Reddit Posts
UPDATE: SOFI: I will see you in Valhalla...or behind the Wendy's dumpster.
No one posted SOFI gain porn yet? I’ll go first
Lost $ on a strangle even though it went my way (SOFI)
SOFI Rent Money Update: Gay Bears Are Fuk, Die You Cynical Bastards
SoFi Technologies Inc (SOFI) Reports Q3 2023 Earnings: Record Revenue and Member Growth
$SOFI - Who is ready for Moon Monday?
SOFI: I will see you in Valhalla…or behind the Wendy’s dumpster.
First week of my trading life and I am YOLOing SOFI calls. Guys I think I really belong here.
SOFI Q4 2023 Earnings - THIS IS WHAT YOU NEED TO KNOW for 1-29-24
13% float on SOFI and they are likely to show profitability in Q4
SOFI earnings 29th January , DD from an Italian married to a Kiwi (New Zealand person , a woman in my case , not the fruit)
Youtuber posts about buying $SOFI everyday as $SOFI goes down
Portfolios are like Fantasy Football rosters. Some tickers (players) are blowing up, scoring hella touchdowns, other players shitting da bed
Bailed on gut didn’t go full regard
Checking on other SOFI holders. Hopefully you're doing OK
SoFi - What differentiates them from traditional banks and other competitors?
SOFI short squeeze coming in early 2024?
Economically Sensitive & Bullish $SOFI Still Showing Strength. Should I ...
$ARM and All my Dividend Stocks Holding Up My Portfolio Today Against the Mag 7
My Dividend Portfolio as a hedge months ago is RIPPING. Should I add more?
Pleasant surprise from my SOFI Calls
Should I Run Out of the Mag 7 Now? Tech Doesn't Seem Likely To Participate In Growth Until Earnings and forward looking JPoW cuts?
$SOFI - Holding strong into Q4 earnings Jan 30th!! 1st GAAP Profitable Quarter coming!
Cathie Woods buys 252,421 shares of $SOFI for ARKF
Went heavy on $SOFI today. See y'all at $10+ soon 📈
Barclays started SoFi Technologies (SOFI) at Equal-Weight and today is the Fireside Chat with SoFi CFO.
ExxonMobil passed Tesla as the most shorted stock last month. Here are the 10 names investors are betting against the most.
SOFI Chief Marketing Officer Unloading Shares
A year ago you guys made fun of me for breaking even finally
A year ago you all made fun of me for breaking even finally
Shorting this week’s rally. Today I bought PLTR, SOFI, and TSLA puts all expiring tomorrow
Morgan Stanley Upgrades SoFi from Underweight to Equal-Weight.
Should I dump few losers I have left in the account : JMIA, SOFI, BB, UWMC
BREAKING! $SoFi is offering shares of the two hottest IPOs of 2023, $ARM and $CART!
Dont give up, used a SOFI personal loan and 2 balance transfer checks to fund my DayTrading Addiction. I'll show you how.
Is there any point in selling if holding on to your profitable stocks?
Time to build a crap stock portfolio?
Heard of these things called “Calls”
Hold or realize a part of profits and reinvest after earnings call
I already took 4 loans out to finance my options plays. Here’s my journey
What should I add? Thinking about adding a dividend stock.
From the guy that brought you the SOFI, COIN and RIVN $50,000 YOLO - next up PTON YOLO
ARKF response in the week after the Fed interest rate pause
Mentions
Why was SOFI like +9% all pre-market yest, and then like dropped to +1% within 20 minutes of market open?
Bought calls on VIX and SOFI, puts on LEVI
Dilution risk is really something that can strike anything. SOFI is such a case for me that sadly hasn’t seen a bounce back despite so many months.
lol okay respect the confidence. honestly SMCI and DKNG i get it - those have been beaten to death so the premium's there. but man idk about selling weeklies on ZETA and OSCR, those feel spicy to me. i've gotten absolutely wrecked on low float stuff moving 20% in a day before. that said your SLV and SOFI picks seem more reasonable. i actually sold some SOFI CSPs last month and it worked out pretty well.
Yeah that 80 delta roll is solid in theory, but honestly I've found it doesn't always work out as clean as it sounds. Like your taking your gains and moving them into a new position that's closer to being ITM, which means less time value to work with. I've done it a few times and sometimes you just end up chasing and end up worse off. The SOFI and PYPL thing though - yeah man, that's the anticipation thing I was talking about.
Fidelity's MM (SPAXX) is paying 3.3%. SOFI will give you 4.5% on balances up to $20,000 (costs $10/mo to be a Plus member) and 3.3% on everything above $20,000. Marcus CD rates are paying 4.05% for a 9mo term, 4% for a 6mo, 12mo, and 18mo term, and 3.95% for a 2yr term. There are definitely options out there that pay a good rate without risking your principal.
SOFI plunged a $1.30 from open....guess time to buy those $17 calls for rebound
I broke even selling all my SOFI shares idgaf if it goes to $700 tomorrow I'm just happy I got out
Every time I buy puts I get fucked but SOFI puts looking kinda juicy
I live sliding the little price indicator up and up. “Hmmm, what if SOFI opens at 420.69 tomorrow?”
The one time SOFI follows the market
Unfortunately I opened puts yesterday morning. Fortunately, it was only 2 contracts on SOFI so they were dirt cheap
SOFI- definitely oversold.
I'm selling weeklies with high IV. I like to play with fire. SMCI $21 puts DKNG $22 puts SLV $63 puts SOFI $15.5 puts ZETA $15.5 puts OSCR $12 puts
hopefully my $17 SOFI covered calls dont get assigned
So tired of looking at my SOFI bags.
Glad I dumped USO Got into SOFI, starter position. Maybe should’ve just full send
Just doubled down on SOFI 15$ puts and CANE 12$ calls Goodluck retards
Right on that’s not a bad shout tbh. I was looking at the 630-625p exp July, cheap Was riding ADBE and SOFI puts for a while. Then everyone on here started saying how much NBIS they bought so I grabbed puts and they printed like 200%
Buying SOFI put $15.5 4DTE (04/10) using Sofi Invest on the app 😂
Road to freedom starts with $950 and 40 SOFI lottos
Just got $35k SOFI loan to by SOFI calls targeting earnings this month
DCA’ed to 23 avg. Love how MU and SOFI triple beat every report yet get shafted.
Down 11% YTD 1.3k of my portfolio. Not a ton of USD because I’ve been DCAing basically every pay check. Biggest holdings: GOOG, MSFT, and META. I’ve been beaten down by AI fears and SOFI
Damn bro! I hold SOFI too.. Curious what’s your cost basis & you planning to hold it long?
Down 15 percent YTD. My biggest holding: META,RDDT,SOFI,CRDO. All have dropped drastically since start of year
I found out that if you are allocated only 1 share for IPO's then you are already in the restricted list. Learnt this from SOFI after I flipped and then they wont allocate more than 1 share ever for me.
Nice trade management honestly — covered strangles on meme-adjacent names are a grind but you're net positive through a -27% drawdown, which says a lot about the strategy. From a technical standpoint, SOFI is sitting at some interesting levels right now. RSI is at 33.6, which is getting into oversold territory. The 20-day SMA is around $17 and the 50-day is up near $19.35 — so there's a pretty wide gap between current price and the short-term MAs, which means any bounce would have a lot of overhead resistance to work through. Key support sits around $14.64, and if that gives way, $12.74 is the next floor. On the upside, $16.64 is the first real resistance, then $19.82 and $20.43 — which is roughly where your cost basis probably is. For the covered strangle specifically, the RSI being this low might actually work in your favor for the short put side. If you're writing puts down here near support, the premium is elevated from IV and you've got a technical floor to lean against. Just watch that $14.64 level — if it breaks on volume, the risk/reward on those short puts changes fast. The MACD is still negative (-1.11) but the histogram is flattening near zero, which sometimes precedes a momentum shift. Not a buy signal on its own, but worth watching alongside your allocation decisions. Not financial advice — DYOR.
Just trying to save you from yourself. I also sold my SOFI at a small loss when it became clear that Powell's efforts had been stymied by trump and that stagflation is happening. But I put it into gold which pretty quickly cancelled the previous miscalculation.
You haven't profited yet, and you won't in the future either. You're down an eye watering 45% so far in the nightmare scenario of having to sell CCs below your purchase price to make any money at all, giving up any potential updates. Also I'm troubled for you that you don't know what stagflation is, why it's bad for fintechs like SOFI, and why it's the new economic context.
my buys for this week: SNAP, CRM, SLV, MDB, MP, FIG, SOFI
1) SOFI is selling off less loans and actually holding more on their balance sheet -> they're not "fabricating NCO %'s while being SEC regulated and going through T1 audits. 2) Prime borrowers with an income over 158k are the ones more likely to be able to adjust to inflation - inflation also improves net interest margin 3) a 5-10% in defaults would wreck the momentum and growth for a year, it would not collapse the business considering as the the Q4 report 57% of adjusted net revenue now comes from the non-lending segments. HOOD I'm sure will do just fine as an investment as well - it's more volatile and less reliable as it stands due to being reliant on PFOF -> Retail involvement in the stock market has significantly decreased according to Vanda Research and The Motley Fool. Retail investors have become net sellers for the first time since 2023 and are currently pulling back from investing on macro fears. This is likely to lead to more headwinds short term than tailwinds. HOOD is targetting it's own bank charter and if they get it I'm sure they'll do well with it- even without it I'm sure they'll do good. No hate on $HOOD but I'd rather get 4 shares of SOFI for 1 share of HOOD considering SOFI's history of meeting and beating expectations, just starting their growth curve, already navigating the headwinds from the section Fundamentals & Macro Resilience, and potential S&P inclusion likely to give the stock a boost - a boost HOOD has already gotten.
I have cash on the side and I'm in other faster moving plays as well. If dilution were destroying the stock, Tangible Book Value per share would be cratering-> it's rising. Accretive vs toxic dilution for fast paced growth The reason I Invest now is mainly as a long term wealth compounder. A) I believe in the goal of becoming a top 10 financial institution - seeing as they achieved top 50 in 4 years it seems like they're on pace to me. B) Stable growth proven by their history C) they will likely do share buybacks and offer dividend yields once reaching maturity - in 20 years that's what I want - yields on cheap shares. My timeline is 20 years+ As I said, i actively manage the position and my returns since investing in 2022 have beaten the S&P by a healthy margin so I'm alright with that. Am I 100% yoloing SOFI? no But I do want a sizable position at an attractive share price I can manage for what it will look like in 20 years giving dividends when I'm focused on capital preservation vs growth. If it squeezed I'd trim if it were looking to reverse back in to a downtrend - Otherwise im not stressed.
Dude the bear thesis is it’s a fucking Neo bank. No moat, in one of the worst industries to invest in (banking). Could this 2X, sure but there are way better options out there. Careful for continuous dilution and shifty accounting practices. Good luck- we’re gearing up to the bottom like Independence day in 25 where there are some genuine gems that look like solid longs: why choose SOFI lmao.
Good luck with the puts, hopefully they pay you so i can nab some cheaper shares. Sure they probably don't want them to steal business but JPM has a 5% stake in SOFI and their price target is $31. They actually win if SOFI succeeds.
SOFI had a partnership with the gimmick league. Tiger just crashed yet again, the league will soon fold.
Tiger woods fucked them with the SOFI partnership on his Golden tee virtual golf league.
Thesis on that? I agree with SOFI but idk how I feel about hood.
Puts on SOFI, they just approved **me, nocashflow\_**, for a 25k personal loan that i will almost certainly yolo on shares of a certain stock
Regard trade tbh...SOFI was trading at $15 on Friday. And you paid 11.36 for a LEAPS Call... Too expensive. The best you could do on Monday is sell $8 or $10 Puts with same or 2027 earlier expiry dates to sponsor your call premium. Otherwise the upside with your calls is not much because your breakeven is 21.40
SOFI, META, PYPL, BULL, UNH If you got burnt by these, understand that you are not alone....
Bought few more SOFI calls expiring in the end of May
My buys of the week: MDB, SNOW, CRM, COPX, FIG, SOFI
As long as I own SOFI you’re fucked.
Sold SOFI puts at the stone bottom after buying the top of the last runup yesterday. Finally
SOFI is such trash
Appreciate that. The old WSB would have roasted me AND upvoted me because that's how it worked. You could be wrong and funny or right and regarded and either way the sub respected the play. Now you post a thesis with positions and timestamps and the top comment is "AI slop" from a guy whose entire post history is asking which color Lambo to buy with his $47 in SOFI calls. The sub didn't get dumber. It got filtered. Same energy as the market itself. The signal is still here. You just have to scroll past 400 comments of "priced in bro" to find it.
No, it’s not debatable. The AI selloff began in early November 2025. Many stocks have fallen 40%. ASTS CRM MSFT NFLX ORCL RGTI SOFI
wow did I actually position myself properly with long oil, corn, and puts on shitty SOFI and DKNG?
It’d probably benefit many of you to stop predicting Trump’s next move. Things are fragile, so don’t go all in and you should be fine. You’re not gonna be able to time the bottom, so either step back until it’s all officially over or slowly DCA after proper DD on stocks that already appeal to you. If it’s not the current war, it could be China and Taiwan, could be tariffs, could be Greenland, could be anything. You’ll never have certainty, so just make purchases you’re happy with. To me, SOFI at $15 is a buy, GOOG at $275 is a buy, etc. If I timed the bottom, great. If not, I’ll DCA later.
Fine with that as long as SOFI and NKE are blood red
SOFI calls are very cheap. Bought few expiring in June
SOFI justblaying there like a dead fish 🐟
Should’ve DD on Muddy Waters short report and bought SOFI puts
Should work on BULL and SOFI as well.
This can’t be real. You have $2,500 invested and you are non-stop posting bear case on SOFI here and on X.
No I dont touch 0s I prefer weekly or monthly and stacking a few. Been net short since 690 SPY target low 6s and QQQ 630 target precisely 560 but would have preferred low 5s. I cleared all short sided anything once QQQ hit 560. Also had MU from 420 wanting low 3s let those go far too early but I don't believe in the AI hype Ponzi Scheme. Bringing the future buys forward 3 years is great for the now but it's going to hurt like hell when the future comes. I started selling positions late 2025 was basically cash by beginning February 2026. Started buying heavy again yesterday into a few preferred stocks such as SNAP SOFI PATH HOOD ROBN. Need to redistribute another 120k still but I feel my next buy op will be late Q3 on risk of rate hikes
Can SOFI just go up to $700 a share for like 1 minute so I can sell? That would make me happy :)
Can’t even trust the news these days, Elon said the HOOD SOFI ipo news about being excluded in spacex are false
Since it’s the end of the quarter there will be a sell off of garbage companies that are already down bigly. Institutions won’t want to admit they have junk stocks in their holdings. I am talking to you SOFI.
$SOFI: Reports of being excluded from SpaceX IPO are **FALSE** **Woo hoo!** [https://x.com/elonmusk/status/2038928951167602785?s=20](https://x.com/elonmusk/status/2038928951167602785?s=20)
Thanks for update. I was wondering why NXST was down 13% today but the SOFI app only gives me paywall news updates from Benziga solely for the past 2 months. Maybe there’s something more to the MuddyWaters short report on SOFI…
SOFI auditors on meth for the last four years
Too many to list, but the ones I see with the most potential right now for the price they are at: MSFT, RKLB, NVDA, ELF, EME, SOFI, and CELH. Others who are not quite there yet IMO and still have room to fall before they bottom, but on my watchlist: GOOGL, AXP, and AMD
I see SOFI and RKLB here a lot. What is making them so popular?
Yeah my SOFI calls are expiring worthless, just the average gambling uni student
If SOFI doesn't go up to $180 per share by the end of April I'm going to find every one of you SOFI bastards that convinced me to buy and put salt in your coffee
I’ve got SOFI Jan 2028 $20 LEAPS. Hoping for the best but it’s been a rough few months
I am holding long term puts for SOFI. How did yours work out?
Any genuine plays? Sold all my NBIS and SOFI puts Holding 18$ SOFI Leaps
SOFI has never been in this situation price action vs earnings wise. record insane earnings, stock crashes almost 53% with a record daily RSI and record weekly RSI. red 12/13 days and still crashing today.... it's insane.
Good point I don’t know if SOFI is a bank or their slowing tech platform justifies the PE. Priced between tech and a bank PE which ever is more in vogue.
Just got assigned for SOFI at $16 on Friday after rolling down from $17 the week prior. Now will be monitoring my cost basis closely on my app and try to get back above breakeven with CC premium [https://imgur.com/a/n4lTPro](https://imgur.com/a/n4lTPro)
You can. I did with SOFI in previous downturn in ‘23. Sofi dropped badly under 5 , but I kept rolling , writing calls and buying shares. At the end I made ton of money. It’s a great stock to make money
Exactly, I like your MO. Only thing I do differently with selling SOFI CC’s is the timeframe, I like it better to do 2-4 weeks depending on market general sentiment
My SOFI june 2028 leaps are going to be worthless soon at this rate
3 black crows on the weekly and daily, deeply oversold and the last crow on a Friday. I say SOFI is closer to a buy than a sell. https://schrts.co/BsJIaXFM https://schrts.co/sZQphXIZ
Is there a link that talks about SOFI misrepresenting their finacials?
Rolling can work, but I wouldnt blindly keep the same strike if SOFI is still sliding. Id roll out and down to a delta you actually want to own at, even if it means taking a smaller credit, otherwise youre just extending the same bad entry.
Ohhh sure. From the year of research I did before playing with real money, the sell side made more sense. But if ever I get good enough to be confident in a buy play, I'll try it. Actually have been thinking about a SOFI LEAPS call. But... we'll see. Lol
SOFI has shady rep and the stock isn’t really cheap, they mostly are very promising companies that haven’t proven themselves yet. No AAPL, AMZN, MSFT? Or if GOOGL, AVGO, TSM get really cheap? XHB and AAL/UAL for a trade? Just maybe some companies that aren’t going anywhere.
I bought, but very light… AMZN, NVDA, AIRJ, SSO, IBM, LLY, SOFI, ASML, BK. And when I say light, I mean light. Figure it’s DCA time. The market is basically almost back to where it was and I don’t see it dropping much further. If you include an inflationary factor of 2.4% for the past year, the amount of devaluation of your dollar, the S&P is up about 9.6%, the NSDQ is up about 18.5% and the DJIA is up about 8.5%. I believe that’s a reasonable point to DCA.
Of these, META and SOFI are the 2 I wouldnt worry about. META has a fortress balance sheet and if SOFI can keep posting good numbers and somehow get added to the S&P, it rockets. Look at what happened to PLTR once it finally got added. HOOD would worry me since BTC just broke below a bearish flag on the Daily.
Nah bro SOFI is going to $12 or lower
I’ve done a bit of both in small amounts. Friday: VOO, MSFT, NVDA, AMZN, REMX, SOFI. Basically as a hedge against my belief that this has a ways to go. For the most part I’m holding on to my cash aside what is now moved into oil and oil calls.
I dumped my SOFI. They are one of the worst possible things to hold during a stagflationary oil shock crisis like this. Also I read the short seller's report and there's definitely enough doubt in there about their actual default rate that I walked away.