Reddit Posts
Upstart (UPST) is up for a good start?
How to know, when or if something will squeeze and how long it will take from what I’ve learned the last few years studying them.
Hey Ding Dong, wtf are you waiting for? $UPST go 🚀
UPST finally in an interesting patern.
RILY: Shorts are crowded, someone’s gonna get pounded
$UPST Shortsqueeze potential? 🚀
UPST bad MARA good - when the hedge works!
Straddle on earnings report with LEAPS to avoid IV crush
$UPST What does this company do? $22,000
Highest short interest stocks today $FSR $BYND $UPST $CVNA
Highest short interest stocks today $FSR $BYND $UPST $CVNA
Yolo'd everything I have in UPST 3 weeks ago. 20k gain.
AI would work great on rates inference since it has a perfect data environment $UPST
I gave you UPST yesterday ….up over 20% today !! So hear me out on this next play ….short CAVA and here’s why
I gave u UPST yesterday 🚀, and next play is short CAVA, lockup expiration is Dec 12 , 95 million shares
Gave UPST yesterday🚀 (up13%) , next winner short CAVA lockup expiration is Dec. 12 investors paid $18 now $35
Who’s ready for UPST to the moon round 2??? Huge increase in call buying today and not to mention someone bought 500k near close
Upstart (UPST) down 30% pre market on missed earnings
RAMP,SIMO,PRCT,KYMR,SDGR,HSAI,ABCL,AAPL,UPST,SE.these 10 stocks represent a diverse range of industries and have the potential to double your investment in 2023. these companies demonstrate strong financials, positive growth trends, and favorable analyst ratings
The rise and fall chart of UPST then and now, chart readers and tech analysts would say room for a drop.
My first options purchase ever just now, and it expires today as well
Opinions on Upstart ($UPST) stock, recent moves, history, and future outlook???
Was there news about the government wanting to stop brokerages from charging consumers for trading (not the exact description)?
This prized $PGY doesn't need lipstick (an amalgamation of the DD's)
Time to build a crap stock portfolio?
Would you believe me if I told you UPST is touching 100 within a week?
I am seriously considering buying UPST calls.
Can anyone help me understand UPST’s and the broader market’s recent streak?
UPST UpStart Making that F U money every day. Lets go! One day closer to telling my boss to go fuck himself
$UPST SHORT SQUEEZE is right there for the taking
Thoughts on UPST? 35% of Float Shorted.
I found the PERFECT stock, and I’m betting everything on it.
Let's tally. What are some stocks that talking heads got very wrong in the past few years? and stocks they will get wrong in near future?
I made a Short Squeeze App, automatically scans and finds next likely squeezes.
Upstart $UPST - Very interesting
UPST, PYPL, or SOFI ,OLB: Which Stock is Wall Street’s Most Compelling Fintech Pick?
Haven't seen much on these 3 in here, why so quiet?
I brought up $UPST last week for everyone!
Y’all still watching CVNA? No dilution and 60-70%
UPST squeezing.. dont miss it guys get into this
UPST is squeezing! Get in while you can don’t be left behind.
Anyone going in this today because of UPST?
AMRS and UPST will report earnings after market close today
UPST one of the best candidates for a squeeze..take a look at the numbers.
Something wrong with UPST what happened?
Enjoying TRKA climbing.. Do not miss UPST train
UPST could go to the moon in the next days.🚀🚀🚀🌕🌕🌕
Is UPST a buy or not🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️
UPST army help keep the pressure on. This can only end one way. It only goes UPST
UPST to the moon?? over 40% short interest, 28 million shares to cover, 300% CTB, Regsho, no float
Two radar picks..anyone else see them?
UPST 41% short interest AI finance company at 13 was at 400. This thing shoots up. 20 before you know it
Ortex data for this week highest shorted stocks.
Hot Stocks: UPST, WIRE jump on earnings news; DVN, AKAM fall
called $UPST squeeze yesterday, now we are bullish on $EVGO spike
Upstart Holdings Q1 guidance comes in soft after Q4 earnings beat (NASDAQ:UPST)
Mentions
SMR and UPST. Give me 52 week high
UPST is gonna be the best play after rate cuts (I dont know what they do XD). This shit only up 6% YTD and beaten to ass. they also always lagging behind sofi & afrm in terms of stonk gains, but eventually catchup last year Ady bought jan 2026 calls. The sleeping giant that can 100x calls aka the regards dream ☁☁
Fair response, but the pop isn’t what’s important - it’s the fact that pop was immediately sold off back to its starting point. Long term, I agree with you. UPST (and many other fintech names), are slowly exiting accumulation and entering markup. That said, your bet is a very short term bet, so ignoring the short term structures of the chart is just asking to losing money.
This is retarded. Do you not know how to read a chart? This entire sector is getting stuffed on any good news. UPST specifically still has an imbalance to fill down to $50 before it has the potential to step up. This position is guaranteed to fail.
If you’re playing rate cut odds, UPST will smoke any lender play out there..
Let's not forget UPST, the true OG
Leaps on UPST for a regarded play ▶️
Finally caught a good UPST drop
UPST going to explode back to 2021 levels soon
UPST going to explode back to 2021 levels soon enough...
Going in on $UPST today- AI lending platform, huge upside as rates stabilize, heavily shorted with tight float. Asymmetric risk/reward, I’m betting big.
It’s UPST. I think it has some room to run next week
Buy all the AI craze AVGO, NVDA, UPST, AMD, OPEN, SOUN idc screw the bears calls calls calls
Waiting on that Jobs #. Then, Hopefully good read will bring the market down.... causes uncertainty for the FED. Then BUYING Upstart (UPST) next week sell on the end of the day bounce; I love Captilism!!
Whoops I posted to the wrong guy, I’m referring to UPS but I also own UPST, believe in them long term
I own UPST as well lol but I was referring to UPS specifically here
Are we talking about UPS or UPST? I am confused
I own UPST as well haha but I’m referring to UPS the courier here
Have you tried playing a UPST adjacent company instead with better fundamentals like PGY? And actually keeping it as a hedge
At this moment, he is definitely not UPST. It is already 10% up which is $36k profit for him in a few days
Shorting all the buy now pay later companies, UPST, AFRM, PYPL, XYZ default rates must start rising right?
My BNPL Short Target List (when the time comes) ## Primary Targets: **AFRM (Affirm)** - Most vulnerable - Trading at 80x revenue (insane) - Peloton partnership collapsing - Amazon could drop them anytime - Highest default exposure to discretionary spending **UPST (Upstart)** - Not pure BNPL but related - AI lending model breaks in recession - Already down 95% from peak but more room to fall - Banks pulling back from partnerships ## Secondary Targets: **SQ (Block/Square)** - Afterpay exposure - Afterpay was a $29B mistake - Core payments business solid, but BNPL will drag it down - Better as puts than short (high borrow cost) **PYPL (PayPal)** - Pay in 4 exposure - Less exposed but still vulnerable - Better companies to short first ## Avoid Shorting: **AAPL** (Apple Pay Later) - Don't fight Apple **AMZN** (Partnership with Affirm) - They'll cut Affirm loose, not hurt themselves ## The Play: AFRM puts dated 6-12 months out when: 1. Unemployment crosses 4.5% 2. First BNPL bankruptcy announced 3. Consumer credit card delinquencies spike Currently 25% short interest on AFRM = crowded trade. Wait for squeeze first, then short. **Not financial advice, just my watchlist**
My BNPL Short Target List (when the time comes) ## Primary Targets: **AFRM (Affirm)** - Most vulnerable - Trading at 80x revenue (insane) - Peloton partnership collapsing - Amazon could drop them anytime - Highest default exposure to discretionary spending **UPST (Upstart)** - Not pure BNPL but related - AI lending model breaks in recession - Already down 95% from peak but more room to fall - Banks pulling back from partnerships ## Secondary Targets: **SQ (Block/Square)** - Afterpay exposure - Afterpay was a $29B mistake - Core payments business solid, but BNPL will drag it down - Better as puts than short (high borrow cost) **PYPL (PayPal)** - Pay in 4 exposure - Less exposed but still vulnerable - Better companies to short first ## Avoid Shorting: **AAPL** (Apple Pay Later) - Don't fight Apple **AMZN** (Partnership with Affirm) - They'll cut Affirm loose, not hurt themselves ## The Play: AFRM puts dated 6-12 months out when: 1. Unemployment crosses 4.5% 2. First BNPL bankruptcy announced 3. Consumer credit card delinquencies spike Currently 25% short interest on AFRM = crowded trade. Wait for squeeze first, then short. **Not financial advice, just my watchlist**
RDDT setup is completely the same as UPST after it went 300%. Even the time horizon after IPO is simillar.. lol
All my calls are shit and I'm down 5% today Thanks RKT, sofi, MSTR, JBS, and UPST
Will UPST rise in the next day, week ?
My $UPST bag Finally coming to its senses though
If this doesn’t work out he’s going to be very UPST
As interest rates come down, what are the obvious plays? homebuilding and mortgage stocks? looks like market is already front running. RKT up 7% today. will also pump stocks like UPST, SOFI, CVNA, as all those businesses are extremely interest rate sensitive.
$UPST is another money maker. $SOFI $OPFI $LMND
Sold everything in my port and going all in on UPST.
Upstart falls after unveiling $500 million convertible bonds offering .... is it very bad news for UPST?
I'm in the same boat, been slowly just leaving some money on the sidelines. You could try putting some of your gains into "safe" stocks like BRKB which will probably hold steady for now and would likely jump when the risk off moment comes. But yeah, I'm surprised how many people seem to genuinely think the gains we're seeing right now are sustainable. Even great companies like MSFT, AAPL, META, and AMZN are significantly over their longterm historical valuation averages, let alone the insane pumping of memestocks like PLTR, TSLA, UPST, and RKLB. The macroeconomic conditions keep getting worse, but valuations just keep going higher and higher without *any* meaningful pullback.
Need UPST to pop today (or any day)
UPST sold at $90, bought back at $72.50, sold again at $79, bought back today again at $68 and start selling covered calls. lmao
UPST has their best earnings in forever and they drop 20% TSLA continues to erode and they go up. You can’t make it up
Dang wasn't paying a ton of attention today but I see a bunch of stocks took a dump on earnings LNTH down ~30% MOS down ~13% KMPR down ~20% SMCI down ~20% UPST down ~20% DVA down ~9% AMD down ~6% Glad I didn't buy a bunch of LNTH in the low 70s lmao. Wondering if any of these (or other tankers) are worth a look at knife catching? Maybe DVA? Possibly AMD if it keeps falling.
Dang what’s up with UPST ?. Earnings seem good, I don’t have time to look into it tho
UPST bottom is in. Go all in calls to get rich.
UPST had good results, so naturally it died?
Finance companies for poors: Dave -21.5% UPST -14% SOFI -1% AFRM flat BULL 7.5%
Cognitive dissonance. There’s no issue with UPST. People are panic selling because a whale sold off.
UPST premiums are crazy
UPST dropped 15% after earnings. Prob gonna go up 10% today. Big beat and guidance was for 0 rate cuts 🤫 mega short trap. Know the playbook
Bullish algos starting at 1am pt. Sofi / KSS/ RKT/ UPST/ GME
SOFI gonna rip tmrw. $1.5bil offering was completed at 20.80-21.25 that’s the floor for the future. It’s down ah while futures ripping because UPST beat and tanked then recovered. Short algo getting squeezed and this thing going 22.70s tmrw. Also GME ready for a face ripper as well
Gme due for news. Sofi will follow UPST on the squeeze for their massive earnings beat. RKT already up 3% AH will bring KSS with it
Everybody in shambles about SMCI, AMD, OPEN, UPST, LCID, SNAP lmao. Meanwhile all I’ve got to say is we fucking did it LEUtards. 🥳🥳🥳🥳
Everybody in shambles about SMCI, AMD, OPEN, UPST, LCID, SNAP lmao. Meanwhile all I’ve got to say is we fucking did it LEUtards. 🥳🥳🥳🥳
Full porting $UPST... you see that huge beat?
The usual suspects today. UPST, SMCI, SNAP... https://preview.redd.it/sxlwc4r2j9hf1.jpeg?width=670&format=pjpg&auto=webp&s=3b32333e50f8aa9ff49a0162838c94688179ec84
Oh shit UPST got over 1b in revenue with the rates as high as it is. And is profitable now. The stock went up 12% and immediately is down 12% lol wtf
every stock that I own dropped after AH earnings: AMD, OPEN, SNAP, UPST, RIVN, LCID, SMCI every stock that I didn't own rose: ALAB, ANET 0/9 0% success rate lol
UPST IV was insane, glad I didn’t play
Fuuuuuuck. I had a sell order for UPST that went “pending cancel” at market close, and it’s still sitting there pending cancel, preventing me from selling during the quick pump to $90.
Someone help my full port UPST. Wtf is UPST?
Sell order triggered at 90.15 on UPST lucky day for me
UPST with the fake and ghey 1st move
UPST Earnings: - Transaction Volume: 372,599 loans originated, up 159% year-over-year (“YoY”) reflecting a 23.9% Conversion Rate, up from 15.2% in Q2 2024. Total originations exceeded $2.8 billion, up 154% YoY. - Total Revenue: $257 million, up 102% YoY. Revenue from fees was $241 million, up 84% YoY. - GAAP Income (Loss) from Operations: $4.5 million, an improvement from ($55.5) million in Q2 2024. - GAAP Net Income (Loss): $5.6 million, an improvement from ($54.5) million in Q2 2024. - Contribution Profit: $141 million, up 85% YoY. Contribution Margin was 58%, flat with Q2 2024. - Adjusted EBITDA: $53.1 million, an improvement from ($9.3) million in Q2 2024. Adjusted EBITDA Margin was 21%, an improvement from (7%) in Q2 2024. “A year ago, you saw the first signs that Upstart was returning to growth mode - and today you can see it in full bloom,” said Dave Girouard, Co-founder and CEO of Upstart. “In addition to achieving triple-digit revenue growth, we reached GAAP profitability a quarter sooner than expected and our newer businesses actually accelerated off their amazing growth in the first quarter.”
The fuck happen to UPST lol
omg I timed UPST perfectly
Someday I will find out what UPST does, but that day is not today.
Calls on UBER, UPST, OPEN...just because.
Guys how dumb would YOLOing into UPSX before UPST earnings be?
i remember not buying UPST one year ago before earnings and missing out on a ton of money
UPST to $90 after earnings
UPST breakout today
UPST has doubled. Did your profits double or were you recovering losses? If you want some more potential upside and you're risk averse, collar the position (sell OTM covered call and use the proceeds to buy an OTM put).
Take profits on some, let the rest ride w a trailing stop loss, if you actually like UPST then sell cash secured puts at a price you’d be ok adding more shares at (but you did say you were overweight in it already so prob not?)
they save you and then they haunt you... $UPST - save $WFC - haunt
Are we feeling bull run for UPST?
UPST seems like a good price. 🤔
With news of digitizing health records, its bullish for UPST (streamlining credit ratings/ loans) IMO - news on the way
Eric Jackson, the hedge fund guy behind EMJ Capital, just pumped $UPST and lit a fire under it. Same guy who called OPEN & Carvana moonshot early, now says Upstart is the next rocket.