Reddit Posts
Upstart (UPST) is up for a good start?
How to know, when or if something will squeeze and how long it will take from what I’ve learned the last few years studying them.
Hey Ding Dong, wtf are you waiting for? $UPST go 🚀
UPST finally in an interesting patern.
RILY: Shorts are crowded, someone’s gonna get pounded
$UPST Shortsqueeze potential? 🚀
UPST bad MARA good - when the hedge works!
Straddle on earnings report with LEAPS to avoid IV crush
$UPST What does this company do? $22,000
Highest short interest stocks today $FSR $BYND $UPST $CVNA
Highest short interest stocks today $FSR $BYND $UPST $CVNA
Yolo'd everything I have in UPST 3 weeks ago. 20k gain.
AI would work great on rates inference since it has a perfect data environment $UPST
I gave you UPST yesterday ….up over 20% today !! So hear me out on this next play ….short CAVA and here’s why
I gave u UPST yesterday 🚀, and next play is short CAVA, lockup expiration is Dec 12 , 95 million shares
Gave UPST yesterday🚀 (up13%) , next winner short CAVA lockup expiration is Dec. 12 investors paid $18 now $35
Who’s ready for UPST to the moon round 2??? Huge increase in call buying today and not to mention someone bought 500k near close
Upstart (UPST) down 30% pre market on missed earnings
RAMP,SIMO,PRCT,KYMR,SDGR,HSAI,ABCL,AAPL,UPST,SE.these 10 stocks represent a diverse range of industries and have the potential to double your investment in 2023. these companies demonstrate strong financials, positive growth trends, and favorable analyst ratings
The rise and fall chart of UPST then and now, chart readers and tech analysts would say room for a drop.
My first options purchase ever just now, and it expires today as well
Opinions on Upstart ($UPST) stock, recent moves, history, and future outlook???
Was there news about the government wanting to stop brokerages from charging consumers for trading (not the exact description)?
This prized $PGY doesn't need lipstick (an amalgamation of the DD's)
Time to build a crap stock portfolio?
Would you believe me if I told you UPST is touching 100 within a week?
I am seriously considering buying UPST calls.
Can anyone help me understand UPST’s and the broader market’s recent streak?
UPST UpStart Making that F U money every day. Lets go! One day closer to telling my boss to go fuck himself
$UPST SHORT SQUEEZE is right there for the taking
Thoughts on UPST? 35% of Float Shorted.
I found the PERFECT stock, and I’m betting everything on it.
Let's tally. What are some stocks that talking heads got very wrong in the past few years? and stocks they will get wrong in near future?
I made a Short Squeeze App, automatically scans and finds next likely squeezes.
Upstart $UPST - Very interesting
UPST, PYPL, or SOFI ,OLB: Which Stock is Wall Street’s Most Compelling Fintech Pick?
Haven't seen much on these 3 in here, why so quiet?
I brought up $UPST last week for everyone!
Y’all still watching CVNA? No dilution and 60-70%
UPST squeezing.. dont miss it guys get into this
UPST is squeezing! Get in while you can don’t be left behind.
Anyone going in this today because of UPST?
AMRS and UPST will report earnings after market close today
UPST one of the best candidates for a squeeze..take a look at the numbers.
Something wrong with UPST what happened?
Enjoying TRKA climbing.. Do not miss UPST train
UPST could go to the moon in the next days.🚀🚀🚀🌕🌕🌕
Is UPST a buy or not🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️🤷♂️
UPST army help keep the pressure on. This can only end one way. It only goes UPST
UPST to the moon?? over 40% short interest, 28 million shares to cover, 300% CTB, Regsho, no float
Two radar picks..anyone else see them?
UPST 41% short interest AI finance company at 13 was at 400. This thing shoots up. 20 before you know it
Ortex data for this week highest shorted stocks.
Hot Stocks: UPST, WIRE jump on earnings news; DVN, AKAM fall
called $UPST squeeze yesterday, now we are bullish on $EVGO spike
Upstart Holdings Q1 guidance comes in soft after Q4 earnings beat (NASDAQ:UPST)
Mentions
I don’t know how much exposure UPST also has on this, even if indirect (?), been out of their numbers for quite a while now.
50 year mortgage, OPEN and UPST calls?
You sayin' I should buy UPST now?!?!?!
AFRM is up!? I thought that shit would fall like UPST
My fun money earnings play on MGM paid off. Made 3.3% in the week I held while SPY was -2.2% and QQQ was -3.5%. I also cut my losses (finally) on UPST. Took a -43.5% loss while SPY returned 40.1% and QQQ returned 52.1%. I put the UPST funds into AVDV (increasing my share count by 18%), PRCT (share increase of 13%), and QXO (share increase of 18%).
Its because underneath the relatively small movements in the indices, a lot of the speculative retail darling companies are getting absolutely demolished. Over the past month: * RKLB -20% (since Oct 15) * CRCL -24% * ASTS -25% (since Oct 15) * UPST -25% * SMR -28% (since Oct 15) * OKLO -30% (since Oct 14) * IONQ -31% And that's with a lot of them bouncing hard today
I'll be honest, I really should have shorted UPST a couple months ago...Reason being, these guys are just literal re.tards. I know someone who is older, in horrible financial shape with tons of debt that they couldn't possibly ever pay back. Only upside is that they were paying their minimum payments. They applied for an Upstart loan, and were given like $2000 right away. They basically stopped paying all credit cards / loans a month or two later, which was actually the plan all along. I should have shorted them after seeing how bad their decision making was / is in selecting applicants.
UPST bolls got a wet slapy spanking and a bloody pegging today
Geez what happened to UPST ?
UPST and SMCI calls -99% tomorrow
From my owned/watchlisted that reported today * AXON (22%) * CAVA (5%) * PRCT (2%) * TOST +5% * TREX (16%) * UPST (7%) Brutal
Where’s the UPST yolo guy at???
I should’ve bought UPST puts, no way this goes up
SMCI and UPST puts for me tonight
$UPST in 10 minutes!!
PTLO, UPST, TREX, PRCT, CAVA, TOST, and AXON reporting from my owned/watchlisted companies. The only season I like more than earnings season is winter.
Today $UPST Q3 earnings. Im all in. Fk all
Not very hopeful, sold my position at UPST a couple of months back, but I might be wrong.
fuck this market , Says the guy who bought calls on UPST
UPST, SNAP, HIMS for the big wang plays
$UPST - [https://x.com/tweets4uall/status/1983922927121649709?s=46](https://x.com/tweets4uall/status/1983922927121649709?s=46)
I sold my UPST yesterday with losses of roughly 40%. This stock performed horribly compared with peers. Look at stock price chart over the last 3 or 6 months
Lost 20k on UPST last quarter. You’ll do better
Prepare for the next one, $UPST is gonna have crazy explosion from short interest.
UPST just please move up 😖
UPST × 20 NBIS x 12 ATO x 18
Buying UPST weeklies, better upside than SOFI
Indices up massively yet my individual stocks (like UPST) just endlessly suffer
$UPST 1 week for Q3 earnings 👀
UPST literally dead flat in the last month, don’t think I’ve ever seen that before
$UPST at 34% short interest now approaching earnings. Could be a big squeeze!
biggest laggers of the day $UPST $AMD 🤡
I think SoFi has a lot of optimism around it right now which is driving it's pricepoint well above it's fair market evaluation (high P/E ratio, i've seen anywhere between 50-60 in the past few months), that being said I am more confident in SoFi's business model for growth and feel more secure being a bag holder for the long term potential, but it is very volatile the past few months with prices swinging $5/share either way and is rising again in anticipation of EPS, I wouldn't be surprised to see a sell off/market correction on it if the market turns bearish. I got SoFi about 3-4 years ago due to having my student loans refinanced through them and liking the company, it was negative unrealized gains until this year as I ended up buying at a high point - I could see something like that occurring for someone buying in now if market sentiment cools off on it. UPST i think could be good but also carries a debt to equity over 2.0 which is a bit riskier and I read a little about there being some issues with it approving an abnormally large amount of loans and causing a couple of its partners to be flagged due to this (although I'm not sure what came of it & there's new partnerships as well from recent news). it's net income has been negative for the past 3 years. Although UPST has made significant strides so far in reducing the amount the net income is negative it seems to be trading way way over what it should be with a P/E of -690
#TLDR --- Ticker: UPST Direction: Up Prognosis: Buy shares, this is a long-term structural play. Thesis: Upstart's AI unlocks a massive, untapped market of "credit invisible" people and those trapped in credit card debt that traditional FICO scores ignore. They are creating a new market, not just fighting for a piece of the old one. Key Risk: Their partner banks are rate-sensitive. High interest rates can slow down loan funding even when demand from broke people is high.
$UPST- AI based lending is the future and FICO will be history
I’ll put a vote in for $UPST. They’re objectively bottomed coming into a rate cut cycle as long as the economy doesn’t completely go tits up. An actual solid product that’s better than the status quo and fighting for visibility.
I held UPST for quite some time and eventually sold at a loss due to a $6 drop from my average when holding. Of course after I sold it started rallying. I paperhanded this one the first time and am leary to get back in around the same price point as before
UPST, OPEN, GME, AMC, GPRO, DNUT etc...
UPST is squeezing regards, pile in
My medium term plays are $TOST and $UPST. Both having a good day and week here. By end of the earnings season I expect significant break outs. Strong signal IMO is seeing green on days where the overall market and tech is red, signaling some belief of real business growth and reallocation towards value plays on days where big names are liquidated.
I m yoloing in $UPST
Anyone else scooping some UPST leaps with me?
I bought UPST at 62. AMA
Trade desks are circulating headlines on fraudulent lending and credit concerns related to $ZION and other small regional banks. Our pod is treating it similar to how we traded $SVB and I imagine other shops are as well. I would expect small banks and junk credit to pull equities down into next week and lead in terms of losers and volatility Think $HOOD $SOFI $AFRM $UPST etc. Big banks just announced solid and stable financials last quarter so it should all subside when the funny money is pulled out of meme names.
Is $UPST the next millionaire maker stock I keep seeing all over the net, what do you guys think? I know interest rates need to come down, but when people start buying houses again it looks like this might go off the hook.
Yeah, you'll find just as many stories of people who held thinking there no such thing as an overvalued company and lost quite a bit of money. The saying *"time in the market beats timing the market"* assumes shares of a company that continuously performs well, and is often used in hindsight. UPST more than tripled to $200 in early 2021. Many sold, then it climbed up to nearly $400. About a year later, it was $13. Imagine investing in Blackberry in 2005 at $45 a share, then watching your share go past $100 and thinking "time in the market". It's now $4 a share...
`ZM Call 85 Strike 11/21` `UPST Put 45 Strike 11/21` \*not financial advice
Sitting on some fat UPST calls EOY expiry. Either at rate cut or earnings these will print. Going to pick up LEAPs as well at the next red move.
Well UPST, AFRM, KLAR have all been shit lately so that sector has already been beaten down pretty bad. The big banks can handle themselves just fine.
**Here's some Private Credit porn mate, a PC snff flic:** **Beneath the surface of what’s been a remarkably resilient US economy, a series of small shocks in the world of private credit have combined to rock companies that service the most financially vulnerable Americans.** **Auto lender** [**Ally Financial Inc.**](https://www.bloomberg.com/quote/ALLY:US) **tumbled 13% during a nine-day losing streak. Fintech lenders** [**Upstart Holdings Inc.**](https://www.bloomberg.com/quote/UPST:US) **and** [**Pagaya Technologies Ltd.**](https://www.bloomberg.com/quote/PGY:US) **sank more than 20% in the same span. Digital payments company** [**Affirm Holdings**](https://www.bloomberg.com/quote/AFRM:US) **and lender** [**Bread Financial Holdings Inc.**](https://www.bloomberg.com/quote/BFH:US) **suffered similar fates. Even** [**Capital One Financial Corp.**](https://www.bloomberg.com/quote/COF:US)**, one of the nation’s largest credit card issuers, lost 7%.**
I am keeping an Eye on UPST here
Hello u/DrSeuss1020, do you still see UPST as a good buy?
I still in $UPST for they Guy Who did yolo. Lets go!!
How we feeling about UPST considering the heavy shorting
UPST shiet stock only good for earnings plays
UPST down quite a bit from peak after a good rally from the 20s. Time to get back in?
I remember when powerhouse names like UPST, PTON, and SNAP reached $200-$300 in 2021, we got a long way to go before we call this market, a bubble...
To think, I was considering getting some UPST calls this morning. Thank goodness I talked myself out of that nonsense.
Unless other comments, I actually think this is a genius play. UPST, together with SOFI, and AFRM have just bounced back from recent sector correction. Maybe long call on SOFI would be a safer bet? I think OP’s setup should give a larger return and higher risks than SOFI. One suggestion would be instead of all in, could be smarter to bet half or 1/3 first, in case there is a drop so you can double down
Need an fd option play that I can buy tmrw and make 25-50%.. gonna wait for open dip just gotta figure out the ticker. NVO? IREN? BITF? TTD? UPST? FUBO? PLUG?
i don't think shorts will get out until later next week or the week after. Short interest float on UPST reports near the middle of the month if they're in more heavily than the last report i expect they'll look to exit somewhat
UPST looking like a dang deadcat bounce lol
UPST is trending again. Looks like. Reversal
It looks like the market is overreacting hard on the news, TRU at \~23 PE could be worth a closer look if the fundamentals hold up, while EFX seems more stretched, but I’d also keep an eye on UPST sentiment because it could shift in their favor if investors start rotating into alternative scoring plays, I stand to be corrected.
UPST showing some unusual buying activity this past few minutes….
UPST draws another coke line on the chart
Upstart (UPST) recovering from a short squeezeeee - time to buy!
SOFI is majorly overvalued and UPST growth potential is always higher.
$UPST looking really good for a strong rebound going into more rate cuts.
A bunch of people in here shilling UPST. I’m buying puts.
Let’s fuck $6k UPST calls for Friday expire is in
Weak jobs report today pushed odds of 3rd rate cut for end of year, this would be bullish for $UPST on rates.
I will be topping up LUNR, MDAI & UPST shortly!
Nah I’m going to the bank with my UPST calls
UPST shooting for the stars on market open
UPST right with government shutting off paychecks to hundreds of thousands of federal employees https://preview.redd.it/fhmlf7sewhsf1.png?width=276&format=png&auto=webp&s=3b9cd8350b8ab8b536b1972283968194779f51b8
Let’s go UPST, it will be back strong soon enough. Shorters been going hard but the rebound will be stronger.
Yeah, you’re right. I’m gonna sell soon and probably just buy $UPST instead
@[Pdizzle0303](https://www.reddit.com/user/Pdizzle0303/) Thanks for posting this. I learned about UPSX from your post. But I dug into the ETF description and now think that this EFT is not a good play to capture UPST's long-term upside. This EFT is what's called a daily-reset EFT. It tracks intraday performs closely, but not long term performance. In the prospectus (https://www.tradretfs.com/hubfs/UPSX/SUMMARY%20PRO%20UPSX.pdf?hsLang=en), there is a page showing the return of UPSX for different returns of UPST at various 1-year volatility rates. In the past year, UPST's 1-year volatility rate was > 100%. So that's a huge risk. https://preview.redd.it/xo43ny6hafsf1.png?width=1778&format=png&auto=webp&s=e267c9196f870657446223c62c00060cdb5e8c5e Holding UPSX long term can be a losing proposition due to "volatility drag". In other words, if UPST rises +60% smoothly (e.g. a steady upward trend), UPSX would do fantastically—close to +120%. But if UPST is volatile—swinging up and down around the trend—UPSX can get dragged down badly. This is because: * On down days, UPSX loses **2× as much**. * On the following up days, UPSX is compounding from a **smaller base**. * High volatility + leverage = erosion of value over time, even if the asset trends upward. # 3. Example Walkthrough Let’s say UPST goes like this over four days: * Day 1: +10% → UPST = 110, UPSX = 120 (2× daily) * Day 2: −9% → UPST ≈ 100.1, UPSX = 96. (Notice: UPST is nearly flat, but UPSX has dropped below 100!) * Day 3: +10% → UPST ≈ 110, UPSX = 115. * Day 4: −9% → UPST ≈ 100.1 again, UPSX = 93. Result: * UPST = roughly unchanged (0%). * UPSX = down −7%. That’s **volatility decay** in action. Scale this effect over a year with **50–100% volatility**, and the drag can overwhelm even a strong +60% annual move in UPST.
Go to this chart and change the “Today” selector on the top-right to “Sep 29” https://financhle.com/company/UPST/options/O:UPST251010P00050000. Someone literally bought a monster amount of $50 strike puts exp 10/10 yesterday. The whales always know the short-term direction
I respec this. Your thesis might be right ultimately and UPST might hit 3 digits. But the thing with 2x ETFs is that they are path dependent. Meaning if UPST dips to very low levels, it will take a much larger % increase to recover.