SOFI

Bullo

SOFI that fucking bitch

dishes-spoons3

No, I rotated in to some Intel options, Better, and SOFI. Also sold out of rocketlab at $70 :((( Intel did well, Better and SOFI hopefully will soon 🤞

HeftyBox3580

Jamie Dimon going ballistic about M&A talks, but makes me think either PNC or SOFI as candidates 🔮

killerbeeswaxkill

Holding SOFI and Nuclear Stock bags once I sell those and switch to tech will those stocks soar and tech dump.

Upbeat-Loss623

SOFI all the way

StinkyPinkk

SOFI 6.14 slaps. 4hr candle forms bullish engulfing at 1pm imo. Re test of 16.50 for the 3rd timebefore then. I’m holding for 16.80 test

Sufficient_Cry2346

make SOFI great again

broke_person

Bought NOW and SOFI. I'm so smart. Let it run babe

Sufficient_Cry2346

Let's go SOFI! run run run please into a solid breakout pattern from a bottom

ProofByVerbosity

business fundementals for SOFI are better now than when it was trading at $30. Bullish.

DoritoDustSnorter

SOFI of all stocks is the one keeping my port in green lol, lmao even

StinkyPinkk

Boom SOFI 16.07 slapped. Love that doji on the 5min. Looking for a test at 16.50 this week imo.

StinkyPinkk

I’m waiting for my darling SOFI to test 16.07 after open and think it’s gonna slap again like yesterday. Keep an eye on it.

StinkyPinkk

Did anyone else load SOFI yesterday? Rocking and rolling from the 15.88 bottom yesterday. Noice

BAM_Spice_Weasel

Im a big fan of the company. Bought in at $5 then started buying again in the teens. When I say rate cut play I mean if you want to see the gains we've seen in other sectors (semi, space, AI) then we need to see rate cuts as the catalyst. In the interim I think its a great time to buy more SOFI but dont expect new ATH's without

Thomas-The-Tutor

I used to use SOFI. I still “have an account”, but I don’t really use it other than to shuttle payments from Zelle to my local bank that doesn’t have Zelle. Otherwise, they’re meh. Their app is dated, not streamline, etc. For that reason, I’m out.

BAM_Spice_Weasel

I like SOFI, I recently bought more, but it's a rate cut play. A lot of things have to go right for a rate cut in 26

QuackSPACAttack

PLTR, CRM, and HOOD going closer to $0 than a 10x rofl. Pltr’s “moat” is done. It barely ever existed. benioff spun his way out of a -20% dip with his bullshit headless AI Agent speak last month, but effectively will go to $0 soon, too. HOOD’s growth is already starting to slow. Vlad is a total piece of shit businessman and there’s a lot of competition. Banking won’t save their asses (see: SOFI). As is PLTR is like 6x overpriced and HOOD 2x overpriced.

Background-Nothing71

SOFI, MSFT, META, NVDA (pumped a bit but now it's spent)

StinkyPinkk

SOFI give me 15.88 and I’m slapping

Background-Nothing71

SOFI

killerbeeswaxkill

Amazon biggest dogshit company next to SOFI

StinkyPinkk

SOFI my darling under 16 every time. Let me do it again please

killerbeeswaxkill

SOFI biggest dogshit I ever bought while everything else pumps this pos has been stagnant for months.

Sufficient_Cry2346

!banbet SOFI $18 2w

lSazedl

something going on with SOFI? up nearky a $1?

Sommersun1

Wow SOFI showing signs of life (Watch it go back to 0 on open)

decentralifeation

Buying $SOFI 🤑

carzzn

Really good setup. Im 28 with the same port expect add FICO / NVDA and replace SOFI w/ HOOD. Godspeed lil bro you are in for a solid run.

FLYboy_olympUS

SOFI all the way, thank yourself later after 10 years

HeftyBox3580

NBA finals have a digital SOFI logo on the court. Wonder who sees HOOD or other targeted ads

Bazakka

Turned $175,000 into currently $636,000 in two years of serious trading. That includes withdrawing $5000 a month for living expenses. I’m retired. I study and have been lucky enough to pick the right stocks. I’ve had losers, but have made huge money on others. Hit big on SOFI, QBTS, SOUN, JOBY, ARCH, and currently huge money on GLW and doing really well on NOK.

collegefootballfan69

I like CRCL vs SOFI

UsefulStooge

SoFi is a bank, it is not a tech company, and certainly not Palantir.  As a former $SOFI bagholder, it is still somewhere between fairly priced and overpriced. Their deposit growth is impressive but P/E is over 2x that of top banks so it is priced for perfection and rapid growth. Also that 41% rev growth you mentioned comes largely from a ton of new shitty personal loans and student loans, AKA the first things to default in a downturn. It is basically a subprime regional bank with high marketing costs. Also they dilute frequently. I’ve learned my lesson and will stay away for now. 

Putrid-Log3979

I could be wrong, but consumers are generally more likely to borrow when interest rates are low or falling. Inflation has ticked up (3.8% YoY in April), and markets currently favor the Fed holding rates steady through year-end. That said, SOFI is down sharply from its ~$32–33 ATH to the mid-$15s, which looks compelling, especially with the CEO actively buying shares. The key question remains: is it still early to enter now?

vinkulafu

Was going to wheel SOFI but I’m down $6/share and don’t want to take a loss. But a CC at $26 is like .02 sometimes. I’ll wait a bit before doing CCs.

crazy_akes

Exactly. I hate SOFI. For digital if I want exposure I go ally. At least Ally shifted into high grade auto loans and dealer networks do their work, they use their digital bank as a base to lend for free capital. What does sofi do that makes them special? No moat.  I have an ally auto loan. I can’t even make principal only payments, they don’t allow it. That’s bullish. Heavy ads in women’s sports where it’s cheap and women have been growing in the world economy from a participation and wage standpoint, bullish. Yes I know auto lending is cyclical, but we’re heading towards 84 and 96 month auto loans and I love that they ditched mortgages and credit cards. All in on what you’re good at. Sofi had a moment and it’s over, they need a niche with a moat. Any digital bank that does the same crap as every other digital bank shares the same advantage, lack of exposure to commercial properties. That’s nice but there’s 100 of those companies.  You belong in value investing if you’re going no most fintech and there’s no chads there just brads .

Mother_Strain_2554

Second SOFI related post in as many days. Does anyone else smell fishy? I had seen an increased frequency of sofi related videos too on YouTube. Feels like there is a conspiracy to target retail investors. At the same time the shares shorted at pretty high at 14%

UsefulStooge

SoFi is a bank, it is not a tech company, and certainly not Palantir.  As a former $SOFI bagholder, it is still overpriced. Their deposit growth is impressive but P/E is double that of top banks so it is priced for perfection. Also that 41% rev growth you mentioned comes largely from a ton of new shitty personal loans and student loans, AKA the first things to default in a downturn. It is basically a subprime bank with high marketing costs. 

nasdaqslut

PLTR isn’t valuable because of its books, it’s valuable because of its data and potential data. Tf does SOFI do that can even begin to compare to that

cubej333

I have a friend who lost so much on SOFI

DebtOk4461

These SOFI bags are heavy.

Isolated_Blackbird

Does the SOFI founder have a close personal relationship with the next vice president of the United States with a goal of surveilling US citizens? If so, calls it is.

Ledzeppelinbass

SOFI won’t reach $30 in any amount of time to be worth it.

winterrules91

I think the fact that SOFI is vertically integrating into an all-in-one banking platform and has diversity of product makes it more interesting in the long term, personally. More room to grow because I don't think it's priced in yet. HOOD I can't speak to with certainty, but I feel it's matured for what it is / will be. I'm not aware of plans to vertically integrate further.

GhostReddit

What's the appeal of SOFI? They're a commercial bank without an investment arm, that's where the money is.

revanevan7

If SOFI why not HOOD too?

roguefiftyone

Made money on NOW. SOFI killed me which means it’ll moon. Anyway, calls

Prize_Equivalent269

Buying another 2k shares this week and letting my position ride, goal is to get to 30k shares (14.5 avg currently). I strongly feel like SOFI at this price point is an asymmetric bet, similar to PLTR price levels and being a retail pick 4 years ago.

md28usmc

SOFI pisses me off, I had many shares of it and held them for quite a while and never made much money. I sold them and bought into other stocks and made a ton in about a quarter of the time I still kick myself for holding onto them for so long

winterrules91

SOFI and ANET for sure. I'd add META. MSFT is an incredibly annoying stock right now but there's no denying it's a worthy investment, especially at current levels.

cbusoh66

SOFI is a bank, gets banks' PE RKLB is a $20-$30 stock, it has no business being an $80 billion company.

Jealous_Jackfruit_28

RDDT, NOW, SOFI, VEEVA. My buys this month.

JustColossus

Jmo, I’ve sat on the sidelines watching SOFI narratives fly around and my own take would be to buy calls that expire sometime in September/buy shares just before September. The longer you can wait until Sep gets closer, the better. The past 2 year track record has shown that SOFI goes up when football season starts and down when it ends.. So then sell all your SOFI interest as football season is winding down (Jan/Feb). I personally only see that stock as the product of hype and the fact that most people’s exposure to Sofi is as the sponsor on the biggest stadium in the NFL. Now, the WC hosting many important matches this summer might disrupt this theory.. so be careful

Old-Zebra-5266

What do you forecast for SOFI? Thinking of adding

uselesknowledgeadict

I stand by ANET and SOFI

jsands7

I mean, honestly your analogy isn’t really fair though. The shares were mathematically priced incorrectly, and the company explained that in their earnings call. A casino saying betting on black is undervalued would be a lie: SOFI had a fiduciary duty to tell the truth

bowtothehypnotoad

can speak to the UI thing. i shopped around a lot when i started and have accounts all over the place SOFI has the best UI by far (except robinhood but that’s more a gambling an options app) and is rapidly becoming my go to banking app. for context i’m 30, if I were signing up fresh as an 18 year old i would almost certainly choose sofi over the old dinosaurs

Slimisnothere

SOFI is down due to recent secondary

DrSeuss1020

Lots over the years, OPEN and ASTS where the biggest gainers. HOOD and SOFI also made be a bunch

FearlessFig2624

Come on…..if stocks went up every time there were good earning or good news we would be zillionaires. Think if SOFI who beats and raised consistently actually went up. Retail would be killing it but it is a game.

DrSeuss1020

ASTS was a big part, OPEN also was huge, I made great gains on SOFI, HOOD, and a number of others over the years. It’s all risky, best of luck to you

DrSeuss1020

HIVE has been on a tear, just don’t know enough about them. I actually owned SOFI for a while from the $8s and sold out in the $20s after it started cooling off. Still believe SOFI is a great company and will do well, just had higher conviction in others and was happy with the long term gains I got from them to move the money elsewhere

TacosNtulips

SOFI

GeorgeTMorgan

Have any thoughts on HIVE and SOFI? Both kinda beat up and underappreciated, but with good balance sheets and good potential. Curious to hear your take since this seems to fit your style.

SkepticalInvestor21

I've been tracking SOFI for a while - it's definitely getting the meme stock treatment lately, but there's actually substance behind some of the hype. Unlike a lot of WSB darlings, SOFI is a real fintech company with actual revenue growth and they're profitable now. The $50 price target crowd is probably getting carried away, but the core thesis isn't terrible - they're expanding beyond student loans into banking/investing and have solid user growth. The real question is whether current prices already bake in that growth. If you want to dig deeper, you can run it through a due diligence scan to see the full financial picture and any red flags. But this isn't some pump-and-dump - just classic WSB enthusiasm meeting a legitimate (if maybe overvalued) growth stock.

curveball21

I am so thinking about this with my ONDS investment. Maybe SOFI too. Everything else I've tried has been smelling like a rose in this latest melt-up. These ain't taking the elevator up, but might get on for the ride down.

One-Economics-9269

Held 7000 shares of PLTR from $21 to $100 and sold. Feeling like my soul was ripped out of my chest. Profit is profit…not making the same mistake with SOFI

False-Community8534

SOFI is a bank. There’s nothing they do that other banks can’t add to their existing profile.

Dongkey_kong

My IRA is full port AMD. I had AMD when it was $70 but sold for HOOD and SOFI and that was working until it wasn’t lol

jsands7

Saw Sofi at $8. TOOK OUT A $20,000 LOAN THROUGH SOFI. Bought the stock and sold at ~$15 lol. Free money hack?

bladzalot

Absolutely!!! I have been wheeling SOFI for a while and it gets called away every once in a while but I just buy right back in over and over lol… SOFI and Ford are my favorite wheeling stocks.

arcanesays

Fellow tard here, I am in big on $SOFI. I hope whatever research and prediction you said comes true. I just kinda went with my gut on this one. 🤞🏻

NoMathematician1115

It's a shit stock. You are buying 4x SOFI

LostinTheSauce805

SOFI you suck hairy balls

FoggyFoggyFoggy

When SOFI diluted, the stock went down 50% and hasn't recovered since January.

Longjumping-Speed511

Say that to my NBIS, NVDA, PLTR, SOFI, ASTS, RKLB, etc positions that I’m up three digits on from Reddit

Dazzling_Marzipan474

I'm buying SOFI, RDDT, ACHV currently. I don't buy and hold too many individuals. I hold VOO and sell options mostly.

slayer1am

SOFI is a solid choice, in my opinion. I've got a $9 cost average and they're holding steady around $15, but once the macro environment improves, confident they'll climb back to 20s and above. Great opportunity to buy right now if you have a five year window.

Natharius

ELF, NOW, SOFI and ONDS are my big buys atm. Do you own DD

Background-Nothing71

Will SOFI ever go up again?

CouchPotatoFamine

Imma going to buy when it reaches $15. Sell some of my SOFI shares to pick it up.

Micheal_Hancho

Was thinking about doing something in SOFI, but then read a post in r/ValueInvesting about how SOFI is underpriced. Think I'll pass on this one

A10cc

I understand brother. I was in SOFI at $8 and got out at $20, but holy fuck the stock sucked ass for a whole year before I was able to get out. Noto seemed decent enough, but the company itself doesn't impress me. Galileo is also way overhyped.

Erieztoys

SOFI has entered the chat

Erieztoys

Just finished up casting all my votes for the SOFI June Annual Meeting. Pretty much voted against everything and everyone. Down $9K on this shitty stock.

Redwolf97ff

SOFI threw in the towel boys

Oplllia

SOFI

Beneficial-Sail-6139

SOFI you cunt

Redwolf97ff

If it stayed under 15, I’d agree. But this big boi is hanging on. SPY needs to stabilize and the SOFI will crest over 16 imho

prindibea

SOFI still has a real business under all the hype baggage. forgotten for sentiment reasons not fundamental ones.

Flashy-Extent-6092

You are bullish on SOFI coz you own them, thats it. 

Fancy_Cattle_5914

Just saw a SOFI ad during the Spurs game "SOFI the official bank of the NBA". Thanks for the reminding me that trash is a bank and doesn't deserve a tech multiple. Shorted more. Fair value - $8.

HeftyBox3580

SOFI needs to bring back giving away free penny stocks. They gave me 1 of CLSK at 3.84 in 2023 and I sold for a loss at 3.58 a week later

HeftyBox3580

Not to mention SOFI is cooking the books. Only reporting 1% of student loan borrowers in default when the national avg is 6-7%

Lello163

People buying SOFI now before the rate hikes are crazy lmao

iiRobbe

it’s $SOFI

mrmrmrj

SOFI is a bank. It runs like a bank. It trades like a bank. P/B is 1.8 like a bank. The earnings will grow at the rate of ROE like a bank.

RandoMandoFan

This. SOFI has been diluting the hell out of its stock to pay down its debt.

DeltaVx_

bro WHO THE FUCK trades on SOFI