FNDC

EmbarrassedPart1256

For real, gotta skim those profits into growth stocks at least though, compound the gains a little. I’m thinking $FNDC, $ISVL, $VSS for solid small cap ETFs & then parking profits in some penny stocks as well. \~80-90% of the calls I made a week ago had solid moves & I either sold way early because I wanted the cash or sold before. Gotta commit to letting them cook.

DSCN__034

Actually I AM overweight foreign markets (FNDF, FNDC, DEM, AVDV) and gold and silver. And recently I added Palladium on its pullback. But nice try, amigo.

Apprehensive_Rip_930

Oops! Just noticed a typo ~~FDNC~~ FNDC. Otherwise, cool beans, and good luck!

Chromosomaur

That's what I'm uncertain on. Do you know how much? Seems stupid if they borrow at higher costs than free market? OP posted some of their funds in earlier posts like FNDC that have a 0.4% expense ratio. And a leveraged fund like SPUU has expense ratio of 0.6% and met their initial target of 2x leverage. Greater LETFs like 3x tend to have higher expense ratios though so maybe it was OPs plan to go to higher leverage and that is where the main benefit is coming in? Again trying to get clarification why she abandoned the Kelly Criterion Optimal Portfolio.

JeffB1517

If you want a small and value tilt: FNDA, FNDB, FNDC, FNDD, FNDE, FNDF equal as a core. Non-taxable add SFREX (not available as an ETF). If you want a bit less value: long term investment: 13.33% in each of FNDA, FNDB,FNDC, FNDE, FNDF, VTI, VXUS. Rest (6.66%) VWO

JeffB1517

1) Stop putting money into XLK. You get tons of tech exposure in VTI. 2) You should diversify into smaller and more value stuff. Both VTI and VXUS (and XLK for that matter) have a large cap growth tilt. FNDA and FNDC for example. I'd wait till you are over $20k to start diversifying beyond that. But then you want EM exposure as your next goal.

JeffB1517

If I couldn't touch it I'd prefer actively managed global funds. But if we are talking ETFs well I did this exercise recently for someone (this is probably simpler than I would do for myself but): 13.33% in each of FNDA, FNDB,FNDC, FNDE, FNDF, VTI, VXUS. Rest (6.66%) VWO

JeffB1517

There is no advantage of QQQ or VUG. You already are heavy USA large cap growth with VOO and VTI. In terms of what you are missing: small, value, international (Schwab funds: FNDA, FNDB, FNDC, FNDE, FNDF would fill most gaps). In terms of hands off consider M1 as a broker.

JeffB1517

You are not diversified but NVDA is just an example not really the core of the problem. SPY is USA large cap with a growth tilt. QQQ is USA large cap with a technology tilt. SMH is a large cap growth tilted industry fund in the technology sector. Way too much technology, way too much USA, way too much growth, way too much large cap. You need: small, value, international, emerging markets as immediate fixes. A good sample of funds to add would be FNDA, FNDB, FNDC, FNDE and FNDF which would fix most of those gaps.

JeffB1517

Actually I was saying all of them. FNDA, FNDB, FNDC, FNDE, FNDF all diversify a cap weighted holding. VBR can be used in place of FNDA if you prefer. I think you are getting a better fund for the money but that's a fund picking not an asset allocation discussion.

CorgiSideEye

Just go for 70% US stocks (VTI and IJR) and 30% international stocks (EVF and FNDC)

AlfrescoDog

The bearish Harley Quinns I'm finding today--instead of small, speculative biotechs--are boomer tickers, instead. FNDA, FNDC, FNDF, FNDX (all Schwab Fundamental ETFs). As well as PDN, PRF, PRFZ, PWZ, PXF, PXH (all of them Invesco Portfolio ETFs). Granted, some are related to emerging markets. But for all of these boomers to show up as a Harley Quinn? It tells me the people that invest in those boomers are walking--not yet running--out the door because they feel the music might stop.

JeffB1517

Just to pick an example FNDC (Schwab's value tilted international small value has an earnings yield of about 9.5% and a historic earnings growth 6.75%, at the old low inflation rate. I think someone 5 years from retirement is fine. FWIW going into retirement in a down market is a lot safer than going in a with a high CAPE near a top. The down market helps to limit sequencing risk and allows for a normal growth style portfolio.

harrison_wintergreen

'beaten down' doesn't necessarily mean share price, it can also mean disinterest from investors or low valuations. but SLY is the S&P 600 small cap, VIOO is the Vanguard equivalent IVOO is the Vanguard S&P 400 mid cap ETF IWM is the iShares Russell 2000 small cap index if you want something a bit unusual, could look at DEEP (which is deep value small and micro-cap stocks) or DES (US small cap dividend) or FNDC (foreign small caps with a 'fundamental index' that filters stocks by revenues, profits, etc).

REWROAR

Please rate my all ETFs portfolio for long term hold :) Background: currently in my mid 20s, keep putting money in every month. AVUS 30% AVUV 30% EPV 10% FNDC 10% QQQ 7% PBW 7% ARKW 6% Roughly 75% domestic, 25% international and right now it slightly tilts toward value stocks.

Dry-Drink

Not sure what you mean, funds like [VBR](https://www.portfoliovisualizer.com/factor-analysis?s=y&regressionType=1&symbols=VBR&sharedTimePeriod=true&factorDataSet=0&marketArea=0&factorModel=5&useHMLDevFactor=false&includeQualityFactor=false&includeLowBetaFactor=false&fixedIncomeFactorModel=0&__checkbox_ffmkt=true&__checkbox_ffsmb=true&__checkbox_ffsmb5=true&__checkbox_ffhml=true&__checkbox_ffmom=true&__checkbox_ffrmw=true&__checkbox_ffcma=true&__checkbox_ffstrev=true&__checkbox_ffltrev=true&__checkbox_aqrmkt=true&__checkbox_aqrsmb=true&__checkbox_aqrhml=true&__checkbox_aqrhmldev=true&__checkbox_aqrmom=true&__checkbox_aqrqmj=true&__checkbox_aqrbab=true&__checkbox_aamkt=true&__checkbox_aasmb=true&__checkbox_aahml=true&__checkbox_aamom=true&__checkbox_aaqmj=true&__checkbox_qmkt=true&__checkbox_qme=true&__checkbox_qia=true&__checkbox_qroe=true&__checkbox_qeg=true&__checkbox_trm=true&__checkbox_cdt=true&timePeriod=2&rollPeriod=36&marketAssetType=1&robustRegression=false) and [FNDC](https://www.portfoliovisualizer.com/factor-analysis?s=y&regressionType=1&symbols=SFILX&sharedTimePeriod=true&factorDataSet=0&marketArea=1010&factorModel=5&useHMLDevFactor=false&includeQualityFactor=false&includeLowBetaFactor=false&fixedIncomeFactorModel=0&__checkbox_ffmkt=true&__checkbox_ffsmb=true&__checkbox_ffsmb5=true&__checkbox_ffhml=true&__checkbox_ffmom=true&__checkbox_ffrmw=true&__checkbox_ffcma=true&__checkbox_ffstrev=true&__checkbox_ffltrev=true&__checkbox_aqrmkt=true&__checkbox_aqrsmb=true&__checkbox_aqrhml=true&__checkbox_aqrhmldev=true&__checkbox_aqrmom=true&__checkbox_aqrqmj=true&__checkbox_aqrbab=true&__checkbox_aamkt=true&__checkbox_aasmb=true&__checkbox_aahml=true&__checkbox_aamom=true&__checkbox_aaqmj=true&__checkbox_qmkt=true&__checkbox_qme=true&__checkbox_qia=true&__checkbox_qroe=true&__checkbox_qeg=true&__checkbox_trm=true&__checkbox_cdt=true&timePeriod=2&rollPeriod=36&marketAssetType=1&robustRegression=false) have shown statistically significant (and quite decent) loadings on value/quality/size since inception. For more recent multi-factor offerings (like iShares') there's not enough live time to get a meaningful PV regression but if you regress their underlying MSCI indices, you also get meaningful and quite statistically significant loadings on the various factors. I'm quite happy with them.

Camus1612

Nice one. But I have to ask, it looks like the top 4 holdings (VBR, VFMF, FNDC, FNDF) were underperforming the Nasdaq and SP500 in the longer term. Then why not doing it on the main indices instead of those?

MotoTrojan

If I were to hold EM it would be a value tilted fund (FNDE, EYLD, maybe AVEM) but I don’t. I hold 35% ex-US and see no reason to overweight EM so that would be an 8% holding which doesn’t move the needle. I’m plenty diversified and uncorrelated now with all the developed ex-US in small/deep-value (FNDC & IVAL). If either of those funds included EM I wouldn’t balk, but for now I sleep great at night and don’t think a token holding would move the needle. 5% is a waste of mental energy.