho? I feel they are gonna miss. Or I at least hope so. No way they stick to what they reported in Q1

sadlittlewaffle

CVS and Ford Puts will hopefully print a little

APTPredator1

CVS puts. You’re welcome.

Frumpy_little_noodle

CVS Health keeps blocking my ADHD med fills. Since I get my meds from Walgreens, CALLS

professor_chao5

I mean, you may be right about the price target. I was just saying you’re wrong about CVS and UNH being the same business

SignificantGlove9869

CVS offers health care plans.

shigella1897

That's like saying Costco and Target are in the same business and should be evaluated the same lol. CVS is getting fked because of online retailers competing with their brick and mortar pharmacies. If you factor in how much the US spends on healthcare, and how powerful the insurance lobby is. It's only a matter of time before health insurance pops off. It's like investing in drug cartels. Health insurance can literally murder for profit and get away with it.

professor_chao5

Lmao, CVS and UNH is not an apples to apples comparison. CVS relies heavily on its retail stores, and Aetna is smaller part of its business. The UNH healthcare service network is huge

SignificantGlove9869

I tell you a little secret. CVS is in the same business as UNH. CVS has P/E of 10. If you apply the adjusted expected earning of $16 for UNH you get a target price of $160. Way to go. Down. Hahahaha.

Cyberdan3

Zepbound is so good that Novo had to make an exclusivity deal with CVS Caremark to exclude Zepbound from insurance plan formularies in favor of Wegovy. Not as effective and many more known gastrointestinal side effects. They deserve to lose.

ImAnElkShootMe

It's actually the opposite-insurers are refusing to cover Zepbound even though it's a proven more effective drug, but Novo is making more acceptable pricing deals than Lily is. CVS Caremark (which I think partners with all UnitedHealth plans) will only cover WeGovy/Ozempic and nothing else. Still in long on NVO but yeah their short term outlook is rough because there's tons of competitors to Ozempic and most of them are better. Noro needs to get a new product or a pill format out ASAP.

SignificantGlove9869

Why? CVS has P/E of 10. UNH P/E over 15. UNH should be $160

soyeahiknow

CVS is going the way of Rite Aid

actuallyrealperson

I'd fuck your puts but I haven't gone to CVS yet

memelackey

I mean I go to the CVS across the street it's also terrible.

Indiusa

I guess short HUM and CVS as they will also be served !!!

IWasBornAGamblinMan

CVS

Still-Analysis-133

CVS trading at book seems like good value. Probably open a long position

lVloogie

It feels like this model is going to regress more and more as tech eats away more market share vs more traditional companies. 10 years ago Walmart, Exxon, Chevron, Berkshire, Apple, GM, Phillips 66, GE, Ford, and CVS were the top 10 companies by revenue. Now it's all tech with low dividends.

RjoTTU-bio

I’m a pharmacist, and so far Amazon pharmacy seems to be a flop. It has been very slow to get off the ground. If Amazon bought an insurance company and started price gouging the little guys, then they could become a giant parasite on the industry like CVS Caremark. The reimbursements for prescriptions are tiny and sometimes negative. It then becomes a numbers game and a dick swinging contest between large players. It is almost like an insurance cartel. We actually lose money on each GLP-1 (Ozempic, Mounjaro, Zepbound, etc) we dispense. So these revolutionary weight loss and diabetes medications are basically hot potatoes that pharmacies try to transfer away so someone else eats the cost. Then there are insurance audits, where the insurance companies try to find creative ways to steal money back that they already paid you. The industry is so fucked I’m surprised the board at Amazon even thought about entering it.

FieryXJoe

I am selling some of my winners and moving them into BRK.B which is trading at a P/E of 12 right now and seems like a safe place. I'm also holding gold, retail giants (WMT, CVS, COST, MCD), and international ETFs (Europe, Asia, India). I just want to beat the S&P and I'm up 20% halfway through the year so I'm just securing gains. I do feel like reality is going to set in on the trade/diplomacy situation as well as the labor situation. Sometime in the next 12 months.

Ok-Wallaby3867

Shoutout to the person who posted about OPEN a few days ago You tripled my position. Thank you! But to bring a different topic to the sub. I’d love to hear your thoughts on the major healthcare providers. Most of them have earnings coming up in the next two weeks: ELV already reported last Thursday and dropped 20% right after. Upcoming: MOH, CNC, UNH, HUM, CI, CVS My question: And what are your short-term views on the sector under the current administration? Curious to hear if you're bullish, bearish, or staying out altogether. My plan is to buy a week after earnings (amateur gut feel).

GoZukkYourself

**Health insurers are increasingly denying medical claims: report** *The rejections of prescription drug coverage among private health insurers in the U.S. have jumped 25% from 2016 to 2023, The New York Times reported, citing an analysis of over four billion claims compiled by the health analytics firm Komodo Health.* *The review further suggests that claim denials have risen from 18.3% in 2016 to 22.9% in 2023, with many leading health insurers, including managed care giant UnitedHealth (NYSE:UNH), recording increases over the eight years.* *Cigna (NYSE:CI) recorded the highest denial rate of 25% in 2023, according to the analysis of 4.5B claims from commercial health plans. Meanwhile, the rejection rates at CVS Health’s (NYSE:CVS) Aetna insurance arm, UnitedHealth (NYSE:UNH), and Anthem, now known as Elevance Health (NYSE:ELV), have stood at 24%, 23%, and 22%, respectively.* *However, Humana (HUM), the only insurer to witness a drop in denial rates over the past two years, has indicated a 20% rejection rate.*

Phoenixchess

UNH is actually positioned well for long-term success despite current pressures. Their AI integration is a game changer - [in Q1 2025 alone, AI agents directed 26 million consumer calls](https://beyondspx.com/article/unitedhealth-group-resilience-tested-long-term-value-endures-unh), improving experience and cutting wait times. They're deploying hundreds of AI use cases targeting billions in future efficiencies. I'm holding INTC which has been brutal. Down big but averaging down. Their foundry business will eventually turn the corner. The vertically integrated model is UNH's secret weapon. The synergy between UnitedHealthcare and Optum gives them stronger profitability metrics than competitors - higher margins and better ROIC than CVS and Humana. The Medicare headwinds are temporary. Diamond hands sometimes hurt but often pay off for quality companies. UNH has the balance sheet to weather this storm.

GoodLittleDancer

That's like saying your girl got off the couch to go in her car......to go to CVS, to get a pregnancy test, to see if your boys can swim.

EfficientManner7990

>CVS Well there’s your problem

SchwiftySchwifferson

Yesterday I bought a *modest* bag of Doritos at CVS. THAT FUCKING SHIT COST ALMOST $7. WTF

Altruistic_Court5981

So puts on CVS?

Thenmatwaslike

With Rite Aid also going under maybe buy CVS?

No-Marketing7297

so you are gonna potentially wait a few days to take meds for a cold by buying from Amazon? There’s a reason why CVS or Costco charges more, because you can have it today.

DaedalusSlade

I can't see any reason to invest in them at this time. The fundamentals aren't there and any potential upside was lost when they lost the NVO partnership to CVS/WeightWatchers along with the launch of the NovoCare online pharmacy. If you are looking to invest in GLP-1 then I would go direct with NVO or LLY. Personally, I'm long NVO and I think HIMS will be facing some headwinds in the near future.

Mcariman

Walmart is the best option right now. Waaaaay better than CVS or Walgreens. I hope they can hang on

austinite89

Tis very overpriced. I go to CVS often because it’s literally on my same block. 3 minute walk. It’s pure convenience if I need something quick. Otherwise, I’d never go. I’m guessing that’s true with most people. These places aren’t the go to, they’re convenient for the small amount of people that happen to live next to them. That’s not enough to keep your business going.

Consistent_Bat_2857

It’ll never fully close. If anything, they will ditch the all in one store model and switch to a pharmacy/health care only model. CVS will/should do the same. But also, fuck Walgreens.

--kwisatzhaderach--

Buy CVS stock now I guess

United-Bluejay-1133

This is actually huge news that should be getting more press. Cheesecake Factory menus make up a fairly significant chunk of the paper & binding industry market share. If CVS opens locations next, I’d invest heavily in paper

mtd14

I usually don’t find this is the case, but I also feel like Amazon probably knocked out potential local options. Like I had a cold recently, and my cheapest local option for meds is CVS or Costco. Amazon was ~15% cheaper than Costco and ~20% cheaper than CVS with coupons. I always assumed Amazon was probably better for people in HCOL areas where the fact prices are the same everywhere works in your favor.

fomoandyoloandnogrow

CVS and Walgreens wonder why their businesses are suffering when every single item is locked up like a prisoner and fat useless Karen’s are working there farming money hours instead of working

Stellar_Impulse

I was thinking of calls for Centene. Sure, its the most medicaid leveraged health insurance, but its down to a P/of 4.9 and all others like UHG, Humana, Cigna, CVS, seems to be around 16-19.

GrassChew

Just imagine how much they are selling them in CVS in places like Hawaii or Alaska

2QuarterDollar

R.I.P to: UNH CNC Humana Hims NVO MRNA CVS Long live RFK MAHA lol

Repulsive-Sundae-361

The surprise here for me is CVS health. Investors had largely written it off amid 2024’s Medicare cost overruns and pharmacy margin worries. I suppose the market’s biggest rebounds often emerge from stocks everyone thought were past saving.

Greedy_Anybody_6705

Health stocks like Oscar, CVS and others dropped today, can we expect a pullback in the next few days?

greenpride32

Your mistake was going to shop at CVS. Their prices are 20-25% higher than everyone else.

spsteve

9.60, unless they are transhipped from China then $11.20. Ofcourse those tariffs are input costs to CVS, and they will want to hold their margins, so add another 5-10% to the increase amount (21 or 22% vs. 20%)

VenatorFelis

When i was over the pond recently i bought a pack of tooth picks at CVS, 8$ if i remember correctly and made in Vietnam. So the same toothpicks will now be 9,50 or something, good job!