HPI
John Hancock Preferred Income Closed Fund
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A.I. Summarizes the House Price Index (HPI) Monthly Report Released January 31, 2023
Is HPI a safe place to grab an 8% dividend for a while?
The yield curve inverting, and what useful info it can offer.
Should i trust my financial advisor with these investments?
Mentions
Infrastructure purchases now require a much longer delivery timeframe due to increased memory & storage costs. It’s essentially allocation (like Covid) for large projects so you book those now, shift $ back to opex later this year. No different than HPI, HPE, Dell or any other infrastructure company.
HPE is not a printer company. You're thinking of HPI (ticket HPQ).
They own 40%+ of the marketshare in networking which is part of ai infrastructure. HPE >>> way better bet than HPI right now
HPE & HPI are always missing the mark.
S&P/CS Composite-20 HPI came in better than expected
He's outright lying. The HPI shows the North East as being the hottest housing market for YoY growth in the country.
You haven't seen it because that guy is entirely full of shit. New England especially is in very high demand right now while the mid Atlantic is still a strong market. The markets that aren't strong are the West Coast and most of the Southern states. The current HPI is available online to verify.
Definitely not that straight forward. It's not that they are manufacturing in the same countries, it's *what* product lines and *how much* they are manufacturing. Dell still has some US manufacturing capabilities, and while it might take time, I would expect them to start revitalizing and ramping some of their US production facilities. Lenovo only has one US manufacturing facility on the east coast that I'm aware of, and it's really only to support TAA-compliant systems, but sometimes gets flexed for other work. There's no way Lenovo can scale their data center business in the US with these tariffs compared to Dell, as Dell does have US manufacturing facilities (and some they acquired via EMC). Can't speak on HPI/HPE. I'm not sure where they manufacture in the US, if at all.
My entry signal was the BOS at market open combined with my personal sentiment on a huge negative surprise on Consumer Confidence (I mean 103 predicted was absolutely ridiculous! these analysts are so disconnected from consumers. egg prices & trump admin are scaring half of america) as well as the pre market slight miss on CS HPI. i had close trailing stops for the first 20 mins which got hit on the first play after the first upswing. max risk was like 4k on the original stop
> wanted to exit around $150. I’ve never understood statements like this. What math is going on that gives somebody an exit price? I just like to ask whether Dell is going to rise more or less than HPI, HPE, Apple, or SMCI over the next (pick a time horizon) regardless of the price. I am pretty simple-minded so I don’t understand the math behind “I am going to buy this stock, hold it until it gets to this value, and then sell."
My 2 cents: The HPI vs CPI trends and current interest rates are why real estate scares me right now. The HPI vs CPI trend looks a lot like pre-'08 to me. Home prices have gone up disproportionately fast relative to the overall cost of living, while throughout history, they've generally gone up in a 1:1 fashion. So if this 1:1 pattern continues, home prices could plateau/decrease in upcoming years, causing inflation-adjusted returns of real estate to suffer. High-interest rates make it tough to cash flow. Put simply, money itself is becoming more expensive, that that dips into the ROI of a property each year.
I think you mean HPQ.. HPI is the servers and printers branch of HP.
NONE. Recession is in the data. Dallas Fed services revenue negative again. HPI going lower. More data layer this week. TSLA has the advantage of high gas prices thru summer. Probably roll with that.
Aging parents sold it to daughter for a discount. And got to save some on transfer tax as well. Next door house still goes for full price judging from Teranet HPI for Toronto.
U.S HOUSE PRICE INDEX (MOM) (SEP) ACTUAL: 0.6% VS 0.6% PREVIOUS; EST 0.4% U.S HOUSE PRICE INDEX (SEP) ACTUAL: 414.8 VS 411.8 PREVIOUS U.S HOUSE PRICE INDEX (YOY) (SEP) ACTUAL: 6.1% VS 5.6% PREVIOUS U.S S&P/CS HPI COMPOSITE - 20 N.S.A. (YOY) (SEP) ACTUAL: 3.9% VS 2.2% PREVIOUS; EST 4.0% U.S S&P/CS HPI COMPOSITE - 20 N.S.A. (MOM) (SEP) ACTUAL: 0.2% VS 0.4% PREVIOUS U.S S&P/CS HPI COMPOSITE - 20 S.A. (MOM) (SEP) ACTUAL: 0.7% VS 1.0% PREVIOUS Lol
Or they just bought when HPI was tops
HPI - John Hancock Preferred Income Fund. Pretty stable stock price and stable 10%+ dividend right now.
I am a bot. You submitted a picture of a banned ticker, HPI. The market cap of HPI is **421,186,900** This check will fire if you included unnecessary pictures that have bad keywords/phrases. Repost with the useless pictures omitted if you did that.
2008 wasn't even a real opportunity. Banks weren't lending at the time. Unless you're a cash buyer, for which most people, especially first time buyers, aren't, then no one could have really capitalised. Even so, the drop was only around 20%. Something that recovered rapidly. Houses will always be in demand. Many first time buyers rely on help to buy schemes. This allows people to purchase even when salaries aren't keeping up with inflation. When I was looking to buy (3 years ago) people were always talking about a "bubble bursting". I then found a forum where people were saying the same over a decade ago. I bought my first house in 2020. I've since made close to £100k equity. The valuation of my home (based on my banks HPI data) is higher than it's ever been, even with high mortgage rates and a dead market.
I am a bot. You submitted a picture of a banned ticker, HPI. The market cap of HPI is **437,771,100** This check will fire if you included unnecessary pictures that have bad keywords/phrases. Repost with the useless pictures omitted if you did that.
I am a bot. You submitted a picture of a banned ticker, HPI. The market cap of HPI is **437,771,100** This check will fire if you included unnecessary pictures that have bad keywords/phrases. Repost with the useless pictures omitted if you did that.
Hey /u/adsmeow - I am a bot from /r/wallstreetbets. You submitted one or more banned tickers: HPI. We don't allow discussion of low market cap (less than 500mm) tickers to prevent pump & dump spam and scammers.
Here's [HPI](https://fred.stlouisfed.org/series/CSUSHPINSA) and [here's](https://www.forbes.com/sites/brendarichardson/2022/09/26/rents-drop-for-the-first-time-in-nearly-two-years-as-the-housing-market-cools/?sh=4d9e8c395ed6) a [couple](https://www.cnbc.com/2022/10/06/apartment-demand-fell-during-busiest-renting-season-realpage-report-says.html) for rent.
Misleading? maybe, but the decrease in housing prices we are seeing in real time nowhere near offsets the increases we saw post-pandemic. You can see reversal in trends like [Black knight's report](https://www.blackknightinc.com/black-knights-august-2022-mortgage-monitor/?) and [Case-Shiller HPI for July](https://fred.stlouisfed.org/series/CSUSHPISA). Clearly, housing prices have fallen by about 2% from the highs through August and will fall more as mortgage rates are even higher now, but also keep in mind home prices have also increased by more than 2% per month several months last year and this year which is only now reflected in core CPI. It's good news that the Fed's hikes are working and the trend is going down, we have probably seen the highs in home prices this cycle, but it just takes time and hopefully the Fed can see their hikes working in real time and not be so hawkish that they will overtighten the economy into a bad recession.
You open YouTube or Twitter and all you see are people screaming "housing crash" and "housing bubble" but if you look at relevant stats it paints a different picture. The forbearance programs due to COVID basically guarantee you can stay in your home even if you stop paying your mortgage for 1 year or more. Delinquencies are falling across the board. source: Dallas FED https://www.dallasfed.org/cd/communities/2022/0225 Amount of equity in peoples homes at record high. Negative equity at record lows. >In the first quarter of 2022, the total number of mortgaged residential properties with negative equity decreased by 5.3% from the fourth quarter of 2021 to 1.1 million homes, or 2% of all mortgaged properties. For reference in 2008 before the crash it was over **10%** *source: CoreLogic HPI Forecast project* The number of housing starts has been low for 10 years now there is a real shortage of housing and its been going on for years and years. We are at about half of the 2006 value and thats not accounting for population growth! *source: FRED https://fred.stlouisfed.org/series/HOUST* The size of the millennial generation is HUGE, they waited until almost 40 to buy their first home but now they have a lot of cash savings and a desire to buy. 40 year old millennials have a lot more cash than 25 year old baby boomers had when they entered housing market. They can afford to survive much higher interest rates because of this. >Millennials overtake Baby Boomers as America's largest generation source: Pew Research Center
You open YouTube or Twitter and all you see are people screaming "housing crash" and "housing bubble" but if you look at relevant stats it paints a different picture. The forbearance programs due to COVID basically guarantee you can stay in your home even if you stop paying your mortgage for 1 year or more. Delinquencies are falling across the board. source: Dallas FED https://www.dallasfed.org/cd/communities/2022/0225 Amount of equity in peoples homes at record high. Negative equity at record lows. >In the first quarter of 2022, the total number of mortgaged residential properties with negative equity decreased by 5.3% from the fourth quarter of 2021 to 1.1 million homes, or 2% of all mortgaged properties. For reference in 2008 before the crash it was over **10%** *source: CoreLogic HPI Forecast project* The number of housing starts has been low for 10 years now there is a real shortage of housing and its been going on for years and years. We are at about half of the 2006 value and thats not accounting for population growth! *source: FRED https://fred.stlouisfed.org/series/HOUST* The size of the millennial generation is HUGE, they waited until almost 40 to buy their first home but now they have a lot of cash savings and a desire to buy. 40 year old millennials have a lot more cash than 25 year old baby boomers had when they entered housing market. They can afford to survive much higher interest rates because of this. >Millennials overtake Baby Boomers as America's largest generation source: Pew Research Center
HPI is a closed-end fund, and the 8% isn't a true yield. Distributions can include a return of principal, and that reduces your cost basis - meaning that when you sell shares, your capital gain is calculated from the reduced basis. Held long term, it's possible for the return to reduce your cost basis to less than zero, and that can have hugely negative tax implications.
A one time fee financial advisor is often recommended and it'd be great to get his/her thoughts on them and next steps. Just for example: HPI Real Estate Fund X was only incorporated 6 months ago so it has zero history of performance and stability. See how much is tied in there and regardless of the number I'd take it out. Something like a S&P500 fund is much more stable and easier to know about. Sealy Industrial Partners IV was created 4 months ago, so (I think) they have a similar risk especially if a large percentage of their investments are in real estate funds.
How can I tell if these are good investments? Hi all, Long story short, my dad passed away earlier this year and left my mom with both a sizable life insurance payout but also a sizable number of financial responsibilities. My mom has very little desire or experience with finances, and to be fair neither did my dad. They have an advisor doing everything for them. I am just getting my head around my own family’s finances, including considering whether to hire an advisor. One thing we’re repeatedly cautioned against is advisors selling us on products that pay out a good commission for them, but might not be the best investment for growing our assets. I’m not so familiar with REIT’s (are these REITs below??). These are the three funds that the advisor wants to invest in. I just want to make sure my mom isn’t getting taken advantage of. How can I tell if these are good funds, or if these are funds that only pay high commissions? Any help would be much appreciated! HPI Real Estate Fund X MH Venture Fund II Sealy Industrial Partners IV
FYI- HPI is not an ETF it’s a CEF (closed end fund) It also uses leverage approximately 36% You can research on www.cefconnect.com
HPI look strange I don't know how they getting 8% from what they're holding, 10-year Treasury and such. Interesting though I need to look into it so more.
Actually, there are tons of dd’s -HPI index analysis -Meetings with actual contractors and real estate agents (contractors always say be careful and real estate agents always say BUY HOUSE NOW) -Mortgage sales tracking as well as bond rates and spreads on LIBOR and commission differentials across top mortgage writing banks located in USA from all over the world. -fundamental interest rate analysis as well as property and home development analysis -Heavy applied mathematical and data base analysis This is just a vent and discussion My DD is proprietary and I can get in trouble for sharing... Because I work at an actual hedge fund Im an actual finance guy not a wanna be retard who just invests
You open YouTube or Twitter and all you see are people screaming "housing crash" and "housing bubble" but if you look at relevant stats it paints a different picture. The forbearance programs due to COVID basically guarantee you can stay in your home even if you stop paying your mortgage for 1 year sometimes more. Delinquencies are falling across the board. source: Dallas FED https://www.dallasfed.org/cd/communities/2022/0225 Amount of equity in peoples homes at record high. Negative equity at record lows. >In the first quarter of 2022, the total number of mortgaged residential properties with negative equity decreased by 5.3% from the fourth quarter of 2021 to 1.1 million homes, or 2% of all mortgaged properties. For reference in 2008 before the crash it was over **10%** *source: CoreLogic HPI Forecast project* The number of housing starts has been low for 10 years now there is a real shortage of housing and its been going on for years and years. We are at about half of the 2006 value and thats not accounting for population growth! *source: FRED https://fred.stlouisfed.org/series/HOUST* The size of the millennial generation is HUGE, they waited until almost 40 to buy their first home but now they have a lot of cash savings and a desire to buy. They can afford to survive much higher interest rates because of this. >Millennials overtake Baby Boomers as America's largest generation source: Pew Research Center >Millennials are ahead of their parents in retirement savings >Millennials are way ahead of Baby Boomers when it comes to saving for retirement, according to a new study by investment firm Charles Schwab. That younger generation is already stashing away funds in their mid-20s, beating their parents by about a decade. They also have higher balances in their 401(k)s than Gen Xers did at the same age, according to a report released by Pew last year. source: Charles Schwab Until any of this changes housing won't crash that's at least 5-10 years.
You open YouTube or Twitter and all you see are people screaming "housing crash" and "housing bubble" but if you look at relevant stats it paints a different picture. The forbearance programs due to COVID basically guarantee you can stay in your home even if you stop paying your mortgage for 1 year sometimes more. Delinquencies are falling across the board. source: Dallas FED https://www.dallasfed.org/cd/communities/2022/0225 Amount of equity in peoples homes at record high. Negative equity at record lows. >In the first quarter of 2022, the total number of mortgaged residential properties with negative equity decreased by 5.3% from the fourth quarter of 2021 to 1.1 million homes, or 2% of all mortgaged properties. For reference in 2008 before the crash it was over **10%** *source: CoreLogic HPI Forecast project* The number of housing starts has been low for 10 years now there is a real shortage of housing and its been going on for years and years. We are at about half of the 2006 value and thats not accounting for population growth! *source: FRED https://fred.stlouisfed.org/series/HOUST* The size of the millennial generation is HUGE, they waited until almost 40 to buy their first home but now they a lot of cash savings for and a desire to buy. They can afford to survive much higher interest rates because of this. >Millennials overtake Baby Boomers as America's largest generation source: Pew Research Center >Millennials are ahead of their parents in retirement savings >Millennials are way ahead of Baby Boomers when it comes to saving for retirement, according to a new study by investment firm Charles Schwab. That younger generation is already stashing away funds in their mid-20s, beating their parents by about a decade. They also have higher balances in their 401(k)s than Gen Xers did at the same age, according to a report released by Pew last year. source: Charles Schwab Until any of this changes housing won't crash that's at least 5-10 years.
>In the first quarter of 2022, the total number of mortgaged residential properties with negative equity decreased by 5.3% from the fourth quarter of 2021 to 1.1 million homes, or 2% of all mortgaged properties. On a year-over-year basis, negative equity fell by 23% from 1.4 million homes, or 2.6% of all mortgaged properties, in the first quarter of 2021. *source: CoreLogic HPI Forecast project* For your reference in 2008 it was as high as 30% of homeowners. >Millennials overtake Baby Boomers as America's largest generation *source: Pew Research Center* >According to Fidelity's 2020 Retirement Savings Assessment study, millennials ranked higher than Generation X-ers on the retirement preparedness scale, in part because they had increased their savings rate from 7.5% to 9.7% over the past two years. *source: CNBC*
>In the first quarter of 2022, the total number of mortgaged residential properties with negative equity decreased by 5.3% from the fourth quarter of 2021 to 1.1 million homes, or 2% of all mortgaged properties. On a year-over-year basis, negative equity fell by 23% from 1.4 million homes, or 2.6% of all mortgaged properties, in the first quarter of 2021. source: CoreLogic HPI Forecast project For your reference in 2008 it was as high as 30% of homeowners. >Millennials overtake Baby Boomers as America's largest generation *source: Pew Research Center* >According to Fidelity's 2020 Retirement Savings Assessment study, millennials ranked higher than Generation X-ers on the retirement preparedness scale, in part because they had increased their savings rate from 7.5% to 9.7% over the past two years.
I am a bot. You submitted a picture of a banned ticker, HPI. The market cap of HPI is **540965904** This check will fire if you included unnecessary pictures that have bad keywords/phrases. Repost with the useless pictures omitted if you did that.
House prices are up a whopping 18% since the same time last year. https://www.fhfa.gov/mobile/Pages/public-affairs-detail.aspx?PageName=FHFA-HPI-Up-1pt6-Percent-in-April-Up-18pt8-Percent-from-Last-Year.aspx
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* [Yield curve chart](https://imgur.com/a/kf0qerQ) * [Stock market valuations like CAPE, Buffett Ratio, Tobin's Q, AIEA and housing market valuations like Case-Shiller HPI, Zillow, Freddie Mac, FHFA](https://i.imgur.com/GBF4Ceq.png) * [Stock market indices and their 50, 100, and 200-day moving averages](https://i.imgur.com/qdVvL0T.png)
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I guarantee for a big enough check size and big enough cost, GS would write a position against the Las Vegas metro HPI. But not to you or I
When were the effects of the GFC on homeownership first felt (via lending) and normalized (post-collapse)? How do you explain the 3-year declining homeownership rate before the GFC? What is the historical norm once you discount roughly 15 years of data? What was the historical context of a 'normal' rate when homeownership rates are largely determined by broader policy decisions (including interest rates)? Is that context relevant today? Excluding data actually requires some proof of work. GFC has an impact on millennial homeownership for a variety of reasons, you actually need to show that that impact no longer exists and when that happened. Explain, even just to start, what effect that the slowed housing development market may be having on homeownership rates, and try to do it without talking about the GFC. I've been letting you get away with picking arbitrary start lines for your trends for far too long. You keep choosing 2015 as the start because it's literally the lowest value available. And 1994 I guess, because you're just removing a big hump in the middle. Convenient for argumentation, lacking in any logical basis. 1) If the <35 data wasn't skewed to your benefit, you wouldn't have focused on it. The fact you excluded the 35-40 data because it was inconvenient to your argument is obvious, as it lies well below the presented historical average for the given range. Your dishonesty continues, and your unweighted conclusion carries no water. 2) Of the three trends presented, only one has 'reversed' (in your arbitrary range). HPI and rental vacancy have continued to increase and decrease, respectively. 'Trends' is plural, please learn to count and try again. 3) Anecdote, live and learn. You're also ignoring the mechanical argument centered around rental -> owner transitioning. Sociology is a part of macroeconomic analysis anyway. In fact, you should see this as a limitation of the homeownership metric, but your ego won't let you do that. 4) How have those adjustments affected the ability to purchase and financially operate a home? Claiming a trend is 'consistently' in one direction while attempting to ignore roughly 1/6 of your own arbitrary sample size is really funny. I wasn't claiming a trend off the latest data, I showed how your trend doesn't exist. I'm waiting for you to prove there is one (starting with a non-arbitrary starting year). Then give me reasons to believe whatever that trend is will continue. That bullshit 2020 WSJ paywalled article (still waiting on the actual numbers) is lingering around like a bad fart now that first-time homebuyers are getting priced out of the market only a year later. What were you expecting, an entire generation of buyers to lock in a rate in a single year? The ones that could, did. The rest continue to suffer the ride. No clue what you were trying to prove with that anyway, especially since you don't want me referencing it now. Just to make it clear, here is a trend claim based on the census graph: Homeownership rate has declined over the last 40 years for all age groups except those over 65. The reasons why it will continue are outlined in my psychotic rant. See the difference? The original argument (and only evidence-based one) you presented was simply: "Aggregate homeownership rates are at historical averages so millennials face no extra burdens on acquiring and maintaining homeowner status. Wah wah something r/lostgeneration strawman" The fact is that homeownership rates are at historical lows for population of discussion (millennials) cannot logically support your argument. The trend for this demographic (which is now occupied by millennials) is clearly on a decline since the 80s. In fact, the only time they were consistent and rose with the average was... during the GFC lead-up, but since you insist on ignoring that chunk of data it's literally irrelevant. There is no reason to believe homeownership among this generation (or any that come afterwards) will rise to historical averages as a evidenced by increasing housing prices, rental prices, inflation, while wages have stayed stagnant, availability/desirability of housing decreases, marriages occur later, and inevitable interest rate increases are on the horizon.
TL;DR (or you're an Ape and are frightened by large words): The yield curve may invert by summer of this year, meaning a recession in 2023. And history suggests that in "bubbly" markets like we have today, market peaks happen when the yield curve inverts. This may offer useful info on when to run for the hills. Graph 1: The yield curve appears to be heading for an inversion by summer, assuming something doesn't change its trajectory (and to be fair, it could). Yield curve inversions almost always presage a recession 6-18 months later (average of 15.1 months according to Bank of America). Graph 2: The only exceptions in the last century was a false positive in 1965, and the Great Depression/World War 2 era when the Fed was actively manipulating rates to stabilize the economy and fund the war effort. Graph 3: The Fed rate tends to peak or plunge when the yield curve inverts. Given that it is poised to invert by summer, and [CME FedWatch](https://www.cmegroup.com/trading/interest-rates/countdown-to-fomc.html) is currently predicting the Fed rate will be ~1.25-1.50%, the current tightening cycle may not make it to 2%. This is important, because in previous recessions, the Fed has lowered rates by ~5% when a recesion hits to stimulate the economy. You can't do that when rates are 1.5%. Graphs 4/5: These compare the yield curve with stocks (as shown by the detrended S&P 500) and housing prices (as shown by real Case-Shiller HPI). For "bubbly" markets like stocks in 2000/2008 and homes in 1989/2007, yield curve inversions tend to mark market tops, with prices peaking or plunging soon thereafter. Graph 6: This takes multiple valuation measures (Shiler PE, detrended log real S&P price, Tobin's Q, Buffett Indicator, and Aggregate Investor Equity Allocation for stocks; Case-Shiller HPI, FHFA All-Transactions HPI, Freddie Mac HPI, and Zillow ZHVI for housing) and graphs the z-score of them so we can compare apples to apples. We can see we're in both a massive stock (3rd largest in the last 140 years) and housing bubble (largest in the last 130 years).
As a homebuyer, look at it like this. In 2018 house cost $210 (core logic HPI) now costs $280. The inflation in the supply chain will take that to $322 by year end. Your purchasing power on a loan just lost 20% due to the end of QE. That's not even a hike to control the inflation. Hikes will be much worse. Buy or wait? I'd argue all housing expansions are based on funding more so than the need for roofs. Watch the MBS market, that's where this trade will be determined XHB puts
I think they don't have a choice unless they want to enter a YCC program (hotel California IMO. I studied credit cycles. It's like trying to bounce a ball that has been on the ground (zero rates) they have to pick it up (raise rates) before they can drop it again (create demand through lower rates). Short sellers will pounce on this weakness XHB puts As a homebuyer, look at it like this. In 2018 house cost $210 (core logic HPI) now costs $280. The inflation in the supply chain will take that to $322 by year end. Your purchasing power on a loan just lost 20% due to the end of QE. That's not even a hike to control the inflation. Buy or wait? I'd argue all housing expansions are based on funding more so than the need for roofs. Watch the MBS market, that's where this trade will be determined XHB puts
Well think about it like this. Mortgage rates. 1% rise in rates reduces buying power by 10%. Just stopping taper will move rates 1.5% from cycle low of 2.67% to over 4 to 4.5ish. Two consecutive years of 15% house increases. Core logic HPI is 30% over last time rates were 4.5. So consumer is fucked. Who's buying houses under these conditions. Where real estate goes, so goes america. I'm short XHB
What tools does JPow have in his arsenal to combat the rising HPI(hooker price inflation)?
Ohhhh my dude you've got a lot to learn... There are so many holes in literally everything you typed i don't even know where to begin... Low interest rates DO NOT mean you will 'save exponentially more over the course of the mortgage'... > Also, the sooner you lock in a mortgage, the soon you can pay living expenses inflation free. Wat? The value of a dollar is the value of a dollar my dude... At no point, literally ever, are you paying anything 'inflation free'. First of all CPI vs HPI is at an all-time disconnect... If you wanted any hard data as to why NOT to buy right now, there it is... > I’m not sure you’ve actually done the math. Have you? > And Even though home prices are going up, there’s nothing to suggest a crash. Just that pesky old HPI vs CPI graph i mentioned... mortgage forbearances just now starting to end... 16% YoY growth in the market when the average is like 5.3% or something like that... multiple cash offers 5, 10, 15+% over, no contingencies... posts on reddit like this one... nothing to see here! Markets totally healthy! Lock in that low low low rate! It'S nOt LiKe 08' ThOuGh, OnLy WeLl qUaLiFiEd BuYeRs! > Housing prices are up because people want houses. ...all time high lumber prices... record low inventory... massive supply chain issues... cheap rates... inflation fears... more SFH corporate housing investments than ever... economic uncertainty...
I’m sick of these elitist politicians all competing with each other trying to bring down housing prices. Housing prices are at 2008 levels! How can I vote for someone trying to bankrupt me? I can’t https://creastats.crea.ca/board/sra-regi The MLS® Home Price Index (HPI)—a more accurate measure of house price trends—saw the residential benchmark price in Regina rise nearly 6% year-over-year, going from $252,900 to $268,000 https://images.app.goo.gl/oT9dgH4bUrMcWvQAA Historical price chart back to 2008.
I’m sick of these elitist politicians all competing with each other trying to bring down housing prices. Housing prices are at 2008 levels! How can I vote for someone trying to bankrupt me? I can’t https://creastats.crea.ca/board/sra-regi The MLS® Home Price Index (HPI)—a more accurate measure of house price trends—saw the residential benchmark price in Regina rise nearly 6% year-over-year, going from $252,900 to $268,000 https://images.app.goo.gl/oT9dgH4bUrMcWvQAA Historical price chart back to 2008.
Important events of today (Economic + Speakers): &#x200B; |Time (Eastern)|Event|Actual|Forecast|Previous|Notes| |:-|:-|:-|:-|:-|:-| |5:00AM|Euro CPI(YoY)(Aug)|3.0%|2.7%|2.2%|| |9:00AM|S&P/CS HPI Composite(YoY)(Jun)||18.5%|17.0%|| |9:45AM|Chicago PMI(Aug)||68.0|73.4|| |**10:00AM**|**CB Consumer Confidence(Aug)**||0.4%|-1.9%|| |4:30PM|API Weekly Crude Oil Stock||-2.833M|-1.622M|| &#x200B; Note: [What are mods?](https://i.kym-cdn.com/photos/images/newsfeed/001/424/695/4b8.png)
Guess he didnt check the HPI
You saw the pictures about the floods in Germany recently? What would you pay for a house that was flooded away? Or what about the wild fires in California? How much are these houses worth? S&P Case Shiller HPI went from ~ 184 to ~ 134. That is 18% for you?
You just need $300k and drop it in HPI or HPF. The funds won’t grow much if at all, but you will be retuning $20K in dividends
**Events in the US Today (ET):** * 06:00am - OPEC Meeting \[2/3 Volatility\] * 09:45am - Manufacturing PMI (May) \[2/3 Volatility\] * 10:00am - ISM Manufacturing PMI (May) \[3/3 Volatility\] * ISM Manufacturing Employment (May) \[2/3 Volatility\] * FOMC Member Quarles Speaks \[2/3 Volatility\] * 11:30am - 3&6-M Bill Auctions \[2/3 Volatility\] * The Senate meets for session * 02:00pm - FOMC Member Brainard Speaks \[2/3 Volatility\] * 03:00pm - The House meets for session * 07:00pm - Total Vehicle Sales \[1/3 Volatility\] **Events in the World Today (ET):** * 12:30am - Australia RBA Interest Rate Decision (Jun) \[3/3 Volatility\] * 02:00am - UK Nationwide HPI (MoM&YoY-May) \[2/3 Volatility\] * 02:30am - Switzerland Retail Sales (YoY-Apr) \[2/3 Volatility\] * 03:00am - Switzerland GPD (QoQ&YoY-Q1) \[2/3 Volatility\] * 03:15am - Spain Manufacturing PMI (May) \[2/3 Volatility\] * 03:30am - Switzerland PMI (May) \[2/3 Volatility\] * 03:45am - Italy Manufacturing PMI (May) \[2/3 Volatility\] * 03:50am - France Manufacturing PMI (May) \[2/3 Volatility\] * 03:55am - Germany Manufacturing PMI (May) \[3/3 Volatility\] * Germany Unemployment Change (May) \[3/3 Volatility\] * 04:00am - Euro Zone Manufacturing PMI (May) \[2/3 Volatility\] * 04:30am - UK Manufacturing PMI (May) \[3/3 Volatility\] * 05:00am - Euro Zone CPI (YoY-May) \[3/3 Volatility\] * Euro Zone Unemployment Rate (Apr) \[2/3 Volatility\] * 06:00am - OPEC Meeting \[2/3 Volatility\] * 08:00am - Brazil GDP (QoQ&YoY-Q1) \[2/3 Volatility\] * 08:30am - Canada GDP (MoM-Mar) \[3/3 Volatility\] * 11:00am - UK BofE Gov Bailey Speaks \[3/3 Volatility\] * 11:30am - New Zealand GlobalDairyTrade Price Index \[2/3 Volatility\] * 07:00pm - Japan CPI (YoY-May) \[2/3 Volatility\] * 09:30pm - Australia GPD (QoQ-Q1) \[3/3 Volatility\] **Earnings Before Open:** * Canopy Growth, ScotiaBank **Earnings After Close:** * Digital Turbine, Zoom, Hewlett Packard Enterprise, Orion [Earnings This Week](https://i.imgur.com/4oQ7iOG.png)
I am a bot from /r/wallstreetbets. You submitted one or more banned tickers: HPI. Message /u/zjz if they're above 1.25 billion-ish market cap and not related to crypto/pennies/OTC/SPACs.
HPS HPI OR HPF the funds might only appreciate slightly but the divi is what we’re after here
PFF, SDIV, HPI, HPS, AGNC, MAIN, O All of those are monthly income stocks, they have all had over 10% growth for me as well, the last 3 are not funds as they are individual stocks
30% is the Year on Year number, no one was buying homes march of last year. Look i get what youre saying but its not necessarily what it seems. Youve got a 5.2 month on month increase (your housing market seems healthier, this isnt the case in the US, however it could be a leap to assume that even more people are investing in real estate. Rather it could be equilibrium reaching, you’ve seen (like in the us) a dramatic increase in price but primarily due to a decrease in availability. There probably was an initial boost to demand tbh, but that doesnt necessarily linger. New home constructions, for obvious reasons will lag demand. We cant assume that supply affects demand like this. Obviously its had an effect on price, but what youre thinking of is a constant increase of demand. And your sales to new listings is already easing, dropping 10% on the month (granted its still high at 80%), if what you’re saying were true we would see no change in this as supply (increased 7.5% in the same time frame) would not be able to catch up as demand youre saying would outpace it, leading to continuous price increases. Anyways your HPI could be showing signs of easing as well, its lower than previous. And lastly [here](https://images.ctfassets.net/gm6df3h7p862/4DmfQd5T9xFg5dyVyUOcmH/940b2a15c27ae87c264539ea867b1bed/natl_chart_of_interest03_xhi-res_en.png?w=1079&h=740&q=50), peaks happen right before valleys, and these moments have things in common.
Market Events April 26 - 30 #Monday, April 26, 2021 08:30 Core Durable Goods Orders (MoM) (Mar) Cons: 1.6% Prev: -0.9% 08:30 Durable Goods Orders (MoM) (Mar) Cons: 2.5% Prev: -1.2% #Tuesday, April 27, 2021 09:00 S&P/CS HPI Composite - 20 n.s.a. (YoY) (Feb) Cons: 11.6% Prev: 11.1% 10:00 CB Consumer Confidence (Apr) Cons: 112.1 Prev: 109.7 16:30 API Weekly Crude Oil Stock Prev: 0.436M #Wednesday, April 28, 2021 08:30 Goods Trade Balance (Mar) Prev: -87.07B 08:30 Retail Inventories Ex Auto (Mar) Prev: 1.2% 10:30 Crude Oil Inventories Prev: 0.594M 10:30 Cushing Crude Oil Inventories Prev: -1.318M 14:00 Fed Interest Rate Decision 14:30 #FOMC Press Conference 14:30 #FOMC Statement #Thursday, April 29, 2021 08:30 GDP (QoQ) (Q1) Cons: 6.5% Prev: 4.3% 08:30 GDP Price Index (QoQ) (Q1) Cons: 2.5% Prev: 1.9% 08:30 Initial Jobless Claims Cons: 560K Prev: 547K 10:00 Pending Home Sales (MoM) (Mar) Cons: 6.0% Prev: -10.6% #Friday, April 30, 2021 08:30 Core PCE Price Index (YoY) (Mar) Cons: 1.8% Prev: 1.4% 08:30 Core PCE Price Index (MoM) (Mar) Cons: 0.3% Prev: 0.1% 08:30 Employment Cost Index (QoQ) (Q1) Cons: 0.7% Prev: 0.7% 08:30 PCE Price index (YoY) (Mar) Prev: 1.6 08:30 PCE price index (MoM) (Mar) Prev: 0.2% 08:30 Personal Spending (MoM) (Mar) Cons: 4.2% Prev: -1.0% 09:45 Chicago PMI (Apr) Cons: 65.5 Prev: 66.3 10:00 Michigan Consumer Expectations (Apr) Prev: 79.7 10:00 Michigan Consumer Sentiment (Apr) Cons: 87.5 Prev: 86.5 13:00 U.S. Baker Hughes Oil Rig Count Prev: 344 13:00 U.S. Baker Hughes Total Rig Count Prev: 439 15:30 CFTC Crude Oil speculative net positions Prev: 500.0K 15:30 CFTC Gold speculative net positions Prev: 181.5K 15:30 CFTC Nasdaq 100 speculative net positions Prev: -5.1K 15:30 CFTC S&P 500 speculative net positions Prev: -52.2K
**Events in the US Today (ET):** * DAY - Wear a mask & socially distance <3 * 09:00am - FOMC Member Quarles Speaks \[2/3 Volatility\] * S&P HPI Composite (Jan) \[2/3 Volatility\] * 10:00am - CB Consumer Confidence (Mar) \[3/3 Volatility\] * 12:00pm - FOMC Member Bostic Speaks \[2/3 Volatility\] * 12:30pm - General White House Press Conference * 02:00pm - FOMC Member Williams Speaks \[2/3 Volatility\] * 02:00pm - POTUS signs the PPP Extension Act of 2021 into law * Oval Office, The White House * 04:30pm - API Weekly Crude Oil Stock \[2/3 Volatility\] * POTUS, in an address Wednesday in Pittsburgh, will detail a mass expansion of government spending aimed at reducing inequality and strengthening infrastructure. A revamp of the tax code is also part of the plan. * Ballot counting starts today in the unionization vote at Amazon’s warehouse in Bessemer, Ala., marking a critical step in one of the most significant union elections of the last decade. **Events in the World Today (ET):** * 03:00am - Switzerland KOF Leading Indicators (Mar) \[2/3 Volatility\] * Spain CPI & HICP (Mar) \[2/3 Volatility\] * 06:45am - Italy 10-Year BTP Auction \[2/3 Volatility\] * 08:00am - Germany CPI (MoM-Mar) \[2/3 Volatility\] * Euro Zone ECB's McCaul Seaks \[2/3 Volatility\] * 07:50pm - Japan Industrial Production (MoM-Feb) \[2/3 Volatility\] * 08:00pm - New Zealand ANZ Business Confidence (Mar) \[2/3 Volatility\] * 08:30pm - Australia Private Sector Credit (MoM-Feb) \[2/3 Volatility\] * Australia Building Approvals (MoM-Feb) \[2/3 Volatility\] * 09:00pm - China Manufacturing PMI (Mar) \[3/3 Volatility\] * Mitsubishi UFJ Financial Group Inc.’s warning of a potential $300 million loss related to a U.S. client is linked to the unwinding of bets by Bill Hwang’s Archegos Capital Management. * OPEC+ meets to discuss production levels for May on Thursday. **Earnings Before Open:** * Biontech, McCormick, Academy Sports **Earnings After Close:** * BlackBerry, Chewy, Lululemon, IZEA, Reed's, Arcadia [Earnings This Week](https://i.imgur.com/a57hPvk.png)
# Some shit to pay attention to tomorrow More 🍆 = Bigger impact | Event | Effect | Time (EST) | ----------- | ----------- | ---------- | | Redbook (YoY) and (MoM) | 🍆 | 08:55 | FOMC Member Quarles Speaks | 🍆🍆 | 09:00 | House Price Index (YoY) and (MoM) (Jan)| 🍆 | 09:00 | S&P/CS HPI Composite 20 n.s.a. (YoY) (Jan)| 🍆🍆 | 09:00 | CB Consumer Confidence (Mar)| 🍆🍆🍆 | 10:00 | Dallas Fed Services Revenues (Mar)| 🍆 | 10:30 |Texas Services Sector Outlook (Mar)| 🍆 | 10:30 |FOMC Member Bostic Speaks| 🍆🍆 | 12:00 |FOMC Member Williams Speaks| 🍆🍆 | 14:30 |API Weekly Crude Oil Stock | 🍆🍆 | 16:30
**Events in the US Today (ET):** * DAY - Wear a mask & socially distance <3 * 08:30am - Initial Jobless Claims \[3/3 Volatility\] * Philly Manufacturing Index (Mar) \[2/3 Volatility\] * 10:00am - The House & Senate meet for session * 11:30am - 4 & 8 Week Bill Auctions \[1/3 Volatility\] * 12:30pm - General White House Press Briefing * 01:00pm - 10-Year TIPS Auction \[2/3 Volatility\] * 03:15pm - POTUS & VPOTUS live press conference about COVID-19 vaccinations * The Treasury Department said it had electronically transferred 90 million direct payments totaling $242 billion after the stimulus law was passed last week, with more arriving soon. * IRS postpones April 15 U.S. tax deadline to May 17. * Honda Motor Co. says that supply chain issues will force a halt to production at a majority of its U.S. and Canadian auto plants beginning next week. **Events in the World Today (ET):** * 03:00am - Switzerland PPI (MoM-Feb) \[2/3 Volatility\] * 04:00am - Euro Zone ECB Pres. Lagarde Speaks \[3/3 Volatility\] * 04:30am - Euro Zone ECB's McCaul Speaks \[2/3 Volatility\] * 05:00am - Norway Interest Rate Decision \[2/3 Volatility\] * 06:00am - Euro Zone Wages in EZ (YoY-Q4) \[2/3 Volatility\] * Euro Zone Trade Balance (Jan) \[2/3 Volatility\] * 07:00am - Euro Zone ECB President Lagarde Speaks \[3/3 Volatility\] * 08:00am - UK BofE Interest Rate Decision (Mar) \[3/3 Volatility\] * UK BofE MPC Meeting Minutes \[3/3 Volatility\] * UK BofE QE Total (Mar) \[2/3 Volatility\] * UK BofE MPC Member Haldane Speaks \[2/3 Volatility\] * 08:30am - Canada New HPI (MoM-Feb) \[2/3 Volatility\] * Euro Zone ECB LTRO \[2/3 Volatility\] * 09:10am - Euro Zone ECB's De Guindos Speaks \[2/3 Volatility\] * 10:30am - Germany Buba Mauderer Speaks \[2/3 Volatility\] * 02:00pm - Euro Zone ECB's Schnabel Speaks \[2/3 Volatility\] * 07:30pm - Japan National Core CPI (YoY-Feb) \[2/3 Volatility\] * 08:30pm - Australia Retail Sales (MoM) \[3/3 Volatility\] * 10:30pm - Japan BoJ Press Conference \[3/3 Volatility\] * Japan Monetary Policy Meeting Minutes \[2/3 Volatility\] **Earnings Before Open:** * Dollar General, HEX O, CanadianSolar, Ocugen, Accenture, Signet Jewelers, Duluth Trading **Earnings After Close:** * FedEx, Nike, MP Materials, Olli's, Sierra Metals **Earnings Before Open Friday:** * Embraer, Celsion Corp
Did population stagnate for HPI to drop in 2006 for 5 years straights to 2011, and 5 years until 2016 just to get back to same level? Also, the decade trend for apartments and multi-family properties are going up, with property ownership stagnating, so wouldn't that simultaneously fulfill the need of growing population and flatten SFH space?