Reddit Posts
Upstart (UPST) is up for a good start?
How to know, when or if something will squeeze and how long it will take from what I’ve learned the last few years studying them.
Hey Ding Dong, wtf are you waiting for? $UPST go 🚀
UPST finally in an interesting patern.
RILY: Shorts are crowded, someone’s gonna get pounded
$UPST Shortsqueeze potential? 🚀
UPST bad MARA good - when the hedge works!
Straddle on earnings report with LEAPS to avoid IV crush
$UPST What does this company do? $22,000
Highest short interest stocks today $FSR $BYND $UPST $CVNA
Highest short interest stocks today $FSR $BYND $UPST $CVNA
Yolo'd everything I have in UPST 3 weeks ago. 20k gain.
AI would work great on rates inference since it has a perfect data environment $UPST
I gave you UPST yesterday ….up over 20% today !! So hear me out on this next play ….short CAVA and here’s why
I gave u UPST yesterday 🚀, and next play is short CAVA, lockup expiration is Dec 12 , 95 million shares
Gave UPST yesterday🚀 (up13%) , next winner short CAVA lockup expiration is Dec. 12 investors paid $18 now $35
Who’s ready for UPST to the moon round 2??? Huge increase in call buying today and not to mention someone bought 500k near close
Upstart (UPST) down 30% pre market on missed earnings
RAMP,SIMO,PRCT,KYMR,SDGR,HSAI,ABCL,AAPL,UPST,SE.these 10 stocks represent a diverse range of industries and have the potential to double your investment in 2023. these companies demonstrate strong financials, positive growth trends, and favorable analyst ratings
The rise and fall chart of UPST then and now, chart readers and tech analysts would say room for a drop.
My first options purchase ever just now, and it expires today as well
Opinions on Upstart ($UPST) stock, recent moves, history, and future outlook???
Was there news about the government wanting to stop brokerages from charging consumers for trading (not the exact description)?
This prized $PGY doesn't need lipstick (an amalgamation of the DD's)
Time to build a crap stock portfolio?
Would you believe me if I told you UPST is touching 100 within a week?
I am seriously considering buying UPST calls.
Can anyone help me understand UPST’s and the broader market’s recent streak?
UPST UpStart Making that F U money every day. Lets go! One day closer to telling my boss to go fuck himself
$UPST SHORT SQUEEZE is right there for the taking
Thoughts on UPST? 35% of Float Shorted.
I found the PERFECT stock, and I’m betting everything on it.
Let's tally. What are some stocks that talking heads got very wrong in the past few years? and stocks they will get wrong in near future?
I made a Short Squeeze App, automatically scans and finds next likely squeezes.
Upstart $UPST - Very interesting
UPST, PYPL, or SOFI ,OLB: Which Stock is Wall Street’s Most Compelling Fintech Pick?
Haven't seen much on these 3 in here, why so quiet?
I brought up $UPST last week for everyone!
Y’all still watching CVNA? No dilution and 60-70%
UPST squeezing.. dont miss it guys get into this
UPST is squeezing! Get in while you can don’t be left behind.
Anyone going in this today because of UPST?
AMRS and UPST will report earnings after market close today
UPST one of the best candidates for a squeeze..take a look at the numbers.
Something wrong with UPST what happened?
Enjoying TRKA climbing.. Do not miss UPST train
UPST could go to the moon in the next days.🚀🚀🚀🌕🌕🌕
Is UPST a buy or not🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️
UPST army help keep the pressure on. This can only end one way. It only goes UPST
UPST to the moon?? over 40% short interest, 28 million shares to cover, 300% CTB, Regsho, no float
Two radar picks..anyone else see them?
UPST 41% short interest AI finance company at 13 was at 400. This thing shoots up. 20 before you know it
Ortex data for this week highest shorted stocks.
Hot Stocks: UPST, WIRE jump on earnings news; DVN, AKAM fall
called $UPST squeeze yesterday, now we are bullish on $EVGO spike
Upstart Holdings Q1 guidance comes in soft after Q4 earnings beat (NASDAQ:UPST)
Mentions
UPST…is that short for Upstart or Upset? Can’t tell based on price action
Bout to lose my ass now on UPST calls
I bought $4k worth of UPST calls today, so I feel pretty regarded. I knew I should have closed that shit out before market close but I was greedy. :/
China saved AMD UPST and SMCI
Anyone else think UPST is gonna pull a HIMS tm? They crushed earnings so I lowkey think they may go back around even tomorrow
UPST is funny…they are the ultimate russian roulette earnings play. It’s either +20% or -20%, no in between.
UPST is funny…they are the ultimate russian roulette earnings play. It’s either +20% or -20%, no in between.
UPST dump made me depressed but this random spike is making me less depresso. 
Nope, shares...at least I sold some covered calls on UPST but not nearly enough to offset the drop. 
PLTgaRd  AMD gard  UPST gard  bull gard  SMCI gard
does UPST ever not have an extinction event on earnings?
I've got positions in UPST, ANET, and SMCI 🤡 This is fun. This is fucking fun.
So, RIVN beats earnings, UPST same why the heck both are dumping?
Answer many of you collectively on UPST. Yes the earning and eps beat consensus and offer guidance, but the Q2 guidance is lower, leading to growth concerns.
UPST guidance accounts for 0 rate cuts this year...yeah, this is going higher.
UPST can go ahead and rebrand to DownStart
what is wrong with UPST?Earning was good and guidance is better than expected.Why did it fall?
UPST dead. thinking puts on SHOP & TTD, thoughts?
UPST smashes EPS Tanks 
UPST gonna pull a HIMS tomorrow 
UPST 
UPST...yeah, well fuck you too! 
UPST -19%  AI LENDING 
lol and you all said UPST calls 😂. Glad I got puts
UPST might just moon 
UPST (“what do they do?”) is about to destroy earnings projections after the bell. User reviews, which have correlated closely to revenue in the past, have been accelerating on TrustPilot. They also released their HELOC product earlier this quarter, which generates them more revenue per loan. They’re also less exposed to loan defaults given their partnership model with the banks they work with, meaning they’re safer than other lenders during a recession. Their price has tanked since their last earnings too, despite crushing it then as well, making it a cheap buy right now.
AMD puts, SMCI puts, Arista puts, UPST calls, Wynn calls, Lucid idk. 😮💨
lottos on both UPST and AFRM
AMD calls, UPST lottos, SMCI puts
The last time I did UPST earnings a while ago, I thought, I'll play it safe and do shares instead of calls Instant -40% after hours 😂
few last quarters UPST sky rocketed.... but yea , i get why you would say puts.
Yeeee.. gonna see how UPST, AMD & ANET. I thought SMCI did earnings last week?
UPST probably going to pop after earnings. 
Yeah the services I’ve seen are all posting very bearish flow on UPST. But bullish AFRM.
Huge bearish options activity on UPST
F down, CELH up, UPST up, NVO up, Z up, CVNA down, SHOP down, TSLA down
Is there any reason I shouldn’t go all in on UPST and AFRM calls before the earnings reports again? They’ve rocketed every time over the last year.
You are totally right. During the pandemic I invested with my kids, my 14 year old , while looking up UPS, saw UPST and invested in it right before it took off. He sold it right in time to secure like a thousand bucks in profit. No lesson learned, seemed arbitary and now he's not intersted in investing at all, becuase the pressure to recreate that is too much. A failure of an attempt.
Empty shelves means you'll be trading more on HOOD and shitposting on RDDT and taking out loans from UPST and buying burrito loans with AFRM and buying dick pills from HIMS while buying fartcoin from COIN. Literally the best recession ever and green forever, amen.
You really don't understand the market. Do you? Sure there are headwinds: recession fear, increasing market delinquency But there are tailwinds as well: competitors crushed in this market, their stellar funds raising team, tariff increasing the car values and thus better recovery on collateral sale, most of the portfolio is secured, astromical interest rates on their loan. If you wanted to short subprime then I suggest you short COF or UPST. They are more of unsecured player in the subprime market. OMF serve blue collar workers whose jobs are essential and here to stay. They will be bailed out first in this era of populism even if things go south. Crackdown on Illegal immigrants is a plus for the company as that would lead to more opportunities for their customer base. I am sorry but you will be losing big time in this play.
At least you didn't take out an UPST loan and jokingly say youd short it. Only to lose it all on GOOG calls and watch UPST fall of a cliff.
I don't disagree, but I see it in a slightly different way. What is a better way to use the 25k? I don't want to risk too much, so I want to buy a stock I can trust (EBAY made +30% in the last year, despite everything). After that, I will try to make some profit with CC. If they get assigned, ok. I didnt lose money. If they dont get assigned and the price is more or less the one I bought, that's good, I can sell again. The only risk is if the price goes down a lot, that's why I would not buy something like UPST.
I considered this last week. But no… while it would technically work, it’s more effort than it’s worth and the returns are much less than they seem. I was going to hold 100 shares of QQQ because with that particular stock you can sell a 0DTE call every day for 100-300 profit depending on the strike and the IV. So every day you’ll get back a few hundred bucks, right? But not really… because now instead of holding through really great spike upwards, you get assigned, miss the big rallies, have to worry about whether or not to buy back the CC whereas just holding the stock would more likely cover that value anyway, so it becomes pointless for rallies… Then if the market becomes weak, you’re unable to use stop losses or trailing stops to limit your downside, so CC’s give you more exposure too. The only time it’s actually better than either outcome is if you can catch the market at the top and sell the CC there and continue to hold or catch it when moving sideways. So, bottom line is: more effort for not necessarily much in return. And if you’re just buying $25k worth stocks then the return is even less, especially at that delta you mentioned… it won’t be assigned but it’ll be virtually nothing. A better approach would be to go for a high IV stock with a lower price tag like HOOD or UPST because you’ll get more premium for $25k worth of investment selling 5 of those calls at the same delta… granted they’re not as balanced as your suggestion. If you disagree, I’d like to know what you’re taking into consideration.
Easy to see that small caps bottomed first -- IWM/QQQ or IWM/SPY... AND Financials still looking strong, so... IWM / UPST / HOOD / SOFI -- and the other low float small/mid cap stocks are the play, of course, 3-4 weeks out though. Earnings around the corner for most of em' and market is just waiting to rocket and start the "fake/relief" rally (which imo, is the real thing). Deals will be made, tariff's will work themselves out, sooner rather than later.
Beside GME/UPST…everything else is regard as fuck
Can anyone tell me what UPST does please
can someone evaluate my stock picks. im basically gambling at this point and am just looking for high risk high reward tech stocks with £1000 * £350 in SOUN (most speculative, highest potential multiple) * £350 in UPST (beaten down but demonstrated ability for explosive moves) * £300 in ARM (more established but still high growth potential please comment because im basically accepting the fact that im playing the casino with this
can someone evaluate my stock picks. im basically gambling at this point and am just looking for high risk high reward tech stocks with £1000 * £350 in SOUN (most speculative, highest potential multiple) * £350 in UPST (beaten down but demonstrated ability for explosive moves) * £300 in ARM (more established but still high growth potential please comment because im basically accepting the fact that im playing the casino with this
can someone evaluate my stock picks. im basically gambling at this point and am just looking for high risk high reward tech stocks with £1000 * £350 in SOUN (most speculative, highest potential multiple) * £350 in UPST (beaten down but demonstrated ability for explosive moves) * £300 in ARM (more established but still high growth potential please comment because im basically accepting the fact that im playing the casino with this
Based on today's winners, it appears the following should be purchased instead of SPY: CVNA, RGTI, IONQ, UPST.
I wanna thank 🥭 for the cheap ass shares in AMD RH UPST TTD and especially the QQQ.
AFAIK UPST made some deals to sell up to 2bn of loans to different lenders to move it out of their books, now sure if they are doing that now or more of these are being sold elsewhere
Not to cloudy up the waters but my own overall thesis has been that AI was 99.975% snake oil for two years now. Seems to have worked out well so far 62% of my Put trades this year result in gains over 100% and I basically slept trough January Looking forward & having sold the Put Cupboard almost bare on Friday; well every non-profit\\barely&recently profitable FinTech is now fair game. Especially the ones who had seriously bet the farm on AI. Ye Olde Growthe Storie is OVA now over for ALL of them and you can take THAT to the bank. So this is where we go now on top of huge scores on TEAM KD ESTC AI AMBA U CRDO AFRM UPST TTD PSTG the festering corpse of FSLY (a gift that always pays out more than the share price move would have indicated & home of my first ever Ten Bagger inside of two weeks. Research is pretty easy when you shorted the same Hype Trash at strike prices 30% lower just last fall. Otherwise the first thing I look at with Fresh Meat is the 52 week low and how far it is from there up to the end of Zero Bid put premium territory. If they are on my list then Upside Surprise is not on the menu, period. Usually inside of five weeks and as short as five days out if I want a piece bad enough. That approach will work for another four months max. *Because the very best thing about the last two weeks was that nobody on my hit list had "earnings" to announce until early May. That made buying them up like a vacuum cleaner much more easy.*
During Covid even with their 35% of their loan default rate (not just delinquency) UPST survived and actually came out of pandemic pretty ok. Since then they ramped up more through credit check and verification process so don’t get your hopes too up. Valid idea tho.
We haven't seen the bottom yet until someone borrow money from UPST to short UPST
I don't know, man. UPST went down with everything else on Tariffs. They are providing a "service" inside US, so I see this stock rebounding after a year or two. Started to buy the dip and intend to buy on further dips.
*BREAKING NEWS* 🥭 says Biden pardons are invalidated due to use of autopen. What this means for you? All you degens who took out SoFi and Upstart loans can now consider them null and void and stop making your payments. So TLDR puts UPST SOFI
If you invest UPST for long term, the current price makes sense for you to invest as their business is growing.
The motley doesn't fool around. When they want to screw their subscribers they don't take prisoners. Shopify, as bad as it was, wan only a warmup!........... They recommended UPST at $335 and you can buy it for $45 today. Path at $50 and it's a 10 bucker today. For a short time I had a subscription so that I could see their recommendations and short them. I made some money doing that and wasn't shy about posting on their chats. It didn't take long for their staff to swoop in on me. Their contention was that my complaints were not valid because all of their picks are "5 year time horizon". It's been 3 years and look at the devastation! Highly unlikely that investors can even break even in 5 years relying on them, and when considering the opportunity cost of 5 years lost it's almost certainly impossible. The "do your research" trope is the most bogus phrase ever uttered. YOU ARE PAYING MOTLEY FOR ADVICE.......... not for you to do the research.
Everybody here likes to talk about TSLA, but no one is talking about these bags: SOFI $18 to $11 -40% DISCOUNT HOOD $67 to $35 -47% DISCOUNT UPST $97 to $47 -48% DISCOUNT HIMS $73 to $34 -53% DISCOUNT TSLA $488 to $222 -54% DISCOUNT AMD $227 to $97 -57% DISCOUNT
The thing that really bakes my noodle is that this was known for months. META ran like 20% in three weeks in a vertical line straight fucking upwards. Jesus, PLTR was at $125, UPST at $80, AFRM near that. DASH is still inexplicably holding on, I cannot imagine a less recession-resistant business. What the hell is happening?
Lol yea. Calls on UPST and any BNPL companies
Bro where is UPST and SNOW how’d you miss those 😭
Is that the same 🤡 who didn't know what [UPST did](https://www.youtube.com/watch?v=E_YIZyVzymA)?
Very wrong - you just aren't informed. MSFT PANW TTD UPST CRWD GOOGL have been using AI for years - there are more I just listed a few that came to mind first. It was only ChatGPT that made the general public AI aware at some capacity.
In 2021 during the COVID correction, I read a Reddit post about stocks that might 5 or 10x. NVDA, AMD and UPST and a uranium ETF were on there. I bought all of them and the only one that didn’t 5 x at least was the uranium ETF. I think it went up substantially after I sold,
AFRM and UPST both closed their earnings gaps. Time to load 
I bought UPST and HOOD dips but they keep dipping 
I feel you on UPST. Held this since 2021, cost basis roughly $88. Broke even twice now and decided to hold onto shares, now I'm regretting it.
would be nice if UPST drops below 70 
You dumbass trying to justify its valuation remind me of UPST, SEA and COIN from the last bull market. Shit hit momentum fan going up 5-10% everyday on no news until the party is over. Check the UPST COIN SEA chart for what happening next
What’s the play this week that’ll give me a return like PLTR, BROS, UPST and MNDY????
I was lucky with PLTR and survivor bias is real. For every success story posted here, there are many more unreported losses from following hype. Meme stock "DD" and Reddit tips are usually terrible investment advice. UPST is a perfect example of how following the crowd can destroy wealth.
I think you underestimate how many people on here lost money following Redditors shilling for a meme stock, particularly if your response to it is "why not?". You got lucky there, nothing else. PLTR is trading at a forward P/E over 200... There was a time when UPST was pride and glory on Reddit, reached a PE of 500, trading at $400, then it crashed down to like $10...
the ticker you needed to buy was UPST not UPWK
NVDA, XYZ, UPST calls. Long weekend is going to have traders foaming at the mouth to get back in. 
$LYFT,$DASH,$UPST,$APP,$CYBR, JP Morgan has a price target on RDDT to $185, flip it to a put
I understand. Thank you, i really appreciate the advice, will be doing that. New to investing and made a good profit on a lot of stocks ($UPST/SEZL/CFLT/BABA/TSM) this week, good thing its a long weekend, gonna take my time and learn how to fully use trading view and the right way of researching this stuff. I know Im just on my beginners luck rn and really dont wanna go down the loss pathway. (Already slightly burnt on LYFT and SOUN😂, gonna hold the bag for now ig) again truly appreciate you taking the time with the advice
UPST flying next week with rating upgrades. Back to 400. 
Bought UPST calls at 11am AMA
They hit all the morning stops in HOOD and UPST. moving now
UPST with 3 rating hikes 
If you bought UPST puts you would've made 2000% in one day. Shoulda woulda coulda.
Ugh watching UPST puts 20x you sold is not good for my mental
Already planned out next weeks earnings. I got that hopium in my veins after UPST HOOD and APP
posts that i always think about, guy who put 2 million in UPST " it might go down more but this will retire me" guy who put 80k into root when it was a 7 dollars, with some great DD that i didn't read. i often think about those people, hoping there drinking margaritas at midday in the sun somewhere