Reddit Posts
Mentions
Zentek Feels like one of those under the radar names quietly stacking real catalysts. You’ve got rapid biotech progress with the aptamer platform, nuclear-grade validation on Albany graphite, and ZenGUARD gaining traction as a legit HVAC disruptor. New CEO already pushing partnerships and international interest. This is starting to look like a serious multi-sector story that hasn’t been priced in yet.
return averages higher w SP500 over real estate. I have 1 rental property in the midwest, with a property manager. I break even with my mortgage w tenants. HVAC took a hit one year so theres $1k right there. If and only if you want to live in the house after some time..put the $$ in an index fund and leave it alone. So much can and does go wrong with home rentals and upkeep.
Well the big growers already have warehouse space and HVAC setups I guess, just swapout plants for GPU clusters and we're all set!!
At 17.6x EBITDA you're paying AI-infrastructure multiples for what's still largely an industrial HVAC roll-up, so waiting to see how it trades post-listing seems smarter than chasing the IPO hype. I’m probably just gonna watch how it trades post-IPO too. Narrative is strong, but they need to execute *really* well to justify that price.
This is similar to what we do. We have 4 “buckets”. Cash/swing, Dividend Income, ETF boring stability, and Core/Long Term Growth. It’s working really well for us to have the “why” compartmentalized. As someone who spent 25 years in plumbing/HVAC with a side step into CFM: swap Schneider for VRT if you’re able to. And if it were my portfolio, I would have TSM and ASML rather than NVDA.
Thay went in last month. It covers all my HVAC, electricity and PHEV. The savings per year is about 10% of the cost per year at January rates (even with no federal help), and since then heating oil is up a buck and power is up 2 cents a kWh, and gas is up a buck a gallon, so looking good. I sold a house with solar and heat pumps, and they made the house much more desirable due to low utility bills.
I see people selling that regulated coolant Freon and R410A all the time. You aren't legally supposed to be able to buy and sell that yourself without an HVAC cert or something lol.
You sure you want that homie? A fresh and educated back entering the field? If AI is taking over something like Whole Genome Sequencing what do you think that means for Mr HVAC whos brazing lol.
I feel like this is actually insanely bullish for HVAC companies. But those things are never sexy short term so its gotta be a stupidly longterm play, and therefore probably not fit for this sub. Hear me out though just for fun. Nuclear takes way too long to build. A power plant is like 10 years and $10B at this point. A third of the worlds energy is used by buildings (construction and operation) and a third of that is wasted by inefficiencies. So if we want more power, the quickest way is actually to be more efficient with what buildings we already have. So you can either A) buy more efficient/newer equipment and install it or B) upgrade your building control sequences/strategies/programs. Both of those are projects for HVAC companies. These things have ROIs of like 3 years for any building 15+ years old (google says 80% of the buildings are at least that old) so they sell like butter. And then, were doing all this so we can build more data centers which buy expensive chillers and require tons more hvac work. So we are doing hvac work to create more hvac work. Those companies gotta be growing fast right?
A good set of tools to do everything in my home has been my best investment. If I do the work, I know it was done right. Then when stuff breaks, I know how to fix it. Only thing I hire people to do is bring appliances or things I can't lift, or HVAC. Good luck on your plumbing!
>What if small businesses that started using scrap metals could get a tax break? I like this in particular. Eliminate some of the fuel burn in the process (environmental benefit, too). I mean, it's a net positive keeping recycled critmins and metals in global circulation period, but if you could get a tax receipt of sorts for scrapping *and* selling locally, that would be a good driver. I was chatting with an HVAC tech from Ukraine and he said this whole "throw out the whole board or unit and replace" isn't a thing there (they don't have a choice anyway). They'll be there checking caps and repairing the microelectronics.
I’m 100% convinced they are pumping ketamine throughout the white House HVAC based on 🍊tweet patterns
Solar panels 4x size of earth feeding into a giant HVAC blowing cold air on earth would do it
Yeah, it's kinda wild, right? Feels like everything's either getting built or patched up. Makes me wonder if I should've gone into HVAC instead of trying to make it as a photog, lol.
Not at night, when most EV charging occurs. There has been well over a decade of hand-wringing about EV charging 'straining' the grid, when it's far less of a historical change than residental HVAC. In the meantime data centers have almost instantly been introduced with 4x the load, much higher growth, and a usage peak during the working day and early evening.
Been putting extra cash into VTI and chill for the past couple years but wondering if I should diversify more internationally. The HVAC business has been pretty steady so I've got consistent income coming in, just trying to make sure I'm not being too US-heavy in my portfolio Anyone else feel like they're overthinking this stuff sometimes? I keep reading about emerging markets but then I look at the fees and performance and just end up sticking with what I know
Went to trade school for HVAC. Did an internship with a residential company between freshman and sophomore year, when I graduated I was lucky enough to get picked for an industrial boiler company. Recently quit cause I got lucky enough to get into a power plant.
Have you tried looking at the chart for either one? Took me 10 seconds to look at both. Invest in plumbing and HVAC and cereal my friend.
I don't know if you're being sarcastic, but you need HVAC to cool everything directly or indirectly, that's why chillers are installed on data center roofs. Look at Vertiv stocks.
I was recently in on a quote for the HVAC systems for a huge AI data center in Louisiana. Yeah they are going to spend a ridiculous amount of money on hvac. Yes those plants are cooled by HVAC! lol. So many chillers on site.
Time to go sell some HVAC equipment bitchesss
Dude, heat exchangers and chillers are components of the HVAC system.
I know about the difference between residential, commercial, and industrial applications of it. I know what I install in data centers as a pipefitter versus what I installed in people’s homes as an HVAC installer. I know what brands I see on my job sites.
That’s a certification to allow you to handle refrigerant. It doesn’t mean that you know anything about actually installing HVAC. I have EPA 608 Universal, as well. Nice try, though.
Technically high velocity HVAC is a thing. But the expansion would be high velocity heating ventilation and air conditioning.
Trane Technologies holds a dominant position in the North American commercial HVAC market, with estimates placing their market share around 19% to 22.8%. As a market leader, they specialize in high-efficiency, sustainable commercial systems, which account for approximately 60% of their total business, driven by strong demand in data center cooling. Market Leadership: Trane is consistently ranked as the number-one or number-two player in the commercial HVAC market, often alongside competitors like Johnson Controls. Market Share Figures: Various analyses place Trane's commercial share around 19% to over 20%, with 2024 revenue in commercial HVAC at approximately $14.2 billion. Strong Growth Sectors: The company is experiencing high demand in "applied systems" (large-scale commercial) and is heavily involved in data center cooling. ¯\\\_(ツ)_/¯
Climate change meaning more places need air conditioning, and the switch from furnaces to heat pumps will be a bigger catalyst for HVAC companies than datacenters.
So I got the abbreviation wrong. Oh well. I don’t work in HVAC. I work in industrial pipefitting and instrumentation. And we are the ones who install heat exchangers, chillers, etc. for industrial processes. It’s different equipment from different manufacturers installed by different people with different training.
wtf ? Lmao this dude just made up high velocity air conditioning. Then said hvac systems are not cooling data centers followed by saying he is installing HEAT EXCHANGERS in a data center. They almost certainly use chillers which is HVAC.
This is hilarious. The guy might know what he’s talking about, I have no idea. But the thought of someone working in the industry for 20 years and not knowing what HVAC stands for is cracking me up.
Because water cooling is a form of HVAC - it's th same companies that do "both" if you want to call it that.
Data centers are cooled by water, not by HVAC systems.
Small world, I worked for a HVAC engineering co. in So Cal in the 70's.
#Fuck stonks, I’m buying an HVAC company
It generates a shit ton of jobs for blue collar workers and the data center jobs pay almost double. HVAC, and electricians are in high demand for these jobs. These projects take multiple years. Constantly happening.
HVAC supply house. Customers/Contractors need receipts for billing and accounting purposes.
Do you think this shift toward HVAC as grid assets could scale fast enough to impact valuations in the near term?
Sitting here with my solar powered house and my electric car and my heat pump HVAC thankful I don’t use gas for much of anything anymore.
HVAC salesperson here… What’s their relationship with the big dogs? The big dogs in the building automation system industry are Siemens and Johnson Controls. If it doesn’t work with their systems, it has no value. In my experience, Siemens and JCI can barely get their own systems to work. If this company doesn’t have a complete building automation system on bid day, they will get bulked out.
Not sure if you’re being serious or not, but do NOT go near it - you have no idea what you’re doing! You touch the wrong thing and you’ll create an arc blast that will either end you or burn you so bad that you wish it did. What pump are you talking about? I assume HVAC?
Plumber is the best trade. My Plumber makes more than me, 1.5x more. Very reliable, very stable. HVAC is the 2nd best.
I think the bear market is coming due to AI taking all jobs and flipping this economy upside down, so this is many years of downturn. I think this was the boom before the bust. College grads will be having a hard time finding jobs already, especially in computers, journalism, white collar positions. Not everyone can flip burgers at Wendy’s and robots will be able to do that too. Everyone should get electrician licenses or HVAC repair for now
My FedEx guy beefed with the HVAC contractors replacing our building's furnaces today. In his defense, he did have to carry my new camera tripod upstairs while dodging both the old and new furnaces that were littering the halls.
lol that’s funny, I also had a 05 TSX prior to my 2015 Lexus. That TSX was pretty modded though, it was actually a great car, I loved it. The rattles thing is just a newer car, and a lot of premium cars like Lexus, genesis, Infiniti have the same experience of solid build with no rattles. The TLX has that mouse touchpad thing that was the biggest annoyance. Worked fine for its own menus, does not work well with the Apple CarPlay/ android auto at all. Lots of times CarPlay would have a popup banner at the bottom with notifications, usually I just click on another part of the screen to get to what I’m trying to get to, but the touchpad doesn’t work with a popup/banner notification. You must wait for it to timeout before you can click anywhere on the map, or to even switch apps. The HVAC control seemed to be in a weird spot, angled buttons and if I recall the buttons had a confusing on/off or something, I can’t remember exactly, once I figured it out it was not a big deal deal. Also, I should add, I’m probably spoiled from my ZDX fully touchscreen infotainment to control everything.
Is Graphene's Future in Products or Powder? Meet "Baby HydroGraph $HG $HGRAF" – potential multi-bagger $GMG $GMGMF. As always this is a high risk, high reward play. Invest at your own discretion. This is not financial advice. In the rapidly evolving world of advanced materials, graphene stands out as a transformative substance with unparalleled strength, conductivity, and versatility. Traditionally derived from graphite through energy-intensive processes, graphene production has long been tied to mining dependencies and environmental concerns. However, two innovative companies have both pioneered methods to manufacture high-purity graphene without relying on graphite, using sustainable, synthetic processes involving hydrocarbon gases. [HydroGraph Clean Power Inc.](https://hydrograph.com) and [Graphene Manufacturing Group Ltd](https://graphenemg.com) This breakthrough positions them at the forefront of a market projected to reach billions, driven by applications in coatings, lubricants, composites and batteries. HydroGraph Clean Power Inc. (ticker: HG.CN on the Canadian Securities Exchange; HGRAF on OTCQB) boasts a market capitalization of approximately **CAD 3.45 Billion**, based on a share price of about CAD 9.97, with roughly 346 million outstanding shares, reflecting strong investor confidence in its patented detonation synthesis technology. In contrast, Graphene Manufacturing Group Ltd. (ticker: GMG.V on the TSX Venture Exchange; GMGMF on OTCQX) has a more modest market cap of around **CAD 277 Million**, based on a share price of about CAD 2.35, with roughly 118 million outstanding shares. Despite the disparity, GMG's undervaluation presents intriguing upside potential. If GMG's share price were to rise 15 times from current levels, its market cap could climb to over CAD 4 billion, potentially overtaking HydroGraph and signaling a significant re-rating as its commercial traction accelerates. HydroGraph has garnered notable support from industry figures like Jay Taylor and Kevin Bambrough, who have played key roles in drawing market attention to the company's innovative approach. Their endorsements highlight HydroGraph's potential to disrupt traditional graphene supply chains. HydroGraph's strategy centers on producing raw, high-purity graphene in bulk and selling it by the ton to customers for integration into their own products. The company has highlighted relationships with over 50 potential clients across 20 applications, including collaborations with the U.S. Army Research Laboratory (ARL) for advanced materials development. However, despite these promising ties, HydroGraph has yet to record significant sales, with annual revenue at just CAD 43,000 in fiscal 2025. Large-scale manufacturing is ramping up, but full commercial production has not fully commenced. HydroGraph's leadership envisions scaling to sell thousands of tons annually at prices around $250,000 per ton, potentially generating billions in revenue, though manufacturing expansion—requiring EPA notification under TSCA—has only recently been cleared and is yet to start in earnest. HydroGraph believes it holds a competitive advantage through its top-quality fractal graphene, featuring 99.8% carbon purity with 100% sp2 bonding and a pristine crystalline lattice, free from major defects. This high purity and quality have been independently verified, meeting standards set by the Graphene Council and third-party inspections, ensuring consistency and reliability for demanding applications. GMG, while also manufacturing graphene via a proprietary plasma process from methane, adopts a vertically integrated approach: it uses its graphene internally to develop and sell end-user products. This strategy offers several advantages. By controlling the entire value chain, GMG can ensure product quality, customize solutions for specific markets, and capture higher margins through direct sales. It reduces dependency on third-party adoption, accelerates time-to-market, and mitigates risks associated with raw material commoditization. Moreover, integrating graphene into proprietary products like coatings and lubricants allows GMG to demonstrate tangible benefits, building customer trust and loyalty more effectively than selling bulk material alone. GMG's graphene, whilst not verified through the same independent certifications as HydroGraph's, has proven its high quality through real-world performance in their products, as evidenced by third-party tested energy savings, efficiency improvements, and the company's ISO 9001:2015 certification for quality management systems. To illustrate, GMG's THERMAL-XR® coating enhances heat transfer in HVAC systems, leading to energy savings of 10-30%. In practical terms, this could translate to thousands in annual electricity cost reductions for large-scale users like data centers and air-conditioning. Similarly, G® LUBRICANT, a graphene-enhanced additive, reduces engine friction, yielding up to 10% fuel savings—equating to roughly $10 in fuel costs saved for every $1 spent on the product in fuel. GMG's partnership with Tickford Racing to trial their G® LUBRICANT in high-stakes Supercars competitions underscores the company's confidence in the graphene-enhanced additive's potential to deliver measurable performance gains and fuel savings in extreme operational environments. These quantifiable gains underscore GMG's edge in delivering real-world value. A key area of innovation for GMG is in graphene-enhanced batteries. The company has unveiled its Graphene Aluminium-Ion Battery, which fully charges in 6 minutes, offering advantages such as energy density over 100 Wh/kg after 1 hour of charging, long cycle life up to 10,000 cycles, safety without lithium, and lower thermal runaway risk, potentially eliminating the need for thermal management systems. Bob Galyen, GMG Non-Executive Director, and previously Chief Technology Officer (CTO) of CATL (Widely known as the largrst lithium ion battery manufacturer in the world) commented: >"In my nearly five decades in the battery industry I have rarely seen a technology with the disruptive potential of GMG’s next-generation graphene aluminium-ion battery. With the possibility of charging from empty to full in around six minutes, this chemistry fundamentally changes how designers can think about electric vehicles, consumer electronics, and stationary storage." GMG's momentum is further bolstered by contracts with world-leading customers, including Rio Tinto, world leading miner for battery development and Bosch for manufacturing support. The company is also advancing regulatory milestones, with U.S. EPA approval conditions accepted for THERMAL-XR® ENHANCE in December 2025. Once fully signed, this paves the way for shipments to distributor Nu-Calgon, enabling distribution across the U.S. for HVAC applications in data centers for cooling and air-conditioning systems. Indeed, GMG's partnership with Beijer Ref, a world-leading wholesaler in refrigeration and air conditioning with operations spanning 45 countries, enables the distribution of THERMAL-XR® ENHANCE coating as an optional upgrade on Beijer Ref and Kirby-branded evaporator coils across 73 Australian locations, underscoring the growing adoption of graphene-enhanced solutions in the global HVAC-R market. Additionally, GMG is planning a strategic expansion into the U.S., including more production facilities there, and pursuing an up-listing to a major exchange like Nasdaq or NYSE to enhance liquidity and visibility. For the fiscal year ended June 30, 2025, GMG reported revenue of A$237,672, a decrease from the prior year's A$294,859. However, GMG is expecting to achieve self-sustaining revenue as it scales production and expands sales, with analysts forecasting significant growth, including a projected CAGR of over 600% in the next three years. This aggressive forecast reflects expectations for rapid scaling in graphene production and product commercialization. To support this, GMG is actively recruiting and expanding its worldwide sales force, maturing its sales and marketing teams, and adding new distributors in Asia, Europe, and North America. As GMG scales its operations—with a new Gen 2.0 graphene plant set for mid-2026—and capitalizes on these partnerships, the company appears primed for a re-rating. Its focus on revenue-generating products, combined with a lower market cap relative to peers, suggests substantial growth potential. Investors eyeing the graphene space may find GMG's "Baby HydroGraph" status an opportunity to bet on a rising contender in this high-stakes materials revolution.
I got that as a loaner when I brought in my ZDX, that thing feels so cheap and rough compared to my 2015 IS350. I’m not shocked at all. The interior and infotainment was also terrible. The HVAC controls fell like a prototype Nokia phone from the early 2000s, the transmission feels like 12 gears with terrible clutch and bad ratios. I wouldn’t want to spend more than 25- 30k on that car
Couple things you should note. .com bubble did pop but the technology still stayed around, it was simply over valued and investors blindly put billions of dollars into it. As someone who works in the tech sector, these major companies are putting in insane amounts of money into something they will never make money off of. I believe it was theorised that for these ai companies to be profitable, they would need the equivalent of every iphone user $35 a month or every Netflix user $180 every month in perpetuity to deliver a 10% profit. That's not sustainable. You mentioned that it's cutting down on jobs by doing simpler tasks but how do we get workers that can do the more complex tasks that ai can't do? Couple points I want to expand on this one below -Lets look at the HVAC industry. 10-20ish years ago, companies stopped hiring apprentices because most employees realized they could make a better salary if they jump ship every 2-3 years. They saw that as a loss and decided to only hire experienced techs that already know how to do everything. Well fast forward to today, we have an extreme shortage of techs and any good tech can easily pull 130-170k a year. In 10 years, were gonna see companies going under and stores losing product because they simply can't get anyone to fix their equipment in a timely manner. -now if we take that same thing happening in the HVAC industry and apply that to everything, were gonna see a total world economy collapse because no matter how well you train an ai, it's still gonna hallucinate and it won't be able to do everything. Knowledge will be lost and we will truly be making Idiocracy a documentary. To summarize, yes, ai is probably here to stay and yes, it will help companies save money in the short term. When you expand past that and really dive into the consequences of how it'll change our lives, its not looking good.
Which is funny, because the HVAC industry did our annual 10% price increase. And I know we weren't the only ones.
"but after speaking with my friends mom who is a realtor" And will make a commission from your purchase. "I should invest in a condo and rent out the property." "I am unfamiliar with investing in rental properties" Are you renting now? Any of your friends renting now? What do you think of their property, the way they live in the property, the way they care for the property? Make her teach you how to evaluate the property. Have her show you how it "pencils out" by looking at the money required for the downpayment, for closing, for commission(s), what is the mortgage monthly payment, what is your interest rate, have her show you property taxes (which go up after a purchase), what is the insurance as a landlord vs owner occupied, what about condo fees, any outstanding assessments, who pays utilities, yard care if needed? Ask her to help you understand reserves, saving towards HVAC, rood, flooring, tenant damage, refresh between tenants, plumbing and electrical repairs. Make someone prove what they tell you. Don't just believe them when they stand to profit from you.
To set them up initially, yes lots of people. But once they are up and running, it’s minimally staffed. With much of the software and networking done off site. Even the onsite maintenance team for the electrical and HVAC is not a very large crew.
Anything with a hard drive or internal storage is probably wise. HVAC, new roof, whatever big item is sort of on your list is probably not going to be cheaper any time soon.
1. agentic ai can do this right now, if you are okay with giving it confidential information (you shouldn't be, but it can) 2. ai wouldn't be used for this. this is something that is already handled by companies that care via automated scripts baked into their HR systems 3. this also already exists without ai... there are smart-HVAC systems galore. what you're asking for is what companies are already \*doing\* - putting ai into situations it isn't needed. instead, look towards applications such as pharmaceuticals research, scribing in medical and court environments, EMS data reading for surge predictions regarding flu outbreaks, etc- and that's only in the medical field. there are huge uses in agriculture, in manufacturing, and energy logistics. oh, and software development- code debugging, breakdowns, chambered application development, automatic notation like, the applications for this are \*vast\*. it's not just "turning photos of \[people\] into cartoons" or "adding abs to their torso". ai has many faults rn, and it's absolutely suffering from a huge push similar to (but imo worse than) the .com era of tech, but it's not lacking in useful applications by any means genuinely look into this stuff, it's cool as fuck. try to dive past the murk from people buzzwording it to hell and back.
Honestly, the tech sounds like magic until you see the capex required to scale it. Real talk, the "cooling" and "water" sectors are ripe for disruption because the current HVAC standards are so inefficient, but $AIRJ is fighting against established giants with massive distribution networks. Ngl, if they can't secure a major Tier-1 partnership with an industrial or military contractor in the next 12 months, they're just going to keep diluting shareholders to keep the lights on lol. I've been looking at how "deep tech" startups manage their burn rates, and it's always a race against the clock. If you’re holding this, you’re basically betting on their ability to move from "cool lab tech" to "essential infrastructure." It’s a high-conviction play, but I wouldn't go heavy until you see a confirmed, high-volume purchase order that proves the unit economics actually work at scale.
I thought these data centers were gonna use plumbers and HVAC technicians. Why did people not grab these jobs created by AI?
It's why I always suggest commercial/industrial HVAC. You can transition to a desk job as you age.
Buddy of mine just passed after a two year battle with fungal meningitis, 29 years old. He did HVAC for three years before coming down with the illness. Please be careful out there and tell your family you love them.
Haha nope, it’s a term for learning physical jobs like electricians, plumbers, mechanics, HVAC etc
Go to trade school, HVAC, lineman, plumber, etc. I know guys making six figures with a community college degree, and they are in their early twenties
I’ve had this same thought about investing in climate change. The climate projections for 2040-2050 are BAD bad. Water, energy, HVAC, indoor agricultural technology all look like good long term prospects IMO. Focus on what people NEED, not what people want.
The datacentres are just metal sheds with HVAC, electricity and data cables the the max. Like literally. They were built up very quickly with the simplest methods possible. They aren't like the ultra-secure datacentres that are built to handle a doomsdays scenario. At best what you could do is dismantle the shed, recycle the metal, and maybe build some row houses on the sides of the foundation. Like... It is HILLARIOUS the degree of metal shed these are. I have seen structural steel companies advertising how their modular structure solutions are perfectly fit for quick manufacturing and construction of data centres. Your basic ass regular industrial hall is better built than these sheds. I think microsoft turned in to using CLT along with structural steel, because you can ship the prefabs from a centralised factory, and it is cheaper and easier to access than steel and concrete which are under higher demand. You can even outsource the CLT elements abroad.
Yeah but... The singularity that replaces all the workers from all jobs is few months away! Just little bit more investment is required, along with just little bit more shitposts scraped from online and every single piece of media. Oh... Whats this all based on? Well... This line graph plotted out on the degree of improvements in these selected tests shows that the improvement is constant. No one has proven that the singularity can not be made to happen with sufficient amount of internet poured into a statistical analysis. What... Has someone proven it can be made to happen? That's coward talk. Imagine the profits that can be made once no company needs to have any humans working in them, that is going to get so much value to the shareholders. What you mean "*Who's going to buy the product and with what money?*" well... the product is going to be essential and it's going to be licensed out to everything. The AI is going to control everything from a toaster to lights in your home. What do you mean humans need to have a job to get income to buy this shit with? Just like... Just learn HVAC and get a job building the hallowed halls of the machine god.
Take this with a grain of salt, as I am not an investor expert and fairly new to investing myself. However, I am of a similar age and similar saving amount situation up to a year ago (much better now), so this is all anecdotal. At this time last year I had the same amount as you saved up. I had student loans at about 6,000 (350 a month 6% interest), car payment loan about 1000 (another 300 a month 9% interest) and HVAC loan 10000 (about 110, 10% interest). I could manage all those payments, plus save about 200 a month with my salary. The first thing I did was focus on my student loans. Financially, this was a dumb decision due to low interest rate and small tax break. Mentally, it was what I could achieve the fastest and give me a sense of accomplishment to keep going. I put all my tax returns and extra income (work bonuses) towards my student loan while still saving about 200 a month. I finished paying that off this past December and now I started rolling that into my car payment, so 650 a month now. In the mean time, my savings slowly increased to about 5k and that's with just making them sit on a savings account at 1%. Another dumb decision as even putting them towards bond/noted would have given me at least 3%. You could argue that I could put that 5k towards my car loan and save a few hundred on interest, but 5k is all I got in case shtuff hits the fan and my work has laid off over half the staff in the last 3 months, so I didn't want to risk being back to 0 in case I get let go again. At the start of this year I started investing and now that 5k is all in monthly notes (about 3.6% annual interest). I see this as a safe way to grow the money and in case shtuff hits the fan, that money will be available within a month to keep me stable for a bit. The rest of my savings so far I've been putting towards stocks 50/50 VOO/SCHD(for small growth + dividends). Another thing I did this year was get a new credit card with 0% APR. Plan is to put all my grocery and misc purchases on it for the rest of the year, and put all my actual cash towards the last two loans (making minimum payments on credit card), which if I calculated correctly I should be able to pay off by the October of this year. And on the last two months without any loan payments, I should be able to save enough to fully pay the credit card before interest start hitting without having to dip on money I have saved passively up to this point. By then I should also have at least 20k in savings. All this to say that 1 year ago I never thought I'd be able to pay off all my loans within the next 5 years let alone save up to 20k within that time. But if you stick to it, each month that little you save up or chip away from loans grows more and more and then that growth begins to grow too.
>Amazon said Monday it plans to spend $12 billion on new data center campuses in Louisiana and the infrastructure to power artificial intelligence and cloud computing. The campuses will be built in the Caddo and Bossier Parishes, in northwestern Louisiana. Amazon said it expects to create 540 full-time jobs at the data centers and support about 1,700 other roles that will serve the sites, such as electricians, HVAC technicians and security specialists.
First, open a savings account or CD and start an emergency fund. Save up 6 to 12 months of expenses. Next, pay off whatever debts you may have and then work to stay debt free. Only after you have the above done should you even think about "investing". Yes, improving your income will be very helpful when you start to invest, so take classes or do what you can to make more money. Also, most good companies will have retirement accounts, many who will help you contribute through matching funds. Take advantage of these when you can. Get a certificate in welding, or take some community college classes to, as some examples, become an electrician or HVAC, or one of the trades as these are in demand and pay very well, many $100K or more. Once you are settled in a good job making more money, and are maxing out what the employer matches, then you can open an IRA or Roth IRA to invest in some mutual funds. Fidelity is a broker who has the education and tools to help you get set up and going when you're ready.
I think $SPXC pops a little bit on earnings for the same reason Vertiv did. I made about 4x on vertiv calls so going to repeat the same for this stock. I work in the HVAC industry so I see a lot of what gets designed into data centers so this is a gamble I’m willing to take and hopefully can repeat the win. Earnings after market tomorrow
I’m a believer than nuclear energy could be immensely impactful in the future. It’s world changing technology if there is ever a way to guarantee safety and we don’t continue totally fucking the environment. It’s the only thing that is powerful enough to help humans circumvent climate change in my opinion. That said, the best advice I ever saw on this or in quantum computing is that “nobody knows who is the winner yet”. Be careful and pick the company you believe will last, if there even is one right now that fits your mold. For example, just because Oklo has dominated now is not a sign they’re the best investment. They had mega donors, but still have no operational factory or profit. This is my own hunch here - but what if things hit the fan in a catastrophic way, like an FTX level fraud within the industry. Not to mention a single whiff of a nuclear accident would devastate the entire industry for a while. Don’t nuclear reactors make prime military targets? (see Ukraine war where these sites were used as chess pieces) To me, I think we need to see at least 2-3 more big test before we know a company has any real staying power. It’s hard to say it’s a safe bet to invest right now. I’m risk off in this recent pullbacks, personally. My re-entry point for a long term investment would be 20-30% or lower of these crazy ATH prices. In other words, I’d prefer to buy/hold SMR below 8-9 bucks and Oklo below 30-40. Maybe put in 10k-20k, or something else that isn’t be betting the house, and try to forget about it. These companies raise complicated macro questions, and nuclear might ravage our energy pricing system for a while. I wonder how much nuclear-produced power will cost for the average person if Oklo or SMR et al. have operational plants? They couldn’t possibly sell it cheap, whether that’s to people or to businesses, even though their devices would be the most efficient source of energy we have. They have to recoup many billions and billions of dollars, and the consumer will ultimately pay for that! It has to be widely available enough to have any of the ideal world-changing effects - but it won’t ever be democratized unless an altruistic god took over these companies lmao. On the other hand, if the price to consume nuclear energy starts off (or stays) too low, then these companies might even fold shortly after starting a factory because they realized they’ll might recoup their (and their investors’) money with their lofty business models. I want in on this myself, and would hate to have nuclear FOMO, but I can’t make a good argument for investing there vs something else. Lots of companies will 3,5, or 10x over the next many years. You could make the same money doing something else that isn’t a big gamble on a nuclear futurist’s world. Here’s a story, call it a humble brag if you want: I’ve been invested in Limbach (LMB) since their IPO. They went on to really establish themselves. I left it alone (excluding one more buy in 2015) for almost ten years. It went up a literally life-changing amount before I started selling it off at different times since 2020. They exclusively just install and maintain large HVAC & water systems for commercial buildings lmao. It’s agonizingly boring. It’s also probably better than I could ever hope to do investing in nuclear companies. It doesn’t matter that my stock was not cool/ interesting. TL/DR: I feel like the biggest appeal of nuclear investing is it will satiate your FOMO. Buy some and check back in 5 or 10 or 20 years. There are tons of other things that can pay off the same or better, though. Nobody has ever been awarded “style points” in personal finance for picking a cool company!
Its a Ford with HVAC issues
What 2026 loss? https://preview.redd.it/w299sk9e9wkg1.png?width=1057&format=png&auto=webp&s=bdeabaea77a51de7e26d34a9b9c17913e5392fe1 I also went back to work as an AI engineer after the past 4 years trying out early retirement... Not that fun and boring... Now I am paid very well again... ...to try to automate as much as possible. ... and make more people unemployed from a white collar job, as much as possible. Fun times... But don't worry. Plumbing and HVAC and housekeeping and burger flipping at wendy's cant be fully automated yet. Neither can what goes on in back of the dumpsters of Wendy's...😈
its not just OpenAI but companies like $CAT and HVAC stuff like $FIX he suffer from lower capex
Just the noise floor of a microphone combined possibly with HVAC as well. Nothing 'happening', just room noise.
the real big brain move is to quit your job and stop trading and start doing contract work for companies installing things like HVAC and power supply
Sorry to hear, no idea why anyone would downvote that :-/ Wonder what will become of the news industry. I know it's a bit of a meme, but have you considered trade school? I've only done DIY, but I've found HVAC and solar installation to be pretty enjoyable, so in the back of my mind, I usually think about some kind of trade as a fallback. Of course, who knows what happens to the customer base if it ends up being as disruptive as you say.
In retrospect, HVAC makes a lot of sense as an AI infrastructure move.
Still cracks me up when you look at something like IESC and FIX on the 5year chart and be like I should have bought HVAC lol.
If you’re crying about your job at a Wendy’s perhaps in jeopardy, then you’ve got bigger problems. Maybe grow a brain and level up? Google AI training. Maybe learn a thing. Maybe look into training programs at your local community college for welding, electrical, plumbing, HVAC. All skills that are not only needing trained people, but can’t really be outsourced to robots or AI. Many community colleges have certificate programs with job placement assistance. Those jobs pay WAAAAAAYYYYY more than working at Wendy’s!
They are buying up the HVAC companies and I can’t tell you how heartbreaking it was to find out that the Atlanta based company I could always count on is now a soulless PE owned shop of thievery. I’ve worked for companies who were purchased. They unlock value by cutting benefits for employees, cutting employees, postponing improvements and every other bottom scraping trick in the book.
If you think many companies will build data centers I like Powell PWEL an 80 year old electical infrustructure company and FIX an HVAC company. Both have plenty of other business but are also profiting from build outs.
If they don’t make a product essential to life, sell it. No one needs tech. They need food, shit wiping paper, shelter, water, and an HVAC system. We’re getting back to basics boys.
I take in one step further. What is even the endgame for the anyone out of any of this? If the AI CEOs are right and this means a bloodbath among the while collar knowledge workers in the next few years then how the heck is society supposed to move on with 60% of the labor force impacted. People say it will be the return of blue collar work but who is creating demand for blue collar work? Who is gonna be paying plumbers, HVAC techs, construction workers when almost half the population is disrupted? That in turn will create a negative spiral where spending and consumption dries up, and ultimately how are the AI companies who have spend billions ever make that back with decreasing consumption, a labor force with a higher unemployment rate than South Africa? UBI doesn't seem realistic with trillion dollar defecit and over half of your taxbase impacted by AI. Like what in the world did we do?
Carpenters, HVAC, welders, etc
"Emergency fund" means a lot of different things to different people. Consider having two 'emergency' funds: 1. Unpredictable but expected expenses This includes car repairs, medical expenses, home repair (HVAC, fridge replacement, washer repair), emergency weekend trip to attend a funeral, and so on. You don't know exactly which of these is going to hit or when, but you can figure on at least 2-4 of these kinds of things every year. This varies based on things like how many cars, people and houses you support, but it could be in the $3,000 - $10,000 range. If this was drained, I'd suspend all investing (except enough 401k to get co. match) to rebuild it. 2. Unpredictable and unexpected expenses Job loss, house burns down, or some other major disaster. This is the kind of stuff you hope never happens. This is hopefully once a decade (or preferably never) kind of stuff. This is likely to be much more than than the first account. This could be in the $20,000 - $70,000 range. If this was drained, I'd probably 50/50 work on restoring this over time while doing some long-term investing in parallel. This kind of safety net can take years to build up and I don't like the idea of losing years of investing. The 50/50 would be adjusted based on perceived risk of another job loss, etc. It's more fluid.
Where did you see research around range increase from the HVAC change? Other [Reddit](https://www.reddit.com/r/MachE/comments/1pdto3d/notice_no_change_in_range_with_or_without_the/) posts suggest it did not do much for range
Make sure you get one after they went to a heat pump HVAC system. Early models use resistive heating and that absolutely tanks your range in cold weather. There were also some early wiring problems. Later is better.
Pay your debts off first. A payment uses post-tax money, so $100 at 6.9% debt takes more like $108 to pay it down. Then, realize you won't be able to afford real estate at $60k income right now. Ownership requires more than meeting the debt service. You'll have insurance, property taxes, maintenance, repairs, tenant vacancy costs, HVAC, you need reserves against roof, fence, appliances, flooring, decks, typically 1% of purchase cost annually. Yard equipment or yard service. HOA or management fees. Section doesn't ROI that well or appreciate like SFH. Meanwhile, you have your own overhead to meet, your own reserves to build, emergency funds, retirement funds. So , get out of debt. Save towards your next large purchase, a car, maybe. Build a real estate purchase fund and figure a timeline.
Looking at what you wrote and what other wrote, I agree with many saying save for emergency fund. Your current investment strategy is sound. It's not like you need to invest more for the future or retirement. But I highly recommend having six months or more of your entire monthly budget saved. That's what I have endeavored to do over the last few years. It can be slow but if you lose your job you'll need it. The other thing I would recommend saving for is a house emergency fund. Something in the neighborhood of $10-20,000. That way if you have a roof go bad or need to replace your entire HVAC, you're not getting a loan or having to pull equity out of the house. If you've got $10,000 or more sitting in a savings account that you don't touch except for a house emergency, and you've got 6 months of your monthly expenditure saved, and your investing in retirement, you'll be set for life. Many of your comments talk about lack of faith in the dollar. It doesn't really matter. It also doesn't really diminish the need for having cash for certain things. It's just the way that it is. Your lack of faith doesn't alter the reality that the dollar is here and it's here to stay. However powerful it may be at a given point in time.
Potential for absolute disaster. I read that and got super nervous. One HVAC or roof could ruin this dude
NVIDIA , TSMC , ASML make no money? Utilities that will be selling electricity to them are not making money? The construction firms building the data centers are not making money? The HVAC firms selling the AC and cooling equipment are not making money? Tons of people are cashing in on the tech giants spending spree
The HVAC company my brother works for is down over 50% on revenue YoY and laid off the majority of their staff in January.
Legence Corp (LGN) specialise in HVAC, mechanical, electrical and plumbing (MEP) services Over 60% of Nasdaq 100 companies are clients of Legence Only IPOd last year and look like a baby version of Comfort Systems (FIX)
Power generation. Doesn't matter which model you use, you are going to use power. EV, more tech, more HVAC ( climate change ), robots etc etc
I work in PE Energy and HVAC is where it is at
Just fixed my furnace by watching youtube videos. Puts on your location HVAC guy, calls on GOOG
Mueller Industries, Inc. (MLI) earnings fucked by copper prices. I figured they might avoid it this earnings, but apparently just the last two weeks burned them. They make all kinds of things for industrial and home/building construction. Notably, they make pipes and valves which are necessary to the construction of HVAC systems, such as the type used in data centers. They have some specific valve and fittings products used in liquid cooling systems. Oh well I'm still way up.
Can’t hold cash when the dollar is devaluing. The best use for your money at this point is to spend it on something that will provide future benefit. I’m replacing my HVAC unit.
Are you aware of how much work being a landlord is? My stocks never call me at 2am telling me that the heat/ac is out or the roof is leaking. Do you have a plan for what to do if big ticket items need to be paid for. A roof or HVAC can easily be $15K. People who would rent a $250K house are probably deadbeats or will turn into one. It takes a long time and lawyer money to evict renters - meanwhile you still have to pay the mortgage with no rent money coming in. Money can be made owing residential rentals, but it isn't easy, except by luck. A good business plan and knowledge of how to manage rentals is advised. Follow your dream if you want to. If you lose your $200K at this young age it isn't impossible to recover and start again.