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Question: Impact on REITs such as NLY (invests in agency backed mbs), if and when residential housing market crashes
The Ultimate Affordable Dividend and Growth Set
AGNC Investment Q4 earnings beat consensus as market for AGNC MBS improves (NASDAQ:AGNC)
AGNC Investment earnings expected to slip as mortgage rates hit peak in Q4 (NASDAQ:AGNC)
What do Redditors think about AGNC stock, including how it will react to Q3 earnings?
2022-10-12 Better Tasting Crayons (Mathematically derived options plays)
List of all Market Participants that the Federal Reserve surveys each month before the Federal Open Market Committee (FOMC).
Is it tiime to start looking ahead a year + to when the inflation inevitably slows and buy some calls (REITs?)? AGNC $13 call for January 19, 2024 for $105, putting the breakeven at $14.05. We all know that 2022 is will be crappy is it time to average down and get some long term calls?
Would it be a bad idea for me to transfer my savings into an REIT like $AGNC
Should I liquidate my stocks to pay for credit card debts?
My first potential option trade. Is my methodology and analysis correct?
Trying to learn more about dividends. A question I have....
AGNC has a really high dividend yield, so technically if we all buy it and never sell we can live off of those dividends.
AGNC has one of the highest dividend yields. If we all buy and never sell we can make money off of the dividends.
Deep and far out ITM as a "loan" on Dividend Stocks?
Can Reddit predict earnings movements ?
Anybody familiar with this monthly dividend stock AGNC
Where does a little ape like me go to turn a dime into a dollar? All these post showing HUGE MONEY moves.... what about a chimp like me with $30+ to play with?
I'm looking for advice on where to start? All these post about big players, AND NOTHING ON THE LITTLE GUY!?!?!??
Is it more worthwhile to buy a share of AMZN/GOOGL or lots of smaller stocks?
I need your opinions about a smart investment
Monthly Income From Dividends - Building a portfolio to maximise returns for reinvestment every month.
BEST DIVIDENDS STOCKS TO BUY NOW | 4th Week of APRIL 2021 | Market Analysis
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I'm surprised nobody has suggested AGNC LEAPS? Housing market manipulation upcoming.
Great. Can you buy and hold AGNC now so we can get these shorts out the way?
Withdraw it and put it into AGNC
AGNC trying to short squeeze after earnings!!
AGNC trying to short squeeze after earnings!!
AGNC trying to short squeeze after earnings!!
AGNC trying to short squeeze
AGNC trying to short squeeze
AGNC trying to short squeeze
Bought AGNC puts and they missed bad but this shit doesn’t wanna drop 🤦🏻♂️
I’ll repost with these but here. Thoughts on agency MREITs with 12-20% yield like AGNC, NLY, DX, ORC, TWO, ARR etc., (and mortgage companies like RKT, LDI, UWMC.) My basic thesis is below but I’d like outside opinions since every friend I have from working in the mortgage industry has no opinions. Please tell me where I am wrong. Mortgages companies and Mortgage REITS (probably the best risk adjusted value niche in the market) • It affects so many people (and therefore our justifiably unpopular president’s popularity leading into midterms) and is driven by policy and regulation that the executive branch largely has control over. Trump has more • Mortgage spreads are historically wide when corporate spreads (ex ORCL) are tight • Deregulation for mortgages and banking • Lower Capital requirements means more lending • Funding/repo rates are gonna drop more with the federal • LT rates anchored with largest treasury buybacks of all time • MREITs yield 12-20% dividends so when rates fall and will look even more attractive on a relative basis. Meanwhile their higher net interest spread will make them more profitable and they should continue to appreciate. • Financial/Mortgage companies are full of paper pushers who do countless repetitive tasks whose jobs are the most easily replaced with AI. No edge AI sensors or insane computational energy needed for how straightforward these are. Headcount expense can plummet. Outside catalyst bet: - Declaring housing an emergency, Trump can order his new lackey at the fed is to start to buy mortgage bonds in some form of QE tightening spreads. Potential Risk - People may not want to move cuz of their mortgage rates and material costs can rise with the inevitable “run it hot” inflation. Also, K shaped economy and labor weakness.
Buy Mortgage REITs. AGNC, ORC, DX, NLY already represented the best risk adjusted return in the market.
AGNC and NLY are down. RKT is up. That's just my port tho
I’ve been in AGNC for a long while .. 5+ years. My cost basis is finally below the price per share, as I plow a ton into it every time it’s <$9. Some of my shares are producing 18%.
I bought 200 shares of MSTR at an average of 164. I have been doing weekly cover calls. Making a little over 200 dollars a week while I’m holding. And investing that into AGNC. Hopefully I don’t get triggered and I can ride that wave up.
Some of my favs: MO, AGNC, F, VZ, VALE, KVUE Shout-out to the obvious ones like WMT and TGT
Let’s put it this way. I won’t have to pay any taxes from my option wins LOL. Lost $2800 this year. Pretty much all my fun money. I use RH for option trading. I just opened up a MooMoo account and started a modest 4 fund dividend account. Using $100 to fund it. Ticker symbols DX, CWSC,AGNC. And QQQI. Keeping it pretty balanced by dollar amount.
AGNC has had my number since 2020… but I keep getting monthly dividends so I just keep rebuying….
Your allocation is solid and well-diversified, but I'd suggest some tweaks: Consider reducing AGNC exposure - high-yield REITs often come with higher risk and can underperform during rate hikes. Maybe cut to 5% and spread that 5% across more diverse dividend aristocrats. For home buying goals, make sure you have a separate shorter-term, less volatile allocation if you're planning to buy within 5-7 years. SPYM/FXAIX as your core is smart. The mid/small cap exposure adds growth potential. With your age (28), you could potentially reduce bonds to 0-3% and increase equity exposure unless you need that stability for specific near-term goals. r/Bogleheads might be worth checking out for more low-cost index investing advice!
AGNC is a reit right? It returns like 16% per year and in my port the stock is up a ton as well. How did you manage to lose 15%+ in that 😅
You’re overfocusing on “dividends” and underestimating how nasty some of these names are. AGNC in particular is a highly leveraged mortgage REIT that’s been a long term wealth destroyer once you include all the dilutions and price declines. I used to sit in meetings where people pitched these for “income” and the total return chart over 10+ years basically killed the story every time. If you want moderate risk, that’s not it. At 28, the big levers are your overall stock/bond split and savings rate, not slicing into 6+ buckets. Something like “80–90% broad stock index, 10–20% bonds” is already a complete, moderate-risk portfolio. You’re basically at ~95% equities if you treat REITs as stocks, so your risk is already high regardless of the word “dividend.” VNQ/NNN are fine in small size, but now you’ve got 20%+ in REITs if you count AGNC, which is a big sector bet. If it were me: drop AGNC entirely or cap it at a tiny “fun money” slice, shrink REITs to maybe 5–10% max, and keep the rest in one or two broad cheap funds (S&P 500 or total market, plus some international if you want). That gives you tech exposure automatically without betting the farm on it. And separate goal: any money you need for a house in the next ~5 years should probably not be in this portfolio at all, more like HYSA / short term bonds.
I tried commenting something similar to him but apparently I don’t have enough karma 😂 lose early = learn early = win later. You’re so young you have a ton of time left. Especially when it comes to investing. I recommend getting a portion of your portfolio into dividend stocks so you can get a foundation that pays you monthly or quarterly. AGNC is my personal favorite as it is like 14% APY and pays out monthly.
Your analysis is akin to doing no analysis. I.e. AGNC is a newbie yield trap that cuts the dividend as soon as things get tough. Chasing yields will leave you in the lurch and is not a winning formula for success. I don’t know all the tickers off the top of my head. I do like AOD. You need to study more. You don’t know enough to create a viable strategy. I don’t see any strategy at all. I’m not beating you up, I know it’s not your fault. They don’t teach this to us in school.
I put my money into AGNC stock. It pays a monthly high yield dividend. I reinvested my monthly dividends back into AGNC stock. Once I achieved a good cash flow I started buying growth & income stocks then finally growth stocks….been very satisfied watching my portfolio grow on its own
You could look into real estate equities like AGNC. The gains/losses should at least positively correlate with changes to housing prices, assuming your local market generally follows national trends
AGNC. I have some EDV too. My stagflation hedge been eating shit tho
Read "The Income Factory" by Steven Bavaria, this shows how to get about 10% yield on your cash through owning a diverse group of CEFs, BDCs, etc. I keep some cash in SGOV 4%, some in PAAA 5.4% and a lot in a blend of BIZD 12% and mREITS like NLY/AGNC/DX 15%, so my dry powder is doing something while I wait for the next market correction
bought small dca positions in RSSX last night, AGNC today, and looking at uranium for a 2026 angle. pooling buying power for the next crash
AGNC has super nice divvy but I think it is gonna tank because the payout ratio is like 150%+. so they are forced to cut the dividend at some point soon. which means the stock price will likely tank.
You didn’t do your research. You bought an option with 9 days to expiration, ofc you’re gonna lose value. What made you think AGNC was gonna lose value in 9 days?
Not holding AGNC for growth. I bounce in n out of this for the dividend. I basically don’t another stock I want in on and rather than just park money to do nothing, I collect the dividend. When I need to cash, I sell to move into something else. I typically we’ll sell AGNC to buy options.
My O, MAIN, AGNC, GLAD, GOOD, and GAIN might enjoy it. My $200 in my predictive markets bet won't though!
Are reits doing well? Have AGNC and it's been ripping ass the past 2 days
I'm starting to migrate away from growth toward high yield BDCs and REITs. The dividends on these things is similar to the 20y return on the S&P500. But yeah they can be volatile and I had a tough lesson with AGNC for example. So I do watch them carefully. Now I bail at the first sign of trouble. I've ended up accumulating a lot of ARCC since it's high yield but stable pricewise with a bit of growth.
It's ok. Breath take a deep breath and regroup. Stop taking home runs and start building long term. Look into investing and building a foundation. Looking into the magnificent 7 and xl sprds as your foundation. Once that is built Look into SCHD, QQQI, JEPQ and AGNC as low risk stable dividend stocks. When you are ready look into high risk dividend stocks such as BTCI, CVNY, MSTY, CONY. It's not the end of the world I promise just take a bit of time and you will get it back
I get your point about the market broadening, but there are some things in this set of names that I wouldn't own in general. PFE is a stagnant company that buys growth (often overpaying) rather than innovates - it often reminds me of Immelt-era GE and it desperately needs its own version of Larry Culp. AGNC is "yield chasing" imo - over time it will not outgrow that yield and will just continue to erode. JMIA is eh - "the next (fill in the blank)" or the "fill in the blank (amazon, etc) of x" often (not always but often) ultimately don't work. The energy stuff isn't bad, but choosing to hold it for lasting periods where it's out of favor is opportunity cost. I am now looking more at these sorts of names but as a place to re-deploy after selling things that have been in favor. "Don't sell your losers at this moment !" I think there is something to letting one's winner's run, but if something is a persistent loser over a reasonable period of time, there has to be some reflection as to whether or not it has lasting issues. IMO, one should also take into consideration how much they allocate to out of favor stuff and how long they are willing to tolerate it being out of favor; optimally you're primarily in in favor stuff for long periods of time and then opportunistically (not the entire portfolio, to some degree) look at the bargain bin after stuff has been sitting in it for a while.
It’s been long overdue ridiculous my agency mbs like AGNC has been waiting all year to pop from rate cuts.
Yes. It’s doing the same thing as the rest of the market get the tariffs & job numbers caused a market pullback. I love Apple & Amazon as companies and products, they just have been underperforming for what they’re capable of, just hoping things will blow over. AMD, Nvidia, MSFT, Broadcom, Palantir, Hims, SoFi, even AGNC & MP, are all lined up for a bull run.
Look into some shares that have a Dividend to help make it back AGNC JEPQ JEPY SCHD
160 contract calls for AGNC $9.5 strike im either dumb or dumb maybe regarded idk yet
Best - AXON, Worst - some shit biotech company that went to 0 called AGNC
That yield on AGNC is crazy right now! Is that even a smart play??
Vti can be a smart long term position. Consider your risk management and allocate 10k-25k in reits. Dividendeds can help compound long term investments and provide cash flow to allocate to buying lows/dips. Averaging 300k in vti will bring you 3,712.50 a year. Reality income corporation- 300k invested over a year comes to 5.4% or 16,200$ High yield AGNC,nly. 10-14% or 36k a year. This all depends on your risk tolerance and timing.
You reverse bleed hard with AGNC.
have owned off/on for years, great company along with DX and NLY, they are 3 residential MBS companies with high yields. Only own when most likely that 10yr yields are heading lower, then the MBS loans go up in value and so does AGNC's NAV -net asset value, and then so does it's price. With FED cutting overnight rate by 100bips in last 8 months and likely to cut more over next 2 years, the 10yr is more likely to trend down, FED is cutting due to inflation falling, the 10yr yield = inflation rate + GDP growth rate. IF both are heading lower, like now with Tariffs decreasing global demand and decreased M2 causing lower inflation last 3 yrs, since 9.1% july of 2022. Then very good time to now own mREITs like DX/NLY/AGNC. you can use any temporary rise in 10yr yields like April 6th to May 21st to buy low on AGNC It's a trading vehicle, not a long term hold when 10yr yield in a sustained rise, play the opposite side with BDCs, like BIZD or PBDC etfs
AGNC is a newbie yield trap. One thing is certain, when the going gets tough AGNC cuts the dividends.
AGNC is an awesome ETF but I would never put all of my eggs in one basket. There are other high yield ETFs out there with great track records and similar yields to AGNC like CIK, SPYi, QQQi, JEPI to name a few. Diversity is your friend.
There is a paid subscription for picks like this called HDO on seeking alpha. They advise no more than 2-3% of the folio in any high yield pick like this. And yes they endorse AGNC as a pick.
AGNC is real estate no? 15% dividend means it would essentially pay for itself after a couple years, but the stock has been bleeding downward for years it looks like, I think when house market bottoms out would be the absolute best time to start an investment like this
If you want income, there are a few dozen high yield stocks and ETFs available, in addition to AGNC, some more stable than the other, but EVERY stock with > 10% yield is risky, as the stock price often declines with time, and the dividend may go down over time. So if you want that, I would pick 10-20 yield stocks/ETFs to split my money over, so that if one stock or sector drops, you still will have some money left. But almost none of those stocks will provide a higher overall return than the S&P 500, just more money paid back as dividends. I can see uses for that, but it is not a great long term investment, based on there overall returns.
AGNC is more accurately an agency mREIT which deals with government backed loans. In general, these are highly unlikely to fail but have exposure to politics and government economic actions. That said, ive never heard of an agency mREIT failing in the past though there arent many. Lots of regular mREITs have indeed failed. Those usually deal with commercial papers. Dont do it. If you dont know how mREITs work, dont invest money in it. Thats true of any investment you will ever make. If you want to learn about mREITs search through my post history. I have gone into depth about them in the past. This question comes up a few times every year.
AGNC is more accurately an agency mREIT which deals with government backed loans. In general, these are highly unlikely to fail but have exposure to politics and government economic actions. That said, ive never heard of an agency mREIT failing in the past though there arent many. Lots of regular mREITs have indeed failed. Those usually deal with commercial papers. Dont do it. If you dont know how mREITs work, dont invest money in it. Thats true of any investment you will ever make. If you want to learn about mREITs search through my post history. I have gone into depth about them in the past. This question comes up a few times every year.
I own Lilly and have big gains. I do not own any others. I do trade AGNC around the ex-dividend date from time to time.
QYLD at these levels adding to already overweight position held covering expenses and RMD along with ARCC,STWD,ABR,OXLC,AGNC. Key point is buying these on dips as dividends paid out melts the NAV . At age 76, retired, willing to take risk in view of reward, I am enjoying the ride. All traded in IRA,dripping and constantly vigilant for opportunities. The power of compounding and the rule of 72 work very well for me!
is $NLY and $AGNC doomed ?
I tried AGNC, 0.12 $ per share monthly, share is about 9$. So you have more than 1% monthly gain.
look up the yield on AGNC
You're not going to get anywhere near that with $20K. SDY would generate you just over $500 per *year*. I would encourage you not to look at the few stocks that pay over 10%/year as that's unsustainable. Dividends aren't free money - they decrease the value of the stock because the company is now worth that much less. Look at AGNC for example. It pays 15% dividends but look at its stock price over time.
Only reason AGNC, my dividend, went up is likely due to good q1 earning that just came out. I haven't heard anything hit my pages yet that claim stock market hits or gains.
I am unironically getting MEDP calls tomorrow, as well as AGNC. They did well on earnings, I'm actually guessing a pump is coming.
Agency MBS mREITs will always go up during interest rate cuts. AGNC all the way
I decided to go ahead and invest in AGNC again for a few months . So that's really my only good new last week .
It seems there is sell off of MBS as well. Impacting companies which deal in MBS. NLY and AGNC dropped by a lot suddenly. [https://www.cnbc.com/2025/04/09/how-china-could-crush-the-us-housing-market.html](https://www.cnbc.com/2025/04/09/how-china-could-crush-the-us-housing-market.html)
JEPQ, MSTY,AGNC,STWD, Buy buy buy
I was once invested in AGNC cause the dividends are fat .. I might jump back in if it goes below $8.
Apple & Nvidia & JEPQ & AGNC & SCHD & VOO
Been buying DX, NLY and AGNC in the Roth’s since November. Master limited Partnership WES for the taxable acct.
AGNC said "yall down , I'm up mfer"
It stands for real estate investment trust. They typically invest in commercial or residential properties or mortgage backed securities. They are required by law to pay out 90% of their income. Dividends usually range from 5-15% depending which when you buy. AGNC and NLY are my favorites. Robinhood only requires 25% margin maintenance on them which mean you can buy $4 worth of their stock for every $1 you have in your account. Thats high risk because if it goes down any then you have a maintenance or margin call. I would only buy $2 for $1 if you’re going to use margin. AGNC pays monthly and pays $0.12 a share 14% yearly. Robinhood interest is about 5.5% so in theory you could borrow money at 5.5 and get 14% or a positive spread of 8.5% a year. If you only used 25% of your margin ie only borrowing $1 for every $1 in your account then the stock would have to fall 50% or more before you had a margin issue. So if you invest $1 million you’ll get $12k a month if you use an additional $1 million in margin you’ll get $18k a month. If you max out margin then $30k
You know what stock is actually doing pretty decent ? AGNC .
I do like to pick and choose my battles. Also this is only 10% of my total portfolio. The rest 50% is on the s&p 500 and the other 40% is in dividend stocks like AGNC, Realty income and RoyalKPN
I wouldn't own mREITs at all - it's pure yield chasing/dividends for the sake of dividends. They get obliterated the moment that there's a slight cooling in the economy. They also don't outgrow the yield in many cases and the share price just gradually erodes over time. AGNC -71% since 2012 high.
Both AGNC & DX are fairly mediocre REITS at best. You're going to give up growth in exchange for questionably high dividends and irregular earnings. They're cheap for a reason.
Wow the only things green in my port are 🚬 (MO), MAIN, and my only REIT (AGNC)...a fucking REIT. Not even the best one. Jacking off is a better use of my time than watching this shit market
You have to understand why the dividend is being distributed and why. I'm not familiar with TORM. But ABR and EFC are mREITs or mortgage REITs. They can be a simple way for investors to get exposure mortgage-backed securities (MBSs). An mREIT is sensitive to interest rates and credit quality of the MBSs. So investors in mREITs like ABR and EFC are looking at the interest rate yields when investing in mREITs. A very popular mREIT besides ABR and EFC is NLY and AGNC. Also - a REIT is required by law to distribute up to 90% of it's net income to investors - that's why the dividend is typically higher than equity stock.
That’s an easy $20k a month if you park it in AGNC.
Yeah me too, AGNC is my favorite currently, yet Caixa Bank was for me more of a growth idea since they went from 5€ to 6.30€ and rising.
Good for you for having your largest holding an SP500 index ETF, but why do you need two different ones? Consolidate those. AGNC - have you looked at their earnings? Eight consecutive quarters of declining EPS, and they missed estimates on the last two. I’d drop that like a hot potato. AI - They are losing money, and, right now, Wall St doesn’t like stocks of companies that lose money. However, you’re young, I think, and this one does have AI in its name, so it might be okay for a speculative play. You don’t need TSLA and LCID. Pick one, preferably TSLA. HMC - Yet another car company? Switch it out with GE or GEV. You still need some industrial exposure. T - Fine, and not a bad dividend. KHZ - Has over 5% dividend yield, but only because the stock is so badly beat up over the past year. They’re at risk from GLP-1s cutting into their business. If they cut the dividend for some reason, the stock is going to tank. I’d stay away from this one, and any other consumer packaged foods company. Good to be in a total market index fund, too, though the SP500 provides all the diversification you really need. If your intention is to not miss out on small caps, get into a small cap index fund with this money instead.
Ticker Portfolio Allocation VOO 13.53% DGRW 11.08% SCHD 10.64% JEPI 6.94% GOOGL 4.35% MSFT 3.79% AMZN 4.47% HD 2.81% COST 4.00% V 3.96% TXRH 2.91% O 2.57% FAT 1.69% PEP 1.47% TKO 3.60% ABBV 1.51% MCO 2.43% NEE 1.76% JNJ 1.24% LMT 1.26% AGNC 1.91% TGT 1.01% SBUX 1.75% TTWO 2.13% XOM 0.88% MO 1.61% TWNP 0.63% ASML 1.77% FDHY 0.34% ARRNF 0.66% CELH 0.52% FXNAX 0.19% FBTC 0.14% NTES 0.45% I currently DCA, 60% split three ways into VOO, SCHD, and DGRW. The other 40% I split up into individual stocks I like, haven't bought AGNC in a couple years, just riding to see what happens. Total account recently hit 30k, I put in 200 a week, or try to.
Thanks. I did great in 2020 buying REML, AGNC, NYL etc and selling it. But those mortgage REITs required daily attention which I don't have any more.
This isn't advice, but if you invest $100,000 in AGNC, you'd be getting a $1000 dividend payout every month.
What makes me laugh a lot is the fact that this regard could’ve invested this all into AGNC and still come out a lot better than what we’re seeing here.
You know it's a bad day for the market when the only green in my port is AGNC.
"Good" comes in different flavors, depending on who you ask. For some, it's security, for which O is the gold standard. Most would agree that JEPQ offers the best return for the amount of risk, which it has some. My only other monthly dividend is AGNC, but it's fallen out of favor and I have it up for break-even limit sale. I'm willing to bet you won't do much better than the two you mentioned.
Ah you understand inflation and devaluation of the dollar bill… talking about McDonalds… once the cheapest menu reaches $5-$6. It’s not going to be fun 💀💀💀 Start a high Apr savings. Don’t put everything into the market. After expenses saves some for your checking. Until you’re 24 (6 more years) you don’t have to worry about the $500 checking limit to be charged for a $10 monthly maintenance fee which I think is ridiculous. The other ones can go into your portfolio. I recommend these stocks: AGNC - pays monthly $0.12 per share. Under $10 rn. MO O SCHD SCHG Growth: Alphabet (GOOG) NVDA (Buy in dip) SCHG VOO
For real estate exposure - I prefer REITS by a long shot. I've owned physical real estate investments and it doesn't really compare. It's not necessarily good or bad - just very different. REITS offer much better liquidity, price discovery, and diversification. Plus - I don't really know anything about the nuances of real estate investing - so a REIT is a better real estate investment proxy for me. Bear in mind that REITS are just a generic structure for investors to access real estate investments. There are lots of different kinds of REITS. For example - AGNC is a mortgage REIT that primarily focuses on residential - that is way different than an equity REIT that holds income producing real estate properties. GOOD is considered a diversified equity REIT. But they focus primarily on industrial and office properties. And even among mortage REITS and equity REITS - there are different sectors like healthcare, storage, residential, office, gaming, retail, etc. etc. You are looking at REITS and real estate from a very narrow point of view.
CONY 143% monthly - works with COIN - $2.02 div AGNC 14.7% monthly - $0.12 div
What you may have heard was probably investing in a REIT (real estate investment trust). Some have very high yields such as NLY at 13.2% yield and AGNC at 15% yield. The high yield ones are very risky and their yields are sometimes just giving you back your capital, so you may get a high yield as their price goes down. Just think, if it was that easy to get 13-15% everyone would be doing it. Should definitely research before you invest.
Put it into a high yield savings account until you figure out what you want to invest it on. Some good investments include: $50 a week into Bitcoin. $50 a week into the s&p500 $50 a week into AGNC
Do you feel that AGNC is a good stock? Their dividend yield is 14 percent
ARR, AGNC and NLY keep paying and very stable.