Upstart Holdings Inc
$1.31 (1.36%) Today
52 Week High
52 Week Low
7 Days Mentions
You can find S&M and R&D on a company's income statement. They're listed under operational expenses. UPST has been a fav of mine for weeks at this point. I struggle to see it not trading above $200 by the end of the year tbh. Not looked into either HUBS or TTD. ZS looks attractive and I think it should recover, but I prefer CRWD and NET as cyber security plays personally. NET relatively much more expensive though so I wouldn't recommend it unless you really believe in what they're doing and their long-term potential. SNOW is a stock I'm considering at the moment... It looks expensive, but it's quite reasonable when you adjust for it's insane growth rate. A company growing at 100% YoY will be more than 3x the size of a comparably sized company growing at 60% YoY over a period of 5 years. Given that it's not uncommon for growth stocks with 50-60% YoY growth rates to trade at 30-40 PS, SNOW's 75 PS is probably about right given that it's >100% YoY growth will probably drop a bit in the years to come. SNOW also seems to be well liked in the data warehouse space so there is also going to be a quality premium there which I'm trying to understand at the moment. What I will say is that it's very rare for a best-in-class growth company operating in a rapidly growing sector not to eventually grow into it's valuation. I don't think there is much risk in SNOW long-term, the only question I have is whether it's the best growth stock to buy right now because it's held up surprisingly well during this correction given it's valuation. If it was trading 50% or more off of its highs then it would be an obvious buy, but it's not quite got there yet and at this point I doubt it will. Given that you already own it I would definitely hold.
SHOP & SOFI are reasonable to cheap imo. I've not looked into TDOC or FVRR recently. At this point most growth stocks I look into are reasonably valued to undervalued. UPST is very cheap, although it's bounced quite a bit the last couple of days. That said I tend to only buy growth stocks which are top-in-class businesses in large growing sectors. While I might think something like FVRR & TDOC is cheap I would be nervous about the sectors they operate in. I don't think it's clear how big their TAM is yet which means you have to believe both in the company and the growth potential of the sector overall. I will buy into these kinds of stocks from time to time as short-term plays with UPST being an example of that, but I would view these stocks are more risky.
UPST is ridiculously undervalued imo. It seems investors have finally noticed how insane UPST under $100s was though and have actually started to buy despite overall market weakness. I agree that it's going to be trading over $200 in no time.
I think UPST has to consolidate for a year+, do a doubling of their revenue and a tripling of their EBIDTA, and it’ll be a good hold. Might be more room to sink from here. $600M on $7.5B in market cap. A bit rich, but not terrible. Just more room to give up if market sentiment is bad.
When UPST is $200.00+ in the coming months, many people will have missed out on the current SP due to worries about the P/E.. Investors need to look beyond the P/E, and understand the intrinsic potential that a company has with their growth model.
" If we take the example of SHOP, we find about 75% of gross profits are being spent on S&M + R&D.“ - Where can we find out this information about each company? I am a bag holder of SNOW and SHOP. I also hold UPST, HUBS, TTD and ZS. Could you please analyze these 4 stocks too? Thank you and I appreciate it!
Mine is kind of bad. You can see the first year of investing gone wrong. NVDA 34.51% HUT 16.68% U 16.4% QQQM 11.6% UPST 10.94% VYM 9.22 % VTI .91% ( I just started this) I also have 268 shares of APOG in a different account. I plan on adding 2022 dca all to the 3 ETF's for balance.
Lots of the high flyers that got wrecked over the last couple weeks were way past 10B at their peak. So far UPST went from close to 40B to 9B in three months, CHWY still sits at 19B and was at 60B a year ago, PINS is at 20B down from 65B, PYPL lost a cool 200B (!) since August, DDOG still "worth" 40B after hitting 60B two months ago, NET went from 75B to <30B in two months, MRNA from +200B to 65B since September and there are countless others. Those are just a few from the top of my mind since I was short/bought puts when they were at peak crazy but I could go on and on and on... The froth in anything tech related was insane and still is, just slightly less so.
I like First Solar, Alphabet, Facebook, Discover, and Intel for value with in my opinion undervalued potential to grow. EXAS, and a lot of the software names you've probably heard a million times for riskier growth buys. (TRMB, ADSK, UPST, TTD, PUBM, DOCN, SPOT, SHOP, U). A lot of these might be busts but if 1 or 2 blow up they could easily pay for the others. I just have all these stocks set to buy $1/day until disappointing news comes out about them or their price skyrockets.
Judging by the lack of daily comments regarding $UPST, COIN, AFRM, RIVN, NIO, SPCE, ASTS, FIGS, APPL, NVDA and RBLX that my portfolio is looking good today. Whew I was worried.
UPST is high-risk, high-reward. It’s just not the market for hyper-growth atm, but hopefully it will turn around eventually and the market will value it accordingly. Using forward P/S it’s actually quite cheap right now, especially after the last drop. I’m holding for long term and will add when i get the opportunity again.
I feel like there's a way to hop up the falling market pieces like some sort retarded frogger but I just don't have the balls, I've been wrong too many times. Something like War stocks > $CVX Earnings > $F Earnings > $UPST Earnings > Twitter Earnings Puts > $ANY Gryphon Merger Announcement > Maybe bouncing in and out of $PLBY in the betweens.
I think growth stocks are the first to bottom and first to reverse after that, watching the beaten down goodie’s closely this week SOFI -51% from ATH SE -60% from ATH AFRM -70% from ATH MTTR -73% from ATH STEM -75% From ATH ROKU -70% from ATH FTCH -75% from ATH UPST -77% from ATH FUBO -82% from ATH JMIA -90% from ATH
You can also make the point that the market overreacted beginning March 2020 when SPY doubled. March 2020 bottom to ATH is roughly 100% in less than 2 years including covid, supply chain issues and infaltion. Even if you take the top before the covid crash up to ATH you get roughly +40% in less than 2 years. The trajectory from beginning March 2020 is much steeper than the trajectory before that. I think we see mainly a P/E correction, for example UPST went from P/E of 400 roughly to around 100 which is still pretty high the question is how growth friendly will the next years be regarding rate hikes, especially for companies which rely on cheap money.
Boomers stocks just start to pullback, Growth stocks on your list like UPST and AFRM already-75% down from ATH and close to the bottom, SQ and PYPL -55% from ATH…I believe some boomers investors will rotate to some of your stocks soon
Rip didnt buy puts. So before the earning pump UPST is trading around $110 so that is good indication is it is cheap or expensive. But the market is very bearish right now so I will wait before buying calls. If I was going to buy UPST calls I will wait for it to drop to around $80 AND the market stop dropping. Earning coming up on FEB 15 will very likely see a nice quick breakout then will drop back down again. I would buy $100 call expire July (if you want to be more risky) or $100 call expire dec. If UPST did bounce nicely on earning, your can sell your calls for a nice profit. If fall or flat you can just hold long and by that time the market should become somewhat bullish again.
so puts are in style this quarter... what are you buying puts on? not fucking with TSLA or AAPL, but maybe they fall a little? GM earnings 2/1 maybe? lots of EV hype and probably financially nothing to show? same with F on 2/3... many stocks already down so low, i can't imagine much more to go... like NET UPST
Hey Gamestop has a higher marketcap than Upstart (UPST) is making $$$$ and has earnings and earnings growth with allot of short interest. Maybe a good swap just saying. plus a low float of 79M shares. hey just thought it is interesting.