Reddit Posts
UPDATE: SOFI: I will see you in Valhalla...or behind the Wendy's dumpster.
No one posted SOFI gain porn yet? I’ll go first
Lost $ on a strangle even though it went my way (SOFI)
SOFI Rent Money Update: Gay Bears Are Fuk, Die You Cynical Bastards
SoFi Technologies Inc (SOFI) Reports Q3 2023 Earnings: Record Revenue and Member Growth
$SOFI - Who is ready for Moon Monday?
SOFI: I will see you in Valhalla…or behind the Wendy’s dumpster.
First week of my trading life and I am YOLOing SOFI calls. Guys I think I really belong here.
SOFI Q4 2023 Earnings - THIS IS WHAT YOU NEED TO KNOW for 1-29-24
13% float on SOFI and they are likely to show profitability in Q4
SOFI earnings 29th January , DD from an Italian married to a Kiwi (New Zealand person , a woman in my case , not the fruit)
Youtuber posts about buying $SOFI everyday as $SOFI goes down
Portfolios are like Fantasy Football rosters. Some tickers (players) are blowing up, scoring hella touchdowns, other players shitting da bed
Bailed on gut didn’t go full regard
Checking on other SOFI holders. Hopefully you're doing OK
SoFi - What differentiates them from traditional banks and other competitors?
SOFI short squeeze coming in early 2024?
Economically Sensitive & Bullish $SOFI Still Showing Strength. Should I ...
$ARM and All my Dividend Stocks Holding Up My Portfolio Today Against the Mag 7
My Dividend Portfolio as a hedge months ago is RIPPING. Should I add more?
Pleasant surprise from my SOFI Calls
Should I Run Out of the Mag 7 Now? Tech Doesn't Seem Likely To Participate In Growth Until Earnings and forward looking JPoW cuts?
$SOFI - Holding strong into Q4 earnings Jan 30th!! 1st GAAP Profitable Quarter coming!
Cathie Woods buys 252,421 shares of $SOFI for ARKF
Went heavy on $SOFI today. See y'all at $10+ soon 📈
Barclays started SoFi Technologies (SOFI) at Equal-Weight and today is the Fireside Chat with SoFi CFO.
ExxonMobil passed Tesla as the most shorted stock last month. Here are the 10 names investors are betting against the most.
SOFI Chief Marketing Officer Unloading Shares
A year ago you guys made fun of me for breaking even finally
A year ago you all made fun of me for breaking even finally
Shorting this week’s rally. Today I bought PLTR, SOFI, and TSLA puts all expiring tomorrow
Morgan Stanley Upgrades SoFi from Underweight to Equal-Weight.
Should I dump few losers I have left in the account : JMIA, SOFI, BB, UWMC
BREAKING! $SoFi is offering shares of the two hottest IPOs of 2023, $ARM and $CART!
Dont give up, used a SOFI personal loan and 2 balance transfer checks to fund my DayTrading Addiction. I'll show you how.
Is there any point in selling if holding on to your profitable stocks?
Time to build a crap stock portfolio?
Heard of these things called “Calls”
Hold or realize a part of profits and reinvest after earnings call
I already took 4 loans out to finance my options plays. Here’s my journey
What should I add? Thinking about adding a dividend stock.
From the guy that brought you the SOFI, COIN and RIVN $50,000 YOLO - next up PTON YOLO
ARKF response in the week after the Fed interest rate pause
Mentions
I'm interested in how you trade full-time. I guess I had the money to trade full-time (about 350k liquide assets plus 1.5 Mio non-liquid assets like house and retirement fund). But tbh I only use 20k for trading options (rest buy and hold plus 2 leverage experiments). My problem with selling options is: I don't find enough good opportunities atm. Finally I trade 1 SPY credit spread a week and do 4 wheels (NVO, HIMS, SOFI, TSLL)... First 3 of the wheels went bad last recently, so no profit here. Credit spread works well so far, but not with huge profit. If I did full-time, I didn't know what I should do with more time. I don't think I have leck in time analysing but in good opportunities if Inwanted to diversify. Ofc. I could do 50 credit spreads on SPY every week, running 200 in total. Then a crash could cost me 70k or something like that... Not a good risk management.
Bro I ain’t gone front I sniped some NQ scalps and got some VIP Ye tickets for next Friday at SOFI. It’s the only thing gonna keep Me from overtraining
fine with me, ive been cleaning up by selling weekly expiration SOFI covered calls. every dollar the stock goes down, I clean up the difference plus some.
I’ve made a lot of bad trades, but dumping all my SOFI at $30 was not one of them
Ugh holding SOFI sucks. Sorry mods is this too political?
Got tired of averaging down on SOFI, so PUTs for the hedge instead.
My gf dad unloaded his retirement money into SOFI at $6. He’s laughing
A little bit of a stretch to go back 3-4 years to claim it’s a great buying opportunity. Who cares about 4 years and and that pricing? We’re in 2026 I’ve never invest in SOFI because it’s overvalued and has been for a while. But why is it every financial YouTuber is talking about SOFI, a company trading at rich valuations proclaiming it’s something amazing when nobody I know in real life has ever heard of it. YouTubers are bought out and the sheer volume of them that talk about SOFI on any dip feels paid for. Since 2025 it’s a trash speculative stock that is significantly overvalued but have a very good marketing team/strategy. Well Fargo forward Pe 11 JP Morgan forward PE 13 Bank of Murica FPE 10.5 SOFI Forward Pe 32 Why would I pay 3x for a small bank with significantly higher risks over 3 quality bank stocks with a proven history of surviving the worst financial crises
I’ve invest in SOFI because it’s overvalued and has been for a while. But why is it every financial YouTuber is talking about SOFI, a company trading at rich valuations proclaiming it’s something amazing when nobody I know in real life has ever heard of it. YouTubers are bought out and the sheer volume of them that talk about SOFI on any dip feels paid for
That's oddly specific. You must have a specific youtuber in mind. Got burned on SOFI?
When people starting shilling SOFI it was trading around 5$/share I’d say anyone buying in 2022-23 even 24 did pretty good. Not the best example.
Some people are. The ones who can sit on their hands and wait for those opportunities of a lifetime. Real ones that these paid for financial YouTubers shilling SOFI can’t understand
SOFI just bleeds day after day,
SOFI immediately jumping off a cliff
I also agree that it's probably not cooling off. But I was thinking of investing in SOFI. I missed the run from 16 to almost 30. and now it's back down to 16 well, 17 after today. Thinking that's one for me...
I'm waiting to buy back into SOFI. I have a feeling it hits $13-14 again at some point if the overall market corrects.
SOFI 16.50 puts or 17.50 calls exp mrch 27 for the morning?
Got few SOFI calls when it was cheaper
If you bought $SOFI you’re still at breakeven
And I still fucking hate SOFI
Only thing could not get out of today was SOFI with 🥭 Truth. Even mentioned to take gains in WEN.
Its on its way to become like SOFI
hmm. Might sell all of my SOFI. Been in since $7ish but I want to gamble options and want the money
Fucking Short Sellers fucking with my boy, SOFI https://preview.redd.it/m0uzoe3cjsqg1.jpeg?width=72&format=pjpg&auto=webp&s=4ea02332eb282c0cf3a42d466cedc8e2aac0b9f2
AMD and SOFI leaps looking juicy
I bought an 8 dollar leap on AAL and a 10 and 15 leap on SOFI expiration 6/28
[$SOFI](https://aimytrade.io/ticker/sofi?utm_source=reddit&utm_medium=comment&utm_campaign=smallstreetbets&utm_term=SOFI&utm_content=variant_1774227641090_b5zunv) bounced hard off $16.90 support twice in three weeks—earnings pop could be the catalyst you're betting on.
I saw my $1.8m portfolio go to 1.6m since January. I’m in solid companies & holdings apart from a few speculative plays, BBAI, SOUN & SOFI. I’ve been buying those in 10-100 lots in March. I’m expecting things to be worse for Q2 2026 as our big brained leader pisses on his followers while they thank him for the privilege. When the market recovers, we’ll be ok.
When we start the 2026 recession SoFi is cooked. “From the bear cave” Muddy Waters Research published on SoFi Technologies (NASDAQ: SOFI — $21.6 billion), a digital banking app. Muddy Waters called SoFi “a financial engineering treadmill” with “GE Capital-style marks, Enron-esque off-balance-sheet structures, and relentless dilution.” Muddy Waters alleged SoFi understates personal-loan losses by selling delinquent loans just before charge-off and moving troubled loans off balance sheet, which in turn inflates fair-value marks and adjusted EBITDA. Muddy Waters said that after adjusting for inflated marks, off-balance-sheet borrowings, and capitalized expenses, it reduced 2025 Adjusted EBITDA by ~90%. In response, SoFi said it “[intends] to explore potential legal action against Muddy Waters for the factually inaccurate and misleading report.” Muddy Waters retorted that SoFi “has still not engaged with any specific allegation in our report.”
I like the NU call out. South american SOFI, except maybe better. Ive been watching: NFLX, META, VDE, VST, CEG. I like ASO, BYDDY, and CECO also. To name a few. I dont have any money right now so unfortunately wonr be buying anything. Id probably buy a mix of some sort of international ETF, NFLX below $90, META below $600, and an energy ETF. CECO below $45 as well.
SOFI They have a stadium, ads everywhere, solid financials but losing 50%. Should have stayed with traditional banks like Goldman
MuddyWatersResearch is looking at possible SOFI Financial mis-reporting!
That’s nothing really. I sold SOFI at $7, PLTR at $20. But can’t go broke taking profits and am now trying to hold onto things a bit longer. Or sell some at certain targets.
SOFI. Its been 5 years i been holding and still negative.
For anyone asking about selling puts in a high VIX environment: With VIX at 25, premiums are juicy but risk is elevated. The setup that's worked for me: only sell puts when the stock is 2+ standard deviations below its 20-day moving average AND the broader market trend is neutral or bullish. This filters out the "catching a falling knife" problem. Position sizing matters more than strike selection. Keep single positions to max 5% of your portfolio and never go full size on the first entry — layer in 25% at a time so you have dry powder if it drops further. Currently running SOFI April $15 puts at \~3.5% return in 31 days for my Roth IRA position.
On what ticker, if I may ask? Btw I have been doing the very same on META, GOOG, VST, SOFI, RGTI and GLD….
Volatility isn't all bad. Doing daily options trading on SOFI and it's been decent. https://preview.redd.it/72vhhfqtd9qg1.png?width=1080&format=png&auto=webp&s=7983d0685e22336bc8a836e631180d1a06e44326
SOFI drilling straight down
No, I bought $SOFI at $22 thinking it was the bottom 🤡
Theres a lot USO FDX WMT SOFI
vm why did my wife’s boyfriend tell me to stop trading $SOFI?
SOFI just went to rage mode - fuck your options, fuck your fucked market, fuck your wars, fuck your bombs...
SOFI is the play until May Earnings..😆
Psssst... SOFI. Quick, before everyone notices.
How is the Iran war affecting META, MSFT, SOFI? Their revenue is tied mostly and even only for SOFI tied to the US. This is just the market de-risking and they're getting sold off more than the index. 3,6 and 12 month calls!
Finally covered my long puts. Lost some opportunity $$$ on that. Also closed my $SOFI puts for small gain. Holding 5/29 $SPY 705 puts still.
I would argue and say that it’s just the nature of the economy taking a dip. Eventually the war will end, and inflation rates will start to drop off. Sounds stupid, but take for example companies like NVDA, SOFI, MU, hell any mag 7 stock is getting shafted right now. Despite the fact that cap ex is increasing and FCF is following the same trend. Yet despite this, these “pillars of the economy” are getting merced. Once the war ends, oil prices stabilize, and maybe impossible Mango shuts ups… everything will spike hard. The fundamentals for many of these companies are so solid, it’s just market sentiment. But hey, I need to get back to the fries
I’m getting out of my leaps on SOFI AND OKLO
You think the majority of Americans budget? Lmfao No they open up credit cards and take out personal SOFI loans. Then wait for inheritance to pay it all off.
Trying to wheel AAL, SOFI in a small margin account but also ended up with some shares of a couple of Canuck companies.😀Bigger accounts are longer term shares and CCs. But my gold ETFs are bleeding.
Looks like SOFI is going to pop .. wish me 🍀
Already loaded with SOFI calls.. no cash available for more 😝
When the fuck did SOFI get all the way back down here? The hell?
Bro I was telling to buy puts for more than a week but no one liked 😝. I made good money on my $17 puts. Sold this morning and bought SOFI calls
SOFI. Will recover soon. Especially next earnings in 40 days.
I’m buying leaps right now on AAL, SOFI and APLD.
My SOFI calls already up $10 a contract🤡
Still has time to buy SOFI calls for earnings in May
Load up SOFI.. sell some puts, buy long calls😆
I hope you crayon eaters buy some SOFI calls expiring in May. They are very cheap now.
Did really well with RCAT puts.. now bought SOFI calls expiring in May.
Fuck the dude who told me to buy SOFI I want my $10 back
I’ve never heard anyone in real life mention SOFI. I was interested last year when it was like $9 and never bought it.
Friendship with SOFI over. VG new best friend.
SOFI is a piece of shit 😦
Maybe one of these >>>>>>. SYM, ROK, OKLO, ASTS, SOFI.
lost a bit on SOFI, I still think it’ll be on the up long term
Massive SOFI returns of $20 since buying yesterday, think I'll treat myself to a big Mac to celebrate 🤑
I am going to SELL my $29 SOFI for $17. THANK YOU FOR YOUR ATTENTION TO THIS MATTER!
is SOFI a cult or something? can someone explain why their investors speak like fanatics? they talks about their "noto" similarly to how people speak of "musk" and "cohen" (gme) i bought sofi puts cause of the short report, but i need to know if i'm dealing with people who don't listen to reason, cause i don't want to be caught trying to logic a stock like tsla
SOFI doin' that ass to mouth to short sellers... does it taste good you lil slut
I haven’t been in SOFI for a long time
> SOFI is a financial engineering treadmill, not a healthily growing origination business. SOFI shareholders are incessantly diluted so management can hit bonus targets through GE Capital-style loan marks and Enron-esque off-balance-sheet structures that disguise borrowings as revenue. They pumping you so they can dump you.
i posted link to MuddyWaters short report on SOFI and highlighted how in the disclaimer they say “Once the report is published we’re already unwinding our position”. Then i said they were 🌈 bers and it didn’t cause a significant dip for a buying opportunity. Stupid reddit AI flagged me and sent a warning.
+1 for SOFI - especially while is is dipping into the 17s, and Noto is buying alot of shares in the past few months. I think this is a long term winner.
Yoooo OP it’s not too late sell this POS n Go all in on SOFI .. it will be$35 by EOY ..make all ur money back n some !
Nothing to lose. $SOFI full port
Something about SOFI and the recently released short report
Part of MuddyWaters short report disclaimer on SOFI today [https://muddywatersresearch.com/wp-content/uploads/2026/03/MWR\_20260317.pdf](https://muddywatersresearch.com/wp-content/uploads/2026/03/MWR_20260317.pdf) \> Therefore, you should assume that upon publication of this report, we will, or have begun to, close a substantial portion—possibly the entirety—of our positions in the Covered Issuer’s securities. gheylords couldn't even cause a substantial dip to let us buy more
Go get em and thanks for posting positions. I've posted but here you are 3/20 $SPY 668 open puts (long) 5/19 $SPY 705 puts (short) 5/19 $SOFI puts for the hell of it
yeah you're right. SOFI really showed them and the market huh? lol
SOFI clapped back at Muddy waters W
Im like how am I in margin, oh my limit buy of SOFI triggered today what a pos
SOFI's 2026 estimated EPS is 60 cents, for 2027 80 cents. Banks usually trade for PE of 10-15, JPM has better profit margins than SOFI ever dreams to get and it's trading at PE of 14. Hell, give SOFI a PE of 20 and it's still worth $12-$16 tops.
Wild day for SOFI From short report to another CEO buy. 1.5 mill buys from Noto in the last 3 weeks is interesting.
SOFI CEO just bought more shares god damn