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MREITs thesis - 12+% yield and capital appreciation - Please Poke Holes
What dogs have you sold this year with more than 15% loss
At what moment do you realize the market increase has broadened out
What’s on your position adjustment watchlist?
What are the long term stock holdings you are trimming right now?
What are the losers you keep holding and think they would come back? and why?
Question: Impact on REITs such as NLY (invests in agency backed mbs), if and when residential housing market crashes
The Ultimate Affordable Dividend and Growth Set
AGNC Investment Q4 earnings beat consensus as market for AGNC MBS improves (NASDAQ:AGNC)
AGNC Investment earnings expected to slip as mortgage rates hit peak in Q4 (NASDAQ:AGNC)
What do Redditors think about AGNC stock, including how it will react to Q3 earnings?
2022-10-12 Better Tasting Crayons (Mathematically derived options plays)
List of all Market Participants that the Federal Reserve surveys each month before the Federal Open Market Committee (FOMC).
Is it tiime to start looking ahead a year + to when the inflation inevitably slows and buy some calls (REITs?)? AGNC $13 call for January 19, 2024 for $105, putting the breakeven at $14.05. We all know that 2022 is will be crappy is it time to average down and get some long term calls?
Would it be a bad idea for me to transfer my savings into an REIT like $AGNC
Should I liquidate my stocks to pay for credit card debts?
My first potential option trade. Is my methodology and analysis correct?
Trying to learn more about dividends. A question I have....
AGNC has a really high dividend yield, so technically if we all buy it and never sell we can live off of those dividends.
AGNC has one of the highest dividend yields. If we all buy and never sell we can make money off of the dividends.
Deep and far out ITM as a "loan" on Dividend Stocks?
Can Reddit predict earnings movements ?
Anybody familiar with this monthly dividend stock AGNC
Where does a little ape like me go to turn a dime into a dollar? All these post showing HUGE MONEY moves.... what about a chimp like me with $30+ to play with?
I'm looking for advice on where to start? All these post about big players, AND NOTHING ON THE LITTLE GUY!?!?!??
Is it more worthwhile to buy a share of AMZN/GOOGL or lots of smaller stocks?
I need your opinions about a smart investment
Monthly Income From Dividends - Building a portfolio to maximise returns for reinvestment every month.
BEST DIVIDENDS STOCKS TO BUY NOW | 4th Week of APRIL 2021 | Market Analysis
Mentions
I´ve had a mining stock pump a couple of times and the only catalyst I found was a company by the same name in a different country making positive headlines, so: Not the worst DD I´ve read here... XD Housing market is tricky. The sell side just capitulated. So we´ll see declining house prices first and the market needs to recover from there. Except for luxury of course, where there is a forever boom. I bought a handfull of AGNC. Price dropped so far, the dividend yield is insane. And if the housing market recovers...
No matter how much it hurts, take 10% of your paycheck and put it into a high dividend drip, like AGNC or MFA. No matter what, don’t touch it. Sure you can have a little fun on the side with other stonks or even options and maybe get lucky. But time is the true value from an investment standpoint. I wish I took that to heart at 25.
Yeah I do pay too much tax. I try to pick low priced equities, volatility is a good thing. Either sell and get assigned or not. Patience is key. I’ve been trading TGB, FCX, NLY, AGNC and O for a while. Trading is like gambling recently. So get assigned then wait for the price to go down rebuy rinse repeat. Can’t guarantee results, but if the stock goes up you gain plus premium, if it goes down then you get premium.
reply my AGNC gives me half NVDA's dividend .....monthly it costs 10$
7.5% - 8% on the loans I write. But look at AGNC, bro.
Me this morning: We can say with near certainty AI isn´t going to lead to mass firings soon, because the first ones to see this coming would be the banks and they would cut off loans, leading to a liquidity crisis and a collapsing housing market. Me at noon: What is this AGNC that "Fool" is warning about? Wow. Let´s put it in my portfolio.
I sell CC’s on equities that give me dividends. The market now is too volatile. I was selling NLY & AGNC for a while. The price is right & I earn a bit on dividends. Just pick a strike that’s to your liking. Also not all “cheap” issues will have weeklies. At times even if they get assigned I was able to make up the difference and rebuy with what I made on premium.
Well, that used to be miners for me but those very recently became "exciting" after years of being ignored. I continue to hold large positions. This isn't quite the answer since I haven't actively bought more in a bit over a month but have increased my position this year: MO Altria Group. That thing has given me marvelous dividends for years but has recently seen an unusual jump in price. I have eased off buying more but am continuing to hold. JPM used to be one of my largest positions, often my largest individual name but I have been easing off on it and have trimmed significantly. I did this due to a lager concern around credit markets more broadly and I don't like some of their exposures. I do still have some of that position however. The last one I'd put in the boring category is AGNC. That has paid well and when the market has been there I have sold some options on it as well.
I can’t say it’s the safest but $CHMI has my interest, in following with my mREIT groove recently; it pays a dividend. I’m already going pretty heavy into $AGNC & $RITM so I may not want to over-expose myself to the industry but it’s worth checking out. Let me know what you think!
I’ve been into mREITs recently as crazy as it sounds. I think they’ve faced a lot of problems in the past few years but are starting to pick back up (& pay solid dividends). I’ve been holding $AGNC, am out of $DX right now for a wash sale. It’s barely a “penny stock” but Blackrock just reported 12.4% ownership of $RITM; follow the money.
Same; my gut just tells me now isn’t the right time; I’m working on setting up a way more passive portfolio, living within my means & de-stressing. Then again there’s no time like the present… $AGNC is my big gamble ATM; at least it pays a dividend no matter if it goes up or down… 🤙
Because the biggest $CAPS owner is cherry picking my comments on Stocktwits I’ll repeat why $CAPS is a no-go for me. It was always a high-risk, high-reward trade that I had in mind I could use to tax-loss harvest if by Q2 things weren’t looking up. Its interesting how he can say all the same critiques but continue to buy; all I did differently was sell. I’m sorry to have bothered you all with this stock so much; I do like the the company & the low-float setup; I just think this will take time, late 2026 into 2027 at the earliest. With the SEC being trimmed down, the obligations that management will have will diminish. -Management is grifting, between Brookstone & Nectarine Management, controlled by management. Brookstone was receiving a cut of earnings before the company was even profitable (they waived this, only to receive a “catch-up” payment later). Nectarine gets paid a “consulting” fee every time anything is done with the business; this was approved by shareholders, because Brookstone holds a controlling interest. In other words, anything they want can get approved. -They recently reincorporated to Nevada, a state known for protecting management & not shareholders. This was also recently approved by “shareholders.” -They’re always touting EBITDA, a term Warren Buffet thinks is trash anyways. In their case, EBITDA means nothing because the D is gigantic, & they’ve probably “adjusted” it in other ways. -The stock’s now much closer to their NASDAQ noncompliance deadline, although there is time. The risk of RS/dilution is real, even if converting their notes would improve the balance sheet. -The ST board (myself somewhat included) is awaiting the 10-K to clear the air on all the current numbers, as information has been outdated, leading to $CAPS’ reputation declining. This 10-K will likely still show loss, debt, & won’t reflect the pro forma revenue of $70M in its entirety. The 10-K will only cover 9 months of 2025 because that’s when the company was formed, in March 2025. Also, ERs are almost never good for penny stocks. -They’re PRing EBITDA positive by Q2, or now, which wouldn’t show up in an ER until August 15, IF they’re on time filing (see below). IF that’s a catalyst, it’ll come after the NASDAQ noncompliance bridge has to be crossed. -They’ve been PRing an earnings guidance presentation for literally months now, continuing to push the date out. & finally, they’ve consistently been late on filing ERs, arguably because they were doing acquisitions, but the note for the 10-K extension (always an extension, never on time) pretty much said they overvalued (overpaid for) their acquisitions among other things. That last point was the straw that broke the camel’s back for me. I love their PRs, the company & its progress, I just don’t think it’s the right time to be holding this; I’ll be watching for sure, & after the wash sale window is closed Id be able to re-enter if it came to that. You live & you learn (I hope I learned; now I’m looking into mREITs, arguably equally risky but $AGNC looks ready), & changing your mind is okay. I cut my losses, harvested them for tax purposes, & hopefully can craft a better strategy to grow my capital moving forward.
In wash-sale timeout with $DX so I’m checking out $AGNC; I’m trying to keep up the high-risk aspect while adding some much-needed income. I know they’re not penny stocks, just figured I’d share 🤙
VTI is not a bad choice but you'd have done better putting your cash into a money market fund that pays 4% interest while you dollar cost average in by buying smaller fixed dollar quantities every day or week over a one year, or longer, period. This gets you a better average price over time, particularly if the market heads down like it has the past month or so. Otherwise, diversify more. Put some money into fixed income funds, like bond funds, while 10 year Treasury rates are over 4%. Jerome Powell won't be fed chair for long and the idiots running this country might cut rates after he leaves despite looming inflation. The resulting recession will likely hurt US equities far more for far longer so diversify into foreign markets as well. Then find strong companies positioned to rebound when the US gets its act together and starts revamping the grid and building up infrastructure and generating more demand for electrical equipment. I like SCCO, AMSC, and ASML. With mortgage rates going up a REIT like AGNC pays a nice dividend while you wait for the misguided rate cut that will let them borrow cheap money then buy up all the 6.4% plus mortgages and pay out the difference on dividends. Whatever you do don't panic sell and resist the temptation to try and time the bottom of the market and then jump in all at once. Investing, unlike gambling, is a marathon not a sprint, so invest for the long haul and read a few good books like "A Random Walk Down Wall Street" or "Your Money or Your Life". Finally, never rely on advice or suggestions from random internet idiots without doing a bit of research on whatever BS scheme they are pitching. If we were any good at investing we'd be enjoying our wealth not wasting time tracking the markets every twitch. Good luck with the investing!
i cannot answer that fully right now. I am doing a mental reset and need to reevaluate the market as a whole and calculate a strategy to get back in. my mind is leaning towards dividend stocks. something like: JEPI, JEPQ, QYLD, PFFD, BIZD, ARCC, TRIN, PFLT, AGNC part of this is some aggressive high yielding with more risk attached.
It’s funny you said that about AGNC - it actually lost 5.25% today. Worst single day drop I’ve ever seen for it 😂 I think I want a 70/30 split for recast/opportunity fund.
Appreciate the detail. A couple thoughts: • SGOV vs VTIP: SGOV is basically rate exposure (cash like), VTIP adds inflation linkage but can still move around because real yields change. For your “must be there” money, SGOV/T bills still makes sense. VTIP feels more like a small sleeve in the 2–5 year bucket rather than a core cash substitute. • AGNC: I’d be careful treating it as “low volatility” capital preservation. It is an mREIT with leverage and rate/spread risk. The dividend looks stable until it is not. If you want income with less blow up risk, I’d personally rather keep the short bucket boring and take risk only in the long bucket. • If your max pain is ~10% over 5 years, a simple framework is: – Bucket 1 (recast certainty): SGOV/T bills/CD ladder – Bucket 2 (flexibility): mix of short duration plus a modest equity sleeve (VXUS or SCHD) sized so a bad equity year doesn’t break the plan If you’re open, what rough % of the total is “must be available for recast” vs “nice to have for opportunities”?
You’re absolutely right that I’m looking for capital preservation with some flexibility - I wanted to keep the post more general and fundamental so it wasn’t just people telling me to buy gold and bitcoin (you see how well that worked) Those buckets seem sensible. I’m currently 80% SGOV and 20% other short-term, mostly AGNC because it has a monthly dividend and low volatility. From other comments in this thread it seems VTIP has some advantages over SGOV so I’m considering that in the mix. I do have some tolerance for volatility in the short term bucket but I think less than is required for the S&P in its current state. VXUS and SCHD seem to be more stable/drawing down less than other ETFs but also seem able to capture at least some upside if equities start running away again. I do have a target amount for a recast but that plan is very tentative - it’s honestly just my “no better ideas” plan because reducing bills just makes life easier. The 2-5 year plan is really about financial flexibility, but housing is such a huge part of that that it is difficult to treat it separately. I think I’m more interested in capping overall draw-down - I think we could handle a 10% loss within 5 years without risking other opportunities. I figure that’s like a 70/30 SGOV/VXUS split (or similar) but I haven’t spread-sheeted it yet.
AGNC has a solid yield and performance over time, but what mechanism would get it to 10x? It's just a leveraged (and hedged) MBS play, which is actually feels like a rather conservative investment to me.
It’s going to be hard to beat 4.6 right now with anything that approaches “safe” in this market, at least on a time horizon like 8 years. Volatility is pretty wacky right now and there is a lot of concern for market corrections and pullbacks. That being said, I have part of my savings in higher-yielding ETFs and equities that I’m betting on not totally crashing in a down-turn. SCHD, AGNC, and VXUS are a few of them off the top of my head. I’m always at least half SGOV though.
Pump nation tomorrow! Secure some profits. I’m holding a bag of BTCI in at $32.12, as well as my monthly dividend AGNC.
In Fidelity I put my money into a high dividend paying stock, AGNC. I reinvested the monthly dividends continuing to buy when prices dropped below preset thresholds. Once a significant monthly dividend income from AGNC was generated, switched to investing in growth & income stocks to balance the portfolio. I began my Fidelity investment journey with a comfortable base investment amount (risk level comfort) then grew the portfolio from researching & reinvesting the monthly dividend earnings only. The risk of loss is limited to the original base amount invested from personal work income/savings. You can start by reinvesting the 3% savings interest only. A stock at a time to begin! Go with your comfort level. Your comfort level will grow and expand thru learning and hands on investing.
That would be about $37k a month in dividends from AGNC. 😂
VXUS and AGNC are my best performers in my normie port
I'm surprised nobody has suggested AGNC LEAPS? Housing market manipulation upcoming.
Great. Can you buy and hold AGNC now so we can get these shorts out the way?
Withdraw it and put it into AGNC
AGNC trying to short squeeze after earnings!!
AGNC trying to short squeeze after earnings!!
AGNC trying to short squeeze after earnings!!
AGNC trying to short squeeze
AGNC trying to short squeeze
AGNC trying to short squeeze
Bought AGNC puts and they missed bad but this shit doesn’t wanna drop 🤦🏻♂️
I’ll repost with these but here. Thoughts on agency MREITs with 12-20% yield like AGNC, NLY, DX, ORC, TWO, ARR etc., (and mortgage companies like RKT, LDI, UWMC.) My basic thesis is below but I’d like outside opinions since every friend I have from working in the mortgage industry has no opinions. Please tell me where I am wrong. Mortgages companies and Mortgage REITS (probably the best risk adjusted value niche in the market) • It affects so many people (and therefore our justifiably unpopular president’s popularity leading into midterms) and is driven by policy and regulation that the executive branch largely has control over. Trump has more • Mortgage spreads are historically wide when corporate spreads (ex ORCL) are tight • Deregulation for mortgages and banking • Lower Capital requirements means more lending • Funding/repo rates are gonna drop more with the federal • LT rates anchored with largest treasury buybacks of all time • MREITs yield 12-20% dividends so when rates fall and will look even more attractive on a relative basis. Meanwhile their higher net interest spread will make them more profitable and they should continue to appreciate. • Financial/Mortgage companies are full of paper pushers who do countless repetitive tasks whose jobs are the most easily replaced with AI. No edge AI sensors or insane computational energy needed for how straightforward these are. Headcount expense can plummet. Outside catalyst bet: - Declaring housing an emergency, Trump can order his new lackey at the fed is to start to buy mortgage bonds in some form of QE tightening spreads. Potential Risk - People may not want to move cuz of their mortgage rates and material costs can rise with the inevitable “run it hot” inflation. Also, K shaped economy and labor weakness.
Buy Mortgage REITs. AGNC, ORC, DX, NLY already represented the best risk adjusted return in the market.
AGNC and NLY are down. RKT is up. That's just my port tho
I’ve been in AGNC for a long while .. 5+ years. My cost basis is finally below the price per share, as I plow a ton into it every time it’s <$9. Some of my shares are producing 18%.
I bought 200 shares of MSTR at an average of 164. I have been doing weekly cover calls. Making a little over 200 dollars a week while I’m holding. And investing that into AGNC. Hopefully I don’t get triggered and I can ride that wave up.
Some of my favs: MO, AGNC, F, VZ, VALE, KVUE Shout-out to the obvious ones like WMT and TGT
Let’s put it this way. I won’t have to pay any taxes from my option wins LOL. Lost $2800 this year. Pretty much all my fun money. I use RH for option trading. I just opened up a MooMoo account and started a modest 4 fund dividend account. Using $100 to fund it. Ticker symbols DX, CWSC,AGNC. And QQQI. Keeping it pretty balanced by dollar amount.
AGNC has had my number since 2020… but I keep getting monthly dividends so I just keep rebuying….
Your allocation is solid and well-diversified, but I'd suggest some tweaks: Consider reducing AGNC exposure - high-yield REITs often come with higher risk and can underperform during rate hikes. Maybe cut to 5% and spread that 5% across more diverse dividend aristocrats. For home buying goals, make sure you have a separate shorter-term, less volatile allocation if you're planning to buy within 5-7 years. SPYM/FXAIX as your core is smart. The mid/small cap exposure adds growth potential. With your age (28), you could potentially reduce bonds to 0-3% and increase equity exposure unless you need that stability for specific near-term goals. r/Bogleheads might be worth checking out for more low-cost index investing advice!
AGNC is a reit right? It returns like 16% per year and in my port the stock is up a ton as well. How did you manage to lose 15%+ in that 😅
You’re overfocusing on “dividends” and underestimating how nasty some of these names are. AGNC in particular is a highly leveraged mortgage REIT that’s been a long term wealth destroyer once you include all the dilutions and price declines. I used to sit in meetings where people pitched these for “income” and the total return chart over 10+ years basically killed the story every time. If you want moderate risk, that’s not it. At 28, the big levers are your overall stock/bond split and savings rate, not slicing into 6+ buckets. Something like “80–90% broad stock index, 10–20% bonds” is already a complete, moderate-risk portfolio. You’re basically at ~95% equities if you treat REITs as stocks, so your risk is already high regardless of the word “dividend.” VNQ/NNN are fine in small size, but now you’ve got 20%+ in REITs if you count AGNC, which is a big sector bet. If it were me: drop AGNC entirely or cap it at a tiny “fun money” slice, shrink REITs to maybe 5–10% max, and keep the rest in one or two broad cheap funds (S&P 500 or total market, plus some international if you want). That gives you tech exposure automatically without betting the farm on it. And separate goal: any money you need for a house in the next ~5 years should probably not be in this portfolio at all, more like HYSA / short term bonds.
I tried commenting something similar to him but apparently I don’t have enough karma 😂 lose early = learn early = win later. You’re so young you have a ton of time left. Especially when it comes to investing. I recommend getting a portion of your portfolio into dividend stocks so you can get a foundation that pays you monthly or quarterly. AGNC is my personal favorite as it is like 14% APY and pays out monthly.
Your analysis is akin to doing no analysis. I.e. AGNC is a newbie yield trap that cuts the dividend as soon as things get tough. Chasing yields will leave you in the lurch and is not a winning formula for success. I don’t know all the tickers off the top of my head. I do like AOD. You need to study more. You don’t know enough to create a viable strategy. I don’t see any strategy at all. I’m not beating you up, I know it’s not your fault. They don’t teach this to us in school.
I put my money into AGNC stock. It pays a monthly high yield dividend. I reinvested my monthly dividends back into AGNC stock. Once I achieved a good cash flow I started buying growth & income stocks then finally growth stocks….been very satisfied watching my portfolio grow on its own
You could look into real estate equities like AGNC. The gains/losses should at least positively correlate with changes to housing prices, assuming your local market generally follows national trends
AGNC. I have some EDV too. My stagflation hedge been eating shit tho
Read "The Income Factory" by Steven Bavaria, this shows how to get about 10% yield on your cash through owning a diverse group of CEFs, BDCs, etc. I keep some cash in SGOV 4%, some in PAAA 5.4% and a lot in a blend of BIZD 12% and mREITS like NLY/AGNC/DX 15%, so my dry powder is doing something while I wait for the next market correction
bought small dca positions in RSSX last night, AGNC today, and looking at uranium for a 2026 angle. pooling buying power for the next crash
AGNC has super nice divvy but I think it is gonna tank because the payout ratio is like 150%+. so they are forced to cut the dividend at some point soon. which means the stock price will likely tank.
You didn’t do your research. You bought an option with 9 days to expiration, ofc you’re gonna lose value. What made you think AGNC was gonna lose value in 9 days?
Not holding AGNC for growth. I bounce in n out of this for the dividend. I basically don’t another stock I want in on and rather than just park money to do nothing, I collect the dividend. When I need to cash, I sell to move into something else. I typically we’ll sell AGNC to buy options.
My O, MAIN, AGNC, GLAD, GOOD, and GAIN might enjoy it. My $200 in my predictive markets bet won't though!
Are reits doing well? Have AGNC and it's been ripping ass the past 2 days
I'm starting to migrate away from growth toward high yield BDCs and REITs. The dividends on these things is similar to the 20y return on the S&P500. But yeah they can be volatile and I had a tough lesson with AGNC for example. So I do watch them carefully. Now I bail at the first sign of trouble. I've ended up accumulating a lot of ARCC since it's high yield but stable pricewise with a bit of growth.
It's ok. Breath take a deep breath and regroup. Stop taking home runs and start building long term. Look into investing and building a foundation. Looking into the magnificent 7 and xl sprds as your foundation. Once that is built Look into SCHD, QQQI, JEPQ and AGNC as low risk stable dividend stocks. When you are ready look into high risk dividend stocks such as BTCI, CVNY, MSTY, CONY. It's not the end of the world I promise just take a bit of time and you will get it back
I get your point about the market broadening, but there are some things in this set of names that I wouldn't own in general. PFE is a stagnant company that buys growth (often overpaying) rather than innovates - it often reminds me of Immelt-era GE and it desperately needs its own version of Larry Culp. AGNC is "yield chasing" imo - over time it will not outgrow that yield and will just continue to erode. JMIA is eh - "the next (fill in the blank)" or the "fill in the blank (amazon, etc) of x" often (not always but often) ultimately don't work. The energy stuff isn't bad, but choosing to hold it for lasting periods where it's out of favor is opportunity cost. I am now looking more at these sorts of names but as a place to re-deploy after selling things that have been in favor. "Don't sell your losers at this moment !" I think there is something to letting one's winner's run, but if something is a persistent loser over a reasonable period of time, there has to be some reflection as to whether or not it has lasting issues. IMO, one should also take into consideration how much they allocate to out of favor stuff and how long they are willing to tolerate it being out of favor; optimally you're primarily in in favor stuff for long periods of time and then opportunistically (not the entire portfolio, to some degree) look at the bargain bin after stuff has been sitting in it for a while.
It’s been long overdue ridiculous my agency mbs like AGNC has been waiting all year to pop from rate cuts.
Yes. It’s doing the same thing as the rest of the market get the tariffs & job numbers caused a market pullback. I love Apple & Amazon as companies and products, they just have been underperforming for what they’re capable of, just hoping things will blow over. AMD, Nvidia, MSFT, Broadcom, Palantir, Hims, SoFi, even AGNC & MP, are all lined up for a bull run.
Look into some shares that have a Dividend to help make it back AGNC JEPQ JEPY SCHD
160 contract calls for AGNC $9.5 strike im either dumb or dumb maybe regarded idk yet
Best - AXON, Worst - some shit biotech company that went to 0 called AGNC
That yield on AGNC is crazy right now! Is that even a smart play??
Vti can be a smart long term position. Consider your risk management and allocate 10k-25k in reits. Dividendeds can help compound long term investments and provide cash flow to allocate to buying lows/dips. Averaging 300k in vti will bring you 3,712.50 a year. Reality income corporation- 300k invested over a year comes to 5.4% or 16,200$ High yield AGNC,nly. 10-14% or 36k a year. This all depends on your risk tolerance and timing.
You reverse bleed hard with AGNC.
have owned off/on for years, great company along with DX and NLY, they are 3 residential MBS companies with high yields. Only own when most likely that 10yr yields are heading lower, then the MBS loans go up in value and so does AGNC's NAV -net asset value, and then so does it's price. With FED cutting overnight rate by 100bips in last 8 months and likely to cut more over next 2 years, the 10yr is more likely to trend down, FED is cutting due to inflation falling, the 10yr yield = inflation rate + GDP growth rate. IF both are heading lower, like now with Tariffs decreasing global demand and decreased M2 causing lower inflation last 3 yrs, since 9.1% july of 2022. Then very good time to now own mREITs like DX/NLY/AGNC. you can use any temporary rise in 10yr yields like April 6th to May 21st to buy low on AGNC It's a trading vehicle, not a long term hold when 10yr yield in a sustained rise, play the opposite side with BDCs, like BIZD or PBDC etfs
AGNC is a newbie yield trap. One thing is certain, when the going gets tough AGNC cuts the dividends.
AGNC is an awesome ETF but I would never put all of my eggs in one basket. There are other high yield ETFs out there with great track records and similar yields to AGNC like CIK, SPYi, QQQi, JEPI to name a few. Diversity is your friend.
There is a paid subscription for picks like this called HDO on seeking alpha. They advise no more than 2-3% of the folio in any high yield pick like this. And yes they endorse AGNC as a pick.
AGNC is real estate no? 15% dividend means it would essentially pay for itself after a couple years, but the stock has been bleeding downward for years it looks like, I think when house market bottoms out would be the absolute best time to start an investment like this
If you want income, there are a few dozen high yield stocks and ETFs available, in addition to AGNC, some more stable than the other, but EVERY stock with > 10% yield is risky, as the stock price often declines with time, and the dividend may go down over time. So if you want that, I would pick 10-20 yield stocks/ETFs to split my money over, so that if one stock or sector drops, you still will have some money left. But almost none of those stocks will provide a higher overall return than the S&P 500, just more money paid back as dividends. I can see uses for that, but it is not a great long term investment, based on there overall returns.
AGNC is more accurately an agency mREIT which deals with government backed loans. In general, these are highly unlikely to fail but have exposure to politics and government economic actions. That said, ive never heard of an agency mREIT failing in the past though there arent many. Lots of regular mREITs have indeed failed. Those usually deal with commercial papers. Dont do it. If you dont know how mREITs work, dont invest money in it. Thats true of any investment you will ever make. If you want to learn about mREITs search through my post history. I have gone into depth about them in the past. This question comes up a few times every year.
AGNC is more accurately an agency mREIT which deals with government backed loans. In general, these are highly unlikely to fail but have exposure to politics and government economic actions. That said, ive never heard of an agency mREIT failing in the past though there arent many. Lots of regular mREITs have indeed failed. Those usually deal with commercial papers. Dont do it. If you dont know how mREITs work, dont invest money in it. Thats true of any investment you will ever make. If you want to learn about mREITs search through my post history. I have gone into depth about them in the past. This question comes up a few times every year.
I own Lilly and have big gains. I do not own any others. I do trade AGNC around the ex-dividend date from time to time.
QYLD at these levels adding to already overweight position held covering expenses and RMD along with ARCC,STWD,ABR,OXLC,AGNC. Key point is buying these on dips as dividends paid out melts the NAV . At age 76, retired, willing to take risk in view of reward, I am enjoying the ride. All traded in IRA,dripping and constantly vigilant for opportunities. The power of compounding and the rule of 72 work very well for me!
is $NLY and $AGNC doomed ?
I tried AGNC, 0.12 $ per share monthly, share is about 9$. So you have more than 1% monthly gain.
look up the yield on AGNC
You're not going to get anywhere near that with $20K. SDY would generate you just over $500 per *year*. I would encourage you not to look at the few stocks that pay over 10%/year as that's unsustainable. Dividends aren't free money - they decrease the value of the stock because the company is now worth that much less. Look at AGNC for example. It pays 15% dividends but look at its stock price over time.
Only reason AGNC, my dividend, went up is likely due to good q1 earning that just came out. I haven't heard anything hit my pages yet that claim stock market hits or gains.
I am unironically getting MEDP calls tomorrow, as well as AGNC. They did well on earnings, I'm actually guessing a pump is coming.
Agency MBS mREITs will always go up during interest rate cuts. AGNC all the way
I decided to go ahead and invest in AGNC again for a few months . So that's really my only good new last week .