Reddit Posts
SOFI earnings 29th January , DD from an Italian married to a Kiwi (New Zealand person , a woman in my case , not the fruit)
Bullet Blockchain Announces Preliminary Fourth Quarter Revenue Results and Comments on 2024 Outlook
GME ....... MRNJ ......... has massive accumulation here watching.......
Expected moves, SPY, QQQ, and Michael Burry's big short.
Moderation in this sub has reached a tipping point - too active, often problematic, and sometimes egregious.
How important is BRK-B not having a dividend in terms of capital appreciation without getting taxed?
2023-04-28 Wrinkle Brain Plays - In the style of Vanellope von Schweetz
Warren Buffett invested in these Fintech Companies - How does SOFI Measure Up?
Warren Buffett invested in these Fintech Companies - How does SOFI Measure Up?
Roast my portfolio (only 6 stocks, with the reasoning behind them and value estimates)
Berkshire Hathaway Q4 Updated 13F: Cut stake in TSM by 86%
(NU) NU Holdings LTD (The next diamond?)💎💎💎💎
2022-11-17 Wrinkle-brain Plays (Mathematically derived options plays)
$MDGS $PEGY $NU-- Midday Momentum Movers
2022-11-10 Wrinkle-brain Plays (Mathematically derived options plays)
2022-11-03 Wrinkle-brain Plays (Mathematically derived options plays)
2022-11-01 Wrinkle-brain Plays (Mathematically derived options plays)
NU Holdings possible Squeeze? Any thoughts on it?
Interesting Graphic: Most Popular Brands on the planet ( $TSLA $NU $STBX $ABNB $NFLX $AMZN )
Brazil economy grows 1.2% in Q2, beating expectations .. Should help boost Stocks with Brazil exposure (Best tickers: $MELI $NU $IHS ... $VALE ... also, $PAGS or $STNE)
If anyone is looking for a Safer option... (likely to Break Out this week, with a potential partial Squeeze). May not Quadruple- but a near term Double is Very Possible)... $NU Full Update.
1 Stock to Buy this Week that is Breaking Out... $NU(NuBank) ... Full Update- Prob the last time it will qualify as Penny Stock (below $5)... How Brazil Central Bank's PIX program led to the Fast Growing Fintech in the World..
$NU ... 1 Stock to Buy in Sept (NuBank) ...Possibly the Fastest Growing public Co (and just starting to be discovered by Retail Investors) ...Emerging Market Fintech backed by Buffett, Masa Son, Cathy Wood ...Breakout Zone
$NU ... Fast Growing Brazil/EM company backed by Buffett, Cathy Wood, Tencent & Masa Son. Rebounding & likely to get a Short Bounce. ..Updated Fails to Deliver & Short Volume Ratio (since the 8/15 report)
$NU - Fast Growing Brazil/EM company backed by Buffett, Masa Son, Cathy Wood, Tencent.. rebounding & likely to get a short "bounce" as well.
3.5 Potentially Strong Returns... $BBBY $NU $IHS (and the .5 for STBX as a blind gamble)
3 Emerging Market Stocks that are oversold & Strong Analyst PTs, in the EM Fintech & EM 5G/wired sectors (2 of the highest growth sectors the next 5-10 years). $NU $PAGS $IHS
2 Solid Emerging Market Stocks (with x2 PTs) to keep on your radar... $NU & $IHS
Thoughts on Nu Holdings Ltd. (NU) $4 Per Share - Digital Banking $4 Per Share
$NU is on SALE💯🚀👀💸🤑✅💪🏻This is going to be easy money moving forward 💯
The Curious Case of Nubank [Nu Holdings LTd. ($NU)] and its wild volatility
Is Warren Buffett starting to warm up to crypto? Berkshire buys ATVI right before the Microsoft acquisition and a Bitcoin-Friendly fintech NU Bank in Q4 of 2021.
Warren Buffett buys ATVI and NU Bank in Q4 of 2021
$NU Bank is massively overvalued at $40 Billion and is set to drop by over 90% ...here's why
AMC's Beta Score -8.78 " The stock moves opposite the general market trend."
Mentions
Second time I’ve heard NU today, first one not from Reddit. What’s the scoop?
if you guys arent full porting NU calls i dont know why you hate money
Just need NU and SOFI to go up $2 each by April
Yep I've got both, RDDT and NU are both cheap and likely to climb
I'm not too familiar with NU but id go for it. RDDT is probably a better idea tho
If you're not buying NU at these prices idk what to tell you. Fucking sale without any reason whatsoever.
Great stock, check NU as well
Wtf why is NU dropping so damn hard
Any chance NU and Sofi recover with the April rush
Why is NU dumping so badly ffs
NU's earnings yesterday looked amazing.. and today it is down -6.3%... am i missing something?
IMAX, SNOW, and QXO also up after earnings. PRCT, WRBY, NU down.
NU had quite the journey after hours....
Any chance NU opens above $17?
Does brookfield corporation (BN) or NU holdings (NU) classify?
Short NU? We WISH we had a bank like NU hear in the states.
Great post. Love new names and some actual solid DD. SEZL is a very solid play and I would add but I own DLO, NU and SOFI in the FinTech space. I know Zoomd well. I have mostly M-Cap and L-Cap. I have one more to add. 35 yrs investing and by far my most exciting small - well micro is GMGI since they acquired Meridanbet & Expanse Studios. IMO GMGI since the 2 acquisitions is the largest miss-pricing I have come across. It is truly a 10x asymmetric play that I feel has very limited risk at current levels. **GMGI trading at .65 cent will pull a conservative $210 mil + this year alone. @ .65 that’s .4x in avg 2.5x sector, 141 mil shares = $91 mil - unreal price disconnection.** AND they are growing double digits GLOBALLY. All 5 GMGI subsidiary companies turning profitable will no doubt drive SP in next few qtrs. MeridianBet alone was appraised $300 mil - $400 mil in value prior acquisition a yr and half ago before it's recent growth, multiple additional countries licensed, including coveted Brazil Lic (1 of about 79 w/both sportsbetting and igaming) recent Fairbet acquisition, Betshops now 800, etc. That’s not considering profitable RKings or CFAC & MexPlay buildout next year. Now plug in Expanse Studios content makers meteoric rise adding 1300 operators /400% growth 60+ games, 20 countries + entrance in Brazil, Sweden, Canada, Croatia, USA, etc and consider the multiples of growing “mobile first” content makers like Hacksaw @ 8x. GMGI is now processing (well Mbet) a 2-3 billion dollar handle - 5th Gen Atlas completely rolled out, all companies turning profitable (like RSI that just ran $2 - $20) It is 85% insider owned and Mbet insiders are in @ $3, RKings $8. Thats a hell of a lot of confidence their companies are going to continue to execute. GMGI used a decentralized acquisition model leaving existing CEOs in place to continue to do what they do best. AI or Google the CEOs and founders involved: Mbet’s Zoran Milosevic, Expanse Studios: Damian Stamenkovic, RKings: Mark Weir - I researched these guys in depth. They are LT head down fiscally conservative grinders with long histories of execution and Zero borrowing - now with skin in the game. The old Golden Matrix CEO Goodman is out, prob due to SP drop it, but I really don’t have anything bad to say about him. During the last 5 yrs he acquired 5 companies w/complex regulations and brought the GMGI rev from $2mil to $170mil - and got GMGI on Nasdaq. At a reasonable 2.5x multiple on this years conservative $220 mil is only a $550 mil market cap / 144 mil shares is $3.90/share. The pro analysts have a share value $2-$4 and up to $8 with any LatAm execution. Thats a 600% gain. With a fraction of Brazil market - setting up for 2026 World Cup -remember they are one of the 5% with their own 5th gen AI platform “Atlas” as well as out ability to source their tech, B2B content+ retail - I can see double that… Consider liquidity supply and demand - out of 141 mil shares, there are under 10 mil shares left available to retail after insiders, institutional, and main shareholders are taken out. Thats is insane and this will fly with any discovery - hence why I am on here posting to get some exposure! I have never seen a company growing at their rate globally with those numbers, low debt ratio and catalysts with a share price that disconnected. I am not an advisor and have had many expensive lessons! Do your own work. This is fun for me.
I know nothing about Brazil and am not shorting but 10% of EWZ is NU and 35% is finance companies...OP is saying have fake banks is leading to a crash and provides some anecdotal evidence....if banks collapse (or what people consider banks) then the economy will crash doesnt really matter the sector as in the world in 08. Financial plumbing is crucial to any economy
NU holdings sell off - I’m perma buy there
Loading up on AMZN Sofi and NU
This post tells me you don't understand how Banks work in Brasil without telling me. Banco Master fraud is deeper than the post make it seems. Willbank is also part of it. Short NU and you will get burned, Nubank is obtaining a Banking License in Brasil this year and it's the second on number of clients, losing only to Caixa. Calls on Itau, Nu and Banco do Brasil. If you weren't betting against the system you could have made some money already, my calls are already printing +20%.
Brother, ZOOM OUT. Look at Brazil (EWZ) since the early 2000s. That's a bubble??? The rotation is just beginning. Look at the BAK chart. Only apsychopath value investors like me are in that shit. It's the definition of bottom fishing. The only stock of the ones I listed that's richly values is NU. And so what if another fintech IPO'd today. Even if there were idiosyncratic risks in the sector (I don't think there are) why the hell are you shorting the entire economy via EWZ? People have forgotten how to invest outside the US.
NU and Sofi just sit there
Buying more Sofi, NU snd Hood tomorrow
I really don’t like ETFs with thousands of holdings. Much rather own JIVE, FRDM, MELI, NU, MITSY. AVDV good too
My CCL, hood, sofi and NU calls keep printing
Or if you actually want to make money FRDM + AVDV + MELI + NU
Bought Sofi Hood AFRM and NU on the dip
Used the dip to double down on NU and PSIX
What was the sub like back then? Where people telling you NU, DDOG, ASML, SOFI were good buys or were they hostile? I was barely on sub back then. I do remember this thread being one of the most upvoted in history of sub back then https://www.reddit.com/r/stocks/comments/1jrmmdq/suicide_hotline/
Looking back at some of my buys around liberation day: NU at $10.89, $10.02, and $9.82, DDOG at $98.23, ASML at $660.34 and $649.69, IBKR at $40.80 and $35.01, GOOGL at $152.52 and $145.43, SOFI at $10.03. Just wild. Also bought YETI at $28.42 as a short-term play and sold at $36.17 4 months later.
NU is the only stock I'm currently buying at highs
NU was great dip buy they are taking over all of South America
Go international right now. NU holdings has treated me well and they have at least 33% to run. Hedge your risk and exposure to the US market right now. Things are going to get bumpy. PS, if you buy an international company in USD it will "go up" in value if the dollar drops because the company itself isn't losing value.
I respect your take because I am on the other end of the spectrum when it comes to AI and it brings me down from my all-in on AI bias. IMHO, sometimes people can be a pain in the ass. Take my insurance broker, he gets me great deals on car and home insurance but man is that guy self-important. I now use Lemonade. I once had an Uber driver make a move on me when I clearly had too much to drink. I can't wait for robotaxis but shame on me for not being more responsible. Also, I love $SOFI. I left Bank of America after 20 years. I enjoy getting my salary 2 days early instead of BOA holding the float and the HYSA vaults game-ify saving for me. I haven't applied for a loan yet, but I will be curious to see if $SOFI's rates are competitive. I also betting that $NU continues to get small business loans out to Emerging Markets. In terms of the police, I think that $AXON has been helpful in reducing police officer paperwork and I support body cameras. I'm also a huge fan of cybersecurity. When my former company launched an app, we weren't prepared for the amount of bots that tried to rip off customers.
Buying more NU June $20 calls
Wait hold up. What did he do? 
>SÃO PAULO-- Nu (NYSE:NU), one of the largest digital financial services platforms in the world with 127 million customers, today announced that it has received conditional approval from the Office of the Comptroller of the Currency (OCC) of the United States for the formation of a de novo national bank, Nubank, N.A. The conditional approval represents a milestone in the company's long-term strategy to expand its operational footprint and product offerings in the United States. Once fully approved, the national bank charter will allow Nu to operate under a comprehensive federal framework, facilitating the launch of deposit accounts, credit cards, lending and digital asset custody. >“This approval isn't just an expansion of our operation; it’s an opportunity to prove our thesis that a digital-first, customer-centric model is the future of financial services globally. While we remain fully focused on our core markets in Brazil, Mexico, and Colombia, this step allows us to build the next generation of banking in the United States," says David Vélez, founder and CEO of Nu Holdings. ... >Nu has now entered the bank organization phase, which involves satisfying specific OCC conditions alongside pending required approvals from the FDIC and the Federal Reserve. During this phase, the company will focus on fully capitalizing the institution within 12 months and opening the bank within 18 months, as required by regulators. Nu submitted its application to the OCC on September 30, 2025.
Just my sailor moon delights. From Brazil, try NU, BBD, and ITAU.
NU and DNN holding it down
If ur not in $NU what are u doin
Bros is the bomb, still holding 100 shares since 2022 😍, you’d be surprised how many good stocks motley fool has pointed out to me over the years (intuitive surgical, NU holdings, Dutch bros just to name a couple)
$NU with a $18 handle first time ever, hard to believe it was a $3 handle not long ago
Alani NU got some of the best tasting energy drinks out there, fr fr.
Nice! I totally forgot about this name. Was looking to get more fintech names a while back and got NU instead
There actually many DOD and AI infrastructure contracts aimed at nuclear projects to include a 400gw target for the US so they are diversifying it seems but then again I am too. What non NU clear picks are you running with?
I don’t know, but I wait for companies to prove it before getting involved in their stock. The world has been waiting for PYPL to prove it for years. I’m certainly no expert, but it seems to me even though Venmo is popular and PayPal processes a lot of transactions, it’s not translating to earnings. IMO there needs to be a catalyst of some sort that ignites growth. I don’t know if they can find one. Until they do, I will stay as far away from this stock as possible, especially in a bull market near all-time highs. In this space I’m more interested in stocks like NU. Smaller, faster growing.
I buy NU monthly. Been buying since $4.50 and will continue until to at least 22-24.
NU, Brazilian bank. LMAO. Yea sure Brazil is such developed nation with strong and transparent institutions. I’ll buy tech stock before touching that crap
Yeah I see this as a list of typical value stocks w/ the exception of NU which is probably growth as a reasonable price. There are two categories in the market now narrative stocks which go up with any little positive info on the narrative and value stocks which won't go up no matter how strong the cash flow numbers are. I'm mostly in the narrative stocks with some core compounders like amzn, googl, gev, asml, tsm, brkb, PWR, and nu. It's a long game we ll see but I'd be surprised if the portfolio mentioned outperforms in 2026.
NU is my play.. is cash still the best currency? Esp in Latin America?
I have no issue to buy close to ATH if the estimated EPS growth and balance sheet is good relative to forward estimated P/OCF. NU holding is a company with still a very attractive valuation despite a fantastic 2025.
I want to buy stocks involved in datacenter infrastructure. GEV CEG STRL FIX TLN Are on my short list. And Fintech like NU, HOOD, MELI. Maybe Mastercard after today.
talked myself out of it after watching it for a bit at 1.5 
lord please forgive my dumbass for buying NU this morning
Those + NU are my EM exposure, very happy with this start lol
Unveiling NU: https://www.reddit.com/r/StockMonitoring/s/pFtAkvAz6I
Unveiling NU: https://www.reddit.com/r/StockMonitoring/s/pFtAkvAz6I
$NU and chill you beautiful people
Is $NU going to blast off in 2 weeks
Looking through all those Venezuela thread surprised how limited the discussion was around MELI/NU and other Latin American stocks. Glad I bought those and SE last week.
I bought $PGY at $8 a share last year. Ridiculously undervalued compared to other fintech peers. It's sitting at $22.5 as of 1/2, which is half of it's peak of $45 in 2025. Annual revenue of about $1.2B, market cap of $1.8B. Hope this helps! I also like $NBIS, $NU, $APLD, $OSCR
I don´t hold any stock forever. I rotate from overvalued stocks to undervalued stocks. Given current valuation, cash flow estimates and EPS growth I like the following for the moment; NU, MELI, AMZN, META, UBER, PYPL, ADBE, BN, PINS, betsson, AMD, NVDA and more
NU and MELI Also all the PM miners but most of these are Canadian LMAO
For fintech which do you think will outperform: NU HOOD SOFI FUTU…and I know I’m forgetting one too…
I agree. I think in Trump's mind, the best and only metric to asses how he does as the President is the performance of the stock market. The play for 2026 is the same as 2025... pick the stocks closely associated with this administration. That is all OP got to do. At worst you might end up 2026 a few % off SP 500 performance. Personally, I'll ride 2026 with almost same stocks as 2025.. I will increase my positions in MELI, NFLX and NU, I think the dedollarisation will continue so I'll add more Gold and Silver to make it around 20%.
Of your three, I'd rank them the same way you did: RKLB - actually has revenue, launches rockets regularly, neutron coming. closest thing to a "real company" in the space sector outside of defense contractors. still risky but there's a business there. SOFI - turned profitable, growing deposits, expanding products. fintech is crowded but they're executing. reasonable 5-year hold if you believe in the platform play. ASTS - highest risk/highest reward. no revenue yet, still pre-launch on their commercial constellation. if it works, massive. if delays or tech issues, could drop 70%+. size accordingly. Worth noting - space names are getting a lift from the SpaceX IPO buzz lately. Good for momentum, but make sure you're buying the company not the hype. For 5+ years outside mag 7, a couple others worth looking at: \- NU (Nubank) - latin america fintech, massive TAM, already profitable \- HIMS - telehealth, controversial but growing fast \- IONQ - if you want quantum exposure, probably the most established pure-play in that category
SOFI, NU, GRAB. Low risk, MASSIVE upside.
Ignoring anything with ai and semiconductors: RKLB, ASTS and FRHC (i like it more than NU, albeit they are on different continents 😂) And maybe WU? Might as well be a trap since it faces so many headwinds (no strong leadership, and kinda botched transformation and the global anti immigration sentiment picking up and the rise of neobanks ) but i want to believe 🤣
Anyone buying $ZETA or $NU?
Position I’ll continue to add: SOFI, LMND, PATH Hold but won’t add: RKLB Watchlist: HOOD, NU
$100k today, long-term focus: \- 50% VTI/VOO - boring but works. Don't overthink the core. \- 20% big tech (GOOGL, AMZN, META) - AI tailwinds, reasonable valuations vs NVDA/MSFT \- 15% international (MELI, SE, NU) - diversification + growth outside US \- 10% high-conviction picks - individual stocks you've done DD on \- 5% cash - dry powder for volatility Strategy: DCA over 3-6 months, don't dump it all at once at ATHs. Rebalance annually. Boring wins. Not chasing yield or swing trading. Time in market > timing the market.
Sitting on about 2k shares of NU. Fantastic performance.
NU Will grow a lot they will become a bank
NU... It's a digital bank taking over south America and soon Mexico
Intel, sofi, NU, and theta been fuckin me all week without consent
Yes, but everyone have some bad sentiment hanging over them (otherwise they wouldn´t be undervalued) Paypal, pinterest, adobe, NU holding, MELI, uber, META among others
I second NU. ABAT might be a year early to win a competition like this, but AMPX could be just right for 2026.
NU, XPEL, MELI or FOUR Some of my favourite growth stocks right now
NU, ISSC, TATT, GRND -> these four make up 90% of my portfolio right now. Do your own research, but NU is dipping right now and I want to buy more.
NU Bank. Been stockpiling since 6 bucks a share. Fin tech out of Brazil. Entering Mexico, Columbia. Filed for U.S. solid leadership and numbers. My exit is 30. Hit 17 ath last week.
ASML, NU, RKLB Other mentions: MELI, GOOG
MELI and NU look weak today, dont see news